SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) March 24, 1997
RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC. (as depositor under an Amended
and Restated Trust Agreement, dated as of March 27, 1997, and pursuant to which
an Indenture was entered into, providing for, inter alia, the issuance of Home
Equity Loan-Backed Term Notes, Series 1997-HS2)
Residential Funding Mortgage Securities II, Inc.
(Exact name of registrant as specified in its charter)
DELAWARE 33-80419 41-1808858
(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification No.)
8400 Normandale Lake Blvd.
Suite 600
Minneapolis, Minnesota 55437
(Address of Principal (Zip Code)
Executive Offices)
Registrant's telephone number, including area code, is (612) 832-7000
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Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
(a) Not applicable
(b) Not applicable
(c) Exhibits:
4.3 Servicing Agreement dated as of March 27, 1997 among
Residential Funding Corporation, as master servicer, The Chase Manhattan Bank,
as indenture trustee, and the Home Equity Loan Trust 1997-HS2, as issuer.
4.4 Amended and Restated Trust Agreement dated as of March 27,
1997 between Residential Funding Mortgage Securities II, Inc., as depositor and
Wilmington Trust Company, as owner trustee.
4.5 Indenture dated as of March 27, 1997 between Home Equity
Loan Trust 1997-HS2, as issuer and The Chase Manhattan Bank, as indenture
trustee, and Appendix A thereto.
10.1 Revolving Credit Loan Purchase Agreement dated as of March 27, 1997 by
Residential Funding Mortgage Securities II, Inc., as purchaser and Residential
Funding Corporation, as seller.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.
RESIDENTIAL FUNDING MORTGAGE
SECURITIES II, INC.
By: /s/ Diane S. Wold
Name: Diane S. Wold
Title: Vice President
Dated: March 27, 1997
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.
RESIDENTIAL FUNDING MORTGAGE
SECURITIES II, INC.
By: /s/ Diane S. Wold
Name: Diane S. Wold
Title: Vice President
Dated: March 27, 1997
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EXHIBIT 4.3
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EXHIBIT 4.4
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EXHIBIT 4.5
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EXHIBIT 10.1
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EXHIBITS
(Intentionally Omitted)
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APPENDIX A
DEFINITIONS
Additional Balance: With respect to any Revolving Credit Loan,
any future Draw made by the related Mortgagor pursuant to the related Loan
Agreement after the Cut-off Date; provided, however, that if an Amortization
Event occurs, then any Draw after such Amortization Event shall not be acquired
by the Trust and shall not be an Additional Balance.
Additional Balance Differential: With respect to any Payment
Date, unless and until an Amortization Event occurs, (x) during the Revolving
Period, the amount, if any, by which Additional Balances resulting from Draws
under the Revolving Credit Loans during the related Collection Period exceed
Principal Collections during such Collection Period and (y) on and after the end
of the Revolving Period, the aggregate amount of Additional Balances conveyed to
the Trust during the related Collection Period.
Additional Certificate Security Balance: With respect to the
issuance of Capped Funding Notes pursuant to Section 4.01(d) of the Indenture,
the amount, if any, required in accordance with the Opinion of Counsel in
connection therewith to be added to the Security Balances of the Certificates in
accordance with Section 3.14 of the Trust Agreement.
Affiliate: With respect to any Person, any other Person
controlling, controlled by or under common control with such Person. For
purposes of this definition, "control" means the power to direct the management
and policies of a Person, directly or indirectly, whether through ownership of
voting securities, by contract or otherwise and "controlling" and "controlled"
shall have meanings correlative to the foregoing.
Aggregate Additional Balance Differential: With respect to any
Payment Date and any Variable Funding Note, the sum of Additional Balance
Differentials that have been added to the Security Balance of such Variable
Funding Note prior to such Payment Date.
Amortization Event: Any one of the following events:
(a) the failure on the part of the Seller (i) to make any
payment or deposit required to be made under the Revolving Credit Loan
Purchase Agreement within five Business Days after the date such
payment or deposit is required to be made; or (ii) to observe or
perform in any material respect any other covenants or agreements of
the Seller set forth in the Revolving Credit Loan Purchase Agreement,
which failure continues unremedied for a period of 60 days after
written notice and such failure materially and adversely affects the
interests of the Securityholders or the Credit Enhancer;
(b) if any representation or warranty made by the Seller in
the Revolving Credit Loan Purchase Agreement proves to have been
incorrect in any material respect when made and which continues to be
incorrect in any material respect for a period of 45 days
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with respect to any representation or warranty of the Seller made in
Section 3.1(a) of the Revolving Credit Loan Purchase Agreement or 90
days with respect to any representation or warranty made in Section
3.1(b) or 3.2 of the Revolving Credit Loan Purchase Agreement after
written notice and as a result of which the interests of the
Securityholders or the Credit Enhancer are materially and adversely
affected; provided, however, that an Amortization Event shall not be
deemed to occur if the Seller has repurchased or caused to be
repurchased or substituted for the related Revolving Credit Loans or
all Revolving Credit Loans, if applicable, during such period (or
within an additional 60 days with the consent of the Indenture Trustee
and the Credit Enhancer) in accordance with the provisions of the
Indenture;
(c) The entry against the Seller or the Issuer of a decree or
order by a court or agency or supervisory authority having jurisdiction
in the premises for the appointment of a trustee, conservator, receiver
or liquidator in any insolvency, conservatorship, receivership,
readjustment of debt, marshalling of assets and liabilities or similar
proceedings, or for the winding up or liquidation of its affairs, and
the continuance of any such decree or order unstayed and in effect for
a period of 60 consecutive days;
(d) The Seller or the Issuer shall voluntarily go into
liquidation, consent to the appointment of a conservator, receiver,
liquidator or similar person in any insolvency, readjustment of debt,
marshalling of assets and liabilities or similar proceedings of or
relating to the Seller or the Issuer or of or relating to all or
substantially all of its property, or a decree or order of a court,
agency or supervisory authority having jurisdiction in the premises for
the appointment of a conservator, receiver, liquidator or similar
person in any insolvency, readjustment of debt, marshalling of assets
and liabilities or similar proceedings, or for the winding-up or
liquidation of its affairs, shall have been entered against the Seller
or the Issuer and such decree or order shall have remained in force
undischarged, unbonded or unstayed for a period of 60 days; or the
Seller or the Issuer shall admit in writing its inability to pay its
debts generally as they become due, file a petition to take advantage
of any applicable insolvency or reorganization statute, make an
assignment for the benefit of its creditors or voluntarily suspend
payment of its obligations;
(e) the Issuer becomes subject to regulation by the Commission
as an investment company within the meaning of the Investment Company
Act of 1940, as amended;
(f) a Servicing Default relating to the Master Servicer occurs under the
Servicing Agreement and the Master Servicer is the Seller;
(g) the aggregate of all draws under the Credit Enhancement Instrument
exceed 1% of the Cut-off Date Loan Balance; or
(h) the Issuer is determined to be an association taxable as a corporation
for federal income tax purposes.
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In the case of any event described in (a), (b), (f) or (g), an
Amortization Event will be deemed to have occurred only if, after any applicable
grace period described in such clauses, either the Indenture Trustee, the Credit
Enhancer or, with the consent of the Credit Enhancer, Noteholders evidencing not
less than 51% of the Security Balance of all of the Notes, by written notice to
the Seller, the Master Servicer, the Depositor and the Owner Trustee (and to the
Indenture Trustee, if given by the Credit Enhancer or the Noteholders), declare
that an Amortization Event has occurred as of the date of such notice. In the
case of any event described in clauses (c), (d), (e) or (h), an Amortization
Event will be deemed to have occurred without any notice or other action on the
part of the Indenture Trustee, the Noteholders or the Credit Enhancer
immediately upon the occurrence of such event; provided, that any Amortization
Event may be waived and deemed of no effect with the written consent of the
Credit Enhancer and each Rating Agency, subject to the satisfaction of any
conditions to such waiver.
Appraised Value: The appraised value of a Mortgaged Property
based upon the appraisal made at the time of the origination of the related
Revolving Credit Loan; provided that if such Revolving Credit Loan was
originated simultaneously with or not more than 12 months after a senior lien on
the related Mortgaged Property, the Appraised Value shall be the lesser of the
appraised value at the origination of the senior lien and the sales price for
such Mortgaged Property.
Assignment of Mortgage: With respect to any Mortgage, an
assignment, notice of transfer or equivalent instrument, in recordable form,
sufficient under the laws of the jurisdiction in which the related Mortgaged
Property is located to reflect the conveyance of the Mortgage, which assignment,
notice of transfer or equivalent instrument may be in the form of one or more
blanket assignments covering the Revolving Credit Loans secured by Mortgaged
Properties located in the same jurisdiction.
Authorized Newspaper: A newspaper of general circulation in
the Borough of Manhattan, The City of New York, printed in the English language
and customarily published on each Business Day, whether or not published on
Saturdays, Sundays or holidays.
Authorized Officer: With respect to the Issuer, any officer of
the Owner Trustee who is authorized to act for the Owner Trustee in matters
relating to the Issuer and who is identified on the list of Authorized Officers
delivered by the Owner Trustee to the Indenture Trustee on the Closing Date (as
such list may be modified or supplemented from time to time thereafter).
Bankruptcy Code: The Bankruptcy Code of 1978, as amended.
Bankruptcy Loss: With respect to any Revolving Credit Loan, a
Deficient Valuation or Debt Service Reduction; provided, however, that neither a
Deficient Valuation nor a Debt Service Reduction shall be deemed a Bankruptcy
Loss hereunder so long as the Master Servicer has notified the Indenture Trustee
in writing that the Master Servicer is diligently pursuing any remedies that may
exist in connection with the representations and warranties made regarding the
related Revolving Credit Loan and either (A) the related Revolving Credit Loan
is not in default with regard to payments due thereunder or (B) delinquent
payments of principal
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and interest under the related Revolving Credit Loan and any premiums on any
applicable primary hazard insurance policy and any related escrow payments in
respect of such Revolving Credit Loan are being advanced on a current basis by
the Master Servicer or a Subservicer, in either case without giving effect to
any Debt Service Reduction.
Bankruptcy Loss Amount: As of any date of determination, the
Bankruptcy Loss Amount shall equal $100,000 less the sum of any Liquidation Loss
Amounts on the Revolving Credit Loans due to Bankruptcy Losses up to such date
of determination.
Basic Documents: The Trust Agreement, the Indenture, the Revolving Credit
Loan Purchase Agreement, the Insurance Agreement, the Credit Enhancement
Instrument, the Servicing Agreement, the Custodial Agreement and the other
documents and certificates delivered in connection with any of the above.
Beneficial Owner: With respect to any Note, the Person who is
the beneficial owner of such Note as reflected on the books of the Depository or
on the books of a Person maintaining an account with such Depository (directly
as a Depository Participant or indirectly through a Depository Participant, in
accordance with the rules of such Depository).
Billing Cycle: With respect to any Revolving Credit Loan and Due Date, the
calendar month preceding such Due Date.
Book-Entry Notes: Beneficial interests in the Notes, ownership
and transfers of which shall be made through book entries by the Depository as
described in Section 4.06 of the Indenture.
Business Day: Any day other than (i) a Saturday or a Sunday or
(ii) a day on which banking institutions in the State of New York, California,
Minnesota, Illinois or Delaware are required or authorized by law to be closed.
Business Trust Statute: Chapter 38 of Title 12 of the Delaware Code, 12
Del. Code ss.ss.3801 et seq., as the same may be amended from time to time.
Capped Funding Note: Any Capped Funding Note issued in connection with an
exchange pursuant to Section 4.01(d) of the Indenture.
Certificate Distribution Account: The account or accounts
created and maintained by the Certificate Paying Agent pursuant to Section
3.10(d) of the Trust Agreement. The Certificate Paying Agent will make all
distributions on the Certificates from money on deposit in the Certificate
Distribution Account.
Certificate Distribution Amount: For any Payment Date, the
amount remaining in the Payment Account following distributions pursuant to
clauses (i) through (ix) of Section 3.05 of the Indenture.
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Certificate Paying Agent: The meaning specified in Section 3.10 of the
Trust Agreement.
Certificate Percentage Interest: With respect to any Payment
Date, the Certificate Percentage Interest as stated on the face of such
Certificate, which percentage may be recalculated in accordance with Section
3.03 of the Trust Agreement.
Certificate Principal Balance: As of any Payment Date, with
respect to any Certificate, an amount equal to the then applicable Certificate
Percentage Interest of such Certificate multiplied by the Outstanding Reserve
Amount.
Certificate Register: The register maintained by the Certificate Registrar
in which the Certificate Registrar shall provide for the registration of
Certificates and of transfers and exchanges of Certificates.
Certificate Registrar: Initially, the Indenture Trustee, in its capacity as
Certificate Registrar.
Certificate of Trust: The Certificate of Trust filed for the Trust pursuant
to Section 3810(a) of the Business Trust Statute.
Certificateholder: The Person in whose name a Certificate is
registered in the Certificate Register except that, any Certificate registered
in the name of the Issuer, the Owner Trustee or the Indenture Trustee or any
Affiliate of any of them shall be deemed not to be outstanding and the
registered holder will not be considered a Certificateholder or a holder for
purposes of giving any request, demand, authorization, direction, notice,
consent or waiver under the Indenture or the Trust Agreement provided that, in
determining whether the Indenture Trustee or the Owner Trustee shall be
protected in relying upon any such request, demand, authorization, direction,
notice, consent or waiver, only Certificates that the Indenture Trustee or the
Owner Trustee knows to be so owned shall be so disregarded. Owners of
Certificates that have been pledged in good faith may be regarded as Holders if
the pledgee establishes to the satisfaction of the Indenture Trustee or the
Owner Trustee, as the case may be, the pledgee's right so to act with respect to
such Certificates and that the pledgee is not the Issuer, any other obligor upon
the Certificates or any Affiliate of any of the foregoing Persons.
Certificates: The Certificates in substantially the form set forth in
Exhibit A to the Trust Agreement.
Closing Date: March 27, 1997.
Code: The Internal Revenue Code of 1986, as amended, and the rules and
regulations promulgated thereunder.
Collateral: The meaning specified in the Granting Clause of the Indenture.
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Collection Period: With respect to any Revolving Credit Loan
and any Payment Date except the first Payment Date, the calendar month preceding
any such Payment Date, and with respect to the first Payment Date, the period
from March 3, 1997 to March 31, 1997.
Combined Loan-to-Value Ratio: With respect to any Revolving
Credit Loan and any date, the percentage equivalent of a fraction, the numerator
of which is the sum of (i) the Credit Limit and (ii) the outstanding principal
balance as of the date of the origination of such Revolving Credit Loan (or any
subsequent date as of which such outstanding principal balance may be determined
in connection with an increase or decrease in the Credit Limit or to reduce the
amount of primary insurance for such Revolving Credit Loan) of any mortgage loan
or mortgage loans that are secured by liens on the Mortgaged Property that are
senior or subordinate to the Mortgage and the denominator of which is the
Appraised Value of the related Mortgaged Property.
Controlling Certificates: Collectively, the Designated Certificate and the
Restricted Certificates.
Corporate Trust Office: With respect to the Indenture Trustee,
Certificate Registrar, Certificate Paying Agent and Paying Agent, the principal
corporate trust office of the Indenture Trustee and Note Registrar at which at
any particular time its corporate trust business shall be administered, which
office at the date of the execution of this instrument is located at 450 West
33rd Street, 15th Floor, New York, New York 10007, Attention: Global Trust
Services. With respect to the Owner Trustee, the principal corporate trust
office of the Owner Trustee at which at any particular time its corporate trust
business shall be administered, which office at the date of the execution of
this Trust Agreement is located at Rodney Square North, 1100 North Market
Street, Wilmington, Delaware 19890, Attention: Corporate Trust Administration.
Credit Enhancement Draw Amount: An amount if any equal to the
sum of (x) the amount by which accrued interest on the Notes, at the Note Rate
on such Payment Date (exclusive of any Interest Shortfalls) exceeds the amount
on deposit in the Payment Account available for interest distributions on such
Payment Date, (y) any Liquidation Loss Amount (other than any Excess Loss
Amount) not currently covered by a Liquidation Loss Distribution Amount or a
reduction in the Outstanding Reserve Amount and (z) and any Excess Loss Amount.
Credit Enhancement Instrument: The Certificate Guarantee
Insurance Policy number AB0102BE, dated as of the Closing Date, issued by the
Credit Enhancer to the Owner Trustee.
Credit Enhancer: AMBAC Indemnity Corporation, a
Wisconsin-domiciled stock insurance corporation, any successor thereto or any
replacement credit enhancer substituted pursuant to Section 3.29 of the
Indenture.
Credit Enhancer Default: If the Credit Enhancer fails to make a payment
required under the Credit Enhancement Instrument in accordance with its terms.
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Credit Enhancer Premium Rate: As set forth in the Insurance Agreement.
Credit Limit: With respect to any Revolving Credit Loan, the maximum Loan
Balance permitted under the terms of the related Loan Agreement.
Credit Line Agreement or Mortgage Note: With respect to a
Revolving Credit Loan, the Loan Agreement pursuant to which the related
mortgagor agrees to pay the indebtedness evidenced thereby and secured by the
related Mortgage as modified or amended.
Custodial Account: The account or accounts created and
maintained by the Master Servicer pursuant to Section 3.02(b) of the Servicing
Agreement, in which the Master Servicer shall deposit or cause to be deposited
certain amounts in respect of the Revolving Credit Loans.
Custodial Agreement: Any Custodial Agreement between the
Custodian, the Indenture Trustee, the Issuer and the Master Servicer relating to
the custody of the Revolving Credit Loans and the Related Documents.
Custodian: Norwest Bank Minnesota, N.A., a national association, and its
successors and assigns.
Cut-off Date: March 3, 1997.
Cut-off Date Loan Balance: With respect to any Revolving
Credit Loan, the unpaid principal balance thereof as of the close of business on
the last day of the related Billing Cycle immediately prior to the Cut-off Date.
Debt Service Reduction: With respect to any Revolving Credit
Loan, a reduction in the scheduled payment for such Revolving Credit Loan by a
court of competent jurisdiction in a proceeding under the Bankruptcy Code,
except such a reduction constituting a Deficient Valuation or any reduction that
results in a permanent forgiveness of principal.
Default: Any occurrence which is or with notice or the lapse of time or both
would become an Event of Default.
Deficient Valuation: With respect to any Revolving Credit
Loan, a valuation by a court of competent jurisdiction of the Mortgaged Property
in an amount less than the then outstanding indebtedness under the Revolving
Credit Loan, or any reduction in the amount of principal to be paid in
connection with any scheduled payment that constitutes a permanent forgiveness
of principal, which valuation or reduction results from a proceeding under the
Bankruptcy Code.
Deleted Loan: A Revolving Credit Loan replaced or to be replaced with an
Eligible Substitute Loan.
Definitive Notes: The meaning specified in Section 4.06 of the Indenture.
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Depositor: Residential Funding Mortgage Securities II, Inc., a Delaware
corporation, or its successor in interest.
Depository or Depository Agency: The Depository Trust Company
or a successor appointed by the Indenture Trustee with the approval of the
Depositor. Any successor to the Depository shall be an organization registered
as a "clearing agency" pursuant to Section 17A of the Exchange Act and the
regulations of the Securities and Exchange Commission thereunder.
Depository Participant: A Person for whom, from time to time, the
Depository effects book-entry transfers and pledges of securities deposited with
the Depository.
Designated Certificate: The Certificate issued in the name of the
Designated Holder as described in Section 3.12 of the Trust Agreement.
Designated Holder: With respect to the Designated Certificates, any
beneficial and record owner thereof, which shall be MATI as of the Closing Date.
Determination Date: With respect to any Payment Date, the 15th
day of the month in which such Payment Date occurs or if such day is not a
Business Day, the next succeeding Business Day.
Dissolution Draw: Following an Event of Liquidation, the
Business Day following the date on which the proceeds of the sale or liquidation
of the Trust Estate are to be distributed to the Securityholders, the amount, if
any, by which the aggregate amount available for distribution to Securityholders
is less than the sum of (1) an amount equal to all accrued and unpaid interest
on the Notes and Certificate Preferred Return on the Certificates through such
Payment Date and (2) 100% of the aggregate Security Balance outstanding
immediately prior to such Payment Date.
Dissolution Payment Date: Following an Event of Liquidation, the Business
Day following the date on which the proceeds of the sale of the Trust Estate are
paid to Securityholders.
Draw: With respect to any Revolving Credit Loan, a borrowing by the
Mortgagor under the related Loan Agreement.
Draw Period: With respect to each Revolving Credit Loan, the
period consisting of either the first five or fifteen years after the date of
origination of such Revolving Credit Loan, during which the related Mortgagor is
permitted to make Draws.
Due Date: The 20th day of the month.
Eligible Account: An account that is any of the following: (i)
maintained with a depository institution the debt obligations of which have been
rated by each Rating Agency in its highest rating available, or (ii) an account
or accounts in a depository institution in which such accounts are fully insured
to the limits established by the FDIC, provided that any deposits
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not so insured shall, to the extent acceptable to each Rating Agency, as
evidenced in writing, be maintained such that (as evidenced by an Opinion of
Counsel delivered to the Indenture Trustee and each Rating Agency) the Indenture
Trustee have a claim with respect to the funds in such account or a perfected
first security interest against any collateral (which shall be limited to
Permitted Investments) securing such funds that is superior to claims of any
other depositors or creditors of the depository institution with which such
account is maintained, or (iii) in the case of the Custodial Account, either (A)
a trust account or accounts maintained at the corporate trust department of the
Indenture Trustee or (B) an account or accounts maintained at the corporate
trust department of the Indenture Trustee, as long as its short term debt
obligations are rated P-1 by Moody's and A-1 by Standard & Poor's (or the
equivalent) or better by each Rating Agency and its long term debt obligations
are rated A2 by Moody's and A by Standard & Poor's (or the equivalent) or
better, by each Rating Agency, or (iv) in the case of the Custodial Account and
the Payment Account, a trust account or accounts maintained in the corporate
trust division of the Indenture Trustee, or (v) an account or accounts of a
depository institution acceptable to each Rating Agency (as evidenced in writing
by each Rating Agency that use of any such account as the Custodial Account or
the Payment Account will not reduce the rating assigned to any of the Securities
by such Rating Agency (if determined without regard to the Credit Enhancement
Instrument) below the lower of the then-current rating or the rating assigned to
such Securities (if determined without regard to the Credit Enhancement
Instrument) as of the Closing Date by such Rating Agency).
Eligible Substitute Loan: A Revolving Credit Loan substituted
by the Seller for a Deleted Loan which must, on the date of such substitution,
as confirmed in an Officers' Certificate delivered to the Indenture Trustee, (i)
have an outstanding principal balance, after deduction of the principal portion
of the monthly payment due in the month of substitution (or in the case of a
substitution of more than one Revolving Credit Loan for a Deleted Revolving
Credit Loan, an aggregate outstanding principal balance, after such deduction),
not in excess of the outstanding principal balance of the Deleted Loan (the
amount of any shortfall to be deposited by the Seller in the Custodial Account
in the month of substitution); (ii) comply with each representation and warranty
set forth in clauses (ii) through (xxxiii) of Section 3.1(b) of the Revolving
Credit Loan Purchase Agreement other than clauses (viii), (xiii), (xiv),
(xxiv)(B), (xxv)(B), (xxvi) and (xxvii) as of the date of substitution; (iii)
have a Loan Rate, Net Loan Rate and Gross Margin no lower than and not more than
1% per annum higher than the Loan Rate, Net Loan Rate and Gross Margin,
respectively, of the Deleted Loan as of the date of substitution; (iv) have a
Combined Loan-to-Value Ratio at the time of substitution no higher than that of
the Deleted Loan at the time of substitution; (v) have a remaining term to
stated maturity not greater than (and not more than one year less than) that of
the Deleted Loan and (vi) not be 30 days or more delinquent.
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
Event of Default: With respect to the Indenture, any one of
the following events (whatever the reason for such Event of Default and whether
it shall be voluntary or involuntary or be effected by operation of law or
pursuant to any judgment, decree or order of any court or any order, rule or
regulation of any administrative or governmental body):
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(i) a default in the payment of any interest on any Note when the same
becomes due and payable, and such default shall continue for a period of five
days; or
(ii) a default in the payment of the principal of or any
installment of the principal of any Note when the same becomes due and
payable, and such default shall continue for a period of five days; or
(iii) there occurs a default in the observance or
performance of any covenant or agreement of the Issuer made in the
Indenture, or any representation or warranty of the Issuer made in the
Indenture or in any certificate or other writing delivered pursuant
hereto or in connection herewith proving to have been incorrect in any
material respect as of the time when the same shall have been made
which has a material adverse effect on Securityholders, and such
default shall continue or not be cured, or the circumstance or
condition in respect of which such representation or warranty was
incorrect shall not have been eliminated or otherwise cured, for a
period of 30 days after there shall have been given, by registered or
certified mail, to the Issuer by the Indenture Trustee or to the Issuer
and the Indenture Trustee by the Holders of at least 25% of the
outstanding Security Balance of the Notes or the Credit Enhancer, a
written notice specifying such default or incorrect representation or
warranty and requiring it to be remedied and stating that such notice
is a notice of default hereunder; or
(iv) there occurs the filing of a decree or order for
relief by a court having jurisdiction in the premises in respect of the
Issuer or any substantial part of the Trust Estate in an involuntary
case under any applicable federal or state bankruptcy, insolvency or
other similar law now or hereafter in effect, or appointing a receiver,
liquidator, assignee, custodian, trustee, sequestrator or similar
official of the Issuer or for any substantial part of the Trust Estate,
or ordering the winding-up or liquidation of the Issuer's affairs, and
such decree or order shall remain unstayed and in effect for a period
of 60 consecutive days; or
(v) there occurs the commencement by the Issuer of a
voluntary case under any applicable federal or state bankruptcy,
insolvency or other similar law now or hereafter in effect, or the
consent by the Issuer to the entry of an order for relief in an
involuntary case under any such law, or the consent by the Issuer to
the appointment or taking possession by a receiver, liquidator,
assignee, custodian, trustee, sequestrator or similar official of the
Issuer or for any substantial part of the assets of the Trust Estate,
or the making by the Issuer of any general assignment for the benefit
of creditors, or the failure by the Issuer generally to pay its debts
as such debts become due, or the taking of any action by the Issuer in
furtherance of any of the foregoing.
Event of Liquidation: Either (A) following the occurrence of
an Event of Default under the Indenture, the determination by the Indenture
Trustee, as evidenced by a written notice provided to the Owner Trustee, the
Depositor and the Credit Enhancer that all conditions precedent to the sale or
other liquidation of the Trust Estate pursuant to Section 5.04 of the Indenture
have been satisfied; or (B) in connection with a termination of the Trust
required
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under Section 8.02 of the Trust Agreement, a direction by the Owner Trustee to
the Indenture Trustee to sell the assets of the Trust.
Event of Servicer Termination: With respect to the Servicing Agreement, a
Servicing Default as defined in Section 7.01 of the Servicing Agreement.
Excess Loss Amount: On any Payment Date "Excess Loss Amounts"
will be equal to the sum of (i) the excess, if any, of the aggregate Liquidation
Loss Amounts (other than as described in clauses (ii)-(v) hereof) for the
related Collection Period and all preceding Collection Periods over $34,546,337,
(ii) any Special Hazard Losses in excess of the Special Hazard Amount, (iii) any
Fraud Losses in excess of the Fraud Loss Amount, (iv) any Bankruptcy Losses in
excess of the Bankruptcy Loss Amount, and (v) any losses incurred on a Revolving
Credit Loan caused by or resulting from an Extraordinary Event.
Exchange Act: The Securities Exchange Act of 1934, as amended, and the
rules and regulations promulgated thereunder.
Excluded Amount: For any Payment Date on or after the
occurrence of an Amortization Event, the portion of the balance with respect to
each Revolving Credit Loan attributable to all Draws not transferred to the
Trust, and the portion of the Principal Collections and Interest Collections
thereon for each Collection Period allocated to such Excluded Amount based on a
pro rata allocation between the related Excluded Amount and the Loan Balance in
proportion to the respective amounts outstanding as of the end of the calendar
month preceding such Collection Period.
Expenses: The meaning specified in Section 7.02 of the Trust Agreement.
Extraordinary Event: Any of the following conditions with
respect to a Mortgaged Property or Revolving Credit Loan causing or resulting in
a loss which causes the liquidation of such Revolving Credit Loan:
(a) losses that are of a type that would be covered by the
fidelity bond and the errors and omissions insurance policy required to
be maintained pursuant to Section 3.13 of the Servicing Agreement but
are in excess of the coverage maintained thereunder;
(b) nuclear reaction or nuclear radiation or radioactive
contamination, all whether controlled or uncontrolled, and whether such
loss be direct or indirect, proximate or remote or be in whole or in
part caused by, contributed to or aggravated by a peril covered by the
definition of the term "Special Hazard Loss";
(c) hostile or warlike action in time of peace or war,
including action in hindering, combatting or defending against an
actual, impending or expected attack:
1. by any government or sovereign power, de jure or de facto, or by any
authority maintaining or using military, naval or air forces; or
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2. by military, naval or air forces; or
3. by an agent of any such government, power, authority or forces;
(d) any weapon of war employing atomic fission or radioactive force whether
in time of peace or war; or
(e) insurrection, rebellion, revolution, civil war, usurped
power or action taken by governmental authority in hindering,
combatting or defending against such an occurrence, seizure or
destruction under quarantine or customs regulations, confiscation by
order of any government or public authority; or risks of contraband or
illegal transportation or trade.
FDIC: The Federal Deposit Insurance Corporation or any successor thereto.
FHLMC: The Federal Home Loan Mortgage Corporation, or any successor
thereto.
Final Scheduled Payment Date: The Payment Date in September 2022.
FNMA: The Federal National Mortgage Association, or any successor thereto.
Foreclosure Profit: With respect to a Liquidated Revolving
Credit Loan, the amount, if any, by which (i) the aggregate of Liquidation
Proceeds net of Liquidation Expenses exceeds (ii) the related Loan Balance (plus
accrued and unpaid interest thereon at the applicable Loan Rate from the date
interest was last paid through the date of receipt of the final Liquidation
Proceeds) of such Liquidated Revolving Credit Loan immediately prior to the
final recovery of its Liquidation Proceeds.
Fraud Loss Amount: As of any date of determination after the
Cut-off Date, the Fraud Loss Amount shall equal (X) prior to the first
anniversary of the Cut-off Date an amount equal to 3% of the aggregate of the
Credit Limits of the Revolving Credit Loans as of the Cutoff Date minus the
aggregate of any Liquidation Loss Amounts on the Revolving Credit Loans due to
Fraud Losses up to such date of determination; (Y) from the first to the second
anniversary of the Cut-off Date, an amount equal to (1) the lesser of (a) the
Fraud Loss Amount as of the most recent anniversary of the Cut-off Date and (b)
2% of the aggregate of the Credit Limits of the Revolving Credit Loans as of the
most recent anniversary of the Cut-off Date minus (2) the aggregate of any
Liquidation Loss Amounts on the Revolving Credit Loans due to Fraud Losses since
the most recent anniversary of the Cut-off Date up to such date of
determination; and (Z) from the second to the fifth anniversary of the Cut-off
Date, an amount equal to (1) the lesser of (a) the Fraud Loss Amount as of the
most recent anniversary of the Cut-off Date and (b) 1% of the aggregate of the
Credit Limits of the Revolving Credit as of the most recent anniversary of the
Cut-off Date minus (2) the aggregate of any Liquidation Loss Amounts on the
Revolving Credit Loans due to Fraud Losses since the most recent anniversary of
the Cut-off Date up to such date of determination. On and after the fifth
anniversary of the Cut-off Date the Fraud Loss Amount shall be zero.
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Fraud Losses: Losses on Revolving Credit Loans as to which there was fraud in
the origination of such Revolving Credit Loan.
Grant: Pledge, bargain, sell, warrant, alienate, remise,
release, convey, assign, transfer, create, and grant a lien upon and a security
interest in and right of set-off against, deposit, set over and confirm pursuant
to the Indenture. A Grant of the Collateral or of any other agreement or
instrument shall include all rights, powers and options (but none of the
obligations) of the granting party thereunder, including the immediate and
continuing right to claim for, collect, receive and give receipt for principal
and interest payments in respect of such collateral or other agreement or
instrument and all other moneys payable thereunder, to give and receive notices
and other communications, to make waivers or other agreements, to exercise all
rights and options, to bring proceedings in the name of the granting party or
otherwise, and generally to do and receive anything that the granting party is
or may be entitled to do or receive thereunder or with respect thereto.
Gross Margin: With respect to any Revolving Credit Loan, the
percentage set forth as the "Margin" for such Revolving Credit Loan on the
Revolving Credit Loan Schedule.
Holder: Any of the Noteholders or Certificateholders.
Indemnified Party: The meaning specified in Section 7.02 of the Trust
Agreement.
Indenture: The indenture dated as of March 27, 1997 between the Issuer, as
debtor, and the Indenture Trustee, as indenture trustee.
Indenture Trustee: The Chase Manhattan Bank, and its successors and assigns
or any successor indenture trustee appointed pursuant to the terms of the
Indenture.
Independent: When used with respect to any specified Person,
the Person (i) is in fact independent of the Issuer, any other obligor on the
Notes, the Seller, the Depositor and any Affiliate of any of the foregoing
Persons, (ii) does not have any direct financial interest or any material
indirect financial interest in the Issuer, any such other obligor, the Seller,
the Depositor or any Affiliate of any of the foregoing Persons and (iii) is not
connected with the Issuer, any such other obligor, the Seller, the Depositor or
any Affiliate of any of the foregoing Persons as an officer, employee, promoter,
underwriter, trustee, partner, director or person performing similar functions.
Independent Certificate: A certificate or opinion to be
delivered to the Indenture Trustee under the circumstances described in, and
otherwise complying with, the applicable requirements of Section 10.01 of the
Indenture, made by an Independent appraiser or other expert appointed by an
Issuer Order and approved by the Indenture Trustee in the exercise of reasonable
care, and such opinion or certificate shall state that the signer has read the
definition of "Independent" in this Indenture and that the signer is Independent
within the meaning thereof.
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Index: With respect to any Revolving Credit Loan, the prime
rate from time to time for the adjustment of the Loan Rate set forth as such on
the related Credit Line Agreement.
Initial Certificates: The Home Equity Loan-Backed
Certificates, Series 1997- HS2, issued on the Closing Date, each evidencing
undivided beneficial interests in the Issuer and executed by the Owner Trustee.
Initial Security Balance: With respect to the Initial Certificates, $0.00,
the Term Notes, $300,402,933.00; and the Variable Funding Notes, $0.00.
Insolvency Event: With respect to a specified Person, (a) the
filing of a decree or order for relief by a court having jurisdiction in the
premises in respect of such Person or any substantial part of its property in an
involuntary case under any applicable bankruptcy, insolvency or other similar
law now or hereafter in effect, or appointing a receiver, liquidator, assignee,
custodian, trustee, sequestrator or similar official for such Person or for any
substantial part of its property, or ordering the winding-up or liquidation of
such Person's affairs, and such decree or order shall remain unstayed and in
effect for a period of 60 consecutive days; or (b) the commencement by such
Person of a voluntary case under any applicable bankruptcy, insolvency or other
similar law now or hereafter in effect, or the consent by such Person to the
entry of an order for relief in an involuntary case under any such law, or the
consent by such Person to the appointment of or taking possession by a receiver,
liquidator, assignee, custodian, trustee, sequestrator or similar official for
such Person or for any substantial part of its property, or the making by such
Person of any general assignment for the benefit of creditors, or the failure by
such Person generally to pay its debts as such debts become due or the admission
by such Person in writing (as to which the Indenture Trustee shall have notice)
of its inability to pay its debts generally, or the adoption by the Board of
Directors or managing member of such Person of a resolution which authorizes
action by such Person in furtherance of any of the foregoing.
Insurance Agreement: The Insurance and Indemnity Agreement
dated as of March 27, 1997 among the Master Servicer, the Seller, the Depositor,
the Issuer, the Indenture Trustee and the Credit Enhancer, including any
amendments and supplements thereto.
Insurance Proceeds: Proceeds paid by any insurer (other than
the Credit Enhancer) pursuant to any insurance policy covering a Revolving
Credit Loan which are required to be remitted to the Master Servicer, or amounts
required to be paid by the Master Servicer pursuant to the next to last sentence
of Section 3.04 of the Servicing Agreement, net of any component thereof (i)
covering any expenses incurred by or on behalf of the Master Servicer in
connection with obtaining such proceeds, (ii) that is applied to the restoration
or repair of the related Mortgaged Property, (iii) released to the Mortgagor in
accordance with the Master Servicer's normal servicing procedures or (iv)
required to be paid to any holder of a mortgage senior to such Revolving Credit
Loan.
Interest Collections: With respect to any Payment Date, the sum of all
payments by or on behalf of Mortgagors and any other amounts constituting
interest (including without limitation such portion of Insurance Proceeds, Net
Liquidation Proceeds and Repurchase Prices
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as is allocable to interest on the applicable Revolving Credit Loan) as is paid
by the Seller or the Master Servicer or is collected by the Servicer under the
Revolving Credit Loans, reduced by the Servicing Fees for the related Collection
Period and by any fees (including annual fees) or late charges or similar
administrative fees paid by Mortgagors during the related Collection Period. The
terms of the related Loan Agreement shall determine the portion of each payment
in respect of such Revolving Credit Loan that constitutes principal or interest.
Interest Period: With respect to any Payment Date other than
the first Payment Date, the period beginning on the preceding Payment Date and
ending on the day preceding such Payment Date, and in the case of the first
Payment Date, the period beginning on the Closing Date and ending on the day
preceding the first Payment Date.
Interest Rate Adjustment Date: With respect to each Revolving
Credit Loan, the date or dates on which the Loan Rate is adjusted in accordance
with the related Credit Line Agreement.
Interest Shortfall: With respect to the Notes, on any Payment
Date an amount on which interest accrued on the Notes during the related
Interest Period exceeds an amount equal to one-twelfth of the product of (i) the
aggregate principal balance of the Revolving Credit Loans multiplied by (ii) the
Net Loan Rate Cap. Interest Shortfalls will not be included as interest payments
on the Notes for such Payment Date and such amount will accrue interest at the
Note Rate (as adjusted from time to time) and will be paid on future Payment
Dates only to the extent funds are available therefor as set forth in Section
3.05(a) of the Indenture.
Issuer or Trust: The Home Equity Loan Trust 1997-HS2, a Delaware business
trust, or its successor in interest.
Issuer Request: A written order or request signed in the name of the Issuer
by any one of its Authorized Officers and delivered to the Indenture Trustee.
LIBOR: For any Interest Period other than the first Interest
Period, the rate for United States dollar deposits for one month which appears
on the Telerate Screen Page 3750 as of 11:00 A.M., London, England time, on the
second LIBOR Business Day prior to the first day of such Interest Period. With
respect to the first Interest Period, the rate for United States dollar deposits
for one month which appears on the Telerate Screen Page 3750 as of 11:00 A.M.,
London, England time, two LIBOR Business Days prior to the Closing Date. If such
rate does not appear on such page (or such other page as may replace that page
on that service, or if such service is no longer offered, such other service for
displaying LIBOR or comparable rates as may be reasonably selected by the
Indenture Trustee after consultation with the Master Servicer), the rate will be
the Reference Bank Rate. If no such quotations can be obtained and no Reference
Bank Rate is available, LIBOR will be LIBOR applicable to the preceding Payment
Date.
LIBOR Business Day: Any day other than (i) a Saturday or a
Sunday or (ii) a day on which banking institutions in the city of London,
England are required or authorized by law to be closed.
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Lien: Any mortgage, deed of trust, pledge, conveyance,
hypothecation, assignment, participation, deposit arrangement, encumbrance, lien
(statutory or other), preference, priority right or interest or other security
agreement or preferential arrangement of any kind or nature whatsoever,
including, without limitation, any conditional sale or other title retention
agreement, any financing lease having substantially the same economic effect as
any of the foregoing and the filing of any financing statement under the UCC
(other than any such financing statement filed for informational purposes only)
or comparable law of any jurisdiction to evidence any of the foregoing;
provided, however, that any assignment pursuant to Section 6.02 of the Servicing
Agreement shall not be deemed to constitute a Lien.
Liquidated Revolving Credit Loan: With respect to any Payment
Date, any Revolving Credit Loan in respect of which the Master Servicer has
determined, in accordance with the servicing procedures specified in the
Servicing Agreement, as of the end of the related Collection Period that
substantially all Liquidation Proceeds which it reasonably expects to recover,
if any, with respect to the disposition of the related REO have been recovered.
Liquidation Expenses: Out-of-pocket expenses (exclusive of
overhead) which are incurred by or on behalf of the Master Servicer in
connection with the liquidation of any Revolving Credit Loan and not recovered
under any insurance policy, such expenses including, without limitation, legal
fees and expenses, any unreimbursed amount expended (including, without
limitation, amounts advanced to correct defaults on any mortgage loan which is
senior to such Revolving Credit Loan and amounts advanced to keep current or pay
off a mortgage loan that is senior to such Revolving Credit Loan) respecting the
related Revolving Credit Loan and any related and unreimbursed expenditures for
real estate property taxes or for property restoration, preservation or
insurance against casualty loss or damage.
Liquidation Loss Amounts: With respect to any Payment Date and
any Revolving Credit Loan that became a Liquidated Revolving Credit Loan during
the related Collection Period, the unrecovered portion of the related Loan
Balance thereof at the end of such Collection Period, after giving effect to the
Net Liquidation Proceeds applied in reduction of the Loan Balance.
Liquidation Loss Distribution Amount: With respect to any
Payment Date, the aggregate of (A) 100% of the Liquidation Loss Amounts (other
than any Excess Loss Amounts) on such Payment Date, plus (B) any such
Liquidation Loss Amounts (other than any Excess Loss Amounts) remaining
undistributed from any preceding Payment Date (with interest thereon at a rate
specified in the Insurance Agreement for amounts owing to the Credit Enhancer),
provided that any such Liquidation Loss Amount pursuant to this clause (B) shall
not be distributed to the extent that the Liquidation Loss Amount was reflected
in the reduction of the Outstanding Reserve Amount.
Liquidation Proceeds: Proceeds (including Insurance Proceeds
but not including amounts drawn under the Credit Enhancement Instrument) if any
received in connection with the liquidation of any Revolving Credit Loan or
related REO, whether through trustee's sale, foreclosure sale or otherwise.
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Loan Agreement: With respect to any Revolving Credit Loan, the credit line
account agreement executed by the related Mortgagor and any amendment or
modification thereof.
Loan Balance: With respect to any Revolving Credit Loan, other
than a Liquidated Revolving Credit Loan, and as of any day, the related Cut-off
Date Loan Balance, plus (i) any Additional Balances in respect of such Revolving
Credit Loan conveyed to the Trust, minus (ii) all collections credited as
principal in respect of any such Revolving Credit Loan in accordance with the
related Loan Agreement (except for any such collections that are allocable to
any Excluded Amount) and applied in reduction of the Loan Balance thereof. For
purposes of this definition, a Liquidated Revolving Credit Loan shall be deemed
to have a Loan Balance equal to the Loan Balance of the related Revolving Credit
Loan immediately prior to the final recovery of substantially all related
Liquidation Proceeds and a Loan Balance of zero thereafter.
Loan Rate: With respect to any Revolving Credit Loan and any day, the per
annum rate of interest applicable under the related Loan Agreement.
Lost Note Affidavit: With respect to any Revolving Credit Loan
as to which the original Credit Line Agreement has been permanently lost or
destroyed and has not been replaced, an affidavit from the Seller or the related
Program Seller certifying that the original Credit Line Agreement has been lost,
misplaced or destroyed (together with a copy of the related Credit Line
Agreement).
Master Servicer: Residential Funding Corporation, a Delaware corporation, and
its successors and assigns.
Master Servicing Fee: With respect to any Revolving Credit
Loan and any Collection Period, the product of (i) the Master Servicing Fee Rate
divided by 12 and (ii) the Pool Balance as of the first day of such Collection
Period.
Master Servicing Fee Rate: With respect to any Revolving Credit Loan, 0.08%
per annum.
MATI: Mortgage Assets Trading, Inc., a Delaware corporation, or its
successors
Maximum Credit Enhancement Instrument Amount: $365,403,842.00.
Maximum Loan Rate Cap: With respect to each Revolving Credit
Loan, the lesser of (i) the Maximum Rate, if any, or (ii) the applicable state
usury ceiling, if any.
Maximum Net Loan Rate: The Maximum Net Loan Rate will be equal
to (x) (1) one-twelfth of the aggregate principal balance of the Revolving
Credit Loans multiplied by the weighted average of the Maximum Loan Rate Caps on
the Revolving Credit Loans as of the first day of the calendar month in which
the Interest Period begins, minus (2) the sum of the Servicing Fees and the
amount of the premium payable to the Credit Enhancer with respect to the Policy
for such Payment Date, divided by (y) the aggregate Security Balance of the
Notes
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as of such Payment Date, multiplied by (z) 360 divided by the actual number of
days in the related Interest Period.
Maximum Pool Balance: As to any Payment Date the highest Pool
Balance at the end of any Collection Period from the Closing Date up to and
including the related Collection Period.
Maximum Rate: With respect to each Revolving Credit Loan with
respect to which the related Credit Line Agreement provides for a lifetime rate
cap, the maximum Loan Rate permitted over the life of such Revolving Credit Loan
under the terms of such Credit Line Agreement, as set forth on the Revolving
Credit Loan Schedule and initially as set forth on Exhibit A to the Servicing
Agreement.
Maximum Variable Funding Balance: The maximum Security Balance
of the Variable Funding Notes may not exceed an aggregate amount equal to
$65,000,909 minus any amounts paid as principal on the Variable Funding Notes or
such greater amount as may be permitted under the Indenture.
Minimum Monthly Payment: With respect to any Revolving Credit Loan and any
month, the minimum amount required to be paid by the related Mortgagor in that
month. Moody's: Moody's Investors Service, Inc. or its successor in interest.
Mortgage: The mortgage, deed of trust or other instrument
creating a first or second lien on an estate in fee simple interest in real
property securing a Revolving Credit Loan.
Mortgage File: The file containing the Related Documents
pertaining to a particular Revolving Credit Loan and any additional documents
required to be added to the Mortgage File pursuant to the Revolving Credit Loan
Purchase Agreement or the Servicing Agreement.
Mortgaged Property: The underlying property, including real property and
improvements thereon, securing a Revolving Credit Loan.
Mortgagor: The obligor or obligors under a Loan Agreement.
Net Liquidation Proceeds: With respect to any Liquidated
Revolving Credit Loan, Liquidation Proceeds net of Liquidation Expenses (but not
including the portion, if any, of such amount that exceeds the Loan Balance of
the Revolving Credit Loan at the end of the Collection Period immediately
preceding the Collection Period in which such Revolving Loan became a Liquidated
Revolving Credit Loan).
Net Loan Rate: With respect to any Revolving Credit Loan and any day, the
related Loan Rate less 0.72% per annum.
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Net Loan Rate Cap: With respect to any Payment Date, the
Weighted Average Net Loan Rate (adjusted to an effective rate reflecting
interest calculated on the basis of the actual number of days in the related
Interest Period and a year assumed to consist of 360 days).
Net Principal Collections: With respect to any Distribution
Date, the excess, if any, of Security Principal Collections for the related
Collection Period over the amount of Additional Balances created during the
related Collection Period.
Note Owner: The Beneficial Owner of a Note.
Note Rate: With respect to any Interest Period, a per annum
rate determined by the Master Servicer equal to the lesser of (i) LIBOR for such
Interest Period plus 0.155% and (ii) the Maximum Net Loan Rate. However, on any
Payment Date the Note Rate is subject to limitations with respect to Interest
Shortfalls.
Note Register: The register maintained by the Note Registrar in which the
Note Registrar shall provide for the registration of Notes and of transfers and
exchanges of Notes.
Note Registrar: The Indenture Trustee, in its capacity as Note Registrar.
Noteholder: The Person in whose name a Note is registered in
the Note Register, except that, any Note registered in the name of the
Depositor, the Issuer or the Indenture Trustee or any Affiliate of any of them
shall be deemed not to be outstanding and the registered holder will not be
considered a Noteholder or holder for purposes of giving any request, demand,
authorization, direction, notice, consent or waiver under the Indenture or the
Trust Agreement provided that, in determining whether the Indenture Trustee
shall be protected in relying upon any such request, demand, authorization,
direction, notice, consent or waiver, only Notes that the Indenture Trustee or
the Owner Trustee knows to be so owned shall be so disregarded. Owners of Notes
that have been pledged in good faith may be regarded as Holders if the pledgee
establishes to the satisfaction of the Indenture Trustee or the Owner Trustee
the pledgee's right so to act with respect to such Notes and that the pledgee is
not the Issuer, any other obligor upon the Notes or any Affiliate of any of the
foregoing Persons.
Notes: Collectively, the Term Notes and the Variable Funding Notes issued and
outstanding at any time pursuant to the Indenture.
Officer's Certificate: With respect to the Master Servicer, a
certificate signed by the President, Managing Director, a Director, a Vice
President or an Assistant Vice President, of the Master Servicer and delivered
to the Indenture Trustee. With respect to the Issuer, a certificate signed by
any Authorized Officer of the Issuer, under the circumstances described in, and
otherwise complying with, the applicable requirements of Section 10.01 of the
Indenture, and delivered to the Indenture Trustee. Unless otherwise specified,
any reference in the Indenture to an Officer's Certificate shall be to an
Officer's Certificate of any Authorized Officer of the Issuer.
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Opinion of Counsel: A written opinion of counsel. Any Opinion
of Counsel for the Master Servicer may be provided by in-house counsel for the
Master Servicer if reasonably acceptable to the Indenture Trustee, the Credit
Enhancer and the Rating Agencies or counsel for the Depositor, as the case may
be.
Original Trust Agreement: The Trust Agreement, dated as of March 15, 1997,
between the Owner Trustee and the Depositor.
Outstanding: With respect to the Notes, as of the date of determination,
all Notes theretofore executed, authenticated and delivered under this Indenture
except:
(i) Notes theretofore cancelled by the Note Registrar or delivered to the
Indenture Trustee for cancellation; and
(ii) Notes in exchange for or in lieu of which other
Notes have been executed, authenticated and delivered pursuant to the
Indenture unless proof satisfactory to the Indenture Trustee is
presented that any such Notes are held by a holder in due course;
provided, however, that for purposes of effectuating the Credit Enhancer's right
of subrogation as set forth in Section 4.12 of the Indenture only, all Notes
that have been paid with funds provided under the Credit Enhancement Instrument
shall be deemed to be Outstanding until the Credit Enhancer has been reimbursed
with respect thereto.
Outstanding Reserve Amount: With respect to any Payment Date,
the amount by which the Pool Balance as of the last day of the related
Collection Period exceeds the aggregate Security Balance of the Notes on such
Payment Date (after application of Net Principal Collections or Security
Principal Collections, as the case may be, for such date).
Owner Trust : The Home Equity Loan Trust 1997-HS2, Series
1997-HS2 to be created pursuant to the Trust Agreement.
Owner Trust Estate: The corpus of the Issuer created by the Trust Agreement
which consists of the Revolving Credit Loans and the Credit Enhancement
Instrument.
Owner Trustee: Wilmington Trust Company not in its individual
capacity but solely as Owner Trustee of the Trust, and its successors and
assigns or any successor owner trustee appointed pursuant to the terms of the
Trust Agreement.
Paying Agent: Any paying agent or co-paying agent appointed pursuant to
Section 3.03 of the Indenture, which initially shall be the Indenture Trustee.
Payment Account: The account established by the Indenture
Trustee pursuant to Section 8.02 of the Indenture and Section 5.01 of the
Servicing Agreement. Amounts deposited in the Payment Account will be
distributed by the Indenture Trustee in accordance with Section 3.05 of the
Indenture.
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Payment Date: The 20th day of each month, or if such day is not a Business
Day, then the next Business Day.
Percentage Interest: With respect to any Note, the percentage
obtained by dividing the Security Balance of such Note by the aggregate of the
Security Balances of all Notes (including the Term Notes and the Variable
Funding Notes) prior to such Payment Date. With respect to any Certificate, the
percentage obtained by dividing the Security Balance on any such Certificate by
the aggregate of the Security Balances of all Certificates prior to any Payment
Date.
Permitted Investments: One or more of the following:
(i) obligations of or guaranteed as to principal and
interest by the United States or any agency or instrumentality thereof
when such obligations are backed by the full faith and credit of the
United States;
(ii) repurchase agreements on obligations specified in
clause (i) maturing not more than one month from the date of
acquisition thereof, provided that the unsecured obligations of the
party agreeing to repurchase such obligations are at the time rated by
each Rating Agency in its highest short-term rating available;
(iii) federal funds, certificates of deposit, demand
deposits, time deposits and bankers' acceptances (which shall each have
an original maturity of not more than 90 days and, in the case of
bankers' acceptances, shall in no event have an original maturity of
more than 365 days or a remaining maturity of more than 30 days)
denominated in United States dollars of any U.S. depository institution
or trust company incorporated under the laws of the United States or
any state thereof or of any domestic branch of a foreign depository
institution or trust company; provided that the debt obligations of
such depository institution or trust company (or, if the only Rating
Agency is Standard & Poor's, in the case of the principal depository
institution in a depository institution holding company, debt
obligations of the depository institution holding company) at the date
of acquisition thereof have been rated by each Rating Agency in its
highest short-term rating available; and provided further that, if the
only Rating Agency is Standard & Poor's and if the depository or trust
company is a principal subsidiary of a bank holding company and the
debt obligations of such subsidiary are not separately rated, the
applicable rating shall be that of the bank holding company; and,
provided further that, if the original maturity of such short-term
obligations of a domestic branch of a foreign depository institution or
trust company shall exceed 30 days, the short-term rating of such
institution shall be A-1+ in the case of Standard & Poor's if Standard
& Poor's is the Rating Agency;
(iv) commercial paper (having original maturities of not
more than 365 days) of any corporation incorporated under the laws of
the United States or any state thereof which on the date of acquisition
has been rated by each Rating Agency in its highest short-term rating
available; provided that such commercial paper shall have a remaining
maturity of not more than 30 days;
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(v) a money market fund or a qualified investment fund rated by each Rating
Agency in its highest long-term rating available; and
(vi) other obligations or securities that are acceptable
to each Rating Agency as an Permitted Investment hereunder and will not
reduce the rating assigned to any Securities by such Rating Agency
below the lower of the then-current rating or the rating assigned to
such Securities as of the Closing Date by such Rating Agency, and which
are acceptable to the Credit Enhancer, as evidenced in writing,
provided that if the Master Servicer or any other Person controlled by
the Master Servicer is the issuer or the obligor of any obligation or
security described in this clause (vi) such obligation or security must
have an interest rate or yield that is fixed or is variable based on an
objective index that is not affected by the rate or amount of losses on
the Revolving Credit Loans;
provided, however, that no instrument shall be a Permitted Investment if it
represents, either (1) the right to receive only interest payments with respect
to the underlying debt instrument or (2) the right to receive both principal and
interest payments derived from obligations underlying such instrument and the
principal and interest payments with respect to such instrument provide a yield
to maturity greater than 120% of the yield to maturity at par of such underlying
obligations References herein to the highest rating available on unsecured
long-term debt shall mean AAA in the case of Standard & Poor's and Aaa in the
case of Moody's, and references herein to the highest rating available on
unsecured commercial paper and short-term debt obligations shall mean A-1 in the
case of Standard & Poor's and P-1 in the case of Moody's.
Person: Any individual, corporation, partnership, joint
venture, association, joint-stock company, trust, unincorporated organization or
government or any agency or political subdivision thereof.
Pool Balance: With respect to any date, the aggregate of the Loan Balances
of all Revolving Credit Loans as of such date.
Predecessor Note: With respect to any particular Note, every
previous Note evidencing all or a portion of the same debt as that evidenced by
such particular Note; and, for the purpose of this definition, any Note
authenticated and delivered under Section 4.03 of the Indenture in lieu of a
mutilated, lost, destroyed or stolen Note shall be deemed to evidence the same
debt as the mutilated, lost, destroyed or stolen Note.
Principal Collection Distribution Amount: For any Payment
Date, (i) at any time during the Revolving Period, so long as an Amortization
Event has not occurred, Net Principal Collections and (ii) following an
Amortization Event or at any time after the end of the Revolving Period,
Security Principal Collections; provided, however, on any Payment Date with
respect to which the Outstanding Reserve Amount that would result, if determined
without regard to this proviso exceeds the Reserve Amount Target the Principal
Collection Distribution Amount will be reduced by the amount of such excess
until the Outstanding Reserve Amount equals the Reserve Amount Target.
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Principal Collections: With respect to any Payment Date and any Revolving
Credit Loan, the aggregate of the following amounts:
(i) the total amount of payments made by or on behalf
of the Mortgagor, received and applied as payments of principal on the
Revolving Credit Loan during the related Collection Period, as reported
by the related Subservicer;
(ii) any Net Liquidation Proceeds, allocable as a
recovery of principal, received in connection with the Revolving Credit
Loan during the related Collection Period;
(iii) if the Revolving Credit Loan was purchased by the
Master Servicer pursuant to Section 3.14 of the Servicing Agreement, or
was repurchased by the Seller pursuant to the Revolving Credit Loan
Purchase Agreement, during the related Collection Period, 100% of the
Loan Balance of the Revolving Credit Loan as of the date of such
purchase or repurchase; and
(iv) any other amounts received as payments on or
proceeds of the Revolving Credit Loan during the Collection Period to
the extent applied in reduction of the principal amount thereof;
provided that Principal Collections shall not include any Foreclosure Profits,
and shall be reduced by any amounts withdrawn from the Custodial Account
pursuant to clauses (iii), (vii) and (viii) of Section 3.03 of the Servicing
Agreement other than any portion of such amounts that are attributable to the
Excluded Amount in respect of any Revolving Credit Loan that are allocable to
principal of such Revolving Credit Loan and not otherwise excluded from the
amounts specified in (i) - (iv) above.
Proceeding: Any suit in equity, action at law or other judicial or
administrative proceeding.
Program Guide: Together, the Seller's Seller Guide and Servicing Guide, as
in effect from time to time.
Program Seller: With respect to any Revolving Credit Loan, the Person that
sold such Revolving Credit Loan to the Seller.
Purchase Price: The meaning specified in Section 2.2(a) of the Revolving
Credit Loan Purchase Agreement.
Purchaser: Residential Funding Mortgage Securities II, Inc., a Delaware
corporation, and its successors and assigns.
Rating Agency: Any nationally recognized statistical rating organization,
or its successor, that rated the Securities at the request of the Depositor at
the time of the initial issuance of the Securities. Initially, Moody's or
Standard & Poor's. If such organization or a
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successor is no longer in existence, "Rating Agency" shall be such nationally
recognized statistical rating organization, or other comparable Person,
designated by the Depositor, notice of which designation shall be given to the
Indenture Trustee. References herein to the highest short term unsecured rating
category of a Rating Agency shall mean A-1 or better in the case of Standard &
Poor's and P-1 or better in the case of Moody's and in the case of any other
Rating Agency shall mean such equivalent ratings. References herein to the
highest long-term rating category of a Rating Agency shall mean "AAA" in the
case of Standard & Poor's and "Aaa" in the case of Moody's and in the case of
any other Rating Agency, such equivalent rating.
Record Date: With respect to the Term Notes and any Payment
Date, the Business Day next preceding such Payment Date and with respect to the
Certificates or the Variable Funding Notes and any Payment Date, the last
Business Day of the month preceding the month of such Payment Date.
Reference Bank Rate: With respect to any Interest Period, as
follows: the arithmetic mean (rounded upwards, if necessary, to the nearest one
sixteenth of a percent) of the offered rates for United States dollar deposits
for one month which are offered by the Reference Banks as of 11:00 A.M., London,
England time, on the second LIBOR Business Day prior to the first day of such
Interest Period to prime banks in the London interbank market for a period of
one month in amounts approximately equal to the sum of the outstanding Security
Balance of the Notes and the Certificates; provided that at least two such
Reference Banks provide such rate. If fewer than two offered rates appear, the
Reference Bank Rate will be the arithmetic mean of the rates quoted by one or
more major banks in New York City, selected by the Indenture Trustee after
consultation with the Master Servicer, as of 11:00 a.m., New York time, on such
date for loans in U.S. Dollars to leading European Banks for a period of one
month in amounts approximately equal to the aggregate Security Balance of the
Notes. If no such quotations can be obtained, the Reference Bank Rate shall be
the Reference Bank Rate applicable to the preceding Interest Period.
Reference Banks: Barclays Bank PLC, National Westminster Bank and Bankers
Trust Company.
Registered Holder: The Person in whose name a Note is registered in the Note
Register on the applicable Record Date.
Related Documents: With respect to each Revolving Credit Loan,
the documents specified in Section 2.1(c) of the Revolving Credit Loan Purchase
Agreement and any documents required to be added to such documents pursuant to
the Revolving Credit Loan Purchase Agreement, the Trust Agreement or the
Servicing Agreement.
REO: A Mortgaged Property that is acquired by the Trust in foreclosure or by
deed in lieu of foreclosure.
Repurchase Event: With respect to any Revolving Credit Loan, either (i) a
discovery that, as of the Closing Date, the related Mortgage was not a valid
lien on the related
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Mortgaged Property subject only to (A) the lien of any prior mortgage indicated
on the Revolving Credit Loan Schedule, (B) the lien of real property taxes and
assessments not yet due and payable, (C) covenants, conditions, and
restrictions, rights of way, easements and other matters of public record as of
the date of recording of such Mortgage and such other permissible title
exceptions as are listed in the Program Guide and (D) other matters to which
like properties are commonly subject which do not materially adversely affect
the value, use, enjoyment or marketability of the related Mortgaged Property or
(ii) with respect to any Revolving Credit Loan as to which the Seller delivers
an affidavit certifying that the original Credit Line Agreement has been lost or
destroyed, a subsequent default on such Revolving Credit Loan if the enforcement
thereof or of the related Mortgage is materially and adversely affected by the
absence of such original Credit Line Agreement.
Repurchase Price: With respect to any Revolving Credit Loan
required to be repurchased on any date pursuant to the Revolving Credit Loan
Purchase Agreement or purchased by the Master Servicer pursuant to the Servicing
Agreement, an amount equal to the sum of (i) 100% of the Loan Balance thereof
(without reduction for any amounts charged off) and (ii) unpaid accrued interest
at the Loan Rate (or with respect to the last day of the month in the month of
repurchase, the Loan Rate will be the Loan Rate in effect as to second to last
day in such month) on the outstanding principal balance thereof from the Due
Date to which interest was last paid by the Mortgagor to the first day of the
month following the month of purchase. No portion of any Repurchase Price shall
be included in any Excluded Amount for any Payment Date.
Reserve Amount Target: As to any Payment Date prior to the
Payment Date in September 1999, the Reserve Amount Target will be 1.50% of the
Cut-off Date Balance. As to any Payment Date on or after the Payment Date in
September 1999, the Reserve Amount Target will be equal to the lesser of (a) the
Reserve Amount Target as of the Cut-off Date and (b) 3.00% of the Pool Balance
as of the beginning of the related Collection Period (but not lower than 0.5% of
the Cut-off Date Balance plus 50% of the aggregate unpaid principal balance of
all Revolving Credit Loans delinquent 90 or more days as of such Payment Date);
provided however that any scheduled reduction to the Reserve Amount Target
described above shall not be made as of any Payment Date unless (i) the
outstanding Principal Balance of the Revolving Credit Loans delinquent 90 days
or more averaged over the last six months as a percentage of the aggregate
outstanding Principal Balance of all Revolving Credit Loans averaged over the
last six months does not exceed 3%, (ii) the aggregate cumulative Liquidation
Loss Amounts on the Revolving Credit Loans prior to any such Payment Date
occurring during the first year and the second year (or any year thereafter)
after the Payment Date in September 1999 are less than 3.0% and 4.0%,
respectively, of the aggregate Pool Balance and (iii) there has been no draw on
the Policy on such Payment Date that remains unreimbursed. In addition, the
Reserve Amount Target may be reduced with the prior written consent of the
Credit Enhancer and the Rating Agencies.
Responsible Officer: With respect to the Indenture Trustee,
any officer of the Indenture Trustee with direct responsibility for the
administration of the Trust Agreement and also, with respect to a particular
matter, any other officer to whom such matter is referred because of such
officer's knowledge of and familiarity with the particular subject.
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Restricted Certificates: The Certificate having a 19.0000%
Certificate Percentage Interest initially issued in the name of the Seller or an
Affiliate thereof as described in Section 3.13 of the Trust Agreement, or any
other Restricted Certificate issued in accordance with such section.
Revolving Credit Loan Purchase Agreement: The Revolving Credit
Loan Purchase Agreement, dated as of the Cut-off Date, between the Seller, as
seller, and the Depositor, as purchaser, with respect to the Revolving Credit
Loans, dated as of March 27, 1997.
Revolving Credit Loan Schedule: The initial schedule of
Revolving Credit Loans as of the Cut-off Date set forth in Exhibit A of the
Servicing Agreement, which schedule sets forth as to each Revolving Credit Loan
(i) the Cut-off Date Loan Balance ("Principal Bal"), (ii) the Credit Limit,
(iii) the Gross Margin ("Margin"), (iv) the name of the Mortgagor, (v) the
Maximum Rate ("Ceiling"), if any, (vi) the loan number, and (vii) the lien
position of the related Mortgage.
Revolving Credit Loans: At any time, all Revolving Credit
Loans, including Additional Balances, if any, that have been sold to the
Depositor under the Revolving Credit Loan Purchase Agreement, together with the
Related Documents, and that remain subject to the terms thereof.
Revolving Period: The period commencing on the Closing Date and ending on
March 31, 2002.
Securities Act: The Securities Act of 1933, as amended, and the rules and
regulations promulgated thereunder.
Security: Any of the Certificates or Notes.
Security Balance: With respect to any Payment Date and the
Term Notes, the Initial Security Balance thereof prior to such Payment Date
reduced by all payments of principal thereon prior to such Payment Date. With
respect to any Payment Date and the Variable Funding Notes, the Initial Security
Balance thereof prior to such Payment Date (i) increased by the Aggregate
Additional Balance Differential for such Variable Funding Note immediately prior
to such Payment Date and (ii) reduced by all distributions of principal thereon
prior to such Payment Date. With respect to any Payment Date and the
Certificates, the Certificate Principal Balance thereof.
Security Collections: With respect to any Payment Date, the sum of the
following --------------------
amounts:
(i) the aggregate of all Security Interest Collections received during the
related Collection Period;
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(ii) (A) at any time during the Revolving Period, so
long as an Amortization Event has not occurred, Net Principal
Collections for such Payment Date or (B) if such an Amortization Event
has occurred or at any time after the end of the Revolving Period, the
aggregate of all Security Principal Collections with respect to such
Payment Date; and
(iii) all Substitution Adjustment Amounts to be deposited to the Payment
Account for such Payment Date.
Securityholder or Holder: Any Noteholder or a Certificateholder.
Security Interest Collections: With respect to any Payment
Date, Interest Collections during the related Collection Period excluding the
portion thereof allocable to any Excluded Amount.
Security Percentage: With respect to any Payment Date and
Security, the percentage equivalent of a fraction the numerator of which is the
Security Balance of such Security immediately prior to such Payment Date and the
denominator of which is the aggregate of the Security Balances of all Securities
as of such date.
Security Principal Collections: With respect to any Payment
Date, Principal Collections during the related Collection Period excluding the
portion thereof allocable to any Excluded Amount.
Seller: Residential Funding Corporation, a Delaware corporation, and its
successors and assigns. Seller's Agreement: The agreement between the Seller, as
purchaser, and therelated Program Seller, as seller.
Servicing Agreement: The Servicing Agreement dated as of March 27, 1997
between the Indenture Trustee, the Issuer and the Master Servicer, as master
servicer.
Servicing Certificate: A certificate completed and executed by a Servicing
Officer on behalf of the Master Servicer in accordance with Section 4.01 of the
Servicing Agreement.
Servicing Default: The meaning specified in Section 7.01 of the Servicing
Agreement.
Servicing Fee: With respect to any Revolving Credit Loan, the sum of the
related Master Servicing Fee and the related Subservicing Fee.
Servicing Fee Rate: With respect to any Revolving Credit Loan, the sum of
the related Master Servicing Fee Rate and the related Subservicing Fee Rate.
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Servicing Officer: Any officer of the Master Servicer involved
in, or responsible for, the administration and servicing of the Revolving Credit
Loans whose name and specimen signature appear on a list of servicing officers
furnished to the Indenture Trustee (with a copy to the Credit Enhancer) by the
Master Servicer, as such list may be amended from time to time.
Single Certificate: A Certificate in the denomination of $1,000.
Single Note: A Note in the amount of $1,000.
Special Hazard Amount: As of any date of determination
following the Cut-off Date, the Special Hazard Amount shall equal $3,004,029
less the sum of (A) the aggregate of any Liquidation Loss Amounts on the
Revolving Credit Loans due to Special Hazard Losses and (B) the Adjustment
Amount (as defined below) as most recently calculated. For each anniversary of
the Cut-off Date, the Adjustment Amount shall be equal to the amount, if any, by
which the amount calculated in accordance with the preceding sentence (without
giving effect to the deduction of the Adjustment Amount for such anniversary)
exceeds the greatest of (i) twice the outstanding principal balance of the
Revolving Credit Loan which has the largest outstanding principal balance on the
Payment Date immediately preceding such anniversary, (ii) the product of 1.00%
multiplied by the outstanding aggregate credit limits of all Revolving Credit
Loans on the Payment Date immediately preceding such anniversary and (iii) the
aggregate outstanding principal balance (as of the immediately preceding Payment
Date) of the Revolving Credit Loans in any single five-digit California zip code
area with the largest amount of Revolving Credit Loans by aggregate principal
balance as of such anniversary.
Special Hazard Loss: Any Liquidation Loss Amount not in excess
of the cost of the lesser of repair or replacement of a Mortgaged Property
suffered by such Mortgaged Property on account of direct physical loss,
exclusive of (i) any loss of a type covered by a hazard policy or a flood
insurance policy required to be maintained in respect of such Mortgaged Property
pursuant to Section 3.04 of the Servicing Agreement, except to the extent of the
portion of such loss not covered as a result of any coinsurance provision and
(ii) any losses resulting from an Extraordinary Event.
Standard & Poor's: Standard & Poor's Ratings Services or its successor in
interest.
Subservicer: Any Person with whom the Master Servicer has entered into a
Subservicing Agreement as a Subservicer by the Master Servicer.
Subservicing Account: An Eligible Account established or maintained by a Sub-
servicer as provided for in Section 3.02(c) of the Servicing Agreement.
Subservicing Agreement: The written contract between the
Master Servicer and any Subservicer relating to servicing and administration of
certain Revolving Credit Loans as provided in Section 3.01 of the Servicing
Agreement.
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Subservicing Fee: With respect to any Collection Period, the
fee retained monthly by the Subservicer (or, in the case of a nonsubserviced
Revolving Credit Loan, by the Master Servicer) equal to the product of (i) the
Subservicing Fee Rate divided by 12 and (ii) the Pool Balance as of the first
day of such Collection Period.
Subservicing Fee Rate: With respect to each Revolving Credit Loan, 0.50% per
---------------------
annum.
Substitution Adjustment Amounts: With respect to any Eligible Substitute
Revolving Credit Loan, the amount as defined in Section 3.1(b) of the Revolving
Credit Loan Purchase Agreement.
Teaser Loan: Any Revolving Credit Loan which provides for an
initial period during which the Loan Rate is less than the sum of the current
Index plus the applicable Gross Margin.
Telerate Screen Page 3750: The display designated as page 3750
on the Telerate Service (or such other page as may replace page 3750 on that
service for the purpose of displaying London interbank offered rates of major
banks). If such rate does not appear on such page (or such other page as may
replace that page on that service, or if such service is no longer offered, such
other service for displaying LIBOR or comparable rates as may be selected by the
Issuer after consultation with the Indenture Trustee), the rate will be the
Reference Bank Rate.
Term Notes: The Notes designated as the "Term Notes" in the Indenture.
Treasury Regulations: Regulations, including proposed or
temporary Regulations, promulgated under the Code. References herein to specific
provisions of proposed or temporary regulations shall include analogous
provisions of final Treasury Regulations or other successor Treasury
Regulations.
Trust Agreement: The Amended and Restated Trust Agreement, dated as of
March 27, 1997, between the Owner Trustee and the Depositor.
Trust Estate: The meaning specified in the Granting Clause of the Indenture.
Trust Indenture Act or TIA: The Trust Indenture Act of 1939,
as amended from time to time, as in effect on any relevant date.
UCC: The Uniform Commercial Code, as amended from time to time, as in
effect in any specified jurisdiction.
Uniform Single Attestation Program for Mortgage Bankers: The
Uniform Single Attestation Program for Mortgage Bankers, as published by the
Mortgage Bankers Association of America and effective with respect to fiscal
periods ending on or after December 15, 1995.
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Variable Funding Notes: The Notes designated as the "Variable Funding Notes"
in the Indenture including any Capped Funding Notes.
Weighted Average Net Loan Rate: With respect to the Revolving
Credit Loans in the aggregate, and any Payment Date, the average of the Net Loan
Rate for each Revolving Credit Loan as of the last day of the related Billing
Cycle weighted on the basis of the related Loan Balances outstanding as of for
each Revolving Credit Loan as determined by the Master Servicer in accordance
with the Master Servicer's normal servicing procedures.
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EXECUTION COPY
RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC.
as Purchaser,
and
RESIDENTIAL FUNDING CORPORATION
as Seller
REVOLVING CREDIT LOAN PURCHASE AGREEMENT
Dated as of March 27, 1997
Revolving Credit Loans
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<PAGE>
TABLE OF CONTENTS
Page
ARTICLE I
DEFINITIONS
Section 1.1. Definitions............................................... 1
ARTICLE II
SALE OF REVOLVING CREDIT LOANS AND RELATED PROVISIONS
Section 2.1. Sale of Revolving Credit Loans............................ 2
Section 2.2. Payment of Purchase Price................................. 4
Section 2.3. Reserved.................................................. 5
Section 2.4. Variable Funding Notes on or after the Closing Date....... 5
Section 2.5. Draws After an Amortization Event......................... 6
ARTICLE III
REPRESENTATIONS AND WARRANTIES;
REMEDIES FOR BREACH
Section 3.1. Seller Representations and Warranties................ 6
ARTICLE IV
SELLER'S COVENANTS
Section 4.1. Covenants of the Seller.............................. 14
ARTICLE V
SERVICING
Section 5.1. Servicing............................................ 14
-i-
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ARTICLE VI
INDEMNIFICATION BY THE SELLER
WITH RESPECT TO THE REVOLVING CREDIT
Section 6.1. Indemnification With Respect to the Revolving Credit
Loans.................. 15
Section 6.2. Limitation on Liability of the Seller......... 15
ARTICLE VII
TERMINATION
Section 7.1. Termination.....................................15
ARTICLE VIII
MISCELLANEOUS PROVISIONS
Section 8.1. Amendment.................................................... 16
Section 8.2. GOVERNING LAW................................................ 16
Section 8.3. Notices...................................................... 16
Section 8.4. Severability of Provisions................................... 16
Section 8.5. Relationship of Parties...................................... 17
Section 8.6. Counterparts................................................. 17
Section 8.7. Further Agreements........................................... 17
Section 8.8. Intention of the Parties..................................... 17
Section 8.9. Successors and Assigns; Assignment of This Agreement......... 17
Section 8.10 Survival..................................................... 18
-ii-
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Page
Exhibits
Exhibit 1 Revolving Credit Loan Schedule
-iii-
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<PAGE>
This REVOLVING CREDIT LOAN PURCHASE AGREEMENT (this
"Agreement"), dated as of March 27, 1997, is made between Residential Funding
Corporation (the "Seller") and Residential Funding Mortgage Securities II, Inc.
(the "Purchaser").
W I T N E S S E T H :
WHEREAS, the Seller owns Cut-off Date Loan Balances and the
Related Documents for the home equity lines of credit indicated on the Revolving
Credit Loan Schedule attached as Exhibit 1 hereto (collectively, the "Revolving
Credit Loans"), including rights to (a) any property acquired by foreclosure or
deed in lieu of foreclosure or otherwise, and (b) the proceeds of any insurance
policies covering the Revolving Credit Loans;
WHEREAS, the parties hereto desire that the Seller sell the
Cut-off Date Loan Balances of the Revolving Credit Loans to the Purchaser
pursuant to the terms of this Agreement together with the Related Documents on
the Closing Date, and thereafter all Additional Balances created on or after the
Cut-off Date;
WHEREAS, pursuant to the terms of the Servicing Agreement, the
Master Servicer will service the Revolving Credit Loans directly or through one
or more Subservicers;
WHEREAS, pursuant to the terms of the Trust Agreement, the
Purchaser will sell the Revolving Credit Loans to the Issuer in exchange for the
cash proceeds of the Securities;
WHEREAS, pursuant to the terms of the Trust Agreement, the
Issuer will issue and transfer to or at the direction of the Purchaser, the
Certificates;
WHEREAS, pursuant to the terms of the Indenture, the Issuer
will issue and transfer to or at the direction of the Purchaser, the Notes,
secured by the Revolving Credit Loans;
NOW, THEREFORE, in consideration of the mutual covenants
herein contained, the parties hereto agree as follows:
ARTICLE I
DEFINITIONS
Section 1.1. Definitions. For all purposes of this Revolving
Credit Loan Purchase Agreement, except as otherwise expressly provided herein or
unless the context otherwise requires, capitalized terms not otherwise defined
herein shall have the meanings assigned to such terms in the Definitions
contained in Appendix A to the Indenture dated March 27, 1997 (the "Indenture"),
between Home Equity Loan Trust 1997-HS2, as issuer and The Chase Manhattan Bank,
as indenture trustee, which is incorporated by reference herein. All other
capitalized terms used herein shall have the meanings specified herein.
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-2-
ARTICLE II
SALE OF REVOLVING CREDIT LOANS AND RELATED PROVISIONS
Section 2.1. Sale of Revolving Credit Loans.
(a) The Seller, by the execution and delivery of this
Agreement, does hereby sell, assign, set over, and otherwise convey to the
Purchaser, without recourse, all of its right, title and interest in, to and
under the following, and wherever located: (i) the Revolving Credit Loans
(including without limitation the Cut-off Date Loan Balances and all Additional
Balances; provided, however, that following the occurrence of an Amortization
Event, any subsequent loan balance represented by each Draw and interest thereon
will not be deemed transferred to the Issuer, and the Seller (in such event)
shall retain ownership of each loan balance represented by each such Draw made
thereafter and interest thereon), all interest accruing thereon and all
collections in respect thereof received on or after the Cut-off Date; (ii)
property which secured a Revolving Credit Loan and which has been acquired by
foreclosure or deed in lieu of foreclosure; (iii) the interest of the Seller in
any insurance policies in respect of the Revolving Credit Loans; and (iv) all
proceeds of the foregoing; provided, however, that the Purchaser does not assume
the obligation under each Loan Agreement to fund Draws to the Mortgagor
thereunder, and the Purchaser shall not be obligated or permitted to fund any
such Draws, it being agreed that the Seller will retain the obligation to fund
future Draws. Such conveyance shall be deemed to be made: (1) with respect to
the Cut-off Date Loan Balances, as of the Closing Date; and (2) with respect to
the amount of each Additional Balance created on or after the Cut-off Date, as
of the later of the Closing Date and the date that the corresponding Draw was
made pursuant to the related Loan Agreement, subject to the receipt by the
Seller of consideration therefor as provided herein under clause (b) of Section
2.2.
(b) In connection with such conveyance, the Seller further
agrees, at its own expense, on or prior to the Closing Date with respect to the
Loan Balance of the Revolving Credit Loans to indicate in its books and records
that the Revolving Credit Loans have been sold to the Purchaser pursuant to this
Agreement and to deliver to the Purchaser true and complete lists of all of the
Revolving Credit Loans specifying for each Revolving Credit Loan (i) its account
number and (ii) its Cut-off Date Loan Balance. Such lists, which form part of
the Revolving Credit Loan Schedule, shall be marked as Exhibit 1 to this
Agreement and are hereby incorporated into and made a part of this Agreement.
(c) In connection with such conveyance by the Seller, the
Seller shall on behalf of the Purchaser deliver to, and deposit with the
respective Custodian, on or before the Closing Date, the following documents or
instruments with respect to each Revolving Credit Loan:
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(i) the original Mortgage Note endorsed without
recourse in blank or, with respect to any Revolving Credit Loan as to
which the original Mortgage Note has been permanently lost or destroyed
and has not been replaced, a Lost Note Affidavit;
(ii) the original Mortgage with evidence of recording
thereon, or, if the original Mortgage has not yet been returned from
the public recording office, a copy of the original Mortgage certified
by the public recording office in which such original Mortgage has been
recorded;
(iii) assignments (which may be included in one or more
blanket assignments if permitted by applicable law) of the Mortgage in
recordable form to "The Chase Manhattan Bank as trustee" c/o the Seller
at an address specified by the Seller;
(iv) originals of any intervening assignments of the
Mortgage, with evidence of recording thereon, or, if the original of
any such intervening assignment has not yet been returned from the
public recording office, a copy of such original intervening assignment
certified by the public recording office in which such original
intervening assignment has been recorded; and
(v) a true and correct copy of each assumption,
modification, consolidation or substitution agreement, if any, relating
to the Revolving Credit Loan.
Within the time period for the review of each Mortgage File
set forth in Section 2.3 of the Custodial Agreement, if a material defect in any
Mortgage File is discovered which may materially and adversely affect the value
of the related Revolving Credit Loan, or the interests of the Indenture Trustee
(as pledgee of the Revolving Credit Loans), the Noteholders, the
Certificateholders or the Credit Enhancer in such Revolving Credit Loan,
including the Seller's failure to deliver any document required to be delivered
to the Custodian on behalf of the Indenture Trustee (provided that a Mortgage
File will not be deemed to contain a defect for an unrecorded assignment under
clause (iii) above if the Seller has submitted such assignment for recording
pursuant to the terms of the following paragraph), the Seller shall cure such
defect, repurchase the related Revolving Credit Loan at the Repurchase Price or
substitute an Eligible Substitute Loan for the related Revolving Credit Loan
upon the same terms and conditions set forth in Section 3.1 hereof for breaches
of representations and warranties as to the Revolving Credit Loans. With respect
to any missing Mortgage Notes referred to in Subsection 3.1(b)(xxxiv), the
Seller shall have 60 days from the Closing Date to deliver the documents
referred to in this Subsection 2.1(c). If such documents have not been delivered
within 60 days, the Seller shall repurchase the related Revolving Credit Loan or
substitute an Eligible Substitute Loan for the related Revolving Credit Loan
upon the same terms and conditions set forth in Section 3.1 hereof for breaches
of representations and warranties as to the Revolving Credit Loans.
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Within 60 days after the receipt by the Master Servicer of the
recording information, the Seller at its own expense shall complete and submit
for recording in the appropriate public office for real property records each of
the assignments referred to in clause (iii) above. While such assignment to be
recorded is being recorded, the Custodian shall retain a photocopy of such
assignment. If any assignment is lost or returned unrecorded to the Custodian
because of any defect therein, the Seller is required to prepare a substitute
assignment or cure such defect, as the case may be, and the Seller shall cause
such assignment to be recorded in accordance with this paragraph.
In instances where an original Mortgage or any original
intervening assignment of Mortgage was not, in accordance with clause (ii) or
(iv) above, delivered by the Seller to the respective Custodian prior to or
concurrently with the execution and delivery of this Agreement, the Seller will
deliver or cause to be delivered the originals of such documents to such
Custodian promptly upon receipt thereof.
The Purchaser hereby acknowledges its acceptance of all right,
title and interest to the property, conveyed to it pursuant to this Section 2.1.
(d) The parties hereto intend that the transactions set forth
herein constitute a sale by the Seller to the Purchaser of all the Seller's
right, title and interest in and to the Revolving Credit Loans and other
property as and to the extent described above. In the event the transactions set
forth herein are deemed not to be a sale, the Seller hereby grants to the
Purchaser a security interest in all of the Seller's right, title and interest
in, to and under the Revolving Credit Loans and such other property, to secure
all of the Seller's obligations hereunder, and this Agreement shall constitute a
security agreement under applicable law. The Seller agrees to take or cause to
be taken such actions and to execute such documents, including without
limitation the filing of all necessary UCC-1 financing statements filed in the
State of Minnesota (which shall have been submitted for filing as of the Closing
Date), any continuation statements with respect thereto and any amendments
thereto required to reflect a change in the name or corporate structure of the
Seller or the filing of any additional UCC-1 financing statements due to the
change in the principal office of the Seller, as are necessary to perfect and
protect the Purchaser's interests in each Revolving Credit Loan and the proceeds
thereof.
Section 2.2. Payment of Purchase Price.
(a) The "Purchase Price" for the Revolving Credit Loans
(including the Additional Balances) shall be (1) an amount equal to $300,402,933
in immediately available funds, together with the Certificates, in respect of
the Cut-off Date Loan Balances thereof and (2) in the case of each Additional
Balance transferred hereunder created on or after the Cut-off Date, the
principal amount of the related Draw under the Loan Agreement on the later of
the Closing Date and the date of the creation of such Additional Balance.
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(b) In consideration of the sale of the Revolving Credit Loans
from the Seller to the Purchaser on the Closing Date, the Purchaser shall pay to
the Seller on the Closing Date by wire transfer of immediately available funds
to a bank account designated by the Seller, the amount specified above in clause
(a)(1) for each Revolving Credit Loan; provided, that such payment may be on a
net funding basis if agreed by the Seller and the Purchaser. With respect to
each Additional Balance transferred hereunder with respect to any Revolving
Credit Loan, the Issuer as assignee of the Purchaser shall pay or cause to be
paid to the Seller or its designee the portion of the Purchase Price specified
above in clause (a)(2) for such Additional Balance in one of the following ways,
as applicable: (i) for any Collection Period during the Revolving Period, so
long as an Amortization Event has not occurred, (a) a cash payment pursuant to
Section 3.03(ii) of the Servicing Agreement and Section 2.2(a)(2) hereof in an
amount equal to the related Draw, if then available from Principal Collections
during the related Collection Period on the Revolving Credit Loans, and (b) to
the extent aggregate Draws exceed Principal Collections for such Collection
Period, an increase in the aggregate principal amount of the Variable Funding
Notes or an issuance of new Variable Funding Notes as of the Payment Date
corresponding to the Collection Period in which such Additional Balances were
created, equal to the amount by which Additional Balances exceeded Principal
Collections for such Collection Period, and (ii) for any Collection Period after
the end of the Revolving Period, so long as an Amortization Event has not
occurred, an increase in the aggregate principal amount of Variable Funding
Notes or an issuance of new Variable Funding Notes as of each Payment Date in an
aggregate amount equal to the total of the related Draws for the corresponding
Collection Period.
Section 2.3. Reserved.
Section 2.4. Variable Funding Notes on or after the Closing Date.
Subject to Section 4.02 of the Indenture, if at any time, the
Seller holds Variable Funding Notes that have reached their Maximum Individual
Variable Funding Note Balance, and to the extent that the same are exchanged for
Capped Funding Notes in accordance with Section 4.02 of the Indenture, the
Purchaser agrees that, upon written request made by the Seller at any time, the
Purchaser shall use its best reasonable efforts to cause such Capped Funding
Notes held by the Seller to be registered for resale by the Seller pursuant to
an effective registration statement filed by the Purchaser in accordance with,
and meeting all requirements of, the Securities Act of 1933, as amended. The
Purchaser shall use its best reasonable efforts to cause such registration
statement to become effective with respect to such Capped Funding Notes as soon
as practicable within a mutually agreed reasonable time period after the
Seller's request. It is contemplated that such registration statement will be
the shelf registration statement pursuant to which the Term Notes issued on the
Closing Date are to be offered, or one substantially similar thereto. In
connection with such registration statement and offering, the Seller shall
reimburse the Purchaser for costs related thereto including registration fees,
printing fees, rating fees, legal fees, accountant's fees, blue sky registration
fees and expenses (if any), related expenses of the Credit Enhancer and other
out-of-pocket costs, if any. In connection with such
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registration statement and related prospectus, the Seller shall provide the
Purchaser with an updated Revolving Credit Loan Schedule and all other
information reasonably necessary to assure that the statements in the prospectus
with respect to the Revolving Credit Loans and the Seller (including in its
capacity as servicer of the Revolving Credit Loans) are complete and correct in
all material respects as of the date of sale of such Capped Funding Notes by the
Seller. The registration statement shall not include any information with
respect to the Credit Enhancer, except for information approved by the Credit
Enhancer for use therein.
Section 2.5. Draws After an Amortization Event.
In the event that an Amortization Event occurs, any Draws made
on the Revolving Credit Loans thereafter shall not be deemed to be "Additional
Balances" hereunder, and the ownership of the related balances shall be retained
by the Seller. Following an Amortization Event, on any Payment Date, with
respect to the related Collection Period, all Interest Collections and Principal
Collections in respect of each individual Revolving Credit Loan shall be
allocated on a pro rata basis as between the Issuer and the Seller, based on the
relative proportions of the Loan Balance and the Excluded Amount, respectively,
as of the end of the calendar month immediately prior to such Collection Period.
Any losses incurred with respect to any individual Revolving Credit Loan
following an Amortization Event shall be allocated on a pro rata basis between
the Issuer and the Seller, based on the Loan Balance and the Excluded Amount
thereof as of the date of liquidation of such Revolving Credit Loan.
Notwithstanding any other provision hereof or of the Servicing Agreement, the
payments and collections allocable to the Excluded Amount need not be deposited
in the Custodial Account and shall not be deposited in the Distribution Account
or the Payment Account, and shall be distributed by the Master Servicer to the
Seller not less frequently than monthly in accordance with reasonable
instructions provided by the Seller.
ARTICLE III
REPRESENTATIONS AND WARRANTIES;
REMEDIES FOR BREACH
Section 3.1. Seller Representations and Warranties. The Seller represents
and warrants to the Purchaser, as of the Closing Date (or if otherwise specified
below, as of the date so specified):
(a) As to the Seller:
(i) The Seller is a corporation duly organized, validly
existing and in good standing under the laws of the State of Delaware
and has the corporate power to own its assets and to transact the
business in which it is currently engaged. The Seller is duly qualified
to do business as a foreign corporation and is in good standing in each
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jurisdiction in which the character of the business transacted by it or
properties owned or leased by it requires such qualification and in
which the failure to so qualify would have a material adverse effect on
the business, properties, assets or condition (financial or other) of
the Seller;
(ii) The Seller has the power and authority to make,
execute, deliver and perform its obligations under this Agreement and
all of the transactions contemplated under this Agreement, and has
taken all necessary corporate action to authorize the execution,
delivery and performance of this Agreement. When executed and
delivered, this Agreement will constitute the legal, valid and binding
obligation of the Seller enforceable in accordance with its terms,
except as enforcement of such terms may be limited by bankruptcy,
insolvency or similar laws affecting the enforcement of creditors'
rights generally and by the availability of equitable remedies;
(iii) The Seller is not required to obtain the consent of
any other Person or any consent, license, approval or authorization
from, or registration or declaration with, any governmental authority,
bureau or agency in connection with the execution, delivery,
performance, validity or enforceability of this Agreement, except for
such consents, license, approvals or authorization, or registration or
declaration, as shall have been obtained or filed, as the case may be;
(iv) The execution and delivery of this Agreement and
the performance of the transactions contemplated hereby by the Seller
will not violate any provision of any existing law or regulation or any
order or decree of any court applicable to the Seller or any provision
of the Certificate of Incorporation or Bylaws of the Seller, or
constitute a material breach of any mortgage, indenture, contract or
other agreement to which the Seller is a party or by which the Seller
may be bound; and
(v) No litigation or administrative proceeding of or
before any court, tribunal or governmental body is currently pending,
or to the knowledge of the Seller threatened, against the Seller or any
of its properties or with respect to this Agreement or the Certificates
which in the opinion of the Seller has a reasonable likelihood of
resulting in a material adverse effect on the transactions contemplated
by this Agreement.
(vi) This Agreement constitutes a legal, valid and
binding obligation of the Seller, enforceable against the Seller in
accordance with its terms, except as enforceability may be limited by
applicable bankruptcy, insolvency, reorganization, moratorium or other
similar laws now or hereafter in effect affecting the enforcement of
creditors' rights in general and except as such enforceability may be
limited by general principles of equity (whether considered in a
proceeding at law or in equity);
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(vii) This Agreement constitutes a valid transfer and
assignment to the Purchaser of all right, title and interest of the
Seller in and to the Cut-off Date Loan Balances with respect to the
Revolving Credit Loans, all monies due or to become due with respect
thereto, and all proceeds of such Cut-off Date Loan Balances with
respect to the Revolving Credit Loans and such funds as are from time
to time deposited in the Custodial Account (excluding any investment
earnings thereon) as assets of the Trust and all other property
specified in the definition of "Trust" as being part of the corpus of
the Trust conveyed to the Purchaser by the Seller, and upon payment for
the Additional Balances, will constitute a valid transfer and
assignment to the Purchaser of all right, title and interest of the
Seller in and to the Additional Balances, all monies due or to become
due with respect thereto, and all proceeds of such Additional Balances
and all other property specified in the definition of "Trust" relating
to the Additional Balances; and
(viii) The Seller is not in default with respect to any
order or decree of any court or any order, regulation or demand or any
federal, state, municipal or governmental agency, which default might
have consequences that would materially and adversely affect the
condition (financial or other) or operations of the Master Servicer or
its properties or might have consequences that would materially
adversely affect its performance hereunder.
(b) As to the Revolving Credit Loans:
(i) The information set forth in the Revolving Credit
Loan Schedule for such Revolving Credit Loans is true and correct in
all material respects as of the date or dates respecting which such
information is furnished;
(ii) The Cut-off Date Loan Balances have not been
assigned or pledged, the Seller has good and marketable title thereto
and the Seller is the sole owner and holder of such Cut-off Date Loan
Balances free and clear of any and all liens, claims, encumbrances,
participation interests, equities, pledges, charges of security
interests of any nature and has full right and authority, under all
governmental and regulatory bodies having jurisdiction over the
ownership of the applicable Revolving Credit Loans to sell and assign
the same pursuant to this Agreement;
(iii) The related Mortgage Note and the Mortgage have not
been assigned or pledged, the Seller has good and marketable title
thereto and the Seller is the sole owner and holder of the Revolving
Credit Loan free and clear of any and all liens, claims, encumbrances,
participation interests, equities, pledges, charges of security
interests of any nature and has full right and authority, under all
governmental and regulatory bodies having jurisdiction over the
ownership of the applicable Revolving Credit Loans to sell and assign
the same pursuant to this Agreement;
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(iv) To the best of Seller's knowledge, there is no valid offset, defense
or counterclaim of any obligor under any Loan Agreement or Mortgage;
(v) To the best of Seller's knowledge, there is no delinquent recording or
other tax or fee or assessment lien against any related Mortgaged Property;
(vi) To the best of Seller's knowledge, there is no proceeding pending or
threatened for the total or partial condemnation of the related Mortgaged
Property;
(vii) To the best of Seller's knowledge, there are no
mechanics' or similar liens or claims which have been filed for work,
labor or material affecting the related Mortgaged Property which are,
or may be liens prior or equal to, or subordinate with, the lien of the
related Mortgage, except liens which are fully insured against by the
title insurance policy referred to in clause (xi);
(viii) As of the Cut-off Date, no Revolving Credit Loan was 30 days or more
delinquent;
(ix) For each Revolving Credit Loan, the related Mortgage File contains
each of the documents and instruments specified to be included therein;
(x) The related Mortgage Note and the related Mortgage
at the time it was made complied in all material respects with
applicable local, state and federal laws;
(xi) A policy of title insurance in the form and amount
required by the related Seller's Agreement was effective as of the
closing of each Revolving Credit Loan and each such policy is valid and
remains in full force and effect, and with respect to each Revolving
Credit Loan with a Cut-off Date Loan Balance greater than or equal to
$50,000 a title search or other assurance of title customary in the
relevant jurisdiction was obtained as to which no title insurance
policy or binder was issued and with respect to the remainder of the
Revolving Credit Loans as to which no title insurance policy or binder
was issued or title search obtained there are no intervening liens
affecting the Mortgaged Property;
(xii) None of the Mortgaged Properties is a mobile home or a manufactured
housing unit that is not permanently attached to its foundation;
(xiii) No more than 62.1% of the Revolving Credit Loans,
by Cut-off Date Loan Balance, are secured by Mortgaged Properties
located in California;
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(xiv) As of the Cut-off Date the Combined Loan-to-Value Ratio for each
Revolving Credit Loan was not in excess of 100%;
(xv) [Reserved];
(xvi) The Seller has not transferred the Revolving Credit Loans to the
Purchaser with any intent to hinder, delay or defraud any of its creditors;
(xvii) The minimum monthly payment with respect to any
Revolving Credit Loan is not less than the interest accrued at the
applicable Loan Rate on the average daily Loan Balance during the
interest period relating to the date on which such minimum monthly
payment is due;
(xviii) The Seller will submit for filing or cause to be
submitted for filing UCC-1 financing statements in accordance with the
terms of this Agreement;
(xix) Each Loan Agreement and each Mortgage is substantially similar one to
the other and is an enforceable obligation of the related Mortgagor;
(xx) To the best of Seller's knowledge, the physical property subject to
each Mortgage is free of material damage and is in good repair;
(xxi) The Seller has not received a notice of default of
any senior mortgage loan related to a Mortgaged Property which has not
been cured by a party other than the related Subservicer;
(xxii) Each of the Mortgage Notes has a substantially similar definition of
Prime as the Index applicable to the Loan Rate;
(xxiii) None of the Revolving Credit Loans are reverse mortgage loans;
(xxiv) (A) No Revolving Credit Loan has an original term
to maturity in excess of 311 months. On each date that the Loan Rates
have been adjusted prior to the Cut-off Date interest rate adjustments
on the Revolving Credit Loans were made in compliance with the related
Mortgage and Mortgage Note and applicable law. Over the term of any
Revolving Credit Loan, the Loan Rate may not exceed the related Maximum
Loan Rate, if any. (B) The Revolving Credit Loans have Maximum Loan
Rates which range between 5.99% and 16.50%. The Gross Margins for the
Revolving Credit Loans range between 0.00% and 8.25%, and the weighted
average Gross Margin for the Revolving Credit Loans is approximately
2.60% as of the Cut-off Date. As of the Cutoff Date, the Loan Rates on
the Revolving Credit Loans range between 5.99% and 16.50% and the
weighted average Loan Rate is approximately 9.30%. The weighted
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average remaining term to scheduled maturity of the Revolving Credit
Loans on a contractual basis as of the Cut-off Date Loan is
approximately 235 months;
(xxv) (A) Each Mortgaged Property with respect to the
Revolving Credit Loans consists of a single parcel of real property
with a single family residence erected thereon, or an individual
condominium unit, planned unit development unit or townhouse. (B) With
respect to the Revolving Credit Loans (i) approximately 17.70% (by
Cut-off Date Loan Balance are secured by real property improved by
individual condominium units, planned development units or townhouses,
and (ii) approximately 82.30% (by Cutoff Date Loan Balance) are secured
by real property with a single family residence erected thereon;
(xxvi) As of the Cut-off Date, the Credit Limits on the
Revolving Credit Loans range between approximately $7,000 and $500,000
with an average of $42,199. As of the Cut-off Date, no Revolving Credit
Loan had a principal balance in excess of $495,149 and the weighted
average Credit Limit Utilization Rate, based on the Credit Limits of
the Revolving Credit Loans is equal to approximately 82.20%;
(xxvii) Approximately 0.23% and 99.77% of the Revolving Credit Loans, by
aggregate principal balance as of the Cut-off Date are first and second liens,
respectively;
(xxviii) Each Subservicer meets all applicable requirements
under the Servicing Agreement, is properly qualified to service the
Revolving Credit Loans and has been servicing the Revolving Credit
Loans prior to the Cut-off Date in accordance with the terms of the
respective Subservicing Agreement;
(xxix) For each Revolving Credit Loan, hazard insurance
and flood insurance has been obtained which meets all applicable
requirements of Section 3.04 of the Servicing Agreement;
(xxx) There is no material default, breach, violation or
event of acceleration existing under the terms of any Mortgage Note or
Mortgage and no event which, with notice and expiration of any grace or
cure period, would constitute a material default, breach, violation or
event of acceleration under the terms of any Mortgage Note or Mortgage,
and no such material default, breach, violation or event of
acceleration has been waived by the Seller or by any other entity
involved in originating or servicing a Revolving Credit Loan;
(xxxi) No instrument of release or waiver has been
executed in connection with the Revolving Credit Loans, and no
Mortgagor has been released, in whole or in part from its obligations
in connection with a Revolving Credit Loan;
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(xxxii) With respect to each Revolving Credit Loan that is
a second lien, either (i) no consent for the Revolving Credit Loan was
required by the holder of the related prior lien or (ii) such consent
has been obtained and is contained in the mortgage file;
(xxxiii) The Mortgage contains a customary provision for the
acceleration of the payment of the unpaid principal balance of the
Revolving Credit Loan in the event the related Mortgaged Property is
sold without the prior consent of the mortgagee thereunder; and
(xxxiv) The Mortgage Notes for not more than 0.01% of the
Revolving Credit Loans, by Cut-off Date Loan Balance, are missing from
the Mortgage File.
Upon discovery by Seller or upon notice from the Purchaser,
the Credit Enhancer, the Issuer, the Owner Trustee, the Indenture Trustee or any
Custodian, as applicable, of a breach of any representation or warranty in
clause (a) above which materially and adversely affects the interests of the
Securityholders or the Credit Enhancer, as applicable, in any Revolving Credit
Loan, the Seller shall, within 45 days of its discovery or its receipt of notice
of such breach, either (i) cure such breach in all material respects or (ii) to
the extent that such breach is with respect to a Revolving Credit Loan or a
Related Document, either (A) repurchase such Revolving Credit Loan from the
Issuer at the Repurchase Price, or (B) substitute one or more Eligible
Substitute Loans for such Revolving Credit Loan, in each case in the manner and
subject to the conditions and limitations set forth below.
Upon discovery by the Seller or upon notice from the
Purchaser, the Credit Enhancer, the Issuer, the Owner Trustee, the Indenture
Trustee or any Custodian, as applicable, of a breach of any representation or
warranty in this clause (b) above with respect to any Revolving Credit Loan, or
upon the occurrence of a Repurchase Event, which materially and adversely
affects the interests of any Securityholders or the Credit Enhancer, as
applicable, or of the Purchaser in such Revolving Credit Loan (notice of which
shall be given to the Purchaser by the Seller, if it discovers the same),
notwithstanding the Seller's lack of knowledge with respect to the substance of
such representation and warranty, the Seller shall, within 90 days after the
earlier of its discovery or receipt of notice thereof, either cure such breach
or Repurchase Event in all material respects or either (i) repurchase such
Revolving Credit Loan from the Issuer at the Repurchase Price, or (ii)
substitute one or more Eligible Substitute Loans for such Revolving Credit Loan,
in each case in the manner and subject to the conditions set forth below. The
Repurchase Price for any such Revolving Credit Loan repurchased by the Seller
shall be deposited or caused to be deposited by the Master Servicer in the
Custodial Account maintained by it pursuant to Section 3.02 of the Servicing
Agreement.
In the event that the Seller elects to substitute an Eligible
Substitute Loan or Loans for a Deleted Loan pursuant to this Section 3.1, the
Seller shall deliver to the Custodian on
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behalf of the Issuer, with respect to such Eligible Substitute Loan or Loans,
the original Mortgage Note and all other documents and agreements as are
required by Section 2.1(c), with the Mortgage Note endorsed as required by
Section 2.1(c). No substitution will be made in any calendar month after the
Determination Date for such month. Monthly Payments due with respect to Eligible
Substitute Loans in the month of substitution shall not be part of the Owner
Trust and will be retained by the Master Servicer and remitted by the Master
Servicer to the Seller on the next succeeding Payment Date, provided that a
payment at least equal to the applicable Minimum Monthly Payment has been
received by the Owner Trust, for such month in respect of the Deleted Loan. For
the month of substitution, distributions to the Distribution Account pursuant to
the Servicing Agreement will include the Monthly Payment due on a Deleted Loan
for such month and thereafter the Seller shall be entitled to retain all amounts
received in respect of such Deleted Loan. The Master Servicer shall amend or
cause to be amended the Revolving Credit Loan Schedule to reflect the removal of
such Deleted Loan and the substitution of the Eligible Substitute Loan or Loans
and the Master Servicer shall deliver the amended Revolving Credit Loan Schedule
to the Owner Trustee. Upon such substitution, the Eligible Substitute Loan or
Loans shall be subject to the terms of this Agreement and the Servicing
Agreement in all respects, the Seller shall be deemed to have made the
representations and warranties with respect to the Eligible Substitute Loan
contained herein set forth in Section 3.1(b) (other than clauses (viii), (xiii),
(xiv) (xxiv)(B), (xxv)(B), (xxvi), and (xxvii) thereof) as of the date of
substitution, and the Seller shall be obligated to repurchase or substitute for
any Eligible Substitute Loan as to which a Repurchase Event has occurred as
provided herein. In connection with the substitution of one or more Eligible
Substitute Loans for one or more Deleted Loans, the Master Servicer will
determine the amount (such amount, a "Substitution Adjustment Amount"), if any,
by which the aggregate principal balance of all such Eligible Substitute Loans
as of the date of substitution is less than the aggregate principal balance of
all such Deleted Loans (after application of the principal portion of the
Monthly Payments due in the month of substitution that are to be distributed to
the Payment Account in the month of substitution). The Seller shall deposit the
amount of such shortfall into the Custodial Account on the day of substitution,
without any reimbursement therefor.
Upon receipt by the Indenture Trustee on behalf of the Issuer
and the Custodian of written notification, signed by a Servicing Officer, of the
deposit of such Repurchase Price or of such substitution of an Eligible
Substitute Loan (together with the complete related Mortgage File) and deposit
of any applicable Substitution Adjustment Amount as provided above, the
Custodian, on behalf of the Indenture Trustee shall release to the Seller the
related Mortgage File for the Revolving Credit Loan being repurchased or
substituted for and the Indenture Trustee on behalf of the Issuer shall execute
and deliver such instruments of transfer or assignment prepared by the Master
Servicer, in each case without recourse, as shall be necessary to vest in the
Seller or its designee such Revolving Credit Loan released pursuant hereto and
thereafter such Revolving Credit Loan shall not be an asset of the Issuer.
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It is understood and agreed that the obligation of the Seller
to cure any breach, or to repurchase or substitute for, any Revolving Credit
Loan as to which such a breach has occurred and is continuing shall, except to
the extent provided in Section 6.1 of this Agreement, constitute the sole remedy
respecting such breach available to the Purchaser, the Issuer, the
Certificateholders (or the Owner Trustee on behalf of the Certificateholders)
and the Noteholders (or the Indenture Trustee on behalf of the Noteholders)
against the Seller.
It is understood and agreed that the representations and
warranties set forth in this Section 3.1 shall survive delivery of the
respective Mortgage Files to the Issuer, or the Custodian.
ARTICLE IV
SELLER'S COVENANTS
Section 4.1. Covenants of the Seller. The Seller hereby
covenants that, except for the transfer hereunder, the Seller will not sell,
pledge, assign or transfer to any other Person, or grant, create, incur or
assume any Lien on any Revolving Credit Loan, or any interest therein, except
with respect to any Excluded Amount; the Seller will notify the Issuer, as
assignee of the Purchaser, of the existence of any Lien (other than as provided
above) on any Revolving Credit Loan immediately upon discovery thereof; and the
Seller will defend the right, title and interest of the Issuer, as assignee of
the Purchaser, in, to and under the Revolving Credit Loans against all claims of
third parties claiming through or under the Seller; provided, however, that
nothing in this Section 4.1 shall be deemed to apply to any Liens for municipal
or other local taxes and other governmental charges if such taxes or
governmental charges shall not at the time be due and payable or if the Seller
shall currently be contesting the validity thereof in good faith by appropriate
proceedings.
ARTICLE V
SERVICING
Section 5.1. Servicing. The Seller will service the Revolving
Credit Loans pursuant to the terms and conditions of the Servicing Agreement and
will service the Revolving Credit Loans directly or through one or more
sub-servicers in accordance therewith.
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ARTICLE VI
INDEMNIFICATION BY THE SELLER
WITH RESPECT TO THE REVOLVING CREDIT LOANS
Section 6.1. Indemnification With Respect to the Revolving
Credit Loans. The Seller shall indemnify and hold harmless the Purchaser from
and against any loss, liability or expense arising from the breach by the Seller
of its representations and warranties in Section 3.1 of this Agreement which
materially and adversely affects the Purchaser's interest in any Revolving
Credit Loan or from the failure by the Seller to perform its obligations under
this Agreement in any material respect, provided that the Seller shall have no
obligation to indemnify the Purchaser in respect of any loss, liability or
expense that arises as a result of the Purchaser's willful malfeasance, bad
faith or negligence or as a result of the breach by the Purchaser of its
obligations hereunder.
Section 6.2. Limitation on Liability of the Seller. None of
the directors, officers, employees or agents of the Seller shall be under any
liability to the Purchaser, it being expressly understood that all such
liability is expressly waived and released as a condition of, and as
consideration for, the execution of this Agreement. Except as and to the extent
expressly provided in the Servicing Agreement, the Seller shall not be under any
liability to the Owner Trust, the Owner Trustee, the Indenture Trustee or the
Securityholders. The Seller and any director, officer, employee or agent of the
Seller may rely in good faith on any document of any kind prima facie properly
executed and submitted by any Person respecting any matters arising hereunder.
ARTICLE VII
TERMINATION
Section 7.1. Termination. The respective obligations and
responsibilities of the Seller and the Purchaser created hereby shall terminate,
except for the Seller's indemnity obligations as provided herein, upon the
termination of the Owner Trust pursuant to the terms of the Trust Agreement.
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-16-
ARTICLE VIII
MISCELLANEOUS PROVISIONS
Section 8.1. Amendment. This Agreement may be amended from
time to time by the Seller and the Purchaser by written agreement signed by the
Seller and the Purchaser, with the consent of the Credit Enhancer (which consent
shall not be unreasonably withheld).
Section 8.2. GOVERNING LAW. THIS AGREEMENT SHALL BE
GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK
AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE
DETERMINED IN ACCORDANCE WITH SUCH LAWS.
Section 8.3. Notices. All demands, notices and communications
hereunder shall be in writing and shall be deemed to have been duly given if
personally delivered at or mailed by registered mail, postage prepaid, addressed
as follows:
(i) if to the Seller:
Residential Funding Corporation
8400 Normandale Lake Boulevard
Suite 700
Minneapolis, Minnesota 55437
Attention: Home Equity Loan Trust 1997-HS2
or, such other address as may hereafter be furnished to the Purchaser in
writing by the Seller.
(ii) if to the Purchaser:
Residential Funding Mortgage Securities II, Inc.
8400 Normandale Lake Boulevard
Suite 700
Minneapolis, Minnesota 55437
Attention:
Home Equity Loan Trust 1997-HS2
or such other address as may hereafter be furnished to the Seller in writing
by the Purchaser.
Section 8.4. Severability of Provisions. If any one or more of the
covenants, agreements, provisions of terms of this Agreement shall be held
invalid for any reason whatsoever, then such covenants, agreements, provisions
or terms shall be deemed severable
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<PAGE>
-17-
from the remaining covenants, agreements, provisions or terms of this Agreement
and shall in no way affect the validity of enforceability of the other
provisions of this Agreement.
Section 8.5. Relationship of Parties. Nothing herein contained
shall be deemed or construed to create a partnership or joint venture between
the parties hereto, and the services of the Seller shall be rendered as an
independent contractor and not as agent for the Purchaser.
Section 8.6. Counterparts. This Agreement may be executed in
one or more counterparts and by the different parties hereto on separate
counterparts, each of which, when so executed, shall be deemed to be an original
and such counterparts, together, shall constitute one and the same agreement.
Section 8.7. Further Agreements. The Purchaser and the Seller each agree to
execute and deliver to the other such additional documents, instruments or
agreements as may be necessary or appropriate to effectuate the purposes of this
Agreement.
Section 8.8. Intention of the Parties. It is the intention of
the parties that the Purchaser is purchasing, and the Seller is selling, the
Revolving Credit Loans, rather than a loan by the Purchaser to the Seller
secured by the Revolving Credit Loans. Accordingly, the parties hereto each
intend to treat the transaction for Federal income tax purposes as a sale by the
Seller, and a purchase by the Purchaser, of the Revolving Credit Loans. The
Purchaser will have the right to review the Revolving Credit Loans and the
Related Documents to determine the characteristics of the Revolving Credit Loans
which will affect the Federal income tax consequences of owning the Revolving
Credit Loans and the Seller will cooperate with all reasonable requests made by
the Purchaser in the course of such review.
Section 8.9. Successors and Assigns; Assignment of This
Agreement. This Agreement shall bind and inure to the benefit of and be
enforceable by the Seller, Purchaser and their respective successors and
assigns. The obligations of the Seller under this Agreement cannot be assigned
or delegated to a third party without the consent of the Credit Enhancer and the
Purchaser, which consent shall be at the Credit Enhancer's and the Purchaser's
sole discretion, except that the Purchaser and the Credit Enhancer acknowledge
and agree that the Seller may assign its obligations hereunder to any Affiliate
of the Seller, to any Person succeeding to the business of the Seller, to any
Person into which the Seller is merged and to any Person resulting from any
merger, conversion or consolidation to which the Seller is a party. The parties
hereto acknowledge that the Purchaser is acquiring the Revolving Credit Loans
for the purpose of transferring them to the Issuer, which will issue
Certificates representing interests in and Notes secured by such Revolving
Credit Loans. As an inducement to the Purchaser to purchase the Revolving Credit
Loans, the Seller acknowledges and consents to (i) the assignment by the
Purchaser to the Issuer of all of the Purchaser's rights against the Seller
pursuant to this Agreement insofar as such rights relate to Revolving Credit
Loans transferred to the Issuer and to the enforcement or exercise of any right
or remedy against the Seller pursuant to this
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<PAGE>
-18-
Agreement by the Issuer, (ii) the enforcement or exercise of any right or remedy
against the Seller pursuant to this Agreement by or on behalf of the Issuer and
(iii) the Issuer's pledge of its interest in this Agreement to the Indenture
Trustee and the enforcement by the Indenture Trustee of any such right or remedy
against the Seller following an Event of Default under the Indenture. Such
enforcement of a right or remedy by the Issuer or the Indenture Trustee, as
applicable, shall have the same force and effect as if the right or remedy had
been enforced or exercised by the Purchaser directly.
Section 8.10. Survival. The representations and warranties made herein by
the Seller and the provisions of Article VI hereof shall survive the purchase of
the Revolving Credit Loans hereunder.
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<PAGE>
-19-
IN WITNESS WHEREOF, the Seller and the Purchaser have caused
their names to be signed to this Revolving Credit Loan Purchase Agreement by
their respective officers thereunto duly authorized as of the day and year first
above written.
RESIDENTIAL FUNDING MORTGAGE
SECURITIES II, INC.
as Purchaser
By:
Name: Diane Wold
Title: Vice President
RESIDENTIAL FUNDING CORPORATION
as Seller
By:
Name:
Title:
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<PAGE>
Exhibit 1
REVOLVING CREDIT LOAN SCHEDULE
TO BE PROVIDED UPON REQUEST
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<PAGE>
Execution Copy
RESIDENTIAL FUNDING CORPORATION,
as Master Servicer
HOME EQUITY LOAN TRUST 1997-HS2,
as Issuer
and
THE CHASE MANHATTAN BANK
as Indenture Trustee
----------------------
SERVICING AGREEMENT
Dated as of March 27, 1997
----------------------
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<PAGE>
TABLE OF CONTENTS
Page
ARTICLE I
Definitions
Section 1.01. Definitions..................................... 1
-----------
Section 1.02. Other Definitional Provisions................... 1
-----------------------------
Section 1.03. Interest Calculations........................... 2
---------------------
ARTICLE II
Representations and Warranties
Section 2.01. Representations and Warranties Regarding the Master
Servicer...........................................................3
--------
Section 2.02. Representations and Warranties of the Issuer....4
--------------------------------------------
Section 2.03. Enforcement of Representations and Warranties...4
---------------------------------------------
ARTICLE III
Administration and Servicing
of Revolving Credit Loans
Section 3.01. The Master Servicer.......................................... 6
-------------------
Section 3.02. Collection of Certain Revolving Credit Loan Payments......... 8
----------------------------------------------------
Section 3.03. Withdrawals from the Custodial Account.......................10
--------------------------------------
Section 3.04. Maintenance of Hazard Insurance; Property Protection
Expenses..................................................11
Section 3.05. Modification Agreements......................................12
Section 3.06. Trust Estate; Related Documents..............................12
Section 3.07. Realization Upon Defaulted Revolving Credit Loans............13
Section 3.08. Issuer and Indenture Trustee to Cooperate....................15
Section 3.09. Servicing Compensation; Payment of Certain Expenses by
Master Servicer.......................................... 16
Section 3.10. Annual Statement as to Compliance............................16
---------------------------------
Section 3.11. Annual Servicing Report......................................16
-----------------------
Section 3.12. Access to Certain Documentation and Information
Regarding the Revolving Credit Loans......................... 17
Section 3.13. Maintenance of Certain Servicing Insurance Policies..........17
---------------------------------------------------
Section 3.14. Information Required by the Internal Revenue Service and
Reports of Foreclosures and Abandonments of Mortgaged Property.17
Section 3.15. Optional Repurchase of Defaulted Revolving Credit
Loans..................................................... 17
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<PAGE>
Page
ARTICLE IV
Servicing Certificate
Section 4.01. Statements to Securityholders................. 19
-----------------------------
Section 4.02. Tax Reporting................................. 20
-------------
ARTICLE V
Payment Account
Section 5.01. Payment Account...............................22
---------------
ARTICLE VI
The Master Servicer
Section 6.01. Liability of the Master Servicer..........................23
--------------------------------
Section 6.02. Merger or Consolidation of, or Assumption of the
------------------------------------------------
Obligations of, the Master Servicer..................... 23
Section 6.03. Limitation on Liability of the Master Servicer and
Others...................................................... 23
Section 6.04. Master Servicer Not to Resign.............................24
-----------------------------
Section 6.05. Delegation of Duties......................................24
--------------------
Section 6.06. Master Servicer to Pay Indenture Trustee's and Owner
Trustee's Fees and Expenses; Indemnification........ 25
ARTICLE VII
Default
Section 7.01. Servicing Default.........................................26
-----------------
Section 7.02. Indenture Trustee to Act; Appointment of Successor........28
--------------------------------------------------
Section 7.03. Notification to Securityholders...........................29
-------------------------------
ARTICLE VIII
Miscellaneous Provisions
Section 8.01. Amendment.................................................30
---------
SECTION 8.02. GOVERNING LAW.............................................30
-------------
Section 8.03. Notices...................................................30
-------
Section 8.04. Severability of Provisions................................30
--------------------------
Section 8.05. Third-Party Beneficiaries.................................31
-------------------------
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<PAGE>
Page
Section 8.06. Counterparts................................................31
------------
Section 8.07. Effect of Headings and Table of Contents....................31
----------------------------------------
Section 8.08. Termination Upon Purchase by the Master Servicer or
Liquidation of All Revolving Credit Loans; Partial Redemption. 31
Section 8.09. Certain Matters Affecting the Indenture Trustee.............32
Section 8.10. Owner Trustee Not Liable for Related Documents..............32
EXHIBIT A - REVOLVING CREDIT LOAN SCHEDULE..............................A-1
EXHIBIT B - POWER OF ATTORNEY...........................................B-1
EXHIBIT C - FORM OF REQUEST FOR RELEASE.................................D-1
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iii
<PAGE>
This Servicing Agreement, dated as of March 27, 1997, among
Residential Funding Corporation (the "Master Servicer"), the Home Equity Loan
Trust 1997-HS2 (the "Issuer"), and The Chase Manhattan Bank (the "Indenture
Trustee").
W I T N E S S E T H T H A T:
WHEREAS, pursuant to the terms of the Revolving Credit Loan
Purchase Agreement, Residential Funding Corporation (in its capacity as Seller)
will sell to the Depositor the Revolving Credit Loans together with the Related
Documents on the Closing Date, and thereafter all Additional Balances created on
or after the Cut-off Date;
WHEREAS, the Depositor will sell the Revolving Credit Loans
and all of its rights under the Revolving Credit Loan Purchase Agreement to the
Issuer, together with the Related Documents on the Closing Date, and thereafter
all Additional Balances created on or after the Cut-off Date;
WHEREAS, pursuant to the terms of the Trust Agreement, the
Issuer will issue and transfer to or at the direction of the Depositor, the
Certificates;
WHEREAS, pursuant to the terms of the Indenture, the Issuer will issue and
transfer to or at the direction of the Depositor, the Notes; and
WHEREAS, pursuant to the terms of this Servicing Agreement,
the Master Servicer will service the Revolving Credit Loans directly or through
one or more Subservicers;
NOW, THEREFORE, in consideration of the mutual covenants
herein contained, the parties hereto agree as follows:
ARTICLE I
Definitions
Section 1.01. Definitions. For all purposes of this Servicing
Agreement, except as otherwise expressly provided herein or unless the context
otherwise requires, capitalized terms not otherwise defined herein shall have
the meanings assigned to such terms in the Definitions contained in Appendix A
to the Indenture dated March 27, 1997 (the "Indenture"), between Home Equity
Loan Trust 1997-HS2, as issuer, and The Chase Manhattan Bank, as indenture
trustee, which is incorporated by reference herein. All other capitalized terms
used herein shall have the meanings specified herein.
Section 1.02. Other Definitional Provisions. (a) All terms defined in this
Servicing Agreement shall have the defined meanings when used in any certificate
or other document made or delivered pursuant hereto unless otherwise defined
therein.
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<PAGE>
(b) As used in this Servicing Agreement and in any certificate or other
document made or delivered pursuant hereto or thereto, accounting terms not
defined in this Servicing Agreement or in any such certificate or other
document, and accounting terms partly defined in this Servicing Agreement or in
any such certificate or other document, to the extent not defined, shall have
the respective meanings given to them under generally accepted accounting
principles. To the extent that the definitions of accounting terms in this
Servicing Agreement or in any such certificate or other document are
inconsistent with the meanings of such terms under generally accepted accounting
principles, the definitions contained in this Servicing Agreement or in any such
certificate or other document shall control.
(c) The words "hereof," "herein," "hereunder" and words of similar
import when used in this Servicing Agreement shall refer to this Servicing
Agreement as a whole and not to any particular provision of this Servicing
Agreement; Section and Exhibit references contained in this Servicing Agreement
are references to Sections and Exhibits in or to this Servicing Agreement unless
otherwise specified; and the term "including" shall mean "including without
limitation".
(d) The definitions contained in this Servicing Agreement are
applicable to the singular as well as the plural forms of such terms and to the
masculine as well as the feminine and neuter genders of such terms.
(e) Any agreement, instrument or statute defined or referred to herein
or in any instrument or certificate delivered in connection herewith means such
agreement, instrument or statute as from time to time amended, modified or
supplemented and includes (in the case of agreements or instruments) references
to all attachments thereto and instruments incorporated therein; references to a
Person are also to its permitted successors and assigns.
Section 1.03. Interest Calculations. All calculations of interest
hereunder that are made in respect of the Loan Balance of a Revolving Credit
Loan shall be made on a daily basis using a 365-day year. All calculations of
interest on the Securities shall be made on the basis of the actual number of
days in an Interest Period and a year assumed to consist of 360 days. The
calculation of the Servicing Fee shall be made on the basis of a 360-day year
consisting of twelve 30-day months. All dollar amounts calculated hereunder
shall be rounded to the nearest penny with one-half of one penny being rounded
up.
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<PAGE>
ARTICLE II
Representations and Warranties
Section 2.01. Representations and Warranties Regarding the Master
Servicer. The Master Servicer represents and warrants to the Issuer and for the
benefit of the Indenture Trustee, as pledgee of the Revolving Credit Loans, as
of the Cut-off Date:
(i) The Master Servicer is a corporation duly
organized, validly existing and in good standing under the laws of the
State of Delaware and has the corporate power to own its assets and to
transact the business in which it is currently engaged. The Master
Servicer is duly qualified to do business as a foreign corporation and
is in good standing in each jurisdiction in which the character of the
business transacted by it or properties owned or leased by it requires
such qualification and in which the failure to so qualify would have a
material adverse effect on the business, properties, assets, or
condition (financial or other) of the Master Servicer;
(ii) The Master Servicer has the power and authority to
make, execute, deliver and perform this Servicing Agreement and all of
the transactions contemplated under this Servicing Agreement, and has
taken all necessary corporate action to authorize the execution,
delivery and performance of this Servicing Agreement. When executed and
delivered, this Servicing Agreement will constitute the legal, valid
and binding obligation of the Master Servicer enforceable in accordance
with its terms, except as enforcement of such terms may be limited by
bankruptcy, insolvency or similar laws affecting the enforcement of
creditors' rights generally and by the availability of equitable
remedies;
(iii) The Master Servicer is not required to obtain the
consent of any other Person or any consent, license, approval or
authorization from, or registration or declaration with, any
governmental authority, bureau or agency in connection with the
execution, delivery, performance, validity or enforceability of this
Servicing Agreement, except for such consent, license, approval or
authorization, or registration or declaration, as shall have been
obtained or filed, as the case may be;
(iv) The execution and delivery of this Servicing
Agreement and the performance of the transactions contemplated hereby
by the Master Servicer will not violate any provision of any existing
law or regulation or any order or decree of any court applicable to the
Master Servicer or any provision of the Certificate of Incorporation or
Bylaws of the Master Servicer, or constitute a material breach of any
mortgage, indenture, contract or other agreement to which the Master
Servicer is a party or by which the Master Servicer may be bound; and
(v) No litigation or administrative proceeding of or
before any court, tribunal or governmental body is currently pending,
or to the knowledge of the Master Servicer threatened, against the
Master Servicer or any of its properties or with respect to this
Servicing Agreement or the Securities which in the opinion of the
Master Servicer
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<PAGE>
has a reasonable likelihood of resulting in a material adverse effect
on the transactions contemplated by this Servicing Agreement.
The foregoing representations and warranties shall survive any
termination of the Master Servicer hereunder.
Section 2.02. Representations and Warranties of the Issuer. The Issuer
hereby represents and warrants to the Master Servicer and for the benefit of the
Indenture Trustee, as pledgee of the Revolving Credit Loans, as of the Cut-off
Date:
(i) The Issuer is a business trust duly formed and in
good standing under the laws of the State of Delaware and has full
power, authority and legal right to execute and deliver this Servicing
Agreement and to perform its obligations under this Servicing
Agreement, and has taken all necessary action to authorize the
execution, delivery and performance by it of this Servicing Agreement;
and
(ii) The execution and delivery by the Issuer of this
Servicing Agreement and the performance by the Issuer of its
obligations under this Servicing Agreement will not violate any
provision of any law or regulation governing the Issuer or any order,
writ, judgment or decree of any court, arbitrator or governmental
authority or agency applicable to the Issuer or any of its assets. Such
execution, delivery, authentication and performance will not require
the authorization, consent or approval of, the giving of notice to, the
filing or registration with, or the taking of any other action with
respect to, any governmental authority or agency regulating the
activities of limited liability companies. Such execution, delivery,
authentication and performance will not conflict with, or result in a
breach or violation of, any mortgage, deed of trust, lease or other
agreement or instrument to which the Issuer is bound.
Section 2.03. Enforcement of Representations and Warranties. The Master
Servicer, on behalf of and subject to the direction of the Indenture Trustee, as
pledgee of the Revolving Credit Loans, or the Issuer, shall enforce the
representations and warranties of the Seller pursuant to the Revolving Credit
Loan Purchase Agreement. Upon the discovery by the Seller, the Depositor, the
Master Servicer, the Indenture Trustee, the Credit Enhancer, the Issuer, or any
Custodian of a breach of any of the representations and warranties made in the
Revolving Credit Loan Purchase Agreement, in respect of any Revolving Credit
Loan which materially and adversely affects the interests of the Securityholders
or the Credit Enhancer, the party discovering such breach shall give prompt
written notice to the other parties (any Custodian being so obligated under a
Custodial Agreement). The Master Servicer shall promptly notify the Seller of
such breach and request that, pursuant to the terms of the Revolving Credit Loan
Purchase Agreement, the Seller either (i) cure such breach in all material
respects within 45 days (with respect to a breach of the representations and
warranties contained in Section 3.1(a) of the Revolving Credit Loan Purchase
Agreement) or 90 days (with respect to a breach of the representations and
warranties contained in Section 3.1(b) of the Revolving Credit Loan Purchase
Agreement) from the date the Seller was notified of such breach or (ii) purchase
such Revolving Credit Loan at the price and in the manner set forth in Section
3.1(b) of the Revolving Credit Loan Purchase Agreement; provided that the Seller
shall, subject to compliance with all the conditions set forth in the Revolving
Credit Loan Purchase Agreement, have the
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<PAGE>
option to substitute an Eligible Substitute Loan or Loans for such Revolving
Credit Loan. In the event that the Seller elects to substitute one or more
Eligible Substitute Loans pursuant to Section 3.1(b) of the Revolving Credit
Loan Purchase Agreement, the Seller shall deliver to the Issuer with respect to
such Eligible Substitute Loans, the original Credit Line Agreement, the
Mortgage, and such other documents and agreements as are required by the
Revolving Credit Loan Purchase Agreement. Payments due with respect to Eligible
Substitute Loans in the month of substitution shall not be transferred to the
Trust and will be retained by the Master Servicer and remitted by the Master
Servicer to the Seller on the next succeeding Payment Date provided a payment at
least equal to the applicable Minimum Monthly Payment has been received by the
Issuer for such month in respect of the Revolving Credit Loan to be removed. The
Master Servicer shall amend or cause to be amended the Revolving Credit Loan
Schedule to reflect the removal of such Revolving Credit Loan and the
substitution of the Eligible Substitute Loans and the Master Servicer shall
promptly deliver the amended Revolving Credit Loan Schedule to the Owner Trustee
and Indenture Trustee.
It is understood and agreed that the obligation of the Seller to cure
such breach or purchase or substitute for such Revolving Credit Loan as to which
such a breach has occurred and is continuing shall constitute the sole remedy
respecting such breach available to the Issuer and the Indenture Trustee, as
pledgee of the Revolving Credit Loans, against the Seller. In connection with
the purchase of or substitution for any such Revolving Credit Loan by the
Seller, the Issuer shall assign to the Seller all of its right, title and
interest in respect of the Revolving Credit Loan Purchase Agreement applicable
to such Revolving Credit Loan. Upon receipt of the Repurchase Price, or upon
completion of such substitution, the Master Servicer shall notify the Custodian
and then the Custodian shall deliver the Mortgage Files to the Master Servicer,
together with all relevant endorsements and assignments prepared by the Master
Servicer which the Indenture Trustee shall execute.
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<PAGE>
ARTICLE III
Administration and Servicing
of Revolving Credit Loans
Section 3.01. The Master Servicer. (a) The Master Servicer shall
service and administer the Revolving Credit Loans in a manner generally
consistent with the terms of the Program Guide and in a manner consistent with
the terms of this Servicing Agreement and which shall be normal and usual in its
general mortgage servicing activities, and shall have full power and authority,
acting alone or through a subservicer, to do any and all things in connection
with such servicing and administration which it may deem necessary or desirable,
it being understood, however, that the Master Servicer shall at all times remain
responsible to the Issuer, the Indenture Trustee, as pledgee of the Revolving
Credit Loans; and for the performance of its duties and obligations hereunder in
accordance with the terms hereof and the Program Guide. Without limiting the
generality of the foregoing, the Master Servicer shall continue, and is hereby
authorized and empowered by the Issuer and the Indenture Trustee, as pledgee of
the Revolving Credit Loans, to execute and deliver, on behalf of itself, the
Issuer, the Indenture Trustee or any of them, any and all instruments of
satisfaction or cancellation, or of partial or full release or discharge and all
other comparable instruments with respect to the Revolving Credit Loans and with
respect to the Mortgaged Properties. The Issuer, the Indenture Trustee and the
Custodian, as applicable, shall furnish the Master Servicer with any powers of
attorney and other documents necessary or appropriate to enable the Master
Servicer to carry out its servicing and administrative duties hereunder. In
addition, the Master Servicer may, at its own discretion and on behalf of the
Indenture Trustee, obtain credit information in the form of a "credit score"
from a credit repository. On the Closing Date, the Indenture Trustee shall
deliver to the Master Servicer a limited power of attorney generally in the form
of Exhibit B hereto.
If the Mortgage relating to a Revolving Credit Loan did not have a lien
senior to the Revolving Credit Loan on the related Mortgaged Property as of the
Cut-off Date, then the Master Servicer, in such capacity, may not consent to the
placing of a lien senior to that of the Mortgage on the related Mortgaged
Property. If the Mortgage relating to a Revolving Credit Loan had a lien senior
to the Revolving Credit Loan on the related Mortgaged Property as of the Cut-off
Date, then the Master Servicer, in such capacity, may consent to the refinancing
of the prior senior lien; provided that (i) the resulting Combined Loan-to-Value
Ratio of such Revolving Credit Loan is no higher than the greater of the
Combined Loan-to-Value Ratio prior to such refinancing and 70% (or 80% for those
borrowers with a FICO "credit score" of 710 or greater), (ii) the interest rate
for the loan evidencing the refinanced senior lien is no higher than the
interest rate on the loan evidencing the existing senior lien immediately prior
to the date of such refinancing; provided however if the loan evidencing the
existing senior lien prior to the date of refinancing is an adjustable rate and
the loan evidencing the refinanced senior lien is a fixed rate lien, then the
loan evidencing the refinanced senior lien may be up to 2.0% higher than the
then-current mortgage rate of the loan evidencing the existing senior lien and
(iii) the loan evidencing the refinanced senior lien is not subject to negative
amortization.
In connection with servicing the Revolving Credit Loans, the Master
Servicer may take reasonable actions to encourage or effect the termination of
Loan Agreements that have become dormant.
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The relationship of the Master Servicer (and of any successor to the
Master Servicer as servicer under this Servicing Agreement) to the Issuer under
this Servicing Agreement is intended by the parties to be that of an independent
contractor and not that of a joint venturer, partner or agent.
(b) The Master Servicer may enter into Subservicing Agreements with
Subservicers for the servicing and administration of certain of the Revolving
Credit Loans. References in this Servicing Agreement to actions taken or to be
taken by the Master Servicer in servicing the Revolving Credit Loans include
actions taken or to be taken by a Subservicer on behalf of the Master Servicer
and any amount actually received by such Subservicer in respect of a Revolving
Credit Loan shall be deemed to have been received by the Master Servicer whether
or not actually received by the Master Servicer. Each Subservicing Agreement
will be upon such terms and conditions as are not inconsistent with this
Servicing Agreement and as the Master Servicer and the Subservicer have agreed.
With the approval of the Master Servicer, a Subservicer may delegate its
servicing obligations to third-party servicers, but such Subservicers will
remain obligated under the related Subservicing Agreements. The Master Servicer
and the Subservicer may enter into amendments to the related Subservicing
Agreements; provided, however, that any such amendments shall not cause the
Revolving Credit Loans to be serviced in a manner that would be materially
inconsistent with the standards set forth in this Servicing Agreement. The
Master Servicer shall be entitled to terminate any Subservicing Agreement in
accordance with the terms and conditions thereof and without any limitation by
virtue of this Servicing Agreement; provided, however, that in the event of
termination of any Subservicing Agreement by the Master Servicer or the
Subservicer, the Master Servicer shall either act as servicer of the related
Revolving Credit Loan or enter into a Subservicing Agreement with a successor
Subservicer which will be bound by the terms of the related Subservicing
Agreement. The Master Servicer shall be entitled to enter into any agreement
with a Subservicer for indemnification of the Master Servicer and nothing
contained in this Servicing Agreement shall be deemed to limit or modify such
indemnification.
In the event that the rights, duties and obligations of the Master
Servicer are terminated hereunder, any successor to the Master Servicer in its
sole discretion may, to the extent permitted by applicable law, terminate the
existing Subservicing Agreement with any Subservicer in accordance with the
terms of the applicable Subservicing Agreement or assume the terminated Master
Servicer's rights and obligations under such subservicing arrangements which
termination or assumption will not violate the terms of such arrangements.
As part of its servicing activities hereunder, the Master Servicer, for
the benefit of the Trust and the Securityholders, shall use reasonable efforts
to enforce the obligations of each Subservicer under the related Subservicing
Agreement, to the extent that the non-performance of any such obligation would
have a material adverse effect on a Revolving Credit Loan. Such enforcement,
including, without limitation, the legal prosecution of claims, termination of
Subservicing Agreements and the pursuit of other appropriate remedies, shall be
in such form and carried out to such an extent and at such time as the Master
Servicer, in its good faith business judgment, would require were it the owner
of the related Revolving Credit Loans. The Master Servicer shall pay the costs
of such enforcement at its own expense, and shall be reimbursed therefor only
(i) from a general recovery resulting from such enforcement to the extent, if
any, that such recovery exceeds all amounts due in respect of the related
Revolving
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Credit Loan or (ii) from a specific recovery of costs, expenses or attorneys
fees against the party against whom such enforcement is directed.
Section 3.02. Collection of Certain Revolving Credit Loan Payments. (a)
The Master Servicer shall make reasonable efforts to collect all payments called
for under the terms and provisions of the Revolving Credit Loans, and shall, to
the extent such procedures shall be consistent with this Servicing Agreement and
generally consistent with the Program Guide, follow such collection procedures
as shall be normal and usual in its general mortgage servicing activities.
Consistent with the foregoing, and without limiting the generality of the
foregoing, the Master Servicer may in its discretion (i) waive any late payment
charge, penalty interest or other fees which may be collected in the ordinary
course of servicing such Revolving Credit Loan and (ii) arrange with a Mortgagor
a schedule for the payment of principal and interest due and unpaid; provided
such arrangement is generally consistent with the Master Servicer's policies
with respect to home equity revolving credit loans; provided, further, that
notwithstanding such arrangement such Revolving Credit Loans will be included in
the information regarding delinquent Revolving Credit Loans set forth in the
Servicing Certificate. The Master Servicer may also extend the Due Date for
payment due on a Revolving Credit Loan in accordance with the Program Guide,
provided, however, that the Master Servicer shall first determine that any such
waiver or extension will not impair the coverage of any related insurance policy
or materially adversely affect the lien of the related Mortgage or the interests
of the Securityholders or the Credit Enhancer. Consistent with the terms of this
Servicing Agreement, the Master Servicer may also waive, modify or vary any term
of any Revolving Credit Loan (including reduce the Credit Limit with respect to
any Revolving Credit Loan) or consent to the postponement of strict compliance
with any such term or in any manner grant indulgence to any Mortgagor if in the
Master Servicer's determination such waiver, modification, postponement or
indulgence is not materially adverse to the interests of the Securityholders or
the Credit Enhancer, provided, however, that the Master Servicer may not modify
or permit any Subservicer to modify any Revolving Credit Loan (including without
limitation any modification that would change the Loan Rate, forgive the payment
of any principal or interest (unless in connection with the liquidation of the
related Revolving Credit Loan) or extend the final maturity date of such
Revolving Credit Loan) unless such Revolving Credit Loan is in default or, in
the judgment of the Master Servicer, such default is reasonably foreseeable. In
addition, if a Revolving Credit Loan is in default or, in the judgment of the
Master Servicer, such default is reasonably foreseeable, the Master Servicer
may, through modification, convert such Revolving Credit Loan to a fully
amortizing closed-end loan. Notwithstanding the foregoing, the Master Servicer
in its sole discretion may permit the Mortgagor (or may enter into a
modification agreement which will allow the Mortgagor) to make monthly payments,
with respect to any Billing Cycle during the related Draw Period, in a minimum
amount that will be equal to the related finance charge for such Billing Cycle.
(b) The Master Servicer shall establish a Custodial Account, which
shall be an Eligible Account in which the Master Servicer shall deposit or cause
to be deposited any amounts representing payments and collections in respect of
the Revolving Credit Loans received by it subsequent to the Cut-off Date (other
than in respect of the payments referred to in the following paragraph) within
one Business Day following receipt thereof (or otherwise on or prior to the
Closing Date), including the following payments and collections received or made
by it (without duplication):
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(i) all payments of principal or interest on the
Revolving Credit Loans received by the Master Servicer from the
respective Subservicer, net of any portion of the interest thereof
retained by the Subservicer as Subservicing Fees;
(ii) the aggregate Repurchase Price of the Revolving Credit Loans purchased
by the Master Servicer pursuant to Section 3.15;
(iii) Net Liquidation Proceeds net of any related Foreclosure Profit;
(iv) all proceeds of any Revolving Credit Loans
repurchased by the Seller pursuant to the Revolving Credit Loan
Purchase Agreement, and all Substitution Adjustment Amounts required to
be deposited in connection with the substitution of an Eligible
Substitute Loan pursuant to the Revolving Credit Loan Purchase
Agreement;
(v) insurance proceeds, other than Net Liquidation Proceeds, resulting from
any insurance policy maintained on a Mortgaged Property; and
(vi) amounts required to be paid by the Master Servicer pursuant to
Section 8.08.
provided, however, that with respect to each Collection Period, the Master
Servicer shall be permitted to retain from payments in respect of interest on
the Revolving Credit Loans, the Master Servicing Fee for such Collection Period.
The foregoing requirements respecting deposits to the Custodial Account are
exclusive, it being understood that, without limiting the generality of the
foregoing, the Master Servicer need not deposit in the Custodial Account amounts
representing Foreclosure Profits, fees (including annual fees) or late charge
penalties, payable by Mortgagors, or amounts received by the Master Servicer for
the accounts of Mortgagors for application towards the payment of taxes,
insurance premiums, assessments and similar items. In the event any amount not
required to be deposited in the Custodial Account is so deposited, the Master
Servicer may at any time withdraw such amount from the Custodial Account, any
provision herein to the contrary notwithstanding. The Custodial Account may
contain funds that belong to one or more trust funds created for the notes or
certificates of other series and may contain other funds respecting payments on
revolving credit loans or other mortgage loans belonging to the Master Servicer
or serviced or master serviced by it on behalf of others. Notwithstanding such
commingling of funds, the Master Servicer shall keep records that accurately
reflect the funds on deposit in the Custodial Account that have been identified
by it as being attributable to the Revolving Credit Loans and shall hold all
collections in the Custodial Account to the extent they represent collections on
the Revolving Credit Loans for the benefit of the Trust, the Securityholders and
the Indenture Trustee, as their interests may appear. The Master Servicer shall
retain all Foreclosure Profits as additional servicing compensation.
The Master Servicer may cause the institution maintaining the Custodial
Account to invest any funds in the Custodial Account in Permitted Investments
(including obligations of the Master Servicer or any of its Affiliates, if such
obligations otherwise qualify as Permitted Investments), which shall mature not
later than the Business Day next preceding the Payment Date and shall not be
sold or disposed of prior to its maturity. Except as provided above, all income
and gain realized from any such investment shall inure to the benefit of the
Master Servicer and shall be
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subject to its withdrawal or order from time to time. The amount of any losses
incurred in respect of the principal amount of any such investments shall be
deposited in the Custodial Account by the Master Servicer out of its own funds
immediately as realized.
(c) The Master Servicer will require each Subservicer to hold all funds
constituting collections on the Revolving Credit Loans, pending remittance
thereof to the Master Servicer, in one or more accounts meeting the requirements
of an Eligible Account, and invested in Permitted Investments.
Section 3.03. Withdrawals from the Custodial Account. The Master
Servicer shall, from time to time as provided herein, make withdrawals from the
Custodial Account of amounts on deposit therein pursuant to Section 3.02 that
are attributable to the Revolving Credit Loans for the following purposes:
(i) to deposit in the Payment Account, on the Business
Day prior to each Payment Date, an amount equal to the Interest
Collections and Principal Collections required to be distributed on
such Payment Date;
(ii) prior to either an Amortization Event or the
Collection Period preceding the end of the Revolving Period, to pay to
the Seller, the amount of any Additional Balances as and when created
during the related Collection Period, provided, that the aggregate
amount so paid to the Seller in respect of Additional Balances at any
time during any Collection Period shall not exceed the amount of
Principal Collections theretofore received for such Collection Period;
(iii) to the extent deposited to the Custodial Account,
to reimburse itself or the related Subservicer for previously
unreimbursed expenses incurred in maintaining individual insurance
policies pursuant to Section 3.04, or Liquidation Expenses, paid
pursuant to Section 3.07 or otherwise reimbursable pursuant to the
terms of this Servicing Agreement (to the extent not payable pursuant
to Section 3.09), such withdrawal right being limited to amounts
received on particular Revolving Credit Loans (other than any
Repurchase Price in respect thereof) which represent late recoveries of
the payments for which such advances were made, or from related
Liquidation Proceeds or the proceeds of the purchase of such Revolving
Credit Loan;
(iv) to pay to itself out of each payment received on
account of interest on a Revolving Credit Loan as contemplated by
Section 3.09, an amount equal to the related Master Servicing Fee (to
the extent not retained pursuant to Section 3.02), and to pay to any
Subservicer any Subservicing Fees not previously withheld by the
Subservicer;
(v) to the extent deposited in the Custodial Account to
pay to itself as additional servicing compensation any interest or
investment income earned on funds deposited in the Custodial Account
and Payment Account that it is entitled to withdraw pursuant to
Sections 3.02(b) and 5.01;
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(vi) to the extent deposited in the Custodial Account, to pay to itself as
additional servicing compensation any Foreclosure Profits (to the extent
permitted by law);
(vii) to pay to itself or the Seller, with respect to any
Revolving Credit Loan or property acquired in respect thereof that has
been purchased or otherwise transferred to the Seller, the Master
Servicer or other entity, all amounts received thereon and not required
to be distributed to Securityholders as of the date on which the
related Purchase Price or Repurchase Price is determined;
(viii) to reimburse itself in accordance with Section 4.02;
(ix) to withdraw any other amount deposited in the Custodial Account that
was not required to be deposited therein pursuant to Section 3.02; and
(x) after the occurrence of an Amortization Event, to pay to the Seller,
the Excluded Amount for each Revolving Credit Loan.
Since, in connection with withdrawals pursuant to clauses (iii), (iv), (vi) and
(vii), the Master Servicer's entitlement thereto is limited to collections or
other recoveries on the related Revolving Credit Loan, the Master Servicer shall
keep and maintain separate accounting, on a Revolving Credit Loan by Revolving
Credit Loan basis, for the purpose of justifying any withdrawal from the
Custodial Account pursuant to such clauses. Notwithstanding any other provision
of this Servicing Agreement, the Master Servicer shall be entitled to reimburse
itself for any previously unreimbursed expenses incurred pursuant to Section
3.07 or otherwise reimbursable pursuant to the terms of this Servicing Agreement
that the Master Servicer determines to be otherwise nonrecoverable (except with
respect to any Revolving Credit Loan as to which the Repurchase Price has been
paid), by withdrawal from the Custodial Account of amounts on deposit therein
attributable to the Revolving Credit Loans on any Business Day prior to the
Payment Date succeeding the date of such determination.
Section 3.04. Maintenance of Hazard Insurance; Property Protection
Expenses. The Master Servicer shall cause to be maintained for each Revolving
Credit Loan hazard insurance naming the Master Servicer or related Subservicer
as loss payee thereunder providing extended coverage in an amount which is at
least equal to the lesser of (i) the maximum insurable value of the improvements
securing such Revolving Credit Loan from time to time or (ii) the combined
principal balance owing on such Revolving Credit Loan and any mortgage loan
senior to such Revolving Credit Loan from time to time; provided, however, that
such coverage may not be less than the minimum amount required to fully
compensate for any loss or damage on a replacement cost basis. The Master
Servicer shall also cause to be maintained on property acquired upon
foreclosure, or deed in lieu of foreclosure, of any Revolving Credit Loan, fire
insurance with extended coverage in an amount which is at least equal to the
amount necessary to avoid the application of any co-insurance clause contained
in the related hazard insurance policy. Amounts collected by the Master Servicer
under any such policies (other than amounts to be applied to the restoration or
repair of the related Mortgaged Property or property thus acquired or amounts
released to the Mortgagor in accordance with the Master Servicer's normal
servicing procedures) shall be deposited in the Custodial Account to the extent
called for by
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Section 3.02. In cases in which any Mortgaged Property is located at any time
during the life of a Revolving Credit Loan in a federally designated flood area,
the hazard insurance to be maintained for the related Revolving Credit Loan
shall include flood insurance (to the extent available). All such flood
insurance shall be in amounts equal to the lesser of (i) the amount required to
compensate for any loss or damage to the Mortgaged Property on a replacement
cost basis and (ii) the maximum amount of such insurance available for the
related Mortgaged Property under the national flood insurance program (assuming
that the area in which such Mortgaged Property is located is participating in
such program). The Master Servicer shall be under no obligation to require that
any Mortgagor maintain earthquake or other additional insurance and shall be
under no obligation itself to maintain any such additional insurance on property
acquired in respect of a Revolving Credit Loan, other than pursuant to such
applicable laws and regulations as shall at any time be in force and as shall
require such additional insurance. If the Master Servicer shall obtain and
maintain a blanket policy consistent with its general mortgage servicing
activities insuring against hazard losses on all of the Revolving Credit Loans,
it shall conclusively be deemed to have satisfied its obligations as set forth
in the first sentence of this Section 3.04, it being understood and agreed that
such policy may contain a deductible clause, in which case the Master Servicer
shall, in the event that there shall not have been maintained on the related
Mortgaged Property a policy complying with the first sentence of this Section
3.04 and there shall have been a loss which would have been covered by such
policy, deposit in the Custodial Account the amount not otherwise payable under
the blanket policy because of such deductible clause. Any such deposit by the
Master Servicer shall be made on the last Business Day of the Collection Period
in the month in which payments under any such policy would have been deposited
in the Custodial Account. In connection with its activities as servicer of the
Revolving Credit Loans, the Master Servicer agrees to present, on behalf of
itself, the Issuer and the Indenture Trustee, claims under any such blanket
policy.
Section 3.05. Modification Agreements. The Master Servicer or the
related Subservicer, as the case may be, shall be entitled to (A) execute
assumption agreements, substitution agreements, and instruments of satisfaction
or cancellation or of partial or full release or discharge, or any other
document contemplated by this Servicing Agreement and other comparable
instruments with respect to the Revolving Credit Loans and with respect to the
Mortgaged Properties subject to the Mortgages (and the Issuer and the Indenture
Trustee each shall promptly execute any such documents on request of the Master
Servicer) and (B) approve the granting of an easement thereon in favor of
another Person, any alteration or demolition of the related Mortgaged Property
or other similar matters, if it has determined, exercising its good faith
business judgment in the same manner as it would if it were the owner of the
related Revolving Credit Loan, that the security for, and the timely and full
collectability of, such Revolving Credit Loan would not be adversely affected
thereby. A partial release pursuant to this Section 3.05 shall be permitted only
if the Combined Loan-to-Value Ratio for such Revolving Credit Loan after such
partial release does not exceed the Combined Loan-to-Value Ratio for such
Revolving Credit Loan as of the Cut-off Date. Any fee collected by the Master
Servicer or the related Subservicer for processing such request will be retained
by the Master Servicer or such Subservicer as additional servicing compensation.
Section 3.06. Trust Estate; Related Documents. (a) When required by the
provisions of this Servicing Agreement, the Issuer or the Indenture Trustee
shall execute instruments to release property from the terms of the Trust
Agreement, Indenture or Custodial Agreement, as
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applicable, or convey the Issuer's or the Indenture Trustee's interest in the
same, in a manner and under circumstances which are not inconsistent with the
provisions of this Servicing Agreement. No party relying upon an instrument
executed by the Issuer or the Indenture Trustee as provided in this Section 3.06
shall be bound to ascertain the Issuer's or the Indenture Trustee's authority,
inquire into the satisfaction of any conditions precedent or see to the
application of any moneys.
(b) If from time to time the Master Servicer shall deliver to the
Custodian copies of any written assurance, assumption agreement or substitution
agreement or other similar agreement pursuant to Section 3.05, the Custodian
shall check that each of such documents purports to be an original executed copy
(or a copy of the original executed document if the original executed copy has
been submitted for recording and has not yet been returned) and, if so, shall
file such documents, and upon receipt of the original executed copy from the
applicable recording office or receipt of a copy thereof certified by the
applicable recording office shall file such originals or certified copies with
the Related Documents. If any such documents submitted by the Master Servicer do
not meet the above qualifications, such documents shall promptly be returned by
the Custodian to the Master Servicer, with a direction to the Master Servicer to
forward the correct documentation.
(c) Upon receipt of a Request for Release from the Master Servicer,
substantially in the form of Exhibit C to the effect that a Revolving Credit
Loan has been the subject of a final payment or a prepayment in full and the
related Revolving Credit Loan has been terminated or that substantially all
Liquidation Proceeds which have been determined by the Master Servicer in its
reasonable judgment to be finally recoverable have been recovered, and upon
deposit to the Custodial Account of such final monthly payment, prepayment in
full together with accrued and unpaid interest to the date of such payment with
respect to such Revolving Credit Loan or, if applicable, Liquidation Proceeds,
the Custodian shall promptly release the Related Documents to the Master
Servicer, which the Indenture Trustee shall execute, along with such documents
as the Master Servicer or the Mortgagor may request to evidence satisfaction and
discharge of such Revolving Credit Loan, upon request of the Master Servicer. If
from time to time and as appropriate for the servicing or foreclosure of any
Revolving Credit Loan, the Master Servicer requests the Custodian to release the
Related Documents and delivers to the Custodian a trust receipt reasonably
satisfactory to the Custodian and signed by a Responsible Officer of the Master
Servicer, the Custodian shall release the Related Documents to the Master
Servicer. If such Revolving Credit Loans shall be liquidated and the Custodian
receives a certificate from the Master Servicer as provided above, then, upon
request of the Master Servicer, the Custodian shall release the trust receipt to
the Master Servicer.
Section 3.07. Realization Upon Defaulted Revolving Credit Loans. With
respect to such of the Revolving Credit Loans as come into and continue in
default, the Master Servicer will decide whether to (i) foreclose upon the
Mortgaged Properties securing such Revolving Credit Loans, (ii) write off the
unpaid principal balance of the Revolving Credit Loans as bad debt, (iii) take a
deed in lieu of foreclosure, (iv) accept a short sale, (v) arrange for a
repayment plan, (vi) agree to a modification in accordance with this Servicing
Agreement, or (vii) take an unsecured note in each case subject to the rights of
any related first lien holder; provided that in connection with the foregoing if
the Master Servicer has actual knowledge that any Mortgaged Property is affected
by hazardous or toxic wastes or substances and that the acquisition of such
Mortgaged
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Property would not be commercially reasonable, then the Master Servicer will not
cause the Issuer or the Indenture Trustee to acquire title to such Mortgaged
Property in a foreclosure or similar proceeding. In connection with such
decision, the Master Servicer shall follow such practices (including, in the
case of any default on a related senior mortgage loan, the advancing of funds to
correct such default if deemed to be appropriate by the Master Servicer) and
procedures as it shall deem necessary or advisable and as shall be normal and
usual in its general mortgage servicing activities and as shall be required or
permitted by the Program Guide; provided that the Master Servicer shall not be
liable in any respect hereunder if the Master Servicer is acting in connection
with any such foreclosure or attempted foreclosure which is not completed or
other conversion in a manner that is consistent with the provisions of this
Servicing Agreement. The foregoing is subject to the proviso that the Master
Servicer shall not be required to expend its own funds in connection with any
foreclosure or attempted foreclosure which is not completed or towards the
correction of any default on a related senior mortgage loan or restoration of
any property unless it shall determine that such expenditure will increase Net
Liquidation Proceeds. In the event of a determination by the Master Servicer
that any such expenditure previously made pursuant to this Section 3.07 will not
be reimbursable from Net Liquidation Proceeds, the Master Servicer shall be
entitled to reimbursement of its funds so expended pursuant to Section 3.03.
Notwithstanding any provision of this Servicing Agreement, a Revolving
Credit Loan may be deemed to be finally liquidated if substantially all amounts
expected by the Master Servicer to be received in connection with the related
defaulted Revolving Credit Loan have been received. Any subsequent collections
with respect to any such Revolving Credit Loan shall be deposited to the
Custodial Account. For purposes of determining the amount of any Liquidation
Proceeds or Insurance Proceeds, or other unscheduled collections, the Master
Servicer may take into account minimal amounts of additional receipts expected
to be received or any estimated additional liquidation expenses expected to be
incurred in connection with the related defaulted Revolving Credit Loan.
In the event that title to any Mortgaged Property is acquired in
foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale
shall be issued to the Indenture Trustee, who shall hold the same on behalf of
the Issuer in accordance with Section 3.13 of the Indenture. Notwithstanding any
such acquisition of title and cancellation of the related Revolving Credit Loan,
such Mortgaged Property shall (except as otherwise expressly provided herein) be
considered to be an outstanding Revolving Credit Loan held as an asset of the
Issuer until such time as such property shall be sold. Consistent with the
foregoing for purposes of all calculations hereunder, so long as such Mortgaged
Property shall be considered to be an outstanding Revolving Credit Loan it shall
be assumed that, notwithstanding that the indebtedness evidenced by the related
Credit Line Agreement shall have been discharged, such Credit Line Agreement in
effect at the time of any such acquisition of title before any adjustment
thereto by reason of any bankruptcy or similar proceeding or any moratorium or
similar waiver or grace period will remain in effect.
Any proceeds from foreclosure proceedings or the purchase or repurchase
of any Revolving Credit Loan pursuant to the terms of this Servicing Agreement,
as well as any recovery resulting from a collection of Liquidation Proceeds or
Insurance Proceeds, will be applied in the following order of priority: first,
to reimburse the Master Servicer or the related
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Subservicer in accordance with this Section 3.07; second, to the Master Servicer
or the related Subservicer, all Servicing Fees payable therefrom; third, to the
extent of accrued and unpaid interest on the related Revolving Credit Loan, at
the Net Loan Rate to the Payment Date on which such amounts are to be deposited
in the Payment Account; fourth, as a recovery of principal on the Revolving
Credit Loan; and fifth, to Foreclosure Profits.
Section 3.08. Issuer and Indenture Trustee to Cooperate. On or before
each Payment Date, the Master Servicer will notify the Indenture Trustee or the
Custodian, with a copy to the Issuer, of the termination of or the payment in
full and the termination of any Revolving Credit Loan during the preceding
Collection Period. Upon receipt of payment in full, the Master Servicer is
authorized to execute, pursuant to the authorization contained in Section 3.01,
if the assignments of Mortgage have been recorded as required under the
Revolving Credit Loan Purchase Agreement, an instrument of satisfaction
regarding the related Mortgage, which instrument of satisfaction shall be
recorded by the Master Servicer if required by applicable law and be delivered
to the Person entitled thereto. It is understood and agreed that any expenses
incurred in connection with such instrument of satisfaction or transfer shall be
reimbursed from amounts deposited in the Custodial Account. From time to time
and as appropriate for the servicing or foreclosure of any Revolving Credit
Loan, the Indenture Trustee or the Custodian shall, upon request of the Master
Servicer and delivery to the Indenture Trustee or Custodian, with a copy to the
Issuer, of a Request for Release, in the form annexed hereto as Exhibit C,
signed by a Servicing Officer, release or cause to be released the related
Mortgage File to the Master Servicer and the Issuer or Indenture Trustee shall
promptly execute such documents, in the forms provided by the Master Servicer,
as shall be necessary for the prosecution of any such proceedings or the taking
of other servicing actions. Such trust receipt shall obligate the Master
Servicer to return the Mortgage File to the Indenture Trustee or the Custodian
(as specified in such receipt) when the need therefor by the Master Servicer no
longer exists unless the Revolving Credit Loan shall be liquidated, in which
case, upon receipt of a certificate of a Servicing Officer similar to that
hereinabove specified, the trust receipt shall be released to the Master
Servicer.
In order to facilitate the foreclosure of the Mortgage securing any
Revolving Credit Loan that is in default following recordation of the
assignments of Mortgage in accordance with the provisions of the Revolving
Credit Loan Purchase Agreement, the Indenture Trustee or the Issuer shall, if so
requested in writing by the Master Servicer, promptly execute an appropriate
assignment in the form provided by the Master Servicer to assign such Revolving
Credit Loan for the purpose of collection to the Master Servicer (any such
assignment shall unambiguously indicate that the assignment is for the purpose
of collection only), and, upon such assignment, such assignee for collection
will thereupon bring all required actions in its own name and otherwise enforce
the terms of the Revolving Credit Loan and deposit or credit the Net Liquidation
Proceeds, exclusive of Foreclosure Profits, received with respect thereto in the
Custodial Account. In the event that all delinquent payments due under any such
Revolving Credit Loan are paid by the Mortgagor and any other defaults are
cured, then the assignee for collection shall promptly reassign such Revolving
Credit Loan to the Indenture Trustee and return all Related Documents to the
place where the related Mortgage File was being maintained.
In connection with the Issuer's obligation to cooperate as provided in
this Section 3.08 and all other provisions of this Servicing Agreement requiring
the Issuer to authorize or permit
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any actions to be taken with respect to the Revolving Credit Loans, the
Indenture Trustee, as pledgee of the Revolving Credit Loans and as assignee of
record of the Revolving Credit Loans on behalf of the Issuer pursuant to Section
3.13 of the Indenture, expressly agrees, on behalf of the Issuer, to take all
such actions on behalf of the Issuer and to promptly execute and return all
instruments reasonably required by the Master Servicer in connection therewith;
provided that if the Master Servicer shall request a signature of the Indenture
Trustee, on behalf of the Issuer, the Master Servicer will deliver to the
Indenture Trustee an Officer's Certificate stating that such signature is
necessary or appropriate to enable the Master Servicer to carry out its
servicing and administrative duties under this Servicing Agreement.
Section 3.09. Servicing Compensation; Payment of Certain Expenses by
Master Servicer. The Master Servicer shall be entitled to receive the Master
Servicing Fee in accordance with Section 3.03 as compensation for its services
in connection with servicing the Revolving Credit Loans. Moreover, additional
servicing compensation in the form of late payment charges and other receipts
not required to be deposited in the Custodial Account as specified in Section
3.02 shall be retained by the Master Servicer. The Master Servicer shall be
required to pay all expenses incurred by it in connection with its activities
hereunder (including payment of all other fees and expenses not expressly stated
hereunder to be for the account of the Securityholders, including, without
limitation, the fees and expenses of the Owner Trustee, Indenture Trustee and
any Custodian) and shall not be entitled to reimbursement therefor.
Section 3.10. Annual Statement as to Compliance. (a) The Master
Servicer will deliver to the Issuer and the Indenture Trustee, with a copy to
the Credit Enhancer, on or before March 31 of each year, beginning March 31,
1998, an Officer's Certificate stating that (i) a review of the activities of
the Master Servicer during the preceding calendar year and of its performance
under servicing agreements, including this Servicing Agreement has been made
under such officer's supervision and (ii) to the best of such officer's
knowledge, based on such review, the Master Servicer has complied in all
material respects with the minimum servicing standards set forth in the Uniform
Single Attestation Program for Mortgage Bankers and has fulfilled all of its
material obligations in all material respects throughout such year, or, if there
has been material noncompliance with such servicing standards or a default in
the fulfillment in all material respects of any such obligation relating to this
Servicing Agreement, such statement shall include a description of such
noncompliance or specify each such default, as the case may be, known to such
officer and the nature and status thereof.
(b) The Master Servicer shall deliver to the Issuer and the Indenture
Trustee, with a copy to the Credit Enhancer, promptly after having obtained
knowledge thereof, but in no event later than five Business Days thereafter,
written notice by means of an Officer's Certificate of any event which with the
giving of notice or the lapse of time or both, would become a Servicing Default.
Section 3.11. Annual Servicing Report. On or before March 31 of each
year, beginning March 31, 1998, the Master Servicer at its expense shall cause a
firm of nationally recognized independent public accountants (who may also
render other services to the Master Servicer) to furnish a report to the Issuer,
the Indenture Trustee, the Depositor, the Credit Enhancer and each Rating Agency
stating its opinion that, on the basis of an examination conducted by such firm
substantially in accordance with standards established by the American Institute
of Certified
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Public Accountants, the assertions made pursuant to Section 3.10 regarding
compliance with the minimum servicing standards set forth in the Uniform Single
Attestation Program for Mortgage Bankers during the preceding calendar year are
fairly stated in all material respects, subject to such exceptions and other
qualifications that, in the opinion of such firm, such accounting standards
require it to report. In rendering such statement, such firm may rely, as to
matters relating to the direct servicing of such Revolving Credit Loans by
Subservicers, upon comparable statements for examinations conducted by
independent public accountants substantially in accordance with standards
established by the American Institute of Certified Public Accountants (rendered
within one year of such statement) with respect to such Subservicers.
Section 3.12. Access to Certain Documentation and Information Regarding
the Revolving Credit Loans. Whenever required by statute or regulation, the
Master Servicer shall provide to the Credit Enhancer, any Securityholder upon
reasonable request (or a regulator for a Securityholder) or the Indenture
Trustee, reasonable access to the documentation regarding the Revolving Credit
Loans such access being afforded without charge but only upon reasonable request
and during normal business hours at the offices of the Master Servicer. Nothing
in this Section 3.12 shall derogate from the obligation of the Master Servicer
to observe any applicable law prohibiting disclosure of information regarding
the Mortgagors and the failure of the Master Servicer to provide access as
provided in this Section 3.12 as a result of such obligation shall not
constitute a breach of this Section 3.12.
Section 3.13. Maintenance of Certain Servicing Insurance Policies. The
Master Servicer shall during the term of its service as servicer maintain in
force (i) a policy or policies of insurance covering errors and omissions in the
performance of its obligations as master servicer hereunder and (ii) a fidelity
bond in respect of its officers, employees or agents. Each such policy or
policies and bond shall be at least equal to the coverage that would be required
by FNMA or FHLMC, whichever is greater, for Persons performing servicing for
revolving credit loans purchased by such entity.
Section 3.14. Information Required by the Internal Revenue Service and
Reports of Foreclosures and Abandonments of Mortgaged Property. The Master
Servicer shall prepare and deliver all federal and state information reports
when and as required by all applicable state and federal income tax laws. In
particular, with respect to the requirement under Section 6050J of the Code to
the effect that the Master Servicer or Subservicer shall make reports of
foreclosures and abandonments of any mortgaged property for each year beginning
in 1998, the Master Servicer or Subservicer shall file reports relating to each
instance occurring during the previous calendar year in which the Master
Servicer (i) on behalf of the Issuer, acquires an interest in any Mortgaged
Property through foreclosure or other comparable conversion in full or partial
satisfaction of a Revolving Credit Loan, or (ii) knows or has reason to know
that any Mortgaged Property has been abandoned. The reports from the Master
Servicer or Subservicer shall be in form and substance sufficient to meet the
reporting requirements imposed by Section 6050J and Section 6050H (reports
relating to mortgage interest received) of the Code.
Section 3.15. Optional Repurchase of Defaulted Revolving Credit Loans.
Notwith- standing any provision in Section 3.07 to the contrary, the Master
Servicer, at its option and in
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its sole discretion, may repurchase any Revolving Credit Loan delinquent in
payment for a period of 60 days or longer for a price equal to the Repurchase
Price.
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ARTICLE IV
Servicing Certificate
Section 4.01. Statements to Securityholders. (a) With respect to each
Payment Date, on the Business Day following the related Determination Date the
Master Servicer shall forward to the Indenture Trustee and the Indenture Trustee
pursuant to Section 3.26 of the Indenture shall forward or cause to be forwarded
by mail to each Certificateholder, Noteholder, the Credit Enhancer, the
Depositor, the Owner Trustee, the Certificate Paying Agent and each Rating
Agency, a statement setting forth the following information as to the Notes and
Certificates, to the extent applicable:
(i) the aggregate amount of (a) Interest Collections, (b) Principal
Collections and (c) Substitution Adjustment Amounts;
(ii) the amount of such distribution as principal to the Noteholders;
(iii) the amount of such distribution as interest to the
Noteholders, separately stating the portion thereof in respect of
overdue accrued interest;
(iv) the amount of any Credit Enhancement Draw Amount;
(v) the amount of such distribution as principal and
interest to the Certificateholders of the Certificates, separately
stating the portion thereof which resulted in a reduction of the
Certificate Principal Balance thereof;
(vi) the aggregate Loan Balance of the Revolving Credit Loans as of the end
of the preceding Collection Period;
(vii) the number and aggregate Loan Balances of Revolving
Credit Loans (a) as to which the Minimum Monthly Payment is delinquent
for 30-59 days, 60-89 days and 90 or more days, respectively, (b) that
are foreclosed and (c) that have become REO, in each case as of the end
of the preceding Collection Period; provided, however, that such
information will not be provided on the statements relating to the
first Payment Date;
(viii) the weighted average Net Loan Rate for the related Collection Period;
(ix) the aggregate Liquidation Loss Amounts with respect
to the related Collection Period, the amount of any Liquidation Loss
Distribution Amounts with respect to the Notes, and the aggregate of
the Liquidation Loss Amounts from all Collection Periods to date
expressed as dollars and as a percentage of the aggregate Cut-off Date
Loan Balance;
(x) the aggregate Excess Loss Amounts with respect to the
related Collection Period and the aggregate of the Excess Loss Amounts
from all Collection Periods to date;
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(xi) the aggregate Special Hazard Losses, Fraud Losses,
Bankruptcy Losses and losses caused by or resulting from an
Extraordinary Event with respect to the related Collection Period and
the aggregate of each of such losses from all Collection Periods to
date;
(xii) the Note Balance of each Class of Notes and the
Certificate Principal Balance of the Certificates after giving effect
to the distribution of principal on such Payment Date;
(xiii) the aggregate Servicing Fees for the related Collection Period; and
(xiv) the Outstanding Reserve Amount, the Special Hazard Amount, the Fraud
Loss Amount, the Bankruptcy Loss Amount and the Reserve Amount Target
immediately following such Payment Date.
In the case of information furnished pursuant to clauses (ii) and (iii)
above, the amounts shall be expressed as an aggregate dollar amount per Variable
Funding Note, Term Note or Certificate, as applicable, with a $1,000
denomination.
In addition the Master Servicer shall forward to the Indenture Trustee
any other information reasonably requested by the Indenture Trustee necessary to
make distributions pursuant to Section 3.05 of the Indenture. Prior to the close
of business on the Business Day next succeeding each Determination Date, the
Master Servicer shall furnish a written statement to the Certificate Paying
Agent and the Indenture Trustee setting forth the aggregate amounts required to
be withdrawn from the Custodial Account and deposited into the Payment Account
on the Business Day preceding the related Payment Date pursuant to Section 3.03.
The determination by the Master Servicer of such amounts shall, in the absence
of obvious error, be presumptively deemed to be correct for all purposes
hereunder and the Owner Trustee and Indenture Trustee shall be protected in
relying upon the same without any independent check or verification. In
addition, upon the Issuer's written request, the Master Servicer shall promptly
furnish information reasonably requested by the Issuer that is reasonably
available to the Master Servicer to enable the Issuer to perform its federal and
state income tax reporting obligations.
Section 4.02. Tax Reporting. Residential Funding Corporation (the
"Trust Tax Matters Person") hereby agrees (i) to cause the Issuer to file or
cause to be filed federal and state income tax returns and information
statements as a partnership for each of its taxable years, (ii) to cause the
Issuer to file or cause to be filed any information returns or reports and to
make any elections or take any other similar action required for the Issuer to
be classified as a partnership for federal income tax purposes, and (iii)
pursuant to Section 5.05 of the Trust Agreement, to act as "tax matters partner"
(as defined in Section 6231(a)(7) of the Code) for the Issuer. The Trust Tax
Matters Person, as tax matters partner, shall (i) act on behalf of the Issuer in
relation to any tax matter or controversy involving the Issuer and (ii)
represent the Issuer in any administrative or judicial proceeding relating to an
examination or audit by any governmental taxing authority with respect thereto.
The legal expenses, including without limitation attorneys' or accountants'
fees, and costs of any such proceeding and any liability resulting therefrom
shall be expenses of the Issuer and the Trust Tax Matters Person shall be
entitled to reimbursement therefor out of amounts attributable to the Revolving
Credit Loans on deposit in the Custodial
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Account as provided by Section 3.03 of the Servicing Agreement unless such legal
expenses and costs are incurred by reason of the Trust Tax Matters Person's
willful misfeasance, bad faith or gross negligence. Within 90 days after the end
of each calendar year, the Trust Tax Matters Person shall cause the Issuer to
provide to each Certificateholder an Internal Revenue Service "K-1" or any
successor schedule and supplemental information, if required by law, to enable
each Certificateholder to file its federal and state income tax returns.
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ARTICLE V
Payment Account
Section 5.01. Payment Account. The Indenture Trustee shall establish
and maintain a Payment Account titled "The Chase Manhattan Bank, as Indenture
Trustee, for the benefit of the Securityholders, the Certificate Paying Agent
and the Credit Enhancer pursuant to the Indenture, dated as of March 27, 1997,
between Home Equity Loan Trust 1997-HS2 and The Chase Manhattan Bank". The
Payment Account shall be an Eligible Account. On each Payment Date, amounts on
deposit in the Payment Account will be distributed by the Indenture Trustee in
accordance with Section 3.05 of the Indenture. The Indenture Trustee shall, upon
written request from the Master Servicer, invest or cause the institution
maintaining the Payment Account to invest the funds in the Payment Account in
Permitted Investments designated in the name of the Indenture Trustee, which
shall mature not later than the Business Day next preceding the Payment Date
next following the date of such investment (except that (i) any investment in
the institution with which the Payment Account is maintained may mature on such
Payment Date and (ii) any other investment may mature on such Payment Date if
the Indenture Trustee shall advance funds on such Payment Date to the Payment
Account in the amount payable on such investment on such Payment Date, pending
receipt thereof to the extent necessary to make distributions on the Securities)
and shall not be sold or disposed of prior to maturity. All income and gain
realized from any such investment shall be for the benefit of the Master
Servicer and shall be subject to its withdrawal or order from time to time. The
amount of any losses incurred in respect of any such investments shall be
deposited in the Payment Account by the Master Servicer out of its own funds
immediately as realized.
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ARTICLE VI
The Master Servicer
Section 6.01. Liability of the Master Servicer. The Master Servicer
shall be liable in accordance herewith only to the extent of the obligations
specifically imposed upon and undertaken by the Master Servicer herein.
Section 6.02. Merger or Consolidation of, or Assumption of the
Obligations of, the Master Servicer. Any corporation into which the Master
Servicer may be merged or converted or with which it may be consolidated, or any
corporation resulting from any merger, conversion or consolidation to which the
Master Servicer shall be a party, or any corporation succeeding to the business
of the Master Servicer, shall be the successor of the Master Servicer,
hereunder, without the execution or filing of any paper or any further act on
the part of any of the parties hereto, anything herein to the contrary
notwithstanding.
The Master Servicer may assign its rights and delegate its duties and
obligations under this Servicing Agreement; provided that the Person accepting
such assignment or delegation shall be a Person which is qualified to service
revolving credit loans, is reasonably satisfactory to the Indenture Trustee (as
pledgee of the Revolving Credit Loans), the Issuer and the Credit Enhancer, is
willing to service the Revolving Credit Loans and executes and delivers to the
Indenture Trustee and the Issuer an agreement, in form and substance reasonably
satisfactory to the Credit Enhancer, the Indenture Trustee and the Issuer, which
contains an assumption by such Person of the due and punctual performance and
observance of each covenant and condition to be performed or observed by the
Master Servicer under this Servicing Agreement; provided further that each
Rating Agency's rating of the Securities in effect immediately prior to such
assignment and delegation will not be qualified, reduced, or withdrawn as a
result of such assignment and delegation (as evidenced by a letter to such
effect from each Rating Agency), if determined without regard to the Credit
Enhancement Instrument.
Section 6.03. Limitation on Liability of the Master Servicer and
Others. Neither the Master Servicer nor any of the directors or officers or
employees or agents of the Master Servicer shall be under any liability to the
Issuer, the Owner Trustee, the Indenture Trustee or the Securityholders for any
action taken or for refraining from the taking of any action in good faith
pursuant to this Servicing Agreement, provided, however, that this provision
shall not protect the Master Servicer or any such Person against any liability
which would otherwise be imposed by reason of its willful misfeasance, bad faith
or gross negligence in the performance of its duties hereunder or by reason of
its reckless disregard of its obligations and duties hereunder. The Master
Servicer and any director or officer or employee or agent of the Master Servicer
may rely in good faith on any document of any kind prima facie properly executed
and submitted by any Person respecting any matters arising hereunder. The Master
Servicer and any director or officer or employee or agent of the Master Servicer
shall be indemnified by the Issuer and held harmless against any loss, liability
or expense incurred in connection with any legal action relating to this
Servicing Agreement or the Securities, including any amount paid to the Owner
Trustee or the Indenture Trustee pursuant to Section 6.06(b), other than any
loss, liability or expense incurred by reason of its willful misfeasance, bad
faith or gross negligence in the performance of its duties hereunder or by
reason of its reckless disregard of its obligations
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and duties hereunder. The Master Servicer shall not be under any obligation to
appear in, prosecute or defend any legal action which is not incidental to its
duties to service the Revolving Credit Loans in accordance with this Servicing
Agreement, and which in its opinion may involve it in any expense or liability;
provided, however, that the Master Servicer may in its sole discretion undertake
any such action which it may deem necessary or desirable in respect of this
Servicing Agreement, and the rights and duties of the parties hereto and the
interests of the Securityholders. In such event, the reasonable legal expenses
and costs of such action and any liability resulting therefrom shall be
expenses, costs and liabilities of the Master Servicer shall be entitled to be
reimbursed therefor. The Master Servicer's right to indemnity or reimbursement
pursuant to this Section 6.03 shall survive any resignation or termination of
the Master Servicer pursuant to Section 6.04 or 7.01 with respect to any losses,
expenses, costs or liabilities arising prior to such resignation or termination
(or arising from events that occurred prior to such resignation or termination).
Section 6.04. Master Servicer Not to Resign. Subject to the provisions
of Section 6.02, the Master Servicer shall not resign from the obligations and
duties hereby imposed on it except (i) upon determination that the performance
of its obligations or duties hereunder are no longer permissible under
applicable law or are in material conflict by reason of applicable law with any
other activities carried on by it or its subsidiaries or Affiliates, the other
activities of the Master Servicer so causing such a conflict being of a type and
nature carried on by the Master Servicer or its subsidiaries or Affiliates at
the date of this Servicing Agreement or (ii) upon satisfaction of the following
conditions: (a) the Master Servicer has proposed a successor servicer to the
Issuer and the Indenture Trustee in writing and such proposed successor servicer
is reasonably acceptable to the Issuer, the Indenture Trustee and the Credit
Enhancer; (b) each Rating Agency shall have delivered a letter to the Issuer,
the Credit Enhancer and the Indenture Trustee prior to the appointment of the
successor servicer stating that the proposed appointment of such successor
servicer as Master Servicer hereunder will not result in the reduction or
withdrawal of the then current rating of the Securities, if determined without
regard to the Credit Enhancement Instrument; and (c) such proposed successor
servicer is reasonably acceptable to the Credit Enhancer, as evidenced by a
letter to the Issuer and the Indenture Trustee; provided, however, that no such
resignation by the Master Servicer shall become effective until such successor
servicer or, in the case of (i) above, the Indenture Trustee, as pledgee of the
Revolving Credit Loans, shall have assumed the Master Servicer's
responsibilities and obligations hereunder or the Indenture Trustee, as pledgee
of the Revolving Credit Loans, shall have designated a successor servicer in
accordance with Section 7.02. Any such resignation shall not relieve the Master
Servicer of responsibility for any of the obligations specified in Sections 7.01
and 7.02 as obligations that survive the resignation or termination of the
Master Servicer. Any such determination permitting the resignation of the Master
Servicer shall be evidenced by an Opinion of Counsel to such effect delivered to
the Indenture Trustee and the Credit Enhancer.
Section 6.05. Delegation of Duties. In the ordinary course of business,
the Master Servicer at any time may delegate any of its duties hereunder to any
Person, including any of its Affiliates, who agrees to conduct such duties in
accordance with standards comparable to those with which the Master Servicer
complies pursuant to Section 3.01. Such delegation shall not relieve the Master
Servicer of its liabilities and responsibilities with respect to such duties and
shall not constitute a resignation within the meaning of Section 6.04.
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Section 6.06. Master Servicer to Pay Indenture Trustee's and Owner
Trustee's Fees and Expenses; Indemnification. (a) The Master Servicer covenants
and agrees to pay to the Owner Trustee, the Indenture Trustee and any co-trustee
of the Indenture Trustee or the Owner Trustee from time to time, and the Owner
Trustee, the Indenture Trustee and any such co-trustee shall be entitled to,
reasonable compensation (which shall not be limited by any provision of law in
regard to the compensation of a trustee of an express trust) for all services
rendered by each of them in the execution of the trusts created under the Trust
Agreement and the Indenture and in the exercise and performance of any of the
powers and duties under the Trust Agreement or the Indenture, as the case may
be, of the Owner Trustee, the Indenture Trustee and any co-trustee, and the
Master Servicer will pay or reimburse the Indenture Trustee and any co-trustee
upon request for all reasonable expenses, disbursements and advances incurred or
made by the Indenture Trustee or any co-trustee in accordance with any of the
provisions of this Servicing Agreement except any such expense, disbursement or
advance as may arise from its negligence, wilful misfeasance or bad faith.
(b) The Master Servicer agrees to indemnify the Indenture Trustee and
the Owner Trustee for, and to hold the Indenture Trustee and the Owner Trustee,
as the case may be, harmless against, any loss, liability or expense incurred
without negligence, bad faith or willful misconduct on its part, arising out of,
or in connection with, the acceptance and administration of the Issuer and the
assets thereof, including the costs and expenses (including reasonable legal
fees and expenses) of defending itself against any claim in connection with the
exercise or performance of any of its powers or duties under any Basic Document,
provided that:
(i) with respect to any such claim, the Indenture
Trustee or Owner Trustee, as the case may be, shall have given the
Master Servicer written notice thereof promptly after the Indenture
Trustee or Owner Trustee, as the case may be, shall have actual
knowledge thereof;
(ii) while maintaining control over its own defense, the
Issuer, the Indenture Trustee or Owner Trustee, as the case may be,
shall cooperate and consult fully with the Master Servicer in preparing
such defense; and
(iii) notwithstanding anything in this Servicing
Agreement to the contrary, the Master Servicer shall not be liable for
settlement of any claim by the Indenture Trustee or the Owner Trustee,
as the case may be, entered into without the prior consent of the
Master Servicer.
No termination of this Servicing Agreement shall affect the obligations created
by this Section 6.06 of the Master Servicer to indemnify the Indenture Trustee
and the Owner Trustee under the conditions and to the extent set forth herein.
Notwithstanding the foregoing, the indemnification provided by the
Master Servicer in this Section 6.06(b) shall not pertain to any loss, liability
or expense of the Indenture Trustee or the Owner Trustee, including the costs
and expenses of defending itself against any claim, incurred in connection with
any actions taken by the Indenture Trustee or the Owner Trustee at the direction
of the Noteholders or Certificateholders, as the case may be, pursuant to the
terms of this Servicing Agreement.
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ARTICLE VII
Default
Section 7.01. Servicing Default. If any one of the following events
("Servicing Default") shall occur and be continuing: (i) Any failure by the
Master Servicer to deposit in
the Custodial Account or Payment Account any deposit required to be
made under the terms of this Servicing Agreement which continues
unremedied for a period of five Business Days after the date upon which
written notice of such failure shall have been given to the Master
Servicer by the Issuer or the Indenture Trustee or to the Master
Servicer, the Issuer and the Indenture Trustee by the Credit Enhancer;
or
(ii) Failure on the part of the Master Servicer duly to
observe or perform in any material respect any other covenants or
agreements of the Master Servicer set forth in the Securities or in
this Servicing Agreement, which failure, in each case, materially and
adversely affects the interests of Securityholders or the Credit
Enhancer and which continues unremedied for a period of 45 days after
the date on which written notice of such failure, requiring the same to
be remedied, and stating that such notice is a "Notice of Default"
hereunder, shall have been given to the Master Servicer by the Issuer
or the Indenture Trustee or to the Master Servicer, the Issuer and the
Indenture Trustee by the Credit Enhancer; or
(iii) The entry against the Master Servicer of a decree
or order by a court or agency or supervisory authority having
jurisdiction in the premises for the appointment of a trustee,
conservator, receiver or liquidator in any insolvency,
conserva-torship, receivership, readjustment of debt, marshalling of
assets and liabilities or similar proceedings, or for the winding up or
liquidation of its affairs, and the continuance of any such decree or
order unstayed and in effect for a period of 60 consecutive days; or
(iv) The Master Servicer shall voluntarily go into
liquidation, consent to the appointment of a conservator, receiver,
liquidator or similar person in any insolvency, readjustment of debt,
marshalling of assets and liabilities or similar proceedings of or
relating to the Master Servicer or of or relating to all or
substantially all of its property, or a decree or order of a court,
agency or supervisory authority having jurisdiction in the premises for
the appointment of a conservator, receiver, liquidator or similar
person in any insolvency, readjustment of debt, marshalling of assets
and liabilities or similar proceedings, or for the winding-up or
liquidation of its affairs, shall have been entered against the Master
Servicer and such decree or order shall have remained in force
undischarged, unbonded or unstayed for a period of 60 days; or the
Master Servicer shall admit in writing its inability to pay its debts
generally as they become due, file a petition to take advantage of any
applicable insolvency or reorganization statute, make an assignment for
the benefit of its creditors or voluntarily suspend payment of its
obligations, then, and in every such case, so long as a Servicing
Default shall not have been remedied by the Master Servicer, Indenture
Trustee, with the consent of the Credit Enhancer, or the Credit
Enhancer, by notice then given in writing
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to the Master Servicer (and to the Issuer and the Indenture Trustee if
given by the Credit Enhancer) may terminate all of the rights and
obligations of the Master Servicer as servicer under this Servicing
Agreement other than its right to receive servicing compensation and
expenses for servicing the Revolving Credit Loans hereunder during any
period prior to the date of such termination and the Issuer or the
Indenture Trustee, with the consent of the Credit Enhancer, or the
Credit Enhancer may exercise any and all other remedies available at
law or equity. Any such notice to the Master Servicer shall also be
given to each Rating Agency, the Credit Enhancer and the Issuer. On or
after the receipt by the Master Servicer of such written notice, all
authority and power of the Master Servicer under this Servicing
Agreement, whether with respect to the Securities or the Revolving
Credit Loans or otherwise, shall pass to and be vested in the Indenture
Trustee as pledgee of the Revolving Credit Loans, pursuant to and under
this Section 7.01; and, without limitation, the Indenture Trustee is
hereby authorized and empowered to execute and deliver, on behalf of
the Master Servicer, as attorney-in-fact or otherwise, any and all
documents and other instruments, and to do or accomplish all other acts
or things necessary or appropriate to effect the purposes of such
notice of termination, whether to complete the transfer and endorsement
of each Revolving Credit Loan and related documents, or otherwise. The
Master Servicer agrees to cooperate with the Indenture Trustee in
effecting the termination of the responsibilities and rights of the
Master Servicer hereunder, including, without limitation, the transfer
to the Indenture Trustee for the administration by it of all cash
amounts relating to the Revolving Credit Loans that shall at the time
be held by the Master Servicer and to be deposited by it in the
Custodial Account, or that have been deposited by the Master Servicer
in the Custodial Account or thereafter received by the Master Servicer
with respect to the Revolving Credit Loans. All reasonable costs and
expenses (including, but not limited to, attorneys' fees) incurred in
connection with amending this Servicing Agreement to reflect such
succession as Master Servicer pursuant to this Section 7.01 shall be
paid by the predecessor Master Servicer (or if the predecessor Master
Servicer is the Indenture Trustee, the initial Master Servicer) upon
presentation of reasonable documentation of such costs and expenses.
Notwithstanding any termination of the activities of the Master
Servicer hereunder, the Master Servicer shall be entitled to receive, out of any
late collection of a payment on a Revolving Credit Loan which was due prior to
the notice terminating the Master Servicer's rights and obligations hereunder
and received after such notice, that portion to which the Master Servicer would
have been entitled pursuant to Sections 3.03 and 3.09 as well as its Master
Servicing Fee in respect thereof, and any other amounts payable to the Master
Servicer hereunder the entitlement to which arose prior to the termination of
its activities hereunder.
Notwithstanding the foregoing, a delay in or failure of performance
under Section 7.01(i) or under Section 7.01(ii) after the applicable grace
periods specified in such Sections, shall not constitute a Servicing Default if
such delay or failure could not be prevented by the exercise of reasonable
diligence by the Master Servicer and such delay or failure was caused by an act
of God or the public enemy, acts of declared or undeclared war, public disorder,
rebellion or sabotage, epidemics, landslides, lightning, fire, hurricanes,
earthquakes, floods or similar causes. The preceding sentence shall not relieve
the Master Servicer from using reasonable efforts to perform its respective
obligations in a timely manner in accordance with the terms of
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this Servicing Agreement and the Master Servicer shall provide the Indenture
Trustee, the Credit Enhancer and the Securityholders with notice of such failure
or delay by it, together with a description of its efforts to so perform its
obligations. The Master Servicer shall immediately notify the Indenture Trustee,
the Credit Enhancer and the Owner Trustee in writing of any Servicing Default.
Section 7.02. Indenture Trustee to Act; Appointment of Successor. (a)
On and after the time the Master Servicer receives a notice of termination
pursuant to Section 7.01 or sends a notice pursuant to Section 6.04, the
Indenture Trustee as pledgee of the Revolving Credit Loans shall be the
successor in all respects to the Master Servicer in its capacity as servicer
under this Servicing Agreement and the transactions set forth or provided for
herein and shall be subject to all the responsibilities, duties and liabilities
relating thereto placed on the Master Servicer by the terms and provisions
hereof. Nothing in this Servicing Agreement or in the Trust Agreement shall be
construed to permit or require the Indenture Trustee to (i) succeed to the
responsibilities, duties and liabilities of the initial Master Servicer in its
capacity as Seller under the Revolving Credit Loan Purchase Agreement, (ii) be
responsible or accountable for any act or omission of the Master Servicer prior
to the issuance of a notice of termination hereunder, (iii) require or obligate
the Indenture Trustee, in its capacity as successor Master Servicer, to
purchase, repurchase or substitute any Revolving Credit Loan, (iv) fund any
Additional Balances with respect to any Revolving Credit Loan, (v) fund any
losses on any Permitted Investment directed by any other Master Servicer, or
(vi) be responsible for the representations and warranties of the Master
Servicer. As compensation therefor, the Indenture Trustee shall be entitled to
such compensation as the Master Servicer would have been entitled to hereunder
if no such notice of termination had been given. Notwithstanding the above, (i)
if the Indenture Trustee is unwilling to act as successor Master Servicer, or
(ii) if the Indenture Trustee is legally unable so to act, the Indenture Trustee
as pledgee of the Revolving Credit Loans may (in the situation described in
clause (i)) or shall (in the situation described in clause (ii)) appoint or
petition a court of competent jurisdiction to appoint any established housing
and home finance institution, bank or other mortgage loan or home equity loan
servicer having a net worth of not less than $10,000,000 as the successor to the
Master Servicer hereunder in the assumption of all or any part of the
responsibilities, duties or liabilities of the Master Servicer hereunder;
provided that any such successor Master Servicer shall be acceptable to the
Credit Enhancer, as evidenced by the Credit Enhancer's prior written consent
which consent shall not be unreasonably withheld and provided further that the
appointment of any such successor Master Servicer will not result in the
qualification, reduction or withdrawal of the ratings assigned to the Securities
by the Rating Agencies, if determined without regard to the Credit Enhancement
Instrument. Pending appointment of a successor to the Master Servicer hereunder,
unless the Indenture Trustee is prohibited by law from so acting, the Indenture
Trustee shall act in such capacity as hereinabove provided. In connection with
such appointment and assumption, the successor shall be entitled to receive
compensation out of payments on Revolving Credit Loans in an amount equal to the
compensation which the Master Servicer would otherwise have received pursuant to
Section 3.09 (or such lesser compensation as the Indenture Trustee and such
successor shall agree). The appointment of a successor Master Servicer shall not
affect any liability of the predecessor Master Servicer which may have arisen
under this Servicing Agreement prior to its termination as Master Servicer
(including, without limitation, the obligation to purchase Revolving Credit
Loans pursuant to Section 3.01, to pay any deductible under an insurance policy
pursuant to Section 3.04 or to indemnify the Indenture Trustee pursuant to
Section 6.06), nor shall any
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successor Master Servicer be liable for any acts or omissions of the predecessor
Master Servicer or for any breach by such Master Servicer of any of its
representations or warranties contained herein or in any related document or
agreement. The Indenture Trustee and such successor shall take such action,
consistent with this Servicing Agreement, as shall be necessary to effectuate
any such succession.
(b) Any successor, including the Indenture Trustee, to the Master
Servicer as servicer shall during the term of its service as servicer (i)
continue to service and administer the Revolving Credit Loans for the benefit of
the Securityholders, (ii) maintain in force a policy or policies of insurance
covering errors and omissions in the performance of its obligations as Master
Servicer hereunder and a fidelity bond in respect of its officers, employees and
agents to the same extent as the Master Servicer is so required pursuant to
Section 3.13 and (iii) be bound by the terms of the Insurance Agreement.
(c) Any successor Master Servicer, including the Indenture Trustee,
shall not be deemed in default or to have breached its duties hereunder if the
predecessor Master Servicer shall fail to deliver any required deposit to the
Custodial Account or otherwise cooperate with any required servicing transfer or
succession hereunder.
Section 7.03. Notification to Securityholders. Upon any termination of
or appointment of a successor to the Master Servicer pursuant to this Article
VII or Section 6.04, the Indenture Trustee shall give prompt written notice
thereof to the Securityholders, the Credit Enhancer, the Issuer and each Rating
Agency.
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ARTICLE VIII
Miscellaneous Provisions
Section 8.01. Amendment. This Servicing Agreement may be amended from
time to time by the parties hereto, provided that any amendment be accompanied
by a letter from the Rating Agencies that the amendment will not result in the
downgrading or withdrawal of the rating then assigned to the Securities, if
determined without regard to the Credit Enhancement Instrument and the consent
of the Credit Enhancer and the Indenture Trustee.
SECTION 8.02. GOVERNING LAW. THIS SERVICING AGREEMENT SHALL BE
CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK AND THE
OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN
ACCORDANCE WITH SUCH LAWS.
Section 8.03. Notices. All demands, notices and communications
hereunder shall be in writing and shall be deemed to have been duly given if
personally delivered at or mailed by certified mail, return receipt requested,
to (a) in the case of the Master Servicer, 8400 Normandale Lake Boulevard, Suite
700, Minneapolis, Minnesota 55437, Attention: Managing Director - Mortgage
Finance, (b) in the case of the Credit Enhancer, AMBAC Indemnity Corporation,
One State Street Plaza, 17th Floor, New York, New York 10004, (c) in the case of
Moody's, Home Revolving Credit Loan Monitoring Group, 4th Floor, 99 Church
Street, New York, New York 10001, (d) in the case of Standard & Poor's, 26
Broadway, 15th Floor, New York, New York 10004, Attention: Residential Mortgage
Surveillance Group, (e) in the case of the Owner Trustee, Wilmington Trust
Company, Rodney Square North, 1100 North Market Street, Wilmington, Delaware
19890-0001, and (f) in the case of the Issuer, to Home Equity Loan Trust
1997-HS2, c/o Owner Trustee, Wilmington Trust Company, Rodney Square North, 1100
North Market Street, Wilmington, Delaware 19890-0001, and (g) in the case of the
Indenture Trustee, The Chase Manhattan Bank, 450 West 33rd Street, 10th Floor,
New York, NY, 10001, Attention: Global Trust Services, or, as to each party, at
such other address as shall be designated by such party in a written notice to
each other party. Any notice required or permitted to be mailed to a
Securityholder shall be given by first class mail, postage prepaid, at the
address of such Securityholder as shown in the Register. Any notice so mailed
within the time prescribed in this Servicing Agreement shall be conclusively
presumed to have been duly given, whether or not the Securityholder receives
such notice. Any notice or other document required to be delivered or mailed by
the Indenture Trustee to any Rating Agency shall be given on a reasonable
efforts basis and only as a matter of courtesy and accommodation and the
Indenture Trustee shall have no liability for failure to delivery such notice or
document to any Rating Agency.
Section 8.04. Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Servicing Agreement shall be
for any reason whatsoever held invalid, then such covenants, agreements,
provisions or terms shall be deemed severable from the remaining covenants,
agreements, provisions or terms of this Servicing Agreement and shall in no way
affect the validity or enforceability of the other provisions of this Servicing
Agreement or of the Securities or the rights of the Securityholders thereof.
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Section 8.05. Third-Party Beneficiaries. This Servicing Agreement will
inure to the benefit of and be binding upon the parties hereto, the
Securityholders, the Credit Enhancer, the Owner Trustee and their respective
successors and permitted assigns. Except as otherwise provided in this Servicing
Agreement, no other Person will have any right or obligation hereunder.
Section 8.06. Counterparts. This instrument may be executed in any number
of counterparts, each of which so executed shall be deemed to be an original,
but all such counterparts shall together constitute but one and the same
instrument.
Section 8.07. Effect of Headings and Table of Contents. The Article and
Section headings herein and the Table of Contents are for convenience only and
shall not affect the construction hereof.
Section 8.08. Termination Upon Purchase by the Master Servicer or
Liquidation of All Revolving Credit Loans; Partial Redemption. (a) The
respective obligations and responsibilities of the Master Servicer, the Issuer
and the Indenture Trustee created hereby shall terminate upon the last action
required to be taken by the Issuer pursuant to the Trust Agreement and by the
Indenture Trustee pursuant to the Indenture following the earlier of:
(i) the date on or before which the Indenture or Trust Agreement is
terminated, or
(ii) the purchase by the Master Servicer from the Issuer of
all Revolving Credit Loans and all property acquired in respect of any
Revolving Credit Loan at a price equal to 100% of the unpaid Loan
Balance of each Revolving Credit Loan, plus accrued and unpaid interest
thereon at the Weighted Average Net Loan Rate up to the day preceding
the Payment Date on which such amounts are to be distributed to
Securityholders, plus any amounts due and owing to the Credit Enhancer
under the Insurance Agreement (any unpaid Master Servicing Fee shall be
deemed paid at such time).
The right of the Master Servicer to purchase the assets of the Issuer pursuant
to clause (ii) above is conditioned upon the Pool Balance as of such date being
less than ten percent of the aggregate of the Cut-off Date Loan Balances of the
Revolving Credit Loans. If such right is exercised by the Master Servicer, the
Master Servicer shall deposit the amount calculated pursuant to clause (ii)
above with the Indenture Trustee pursuant to Section 4.10 of the Indenture and,
upon the receipt of such deposit, the Indenture Trustee or Custodian shall
release to the Master Servicer, the files pertaining to the Revolving Credit
Loans being purchased.
(b) Subject to the provisions of clause (c) below, the Master Servicer
has the right to purchase a portion of the Revolving Credit Loans upon the Pool
Balance as of such date being less than ten percent of the aggregate of the
Cut-off Date Loan Balances of the Revolving Credit Loans at a price equal to the
greater of (a) 100% of the unpaid Loan Balance of each Revolving Credit Loan so
purchased, plus accrued and unpaid interest thereon at the Weighted Average Net
Loan Rate up to the day preceding the Payment Date on which such amounts are to
be distributed to Securityholders, plus any amounts due and owing to the Credit
Enhancer under the Insurance Agreement (any unpaid Master Servicing Fee shall be
deemed paid at such time)
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and (b) the fair market value of the Revolving Credit Loans as determined by two
bids from competitive participants in the adjustable home equity loan market. If
such right is exercised by the Master Servicer, the Master Servicer shall
deposit the amount calculated above with the Indenture Trustee pursuant to
Section 5.02 of the Indenture and, upon the receipt of such deposit, the
Indenture Trustee or Custodian shall release to the Master Servicer, the files
pertaining to the Revolving Credit Loans being purchased.
(c) With respect to any purchase of a portion of the Revolving Credit
Loans by the Master Servicer pursuant to subsection (b) above, the following
conditions must be satisfied: (i) the Master Servicer shall have delivered to
the Indenture Trustee and the Credit Enhancer a loan schedule containing a list
of all Revolving Credit Loans remaining in the Trust after such removal; (ii)
the Master Servicer shall represent and warrant that no selection procedures
adverse to the interests of the Securityholders or the Credit Enhancer were used
by the Master Servicer in selecting such Revolving Credit Loans; and (iii) each
Rating Agency shall have notified the Master Servicer that such retransfer would
not result in a reduction or withdrawal of the ratings of the Securities, if
determined without regard to the Credit Enhancement Instrument. In lieu of a
cash payment, if an Amortization Event had previously occurred, all or a portion
of such purchase price by the Master Servicer may be in the form of Additional
Balances on other Revolving Credit Loans not previously conveyed to the Trust.
(d) The Master Servicer, at its expense, shall prepare and deliver to
the Indenture Trustee for execution, at the time the Revolving Credit Loans are
to be released to the Master Servicer, appropriate documents assigning each such
Revolving Credit Loan from the Indenture Trustee or the Issuer to the Master
Servicer or the appropriate party.
Section 8.09. Certain Matters Affecting the Indenture Trustee. For all
purposes of this Servicing Agreement, in the performance of any of its duties or
in the exercise of any of its powers hereunder, the Indenture Trustee shall be
subject to and entitled to the benefits of Article VI of the Indenture.
Section 8.10. Owner Trustee Not Liable for Related Documents. The
recitals contained herein shall be taken as the statements of the Depositor, and
the Owner Trustee assumes no responsibility for the correctness thereof. The
Owner Trustee makes no representations as to the validity or sufficiency of this
Servicing Agreement, of any Basic Document or of the Certificates (other than
the signatures of the Owner Trustee on the Certificates) or the Notes, or of any
Related Documents. The Owner Trustee shall at no time have any responsibility or
liability with respect to the sufficiency of the Owner Trust Estate or its
ability to generate the payments to be distributed to Certificateholders under
the Trust Agreement or the Noteholders under the Indenture, including, the
compliance by the Depositor or the Seller with any warranty or representation
made under any Basic Document or in any related document or the accuracy of any
such warranty or representation, or any action of the Certificate Paying Agent,
the Certificate Registrar or the Indenture Trustee taken in the name of the
Owner Trustee.
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IN WITNESS WHEREOF, the Master Servicer, the Indenture Trustee and the
Issuer have caused this Servicing Agreement to be duly executed by their
respective officers or representatives all as of the day and year first above
written.
RESIDENTIAL FUNDING CORPORATION,
as Master Servicer
By:
Title: Director
HOME EQUITY LOAN TRUST 1997-HS2
By: Wilmington Trust Company, not in its
individual capacity but solely as Owner
Trustee
By:
Title:Vice President
THE CHASE MANHATTAN BANK, as Indenture
Trustee
By:
Title:Vice President
[NY01B:316703.2] 16069-00394 03/27/97 10:57am
<PAGE>
EXHIBIT A
REVOLVING CREDIT LOAN SCHEDULE
03/26/97 1997-HS2 LOAN LISTING 1
Address Prod Code Orig Term Curr Rate Principal Bal Teas Exp
City Prop Type Rem Term Margin Credit Limit Maturity
Zip Code Loan Number Occp Code Debt Ratio Ceiling Appr Value Note Date
Servicer Loan # Purpose Lien Pos Sr Lien
Cypress 1 179 11.5 44995.39 10/31/95
9417810 14 162 18.00 46000 08/22/10
CA 206910000417810 02 1 95 2 340000 09/22/95
90630 43 275900
15520 Via Montego Street 1 180 19895.56 11/07/95
Hesperia 14 164 3.25 25000 10/07/10
CA 9419056 1 100 18.00 122000 10/07/95
92345 106930000419056 02 29 2 96275
11.5
9284 Emerald Vista Drive 1 180 22434.29 09/30/95
Elk Grove 14 162 3.25 25000 08/31/10
CA 9416675 1 96 18.00 162000 08/31/95
95624 106910000416675 02 44 2 128987
11.5
7800 Topanga Canyon Boulevard 1 179 11293.10 01/20/96
Los Angeles 04 163 3.25 14200 09/20/10
CA 9421061 1 100 18.00 71000 10/20/95
91304 106930000421061 02 28 2 56500
11.5
3205 Oakridge DR 2 301 26850.00 04/23/97
Chino Hills 14 300 2.75 26850 02/01/22
CA 2541032 1 90 18.00 179000 01/23/97
91709 106990000541032 02 40 2 134250
5.99
1293 Owens PL 2 299 18527.69 04/13/97
North Bellmore 14 298 2.25 22000 12/08/21
NY 2539982 1 90 18.00 240000 01/08/97
11710 136990000539982 02 33 2 192000
5.99
1344 Sherman AVE 1 180 30750.00 05/10/97
Canon City 14 180 3.75 30750 02/10/12
CO 2542868 1 95 18.00 109000 02/10/97
81212 108990000542868 02 34 2 72782
5.99
6533 Big Horn TRL 2 299 19000.00 05/10/97
Littleton 09 299 0.50 37500 01/10/22
CO 2542738 1 80 18.00 215000 02/10/97
80125 108990000542738 02 26 2 133000
5.99
202 W Chester ST 2 299 2600.00 05/11/97
Lafayette 14 299 2.25 19000 01/11/22
CO 2542735 1 90 18.00 113000 02/11/97
80026 108990000542735 02 43 2 82500
5.99
Denver 1 179 3.25 15000.00 0
2542716 14 179 18.00 50000 01/12/12
CO 108990000542716 02 1 97 2 233000 02/12/97
80220 32 174750
11.5
3295 Heidelberg DR 2 300 47150.00 08/24/97
Boulder 14 300 0.50 47150 02/24/22
CO 2542643 1 75 18.00 349000 02/24/97
80303 108990000542643 02 41 2 214600
7.25
6255 Eagle Ridge CT 2 300 99000.00 08/24/97
Fort Collins 14 300 2.75 99000 02/24/22
CO 2542587 1 90 18.00 300000 02/24/97
80525 108990000542587 02 32 2 170000
7.25
958 Pope WAY 1 180 26250.00 08/11/97
Hayward 14 180 3.25 26250 02/11/12
CA 2542995 1 95 18.00 175000 02/11/97
94545 106990000542995 02 41 2 140000
7.25
9495 Jessica DR 2 300 21000.00 05/24/97
Windsor 14 300 2.25 21000 02/24/22
CA 2542987 1 84 18.00 220000 02/24/97
95492 106990000542987 02 41 2 162400
5.99
1155 Coronet AVE 1 180 41400.00 05/21/97
Pasadena 14 180 1.50 41400 02/21/12
CA 2542974 1 75 18.00 305000 02/21/97
91107 106990000542974 02 42 2 187260
5.99
8549 Hedges Place 1 180 100000.00 0
Los Angeles 14 180 3.75 100000 02/12/12
CA 2542956 1 98 18.00 520000 02/12/97
90069 106990000542956 02 34 2 405000
12.
284 W Larcom ST 2 300 11080.00 05/04/97
Thousand Oaks 14 300 0.50 50000 02/04/22
CA 2542952 1 39 18.00 240000 02/04/97
91360 106990000542952 02 43 2 42953
5.99
1397 Capinero Drive 2 300 34900.00 08/14/97
Pasadena 14 300 2.50 34900 02/14/22
CA 2542948 1 90 18.00 233000 02/14/97
91105 106990000542948 01 42 2 174350
7.25
532 24th ST 3 180 15863.82 0
MANHATTAN 14 180 2.75 37500 02/14/12
CA 2542946 1 90 24.00 365000 02/14/97
90266 106990000542946 02 49 2 290930
11.
606 N Guadalupe Avenue #c 2 300 112600.00 08/13/97
Redondo Beach 04 300 1.00 112600 02/13/22
CA 2542928 1 80 18.00 380000 02/13/97
90277 106990000542928 02 44 2 191209
7.25
Milpitas 2 300 2.25 50000.00 05/07/97
2542870 14 300 18.00 50000 02/07/22
CA 106990000542870 02 1 90 2 295000 02/07/97
95035 41 214600
5.99
2949 Barkley AVE 2 299 25200.00 08/21/97
Santa Clara 14 299 2.75 25200 01/21/22
CA 2542814 1 85 18.00 264000 02/21/97
95051 106990000542814 02 36 2 198000
7.25
8 Tarrragon CT 2 299 24750.00 07/30/97
Sacramento 14 298 2.75 24750 12/30/21
CA 2542718 1 90 18.00 165000 01/30/97
95831 106990000542718 02 34 2 123750
7.25
940 Siskiyou DR 2 299 81000.00 05/03/97
Menlo Park 14 299 2.75 81000 01/03/22
CA 2542568 1 89 18.00 820000 02/03/97
94025 106990000542568 01 37 2 648000
5.99
782-784 Molino AVE 1 179 12750.00 05/07/97
Long Beach 15 179 2.75 12750 01/07/12
CA 2542543 1 90 18.00 128000 02/07/97
90804 106990000542543 01 40 2 102300
5.99
26296 Park View RD 2 300 47000.00 08/05/97
Santa Clarita 09 300 2.75 47000 02/05/22
CA 2542283 1 90 18.00 470000 02/05/97
91355 106990000542283 02 40 2 376000
7.25
19 Pebble Beach 2 300 50000.00 04/29/97
Trabuco Canyon 09 299 3.25 50000 01/29/22
CA 2541998 1 90 18.00 465000 01/29/97
92679 106990000541998 02 43 2 368000
5.99
1375 Old Riverside RD 1 180 55000.00 03/02/97
Roswell 14 178 2.75 55000 12/01/11
GA 2540909 1 90 18.00 293000 12/02/96
30076 113990000540909 01 37 2 207000
5.99
202 N Orange AVE 1 180 40000.00 0
Monterey Park 14 180 3.25 40000 02/03/12
CA 2542310 1 96 18.00 130000 02/03/97
91755 106990000542310 02 42 2 84100
11.5
28 Corsica 2 300 49450.00 05/26/97
Laguna Niguel 14 300 3.25 49450 02/26/22
CA 2542549 1 95 18.00 329667 02/26/97
92677 106990000542549 01 44 2 263700
5.99
600 Wee Donegal 2 299 80600.00 08/21/97
Layfayette 14 299 3.25 80600 01/21/22
CA 2542784 1 90 18.00 328000 02/21/97
94549 106990000542784 02 47 2 214600
7.25
Escondido 2 300 2.75 39600.00 05/03/97
2542820 09 300 18.00 39600 02/03/22
CA 106990000542820 02 1 90 2 264000 02/03/97
92026 40 198000
5.99
837 West "I" Street 1 180 27500.00 05/06/97
Ontario 14 180 3.25 27500 02/06/12
CA 2542867 1 95 18.00 130000 02/06/97
91762 106990000542867 02 42 2 96000
5.99
1080 Hickory Court 1 180 39900.00 05/18/97
Hollister 14 180 3.25 39900 02/18/12
CA 2542866 1 95 18.00 266131 02/18/97
95023 106990000542866 01 36 2 212900
5.99
1041 NE 27 TER 1 180 39000.00 04/07/97
Pompano Beach 14 179 2.75 39000 01/06/12
FL 2542161 1 90 18.00 262000 01/07/97
33062 112990000542161 01 41 2 195000
5.99
17351 SW 18th ST 2 300 23200.00 04/09/97
Miramar 09 299 2.25 23200 01/08/22
FL 2542159 1 90 18.00 155000 01/09/97
33029 112990000542159 01 38 2 116100
5.99
139 Vista Del Monte 2 300 61500.00 08/05/97
Los Gatos 14 300 2.75 61500 02/05/22
CA 2542921 1 90 18.00 615000 02/05/97
95032 106990000542921 01 35 2 492000
7.25
2143 Wimbledon Circle 2 300 38200.00 08/19/97
Thousand Oaks 04 300 0.50 38200 02/19/22
CA 2542919 1 77 18.00 215000 02/19/97
91361 106990000542919 02 18 2 127000
7.25
500 Crestline Drive 2 300 50000.00 05/06/97
Los Angeles 14 300 0.50 50000 02/06/22
CA 2542914 1 76 18.00 1695000 02/06/97
90049 106990000542914 01 43 2 1228850
5.99
1710 North Rose Street 2 300 13500.00 05/05/97
Burbank 14 300 2.25 26200 02/05/22
CA 2542907 1 90 18.00 233000 02/05/97
91505 106990000542907 02 34 2 183500
5.99
521 South Circulo Lazo 2 299 30000.00 05/07/97
Anaheim 14 299 2.75 30000 01/07/22
CA 2542899 1 90 18.00 205000 02/07/97
92807 106990000542899 02 45 2 153750
5.99
20239 East Walnut Canyon Road 2 299 34200.00
05/10/97
Walnut 14 299 2.75 34200 01/10/22
CA 2542896 1 90 18.00 342000 02/10/97
91789 106990000542896 02 45 2 273600
5.99
Huntington Beach 1 179 3.75 45000.00 0
2542885 14 179 18.00 45000 01/10/12
CA 106990000542885 02 1 98 2 237000 02/10/97
92647 38 187200
12.
1534 9th Street 2 299 89327.67 04/30/97
Manhattan Beach 14 298 1.50 90000 12/31/21
CA 2542877 1 78 18.00 510000 01/31/97
90266 106990000542877 02 47 2 302776
5.99
14942 Road 25 2 299 34844.13 05/11/97
Dolores 14 299 1.00 51800 01/11/22
CO 2542978 1 78 18.00 210000 02/11/97
81323 108990000542978 02 43 2 110858
5.99
7641 Frontier CIR 2 299 32000.00 05/14/97
Morrison 14 299 0.50 50000 01/14/22
CO 2542972 1 65 18.00 250000 02/14/97
80465 108990000542972 02 29 2 110253
5.99
1988 Dudley ST 2 299 5000.00 05/14/97
Lakewood 14 299 2.25 21000 01/14/22
CO 2542970 1 90 18.00 139000 02/14/97
80215 108990000542970 02 32 2 103000
5.99
3660 S Helena WAY 1 179 20000.00 05/14/97
Aurora 14 179 1.00 21000 01/14/12
CO 2542967 1 71 18.00 165000 02/14/97
80013 108990000542967 02 26 2 94588
5.99
1623 S E Knarr Court 1 180 28900.00 08/04/97
Troutdale 14 180 3.75 28900 02/04/12
OR 2542869 1 95 18.00 137000 02/04/97
97060 141990000542869 02 33 2 101250
7.25
7260 SW Lynwood CT 1 180 13500.00 0
Wilsonville 14 179 5.00 13500 01/24/12
OR 2541701 1 95 18.00 272000 01/24/97
97070 141990000541701 02 44 2 243500
13.25
221 EAGLEVIEW WAY 3 180 12000.00 08/17/97
CINCINNATI 14 180 0.75 20000 02/17/12
OH 2542959 1 78 21.00 175000 02/17/97
45215 139990000542959 02 21 2 115000
7.25
111 Cedar Ridge RD 2 299 17000.00 03/17/97
Randleman 14 297 3.75 23800 11/17/21
NC 2539517 1 95 18.00 99500 12/17/96
27317 137990000539517 02 32 2 70650
7.25
1553 E 27th ST 2 300 6979.00 05/13/97
Brooklyn 14 300 1.00 50000 02/13/22
NY 2542893 1 19 18.00 264000 02/13/97
11229 136990000542893 02 25 2 0
5.99
Oakland 1 180 1.00 50000.00 05/13/97
2542786 14 180 18.00 50000 02/13/12
NJ 134990000542786 02 1 61 2 155000 02/13/97
07436 32 43807
5.99
8201 W Washburn RD 1 179 50000.00 05/24/97
Las Vegas 14 179 1.00 50000 01/24/12
NV 2542872 1 63 18.00 220000 02/24/97
89129 132990000542872 02 24 2 86503
5.99
5405 Santa Barbara DR 2 300 26700.00 05/07/97
Saprks 09 300 2.75 26700 02/07/22
NV 2542852 1 87 18.00 180000 02/07/97
89436 132990000542852 02 43 2 128300
5.99
1820 Mullan TRL 2 300 25600.00 04/24/97
Missoula 09 299 2.75 25600 01/24/22
MT 2542023 1 90 18.00 144000 01/24/97
59802 130990000542023 02 45 2 104000
5.99
17101 LAKE STREET 3 180 20000.00 08/14/97
MINNETONKA 14 180 4.00 20000 02/14/12
MN 2542953 1 97 21.75 137000 02/14/97
55345 127990000542953 02 45 2 112000
7.25
38969 Mt. Kisco 3 180 22800.00 08/24/97
Sterling Heights 14 180 3.25 22800 02/24/12
MI 2542700 1 90 18.00 136500 02/24/97
48310 126990000542700 02 44 2 100000
7.25
611 Lakeview 3 180 43500.00 08/24/97
Birmingham 14 180 3.25 43500 02/24/12
MI 2542663 1 90 18.00 290000 02/24/97
48009 126990000542663 02 32 2 217500
7.25
39303 Owendale 3 180 45000.00 08/24/97
Sterling Heights 14 180 3.00 45000 02/24/12
MI 2542517 1 85 18.00 165000 02/24/97
48310 126990000542517 02 22 2 93774
7.25
38 Penny LN 2 300 2700.00 08/24/97
Stoneham 14 300 2.75 15700 02/24/22
MA 2542364 1 90 18.00 148000 02/24/97
02180 125990000542364 02 33 2 117500
7.25
2767 Conant CT 2 300 80500.00 05/07/97
Geneva 14 300 3.75 80500 02/07/22
IL 2542850 1 84 18.00 275000 02/07/97
60134 117990000542850 02 49 2 150083
5.99
2701 D N Greenview AVE 2 300 50000.00 08/24/97
Chicago 09 300 0.75 100000 02/24/22
IL 2542760 1 75 18.00 550000 02/24/97
60614 117990000542760 02 16 2 310000
7.25
Alpharetta 1 180 3.75 51000.00 05/04/97
2542370 09 180 18.00 51000 02/03/12
GA 113990000542370 01 1 94 2 345000 02/04/97
30202 34 271900
5.99
1166 Pine Brooke RD 2 300 7000.00 03/23/97
Auburn 14 298 2.75 7000 12/22/21
GA 2541689 1 87 18.00 94000 12/23/96
30203 113990000541689 02 30 2 74600
5.99
11349 Mariposa WAY 1 179 52060.44 0
Sandy 14 179 3.75 54900 01/24/12
UT 2542781 1 100 18.00 175000 02/24/97
84094 149990000542781 02 42 2 120097
12.
3000 Crestline DR 2 299 100000.00 08/24/97
Park City 14 299 0.75 188200 01/24/22
UT 2542876 1 80 18.00 475000 02/24/97
84060 149990000542876 02 26 2 191791
7.25
2273 Vista Del Mar 1 179 37500.00 05/21/97
San Mateo 04 179 2.00 37500 01/21/12
CA 2541898 1 90 18.00 300000 02/21/97
94404 106990000541898 02 30 2 232500
5.99
240 Sweetbrier Drive 1 180 12300.00 08/05/97
Talent 14 180 3.25 12300 02/05/12
OR 2542904 1 84 18.00 120000 02/05/97
97540 141990000542904 02 42 2 87788
7.25
6103 Canter Lane 1 180 21669.00 05/01/97
West Linn 09 180 3.75 50000 02/01/12
OR 2542873 1 95 18.00 260000 02/01/97
97068 141990000542873 02 41 2 195000
5.99
421 Saint Clair LN 1 180 15200.00 0
Huntsville 14 180 3.00 20700 02/13/12
AL 2542931 1 100 18.00 77000 02/13/97
35811 101990000542931 02 26 2 56154
11.25
7325 W Villa Chula 2 300 28000.00 05/03/97
Glendale 09 300 2.75 28000 02/03/22
AZ 2542316 1 87 18.00 188000 02/03/97
85310 104990000542316 01 42 2 133800
5.99
547 Downer Trail 1 179 25000.00 08/06/97
Prescott 14 179 2.00 52000 01/06/12
AZ 2542864 1 77 18.00 280000 02/06/97
86301 104990000542864 02 50 2 161477
7.25
957 Pomeroy AVE 1 180 57000.00 0
Santa Clara 14 178 4.25 57000 12/12/11
CA 2538799 1 100 18.00 285000 12/12/96
95051 106990000538799 02 49 2 228000
12.5
Lafayette 2 300 0.50 2524.99 01/19/96
9420599 14 284 18.00 10000 10/19/20
CA 106910000420599 02 1 70 2 275000 10/19/95
94549 38 180000
8.75
1665 Everett Avenue 2 299 49807.87 04/17/97
San Jose 14 295 2.75 50000 09/17/21
CA 2518270 1 87 18.00 441000 10/17/96
95125 106990000518270 02 42 2 330000
7.25
2216 Kenry WAY 2 300 9885.41 06/12/97
South San 14 298 1.00 10000 12/12/21
CA 2538282 1 80 18.00 350000 12/12/96
94080 106990000538282 02 41 2 268000
7.25
5514 South Harvey Heights 2 300 18850.11 11/27/96
Salt Lake 14 294 2.25 26500 08/27/21
UT 2513955 1 87 18.00 140000 08/27/96
84118 149990000513955 02 33 2 95000
10.5
8240 Flax Court 1 179 39448.61 11/30/95
Colorado Springs 14 163 3.25 39750 09/27/10
CO 9419350 1 95 18.00 121000 10/27/95
80920 208930000419350 02 42 2 75178
11.5
3495 New Jersey Avenue 1 179 35237.92 03/27/96
San Jose 14 162 3.75 36000 08/27/10
CA 9418089 1 95 18.00 240000 09/27/95
95124 106910000418089 01 42 2 192000
12.
12360 Ragweed Street 1 179 21720.22 10/07/95
San Diego 14 162 3.25 22000 08/07/10
CA 9417136 1 100 18.00 225000 09/07/95
92129 106910000417136 02 38 2 202500
11.5
314 Pasadena Avenue, Unit 6 1 180 22598.25 09/30/95
South Pasadena 04 163 3.75 22750 09/29/10
CA 9418403 1 95 18.00 177000 09/29/95
91030 106910000418403 02 40 2 145242
12.
5000 West Wyoming Place 1 179 12005.77 12/06/95
Denver 14 164 3.25 12200 10/06/10
CO 9421415 1 99 18.00 91000 11/06/95
80129 208910000421415 02 38 2 77000
11.5
4619 Mia CIR 1 179 30300.00 08/06/97
San Jose 14 179 3.25 30300 01/06/12
CA 2541376 1 95 18.00 202000 02/06/97
95136 106990000541376 02 37 2 161600
7.25
6465 S Crest Mount DR 2 299 116023.03 07/30/97
Salt Lake City 14 298 1.00 150000 12/30/21
UT 2541143 1 80 18.00 420000 01/30/97
84121 149990000541143 02 43 2 185000
7.25
MOYOCK 3 180 3.00 27166.99 06/20/97
2539094 14 178 16.00 30000 12/20/11
NC 137990000539094 02 1 99 2 110000 12/20/96
27958 25 78000
7.25
4821 N Wishon AVE 2 300 34896.79 06/05/97
Fresno 14 298 2.25 35250 12/05/21
CA 2537626 1 90 18.00 235000 12/05/96
93704 106990000537626 01 32 2 176250
7.25
641 1st AVE NW 3 180 17341.82 08/21/97
CARMEL 14 180 1.50 22000 02/21/12
IN 2542809 1 79 21.00 90000 02/21/97
46032 118990000542809 02 50 2 48300
7.25
270 N 4th W 3 180 24960.62 08/20/97
RIGBY 14 180 4.25 25000 02/20/12
ID 2542805 1 95 24.00 93500 02/20/97
83442 116990000542805 02 48 2 63785
7.25
1086 Burton 2 300 65400.00 04/20/97
Atlanta 14 299 2.75 65400 01/19/22
GA 2542121 1 90 18.00 311000 01/20/97
30329 113990000542121 01 32 2 214500
5.99
696 Gladstone RD 1 180 34800.00 04/30/97
Atlanta 14 179 2.25 34800 01/30/12
GA 2542109 1 90 18.00 232450 01/31/97
30318 113990000542109 01 34 2 174000
5.99
220 Brady WALK 1 180 33300.00 03/13/97
Lawrenceville 14 178 2.00 33300 12/12/11
GA 2539455 1 90 18.00 222000 12/13/96
30245 113990000539455 01 30 2 166500
5.99
1494 Van Dusen LN 2 299 18000.00 07/27/97
Campbell 14 298 0.50 18000 12/27/21
CA 2542542 1 79 18.00 296000 01/27/97
95008 106990000542542 02 41 2 214000
7.25
4014 Admirable Drive 2 300 100000.00 07/22/97
Rancho Palos 14 299 2.75 100000 01/22/22
CA 2541955 1 85 18.00 545000 01/22/97
90275 106990000541955 02 39 2 358000
7.25
9636 NE 30th PL 3 180 79900.00 08/18/97
Bellevue 14 180 2.25 79900 02/18/12
WA 2542804 1 90 25.00 800000 02/18/97
98004 153990000542804 01 14 2 639200
7.25
8224 Norhrop Place Southwest 3 180 3710.83 05/11/97
Seattle 14 180 2.25 45300 02/11/12
WA 2542816 1 90 25.00 235000 02/11/97
98136 153990000542816 02 40 2 166172
5.99
Raymond 2 300 2.25 5401.33 03/21/97
2538990 14 298 18.00 12750 12/20/21
NH 133990000538990 02 1 90 2 85000 12/20/96
03077 38 63750
5.99
3945 White Horse Street 1 179 15000.00 0
Las Vegas 14 178 3.00 15000 12/23/11
NV 2542821 1 100 18.00 88000 01/23/97
89115 132990000542821 02 22 2 73000
11.25
124 Saunders Road EXT 2 300 6000.00 05/27/97
Norwood 14 300 0.50 21000 02/27/22
MA 2542857 1 80 18.00 295000 02/27/97
02062 125990000542857 01 33 2 214000
5.99
70 Maple Ridge DR 2 300 34900.00 04/17/97
Burlington 14 299 0.50 34900 01/17/22
MA 2542179 1 80 18.00 311200 01/17/97
01803 125990000542179 01 40 2 214000
5.99
1834 Harewood LN 2 300 22600.00 05/13/97
Crofton 14 300 2.25 29800 02/13/22
MD 2542792 1 89 18.00 201500 02/13/97
21114 124990000542792 02 32 2 147997
5.99
5836 S High DR 2 299 45000.00 05/13/97
Evergreen 14 299 0.50 45000 01/13/22
CO 2542727 1 79 18.00 320000 02/13/97
80439 108990000542727 02 42 2 205338
5.99
629 W Kenosha DR 2 300 9180.00 04/30/97
Pueblo West 14 299 2.25 23000 01/31/22
CO 2542127 1 90 18.00 232000 01/31/97
81007 108990000542127 02 35 2 185600
5.99
525 Jackson Street #103 2 299 23000.00 04/22/97
Denver 04 298 0.50 23000 12/22/21
CO 2540985 1 80 18.00 90000 01/22/97
80206 108990000540985 02 25 2 48836
5.99
3520 LYRIC AVE 3 180 15000.00 08/13/97
WAYZATA 14 180 3.25 20000 02/13/12
MN 2542788 1 100 21.75 94000 02/13/97
55391 127990000542788 02 40 2 73081
7.25
10200 MOOER LN 3 180 15046.00 08/14/97
EDEN PRAIRIE 14 180 3.25 20000 02/14/12
MN 2542783 1 94 21.75 117000 02/14/97
55347 127990000542783 02 35 2 89477
7.25
4990 Lakeshore 2 300 35000.00 04/28/97
Fort Gratiot 14 299 1.50 35000 01/28/22
MI 2542205 1 75 18.00 825000 01/28/97
48059 126990000542205 02 48 2 577500
5.99
Foster City 2 299 2.25 34800.00 05/25/97
2542845 RFC01 299 18.00 34800 01/25/22
CA 106990000542845 01 1 90 2 348000 02/25/97
94404 32 278400
5.99
6644 Cloverly Avenue 2 299 25000.00 04/23/97
Temple City 14 298 2.75 25000 12/23/21
CA 2542824 1 86 18.00 175000 01/23/97
91007 106990000542824 02 50 2 124652
5.99
145 Marigold DR 2 300 33300.00 05/03/97
Hercules 14 300 2.75 33300 02/03/22
CA 2542823 1 90 18.00 222000 02/03/97
94547 106990000542823 02 35 2 166500
5.99
1166 Dusmir PL 2 299 12425.00 08/14/97
Livermore 14 299 0.50 19000 01/14/22
CA 2542779 1 78 18.00 300000 02/14/97
94550 106990000542779 02 33 2 214600
7.25
11661 Via Diana 1 179 31397.66 0
El Cajon 14 179 3.25 39600 01/20/12
CA 2542773 1 100 18.00 174000 02/20/97
92019 106990000542773 02 45 2 134332
11.5
925 27th Street 1 180 59100.00 08/07/97
Manhattan Beach 14 180 3.75 59100 02/07/12
CA 2542761 1 95 18.00 394000 02/07/97
90266 106990000542761 01 43 2 315200
7.25
1620 Crespo DR 1 179 46300.00 05/11/97
San Diego 14 179 2.75 46300 01/11/12
CA 2542715 1 87 18.00 481000 02/11/97
92037 106990000542715 01 41 2 370400
5.99
13785 NW 22nd PL 1 180 82200.00 05/11/97
Sunrise 09 180 3.75 82200 02/11/12
FL 2542752 1 94 18.00 204000 02/11/97
33323 112990000542752 02 44 2 108930
5.99
1700 E Las Olas BLVD 1 179 13000.00 05/03/97
Ft. Lauderdale RFC01 179 2.25 20000 01/03/12
FL 2542449 1 90 18.00 115000 02/03/97
33301 112990000542449 02 40 2 83162
5.99
7735 SW 118th ST 1 179 50000.00 07/20/97
Miami 14 178 1.00 50000 12/20/11
FL 2541280 1 65 18.00 174000 01/20/97
33156 112990000541280 02 42 2 61934
7.25
621 S W 71 Place 2 300 6000.00 07/09/97
Miami 14 299 2.75 23000 01/09/22
FL 2540200 1 90 18.00 210000 01/09/97
33144 112990000540200 02 31 2 166000
7.25
San Diego 1 180 3.75 43500.00 05/04/97
2542296 14 180 18.00 43500 02/04/12
CA 106990000542296 02 1 95 2 290000 02/04/97
92116 40 232000
5.99
849 S Easthills DR 1 180 35000.00 04/10/97
West Covina 14 179 1.50 200000 01/10/12
CA 2542637 1 75 18.00 380000 01/10/97
91791 106990000542637 02 49 2 81383
5.99
1046 Royal Oaks DR B 2 299 13800.00 08/12/97
Monrovia 09 299 2.75 13800 01/12/22
CA 2542725 1 90 18.00 138000 02/12/97
91016 106990000542725 01 45 2 110400
7.25
25064 Wintergreen CT 2 300 35200.00 05/01/97
Newhall 14 300 2.75 35200 02/01/22
CA 2542770 1 90 18.00 235000 02/01/97
91321 106990000542770 01 44 2 176250
5.99
2991 St. Andrews Road 2 299 80000.00 05/21/97
Fairfield 14 299 0.75 80000 01/21/22
CA 2542774 1 80 18.00 280000 02/21/97
94533 106990000542774 01 26 2 144000
5.99
39 Bayport CT 2 299 37200.00 05/21/97
San Carlos 14 299 2.00 37200 01/21/22
CA 2542787 1 90 18.00 372000 02/21/97
94070 106990000542787 02 23 2 297600
5.99
8809 Oakwilde LN 2 299 34000.00 05/10/97
Los Angeles 14 299 2.75 34000 01/10/22
CA 2542819 1 87 18.00 355000 02/10/97
90046 106990000542819 01 34 2 272000
5.99
19 S Callecita 3 180 20000.00 08/11/97
Laguna Beach 09 180 2.25 48000 02/11/12
CA 2542799 1 90 24.00 480000 02/11/97
92677 106990000542799 02 30 2 384000
7.25
199 S 180 W 2 300 23000.00 05/21/97
Orem 14 300 0.50 23000 02/21/22
UT 2542802 1 61 18.00 270000 02/21/97
84058 149990000542802 02 24 2 141334
5.99
2385 E 3400 N 1 180 50000.00 07/27/97
Layton 14 179 4.25 50000 01/27/12
UT 2542608 1 95 18.00 250000 01/27/97
84040 149990000542608 02 40 2 187500
7.25
351 Stucks Point DR 2 300 18421.10 04/30/97
Chapin 14 299 3.25 34400 01/31/22
SC 2542426 1 100 18.00 132000 01/31/97
29036 145990000542426 02 37 2 97542
5.99
Carnegie 2 300 2.75 9750.00 04/30/97
2541964 14 299 18.00 12000 01/31/22
PA 142990000541964 02 1 90 2 80000 01/31/97
15106 44 60000
5.99
101 Fox Hill DR 2 300 25000.00 03/30/97
Wrightstown 14 298 2.50 53900 12/30/21
PA 2539604 1 90 18.00 539365 12/30/96
18940 142990000539604 01 26 2 431450
5.99
183 Griffen AVE 2 299 27894.00 07/24/97
Scarsdale 14 298 3.25 150000 12/24/21
NY 2538491 1 53 18.00 472000 01/24/97
10583 136990000538491 02 47 2 99555
7.25
2724 North D Street 1 179 15567.97 11/30/95
San Bernardino 14 163 3.75 15800 09/20/10
CA 9419684 1 95 18.00 79000 10/20/95
92405 106930000419684 02 35 2 59250
12.
853 N 17th ST 2 300 2025.60 03/11/97
San Jose 14 298 1.50 73000 12/11/21
CA 2538199 1 70 18.00 320000 12/11/96
95112 106990000538199 02 50 2 150000
5.99
639 Rice ST 1 180 15165.24 02/19/97
Bellwood 14 177 2.50 15300 11/19/11
IL 2520808 1 90 18.00 102000 11/19/96
60104 117990000520808 01 43 2 76500
10.75
3990 Traveler RD 2 300 21364.00 05/22/97
Harrisonburg 14 297 2.00 21800 11/22/21
VA 2520263 1 90 18.00 218000 11/22/96
22801 151990000520263 02 30 2 174400
7.25
40324 Paseo Sereno 1 179 47264.28 10/31/95
Temecula 09 162 3.25 48500 08/29/10
CA 9418415 1 100 18.00 242000 09/29/95
92591 106910000418415 02 37 2 193476
11.5
3744 West Grovers Avenue 2 300 12700.00 04/22/97
Glendale 14 299 2.25 12700 01/22/22
AZ 2542315 1 88 18.00 80000 01/22/97
85308 104990000542315 02 50 2 57094
5.99
2134 Hillside DR 2 300 50000.00 05/06/97
San Leandro 14 300 2.75 50000 02/06/22
CA 2540730 1 88 18.00 305000 02/06/97
94577 106990000540730 02 40 2 216400
5.99
1345 Rhode Island Street 1 180 39450.00 04/14/97
San Francisco 14 179 2.25 39450 01/14/12
CA 2540805 1 90 18.00 263000 01/14/97
94107 106990000540805 01 44 2 197250
5.99
San Jose 2 300 3.25 30000.00 03/31/97
2540787 04 298 18.00 30000 12/31/21
CA 106990000540787 01 1 95 2 197900 12/31/96
95111 43 158000
5.99
11321 Tunnel Hill Way 3 180 25200.00 07/15/97
Gold River 09 179 2.25 25200 01/15/12
CA 2541052 1 90 24.00 253000 01/15/97
95670 106990000541052 01 27 2 202160
7.25
10430 Vernon LN 1 180 29000.00 03/31/97
Tustin 09 178 2.25 29000 12/31/11
CA 2541351 1 90 18.00 290270 12/31/96
92782 106990000541351 01 39 2 232200
5.99
1020 Fifth Street 1 180 46800.00 05/03/97
Novato 04 180 3.75 46800 02/03/12
CA 2541846 1 95 18.00 234000 02/03/97
94947 106990000541846 02 48 2 175500
5.99
2416 Greenwood Heights DR 3 179 13500.00 07/17/97
Kneeland 14 178 0.50 50000 12/17/11
CA 2541911 1 59 24.00 205500 01/17/97
95549 106990000541911 02 30 2 70000
7.25
10343 SW 115th ST 2 300 15000.00 08/05/97
Miami 14 300 4.25 25000 02/05/22
FL 2542806 1 85 18.00 185000 02/05/97
33176 112990000542806 02 42 2 132000
7.25
521 E Lincoln AVE 1 179 16500.00 0
Melbourne 14 179 3.00 16500 01/22/12
FL 2542771 1 99 18.00 56000 02/22/97
32901 112990000542771 02 26 2 38419
11.25
1910 Aspen Lane 1 179 73500.39 12/31/95
El Cajon 14 164 4.00 73700 10/22/10
CA 9421833 1 100 18.00 260000 11/22/95
92019 206930000421833 02 36 2 186300
12.25
2937 Calle Lacota 1 180 5532.26 06/05/97
Thousand Oaks 14 178 3.75 20000 12/05/11
CA 2539129 1 90 18.00 195000 12/05/96
91360 106990000539129 02 40 2 155050
7.25
2960 North Arroyo Drive 1 179 41865.92 05/01/97
San Diego 14 176 2.75 94000 10/01/11
CA 2518471 1 90 18.00 460000 11/01/96
92103 106990000518471 02 20 2 320000
7.25
1294 Deniston ST 2 299 41899.47 0
Pittsburgh 14 296 0.25 50000 10/12/21
PA 2518378 1 79 18.00 230000 11/12/96
15217 142910000518378 02 20 2 130305
8.5
Huntington Beach 2 299 1.00 24115.13 02/01/96
9420053 RFC01 284 18.00 24750 10/01/20
CA 106930000420053 02 1 95 2 165000 11/01/95
92646 45 132000
9.25
113 Alamatos Drive 2 299 2716.46 11/05/95
Danville 14 278 1.00 50000 04/05/20
CA 9410890 1 68 18.00 240000 05/05/95
94526 106910000410890 02 40 2 112600
9.25
7162 West Rue De Lamour 1 179 59876.87 01/04/96
Peoria 14 165 3.75 60000 11/04/10
AZ 9423815 1 95 18.00 190000 12/04/95
85381 104930000423815 02 45 2 120000
12.
344 West 200 South 1 180 21100.00 07/31/95
St. George 14 161 3.75 21100 07/03/10
UT 9415095 1 100 18.00 97000 07/03/95
84770 149930000415095 02 42 2 75811
12.
816 Milan Avenue 2 299 18321.07 04/25/95
South Pasadena 14 271 2.25 140000 09/25/19
CA 9403595 1 90 18.00 660000 10/25/94
91030 106920000403595 02 25 2 450000
10.5
6732 Faust Avenue 1 179 34900.00 11/30/95
West Hills Area 14 163 3.75 35000 09/12/10
CA 9418778 1 100 18.00 289000 10/12/95
91307 106910000418778 02 49 2 253039
12.
521 South Harvard Street 1 180 16887.50 01/23/96
Hemet 14 164 3.25 18000 10/23/10
CA 9420650 1 92 18.00 99000 10/23/95
92543 106930000420650 02 42 2 72211
11.5
5840 Bellflower Drive 2 300 34209.48 03/20/97
Newark 14 298 2.25 34500 12/20/21
CA 2539352 1 90 18.00 230000 12/20/96
94560 106990000539352 02 43 2 172500
5.99
4406 Cortez DR 2 300 23392.26 03/23/97
Fairfax 14 298 2.75 23500 12/23/21
VA 2539434 1 90 18.00 182000 12/23/96
22030 151990000539434 02 33 2 140000
5.99
1470 Old Antlers Way 1 179 75878.06 12/07/95
Monument 14 164 4.25 82000 10/07/10
CO 9421506 1 100 18.00 270000 11/07/95
80132 208930000421506 02 50 2 187841
12.5
2185 Palomino DR 1 180 22869.11 05/20/97
Warrington 14 180 3.75 28500 02/20/12
PA 2542613 1 92 18.00 176500 02/20/97
18976 142990000542613 02 35 2 133500
5.99
Ashland 1 180 3.75 32096.22 0
2542685 14 180 18.00 73000 02/06/12
OR 141990000542685 02 1 100 2 273000 02/06/97
97520 37 199988
12.
4280 SW 107th AVE 2 299 14000.00 05/13/97
Beaverton 14 299 2.00 14000 01/13/22
OR 2542627 1 89 18.00 140000 02/13/97
97005 141990000542627 02 30 2 110000
5.99
15920 Southwest Shearwater 1 180 70000.00 0
Beaverton 14 179 4.25 70000 01/02/12
OR 2540668 1 99 18.00 227000 01/02/97
97007 141990000540668 02 47 2 153359
12.5
9347 55th AVE S 1 180 15450.00 08/07/97
Seattle 14 180 3.75 15450 02/07/12
WA 2542645 1 95 18.00 91000 02/07/97
98118 153990000542645 02 34 2 71000
7.25
12116 SE 233rd DR 1 179 26900.00 0
Kent 14 179 3.25 26900 01/21/12
WA 2542634 1 100 18.00 120000 02/21/97
98031 153990000542634 02 38 2 92983
11.5
14017 Northeast 53rd Street 1 180 17500.00 0
Vancouver 14 179 3.75 17500 01/22/12
WA 2540943 1 95 18.00 163000 01/22/97
98682 153990000540943 02 38 2 137280
12.
1812 Pollard TER 2 300 15400.00 08/11/97
Vienna RFC01 300 2.75 31500 02/11/22
VA 2542650 1 90 18.00 315000 02/11/97
22182 151990000542650 02 41 2 252000
7.25
4125 HIGHFIELD RD 3 180 19721.68 08/14/97
ROYAL OAK 14 180 0.75 42000 02/14/12
MI 2542696 1 80 18.00 152000 02/14/97
48073 126990000542696 02 27 2 78913
7.25
759 TIMBERLINE DR 3 180 42200.00 08/14/97
ROCHESTER 09 180 0.75 42200 02/14/12
MI 2542667 1 80 18.00 259500 02/14/97
48309 126990000542667 02 26 2 165342
7.25
2761 ERIN DR 3 180 43218.01 08/06/97
METAMORA 14 180 2.00 49700 02/06/12
MI 2541697 1 90 18.00 164500 02/06/97
48455 126990000541697 02 30 2 98325
7.25
704 Graymont Circle 1 180 38200.00 05/13/97
Concord 14 180 3.25 38200 02/13/12
CA 2542616 1 95 18.00 255000 02/13/97
94518 106990000542616 02 33 2 204000
5.99
Thousand Oaks 1 179 3.25 41700.00 08/07/97
2542601 14 179 18.00 41700 01/07/12
CA 106990000542601 02 1 95 2 278000 02/07/97
91360 39 222400
7.25
3900 Bluff ST 2 299 59900.00 08/10/97
Torrence 14 299 3.25 59900 01/10/22
CA 2542597 1 90 18.00 305000 02/10/97
90505 106990000542597 01 50 2 214600
7.25
5259 Coldwater Canyon AVE B 2 300 27000.00 05/05/97
Los Angeles 04 300 2.25 27000 02/05/22
CA 2542590 1 90 18.00 180000 02/05/97
91401 106990000542590 02 42 2 135000
5.99
1335 Jennings Park WAY 2 300 28000.00 05/07/97
Santa Rosa 14 300 2.25 28000 02/07/22
CA 2542589 1 90 18.00 185000 02/07/97
95401 106990000542589 02 37 2 138500
5.99
310 Oak AVE 1 180 5000.00 0
Redwood City 14 180 3.25 35000 02/08/12
CA 2542583 1 98 18.00 210000 02/08/97
94061 106990000542583 02 43 2 169000
11.5
1440 Queens RD 1 180 25000.00 07/16/97
Los Angeles 14 179 5.25 25000 01/16/12
CA 2541440 1 85 18.00 468970 01/16/97
90069 106990000541440 02 44 2 369445
7.25
2000 Morningside Mountain 3 180 12534.00 03/23/97
Glen Ellen 14 178 1.00 50000 12/23/11
CA 2539334 1 65 24.00 840000 12/23/96
95442 106990000539334 02 34 2 491717
5.99
304 Northeast 6th Street 1 180 20250.00 0
Oakland 14 179 3.75 20250 01/14/12
CA 2540946 1 100 18.00 81000 01/14/97
97462 106990000540946 02 46 2 60750
12.
498 CRAIGSTON DR 3 180 44000.00 08/14/97
MANSFIELD 14 180 3.00 44000 02/14/12
OH 2542644 1 100 21.00 96000 02/14/97
44903 139990000542644 02 30 2 51265
7.25
982 TEMPLERIDGE RD 3 180 23000.00 08/13/97
WAKE FOREST 14 180 2.75 23000 02/13/12
NC 2542687 1 87 16.00 126500 02/13/97
27587 137990000542687 02 46 2 87000
7.25
47 Emerson ST 2 300 10000.00 05/21/97
Cresskill 14 300 2.75 62998 02/21/22
NJ 2542681 1 90 18.00 262000 02/21/97
07626 134990000542681 02 39 2 172802
5.99
Westfield 2 300 3.25 61200.00 07/31/97
2542511 14 299 18.00 61200 01/31/22
NJ 134990000542511 01 1 90 2 615000 01/31/97
07090 34 490000
7.25
655 Blue Spruce Road 3 180 10000.00 0
Reno 09 180 3.50 100000 02/10/12
NV 2542403 1 99 24.00 390000 02/10/97
89511 132990000542403 02 29 2 285183
11.75
897 105th AVE NW 3 180 9500.00 08/13/97
COON RAPIDS 14 180 0.50 10000 02/13/12
MN 2542686 1 75 21.75 70000 02/13/97
55433 127990000542686 02 32 2 42138
7.25
700 N 62th AVE 3 180 92000.00 08/10/97
MOORHEAD 14 180 3.75 92000 02/10/12
MN 2542657 1 100 21.75 460000 02/10/97
56560 127990000542657 02 39 2 368000
7.25
5 PARKSIDE LN 3 180 70000.00 08/12/97
SANDY 09 180 1.00 70000 02/12/12
UT 2542623 1 70 24.00 330000 02/12/97
84092 149990000542623 02 35 2 160922
7.25
19 N 660 W 1 179 31000.00 0
ST. George 14 179 3.25 31000 01/19/12
UT 2542612 1 98 18.00 218800 02/19/97
84770 149990000542612 02 41 2 182629
11.5
4283 South Mignon Drive 1 180 45250.00 07/27/97
West Valley City 14 179 1.00 45250 01/27/12
UT 2542018 1 75 18.00 159000 01/27/97
84120 149990000542018 02 40 2 72463
7.25
998 E 900 N 3 179 11197.00 06/23/97
Ogden 14 177 2.25 13800 11/01/11
UT 2540376 1 90 24.00 92000 12/23/96
84404 149990000540376 02 29 2 69000
7.25
7124 WELD COUNTY ROAD 17 3 180 34742.28 08/10/97
FT. LUPTON 14 180 1.00 36000 02/10/12
CO 2541990 1 78 18.00 295000 02/10/97
80621 108990000541990 02 37 2 193399
7.25
6918 S Ocelot TRL 1 179 38000.00 04/28/97
Evergreen 14 178 1.00 50000 12/30/11
CO 2541869 1 61 18.00 430000 01/30/97
80439 108990000541869 02 27 2 208353
5.99
10906 Harlan Street 2 300 43300.00 04/08/97
Westminster 14 299 3.75 43300 01/08/22
CO 2540793 1 95 18.00 132000 01/08/97
80020 108990000540793 02 37 2 82080
5.99
Laguna Beach 3 180 1.50 17500.00 08/12/97
2542721 14 180 24.00 100000 02/12/12
CA 106990000542721 02 1 60 2 650000 02/12/97
92677 38 290000
7.25
9902 Rue Biarritz 1 180 100000.00 08/05/97
San Diego 09 180 3.75 100000 02/05/12
CA 2542714 1 95 18.00 500000 02/05/97
92131 106990000542714 02 32 2 372000
7.25
1000 E Windsor RD 7 1 180 16850.00 07/29/97
Glendale 14 179 4.25 16850 01/29/12
CA 2542706 1 95 18.00 112500 01/29/97
91205 106990000542706 01 50 2 90000
7.25
10724 Aqua Vista Street 2 300 21000.00 05/12/97
North Hollywood 14 300 2.25 21000 02/12/22
CA 2542704 1 82 18.00 186000 02/12/97
91602 106990000542704 02 42 2 131250
5.99
1191 Calle Del Arroyo 1 180 34600.00 08/12/97
Sonoma 14 180 2.25 34600 02/12/12
CA 2542694 1 90 18.00 240000 02/12/97
95476 106990000542694 02 38 2 180000
7.25
15514 Woodcrest DR 2 300 50000.00 05/14/97
(Sherman Oaks) 14 300 3.25 50000 02/14/22
CA 2542753 1 89 18.00 335000 02/14/97
91403 106990000542753 02 36 2 246337
5.99
8531 Lupine Court 2 300 150000.00 08/06/97
Pleasanton 14 300 1.00 150000 02/06/22
CA 2542745 1 77 18.00 1200000 02/06/97
94588 106990000542745 02 41 2 767000
7.25
952 Redbud RD 1 179 33000.00 05/11/97
Chula Vista 14 179 2.75 33000 01/11/12
CA 2542683 1 90 18.00 220000 02/11/97
91910 106990000542683 02 45 2 165000
5.99
34872 CALLE DEL SOL 3 180 40000.00 08/18/97
DANA POINT 14 180 2.25 40000 02/18/12
CA 2542682 1 90 24.00 400000 02/18/97
92624 106990000542682 02 44 2 320000
7.25
37841 Santoro WAY 1 180 17200.00 04/21/97
Palmdale 14 179 3.75 17200 01/21/12
CA 2542676 1 95 18.00 115000 01/21/97
93550 106990000542676 01 47 2 92000
5.99
3744 Mountain View Drive 2 300 60000.00 07/24/97
Loomis 14 299 3.25 60000 01/24/22
CA 2542665 1 90 18.00 340000 01/24/97
95650 106990000542665 02 43 2 245000
7.25
Monarch Beach 2 300 2.25 38400.00 05/10/97
2542656 09 300 18.00 38400 02/10/22
CA 106990000542656 01 1 90 2 256000 02/10/97
92629 42 192000
5.99
2104 Anne ST 2 300 21000.00 05/06/97
Stockton 14 300 3.25 21000 02/06/22
CA 2542651 1 90 18.00 82000 02/06/97
95206 106990000542651 02 48 2 52500
5.99
1826 Evon LN 1 179 32000.00 05/12/97
Santa Ana 14 179 3.25 32000 01/12/12
CA 2542648 1 95 18.00 160000 02/12/97
92706 106990000542648 02 43 2 120000
5.99
12167 Leven LN 1 180 91000.00 08/04/97
Los Angeles 14 180 3.75 91000 02/04/12
CA 2542617 1 95 18.00 607000 02/04/97
90049 106990000542617 02 32 2 485600
7.25
24802 Winterwood DR 2 299 33000.00 05/03/97
Lake Forest 09 299 2.25 33000 01/03/22
CA 2541807 1 89 18.00 335000 02/03/97
92630 106990000541807 01 37 2 263900
5.99
36597 Marciel DR 2 299 33000.00 08/05/97
Madera 14 299 2.75 33000 01/05/22
CA 2542635 1 90 18.00 220000 02/05/97
93638 106990000542635 02 43 2 165000
7.25
1751 Creekstone Circle 2 299 12000.00 05/10/97
San Jose RFC01 299 2.25 12000 01/10/22
CA 2542633 1 86 18.00 210000 02/10/97
95133 106990000542633 01 38 2 168000
5.99
4205 Shook RD 2 299 81600.00 05/20/97
Sebastopol 14 299 2.75 81600 01/20/22
CA 2542631 1 90 18.00 345000 02/20/97
95472 106990000542631 02 43 2 228899
5.99
2998 Ridgegate DR 2 300 36500.00 08/05/97
San Jose 14 300 2.25 36500 02/04/22
CA 2542628 1 90 18.00 365000 02/04/97
95133 106990000542628 01 39 2 292000
7.25
3838 North Cheryl Avenue 2 299 28000.00 05/05/97
Fresno 14 299 2.25 28000 01/05/22
CA 2542626 1 90 18.00 80000 02/05/97
93705 106990000542626 02 33 2 43233
5.99
3413 Mulldae AVE 2 300 42000.00 08/11/97
Los Angeles 14 300 2.75 42000 02/11/22
CA 2542622 1 90 18.00 422000 02/11/97
90732 106990000542622 02 39 2 337600
7.25
San Jose 1 180 3.25 49500.00 08/07/97
2542619 14 180 18.00 49500 02/07/12
CA 106990000542619 01 1 94 2 335000 02/07/97
95129 45 264000
7.25
14 Rockwood RD 2 300 42854.00 05/07/97
Medway 14 300 2.75 45000 02/07/22
ME 2542655 1 89 18.00 300000 02/07/97
02053 123990000542655 02 37 2 220000
5.99
6915 N LARAMIE 3 180 5000.00 08/17/97
SKOKIE 14 180 1.00 20000 02/17/12
IL 2542642 1 62 24.00 205000 02/17/97
60077 117990000542642 02 41 2 105510
7.25
956 Troon TRL 2 300 37600.00 07/17/97
Frankfort 14 299 2.25 37600 01/17/22
IL 2542555 1 90 18.00 251000 01/17/97
60423 117990000542555 02 37 2 188250
7.25
3578 Halfmoon Court 3 180 20000.00 08/10/97
Kennesaw 09 180 2.25 22500 02/10/12
GA 2542708 1 90 24.00 150000 02/10/97
30152 113990000542708 02 32 2 112500
7.25
1355 Seale DR 1 180 20000.00 04/10/97
Alpharetta 09 179 2.00 36950 01/09/12
GA 2542163 1 90 18.00 370000 01/10/97
30202 113990000542163 01 32 2 295750
5.99
1250 Chelsey LN 1 180 37500.00 03/16/97
Alpharetta 09 178 3.25 37500 12/15/11
GA 2539415 1 90 18.00 250000 12/16/96
30201 113990000539415 02 37 2 187500
5.99
1010 SW 66 AVE 3 180 6473.16 05/03/97
Pembroke Pines 14 180 1.00 35000 02/03/12
FL 2541985 1 66 18.00 114000 02/03/97
33023 112990000541985 02 40 2 40000
5.99
10532 Alico Pass 3 180 30000.00 04/07/97
New Port Ricjie 14 179 1.00 30000 01/06/12
FL 2541210 1 64 18.00 258000 01/06/97
34655 112990000541210 02 41 2 135000
5.99
61 MIST HILL DR 3 180 29019.43 0
BROOKFIELD 14 180 2.25 46700 02/11/12
CT 2542729 1 90 18.00 160000 02/11/97
06804 109990000542729 02 31 2 97207
10.5
970 E 11th AVE 2 299 5000.00 05/06/97
Broomfield 14 299 0.50 14000 01/06/22
CO 2542703 1 80 18.00 230000 02/06/97
80020 108990000542703 02 30 2 170000
5.99
Colorado Springs 2 300 2.25 25000.00 08/21/97
2542699 14 300 18.00 25000 02/21/22
CO 108990000542699 02 1 90 2 200000 02/21/97
80918 35 155000
7.25
240 Sandburg Drive 1 179 38345.93 12/31/95
Sacramento 14 164 3.75 56000 10/21/10
CA 9421583 1 100 18.00 280000 11/21/95
95819 106930000421583 02 38 2 223000
12.
5920 Avenida Antigua 1 179 34828.27 11/30/95
Yorba Linda 14 163 3.75 35000 09/28/10
CA 9421273 1 100 18.00 270000 10/28/95
92687 106930000421273 02 48 2 234118
12.
16619 Brahms PL 1 180 85000.00 0
Cerritos 09 178 3.75 85000 12/30/11
CA 2518396 1 100 18.00 0 12/30/96
90703 106990000518396 02 44 2 329000
12.
43426 Walnut LN 2 300 20000.00 04/22/97
Davis 14 299 2.00 20000 01/22/22
CA 2541067 1 86 18.00 342000 01/22/97
95616 106990000541067 02 18 2 273600
5.99
26545 Turnstone Court 2 300 39300.00 07/02/97
Valencia 09 299 3.75 39300 01/02/22
CA 2541228 1 95 18.00 262000 01/02/97
91355 106990000541228 01 39 2 209600
7.25
1871 E Summerfield CT 1 180 24500.00 05/07/97
Oakley 14 180 3.75 24500 02/07/12
CA 2542582 1 95 18.00 164000 02/07/97
94561 106990000542582 01 38 2 131150
5.99
102 Egloff CT 1 180 50000.00 04/24/97
Folsom 14 179 3.25 50000 01/24/12
CA 2542469 1 91 18.00 390000 01/24/97
95630 106990000542469 02 32 2 303994
5.99
425 Briarwood Drive 3 179 18037.98 08/07/97
South San 14 179 2.25 35000 01/07/12
CA 2542169 1 88 24.00 285000 02/07/97
94080 106990000542169 02 44 2 214600
7.25
6747 Altamor DR 2 300 35000.00 04/23/97
Los Angeles 14 299 0.25 35000 01/23/22
CA 2542045 1 50 18.00 623000 01/23/97
90045 106990000542045 02 30 2 275000
5.99
7550 Tar Water Road 2 300 37500.00 05/05/97
Santa Rosa 14 300 3.25 37500 02/05/22
CA 2542042 1 90 18.00 250000 02/05/97
95404 106990000542042 02 50 2 187500
5.99
Camarillo 2 299 3.25 32500.00 07/27/97
2542006 14 298 18.00 32500 12/27/21
CA 106990000542006 02 1 90 2 325000 01/27/97
93030 50 260000
7.25
3554 Springhill RD 1 180 53000.00 04/07/97
Lafayette 14 179 2.75 53000 01/07/12
CA 2541822 1 90 18.00 530000 01/07/97
94549 106990000541822 02 43 2 424000
5.99
629 Diamond Drive 1 179 60530.04 12/31/95
Chula Vista 14 164 3.75 82000 10/07/10
CA 9420207 1 100 18.00 243000 11/07/95
92118 206930000420207 02 30 2 161000
12.
4111 E Burnside ST 1 179 48533.33 06/18/97
Portland 14 177 1.00 50000 11/18/11
OR 2537931 1 71 18.00 201000 12/18/96
97214 141990000537931 02 41 2 91909
7.25
11102 Westwood Blvd 2 299 18144.65 10/06/95
Culver City 14 280 2.75 24000 06/06/20
CA 9414832 1 90 18.00 240000 07/06/95
90230 106920000414832 02 37 2 192000
11.
1058 South Garfield Avenue 1 179 0.00 10/08/95
Monterey Park RFC01 162 3.25 50000 08/08/10
CA 9415628 1 100 18.00 138000 09/08/95
91754 106910000415628 02 40 2 87000
11.5
36164 Corsica Place 1 179 21051.70 03/21/96
Fremont 14 162 3.25 21500 08/21/10
CA 9418028 1 95 18.00 230000 09/21/95
94536 106910000418028 02 39 2 195000
11.5
142 Avocado Court 1 179 37104.36 10/31/95
San Ramon 14 162 3.25 37200 08/12/10
CA 9417899 1 94 18.00 253000 09/12/95
94583 106910000417899 02 39 2 198400
11.5
446 Heather Court 1 181 25000.00 08/31/95
Benicia 09 162 3.75 25000 08/01/10
CA 9416205 1 100 18.00 180000 07/27/95
94510 106910000416205 02 32 2 153371
12.
14 Country Lakes Drive 2 300 49362.45 12/30/96
Evesham Twp 14 295 2.75 49500 09/30/21
NJ 2515886 1 90 18.00 285000 09/30/96
08053 134990000515886 01 46 2 207000
11.
20 Ahina Place 2 300 24803.50 02/13/97
Makawao 14 297 2.25 25000 11/13/21
HI 2520845 1 86 18.00 205000 11/13/96
96768 115990000520845 02 30 2 149497
10.5
Kahului 2 300 2.25 40000.00 04/29/97
2541774 15 299 18.00 40000 01/29/22
HI 115990000541774 02 1 90 2 270000 01/29/97
96732 38 202500
5.99
220 Long BR 2 300 75000.00 04/24/97
Prescott 09 299 2.75 100000 01/24/22
AZ 2541728 1 89 18.00 590000 01/24/97
86303 104990000541728 02 35 2 425000
5.99
29012 Hardiman RD 3 180 36000.00 0
Madison 14 180 3.25 36000 02/05/12
AL 2542545 1 100 24.00 145000 02/05/97
35758 101990000542545 02 32 2 109000
11.5
8111 East Crickett Lane 2 299 25000.00 03/19/97
Port Orchard 14 297 2.75 25000 11/19/21
WA 2538596 1 88 18.00 158000 12/19/96
98366 153990000538596 02 42 2 113000
5.99
19245 S West Elamon ST 2 299 31500.00 05/20/97
Aloha 14 299 1.00 35000 01/20/22
OR 2542480 1 70 18.00 140000 02/20/97
97007 141990000542480 02 36 2 62462
5.99
1009 NE 75th AVE 2 299 17150.00 08/21/97
Portland 14 299 2.25 18500 01/21/22
OR 2542606 1 90 18.00 95000 02/21/97
97213 141990000542606 02 40 2 66920
7.25
1 Colonial DR 2 300 18900.00 04/30/97
North Providence 14 299 3.25 18900 01/31/22
RI 2542105 1 88 18.00 130000 01/31/97
02911 144990000542105 01 45 2 94500
5.99
2277 Strahle ST 1 181 18400.00 04/30/97
Philadelphia 15 180 4.25 18400 02/01/12
PA 2542214 1 95 18.00 111000 01/31/97
19152 142990000542214 02 43 2 87022
5.99
28789 S W Peters Mountain 1 179 59500.00 0
West Linn 14 179 3.75 59500 01/03/12
OR 2542058 1 98 18.00 340000 02/03/97
97068 141990000542058 02 35 2 271000
12.
911 E Ponce De Leon BLVD 601 1 179 70000.00 07/27/97
Coral Gables 04 178 1.50 70000 12/27/11
FL 2538955 1 70 18.00 100000 01/27/97
33134 112990000538955 02 38 2 0
7.25
3310 Ottowa LN 3 180 40500.00 07/01/97
Cooper City 14 178 2.00 40500 12/30/11
FL 2540032 1 90 18.00 270000 12/30/96
33026 112990000540032 01 23 2 202500
7.25
Belleair Bluff 3 180 1.50 2500.00 07/31/97
2542199 14 179 18.00 87500 01/31/12
FL 112990000542199 02 1 70 2 125000 01/31/97
34640 22 0
7.25
470 Little Powderbag RD 2 300 20000.00 06/20/97
Hartwell 14 298 0.50 41000 12/20/21
GA 2539330 1 80 18.00 227000 12/20/96
30643 113990000539330 02 27 2 140000
7.25
622 Vanderbilt Drive 2 300 25000.00 07/24/97
New Lenox 14 299 1.00 25000 01/24/22
IL 2541415 1 80 18.00 222000 01/24/97
60451 117990000541415 02 39 2 150553
7.25
Lot 158 Greystone LN 2 300 47000.00 11/06/96
Sudbury 14 291 1.00 47000 05/31/21
MA 2538708 1 80 18.00 940000 05/31/96
01776 125990000538708 01 34 2 704900
9.25
2 Riggs Point RD 2 300 3000.00 08/20/97
Gloucester 14 300 1.00 80000 02/20/22
MA 2542359 1 80 18.00 250000 02/20/97
01930 125990000542359 02 33 2 117747
7.25
88 Willard Grant RD 2 300 45000.00 10/09/96
Sudbury 14 290 2.25 45000 04/09/21
MA 2538730 1 88 18.00 287000 04/09/96
01776 125990000538730 01 38 2 207000
10.5
1552 42nd ST 3a 2 300 100000.00 04/27/97
Brooklyn 04 299 3.50 100000 01/27/22
NY 2538701 1 79 18.00 300000 01/27/97
11219 136990000538701 02 25 2 136534
5.99
170 Cedar ST 2 300 42500.00 07/31/97
East Hampton 14 299 4.25 42500 01/31/22
NY 2537410 1 92 18.00 250000 01/31/97
11937 136990000537410 02 32 2 187500
7.25
1110 Warson Woods DR 1 180 30000.00 08/10/97
Warson Woods 14 180 3.25 30000 02/10/12
MO 2542514 1 95 18.00 315000 02/10/97
63122 129990000542514 02 44 2 267750
7.25
323 Flannery LN 3 180 35000.00 08/05/97
Silver Spring 09 180 2.25 35000 02/05/12
MD 2541855 1 90 24.00 385000 02/05/97
20904 124990000541855 02 35 2 308000
7.25
19040 Loomis 2 300 20700.00 07/17/97
Hommewood 14 299 2.25 20700 01/17/22
IL 2541987 1 90 18.00 138000 01/17/97
60430 117990000541987 02 43 2 103500
7.25
Cumming 2 300 2.75 86700.00 03/18/97
2538874 09 298 18.00 86700 12/17/21
GA 113990000538874 01 1 87 2 309000 12/18/96
30131 40 180000
5.99
8340 SW 147th CT 2 300 18150.00 05/05/97
Miami 14 300 2.75 18150 02/05/22
FL 2542202 1 86 18.00 128000 02/05/97
33193 112990000542202 01 37 2 90750
5.99
16330 123rd TER N 1 179 30000.00 0
Jupiter 14 178 3.25 30000 12/15/11
FL 2541557 1 98 18.00 150000 01/15/97
33478 112990000541557 02 45 2 115532
11.5
6811 N Howard 2 300 16000.00 04/17/97
Spokane 14 299 2.75 16000 01/17/22
WA 2541825 1 89 18.00 118000 01/17/97
99208 153990000541825 02 38 2 88500
5.99
8008 146th Avenue Northeast 1 180 12000.00
0
Redmond 04 179 3.25 12000 01/17/12
WA 2541137 1 98 18.00 127000 01/17/97
98052 153990000541137 02 33 2 111417
11.5
9720 50th Place West 1 180 16500.00 04/21/97
Mukilteo 14 179 2.25 16500 01/21/12
WA 2541136 1 90 18.00 165000 01/21/97
98275 153990000541136 02 43 2 132000
5.99
4122 Bruning CT 2 300 31500.00 04/28/97
Fairfax 14 299 2.25 31500 01/28/22
VA 2542538 1 89 18.00 180000 01/28/97
22032 151990000542538 02 42 2 127500
5.99
1232 Vintage PL 1 180 36500.00 0
Reston RFC01 179 3.25 36500 01/20/12
VA 2542535 1 100 18.00 178000 01/20/97
22094 151990000542535 02 45 2 141067
11.5
449 E 12000 S 3 180 50000.00 08/03/97
Draper 14 180 1.00 50000 02/03/12
UT 2542530 1 69 24.00 305000 02/03/97
84020 149990000542530 02 39 2 160000
7.25
1763 North Cherapple Drive 2 300 93000.00 07/23/97
Orem 14 299 2.50 93000 01/23/22
UT 2541420 1 90 18.00 465000 01/23/97
84057 149990000541420 02 16 2 325500
7.25
102 West Sunset Drive 2 300 16500.00 07/10/97
Cedar City 14 299 3.25 16500 01/10/22
UT 2540204 1 90 18.00 110000 01/10/97
84720 149990000540204 02 39 2 82500
7.25
Boulder 2 300 2.00 27000.00 07/23/97
2541603 14 299 18.00 40000 01/23/22
CO 108990000541603 02 1 86 2 385000 01/23/97
80304 30 288750
7.25
26 Portsmouth Court 2 300 26000.00 05/14/97
San Ramon 09 300 2.75 26000 02/14/22
CA 2542572 1 85 18.00 400000 02/14/97
94583 106990000542572 02 24 2 314000
5.99
9981 France AVE 1 180 26400.00 0
Tujunga 14 180 3.75 26400 02/13/12
CA 2542561 1 88 18.00 150000 02/13/97
91042 106990000542561 02 43 2 105600
12.
467 McDonnel RD 2 300 31400.00 05/06/97
Alameda RFC01 300 2.00 31400 02/06/22
CA 2542548 1 85 18.00 290000 02/06/97
94502 106990000542548 02 24 2 214600
5.99
8422 Victoria AVE 1 179 30000.00 08/06/97
South Gates 14 179 3.75 30000 01/06/12
CA 2542531 1 93 18.00 175000 02/06/97
90280 106990000542531 02 42 2 132000
7.25
286 Santa Barbara Shores DR 2 299 25500.00 05/10/97
Goleta 14 299 2.00 25500 01/10/22
CA 2542521 1 90 18.00 235000 02/10/97
93117 106990000542521 02 21 2 186000
5.99
2115 Via Teca 1 180 43000.00 05/07/97
San Clemente 14 180 3.25 49000 02/07/12
CA 2542474 1 95 18.00 328000 02/07/97
92673 106990000542474 01 40 2 262400
5.99
3532 Bluff ST 1 180 32200.00 05/11/97
Norco 14 180 3.25 32200 02/11/12
CA 2542470 1 95 18.00 216000 02/11/97
91760 106990000542470 01 40 2 172000
5.99
398 Meadow WAY 2 300 5000.00 04/22/97
San Geronimo 14 299 0.50 10000 01/22/22
CA 2542459 1 79 18.00 260000 01/22/97
94963 106990000542459 02 41 2 195000
5.99
22 Brodwood DR 1 179 50000.00 06/12/97
Stamford 14 177 1.00 50000 11/12/11
CT 2538119 1 58 18.00 575000 12/12/96
06902 109990000538119 02 34 2 280000
7.25
2117 Spring Creek DR 3 180 43000.00 0
Santa Rosa 14 180 3.25 46000 02/03/12
CA 2542609 1 100 24.00 230000 02/03/97
95405 106990000542609 02 44 2 184000
11.5
Norwalk 1 179 3.75 14880.99 0
2542599 14 179 18.00 15000 01/13/12
CA 106990000542599 02 1 100 2 155000 02/13/97
90650 50 139637
12.
1783 Carpi DR 1 179 49500.00 08/21/97
Yuba City 14 179 3.00 49500 01/21/12
CA 2542598 1 95 18.00 330000 02/21/97
95993 106990000542598 01 27 2 264000
7.25
1528 Kjell CT 2 300 45500.00 05/07/97
Santa Rosa 14 300 2.75 45500 02/07/22
CA 2542442 1 90 18.00 405000 02/07/97
95405 106990000542442 02 46 2 319000
5.99
150 Vista Grande 2 300 113000.00 05/03/97
Greenbrae 14 300 1.50 113000 02/03/22
CA 2541843 1 80 18.00 600000 02/03/97
94904 106990000541843 02 28 2 366588
5.99
3615 Vista Del Valle 1 180 32300.00 04/23/97
San Jose 14 179 2.25 32300 01/23/12
CA 2541637 1 90 18.00 323000 01/23/97
95132 106990000541637 01 34 2 258400
5.99
3844 Keeshen DR 1 180 34500.00 04/08/97
Los Angeles 14 179 3.25 34500 01/08/12
CA 2541060 1 95 18.00 230000 01/08/97
90066 106990000541060 01 37 2 184000
5.99
21 Parkrose AVE 1 179 34200.00 07/10/97
Daly City 14 178 3.25 34200 12/10/11
CA 2540959 1 90 18.00 229000 01/10/97
94015 106990000540959 02 30 2 171000
7.25
2547 Somerset Drive 2 299 30000.00 02/19/97
Belmont 14 296 2.75 50000 10/19/21
CA 2520287 1 91 18.00 475000 11/19/96
94002 106990000520287 02 41 2 378708
11.
1 Navajo LN 1 180 6775.00 04/17/97
Corte Madera 14 179 3.25 17000 01/17/12
CA 2540407 1 95 18.00 342000 01/17/97
94925 106990000540407 01 35 2 307800
5.99
25072 Sausalito ST 2 299 85000.00 07/23/97
Laguna Hills 14 298 2.50 85000 12/23/21
CA 2540948 1 90 18.00 387000 01/23/97
92653 106990000540948 02 30 2 262971
7.25
5329 Primrose DR 2 299 30000.00 07/16/97
Ventura 14 298 3.25 30000 12/16/21
CA 2540963 1 90 18.00 133000 01/16/97
93001 106990000540963 02 48 2 89452
7.25
Garden Grove 2 299 2.25 16200.00 07/29/97
2541341 14 298 18.00 16200 12/29/21
CA 106990000541341 02 1 85 2 162000 01/29/97
92840 36 121500
7.25
5216 Ridge Vista Court 2 300 17300.00 04/30/97
Fair Oaks 14 299 2.25 17300 01/31/22
CA 2541775 1 87 18.00 180000 01/31/97
95628 106990000541775 01 31 2 138400
5.99
2407 Cipriani Boulevard 2 300 15000.00 04/29/97
Belmont 14 299 0.50 15000 01/29/22
CA 2542392 1 80 18.00 275000 01/29/97
94002 106990000542392 02 32 2 205000
5.99
5090 North College # 115 1 180 16200.00 0
Fresno 04 179 3.25 16200 01/29/12
CA 2542382 1 100 18.00 65000 01/29/97
93704 106990000542382 02 35 2 48750
11.5
79 Strickland RD 2 299 24000.00 05/27/97
Greenwich 14 296 1.00 25000 10/27/21
CT 2519504 1 73 18.00 515000 11/27/96
06807 109990000519504 02 35 2 346500
7.25
2213 Stoney Pine CT 2 300 34200.00 08/19/97
Fort Collins 14 300 2.75 34200 02/19/22
CO 2542299 1 85 18.00 208000 02/19/97
80525 108990000542299 02 44 2 142000
7.25
3034 Lazy Meadow Drive 2 299 48317.30 09/06/95
Torrance 14 279 1.00 50000 05/06/20
CA 9410701 1 76 18.00 400000 06/06/95
90505 106910000410701 02 36 2 252876
9.25
5474 WALDEN WOOD CIR 3 180 23574.10 07/03/97
MURRAY 14 179 0.75 30000 01/03/12
UT 2538861 1 49 24.00 155000 01/03/97
84123 149990000538861 02 27 2 44754
7.25
2440 Jenes Lane 1 180 37056.10 02/21/96
Santa Rosa 14 165 3.75 37500 11/21/10
CA 9422488 1 95 18.00 250000 11/21/95
95403 106930000422488 02 36 2 200000
12.
7106 TIMBERLAKE DR SE 3 180 46700.00 06/10/97
OLYMPIA 09 178 1.00 46700 12/10/11
WA 2539253 1 80 25.00 148000 12/10/96
98503 153990000539253 02 44 2 71259
7.25
7676 E Woodsboro AVE 2 299 37583.19 04/16/97
Anaheim 14 298 2.75 37900 12/16/21
CA 2539784 1 90 18.00 240000 01/16/97
92087 106990000539784 02 37 2 178100
5.99
Albany 2 300 2.25 23300.79 06/30/97
2539421 14 298 18.00 23400 12/30/21
CA 106990000539421 01 1 87 2 163000 12/30/96
94706 43 117206
7.25
1116 Camellia Circle 2 299 29910.39 01/26/96
Ft. Lauderdale 09 283 3.25 30000 09/26/20
FL 9420929 1 93 18.00 222000 10/26/95
33326 112930000420929 02 44 2 174866
11.5
325 Curie Drive 1 180 37155.18 12/14/95
San Jose 14 165 3.25 37000 11/14/10
CA 9421988 1 100 18.00 234000 11/14/95
95119 106930000421988 02 44 2 197000
11.5
1104 27th AVE S 2 300 12800.00 08/03/97
North Myrtle Beach 14 300 2.75 15600 02/03/22
SC 2542292 1 90 18.00 104000 02/03/97
29582 145990000542292 02 39 2 78000
7.25
217 North 2790 East 1 180 25800.00 07/10/97
Saint George 14 179 3.75 25800 01/10/12
UT 2540193 1 95 18.00 130000 01/10/97
84790 149990000540193 02 42 2 97628
7.25
237 W 470 S 1 180 20050.00 07/24/97
American Fork 14 179 3.25 20050 01/24/12
UT 2541747 1 92 18.00 127000 01/24/97
84003 149990000541747 02 43 2 95631
7.25
538 East Downington Avenue 1 179 10200.00 08/19/97
Salt Lake City 14 179 3.25 20000 01/19/12
UT 2542354 1 95 18.00 127500 02/19/97
84105 149990000542354 02 39 2 100325
7.25
156 S Island View DR 2 299 6067.07 08/10/97
Centerville 14 299 0.50 45000 01/10/22
UT 2542231 1 58 18.00 195000 02/10/97
84014 149990000542231 02 41 2 68000
7.25
9353 Gleenwood RD SW 1 179 30000.00 05/04/97
Port Orchard 14 179 4.25 30000 01/04/12
WA 2541936 1 88 18.00 135000 02/04/97
98366 153990000541936 02 33 2 88786
5.99
13328 Southeast 263rd Place 3 180 40000.00 04/28/97
Kent 14 179 2.50 40000 01/28/12
WA 2541591 1 87 25.00 180000 01/28/97
98042 153990000541591 02 40 2 115555
5.99
118 Newton DR 1 180 21000.00 0
Linden 14 180 3.00 21000 02/03/12
VA 2542304 1 97 18.00 127000 02/03/97
22642 151990000542304 02 30 2 101000
11.25
Layton 2 300 0.25 33300.00 05/14/97
2542429 14 300 18.00 33300 02/14/22
UT 149990000542429 02 1 80 2 144000 02/14/97
84040 29 81899
5.99
788 E Deerfield RD 2 299 4500.00 08/12/97
Murray 14 299 0.25 25000 01/12/22
UT 2542404 1 80 18.00 170000 02/12/97
84107 149990000542404 02 18 2 109796
7.25
29436 34th AVE S 1 180 5000.00 05/07/97
Auburn 14 180 3.25 18000 02/07/12
WA 2542319 1 93 18.00 104000 02/07/97
98001 153990000542319 02 45 2 78000
5.99
2406 10th Avenue West 2 300 31500.00 04/29/97
Seattle 14 299 2.25 31500 01/29/22
WA 2542307 1 90 18.00 210000 01/29/97
98119 153990000542307 01 40 2 157500
5.99
266 North 500 East 2 299 11200.00 08/19/97
Nephi 14 299 0.50 20000 01/19/22
UT 2542361 1 73 18.00 162000 02/19/97
84648 149990000542361 02 43 2 97110
7.25
1199 E Laird Avenue 2 300 7276.29 04/30/97
Salt Lake City 14 299 0.50 45000 01/31/22
UT 2541715 1 71 18.00 157000 01/31/97
84105 149990000541715 02 45 2 65000
5.99
5636 W 11200 N 2 300 28000.00 07/03/97
Highland 14 299 2.25 28000 01/03/22
UT 2540362 1 90 18.00 280000 01/03/97
84003 149990000540362 02 43 2 224000
7.25
22620 Paul Revere DR 2 300 37400.00 04/14/97
Calabasas 14 299 2.75 37400 01/14/22
CA 2541068 1 90 18.00 374000 01/14/97
91302 106990000541068 01 26 2 299200
5.99
22 Ironwood 1 179 74300.00 0
Mission Viejo 14 178 3.75 74300 12/09/11
CA 2541039 1 100 18.00 371458 01/09/97
92692 106990000541039 02 36 2 296606
12.
5927 Herriman DR 2 299 23500.00 04/10/97
Clayton 14 298 0.50 27000 12/10/21
CA 2541018 1 80 18.00 252000 01/10/97
94517 106990000541018 02 44 2 173500
5.99
2460 San Pedro Drive 2 300 18200.00 04/16/97
Santa Rosa 14 299 2.25 18200 01/16/22
CA 2540822 1 90 18.00 182000 01/16/97
95401 106990000540822 01 40 2 145600
5.99
Los Angeles 2 300 3.25 13092.00 07/23/97
2540716 14 299 18.00 95000 01/23/22
CA 106990000540716 02 1 89 2 950000 01/23/97
90077 43 750000
7.25
4030 Brindisi PL 1 180 21600.00 04/14/97
Moorpark 04 179 3.25 21600 01/14/12
CA 2540638 1 95 18.00 144095 01/14/97
93021 106990000540638 01 40 2 115250
5.99
2818 E Collins AVE 2 299 20000.00 07/17/97
Orange 14 298 2.25 20000 12/17/21
CA 2540604 1 88 18.00 165000 01/17/97
92867 106990000540604 02 42 2 123750
7.25
1455 Warnall AVE 1 180 59500.00 05/06/97
Los Angeles 14 180 3.25 59500 02/06/12
CA 2540387 1 90 18.00 595000 02/06/97
90024 106990000540387 02 49 2 476000
5.99
44580 Montclaire Court 2 300 100000.00 06/23/97
Fremont 14 298 1.50 100000 12/23/21
CA 2539595 1 80 18.00 940000 12/23/96
94539 106990000539595 02 18 2 650000
7.25
1314 Ironbark ST 1 179 39162.00 08/06/97
San Luis Obispo 09 179 4.75 41300 01/01/12
CA 2539158 1 95 18.00 265000 02/06/97
93401 106990000539158 02 27 2 210410
7.25
6 El Prisma 1 179 32250.00 06/05/97
Rancho Santa 09 177 2.25 32250 11/05/11
CA 2538526 1 90 18.00 215000 12/05/96
92688 106990000538526 02 38 2 161250
7.25
1963 Stevely AVE 2 299 28000.00 05/27/97
Long Beach 14 296 2.75 28000 10/27/21
CA 2520887 1 81 18.00 210000 11/27/96
90815 106990000520887 02 37 2 140648
5.99
5161 East El Cedral Street 1 180 25000.00 02/14/97
Long Beach 14 177 3.25 25000 11/14/11
CA 2520897 1 100 18.00 325000 11/14/96
90815 106990000520897 02 45 2 297500
11.5
820 Millbrae AVE 2 299 64000.00 05/01/97
Millbrae 14 298 4.00 64000 12/31/21
CA 2520451 1 95 18.00 435000 01/31/97
94030 106990000520451 01 34 2 348000
5.99
8390 E Brookwood Drive 3 180 19350.00 07/31/97
Tucson 09 179 2.25 32100 01/31/12
AZ 2541943 1 90 24.00 310000 01/31/97
85750 101990000541943 02 40 2 246900
7.25
Birmingham 3 180 1.00 10000.00 05/06/97
2542237 14 180 24.00 50000 02/06/12
AL 101990000542237 02 1 79 2 160000 02/06/97
35216 39 76000
5.99
903 E Escuda DR 1 179 42300.00 0
Phoenix 14 179 3.25 42300 01/18/12
AZ 2542371 1 100 18.00 105000 02/18/97
85024 104990000542371 02 42 2 62680
11.5
31 S Gold Mine Loop 3 180 13000.00 08/06/97
Tucson 09 180 3.25 16500 02/06/12
AZ 2542054 1 100 24.00 165000 02/06/97
85748 104990000542054 02 45 2 148200
7.25
11821 North 109th Street 2 299 7053.00 01/03/97
Scottsdale 14 295 0.50 10000 09/03/21
AZ 2515858 1 83 18.00 140000 10/03/96
85259 104990000515858 02 40 2 105000
8.75
3203 NE Knott ST 2 299 2800.00 05/18/97
Portland 14 299 0.50 43500 01/18/22
OR 2542261 1 79 18.00 205000 02/18/97
97212 141990000542261 02 38 2 116551
5.99
31 Narcissa DR 2 299 7260.00 07/31/97
Rancho Palos 09 298 1.00 50000 12/31/21
CA 2542256 1 69 18.00 495000 01/31/97
90275 106990000542256 02 42 2 291042
7.25
25511 Sarita DR 2 300 30550.00 04/30/97
Laguna Hills 14 299 3.25 30550 01/30/22
CA 2542242 1 89 18.00 301000 01/30/97
92653 106990000542242 02 41 2 236450
5.99
2226 N San Miguel DR 2 299 46300.00 08/10/97
Orange 09 299 2.25 46300 01/10/22
CA 2542471 1 90 18.00 463000 02/10/97
92667 106990000542471 01 38 2 370400
7.25
9418 Homage AVE 1 180 34600.00 08/06/97
Whittier 14 180 3.75 34600 02/06/12
CA 2542406 1 93 18.00 178000 02/06/97
90603 106990000542406 02 43 2 129750
7.25
32 Viewpoint PL 2 300 15000.00 05/05/97
Laguna Niguel RFC01 300 2.25 33000 02/05/22
CA 2542381 1 90 18.00 330000 02/05/97
92677 106990000542381 02 38 2 264000
5.99
313 N Chantilly ST 1 179 44000.00 0
Anaheim 14 179 4.25 44000 01/13/12
CA 2542374 1 95 18.00 167000 02/13/97
92806 106990000542374 02 49 2 114536
12.5
Lake Forest 2 299 2.75 41250.00 05/14/97
2542362 14 299 18.00 41250 01/14/22
CA 106990000542362 01 1 90 2 275000 02/14/97
92630 37 206250
5.99
13141 Addison Street (sherman 2 300 48000.00
04/30/97
Los Angeles 14 299 1.00 48000 01/30/22
CA 2542357 1 80 18.00 690000 01/30/97
91423 106990000542357 02 49 2 504000
5.99
343 Sweet RD 2 299 18500.00 08/18/97
Alameda 09 299 2.75 18500 01/18/22
CA 2542351 1 86 18.00 350000 02/18/97
94502 106990000542351 01 27 2 280000
7.25
5038 Chaparral WAY 2 300 25900.00 05/12/97
San Diego 14 300 2.25 25900 02/12/22
CA 2542345 1 90 18.00 173000 02/12/97
92115 106990000542345 01 18 2 129750
5.99
904 Larkspur DR 2 300 45000.00 05/05/97
Burlingame 14 300 0.50 45000 02/05/22
CA 2542331 1 80 18.00 320000 02/05/97
94010 106990000542331 02 43 2 210000
5.99
1112 W 37th ST 2 300 33200.00 05/03/97
San Pedro 14 300 2.00 33200 02/03/22
CA 2542327 1 90 18.00 332000 02/03/97
90731 106990000542327 01 28 2 265000
5.99
8812 Old Country Road 2 300 75000.00 07/27/97
Sacramento 14 299 3.75 75000 01/27/22
CA 2542241 1 15 18.00 530000 01/27/97
95661 106990000542241 02 48 2 0
7.25
10085 Craft Drive 2 300 46375.08 08/03/97
Cupertino 14 300 2.75 48000 02/03/22
CA 2542233 1 21 18.00 231000 02/03/97
95014 106990000542233 02 50 2 0
7.25
4834 Smith Gate CT 1 180 30000.00 07/23/97
Pleasanton 14 179 2.00 30000 01/23/12
CA 2542230 1 82 18.00 335000 01/23/97
94566 106990000542230 02 27 2 243149
7.25
228 Valley Dairy RD 1 180 31800.00 07/31/97
Buellton 14 179 3.25 31800 01/31/12
CA 2542227 1 95 18.00 212000 01/31/97
93427 106990000542227 02 41 2 169600
7.25
2777 Fleur DR 2 300 47500.00 08/07/97
San Marino 14 300 2.75 47500 02/07/22
CA 2542160 1 90 18.00 475000 02/07/97
91108 106990000542160 01 30 2 380000
7.25
Santa Cruz 2 300 2.75 32096.00 05/05/97
2542144 14 300 18.00 39000 02/05/22
CA 106990000542144 02 1 90 2 215000 02/05/97
95065 32 154500
5.99
4658 North Angus Street 1 179 18500.00 0
Fresno 14 178 3.75 18500 12/29/11
CA 2542069 1 95 18.00 92500 01/29/97
93726 106990000542069 02 35 2 69350
12.
648 Talbert Avenue 1 179 15000.00 08/05/97
Simi Valley 14 179 3.75 15000 01/05/12
CA 2541997 1 93 18.00 160000 02/05/97
93065 106990000541997 02 46 2 133649
7.25
1165 Luxton Street 1 180 30000.00 0
Seaside 14 179 3.75 30000 01/24/12
CA 2541121 1 97 18.00 180000 01/24/97
93955 106990000541121 02 49 2 142826
12.
16301 Sundancer LN 1 180 69300.00 07/30/97
Huntington Beach 09 179 3.25 69300 01/30/12
CA 2541918 1 94 18.00 470000 01/30/97
92649 106990000541918 01 25 2 370000
7.25
1926 Hobart DR 3 181 50000.00 07/25/97
Camarillo 14 180 2.50 64900 02/24/12
CA 2541834 1 71 24.00 175000 01/24/97
93010 106990000541834 02 42 2 57657
7.25
7122 Lantana TER 1 180 26000.00 04/25/97
Carlsbad 09 179 2.75 26000 01/25/12
CA 2541635 1 80 18.00 225000 01/25/97
92009 106990000541635 02 49 2 153725
5.99
1663 Centurion Drive 2 300 17500.00 04/23/97
Santa Rosa 14 299 2.25 17500 01/23/22
CA 2541629 1 90 18.00 165000 01/23/97
95403 106990000541629 02 34 2 131000
5.99
7265 Rondel CT 1 179 25000.00 0
San Diego 14 178 3.25 25000 12/28/11
CA 2541594 1 97 18.00 245000 01/28/97
92119 106990000541594 02 34 2 212406
11.5
8132 Ashgrove DR 1 180 28000.00 07/24/97
La Mirada 14 179 3.25 28000 01/24/12
CA 2541504 1 95 18.00 187000 01/24/97
90638 106990000541504 02 35 2 149600
7.25
450 NE 114th ST 3 180 46000.00 0
Miami 14 180 3.25 46000 02/07/12
FL 2542484 1 100 18.00 110000 02/07/97
33161 112990000542484 02 32 2 63323
11.5
Lake Worth 1 180 2.75 13000.00 05/05/97
2542235 14 180 18.00 18000 02/04/12
FL 112990000542235 02 1 88 2 89000 02/04/97
33460 50 59983
5.99
15971 SW 252 ST 3 180 10000.00 07/23/97
Homestead 14 179 1.50 10000 01/29/12
FL 2541677 1 75 18.00 220000 01/29/97
33031 112990000541677 02 39 2 155000
7.25
2310 Country Club Prado 2 300 44600.00 04/13/97
Coral Gables 14 299 1.00 44600 01/13/22
FL 2540964 1 80 18.00 362000 01/13/97
33134 112990000540964 02 48 2 245000
5.99
1307 Delafield Place, Northwest 2 300 45000.00 04/17/97
Washington 14 299 0.25 45000 01/17/22
DC 2540794 1 80 18.00 210000 01/17/97
20011 111990000540794 02 28 2 122073
5.99
214 E Galena AVE 1 180 50000.00 08/19/97
Telluride 14 180 1.50 50000 02/19/12
CO 2542352 1 59 18.00 800000 02/19/97
81435 108990000542352 02 23 2 420000
7.25
302 W 33rd ST 3 180 24115.84 08/11/97
RIFLE 14 180 1.00 31700 02/11/12
CO 2542301 1 79 18.00 130500 02/11/97
81650 108990000542301 02 36 2 71393
7.25
880 Homestead DR 24 1 179 36000.00 04/27/97
Edwards 04 178 1.00 36000 12/27/11
CO 2542263 1 75 18.00 295000 01/27/97
81632 108990000542263 02 43 2 185000
5.99
773 Quail DR 1 180 15000.00 08/19/97
Fraser 14 180 1.00 24000 02/19/12
CO 2541860 1 80 18.00 131000 02/19/97
80442 108990000541860 02 37 2 80000
7.25
1990 Ridgeview Drive 2 300 22000.00 08/07/97
San Diego 14 300 1.00 30000 02/07/22
CA 2542288 1 49 18.00 122000 02/07/97
92105 106990000542288 02 38 2 29430
7.25
18945 Harnett Street SHL 2 300 144000.00 08/10/97
Northridge 14 300 1.75 144000 02/10/22
CA 2542281 1 78 18.00 185000 02/10/97
91324 106990000542281 01 45 2 0
7.25
25351 Adelanto DR 1 179 24317.00 08/03/97
Laguna Niguel 14 179 3.75 33900 01/03/12
CA 2542277 1 95 18.00 225000 02/03/97
92677 106990000542277 02 46 2 179412
7.25
Ohino 1 180 3.25 45500.00 05/10/97
2542275 14 180 18.00 45500 02/10/12
CA 106990000542275 01 1 94 2 309000 02/10/97
91710 42 242750
5.99
167 El Camino DR 2 300 22500.00 08/06/97
Ojai Area 14 300 2.75 22500 02/06/22
CA 2542267 1 82 18.00 165000 02/06/97
93023 106990000542267 01 41 2 112500
7.25
18779 Hillsboro Road 2 300 81750.00 02/01/97
Northridge Area 09 297 1.00 81750 11/01/21
CA 2520366 1 75 18.00 385000 11/01/96
91326 106990000520366 02 37 2 207000
9.25
8863 Mohamed CIR 1 180 10000.00 03/13/97
Elk Grove 14 178 1.00 10000 12/13/11
CA 2538478 1 78 18.00 110000 12/13/96
95624 106990000538478 01 42 2 75000
5.99
6 Ghiberti 2 300 25000.00 06/11/97
Irvine 09 298 1.00 25000 12/11/21
CA 2538790 1 77 18.00 305000 12/11/96
92606 106990000538790 01 40 2 207000
7.25
18501 Rainbow LN 3 180 13000.00 06/26/97
Pine Grove 14 178 3.75 13000 12/26/11
CA 2539457 1 95 24.00 170000 12/26/96
95665 106990000539457 02 34 2 148325
7.25
1904 Marina Avenue 1 180 54400.00 03/26/97
San Pedro 14 178 3.75 54400 12/26/11
CA 2539615 1 95 18.00 363000 12/26/96
90732 106990000539615 01 42 2 290400
5.99
17712 Blackbrush DR 2 300 50000.00 03/24/97
Santa Clarita 14 298 1.00 50000 12/24/21
CA 2539821 1 75 18.00 234000 12/24/96
91351 106990000539821 01 46 2 123800
5.99
1817 North Cornet Circle 3 180 37895.00 07/07/97
Anaheim 14 179 1.50 94000 01/07/12
CA 2539699 1 70 24.00 193000 01/07/97
92807 106990000539699 02 44 2 40674
7.25
15047 Marble DR 2 300 25000.00 04/21/97
Sherman Oaks 14 299 2.75 25000 01/21/22
CA 2541975 1 85 18.00 525000 01/21/97
91403 106990000541975 02 40 2 418086
5.99
257 Caminito Allegre 3 180 2247.86 06/18/97
Corrales 14 178 1.00 79000 12/18/11
NM 2539496 1 44 24.00 215000 12/18/96
87048 135990000539496 02 37 2 15000
7.25
Albuquerque 2 299 2.75 63000.00 03/18/97
2539309 14 297 18.00 65000 11/18/21
NM 135990000539309 02 1 90 2 114000 12/18/96
87107 33 36755
5.99
106 Belleville AVE 2 300 7160.00 05/18/97
Bloomfield 14 300 1.00 25000 02/18/22
NJ 2542483 1 59 18.00 157000 02/18/97
07003 134990000542483 02 47 2 67087
5.99
8 Woodland DR 1 180 15000.00 05/17/97
Township Of 14 180 3.75 15000 02/17/12
NJ 2542289 1 98 18.00 97000 02/17/97
07438 134990000542289 02 49 2 79453
5.99
901 Leeward AVE 1 180 10900.00 08/07/97
Ocean 14 180 2.00 10900 02/07/12
NJ 2541042 1 82 18.00 120000 02/07/97
08722 134990000541042 01 28 2 87200
7.25
24 E Hudson AVE 2 301 17500.00 07/13/97
Englewood 15 300 2.75 17500 02/01/22
NJ 2539986 1 82 18.00 265000 01/13/97
07631 134990000539986 02 46 2 198750
7.25
22 Preserve DR 2 300 100000.00 03/13/97
Nashua 14 298 1.00 100000 12/13/21
NH 2542418 1 75 18.00 370000 12/13/96
03060 133990000542418 01 43 2 175000
5.99
2303 Elmhurst 3 180 50000.00 08/17/97
Royal Oak 14 180 1.25 50000 02/17/12
MI 2542136 1 48 18.00 174000 02/17/97
48073 126990000542136 02 14 2 33252
7.25
6924 Cottonwood Knoll 3 180 50000.00 08/17/97
West Bloomfield 14 180 4.25 50000 02/17/12
MI 2542075 1 92 18.00 280000 02/17/97
48322 126990000542075 02 33 2 207000
7.25
7 1/2 Edwards ST 3 179 20000.00 08/19/97
Beverly 14 179 1.00 35000 01/19/12
MA 2542342 1 69 18.00 133000 02/19/97
01915 125990000542342 02 48 2 55647
7.25
484 Water ST 2 300 25566.50 05/22/97
Framingham 14 297 2.25 25800 11/20/21
MA 2538142 1 90 18.00 172000 11/22/96
01701 125990000538142 02 21 2 129000
7.25
6194 Pronghorn Court 3 180 28000.00 07/15/97
Waldorf 14 179 3.75 28000 01/15/12
MD 2540792 1 95 24.00 174000 01/15/97
20603 124990000540792 02 42 2 137082
7.25
Bethesda 3 180 3.75 50000.00 04/15/97
2540791 14 179 24.00 50000 01/15/12
MD 124990000540791 02 1 95 2 254500 01/15/97
20814 43 190500
5.99
125 Christisen South RD 2 300 17250.00 04/03/97
Darby 14 299 2.00 17250 01/03/22
MT 2540507 1 90 18.00 118100 01/03/97
59829 130990000540507 01 19 2 88250
5.99
101 SETTLERS TRL 3 180 7896.58 07/31/97
WARNER ROBINS 14 179 3.75 20000 01/31/12
GA 2542360 1 93 24.00 94000 01/31/97
31088 113990000542360 02 47 2 67000
7.25
1204 Warrenhall LN NE 2 300 25000.00 04/30/97
Atlanta 14 299 3.25 70000 01/30/22
GA 2542298 1 88 18.00 327000 01/30/97
30319 113990000542298 02 22 2 214600
5.99
196 Hickory WAY 1 179 20425.00 0
Holly Springs 14 179 3.00 32600 01/15/12
GA 2542260 1 100 18.00 83000 02/15/97
30115 113990000542260 02 23 2 50219
11.25
5390 Glenbrooke Trail 2 299 13000.00 03/20/97
Dunwoody 09 297 2.25 24850 11/19/21
GA 2541417 1 90 18.00 248500 12/19/96
30338 113990000541417 02 32 2 198800
5.99
1245 Lagoon AVE 2 299 10058.45 03/31/97
Wilmington (area) 14 297 1.00 10000 11/30/21
CA 2539078 1 80 18.00 233000 12/31/96
90744 106990000539078 02 34 2 174250
5.99
7286 Beech Daly 3 180 18000.00 08/19/97
Dearborn Heights 14 180 2.75 18000 02/19/12
MI 2542393 1 88 18.00 97500 02/19/97
48127 126990000542393 02 32 2 66984
7.25
11055 29 Mile RD 1 180 50000.00 04/30/97
Washington 14 179 3.25 50000 01/31/12
MI 2542325 1 94 18.00 266000 01/31/97
48069 126990000542325 02 38 2 199200
5.99
34243 Rhode Island 1 180 24662.00 05/05/97
Clinton 14 180 3.50 25400 02/05/12
MI 2542320 1 95 18.00 135000 02/05/97
48035 126990000542320 02 28 2 102834
5.99
45420 Remington CT 3 180 38200.00 08/19/97
Canton 14 180 3.25 38200 02/19/12
MI 2542266 1 90 18.00 255000 02/19/97
48188 126990000542266 02 40 2 191250
7.25
Livonia 1 180 3.75 10000.00 04/27/97
2542244 14 179 18.00 26000 01/27/12
MI 126990000542244 02 1 95 2 143000 01/27/97
48154 33 109812
5.99
1210 Algonquin DR 2 300 60000.00 0
Crownsville 14 298 5.25 60000 12/10/21
MD 2539875 1 9 18.00 680000 12/10/96
21032 124990000539875 01 41 2 0
13.5
5123 N VICTORIA RD 3 180 15000.00 08/13/97
INDIANAPOLIS 14 180 3.25 22000 02/13/12
IN 2542314 1 100 21.00 92000 02/13/97
46228 118990000542314 02 40 2 70000
7.25
8383 OLD JACKSONVILLE RD 3 180 15508.46 08/11/97
PLEASANT 14 180 1.00 31000 02/11/12
IL 2542461 1 80 24.00 130000 02/11/97
62677 117990000542461 02 43 2 72836
7.25
802 N Deep Woods CT 2 300 4671.70 07/27/97
Grayslake 14 299 3.75 25500 01/27/22
IL 2541913 1 95 18.00 253000 01/27/97
60030 117990000541913 02 17 2 214600
7.25
1052 West 57th Street 3 180 20000.00 04/15/97
Chicago 14 179 3.75 20000 01/15/12
IL 2540784 1 95 24.00 58000 01/15/97
60621 117990000540784 02 44 2 35037
5.99
4950 Mica Springs Road 1 180 35000.00 0
Coeur D'Alene 14 179 1.00 35000 01/17/12
ID 2541563 1 17 18.00 215000 01/17/97
83814 116990000541563 02 27 2 0
9.25
1195 River Overlook DR 2 300 21750.00 04/30/97
Lawrenceville 09 299 2.25 21750 01/29/22
GA 2542433 1 90 18.00 145500 01/30/97
30243 113990000542433 01 39 2 108800
5.99
1810 EAGLECREST RD 3 180 36091.47 08/12/97
PERRYSBURG 14 180 2.75 46200 02/12/12
OH 2542332 1 84 21.00 150000 02/12/97
43551 139990000542332 02 50 2 79414
7.25
113 110th ST SW 1 179 92000.00 0
Albuquerque 14 179 3.75 92000 01/05/12
NM 2542350 1 100 18.00 92000 02/05/97
87105 135990000542350 02 32 2 0
12.
104 Circle Drive 2 299 10000.00 05/05/97
Clovis 14 299 2.25 10000 01/05/22
NM 2542346 1 89 18.00 45000 02/05/97
88101 135990000542346 02 29 2 30032
5.99
Albuquerque 1 180 3.75 13900.00 05/03/97
2542330 14 180 18.00 13900 02/03/12
NM 135990000542330 02 1 95 2 146000 02/03/97
87114 34 124000
5.99
10875 Whitehall Road 2 299 32500.00 04/03/97
San Diego 14 298 2.75 32500 12/03/21
CA 2539268 1 90 18.00 165000 01/03/97
92126 106990000539268 02 34 2 116000
5.99
776 Bridge Creek DR 2 299 34729.50 06/20/97
San Ramon 09 297 2.75 35200 11/20/21
CA 2537657 1 90 18.00 352000 12/20/96
94583 106990000537657 02 40 2 281600
7.25
3693 E Eastwood DR 2 300 70314.63 07/06/97
Salt Lake City 14 299 1.00 72000 01/06/22
UT 2540213 1 23 18.00 320000 01/06/97
84109 149990000540213 02 43 2 0
7.25
1140 E 5000 S 2 300 23878.15 03/26/97
South Ogden 14 298 1.00 24000 12/26/21
UT 2537978 1 66 18.00 155000 12/26/96
84403 149990000537978 02 37 2 77136
5.99
280 W 100 N 1 179 27367.11 03/19/97
Monticello 14 177 3.50 27900 11/19/11
UT 2537778 1 95 18.00 81000 12/19/96
84536 149990000537778 02 24 2 49050
5.99
24543 Watt Road 1 180 24848.41 12/31/95
Ramona 09 165 3.75 25000 11/09/10
CA 9421436 1 100 18.00 167000 11/09/95
92065 106930000421436 02 50 2 141792
12.
1327 Peterson Lane 2 300 28050.63 03/27/97
Santa Rosa 14 298 2.75 28500 12/27/21
CA 2539765 1 90 18.00 190000 12/27/96
95403 106990000539765 01 34 2 142400
5.99
2500 Mark West Springs RD 2 300 64388.83 02/12/97
Santa Rosa 14 297 2.75 64900 11/12/21
CA 2521029 1 90 18.00 400000 11/12/96
95404 106990000521029 02 45 2 295063
11.
5280 Hunter's Oak Drive 1 179 13799.04 10/31/95
Alpharetta 14 162 3.25 14700 08/18/10
GA 9418480 1 100 18.00 147000 09/18/95
30201 113910000418480 02 29 2 132300
11.5
25729 - 201st Avenue Se 1 179 26374.08 03/01/96
Kent 14 164 3.75 26400 10/25/10
WA 9423080 1 100 18.00 132000 11/25/95
98042 153930000423080 02 22 2 105600
12.
Kirkland 3 180 2.50 23147.46 06/30/97
2540389 14 178 25.00 23200 12/30/11
WA 153990000540389 01 1 88 2 158000 12/10/96
98033 29 115700
7.25
142 Sandia Crest RD 2 300 49770.78 03/23/97
Sandia Park 14 298 2.75 50000 12/23/21
NM 2539383 1 89 18.00 230000 12/23/96
87047 135990000539383 02 41 2 154173
5.99
3775 Red Oak Way 2 300 40139.77 02/17/96
Redwood City 14 285 2.75 89000 11/17/20
CA 9424102 1 85 18.00 415000 11/17/95
94061 106920000424102 02 37 2 260000
11.
9 Laurie LN 2 299 24943.66 06/19/97
Wallingford 14 297 2.75 25000 11/19/21
PA 2538873 1 85 18.00 262000 12/19/96
19086 142990000538873 02 33 2 197098
7.25
5261 Westmont Avenue 1 179 30949.44 10/11/95
San Jose 14 162 3.25 42000 08/11/10
CA 9417223 1 100 18.00 210000 09/11/95
95130 106910000417223 02 35 2 167500
11.5
1619 Eastside Road 2 299 25420.84 01/10/96
El Cajon 14 283 3.25 26000 09/10/20
CA 9418646 1 95 18.00 262500 10/10/95
92020 106910000418646 02 41 2 223224
11.5
10510 Laramie PL 2 300 40387.44 03/17/97
Chatsworth (area) 14 298 2.25 40500 12/17/21
CA 2538601 1 90 18.00 270000 12/17/96
91311 106990000538601 01 37 2 202500
5.99
4814 Emerald Street 2 299 37179.98 04/08/97
Torrance 14 298 3.25 37450 12/08/21
CA 2540021 1 90 18.00 249500 01/08/97
90503 106990000540021 01 38 2 187100
5.99
3616 Schooner Drive 2 299 47764.98 03/15/96
Stockton 09 282 2.75 50000 08/15/20
CA 9418866 1 91 18.00 186000 09/15/95
95219 106910000418866 02 42 2 119201
11.
1230 Park Pointe Lane 1 181 27234.90 10/31/95
Winter Park 14 164 3.75 50000 10/01/10
FL 9416210 1 99 18.00 250000 09/06/95
32789 212910000416210 02 43 2 196783
12.
36308 NE Washougal River RD 2 300 20000.00 04/14/97
Washougal 14 299 1.50 20000 01/14/22
WA 2542118 1 69 18.00 157000 01/14/97
98671 153990000542118 02 47 2 87949
5.99
Murray 2 299 1.00 13000.00 05/14/97
2542185 14 299 18.00 13000 01/14/22
UT 149990000542185 02 1 11 2 120000 02/14/97
84123 47 0
5.99
10172 S Miner DR 1 180 19076.00 07/30/97
South Jordan 14 179 4.25 19076 01/30/12
UT 2541971 1 95 18.00 210000 01/30/97
84095 149990000541971 02 45 2 180424
7.25
7114 N 20th ST 3 181 68850.00 05/03/97
Phoenix 14 181 2.75 68850 03/01/12
AZ 2541719 1 88 24.00 325000 02/03/97
85020 104990000541719 02 36 2 214000
5.99
2901 E Winchcomb DR 3 181 37400.00 04/21/97
Phoenix 14 180 0.50 37400 02/01/12
AZ 2541435 1 78 24.00 325000 01/21/97
85032 104990000541435 02 36 2 214000
5.99
1635 Second Avenue 2 300 33700.00 04/29/97
Walnut Creek 14 299 2.25 33700 01/29/22
CA 2541782 1 90 18.00 225000 01/29/97
94596 106990000541782 01 42 2 168750
5.99
2135 W Browing Avenue 2 299 10000.00 07/29/97
Fresno 14 298 1.50 37000 12/29/21
CA 2541730 1 70 18.00 190000 01/29/97
93711 106990000541730 02 36 2 95770
7.25
3954 Snows Road 3 180 14400.00 0
Camino 14 179 3.75 45000 01/16/12
CA 2541612 1 99 24.00 160000 01/16/97
95709 106990000541612 02 50 2 113000
12.
425 1st ST 2 300 56657.50 07/21/97
Manhattan Beach 14 299 2.75 69000 01/21/22
CA 2541546 1 90 18.00 690000 01/21/97
90266 106990000541546 02 43 2 552000
7.25
1136 Bramble LN 2 300 38600.00 07/22/97
Folsom 14 299 2.25 38600 01/22/22
CA 2541482 1 90 18.00 259000 01/22/97
95630 106990000541482 01 50 2 192900
7.25
19 ROLLING MEADOW DR 3 180 21079.64 08/10/97
WALLINGFORD 14 180 1.00 100000 02/10/12
CT 2542224 1 71 18.00 248000 02/10/97
06492 109990000542224 02 42 2 75000
7.25
26228 Regent AVE 2 299 44000.00 08/06/97
Lomita 14 299 2.00 44000 01/06/22
CA 2542125 1 89 18.00 235000 02/06/97
90717 106990000542125 02 19 2 165000
7.25
Los Angeles 1 179 2.75 23900.00 08/07/97
2542120 14 179 18.00 23900 01/07/12
CA 106990000542120 01 1 90 2 239000 02/07/97
90069 46 191200
7.25
4562 Camarosa DR 2 299 28000.00 05/25/97
Yorba Linda 14 299 2.75 28000 01/07/22
CA 2542111 1 86 18.00 260000 02/07/97
92886 106990000542111 02 48 2 195000
5.99
3402 Via Alicante 2 300 23700.00 05/07/97
La Jolla 04 300 2.25 23700 02/07/22
CA 2542099 1 90 18.00 158000 02/07/97
92037 106990000542099 02 30 2 118500
5.99
744 Chemeketa Court 1 180 25500.00 0
San Jose 14 179 3.25 25500 01/31/12
CA 2542057 1 95 18.00 250000 01/31/97
95123 106990000542057 02 35 2 212000
11.5
955 30th ST 1 179 10000.00 0
Manhattan Beach 14 178 3.75 65000 12/28/11
CA 2542041 1 95 18.00 310000 01/28/97
90266 106990000542041 02 44 2 227042
12.
156 Park Dartmouth Place 2 299 41200.00 07/27/97
San Jose 14 298 3.25 41200 12/27/21
CA 2542012 1 90 18.00 275000 01/27/97
95136 106990000542012 02 37 2 206250
7.25
15223 Fisher Island DR 15223 2 300 45000.00 05/03/97
Miami 04 300 2.75 45000 02/03/22
FL 2542193 1 91 18.00 445000 02/03/97
33109 112990000542193 02 36 2 356000
5.99
3177 NW 60th ST 1 179 10000.00 0
Miami 14 178 3.25 10000 12/27/11
FL 2542049 1 100 18.00 60000 01/27/97
33142 112990000542049 02 33 2 50000
11.5
22513 Swordfish Drive 2 300 41600.00 07/10/97
Boca Raton 09 299 3.00 52800 01/10/22
FL 2540199 1 90 18.00 140000 01/10/97
33428 112990000540199 02 14 2 73157
7.25
3213 Laurel Oak Lane 2 300 9500.00 07/13/97
Hollywood 04 299 2.00 28200 01/13/22
FL 2540191 1 90 18.00 112000 01/13/97
33021 112990000540191 02 19 2 72509
7.25
8928 Oak Grove AVE 2 300 25000.00 04/17/97
Sebastopol 14 299 2.25 40000 01/17/22
CA 2541219 1 90 18.00 239000 01/17/97
95472 106990000541219 02 31 2 173000
5.99
Morgan Hill 2 300 0.50 35400.00 06/23/97
2541186 14 298 18.00 35400 12/23/21
CA 106990000541186 02 1 80 2 315000 12/23/96
95037 39 214600
7.25
22691 Fernnbod Street 2 299 40900.00 07/15/97
Lake Forest 09 298 2.75 40900 12/12/21
CA 2540671 1 90 18.00 273000 01/15/97
92630 106990000540671 01 38 2 204750
7.25
2291 Palmer Circle 2 300 22800.00 07/09/97
Fairfield 09 299 2.25 22800 01/09/22
CA 2540188 1 90 18.00 230000 01/09/97
94533 106990000540188 02 43 2 182850
7.25
209 W 5200 S 2 300 38000.00 06/23/97
Washington 14 298 0.25 40000 12/23/21
UT 2540176 1 77 18.00 128000 12/23/96
84405 149990000540176 02 19 2 57858
7.25
9915 Avoncroft ST 2 300 18000.00 04/24/97
Area Of Whittier 14 299 2.75 18000 01/24/22
CA 2540041 1 84 18.00 166500 01/24/97
90601 106990000540041 02 42 2 121000
5.99
225 Chalet Place 3 180 45000.00 0
Campbell RFC01 179 3.25 45000 01/09/12
CA 2540203 1 100 24.00 225000 01/09/97
95008 106990000540203 02 38 2 180000
11.5
1839 Rochelle Drive 2 300 37100.00 05/27/97
San Jose 14 297 2.25 37100 11/26/21
CA 2541170 1 90 18.00 247500 11/26/96
95124 106990000541170 01 45 2 185600
7.25
280 Tramway Drive 2 300 34500.00 05/22/97
Milpitas 14 297 2.25 34500 11/22/21
CA 2541192 1 90 18.00 345000 11/22/96
95035 106990000541192 01 27 2 276000
7.25
7188 Via Carmela 2 300 33300.00 06/11/97
San Jose 14 298 2.75 33300 12/11/21
CA 2541198 1 90 18.00 222000 12/11/96
95139 106990000541198 02 34 2 166500
7.25
1451 19th ST 2 300 89500.00 07/24/97
Manhattan Beach 14 299 2.75 89500 01/24/22
CA 2541197 1 88 18.00 675000 01/24/97
90266 106990000541197 02 44 2 500000
7.25
26W314 Harrison ST 2 300 15000.00 04/17/97
Winfield 14 299 3.25 15000 01/17/22
IL 2541717 1 85 18.00 155000 01/17/97
60190 117990000541717 02 39 2 116250
5.99
Bonners Ferry 2 299 1.50 39310.83 08/12/97
2542147 14 299 18.00 48300 01/12/22
ID 116990000542147 02 1 80 2 139000 02/12/97
83805 49 62701
7.25
378 Fourth ST 2 300 24700.00 04/30/97
Atlanta 14 299 3.25 24700 01/29/22
GA 2542216 1 94 18.00 167000 01/30/97
30308 113990000542216 01 42 2 131800
5.99
6555 Stillmeadow Drive 2 300 61500.00 04/30/97
Cumming 09 299 2.75 61500 01/31/22
GA 2541307 1 91 18.00 430000 01/31/97
30130 113990000541307 01 35 2 328000
5.99
168 Kenyatta Drive 1 179 20000.00 0
San Diego 14 179 3.75 20000 01/07/12
CA 2542245 1 96 18.00 163000 02/07/97
92114 106990000542245 02 43 2 136000
12.
821 Serenidad PL 2 299 15320.00 05/07/97
Goleta 14 299 2.25 26000 01/07/22
CA 2542226 1 88 18.00 330000 02/07/97
93117 106990000542226 02 45 2 264000
5.99
106 BLUE BONNET UNIT 14 LN 3 180 43862.99 08/10/97
SCOTTS VALLEY RFC01 180 3.75 51500 02/10/12
CA 2542217 1 100 24.00 206000 02/10/97
95066 106990000542217 02 43 2 154500
7.25
14151 Windsor PL 2 300 21300.00 04/24/97
Santa Ana 14 299 2.25 21300 01/24/22
CA 2542212 1 83 18.00 270000 01/24/97
92705 106990000542212 02 31 2 202500
5.99
7382 Jackson ST 1 180 35850.00 04/28/97
Ventura 14 179 3.25 35850 01/28/12
CA 2542210 1 95 18.00 239000 01/28/97
93004 106990000542210 01 36 2 191200
5.99
109 McKissick ST 1 181 31000.00 04/30/97
Pleasant Hill 14 180 3.25 40000 02/01/12
CA 2542208 1 93 18.00 312000 01/31/97
94523 106990000542208 02 36 2 250118
5.99
303 Mt Washington WAY 1 180 21276.52 07/22/97
Clayton 14 179 1.00 25000 01/22/12
CA 2542204 1 75 18.00 271000 01/22/97
94517 106990000542204 02 43 2 177496
7.25
15866 Seabec CIR 1 179 100000.00 05/13/97
(pacific Palisades) 14 179 3.25 100000 01/13/12
CA 2542191 1 79 18.00 1180000 02/13/97
90272 106990000542191 02 21 2 822500
5.99
Atlanta 1 179 1.50 31400.00 05/22/97
2517288 14 176 18.00 50000 10/22/11
GA 113990000517288 02 1 65 2 305000 11/22/96
30328 39 147664
7.25
101 Rose Petal Court 1 180 22500.00 04/16/97
Petaluma 14 179 3.00 32500 01/16/12
CA 2541989 1 95 18.00 230000 01/16/97
94954 106990000541989 02 28 2 185704
5.99
905 Hummingbird DR 2 299 24200.00 04/29/97
San Jose 14 298 2.25 24200 12/29/21
CA 2541806 1 90 18.00 244000 01/29/97
95125 106990000541806 01 43 2 193600
5.99
1432 Glenpine Drive 2 299 24978.42 06/09/97
San Jose RFC01 297 2.75 25000 11/09/21
CA 2538355 1 83 18.00 225000 12/09/96
95125 106990000538355 02 42 2 159842
7.25
2945 Matthew Lane 1 179 39808.10 11/30/95
Lawrenceville 14 163 3.25 40000 09/30/10
GA 9421373 1 98 18.00 188000 10/31/95
30244 213910000421373 02 39 2 144000
11.5
9 Crooked Meadow LN 2 300 40000.00 04/30/97
Hingham 14 299 0.50 40000 01/30/22
MA 2541996 1 80 18.00 800000 01/30/97
02043 125990000541996 02 36 2 600000
5.99
8521 12th AVE S 2 300 30200.00 04/24/97
Bloomington 14 299 2.00 30200 01/24/22
MN 2542114 1 87 18.00 99000 01/24/97
55425 127990000542114 02 28 2 55300
5.99
557 Bastanchury Avenue 1 179 15369.98 04/23/97
Henderson 14 178 1.00 19700 12/23/11
NV 2541741 1 70 18.00 96000 01/23/97
89015 132990000541741 02 34 2 47412
5.99
1660 Bridle Drive 1 180 29000.00 0
Henderson 14 179 3.75 29000 01/17/12
NV 2540958 1 100 18.00 225000 01/17/97
89015 132990000540958 02 49 2 196000
12.
256 Timothy AVE 2 300 19591.85 05/15/97
Bethlehem 14 300 2.75 22000 02/15/22
PA 2542262 1 90 18.00 185000 02/15/97
18017 142990000542262 02 49 2 144000
5.99
2545 Lena Court 1 180 6372.00 04/24/97
Minden 14 179 3.75 30000 01/24/12
NV 2541940 1 89 18.00 216000 01/24/97
89423 132990000541940 02 49 2 162207
5.99
West Bloomfield 3 180 3.25 57500.00 08/14/97
2542028 14 180 18.00 57500 02/14/12
MI 126990000542028 02 1 90 2 275000 02/14/97
48323 38 190000
7.25
2220 Avondale 3 180 20000.00 08/14/97
Sylvan Lake 14 180 4.00 30000 02/14/12
MI 2542068 1 95 18.00 160000 02/14/97
48320 126990000542068 02 25 2 121613
7.25
1702 Morton 3 180 26000.00 08/14/97
Ann Arbor 14 180 1.50 26000 02/14/12
MI 2542053 1 75 18.00 304000 02/14/97
48104 126990000542053 02 42 2 202000
7.25
9221 McLennan AVE 2 299 19000.00 03/24/97
North Hills Area 14 297 3.75 19000 11/24/21
CA 2538698 1 100 18.00 191000 12/24/96
91343 106990000538698 02 42 2 171000
5.99
1658 Brookdale Drive 2 299 27665.16 10/30/95
Martinsville 14 282 3.25 32700 08/19/20
NJ 9416926 1 100 18.00 235700 09/19/95
08836 134910000416926 02 42 2 202656
11.5
213 Palisades Drive 1 179 19949.78 10/31/95
Daly City 14 162 3.25 25000 08/07/10
CA 9417445 1 94 18.00 273000 09/07/95
94015 106930000417445 02 43 2 230507
11.5
830 Rolling Hill Drive 1 179 25843.33 12/31/95
Petaluma 14 164 3.25 26000 10/16/10
CA 9422256 1 100 18.00 215000 11/16/95
94954 106910000422256 02 37 2 188687
11.5
61961 SE 27th ST 2 300 24885.39 03/19/97
Bend 14 298 2.50 25000 12/19/21
OR 2539302 1 88 18.00 114000 12/19/96
97702 141990000539302 02 28 2 75000
5.99
1035 Glencourt Drive 2 300 8954.95 11/21/95
Oakland 14 282 2.25 40000 08/21/20
CA 9416331 1 90 18.00 390000 08/21/95
94611 106910000416331 02 42 2 309000
10.5
49 Sea Cliff Avenue 2 300 21836.92 03/01/95
San Francisco 14 274 1.50 150000 12/01/19
CA 9404192 1 74 18.00 840000 12/01/94
94121 106910000404192 02 30 2 470000
9.75
913 Bienveneda Avenue 1 179 49342.22 05/05/97
Los Angeles 14 176 2.25 50000 10/05/11
CA 2518385 1 88 18.00 679000 11/05/96
90272 106990000518385 01 39 2 543200
7.25
Poway 2 299 2.25 19268.92 04/01/95
9401974 14 270 18.00 48500 08/13/19
CA 106920000401974 02 1 90 2 485000 09/13/94
92064 25 388000
10.5
202-204 Pearl ST 1 180 26800.00 04/22/97
San Gabriel 15 179 3.25 26800 01/22/12
CA 2541131 1 95 18.00 179000 01/22/97
91776 106990000541131 01 32 2 143200
5.99
4307 Freedom Drive #1 1 180 25498.25 06/09/97
Calabasas 04 178 2.25 25500 12/09/11
CA 2539249 1 90 18.00 170000 12/09/96
91302 106990000539249 01 43 2 127500
7.25
535 Flora Vista DR 1 179 36478.76 06/18/97
Santa Barbara 14 177 3.00 36500 11/18/11
CA 2538970 1 88 18.00 292500 12/18/96
93109 106990000538970 02 22 2 219000
7.25
28121 E Palos Verdes DR 1 180 44727.56 02/07/97
Rancho Palos 14 177 2.25 45000 11/07/11
CA 2519192 1 87 18.00 467000 11/07/96
90275 106990000519192 01 36 2 360000
10.5
11702 Serene Court 2 300 41062.28 02/21/97
Monrovia 14 297 2.25 41400 11/21/21
MD 2520207 1 90 18.00 276000 11/21/96
21770 124990000520207 01 31 2 207000
10.5
7176 Josslyn Drive 2 300 38000.00 07/29/97
San Jose 14 299 2.25 38000 01/29/22
CA 2542171 1 90 18.00 380000 01/29/97
95120 106990000542171 01 31 2 304000
7.25
131 Galleon Street # A & B 1 180 93000.00 08/07/97
Marina Del Rey 15 180 3.75 93000 02/07/12
CA 2542165 1 94 18.00 630000 02/07/97
90292 106990000542165 01 44 2 496000
7.25
34 Woodgrove 2 300 57000.00 08/01/97
Irvine 04 299 3.25 57000 01/31/22
CA 2542164 1 90 18.00 400000 01/31/97
92714 106990000542164 02 50 2 300000
7.25
3969 Alma Court 1 180 35000.00 08/05/97
Pleasanton 14 180 3.25 35000 02/05/12
CA 2542162 1 93 18.00 233000 02/05/97
94588 106990000542162 02 29 2 180000
7.25
740 Bradford Street 2 300 50000.00 08/06/97
Pasadena 14 300 2.25 50000 02/06/22
CA 2542156 1 85 18.00 750000 02/06/97
91105 106990000542156 02 39 2 581449
7.25
Long Beach 1 180 3.25 30000.00 08/05/97
2542149 04 180 18.00 30000 02/05/12
CA 106990000542149 01 1 95 2 199990 02/05/97
90740 38 159950
7.25
1250 6th Street 2 300 97000.00 08/03/97
Hermosa Beach 14 300 3.75 97000 02/03/22
CA 2542129 1 90 18.00 320000 02/03/97
90254 106990000542129 02 49 2 190993
7.25
13050 Sunny Lane 2 300 35000.00 08/04/97
Camarillo 14 300 1.00 35000 02/04/22
CA 2542123 1 75 18.00 465000 02/04/97
93012 106990000542123 02 44 2 309732
7.25
1831 Holland Drive 2 300 4000.00 05/07/97
Walnut Creek RFC01 300 2.25 17850 02/07/22
CA 2542110 1 87 18.00 162000 02/07/97
94596 106990000542110 02 39 2 121500
5.99
3408 Woodside Lane 2 300 21400.00 05/07/97
San Jose 14 300 2.25 21400 02/07/22
CA 2542107 1 90 18.00 215000 02/07/97
95121 106990000542107 01 32 2 171850
5.99
7141 VIA CARMELA 3 180 48182.58 0
SAN JOSE 14 180 3.25 50000 02/10/12
CA 2542056 1 95 24.00 240000 02/10/97
95139 106990000542056 02 42 2 178000
11.5
476 S WHITE TAIL DR 3 180 8000.00 08/10/97
FRANKTOWN 14 180 2.25 27600 02/10/12
CO 2542141 1 90 18.00 276000 02/10/97
80016 108990000542141 02 42 2 220800
7.25
11261 Xavier DR 2 299 16500.00 04/13/97
Westminister 14 298 2.75 16500 12/13/21
CO 2541442 1 90 18.00 145000 01/13/97
80030 108990000541442 02 32 2 113814
5.99
498 County Road 132 2 299 39750.00 04/13/97
Marvel 14 298 2.25 39750 12/13/21
CO 2540772 1 90 18.00 265000 01/13/97
81329 108990000540772 01 38 2 198750
5.99
4673 MOWRY AVE 3 180 37000.00 0
FREMONT 14 180 2.75 37000 02/10/12
CA 2542050 1 88 24.00 277000 02/10/97
94538 106990000542050 02 50 2 206000
11.
21 Rolling Green CIR 2 299 32200.00 07/15/97
Pleasant Hill RFC01 298 2.25 32200 12/15/21
CA 2541336 1 90 18.00 215000 01/15/97
94523 106990000541336 02 42 2 161250
7.25
Santa Barbara 1 180 3.75 30700.00 0
2540931 14 179 18.00 77000 01/21/12
CA 106990000540931 02 1 100 2 385000 01/21/97
93111 42 308000
12.
1132 Jamaica LN 2 300 7100.00 04/13/97
Oxnard 04 299 0.50 24800 01/13/22
CA 2540899 1 81 18.00 135000 01/13/97
93030 106990000540899 02 41 2 83200
5.99
320 SE 7th AVE 3 180 5110.00 08/11/97
DEERFIELD 14 180 1.50 20000 02/11/12
FL 2542181 1 67 18.00 116000 02/11/97
33441 112990000542181 02 50 2 56757
7.25
17 Loring ST 2 300 20000.00 08/13/97
Belmont 04 300 0.75 50000 02/13/22
MA 2541556 1 40 18.00 127000 02/13/97
02178 125990000541556 02 30 2 0
7.25
35 W 580 County School Road 3 180 6984.29 06/06/97
West Dundee 14 178 3.25 100000 12/06/11
IL 2538602 1 88 24.00 340000 12/06/96
60118 117990000538602 02 42 2 197408
7.25
10038 Mains CT 3 180 20900.00 08/12/97
Goodrich 14 180 3.00 20900 02/12/12
MI 2542192 1 87 18.00 161000 02/12/97
48438 126990000542192 02 27 2 119000
7.25
813 S Nicholson 3 180 25000.00 08/13/97
Fowlerville 14 180 4.25 25000 02/13/12
MI 2541932 1 91 18.00 143000 02/13/97
48836 126990000541932 02 32 2 104700
7.25
4796 Tyndale 3 180 140000.00 08/03/97
West Bloomfield 14 180 2.00 140000 02/03/12
MI 2541865 1 71 18.00 410000 02/03/97
48323 126990000541865 02 49 2 148214
7.25
13322 Elgin 3 180 35600.00 08/13/97
Huntington Woods 14 180 4.75 35600 02/13/12
MI 2541858 1 95 18.00 178000 02/13/97
48070 126990000541858 02 48 2 133500
7.25
2625 Whitney PL 2 300 62500.00 03/20/97
Fort Gratiot 14 298 2.50 62500 12/20/21
MI 2539288 1 88 18.00 400000 12/20/96
48059 126990000539288 02 28 2 288000
5.99
5059 Verbena DR 2 300 53150.00 03/06/97
Acworth 09 298 2.75 53150 12/05/21
GA 2538709 1 90 18.00 197953 12/06/96
30102 113990000538709 01 36 2 125000
5.99
ORMOND BEACH 3 180 2.50 24674.09 0
2542137 14 180 18.00 40000 02/11/12
FL 112990000542137 02 1 90 2 133000 02/11/97
32174 28 79000
10.75
830 SW 14 Th CT 1 180 19600.00 07/14/97
Ft Lauderdale 14 179 3.50 19600 01/14/12
FL 2541468 1 78 18.00 152500 01/14/97
33315 112990000541468 01 38 2 98250
7.25
3012 48th Avenue DR E 1 180 18000.00 07/25/97
Bradenton 14 179 2.75 18000 01/24/12
FL 2541585 1 88 18.00 138000 01/24/97
34203 112990000541585 02 38 2 103279
7.25
7560 SW 30 ST 3 180 21000.00 07/09/97
Miami 14 179 2.75 21000 01/09/12
FL 2541673 1 90 18.00 145000 01/09/97
33155 112990000541673 02 37 2 108750
7.25
298 St Thomas Avenue 1 179 50000.00 07/10/97
Key Largo 14 178 1.50 50000 12/10/11
FL 2540780 2 65 18.00 350000 01/10/97
33037 112990000540780 02 15 2 175000
7.25
1222 Settle AVE 1 180 50000.00 03/19/97
San Jose 14 178 3.25 50000 12/19/11
CA 2520257 1 92 18.00 425000 12/19/96
95125 106990000520257 01 40 2 336800
5.99
7229 Lotus Avenue A 2 300 38000.00 04/23/97
San Gabriel 04 299 3.75 38000 01/23/22
CA 2541414 1 89 18.00 180000 01/23/97
91775 106990000541414 02 46 2 120465
5.99
610 Lanfair DR 1 180 31000.00 07/23/97
San Jose 14 179 3.75 31000 01/23/12
CA 2541658 1 95 18.00 245000 01/23/97
95136 106990000541658 02 49 2 199472
7.25
210 School Way 2 300 45500.00 07/21/97
Redwood Valley 14 299 2.75 45500 01/21/22
CA 2541590 1 90 18.00 187000 01/21/97
95470 106990000541590 02 45 2 122711
7.25
11 BUCCANEER, UNIT 1 3 180 45517.43 0
MARINA DEL REY 04 180 3.75 58000 02/10/12
CA 2542195 1 98 24.00 300000 02/10/97
90292 106990000542195 02 33 2 234368
12.
1901 Hemlock CT 1 180 37300.00 04/22/97
Hollister 14 179 3.75 37300 01/22/12
CA 2542186 1 94 18.00 253500 01/22/97
95023 106990000542186 01 45 2 199100
5.99
Redwood City 1 179 3.25 35500.00 05/14/97
2542183 14 179 18.00 35500 01/14/12
CA 106990000542183 01 1 95 2 237000 02/14/97
94063 39 189600
5.99
19 Sarazen Lane 2 299 56417.15 03/03/97
Coto De Caza 09 297 3.25 56500 11/03/21
CA 2538613 1 90 18.00 575396 12/03/96
92679 106990000538613 01 44 2 460300
5.99
17320 WEXFORD DR 3 180 21800.00 08/07/97
EDEN PRAIRIE 14 180 5.63 31800 02/07/12
MN 2541942 1 91 21.75 182000 02/07/97
55347 127990000541942 02 47 2 133000
7.25
3 Shadow RD 3 180 49000.00 07/30/97
Upper Saddle River 14 179 2.25 49000 01/29/12
NJ 2541314 1 84 24.00 458000 01/29/97
07458 134990000541314 01 31 2 333350
7.25
George Torres RD 2 299 83000.00 04/14/97
Taos 14 298 2.00 100000 12/14/21
NM 2540771 1 65 18.00 420000 01/14/97
87557 135990000540771 02 46 2 170000
5.99
4701 Tierra Encantada CT 2 300 26000.00 04/27/97
Albuquerque 16 299 1.00 26000 01/27/22
NM 2541866 1 21 18.00 126000 01/27/97
87109 135990000541866 02 48 2 0
5.99
7000 Esther Avenue N E 2 299 5765.13 04/24/97
Albuquerque 14 298 2.75 15000 12/24/21
NM 2541584 1 88 18.00 141000 01/24/97
87109 135990000541584 02 23 2 109000
5.99
5450 SW 149th 3 180 19584.58 07/23/97
BEAVERTON 14 179 1.50 20000 01/23/12
OR 2540494 1 84 18.00 158000 01/23/97
97007 141990000540494 02 38 2 111180
7.25
4900 BRAMBLERIDGE CT 3 180 20000.00 08/11/97
HOLLYSPRING 09 180 1.50 69000 02/11/12
NC 2542197 1 80 16.00 250000 02/11/97
27540 137990000542197 02 40 2 131000
7.25
5515 James ST 1 180 10000.00 07/22/97
Charlotte 14 179 3.75 10000 01/22/12
NC 2539435 1 83 16.00 134000 01/22/97
28216 137990000539435 02 42 2 100500
7.25
3415 N Buena Vista 2 299 8000.00 05/01/97
Farmington 14 298 2.25 21800 12/29/21
NM 2541979 1 90 18.00 121000 01/29/97
87401 135990000541979 02 19 2 87067
5.99
Sun Valley 2 300 2.50 8500.00 04/23/97
2541418 14 299 18.00 14500 01/23/22
NV 132990000541418 02 1 90 2 97000 01/23/97
89433 21 72750
5.99
806 Bluerock RD 1 180 30074.12 05/04/97
Gardnerville 14 180 1.00 40000 02/04/12
NV 2542180 1 80 18.00 150000 02/04/97
89410 132990000542180 02 48 2 78673
5.99
8430 Black Stallion PL 1 180 187000.00 04/30/97
Vienna 14 179 3.75 187000 01/31/12
VA 2541679 1 87 18.00 355000 01/31/97
22182 151990000541679 01 45 2 119500
5.99
17280 LEMOLO SHORE DR NE 3 180 65000.00 07/24/97
POULSBO 14 179 5.00 65000 01/24/12
WA 2540659 1 100 25.00 303000 01/24/97
98370 153990000540659 02 44 2 237000
7.25
10903 39th AVE NE 1 180 20000.00 07/28/97
Seattle 14 179 2.75 20000 01/28/12
WA 2542133 1 90 18.00 155000 01/28/97
98125 153990000542133 02 50 2 118757
7.25
1766 CAMP BAKER RD 3 180 3607.94 07/17/97
MEDFORD 14 179 0.75 39900 01/17/12
OR 2540110 1 74 18.00 163000 01/17/97
97501 141990000540110 02 30 2 79197
7.25
1540 Rosecrest Terrace 2 300 48972.63 03/11/97
San Jose 14 298 2.25 49150 12/11/21
CA 2538846 1 90 18.00 491433 12/11/96
95126 106990000538846 01 45 2 393100
5.99
19 Hillcrest MDWS 2 300 57002.93 06/19/97
Rolling Hills 04 298 3.25 57200 12/19/21
CA 2539725 1 90 18.00 572000 12/19/96
90274 106990000539725 01 29 2 457600
7.25
1260 N Palm Street 2 299 31192.02 07/09/97
La Habra 14 298 2.75 31400 12/09/21
CA 2539690 1 90 18.00 315000 01/09/97
90631 106990000539690 02 47 2 251200
7.25
6801 Castle Peak Drive 2 300 28800.36 03/17/97
Los Angeles- West 14 298 0.50 50000 12/17/21
CA 2539372 1 70 18.00 380000 12/17/96
91307 106990000539372 02 30 2 214600
5.99
3111 S Leland ST 2 300 12910.33 03/16/97
Los Angeles 14 298 2.75 43500 12/16/21
CA 2538497 1 89 18.00 290000 12/16/96
90731 106990000538497 02 44 2 214600
5.99
San Mateo 2 300 1.00 37474.20 03/11/97
2538466 14 298 18.00 40000 12/11/21
CA 106990000538466 02 1 71 2 530000 12/11/96
94403 47 335000
5.99
1532 Poplar DR 3 180 14595.34 06/27/97
Ormond Beach 14 178 2.50 15000 12/26/11
FL 2539919 1 82 18.00 145000 12/26/96
32174 112990000539919 02 30 2 103877
7.25
10741 Montego Drive 1 180 33651.65 01/23/96
San Diego 14 164 3.75 34400 10/23/10
CA 9420738 1 95 18.00 305000 10/23/95
92124 106930000420738 02 43 2 255300
12.
46680 Quail Run Lane 1 179 29096.17 08/31/95
Indian Wells 04 160 3.75 30000 06/05/10
CA 9414323 1 100 18.00 300000 07/05/95
92210 106930000414323 02 45 2 270000
12.
1033 Sandoval DR 2 300 34833.80 03/26/97
Virginia Beach 14 298 0.50 40000 12/26/21
VA 2519661 1 78 18.00 272000 12/26/96
23454 151990000519661 02 33 2 170000
5.99
8412 Sterling Way 1 179 17686.64 09/30/95
Westminster 14 161 3.75 20550 07/18/10
CA 9416627 1 100 18.00 137000 08/18/95
92683 106910000416627 02 41 2 116450
12.
2516 Antonia 3 180 35214.52 07/03/97
Warren 14 179 3.25 45000 01/03/12
MI 2538148 1 90 18.00 117000 01/03/97
48091 126990000538148 02 38 2 60000
7.25
25755 SW 149th AVE 3 180 17000.00 04/23/97
Miami 14 179 3.25 17000 01/23/12
FL 2539524 1 99 18.00 207000 01/23/97
33032 112990000539524 02 31 2 186300
5.99
2467 Leghorn DR 2 300 6100.00 08/13/97
Fort Collins 14 300 0.50 11900 02/13/22
CO 2541814 1 80 18.00 137000 02/13/97
80526 108990000541814 02 40 2 96885
7.25
H C 79, Box 935 2 300 50000.00 08/04/97
Melba 14 300 1.00 50000 02/04/22
ID 2542079 1 72 18.00 210000 02/04/97
83641 116990000542079 02 37 2 100000
7.25
1110 Alpine ST 1 180 18200.00 07/22/97
McCall 14 179 3.75 18200 01/22/12
ID 2541455 1 95 18.00 76000 01/22/97
83638 116990000541455 02 36 2 54000
7.25
Meridian 2 300 2.75 18500.00 06/05/97
2537764 09 298 18.00 18500 12/05/21
ID 116990000537764 02 1 90 2 150000 12/05/96
83642 40 116500
7.25
1753 Hookupa ST 1 180 49654.60 03/19/97
Pearl City 14 178 3.75 50000 12/19/11
HI 2539734 1 93 18.00 362000 12/19/96
96782 115990000539734 02 43 2 285856
5.99
14073 W 1st DR 1 179 35000.00 05/05/97
Golden 14 179 1.00 42000 01/05/12
CO 2542002 1 75 18.00 235000 02/05/97
80401 108990000542002 02 37 2 133153
5.99
251 Ridgefield RD 3 180 58000.00 04/30/97
Wilton 14 179 2.75 58000 01/31/12
CT 2517580 1 90 18.00 580000 01/31/97
06897 109990000517580 01 32 2 464000
5.99
3701 Eliot ST 2 299 12000.00 05/03/97
Denver 14 299 2.25 16000 01/03/22
CO 2542005 1 89 18.00 164000 02/03/97
80211 108990000542005 02 40 2 129600
5.99
922 E 11th ST 1 180 30000.00 0
Delta 14 179 3.25 30000 01/24/12
CO 2542093 1 100 18.00 150000 01/21/97
81416 108990000542093 02 45 2 119602
11.5
1475 Cattail DR 1 180 13100.00 0
Loveland 14 179 3.75 13100 01/31/12
CO 2541813 1 100 18.00 123500 01/31/97
80537 108990000541813 02 49 2 110378
12.
54142 SUNDERLAND DR 3 180 14172.00 08/06/97
SHELBY TWP 14 180 3.75 20000 02/06/12
MI 2541931 1 94 18.00 162000 02/06/97
48316 126990000541931 02 37 2 131460
7.25
32336 Linderman AVE 3 180 20000.00 08/12/97
Warren 14 180 3.75 20000 02/12/12
MI 2541761 1 88 18.00 82000 02/12/97
48093 126990000541761 02 49 2 51399
7.25
4790 Downing 3 180 40000.00 08/12/97
Pinckney 14 180 4.75 40000 02/12/12
MI 2541744 1 93 18.00 175000 02/12/97
48169 126990000541744 02 50 2 122000
7.25
220 Rowley Bridge RD 3 179 60536.99 08/11/97
Topsfield 14 179 1.00 70000 01/11/12
MA 2541328 1 68 18.00 400000 02/11/97
01983 125990000541328 02 35 2 201500
7.25
Henderson 2 300 1.50 25181.66 04/30/97
2541983 RFC01 299 18.00 47000 01/30/22
NV 132990000541983 02 1 78 2 200000 01/30/97
89014 49 108703
5.99
27 Farrwood DR 2 300 90000.00 05/12/97
Andover 14 300 1.00 90000 02/12/22
MA 2541879 1 33 18.00 284000 02/12/97
01810 125990000541879 02 30 2 935
5.99
1216 E Rancho DR 2 299 10000.00 05/11/97
Phoenix 09 299 2.25 10000 01/11/22
AZ 2541878 1 89 18.00 103000 02/11/97
85014 104990000541878 02 31 2 81115
5.99
4501 N 49th PL 3 180 41900.00 07/31/97
Phoenix 14 179 3.00 41900 01/31/12
AZ 2542009 1 92 24.00 290000 01/31/97
85018 104990000542009 02 29 2 223600
7.25
47704 League CT 2 300 14700.00 06/24/97
Sterling 14 298 3.75 14700 12/24/21
VA 2540316 1 90 18.00 235000 12/24/96
20165 151990000540316 02 37 2 196763
7.25
W5159 Strawberry Hill RD 1 180 25800.00 07/30/97
Elkhorn 14 179 3.75 25800 01/30/12
WI 2541978 1 95 18.00 145000 01/30/97
53121 155990000541978 02 45 2 111870
7.25
9637 Hilltop Road 3 180 20000.00 04/24/97
Bellevue 14 179 2.75 50000 01/24/12
WA 2542046 1 88 25.00 409000 01/24/97
98004 153990000542046 02 24 2 306750
5.99
15514 S Clear Lake RD 2 300 24000.00 04/24/97
Medical Lake 14 299 2.75 24000 01/24/22
WA 2542025 1 88 18.00 185000 01/24/97
99022 153990000542025 02 40 2 138000
5.99
1509 McKittrick ST 1 180 41900.00 0
Wenatchee 14 179 3.25 41900 01/30/12
WA 2541977 1 100 18.00 215000 01/30/97
98801 153990000541977 02 42 2 173036
11.5
2817 92nd PL SE 3 180 34700.00 08/04/97
EVERETT 14 180 3.75 34700 02/04/12
WA 2541675 1 100 25.00 142000 02/04/97
98208 153990000541675 02 47 2 107290
7.25
15122 Stillfield PL 3 180 15000.00 07/27/97
Centreville 09 179 2.25 15000 01/27/12
VA 2541619 1 81 24.00 284000 01/27/97
20120 151990000541619 02 33 2 214600
7.25
Castle Rock 2 299 1.50 15000.00 03/11/97
2538396 09 297 18.00 30000 11/11/21
CO 108990000538396 01 1 74 2 321013 12/11/96
80104 46 207000
5.99
1000 Thornwood LN 3 180 31700.00 04/30/97
Algonquin 14 179 3.75 31700 01/31/12
IL 2542086 1 95 24.00 165000 01/31/97
60102 117990000542086 02 33 2 124568
5.99
4803 Overland DR 2 300 18900.00 04/30/97
Powder Springs 09 299 2.25 18900 01/30/22
GA 2542103 1 89 18.00 192000 01/31/97
30073 113990000542103 01 35 2 151200
5.99
3782 Grandview RD 1 180 7275.50 04/23/97
Jasper 14 179 3.25 21000 01/28/12
GA 2541251 1 90 18.00 149000 01/23/97
30143 113990000541251 02 41 2 112000
5.99
3112 Lawn AVE 2 300 125000.00 04/30/97
Tampa 14 299 0.75 125000 01/31/22
FL 2541981 1 77 18.00 325000 01/31/97
33611 112990000541981 01 21 2 125000
5.99
3208 SW 175 AVE 2 300 12600.00 06/23/97
Miramar 09 298 2.75 26000 12/23/21
FL 2540385 1 90 18.00 268596 12/23/96
33029 112990000540385 02 43 2 214600
7.25
265 Estelle LN 1 180 25000.00 07/24/97
Daly City 14 179 3.75 25000 01/24/12
CA 2541560 1 93 18.00 295000 01/24/97
94014 106990000541560 02 50 2 247672
7.25
2135 103rd AVE 1 180 8242.00 07/21/97
Oakland 14 179 3.75 12800 01/21/12
CA 2541555 1 95 18.00 119000 01/21/97
94603 106990000541555 02 34 2 100174
7.25
603 Old Vine CT 2 300 38300.00 07/21/97
Pleasant Hill 14 299 2.25 38300 01/21/22
CA 2541516 1 90 18.00 384000 01/21/97
94523 106990000541516 01 45 2 306950
7.25
11 Maggiora DR 2 300 23700.00 04/27/97
Oakland 14 299 2.75 23700 01/27/22
CA 2541511 1 89 18.00 285000 01/27/97
94605 106990000541511 02 38 2 228000
5.99
424 S Guadalupe AVE 2 300 38700.00 04/22/97
Redondo Beach 14 299 2.25 38700 01/22/22
CA 2541508 1 90 18.00 390000 01/22/97
90277 106990000541508 01 42 2 310000
5.99
Irvine 1 180 3.75 96000.00 0
2541506 09 179 18.00 96000 01/16/12
CA 106990000541506 02 1 100 2 482000 01/16/97
92620 43 385500
12.
5027 Odessa AVE 2 300 38500.00 04/07/97
Encino Area- Los 14 299 2.25 38500 01/07/22
CA 2539770 1 90 18.00 385000 01/07/97
91436 106990000539770 02 41 2 308000
5.99
4414 Concerto DR 2 300 18800.00 03/27/97
San Jose 14 298 1.00 18800 12/27/21
CA 2539384 1 80 18.00 180000 12/27/96
95111 106990000539384 02 45 2 125000
5.99
5576 Glenbrook DR 2 300 99000.00 03/11/97
Oakland 14 298 2.75 99000 12/11/21
CA 2538415 1 90 18.00 660000 12/11/96
94618 106990000538415 01 43 2 495000
5.99
42 Downfield WAY 2 300 40428.71 06/20/97
Coto De Caza Area 09 298 2.25 40750 12/20/21
CA 2538988 1 90 18.00 410000 12/20/96
92679 106990000538988 01 38 2 326040
7.25
3234 Alameda De Las Pulgas 2 300 60000.00 06/11/97
Menlo Park 14 298 4.00 60000 12/11/21
CA 2519111 1 95 18.00 340000 12/11/96
94025 106990000519111 02 44 2 263000
7.25
113 E High ST 3 180 10000.00 0
Sharpsburg 14 179 3.25 12700 01/24/12
MD 2541583 1 100 24.00 79500 01/24/97
21782 124990000541583 02 33 2 66665
11.5
44 Neptune ST 3 180 33750.00 05/18/97
Beverly Cove 14 180 0.50 33750 02/18/12
MA 2542029 1 77 18.00 750000 02/18/97
01915 125990000542029 02 35 2 540000
5.99
6909 Beck DR NE 1 179 37500.00 0
Albuquerque 14 178 3.25 37500 12/27/11
NM 2541984 1 100 18.00 155000 01/27/97
87109 135990000541984 02 44 2 117476
11.5
4516 Quartz DR NE 1 180 15000.00 04/30/97
Rio Rancho 14 179 3.25 15000 01/31/12
NM 2541956 1 91 18.00 120000 01/31/97
87124 135990000541956 02 37 2 93118
5.99
26 Edgemere DR 2 300 7445.59 05/10/97
Matawan 14 300 0.75 20000 02/10/22
NJ 2541891 1 80 18.00 265000 02/10/97
07747 134990000541891 02 30 2 191252
5.99
Wyckoff 1 180 2.25 36000.00 04/24/97
2540940 14 179 18.00 36000 01/24/12
NJ 134990000540940 01 1 90 2 254000 01/24/97
07481 45 192000
5.99
8528 Chiquita DR 2 299 30000.00 07/16/97
Las Vegas 09 298 3.50 50000 12/16/21
NV 2539222 1 89 18.00 250000 01/16/97
89128 132990000539222 02 39 2 172000
7.25
16 Larkin LN 1 180 4000.00 0
St. Louis 14 179 3.25 12500 01/23/12
MO 2541935 1 99 18.00 126000 01/23/97
63128 129990000541935 02 33 2 111897
11.5
1203 Chavaniac 1 180 50000.00 07/16/97
Manchester 14 179 4.25 50000 01/16/12
MO 2541602 1 95 18.00 227000 01/16/97
63011 129990000541602 02 49 2 165650
7.25
5913 Charter Oaks 1 180 55500.00 07/27/97
Castro Valley 09 179 3.75 55500 01/27/12
CA 2541832 1 95 18.00 370000 01/27/97
94546 106990000541832 01 45 2 295000
7.25
2269 Silver Ridge AVE 1 179 39000.00 05/01/97
Los Angeles 14 179 3.25 39000 01/01/12
CA 2541742 1 95 18.00 260000 02/01/97
90039 106990000541742 02 41 2 208000
5.99
19742 Dorado DR 1 180 10000.00 07/24/97
Trabuco Canyon 09 179 4.25 46800 01/24/12
CA 2541608 1 94 18.00 317000 01/24/97
92679 106990000541608 02 47 2 249350
7.25
13937 Morrison ST 2 300 22500.00 07/17/97
Los Angeles 14 299 2.25 22500 01/17/22
CA 2541202 1 85 18.00 225000 01/17/97
91423 106990000541202 01 40 2 168750
7.25
20192 Rodrigues Avenue 2 300 20000.00 07/14/97
Cupertino 09 299 2.25 40000 01/14/22
CA 2541196 1 89 18.00 450000 01/14/97
95014 106990000541196 01 33 2 360000
7.25
838-840 Partridge AVE 2 299 42200.00 07/13/97
Menlo Park 14 298 2.25 42200 12/13/21
CA 2540881 1 90 18.00 422000 01/13/97
94025 106990000540881 01 36 2 337600
7.25
4149 Buchanan DR 2 300 3000.00 04/13/97
Fair Oaks 14 299 1.00 120500 01/13/22
CA 2540748 1 80 18.00 675000 01/13/97
95628 106990000540748 02 31 2 419096
5.99
Sunnyvale 2 299 3.50 33300.00 08/03/97
2540673 14 299 18.00 33300 01/03/22
CA 106990000540673 02 1 90 2 222000 02/03/97
94086 36 166500
7.25
520 Redwood AVE 2 300 55000.00 04/09/97
Ben Lomond 14 299 1.50 55000 01/09/22
CA 2540592 1 38 18.00 146000 01/09/97
95005 106990000540592 02 50 2 0
5.99
17203 Santa Suzanne ST 2 300 33000.00 07/14/97
Fountain Valley 14 299 2.75 33000 01/14/22
CA 2540556 1 90 18.00 220000 01/14/97
92708 106990000540556 01 44 2 165000
7.25
2409 Cloy Avenue 2 300 14000.00 07/27/97
Los Angeles 14 299 2.75 14000 01/27/22
CA 2541467 1 78 18.00 320000 01/27/97
90291 106990000541467 02 40 2 233885
7.25
3635 Burritt Way(la Crescenta 1 180 42000.0007/27/97
Los Angeles 14 179 3.25 42000 01/27/12
CA 2541422 1 89 18.00 300000 01/27/97
91214 106990000541422 01 36 2 224000
7.25
4605 Black Pine DR 2 300 46990.00 04/22/97
San Diego 14 299 2.25 46990 01/22/22
CA 2541421 1 90 18.00 470000 01/22/97
92130 106990000541421 01 39 2 375900
5.99
3972 Pepper Tree Lane 1 180 29200.00 07/16/97
San Jose 14 179 3.75 29200 01/16/12
CA 2541416 1 95 18.00 195000 01/16/97
95127 106990000541416 02 50 2 156000
7.25
8625 Hudson DR 1 180 24700.00 07/17/97
San Diego 14 179 3.25 24700 01/17/12
CA 2541393 1 92 18.00 193000 01/17/97
92119 106990000541393 02 40 2 152500
7.25
264 W Larcom ST 1 180 48400.00 0
Thousand Oaks 14 179 3.25 48400 01/15/12
CA 2541392 1 93 18.00 275000 01/15/97
91360 106990000541392 02 35 2 206250
11.5
6078 Lake Lindero DR 1 180 71250.00 07/24/97
Agoura Hills 09 179 3.75 71250 01/24/12
CA 2541278 1 95 18.00 475000 01/24/97
91301 106990000541278 01 40 2 379738
7.25
4565 Sylar LN 2 300 17000.00 04/13/97
Kelseyville 14 299 2.25 17000 01/13/22
CA 2541262 1 83 18.00 107500 01/13/97
95451 106990000541262 02 29 2 72000
5.99
San Jose 1 180 3.75 30000.00 0
2541593 04 179 18.00 30000 01/21/12
CA 106990000541593 02 1 98 2 135000 01/21/97
95131 50 101635
12.
3001 Stafford Way 2 300 9432.00 04/30/97
Modesto 14 299 2.25 25000 01/31/22
CA 2541587 1 89 18.00 195000 01/31/97
95350 106990000541587 02 29 2 147000
5.99
109 Emma AVE 1 181 25100.00 05/11/97
Ventura 14 181 3.75 25100 03/01/12
CA 2541973 1 95 18.00 178000 02/11/97
93003 106990000541973 02 44 2 144000
5.99
246 Sourdough RD 2 299 86150.00 01/23/97
Woodland Park 14 295 1.50 86150 09/23/21
CO 2517896 1 96 18.00 155000 10/23/96
80863 108990000517896 02 50 2 61245
9.75
634 E 7th AVE 1 179 39500.00 01/25/97
Durango 14 175 1.00 43000 09/25/11
CO 2515140 1 75 18.00 150000 10/25/96
81301 108990000515140 02 38 2 69386
9.25
3800 Royal Woods DR 2 300 15500.00 04/28/97
Sherman Oaks 14 299 0.25 50000 01/28/22
CA 2542100 1 80 18.00 585000 01/28/97
91403 106990000542100 02 30 2 417011
5.99
2910 Anderson Way 2 300 20000.00 05/03/97
Sacramento 14 300 1.00 20000 02/03/22
CA 2542084 1 80 18.00 200000 02/03/97
95825 106990000542084 02 29 2 140000
5.99
28009 W Via Amistosa 1 180 45100.00 08/07/97
Agoura Hills 14 180 3.25 45100 02/07/12
CA 2542064 1 93 18.00 310000 02/07/97
91301 106990000542064 01 38 2 240700
7.25
4549 Beacon Bay Drive 1 179 45600.00 04/17/97
Union City 14 178 3.25 45600 12/17/11
CA 2542060 1 95 18.00 304000 01/17/97
94587 106990000542060 02 29 2 243100
5.99
873 Blackwood RD 1 180 34000.00 0
Chula Vista 14 179 3.25 34000 01/25/12
CA 2542047 1 100 18.00 190000 01/25/97
91910 106990000542047 02 34 2 155803
11.5
863 Vista Montara CIR 2 300 32100.00 04/28/97
Pacifica 09 299 2.25 32100 01/28/22
CA 2542043 1 87 18.00 270000 01/28/97
94044 106990000542043 02 40 2 202500
5.99
Santa Clara 1 180 3.75 50000.00 05/03/97
2542026 RFC01 180 18.00 50000 02/03/12
CA 106990000542026 02 1 95 2 340000 02/03/97
95050 39 272000
5.99
706 W Mountain Ridge RD 2 300 28000.00 04/27/97
Lake Almanor 14 299 0.50 28000 01/27/22
CA 2542024 1 61 18.00 270000 01/27/97
96137 106990000542024 02 45 2 135737
5.99
10193 Macadam Lane 2 299 41700.00 08/03/97
Cupertino 09 299 2.75 41700 01/03/22
CA 2542021 1 90 18.00 417000 02/03/97
95014 106990000542021 01 45 2 333600
7.25
818 Main ST 301 2 300 25875.00 08/03/97
El Segundo 04 300 2.75 25875 02/03/22
CA 2541972 1 90 18.00 172500 02/03/97
90245 106990000541972 01 39 2 129350
7.25
510 S Francisca AVE 2 299 37900.00 05/04/97
Redondo Beach 14 299 3.25 37900 01/04/22
CA 2541967 1 84 18.00 725000 02/04/97
90277 106990000541967 02 50 2 564300
5.99
6157 Yeadon WAY 1 180 10000.00 07/29/97
San Jose 14 179 3.25 12000 01/29/12
CA 2541965 1 93 18.00 292910 01/29/97
95119 106990000541965 01 45 2 257730
7.25
2316 North Poinsettia Avenue 2 300 72500.00 08/03/97
Manhattan Beach 14 300 2.75 72500 02/03/22
CA 2541962 1 90 18.00 725000 02/03/97
90266 106990000541962 01 37 2 580000
7.25
39 Washington Street 2 300 39000.00 04/28/97
Novato 14 299 2.25 39000 01/28/22
CA 2541951 1 90 18.00 260000 01/28/97
94947 106990000541951 02 45 2 195000
5.99
10410 Amber ST 1 181 10875.00 04/24/97
Bellflower 14 180 3.25 25000 02/24/12
CA 2541944 1 93 18.00 260000 01/24/97
90706 106990000541944 02 41 2 215300
5.99
10 Cedarwood LN 1 180 29400.00 04/23/97
Novato 09 179 3.25 29400 01/23/12
CA 2541885 1 95 18.00 196000 01/23/97
94947 106990000541885 01 22 2 156800
5.99
214 W Oak AVE 2 300 30900.00 08/03/97
El Segundo 14 300 2.25 30900 02/03/22
CA 2541868 1 90 18.00 309000 02/03/97
90245 106990000541868 01 38 2 247000
7.25
West Jordan 1 179 4.25 18200.00 08/03/97
2541523 14 179 18.00 18700 01/03/12
UT 149990000541523 02 1 95 2 140000 02/03/97
84088 47 114273
7.25
3879 ST. ANDREWS GREEN 3 180 61398.97 08/10/97
MEMPHIS 09 180 3.75 85000 02/10/12
TN 2541976 1 98 14.00 435000 02/10/97
38111 147990000541976 02 44 2 340000
7.25
114 N Baltimore ST 2 300 120000.00 04/27/97
Franklintown 14 299 1.50 120000 01/27/22
PA 2541961 1 80 18.00 150000 01/27/97
17323 142990000541961 02 50 2 0
5.99
1963 Sycamore Glen 1 180 97600.00 0
San Jose 14 177 4.25 97600 11/07/11
CA 2519897 1 100 18.00 488000 11/07/96
95125 106990000519897 02 50 2 390400
12.5
2459 Almaden BLVD 1 179 35000.00 03/30/97
Union City 14 177 2.75 35000 11/30/11
CA 2539651 1 90 18.00 210000 12/30/96
94587 106990000539651 02 48 2 153811
5.99
7125 Heartland WAY 2 300 40139.94 03/16/97
San Jose 14 298 2.25 40400 12/16/21
CA 2539793 1 89 18.00 410000 12/16/96
95135 106990000539793 02 31 2 323300
5.99
5528 Autry AVE 1 180 66582.00 0
Lakewood 14 178 3.50 74000 12/27/11
CA 2540093 1 100 18.00 260000 12/27/96
90712 106990000540093 02 30 2 185372
11.75
12706 Milbank ST 2 300 68000.00 08/04/97
Studio City Area 14 300 3.25 68000 02/04/22
CA 2541938 1 90 18.00 520000 02/04/97
91604 106990000541938 02 43 2 400000
7.25
9 Sarazen Lane 2 300 50000.00 08/03/97
Coto De Caza Area 14 300 2.25 50000 02/03/22
CA 2541937 1 90 18.00 505000 02/03/97
92679 106990000541937 01 40 2 402100
7.25
1091 Belleza Street 2 300 18400.00 08/04/97
Camarillo RFC01 300 2.25 18400 02/04/22
CA 2541930 1 79 18.00 210000 02/04/97
93012 106990000541930 01 41 2 147200
7.25
4207 Skybrook Court 2 300 26250.00 05/03/97
Moorpark 04 300 2.75 26250 02/03/22
CA 2541929 1 90 18.00 175000 02/03/97
93021 106990000541929 02 49 2 131250
5.99
Rancho Santa 1 179 3.25 41250.00 04/27/97
Margarita Area 2541916 14 178 18.00 41250 12/27/11
CA 106990000541916 02 1 95 2 275000 01/27/97
92688 37 220000
5.99
1110 S Shenandoah 1 1 180 44200.00 08/04/97
Los Angeles 04 180 3.25 44200 02/04/12
CA 2541909 1 100 18.00 205000 02/04/97
90035 106990000541909 02 38 2 160748
7.25
261 Poplar DR 2 300 198000.00 04/24/97
Kentfield 14 299 1.00 198000 01/24/22
CA 2541907 1 80 18.00 1060000 01/24/97
94904 106990000541907 01 39 2 650000
5.99
28155 Christopher's LN 2 300 50000.00 04/28/97
Los Altos Hills 14 299 1.00 50000 01/28/22
CA 2541906 1 71 18.00 843000 01/29/97
94022 106990000541906 02 35 2 547900
5.99
1140 N Daisy ST 2 300 10000.00 04/30/97
Escondido 14 299 2.25 25000 01/30/22
CA 2542020 1 90 18.00 160000 01/30/97
92027 106990000542020 02 38 2 117600
5.99
11300 Birchhaven AVE 2 300 25000.00 04/27/97
Bakersfield 14 299 3.25 35700 01/27/22
CA 2542019 1 90 18.00 238000 01/27/97
93312 106990000542019 02 49 2 178500
5.99
481 S Westridge CIR 2 299 54400.00 07/28/97
Anaheim 09 298 3.75 54400 12/28/21
CA 2542014 1 87 18.00 310000 01/28/97
92802 106990000542014 02 48 2 214600
7.25
1618 Carver ST 1 179 30000.00 0
Redondo Beach 14 178 3.75 30000 12/22/11
CA 2542010 1 94 18.00 307000 01/22/97
90278 106990000542010 02 38 2 257763
12.
15658 E Yellowbrook LN 1 180 26356.64 08/06/97
La Mirada 09 180 0.50 35000 02/06/12
CA 2542004 1 68 18.00 275000 02/06/97
90638 106990000542004 02 44 2 151527
7.25
6847 Shoshone Avenue 1 180 8479.50 08/04/97
Van Nuys 14 180 1.00 20100 02/04/12
CA 2542003 1 75 18.00 145000 02/04/97
91406 106990000542003 02 22 2 88556
7.25
6068 Avenida De Castillo 1 179 36708.21 11/30/95
Long Beach 09 163 4.25 37000 09/30/10
CA 9419695 1 99 18.00 410000 10/27/95
90803 106930000419695 02 27 2 368000
12.5
Beaverton 1 180 3.75 3018.00 07/13/97
2541046 14 179 18.00 25000 01/13/12
OR 141990000541046 02 1 93 2 147000 01/13/97
97006 46 110539
7.25
653 Stearman ST 2 299 58888.51 05/06/97
Independence 14 299 1.50 121000 01/06/22
OR 2541995 1 68 18.00 180000 02/06/97
97351 141990000541995 02 50 2 0
5.99
248 Congress AVE 1 180 31000.00 0
Lansdowne 14 179 3.25 31000 01/31/12
PA 2541953 1 100 18.00 137000 01/31/97
19050 142990000541953 02 34 2 106000
11.5
RR3 BOX 870 3 180 20000.00 08/05/97
MANNING 14 180 0.75 20000 02/05/12
SC 2541947 1 77 18.00 65000 02/05/97
29102 145990000541947 02 33 2 30000
7.25
322 Sage Circle 2 299 6634.81 08/06/97
Logan 14 299 1.00 22500 01/06/22
UT 2542013 1 80 18.00 280000 02/06/97
84321 149990000542013 02 32 2 201500
7.25
177 N 2230 E 2 300 25000.00 07/30/97
St. George 14 299 3.25 25000 01/30/22
UT 2541986 1 90 18.00 173500 01/30/97
84790 149990000541986 02 50 2 130000
7.25
841 Boughton 1 179 10192.00 0
Ogden 14 179 3.25 19200 01/11/12
UT 2541763 1 100 18.00 85000 02/11/97
84403 149990000541763 02 32 2 65788
11.5
2459 E Briar Creek CIR 2 300 50000.00 04/17/97
Salt Lake City 14 299 0.25 50000 01/17/22
UT 2541727 1 73 18.00 520000 01/17/97
84117 149990000541727 02 26 2 326163
5.99
989 Kelley Court 2 300 59626.43 07/07/97
Lafayette 14 299 3.25 60000 01/07/22
CA 2539852 1 90 18.00 580000 01/07/97
94549 106990000539852 02 41 2 459000
7.25
1819 Hilton DR 2 300 20812.82 04/03/97
Burbank 14 299 2.25 24000 01/03/22
CA 2539705 1 90 18.00 245000 01/03/97
91504 106990000539705 02 31 2 196000
5.99
29 Santa Comba 2 300 17070.34 04/15/97
Irvine 09 299 2.75 17200 01/15/22
CA 2540564 1 85 18.00 345000 01/15/97
92606 106990000540564 01 40 2 276000
5.99
Sacramento 1 179 3.75 20798.29 07/31/95
9414012 14 159 18.00 22300 05/19/10
CA 106930000414012 02 1 98 2 193000 06/19/95
95831 31 166305
12.
10615 Meadowridge LN 2 300 74084.36 06/30/97
Bowie 14 298 3.25 75200 12/31/21
MD 2539514 1 90 18.00 205000 12/31/96
20721 124990000539514 02 36 2 109000
7.25
11186 S Hawkwood DR 2 299 4916.88 07/10/97
Sandy 14 298 0.50 16000 12/10/21
UT 2539182 1 80 18.00 142000 01/10/97
84094 149990000539182 02 37 2 96803
7.25
607 St. Claire Drive 3 180 44200.00 07/27/97
Palo Alto 14 179 2.25 44200 01/27/12
CA 2541793 1 90 24.00 442500 01/27/97
94306 106990000541793 01 42 2 354000
7.25
31 GIVENS AVE 3 180 5000.00 08/11/97
STAMFORD 15 180 2.00 46500 02/11/12
CT 2541851 1 90 18.00 185000 02/11/97
06906 109990000541851 02 30 2 120000
7.25
92 Lafayette ST 1 - B 1 179 15450.00 08/14/97
Stamford 04 179 4.25 15450 01/14/12
CT 2541762 1 89 18.00 110000 02/14/97
06902 109990000541762 01 50 2 82400
7.25
9000 Cynthia #409 ST 2 300 74500.00 07/23/97
West Hollywood 04 299 3.00 74500 01/23/22
CA 2541917 1 90 18.00 425000 01/23/97
90069 106990000541917 02 29 2 307455
7.25
922 Beach Park BLVD #25 1 180 38416.49 07/31/97
Foster City 04 179 3.25 38650 01/31/12
CA 2541915 1 95 18.00 187000 01/31/97
94404 106990000541915 02 42 2 139000
7.25
15571 Sorbonne ST 2 300 37500.00 04/21/97
Sylmar 14 299 2.25 37500 01/21/22
CA 2541893 1 90 18.00 250000 01/21/97
91342 106990000541893 02 43 2 187500
5.99
1816 Harding CT 2 300 24300.00 04/30/97
Antioch 14 299 2.25 24300 01/30/22
CA 2541882 1 90 18.00 162000 01/30/97
94509 106990000541882 02 40 2 121500
5.99
1006 Royal Oaks DR #b 2 300 28000.00 04/27/97
Monrovia 04 299 2.25 28000 01/27/22
CA 2541875 1 90 18.00 200000 01/27/97
91016 106990000541875 02 38 2 152000
5.99
San Jose 1 180 3.25 15000.00 0
2541872 RFC01 180 18.00 15000 02/03/12
CA 106990000541872 02 1 88 2 190000 02/03/97
95148 42 152000
11.5
516 West Acacia AVE 2 299 25500.00 04/22/97
El Segundo 14 298 2.75 25500 12/22/21
CA 2541871 1 90 18.00 255000 01/22/97
90245 106990000541871 01 40 2 204000
5.99
813 Descanso WAY 1 180 35100.00 04/24/97
San Rafael 14 179 3.25 35100 01/24/12
CA 2541862 1 95 18.00 234000 01/24/97
94903 106990000541862 01 44 2 187160
5.99
2271 Blackfield Drive 2 300 32000.00 07/27/97
Concord 14 299 2.00 32000 01/27/22
CA 2541859 1 86 18.00 163000 01/27/97
94521 106990000541859 02 29 2 108000
7.25
28760 Shadyview DR 1 180 25000.00 0
Canyon Country 14 179 3.25 50000 01/24/12
CA 2541857 1 99 18.00 190000 01/24/97
91351 106990000541857 02 40 2 136219
11.5
1213 Hillcrest Court 1 180 42000.00 07/27/97
Livermore 14 179 3.75 42000 01/27/12
CA 2541850 1 95 18.00 196000 01/27/97
94550 106990000541850 02 37 2 144181
7.25
1261 Pyramid CIR 2 300 24665.00 04/22/97
South Lake Tahoe 14 299 1.00 25000 01/22/22
CA 2541445 1 75 18.00 229000 01/22/97
96150 106990000541445 02 45 2 145000
5.99
768 Optimo AVE 2 300 90000.00 07/23/97
Fremont 14 299 1.50 90000 01/23/22
CA 2540924 1 80 18.00 420000 01/21/97
94539 106990000540924 02 45 2 242825
7.25
2210 Banbury CIR 1 180 29400.00 04/15/97
Roseville 09 179 3.25 29400 01/15/12
CA 2540573 1 95 18.00 196000 01/15/97
95661 106990000540573 01 44 2 156800
5.99
7004 Norman 2 300 15500.00 04/21/97
Princeton 14 299 2.25 37900 01/21/22
CA 2539776 1 90 18.00 186000 01/21/97
95970 106990000539776 02 29 2 129500
5.99
4124 Lanterman LN 2 300 55500.00 06/02/97
La Canada 14 298 3.75 55500 12/02/21
CA 2538147 1 95 18.00 370000 12/02/96
91011 106990000538147 02 35 2 296000
7.25
San Juan 2 299 3.25 56250.00 03/09/97
Capistrano 2540374 09 297 18.00 56250 11/09/21
CA 106990000540374 02 1 90 2 375000 12/09/96
92675 37 281250
5.99
2922 Via Ipanema 2 299 19100.00 04/22/97
Carlsbad 14 298 2.25 30100 12/22/21
CA 2541748 1 90 18.00 245000 01/22/97
92009 106990000541748 02 41 2 190400
5.99
8242 Camp Chaffee Road 2 300 30000.00 07/23/97
Ventura 14 299 2.75 30000 01/23/22
CA 2541731 1 90 18.00 200000 01/23/97
93001 106990000541731 02 48 2 149798
7.25
3340 Ptarmigan DR 1-a 2 299 50000.00 05/10/97
Walnut Creek 04 299 1.00 50000 01/10/22
CA 2541665 1 76 18.00 350000 02/10/97
94595 106990000541665 02 47 2 214600
5.99
1016 Adobe Creek CT 2 301 34000.00 05/04/97
San Jose 14 301 2.75 34000 03/01/22
CA 2541646 1 90 18.00 227000 02/04/97
95127 106990000541646 02 43 2 170250
5.99
35 Calabria LN 1 180 20200.00 04/27/97
Foothill Ranch 09 179 3.75 20200 01/27/12
CA 2541624 1 95 18.00 258000 01/27/97
92610 106990000541624 02 39 2 224810
5.99
234 22nd ST 2 300 13000.00 07/24/97
Santa Monica 14 299 1.50 100000 01/24/22
CA 2541496 1 77 18.00 1115000 01/24/97
90402 106990000541496 02 41 2 755000
7.25
13206 Lake ST 2 300 17000.00 07/16/97
Los Angeles 14 299 2.25 31000 01/16/22
CA 2541488 1 90 18.00 310000 01/16/97
90066 106990000541488 02 40 2 248000
7.25
9423 Brookside Avenue 1 179 5500.00 0
Ben Lomond 14 178 4.25 25000 12/21/11
CA 2541447 1 94 18.00 207000 01/21/97
95005 106990000541447 02 46 2 169492
12.5
5225 Wyntercreek Drive 1 180 2700.00 0
Dunwoody 14 179 3.75 26800 01/29/12
GA 2541473 1 100 18.00 270000 01/29/97
30338 113990000541473 02 27 2 241200
12.
1460 SE 14th CT 1 180 22300.00 0
Deerfield Beach 14 179 3.75 30000 01/09/12
FL 2541446 1 26 18.00 170000 01/09/97
33441 112990000541446 02 50 2 13500
12.
Fort Collins 2 300 1.50 65000.00 05/13/97
2541883 14 300 18.00 65000 02/13/22
CO 108990000541883 01 1 63 2 270000 02/13/97
80524 49 105000
5.99
11347 NUCLA ST 3 180 51896.94 08/07/97
COMMERCE CITY 14 180 0.75 52000 02/07/12
CO 2541863 1 75 18.00 160000 02/07/97
80022 108990000541863 02 28 2 67000
7.25
3208 4th ST 2 300 120000.00 05/14/97
Boulder 14 300 1.00 120000 02/14/22
CO 2541824 1 71 18.00 542000 02/14/97
80304 108990000541824 01 36 2 260000
5.99
1002 W 5th ST 1 179 19700.00 08/10/97
Loveland 14 179 3.75 19700 01/10/12
CO 2541765 1 95 18.00 168000 02/10/97
80537 108990000541765 02 36 2 139850
7.25
2109 Agate CT 2 299 129000.00 08/10/97
Loveland 14 299 0.75 129000 01/10/22
CO 2541764 1 79 18.00 165000 02/10/97
80538 108990000541764 02 20 2 0
7.25
1619 Lake AVE 1 180 10000.00 0
Pueblo 14 179 3.25 42000 01/27/12
CO 2541708 1 100 18.00 82000 01/27/97
81004 108990000541708 02 35 2 39685
11.5
540 Madeira AVE 1 180 5000.00 07/27/97
Coral Gables 14 179 1.00 95000 01/27/12
FL 2541704 1 79 18.00 245000 01/27/97
33134 112990000541704 02 37 2 97011
7.25
26302 Valenzuela CIR 1 180 49700.00 04/22/97
Mission Viejo 09 179 3.75 49700 01/22/12
CA 2541849 1 95 18.00 246000 01/22/97
92691 106990000541849 02 38 2 184000
5.99
237 San Juan Avenue 2 299 29250.00 04/28/97
Venice 14 298 2.25 29250 12/28/21
CA 2541847 1 90 18.00 195000 01/28/97
90291 106990000541847 01 28 2 146250
5.99
8771 Roseland AVE 1 179 20000.00 04/27/97
Moorpark 14 178 1.00 20000 12/27/11
CA 2541841 1 35 18.00 300000 01/27/97
93021 106990000541841 02 48 2 84000
5.99
603 Coyote RD 2 300 14000.00 04/22/97
San Jose 14 299 1.00 16200 01/22/22
CA 2541820 1 80 18.00 224000 01/22/97
95111 106990000541820 02 40 2 163000
5.99
Salt Lake City 2 300 0.50 30000.00 04/27/97
2541876 14 299 18.00 30000 01/27/22
UT 149990000541876 02 1 35 2 86000 01/27/97
84104 36 0
5.99
3668 E Martin AVE 1 180 10000.00 02/06/97
Cudahy 14 177 1.00 10000 11/06/11
WI 2519202 1 90 18.00 97500 11/06/96
53110 155990000519202 02 45 2 77650
9.25
534 E Wilford AVE 2 299 40450.00 08/10/97
Murray 14 299 1.00 45000 01/10/22
UT 2541638 1 71 18.00 154000 02/10/97
84107 149990000541638 02 37 2 63359
7.25
940 W Walden Hills DR 2 299 18000.00 04/14/97
Murray 14 298 2.75 18000 12/14/21
UT 2541311 1 87 18.00 152000 01/14/97
84123 149990000541311 02 35 2 114000
5.99
3941 West Deer Horn Drive 2 300 20035.00 08/05/97
Riverton 14 300 1.00 50000 02/05/22
UT 2541089 1 79 18.00 245000 02/05/97
84065 149990000541089 02 44 2 143200
7.25
326 Cumberland RD 2 299 100000.00 05/01/97
Glendale 14 298 3.00 100000 12/31/21
CA 2537882 1 85 18.00 890000 01/31/97
91202 106990000537882 01 37 2 650000
5.99
21411 Arborwood 2 300 36500.00 07/13/97
Lake Forest 09 299 2.25 36500 01/13/22
CA 2540551 1 90 18.00 245000 01/13/97
92630 106990000540551 01 42 2 182600
7.25
4380 Sherbourne Drive 1 180 25544.52 07/17/97
San Jose 14 179 2.25 35000 01/17/12
CA 2540846 1 89 18.00 235000 01/17/97
95124 106990000540846 02 44 2 174000
7.25
2532 Meadowrest WAY 2 300 21000.00 04/13/97
Madera 14 299 2.25 21000 01/13/22
CA 2540928 1 83 18.00 140000 01/13/97
93637 106990000540928 02 45 2 94271
5.99
1520 Brookhaven AVE 1 179 44160.50 07/15/97
Placentia 14 178 3.25 85000 12/15/11
CA 2541293 1 89 18.00 310000 01/15/97
92870 106990000541293 02 45 2 188503
7.25
30496 Bogart PL 2 299 20000.00 04/08/97
Temecula 14 298 2.25 20000 12/08/21
CA 2541122 1 90 18.00 135000 01/08/97
92591 106990000541122 02 45 2 101250
5.99
BERWICK 3 180 3.25 22409.84 08/07/97
2541826 14 180 22.20 30000 02/07/12
PA 142990000541826 02 1 95 2 74000 02/07/97
18603 33 39768
7.25
2908 NE 26th ST 2 299 46033.78 05/10/97
Gresham 14 299 2.25 48000 01/10/22
OR 2541786 1 88 18.00 134000 02/10/97
97030 141990000541786 02 35 2 68613
5.99
6290 SW Carman DR 2 300 44600.00 03/16/97
Lake Oswego 14 298 2.75 44600 12/16/21
OR 2538498 1 90 18.00 194000 12/16/96
97035 141990000538498 02 38 2 130000
5.99
39 Cypress ST 2 299 10728.00 05/09/97
New City 14 299 2.25 36400 01/09/22
NY 2541788 1 90 18.00 230000 02/09/97
10956 136990000541788 02 41 2 169875
5.99
33 Old House LN 1 181 50000.00 07/22/97
Chappaqua 14 180 2.75 50000 02/27/12
NY 2541281 1 90 18.00 535000 01/22/97
10514 136990000541281 02 43 2 428000
7.25
9524 Atwood Avenue 1 179 15000.00 0
Las Vegas 14 178 3.25 15000 12/16/11
NV 2541831 1 100 18.00 150000 01/16/97
89129 132990000541831 02 38 2 134000
11.5
112 Lotus Blossom Court 1 179 26000.00 04/23/97
Las Vegas 14 178 3.75 26000 12/23/11
NV 2541818 1 95 18.00 130000 01/23/97
89128 132990000541818 02 33 2 96922
5.99
11905 GARBOW 3 180 14465.16 08/05/97
MIDDLEVILLE 14 180 0.75 28000 02/05/12
MI 2541808 1 77 18.00 173000 02/05/97
49333 126990000541808 02 30 2 103810
7.25
29290 Chelsea Crossing 3 180 10000.00 08/10/97
Farmington Hills 04 180 3.25 55000 02/10/12
MI 2541794 1 89 18.00 265000 02/10/97
48331 126990000541794 02 41 2 180000
7.25
6791 Saline 3 180 35000.00 08/10/97
Waterford 14 180 2.00 35000 02/10/12
MI 2541549 1 45 18.00 79000 02/10/97
48329 126990000541549 02 45 2 0
7.25
4170 Krafft RD 2 300 47700.00 04/17/97
Ft. Gratiot 14 299 3.75 47700 01/17/22
MI 2540925 1 90 18.00 158000 01/17/97
48059 126990000540925 02 44 2 94409
5.99
Layton 3 179 1.00 25942.50 07/08/97
2540367 14 178 24.00 65000 12/08/11
UT 149990000540367 02 1 72 2 250000 01/08/97
84040 30 114672
7.25
7809 137th AVE SE 2 300 16000.00 04/29/97
Snohomish 14 299 2.75 16000 01/29/22
WA 2541904 1 85 18.00 162000 01/29/97
98290 153990000541904 02 43 2 121500
5.99
7516 ROSEDALE ST NW 3 180 17371.39 08/06/97
GIG HARBOR 14 180 2.00 25000 02/06/12
WA 2541823 1 88 25.00 134000 02/06/97
98335 153990000541823 02 28 2 91742
7.25
4500 Mallet ST 2 300 20700.00 04/23/97
West Richland 14 299 2.25 20700 01/23/22
WA 2541431 1 90 18.00 159000 01/23/97
98353 153990000541431 02 30 2 122319
5.99
4207 Southeast 1st Place 1 179 25000.00 06/30/97
Renton 14 178 3.25 25000 12/30/11
WA 2540651 1 89 18.00 130500 01/02/97
98059 153990000540651 02 42 2 90627
7.25
1003 Priscilla AVE 2 300 31300.00 05/14/97
Alexandria 14 300 2.25 31300 02/14/22
VA 2541897 1 90 18.00 313500 02/14/97
22308 151990000541897 01 36 2 250400
5.99
104 W Mason AVE 2 300 5000.00 07/31/97
Alexandria 14 299 2.25 21900 01/31/22
VA 2541758 1 90 18.00 219000 01/31/97
22301 151990000541758 01 40 2 175200
7.25
56 Mosby LN 1 180 20000.00 0
Stafford 09 179 3.25 20000 01/07/12
VA 2540222 1 99 18.00 226500 01/07/97
22554 151990000540222 02 45 2 202752
11.5
1115 Seena AVE 2 300 102400.00 04/13/97
Los Altos 14 299 1.00 102400 01/13/22
CA 2540333 1 80 18.00 556000 01/13/97
94024 106990000540333 02 44 2 342393
5.99
1731 W Kenneth RD 1 179 13450.00 0
Glendale 14 178 3.75 30000 12/30/11
CA 2541481 1 90 18.00 330000 01/30/97
91201 106990000541481 02 49 2 264000
12.
6544 W 92nd ST 3 180 15913.31 0
OAK LAWN 14 180 3.75 65000 02/07/12
IL 2541889 1 100 24.00 160000 02/07/97
60453 117990000541889 02 39 2 94936
12.
Burtonsville 1 180 3.25 3000.00 0
2541001 09 179 18.00 23000 01/10/12
MD 124990000541001 02 1 100 2 235000 01/10/97
20866 37 211500
11.5
41 Carey AVE 2 300 21000.00 03/23/97
Burlington 14 298 2.25 21000 12/23/21
MA 2539755 1 80 18.00 205000 12/23/96
01803 125990000539755 02 42 2 142000
5.99
32 Union PARK 4 3 179 36300.00 08/14/97
Boston 04 179 2.00 36300 01/14/12
MA 2541833 1 90 18.00 242000 02/14/97
02116 125990000541833 01 27 2 181500
7.25
2315 Dam RD 1 180 14100.00 04/30/97
Fort Mill 14 179 3.75 14100 01/30/12
SC 2541810 1 95 18.00 94000 01/30/97
29715 145990000541810 02 37 2 75200
5.99
7249 Mimosa Drive 1 180 49735.82 09/30/95
Carlsbad 14 162 3.75 50000 08/25/10
CA 9416491 1 99 18.00 266000 08/25/95
92009 106910000416491 02 16 2 212750
12.
15166 Jenell Street 1 180 22295.90 09/23/95
Poway 14 162 3.25 23000 08/23/10
CA 9416640 1 100 18.00 160000 08/23/95
92064 106910000416640 02 45 2 137000
11.5
679 South Iron Horse Lane 1 180 17959.05 09/30/95
Anaheim 09 162 3.75 43750 08/31/10
CA 9416966 1 100 18.00 175000 08/31/95
92807 106910000416966 02 29 2 131250
12.
711 South Bayshore Blvd. #7 1 179 24585.58 11/30/95
San Mateo 04 163 3.25 25000 09/05/10
CA 9418940 1 100 18.00 125000 10/05/95
94401 106910000418940 02 26 2 100000
11.5
2310 Hacienda Street 2 299 42500.00 03/16/97
San Mateo 14 297 2.75 42500 11/16/21
CA 2538562 1 90 18.00 425000 12/16/96
94403 106990000538562 01 39 2 340000
5.99
2534 Calle Aguadulce 1 179 15484.55 07/31/95
San Diego 14 159 3.75 19900 05/06/10
CA 9412754 1 100 18.00 135000 06/06/95
92139 106930000412754 02 44 2 115000
12.
525 Fairfield Road 1 179 29713.29 12/31/95
Simi Valley 09 164 3.25 30000 10/14/10
CA 9418667 1 99 18.00 235500 11/14/95
93065 106930000418667 02 37 2 202000
11.5
Madera 1 180 3.25 27437.27 11/10/95
9419926 14 164 18.00 30000 10/10/10
CA 106930000419926 02 1 100 2 150000 10/10/95
93638 36 120000
11.5
1514 South Finegrove Avenue 1 179 51152.80 12/31/95
Hacienda Heights 14 164 3.75 54500 10/17/10
CA 9422793 1 100 18.00 285000 11/17/95
91745 106930000422793 02 39 2 230266
12.
11035 Bellaire Circle 1 179 11156.03 10/31/95
Denver 14 162 3.25 12000 08/27/10
CO 9419774 1 95 18.00 120000 09/27/95
80233 208930000419774 02 26 2 102000
11.5
690 Ocean View Court 1 179 50000.00 04/24/97
Upland 14 178 4.25 50000 12/24/11
CA 2541743 1 91 18.00 420000 01/24/97
91784 106990000541743 02 50 2 330000
5.99
14440 Esterlee Avenue 2 300 71000.00 05/03/97
Saratoga 14 300 1.50 71000 02/03/22
CA 2541739 1 80 18.00 357000 02/03/97
95070 106990000541739 01 29 2 214600
5.99
1655 Sunset 2 300 79750.00 08/13/97
Boulder 14 300 0.75 79750 02/13/22
CO 2541787 1 74 18.00 310000 02/13/97
80304 108990000541787 01 17 2 149000
7.25
2910 Ryan Road 1 180 74800.00 0
Concord 14 179 3.75 74800 01/21/12
CA 2541726 1 100 18.00 240000 01/21/97
94518 106990000541726 02 31 2 165000
12.
726 Cragmont Avenue 2 300 87000.00 05/03/97
Berkeley 14 300 3.75 87000 02/03/22
CA 2541720 1 90 18.00 530000 02/03/97
94708 106990000541720 02 50 2 389000
5.99
3031 Flora Vista 2 300 31000.00 05/03/97
Alameda RFC01 300 2.75 31000 02/03/22
CA 2541713 1 90 18.00 207000 02/03/97
94502 106990000541713 02 43 2 155250
5.99
2420 Alvord LN 1 180 39000.00 08/03/97
Redondo Beach 14 180 3.25 39000 02/03/12
CA 2541711 1 95 18.00 260000 02/03/97
90278 106990000541711 01 34 2 208000
7.25
3041 Walker Lee Drive 2 299 32000.00 07/28/97
Los Alamitos Area 14 298 2.25 50000 12/28/21
CA 2541709 1 89 18.00 585000 01/28/97
90720 106990000541709 02 38 2 468000
7.25
Riverside 1 180 3.25 21750.00 07/31/97
2541706 14 179 18.00 31000 01/31/12
CA 106990000541706 02 1 94 2 205000 01/31/97
92503 44 160888
7.25
2026 Paseo Susana 3 179 50000.00 07/13/97
San Dimas 14 178 1.00 50000 12/13/11
CA 2541705 1 74 24.00 460000 01/13/97
91773 106990000541705 02 34 2 289667
7.25
28412 Via Del Sereno 2 300 37800.00 07/17/97
San Juan 09 299 2.00 37800 01/17/22
CA 2541250 1 90 18.00 381000 01/17/97
92675 106990000541250 01 28 2 302000
7.25
6751 Altamor DR 2 300 60200.00 03/20/97
Los Angeles 14 298 3.25 60200 12/20/21
CA 2541236 1 90 18.00 602639 12/20/96
90045 106990000541236 01 50 2 482100
5.99
440 W Highland AVE 1 180 44800.00 03/19/96
Redlands 14 178 3.75 44800 12/19/11
CA 2540540 1 95 18.00 300000 12/19/96
92373 106990000540540 01 37 2 239200
12.
839 W Woodcrest AVE 2 300 49500.00 04/09/97
Brea 09 299 3.75 49500 01/09/22
CA 2540516 1 95 18.00 330000 01/09/97
92821 106990000540516 02 44 2 264000
5.99
124 Arbusto CIR 1 180 56500.00 0
Sacramento 14 179 3.75 56500 01/07/12
CA 2540075 1 100 18.00 200000 01/07/97
95831 106990000540075 02 31 2 143500
12.
6726 Andover LN 2 300 54000.00 03/21/97
Westchester 14 298 2.75 54000 12/21/21
CA 2539504 1 90 18.00 540266 12/21/96
90045 106990000539504 01 39 2 432200
5.99
12517 D-el Camino Real 1 179 15185.36 02/22/97
San Diego 04 176 3.75 25600 10/22/11
CA 2538821 1 100 18.00 185500 11/22/96
92130 106990000538821 02 50 2 159849
12.
2376 Hidaldo Avenue 2 300 28000.00 05/14/97
Los Angeles 14 297 3.25 28000 11/14/21
CA 2520934 1 87 18.00 235000 11/14/96
90039 106990000520934 02 40 2 176250
7.25
5462 Blanco WAY 2 299 409.80 04/07/97
Culver City 14 298 2.25 50000 12/07/21
CA 2541703 1 88 18.00 333000 01/07/97
90230 106990000541703 02 25 2 242500
5.99
Sunland 2 299 3.25 17500.00 04/24/97
2541702 09 298 18.00 50000 12/24/21
CA 106990000541702 02 1 95 2 335000 01/24/97
91040 41 268000
5.99
4921 Angeles Crest HWY 2 300 84000.00 04/28/97
La Canada 14 299 2.75 84000 01/28/22
CA 2541700 1 90 18.00 580000 01/28/97
91011 106990000541700 02 40 2 432416
5.99
154 Lombard ST 50 2 300 64600.00 04/17/97
San Francisco 04 299 3.25 64600 01/17/22
CA 2541698 1 90 18.00 331000 01/17/97
94111 106990000541698 02 39 2 232379
5.99
8900 Topanga Canyon Blvd 2 299 23106.24 07/24/97
Canoga Park 14 298 2.75 23200 12/24/21
CA 2541695 1 90 18.00 232000 01/24/97
91304 106990000541695 01 37 2 185600
7.25
2615 North Velarde Drive 2 299 24900.00 04/28/97
Thousand Oaks 14 298 3.25 24900 12/28/21
CA 2541694 1 90 18.00 249000 01/28/97
91360 106990000541694 01 50 2 199200
5.99
1978 Las Canoas RD 2 299 76000.00 05/03/97
Santa Barbara 14 299 1.50 76000 01/03/22
CA 2541684 1 76 18.00 730000 02/03/97
93105 106990000541684 02 50 2 474806
5.99
23704 Harbor Vista DR 1 180 10000.00 0
Malibu 14 179 3.75 85000 01/30/12
CA 2541676 1 100 18.00 850000 01/30/97
90265 106990000541676 02 20 2 764000
12.
1835 MORAN CT 3 180 10000.00 08/06/97
COLORADO 14 180 0.75 20000 02/06/12
CO 2541621 1 72 18.00 116000 02/06/97
80915 108990000541621 02 29 2 62732
7.25
218 Granville AVE 2 299 16500.00 04/17/97
Firestone 14 298 2.25 16500 12/17/21
CO 2540818 1 90 18.00 110000 01/17/97
80520 108990000540818 02 30 2 82500
5.99
658 Blackhawk DR 2 300 32500.00 03/19/97
Colorado Springs 14 298 3.50 50000 12/19/21
CO 2539160 1 96 18.00 200000 12/19/96
80919 108990000539160 02 45 2 141000
5.99
4307 S Coors ST 1 179 42755.00 03/18/97
Morrison 14 177 3.25 47500 11/18/11
CO 2539144 1 95 18.00 124000 12/18/96
80465 108990000539144 02 33 2 69663
5.99
Newport Beach 1 179 3.75 79500.00 05/10/97
2541778 14 179 18.00 79500 01/10/12
CA 106990000541778 01 1 95 2 530000 02/10/97
92661 26 424000
5.99
19967 Camden Avenue 1 180 25000.00 04/29/97
Hayward 14 179 0.50 25000 01/29/12
CA 2541767 1 63 18.00 140000 01/29/97
94541 106990000541767 02 37 2 62606
5.99
4632 Wheatley CT 2 300 13000.00 04/24/97
North Las Vegas 14 299 2.50 13000 01/24/22
NV 2541722 1 87 18.00 130000 01/24/97
89031 132990000541722 02 30 2 99216
5.99
2053 Jockey Hollow CT 1 180 6000.00 0
Kennesaw 14 179 3.25 33500 01/03/12
GA 2540761 1 100 18.00 163000 01/03/97
30152 113990000540761 02 37 2 129421
11.5
8 Andulsia CT 2 300 52000.00 04/27/97
Saint Augustine 04 299 1.50 52000 01/27/22
FL 2541491 1 80 18.00 65000 01/27/97
32084 112990000541491 02 45 2 0
5.99
1515 Marquard TER 2 299 30500.00 04/27/97
Santa Barbara 14 298 2.25 30500 12/27/21
CA 2541648 1 90 18.00 305000 01/27/97
93101 106990000541648 02 40 2 244000
5.99
5290 Moss LN 2 300 53500.00 04/29/97
Loomis 14 299 2.75 97400 01/29/22
CA 2541647 1 89 18.00 686000 01/29/97
95650 106990000541647 02 40 2 510427
5.99
2312 N Sparks ST 1 179 16806.97 0
Burbank 14 179 3.25 20000 01/08/12
CA 2541582 1 97 18.00 225000 02/08/97
91504 106990000541582 02 38 2 197393
11.5
120 Rose Petal Court 2 300 24300.00 04/27/97
Petaluma 14 299 2.75 24300 01/27/22
CA 2541581 1 90 18.00 244000 01/27/97
94952 106990000541581 02 44 2 194400
5.99
2481 Las Lunas ST 2 300 14850.00 07/29/97
Pasadena 14 299 3.25 15000 01/29/22
CA 2541558 1 85 18.00 300000 01/29/97
91107 106990000541558 01 43 2 240000
7.25
912 Bradley Drive 1 180 33350.00 05/01/97
Colma 14 180 2.25 33350 02/01/12
CA 2541510 1 90 18.00 223000 02/01/97
94015 106990000541510 01 35 2 166850
5.99
Los Angeles 1 180 1.00 40000.00 07/21/97
2541433 14 179 18.00 96000 01/21/12
CA 106990000541433 02 1 80 2 875000 01/21/97
90292 43 600000
7.25
13540 NE 54th PL 3 180 68775.00 03/09/97
Bellevue 14 175 3.75 68775 09/09/11
WA 2541378 1 93 25.00 470000 09/09/96
98005 153990000541378 01 45 2 366800
7.25
8229 Madrillon Estates DR 2 300 40000.00 04/25/97
Vienna 14 299 2.75 40000 01/25/22
VA 2541785 1 90 18.00 405525 01/25/97
22182 151990000541785 01 27 2 324400
5.99
9895 Burke Pond CT 2 300 46500.00 04/24/97
Burke RFC01 299 2.75 46500 01/24/22
VA 2541733 1 90 18.00 171000 01/24/97
22015 151990000541733 02 35 2 106500
5.99
1693 N Fruitland Drive 1 180 35450.00 07/27/97
North Ogden 14 179 0.50 50000 01/24/12
UT 2541732 1 56 18.00 185000 01/24/97
84404 149990000541732 02 29 2 52217
7.25
1805 W 500 N 2 300 29400.00 07/24/97
West Point 14 299 3.00 30400 01/24/22
UT 2541725 1 90 18.00 181000 01/24/97
84015 149990000541725 02 30 2 132000
7.25
291 W 800 N 2 299 19200.00 05/07/97
Brigham City 14 299 2.25 19200 01/07/22
UT 2541668 1 90 18.00 105000 02/07/97
84302 149990000541668 02 33 2 75060
5.99
1030 East 400 North 1 180 30000.00 0
Spanish Fork 14 179 3.75 30000 01/31/12
UT 2541498 1 100 18.00 124000 01/31/97
84660 149990000541498 02 48 2 93386
12.
227 W STATE ST 3 180 23768.57 08/05/97
QUARRYVILLE 14 180 3.75 24000 02/05/12
PA 2541770 1 95 22.20 88900 02/05/97
17566 142990000541770 02 45 2 60265
7.25
1555 4th ST 1 179 28149.66 0
Columbia City 14 177 3.00 30000 11/27/11
OR 2541759 1 100 18.00 120000 12/22/96
97018 141990000541759 02 27 2 90000
11.25
4429 SE 119th ST 3 180 12000.00 08/05/97
OKLAHOMA CITY 14 180 1.00 26900 02/05/12
OK 2541454 1 80 21.00 152000 02/05/97
73165 140990000541454 02 45 2 94566
7.25
Los Alamos 2 299 3.25 95900.00 04/10/97
2540767 14 298 18.00 95900 12/10/21
NM 135990000540767 01 1 89 2 350000 01/10/97
87544 48 214600
5.99
102 Woodland AVE 2 300 6000.00 05/08/97
Bridgewater 14 300 2.25 24000 02/08/22
NJ 2541779 1 88 18.00 165000 02/08/97
08807 134990000541779 02 39 2 120000
5.99
436 Hudson BLVD 2 300 20000.00 05/08/97
Avenel 14 300 2.25 20000 02/08/22
NJ 2541776 1 85 18.00 136000 02/08/97
07001 134990000541776 02 39 2 95463
5.99
6 Findley LN 1 179 80000.00 0
W. 14 178 3.75 80000 12/28/11
NJ 2541740 1 100 18.00 320000 01/28/97
08512 134990000541740 02 45 2 238729
12.
66 Summit RD 1 179 20000.00 07/22/97
Sparta 14 178 2.75 47600 12/22/11
NJ 2541699 1 90 18.00 182000 01/22/97
07871 134990000541699 02 47 2 116170
7.25
30436 Gloede 3 180 28000.00 08/08/97
Warren 14 180 4.25 28000 02/08/12
MI 2541605 1 95 18.00 140000 02/08/97
48093 126990000541605 02 34 2 105000
7.25
601 Bennington 3 180 0.00 08/08/97
Bloomfield Hills 14 180 2.00 50000 02/08/12
MI 2541464 1 66 18.00 632000 02/08/97
48304 126990000541464 02 35 2 364000
7.25
2672 W Long Lake 3 180 100000.00 08/08/97
West Bloomfield 14 180 1.50 100000 02/08/12
MI 2541436 1 73 18.00 1300000 02/08/97
48323 126990000541436 02 45 2 845000
7.25
18401 TRANQUIL LN 3 180 14656.02 08/04/97
OLNEY 09 180 1.00 20000 02/04/12
MD 2541441 1 58 24.00 247000 02/04/97
20832 124990000541441 02 43 2 123064
7.25
RR 11 BOX 662 3 180 18135.81 08/05/97
BEDFORD 14 180 0.75 20000 02/05/12
IN 2541798 1 73 21.00 97000 02/05/97
47421 118990000541798 02 28 2 50079
7.25
800 Park ST 2 300 12000.00 05/10/97
Gainesville 14 300 3.75 12000 02/10/22
GA 2541707 1 95 18.00 80000 02/10/97
30501 113990000541707 02 38 2 64000
5.99
Los Angeles 1 179 3.75 74425.32 02/29/96
9427206 14 167 18.00 77000 01/12/11
CA 106930000427206 02 1 100 2 280000 02/12/96
91214 40 203000
12.
602 Tracker Court 1 179 17707.87 12/31/95
Bend 14 164 3.63 18000 10/07/10
OR 9422253 1 93 18.00 123500 11/07/95
97701 141910000422253 02 44 2 96800
11.875
1034 S Ocean BLVD 3 180 50000.00 03/19/97
Delray Beach 14 178 3.75 50000 12/19/11
FL 2538618 1 93 18.00 480000 12/19/96
33483 112990000538618 02 45 2 395232
5.99
11780 SW 183rd ST 2 300 50000.00 06/16/97
Miami 14 298 1.00 50000 12/16/21
FL 2539443 1 75 18.00 75000 12/16/96
33177 112990000539443 02 30 2 5556
7.25
3715 SW 29th ST 2 299 50000.00 07/13/97
Miami 14 298 2.75 50000 12/13/21
FL 2540967 1 91 18.00 150000 01/13/97
33134 112990000540967 02 46 2 85139
7.25
104 McDonald ST 1 180 21780.00 03/23/97
Marietta 14 178 2.25 22000 12/30/11
GA 2540345 1 90 18.00 155000 12/23/96
30064 113990000540345 02 39 2 116000
5.99
405 Thornberry CT 2 300 13300.00 02/14/97
Lawrenceville 09 297 2.75 13300 11/15/21
GA 2519282 1 90 18.00 133000 11/15/96
30244 113990000519282 01 32 2 106400
11.
6171 Ackerman AVE 2 300 48200.00 07/23/97
Las Vegas 14 299 3.25 48200 01/23/22
NV 2541690 1 90 18.00 292000 01/23/97
89131 132990000541690 02 43 2 214600
7.25
4380 N Chieftain ST 2 300 73500.00 0
Las Vegas 14 299 4.24 73500 01/16/22
NV 2538974 1 95 18.00 277000 01/16/97
89129 132990000538974 02 40 2 189468
12.49
915 Stockett RD 1 180 32700.00 04/24/97
Stockett 14 179 4.25 32700 01/24/12
MT 2541577 1 95 18.00 135000 01/24/97
59480 130990000541577 02 48 2 95504
5.99
2009 The Woods CIR 2 300 21000.00 03/23/97
Barnhart 09 298 0.25 30000 12/23/21
MO 2539614 1 74 18.00 180000 12/23/96
63012 129990000539614 02 28 2 101450
5.99
Minneapolis 2 300 2.00 24000.00 03/24/97
2539522 14 298 18.00 24000 12/24/21
MN 127990000539522 02 1 90 2 160000 12/24/96
55417 20 120000
5.99
5824 Queen AVE S 2 300 15600.00 04/13/97
Minneapolis 14 299 2.75 15600 01/13/22
MN 2538313 1 90 18.00 104000 01/13/97
55410 127990000538313 02 50 2 78000
5.99
47574 CHRYS DR 3 180 14837.69 08/06/97
MACOMB 14 180 1.00 20000 02/06/12
MI 2541652 1 70 18.00 140000 02/06/97
48044 126990000541652 02 45 2 77461
7.25
2731 SINKS CANYON RD 3 180 36000.00 07/31/97
LANDER 14 179 1.00 40000 01/31/12
WY 2541086 1 70 21.00 194000 01/31/97
82520 156990000541086 02 39 2 95196
7.25
12431 105th Place Northeast 2 300 40000.00 04/28/97
Kirkland 14 299 2.75 40000 01/28/22
WA 2541721 1 90 18.00 270000 01/28/97
98033 153990000541721 01 41 2 202450
5.99
21235 Military RD S 1 179 53500.00 08/10/97
Seattle 14 179 4.25 53500 01/10/12
WA 2541669 1 95 18.00 164000 02/10/97
98198 153990000541669 02 50 2 102167
7.25
1751 Ancona Court 2 300 29792.79 11/18/95
Concord 14 282 2.75 30000 08/18/20
CA 9417317 1 86 18.00 270000 08/18/95
94519 106910000417317 02 44 2 201175
11.
201 Bayshore AVE 208 2 300 32250.00 04/16/97
Long Beach 04 299 2.50 32250 01/16/22
CA 2540634 1 90 18.00 215000 01/16/97
90803 106990000540634 01 41 2 161250
5.99
27 Rolling Hills DR 1 179 37000.00 07/13/97
Pomona Area 14 178 3.25 37000 12/13/11
CA 2540182 1 94 18.00 175000 01/13/97
91766 106990000540182 02 45 2 127500
7.25
3286 Mirage WAY 2 300 34800.00 03/17/97
San Jose 14 298 2.25 34800 12/17/21
CA 2540070 1 90 18.00 348000 12/17/96
95135 106990000540070 01 40 2 278400
5.99
2726 N Carlmont Place 1 179 36000.00 04/03/97
Simi Valley 14 178 2.25 36000 12/03/11
CA 2539824 1 90 18.00 240000 01/03/97
93065 106990000539824 02 41 2 180000
5.99
Westchester 2 300 2.50 59300.00 03/23/97
2539550 14 298 18.00 59300 12/23/21
CA 106990000539550 01 1 90 2 596884 12/23/96
90045 27 477500
5.99
17 Hollyleaf 1 180 56447.02 06/24/97
Aliso Viejo Area 09 178 3.75 57000 12/24/11
CA 2538996 1 95 18.00 285000 12/24/96
92656 106990000538996 01 42 2 213700
7.25
104 Encinal CT 1 180 50000.00 07/27/97
Ventura 14 179 4.25 50000 01/27/12
CA 2541672 1 95 18.00 340000 01/27/97
93001 106990000541672 02 47 2 271000
7.25
244 FINE AVE 3 180 46997.64 0
SONOMA 14 180 3.25 47500 02/06/12
CA 2541659 1 92 24.00 330000 02/06/97
95476 106990000541659 02 45 2 253126
11.5
140 The Village 101 1 180 15000.00 04/22/97
Redondo Beach 04 179 2.25 44000 01/22/12
CA 2541655 1 90 18.00 253000 01/22/97
90277 106990000541655 02 43 2 183000
5.99
111 Lindbergh ST 2 300 34500.00 04/24/97
San Mateo 14 299 2.25 34500 01/24/22
CA 2541632 1 90 18.00 230000 01/24/97
94401 106990000541632 02 42 2 172500
5.99
9782 Garrett Circle 2 300 32000.00 07/09/97
Huntington Beach 14 299 2.00 32000 01/09/22
CA 2541622 1 90 18.00 325000 01/09/97
92646 106990000541622 02 28 2 260000
7.25
178 Catalpa LN 2 301 23250.00 05/06/97
Vacaville 14 301 3.25 23250 03/01/22
CA 2541618 1 90 18.00 155000 02/06/97
95687 106990000541618 02 40 2 116250
5.99
943 Alexis Court 2 300 25000.00 07/23/97
San Jose 14 299 2.75 25000 01/23/22
CA 2541617 1 87 18.00 200000 01/23/97
95116 106990000541617 02 41 2 148285
7.25
5506 Kirkwood DR 1 181 20000.00 05/04/97
Concord 14 181 2.25 33000 03/01/12
CA 2541615 1 90 18.00 220000 02/04/97
94521 106990000541615 02 31 2 165000
5.99
4410 Arrowwood Court 3 180 39800.00 07/24/97
Concord 14 179 4.25 39800 01/24/12
CA 2541613 1 95 24.00 215000 01/24/97
94521 106990000541613 02 48 2 164384
7.25
San Rafael 2 300 2.25 40000.00 07/24/97
2541601 14 299 18.00 40000 01/24/22
CA 106990000541601 02 1 87 2 350000 01/24/97
94901 36 262500
7.25
701 Rhode Island Street 2 300 100000.00 04/28/97
San Francisco 14 299 3.25 100000 01/28/22
CA 2541575 1 81 18.00 925000 01/28/97
94107 106990000541575 02 20 2 647000
5.99
502 Alexis Circle 2 300 43600.00 04/24/97
Daly City 14 299 2.75 43600 01/24/22
CA 2541532 1 85 18.00 290900 01/24/97
94014 106990000541532 01 47 2 203600
5.99
1510 West Locust Avenue 1 179 51500.00 0
Fresno 14 178 3.75 51500 12/02/11
CA 2541108 1 100 18.00 188000 01/02/97
93711 106990000541108 02 45 2 136318
12.
181 W Avenida De Las Flores 1 179 43500.00 07/17/97
Thousand Oaks 14 178 3.75 43500 12/17/11
CA 2540953 1 85 18.00 325000 01/17/97
91360 106990000540953 02 29 2 232000
7.25
1335 E Jamestown Drive 1 179 30000.00 07/22/97
Fresno 14 178 3.25 30000 12/22/11
CA 2540949 1 90 18.00 307000 01/22/97
93720 106990000540949 02 33 2 245932
7.25
247 San Ramon Way 2 300 90000.00 04/23/97
Novato 14 299 1.50 93000 01/23/22
CA 2540933 1 39 18.00 440000 01/23/97
94945 106990000540933 02 45 2 77781
5.99
723 Alice Street 2 300 31700.00 07/15/97
Novato 14 299 2.75 31700 01/15/22
CA 2540842 1 90 18.00 317000 01/15/97
94947 106990000540842 01 46 2 253600
7.25
527 Chestnut Avenue 1 180 43200.00 04/09/97
Milpitas 14 179 4.25 43200 01/08/12
CA 2540782 1 95 18.00 215000 01/08/97
95035 106990000540782 02 50 2 160290
5.99
744 Edge LN 2 300 124000.00 07/08/97
Los Altos 14 299 3.25 124000 01/08/22
CA 2540769 1 86 18.00 562500 01/08/97
94024 106990000540769 02 41 2 357000
7.25
2061 Blackwood DR 1 180 39750.00 07/14/97
Walnut Creek 14 179 3.75 39750 01/14/12
CA 2540756 1 95 18.00 265000 01/14/97
94596 106990000540756 01 17 2 212000
7.25
Beverly Hills 1 180 3.75 83000.00 0
2540662 14 179 18.00 83000 01/14/12
CA 106990000540662 02 1 95 2 540000 01/14/97
90211 40 430000
12.
4023 Highway 5 1 180 12000.00 04/17/97
Douglasville 14 179 5.50 13900 01/21/12
GA 2539586 1 95 18.00 70000 01/21/97
30135 113990000539586 02 40 2 52600
5.99
925 SW 142 AVE 1 180 30000.00 07/17/97
Miami 14 179 0.75 30000 01/17/12
FL 2541574 1 20 18.00 154000 01/17/97
33184 112990000541574 02 25 2 0
7.25
54420 Avenida Madero 2 299 17047.70 03/06/97
La Quinta 14 294 3.25 19350 08/06/21
CA 2514272 1 90 18.00 165000 09/06/96
92253 106990000514272 02 38 2 128647
7.25
17 Santa Catalina Aisle 1 179 41750.00 03/13/97
Irvine 09 177 2.25 41750 11/13/11
CA 2519725 1 93 18.00 261900 12/13/96
92606 106990000519725 01 38 2 200000
5.99
27401 Rainbow Ridge RD 2 300 56800.00 06/11/97
Palos Verdes Area 14 298 3.25 56800 12/11/21
CA 2538741 1 90 18.00 570000 12/11/96
90274 106990000538741 01 50 2 454400
7.25
10601 Nevada AVE 2 300 39000.00 03/09/97
Los Angeles 14 298 2.00 39000 12/09/21
CA 2538184 1 93 18.00 300000 12/09/96
91311 106990000538184 02 26 2 240000
5.99
2527 Edgefield CT 1 180 39100.00 04/22/97
San Jose 14 179 3.75 39100 01/22/12
CA 2541480 1 95 18.00 208000 01/22/97
95122 106990000541480 02 40 2 158500
5.99
5117 Mount Tam CIR 1 180 15800.00 07/13/97
Pleasanton 14 179 3.75 33400 01/13/12
CA 2541375 1 87 18.00 478000 01/13/97
94588 106990000541375 02 45 2 382400
7.25
899 E Weaver ST 1 179 36000.00 07/28/97
Simi Valley 14 178 3.75 36000 12/28/11
CA 2541370 1 94 18.00 245000 01/28/97
93065 106990000541370 02 44 2 192000
7.25
13022 Jupiter Drive 2 300 33661.00 04/21/97
Grass Valley 14 299 2.75 33700 01/21/22
CA 2541360 1 90 18.00 225000 01/21/97
95945 106990000541360 02 38 2 168750
5.99
Carlsbad 2 300 2.75 52900.00 04/17/97
2541247 09 299 18.00 52900 01/17/22
CA 106990000541247 01 1 90 2 529000 01/17/97
92009 32 423200
5.99
534 Giuffrida AVE #b 1 180 24200.00 07/14/97
San Jose 14 179 3.25 24200 01/14/12
CA 2541237 1 95 18.00 161500 01/14/97
95123 106990000541237 01 34 2 129200
7.25
4800 43rd Place N W 2 300 16300.00 07/20/97
Washington 14 299 1.50 16300 01/20/22
DC 2541623 1 80 18.00 326000 01/20/97
20016 111990000541623 02 50 2 244500
7.25
1481 Fairfield Beach RD 2 300 200000.00 07/10/97
Fairfield 14 299 1.50 200000 01/10/22
CT 2539184 1 80 18.00 1075000 01/10/97
06430 109990000539184 02 49 2 650000
7.25
1198 County Road #4 2 299 50000.00 04/06/97
Grand Lake 14 298 1.50 50000 12/06/21
CO 2541628 1 79 18.00 318000 01/06/97
80477 108990000541628 02 48 2 200000
5.99
311 COTTONWOOD CT 3 180 23538.95 08/06/97
FRUITA 14 180 2.25 30000 02/06/12
CO 2541626 1 88 18.00 117000 02/06/97
81521 108990000541626 02 45 2 72954
7.25
10398 West 81st Avenue 2 299 31682.94 04/20/97
Arvada 14 298 1.50 90000 12/20/21
CO 2541606 1 69 18.00 300000 01/20/97
80005 108990000541606 02 46 2 116430
5.99
15174 E Utah PL 1 179 25500.00 0
Aurora 14 178 3.75 25500 12/24/11
CO 2541330 1 100 18.00 110000 01/24/97
80012 108990000541330 02 50 2 84253
12.
727 N Wahsatch AVE 1 180 45000.00 04/23/97
Colorado Springs 14 179 1.25 50000 01/23/12
CO 2541238 1 71 18.00 173000 01/23/97
80903 108990000541238 02 30 2 71772
5.99
4772 South Cedar Road 1 179 31000.00 04/10/97
Evergreen 14 178 3.75 31000 12/10/11
CO 2540785 1 95 18.00 155000 01/10/97
80439 108990000540785 02 31 2 116250
5.99
60 N 1200 East 2 299 100000.00 04/27/97
Orem 14 298 0.75 100000 12/27/21
UT 2541565 1 23 18.00 440000 01/27/97
84057 149990000541565 02 24 2 0
5.99
Roy 1 179 3.25 10824.00 0
2540870 14 178 18.00 12297 12/22/11
UT 149990000540870 02 1 92 2 106500 01/22/97
84067 42 85200
11.5
124 Bollinger RD 1 180 15000.00 04/17/97
Littlestown 14 179 3.25 21600 01/17/12
PA 2541024 1 94 18.00 147500 01/17/97
17340 142990000541024 02 44 2 115600
5.99
9855 Southwest Pembrook 2 300 37700.00 07/24/97
Tigard 14 299 3.25 37700 01/24/22
OR 2541607 1 90 18.00 174000 01/24/97
97224 141990000541607 02 50 2 118759
7.25
2602 NE 33rd AVE 2 299 14852.04 05/06/97
Portland 14 299 3.25 19000 01/06/22
OR 2541576 1 84 18.00 138000 02/06/97
97212 141990000541576 02 50 2 96816
5.99
3191 NW Telshire TER 1 180 54000.00 03/17/97
Beaverton 09 178 3.25 54000 12/17/11
OR 2538952 1 90 18.00 189000 12/17/96
97006 141990000538952 01 46 2 115000
5.99
155 Peachtree RD 3 180 29900.00 04/24/97
Lattimore 14 179 3.25 29900 01/24/12
NC 2541580 1 87 16.00 177500 01/24/97
28089 137990000541580 02 49 2 124000
5.99
3327 Driftwood DR 3 180 20050.00 04/02/97
Charlotte 14 179 4.25 20050 01/02/12
NC 2541057 1 94 16.00 85000 01/02/97
28205 137990000541057 02 50 2 59695
5.99
3008 8th ST 2 300 47000.00 03/20/97
Las Vegas 14 298 3.25 47000 12/20/21
NM 2539894 1 90 18.00 270000 12/20/96
87701 135990000539894 01 48 2 196000
5.99
4 Slab Branch CT 2 301 50000.00 04/25/97
Marlton 14 300 2.25 50000 02/01/22
NJ 2541640 1 87 18.00 639000 01/24/97
08053 134990000541640 02 45 2 500000
5.99
1803 Melville ST 2 300 13000.00 05/07/97
Oakhurst 14 300 2.75 20000 02/07/22
NJ 2541505 1 87 18.00 188000 02/07/97
07755 134990000541505 02 36 2 142600
5.99
31673 Pagels 2 300 20000.00 04/23/97
Warren 14 299 2.50 20000 01/23/22
MI 2541533 1 81 18.00 105000 01/23/97
48092 126990000541533 02 19 2 64987
5.99
Farmington Hills 3 180 3.25 268.44 08/07/97
2541428 04 180 18.00 79500 02/07/12
MI 126990000541428 02 1 90 2 320000 02/07/97
48331 45 208500
7.25
3515 Dean RD 3 180 50000.00 08/07/97
Howell 14 180 3.75 50000 02/07/12
MI 2541425 1 82 18.00 170000 02/06/97
48843 126990000541425 02 46 2 89000
7.25
36 Elm ST 2 300 40000.00 06/03/97
Jamaica Plain 14 298 1.25 40000 12/03/21
MA 2540447 1 76 18.00 277000 12/03/96
02130 125990000540447 02 25 2 168750
7.25
1079 Beacon ST #7 3 180 31000.00 07/14/97
Brookline 04 179 2.25 31000 01/14/12
MA 2538937 1 89 18.00 315000 01/14/97
02146 125990000538937 01 41 2 248000
7.25
4211 Highwood Road 1 180 45500.00 02/06/97
Silver Springs 14 177 1.00 45500 11/06/11
MD 2519376 1 80 18.00 130000 11/06/96
20906 124990000519376 02 37 2 58446
9.25
526 Shabbona TRL 2 300 49900.00 04/23/97
Batavia 14 299 2.75 49900 01/23/22
IL 2541240 1 83 18.00 190000 01/23/97
60510 117990000541240 02 35 2 106463
5.99
13474 W Blue Bonnet DR 2 300 30600.00 02/27/97
Boise 09 297 2.00 30600 11/27/21
ID 2516943 1 90 18.00 203728 11/27/96
83713 116990000516943 01 20 2 152750
10.25
5470 Lexington Woods LN 2 300 36900.00 05/06/97
Alpharetta 14 300 3.75 36900 02/06/22
GA 2541572 1 95 18.00 237000 02/06/97
30202 113990000541572 02 43 2 188202
5.99
6880 SW 52nd ST 1 180 10000.00 07/22/97
Miami 14 179 0.50 10000 01/22/12
FL 2541614 1 74 18.00 141000 01/22/97
33155 112990000541614 02 40 2 94000
7.25
9791 Gamble Avenue 1 179 34564.04 12/22/95
Garden Grove 14 164 4.25 35000 10/22/10
CA 9421573 1 93 18.00 180000 11/22/95
92641 106930000421573 02 49 2 131250
12.5
1880 Marlowe Street 2 299 19980.65 03/28/96
Thousand Oaks 14 282 2.75 20000 08/28/20
CA 9419739 1 87 18.00 300000 09/28/95
91360 106920000419739 02 31 2 240000
11.
Miami 1 180 3.75 49799.32 0
2541355 09 179 18.00 50000 01/14/12
FL 112990000541355 02 1 99 2 180000 01/14/97
33172 44 128000
12.
1437 38th AVE 3 180 50000.00 08/05/97
SEATTLE 14 180 1.00 55400 02/05/12
WA 2541633 1 62 25.00 360000 02/05/97
98122 153990000541633 02 45 2 165000
7.25
16039 9th Avenue Northeast 3 180 30700.00 04/27/97
Shoreline 14 179 3.75 30700 01/27/12
WA 2541600 1 95 25.00 140000 01/27/97
98155 153990000541600 02 40 2 102233
5.99
867 N Lexington ST 2 300 28500.00 04/27/97
Arlington 14 299 2.75 32500 01/27/22
VA 2541688 1 90 18.00 325000 01/27/97
22205 151990000541688 02 32 2 260000
5.99
3084 W Minuet AVE 2 299 9363.30 08/07/97
West Valley City 14 299 0.50 15000 01/07/22
UT 2541634 1 33 18.00 105500 02/07/97
84119 149990000541634 02 45 2 18848
7.25
4336 Camille Street 1 180 40000.00 07/24/97
Salt Lake City 14 179 3.25 40000 01/24/12
UT 2541620 1 95 18.00 225000 01/24/97
84124 149990000541620 02 45 2 171886
7.25
2563 W 12165 South 1 180 36970.73 07/31/97
Riverton 14 179 1.00 50000 01/22/12
UT 2541567 1 75 18.00 240000 01/22/97
84065 149990000541567 02 45 2 127980
7.25
6833 Glenroy Street 1 179 24498.15 11/30/95
San Diego 14 163 3.25 25000 09/06/10
CA 9421013 1 100 18.00 174000 10/06/95
92120 106930000421013 02 45 2 149000
11.5
1956 Delvan Lane 1 180 17552.02 07/27/97
Sedro Woolley 14 179 1.00 50000 01/27/12
WA 2541502 1 63 18.00 305000 01/27/97
98284 153990000541502 02 39 2 141141
7.25
8121 196th Avenue E 2 300 15600.00 07/25/97
Sumner 14 299 2.75 15600 01/25/22
WA 2541484 1 82 18.00 146000 01/25/97
98390 153990000541484 02 45 2 103500
7.25
6405 HILLCREST DR SW 3 180 13000.00 08/04/97
TACOMA 14 180 3.00 20000 02/01/12
WA 2541434 1 100 25.00 142000 02/04/97
98499 153990000541434 02 24 2 122000
7.25
Maple Valley 2 300 2.75 18900.00 07/24/97
2541285 14 299 18.00 18900 01/24/22
WA 153990000541285 02 1 89 2 141000 01/24/97
98038 32 106037
7.25
2121 E 62nd AVE 2 299 18000.00 04/15/97
Spokane 14 298 3.25 20000 12/15/21
WA 2540802 1 79 18.00 182000 01/15/97
99223 153990000540802 02 50 2 122463
5.99
11625 NE 92nd ST 2 300 14200.00 06/26/97
Kirkland 14 298 2.75 36700 12/26/21
WA 2539329 1 90 18.00 245000 12/26/96
98033 153990000539329 02 45 2 183750
7.25
2564 W 4850 S 1 180 28940.00 07/21/97
Roy 14 179 3.25 32500 01/21/12
UT 2541535 1 96 18.00 130000 01/21/97
84067 149990000541535 02 31 2 91112
7.25
6253 S Canyon Cove CIR 1 179 37258.00 07/27/97
Salt Lake City 14 178 1.50 91200 12/30/11
UT 2541485 1 80 18.00 365000 01/27/97
84121 149990000541485 02 45 2 200777
7.25
2375 West 4975 South 1 180 29000.00 0
Roy 14 179 3.25 29000 01/28/12
UT 2541456 1 100 18.00 110000 01/28/97
84067 149990000541456 02 45 2 80375
11.5
3246 W 5620 South 1 180 14565.91 0
Taylorsville 14 179 3.75 74000 01/23/12
UT 2541449 1 100 18.00 130000 01/23/97
84118 149990000541449 02 31 2 55478
12.
1138 N Monroe 2 299 17000.00 05/05/97
St. George 14 299 2.75 24270 01/05/22
UT 2541379 1 90 18.00 104500 02/05/97
84770 149990000541379 02 47 2 69777
5.99
2992 S 7200 W 2 300 9675.00 07/23/97
Magna 14 299 2.25 15000 01/23/22
UT 2541333 1 84 18.00 126000 01/23/97
84044 149990000541333 02 34 2 90166
7.25
1314 S McClelland Street 1 179 31138.00 07/27/97
Salt Lake City 14 178 1.50 38300 12/27/11
UT 2541320 1 70 18.00 140000 01/27/97
84105 149990000541320 02 41 2 59700
7.25
445 W 800 S 2 299 34500.00 07/31/97
Bountiful 14 298 2.75 34500 12/31/21
UT 2541243 1 83 18.00 115000 01/31/97
84010 149990000541243 02 41 2 60914
7.25
Albuquerque 2 299 3.25 33200.00 04/23/97
2541457 14 298 18.00 33200 12/23/21
NM 135990000541457 02 1 90 2 129000 01/23/97
87120 49 82884
5.99
11112 S Memorial PKY 1 180 16700.00 04/01/97
Huntsville 04 178 3.25 16700 12/18/11
AL 2538738 1 100 18.00 65500 12/18/96
35803 101990000538738 02 36 2 48711
5.99
10790 North La Quinta Drive 2 300 25600.00 05/26/97
Tucson 09 297 2.25 48250 11/26/21
AZ 2538403 1 95 18.00 305000 11/26/96
85737 104990000538403 02 35 2 241500
7.25
934 Teresita BLVD 1 179 25000.00 02/22/97
San Francisco 14 176 0.50 25000 10/22/11
CA 2538787 1 78 18.00 300000 11/22/96
94127 106990000538787 02 45 2 207000
8.75
713 38th ST 2 300 21000.00 03/10/97
Richmond 14 298 3.75 21000 12/10/21
CA 2538076 1 90 18.00 140000 12/10/96
94805 106990000538076 01 49 2 105000
5.99
17475 Camino Brisa Del Mar 2 300 40000.00 03/13/97
San Diego 14 298 1.50 60000 12/13/21
CA 2520749 1 32 18.00 595000 12/13/96
92127 106990000520749 02 50 2 129036
5.99
815 Saint Katherine DR 2 300 260000.00 07/10/97
La Canada 14 299 2.00 260000 01/10/22
CA 2520794 1 80 18.00 1575000 01/10/97
91011 106990000520794 01 44 2 1000000
7.25
10 Sentry CT 1 180 30625.00 04/27/97
Basking Ridge 14 179 1.00 50000 01/27/12
NJ 2541135 1 55 18.00 960000 01/27/97
07920 134990000541135 02 43 2 473385
5.99
53 Schaaf RD 2 300 31400.00 05/04/97
Bloomsbury 14 300 2.25 31400 02/04/22
NJ 2541499 1 90 18.00 254200 02/04/97
08867 134990000541499 02 41 2 197364
5.99
245 Mountain AVE 2 300 10010.00 05/04/97
North Plainfield 14 300 2.25 21400 02/04/22
NJ 2541380 1 90 18.00 185000 02/04/97
07060 134990000541380 02 40 2 145090
5.99
12332 Quiet Hollow CT 3 180 18500.00 0
Fairfax RFC01 179 3.00 18500 01/29/12
VA 2541554 1 100 24.00 185000 01/29/97
22033 151990000541554 02 17 2 166500
11.25
Annandale 2 300 2.75 10000.00 04/10/97
2540732 14 299 18.00 10000 01/10/22
VA 151990000540732 02 1 84 2 280000 01/10/97
22003 33 224000
5.99
1496 Augusta DR 2 300 22000.00 04/16/97
Ada 14 299 0.50 22000 01/16/22
OK 2541026 1 70 18.00 330000 01/16/97
74820 140990000541026 01 29 2 207000
5.99
745 FORDE AVE 3 180 10000.00 08/03/97
AMHERST 14 180 2.25 20000 02/03/12
OH 2541313 1 83 21.00 128000 02/03/97
44001 139990000541313 02 35 2 85817
7.25
49 King RD 1 180 13000.00 04/30/97
Rocky Point 14 179 3.25 13000 01/30/12
NY 2541339 1 100 18.00 126000 01/30/97
11778 136990000541339 02 37 2 112000
5.99
72 S Coleman RD 1 180 38000.00 04/12/97
Centereach 14 179 3.75 38000 01/13/12
NY 2540128 1 100 18.00 180000 01/13/97
11720 136990000540128 02 49 2 141416
5.99
2 Tall Pines DR 1 180 48500.00 05/26/97
Bedford Corners 14 177 3.25 48500 11/26/11
NY 2520640 1 88 18.00 500000 11/26/96
10549 136990000520640 01 46 2 388000
7.25
4457 Walden LN NE 2 300 10000.00 04/22/97
Albuquerque RFC01 299 0.50 39900 01/22/22
NM 2541486 1 78 18.00 142000 01/22/97
87111 135990000541486 02 36 2 69750
5.99
9903 S Pinehurst DR 1 179 45227.75 05/04/97
Sandy 14 179 2.75 45550 01/04/12
UT 2541146 1 90 18.00 192500 02/04/97
84092 149990000541146 02 33 2 127696
5.99
104 S 400 E 1 180 6394.65 07/30/97
Copperton 14 179 0.50 19500 01/30/12
UT 2541130 1 80 18.00 113000 01/30/97
84006 149990000541130 02 30 2 70518
7.25
3545 Indian Queen LN 2 299 14100.00 06/06/97
Philadelphia 14 297 2.75 14100 11/06/21
PA 2521304 1 90 18.00 141000 12/06/96
19129 142990000521304 02 36 2 112800
7.25
3298 Jack ST N 2 299 45177.35 05/05/97
Keizer 14 299 1.00 70000 01/05/22
OR 2541381 1 77 18.00 103000 02/05/97
97303 141990000541381 02 31 2 9015
5.99
Portland 2 300 2.75 6760.00 04/23/97
2541301 14 299 18.00 11000 01/23/22
OR 141990000541301 02 1 89 2 125000 01/23/97
97206 31 100000
5.99
1780 NW Saltzman RD 2 300 28000.00 04/15/97
Portland 14 299 0.25 50000 01/15/22
OR 2540837 1 78 18.00 175000 01/15/97
97229 141990000540837 02 30 2 85416
5.99
604 Southwest Austin Place 1 180 10000.00 07/30/97
Seattle 14 179 2.00 10000 01/30/12
WA 2541526 1 85 18.00 170000 01/30/97
98106 153990000541526 01 29 2 133200
7.25
231 29th ST 2 300 30000.00 04/10/97
Hermosa Beach 14 299 0.50 30000 01/10/22
CA 2541076 1 57 18.00 405000 01/10/97
90254 106990000541076 02 34 2 197000
5.99
1754 Stockbridge AVE 2 300 25000.00 07/13/97
Redwood City 14 299 2.25 25000 01/13/22
CA 2541047 1 86 18.00 470000 01/13/97
94061 106990000541047 02 35 2 376000
7.25
116 Country Club DR 2 300 73500.00 07/10/97
Burbank 14 299 2.75 73500 01/10/22
CA 2541045 1 83 18.00 800000 01/10/97
91501 106990000541045 01 42 2 588000
7.25
7526 Carmenita LN 2 300 31000.00 04/09/97
Los Angeles (West 09 299 2.25 31000 01/09/22
CA 2541043 1 88 18.00 405000 01/09/97
91304 106990000541043 02 42 2 324000
5.99
7669 Grove ST 1 180 25500.00 04/23/97
Tujunga 14 179 3.25 25500 01/23/12
CA 2540997 1 93 18.00 165000 01/23/97
91402 106990000540997 02 44 2 126963
5.99
4468 N Van Dyke AVE 1 179 35500.00 07/16/97
Fresno 14 178 1.00 35500 12/16/11
CA 2540952 1 74 18.00 70000 01/16/97
93705 106990000540952 02 35 2 16290
7.25
80 Dornoch WAY 2 300 38100.00 04/10/97
Coto De Caza Area 09 299 2.25 46500 01/10/22
CA 2540922 1 90 18.00 285000 01/10/97
92679 106990000540922 02 39 2 209305
5.99
14840 Willow Road 2 300 19500.00 04/15/97
Rio Nido 14 299 3.25 19500 01/15/22
CA 2540285 1 90 18.00 130000 01/15/97
95471 106990000540285 02 31 2 97500
5.99
Auburn 2 301 2.25 13500.00 04/06/97
2540206 14 300 18.00 13500 02/01/22
CA 106990000540206 02 1 90 2 136000 01/06/97
95603 37 108800
5.99
947-B La Mesa Terrace 2 299 42700.00 07/03/97
Sunnyvale 04 298 2.50 42700 12/03/21
CA 2540123 1 88 18.00 293000 01/03/97
94086 106990000540123 01 24 2 213750
7.25
501 Washington Avenue 1 179 74200.00 07/02/97
Santa Monica 04 178 3.75 74200 12/02/11
CA 2540118 1 95 18.00 495000 01/02/97
90403 106990000540118 02 42 2 393000
7.25
27901 Via Del Agua 1 180 8430.00 0
Laguna Niguel 14 179 3.75 44000 01/15/12
CA 2540071 1 100 18.00 206000 01/15/97
92677 106990000540071 02 45 2 162000
12.
686 Willowgate Street 2 300 31400.00 07/07/97
Mountain View 04 299 2.25 31400 01/07/22
CA 2540788 1 90 18.00 314000 01/07/97
94043 106990000540788 01 29 2 251200
7.25
3011 Silverland DR 2 301 11400.00 04/06/97
San Jose 14 300 0.50 11400 02/01/22
CA 2540765 1 80 18.00 282500 01/06/97
95135 106990000540765 02 36 2 214600
5.99
810 Verano AVE 1 179 37414.24 04/06/97
Sonoma 14 178 2.75 37500 12/06/11
CA 2540757 1 90 18.00 250000 01/06/97
95476 106990000540757 02 41 2 187500
5.99
1617 South Beverly Glen 2 299 33700.00 07/09/97
Los Angeles 04 298 2.75 33700 12/10/21
CA 2540674 1 90 18.00 225000 01/09/97
90025 106990000540674 01 34 2 168750
7.25
20106 Candleflame CT 1 180 45925.00 0
Walnut 14 179 3.75 50000 01/08/12
CA 2540600 1 93 18.00 275000 01/08/97
91789 106990000540600 02 40 2 203900
12.
1170 Lammy PL 2 300 60400.00 04/09/97
Los Altos 14 299 2.75 90000 01/09/22
CA 2540501 1 87 18.00 900000 01/09/97
94024 106990000540501 02 39 2 690422
5.99
1525 San Elijo Avenue 3 180 80000.00 07/10/97
Cardiff 14 179 1.50 100000 01/10/12
CA 2539835 1 43 24.00 620000 01/10/97
92007 106990000539835 02 39 2 162477
7.25
Santa Clara 1 180 3.75 65000.00 0
2539219 14 179 18.00 128000 01/21/12
CA 106990000539219 02 1 100 2 270000 01/21/97
95051 33 141000
12.
22421 Sherman WAY #1 1 180 12000.00 03/13/97
Los Angeles 04 178 4.25 12000 12/13/11
CA 2539130 1 95 18.00 60000 12/13/96
91307 106990000539130 02 52 2 45000
5.99
1860 Marcella Street 1 180 28501.43 07/25/97
Simi Valley 14 179 3.25 40000 01/25/12
CA 2541292 1 94 18.00 210000 01/25/97
93065 106990000541292 02 45 2 156893
7.25
9502 Chico Drive 1 180 39300.00 04/22/97
Ventura 14 179 3.75 39300 01/22/12
CA 2541288 1 95 18.00 262000 01/22/97
93004 106990000541288 02 21 2 209600
5.99
890 Regent Court 2 300 14550.00 04/27/97
San Carlos 14 299 2.75 50500 01/27/22
CA 2541283 1 90 18.00 505000 01/27/97
94070 106990000541283 02 33 2 404000
5.99
23761 Via Roble 2 299 133000.00 04/29/97
Coto De Caza 14 298 2.75 133000 12/29/21
CA 2541265 1 78 18.00 775000 01/29/97
92679 106990000541265 02 34 2 467000
5.99
2051 Glastonbury RD 2 300 35000.00 07/22/97
Thousand Oaks 14 299 2.75 35000 01/22/22
CA 2541258 1 81 18.00 507000 01/22/97
91361 106990000541258 02 45 2 373213
7.25
2239 Moreno DR 2 300 48500.00 07/17/97
Los Angeles 14 299 2.25 48500 01/17/22
CA 2541255 1 90 18.00 485000 01/17/97
90039 106990000541255 01 35 2 388000
7.25
888 Russet DR 1 180 28200.00 0
Sunnyvale 14 179 3.25 28200 01/17/12
CA 2541242 1 82 18.00 452000 01/17/97
94087 106990000541242 02 38 2 339000
11.5
1231 Crestview Drive 1 180 44900.00 07/24/97
San Carlos 14 179 2.00 44900 01/24/12
CA 2541241 1 90 18.00 450000 01/24/97
94070 106990000541241 01 29 2 359200
7.25
6200 W 5th ST 1 180 37270.78 04/15/97
Los Angeles 14 179 3.25 50000 01/15/12
CA 2541230 1 87 18.00 350000 01/15/97
90048 106990000541230 02 48 2 252000
5.99
Los Angeles 2 300 1.00 20611.00 07/22/97
2541225 14 299 18.00 45750 01/22/22
CA 106990000541225 02 1 75 2 285000 01/22/97
90019 41 168000
7.25
815 La Salina PL 1 180 23800.00 0
Oceanside 14 179 3.75 23800 01/14/12
CA 2541206 1 100 18.00 156000 01/14/97
92054 106990000541206 02 50 2 132138
12.
6012 E La Paz WAY 1 179 27178.00 0
Anaheim 14 178 3.25 43900 12/10/11
CA 2541204 1 100 18.00 215000 01/10/97
92807 106990000541204 02 32 2 171090
11.5
10531 Valley Spring LN 2 300 35500.00 07/15/97
Toluca Lake Area 14 299 2.25 35500 01/15/22
CA 2541201 1 90 18.00 355000 01/15/97
91602 106990000541201 01 43 2 284000
7.25
58 Delray CIR 1 180 45300.00 04/13/97
Thousand Oaks 14 179 3.75 45300 01/13/12
CA 2541193 1 95 18.00 302000 01/13/97
91360 106990000541193 02 40 2 241600
5.99
11469 Rose AVE 1 180 50000.00 07/22/97
Los Angeles 14 179 1.00 50000 01/22/12
CA 2541190 1 70 18.00 310000 01/22/97
90066 106990000541190 02 38 2 164318
7.25
508 Calle Amigo 2 300 34200.00 03/12/97
San Clemente 09 298 2.25 34200 12/12/21
CA 2541178 1 90 18.00 345000 12/12/96
92673 106990000541178 01 36 2 273600
5.99
4715 Cahuenga BLVD 2 300 24000.00 07/13/97
Los Angeles(N 14 299 2.25 24000 01/13/22
CA 2541166 1 90 18.00 240000 01/13/97
91602 106990000541166 02 45 2 192000
7.25
16502 Charleyville CIR 1 180 39000.00 07/09/97
Huntington Beach 14 179 2.25 39000 01/09/12
CA 2541157 1 90 18.00 260000 01/09/97
92649 106990000541157 01 37 2 195000
7.25
10234 Strong AVE 1 180 50000.00 0
Whittier Area 14 179 3.75 50000 01/07/12
CA 2541149 1 97 18.00 265000 01/07/97
90601 106990000541149 02 47 2 207000
12.
24530 Indian Hill LN 2 300 50000.00 04/16/97
West Hills Area 14 299 3.25 50000 01/16/22
CA 2541147 1 90 18.00 420000 01/16/97
91307 106990000541147 02 37 2 328000
5.99
Simi Valley 1 180 3.75 33000.00 07/08/97
2541077 14 179 18.00 33000 01/08/12
CA 106990000541077 02 1 95 2 165000 01/08/97
93063 36 123750
7.25
150 Las Quebradas LN 1 180 47500.00 07/16/97
Alamo 14 179 1.00 47500 01/16/12
CA 2541483 1 75 18.00 930000 01/16/97
94507 106990000541483 02 34 2 650000
7.25
11894 Deep Creek RD 2 300 2100.00 04/16/97
Apple Valley 14 299 3.25 25000 01/16/22
CA 2541478 1 89 18.00 130000 01/16/97
92308 106990000541478 02 48 2 89779
5.99
912 Ormonde DR 2 300 34871.95 07/23/97
Mountain View 14 299 2.25 50000 01/23/22
CA 2541470 1 83 18.00 310000 01/23/97
94043 106990000541470 02 45 2 206000
7.25
1133 Encino Avenue 2 300 100000.00 04/30/97
Arcadia 14 299 3.25 100000 01/30/22
CA 2541458 1 89 18.00 330000 01/30/97
91006 106990000541458 02 45 2 193252
5.99
105 North Avenida Cienega 1 179 60000.00 0
Anaheim 14 177 4.25 60000 11/30/11
CA 2541444 1 100 18.00 240000 12/30/96
92807 106990000541444 02 49 2 179906
12.5
5800 Green Oak Drive 2 299 47500.00 04/08/97
Los Angeles 14 298 2.25 47500 12/08/21
CA 2541438 1 90 18.00 475000 01/08/97
90068 106990000541438 01 39 2 380000
5.99
26751 La Sierra DR 2 300 40000.00 07/16/97
Mission Viejo 14 299 2.75 40000 01/16/22
CA 2541437 1 87 18.00 349000 01/16/97
92691 106990000541437 02 45 2 260575
7.25
1936 West 233rd Street 2 299 30000.00 04/15/97
Torrance 14 298 2.00 30000 12/15/21
CA 2541432 1 87 18.00 254500 01/15/97
90501 106990000541432 02 26 2 190850
5.99
262 Donegal Way 1 179 2499.00 0
Martinez 14 178 3.75 70500 12/08/11
CA 2541427 1 100 18.00 266000 01/08/97
94553 106990000541427 02 42 2 195250
12.
1239 Cape Cod Way 1 180 68800.00 0
Concord 14 179 3.50 68800 01/23/12
CA 2541413 1 100 18.00 155000 01/23/97
94521 106990000541413 02 28 2 86085
11.75
Inglewood 1 179 2.75 25000.00 05/03/97
2541374 14 179 18.00 25000 01/03/12
CA 106990000541374 02 1 90 2 170000 02/03/97
90303 45 127653
5.99
14921 Cole DR 2 300 38700.00 07/22/97
San Jose 14 299 2.25 38700 01/22/22
CA 2541369 1 90 18.00 253000 01/22/97
95124 106990000541369 02 41 2 188971
7.25
963 S Beach DR 1 180 65000.00 0
Sacramento 09 179 3.75 65000 01/22/12
CA 2541367 1 100 18.00 350000 01/22/97
95831 106990000541367 02 41 2 282000
12.
3586 Muirwood LN 1 180 58000.00 0
Roseville 14 179 3.75 58000 01/17/12
CA 2541362 1 100 18.00 240000 01/17/97
95747 106990000541362 02 45 2 182000
12.
310 Monterey DR 1 180 27400.00 07/24/97
Carson 09 179 3.75 27400 01/24/12
CA 2541359 1 95 18.00 182900 01/24/97
90745 106990000541359 01 49 2 146300
7.25
978 SAN MARCOS 3 180 27000.00 0
MOUNTAIN VIEW 14 180 1.00 40000 02/03/12
CA 2541357 1 52 24.00 325000 02/03/97
94043 106990000541357 02 33 2 128679
9.25
610 Miramar DR 2 299 63900.00 05/03/97
Half Moon Bay 14 299 2.75 63900 01/03/22
CA 2541346 1 90 18.00 639000 02/03/97
94019 106990000541346 01 22 2 511200
5.99
3515 Regency CT 2 300 50000.00 07/21/97
Rowland Heights 14 299 2.75 50000 01/01/22
CA 2541331 1 90 18.00 500000 01/21/97
91748 106990000541331 02 40 2 400000
7.25
23364 W Camford PL 3 180 27500.00 07/30/97
Valencia 09 179 2.25 43778 01/30/12
CA 2541329 1 90 24.00 437780 01/30/97
91354 106990000541329 01 38 2 350224
7.25
25122 Moberly CT 2 300 17400.00 04/24/97
Laguna Niguel 09 299 0.50 17400 01/24/22
CA 2541304 1 80 18.00 290000 01/24/97
92677 106990000541304 02 37 2 214600
5.99
1142 El Macero Way 2 300 24000.00 04/24/97
Windsor 14 299 2.25 24000 01/24/22
CA 2541298 1 90 18.00 165000 01/24/97
95492 106990000541298 02 41 2 123750
5.99
Shingle Springs 1 180 1.00 44423.01 07/24/97
2541295 14 179 18.00 50000 01/24/12
CA 106990000541295 02 1 73 2 230000 01/24/97
95682 39 117000
7.25
7900 W Amity Road 1 180 9326.21 0
Boise 14 179 3.25 11400 01/16/12
ID 2541544 1 100 18.00 95000 01/16/97
83709 116990000541544 02 39 2 83564
11.5
3100 SW 109 CT 2 300 50000.00 04/15/97
Miami 14 299 4.25 50000 01/15/22
FL 2541099 1 95 18.00 350000 01/15/97
33165 112990000541099 02 41 2 280000
5.99
1366 Clayton ST 1 180 20131.00 08/04/97
Denver 14 180 3.25 41000 02/04/12
CO 2539438 1 90 18.00 281000 02/04/97
80206 108990000539438 02 49 2 210750
7.25
584 Bafford RD 2 300 5000.00 04/21/97
Lusby 14 299 2.00 10000 01/21/22
MD 2541495 1 88 18.00 109000 01/21/97
20657 124990000541495 02 29 2 85000
5.99
216 E Forest AVE 2 300 6300.00 03/24/97
South Hutchinson 14 298 3.25 22050 12/24/21
KS 2538961 1 100 18.00 64000 12/24/96
67505 120990000538961 02 34 2 41945
5.99
4818 Monet WAY 1 180 22600.00 01/25/97
Sacramento 14 176 2.25 22600 10/25/11
CA 2518740 1 90 18.00 91000 10/25/96
95842 106990000518740 02 42 2 59300
10.5
8253 Lookout Mountain AVE 1 180 37000.00 06/10/97
Los Angeles 14 178 2.75 80000 12/10/11
CA 2538405 1 90 18.00 585000 12/10/96
90046 106990000538405 02 37 2 445474
7.25
3870 Palmwood DR 1 180 13700.00 0
Concord 14 178 3.75 13700 12/18/11
CA 2539104 1 100 18.00 180000 12/18/96
94521 106990000539104 02 50 2 166000
12.
14811 Bartlett CT 1 180 77500.00 0
San Martin 14 179 3.75 80000 01/24/12
CA 2539204 1 97 18.00 500000 01/24/97
95046 106990000539204 02 45 2 402000
12.
9720 Cashio Street 1 180 22995.00 07/22/97
Los Angeles 14 179 3.75 100000 01/22/12
CA 2539305 1 95 18.00 505000 01/22/97
90212 106990000539305 02 42 2 378750
7.25
Westlake Village 1 180 1.50 24156.88 07/27/97
Area 2539810 04 179 18.00 59000 01/27/12
CA 106990000539810 02 1 75 2 380000 01/27/97
91361 37 225355
7.25
14702 Quail Haven Lane 1 179 38488.08 07/01/97
El Cajon 14 178 1.00 49000 12/01/11
CA 2539803 1 80 18.00 223000 01/01/97
92019 106990000539803 02 34 2 128064
7.25
7436 Adler CT 2 300 30200.00 07/24/97
Pleasanton 09 299 0.75 41700 01/24/22
CA 2541552 1 74 18.00 333000 01/24/97
94588 106990000541552 02 29 2 203900
7.25
7878 Naylor AVE 2 299 30800.00 04/29/97
Los Angeles 14 298 3.25 30800 12/29/21
CA 2541545 1 90 18.00 308000 01/29/97
90045 106990000541545 01 41 2 246400
5.99
5326 Barela Avenue 1 180 82000.00 0
Temple City 14 179 3.75 82000 01/27/12
CA 2541540 1 100 18.00 275000 01/27/97
91703 106990000541540 02 39 2 192444
12.
5717 MAKATI CIR A 1 180 17300.00 0
SAN JOSE 04 179 3.25 17300 01/18/12
CA 2541537 1 100 18.00 90000 01/18/97
95123 106990000541537 02 45 2 72651
11.5
4029 S Tropico DR 2 300 25500.00 07/27/97
La Mesa 14 299 2.75 43000 01/27/22
CA 2541534 1 90 18.00 290000 01/27/97
91945 106990000541534 02 43 2 218000
7.25
6059 Larkellen Court 2 300 7124.68 07/30/97
Agoura Hills 14 299 0.25 31000 01/30/22
CA 2541528 1 80 18.00 310000 01/30/97
91301 106990000541528 02 29 2 214600
7.25
605 Jubilee LN C 1 180 20000.00 07/17/97
Simi Valley 04 179 2.25 45000 01/17/12
CA 2541525 1 88 18.00 177000 01/17/97
93065 106990000541525 02 45 2 110628
7.25
43 Santa Comba 1 180 50000.00 0
Irvine 14 179 3.75 50000 01/27/12
CA 2541524 1 95 18.00 305000 01/27/97
92606 106990000541524 02 42 2 238327
12.
22152 Duende 2 300 24500.00 07/23/97
Mission Viejo 09 299 2.25 24500 01/23/22
CA 2541512 1 90 18.00 245000 01/23/97
92691 106990000541512 01 41 2 196000
7.25
Martinez 2 300 1.00 83625.00 07/23/97
2541493 14 299 18.00 88600 01/23/22
CA 106990000541493 02 1 80 2 194000 01/23/97
94553 43 66403
7.25
26 Desert Willow LN 1 179 25710.00 04/20/97
Littleton 09 178 3.75 50000 12/20/11
CO 2541324 1 94 18.00 360000 01/20/97
80127 108990000541324 02 50 2 286119
5.99
0038 Dakota PL 2 299 32000.00 04/14/97
Edwards RFC01 298 0.50 32000 12/14/21
CO 2540885 1 80 18.00 658000 01/14/97
81632 108990000540885 02 20 2 493549
5.99
508 17th AVE S 3 180 9000.00 07/31/97
GREENWOOD 14 179 3.00 29000 01/31/12
MO 2541349 1 100 20.00 112000 01/31/97
64034 129990000541349 02 25 2 82878
7.25
1946 Long Point DR 3 180 31200.00 08/06/97
Bloomfield Hills 14 180 2.00 50000 02/06/12
MI 2541290 1 57 18.00 395392 02/06/97
48302 126990000541290 02 49 2 175000
7.25
6260 Pepper Hill DR 3 180 41300.00 08/05/97
West Bloomfield 04 180 4.00 41300 02/05/12
MI 2541277 1 95 18.00 115000 02/05/97
48323 126990000541277 02 21 2 67863
7.25
1961 Bay Hill CT 3 180 45000.00 08/06/97
Ann Arbor 09 180 2.00 45000 02/06/12
MI 2541227 1 74 18.00 350000 02/06/97
48108 126990000541227 02 50 2 214000
7.25
77045 McFadden 3 180 28447.28 08/05/97
Armada 14 180 3.00 28700 02/05/12
MI 2541209 1 90 18.00 185000 02/05/97
48005 126990000541209 02 30 2 137800
7.25
24657 Lake Meadow DR 3 180 10000.00 08/05/97
Harrison Township 04 180 0.50 10000 02/05/12
MI 2541148 1 80 18.00 88000 02/05/97
48045 126990000541148 02 39 2 59811
7.25
6105 Hedge 3 180 25000.00 08/05/97
Detroit 14 180 3.25 25000 02/05/12
MI 2541074 1 86 18.00 30000 02/05/97
48211 126990000541074 02 38 2 643
7.25
3817 Caddy Circle 1 179 29600.00 04/13/97
Las Vegas 14 178 3.75 29600 12/13/11
NV 2538699 1 95 18.00 128000 01/13/97
89108 132990000538699 02 41 2 92000
5.99
Royal Oak 3 180 3.00 25000.00 08/04/97
2541051 14 180 18.00 25000 02/04/12
MI 126990000541051 02 1 83 2 145500 02/04/97
48067 28 95000
7.25
6475 Westmoor 3 180 47400.00 08/05/97
Bloomfield Hills 14 180 4.25 47400 02/05/12
MI 2541044 1 95 18.00 237000 02/05/97
48301 126990000541044 02 37 2 177750
7.25
29386 Legion 1 180 13500.00 04/10/97
Roseville 14 179 3.75 14750 01/10/12
MI 2540142 1 95 18.00 65000 01/10/97
48066 126990000540142 02 37 2 46846
5.99
1 Juniper RD 2 300 29000.00 04/24/97
Franklin 14 299 2.25 29000 01/24/22
MA 2541465 1 90 18.00 193000 01/24/97
02038 125990000541465 01 39 2 144700
5.99
16 Nantucket RD 3 180 57000.00 07/27/97
Wellesley 14 179 1.00 60000 01/27/12
MA 2541352 1 80 18.00 800000 01/27/97
02181 125990000541352 02 23 2 580000
7.25
94 Village AVE 2 300 58500.00 04/29/97
Dedham 14 299 2.75 58500 01/29/22
MA 2541287 1 90 18.00 585000 01/29/97
02026 125990000541287 01 41 2 468000
5.99
605 N Second AVE 3 180 20300.00 0
Villa Park 14 179 3.25 23900 01/24/12
IL 2541475 1 100 24.00 155000 01/24/97
60181 117990000541475 02 31 2 131057
11.5
1422 N SANDBURG TER 2 300 42700.00 07/15/97
CHICAGO 04 299 2.00 42700 01/15/22
IL 2540512 1 90 18.00 285000 01/15/97
60610 117990000540512 01 17 2 213750
7.25
703 Maricopa DR 2 299 11457.50 08/05/97
Prescott 14 299 0.25 41500 01/05/22
AZ 2541383 1 80 18.00 145000 02/05/97
86303 104990000541383 02 19 2 74178
7.25
439 Clover CIR 1 179 18000.00 03/18/97
Hayden 14 177 3.75 18000 11/18/11
CO 2539113 1 92 18.00 110000 12/18/96
81639 108990000539113 02 33 2 82500
5.99
513 S 3rd ST 1 179 17815.00 0
Victor 14 177 3.25 17815 11/30/11
CO 2540349 1 99 18.00 61000 12/31/96
80860 108990000540349 02 37 2 42160
11.5
Telluride 1 180 1.50 27871.83 08/03/97
2541049 14 180 18.00 35000 02/03/12
CO 108990000541049 02 1 62 2 590000 02/03/97
81435 50 328607
7.25
3150 ELIZABETH ST 3 180 11378.75 07/27/97
CANON CITY 14 179 1.00 20000 01/27/12
CO 2541322 1 65 18.00 176000 01/27/97
81212 108990000541322 02 39 2 93683
7.25
14159 Franklin ST 2 301 15000.00 04/23/97
Brighton 14 300 2.25 15000 02/01/22
CO 2541221 1 81 18.00 250000 01/23/97
80601 108990000541221 02 45 2 187500
5.99
3107 Pine Hill Drive 2 300 15000.00 04/15/97
Kennesaw 14 299 2.25 15000 01/15/22
GA 2540826 1 84 18.00 69000 01/15/97
30144 113990000540826 02 39 2 42425
5.99
23 Idlewood DR 3 179 17600.00 06/04/97
Cartersville 14 177 4.25 17600 11/03/11
GA 2538839 1 90 24.00 124000 12/03/96
30120 113990000538839 01 49 2 93900
7.25
8275 Ison RD 1 180 114625.12 03/02/97
Atlanta 14 178 1.00 115600 12/02/11
GA 2538679 1 80 18.00 335000 12/02/96
30350 113990000538679 01 41 2 150000
9.25
207 Monticello PL 1 180 40406.80 02/27/97
Peachtree City 09 177 2.75 41100 11/26/11
GA 2537346 1 90 18.00 275000 11/27/96
30269 113990000537346 01 49 2 205500
11.
2725 Braffington CT 1 180 128500.00 02/27/97
Dunwoody 09 177 3.25 128500 11/21/11
GA 2518755 1 90 18.00 368000 11/22/96
30350 113990000518755 01 44 2 200000
11.5
5491 Niagara ST 1 180 3061.00 07/23/97
Commerce City 14 179 3.75 14400 01/23/12
CO 2541542 1 95 18.00 96000 01/23/97
80022 108990000541542 02 35 2 76800
7.25
10856 Timothy's DR 2 299 5000.00 04/23/97
Conifer 14 298 2.25 34500 12/23/21
CO 2541353 1 90 18.00 158000 01/23/97
80433 108990000541353 02 40 2 107000
5.99
288 Potato Patch CIR 1 179 98299.42 0
Evergreen 14 178 3.75 100000 12/24/11
CO 2541348 1 99 18.00 419000 01/24/97
80439 108990000541348 02 43 2 314250
12.
Longmont 1 179 3.75 78000.00 04/20/97
2541327 14 178 18.00 78000 12/20/11
CO 108990000541327 02 1 95 2 195000 01/20/97
80503 38 107000
5.99
2173 Loch WAY 2 299 85000.00 0
El Dorado Hills 09 297 0.75 85000 11/24/21
CA 2521198 1 80 18.00 860000 12/24/96
95762 106990000521198 02 8 2 600000
9.
1480 Millar DR 1 180 200000.00 06/23/97
Glendale 14 178 1.50 200000 12/23/11
CA 2538366 1 80 18.00 490000 12/23/96
91206 106990000538366 02 46 2 192000
7.25
3136 E Seneca ST 3 179 4700.00 05/27/97
Tucson 14 176 0.50 27500 10/27/11
AZ 2521378 1 71 24.00 160000 11/27/96
85716 104990000521378 02 45 2 85000
7.25
4701 W Lake CIR N 1 179 100000.00 04/08/97
Littleton 14 178 1.50 100000 12/08/11
CO 2538031 1 53 18.00 345000 01/08/97
80123 108990000538031 02 13 2 81361
5.99
3000 Sundown DR 2 299 79500.00 03/06/97
Berthoud 09 297 1.00 79500 11/06/21
CO 2537675 1 80 18.00 200000 12/06/96
80513 108990000537675 02 39 2 80101
5.99
730 Gothic AVE #5 1 179 15000.00 0
Crested Butte 04 178 3.25 15000 12/03/11
CO 2519765 1 100 18.00 105000 01/03/97
81224 108990000519765 02 40 2 89710
11.5
752 Glenview Road 2 299 37000.00 04/23/97
Glendale 14 298 2.25 37000 12/23/21
CA 2541263 1 90 18.00 370000 01/23/97
91202 106990000541263 01 30 2 296000
5.99
1435 Rexford AVE 1 180 80000.00 04/30/97
Pasadena 14 179 3.25 100000 01/30/12
CA 2541257 1 88 18.00 303000 01/30/97
91107 106990000541257 02 39 2 165275
5.99
1398 Maria WAY 2 300 41400.00 07/16/97
San Jose 14 299 2.25 41400 01/16/22
CA 2541239 1 90 18.00 276000 01/16/97
95117 106990000541239 02 41 2 207000
7.25
815 Stockbridge DR 1 179 3293.18 04/15/97
Hockessin 14 178 1.00 15000 12/15/11
DE 2541158 1 12 18.00 129000 01/15/97
19707 110990000541158 02 42 2 0
5.99
Steamboat Spring 1 180 2.75 15000.00 07/31/97
2541140 14 179 18.00 15000 01/31/12
CO 108990000541140 02 1 83 2 502000 01/31/97
80477 40 398000
7.25
1090 Salvador Street 3 180 35000.00 07/27/97
Costa Mesa 14 179 1.00 80000 01/27/12
CA 2541037 1 78 24.00 265000 01/27/97
92626 106990000541037 02 45 2 126585
7.25
105 Parkhaven Drive 2 300 27000.00 04/27/97
Danville 09 299 2.25 27000 01/27/22
CA 2541028 1 86 18.00 485000 01/27/97
94506 106990000541028 02 43 2 388000
5.99
7964 Kemper CT 1 179 50000.00 0
Pleasanton 09 178 3.75 50000 12/21/11
CA 2540986 1 94 18.00 410000 01/21/97
94588 106990000540986 02 45 2 334667
12.
18775 Bowen CT 2 299 52300.00 04/16/97
Sonoma 14 298 2.75 52300 12/16/21
CA 2540976 1 90 18.00 220000 01/16/97
95476 106990000540976 02 37 2 145048
5.99
3842 2nd AVE 2 300 32340.00 04/16/97
Glendale 14 299 2.75 32400 01/16/22
CA 2540966 1 90 18.00 260000 01/16/97
91214 106990000540966 02 48 2 201560
5.99
925 Baron PL 1 179 27800.00 0
Escondido 14 178 3.75 27800 12/21/11
CA 2540960 1 100 18.00 153000 01/21/97
92026 106990000540960 02 39 2 125176
12.
804 El Paisano DR 1 179 4628.00 0
Fallbrook 14 178 4.25 63000 12/14/11
CA 2540936 1 89 18.00 238000 01/14/97
92028 106990000540936 02 50 2 146483
12.5
3804 Bitlis CT 1 179 41000.00 07/16/97
Modesto 14 178 2.75 41000 12/16/11
CA 2540930 1 88 18.00 175000 01/16/97
95356 106990000540930 02 41 2 112048
7.25
6036 Rhodes AVE 1 180 53800.00 04/08/97
Los Angeles 14 179 3.75 53800 01/08/12
CA 2540749 1 95 18.00 359000 01/08/97
91606 106990000540749 02 42 2 287200
5.99
27822 Holly Oak LN 1 179 25000.00 07/09/97
Mission Viejo 09 178 3.25 25000 12/09/11
CA 2540666 1 95 18.00 173000 01/09/97
92691 106990000540666 02 31 2 138400
7.25
San Jose 3 180 3.25 22000.00 04/09/97
2540179 14 179 24.00 46000 01/09/12
CA 106990000540179 02 1 90 2 425000 01/09/97
95125 37 336500
5.99
8700 Cabra CT 2 299 2000.00 03/26/97
Elk Grove 14 297 2.25 26000 11/26/21
CA 2539994 1 90 18.00 170000 12/26/96
95624 106990000539994 02 31 2 127000
5.99
1860 Spring LN 1 179 52000.00 07/20/97
Salt Lake City 14 178 3.25 52000 12/20/11
UT 2541008 1 90 18.00 210000 01/20/97
84117 149990000541008 02 44 2 137000
7.25
72 S 1000 W 1 179 50000.00 08/03/97
Roosevelt 14 179 1.00 50000 01/03/12
UT 2540583 1 34 18.00 150000 02/03/97
84066 149990000540583 02 26 2 0
7.25
1383 Old Humboldt RD 3 179 19000.00 0
Jackson 14 176 3.25 19000 10/29/11
TN 2539192 1 100 14.00 59000 11/29/96
38305 147990000539192 02 36 2 39916
11.5
33505 HIGHWAY 22 3 180 23135.46 07/28/97
HEBO 14 179 1.50 50000 01/28/12
OR 2541200 1 54 18.00 223500 01/28/97
97122 141990000541200 02 38 2 69420
7.25
19509 SW Ruth CT 1 180 54900.00 04/14/97
Aloha 09 179 3.75 54900 01/14/12
OR 2541079 1 95 18.00 277000 01/14/97
97007 141990000541079 02 42 2 205750
5.99
2343 S E 45th Avenue 1 179 26000.00 07/13/97
Portland 14 178 2.75 26000 12/13/11
OR 2540649 1 90 18.00 140000 01/13/97
97215 141990000540649 02 45 2 99073
7.25
1458 Glenwood DR 1 180 21200.00 07/22/97
Gardnerville 14 179 3.75 21200 01/22/12
NV 2539763 1 90 18.00 210000 01/22/97
89410 132990000539763 02 45 2 167000
7.25
50451 Hunter Creek TRL 3 180 0.00 08/03/97
Shelby 14 180 2.00 100000 02/03/12
MI 2540962 1 63 18.00 400000 02/03/97
48317 126990000540962 02 46 2 150000
7.25
30 Roseway ST 2 300 14869.54 04/02/97
Jamaica Plain 14 295 2.75 32000 09/16/21
MA 2516287 1 91 18.00 220000 09/26/96
02130 125990000516287 02 43 2 166233
7.25
Kuna 1 180 3.25 34000.00 07/02/97
2540830 14 179 18.00 38900 01/02/12
ID 116990000540830 02 1 95 2 177000 01/02/97
83634 31 129151
7.25
1688 Grist Mill DR 1 180 29300.00 07/21/97
Marietta 14 179 4.25 29300 01/21/12
GA 2541129 1 95 18.00 82000 01/21/97
30062 113990000541129 02 50 2 48581
7.25
1341 McKendree Park CT 2 300 44400.00 05/03/97
Lawrenceville 14 300 2.25 44400 02/03/22
GA 2540998 1 90 18.00 226000 02/03/97
30243 113990000540998 02 44 2 158957
5.99
3395 Fairway Bend DR 1 180 36650.00 03/02/97
Dacula 09 178 2.00 36650 12/01/11
GA 2538683 1 82 18.00 300000 12/02/96
30211 113990000538683 01 26 2 207000
10.25
3401 SW 143 RD PL 3 180 10000.00 07/31/97
MIAMI 14 179 0.75 20000 01/31/12
FL 2541244 1 63 18.00 190000 01/31/97
33175 112990000541244 02 26 2 98370
7.25
17131 NE 11 CT 1 180 42330.00 04/08/97
North Miami 14 179 3.75 42330 01/08/12
FL 2520553 1 92 18.00 204000 01/08/97
33162 112990000520553 02 14 2 145333
5.99
1050 Mohawk DR 2 300 55000.00 08/03/97
Colorado Springs 14 300 1.50 55000 02/03/22
CO 2540977 1 73 18.00 134000 02/03/97
80918 108990000540977 02 46 2 42201
7.25
2767 Maroon Creek RD 1 180 495149.30 03/23/97
Aspen 14 178 1.00 500000 12/23/11
CO 2539956 1 34 18.00 6000000 12/23/96
81611 108990000539956 02 22 2 1500000
5.99
120 Mountview TER 1 179 59000.00 06/16/97
Benicia 14 177 3.75 59000 11/16/11
CA 2538534 1 94 18.00 285000 12/16/96
94510 106990000538534 02 44 2 207000
7.25
1703 Anning DR 2 299 38500.00 03/23/97
Turlock 14 297 2.25 38500 11/23/21
CA 2539789 1 86 18.00 270000 12/23/96
95380 106990000539789 02 43 2 192000
5.99
733 Via Del Monte 3 180 99500.83 04/08/97
Palos Verdes 14 179 2.75 100000 01/08/12
CA 2540086 1 90 24.00 670000 01/08/97
90274 106990000540086 01 45 2 500000
5.99
Pleasanton 2 299 0.50 25600.00 07/08/97
2540272 14 298 18.00 25600 12/08/21
CA 106990000540272 02 1 80 2 657000 01/08/97
94566 36 499376
7.25
129 Felix DR 2 300 27500.00 07/06/97
Ojai 14 299 3.25 27500 01/06/22
CA 2540699 1 90 18.00 275000 01/06/97
93023 106990000540699 02 42 2 220000
7.25
1160 Granville AVE 107 2 300 2400.00 04/07/97
Los Angeles 04 299 2.25 36700 01/07/22
CA 2540814 1 90 18.00 245000 01/07/97
90049 106990000540814 02 45 2 183750
5.99
57 Woodhaven DR 1 180 51000.00 07/28/97
Laguna Niguel 09 179 3.75 51000 01/28/12
CA 2540896 1 95 18.00 340000 01/28/97
92677 106990000540896 01 31 2 272000
7.25
10746 Stephon TER 2 299 35700.00 04/14/97
Culver City 14 298 2.75 35700 12/14/21
CA 2540877 1 90 18.00 357000 01/14/97
90230 106990000540877 01 43 2 285000
5.99
2063 Milan AVE 3 180 90000.00 07/25/97
South Pasadena 14 179 3.75 90000 01/25/12
CA 2541139 1 95 24.00 600000 01/25/97
91030 106990000541139 01 34 2 480000
7.25
428 Miranda AVE 2 300 10815.00 07/09/97
Palo Alto 14 299 2.75 73500 01/09/22
CA 2541124 1 90 18.00 735000 01/09/97
94306 106990000541124 02 40 2 588000
7.25
610 S Susana AVE 2 299 100000.00 04/15/97
Redondo Beach 14 298 3.25 100000 12/15/21
CA 2541096 1 85 18.00 363000 01/15/97
90277 106990000541096 02 44 2 207000
5.99
716 Alison CIR 1 180 47000.00 07/06/97
Livermore 14 179 3.25 47000 01/06/12
CA 2541092 1 92 18.00 360000 01/06/97
94550 106990000541092 02 35 2 282401
7.25
120 Crestridge DR 3 180 96000.00 04/23/97
Danville 09 179 3.75 96000 01/23/12
CA 2541058 1 95 24.00 640000 01/23/97
94506 106990000541058 01 36 2 512000
5.99
717 Valle Lindo DR 2 300 25000.00 04/15/97
Camarillo 14 299 2.00 25000 01/15/22
CA 2541050 1 89 18.00 305000 01/15/97
93010 106990000541050 02 29 2 244000
5.99
Rancho Palos 2 300 0.50 49000.00 07/08/97
Verdes 2541038 14 299 18.00 49000 01/08/22
CA 106990000541038 02 1 80 2 320000 01/08/97
90275 34 207000
7.25
27817 72nd AVE E 2 299 20210.39 08/03/97
Graham 14 299 2.25 24000 01/03/22
WA 2541069 1 90 18.00 170000 02/03/97
98338 153990000541069 02 44 2 128248
7.25
312 Northeast 53rd 3 180 12989.90 04/07/97
Seattle 14 179 3.25 13400 01/07/12
WA 2539859 1 90 25.00 186000 01/07/97
98105 153990000539859 02 44 2 154000
5.99
6313 Capella AVE 1 180 34800.00 07/20/97
Burke 14 179 3.25 34800 01/20/12
VA 2541279 1 95 18.00 232000 01/20/97
22015 151990000541279 01 45 2 185600
7.25
9005 Lupine Den DR 3 180 55492.00 07/28/97
Vienna 14 179 2.25 55492 01/28/12
VA 2541142 1 90 24.00 555000 01/28/97
22182 151990000541142 01 32 2 443936
7.25
508 Mill Stone RD 1 180 128400.00 03/30/97
Chesapeake 14 178 1.00 128400 12/30/11
VA 2540241 1 57 18.00 456000 12/30/96
23322 151990000540241 01 33 2 130000
5.99
6418 Caleb CT 1 180 40000.00 06/30/97
Alexandria 09 178 3.25 40000 12/31/11
VA 2539998 1 91 18.00 308000 12/31/96
22315 151990000539998 01 33 2 240000
7.25
2784 E Hardway DR 2 299 6000.00 07/31/97
Salt Lake City 14 298 1.00 44100 12/31/21
UT 2541144 1 80 18.00 135000 01/31/97
84124 149990000541144 02 48 2 63869
7.25
12788 N 78th ST 2 300 35000.00 03/30/97
Scottsdale 14 298 3.25 35000 12/30/21
AZ 2539701 1 87 18.00 310000 12/30/96
85260 104990000539701 02 41 2 233029
5.99
Box 50384 1 180 26810.00 04/21/97
Parks 14 179 3.75 27100 01/21/12
AZ 2540915 1 95 18.00 176000 01/21/97
86018 104990000540915 02 39 2 140000
5.99
15801 S 27th PL 1 181 37200.00 04/09/97
Phoenix 09 180 3.75 37200 02/01/12
AZ 2540258 1 91 18.00 200000 01/09/97
85044 104990000540258 02 38 2 142996
5.99
Pleasant Hill 2 300 5.90 35500.00 03/27/97
2520293 14 298 18.00 43500 12/27/21
CA 106990000520293 02 1 90 2 290000 12/27/96
94523 38 217500
5.99
6510 Hitler Rd #2 1 180 25593.00 08/01/97
Circleville 14 179 3.50 31500 01/31/12
OH 2540884 1 95 18.00 158000 01/31/97
43113 139990000540884 02 28 2 118500
7.25
3605 Pitt ST NE 2 300 8500.00 04/17/97
Albuquerque 14 299 1.00 20000 01/17/22
NM 2541080 1 65 18.00 116000 01/17/97
87111 135990000541080 02 33 2 55000
5.99
11101 Malaguena Lane N E 1 180 16500.00 05/21/97
Albuquerque 14 177 2.75 16500 11/21/11
NM 2537370 1 90 18.00 165000 11/21/96
87111 135990000537370 02 37 2 132000
7.25
101 Dennison Court 2 300 38250.00 02/28/97
Evesham 14 297 2.25 38250 11/29/21
NJ 2521316 1 90 18.00 255000 11/29/96
08053 134990000521316 01 42 2 191250
10.5
2163 Fountain Spring DR 1 180 20000.00 0
Henderson 09 179 3.25 20000 01/17/12
NV 2541006 1 100 18.00 175000 01/17/97
89014 132990000541006 02 34 2 155000
11.5
15141 Ute ST 2 300 16050.00 04/17/97
Anoka 14 299 2.75 16050 01/17/22
MN 2541088 1 85 18.00 145000 01/17/97
55303 127990000541088 02 32 2 107200
5.99
21820 Lundy DR 2 300 20000.00 04/20/97
Farmington Hills 14 299 2.25 20000 01/20/22
MI 2541087 1 85 18.00 129000 01/20/97
48336 126990000541087 02 43 2 88517
5.99
25482 FOURTH ST 3 180 26000.00 07/30/97
GROSSE ILE 14 179 1.00 27500 01/30/12
MI 2541070 1 80 18.00 155000 01/30/97
48138 126990000541070 02 41 2 96253
7.25
3918 Old Creek RD 1 180 24800.00 04/15/97
Troy 04 179 3.75 24800 01/15/12
MI 2541027 1 95 18.00 125000 01/15/97
48084 126990000541027 02 33 2 93904
5.99
35466 Pickford CT 3 180 0.00 08/01/97
Livonia 14 180 3.75 60500 02/01/12
MI 2540739 1 90 18.00 340000 02/01/97
48152 126990000540739 02 49 2 242700
7.25
Concord 1 180 3.25 47200.00 0
2540632 14 179 18.00 47200 01/16/12
CA 106990000540632 02 1 100 2 189000 01/16/97
94521 39 141750
11.5
4309 Overland Place 1 180 25558.00 03/31/97
Salida 14 178 3.75 25558 12/31/11
CA 2540202 1 95 18.00 171000 12/31/96
95368 106990000540202 01 38 2 136472
5.99
365 Bretano Way 2 300 37600.00 0
Greenbrae 14 297 2.25 37600 11/29/21
CA 2540065 1 90 18.00 450000 11/29/96
94904 106990000540065 02 45 2 367000
10.5
716 Charter ST 1 180 5448.00 0
Redwood City 14 178 3.25 50000 12/16/11
CA 2539952 1 100 18.00 216000 12/16/96
94063 106990000539952 02 45 2 163995
11.5
5590 Avenida El Cid 1 180 50000.00 04/23/97
Yorba Linda 14 179 3.25 50000 01/23/12
CA 2541091 1 95 18.00 260000 01/23/97
92687 106990000541091 02 43 2 194452
5.99
316 Arletta Avenue 1 180 14500.00 0
San Jose 14 179 3.25 14500 01/17/12
CA 2541084 1 100 18.00 155000 01/17/97
95128 106990000541084 02 43 2 139500
11.5
8555 N Maize RD 2 300 12000.00 03/31/97
Valley Center 14 298 0.25 12000 12/31/21
KS 2539721 1 59 18.00 80000 12/31/96
67147 120990000539721 02 21 2 34915
5.99
659 N Spyglass WAY 1 180 15000.00 0
Eagle 09 179 3.25 50000 01/20/12
ID 2541102 1 100 18.00 160000 01/20/97
83616 116990000541102 02 44 2 109500
11.5
2016 Breckenridge Lane 1 180 24300.00 0
Alpharetta 14 179 3.25 24300 01/23/12
GA 2541090 1 100 18.00 240000 01/23/97
30202 113990000541090 02 38 2 214675
11.5
105 Ygnacio CT 2 300 10000.00 04/15/97
Walnut Creek 14 299 1.00 12000 01/15/22
CA 2541075 1 80 18.00 280000 01/15/97
94598 106990000541075 02 42 2 211472
5.99
700 & 700 1/2 Marguerite 2 300 114000.00 07/23/97
Corona Del Mar 15 299 2.25 114000 01/23/22
CA 2541073 1 80 18.00 580000 01/23/97
92625 106990000541073 01 40 2 350000
7.25
La Mirada 2 300 2.75 39000.00 07/23/97
2541071 14 299 18.00 39000 01/23/22
CA 106990000541071 02 1 90 2 260000 01/23/97
90638 41 195000
7.25
4187 Trailcrest Drive 1 180 23325.79 07/23/97
Moorpark 14 179 2.75 29800 01/23/12
CA 2541066 1 90 18.00 253000 01/23/97
93021 106990000541066 02 45 2 197845
7.25
10769 Clarmon PL 2 299 67500.00 05/01/97
Culver City 14 298 2.75 67500 12/31/21
CA 2541048 1 90 18.00 275000 01/31/97
90230 106990000541048 02 41 2 180000
5.99
4928 Carpenter Avenue 2 299 37100.00 0
Valley Village 14 298 3.25 37100 12/27/21
CA 2541040 1 92 18.00 450000 01/27/97
91607 106990000541040 02 29 2 373373
11.5
167 N Paseo Rio Moreno 2 299 35000.00 05/01/97
Anaheim 14 298 3.25 35000 12/31/21
CA 2541035 1 90 18.00 244000 01/31/97
92807 106990000541035 02 40 2 183000
5.99
5250-52 Boyd Avenue 2 300 50000.00 04/24/97
Oakland 15 299 1.00 50000 01/24/22
CA 2541034 1 80 18.00 240000 01/24/97
94618 106990000541034 02 49 2 142000
5.99
349 10th Avenue 1 180 21330.15 07/21/97
Kirkland 14 179 3.25 21800 01/21/12
WA 2541081 1 99 18.00 221000 01/21/97
98033 153990000541081 02 31 2 196200
7.25
121 E Wynot DR 1 179 15255.00 04/16/97
Nine Mile Falls 14 178 3.75 22000 12/16/11
WA 2540879 1 95 18.00 126000 01/16/97
99026 153990000540879 02 39 2 96750
5.99
11642 NE 155th ST 1 180 19000.00 03/23/97
Bothell 14 178 0.75 19000 12/23/11
WA 2539389 1 75 18.00 180000 12/23/96
98011 153990000539389 02 30 2 116000
5.99
3330 W Lake Sammamish PKY 2 301 38800.00 03/11/97
Redmond 14 299 2.50 38800 01/01/22
WA 2538472 1 90 18.00 455000 12/11/96
98052 153990000538472 02 24 2 370592
5.99
12211 Seven Hills LN 1 181 84300.00 04/17/97
Clifton 14 180 3.75 84300 02/01/12
VA 2541025 1 95 18.00 562289 01/17/97
22024 151990000541025 01 45 2 449800
5.99
Sandy 2 300 1.50 64000.00 03/10/97
2539400 14 298 18.00 92000 12/10/21
UT 149990000539400 02 1 76 2 480000 12/10/96
84092 43 272000
5.99
94 Elsie Street 2 300 25000.00 04/16/97
San Francisco 14 299 2.25 25000 01/16/22
CA 2540567 1 90 18.00 250000 01/16/97
94110 106990000540567 01 43 2 200000
5.99
760 Timberline TER 2 300 29000.00 04/23/97
Brentwood 09 299 3.75 29000 01/23/22
CA 2540897 1 88 18.00 165000 01/23/97
94513 106990000540897 02 45 2 116000
5.99
6512 Oxford DR 2 300 25000.00 04/21/97
Huntington Beach 14 299 2.25 25000 01/21/22
CA 2540887 1 88 18.00 200000 01/21/97
92647 106990000540887 02 31 2 150000
5.99
219 Loreto CT 1 181 2500.00 04/30/97
Martinez 14 180 0.50 31000 02/01/12
CA 2540865 1 80 18.00 240000 01/30/97
94553 106990000540865 02 43 2 160500
5.99
2024 Morello Avenue 1 180 50000.00 0
Pleasant Hill 14 179 3.00 50000 01/17/12
CA 2540840 1 99 18.00 225000 01/17/97
94523 106990000540840 02 27 2 172000
11.25
211 San Ysidro Road 2 300 47000.00 04/20/97
Santa Barbara 14 299 0.50 47000 01/20/22
CA 2540824 1 80 18.00 465000 01/20/97
93108 106990000540824 02 40 2 325000
5.99
2823 Surfrider Avenue 1 179 43700.00 07/16/97
Ventura 14 178 3.75 43700 12/16/11
CA 2540697 1 95 18.00 625000 01/16/97
93003 106990000540697 02 38 2 550000
7.25
6112 W Pershing AVE 1 179 40000.00 07/09/97
Visalia 14 178 3.25 40000 12/09/11
CA 2540687 1 89 18.00 300000 01/09/97
93291 106990000540687 02 48 2 225000
7.25
2901 Catalpa ST 1 179 60750.00 04/10/97
Newport Beach 09 178 3.75 60750 12/10/11
CA 2540636 1 95 18.00 405000 01/10/97
92660 106990000540636 01 44 2 324000
5.99
216 9th Street 1 179 95850.00 03/19/97
Manhattan Beach 04 177 3.50 95850 11/19/11
CA 2541033 1 95 18.00 639000 12/19/96
90266 106990000541033 01 24 2 511200
5.99
Lafayette 2 300 2.75 25000.00 04/24/97
2541031 14 299 18.00 42500 01/24/22
CA 106990000541031 01 1 88 2 435000 01/24/97
94549 46 340000
5.99
10684 Cheshire WAY 2 301 27400.00 04/15/97
Palo Cedro 14 300 2.25 27400 02/01/22
CA 2541029 1 90 18.00 170000 01/15/97
96073 106990000541029 02 45 2 125500
5.99
94 Redding Road 1 180 40700.00 07/21/97
Campbell RFC01 179 3.25 40700 01/21/12
CA 2541003 1 95 18.00 246000 01/21/97
95008 106990000541003 02 41 2 192000
7.25
2527 Dakin Drive 1 179 33590.00 07/17/97
Corona 14 178 3.75 33590 12/17/11
CA 2540994 1 95 18.00 229000 01/17/97
91720 106990000540994 01 36 2 183100
7.25
2915 Calle Estepa 2 300 53000.00 04/24/97
Thousand Oaks 14 299 3.25 53000 01/24/22
CA 2540906 1 90 18.00 210000 01/24/97
91360 106990000540906 02 48 2 136000
5.99
7130 Cardinal RD 2 300 28500.00 04/21/97
Fair Oaks 14 299 2.25 30000 01/21/22
CA 2540901 1 87 18.00 210000 01/21/97
95628 106990000540901 02 41 2 152000
5.99
2575 S Syracuse WAY #b-104 1 179 6724.52 04/03/97
Englewood 04 178 3.75 10000 12/03/11
CO 2540357 1 95 18.00 65000 01/03/97
80231 108990000540357 02 48 2 51650
5.99
13320 NCR 9 3 180 53000.00 06/11/97
Wellington 14 178 3.25 53000 12/10/11
CO 2538664 1 96 18.00 200000 12/10/96
80549 108990000538664 02 42 2 137789
7.25
19904 Christina CIR 1 180 31777.43 07/03/97
Cerritos 14 179 3.25 31900 01/03/12
CA 2541118 1 95 18.00 213000 01/03/97
90703 106990000541118 02 44 2 170400
7.25
2593 Hebron Avenue 2 299 19589.00 04/17/97
San Jose 14 298 2.75 36000 12/17/21
CA 2541113 1 90 18.00 208000 01/17/97
95121 106990000541113 02 45 2 150733
5.99
5578 East Dakota Avenue 1 179 30000.00 0
Fresno 14 178 3.25 30000 12/20/11
CA 2541100 1 100 18.00 115000 01/20/97
93727 106990000541100 02 38 2 83976
11.5
El Macero 2 300 2.25 50000.00 04/10/97
2540552 09 299 18.00 50000 01/10/22
CA 106990000540552 01 1 84 2 420000 01/10/97
95618 44 300000
5.99
690 Meadow Creek Drive 1 179 40000.00 0
San Jose 14 178 3.25 40000 12/15/11
CA 2540260 1 89 18.00 245000 01/15/97
95136 106990000540260 02 40 2 175619
11.5
910 Kimberly CIR 2 299 30000.00 06/26/97
Pleasant Hill RFC01 297 2.50 36000 11/26/21
CA 2540238 1 90 18.00 240000 12/26/96
94523 106990000540238 02 24 2 180000
7.25
410 N Brighton ST 1 180 50000.00 04/07/97
Burbank 14 179 3.00 50000 01/07/12
CA 2540225 1 92 18.00 220000 01/07/97
91506 106990000540225 02 26 2 150409
5.99
2703 Sequoia Way 2 300 23000.00 03/31/97
Belmont 14 298 0.50 24000 12/31/21
CA 2540197 1 80 18.00 385000 12/31/96
94002 106990000540197 02 26 2 284000
5.99
280 Cleaveland RD 2 300 10000.00 03/26/97
Pleasant Hill 14 298 2.25 27000 12/26/21
CA 2540174 1 89 18.00 190000 12/26/96
94523 106990000540174 02 42 2 141000
5.99
10424 Lurline AVE 1 180 29800.00 07/03/97
Los Angeles 14 179 3.25 29800 01/03/12
CA 2540074 1 95 18.00 199000 01/03/97
91311 106990000540074 01 33 2 159200
7.25
7128 West 91st Street 1 180 47000.00 02/25/97
Los Angeles 14 177 3.25 50000 11/25/11
CA 2540043 1 95 18.00 260000 11/25/96
90045 106990000540043 02 44 2 195000
11.5
1569 Casa Real LN 1 179 10000.00 02/04/97
San Marcos 14 176 3.75 10000 10/04/11
CA 2538813 1 87 18.00 145000 11/04/96
92069 106990000538813 02 45 2 115782
12.
5432 San Patricio Drive 2 300 79200.00 03/04/97
Santa Barbara 14 298 4.75 80000 12/04/21
CA 2538185 1 100 18.00 400000 12/04/96
93111 106990000538185 01 52 2 318750
5.99
1944 Catalpa WAY 2 299 50000.00 07/06/97
Hayward 14 298 3.75 50000 12/06/21
CA 2537741 1 86 18.00 175000 01/06/97
94545 106990000537741 02 42 2 100000
7.25
Petaluma 2 300 1.00 19250.00 02/22/97
2521363 14 297 18.00 19250 11/22/21
CA 106990000521363 02 1 65 2 440000 11/22/96
94954 41 265550
9.25
18350 Vista Grande WAY 1 180 22000.00 06/30/97
Los Gatos 14 178 1.50 40000 12/31/11
CA 2517629 1 75 18.00 320000 12/31/96
95030 106990000517629 02 35 2 200000
7.25
12928 Biscayne Cove 2 299 39100.00 03/02/97
Del Mar 14 297 2.25 39100 11/02/21
CA 2539048 1 90 18.00 391000 12/02/96
92014 106990000539048 01 43 2 312800
10.5
272 Valley Gate Road 1 179 70000.00 05/01/97
Simi Valley 09 179 4.25 70000 01/01/12
CA 2539308 1 92 18.00 425000 02/01/97
93065 106990000539308 02 45 2 318750
5.99
1928 Hummock LN 1 180 55000.00 0
Encinitas 14 178 3.75 62000 12/24/11
CA 2538884 1 100 18.00 260000 12/24/96
92024 106990000538884 02 41 2 196044
12.
1127 Carlton AVE 2 300 16350.00 06/24/97
Menlo Park 14 298 2.75 16350 12/24/21
CA 2540195 1 90 18.00 109000 12/24/96
94025 106990000540195 02 34 2 81750
7.25
9618 Belle Meade DR 1 180 39000.00 03/27/97
San Ramon 14 178 3.75 39000 12/27/11
CA 2540211 1 95 18.00 260000 12/27/96
94583 106990000540211 01 41 2 207950
5.99
946 N Crescent Heights BLVD 2 300 40000.00 03/12/97
Los Angeles 14 298 2.75 40000 12/12/21
CA 2539270 1 90 18.00 275000 12/12/96
90046 106990000539270 02 49 2 206250
5.99
22514 Blueridge CT 1 180 36500.00 04/16/97
Calabasas 04 179 3.75 36500 01/16/12
CA 2540368 1 95 18.00 365000 01/16/97
91302 106990000540368 02 43 2 310139
5.99
116 Moundhaven Court 1 180 16000.00 0
San Jose 14 179 4.25 16000 01/15/12
CA 2540365 1 84 18.00 205000 01/15/97
95111 106990000540365 02 46 2 154498
12.5
3013 Village Pine DR D 1 180 45000.00 04/16/97
San Diego 04 179 2.75 45000 01/16/12
CA 2540348 1 88 18.00 104000 01/16/97
92173 106990000540348 02 45 2 46470
5.99
El Cajon 2 299 1.50 83700.00 04/15/97
2540322 14 298 18.00 83700 12/15/21
CA 106990000540322 02 1 78 2 360000 01/15/97
92021 49 195061
5.99
3 Cloudview CIR 3 180 100000.00 07/21/97
Sausalito 14 179 2.25 100000 01/21/12
CA 2540306 1 87 24.00 1100000 01/21/97
94965 106990000540306 01 26 2 850000
7.25
14725 Harvest Crest AVE 1 179 16000.00 0
Bakersfield 14 178 3.25 28000 12/14/11
CA 2540283 1 100 18.00 195000 01/14/97
93312 106990000540283 02 43 2 166100
11.5
16760 Encino Hills Drive 2 299 88000.00 04/08/97
Encino 14 298 3.25 88000 12/08/21
CA 2540277 1 88 18.00 440000 01/08/97
91436 106990000540277 02 45 2 297539
5.99
2545 Via Anita 2 299 49500.00 04/07/97
Palos Verdes 14 298 2.25 49500 12/07/21
CA 2540276 1 90 18.00 500000 01/07/97
90274 106990000540276 01 34 2 396000
5.99
854 Oracle Oak PL 2 300 34000.00 04/23/97
Sunnyvale 14 299 2.25 34000 01/23/22
CA 2540537 1 90 18.00 340000 01/23/97
94086 106990000540537 02 31 2 272000
5.99
3084 Centerwood Way 2 299 55500.00 04/17/97
San Jose 14 298 3.25 55500 12/17/21
CA 2540508 1 89 18.00 265000 01/17/97
95148 106990000540508 02 48 2 180092
5.99
3358 Sierra Oaks DR 1 180 20000.00 04/03/97
Sacramento 14 179 2.00 50000 01/03/12
CA 2540480 1 81 18.00 479000 01/03/97
95864 106990000540480 02 28 2 335000
5.99
3104 Brookdale RD 2 300 50000.00 06/02/97
Los 14 298 2.75 50000 12/02/21
CA 2540425 1 90 18.00 550000 12/02/96
91604 106990000540425 02 44 2 440000
7.25
4718 Strawberry LN 1 180 20900.00 03/23/97
San Jose 04 178 4.25 20900 12/23/11
CA 2540405 1 95 18.00 181000 12/23/96
95129 106990000540405 02 50 2 151000
5.99
27 Cape Victoria 1 179 28200.00 07/09/97
Aliso Viejo 14 178 3.25 28200 12/09/11
CA 2540395 1 95 18.00 188700 01/09/97
92656 106990000540395 01 45 2 150350
7.25
Los 2 300 2.75 57700.00 06/18/97
******************** 2540392 14 298 18.00 57700 12/18/21
CA 106990000540392 01 1 90 2 0 12/18/96
90045 37 462300
7.25
6776 Cerritos AVE 1 179 20000.00 07/15/97
Long Beach 14 178 3.75 20000 12/15/11
CA 2540390 1 93 18.00 114000 01/15/97
90805 106990000540390 02 38 2 85500
7.25
5485 Blossom Tree LN 2 300 100000.00 04/13/97
San Jose 14 299 3.25 100000 01/13/22
CA 2540626 1 87 18.00 580000 01/13/97
95124 106990000540626 02 48 2 401026
5.99
1501 Wyndham Court RD 1 179 57735.50 07/16/97
Santa Ana 14 178 2.75 72500 12/16/11
CA 2540618 1 89 18.00 475000 01/16/97
92705 106990000540618 02 38 2 350082
7.25
6704 Old Oak Court 1 180 28500.00 07/09/97
Citrus Heights 14 179 2.00 28500 01/09/12
CA 2540611 1 90 18.00 190000 01/09/97
95610 106990000540611 02 24 2 142500
7.25
211-213 S Martel AVE 1 179 39950.00 07/16/97
Los Angeles 15 178 2.25 39950 12/16/11
CA 2540609 1 85 18.00 370000 01/16/97
90036 106990000540609 01 40 2 274550
7.25
2311 Mantis AVE 2 300 29250.00 04/02/97
Los Angeles (San 14 299 2.25 29250 01/02/22
CA 2540605 1 90 18.00 292500 01/02/97
90732 106990000540605 01 31 2 234000
5.99
1536 El Dorado Drive 1 179 20000.00 04/15/97
Thousand Oaks 14 178 2.25 42000 12/15/11
CA 2540581 1 90 18.00 280000 01/15/97
91362 106990000540581 02 31 2 210000
5.99
556 Manet TER 2 301 26000.00 05/01/97
Sunnyvale 14 300 2.50 26000 02/01/22
CA 2540715 1 85 18.00 260000 01/02/97
94087 106990000540715 01 22 2 195000
5.99
206 Ironwood Road 1 180 58000.00 0
Alameda RFC01 179 3.75 58000 01/21/12
CA 2540711 1 100 18.00 200000 01/21/97
94502 106990000540711 02 44 2 141736
12.
3146 Gibraltar Avenue 3 179 19500.00 07/20/97
Costa Mesa 14 178 2.75 19500 12/20/11
CA 2540700 1 90 24.00 195000 01/20/97
92626 106990000540700 01 46 2 156000
7.25
Laguna Niguel 1 180 4.25 28000.00 07/10/97
2540695 14 179 18.00 28000 01/01/12
CA 106990000540695 02 1 95 2 200000 01/10/97
92677 50 162000
7.25
13846 Cornuta Avenue 1 179 15000.00 07/13/97
Bellflower 14 178 1.00 15000 12/13/11
CA 2540693 1 73 18.00 180000 01/13/97
90706 106990000540693 02 45 2 116268
7.25
5946 Colton BLVD 2 300 34155.00 04/08/97
Oakland 14 299 2.25 34500 01/08/22
CA 2540691 1 90 18.00 345000 01/08/97
94611 106990000540691 01 17 2 276000
5.99
2001 Morgan Lane 1 179 39890.23 04/17/97
Renondo Beach 14 178 2.00 50000 12/17/11
CA 2540689 1 88 18.00 390000 01/17/97
90278 106990000540689 02 24 2 292500
5.99
1630 N Marine Avenue 1 179 27000.00 04/14/97
Los Angeles 14 178 3.75 27000 12/14/11
CA 2540686 1 95 18.00 180000 01/14/97
90744 106990000540686 02 36 2 144000
5.99
11278 Squamish Road 1 180 42000.00 0
San Diego 14 179 3.25 42000 01/13/12
CA 2540681 1 100 18.00 190000 01/13/97
92126 106990000540681 02 40 2 147917
11.5
110 EL CAMIN0 3 180 15448.67 07/27/97
SCOTTS VALLEY 14 179 2.25 30000 01/27/12
CA 2540665 1 87 24.00 200000 01/27/97
95066 106990000540665 02 43 2 144000
7.25
1993 Greenwood RD 2 301 23000.00 04/27/97
Pleasanton 14 300 0.50 25000 02/01/22
CA 2540658 1 68 18.00 250000 01/27/97
94566 106990000540658 02 34 2 144000
5.99
316 Heath ST 1 180 62900.00 0
Milpitas 14 179 3.75 62900 01/09/12
CA 2540647 1 100 18.00 205000 01/09/97
95035 106990000540647 02 37 2 142000
12.
48 Brena 2 299 25000.00 07/14/97
Irvine 09 298 3.25 54000 12/14/21
CA 2540646 1 90 18.00 290000 01/14/97
92620 106990000540646 02 49 2 207000
7.25
429 Arbor PL 2 300 40000.00 04/06/97
Redding 14 299 2.00 40000 01/06/22
CA 2540644 1 90 18.00 227000 01/06/97
96001 106990000540644 02 17 2 162481
5.99
Santa Ana 2 299 1.75 132000.00 04/23/97
2540627 14 298 18.00 132000 12/23/21
CA 106990000540627 02 1 80 2 165000 01/23/97
92703 42 0
5.99
17044 Broadway TER 3 180 38000.00 04/24/97
Oakland 14 179 0.75 38000 01/24/12
CA 2539936 1 80 24.00 860000 01/24/97
94611 106990000539936 01 37 2 650000
5.99
11518 Sumac LN 1 179 57500.00 04/06/97
Camarillo 09 178 3.25 57500 12/06/11
CA 2539877 1 90 18.00 575000 01/06/97
93012 106990000539877 01 50 2 460000
5.99
17204 Rancho ST 2 299 98991.56 04/03/97
Los Angeles 14 298 1.50 120000 12/03/21
CA 2539847 1 64 18.00 790000 01/03/97
91316 106990000539847 02 50 2 384876
5.99
1450 Washo Drive 2 300 5000.00 03/23/97
Fremont 14 298 1.00 100001 12/23/21
CA 2539620 1 78 18.00 780000 12/23/96
94539 106990000539620 02 39 2 508129
5.99
245 Melrose AVE 2 300 13860.00 03/13/97
Monrovia 14 298 2.75 25000 12/13/21
CA 2539566 1 90 18.00 260000 12/13/96
91016 106990000539566 02 50 2 207000
5.99
1580 Peppertree Court 2 300 20000.00 06/27/97
Morgan Hill 14 298 3.25 20000 12/27/21
CA 2539488 1 100 18.00 195000 12/27/96
95037 106990000539488 02 46 2 175000
7.25
13735 Stoneygate Place 1 180 31819.00 04/06/97
San Diego 09 179 2.25 36400 01/06/12
CA 2539469 1 95 18.00 243000 01/06/97
92128 106990000539469 02 25 2 194400
5.99
3475 BRENT DR 3 180 12772.37 07/22/97
BIRMINGHAM 14 179 0.25 18200 01/22/12
AL 2540706 1 77 24.00 120000 01/22/97
35243 101990000540706 02 24 2 73776
7.25
526 Mountain View Avenue 1 179 13900.00 05/14/97
Mountain View 14 176 1.00 65200 10/14/11
CA 2520039 1 77 18.00 494000 11/14/96
94041 106990000520039 02 23 2 310481
7.25
31882 Paseo La Branza 2 300 20328.12 04/30/97
San Juan 14 296 2.25 45000 10/31/21
CA 2519050 1 89 18.00 285000 10/31/96
92675 106990000519050 02 38 2 206470
7.25
Placentia 2 299 2.50 76118.00 02/01/97
2521315 14 296 18.00 76500 10/01/21
CA 106990000521315 02 1 90 2 315000 11/01/96
92670 22 207000
10.75
2930 San Bristo Way 1 179 30000.00 02/12/97
La Costa 14 176 2.25 30000 10/12/11
CA 2537572 1 90 18.00 265000 11/12/96
92009 106990000537572 02 41 2 207000
10.5
21601 Rambla Vista 2 300 72500.00 04/13/97
Malibu 09 299 2.75 72500 01/13/22
CA 2538094 1 90 18.00 725000 01/13/97
90265 106990000538094 01 26 2 580000
5.99
2055 Clear River Lane 2 299 4000.00 03/24/97
Hacienda Heights 09 297 1.00 16000 11/24/21
CA 2538594 1 75 18.00 200000 12/24/96
91745 106990000538594 02 11 2 132303
5.99
17233 Citronia Street 2 299 10000.00 03/24/97
Northridge Area 14 297 1.00 40000 11/24/21
CA 2538742 1 66 18.00 375000 12/24/96
91325 106990000538742 02 37 2 204724
5.99
1100 Kenwood PL 1 180 55000.00 06/11/97
Fullerton 14 178 3.75 55000 12/11/11
CA 2538598 1 90 18.00 555000 12/11/96
92631 106990000538598 02 50 2 444000
7.25
2706 Agua Vista DR 2 300 33600.00 04/09/97
San Jose 14 299 2.75 33600 01/09/22
CA 2541021 1 90 18.00 224500 01/09/97
95132 106990000541021 02 47 2 168350
5.99
226 Lake Merced Hill North 2 299 66000.00 04/16/97
San Francisco 04 298 3.75 91000 12/16/21
CA 2540992 1 85 18.00 361000 01/16/97
94132 106990000540992 02 50 2 213711
5.99
34 Cedar Hollow Drive 1 179 38000.00 04/21/97
Danville 09 178 3.75 50000 12/21/11
CA 2540978 1 95 18.00 375000 01/21/97
94526 106990000540978 02 40 2 304000
5.99
13981 Hewes AVE 1 180 49352.60 04/08/97
Santa Ana 14 179 1.50 70000 01/08/12
CA 2540950 1 32 18.00 220000 01/08/97
92705 106990000540950 02 33 2 0
5.99
1611 Highland CV 3 180 0.00 07/24/97
Solana Beach 14 179 2.25 100000 01/24/12
CA 2540947 1 84 24.00 990000 01/24/97
92075 106990000540947 02 34 2 730000
7.25
Carmichael 1 180 3.75 50000.00 0
2540935 14 179 18.00 50000 01/09/12
CA 106990000540935 02 1 100 2 238000 01/09/97
95608 50 185881
12.
19547 Rinaldi ST 33 1 179 23148.21 0
Northridge 04 178 3.75 50000 12/09/11
CA 2540883 1 96 18.00 163000 01/09/97
91326 106990000540883 02 49 2 105938
12.
524 Bluebird PL 2 300 72900.00 04/15/97
Davis 14 299 2.75 72900 01/15/22
CA 2540869 1 86 18.00 337500 01/15/97
95616 106990000540869 01 32 2 214600
5.99
2107 Santa Cruz Avenue 2 300 49100.00 07/15/97
Santa Clara 14 299 2.75 49100 01/15/22
CA 2540836 1 90 18.00 359000 01/15/97
95051 106990000540836 02 34 2 274000
7.25
378 Mesa AVE 2 300 33000.00 07/17/97
Newbury Park Area 14 299 2.25 33000 01/17/22
CA 2540752 1 89 18.00 335000 01/17/97
91320 106990000540752 01 40 2 264000
7.25
406 VERMONT ST 3 180 49700.00 07/23/97
MOSS BEACH 14 179 3.25 49700 01/23/12
CA 2540742 1 95 24.00 245000 01/23/97
94038 106990000540742 02 44 2 183000
7.25
6450 Darely Court 1 181 73000.00 02/06/97
Cumming 14 178 3.75 73000 12/01/11
GA 2519219 1 95 18.00 487000 11/06/96
30130 113990000519219 01 35 2 389000
12.
8702 Shoreline DR 1 180 31050.00 02/12/97
Jonesboro 09 177 3.50 31050 11/12/11
GA 2519080 1 95 18.00 210000 11/12/96
30236 113990000519080 01 23 2 165600
11.75
4112 Tacon ST 1 180 32800.00 03/06/97
Tampa 14 178 3.75 33800 12/06/11
FL 2519112 1 95 18.00 169000 12/06/96
33629 112990000519112 02 50 2 126750
5.99
511 S Dowing Street 3 180 16000.00 07/10/97
Denver 14 179 2.00 29250 01/10/12
CO 2540862 1 90 18.00 195000 01/10/97
80209 108990000540862 02 28 2 146250
7.25
5182 Aspenview DR 1 179 12725.00 03/20/97
Reno 14 177 3.25 31000 11/20/11
NV 2539398 1 95 18.00 164000 12/20/96
89523 132990000539398 02 39 2 124450
5.99
Overland Park 2 300 3.25 0.00 04/21/97
2540629 09 299 18.00 80000 01/21/22
KS 120990000540629 01 1 86 2 157000 01/21/97
66210 45 55000
5.99
1626 Durham CT 3 180 14000.00 06/01/97
Crystal Lake 14 177 2.25 25000 11/29/11
IL 2539950 1 90 24.00 260000 11/29/96
60014 117990000539950 01 40 2 207000
7.25
91-1125 Kauiki Street 2 300 25000.00 07/18/97
Ewa Beach 14 299 2.75 25000 01/18/22
HI 2540544 1 90 18.00 250000 01/18/97
96706 115990000540544 02 46 2 200000
7.25
7360 Polo HL 1 180 30800.00 03/06/97
Cumming 09 178 2.75 30800 12/05/11
GA 2538828 1 83 18.00 287787 12/06/96
30130 113990000538828 01 38 2 207000
5.99
4040 Stoneway CT 1 180 47500.00 0
Fort Collins 14 179 3.00 47500 01/31/12
CO 2540702 1 100 18.00 190000 01/31/97
80525 108990000540702 02 7 2 142500
11.25
7080 S Polo Ridge DR 2 300 30000.00 07/28/97
Littleton 09 299 1.00 50000 01/28/22
CO 2540486 1 80 18.00 820000 01/28/97
80123 108990000540486 02 47 2 600000
7.25
281 Valley PL 2 301 22000.00 03/26/97
Durango 14 299 2.75 22000 01/01/22
CO 2539722 1 86 18.00 175000 12/26/96
81301 108990000539722 02 46 2 127950
5.99
13B Paseo C. De Baca 1 179 100000.00 0
Santa Fe 14 176 1.50 150000 10/05/11
NM 2519917 1 65 18.00 695000 11/05/96
87001 135990000519917 02 49 2 301492
9.75
76 Vardon WAY 2 300 10000.00 04/30/97
Farmingdale 14 299 1.00 45000 01/31/22
NJ 2541000 1 74 18.00 251350 01/31/97
07727 134990000541000 02 33 2 140000
5.99
57 Graphic BLVD 2 300 45500.00 04/28/97
Sparta 14 299 4.25 45500 01/28/22
NJ 2540712 1 95 18.00 238000 01/28/97
07871 134990000540712 02 49 2 180509
5.99
249 Constitution CIR 1 180 5000.00 04/24/97
North Brunswick 04 179 4.25 15225 01/24/12
NJ 2540417 1 92 18.00 105000 01/24/97
08902 134990000540417 02 50 2 81200
5.99
Pearl River 1 180 2.25 37900.83 06/23/97
2539176 14 178 18.00 38250 12/23/11
NY 136990000539176 01 1 90 2 255000 12/23/96
10965 39 191250
7.25
17 Buena VIS 2 299 30300.00 03/09/97
Taos 14 297 2.25 30300 11/09/21
NM 2538502 1 89 18.00 205000 12/09/96
87571 135990000538502 02 45 2 151500
5.99
2132 Stephen TER 3 180 0.00 07/31/97
Ann Arbor 14 179 3.25 43700 01/31/12
MI 2540918 1 90 18.00 287000 01/31/97
48103 126990000540918 02 39 2 214600
7.25
2483 Island View 3 180 76500.00 07/31/97
West Bloomfield 14 179 3.25 76500 01/31/12
MI 2540872 1 90 18.00 505000 01/31/97
48324 126990000540872 02 34 2 378000
7.25
25960 York 3 180 53000.00 07/28/97
Royal Oak 14 179 3.00 53000 01/28/12
MI 2540733 1 90 18.00 280000 01/28/97
48067 126990000540733 02 14 2 197573
7.25
50240 BELL AIRE 3 180 20000.00 07/24/97
NEW BALTIMORE 14 179 0.75 25000 01/24/12
MI 2540725 1 56 18.00 182000 01/24/97
48047 126990000540725 02 25 2 76874
7.25
32235 Bellvine TRL 3 180 54000.00 07/28/97
Beverly Hills 14 179 2.00 75000 01/28/12
MI 2540517 1 79 18.00 250000 01/28/97
48025 126990000540517 02 48 2 121039
7.25
2179 Wood Glen LN 1 179 27145.54 0
Marietta 14 178 5.00 29000 12/22/11
GA 2538768 1 100 18.00 161000 01/22/97
30067 113990000538768 02 28 2 132000
13.25
3890 Daylily WAY 2 300 13340.50 04/03/97
Douglasville 14 299 3.25 15000 01/03/22
GA 2537737 1 86 18.00 76000 01/03/97
30135 113990000537737 02 50 2 50230
5.99
325 Oakland ST 1 180 30490.68 02/21/97
Decatur 14 177 2.00 30750 11/20/11
GA 2521283 1 90 18.00 206000 11/21/96
30030 113990000521283 01 12 2 153450
10.25
4291 Antelope LN 2 300 25250.00 02/22/97
Lithonia 09 297 2.00 25250 11/21/21
GA 2521268 1 90 18.00 170000 11/22/96
30058 113990000521268 02 25 2 126100
10.25
Portland 2 300 2.25 14000.00 04/02/97
2540138 14 299 18.00 14000 01/02/22
OR 141990000540138 02 1 89 2 101000 01/02/97
97266 39 75750
5.99
7905 Southeast 141st Avenue 1 180 53993.00 07/07/97
Portland 14 179 3.75 58000 01/07/12
OR 2540058 1 93 18.00 255000 01/07/97
97236 141990000540058 02 40 2 178386
7.25
8917 192nd Street Southwest 2 300 50000.00 04/21/97
Edmonds 14 299 0.50 50000 01/21/22
WA 2540965 1 76 18.00 230000 01/21/97
98026 153990000540965 02 32 2 124564
5.99
14614 SE 167th PL 2 300 15350.00 04/14/97
Renton 09 299 0.25 15350 01/14/22
WA 2540905 1 33 18.00 172000 01/14/97
98058 153990000540905 01 29 2 40000
5.99
6816 65th AVE SE 2 299 15000.00 07/30/97
Snohomish 14 298 2.25 15000 12/30/21
WA 2540880 1 83 18.00 137000 01/30/97
98290 153990000540880 02 42 2 97780
7.25
10717 E 29th AVE 2 300 20000.00 04/16/97
Spokane 14 299 2.75 20000 01/16/22
WA 2540866 1 89 18.00 128000 01/16/97
99206 153990000540866 02 49 2 92929
5.99
11750 23rd AVE NE 2 299 45000.00 07/28/97
Seattle 14 298 1.50 45000 12/28/21
WA 2540816 1 77 18.00 240000 01/28/97
98125 153990000540816 02 50 2 138502
7.25
9411 NE 132nd AVE 1 180 19000.00 04/06/97
Vancouver 09 179 2.25 19000 01/06/12
WA 2540091 1 90 18.00 161150 01/06/97
98682 153990000540091 02 37 2 125800
5.99
2603 Northwest Columbia 2 300 25000.00 07/09/97
East Wenatchee 14 299 2.25 25000 01/09/22
WA 2539983 1 90 18.00 166000 01/09/97
98802 153990000539983 02 45 2 123000
7.25
844 E Cecil ST 2 300 13250.00 04/15/97
Neenah 14 299 2.75 13350 01/15/22
WI 2540587 1 90 18.00 89000 01/15/97
54956 155990000540587 02 37 2 66750
5.99
2080 Kassner ST 2 300 16700.00 04/10/97
Green Bay 14 299 2.75 16700 01/10/22
WI 2540292 1 90 18.00 111400 01/10/97
54304 155990000540292 02 48 2 83550
5.99
Seattle 1 180 3.75 24900.00 03/18/97
2538993 14 178 18.00 24900 12/18/11
WA 153990000538993 02 1 95 2 170000 12/18/96
98133 44 136549
5.99
15581 Wheatfield Road 1 180 37200.00 04/21/97
Woodbridge 09 179 4.25 37300 01/21/12
VA 2540795 1 95 18.00 249015 01/21/97
22193 151990000540795 01 47 2 199200
5.99
10103 Scarlet CIR 3 180 33868.21 03/30/97
Fairfax 14 178 3.00 34200 12/30/11
VA 2540440 1 95 24.00 228000 12/30/96
22030 151990000540440 01 28 2 182400
5.99
7948 S Shayla Drive 1 179 11088.00 07/21/97
West Jordan 14 178 1.50 12700 12/21/11
UT 2540954 1 80 18.00 124000 01/21/97
84088 149990000540954 02 44 2 86482
7.25
761 E 1st ST 1 180 18000.00 07/13/97
Ogden 14 179 3.75 18000 01/13/12
UT 2540926 1 95 18.00 106000 01/13/97
84404 149990000540926 02 34 2 82652
7.25
1548 W 900 S 2 299 88650.00 07/31/97
Salt Lake City 14 298 3.25 88650 12/31/21
UT 2540913 1 90 18.00 98500 01/31/97
84104 149990000540913 02 37 2 0
7.25
6410 S Clernates Drive 1 180 7347.00 07/21/97
West Jordan 14 179 2.75 11600 01/21/12
UT 2540679 1 90 18.00 116000 01/21/97
84084 149990000540679 02 36 2 92800
7.25
799 E Scirlein DR 2 300 24250.00 04/03/97
Sandy 14 299 2.75 24250 01/03/22
UT 2540214 1 90 18.00 137500 01/03/97
84094 149990000540214 02 41 2 99500
5.99
13 Oritz RD 2 299 50000.00 02/14/97
Talpa 14 296 1.50 50000 10/14/21
NM 2538057 1 47 18.00 175000 11/14/96
87557 135990000538057 02 31 2 32000
9.75
1020 Sapphire SW 1 179 25300.00 02/22/97
Albuquerque 14 176 3.75 25300 10/22/11
NM 2521371 1 95 18.00 81000 11/22/96
87121 135990000521371 02 50 2 51145
12.
363 E Southpark RD 2 299 15000.00 03/19/97
Highlands Ranch 09 297 2.75 17000 11/19/21
CO 2539170 1 90 18.00 155000 12/19/96
80126 108990000539170 02 44 2 122000
5.99
Fort Collins 1 180 3.00 50000.00 0
2540694 14 179 18.00 50000 01/31/12
CO 108990000540694 02 1 98 2 225000 01/31/97
80526 27 168750
11.25
11834 Claude Way 1 179 19978.50 07/17/97
Northglenn 14 178 3.25 30000 12/17/11
CO 2540708 1 94 18.00 106000 01/17/97
80233 108990000540708 02 44 2 69424
7.25
2921 Ringneck Drive 2 300 19500.00 07/17/97
Fort Collins 14 299 2.25 19500 01/17/22
CO 2540789 1 90 18.00 130000 01/17/97
80526 108990000540789 02 32 2 97500
7.25
321 Scott AVE 2 299 3500.00 04/16/97
Fort Collins 14 298 2.25 15000 12/16/21
CO 2540868 1 90 18.00 129000 01/16/97
80521 108990000540868 02 45 2 100500
5.99
9909 Julian CT 1 180 40000.00 0
Westminster 14 179 3.75 40000 01/31/12
CO 2540916 1 99 18.00 173500 01/31/97
80030 108990000540916 02 47 2 131250
12.
925 Belvedere CT 2 300 10000.00 07/31/97
Fort Collins 14 299 0.25 50000 01/31/22
CO 2540900 1 80 18.00 420000 01/31/97
80525 108990000540900 02 26 2 285000
7.25
2385 Pineview TRL 3 180 35000.00 07/28/97
Howell 14 179 3.25 35000 01/28/12
MI 2540495 1 86 18.00 198000 01/28/97
48843 126990000540495 02 31 2 133700
7.25
750 N Jossman 3 180 0.00 07/29/97
Ortonville 14 179 3.00 25000 01/29/12
MI 2540453 1 90 18.00 190000 01/29/97
48462 126990000540453 02 26 2 144500
7.25
26201 Knollwood N 3 180 23900.00 06/09/97
Chesterfield 04 178 3.75 23900 12/09/11
MI 2537871 1 90 18.00 110000 12/09/96
48051 126990000537871 02 44 2 75058
7.25
3747 Kenmore 1 180 25593.58 05/23/97
Berkley 14 177 1.00 26100 11/23/11
MI 2520280 1 80 18.00 163000 11/23/96
48072 126990000520280 02 37 2 103000
7.25
120 Irving AVE 1 180 48500.00 04/17/97
Hyannisport 14 179 3.25 48500 01/17/12
MA 2540652 2 90 18.00 485000 01/17/97
02647 125990000540652 01 43 2 388000
5.99
Charlestown 2 300 0.50 10000.00 03/18/97
2539896 14 298 18.00 10000 12/18/21
MA 125990000539896 02 1 55 2 231000 12/18/96
02129 41 115000
5.99
3123 Jeffrey RD 1 179 24975.00 06/20/97
Gwynn Oaks 14 177 3.75 24975 11/20/11
MD 2540664 1 95 18.00 124500 12/20/96
21244 124990000540664 02 39 2 93300
7.25
3770 West El Glen Avenue 2 299 40000.00 03/18/97
West Valley City 14 297 3.25 40000 11/18/21
UT 2539073 1 85 18.00 134000 12/18/96
84120 149990000539073 02 46 2 73235
5.99
625 LYNDALE DR 3 180 15000.00 07/24/97
WEST COLUMBIA 14 179 0.75 24100 01/24/12
SC 2540804 1 80 18.00 70000 01/24/97
29170 145990000540804 02 22 2 31849
7.25
39 Park Drag 2 300 29000.00 04/14/97
Tobyhanna 09 299 2.75 29000 01/14/22
PA 2540633 1 90 18.00 138000 01/14/97
18466 142990000540633 02 42 2 95000
5.99
195 E 49th AVE 3 180 0.00 07/27/97
EUGENE 14 179 2.75 41100 01/27/12
OR 2540655 1 90 18.00 128000 01/27/97
97405 141990000540655 02 42 2 74000
7.25
4016 NE Meadow LN 2 300 23500.00 04/08/97
Hillsboro 14 299 2.00 23500 01/08/22
OR 2540639 1 90 18.00 137500 01/08/97
97124 141990000540639 02 24 2 100175
5.99
229 N 12th ST 1 179 16900.00 07/09/97
Philomath 14 178 3.75 16900 12/09/11
OR 2540518 1 92 18.00 99500 01/09/97
97370 141990000540518 02 43 2 74600
7.25
778 Deerfield CT 3 180 30000.00 07/20/97
South Lyon 14 179 3.00 30000 01/20/12
MI 2540488 1 84 18.00 170000 01/20/97
48178 126990000540488 02 28 2 111566
7.25
73257 Windmill LN 3 180 37700.00 07/30/97
Bruce Twp 04 179 4.25 37700 01/30/12
MI 2540631 1 83 18.00 305000 01/30/97
48065 126990000540631 02 37 2 214000
7.25
77 Forest AVE 1 180 23200.00 04/16/97
Rye 14 179 1.00 100000 01/22/12
NY 2540724 1 39 18.00 705000 01/16/97
10580 136990000540724 02 45 2 174075
5.99
Great Neck 2 299 2.00 57380.00 07/15/97
2540723 14 298 18.00 58000 12/15/21
NY 136990000540723 02 1 80 2 420000 01/15/97
11020 48 277352
7.25
428 General Chenault ST NE 1 180 18250.00 03/20/97
Albuquerque 14 178 2.00 18250 12/20/11
NM 2539641 1 90 18.00 92500 12/20/96
87123 135990000539641 02 26 2 64960
5.99
645 Vancouver RD SE 2 299 27000.00 03/18/97
Rio Rancho 14 297 2.25 27000 11/18/21
NM 2539142 1 86 18.00 78000 12/18/96
87124 135990000539142 02 18 2 39530
5.99
30620 Rosemond DR 3 180 50000.00 07/31/97
Franklin 14 179 3.25 50000 01/31/12
MI 2540709 1 86 18.00 298000 01/31/97
48322 126990000540709 02 36 2 206000
7.25
543 WOODLAND DR 3 180 20000.00 07/28/97
SOUTH LYON 14 179 0.75 20000 01/28/12
MI 2540828 1 73 18.00 153000 01/28/97
48178 126990000540828 02 28 2 90782
7.25
434 Touraine 3 180 25950.00 07/30/97
Grosse Pointe 14 179 3.25 25950 01/30/12
MI 2540825 1 86 18.00 182000 01/30/97
48236 126990000540825 02 39 2 129750
7.25
35747 Rolf 3 180 10000.00 07/30/97
Westland 14 179 2.75 10000 01/30/12
MI 2540680 1 85 18.00 94000 01/30/97
48186 126990000540680 02 39 2 69828
7.25
41895 Pocatello 3 180 0.00 0
Canton 14 179 4.25 38000 01/30/12
MI 2540594 1 99 18.00 193000 01/30/97
48187 126990000540594 02 39 2 152000
12.5
13134 Borgman AVE 3 180 0.00 07/30/97
Huntington Woods 14 179 3.25 30000 01/30/12
MI 2540591 1 90 18.00 210000 01/30/97
48070 126990000540591 02 45 2 157500
7.25
839 NE 66th PL 1 180 10438.22 02/01/97
Portland 14 177 0.25 20000 11/01/11
OR 2520892 1 77 18.00 110000 11/01/96
97213 141990000520892 02 26 2 64600
8.5
960 And 964 Sullivan RD 1 180 17360.00 06/24/97
Ogden 15 178 2.25 31000 12/24/11
UT 2539576 1 89 18.00 120000 12/24/96
84403 149990000539576 02 40 2 74785
7.25
Portland 1 180 4.25 88600.00 0
2540856 14 179 18.00 88600 01/22/12
OR 141990000540856 02 1 100 2 180000 01/22/97
97206 48 91396
12.5
6521 West Park Street 2 300 50000.00 07/15/97
Pasco 14 299 2.25 50000 01/15/22
WA 2540289 1 84 18.00 196000 01/15/97
99301 153990000540289 02 30 2 113400
7.25
142 W 200 S 2 300 10000.00 04/22/97
Garland 14 299 2.25 10000 01/22/22
UT 2540894 1 89 18.00 66000 01/22/97
84312 149990000540894 02 41 2 48400
5.99
7322 GREEN MEADOW DR 3 180 20900.00 07/23/97
IMPERIAL 14 179 3.25 20900 01/23/12
PA 2540874 1 92 22.20 115000 01/23/97
15126 142990000540874 02 38 2 84007
7.25
Route 1 Box 909- B 2 300 50000.00 04/17/97
Astoria 14 299 2.75 50000 01/17/22
OR 2540777 1 90 18.00 297000 01/17/97
97103 141990000540777 01 40 2 214600
5.99
10 MEADOWBROOK LN 3 180 19771.85 07/23/97
READING 14 179 1.50 30800 01/23/12
MA 2540718 1 80 18.00 253500 01/23/97
01867 125990000540718 02 50 2 172000
7.25
4806 Indianola WAY 1 179 37000.00 04/17/97
La Canada 14 178 3.75 37000 12/17/11
CA 2540707 1 95 18.00 410000 01/17/97
91011 106990000540707 02 44 2 352144
5.99
10109 Ridgeway Drive 2 300 31600.00 04/14/97
Cupertino RFC01 299 2.25 31600 01/14/22
CA 2540624 1 90 18.00 316000 01/14/97
95014 106990000540624 01 44 2 252800
5.99
40002 Catalina Place 2 300 21000.00 07/22/97
Fremont 14 299 2.25 21000 01/15/22
CA 2540859 1 86 18.00 350000 01/15/97
94539 106990000540859 02 42 2 280000
7.25
10823 Oregon ST 2 299 48000.00 07/21/97
Culver City 14 298 2.75 48000 12/21/21
CA 2540857 1 90 18.00 320000 01/21/97
90232 106990000540857 02 35 2 240000
7.25
3969 Goodland Avenue 1 180 45700.00 07/15/97
Studio City 14 179 3.50 45700 01/15/12
CA 2540852 1 95 18.00 305000 01/15/97
91604 106990000540852 02 25 2 243671
7.25
Santa Barbara 2 299 2.75 30000.00 05/21/97
2537369 14 296 18.00 30000 10/21/21
CA 106990000537369 02 1 90 2 175000 11/21/96
93103 41 127500
7.25
1999 Broadway ST #21 2 300 76900.00 03/10/97
San Francisco 04 298 3.25 76900 12/10/21
CA 2538334 1 90 18.00 513000 12/10/96
94109 106990000538334 02 43 2 384750
5.99
26065 Avenida Bonachon 2 301 30369.52 03/17/97
Mission Viejo 14 299 3.00 39500 01/01/22
CA 2538920 1 90 18.00 205000 12/09/96
92691 106990000538920 02 49 2 144424
5.99
1133 Miguel Avenue 2 299 0.00 03/20/97
Los Altos 14 297 1.50 50000 11/20/21
CA 2539135 1 57 18.00 530000 12/20/96
94024 106990000539135 01 48 2 250000
5.99
25712 Le Parc #35 1 180 18500.00 04/21/97
Lake Forest 04 179 3.00 18500 01/21/12
CA 2539197 1 95 18.00 125000 01/21/97
92630 106990000539197 02 22 2 100000
5.99
128 Colton AVE 2 299 54525.00 03/19/97
San Carlos 14 297 4.25 54525 11/19/21
CA 2539149 1 95 18.00 363500 12/19/96
94070 106990000539149 01 39 2 290800
5.99
325 N Oakhurst DR #403 2 300 50000.00 03/20/97
Beverly Hills 04 298 1.00 50000 12/20/21
CA 2539361 1 67 18.00 430000 12/20/96
90210 106990000539361 02 37 2 236000
5.99
4500 N Jokake CIR 2 299 19603.44 04/23/97
Prescott Valley 14 298 2.25 34000 12/23/21
AZ 2540722 1 89 18.00 132000 01/23/97
86314 104990000540722 02 45 2 82784
5.99
364 N Shore DR 1 180 24400.00 01/10/97
Big Bear City 14 176 3.75 24400 10/10/11
CA 2516508 1 95 18.00 103000 10/10/96
92314 106990000516508 02 43 2 73082
12.
29282 Poppy Meadow ST 1 180 34154.16 07/22/97
Canyon Country 14 179 3.25 49500 01/22/12
CA 2521221 1 100 18.00 205000 01/22/97
91351 106990000521221 02 45 2 154133
7.25
9761 NW 18th MNR 2 300 43500.00 02/05/97
Fort Lauderdale 09 297 2.50 43500 11/04/21
FL 2520803 1 83 18.00 143000 11/05/96
33322 112990000520803 01 30 2 75000
10.75
Dade 2 300 2.75 9131.00 04/06/97
2540783 RFC01 299 18.00 15000 01/06/22
FL 112990000540783 02 1 90 2 92000 01/06/97
33186 33 67404
5.99
5466 Toppenish Place 1 180 59400.00 0
Boise 14 179 3.25 60000 01/15/12
ID 2540267 1 86 18.00 125000 01/15/97
83709 116990000540267 02 37 2 46694
11.5
730 Fallings Rocks Court 3 180 46300.00 07/17/97
Roswell 14 179 0.50 46300 01/17/12
GA 2540850 1 71 24.00 360000 01/17/97
30076 113990000540850 01 31 2 207000
7.25
4461 Cavallon WAY 2 300 36031.84 02/27/97
Acworth 09 297 2.25 36650 11/26/21
GA 2534180 1 90 18.00 244423 11/27/96
30101 113990000534180 01 36 2 183300
10.5
7793 Waikapu Loop 1 180 87234.52 0
Honolulu 09 176 3.75 88000 10/31/11
HI 2517909 1 100 18.00 450000 10/31/96
96825 115990000517909 02 36 2 361201
12.
4644 Marabella Court 2 300 50000.00 07/15/97
San Jose 14 299 2.75 50000 01/15/22
CA 2540861 1 88 18.00 348000 01/15/97
95124 106990000540861 02 34 2 255000
7.25
850 Salt Lake Drive 1 180 43400.00 07/16/97
San Jose 14 179 3.00 43400 01/16/12
CA 2540860 1 95 18.00 290000 01/16/97
95133 106990000540860 02 21 2 231000
7.25
929 Cypress LN 1 179 5000.00 04/10/97
Louisville 14 178 1.00 21500 12/10/11
CO 2540809 1 75 18.00 204000 01/10/97
80027 108990000540809 02 45 2 131263
5.99
44 BRACE AVE 3 180 16157.81 0
BRISTOL 14 179 2.50 23200 01/27/12
CT 2540832 1 90 18.00 108000 01/27/97
06010 109990000540832 02 30 2 73965
10.75
18719 Haas Avenue 2 300 50000.00 07/16/97
Torrance 14 299 2.75 50000 01/16/22
CA 2540815 1 84 18.00 296000 01/16/97
90504 106990000540815 02 49 2 195766
7.25
19450 Wyler RD 2 299 31200.00 04/28/97
Perris 14 298 2.75 31200 12/28/21
CA 2540801 1 90 18.00 208000 01/28/97
92570 106990000540801 02 43 2 156000
5.99
Manhattan Beach 3 180 3.75 80000.00 07/19/97
2540796 14 179 24.00 100000 01/19/12
CA 106990000540796 02 1 93 2 800000 01/19/97
90266 39 640000
7.25
1412 Spruce DR 2 300 25000.00 07/20/97
Woodland 14 299 2.25 25000 01/20/22
CA 2540766 1 87 18.00 215000 01/20/97
95695 106990000540766 02 45 2 160000
7.25
16552 Patricia LN 1 180 31300.00 07/06/97
Huntington Beach 14 179 3.25 31300 01/06/12
CA 2540755 1 95 18.00 209000 01/06/97
92647 106990000540755 01 45 2 167200
7.25
2615 W 84th ST 2 300 32250.00 04/21/97
Inglewood 14 299 2.25 32250 01/21/22
CA 2540895 1 90 18.00 215000 01/21/97
90305 106990000540895 02 40 2 161250
5.99
1150 Charity LN 1 180 18000.00 0
Dixon 14 178 3.25 24350 12/20/11
CA 2540009 1 95 18.00 160000 12/26/96
95620 106990000540009 02 36 2 127522
11.5
1699 Hampton AVE 1 180 25000.00 03/13/97
Redwood City 14 178 2.75 65000 12/01/11
CA 2540066 1 89 18.00 315000 12/13/96
94061 106990000540066 02 36 2 214600
5.99
2903 Erica Court 1 179 49000.00 04/10/97
San Jose 14 178 3.75 49000 12/10/11
CA 2540341 1 95 18.00 237000 01/10/97
95121 106990000540341 02 45 2 174289
5.99
507 Vallejo Street 1 179 31900.00 07/31/97
El Granada 14 178 2.75 31900 12/31/11
CA 2540515 1 90 18.00 319000 01/31/97
94018 106990000540515 01 48 2 255200
7.25
11 Buena Vista 2 300 31000.00 04/17/97
Novato 14 299 1.00 34400 01/17/22
CA 2540536 1 80 18.00 285000 01/17/97
94947 106990000540536 02 37 2 193600
5.99
2364 Fosgate AVE 2 300 32000.00 04/15/97
Santa Clara 14 299 2.25 32000 01/15/22
CA 2540754 1 87 18.00 273000 01/15/97
95050 106990000540754 02 36 2 204700
5.99
5376 Via Apolina 1 180 40000.00 04/20/97
Yorba Linda RFC01 179 3.25 40000 01/20/12
CA 2540753 1 95 18.00 374000 01/20/97
92686 106990000540753 02 44 2 314761
5.99
Fullerton 2 300 2.25 17050.00 04/21/97
2540734 14 299 18.00 42750 01/21/22
CA 106990000540734 02 1 90 2 285000 01/21/97
92813 41 213750
5.99
1133 Galaxy DR 2 301 40000.00 04/28/97
Yuba City 14 300 1.50 40000 02/01/22
CA 2540731 1 80 18.00 180000 01/28/97
95991 106990000540731 02 40 2 103852
5.99
1 Starview Way 3 180 49000.00 04/22/97
San Francisco 14 179 3.25 49000 01/22/12
CA 2540719 1 94 24.00 360000 01/22/97
94131 106990000540719 02 38 2 288000
5.99
5 Moncada WAY 2 300 33059.24 06/26/97
San Rafael 14 298 1.00 33200 12/26/21
CA 2539410 1 59 18.00 850000 12/26/96
94901 106990000539410 01 36 2 463650
7.25
1544 Cypress AVE 2 300 34856.77 03/18/97
Burlingame 14 298 2.25 50000 12/18/21
CA 2538684 1 90 18.00 543000 12/18/96
94010 106990000538684 01 37 2 434400
5.99
2315 Brantford CT 2 301 30000.00 03/01/97
Walnut Creek 09 298 3.25 30000 12/01/21
CA 2538304 1 88 18.00 390000 11/22/96
94596 106990000538304 02 47 2 309875
11.5
4932 Shadowfalls DR 1 180 28500.00 03/06/97
Martinez 09 178 2.25 28500 12/06/11
CA 2538044 1 90 18.00 190000 12/06/96
94553 106990000538044 02 36 2 142500
5.99
6137 Sunday DR 2 299 17378.96 04/09/97
North Highlands 14 298 2.75 17550 12/09/21
CA 2537593 1 90 18.00 117000 01/09/97
95660 106990000537593 02 44 2 87750
5.99
4444 Bermuda AVE 2 300 49770.78 03/13/97
San Diego 14 298 2.25 50000 12/13/21
CA 2519461 1 89 18.00 560000 12/13/96
92107 106990000519461 01 34 2 448000
5.99
8744 N Timber Lane DR 2 300 55077.03 04/08/97
Fountaintown 14 299 2.75 96000 01/08/22
IN 2537610 1 80 18.00 120000 01/08/97
46130 118990000537610 02 13 2 0
5.99
901 LAKEWOOD CT 3 180 46900.00 07/24/97
WESTON 14 179 3.25 46900 01/24/12
FL 2540813 1 90 18.00 250000 01/24/97
33326 112990000540813 02 37 2 178039
7.25
San Jose 2 300 2.25 24900.00 04/21/97
2540892 14 299 18.00 24900 01/21/22
CA 106990000540892 01 1 90 2 250000 01/21/97
95123 28 199900
5.99
16 Century Oaks CT 1 179 37500.00 04/21/97
San Ramon 09 178 2.25 37500 12/21/11
CA 2540882 1 90 18.00 380000 01/21/97
94583 106990000540882 01 41 2 303000
5.99
25064 Wiley Canyon Road 1 180 2075.00 07/17/97
Santa Clarita 14 179 3.25 25000 01/17/12
CA 2540863 1 93 18.00 175000 01/17/97
91321 106990000540863 02 38 2 136184
7.25
385 Sandy Neck Way 2 300 67420.43 04/06/97
Vallejo 14 299 2.75 68000 01/06/22
CA 2540496 1 90 18.00 230000 01/06/97
94591 106990000540496 02 35 2 139000
5.99
34152 Cambridge Road 2 300 79331.28 04/14/97
Dana Point 09 299 1.00 80000 01/15/22
CA 2540421 1 75 18.00 475000 01/15/97
92629 106990000540421 02 45 2 275000
5.99
415 Woodside Drive 2 300 65235.21 04/10/97
Woodside 14 299 2.75 100000 01/10/22
CA 2540370 1 86 18.00 925000 01/10/97
94062 106990000540370 02 37 2 693750
5.99
15645 New Hampton ST 1 180 24418.47 03/06/97
Hacienda Heights 14 178 0.50 50000 12/06/11
CA 2540141 1 33 18.00 185000 12/06/96
91745 106990000540141 02 15 2 9974
5.99
17515 Briarwood ST 2 300 20950.98 03/03/97
Fountain Valley 14 298 0.50 40000 12/03/21
CA 2539949 1 76 18.00 250000 12/03/96
92708 106990000539949 02 36 2 148000
5.99
2823 Onyx WAY 1 180 7870.89 03/03/97
West Covina 04 178 2.25 12000 12/03/11
CA 2539944 1 90 18.00 115000 12/03/96
91792 106990000539944 02 39 2 91484
5.99
6180 Cielo Vista 2 299 74577.73 07/02/97
Anaheim 09 298 3.25 75000 12/02/21
CA 2539795 1 90 18.00 418000 01/02/97
92807 106990000539795 01 49 2 300000
7.25
1229 Columbus Drive 2 300 38300.00 03/24/97
Milpitas 14 298 2.75 38300 12/24/21
CA 2539774 1 90 18.00 281000 12/24/96
95035 106990000539774 02 38 2 214600
5.99
Novato 2 300 2.75 14250.00 03/18/97
2539768 14 298 18.00 24250 12/18/21
CA 106990000539768 01 1 90 2 243000 12/18/96
94947 25 194000
5.99
914 Ventura Way 2 300 48431.77 03/30/97
Mill Valley 14 298 2.25 48700 12/30/21
CA 2539761 1 90 18.00 490000 12/30/96
94941 106990000539761 01 37 2 389600
5.99
25 New Haven 2 300 50393.25 04/06/97
Laguna Niguel 09 299 3.25 51200 01/06/22
CA 2539706 1 90 18.00 512000 01/06/97
92677 106990000539706 01 35 2 409600
5.99
8034 Denver ST 1 180 26092.78 03/26/97
Ventura 09 178 3.25 26200 12/26/11
CA 2539675 1 90 18.00 185000 12/26/96
93004 106990000539675 01 42 2 140000
5.99
12985 Pierce Road 3 180 2861.80 03/24/97
Saratoga 14 178 3.75 100000 12/24/11
CA 2539562 1 90 24.00 675000 12/24/96
95070 106990000539562 02 39 2 506250
5.99
8001 Valley Flores Drive 2 300 31189.06 04/08/97
West Hills 14 299 2.25 31400 01/08/22
CA 2540580 1 85 18.00 335000 01/08/97
91304 106990000540580 02 26 2 251200
5.99
4599 Pace LN 2 299 49509.93 07/23/97
Vacaville 14 298 3.00 50000 12/23/21
CA 2540575 1 76 18.00 350000 01/23/97
95688 106990000540575 02 43 2 214000
7.25
2807 West Newton Court 2 299 24087.19 07/25/97
Chandler 14 298 0.25 30000 12/25/21
AZ 2540413 1 76 18.00 100000 01/25/97
85224 104990000540413 02 24 2 45918
7.25
5770 Sierra Avenue 2 300 21777.29 02/12/97
Richmond 14 297 2.00 21900 11/12/21
CA 2537459 1 90 18.00 146000 11/12/96
94805 106990000537459 01 30 2 109500
10.25
10 Heatherwood 2 300 37538.69 03/10/97
Irvine 09 298 2.25 37600 12/10/21
CA 2538034 1 90 18.00 376642 12/10/96
92620 106990000538034 01 42 2 301300
5.99
6022 Kerrmoor DR 2 300 33654.84 03/04/97
Westlake Village 09 298 3.25 33800 12/04/21
CA 2538227 1 90 18.00 340000 12/04/96
91362 106990000538227 02 49 2 270000
5.99
Green Valley 2 299 3.50 34533.15 04/06/97
Estate 2539373 14 298 18.00 35000 12/06/21
CA 106990000539373 02 1 77 2 280000 01/06/97
91350 38 180000
5.99
1551 Pioneer TRL 2 299 25450.00 03/18/97
South Lake Tahoe 14 297 3.25 25450 11/11/21
CA 2538724 1 84 18.00 172000 12/18/96
96150 106990000538724 02 34 2 118734
5.99
15025 Maidstone Avenue 2 299 23791.50 04/10/97
Norwalk 14 298 3.25 24000 12/10/21
CA 2540262 1 90 18.00 160000 01/10/97
90650 106990000540262 02 35 2 120000
5.99
4929 Hyde Park DR 2 300 24284.54 04/08/97
Fremont 14 299 2.00 32200 01/08/22
CA 2540236 1 90 18.00 215000 01/08/97
94538 106990000540236 01 22 2 161200
5.99
3079 Simas AVE 2 299 26550.00 06/20/97
Pinole 14 297 2.75 26550 11/20/21
CA 2540235 1 90 18.00 177000 12/20/96
94564 106990000540235 02 39 2 132750
7.25
1031 Stimel DR 2 299 35583.64 06/13/97
Concord 14 297 2.50 35700 11/13/21
CA 2540228 1 90 18.00 238000 12/13/96
94518 106990000540228 02 27 2 178500
7.25
13 Caribe ISLE 2 300 51925.54 04/03/97
Novato 14 299 1.50 100000 01/03/22
CA 2540216 1 80 18.00 467000 01/03/97
94949 106990000540216 02 50 2 272611
5.99
1697 Mary DR 2 300 20704.64 03/18/97
Pleasant Hill 14 298 2.75 20800 12/18/21
CA 2540563 1 90 18.00 208000 12/18/96
94523 106990000540563 02 41 2 166400
5.99
2225 E Hamilton AVE 2 299 30000.00 04/21/97
Orange 14 298 2.25 50000 12/21/21
CA 2540521 1 81 18.00 166000 01/21/97
92667 106990000540521 02 34 2 83873
5.99
640 S Oakland Avenue 2 299 66989.86 07/14/97
Pasadena 09 298 2.75 67450 12/14/21
CA 2540511 1 90 18.00 675000 01/14/97
91106 106990000540511 02 41 2 539600
7.25
2541 Dakin DR 2 301 28284.18 04/13/97
Corona 14 300 2.25 28500 02/01/22
CA 2540503 1 89 18.00 194000 01/13/97
91720 106990000540503 01 36 2 142450
5.99
Hanford 1 179 2.25 39942.44 04/13/97
2540502 14 178 18.00 40000 12/13/11
CA 106990000540502 02 1 89 2 168000 01/13/97
93230 44 108842
5.99
150 Grouse Way 2 299 19842.36 04/07/97
Evergreen 14 298 2.25 50000 12/07/21
CO 2540194 1 84 18.00 250000 01/07/97
80439 108990000540194 02 38 2 159482
5.99
12030 WINCHESTER RD 3 180 17333.54 07/17/97
FORT WAYNE 14 179 0.75 20000 01/17/12
IN 2540457 1 70 21.00 125000 01/17/97
46819 118990000540457 02 15 2 67310
7.25
131 RUE TOURAINE 3 180 21391.07 07/23/97
BARRINGTON 14 179 1.50 39100 01/23/12
IL 2540461 1 46 24.00 270000 01/23/97
60010 117990000540461 02 50 2 84874
7.25
432 Sunset RD 3 180 14044.69 07/13/97
Winnetka 14 179 2.25 80000 01/13/12
IL 2540020 1 97 24.00 785000 01/13/97
60093 117990000540020 02 20 2 680000
7.25
136 Garrett CIR 1 180 9904.64 03/23/97
Carrollton 14 178 3.00 10000 12/23/11
GA 2539511 1 90 18.00 63000 12/23/96
30117 113990000539511 02 19 2 46700
5.99
5633 Dove DR 2 300 9954.15 03/30/97
Pace 09 298 0.50 10000 12/30/21
FL 2539348 1 77 18.00 85500 12/30/96
32571 112990000539348 01 40 2 55500
5.99
1516 Horizon Ridge DR NE 2 299 38022.30 04/27/97
Keizer 14 298 0.50 40000 12/27/21
OR 2540435 1 76 18.00 170000 01/27/97
97303 141990000540435 02 40 2 89000
5.99
550 Wormwood Street S E 1 179 18610.60 06/27/97
Salem 14 177 2.75 18700 11/27/11
OR 2539212 1 90 18.00 125000 12/27/96
97306 141990000539212 02 32 2 93750
7.25
46 Ridge RD 2 300 91093.62 04/27/97
Harrington Park 14 299 0.75 100000 01/27/22
NJ 2540429 1 43 18.00 237000 01/27/97
07640 134990000540429 02 19 2 0
5.99
1761 Summerwood Circle 2 300 40357.10 06/13/97
Henderson 09 298 3.50 40400 12/13/21
NV 2540343 1 100 18.00 202000 12/13/96
89012 132990000540343 02 23 2 161600
7.25
FLORISSANT 3 180 1.00 18760.60 07/21/97
2540414 14 179 20.00 20000 01/21/12
MO 129990000540414 02 1 73 2 121000 01/21/97
63034 32 68314
7.25
1035 E Boston Post RD 2-7 2 299 2234.31 03/31/97
Mamaroneck 04 297 2.25 15200 11/30/21
NY 2512820 1 90 18.00 152000 12/31/96
10543 136990000512820 01 41 2 121600
5.99
8247 Ruidoso RD NE 2 300 99311.80 04/08/97
Albuquerque 14 299 2.50 100000 01/08/22
NM 2540221 1 89 18.00 137000 01/08/97
87109 135990000540221 02 28 2 21676
5.99
5520 Cancelar DR 2 299 52817.91 03/18/97
Albuquerque 14 297 1.00 53000 11/18/21
NM 2539267 1 80 18.00 150000 12/18/96
87111 135990000539267 02 40 2 66566
5.99
1640 Gladiolas DR 3 180 18150.00 03/16/97
Winter Park 14 178 2.25 18150 12/16/11
FL 2538880 1 90 18.00 93500 12/16/96
32792 112990000538880 02 46 2 65429
5.99
105 Marlbrook WAY 2 299 43769.05 0
East Marlborough 14 298 2.75 50000 12/27/21
PA 2540545 1 88 18.00 245000 01/27/97
19348 142910000540545 02 33 2 163900
11.
15632 W 79th PL 1 179 14963.23 03/12/97
Arvada 09 177 1.00 28500 11/12/11
CO 2538512 1 75 18.00 288000 12/12/96
80004 108990000538512 02 45 2 186150
5.99
388 Fairfield LN 1 180 3225.84 07/27/97
Louisville 14 179 1.00 19700 01/27/12
CO 2540411 1 80 18.00 225000 01/27/97
80027 108990000540411 02 50 2 160271
7.25
2901 Lake Hollow RD 2 300 35599.15 07/27/97
Berthoud 14 299 1.00 36000 01/27/22
CO 2540578 1 73 18.00 230000 01/27/97
80513 108990000540578 02 50 2 130000
7.25
9636 13th AVE SW 1 179 49500.00 07/24/97
Seattle 14 178 2.75 50000 12/24/11
WA 2540569 1 88 18.00 129000 01/24/97
98106 153990000540569 02 41 2 63459
7.25
1218 Daleview DR 2 300 99976.71 07/08/97
McLean 14 299 1.00 100000 01/08/22
VA 2540648 1 80 18.00 393500 01/08/97
22102 151990000540648 01 40 2 214000
7.25
Arlington 2 300 2.75 5000.00 07/17/97
2540572 14 299 18.00 35000 01/17/22
VA 151990000540572 02 1 87 2 560000 01/17/97
22202 39 448000
7.25
422 L ST 3 180 9048.19 07/24/97
SALT LAKE CITY 14 179 0.75 50000 01/24/12
UT 2540491 1 64 24.00 202000 01/24/97
84103 149990000540491 02 30 2 77485
7.25
2028 N 630 W 1 180 91810.95 06/23/97
Clinton 14 178 3.50 92000 12/23/11
UT 2540003 1 99 18.00 114000 12/23/96
84015 149990000540003 02 20 2 19969
7.25
6577 OSAGE 3 180 21091.68 07/21/97
ALLEN PARK 14 179 1.00 24900 01/21/12
MI 2540452 1 80 18.00 95000 01/21/97
48101 126990000540452 02 43 2 51029
7.25
3768 Lincoln DR 3 180 59973.83 07/25/97
Bloomfield Twp 14 179 3.25 60000 01/25/12
MI 2540384 1 90 18.00 335000 01/25/97
48301 126990000540384 02 31 2 241500
7.25
27911 Woodstream DR 3 180 0.00 07/25/97
South Lyon 14 179 3.25 52400 01/25/12
MI 2540378 1 90 18.00 290000 01/25/97
48178 126990000540378 02 30 2 207500
7.25
2086 Boca Raton ST 1 181 41593.78 04/22/97
Hayward 14 180 2.25 45000 02/01/12
CA 2540403 1 89 18.00 145000 01/22/97
94545 106990000540403 02 40 2 83000
5.99
2851 Serang Place 2 299 25565.51 06/18/97
Costa Mesa 14 297 2.75 25700 11/18/21
CA 2539797 1 90 18.00 257000 12/18/96
92626 106990000539797 01 33 2 205600
7.25
11026 HOWLAND DR 3 180 8793.82 07/21/97
RESTON 09 179 2.00 21700 01/21/12
VA 2540416 1 90 24.00 181000 01/21/97
22091 151990000540416 02 30 2 141120
7.25
9053 NE Leprechaun LN 2 300 17695.61 04/07/97
Kingston 14 299 0.25 30000 01/07/22
WA 2540218 1 35 18.00 275000 01/07/97
98346 153990000540218 02 16 2 65000
5.99
5119 WORSLEY LN 3 180 9815.54 07/23/97
RACINE 14 179 2.75 25000 01/23/12
WI 2540391 1 84 18.00 173000 01/23/97
53402 155990000540391 02 36 2 119692
7.25
Bellevue 2 299 1.00 17539.79 07/24/97
2540408 14 298 18.00 30700 12/24/21
WA 153990000540408 02 1 80 2 220000 01/24/97
98006 40 145204
7.25
19492 Riverdale LN 1 179 99180.52 04/14/97
Huntington Beach 09 178 2.75 100000 12/14/11
CA 2540185 1 90 18.00 400000 01/14/97
92648 106990000540185 02 24 2 256300
5.99
21 E AVENUE 3 180 15110.69 07/24/97
WHITMAN 14 179 1.00 20000 01/24/12
MA 2540406 1 80 18.00 142000 01/24/97
02382 125990000540406 02 43 2 93000
7.25
211 Washington Street 2 300 9500.00 07/13/97
Reading 14 299 0.50 50000 01/13/22
MA 2540196 1 27 18.00 188000 01/13/97
01867 125990000540196 02 38 2 0
7.25
4820 RALEIGH ST 3 180 27822.24 07/23/97
DENVER 14 179 2.75 28000 01/23/12
CO 2540410 1 89 18.00 99000 01/23/97
80212 108990000540410 02 46 2 60072
7.25
2545 Illinois ST 1 180 17893.84 03/19/97
East Palo Alto 14 178 2.25 18000 12/19/11
CA 2540431 1 86 18.00 171000 12/19/96
94303 106990000540431 02 37 2 128000
5.99
880 Kumler ST SE 2 299 12073.35 07/24/97
Salem 14 298 0.25 21850 12/24/21
OR 2538135 1 80 18.00 95000 01/24/97
97302 141990000538135 02 26 2 54140
7.25
9 Ellis DR 1 180 60000.00 06/04/97
White Plains 14 178 2.75 60000 12/04/11
NY 2520643 1 90 18.00 600000 12/04/96
10606 136990000520643 01 27 2 480000
7.25
56 Edgewood RD 2 300 18522.20 04/24/97
Ringwood 14 299 1.00 18700 01/24/22
NJ 2540415 1 80 18.00 150000 01/24/97
07456 134990000540415 02 44 2 101300
5.99
4747 Brown AVE 2 300 17487.54 04/10/97
Manchester 14 299 2.25 17600 01/10/22
NH 2540231 1 90 18.00 118000 01/10/97
03102 133990000540231 01 43 2 88100
5.99
5927 Glencroft LN SW 2 300 25084.47 03/24/97
Rochester 14 298 2.75 25200 12/24/21
MN 2539602 1 90 18.00 168000 12/24/96
55902 127990000539602 02 48 2 126000
5.99
KENTWOOD 3 180 2.75 20000.00 07/24/97
2540485 14 179 18.00 20000 01/24/12
MI 126990000540485 02 1 89 2 106000 01/24/97
49508 36 74272
7.25
16115 Anoka Drive 1 179 120000.00 06/02/97
Los Angeles 14 177 1.00 120000 11/02/11
CA 2537445 1 15 18.00 840000 12/02/96
90272 106990000537445 02 45 2 0
7.25
3538 Darknell 2 300 40000.00 06/04/97
San Jose 14 298 3.50 40000 12/04/21
CA 2519101 1 90 18.00 360000 12/04/96
95148 106990000519101 02 45 2 284000
7.25
150 Red Rock CT 2 300 17278.91 05/01/97
Woodland Park 14 297 0.50 20000 11/01/21
CO 2517142 1 80 18.00 132000 11/01/96
80863 108990000517142 02 45 2 85149
7.25
11660 SW 128th CT 2 300 17819.64 06/09/97
Miami 14 298 1.50 25000 12/09/21
FL 2537477 1 79 18.00 147000 12/09/96
33186 112990000537477 02 46 2 90000
7.25
4250 Toyan DR 2 300 28677.64 02/18/97
Diamond Springs 14 297 0.25 28900 11/18/21
CA 2520234 1 25 18.00 120000 11/18/96
95619 106990000520234 02 18 2 0
8.5
2508 Lesserman Street 2 299 12062.21 02/06/97
Torrance 14 296 2.25 41000 10/06/21
CA 2519674 1 90 18.00 240000 11/06/96
90503 106990000519674 02 37 2 175000
10.5
6935 Beacon Hollow Turn 2 299 21684.75 03/20/97
Boynton Beach 09 297 2.75 22000 11/20/21
FL 2537592 1 90 18.00 127000 12/20/96
33437 112990000537592 02 36 2 92277
5.99
1403 Kennedy DR 2 300 27721.53 01/28/97
Roseville 14 296 3.75 28000 10/28/21
CA 2518388 1 84 18.00 217000 10/28/96
95678 106990000518388 02 45 2 154000
12.
5120 Masonic Avenue 2 300 28187.50 0
Oakland 14 295 2.25 32000 09/17/21
CA 2516332 1 90 18.00 320000 09/17/96
94618 106990000516332 01 33 2 256000
10.5
5146 Tendilla Avenue 2 300 34830.78 12/27/96
(woodland Hills) 14 295 3.25 35300 09/27/21
CA 2519110 1 90 18.00 249000 09/27/96
91364 106990000519110 01 25 2 188400
11.5
Springfield 2 300 3.25 34175.55 07/28/97
2540444 14 299 18.00 34500 01/28/22
OR 141990000540444 02 1 90 2 112000 01/28/97
97478 39 66258
7.25
1241 E Northridge DR 2 299 20000.00 07/15/97
Bountiful 14 298 2.75 86900 12/15/21
UT 2538624 1 90 18.00 335000 01/15/97
84010 149990000538624 02 38 2 214600
7.25
296 Coldstream DR 2 301 37751.11 04/03/97
Berwyn 14 300 2.00 37950 02/01/22
PA 2539884 1 90 18.00 253000 01/03/97
19312 142990000539884 01 30 2 189750
5.99
W374 State Road 67 2 300 23881.71 04/03/97
St Cloud 14 299 1.50 35000 01/03/22
WI 2540135 1 76 18.00 110000 01/03/97
53079 155990000540135 02 50 2 48104
5.99
3266 S 14th ST 2 300 11926.80 03/18/97
Milwaukee 14 298 2.25 12000 12/18/21
WI 2539519 1 90 18.00 80000 12/18/96
53215 155990000539519 02 31 2 60000
5.99
4532 169th Place Southeast 2 301 34563.18 04/15/97
Bellevue 14 300 3.75 40000 02/15/22
WA 2540234 1 90 18.00 407000 01/15/97
98006 153990000540234 02 45 2 325600
5.99
524 North Gardner Street 2 300 23630.49 07/14/97
Los Angeles 14 299 2.25 29200 01/14/22
CA 2540354 1 90 18.00 292000 01/14/97
90036 106990000540354 02 31 2 233600
7.25
36 VIENNA 3 180 14989.38 06/28/97
NEWPORT BEACH 04 178 3.25 77000 12/28/11
CA 2540350 1 90 18.00 560000 12/28/96
92660 106990000540350 02 44 2 427000
7.25
637 Jade PL 2 300 32228.33 04/16/97
Livermore 14 299 2.75 32500 01/16/22
CA 2540339 1 78 18.00 217000 01/16/97
94550 106990000540339 02 44 2 136074
5.99
45847 Vinehill Terrace 2 300 13500.00 04/09/97
Fremont 09 299 1.00 13500 01/09/22
CA 2540331 1 43 18.00 825000 01/09/97
94539 106990000540331 02 50 2 336000
5.99
301 2nd ST N 10 2 300 16552.70 06/27/97
St. Petersburg 04 298 2.25 16600 12/27/21
FL 2540426 1 90 18.00 112000 12/27/96
33701 112990000540426 01 34 2 83400
7.25
Tampa 2 300 2.25 12000.00 03/18/97
2540372 14 298 18.00 22500 12/18/21
FL 112990000540372 02 1 90 2 225000 12/18/96
33609 34 180000
5.99
1007 Gulf DR N 208 2 299 31665.75 04/24/97
Bradenton Beach 04 298 0.50 32000 12/24/21
FL 2540299 1 73 18.00 155000 01/24/97
34217 112990000540299 02 43 2 80735
5.99
2505 Walnut DR 2 299 9559.07 03/19/97
Silver City 14 297 0.50 34000 11/19/21
NM 2539631 1 79 18.00 76000 12/19/96
88061 108990000539631 02 14 2 25853
5.99
4460 S Pitkin ST 122 2 299 16462.26 03/10/97
Aurora 04 297 2.75 16500 11/10/21
CO 2538399 1 90 18.00 64000 12/10/96
80015 108990000538399 02 45 2 40730
5.99
6128 Balsam ST 2 299 75504.86 02/22/97
Arvada 14 296 1.00 77000 10/22/21
CO 2537494 1 70 18.00 110000 11/22/96
80004 108990000537494 02 36 2 0
9.25
15 N Crossway 2 300 96366.12 04/09/97
Old Greenwich 14 299 1.00 97000 01/09/22
CT 2540311 1 80 18.00 945000 01/09/97
06870 109990000540311 01 44 2 650000
5.99
144 S Waverly ST 2 299 18000.00 07/02/97
Orange 14 298 3.75 18000 12/02/21
CA 2539886 1 88 18.00 195000 01/02/97
92866 106990000539886 02 46 2 152000
7.25
18415 Algiers ST 2 299 37784.49 03/20/97
Los Angeles 14 297 2.25 38250 11/20/21
CA 2539072 1 90 18.00 255000 12/20/96
91326 106990000539072 02 40 2 191250
5.99
22662 Shadowglen 3 180 0.00 07/24/97
Farmington Hills 14 179 3.75 74000 01/24/12
MI 2540161 1 89 18.00 365000 01/24/97
48335 126990000540161 02 46 2 250000
7.25
27828 Goldengate 3 180 22000.00 07/24/97
Lathrup Village 14 179 3.25 22000 01/24/12
MI 2540133 1 90 18.00 170000 01/24/97
48076 126990000540133 02 42 2 130350
7.25
19793 MacArthur AVE 3 180 9999.95 07/24/97
Redford 14 179 2.25 10000 01/24/12
MI 2540131 1 86 18.00 82000 01/24/97
48240 126990000540131 02 35 2 60000
7.25
Ferndale 3 180 2.00 4377.49 07/24/97
2540119 14 179 18.00 20000 01/24/12
MI 126990000540119 02 1 75 2 135000 01/24/97
48220 45 80184
7.25
10 Morrison RD W 2 300 50916.62 07/29/97
Wakefield 14 299 2.50 51400 01/29/22
MA 2540344 1 83 18.00 321000 01/29/97
01880 125990000540344 01 29 2 214600
7.25
5 Dogwood DR 2 300 7928.18 03/24/97
Forestdale 14 298 1.00 22000 12/24/21
MA 2539492 1 75 18.00 150000 12/19/96
02664 125990000539492 02 49 2 90000
5.99
3150 Wailea Alanui Drive 2604 2 300 37118.00 03/24/97
Kihei 04 298 2.25 37118 12/24/21
HI 2538761 1 90 18.00 250000 12/24/96
96753 115990000538761 02 44 2 185500
5.99
1856 Walthall DR 1 180 52114.89 03/12/97
Atlanta 14 178 3.50 52200 12/11/11
GA 2539298 1 92 18.00 360000 12/12/96
30318 113990000539298 01 9 2 278350
5.99
796 Bedford Oaks DR 2 300 10000.00 02/26/97
Marietta 14 297 0.50 10000 11/25/21
GA 2538167 1 79 18.00 258000 11/26/96
30068 113990000538167 01 45 2 193400
8.75
1811 Meredith DR 1 180 24374.52 02/19/97
Atlanta 14 177 2.00 24600 11/18/11
GA 2521280 1 90 18.00 246500 11/19/96
30318 113990000521280 02 27 2 196641
10.25
5229 Wynterhall CT 2 300 14429.16 02/19/97
Atlanta 14 297 0.50 15000 11/18/21
GA 2519876 1 80 18.00 240000 11/19/96
30338 113990000519876 01 26 2 175000
8.75
1216 21st Hermosa ST 2 299 35954.87 04/27/97
Hermosa Beach 14 298 2.25 36300 12/27/21
CA 2540404 1 90 18.00 363000 01/27/97
90254 106990000540404 01 34 2 290400
5.99
751 Spring Wood Drive 2 300 70000.00 07/15/97
San Jose 14 299 2.75 70000 01/15/22
CA 2540383 1 81 18.00 345000 01/15/97
95129 106990000540383 02 41 2 209000
7.25
111 S Belleza LN 2 299 47159.06 02/12/97
Anaheim 14 296 3.25 47500 10/12/21
CA 2518774 1 90 18.00 475000 11/12/96
92807 106990000518774 01 48 2 380000
11.5
Folsom 1 180 0.75 49852.83 03/19/97
2539043 14 178 18.00 50000 12/19/11
CA 106990000539043 01 1 78 2 179500 12/19/96
95630 29 90000
5.99
1060 Embarcadero RD 2 300 42106.08 03/23/97
Palo Alto 14 298 2.25 42300 12/23/21
CA 2539146 1 90 18.00 282500 12/23/96
94303 106990000539146 01 41 2 211870
5.99
8889 Revelstoke WAY 2 300 13233.01 0
San Diego 09 298 2.25 18000 12/10/21
CA 2539581 1 86 18.00 160000 12/10/96
92126 106990000539581 02 28 2 118129
10.5
22206 Steeplechase LN 2 299 99246.16 04/06/97
Diamond 09 298 1.00 100000 12/06/21
CA 2539693 1 65 18.00 1050000 01/06/97
91765 106990000539693 02 39 2 581412
5.99
280 Colorado AVE 2 299 44891.84 04/03/97
Palo Alto 09 298 1.00 46200 12/03/21
CA 2539700 1 80 18.00 502500 01/03/97
94301 106990000539700 02 37 2 355107
5.99
2614 Scotts Right Of Way 1 179 9927.89 04/07/97
Sebastopol 14 178 1.00 100000 12/07/11
CA 2539719 1 40 18.00 760000 01/07/97
95472 106990000539719 02 45 2 200979
5.99
3219 Bear Creek Drive 2 299 24351.49 04/06/97
Newbury Park 14 298 3.25 24500 12/06/21
CA 2539939 1 80 18.00 277000 01/06/97
91320 106990000539939 01 50 2 196000
5.99
75665 Painted Desert Drive 1 179 43377.11 03/24/97
Indian Wells 14 177 3.00 43750 11/24/11
CA 2540029 1 70 18.00 375000 12/24/96
92210 106990000540029 02 44 2 218750
5.99
314 Alden Avenue 1 179 24963.52 07/08/97
Rohnert Park 14 178 2.25 25000 12/08/11
CA 2540013 1 84 18.00 155000 01/08/97
94928 106990000540013 02 18 2 103712
7.25
6643 Northland RD 1 181 27813.83 04/22/97
Manteca 14 180 2.75 28100 02/01/12
CA 2540304 1 89 18.00 214000 01/22/97
95336 106990000540304 02 44 2 160500
5.99
616 11th Street 2 299 26394.28 04/13/97
Manhattan Beach 14 298 2.25 38300 12/13/21
CA 2540259 1 90 18.00 383000 01/13/97
90266 106990000540259 02 40 2 306400
5.99
Reno 3 180 0.75 0.00 03/26/97
2539570 09 178 24.00 200000 12/26/11
NV 132990000539570 02 1 66 2 1250000 12/26/96
89511 5 625000
5.99
3140 Woodcreek WAY 3 180 130000.00 07/24/97
Bloomfield Hills 14 179 3.50 130000 01/24/12
MI 2540308 1 86 18.00 825000 01/24/97
48304 126990000540308 02 38 2 578000
7.25
1645 Crestview DR 3 180 32500.00 07/24/97
Canton 14 179 3.25 32500 01/24/12
MI 2540288 1 90 18.00 210000 01/24/97
48188 126990000540288 02 45 2 154451
7.25
1480 W Straford AVE 2 300 28279.51 04/08/97
Gilbert 09 299 2.75 28500 01/08/22
AZ 2539967 1 90 18.00 190000 01/08/97
85233 104990000539967 02 44 2 142500
5.99
1340 Balsam ST 2 300 17161.77 05/21/97
Saint Leonard 14 297 2.00 25100 11/21/21
MD 2520200 1 87 18.00 135000 11/21/96
20685 124990000520200 02 25 2 91885
7.25
24 Crescent LN 1 179 9595.05 02/22/97
Malden 14 176 1.00 20000 10/22/11
MA 2519752 1 55 18.00 120000 11/22/96
02148 125990000519752 02 42 2 45000
9.25
5052 Winding Hills LN 1 180 30454.47 01/25/97
Woodstock 09 176 2.25 30950 10/24/11
GA 2517892 1 90 18.00 213500 10/25/96
30189 113990000517892 01 40 2 159550
10.5
22052 SE 271st PL 1 179 35618.67 02/26/97
Maple Valley 14 176 3.50 36000 10/26/11
WA 2519855 1 95 18.00 140000 11/26/96
98038 153990000519855 02 28 2 96970
11.75
2233 E 10260 S 1 180 25153.66 01/18/97
Sandy 14 176 0.25 50000 10/18/11
UT 2517202 1 56 18.00 201000 10/18/96
84092 149990000517202 02 12 2 61030
8.5
31636 Canyon CIR 2 300 41052.72 02/26/97
Evergreen 14 297 1.00 55000 11/26/21
CO 2521083 1 76 18.00 340000 11/26/96
80439 108990000521083 02 43 2 202000
9.25
2066 Woodlark DR 3 180 28426.43 05/01/97
Holland 14 176 3.00 28500 10/31/11
MI 2517645 1 90 18.00 190000 10/31/96
49424 126990000517645 01 29 2 142500
7.25
Glen Ellen 2 299 2.25 8938.31 01/08/97
2517132 14 295 18.00 10000 09/08/21
CA 106990000517132 02 1 82 2 142500 10/08/96
95442 42 105751
10.5
7182 Cahen Drive 2 300 59588.29 05/18/97
San Jose 14 297 3.75 60000 11/18/21
CA 2520523 1 83 18.00 550000 11/18/96
95120 106990000520523 02 49 2 396264
7.25
1141 Claiborne DR 2 300 45688.72 03/30/97
Walnut Creek 14 298 3.25 46000 12/30/21
CA 2540247 1 90 18.00 270000 12/30/96
94598 106990000540247 02 50 2 196766
5.99
1618 Cathay DR 2 301 24677.15 04/01/97
San Jose 14 299 2.25 24750 01/01/22
CA 2540208 1 90 18.00 165000 12/16/96
95122 106990000540208 01 40 2 123750
5.99
3854 Beethoven ST #5 2 299 25000.00 04/22/97
Los Angeles 04 298 1.00 25000 12/22/21
CA 2540334 1 68 18.00 285000 01/22/97
90066 106990000540334 02 41 2 167600
5.99
25541 Creek DR 2 299 66869.30 04/14/97
Laguna Hills 14 298 3.75 67500 12/14/21
CA 2540324 1 89 18.00 275000 01/14/97
92653 106990000540324 02 46 2 174725
5.99
20655 Union Street 2 299 28661.53 04/08/97
Wildomar (Area) 14 298 2.75 29100 12/08/21
CA 2540315 1 88 18.00 200000 01/08/97
92595 106990000540315 01 41 2 145000
5.99
10422 Mountair Avenue 2 300 16340.29 07/10/97
Tujinga 14 299 2.25 29800 01/10/22
CA 2540310 1 90 18.00 145000 01/10/97
91042 106990000540310 02 44 2 100617
7.25
4849 Wellington Park Drive 2 300 18000.00 04/06/97
San Jose 14 299 2.25 30000 01/06/22
CA 2540186 1 82 18.00 246500 01/06/97
95136 106990000540186 02 25 2 171515
5.99
3339 Helen LN 2 299 21720.94 07/23/97
Lafayette 14 298 2.25 50000 12/23/21
CA 2540158 1 90 18.00 358000 01/23/97
94549 106990000540158 02 37 2 269000
7.25
223 S Woodburn DR 2 299 111826.63 04/22/97
Los Angeles 14 298 1.50 116750 12/22/21
CA 2540116 1 80 18.00 1167500 01/22/97
90049 106990000540116 01 41 2 817250
5.99
Los Altos 1 179 2.75 50615.54 04/13/97
2540083 14 178 18.00 51000 12/13/11
CA 106990000540083 02 1 87 2 749000 01/13/97
94024 38 599200
5.99
615 47th Street 3 180 41816.90 06/19/97
Sacramento 14 178 2.25 42000 12/19/11
CA 2540062 1 90 24.00 279000 12/19/96
95819 106990000540062 02 39 2 209000
7.25
5033 E Pitt AVE 2 300 11128.43 04/03/97
Fresno 14 299 3.25 11200 01/03/22
CA 2539959 1 90 18.00 74777 01/03/97
93725 106990000539959 01 46 2 56050
5.99
325 Mount Palomar Place 2 299 26528.46 07/07/97
Clayton 09 298 2.75 37300 12/07/21
CA 2539933 1 90 18.00 340000 01/07/97
94517 106990000539933 02 36 2 268665
7.25
653 Celestial LN 2 300 30061.55 03/30/97
Foster City RFC01 298 2.25 30200 12/30/21
CA 2539456 1 90 18.00 302000 12/30/96
94404 106990000539456 01 42 2 241600
5.99
730 Francis ST 2 300 25815.54 07/22/97
Longmont 14 299 0.50 32000 01/22/22
CO 2540177 1 60 18.00 195000 01/22/97
80501 108990000540177 02 45 2 83368
7.25
911 S 1780 West 2 300 21564.89 07/07/97
Orem 14 299 3.75 21700 01/07/22
UT 2520886 1 90 18.00 145000 01/07/97
84058 149990000520886 02 37 2 108750
7.25
3166 S 800 E 2 299 33689.60 07/24/97
Salt Lake City 14 298 2.75 35000 12/24/21
UT 2540167 1 83 18.00 139000 01/24/97
84106 149990000540167 02 49 2 79205
7.25
790 S 600 E 2 300 49688.69 07/07/97
Centerville 14 299 2.75 50000 01/07/22
UT 2540209 1 90 18.00 213000 01/07/97
84014 149990000540209 02 32 2 141548
7.25
17046 124th Avenue SE 1 179 32799.97 04/03/97
Renton 14 178 1.00 33000 12/03/11
WA 2540309 1 66 18.00 119000 01/03/97
98058 153990000540309 02 42 2 44844
5.99
4507 Southeast 4th Street 1 180 47691.61 07/08/97
Renton 14 179 1.00 50000 01/08/12
WA 2540068 1 75 18.00 159000 01/08/97
98059 153990000540068 02 39 2 68000
7.25
Port Orchard 2 300 2.25 23327.26 03/24/97
2539385 09 298 18.00 23500 12/24/21
WA 153990000539385 02 1 90 2 157000 12/24/96
98367 39 117750
5.99
6121 Aries DR 1 179 22950.98 03/12/97
Salt Lake City 14 177 1.50 60000 11/12/11
UT 2539277 1 75 18.00 102800 12/12/96
84118 149990000539277 02 40 2 16726
5.99
1021 South 1600 East 3 179 69000.00 06/20/97
Bountiful 14 177 3.25 69000 11/20/11
UT 2538673 1 90 24.00 400000 12/20/96
84010 149990000538673 02 36 2 290912
7.25
1247 S Barry Avenue 401 2 299 2601.77 04/15/97
Los Angeles 04 298 2.75 37500 12/15/21
CA 2538536 1 90 18.00 255000 01/15/97
90025 106990000538536 02 33 2 192000
5.99
1819 E Whittier BLVD 1 180 35000.00 01/08/97
La Habra 14 176 2.25 35000 10/08/11
CA 2517556 1 87 18.00 172000 10/08/96
90631 106990000517556 02 20 2 114390
10.5
4838 Cartwright AVE 1 180 37694.52 0
N. Hollywood 14 178 3.00 40000 12/23/11
CA 2539625 1 99 18.00 309000 12/23/96
91601 106990000539625 02 28 2 265500
11.25
339 Paloma AVE 2 300 54000.00 04/03/97
San Rafael 16 299 3.25 54000 01/03/22
CA 2539929 1 90 18.00 298500 01/03/97
94901 106990000539929 01 47 2 214600
5.99
1922 N Marlowe ST 2 300 37000.00 01/03/97
Thousand Oaks 14 293 2.25 37000 07/03/21
CA 2539715 1 90 18.00 270000 07/03/96
91360 106990000539715 01 38 2 206000
10.5
3719 Siskiyou Street 2 299 32767.98 07/08/97
Redding 14 298 2.50 33000 12/08/21
CA 2540302 1 88 18.00 265000 01/08/97
96001 106990000540302 02 26 2 198750
7.25
10472 Stern Wheel PL 2 300 23283.46 06/27/97
Columbia 14 298 2.25 23350 12/27/21
MD 2539608 1 90 18.00 235000 12/27/96
21044 124990000539608 01 38 2 187000
7.25
70 Ridgefield DR 2 300 38750.80 04/06/97
E. Greenwich 14 299 2.25 39000 01/06/22
RI 2540144 1 90 18.00 260000 01/06/97
02818 144990000540144 02 33 2 195000
5.99
Portland 1 179 3.50 56873.91 0
2540183 14 178 18.00 57400 12/21/11
OR 141990000540183 02 1 100 2 137500 01/21/97
97206 27 80090
11.75
6164 Warwick PL SW 2 300 11919.95 04/03/97
Albany 14 299 0.50 20000 01/03/22
OR 2540034 1 68 18.00 104000 01/03/97
97321 141990000540034 02 39 2 49843
5.99
1140 Laurel CT 1 180 19878.77 04/03/97
Meridian 14 179 1.00 20000 01/03/12
ID 2540044 1 75 18.00 122000 01/03/97
83642 116990000540044 02 37 2 71417
5.99
102 Chickadee CT 1 181 34816.57 04/03/97
Athens 14 180 3.00 40000 02/01/12
GA 2540038 1 93 18.00 165000 01/03/97
30605 113990000540038 02 27 2 112000
5.99
678 NW 103rd PL #1 1 179 39973.30 0
Miami 04 178 3.00 40250 12/09/11
FL 2540224 1 100 18.00 100000 01/09/97
33172 112990000540224 02 23 2 59209
11.25
5000 San Amaro DR 1 179 25905.26 06/26/97
Coral Gables 14 177 1.00 50000 11/26/11
FL 2540006 1 61 18.00 410000 12/26/96
33146 112990000540006 02 43 2 196986
7.25
3235 SW 58th CT 2 300 4030.32 06/05/97
Miami 14 298 1.50 200000 12/05/21
FL 2510911 1 75 18.00 270000 12/05/96
33155 112990000510911 02 48 2 0
7.25
8203 S Saint Paul WAY 1 180 75977.66 0
Littleton 14 179 3.50 96000 01/06/12
CO 2540287 1 100 18.00 263000 01/06/97
80122 108990000540287 02 25 2 167000
11.75
8298 Keeneland CT 2 300 49696.93 04/03/97
Maineville 14 299 3.75 50000 01/03/22
OH 2538120 1 89 18.00 299000 01/03/97
45039 139990000538120 01 29 2 214600
5.99
22 Cannock DR 2 300 12038.57 03/27/97
Fairport 14 298 2.25 12100 12/27/21
NY 2539991 1 85 18.00 242000 12/27/96
14450 136990000539991 02 34 2 193600
5.99
40 Gail CT 2 300 99000.00 04/10/97
Springfield 14 299 1.50 100000 01/10/22
NJ 2540328 1 40 18.00 250000 01/10/97
07081 134990000540328 02 46 2 0
5.99
Franklin Lakes 2 300 1.00 119218.01 04/09/97
2540187 14 299 18.00 200000 01/09/22
NJ 134990000540187 02 1 74 2 955000 01/09/97
07417 23 503562
5.99
1583 Grovetree Court 2 300 22000.00 0
San Jose 14 296 2.25 22500 10/16/21
CA 2518470 1 85 18.00 225000 10/16/96
95131 106990000518470 01 34 2 168750
10.5
22330 Claibourne LN 1 180 30750.00 02/18/97
Santa Clarita 14 177 2.25 30750 11/18/11
CA 2520542 1 90 18.00 207000 11/18/96
91350 106990000520542 01 21 2 153750
10.5
7511 19th AVE 2 299 16212.97 02/24/97
Seattle 14 296 2.75 16400 10/24/21
WA 2519558 1 90 18.00 173000 11/24/96
98115 153990000519558 02 31 2 139068
11.
1860 S Los Alamos ST 2 299 22582.51 05/25/97
Mesa 14 296 2.75 25000 10/25/21
AZ 2520593 1 83 18.00 320000 11/25/96
85204 104990000520593 02 37 2 239000
7.25
2025 NE River CT 2 300 34687.10 02/22/97
Jensen Beach 14 297 2.75 35800 11/22/21
FL 2521337 1 90 18.00 152000 11/22/96
34957 112990000521337 02 37 2 100965
11.
11 Hart ST 2 300 41150.37 01/17/97
Beverly Farms 14 296 2.75 41250 10/17/21
MA 2515601 1 90 18.00 412500 10/17/96
01915 125990000515601 01 32 2 330000
11.
91 Delmont DR 2 300 88851.75 12/10/96
Atlanta RFC01 295 1.00 100000 09/09/21
GA 2513839 1 77 18.00 130000 09/10/96
30305 113990000513839 02 45 2 0
9.25
4271 Reedland CIR 2 299 14303.04 06/13/97
San Ramon 09 297 1.00 15000 11/13/21
CA 2520958 1 80 18.00 348000 12/13/96
94583 106990000520958 02 36 2 261000
7.25
5 Peter AVE 2 300 10527.13 01/30/97
Kendall Park 14 296 0.50 25000 10/30/21
NJ 2517620 1 53 18.00 140000 10/30/96
08824 134990000517620 02 37 2 48200
8.75
130 BYRAM RD 3 180 20079.45 05/22/97
GREENWICH 14 177 3.00 22100 11/22/11
CT 2519268 1 100 18.00 221000 11/22/96
06830 109990000519268 02 26 2 198900
7.25
Danville 1 180 2.75 48139.87 03/07/97
2521332 09 178 18.00 52700 12/07/11
CA 106990000521332 01 1 90 2 527250 12/07/96
94526 41 421800
5.99
845 Welsh CT 2 299 8441.39 03/31/97
Louisville 14 297 2.25 13000 11/30/21
CO 2538002 1 82 18.00 196000 12/31/96
80026 108990000538002 02 45 2 147000
5.99
1829 Upshur ST NW 2 300 24766.41 04/15/97
Washington 14 299 0.50 25000 01/15/22
DC 2540319 1 69 18.00 350000 01/15/97
20011 111990000540319 02 31 2 214000
5.99
110 Marine BLVD 2 300 27903.28 06/30/97
Amagansett 14 298 1.50 50000 12/31/21
NY 2539382 1 62 18.00 450000 12/31/96
11930 136990000539382 02 39 2 227479
7.25
304/306 Montoya ST 1 179 12168.62 03/20/97
Taos 14 177 1.00 50000 11/20/11
NM 2539319 1 70 18.00 241000 12/20/96
87571 135990000539319 02 26 2 116821
5.99
1253-61 Los Olivos DR 2 300 19800.00 04/03/97
Salinas 04 299 0.50 20000 01/03/22
CA 2539870 1 74 18.00 150000 01/03/97
93901 106990000539870 02 39 2 89575
5.99
26036 Forest DR 2 299 34882.05 0
Escondido 14 297 2.75 35000 11/23/21
CA 2539794 1 90 18.00 350000 12/23/96
92026 106990000539794 02 50 2 280000
11.
148 Morningside Drive 2 300 31000.00 03/24/97
San Anselmo 14 298 2.25 31500 12/24/21
CA 2539772 1 90 18.00 315000 12/24/96
94960 106990000539772 01 21 2 252000
5.99
936 S Flintridge WAY 1 180 27000.00 04/08/97
Anaheim RFC01 179 2.25 27000 01/08/12
CA 2539752 1 90 18.00 220000 01/08/97
92808 106990000539752 02 34 2 171000
5.99
95-97 Norwood Avenue 2 300 55000.00 04/07/97
Daly City 15 299 3.25 55000 01/07/22
CA 2539679 1 90 18.00 350000 01/07/97
94015 106990000539679 02 48 2 258000
5.99
744 Tulip CT 2 300 36150.00 03/26/97
Benicia 14 298 2.75 36150 12/26/21
CA 2539544 1 90 18.00 241000 12/26/96
94510 106990000539544 01 32 2 180750
5.99
Santa Barbara 2 299 3.25 89572.63 03/24/97
2539356 14 297 18.00 90000 11/24/21
CA 106990000539356 02 1 90 2 600000 12/24/96
93103 50 450000
5.99
448 West Charleston Road 1 180 11246.98 06/17/97
Palo Alto 14 178 2.25 20000 12/17/11
CA 2538637 1 90 18.00 440000 12/17/96
94306 106990000538637 02 40 2 373750
7.25
5807 Owl Hill Avenue 2 300 16357.09 02/19/97
Santa Rosa 14 297 0.75 16750 11/18/21
CA 2537636 1 95 18.00 335000 11/19/96
95409 106990000537636 02 33 2 301500
9.
13 Merano 2 300 37500.00 04/03/97
Laguna Niguel 14 299 2.75 37500 01/02/22
CA 2540036 1 90 18.00 252000 01/02/97
92677 106990000540036 01 45 2 187500
5.99
36 Parker AVE 2 300 64454.98 04/14/97
Atherton 14 299 1.00 121500 01/14/22
CA 2540014 1 80 18.00 525000 01/14/97
94027 106990000540014 02 45 2 298437
5.99
3175 Hancock Place 1 180 109724.22 07/09/97
Fremont 14 179 1.00 110500 01/09/12
CA 2539958 1 75 18.00 387500 01/09/97
94538 106990000539958 01 38 2 180000
7.25
3200 & 3204 El Segundo 2 299 811.09 04/07/97
Lynwood 15 298 3.25 24900 12/07/21
CA 2539942 1 90 18.00 166000 01/07/97
90262 106990000539942 02 47 2 124500
5.99
25 Wistaria Way 2 299 80860.86 07/09/97
Piedmont 14 298 3.25 81400 12/09/21
CA 2539927 1 90 18.00 720000 01/09/97
94611 106990000539927 02 41 2 563000
7.25
3106 S St. Paul ST 2 300 5622.33 06/23/97
Denver 14 298 0.25 20000 12/23/21
CO 2538794 1 80 18.00 325000 12/23/96
80210 108990000538794 02 20 2 240000
7.25
6668 S Oak CIR 2 299 20000.00 03/18/97
Littleton 09 297 0.50 20000 11/18/21
CO 2538392 1 71 18.00 321500 12/18/96
80127 108990000538392 01 32 2 207000
5.99
1618 S Shadydale AVE 1 179 25746.93 04/09/97
West Covina 14 178 3.25 26000 12/09/11
CA 2540184 1 82 18.00 176000 01/09/97
91790 106990000540184 02 39 2 117863
5.99
Topanga Area 2 300 0.50 26335.01 07/06/97
2540140 14 299 18.00 30000 01/06/22
CA 106990000540140 02 1 80 2 355000 01/06/97
90290 42 253136
7.25
6 BELFORT 3 180 41584.11 07/21/97
NEWPORT COAST 09 179 2.25 45000 01/21/12
CA 2540115 1 88 24.00 370000 01/21/97
92657 106990000540115 02 41 2 280482
7.25
2 Point Loma DR 2 299 94351.91 07/09/97
Newport Beach 09 298 3.25 95000 12/09/21
CA 2540112 1 81 18.00 1000000 01/09/97
92625 106990000540112 01 40 2 712500
7.25
1512 E Starpass DR 2 300 49529.53 03/20/97
Fresno 14 298 0.75 50000 12/20/21
CA 2540097 1 68 18.00 391000 12/20/96
93720 106990000540097 02 21 2 214600
5.99
1088 Kitchener Circle 2 300 21361.86 07/10/97
San Jose 14 299 2.25 21500 01/10/22
CA 2540069 1 85 18.00 215500 01/10/97
95121 106990000540069 01 34 2 161600
7.25
3030 33rd ST 1 180 20860.18 03/13/97
San Diego 14 178 2.25 20908 12/01/11
CA 2540059 1 90 18.00 139388 12/13/96
92104 106990000540059 01 43 2 104541
5.99
2720 East Villa Real Drive 2 300 99278.98 04/09/97
Orange 14 299 3.25 100000 01/09/22
CA 2539917 1 83 18.00 663000 01/09/97
92867 106990000539917 02 43 2 444347
5.99
1312 Cotterell DR 1 180 30000.00 05/15/97
San Jose 14 177 2.75 30000 11/15/11
CA 2537729 1 85 18.00 212000 11/15/96
95121 106990000537729 01 40 2 150000
7.25
2525 E 16th ST 7 1 179 14000.00 0
Newport Beach 04 176 3.75 24000 10/06/11
CA 2538627 1 88 18.00 254000 11/06/96
92663 106990000538627 02 47 2 198000
12.
241 SUMMER ST 3 180 3000.00 07/14/97
SOMERVILLE 14 179 0.75 60000 01/14/12
MA 2540076 1 75 18.00 176000 01/14/97
02143 125990000540076 02 26 2 71798
7.25
15 Cameron LN 2 300 49765.64 03/27/97
Marstons Mills 14 298 1.50 50000 12/27/21
MA 2539924 1 71 18.00 325000 12/27/96
02648 125990000539924 02 48 2 180000
5.99
Holliston 2 300 2.25 49746.16 04/02/97
2520130 14 299 18.00 50000 01/02/22
MA 125990000520130 01 1 90 2 520000 01/02/97
01746 35 413600
5.99
14425 Ansted RD 2 300 99541.56 03/24/97
Silver Spring 14 298 2.00 100000 12/24/21
MD 2540165 1 77 18.00 256000 12/24/96
20905 124990000540165 02 31 2 95434
5.99
1207 Milan ST 2 300 36665.95 03/12/97
New Orleans 14 298 2.00 36750 12/12/21
LA 2539143 1 89 18.00 250000 12/12/96
70115 122990000539143 01 28 2 183750
5.99
12518 GODDARD 3 180 14929.79 07/17/97
OVERLAND PARK 14 179 1.00 20000 01/17/12
KS 2540084 1 77 24.00 260000 01/17/97
66213 120990000540084 02 37 2 179976
7.25
55912 RIVERDALE DR 3 180 7136.00 07/17/97
ELKHART 14 179 2.75 25000 01/17/12
IN 2540077 1 84 21.00 98000 01/17/97
46514 118990000540077 02 31 2 57202
7.25
1705 Schilling Loop Road 1 180 29789.38 07/10/97
Post Falls 14 179 1.00 45000 01/10/12
ID 2539987 1 69 18.00 250000 01/10/97
83854 116990000539987 02 37 2 127000
7.25
9220 W Beacon Light RD 2 300 18400.00 06/06/97
Star 14 298 2.75 18400 12/06/21
ID 2537757 1 90 18.00 123000 12/06/96
83669 116990000537757 02 27 2 92250
7.25
1862 Allgood RD 2 300 46444.99 12/17/96
Marietta 14 295 0.75 72000 09/16/21
GA 2519288 1 74 18.00 382000 09/17/96
30062 113990000519288 02 40 2 207000
9.
12110 92nd N 3 180 24192.83 07/07/97
SEMINOLE 14 179 1.00 24600 01/07/12
FL 2540159 1 81 18.00 114000 01/07/97
33772 112990000540159 02 44 2 67034
7.25
15450 Longbow Drive 2 300 47242.00 07/03/97
Los Angeles- 14 299 2.25 47500 01/03/22
CA 2539750 1 90 18.00 475000 01/03/97
91403 106990000539750 01 30 2 380000
7.25
60-62 17th Street 2 300 95650.19 06/24/97
Hermosa Beach 15 298 2.75 96000 12/24/21
CA 2539737 1 90 18.00 640000 12/24/96
90254 106990000539737 01 41 2 480000
7.25
Agoura Hills 2 300 2.75 76597.06 07/06/97
2539732 09 299 18.00 77000 01/06/22
CA 106990000539732 02 1 88 2 790000 01/06/97
91301 25 616000
7.25
8016 Via Latina 2 299 16800.00 07/03/97
Los Angeles- 04 298 3.25 16800 12/03/21
CA 2539703 1 90 18.00 168000 01/03/97
91504 106990000539703 01 47 2 134400
7.25
1450 Sanchez ST 2 301 49770.78 03/24/97
San Francisco 14 299 2.25 50000 01/01/22
CA 2539695 1 90 18.00 500000 12/24/96
94131 106990000539695 01 42 2 400000
5.99
201 Leland CT 2 300 14923.84 03/27/97
Middletown 14 298 3.75 15000 12/27/21
OH 2539730 1 87 18.00 125000 12/27/96
45044 139990000539730 02 41 2 93750
5.99
45 N Lyle AVE 1 180 29773.84 04/13/97
Tenafly 14 179 0.50 30000 01/13/12
NJ 2539957 1 61 18.00 310000 01/13/97
07670 134990000539957 02 37 2 156144
5.99
2862 La Palma Drive 1 179 26728.71 06/23/97
Laughlin 14 177 2.75 27000 11/23/11
NV 2539124 1 90 18.00 120000 12/23/96
89029 132990000539124 02 45 2 80999
7.25
2048 44th ST NW 2 300 11008.29 03/26/97
Rochester 14 298 2.25 11100 12/26/21
MN 2539892 1 90 18.00 74000 12/26/96
55901 127990000539892 02 43 2 55500
5.99
8102 DUNGARVIN DR 3 180 9497.00 07/03/97
GRAND BLANC 09 179 2.00 14000 01/03/12
MI 2540156 1 88 18.00 105400 01/03/97
48439 126990000540156 02 28 2 77930
7.25
2115 Watkins Lake RD 3 180 20000.00 07/14/97
Waterford 14 179 3.25 65000 01/14/12
MI 2540104 1 84 18.00 465000 01/14/97
48328 126990000540104 02 43 2 325000
7.25
39350 CADBOROUGH 3 180 21673.71 07/10/97
CLINTON 14 179 2.25 25000 01/10/12
MI 2540094 1 89 18.00 170000 01/10/97
48038 126990000540094 02 37 2 125601
7.25
26440 Drummond CT 3 180 41200.00 07/22/97
Franklin 14 179 3.00 41250 01/22/12
MI 2539925 1 90 18.00 275000 01/22/97
48025 126990000539925 02 23 2 206250
7.25
Sandy 3 179 0.50 32715.35 06/13/97
2540085 14 177 24.00 35000 11/13/11
UT 149990000540085 02 1 78 2 167500 12/13/96
84092 43 94915
7.25
2502 E Lynwood DR 3 179 58500.00 06/30/97
Salt Lake City 14 177 2.75 58500 11/30/11
UT 2539775 1 90 24.00 585000 12/30/96
84109 149990000539775 02 37 2 468000
7.25
4190 W 400 S 2 300 114884.95 03/19/97
Ogden 14 298 4.00 115300 12/19/21
UT 2520652 1 90 18.00 212000 12/19/96
84404 149990000520652 02 45 2 75500
5.99
1403 Park Avenue 203 2 300 23000.00 02/04/97
Park City 04 297 3.75 23000 11/04/21
UT 2518877 2 90 18.00 230000 11/04/96
84060 149990000518877 02 49 2 183776
12.
2300 River RD 16 1 180 49705.13 04/02/97
Yakima 14 179 1.00 50000 01/02/12
WA 2519847 1 70 18.00 235000 01/02/97
98902 153990000519847 02 37 2 113000
5.99
12150 NE 28th ST 2 300 167500.00 06/26/97
Bellevue 14 298 1.75 175000 12/26/21
WA 2540137 1 80 18.00 720000 12/26/96
98005 153990000540137 02 43 2 401000
7.25
285 Redwood Way 2 299 23791.31 02/14/97
Goleta 14 296 2.75 40000 10/14/21
CA 2519429 1 88 18.00 260000 11/14/96
93117 106990000519429 02 31 2 188785
11.
366 Rendezvous DR 2 299 18752.28 01/17/97
Lafayette 14 295 2.25 19000 09/17/21
CO 2517627 1 90 18.00 215000 10/17/96
80026 108990000517627 02 40 2 174370
10.5
104 Dakota AVE 2 300 31292.56 02/06/97
Whitefish 14 297 1.00 49900 11/06/21
MT 2519000 1 78 18.00 108000 11/06/96
59937 130990000519000 02 48 2 33303
9.25
4200 Green Valley School RD 3 180 49945.00 01/15/97
Sebastopol 14 176 1.00 50000 10/15/11
CA 2516418 1 53 24.00 300000 10/15/96
95472 106990000516418 02 26 2 107118
9.25
5809 S Garner CT 2 300 19840.63 01/07/97
Salt Lake City 14 296 2.75 20000 10/07/21
UT 2517048 1 90 18.00 115000 10/07/96
84118 149990000517048 02 40 2 82390
11.
Sacramento 1 179 0.50 22678.39 05/27/97
2537438 14 176 18.00 22900 10/27/11
CA 106990000537438 02 1 31 2 75000 11/27/96
95838 44 0
7.25
4151 Woodridge RD 2 300 49433.18 04/25/97
Miami 14 296 2.75 50000 10/25/21
FL 2517686 1 85 18.00 310000 10/25/96
33133 112990000517686 02 38 2 212882
7.25
1354 N Pacific AVE 1 180 31830.20 01/22/97
Glendale 14 176 1.00 50000 10/21/11
CA 2517774 1 49 18.00 180000 10/21/96
91202 106990000517774 02 32 2 36917
9.25
14255 N 21st ST 2 300 5073.84 03/27/97
Phoenix 14 298 2.25 15000 12/27/21
AZ 2539760 1 84 18.00 170000 12/27/96
85022 104990000539760 02 38 2 127500
5.99
7140 Ledgewood 3 180 66089.85 05/29/97
Fenton 14 177 3.25 67500 11/29/11
MI 2539796 1 87 18.00 700000 11/29/96
48430 126990000539796 02 41 2 540000
7.25
2356 Hiller 3 180 41500.00 07/21/97
West Bloomfield 14 179 3.25 41500 01/21/12
MI 2539907 1 90 18.00 225000 01/21/97
48324 126990000539907 02 45 2 161000
7.25
45348 Harmony LN 3 180 49649.35 07/22/97
Belleville 14 179 2.00 49700 01/22/12
MI 2539946 1 73 18.00 220000 01/22/97
48111 126990000539946 02 43 2 109300
7.25
3277 Bloomfield Park DR 3 180 49999.50 07/27/97
West Bloomfield 14 179 3.25 72000 01/27/12
MI 2540025 1 90 18.00 480000 01/27/97
48323 126990000540025 01 25 2 360000
7.25
1315 Cole 3 180 19319.46 07/21/97
Birmingham 14 179 2.75 19600 01/21/12
MI 2540095 1 90 18.00 131000 01/21/97
48009 126990000540095 02 39 2 98250
7.25
1201 Westbrook AVE 2 300 9942.66 03/31/97
Richmond 14 298 3.25 10000 12/31/21
VA 2539903 1 82 18.00 125000 12/31/96
23227 151990000539903 02 46 2 92000
5.99
225 Primavera CIR 2 300 30360.17 03/26/97
Sterling 14 298 2.75 30500 12/26/21
VA 2539898 1 90 18.00 270000 12/26/96
20165 151990000539898 02 40 2 212500
5.99
Sterling 2 300 2.75 10929.71 04/06/97
2539865 14 299 18.00 11000 01/06/22
VA 151990000539865 02 1 90 2 153500 01/06/97
20164 39 126624
5.99
1521 Ninth ST 2 300 26238.63 03/31/97
Los Osos 14 298 2.50 26400 12/31/21
CA 2540024 1 90 18.00 176000 12/31/96
93402 106990000540024 02 21 2 131900
5.99
537 Moreno AVE 1 179 4902.28 04/09/97
Los Angeles 14 178 1.00 50000 12/09/11
CA 2539954 1 48 18.00 930000 01/09/97
90049 106990000539954 02 30 2 396000
5.99
3942 Denwood AVE 2 299 29613.21 07/08/97
Los Alamitos 14 298 2.75 30000 12/08/21
CA 2539825 1 90 18.00 300000 01/08/97
90720 106990000539825 01 39 2 240000
7.25
465 & 467 East McKinley 2 300 36769.65 04/06/97
Sunnyvale 15 299 2.25 37000 01/06/22
CA 2539709 1 90 18.00 370500 01/06/97
94086 106990000539709 01 41 2 296400
5.99
1267 Ballard CT 2 300 21895.53 03/23/97
San Jose 14 298 1.00 22000 12/23/21
CA 2539582 1 62 18.00 207000 12/23/96
95131 106990000539582 02 41 2 104917
5.99
1829 Rouse Avenue 1 179 17608.49 0
Modesto 14 177 4.25 17800 11/27/11
CA 2539225 1 90 18.00 119000 12/27/96
95351 106990000539225 01 48 2 89250
12.5
2205 Mountain Vista DR 2 299 99118.49 07/14/97
Encinitas 09 298 1.50 100000 12/14/21
CA 2539201 1 54 18.00 415000 01/14/97
92024 106990000539201 02 45 2 121893
7.25
603 East Graves Avenue 2 300 48000.00 02/12/97
Monterey Park 14 297 2.25 48000 11/12/21
CA 2539092 1 86 18.00 340000 11/12/96
91755 106990000539092 02 40 2 243750
10.5
201 Navigator Drive 2 299 30088.40 02/16/97
Scotts Valley 14 296 2.75 30150 10/16/21
CA 2537393 1 90 18.00 304000 11/16/96
95066 106990000537393 01 40 2 241300
11.
1233 11th Street 2 300 28500.00 05/21/97
Santa Monica 15 297 1.50 50000 11/21/21
CA 2521223 1 80 18.00 465000 11/21/96
90401 106990000521223 02 49 2 319449
7.25
Palm Desert 1 179 3.50 18727.82 0
2520674 09 170 18.00 19000 04/30/11
CA 106990000520674 02 1 100 2 160000 05/30/96
92211 33 140810
11.75
6762 Dicenza WAY 2 300 14515.33 03/10/97
San Diego 14 298 2.25 15000 12/10/21
CA 2537696 1 87 18.00 212000 12/10/96
92119 106990000537696 02 40 2 168700
5.99
4025 SW 152nd AVE 3 180 26830.00 0
Miramar 09 177 3.50 67300 11/14/11
FL 2519980 1 100 18.00 177000 11/14/96
33127 112990000519980 02 29 2 109647
11.75
5244 S Alvera Circle 3 179 156600.00 07/02/97
Salt Lake City 14 178 1.50 156600 12/02/11
UT 2521301 1 64 24.00 305000 01/02/97
84117 149990000521301 02 50 2 36558
7.25
3263 Woodview Lake RD 3 180 61500.00 07/17/97
West Bloomfield 14 179 3.75 61500 01/17/12
MI 2539874 1 90 18.00 385000 01/17/97
48323 126990000539874 02 36 2 285000
7.25
7031 Bedrock RD 2 300 24530.01 04/13/97
Alexandria 09 299 3.25 24700 01/13/22
VA 2540004 1 90 18.00 247000 01/13/97
22306 151990000540004 01 48 2 197600
5.99
2860 E 3185 S 3 179 31971.72 06/30/97
Salt Lake City 14 177 0.25 35000 11/30/11
UT 2540073 1 19 24.00 194000 12/31/96
84109 149990000540073 02 22 2 0
7.25
6616 West 10760 North 1 180 147778.97 04/06/97
Highland 14 179 1.00 149000 01/06/12
UT 2540011 1 80 18.00 425000 01/06/97
84003 149990000540011 02 19 2 191000
5.99
1506 Plata WAY 2 299 30218.49 07/11/97
Sandy 14 298 0.50 50000 12/10/21
UT 2539664 1 76 18.00 137000 01/10/97
84093 149990000539664 02 43 2 54112
7.25
7907 West 129th Terrace 2 300 32400.00 01/11/97
Overland Park 09 296 2.75 32400 10/11/21
KS 2518398 1 90 18.00 216000 10/11/96
66213 120990000518398 01 50 2 162000
11.
42684 Brantwood CT 1 180 30857.88 03/24/97
Fremont 14 178 2.75 31000 12/24/11
CA 2520927 1 90 18.00 207000 12/24/96
94538 106990000520927 01 31 2 155250
5.99
San Jose 2 299 2.75 64486.00 02/15/97
2537456 14 296 18.00 64486 10/15/21
CA 106990000537456 02 1 90 2 190000 11/15/96
95124 35 105954
11.
35959 Cabrillo DR 2 300 27000.00 0
Fremont 14 298 2.75 27000 12/06/21
CA 2538226 1 90 18.00 180000 12/06/96
94536 106990000538226 02 45 2 135000
11.
3827 Megan LN 2 300 99562.36 06/19/97
Encinitas 14 298 2.75 100000 12/19/21
CA 2538744 1 89 18.00 765000 12/19/96
92024 106990000538744 02 49 2 573750
7.25
671 Saddle LN 1 179 7000.00 02/21/97
Ojai 09 176 1.00 49200 10/21/11
CA 2538825 1 58 18.00 395000 11/21/96
93023 106990000538825 02 50 2 176700
9.25
371 North Eldorado Street 2 299 32866.64 06/17/97
San Mateo 14 297 1.50 33000 11/17/21
CA 2539060 1 80 18.00 272000 12/17/96
94401 106990000539060 02 49 2 183000
7.25
180 Arapahoe 2 299 11952.86 03/20/97
Carbondale 09 297 2.25 30000 11/20/21
CO 2539976 1 89 18.00 228000 12/20/96
81623 108990000539976 02 39 2 171000
5.99
5568 S Jasper 1 179 24651.80 03/20/97
Aurora 14 177 1.00 43000 11/20/11
CO 2539115 1 75 18.00 327000 12/20/96
80015 108990000539115 02 20 2 201304
5.99
185 Mark TRL 2 301 26489.27 02/05/97
Atlanta 14 298 2.00 31500 12/01/21
GA 2518558 1 82 18.00 237500 11/05/96
30328 113990000518558 02 29 2 161250
10.25
2473 Glenwood AVE 2 300 14895.34 06/26/97
Atlanta 14 298 2.75 15000 12/26/21
GA 2540002 1 88 18.00 72000 12/26/96
30317 113990000540002 02 31 2 48100
7.25
8303 SW 8th AVE 2 299 24850.90 07/16/97
Portland 14 298 0.25 47000 12/16/21
OR 2540050 1 77 18.00 172000 01/16/97
97219 141990000540050 02 29 2 84480
7.25
2225 Foots Creek RD 2 299 22518.57 04/15/97
Gold Hill 14 298 2.00 30000 12/15/21
OR 2539985 1 89 18.00 200000 01/15/97
97525 141990000539985 02 30 2 146893
5.99
Tualatin 1 180 3.25 40000.00 06/05/97
2538866 14 178 18.00 40000 12/05/11
OR 141990000538866 02 1 89 2 275000 12/05/96
97062 38 203000
7.25
6120 TUSCANY CIR NW 3 180 24771.92 07/04/97
CANTON 14 179 1.00 32900 01/04/12
OH 2540037 1 76 21.00 278000 01/04/97
44718 139990000540037 02 39 2 177998
7.25
25 Satmar DR 2 299 119666.49 03/12/97
Monroe 14 297 1.75 120000 11/21/21
NY 2538128 1 75 18.00 160000 12/12/96
10950 136990000538128 02 28 2 0
5.99
3767 Crestway DR 3 180 0.00 07/18/97
Bloomfield 14 179 3.00 58900 01/18/12
MI 2539860 1 90 18.00 393000 01/18/97
48301 126990000539860 02 27 2 294750
7.25
8357 Winters LN 3 180 28900.00 07/18/97
Whitmore Lake 14 179 2.00 28900 01/18/12
MI 2539850 1 65 18.00 166000 01/18/97
48189 126990000539850 02 50 2 78500
7.25
1407 N Pleasant 3 180 24579.45 07/20/97
Royal Oak 14 179 1.50 50000 01/20/12
MI 2539790 1 72 18.00 171500 01/20/97
48067 126990000539790 02 44 2 73294
7.25
7445 Paddle Wheel CT 3 180 0.00 07/20/97
Bloomfield Hills 14 179 1.50 70000 01/20/12
MI 2539781 1 70 18.00 400000 01/20/97
48301 126990000539781 02 37 2 209400
7.25
2629 N PORTER 3 180 19993.69 07/16/97
WICHITA 14 179 3.00 20000 01/16/12
KS 2540015 1 94 24.00 150000 01/16/97
67204 120990000540015 02 29 2 120942
7.25
12604 20th Avenue South 2 299 41855.30 06/19/97
Seattle 14 297 2.50 42000 11/19/21
WA 2539217 1 91 18.00 120000 12/19/96
98168 153990000539217 02 26 2 66810
7.25
6388 Menlo Street 2 300 35500.00 12/03/96
Simi Valley 14 295 2.25 35500 09/03/21
CA 2513655 1 90 18.00 237000 09/03/96
93063 106990000513655 02 39 2 177750
10.5
38 Salmon Road 2 299 37956.14 04/22/97
Alameda 14 295 2.25 38350 09/22/21
CA 2516728 1 90 18.00 384000 10/22/96
94502 106990000516728 01 44 2 307150
7.25
Lancaster 2 300 0.25 16075.76 02/18/97
2519701 14 297 18.00 16200 11/18/21
PA 142990000519701 01 1 80 2 280000 11/18/96
17601 29 207000
8.5
4318 OAKS BLUFF 3 180 16639.15 07/08/97
LITTLE ROCK 14 179 0.75 20000 01/08/12
AR 2540045 1 65 18.00 180000 01/08/97
72212 105990000540045 02 20 2 96512
7.25
350 West 400 North 1 180 30632.70 07/09/97
Lindon 14 179 2.50 30800 01/09/12
UT 2539713 1 90 18.00 145000 01/09/97
84042 149990000539713 02 26 2 99689
7.25
8885 South 1240 West 2 300 21150.00 02/22/97
West Jordan 14 297 2.50 21150 11/22/21
UT 2521040 1 85 18.00 150000 11/22/96
84088 149990000521040 01 30 2 105750
10.75
1764 Chemawa Road N.E. 2 299 13436.00 06/09/97
Keizer 14 297 0.50 44300 11/09/21
OR 2539830 1 80 18.00 117500 12/09/96
97303 141990000539830 02 33 2 49630
7.25
2205 NE 8th PL 2 299 6146.24 04/16/97
Gresham 14 298 2.00 21400 12/16/21
OR 2539815 1 90 18.00 102000 01/16/97
97030 141990000539815 02 29 2 70367
5.99
606 S W Evans Street 2 300 41800.56 03/23/97
Portland 14 298 2.75 42000 12/23/21
OR 2539747 1 90 18.00 200000 12/23/96
97219 141990000539747 02 28 2 137903
5.99
15 ANFRED WALK 3 180 7566.68 07/13/97
ST LOUIS 04 179 0.75 20000 01/13/12
MO 2539844 1 71 20.00 59000 01/13/97
63132 129990000539844 02 25 2 21864
7.25
7609 119th AVE N 2 300 2899.78 03/13/97
Champlin 14 298 2.25 21600 12/13/21
MN 2539397 1 90 18.00 129000 12/13/96
55316 127990000539397 02 39 2 94500
5.99
2856 Pinto 3 180 0.00 07/17/97
Commerce 14 179 3.00 40000 01/17/12
MI 2539712 1 90 18.00 175000 01/17/97
48382 126990000539712 02 25 2 117000
7.25
10055 E Larkspur DR 2 300 15010.50 03/27/97
Scottsdale 09 298 2.75 59000 12/27/21
AZ 2539630 1 90 18.00 355000 12/27/96
85260 104990000539630 02 39 2 260000
5.99
Mesa 2 300 2.25 7599.52 03/02/97
2538174 14 298 18.00 11000 12/02/21
AZ 104990000538174 02 1 90 2 52000 12/02/96
85208 38 35600
5.99
16919 Donna Ynez Lane 1 179 155000.00 02/16/97
Los Angeles 14 176 1.00 155000 10/16/11
CA 2521361 1 65 18.00 565000 11/16/96
90272 106990000521361 02 30 2 207000
9.25
2534 Lesserman ST 1 180 29995.39 02/18/97
Torrance 14 177 3.25 30000 11/18/11
CA 2521339 1 88 18.00 245000 11/18/96
90503 106990000521339 01 36 2 184471
11.5
206 Stockbridge 3 180 3905.41 07/17/97
Gregory 14 179 2.75 15300 01/17/12
MI 2539728 1 90 18.00 102000 01/17/97
48137 126990000539728 02 45 2 76500
7.25
207 W OAK 3 180 26575.37 07/14/97
NIXA 14 179 1.00 26800 01/14/12
MO 2539855 1 72 20.00 130000 01/14/97
65714 129990000539855 02 33 2 66153
7.25
2244 Bowie CIR 2 300 26518.63 03/17/97
Henderson 14 298 2.25 27500 12/17/21
NV 2539647 1 90 18.00 275000 12/17/96
89014 132990000539647 01 32 2 220000
5.99
9909 NW 74th ST 2 300 20323.04 03/30/97
Weatherby Lake 09 298 0.25 23600 12/30/21
MO 2539901 1 80 18.00 145000 12/30/96
64152 129990000539901 02 26 2 92332
5.99
230 SW 130 TH ST 3 180 11529.47 07/15/97
BURIEN 14 179 0.75 30000 01/15/12
WA 2539947 2 69 25.00 135000 01/15/97
98146 153990000539947 02 28 2 63048
7.25
2915 Yolanda Street 1 180 24800.00 03/02/97
Springfield 14 178 2.75 24800 12/02/11
OR 2537566 1 90 18.00 200000 12/02/96
97478 141990000537566 02 42 2 155194
11.
6765 Apollo Drive 3 179 47595.20 01/10/97
West Linn 14 175 2.00 48000 09/10/11
OR 2516643 1 85 18.00 300000 10/10/96
97068 141990000516643 01 15 2 207000
10.25
20652 CUTWATER PL 3 180 7508.50 07/11/97
STERLING 09 179 2.75 32300 01/11/12
VA 2539833 1 90 24.00 323500 01/11/97
20165 151990000539833 02 32 2 258800
7.25
SALT LAKE CITY 3 180 0.75 21812.40 07/15/97
2539866 14 179 24.00 64000 01/15/12
UT 149990000539866 02 1 80 2 158000 01/15/97
84109 23 62238
7.25
889 Scott CT 2 299 39515.95 07/16/97
Campbell 14 298 2.50 40000 12/16/21
CA 2539813 1 82 18.00 310000 01/16/97
95008 106990000539813 02 29 2 214000
7.25
2021 South La Quinta Court 1 179 34264.64 07/10/97
La Habra 09 178 2.25 34500 12/10/11
CA 2539799 1 90 18.00 345000 01/10/97
90631 106990000539799 01 36 2 276000
7.25
20649 Santiago Canyon Road 1 179 3055.98 03/26/97
Orange 14 177 3.25 100000 11/26/11
CA 2539798 1 90 18.00 455000 12/26/96
92669 106990000539798 02 21 2 306724
5.99
33751 Donegal Lane 2 299 63372.24 06/23/97
San Juan 09 297 3.25 90000 11/23/21
CA 2539792 1 90 18.00 740000 12/23/96
92675 106990000539792 02 50 2 573330
7.25
13301 Norris Avenue 2 300 37363.35 06/26/97
Los Angeles- 14 298 2.25 37500 12/26/21
CA 2539740 1 90 18.00 250000 12/26/96
91342 106990000539740 02 42 2 187500
7.25
505 Kansas Street 2 300 13481.21 06/26/97
El Segundo 14 298 0.50 14100 12/26/21
CA 2539739 1 80 18.00 282000 12/26/96
90245 106990000539739 01 36 2 211500
7.25
4750 Elderberry Avenue 2 300 13062.92 07/03/97
Moorpark RFC01 299 2.25 13200 01/03/22
CA 2539736 1 84 18.00 135000 01/03/97
93021 106990000539736 02 44 2 99000
7.25
54 La Paloma 2 299 9945.95 03/31/97
Dana Point 04 297 2.25 25000 11/30/21
CA 2539717 1 86 18.00 280000 12/31/96
92629 106990000539717 02 45 2 214600
5.99
9775 Los Lagos CIR N 2 300 55719.87 06/20/97
Loomis 09 298 3.75 77000 12/20/21
CA 2539716 1 90 18.00 540000 12/20/96
95650 106990000539716 02 50 2 409000
7.25
19 Stonebrook 2 300 89690.79 03/16/97
Irvine 09 298 1.00 90000 12/16/21
CA 2539425 1 80 18.00 371600 12/16/96
92620 106990000539425 01 39 2 206800
5.99
Newbury Park 2 300 0.25 8947.26 03/23/97
2539315 14 298 18.00 15000 12/23/21
CA 106990000539315 02 1 54 2 270000 12/23/96
91320 23 129300
5.99
336 Via Pasqual 2 300 33490.21 03/20/97
Redondo Beach 14 298 2.25 33650 12/20/21
CA 2539264 1 90 18.00 337000 12/20/96
90277 106990000539264 01 40 2 269200
5.99
641 Eardley AVE 2 299 30000.00 03/20/97
Pacific Grove 14 297 2.25 48000 11/20/21
CA 2538859 1 90 18.00 320000 12/20/96
93950 106990000538859 02 47 2 240000
5.99
2178 Coley Avenue 1 180 18523.88 03/19/97
Escalon 14 178 1.00 18600 12/19/11
CA 2538824 1 19 18.00 98000 12/19/96
95320 106990000538824 02 32 2 0
5.99
4553 Cimarron River Court 2 299 35149.65 03/05/97
San Jose RFC01 297 0.50 50000 11/05/21
CA 2538609 1 80 18.00 175000 12/05/96
95136 106990000538609 02 45 2 90000
5.99
11599 Raintree Spring CT 2 300 48863.82 03/13/97
Cupertino 09 298 2.25 49000 12/13/21
CA 2538007 1 90 18.00 490000 12/13/96
95014 106990000538007 02 13 2 392000
5.99
5867 Cardoza Drive 2 299 23940.16 06/09/97
Westlake Village 09 297 4.25 28000 11/09/21
CA 2537817 1 90 18.00 275000 12/09/96
91362 106990000537817 02 13 2 218729
7.25
963 Bearclaw Court 2 300 26831.91 04/03/97
Thousand Oaks- 14 299 2.25 32500 01/03/22
CA 2539748 1 90 18.00 325000 01/03/97
91320 106990000539748 02 31 2 260000
5.99
419 Daytona Drive 2 300 18921.38 03/26/97
Goleta 09 298 1.00 50000 12/26/21
CA 2539743 1 76 18.00 226500 12/26/96
93117 106990000539743 02 44 2 120388
5.99
8 Muirfield 2 300 47549.86 07/03/97
Trabuco Canyon 09 299 0.50 47800 01/03/22
CA 2539741 1 80 18.00 328000 01/03/97
92679 106990000539741 02 32 2 214600
7.25
67 Murray AVE 3 180 74800.00 06/30/97
Larkspur 14 178 2.25 74800 12/31/11
CA 2539857 1 90 24.00 750000 12/31/96
94939 106990000539857 01 27 2 598400
7.25
Watsonville 2 300 3.25 23836.27 07/03/97
2539854 14 299 18.00 24000 01/03/22
CA 106990000539854 02 1 90 2 200000 01/03/97
95076 39 156000
7.25
17812 Caballo Drive 2 300 70476.42 04/07/97
Yorba Linda 14 299 1.50 71000 01/07/22
CA 2539845 1 18 18.00 399000 01/07/97
92686 106990000539845 02 42 2 0
5.99
1555 Tindall Ranch RD 2 300 33377.45 07/10/97
Watsonville 14 299 2.25 33600 01/10/22
CA 2539922 1 90 18.00 224500 01/10/97
95076 106990000539922 01 38 2 168375
7.25
27843 N AMBERWOODE LN 3 180 30880.18 07/17/97
VALENCIA 09 179 2.25 36000 01/17/12
CA 2539908 1 86 24.00 284990 01/17/97
91354 106990000539908 02 38 2 206857
7.25
193 Longfellow Street 2 300 49348.97 07/13/97
Thousand Oaks 14 299 2.75 50000 01/13/22
CA 2539899 1 90 18.00 285000 01/13/97
91360 106990000539899 02 44 2 205141
7.25
2466 Balfour Avenue 2 300 3408.00 04/10/97
Fullerton 14 299 0.50 16000 01/10/22
CA 2539840 1 13 18.00 150000 01/10/97
92831 106990000539840 02 37 2 3319
5.99
1012 Franklin Court 2 300 99357.53 07/09/97
Simi Valley 14 299 2.75 100000 01/09/22
CA 2539831 1 82 18.00 385000 01/09/97
93065 106990000539831 01 34 2 214000
7.25
318 Boyd AVE 2 300 26720.53 03/16/97
Takoma Park 14 298 2.25 27000 12/16/21
MD 2539199 1 90 18.00 280000 12/16/96
20912 124990000539199 02 27 2 224000
5.99
205 Beckwith ST 2 300 33000.00 05/22/97
Gaithersburg 14 297 1.00 40000 11/22/21
MD 2537492 1 78 18.00 335000 11/22/96
20878 124990000537492 02 47 2 219739
7.25
403 E 5th 3 180 5000.00 07/15/97
SHERIDAN 14 179 1.00 20000 01/15/12
IN 2539918 1 79 21.00 89000 01/15/97
46069 118990000539918 02 39 2 49473
7.25
17601 Camelot DR 1 180 20900.28 03/21/97
Lowell 14 178 3.50 21000 12/23/11
IN 2539711 1 92 18.00 98000 12/23/96
46356 118990000539711 02 30 2 68916
5.99
Barrington 2 300 2.25 44100.00 04/21/97
2518041 14 296 18.00 44100 10/21/21
IL 117990000518041 02 1 90 2 280000 10/21/96
60010 31 207000
7.25
2 2 300 3750.99 04/10/97
Grangeville 14 299 0.50 24900 01/10/22
ID 2539897 1 80 18.00 164750 01/10/97
83530 116990000539897 02 35 2 106847
5.99
12155 Magnolia CIR 2 300 48012.36 03/13/97
Alpharetta 09 298 2.75 48000 12/12/21
GA 2538550 1 88 18.00 330000 12/13/96
30202 113990000538550 01 50 2 240000
5.99
5135 Falcon Chase LN 3 180 7100.00 02/27/97
Atlanta 14 177 1.00 50000 11/27/11
GA 2521349 1 12 24.00 425000 11/22/96
30342 113990000521349 02 26 2 0
9.25
7461 S Sheridan CT 2 299 46354.80 03/12/97
Littleton 14 297 0.50 50000 11/12/21
CO 2539244 1 34 18.00 172000 12/12/96
80123 108990000539244 02 13 2 8377
5.99
729 N White RD 2 300 24800.00 06/23/97
San Jose 14 298 0.50 24800 12/23/21
CA 2539759 1 80 18.00 260000 12/23/96
95127 106990000539759 02 45 2 183113
7.25
2000 Kornat Drive 2 299 34333.17 06/26/97
Costa Mesa 14 297 2.25 34500 11/26/21
CA 2539757 1 90 18.00 346000 12/26/96
92626 106990000539757 01 43 2 276000
7.25
221 Paseo De Granada 3 180 50000.00 07/10/97
Torrance 14 179 2.25 50000 01/10/12
CA 2539749 1 90 24.00 507000 01/10/97
90277 106990000539749 01 21 2 405600
7.25
4316 Fairway DR 2 300 71274.11 01/25/97
Fort Gratiot 14 296 3.25 71550 10/25/21
MI 2516050 1 90 18.00 165000 10/25/96
48059 126990000516050 02 45 2 76913
11.5
17 Windsor Drive 2 300 47120.28 02/18/97
San Carlos 14 297 2.75 47500 11/18/21
CA 2519409 1 90 18.00 475000 11/18/96
94070 106990000519409 01 47 2 380000
11.
95-1006 Kanae Street 2 300 29423.50 01/25/97
Mililani 09 296 2.25 45000 10/25/21
HI 2518016 1 90 18.00 368000 10/25/96
96789 115990000518016 02 34 2 285205
10.5
Morgan Hill 1 180 4.25 36383.89 04/14/97
2517169 09 176 18.00 39400 10/14/11
CA 106990000517169 02 1 88 2 375000 10/14/96
95037 50 287474
7.25
3200 W Union AVE 2 299 46566.48 0
Englewood 14 298 0.25 50000 12/17/21
CO 2540023 1 36 18.00 139000 01/17/97
80110 108910000540023 02 24 2 0
8.5
34321 Violet Lantern 2 299 57491.54 04/08/97
Dana Point 16 295 2.75 58500 09/08/21
CA 2519533 1 90 18.00 585000 10/08/96
92629 106990000519533 01 33 2 468000
7.25
34431 Camino Capistrano 2 301 50772.51 04/01/97
Dana Point 14 297 2.75 51300 11/01/21
CA 2517344 1 90 18.00 513277 10/18/96
92629 106990000517344 01 40 2 410600
7.25
900 Cedar ST 205 2 300 24624.35 03/26/97
El Segundo 04 298 3.25 24750 12/26/21
CA 2520600 1 90 18.00 165000 12/26/96
90245 106990000520600 02 33 2 123750
5.99
24621 Charlton Drive 2 299 30631.19 04/03/97
Laguna Hills 09 298 0.25 40000 12/03/21
CA 2539681 1 32 18.00 335000 01/03/97
92653 106990000539681 02 28 2 67100
5.99
6180 Cahalan Avenue 2 300 26980.34 04/07/97
San Jose 14 299 2.25 27200 01/07/22
CA 2539677 1 90 18.00 272000 01/07/97
95123 106990000539677 02 39 2 217600
5.99
4449 Gable DR 1 179 99393.86 04/02/97
Encino Area 14 178 3.25 100000 12/02/11
CA 2539507 1 84 18.00 650000 01/02/97
91316 106990000539507 02 35 2 441840
5.99
6063 Buffalo ST 2 299 39931.92 07/07/97
Simi Valley 14 298 2.25 40150 12/07/21
CA 2539501 1 86 18.00 282000 01/07/97
93063 106990000539501 01 42 2 200600
7.25
1421 S Allen 3 180 0.00 07/17/97
St. Clair Twp 14 179 2.25 13000 01/17/12
MI 2539646 1 90 18.00 133000 01/17/97
48079 126990000539646 02 44 2 106400
7.25
4261 OLD DOMINION RD 3 180 17962.00 07/09/97
WEST 14 179 1.00 30000 01/09/12
MI 2539697 1 50 18.00 214000 01/09/97
48323 126990000539697 02 33 2 76684
7.25
Milwaukie 1 180 1.00 14068.00 04/25/97
2518773 14 176 18.00 20000 10/25/11
OR 141990000518773 02 1 58 2 170000 10/25/96
97267 33 78000
7.25
32 Longon Hollow DR 1 180 15010.00 04/17/97
Bridgewater 14 179 2.75 31000 01/17/12
NJ 2539812 1 90 18.00 310000 01/17/97
08807 134990000539812 02 38 2 248000
5.99
14404 Dresden 3 180 34000.00 07/16/97
Sterling Heights 14 179 3.75 34000 01/16/12
MI 2539633 1 89 18.00 140000 01/16/97
48312 126990000539633 02 50 2 90100
7.25
21 Marshall ST 2 300 13590.21 07/17/97
North Reading 14 299 1.00 29150 01/16/22
MA 2539589 1 75 18.00 325000 01/16/97
01864 125990000539589 02 43 2 214600
7.25
5564 Eddy Place 1 180 74720.58 0
Boise 14 178 3.00 74800 12/28/11
ID 2539153 1 100 18.00 253000 12/28/96
83703 116990000539153 02 28 2 176952
11.25
1921 GOODE RD 3 180 11918.22 07/13/97
CONYERS 14 179 1.00 25000 01/13/12
GA 2539669 1 74 24.00 217000 01/13/97
30208 113990000539669 02 45 2 134714
7.25
7779 HIGHWAY 282 3 180 13413.95 07/09/97
ALMA 14 179 2.25 14400 01/09/12
AR 2539672 1 87 24.00 115000 01/09/97
72921 104990000539672 02 43 2 84509
7.25
903 W APPLE BLOSSOM 3 180 34600.00 07/09/97
SPRINGDALE 14 179 1.00 34600 01/09/12
AR 2539678 1 71 24.00 113500 01/09/97
72764 104990000539678 02 45 2 45297
7.25
11646 N Cromwell DR 2 299 43988.24 07/10/97
Fountain Hills 14 298 1.00 46000 12/10/21
AZ 2539791 1 76 18.00 240000 01/10/97
85268 104990000539791 02 45 2 134105
7.25
1625 Corina Drive S E 1 179 20000.00 05/29/97
Salem 14 176 1.00 25000 10/29/11
OR 2537379 1 90 18.00 170000 11/29/96
97302 141990000537379 02 38 2 127500
7.25
23276 Beechcrest 3 180 11772.52 05/01/97
Dearborn Heights 14 177 2.00 24500 11/01/11
MI 2518306 1 67 18.00 233000 11/01/96
48126 126990000518306 02 46 2 131470
7.25
Yorba Linda 2 300 1.50 11994.00 06/30/97
2516462 14 298 18.00 87000 12/31/21
CA 106990000516462 02 1 75 2 360000 12/31/96
92686 50 180288
7.25
983 HAVENSPORT 3 180 17098.50 07/13/97
CINCINNITI 14 179 2.25 20700 01/13/12
OH 2539744 1 90 21.00 77000 01/13/97
45240 139990000539744 02 45 2 48558
7.25
109 OAK HILL DR 3 180 15000.00 07/09/97
ROUGEMOUNT 14 179 3.00 20000 01/09/12
NC 2539691 1 91 16.00 100000 01/09/97
27572 137990000539691 02 26 2 70243
7.25
6176 Meadow Haven LN 2 300 14928.77 03/23/97
Las Vegas 09 298 2.75 15000 12/23/21
NV 2539547 1 84 18.00 78000 12/23/96
89103 132990000539547 02 37 2 50077
5.99
4128 Terra Alta DR 2 300 37242.88 03/16/97
San Ramon 14 298 2.25 40000 12/16/21
CA 2539125 1 83 18.00 415000 12/16/96
94583 106990000539125 02 31 2 303948
5.99
809 Gate ST 2 299 13942.71 03/18/97
Pacific Grove 14 297 2.25 14000 11/18/21
CA 2538819 1 81 18.00 248000 12/18/96
93950 106990000538819 02 40 2 186000
5.99
33901 Calle La Primavera 2 300 34829.41 06/20/97
Dana Point 14 298 2.75 41200 12/20/21
CA 2538654 1 90 18.00 395000 12/20/96
92629 106990000538654 02 43 2 314263
7.25
1624 Iris AVE 1 180 6938.58 03/12/97
Torrance 14 178 0.75 50000 12/12/11
CA 2538256 1 61 18.00 395000 12/12/96
90503 106990000538256 02 26 2 187340
5.99
1018 Polaris DR 2 300 106000.00 03/20/97
Newport Beach 14 298 1.50 106000 12/20/21
CA 2538029 1 80 18.00 1060000 12/20/96
92660 106990000538029 01 42 2 742000
5.99
14930 Austin RD 2 300 17480.57 01/01/97
Clearlake 14 297 2.75 17500 11/01/21
CA 2519256 1 81 18.00 112000 11/01/96
95422 106990000519256 02 40 2 72500
11.
3690 Pringle ST 1 180 31458.47 05/18/97
San Diego 14 177 2.25 40000 11/18/11
CA 2521084 1 85 18.00 410000 11/18/96
92110 106990000521084 02 36 2 304800
5.99
Park City 2 301 2.75 4573.84 02/13/97
2519568 14 298 18.00 13000 12/01/21
UT 149990000519568 02 1 84 2 265000 11/13/96
84098 34 207000
11.
10681 S 300 East 3 179 61966.49 06/12/97
Sandy 14 177 1.00 62000 11/12/11
UT 2539822 1 80 24.00 315000 12/12/96
84070 149990000539822 02 39 2 187016
7.25
7 Lindley Road 2 299 0.00 03/18/97
Mercer Island 14 297 1.00 80000 11/18/21
WA 2539114 1 60 18.00 625000 12/18/96
98040 153990000539114 01 40 2 295000
5.99
7258 Arrowstone RD 1 180 10884.76 0
Mechanicsville 14 178 3.00 20300 12/19/11
VA 2539484 1 100 18.00 102000 12/19/96
23111 151990000539484 02 27 2 81590
11.25
1788 Alvarado AVE 2 299 15607.96 07/14/97
Walnut Creek 14 298 1.00 20000 12/14/21
CA 2539742 1 75 18.00 289000 01/14/97
94596 106990000539742 02 34 2 196300
7.25
11 PARDISE CV 3 180 24710.54 07/10/97
LAGUNA NIGUEL 14 179 2.00 50000 01/10/12
CA 2539720 1 89 24.00 445000 01/10/97
92677 106990000539720 02 29 2 345810
7.25
88 Hampden TER 2 299 32279.86 03/26/97
Alhambra 14 297 2.75 58000 11/26/21
CA 2539688 1 90 18.00 229000 12/26/96
91801 106990000539688 02 42 2 148000
5.99
633 BLUE SPRUCE DR 3 180 73154.54 07/09/97
DANVILLE 14 179 3.75 97000 01/09/12
CA 2539684 1 90 24.00 550000 01/09/97
94506 106990000539684 02 49 2 398000
7.25
5120 RANCHITO AVE 3 180 9100.00 07/09/97
SHERMAN OAKS 14 179 2.25 20000 01/09/12
CA 2539674 1 92 24.00 325000 01/09/97
91423 106990000539674 02 38 2 276449
7.25
26665 Katz CT 2 299 13851.63 02/22/97
Clark 14 296 0.50 41000 10/22/21
CO 2537669 1 22 18.00 190000 11/22/96
80428 108990000537669 02 29 2 0
8.75
749 E HOLLAND AVE 2 300 21045.94 04/03/97
Fresno 14 299 3.75 41000 01/03/22
CA 2539819 1 90 18.00 385000 01/03/97
93704 106990000539819 02 46 2 304000
5.99
Spokane 1 179 0.50 34706.77 03/20/97
2539814 14 177 18.00 35000 11/20/11
WA 106990000539814 02 1 80 2 225000 12/20/96
99208 20 145000
5.99
1326 Tofts DR 2 301 64456.67 04/13/97
San Jose 14 300 1.50 65000 02/01/22
CA 2539751 1 73 18.00 234000 01/13/97
95131 106990000539751 02 36 2 103775
5.99
20100 Black RD 2 300 44000.00 03/23/97
Los Gatos 14 298 0.25 50000 12/23/21
CA 2539433 1 36 18.00 750000 12/23/96
95030 106990000539433 02 28 2 214600
5.99
5750 Beaumont Avenue 2 299 24731.28 03/24/97
La Jolla 14 297 2.00 25000 11/24/21
CA 2539399 1 82 18.00 400000 12/24/96
92037 106990000539399 02 42 2 301000
5.99
24634 N Peachland AVE 2 300 52159.77 03/27/97
Newhall (area) 09 298 2.50 52400 12/27/21
CA 2539362 1 86 18.00 550000 12/27/96
91321 106990000539362 01 23 2 419200
5.99
4191 Valley View Avenue 1 179 9871.50 06/18/97
Norco 14 177 2.25 10000 11/18/11
CA 2539332 1 85 18.00 206000 12/18/96
91760 106990000539332 02 35 2 164800
7.25
70 Images Circles 1 179 38723.89 03/27/97
Milpitas 14 177 2.25 41400 11/27/11
CA 2539166 1 90 18.00 285000 12/27/96
95035 106990000539166 01 36 2 214600
5.99
248 Oak Tree Drive 2 300 59214.22 01/25/97
Santa Rosa 14 296 3.25 60000 10/25/21
CA 2517800 1 84 18.00 318750 10/25/96
95404 106990000517800 01 46 2 207000
11.5
30771 Concord Lane 2 299 15781.70 03/03/97
Laguna Niguel 09 294 2.25 41700 08/03/21
CA 2518523 1 90 18.00 417000 09/03/96
92677 106990000518523 02 30 2 333600
7.25
1590 Emory ST 2 300 59647.14 05/22/97
San Jose 14 297 3.25 60000 11/22/21
CA 2520576 1 83 18.00 525000 11/22/96
95126 106990000520576 02 43 2 375000
7.25
4818 Kieran CT 2 300 109388.49 01/11/97
Santa Rosa 14 296 1.50 110500 10/11/21
CA 2517696 1 80 18.00 552500 10/11/96
95405 106990000517696 01 46 2 331500
9.75
Milwaukie 2 299 1.00 39660.45 05/25/97
2519730 14 296 18.00 40000 10/25/21
OR 141990000519730 02 1 72 2 230000 11/25/96
97222 44 125121
7.25
11881 Southeast Timber Valley 1 180 47163.27 04/22/97
Multnomah 14 176 3.25 47500 10/22/11
OR 2518375 1 82 18.00 175000 10/22/96
97015 141990000518375 02 47 2 95663
7.25
31116 Cooley 3 180 24974.79 06/05/97
Westland 14 178 2.00 40000 12/05/11
MI 2519942 1 78 18.00 111500 12/05/96
48185 126990000519942 02 49 2 46402
7.25
2715 Klein Road 2 300 34432.87 05/04/97
San Jose 14 297 3.25 35800 11/04/21
CA 2519175 1 90 18.00 358000 11/04/96
95148 106990000519175 01 42 2 286400
7.25
1275 35th Avenue 2 300 27975.70 02/22/97
San Francisco 14 297 1.00 44000 11/22/21
CA 2537794 1 71 18.00 250000 11/22/96
94122 106990000537794 02 45 2 132000
9.25
14865 West Park Avenue 1 179 24932.32 04/02/97
Boulder Creek 14 178 2.25 25000 12/02/11
CA 2539559 1 87 18.00 173000 01/02/97
95006 106990000539559 02 21 2 124500
5.99
11454 Grillo CT 2 301 49762.57 03/23/97
San Diego 14 299 2.75 100000 01/01/22
CA 2539487 1 87 18.00 575000 12/23/96
92127 106990000539487 02 44 2 398459
5.99
27472 Westover WAY 2 299 9952.51 03/23/97
Valencia 09 297 0.50 10000 11/23/21
CA 2539483 1 79 18.00 285000 12/23/96
91354 106990000539483 02 39 2 213750
5.99
5516 Via Conejo NE 1 180 45579.84 02/27/97
Albuquerque 14 177 2.25 46000 11/27/11
NM 2521288 1 86 18.00 231000 11/27/96
87111 135990000521288 02 27 2 152205
10.5
840 E 112th Place 2 299 34356.78 05/01/97
Northglenn 14 296 2.25 34900 10/01/21
CO 2518530 1 88 18.00 100000 11/01/96
80233 108990000518530 02 43 2 52360
7.25
430 Lago LN 2 300 49456.08 06/10/97
Santa Cruz 14 298 1.50 50000 12/10/21
CA 2537647 1 75 18.00 355000 12/10/96
95062 106990000537647 02 47 2 214600
7.25
Huntington Beach 2 300 2.25 29254.55 02/16/97
2520384 14 297 18.00 29500 11/16/21
CA 106990000520384 01 1 90 2 295000 11/16/96
92648 42 236000
10.5
9410 Trailblazer WAY 1 179 42673.28 0
Gilroy 14 176 4.25 48000 10/27/11
CA 2519731 1 90 18.00 261000 11/27/96
95020 106990000519731 02 47 2 186580
12.5
3046 Lakemont DR #2 2 299 23440.01 05/20/97
San Ramon 04 296 2.25 24000 10/20/21
CA 2519209 1 87 18.00 210000 11/20/96
94583 106990000519209 02 32 2 157500
7.25
25-27 Sargent ST 2 300 11247.38 0
North Andover 14 295 3.25 11250 09/26/21
MA 2513632 1 100 18.00 193000 09/26/96
01845 125990000513632 02 42 2 181749
11.5
6627 McCambell Cluster 2 300 23780.78 02/22/97
Centreville 09 297 2.75 43000 11/22/21
VA 2537353 1 90 18.00 430000 11/22/96
22020 151990000537353 02 44 2 340000
11.
2501 Countryside DR 2 300 26960.72 12/11/96
Placerville 09 295 3.75 27000 09/11/21
CA 2511814 1 90 18.00 260000 09/11/96
95667 106990000511814 02 45 2 207000
12.
2031 Byron ST 3 180 58037.97 01/28/97
Palo Alto 14 176 1.00 100000 10/28/11
CA 2518039 1 72 24.00 950000 10/28/96
94301 106990000518039 02 29 2 580000
9.25
26743 Via Linda Street 2 300 99759.32 12/11/96
Malibu 14 295 2.75 100000 09/11/21
CA 2516423 1 84 18.00 1310000 09/11/96
90265 106990000516423 01 21 2 1000000
11.
4446 Chelford Street 2 299 14540.03 05/06/97
San Diego 14 296 2.75 27000 10/06/21
CA 2518783 1 90 18.00 180000 11/06/96
92117 106990000518783 02 37 2 135000
7.25
6132 Chad CT 3 180 46000.00 04/30/97
Brighton 14 176 3.25 46000 10/31/11
MI 2517663 1 86 18.00 243000 10/31/96
48116 126990000517663 02 42 2 160900
7.25
5770 Faircastle 3 180 19543.69 07/16/97
Troy 14 179 1.50 20000 01/16/12
MI 2539439 1 73 18.00 165000 01/16/97
48098 126990000539439 02 34 2 99543
7.25
Oxford 3 180 3.00 29200.00 07/15/97
2539541 14 179 18.00 29500 01/15/12
MI 126990000539541 02 1 90 2 144000 01/15/97
48371 24 100000
7.25
7400 MOONLIGHT LN 3 180 10331.00 07/08/97
EDEN PRAIRIE 14 179 1.50 25000 01/08/12
MN 2539660 1 11 21.75 238000 01/08/97
55346 127990000539660 02 45 2 0
7.25
1863 Webster 3 180 19250.00 07/15/97
Birmingham 14 179 3.25 20000 01/15/12
MI 2539531 1 81 18.00 143000 01/15/97
48009 126990000539531 02 42 2 95000
7.25
305 Westwood 3 180 24854.62 07/14/97
Ann Arbor 14 179 1.50 25000 01/14/12
MI 2539516 1 72 18.00 311000 01/14/97
48103 126990000539516 02 39 2 196000
7.25
5585 Karen CT 1 180 65097.48 02/12/97
Gilroy 14 177 2.75 94000 11/12/11
CA 2519951 1 90 18.00 250000 11/12/96
95020 106990000519951 02 40 2 131000
11.
1489 Burrell CT 2 300 55209.13 06/23/97
San Jose 14 298 2.50 55400 12/23/21
CA 2539077 1 90 18.00 300000 12/23/96
95126 106990000539077 02 26 2 214600
7.25
1260 Via Landeta 2 300 64691.05 03/03/97
Palos Verdes 14 298 2.75 64850 12/03/21
CA 2539007 1 90 18.00 648500 12/03/96
90274 106990000539007 02 36 2 518800
5.99
2450 Charlotte Avenue 1 179 6165.95 07/06/97
Concord 14 178 0.50 10000 12/06/11
CA 2539596 1 75 18.00 179000 01/06/97
94518 106990000539596 02 35 2 124000
7.25
3395 Onslow Way 2 300 25621.06 07/07/97
San Jose 14 299 2.25 26500 01/07/22
CA 2539494 1 90 18.00 265000 01/07/97
95132 106990000539494 01 33 2 212000
7.25
644 Deseo AVE 2 300 5000.00 03/23/97
Camarillo 14 298 0.25 50000 12/23/21
CA 2539490 1 72 18.00 390000 12/23/96
93010 106990000539490 02 8 2 230500
5.99
58 Mendocino DR 2 299 2259.02 04/06/97
Goleta 14 298 0.50 20000 12/06/21
CA 2539451 1 79 18.00 245000 01/06/97
93117 106990000539451 02 42 2 172500
5.99
Ben Lomond 2 300 1.00 29386.86 07/01/97
2539377 14 299 18.00 80000 01/01/22
CA 106990000539377 02 1 57 2 350000 01/01/97
95005 40 119208
7.25
9621 Jellico Avenue 2 300 45333.76 06/16/97
Los Angeles- 14 298 2.25 45400 12/16/21
CA 2539365 1 90 18.00 455000 12/16/96
91325 106990000539365 01 34 2 364000
7.25
128 Ponus AVE 2 299 74696.91 06/27/97
Norwalk 14 297 1.50 75000 11/27/21
CT 2537847 1 67 18.00 420000 12/27/96
06850 109990000537847 02 44 2 203126
7.25
490 Spring Water LN 1 179 49933.50 06/09/97
New Canaan 14 177 1.50 50000 11/09/11
CT 2520599 1 71 18.00 710000 12/09/96
06840 109990000520599 02 30 2 451750
7.25
2382 N San Miguel DR 2 300 59324.87 03/16/97
Orange 09 298 2.75 59500 12/16/21
CA 2538457 1 90 18.00 595677 12/16/96
92867 106990000538457 01 39 2 476500
5.99
770 Devonshire Way 2 300 47929.61 03/05/97
Sunnyvale 14 298 2.25 48000 12/05/21
CA 2538316 1 90 18.00 325000 12/05/96
94087 106990000538316 02 37 2 243750
5.99
13257 W 26th AVE 2 299 36872.88 03/20/97
Golden 14 297 1.50 37000 11/20/21
CO 2539607 1 80 18.00 305000 12/20/96
80401 108990000539607 02 33 2 207000
5.99
12307 N 4th ST 1 180 19643.69 07/15/97
Parker 14 179 2.25 20000 01/15/12
CO 2538696 1 85 18.00 204000 01/15/97
80134 108990000538696 02 46 2 153000
7.25
5221 Shady AVE 2 300 21714.57 03/24/97
San Jose 14 298 1.00 44000 12/23/21
CA 2539619 1 80 18.00 323000 12/23/96
95129 106990000539619 02 33 2 214000
5.99
23533 West Summerglen Place 2 299 29862.46 03/23/97
Valencia 09 297 2.75 30000 11/23/21
CA 2539610 1 88 18.00 310000 12/23/96
91354 106990000539610 01 47 2 241500
5.99
11926 Louise Avenue 2 300 76918.25 06/04/97
Granada Hills 14 298 1.50 77000 12/04/21
CA 2539261 1 77 18.00 371000 12/04/96
91344 106990000539261 01 37 2 207000
7.25
Agoura Hills 2 300 1.00 59049.04 06/10/97
2537609 14 298 18.00 75000 12/10/21
CA 106990000537609 02 1 79 2 320000 12/10/96
91301 45 176849
7.25
1080 Hemlock CT 2 300 39103.34 01/15/97
Hollister 14 296 2.25 39600 10/15/21
CA 2517947 1 90 18.00 264088 10/15/96
95023 106990000517947 01 37 2 198050
10.5
1293 E Lexington AVE 2 299 15204.69 02/20/97
El Cajon 14 296 2.75 15500 10/20/21
CA 2519057 1 90 18.00 155000 11/20/96
92019 106990000519057 02 42 2 124000
11.
32756 Coppercrest DR 1 180 14849.11 04/30/97
Trabuco Canyon 09 176 0.50 25000 10/30/11
CA 2519279 1 80 18.00 292000 10/30/96
92679 106990000519279 02 43 2 207000
7.25
3334 C Street 2 299 24611.28 05/14/97
San Diego 14 296 3.25 24750 10/14/21
CA 2519631 1 90 18.00 165000 11/14/96
92102 106990000519631 02 44 2 123750
7.25
18520 65th AVE SE 2 299 17338.23 07/10/97
Snohomish 14 298 2.25 49000 12/10/21
WA 2539665 1 83 18.00 221000 01/10/97
98290 153990000539665 02 43 2 134069
7.25
12 Steeple DR 2 300 5000.00 04/11/97
Hillsborough 14 299 0.50 14000 01/11/22
NJ 2539600 1 78 18.00 340000 01/11/97
08502 134990000539600 02 34 2 250000
5.99
126 Dora AVE 1 180 15868.88 04/15/97
Waldwick 14 179 3.00 20000 01/15/12
NJ 2539654 1 90 18.00 201000 01/15/97
07463 134990000539654 02 46 2 160000
5.99
1905 Appleton WAY 1 180 38184.50 0
Hanover Township 04 179 3.00 38500 01/14/12
NJ 2539658 1 100 18.00 175000 01/14/97
07981 134990000539658 02 30 2 136470
11.25
1700 Monterey DR 2 300 42172.66 03/26/97
Gallup 14 298 2.75 42400 12/26/21
NM 2539408 1 90 18.00 283000 12/26/96
87301 135990000539408 01 33 2 212250
5.99
80 Desert Aire RD 2 299 52455.13 03/20/97
Alamogordo 14 297 1.00 70000 11/20/21
NM 2539635 1 79 18.00 89000 12/20/96
88310 135990000539635 02 36 2 0
5.99
Santa Fe 2 299 2.25 20262.04 03/30/97
2539627 09 297 18.00 20400 11/30/21
NM 135990000539627 02 1 90 2 136000 12/30/96
87505 38 102000
5.99
25 Cedar Creek RD 2 300 39836.31 03/26/97
Placitas 09 298 2.25 40000 12/26/21
NM 2539535 1 90 18.00 282000 12/26/96
87043 135990000539535 02 35 2 211500
5.99
1215 E Logan AVE 1 179 9918.05 04/16/97
Salt Lake City 14 178 1.00 10000 12/16/11
UT 2539666 1 69 18.00 140000 01/16/97
84105 149990000539666 02 38 2 85374
5.99
7004 Dusty RD 2 299 14682.62 04/08/97
Riverview 14 298 2.00 26300 12/08/21
FL 2539565 1 90 18.00 100000 01/08/97
33569 112990000539565 02 19 2 63602
5.99
3712 Baccurate WAY 2 300 5411.58 02/26/97
Marietta 09 297 2.25 38000 11/26/21
GA 2519179 1 90 18.00 381270 11/26/96
30062 113990000519179 01 35 2 305000
10.5
100 J ST 3 180 36123.07 04/24/97
SAN RAFAEL 14 176 2.25 39000 10/24/11
CA 2517140 1 90 24.00 390000 10/24/96
94901 106990000517140 02 43 2 312000
7.25
28978 Forest Hill 3 180 42700.00 05/08/97
Farmington Hills 14 177 3.00 42700 11/08/11
MI 2517636 1 90 18.00 285000 11/08/96
48331 126990000517636 02 15 2 213750
7.25
1468 West 5910 South 2 300 29884.72 04/30/97
Taylorsville 14 296 1.00 30000 10/25/21
UT 2519640 1 22 18.00 137000 10/25/96
84123 149990000519640 02 31 2 0
7.25
7376 Prindiville DR 2 299 26088.25 05/15/97
San Jose 14 296 2.25 26700 10/15/21
CA 2518703 1 84 18.00 281000 11/15/96
95138 106990000518703 02 34 2 207000
7.25
255 Luna CIR 1 180 39768.37 02/21/97
Folsom 14 177 2.75 40500 11/21/11
CA 2520248 1 90 18.00 274000 11/21/96
95630 106990000520248 01 47 2 203500
11.
2684 W 7130 S 1 179 24797.71 05/27/97
West Jordan 14 176 1.50 25000 10/27/11
UT 2520501 1 79 18.00 156000 11/27/96
84084 149990000520501 02 40 2 97100
7.25
Irvine 2 299 2.75 5836.26 03/16/97
2521364 09 297 18.00 30000 11/16/21
CA 106990000521364 02 1 89 2 265000 12/16/96
92714 46 204896
5.99
15642 E El Lago BLVD 3 180 35000.00 05/25/97
Fountain Hills 14 177 1.25 65000 11/25/11
AZ 2516366 1 68 24.00 345000 11/25/96
85268 104990000516366 02 35 2 167525
7.25
4068 Nichandros Street 2 300 40335.51 05/14/97
Castro Valley 14 297 3.75 40500 11/14/21
CA 2537552 1 81 18.00 270000 11/14/96
94546 106990000537552 02 49 2 175957
7.25
22234 Nona 3 180 23700.00 07/13/97
Dearborn 14 179 3.25 23700 01/13/12
MI 2539369 1 90 18.00 158000 01/13/97
48124 126990000539369 02 36 2 118500
7.25
11618 NW 9th AVE 3 180 25884.27 06/30/97
Vancouver 14 178 1.00 28000 12/31/11
WA 2539521 1 60 25.00 139500 12/31/96
98685 153990000539521 02 45 2 55439
7.25
3202 Southeast 19th Court 3 180 9950.98 03/31/97
Renton 14 178 2.00 15000 12/31/11
WA 2539512 1 90 25.00 148000 12/31/96
98058 153990000539512 02 26 2 118063
5.99
7742 145th Court Southeast 3 180 10093.00 03/21/97
New Castle 09 178 0.50 37700 12/21/11
WA 2539491 1 80 25.00 425000 12/21/96
98059 153990000539491 02 30 2 302269
5.99
1525 W 13400 S 2 299 127729.81 04/13/97
Riverton 14 298 1.00 128700 12/13/21
UT 2539533 1 80 18.00 305000 01/13/97
84065 149990000539533 02 34 2 115212
5.99
1501 Washington 2 299 19503.09 07/11/97
Fossil 14 298 1.00 23000 12/11/21
OR 2539422 1 69 18.00 78000 01/11/97
97830 141990000539422 02 40 2 30510
7.25
7021 S E 65th Avenue 2 299 21638.56 06/24/97
Portland 14 297 1.00 21800 11/24/21
OR 2539058 1 80 18.00 135000 12/24/96
97206 141990000539058 02 44 2 86017
7.25
2804 E BAYVIEW LN 3 180 17017.78 07/08/97
SANDUSKY 14 179 1.00 25400 01/08/12
OH 2539575 1 80 21.00 88000 01/08/97
44870 139990000539575 02 43 2 45000
7.25
Staten Island 2 300 2.25 22345.15 04/07/97
2539493 15 299 18.00 22500 01/07/22
NY 136990000539493 02 1 19 2 226000 01/07/97
10314 40 18850
5.99
5 Roman BLVD 2 299 24195.06 04/06/97
Monsey 14 297 3.25 55000 11/30/21
NY 2538814 1 82 18.00 235000 12/30/96
10952 136990000538814 02 44 2 136731
5.99
8 Pine View RD 2 300 32810.80 03/30/97
Tijeras 14 298 0.25 33000 12/30/21
NM 2539526 1 63 18.00 285000 12/30/96
87059 135990000539526 02 25 2 144754
5.99
106 Pleasant ST 2 300 2498.02 03/16/97
Dumont 14 298 1.00 50000 12/16/21
NJ 2539498 1 76 18.00 220000 12/16/96
07628 134990000539498 02 47 2 116000
5.99
Box 204 Cedar Grove RD 1 180 23039.17 05/27/97
South Harrison 14 177 1.50 23250 11/27/11
NJ 2537420 1 72 18.00 215000 11/27/96
08062 134990000537420 02 51 2 131075
7.25
105 Paladini RD 2 300 41743.01 07/03/97
Novato 14 299 2.75 42000 01/03/22
CA 2539558 1 88 18.00 280000 01/03/97
94947 106990000539558 02 43 2 203516
7.25
14 Pacific AVE 2 300 25378.91 03/27/97
San Bruno 14 298 2.25 25500 12/27/21
CA 2539557 1 88 18.00 175000 12/27/96
94066 106990000539557 01 43 2 127500
5.99
312 South Lucia Avenue 2 300 49655.90 03/18/97
Redondo Beach 14 298 2.25 50000 12/18/21
CA 2539553 1 89 18.00 385000 12/18/96
90277 106990000539553 02 35 2 290000
5.99
5421 WILSHIRE DR 3 180 89000.00 06/19/97
SANTA ROSA 14 178 0.75 89000 12/19/11
CA 2539549 1 80 24.00 370000 12/19/96
95404 106990000539549 02 22 2 207000
7.25
643 Marsh Rondo 2 300 26130.55 06/19/97
Camarillo 14 298 2.75 26200 12/19/21
CA 2539515 1 90 18.00 175000 12/19/96
93010 106990000539515 02 47 2 131250
7.25
6330 Stonewood DR 3 180 2794.00 06/07/97
White Lake 04 178 3.25 38500 12/07/11
MI 2520973 1 90 18.00 215000 12/07/96
48386 126990000520973 02 32 2 155000
7.25
Stoneham 2 300 2.75 24774.48 07/14/97
2538675 14 299 18.00 25000 01/13/22
MA 125990000538675 02 1 85 2 276000 01/13/97
02180 38 207000
7.25
1000 Evergreen AVE 2 300 6229.73 03/10/97
Frederick 14 298 0.25 25000 12/10/21
MD 2517954 1 9 18.00 300000 12/10/96
21701 124990000517954 02 13 2 0
5.99
1042 Hanohano Way 2 300 34758.47 03/12/97
Honolulu 14 298 0.50 35000 12/12/21
HI 2539303 1 54 18.00 660000 12/12/96
96825 115990000539303 02 44 2 318000
5.99
2924 Torreya Way 1 179 7862.31 06/09/97
Marietta 04 177 2.25 17000 11/10/11
GA 2538420 1 88 18.00 72000 12/10/96
30067 113990000538420 02 31 2 46015
7.25
4980 Laguna Vista DR 3 180 35000.00 06/21/97
Melborne 14 178 1.00 50000 12/20/11
FL 2539548 1 74 18.00 207000 12/20/96
32934 112990000539548 02 45 2 101150
7.25
10450 SW 113 ST 1 180 8500.00 06/23/97
Miami 14 178 1.00 21000 12/23/11
FL 2539287 1 75 18.00 180000 12/23/96
33176 112990000539287 02 41 2 113919
7.25
2980 NW 99 PL 2 300 32902.87 03/16/97
Miami 14 298 2.75 33000 12/16/21
FL 2538049 1 87 18.00 162000 12/16/96
33172 112990000538049 02 44 2 107064
5.99
33 Wilson AVE 1 179 50000.00 06/04/97
Norwalk 14 177 1.50 50000 11/04/11
CT 2520345 1 72 18.00 950000 12/04/96
06853 109990000520345 02 33 2 632248
7.25
5132 Calvin Avenue 2 300 24907.54 06/17/97
Tarzana 14 298 2.75 74100 12/17/21
CA 2539577 1 89 18.00 750000 12/17/96
91356 106990000539577 02 29 2 592800
7.25
10953 Cherry Ridge RD 2 300 24495.70 06/18/97
Sebastopol 14 298 2.25 24600 12/18/21
CA 2538690 1 89 18.00 275000 12/18/96
95472 106990000538690 01 27 2 218400
7.25
2986 Mallorca WAY 2 299 24774.48 07/13/97
Union City 09 298 3.00 25000 12/13/21
CA 2539279 1 83 18.00 340000 01/13/97
94587 106990000539279 02 32 2 255000
7.25
Vacaville 1 180 0.50 19928.00 03/18/97
2539274 14 178 18.00 50000 12/18/11
CA 106990000539274 02 1 59 2 291000 12/18/96
95688 41 121000
5.99
2916 Lone Jack Road 2 299 48664.37 03/17/97
Encinitas 14 297 2.75 48800 11/17/21
CA 2539258 1 90 18.00 488000 12/17/96
92024 106990000539258 01 49 2 390400
5.99
7064 Marymount Way 2 299 26125.35 03/26/97
Goleta 16 297 2.75 26250 11/26/21
CA 2539503 1 89 18.00 175000 12/26/96
93117 106990000539503 02 36 2 128540
5.99
2263 Fruitdale Avenue 1 180 19404.80 06/30/97
San Jose 14 178 2.25 33000 12/31/11
CA 2539497 1 89 18.00 219000 12/31/96
95128 106990000539497 02 45 2 160898
7.25
4940 Fairwood CIR 1 179 48540.05 03/24/97
Yorba Linda 14 177 2.75 50000 11/24/11
CA 2539495 1 90 18.00 525000 12/24/96
92887 106990000539495 02 50 2 418500
5.99
215 N Shipman AVE 2 299 9924.61 04/08/97
La Puente Area 14 298 2.75 18000 12/08/21
CA 2539486 1 90 18.00 121000 01/08/97
91744 106990000539486 02 43 2 90750
5.99
2001 Brookfield Drive 2 299 29329.48 03/23/97
Thousand Oaks 14 297 2.25 29450 11/23/21
CA 2539478 1 89 18.00 300000 12/23/96
91362 106990000539478 01 31 2 235600
5.99
1704 Elm AVE 3 180 82000.00 06/24/97
Manhattan Beach 14 178 3.25 82000 12/24/11
CA 2539463 1 90 24.00 480000 12/24/96
90266 106990000539463 02 50 2 350000
7.25
316 Gaylord ST 2 300 39539.67 07/06/97
Denver 14 299 1.00 158000 01/06/22
CO 2539572 1 79 18.00 600000 01/06/97
80206 108990000539572 02 37 2 313600
7.25
9225 Sugarstone CIR 2 301 31504.90 03/30/97
Highlands Ranch 09 299 2.25 31650 01/01/22
CO 2539284 1 89 18.00 215000 12/30/96
80126 108990000539284 01 41 2 158250
5.99
204 Bret Harte RD 2 300 64918.08 06/17/97
San Rafael 14 298 3.00 65000 12/17/21
CA 2539169 1 90 18.00 650000 12/17/96
94901 106990000539169 01 23 2 520000
7.25
Hermosa Beach 2 300 2.75 41020.78 03/11/97
2539133 14 298 18.00 41250 12/11/21
CA 106990000539133 02 1 87 2 287000 12/11/96
90254 40 206250
5.99
2173 West 20th Street 2 300 40000.00 06/11/97
Los Angeles 14 298 1.00 50000 12/11/21
CA 2539132 1 71 18.00 290000 12/11/96
90018 106990000539132 02 38 2 153197
7.25
3593 Melnikoff DR 1 179 28513.13 03/26/97
San Jose 09 177 2.75 29025 11/26/11
CA 2539122 1 90 18.00 193500 12/26/96
95121 106990000539122 02 35 2 145100
5.99
27352 Las Nieves 2 299 13436.60 06/16/97
Mission Viejo 14 297 2.50 26700 11/16/21
CA 2539118 1 90 18.00 178000 12/16/96
92691 106990000539118 02 30 2 133500
7.25
2645 Jasmine AVE 3 180 16892.60 03/23/97
Stockton 14 178 3.50 17100 12/23/11
CA 2539087 1 95 24.00 125000 12/23/96
95207 106990000539087 02 28 2 101609
5.99
1489 Soccer CT 2 299 23501.24 05/16/97
Concord 14 296 2.00 24000 10/16/21
CA 2518615 1 85 18.00 240000 11/16/96
94518 106990000518615 02 27 2 180000
7.25
22314 Susana AVE 2 300 41876.38 03/11/97
Torrance 14 298 2.75 42000 12/11/21
CA 2538632 1 90 18.00 277000 12/11/96
90505 106990000538632 02 39 2 207000
5.99
8429 Orange Street 2 299 17963.01 06/05/97
Rancho 14 297 3.25 18000 11/05/21
CA 2538592 1 86 18.00 177000 12/05/96
91701 106990000538592 02 50 2 132750
7.25
2334 28th Avenue 1 179 27686.24 03/19/97
San Francisco 14 177 0.50 27800 11/19/11
CA 2539063 1 80 18.00 303000 12/19/96
94116 106990000539063 01 40 2 214600
5.99
3463 Page Street 1 180 24913.86 06/19/97
Redwood City 14 178 2.25 25000 12/19/11
CA 2539049 1 90 18.00 250000 12/19/96
94063 106990000539049 01 29 2 200000
7.25
24561 Priscilla DR 1 179 25300.00 06/20/97
Dana Point 14 177 2.75 25300 11/20/11
CA 2538914 1 90 18.00 254000 12/20/96
92629 106990000538914 01 38 2 202800
7.25
Clayton 2 300 3.25 55242.14 06/27/97
2538853 14 298 18.00 55400 12/27/21
CA 106990000538853 02 1 90 2 300000 12/27/96
94517 43 214600
7.25
17994 Vierra Canyon Road 2 299 7100.45 03/13/97
Salinas 14 297 2.75 28400 11/13/21
CA 2538778 1 90 18.00 255000 12/13/96
93907 106990000538778 02 44 2 201100
5.99
5752 Oakley TER 1 180 88500.00 06/12/97
Irvine 09 178 3.50 88500 12/12/11
CA 2538749 1 94 18.00 600000 12/12/96
92715 106990000538749 02 37 2 472000
7.25
718 Camino Amigo 2 300 32848.71 03/19/97
Danville 14 298 2.75 44500 12/19/21
CA 2538734 1 90 18.00 445000 12/19/96
94526 106990000538734 02 43 2 356000
5.99
22 Canyonwood 2 300 52980.34 06/18/97
Irvine 09 298 2.75 53100 12/18/21
CA 2538723 1 90 18.00 531500 12/18/96
92720 106990000538723 01 44 2 425100
7.25
822 Meadowbrook CT 2 300 98626.84 06/26/97
Walnut Creek 14 298 3.75 98900 12/26/21
CA 2539454 1 90 18.00 620000 12/26/96
94596 106990000539454 02 47 2 459094
7.25
1457 Westhaven Road 2 299 84582.42 04/01/97
San Marino 14 298 1.50 85000 12/01/21
CA 2539450 1 78 18.00 950000 01/01/97
91108 106990000539450 01 39 2 650000
5.99
2807 Deerwood DR 2 299 24801.54 04/08/97
San Jose 14 298 2.75 25000 12/08/21
CA 2539440 1 89 18.00 230000 01/08/97
95148 106990000539440 02 43 2 178233
5.99
3278 Mirage Way 2 300 33700.00 03/18/97
San Jose 14 298 2.25 33700 12/18/21
CA 2539354 1 90 18.00 337500 12/18/96
95135 106990000539354 01 39 2 269600
5.99
891 Homestead Road 1 179 30183.44 06/13/97
Corona 14 177 2.75 32500 11/13/11
CA 2538595 1 84 18.00 166000 12/13/96
91720 106990000538595 02 42 2 106842
7.25
23812 Via Fromista 2 300 23941.84 03/05/97
Mission Viejo 09 298 2.25 25000 12/05/21
CA 2537397 1 95 18.00 260000 12/05/96
92691 106990000537397 02 34 2 220607
5.99
Oceanside 2 300 2.25 26039.34 03/05/97
2521340 09 298 18.00 26100 12/05/21
CA 106990000521340 01 1 90 2 259000 12/05/96
92056 44 207000
5.99
6 Ridgecrest 2 300 45000.00 01/21/97
Laguna Hills 14 296 2.25 45000 10/21/21
CA 2520157 1 90 18.00 280000 10/21/96
92656 106990000520157 02 45 2 207000
10.5
2304 Strongs Drive 2 300 62500.00 04/24/97
Los Angeles ( 14 296 2.75 100000 10/24/21
CA 2519356 1 89 18.00 740000 10/24/96
90291 106990000519356 02 42 2 555000
7.25
15031 Palm AVE 2 300 16169.09 03/13/97
Hacienda Heights 14 298 2.25 22500 12/13/21
CA 2539349 1 90 18.00 150000 12/13/96
91745 106990000539349 02 37 2 112500
5.99
17252 Gardner AVE 2 300 19480.82 03/30/97
Riverside 14 298 2.50 19700 12/30/21
CA 2539453 1 87 18.00 205000 12/30/96
92504 106990000539453 01 47 2 157600
5.99
171 E Clarion DR 1 180 20094.13 03/23/97
Carson 14 178 3.00 20200 12/23/11
CA 2539432 1 95 18.00 135000 12/23/96
90745 106990000539432 01 15 2 108000
5.99
32 Dos Posos 3 180 100000.00 07/07/97
Orinda 14 179 2.25 100000 01/07/12
CA 2539420 1 87 24.00 870000 01/07/97
94563 106990000539420 02 29 2 652500
7.25
14154 Bronte Drive 2 299 49762.57 03/17/97
Whittier 14 297 2.75 50000 11/17/21
CA 2539419 1 88 18.00 365000 12/17/96
90602 106990000539419 02 48 2 269348
5.99
15 Harbor View CT 2 300 198951.83 03/30/97
San Rafael 14 298 1.50 200000 12/30/21
CA 2539417 1 80 18.00 392500 12/30/96
94901 106990000539417 01 43 2 113000
5.99
27710 Coldsprings Place 2 299 32797.32 03/20/97
Valencia (area) 09 297 2.00 33400 11/20/21
CA 2539405 1 90 18.00 222990 12/20/96
91354 106990000539405 01 27 2 167242
5.99
30 Coolwater Road 2 300 16330.84 03/27/97
Bell Canyon Area 14 298 2.25 56000 12/27/21
CA 2539395 1 84 18.00 600000 12/27/96
91307 106990000539395 01 36 2 448000
5.99
West Hills 2 300 3.25 29369.60 03/24/97
2539392 14 298 18.00 29500 12/24/21
CA 106990000539392 02 1 90 2 235000 12/24/96
91307 37 182000
5.99
10526 Troon Avenue 2 300 13741.70 06/13/97
Los Angeles 14 298 1.00 200000 12/13/21
CA 2539376 1 64 18.00 460000 12/13/96
90064 106990000539376 02 44 2 90000
7.25
6505 Hastings DR 2 300 10972.20 03/17/97
Colorado Springs 14 298 0.25 16000 12/17/21
CO 2539246 1 58 18.00 165000 12/17/96
80919 108990000539246 02 20 2 78560
5.99
199 Knockash Hill 2 300 84455.05 04/02/97
San Francisco 09 299 3.25 84900 01/02/22
CA 2539316 1 90 18.00 849000 01/02/97
94101 106990000539316 01 40 2 679200
5.99
12362 Charloma DR 2 300 35307.18 06/27/97
Tustin Area 14 298 2.75 50000 12/27/21
CA 2539299 1 89 18.00 290000 12/27/96
92680 106990000539299 02 48 2 207000
7.25
2749 Sanderling Way 1 179 49648.28 06/18/97
Pleasanton 14 177 2.75 63000 11/18/11
CA 2539227 1 90 18.00 311000 12/18/96
94566 106990000539227 02 38 2 214000
7.25
16 Dawnview WAY 1 180 48821.45 06/13/97
San Francisco 14 178 3.50 49000 12/13/11
CA 2539224 1 95 18.00 270000 12/13/96
94131 106990000539224 02 24 2 207000
7.25
23242 Via Dorado 3 180 65432.05 07/06/97
Coto De Caza 09 179 2.25 65750 01/06/12
CA 2539194 1 90 24.00 657500 01/06/97
92679 106990000539194 01 44 2 526000
7.25
5238 Los Caballeros Way 2 299 49827.73 06/13/97
Los Angeles 14 297 3.25 50000 11/13/21
CA 2538625 1 90 18.00 500000 12/13/96
90027 106990000538625 02 50 2 400000
7.25
261 S Lorraine BLVD 1 180 2350.41 03/27/97
Los Angeles 14 178 1.00 60000 12/27/11
CA 2516072 1 70 18.00 660000 12/27/96
90004 106990000516072 02 32 2 400000
5.99
1150 Church ST 2 300 29036.76 01/31/97
Pasadena 14 296 1.50 120000 10/31/21
CA 2519714 1 79 18.00 600000 10/31/96
91105 106990000519714 02 50 2 349435
9.75
La Verne 2 299 1.00 19908.31 03/19/97
2520259 14 297 18.00 20000 11/19/21
CA 106990000520259 02 1 44 2 167000 12/19/96
91750 52 52816
5.99
839 Avenue C 2 299 139104.22 06/18/97
Redondo Beach 14 297 3.00 141000 11/18/21
CA 2520325 1 85 18.00 532000 12/18/96
90277 106990000520325 02 30 2 311006
7.25
5531 Dubois AVE 2 300 22884.21 06/30/97
Woodland Hills 14 298 0.50 23000 12/31/21
CA 2539180 1 78 18.00 302000 12/31/96
91367 106990000539180 02 37 2 211400
7.25
1028 S Bundy DR 2 300 34290.88 03/30/97
Brentwood Area 14 298 2.25 34500 12/30/21
CA 2539131 1 90 18.00 345000 12/30/96
90049 106990000539131 01 38 2 276000
5.99
330 East Cordova Street No 334 2 300 16720.29 07/02/97
Pasadena 04 299 2.25 18800 01/02/22
CA 2539064 1 87 18.00 160000 01/02/97
91101 106990000539064 01 45 2 119100
7.25
15634 Phillips RD 2 300 10458.75 03/19/97
Oak Run 14 298 2.50 10500 12/19/21
CA 2538893 1 90 18.00 70000 12/19/96
96069 106990000538893 02 20 2 52500
5.99
2818 Garden Creek CIR 2 300 41359.51 03/19/97
Pleasanton RFC01 298 2.75 41550 12/19/21
CA 2538871 1 90 18.00 277000 12/19/96
94588 106990000538871 02 43 2 207750
5.99
26 Windward DR 2 300 21706.72 06/20/97
Corte Madera 14 298 2.25 22000 12/20/21
CA 2538697 1 87 18.00 355000 12/20/96
94925 106990000538697 02 19 2 284000
7.25
927 Amelia CT 2 300 49934.89 03/30/97
Windsor 14 298 3.25 50000 12/30/21
CA 2539351 1 89 18.00 350000 12/30/96
95492 106990000539351 02 50 2 260226
5.99
2024 Blue Oak Court 2 300 50000.00 04/02/97
Danville 09 299 1.00 82400 01/02/22
CA 2539350 1 60 18.00 475000 01/02/97
94506 106990000539350 01 28 2 200000
5.99
9924 Barrier Reef DR 1 179 16442.34 07/10/97
Las Vegas 09 178 3.50 20700 12/10/11
NV 2539273 1 95 18.00 189000 01/10/97
89117 132990000539273 02 29 2 158780
7.25
ST. LOUIS 3 180 0.75 12648.23 07/09/97
2539414 14 179 20.00 20000 01/09/12
MO 129990000539414 02 1 72 2 127500 01/09/97
63121 26 70600
7.25
5175 Winlane DR 3 180 53700.00 07/11/97
Bloomfield Hills 14 179 2.00 53700 01/11/12
MI 2539311 1 75 18.00 825000 01/11/97
48302 126990000539311 02 50 2 565000
7.25
1910 Cambridge AVE 2 300 29911.70 03/16/97
Flint 14 298 0.50 30000 12/16/21
MI 2539156 1 65 18.00 120000 12/16/96
48503 126990000539156 02 36 2 46927
5.99
2173 Somerset 3 180 26198.26 07/11/97
Bloomfield Hills 14 179 3.00 26200 01/11/12
MI 2539059 1 90 18.00 175000 01/11/97
48302 126990000539059 02 27 2 131250
7.25
13 Stockwell Lane 2 300 73952.21 03/06/97
Southborough 14 298 1.00 74000 12/06/21
MA 2537818 1 22 18.00 349000 12/06/96
01772 125990000537818 01 39 2 0
5.99
42 Browne St., Unit #42-6 1 180 16000.00 03/26/97
Brookline 04 175 2.25 20000 09/20/11
MA 2514985 1 84 18.00 163000 09/20/96
02146 125990000514985 02 36 2 116500
7.25
405 Hodson Road 2 300 19915.87 06/12/97
Gold Hill 14 298 2.25 24700 12/12/21
OR 2539255 1 90 18.00 165000 12/12/96
97525 141990000539255 01 42 2 123750
7.25
492 36th Avenue N E 2 300 34879.75 03/10/97
Salem 14 298 2.75 35000 12/10/21
OR 2539364 1 86 18.00 93000 12/10/96
97301 141990000539364 02 48 2 44472
5.99
8612 Eagle Glen TER 2 300 7857.76 03/14/97
Fairfax Station 09 298 1.00 17000 12/14/21
VA 2539355 1 80 18.00 340000 12/14/96
22039 151990000539355 02 41 2 255000
5.99
2401 OAKMONT CT 3 180 14625.00 07/07/97
OAKTON 14 179 1.50 50000 01/07/12
VA 2539338 1 57 24.00 1780000 01/07/97
22124 151990000539338 02 50 2 955529
7.25
40620 Hurley LN 2 300 19947.69 03/13/97
Paeonian Springs 09 298 2.75 20000 12/13/21
VA 2539243 1 84 18.00 566700 12/13/96
20129 151990000539243 01 45 2 453360
5.99
Alexandria 2 300 2.25 31671.76 03/18/97
2538748 14 298 18.00 41400 12/18/21
VA 151990000538748 02 1 90 2 254000 12/18/96
22310 32 187200
5.99
44 Wanderwood WAY 2 300 74637.32 07/01/97
Sandy 09 298 1.50 100000 12/31/21
UT 2539347 1 22 18.00 470000 12/31/96
84092 149990000539347 02 20 2 0
7.25
1921 SW 83 AVE 2 300 40397.26 06/17/97
Miami 14 298 1.50 50000 12/17/21
FL 2539207 1 66 18.00 157000 12/17/96
33155 112990000539207 02 49 2 52185
7.25
199 Wheeler RD 2 300 50000.00 02/22/97
Marston Mills 14 297 2.00 100000 11/22/21
MA 2537454 1 46 18.00 375000 11/22/96
02648 125990000537454 02 47 2 70000
10.25
1108 Myrtle 2 300 18500.00 02/22/97
Port Huron 14 297 3.25 18500 11/22/21
MI 2537439 1 90 18.00 65000 11/22/96
48060 126990000537439 02 48 2 40000
11.5
197 Spring ST 1 180 39531.08 04/02/97
South Salem 14 179 2.25 39700 01/02/12
NY 2538722 1 90 18.00 400000 01/02/97
10590 136990000538722 01 37 2 317600
6.99
5914 E Calle Del Sud 2 299 57290.47 06/23/97
Phoenix 14 297 2.75 57500 11/23/21
AZ 2539321 1 90 18.00 390000 12/23/96
85018 104990000539321 02 29 2 292500
7.25
1066 S 38th ST 2 299 17115.24 03/18/97
Mesa 14 297 2.50 24700 11/18/21
AZ 2539263 1 90 18.00 245000 12/18/96
85206 104990000539263 02 29 2 195750
5.99
2284 San Vicente AVE 2 300 26241.96 05/01/97
Long Beach 14 297 2.25 30000 11/01/21
CA 2519204 1 86 18.00 219000 11/01/96
90815 106990000519204 02 40 2 158000
7.25
112 Hydrangea CT 2 300 14931.23 03/20/97
Vallejo 14 298 1.00 15000 12/20/21
CA 2539175 1 31 18.00 193000 12/20/96
94591 106990000539175 02 46 2 44724
5.99
18772 Ridgewood LN 2 299 74459.23 04/10/97
Villa Park 14 298 2.75 75000 12/10/21
CA 2539152 1 90 18.00 750000 01/10/97
92861 106990000539152 01 35 2 600000
5.99
Lake Oswego 2 299 1.50 297836.95 04/02/97
2539148 14 298 18.00 300000 12/02/21
OR 106990000539148 02 1 66 2 3500000 01/02/97
97034 26 2000000
5.99
240 Mission ST 2 300 24651.80 03/16/97
Santa Cruz 09 298 3.25 25000 12/16/21
CA 2539121 1 90 18.00 255000 12/16/96
95060 106990000539121 02 17 2 202779
5.99
759 Noriega Way 2 299 32886.30 06/19/97
Pacifica 14 297 2.75 33000 11/19/21
CA 2539079 1 90 18.00 220000 12/19/96
94044 106990000539079 02 35 2 165000
7.25
4250 Avenida Escala 2 299 525.15 03/26/97
Murrieta 14 297 3.75 100000 11/26/21
CA 2539037 1 90 18.00 700000 12/26/96
92562 106990000539037 01 36 2 525000
5.99
10 Maverick Lane 2 299 65839.72 03/12/97
Bell Canyon 09 297 3.75 66736 11/12/21
CA 2538445 1 90 18.00 680000 12/12/96
91307 106990000538445 02 37 2 545264
5.99
2273 Bailey Avenue #1 2 299 20000.00 02/22/97
San Jose 14 296 2.75 20000 10/22/21
CA 2521262 1 9 18.00 230000 11/22/96
95128 106990000521262 02 33 2 0
11.
831 Azalea AVE 2 300 22463.48 06/18/97
McKinleyville 14 298 2.25 23000 12/18/21
CA 2539325 1 84 18.00 170000 12/18/96
95519 106990000539325 01 45 2 119000
7.25
241 Edgehill DR 2 299 31769.27 04/09/97
San Carlos 14 298 2.25 32000 12/09/21
CA 2539265 1 90 18.00 320000 01/09/97
94070 106990000539265 01 42 2 256000
5.99
16892 Calle De Sarah 2 300 63096.95 03/05/97
Los Angeles 09 298 1.50 63200 12/05/21
CA 2539251 1 80 18.00 1265000 12/05/96
90272 106990000539251 02 37 2 948700
5.99
332 Avenue E 2 300 35669.19 06/12/97
Redondo Beach 14 298 2.75 35700 12/12/21
CA 2539250 1 90 18.00 359000 12/12/96
90277 106990000539250 01 32 2 285600
7.25
1071 Dominion Drive 2 300 25455.23 06/11/97
Ojai Area 14 298 2.75 25700 12/11/21
CA 2539248 1 86 18.00 180000 12/11/96
93023 106990000539248 01 43 2 128620
7.25
Oxnard 2 300 2.75 22476.11 06/10/97
2539241 09 298 18.00 22500 12/10/21
CA 106990000539241 01 1 87 2 233000 12/10/96
93030 42 180000
7.25
1719 Brentwood Avenue 2 300 0.00 06/10/97
Upland 14 298 2.25 39950 12/10/21
CA 2539240 1 90 18.00 315000 12/10/96
91784 106990000539240 02 44 2 243529
7.25
14805 N E 81st Street 2 299 19400.70 06/30/97
Vancouver 14 297 2.75 19500 11/30/21
WA 2539239 1 90 18.00 105000 12/30/96
98682 153990000539239 02 35 2 75000
7.25
13382 Benchley Road 2 299 45321.08 03/07/97
San Diego 09 297 2.25 45500 11/07/21
CA 2539226 1 14 18.00 325000 12/07/96
92130 106990000539226 02 38 2 0
5.99
1825 Elm Avenue 2 299 39862.19 06/19/97
Manhattan Beach 14 297 1.50 40000 11/19/21
CA 2539210 1 80 18.00 485000 12/19/96
90266 106990000539210 02 50 2 343441
7.25
930 Ocean View Avenue # E 2 299 22119.10 06/19/97
Monrovia 04 297 3.25 22200 11/19/21
CA 2539203 1 90 18.00 148000 12/19/96
91016 106990000539203 01 49 2 111000
7.25
2027 Allwood CT 2 299 16106.67 04/06/97
Lawrenceville 14 298 1.00 25000 12/06/21
GA 2538247 1 28 18.00 90000 01/06/97
30244 113990000538247 01 27 2 0
5.99
15015 SW 141 PL 2 300 19921.44 03/20/97
Miami 09 298 1.00 20000 12/20/21
FL 2539232 1 79 18.00 142000 12/20/96
33186 112990000539232 02 40 2 91728
5.99
225 17 ST SW 2 300 14960.23 06/20/97
Naples 14 298 2.75 15000 12/20/21
FL 2539230 1 84 18.00 150000 12/20/96
33964 112990000539230 02 39 2 110000
7.25
1045 NE 97th ST 3 180 19684.01 07/08/97
MIAMI SHORES 14 179 1.00 29800 01/08/12
FL 2539218 1 71 18.00 175000 01/08/97
33138 112990000539218 02 41 2 94254
7.25
11601 NW 72nd TER 2 301 62783.55 03/23/97
Alachua 09 299 2.75 63000 01/01/22
FL 2538984 1 90 18.00 160000 12/23/96
32615 112990000538984 01 26 2 81000
5.99
Miami 1 179 1.50 0.00 06/06/97
2538867 14 177 18.00 25000 11/06/11
FL 112990000538867 02 1 63 2 137000 12/06/96
33165 46 60000
7.25
30665 SW 188th CT 2 300 20945.67 06/18/97
Homestead 14 298 1.00 49900 12/18/21
FL 2519759 1 56 18.00 90000 12/18/96
33030 112990000519759 02 21 2 0
7.25
1370 E Bates PKY 2 299 42831.09 03/20/97
Englewood 14 297 0.50 43000 11/20/21
CO 2539304 1 80 18.00 150000 12/20/96
80110 108990000539304 02 26 2 77000
5.99
11176 W 62nd AVE 2 300 19767.36 07/14/97
Arvada 14 299 2.25 19950 01/14/22
CO 2539272 1 90 18.00 133000 01/14/97
80004 108990000539272 01 39 2 99750
7.25
9313 KENDALL ST 3 180 40000.00 07/07/97
WESTMINSTER 14 179 2.25 40000 01/07/12
CO 2539193 1 87 18.00 120000 01/07/97
80030 108990000539193 02 43 2 63484
7.25
4030 West 103rd Court 2 299 30911.67 06/02/97
Westminster 09 297 3.25 31000 11/02/21
CO 2538610 1 90 18.00 240000 12/02/96
80030 108990000538610 02 50 2 185000
7.25
6587 Calypte LN 2 300 21420.82 06/17/97
Loomis 09 298 2.25 41500 12/17/21
CA 2539327 1 90 18.00 277000 12/17/96
95650 106990000539327 02 41 2 207750
7.25
4820 Redfield RD 2 300 9770.56 03/20/97
Doylestown 14 298 2.25 25000 12/20/21
PA 2538382 1 81 18.00 253832 12/20/96
18901 142990000538382 01 42 2 180000
5.99
2639 NW Fireweed PL 2 300 58768.25 03/16/97
Corvallis 16 298 1.50 90000 12/16/21
OR 2539206 1 70 18.00 130000 12/16/96
97330 141990000539206 02 46 2 0
5.99
20718 Town Drive 2 299 17749.28 06/20/97
Bend 09 297 3.25 17800 11/20/21
OR 2538606 1 90 18.00 119000 12/20/96
97701 141990000538606 02 46 2 89250
7.25
11349 SE Highland LOOP 3 180 29200.00 03/05/97
Clackamas 09 178 2.75 29500 12/05/11
OR 2537658 1 90 18.00 295000 12/05/96
97015 141990000537658 01 36 2 236000
5.99
West Babylon 2 300 2.25 33545.50 03/23/97
2538640 14 298 18.00 33700 12/23/21
NY 136990000538640 02 1 89 2 135000 12/23/96
11704 42 86262
5.99
67 Fuller AVE 2 300 198557.97 04/10/97
Chatham 14 299 0.75 200000 01/10/22
NJ 2539314 1 52 18.00 390000 01/10/97
07928 134990000539314 02 6 2 0
5.99
55 E Grand AVE 2 300 15133.83 06/18/97
Montvale 14 298 2.25 40000 12/18/21
NJ 2538340 1 90 18.00 225000 12/18/96
07645 134990000538340 02 45 2 160787
7.25
1920 Bay Hill Drive 2 300 50000.00 03/20/97
Las Vegas 09 298 1.50 100000 12/20/21
NV 2539286 1 20 18.00 500000 12/20/96
89117 132990000539286 02 32 2 0
5.99
4660 Olmsted CT 2 300 33275.92 03/26/97
Reno 14 298 2.75 33500 12/26/21
NV 2539102 1 88 18.00 310000 12/26/96
89509 132990000539102 02 33 2 239200
5.99
5225 DANENS DR 3 180 33840.82 06/24/97
EDINA 14 178 2.75 33900 12/24/11
MN 2539269 1 90 21.75 168000 12/24/96
55439 127990000539269 02 45 2 117297
7.25
30175 Peninsula AVE 2 300 20958.33 03/12/97
Lindstrom 14 298 0.25 35000 12/12/21
MN 2538645 1 73 18.00 182000 12/12/96
55045 127990000538645 02 29 2 96724
5.99
9 Crestview CIR 2 300 35000.00 03/20/97
Centerville 14 298 2.25 35000 12/19/21
MA 2538992 1 88 18.00 277000 12/19/96
02632 125990000538992 01 41 2 207000
5.99
1784 Deerview Street 2 299 23020.63 03/17/97
Glendora 14 297 3.25 23100 11/17/21
CA 2538577 1 90 18.00 154000 12/17/96
91740 106990000538577 02 49 2 115500
5.99
8471 Sunkist CIR 2 299 69495.29 04/02/97
Huntington Beach 14 298 3.25 70000 12/02/21
CA 2538981 1 90 18.00 308000 01/02/97
92641 106990000538981 02 42 2 207000
5.99
31502 W Street 1 180 21890.00 03/27/97
Laguna Beach 14 178 1.00 40000 12/27/11
CA 2538973 1 56 18.00 400000 12/27/96
92677 106990000538973 02 43 2 181624
5.99
Torrance 1 180 2.25 24823.08 03/18/97
2538959 14 178 18.00 31500 12/17/11
CA 106990000538959 02 1 90 2 265000 12/17/96
90505 28 207000
5.99
7228 Calidris LN 1 180 94063.11 06/20/97
Carlsbad 09 178 3.75 94500 12/20/11
CA 2538940 1 87 18.00 500000 12/20/96
92009 106990000538940 02 37 2 339916
7.25
1940 Avenue #102 1 180 22000.00 0
San Diego 04 178 2.75 22000 12/06/11
CA 2538934 1 100 18.00 140000 12/06/96
92101 106990000538934 02 25 2 117966
11.
11713 Vail CT 2 300 37700.00 06/11/97
San Diego 09 298 2.25 37700 12/11/21
CA 2538798 1 90 18.00 252000 12/11/96
92131 106990000538798 01 42 2 188600
7.25
222 Avenue B 2 300 69491.65 06/10/97
Redondo Beach 14 298 2.75 69500 12/10/21
CA 2538757 1 90 18.00 695000 12/10/96
90277 106990000538757 01 36 2 556000
7.25
1 Jib Street, Penthouse A 2 300 59000.00 05/25/97
Los Angeles ( 04 297 2.75 59000 11/25/21
CA 2538617 1 90 18.00 590000 11/25/96
90292 106990000538617 01 41 2 472000
7.25
25812 Chalmers Place 2 300 0.00 06/11/97
Calabasas Area 09 298 2.75 75000 12/11/21
CA 2538615 1 87 18.00 780000 12/11/96
91302 106990000538615 01 36 2 600000
7.25
6207 Wilmington DR 3 180 3838.46 0
Burke 09 178 3.00 27000 12/26/11
VA 2539326 1 100 24.00 234000 12/26/96
22015 151990000539326 02 30 2 205500
11.25
3217 MCINTYRE ST 3 180 35600.00 06/09/97
RICHMOND 14 178 1.50 35600 12/09/11
VA 2539247 1 75 24.00 190000 12/09/96
23233 151990000539247 02 23 2 106838
7.25
75 Winchester RD 2 300 49788.01 07/03/97
Arlington 14 299 0.50 50000 01/03/22
MA 2537975 1 63 18.00 400000 01/03/97
02174 151990000537975 01 41 2 200000
7.25
580 Edgehill Drive 2 299 26300.00 06/24/97
Providence 14 297 2.50 30000 11/24/21
UT 2539300 1 86 18.00 144000 12/24/96
84332 149990000539300 02 25 2 92431
7.25
North Logan 2 299 2.75 11932.43 07/06/97
2539275 14 298 18.00 15000 12/06/21
UT 149990000539275 02 1 86 2 117000 01/06/97
84341 36 84592
7.25
519 Browning ST 2 299 12409.87 04/09/97
Mill Valley 14 298 1.75 50000 12/09/21
CA 2505763 1 55 18.00 475000 01/09/97
94941 106990000505763 02 46 2 210000
5.99
59 Meadowood 2 299 14877.20 05/12/97
Aliso Viejo 04 296 0.50 18000 10/12/21
CA 2538532 1 80 18.00 150000 11/12/96
92656 106990000538532 02 45 2 101400
7.25
1629 Whitsett Drive 2 299 34903.08 06/16/97
El Cajon 14 297 1.00 35000 11/16/21
CA 2538581 1 76 18.00 295000 12/16/96
92020 106990000538581 02 44 2 188300
7.25
401 Pearl ST 2 299 44600.00 04/10/97
Redondo Beach 14 298 2.25 44600 12/10/21
CA 2539134 1 90 18.00 446000 01/10/97
90277 106990000539134 01 42 2 356800
5.99
2326 Nella Vista Avenue 1 179 33982.51 06/18/97
Los Angeles 14 177 1.00 34100 11/18/11
CA 2539119 1 75 18.00 310000 12/18/96
90027 106990000539119 02 33 2 198302
7.25
4297 Carpineria Avenue #10 1 179 31874.30 03/20/97
Carpinteria 04 177 1.00 32000 11/20/11
CA 2539110 1 60 18.00 310000 12/20/96
93013 106990000539110 02 45 2 151637
5.99
428 Bianca AVE 2 300 24943.66 06/19/97
Coral Gables 14 298 2.75 25000 12/19/21
FL 2538150 1 90 18.00 250000 12/19/96
33146 112990000538150 02 48 2 199756
7.25
867 Windsor WAY 2 300 32572.77 03/26/97
Santa Barbara 14 298 2.25 32900 12/26/21
CA 2539177 1 90 18.00 329000 12/26/96
93105 106990000539177 02 40 2 263200
5.99
709 N Bay Front 2 300 99426.68 04/02/97
Newport Beach 14 299 1.00 100000 01/02/22
CA 2539106 1 77 18.00 1110000 01/02/97
92662 106990000539106 01 30 2 750000
5.99
3240 Kempton AVE 2 301 23200.00 04/08/97
Oakland 14 300 2.50 23200 02/01/22
CA 2539085 1 90 18.00 155000 01/08/97
94611 106990000539085 01 29 2 116250
5.99
Moorpark 2 299 2.75 16849.96 03/10/97
2539047 14 297 18.00 17000 11/10/21
CA 106990000539047 02 1 87 2 189000 12/10/96
93021 47 147216
5.99
32279 Valiant Way 1 180 35500.00 03/26/97
Union City 14 178 1.00 35500 12/26/11
CA 2539009 1 75 18.00 198000 12/26/96
94587 106990000539009 02 39 2 112000
5.99
302 Monterey ST 2 299 5256.23 07/07/97
Santa Cruz 14 298 1.00 20000 12/07/21
CA 2538958 1 80 18.00 350000 01/07/97
95060 106990000538958 02 35 2 257000
7.25
6 Coral Reef 2 300 49827.73 06/11/97
Newport Coast 09 298 2.25 50000 12/11/21
CA 2538807 1 90 18.00 507589 12/11/96
92657 106990000538807 01 41 2 406000
7.25
100 Hickory TRL 1 180 27500.00 02/06/97
Cumming 14 177 0.25 30000 11/05/11
GA 2518500 1 69 18.00 175000 11/06/96
30130 113990000518500 02 27 2 90000
8.5
10447 E Dorado PL 2 299 44919.24 03/09/97
Englewood 14 297 2.25 45000 11/09/21
CO 2538317 1 89 18.00 285000 12/09/96
80111 108990000538317 02 35 2 207000
5.99
749 S Oneida ST 2 300 21468.63 06/16/97
Denver 09 298 2.75 21500 12/16/21
CO 2520933 1 88 18.00 255000 12/16/96
80224 108990000520933 02 33 2 201673
7.25
3 E Burgundy CT 1 180 33977.41 06/09/97
Highlands Eanch 09 178 3.75 34000 12/09/11
CO 2518904 1 88 18.00 255000 12/10/96
80126 108990000518904 02 36 2 188000
7.25
11751 Samuel DR 3 180 99800.00 03/20/97
Garden Grove 14 178 3.25 100000 12/20/11
CA 2538963 1 90 24.00 165000 12/20/96
92640 106990000538963 02 50 2 47101
5.99
7811 Medallion Way 1 180 14955.85 03/16/97
Rohnert Park 14 178 2.25 18000 12/16/11
CA 2539010 1 85 18.00 199000 12/16/96
94928 106990000539010 02 40 2 149250
5.99
6738 Andover Lane 2 299 53206.42 06/18/97
Los Angeles 14 297 2.75 53900 11/18/21
CA 2539045 1 90 18.00 540000 12/18/96
90045 106990000539045 01 45 2 431200
7.25
Glendale 2 299 1.00 158461.32 03/13/97
2539097 14 297 18.00 165400 11/13/21
CA 106990000539097 02 1 80 2 475000 12/13/96
91202 39 214600
5.99
1549 Silver ST 1 180 33866.44 03/23/97
Hermosa Beach 14 178 2.25 34000 12/23/11
CA 2539098 1 90 18.00 340000 12/23/96
90254 106990000539098 01 39 2 272000
5.99
6383 Choctaw Place 2 299 27214.16 03/04/97
Rancho 14 297 0.50 45000 11/04/21
CA 2539159 1 66 18.00 240000 12/04/96
91739 106990000539159 02 24 2 111781
5.99
2905 Cavedale RD 2 299 27210.38 07/08/97
Glen Ellen 14 298 1.00 50000 12/08/21
CA 2539141 1 76 18.00 560000 01/08/97
95442 106990000539141 02 41 2 375000
7.25
2136 W 7420 South 1 179 7961.50 06/19/97
West Jordan 14 177 2.75 10000 11/19/11
UT 2539042 1 85 18.00 125000 12/19/96
84084 149990000539042 02 30 2 95825
7.25
route 3 Box 114 1 179 26108.16 05/26/97
Astoria 14 176 2.75 26200 10/26/11
OR 2538568 1 90 18.00 175000 11/26/96
97103 141990000538568 02 44 2 131250
7.25
414 Carroll AVE 2 299 43600.00 03/02/97
Mamaroneck 14 297 2.75 43600 11/02/21
NY 2513040 1 90 18.00 440000 12/02/96
10543 136990000513040 01 34 2 349000
11.
4925 East Nisbet Road 3 179 16000.00 05/22/97
Scottsdale 14 176 1.00 16000 10/22/11
AZ 2538267 1 80 24.00 130000 11/22/96
85254 104990000538267 02 47 2 88000
7.25
32516 N 68th PL 2 299 63559.55 04/07/97
Scottsdale 09 298 2.50 64000 12/07/21
AZ 2538947 1 90 18.00 340000 01/07/97
85262 104990000538947 02 22 2 240060
5.99
1152 East Edison Street 2 300 41450.00 05/27/97
Tucson 14 297 0.25 50000 11/27/21
AZ 2538262 1 73 18.00 134000 11/27/96
85719 104990000538262 02 27 2 46683
7.25
5850 57th Avenue NE 3 180 49970.78 03/18/97
Seattle 14 178 2.50 50000 12/18/11
WA 2539036 1 90 25.00 250000 12/18/96
98105 153990000539036 02 32 2 173373
5.99
Tacoma 2 299 2.75 25996.01 03/18/97
2539081 14 297 18.00 26000 11/18/21
WA 153990000539081 02 1 90 2 180000 12/18/96
98406 32 135000
5.99
9619 198th ST SE 3 180 21966.14 06/30/97
SNOHOMISH 14 178 2.25 27900 12/30/11
WA 2539100 1 90 25.00 280000 12/30/96
98290 153990000539100 02 40 2 224008
7.25
152 15th Avenue 1 180 38802.00 03/24/97
Seattle 14 178 2.75 39000 12/24/11
WA 2539050 1 90 18.00 260000 12/24/96
98122 153990000539050 02 37 2 195000
5.99
612 NE 17th Street 3 180 7000.00 03/23/97
Seattle 14 178 2.25 10000 12/23/11
WA 2539041 1 82 25.00 130000 12/23/96
98155 153990000539041 02 33 2 95980
5.99
8821 132nd Street NE 1 179 25382.75 03/16/97
Arlington 14 177 3.25 30000 11/16/11
WA 2539046 1 89 18.00 150000 12/16/96
98223 153990000539046 02 40 2 102170
5.99
35417 Edmunds GRV 3 180 27574.10 06/13/97
New Baltimore 14 178 3.25 27600 12/13/11
MI 2538331 1 90 18.00 184000 12/13/96
48047 126990000538331 02 39 2 138000
7.25
4400 Rolling Pine DR 3 180 59981.36 06/26/97
West Bloomfield 14 178 3.25 60000 12/26/11
MI 2539061 1 90 18.00 452000 12/26/96
48323 126990000539061 02 43 2 346000
7.25
25 Ash LN 2 300 26177.98 04/09/97
Randolph 14 299 0.50 26400 01/09/22
NJ 2539183 1 80 18.00 253000 01/09/97
07869 134990000539183 02 45 2 173631
5.99
10214 Wrangler DR 2 300 100038.05 03/04/97
Elk Grove 14 298 1.00 104000 12/01/21
CA 2538299 1 80 18.00 365000 12/04/96
95624 106990000538299 02 45 2 187569
5.99
5248 Ventura Canyon Avenue 2 299 35451.21 03/16/97
Van Nuys Area 14 297 2.25 35600 11/16/21
CA 2538258 1 90 18.00 237000 12/16/96
91401 106990000538258 01 34 2 177700
5.99
6895 Serenity LN 2 300 27677.43 03/13/97
St. Clair 14 298 2.25 27750 12/13/21
MI 2538224 1 90 18.00 185000 12/13/96
48079 106990000538224 02 43 2 138750
5.99
Hollister 2 300 2.25 31396.59 02/25/97
2537486 14 297 18.00 31600 11/25/21
CA 106990000537486 01 1 90 2 210930 11/25/96
95023 36 158150
10.5
1760 Colony WAY 3 180 33593.85 05/14/97
Gilroy 14 177 3.25 33600 11/14/11
CA 2519839 1 90 24.00 336000 11/14/96
95020 106990000519839 01 44 2 268700
7.25
1097 Country Club Drive 2 299 40842.99 02/21/97
Petaluma 14 296 2.75 40900 10/21/21
CA 2520311 1 90 18.00 409000 11/21/96
94952 106990000520311 01 44 2 327200
11.
24 S 20th ST 3 180 10500.00 02/27/97
San Jose 14 177 3.25 35000 11/27/11
CA 2521381 1 90 24.00 200000 11/27/96
95116 106990000521381 02 45 2 145000
11.5
25936 W Bryant PL 2 300 53753.18 03/11/97
Stevenson Ranch 09 298 2.50 53950 12/11/21
CA 2538831 1 90 18.00 290000 12/11/96
91381 106990000538831 01 43 2 207000
5.99
3920 Lake Vista CT 2 299 72354.78 03/26/97
Encino Area 14 297 3.75 72700 11/26/21
CA 2538760 1 90 18.00 730000 12/26/96
91436 106990000538760 01 38 2 581600
5.99
10885 Aviary CT 2 300 17000.00 06/19/97
San Diego 14 298 0.75 17000 12/19/21
CA 2538758 1 80 18.00 280000 12/19/96
92131 106990000538758 01 30 2 207000
7.25
3910 Via Mar Monte 2 300 109738.49 03/18/97
Carmel 14 298 1.75 190000 12/18/21
CA 2538707 1 74 18.00 1200000 12/18/96
93923 106990000538707 02 22 2 695314
5.99
28810 Startree Lane 2 299 16333.32 02/28/97
Saugus 14 296 2.75 18000 10/29/21
CA 2538565 1 90 18.00 184000 11/29/96
91350 106990000538565 02 48 2 147030
11.
5360 Estate Drive 2 299 15934.52 03/03/97
Oakland 14 297 2.25 16000 11/03/21
CA 2538542 1 83 18.00 220000 12/03/96
94618 106990000538542 01 44 2 165000
5.99
22 Cresta Del Sol 2 299 35200.00 06/03/97
San Clemente 09 297 2.75 35200 11/03/21
CA 2538505 1 85 18.00 725000 12/03/96
92673 106990000538505 02 38 2 580000
7.25
Valencia 2 300 2.00 45100.00 03/11/97
2538470 09 298 18.00 45100 12/11/21
CA 106990000538470 02 1 90 2 460000 12/11/96
91355 29 368800
5.99
3616 Banyan Street 2 300 15474.72 03/09/97
Santa Rosa 14 298 2.25 15500 12/09/21
CA 2538323 1 90 18.00 155000 12/09/96
95403 106990000538323 01 40 2 124000
5.99
51 SE 11th ST 3 180 13466.07 06/18/97
POMPANO BEACH 14 178 2.75 20000 12/18/11
FL 2538719 1 97 18.00 135000 12/18/96
33060 112990000538719 02 32 2 110713
7.25
11620 SW 181 ST 3 180 15999.36 06/10/97
Miami 14 178 2.75 16000 12/10/11
FL 2538685 1 89 18.00 86000 12/10/96
33157 112990000538685 02 42 2 60000
7.25
8755 SW 122nd ST 2 300 8300.00 06/19/97
Miami 14 298 3.25 38000 12/19/21
FL 2538191 1 89 18.00 214000 12/19/96
33176 112990000538191 01 50 2 152000
7.25
7312 NW 58th WAY 1 180 7000.00 02/22/97
Parkland 09 177 0.25 20000 11/22/11
FL 2520979 1 60 18.00 160000 11/22/96
33067 112990000520979 02 20 2 75000
8.5
6 Bayberry LN 3 169 120000.00 03/09/97
Wilton 14 167 0.75 120000 01/01/11
CT 2517978 1 74 18.00 500000 12/09/96
06897 109990000517978 01 23 2 250000
5.99
356 Golden DR 2 300 12000.00 03/13/97
Fraser 14 298 2.75 20000 12/13/21
CO 2538946 1 89 18.00 215000 12/13/96
80442 108990000538946 01 41 2 171006
5.99
3558 E Davies AVE 2 299 39495.39 03/13/97
Littleton 14 297 0.50 40000 11/13/21
CO 2538670 1 25 18.00 165000 12/13/96
80122 108990000538670 02 20 2 0
5.99
5655 S Waco CT 2 299 37688.74 03/20/97
Aurora 09 297 2.25 37800 11/20/21
CO 2538622 1 88 18.00 260000 12/20/96
80015 108990000538622 01 41 2 189000
5.99
9295 S Windsor WAY 2 300 23242.89 03/17/97
Highlands Ranch 14 298 2.00 23300 12/17/21
CO 2538482 1 90 18.00 156000 12/17/96
80126 108990000538482 01 29 2 116600
5.99
Breckenridge 2 300 0.50 6852.84 03/12/97
2538469 14 298 18.00 30000 12/12/21
CO 108990000538469 02 1 69 2 330000 12/12/96
80424 44 196100
5.99
310 Hopi PL 2 299 49982.58 02/22/97
Boulder 14 296 0.50 50000 10/22/21
CO 2537655 1 65 18.00 400000 11/22/96
80303 108990000537655 01 22 2 207000
8.75
509 Eudora ST 2 299 50000.00 02/20/97
Denver 14 296 0.50 50000 10/20/21
CO 2537651 1 45 18.00 520000 11/20/96
80220 108990000537651 02 18 2 180800
8.75
1750 S Fairfax ST 2 299 14950.16 02/25/97
Denver 14 296 3.75 16000 10/25/21
CO 2521370 1 90 18.00 131000 11/25/96
80222 108990000521370 02 45 2 101750
12.
2568 S Vine ST 3 180 19590.72 06/06/97
Denver 14 178 3.75 33100 12/06/11
CO 2519974 1 94 18.00 119000 12/06/96
80210 108990000519974 02 49 2 78727
7.25
15830 W 14th PL 1 179 10000.00 01/25/97
Golden 14 175 1.00 10000 09/25/11
CO 2519591 1 68 18.00 124000 10/25/96
80401 108990000519591 02 44 2 73550
9.25
1172 Crystal Springs AVE 2 300 46777.67 03/19/97
San Bruno 14 298 2.75 47000 12/19/21
CA 2539012 1 87 18.00 300000 12/19/96
94066 106990000539012 02 43 2 214000
5.99
6052 Paso Los Cerritos 2 299 10053.56 03/26/97
San Jose 14 297 2.75 60000 11/26/21
CA 2538886 1 88 18.00 375000 12/26/96
95120 106990000538886 02 38 2 268956
5.99
63 Fernbrook LN 2 301 21004.54 03/18/97
Centerville 14 299 0.25 50000 01/01/22
MA 2538901 1 76 18.00 350000 12/18/96
02632 125990000538901 02 23 2 214600
5.99
19 Vincent RD 2 299 30400.00 06/12/97
Lynn 14 297 2.25 30400 11/12/21
MA 2520285 1 90 18.00 203000 12/12/96
01904 125990000520285 01 27 2 152150
7.25
9901 Indian LN 3 180 43500.00 06/16/97
Silver Springs 14 178 3.00 43500 12/16/11
MD 2538941 1 95 24.00 290000 12/16/96
20901 124990000538941 02 21 2 232000
7.25
Bethesda 2 300 2.75 13946.49 03/16/97
2538838 14 298 18.00 20000 12/17/21
MD 124990000538838 02 1 88 2 257500 12/17/96
20814 31 205000
5.99
39 Pikehall PL 2 301 16788.73 03/18/97
Baltimore 14 299 2.00 19800 01/01/22
MD 2538731 1 90 18.00 102000 12/18/96
21236 124990000538731 02 18 2 72000
5.99
206 BELLEFONTE DR 3 180 11797.26 06/20/97
ASHLAND 14 178 2.00 37500 12/20/11
KY 2538888 1 90 24.00 375000 12/20/96
41101 121990000538888 02 28 2 300000
7.25
7919 DELMAR AVE 3 180 21956.25 07/02/97
HAMMOND 14 179 2.50 24300 01/02/12
IN 2538759 1 90 21.00 71000 01/02/97
46324 118990000538759 02 22 2 39554
7.25
1428 WILMETTE AVE 3 180 4963.73 06/19/97
WILMETTE 15 178 2.75 42700 12/19/11
IL 2538735 1 90 24.00 285000 12/19/96
60091 117990000538735 02 40 2 213750
7.25
1353 Calamus 2 300 4929.79 06/28/97
Grayslake 14 298 0.50 50000 12/27/21
IL 2538446 1 76 18.00 340000 12/27/96
60030 117990000538446 02 41 2 207000
7.25
245 Harala LN 2 300 40000.00 06/12/97
Donnelly 14 298 1.50 40000 12/12/21
ID 2538720 1 79 18.00 218000 12/12/96
83615 116990000538720 02 48 2 130800
7.25
5590 North Millstream Way 2 300 13000.00 05/21/97
Boise 14 297 3.25 13000 11/21/21
ID 2521172 1 90 18.00 90000 11/21/96
83714 116990000521172 02 50 2 67500
7.25
135 Kaimanu Place 2 300 199312.87 03/18/97
Kihei 09 298 1.75 200000 12/18/21
HI 2538767 1 60 18.00 2000000 12/18/96
96753 115990000538767 02 14 2 997120
5.99
3071 Dale DR 2 300 48685.93 02/05/97
Atlanta 14 297 2.00 49100 11/04/21
GA 2518308 1 90 18.00 329000 11/05/96
30305 113990000518308 01 26 2 245700
10.25
1670 Chattahoochee Run DR 2 300 17054.60 11/28/96
Suwanee 09 294 0.50 17650 08/27/21
GA 2513453 1 80 18.00 280849 08/28/96
30174 113990000513453 01 38 2 207000
8.75
BRANDENTON 3 180 1.00 12481.93 06/23/97
2538773 14 178 18.00 20000 12/23/11
FL 112990000538773 02 1 55 2 108000 12/23/96
34203 43 38671
7.25
3737 Rockland DR 2 300 21422.60 03/19/97
Las Vegas 14 298 2.75 21500 12/19/21
NV 2520650 1 90 18.00 165500 12/19/96
89129 132990000520650 02 38 2 127340
5.99
314 Valley Forge CT 2 300 0.00 03/13/97
Chesterfield 04 298 0.50 40000 12/13/21
MO 2538484 1 76 18.00 264000 12/13/96
63017 129990000538484 01 41 2 160000
5.99
16311 127th ST 3 180 15703.88 06/27/97
BECKER 14 178 1.50 29700 12/27/11
MN 2538876 1 65 21.75 117000 12/27/96
55308 127990000538876 02 45 2 45285
7.25
19926 SHREWSBURY RD 3 180 17356.71 07/06/97
DETROIT 14 179 0.75 36000 01/06/12
MI 2538849 1 68 18.00 118000 01/06/97
48221 126990000538849 02 26 2 43588
7.25
7378 Village SQ 3 180 55900.00 07/01/97
West Bloomfield 14 178 4.00 55900 12/31/11
MI 2538801 1 90 18.00 373000 12/31/96
48322 126990000538801 02 44 2 279350
7.25
4641 Weddel 3 180 19875.47 07/08/97
Dearborn 14 179 2.00 20000 01/08/12
MI 2538680 1 50 18.00 94000 01/08/97
48125 126990000538680 02 48 2 26601
7.25
3956 Columbia CT 3 180 60000.00 07/08/97
Bloomfield Hills 14 179 2.00 75000 01/08/12
MI 2538651 1 58 18.00 760000 01/08/97
48302 126990000538651 02 50 2 365000
7.25
2599 Hartline 3 180 16900.00 07/08/97
Rochester 14 179 4.25 16900 01/08/12
MI 2538607 1 90 18.00 113000 01/08/97
48309 126990000538607 02 36 2 84750
7.25
600 E Columbia 2 301 13891.90 03/17/97
Pontiac 14 299 2.50 14000 01/01/22
MI 2538576 1 86 18.00 72500 12/17/96
48340 126990000538576 02 20 2 48056
5.99
5023 Pheasant Cove 3 180 29913.21 07/08/97
West Bloomfield 04 179 3.25 30000 01/08/12
MI 2538560 1 87 18.00 255000 01/08/97
48323 126990000538560 02 43 2 190000
7.25
Novi 3 180 3.25 6534.90 07/06/97
2538556 14 179 18.00 75000 01/06/12
MI 126990000538556 02 1 90 2 400000 01/06/97
48374 28 285000
7.25
701 Hickory Heights 3 180 1150.95 07/07/97
Bloomfield Hills 14 179 3.00 40000 01/07/12
MI 2538459 1 86 18.00 242000 01/07/97
48301 126990000538459 02 30 2 168000
7.25
8811 W 32 Mile 3 180 29690.84 07/07/97
Romeo 14 179 3.25 30000 01/07/12
MI 2538452 1 86 18.00 240000 01/07/97
48065 126990000538452 02 33 2 175997
7.25
4695 Midland 3 180 15699.25 07/07/97
Pinckney 14 179 2.25 15700 01/07/12
MI 2538438 1 90 18.00 105000 01/07/97
48169 126990000538438 02 40 2 78750
7.25
405 N Washington 3 180 10000.00 06/19/97
Royal Oak 14 178 2.75 20000 12/19/11
MI 2537965 1 90 18.00 135000 12/19/96
48067 126990000537965 02 37 2 101250
7.25
1806 Prestwick 2 300 28698.93 02/15/97
Grosse Pointe 14 297 0.25 45600 11/15/21
MI 2519379 1 80 18.00 207000 11/15/96
48236 126990000519379 02 47 2 119344
8.5
33 Maugus DR 3 180 61655.47 06/23/97
Wellesley Hills 14 178 1.00 100000 12/23/11
MA 2538951 1 76 18.00 850000 12/23/96
02181 125990000538951 02 40 2 546000
7.25
16870 Farley Road 2 300 46103.48 06/17/97
Los Gatos 14 298 2.25 46300 12/17/21
CA 2538612 1 90 18.00 465000 12/17/96
95032 106990000538612 01 43 2 370800
7.25
4708 Kimberley Common 2 300 39836.31 03/19/97
Livermore 09 298 2.25 40000 12/19/21
CA 2538816 1 90 18.00 210000 12/19/96
94550 106990000538816 02 35 2 148574
5.99
7979 Westside Road 2 300 50000.00 03/23/97
Healdsburg 14 298 1.00 50000 12/23/21
CA 2538810 1 63 18.00 720000 12/23/96
95448 106990000538810 02 24 2 400000
5.99
16 Saucito AVE 2 299 3500.00 03/17/97
Del Rey Oaks 09 297 2.25 30000 11/17/21
CA 2538797 1 90 18.00 220000 12/17/96
93940 106990000538797 02 46 2 168000
5.99
Berkeley 2 300 0.50 24600.00 06/26/97
2538792 14 298 18.00 24600 12/26/21
CA 106990000538792 02 1 80 2 299000 12/26/96
94708 26 214600
7.25
16230 E Benwood ST 2 300 21000.00 06/10/97
Covina Area 14 298 2.25 21000 12/10/21
CA 2538789 1 89 18.00 143000 12/10/96
91722 106990000538789 01 32 2 105000
7.25
785 Riverside DR 2 300 36436.19 06/03/97
San Jose 14 298 2.25 36600 12/03/21
CA 2538766 1 90 18.00 366000 12/03/96
95125 106990000538766 01 41 2 292800
7.25
310/312 N Mansfield AVE 2 300 49000.00 03/26/97
Los Angeles 14 298 2.25 49000 12/26/21
CA 2539011 1 90 18.00 490000 12/26/96
90036 106990000539011 01 37 2 392000
5.99
6781 Andover LN 1 179 62085.36 06/23/97
Los Angeles 14 177 2.75 62300 11/23/11
CA 2538999 1 90 18.00 623000 12/23/96
90045 106990000538999 01 39 2 498400
7.25
16260 Ranch RD 2 300 23851.80 03/13/97
Riverside 14 298 0.25 25000 12/13/21
CA 2538979 1 74 18.00 202000 12/13/96
92504 106990000538979 02 26 2 124258
5.99
10931 Gray Place 2 299 36364.58 04/03/97
Tustin 14 298 2.75 36750 12/03/21
CA 2538936 1 90 18.00 245000 01/03/97
92782 106990000538936 02 40 2 183750
5.99
2404 Monroe AVE 2 300 30972.73 03/18/97
San Diego 14 298 2.25 31100 12/18/21
CA 2538915 1 90 18.00 165000 12/18/96
92116 106990000538915 02 44 2 117400
5.99
128 Truman DR 2 300 9379.92 04/08/97
Brick 14 299 2.25 15000 01/06/22
NJ 2538802 1 85 18.00 107000 01/08/97
08723 134990000538802 02 44 2 74900
5.99
311 Carriage Housa LN 2 300 129638.70 03/19/97
Haddonfield 14 298 1.50 130000 12/19/21
NJ 2538681 1 50 18.00 262000 12/19/96
08033 134990000538681 01 50 2 0
5.99
1 Old Jailhouse RD 2 300 26890.53 03/20/97
Amherst 14 298 2.25 27000 12/20/21
NH 2538485 1 90 18.00 180000 12/20/96
03031 133990000538485 01 34 2 135000
5.99
Henderson 1 179 2.75 64559.72 04/02/97
2538663 09 178 18.00 71100 12/02/11
NV 132990000538663 02 1 90 2 300000 01/02/97
89014 31 198899
5.99
1046 San Carlos AVE 1 180 59960.13 06/16/97
El Granada 14 178 3.75 60000 12/16/11
CA 2538209 1 85 18.00 460000 12/16/96
94018 106990000538209 02 47 2 330000
7.25
195 Breckenwood WAY 1 180 94274.83 03/11/97
Sacramento 14 178 1.25 100000 12/11/11
CA 2538203 1 26 18.00 390000 12/11/96
95864 106990000538203 02 20 2 0
5.99
2572 Rolling Hills CT 1 180 114737.01 03/09/97
Alamo 09 178 1.00 115000 12/09/11
CA 2538195 1 77 18.00 1000000 12/09/96
94507 106990000538195 02 45 2 649950
5.99
5904 E Chapparal CT 2 300 39638.78 03/05/97
Orange 09 298 2.75 39700 12/05/21
CA 2538194 1 90 18.00 265000 12/05/96
92869 106990000538194 01 41 2 198650
5.99
11640 E Santa Ana AVE 2 300 15000.00 06/13/97
Clovis 09 298 3.75 15000 12/13/21
CA 2538188 1 85 18.00 336000 12/13/96
93611 106990000538188 02 34 2 268800
7.25
24622 Monita CIR 2 300 32059.54 06/16/97
Laguna Niguel 09 298 2.00 32100 12/16/21
CA 2538171 1 90 18.00 321500 12/16/96
92677 106990000538171 01 29 2 256900
7.25
1241 Brookdale AVE 1 179 30000.00 05/18/97
La Habra 14 176 3.20 30000 10/18/11
CA 2538395 1 88 18.00 310000 11/18/96
90631 106990000538395 01 36 2 239900
7.25
4669 Dandelion DR 2 300 25429.13 03/11/97
Redding 14 298 2.25 25500 12/11/21
CA 2538390 1 90 18.00 145000 12/11/96
96002 106990000538390 02 36 2 105000
5.99
23763 Burton ST 1 179 35000.00 02/05/97
West Hills 14 176 2.25 35000 10/05/11
CA 2538387 1 90 18.00 350000 11/05/96
91304 106990000538387 02 39 2 280000
10.5
2605- C Oak Road 2 300 18422.94 03/06/97
Walnut Creek 04 298 2.25 18450 12/06/21
CA 2538351 1 90 18.00 123000 12/06/96
94596 106990000538351 02 21 2 92250
5.99
Irvine 1 180 2.50 57139.27 06/11/97
2538350 14 178 18.00 57200 12/11/11
CA 106990000538350 01 1 90 2 573000 12/11/96
92715 26 458200
7.25
2072 Vintage Lane 2 300 36806.88 03/16/97
Livermore 14 298 2.75 42500 12/16/21
CA 2538339 1 90 18.00 425000 12/16/96
94550 106990000538339 01 48 2 340000
5.99
424 30th ST 3 180 39000.00 06/27/97
Manhattan Beach 14 178 2.25 39000 12/27/11
CA 2538649 1 90 24.00 390000 12/27/96
90266 106990000538649 01 22 2 312000
7.25
16023 E Ranch LN 2 299 37260.39 04/03/97
La Mirada 14 298 2.75 37500 12/03/21
CA 2538630 1 90 18.00 250000 01/03/97
90638 106990000538630 02 45 2 187500
5.99
178 E Boynton RD 2 299 44871.50 05/19/97
Kaysville 14 296 0.25 50000 10/19/21
UT 2538785 1 64 18.00 240000 11/19/96
84037 149990000538785 02 27 2 103148
7.25
8216 S Andorra DR 1 180 29662.46 03/17/97
Sandy 14 178 1.50 30000 12/17/11
UT 2538729 1 64 18.00 215000 12/17/96
84093 149990000538729 02 38 2 107034
5.99
4128 W Cheltonham Way 3 179 58750.00 06/02/97
West Jordan 14 177 3.25 58750 11/02/11
UT 2538391 1 90 24.00 123000 12/02/96
84084 149990000538391 02 38 2 51405
7.25
6679 Eagle Creek Drive 2 300 37600.00 02/25/97
Hamilton 14 297 2.25 37600 11/25/21
OH 2520832 1 90 18.00 251000 11/25/96
45011 139990000520832 01 33 2 188150
10.5
787 E Weber RD 2 300 6079.27 07/02/97
Columbus 14 299 3.50 11290 01/02/22
OH 2538636 1 95 18.00 78000 01/02/97
43211 139990000538636 02 30 2 62249
7.25
455 Sapphire ST 2 300 29956.01 03/05/97
Redwood City 14 298 2.25 40500 12/05/21
CA 2538124 1 90 18.00 270000 12/05/96
94062 106990000538124 02 42 2 202500
5.99
109 Molelumne River Drive 2 300 36184.94 03/09/97
Lodi 09 298 2.25 36250 12/09/21
CA 2538030 1 89 18.00 266000 12/09/96
95240 106990000538030 01 36 2 198750
5.99
San Jose 2 300 2.75 25555.23 06/04/97
2538028 14 298 18.00 25700 12/04/21
CA 106990000538028 01 1 85 2 515000 12/04/96
95120 49 412000
7.25
12070 Tartan Way 2 300 45000.00 03/06/97
Oakland 14 298 2.75 45000 12/06/21
CA 2538025 1 88 18.00 575000 12/06/96
94619 106990000538025 02 38 2 460000
5.99
1305 Pepper RD 2 300 74536.30 06/20/97
Petaluma 14 298 3.25 75000 12/20/21
CA 2538005 1 88 18.00 775000 12/20/96
94952 106990000538005 02 47 2 600000
7.25
3129 STONEGATE DR 2 299 82871.68 0
ALAMO 14 298 1.00 100000 12/06/21
CA 2538909 1 74 18.00 840000 01/06/97
94507 106910000538909 02 34 2 516839
9.25
1048 Ramona ST 2 299 89503.71 0
Palo Alto 14 298 0.75 98000 12/06/21
CA 2538913 1 80 18.00 550000 01/06/97
94301 106910000538913 02 26 2 342000
9.
1185 Brooklyn AVE 2 299 60000.00 06/18/97
Brooklyn 14 297 2.75 60000 11/18/21
NY 2538235 1 85 18.00 220000 12/18/96
11203 136990000538235 02 35 2 125065
7.25
51 Cedar Hill LN 2 300 15798.15 03/18/97
Media 16 298 2.25 32000 12/18/21
PA 2538641 1 82 18.00 355000 12/18/96
19063 142990000538641 01 45 2 257000
5.99
255 Gilles ST 2 299 19875.47 07/06/97
Mt. Angel 14 298 2.25 20000 12/06/21
OR 2538956 1 88 18.00 97000 01/06/97
97362 141990000538956 02 36 2 64402
7.25
5104 Northeast 141st Court 1 180 40207.96 06/17/97
Vancouver 14 178 2.25 45000 12/17/11
WA 2538927 1 90 18.00 205000 12/17/96
98682 153990000538927 02 37 2 138000
7.25
9007 E Day RD 2 300 37893.09 03/11/97
Mead 14 298 2.25 38000 12/11/21
WA 2538467 1 90 18.00 255000 12/11/96
99021 153990000538467 02 39 2 190621
5.99
12759 Ashleigh CT 2 300 34425.64 04/10/97
Fairfax 14 299 2.00 34800 01/10/22
VA 2538763 1 89 18.00 355000 01/10/97
22030 151990000538763 01 17 2 278400
5.99
Darien 1 179 0.75 35000.00 05/19/97
2538653 14 176 18.00 35000 10/19/11
CT 151990000538653 02 1 57 2 430000 11/19/96
06820 15 207000
7.25
8049 Wellington RD 2 300 9900.00 03/12/97
Alexandria 14 298 2.00 26000 12/12/21
VA 2538564 1 90 18.00 215000 12/12/96
22308 151990000538564 02 35 2 167000
5.99
7108 Lamar DR 2 300 19786.30 0
Springfield 14 298 0.50 21150 12/23/21
VA 2538344 1 80 18.00 200000 12/23/96
22150 151990000538344 02 33 2 138850
8.75
1361 S 35 E 2 299 22571.46 06/11/97
Farmington 14 297 2.75 22650 11/11/21
UT 2539001 1 83 18.00 155000 12/11/96
84025 149990000539001 02 33 2 104600
7.25
7538 W Patriot DR 2 299 19875.47 07/08/97
Magna 14 298 2.75 20000 12/08/21
UT 2538953 1 90 18.00 132000 01/08/97
84044 149990000538953 02 45 2 98492
7.25
1651 East Woodcrest Dr 2 300 18797.37 02/01/97
Salt Lake City 14 297 2.75 19100 11/01/21
UT 2538943 1 90 18.00 171000 11/01/96
84117 149990000538943 02 31 2 133872
11.
11572 Irving ST 2 299 1929.70 01/30/97
Westminster 09 295 2.25 14000 09/30/21
CO 2520924 1 90 18.00 145000 10/30/96
80030 108990000520924 02 30 2 116000
10.5
7944 Arcade Lake LN 37 1 180 16924.93 06/20/97
Citrus Heights 04 178 3.50 17000 12/20/11
CA 2538584 1 95 18.00 97500 12/20/96
95610 106990000538584 02 22 2 75539
7.25
9245 Robin Drive 2 300 64776.06 06/23/97
Los Angeles 14 298 2.75 65000 12/23/21
CA 2538570 1 90 18.00 650000 12/23/96
90069 106990000538570 01 40 2 520000
7.25
25 Sarazen Lane 2 299 59671.24 02/20/97
Coto De Caza 09 296 2.75 59700 10/20/21
CA 2538567 1 90 18.00 597237 11/20/96
92679 106990000538567 01 35 2 477750
11.
937 Desconsado Avenue 2 300 44439.45 03/17/97
Livermore 14 298 2.75 44600 12/17/21
CA 2538559 1 90 18.00 288000 12/17/96
94550 106990000538559 02 44 2 214600
5.99
Los Alamitos 2 299 2.25 28247.69 06/11/97
2538274 14 297 18.00 29000 11/11/21
CA 106990000538274 01 1 90 2 290000 12/11/96
90720 37 232000
7.25
201 Calle Del Juego 2 299 32925.63 06/19/97
San Clemente 14 297 2.00 33000 11/19/21
CA 2538271 1 86 18.00 290000 12/19/96
92672 106990000538271 02 30 2 214600
7.25
4225 Cedarpine Court 2 299 20180.42 03/16/97
Riverside 14 297 2.75 20250 11/16/21
CA 2538255 1 90 18.00 135000 12/16/96
92505 106990000538255 01 42 2 101250
5.99
1131 Geneva Avenue 2 301 29731.39 03/06/97
San Francisco 16 299 2.25 30000 01/01/22
CA 2537968 1 89 18.00 226500 12/06/96
94112 106990000537968 02 40 2 169946
5.99
3145 Camdon CT 2 300 20791.29 02/15/97
Pleasanton 09 297 2.25 31700 11/15/21
CA 2520359 1 90 18.00 317000 11/15/96
94588 106990000520359 02 44 2 253600
10.5
1692 MERRILL DR 2 299 38963.61 0
SAN JOSE 14 298 1.00 44000 12/06/21
CA 2538904 1 80 18.00 280000 01/06/97
95124 106910000538904 02 38 2 180000
9.25
2332 Via Olivera 3 180 0.00 06/19/97
Palos Verdes 14 178 2.25 63200 12/19/11
CA 2538650 1 90 24.00 632000 12/19/96
90274 106990000538650 01 37 2 505600
7.25
27700 Coldsprings Place 2 299 35021.91 06/20/97
Valencia 09 297 2.75 35150 11/20/21
CA 2538633 1 90 18.00 235000 12/20/96
91355 106990000538633 01 44 2 175800
7.25
13509 Woodridge Avenue 2 299 13337.83 06/19/97
La Mirada 14 297 1.50 13400 11/19/21
CA 2538631 1 65 18.00 165000 12/19/96
90638 106990000538631 02 50 2 92319
7.25
80 Raymond RD 3 180 36353.42 06/13/97
Sudbury 14 178 3.25 57500 12/13/11
MA 2537443 1 90 18.00 575000 12/13/96
01776 125990000537443 01 43 2 460000
7.25
13202 ARCHER AVE 3 180 18228.85 06/27/97
LEMONT 14 178 2.25 22500 12/27/11
IL 2538667 1 90 24.00 142000 12/27/96
60439 117990000538667 02 43 2 105234
7.25
West Chicago 3 180 2.25 32900.00 05/26/97
2519957 14 177 24.00 40900 11/26/11
IL 117990000519957 01 1 90 2 273000 11/26/96
60185 33 204750
7.25
22 Ivy Chase 1 180 44043.04 01/31/97
Atlanta 09 176 1.00 44700 10/30/11
GA 2538517 1 16 18.00 285000 10/31/96
30342 113990000538517 02 34 2 0
9.25
8685 Torrington DR 1 180 15000.00 01/09/97
Roswell 14 176 0.25 20000 10/08/11
GA 2517901 1 55 18.00 493000 10/09/96
30076 113990000517901 02 24 2 248245
8.5
1514 W Park LN 2 299 43300.00 07/02/97
Tampa 14 298 0.50 43300 12/02/21
FL 2538661 1 80 18.00 132000 01/02/97
33603 112990000538661 02 41 2 62213
7.25
909 W County Road #231 2 299 18600.00 02/22/97
Woodland Park 14 296 0.50 50000 10/22/21
CO 2537606 1 34 18.00 200000 11/22/96
80863 108990000537606 02 34 2 16318
8.75
621 Troon Court 2 300 46615.77 03/19/97
Milpitas 14 298 2.75 46900 12/19/21
CA 2538555 1 90 18.00 469900 12/19/96
95035 106990000538555 01 39 2 375900
5.99
1222 Silvius Avenue 2 299 39429.11 03/11/97
( San Pedro) Los 14 297 2.75 39500 11/11/21
CA 2538549 1 89 18.00 403000 12/11/96
90731 106990000538549 01 26 2 316000
5.99
8050 Canyon Creek Circle 2 300 29811.99 03/18/97
Pleasanton 14 298 2.25 29900 12/18/21
CA 2538543 1 90 18.00 300000 12/18/96
94588 106990000538543 01 41 2 239950
5.99
2157 Radio AVE 2 299 89434.00 07/03/97
San Jose 14 298 3.50 95000 12/03/21
CA 2538530 1 88 18.00 395000 01/03/97
95125 106990000538530 02 39 2 251250
7.25
1043 Via Bonita 2 300 22794.76 03/18/97
Alameda 04 298 2.00 27600 12/18/21
CA 2538523 1 90 18.00 184000 12/18/96
94502 106990000538523 01 23 2 138000
5.99
153 El Caminito RD 2 300 19171.84 03/05/97
Carmel Valley 14 298 2.25 19200 12/05/21
CA 2538495 1 85 18.00 385000 12/05/96
93924 106990000538495 01 39 2 308000
5.99
San Jose 2 300 2.25 32460.18 06/13/97
2538471 14 298 18.00 37500 12/13/21
CA 106990000538471 01 1 89 2 253000 12/13/96
95123 41 187500
7.25
219 Avila Street 2 300 49352.83 03/19/97
San Francisco 16 298 2.25 50000 12/19/21
CA 2538623 1 90 18.00 550000 12/19/96
94123 106990000538623 01 36 2 440000
5.99
215 Berkshire Drive 2 299 19950.98 03/10/97
Morgan Hill 14 297 0.25 20000 11/10/21
CA 2538619 1 79 18.00 226500 12/10/96
95037 106990000538619 02 27 2 158000
5.99
117 W Fairview AVE 2 300 34797.27 03/18/97
Inglewood 14 298 2.25 34900 12/18/21
CA 2538611 1 90 18.00 232500 12/18/96
90302 106990000538611 02 35 2 174350
5.99
83 Stephanie LN 2 300 25687.46 06/20/97
Alamo 14 298 2.25 50000 12/20/21
CA 2538600 1 90 18.00 512000 12/20/96
94507 106990000538600 02 44 2 409000
7.25
25279 Gold Hills DR 2 300 31908.82 06/23/97
Castro Valley 09 298 2.25 32000 12/23/21
CA 2538700 1 90 18.00 324425 12/23/96
94552 106990000538700 01 42 2 259500
7.25
1806 Ipswich LN 2 300 22947.40 03/16/97
Daly City 04 298 2.25 23000 12/16/21
CA 2538693 1 90 18.00 230000 12/16/96
94014 106990000538693 02 45 2 184000
5.99
11712 Elm Croft Avenue 2 299 9998.46 03/23/97
Norwalk 14 297 2.75 15000 11/23/21
CA 2538674 1 90 18.00 158000 12/23/96
90650 106990000538674 02 25 2 126400
5.99
1747 Gumwood DR 2 300 26208.77 06/23/97
Concord 14 298 0.25 26400 12/23/21
CA 2538656 1 80 18.00 176000 12/23/96
94519 106990000538656 01 19 2 114400
7.25
60 Pine Hill DR 2 299 84774.69 06/26/97
South Salem 14 297 3.25 85000 11/20/21
NY 2538198 1 86 18.00 540000 12/20/96
10590 136990000538198 02 45 2 378619
7.25
257 W 17th ST 2a 1 180 44000.00 05/15/97
New York 04 177 1.00 44000 11/15/11
NY 2520429 1 80 18.00 680000 11/15/96
10011 136990000520429 01 33 2 500000
7.25
Edgewood 2 301 2.25 7400.00 02/22/97
2520919 14 298 18.00 29650 12/01/21
NM 135990000520919 02 1 93 2 192500 11/22/96
87101 32 148100
10.5
34 SUNDERLAND DR 3 180 7187.36 06/30/97
BELLA VISTA 14 178 1.00 23500 12/31/11
AR 2538573 1 80 24.00 80500 12/31/96
72714 104990000538573 02 35 2 40847
7.25
1445 N Pepper AVE 2 300 191999.23 02/05/97
Rialto 14 297 1.00 192000 11/05/21
CA 2519034 1 80 18.00 240000 11/05/96
92376 106990000519034 02 44 2 0
9.25
17050 Bluewater LN 109 1 180 47751.74 06/11/97
Huntington Beach 04 178 2.25 50000 12/11/11
CA 2537612 1 93 18.00 273284 12/11/96
92649 106990000537612 02 45 2 201563
7.25
496 Wall ST 2 300 50000.00 06/06/97
Fort Bragg 14 298 3.25 50000 12/06/21
CA 2534181 1 87 18.00 145000 12/06/96
95437 106990000534181 02 50 2 75229
7.25
2726 E Hale ST 1 179 41381.58 06/30/97
Mesa 14 177 3.50 41900 11/30/11
AZ 2538290 1 95 18.00 155000 12/30/96
85203 104990000538290 02 29 2 105319
7.25
108 Montclair DR 2 300 38393.00 03/12/97
Henderson 09 298 3.00 38500 12/12/21
NV 2538500 1 89 18.00 208000 12/12/96
89014 132990000538500 02 17 2 145000
5.99
319 Grand Central AVE 3 180 27800.00 06/13/97
Amityville 14 178 3.25 28000 12/13/11
NY 2537584 1 90 24.00 280000 12/13/96
11701 136990000537584 01 50 2 224000
7.25
32-37 55th ST 2 299 47701.17 03/23/97
Woodside 14 297 2.25 48000 11/23/21
NY 2538501 1 90 18.00 210000 12/23/96
11377 136990000538501 02 42 2 141000
5.99
2330 63rd ST 2 300 28756.51 03/23/97
Brooklyn 14 298 2.75 28900 12/23/21
NY 2538575 1 88 18.00 260000 12/23/96
11204 136990000538575 02 39 2 198000
5.99
41 Minter LN 2 299 23657.46 03/13/97
Riverton 14 297 2.25 23700 11/13/21
WY 2538342 1 90 18.00 95000 12/13/96
82501 156990000538342 02 28 2 61750
5.99
Bonney Lake 3 180 2.25 15900.00 03/05/97
2538281 14 178 25.00 17450 12/05/11
WA 153990000538281 02 1 90 2 134000 12/05/96
98390 37 102998
5.99
2105 10th Street 3 180 56058.37 03/06/97
Anacortes 14 178 2.50 79300 12/06/11
WA 2538246 1 90 25.00 295000 12/06/96
98221 153990000538246 02 30 2 186172
5.99
13915 Rock Brook CT 3 180 69000.00 03/09/97
Clifton 09 178 2.75 100000 12/09/11
VA 2538079 1 90 24.00 495000 12/09/96
22024 151990000538079 02 39 2 341745
5.99
1983 South Lake Street 1 179 40698.30 06/17/97
Salt Lake City 14 177 0.50 49000 11/17/11
UT 2538666 1 79 18.00 145000 12/17/96
84105 149990000538666 02 38 2 64710
7.25
8906 N Upper Lando LN 3 179 59624.70 06/12/97
Park City 14 177 1.00 100000 11/12/11
UT 2538660 1 77 24.00 400000 12/12/96
84098 149990000538660 02 25 2 207509
7.25
66 S 980 W 2 299 14066.86 07/04/97
Orem RFC01 298 0.25 30000 12/04/21
UT 2538659 1 79 18.00 116500 01/04/97
84058 149990000538659 02 24 2 61673
7.25
3159 W 2995 S 3 180 17268.82 07/03/97
WEST VALLEY 14 179 2.00 20000 01/03/12
UT 2538643 1 84 24.00 77000 01/03/97
84119 149990000538643 02 27 2 44058
7.25
1493 S W Skye Parkway 2 299 36446.75 06/16/97
West Linn 09 297 2.75 36500 11/16/21
OR 2538561 1 88 18.00 288000 12/16/96
97068 141990000538561 01 40 2 214600
7.25
3250 Lake Monroe DR 2 299 28000.00 06/01/97
Douglasville 14 297 2.00 28000 11/04/21
FL 2519148 1 85 18.00 84000 12/04/96
30135 112990000519148 02 28 2 43056
7.25
9983 Thistle AVE 2 300 21895.53 03/23/97
Fountain Valley 14 298 2.25 22000 12/23/21
CA 2538474 1 81 18.00 232500 12/23/96
92708 106990000538474 01 38 2 165000
5.99
15 Northwood TER 3 180 90000.00 04/08/97
Haverhill 14 179 1.00 90000 01/08/12
MA 2538468 1 72 18.00 125000 01/08/97
01830 125990000538468 02 36 2 0
5.99
Palos Verdes 2 300 2.00 50000.00 06/04/97
Penin 2538444 14 298 18.00 50000 12/04/21
CA 106990000538444 01 1 90 2 540000 12/04/96
90274 29 432000
7.25
2550 Roop RD 2 300 39786.02 06/18/97
Gilroy 14 298 2.25 40000 12/18/21
CA 2538422 1 90 18.00 310000 12/18/96
95020 106990000538422 02 30 2 239000
7.25
1561 Virginia AVE 2 299 39788.83 03/12/97
Glendale 14 297 2.75 64000 11/12/21
CA 2538293 1 87 18.00 665000 12/12/96
91202 106990000538293 02 36 2 509355
5.99
1907 Paulette DR 1 180 28150.00 0
Morehead City 14 178 3.00 28150 12/10/11
NC 2538063 1 100 16.00 96500 12/10/96
28557 137990000538063 02 22 2 68324
11.25
1109 Beltrami DR 2 300 36000.00 05/25/97
San Jose 14 297 2.25 36000 11/25/21
CA 2537716 1 86 18.00 200000 11/25/96
95127 106990000537716 02 32 2 136000
7.25
1512 Mathias Place 1 179 24650.00 05/20/97
Rohnert Park 14 176 2.75 24650 10/20/11
CA 2537394 1 86 18.00 246990 11/20/96
94928 106990000537394 01 49 2 187550
7.25
4397 Armand Drive 2 299 43713.30 05/26/97
Concord 14 296 2.75 43800 10/26/21
CA 2537374 1 90 18.00 207000 11/26/96
94521 106990000537374 02 42 2 142500
7.25
1259 Cruzero Street 1 180 18500.00 02/22/97
Ojai 14 177 1.00 18500 11/22/11
CA 2521231 1 75 18.00 210000 11/22/96
93023 106990000521231 02 44 2 138830
9.25
9177 Locust ST 1 180 24800.00 06/12/97
Elk Grove 14 178 2.75 24800 12/12/11
CA 2538192 1 90 18.00 135000 12/12/96
95624 106990000538192 02 50 2 96671
7.25
1443 E Dorothy LK 2 300 49885.65 03/09/97
Fullerton 14 298 2.25 50000 12/09/21
CA 2538145 1 86 18.00 275000 12/09/96
92831 106990000538145 02 43 2 185650
5.99
966 Leeds DR 2 299 22000.00 06/20/97
North Bellemore 14 297 2.75 58800 11/20/21
NY 2538295 1 90 18.00 200000 12/20/96
11710 136990000538295 02 40 2 121182
7.25
Pomona 2 299 0.25 12417.64 03/30/97
2538277 14 297 18.00 16000 11/23/21
NY 136990000538277 02 1 42 2 480000 12/23/96
10970 25 183269
5.99
269 Big Piece RD 1 180 24654.17 03/20/97
Fairfield 14 178 1.00 25000 12/20/11
NJ 2537940 1 51 18.00 228000 12/20/96
07004 134990000537940 02 35 2 90133
5.99
7095 JOCELYN CT 3 180 9966.73 06/27/97
COTTAGE GROVE 14 178 2.00 18700 12/27/11
MN 2538411 1 90 21.75 125000 12/27/96
55016 127990000538411 02 24 2 93750
7.25
5370 Edge Lake RD 3 180 43600.00 07/03/97
Pinckney 14 179 3.00 43600 01/03/12
MI 2538332 1 86 18.00 291000 01/03/97
48169 126990000538332 02 28 2 205354
7.25
30835 Timberbrook 3 180 28500.00 07/03/97
Bingham Farms 04 179 3.25 28500 01/03/12
MI 2538309 1 85 18.00 230000 01/03/97
48025 126990000538309 02 42 2 167000
7.25
21355 Cunningham 3 180 15172.93 07/03/97
Warren 14 179 2.25 15300 01/03/12
MI 2538292 1 90 18.00 78000 01/03/97
48091 126990000538292 02 32 2 54891
7.25
1 COATBRIDGE CT 3 180 39809.02 06/20/97
OLNEY 14 178 1.50 40200 12/20/11
MD 2538421 1 80 24.00 195000 12/20/96
20832 124990000538421 02 40 2 115705
7.25
5348 S Farmhouse PL 2 299 29354.70 06/27/97
Boise 14 297 0.50 31000 11/27/21
ID 2538298 1 78 18.00 246500 12/27/96
83705 116990000538298 02 44 2 159750
7.25
10317 South Ashley Mesa Lane 3 179 36662.24 05/27/97
Sandy 14 176 0.50 37000 10/27/11
UT 2538012 1 80 24.00 305000 11/27/96
84092 149990000538012 01 42 2 207000
7.25
680 E 5900 S 3 179 4096.14 06/03/97
Murray 14 177 2.00 25000 11/03/11
UT 2519281 1 64 24.00 166000 12/03/96
84107 149990000519281 02 34 2 80000
7.25
159 SW Florence AVE #51 1 179 12094.30 06/28/97
Gresham 04 177 3.00 13000 11/28/11
OR 2538354 1 95 18.00 80000 12/28/96
97080 141990000538354 02 30 2 62256
7.25
Sandy 2 300 2.75 32951.85 06/16/97
2538036 14 298 18.00 33000 12/16/21
OR 141990000538036 02 1 81 2 140000 12/16/96
97055 45 80370
7.25
24834 Bella Vista Drive 1 180 90000.00 05/13/97
Santa Clarita ( 09 177 3.25 90000 11/13/11
CA 2520953 1 88 18.00 307000 11/13/96
91321 106990000520953 02 46 2 178934
7.25
3005 Adirondack Court 2 300 31730.86 05/15/97
Thousand Oaks- 14 297 2.25 31900 11/15/21
CA 2537357 1 90 18.00 319000 11/15/96
91362 106990000537357 01 37 2 255200
7.25
131 South Cliffwood Avenue 1 180 50000.00 06/02/97
Los Angeles 14 178 0.50 50000 12/02/11
CA 2537391 1 69 18.00 1500000 12/02/96
90049 106990000537391 01 36 2 975000
7.25
2429 Debbie Way 2 300 20500.00 02/13/97
Calistoga 14 297 2.75 20500 11/13/21
CA 2537465 1 85 18.00 207000 11/13/96
94515 106990000537465 02 43 2 153750
11.
4576 Del Valle Parkway 2 300 43664.53 03/06/97
Pleasanton 14 298 2.70 50000 12/06/21
CA 2537815 1 83 18.00 305000 12/06/96
94566 106990000537815 02 45 2 202000
5.99
1123 Bonnie Brae 1 179 30000.00 0
Pomona 14 177 3.75 30000 11/06/11
CA 2538020 1 90 18.00 120000 12/06/96
91767 106990000538020 02 41 2 77923
12.
6625 Parkridge CT 2 299 28458.21 03/06/97
Colorado Springs 14 297 3.75 28500 11/06/21
CO 2538494 1 90 18.00 98000 12/06/96
80915 108990000538494 02 44 2 59270
5.99
3601 KENYON LN 3 180 36000.00 06/20/97
LONGMONT 14 178 1.00 82200 12/20/11
CO 2538458 1 80 18.00 186500 12/20/96
80503 108990000538458 02 38 2 65795
7.25
713 Greenbriar DR 2 300 8307.77 06/24/97
Fort Collins 14 298 2.75 32400 12/23/21
CO 2538455 1 85 18.00 182000 12/23/96
80524 108990000538455 02 50 2 121003
7.25
2355 Lavender Hill 2 300 34816.84 07/03/97
Lafayette 14 299 0.75 99000 01/03/22
CO 2538325 1 36 18.00 277000 01/03/97
80026 108990000538325 02 40 2 0
7.25
Denver 3 179 2.50 9394.11 05/21/97
2538263 14 176 18.00 22100 10/21/11
CO 108990000538263 02 1 90 2 134000 11/21/96
80212 27 98500
7.25
1021 Ute DR 2 299 92000.00 02/22/97
Pagosa Springs 14 296 1.00 92000 10/22/21
CO 2521372 1 80 18.00 115000 11/22/96
81147 108990000521372 02 44 2 0
9.25
1421 Lemoyne ST 2 300 37772.20 02/26/97
Los Angeles 15 297 3.25 43000 11/26/21
CA 2538264 1 89 18.00 190000 11/26/96
90026 106990000538264 02 39 2 125805
11.5
1659 Pennystone Trail 2 300 15000.00 01/28/97
Surfside Beach 09 296 2.75 15000 10/28/21
SC 2519069 1 81 18.00 164000 10/28/96
29575 145990000519069 02 45 2 116385
11.
985 Lake Creek Way 3 179 14735.25 05/08/97
Heber 14 176 0.50 15000 10/08/11
UT 2520100 1 65 24.00 225000 11/08/96
84032 149990000520100 02 41 2 130000
7.25
3608 South 400 East 3 179 56000.00 06/05/97
Bountiful 14 177 1.50 56000 11/05/11
UT 2538164 1 78 24.00 201000 12/05/96
84010 149990000538164 02 50 2 100526
7.25
29084 Riveroak DR 3 180 13000.00 06/21/97
Romulus 14 178 3.50 13000 12/21/11
MI 2537971 1 94 18.00 96000 12/21/96
48174 126990000537971 02 26 2 76800
7.25
1142 BROWNS NECK RD 3 180 20000.00 06/19/97
WILLFLEET 14 178 0.75 20000 12/19/11
MA 2538326 1 57 18.00 150000 12/19/96
02667 125990000538326 02 31 2 65000
7.25
26 SUNSET RD 3 180 6918.86 06/26/97
WELLESLEY 14 178 1.00 28000 12/26/11
MA 2538319 1 80 18.00 410000 12/26/96
02181 125990000538319 02 38 2 300000
7.25
327 Beaumont AVE 2 300 13892.91 03/20/97
Baltimore 14 298 2.75 13950 12/21/21
MD 2538239 1 90 18.00 139500 12/21/96
21228 124990000538239 02 40 2 111600
5.99
1541 Elton WAY 2 300 25400.00 02/27/97
Crofton 14 297 1.00 85000 11/27/21
MD 2537689 1 77 18.00 275000 11/27/96
21114 124990000537689 02 27 2 125000
9.25
Accokeek 1 180 1.50 20673.04 03/04/97
2514540 14 178 18.00 20700 12/01/11
MD 124990000514540 02 2 77 2 133000 12/04/96
20607 44 80879
5.99
6083 S 75th AVE 2 301 30909.69 03/05/97
Summit 14 299 2.00 30950 01/01/22
IL 2538230 1 90 18.00 90000 12/05/96
60501 117990000538230 02 27 2 50050
5.99
3085 Mary DR 2 300 22800.00 09/24/96
Marietta 14 292 2.00 22800 06/24/21
GA 2507970 1 89 18.00 102000 06/24/96
30066 113990000507970 02 24 2 67500
10.25
370 Ilimalia Loop 2 300 50824.78 03/17/97
Kailua 14 298 3.75 51000 12/17/21
HI 2538330 1 90 18.00 510000 12/17/96
96734 115990000538330 02 50 2 408000
5.99
5814 N Miller Road 2 300 29921.54 03/11/97
Scottsdale 14 298 0.50 40000 12/11/21
AZ 2537801 1 73 18.00 300000 12/11/96
85250 104990000537801 02 41 2 178959
5.99
5210 NW 93rd AVE 2 299 15451.01 06/16/97
Gainsville 14 297 0.25 50000 11/16/21
FL 2538280 1 80 18.00 128000 12/16/96
32606 112990000538280 02 28 2 51669
7.25
705 Polaris BLVD SE 2 299 69828.48 03/11/97
Rio Rancho 14 297 3.25 75000 11/11/21
NM 2538402 1 88 18.00 86000 12/11/96
87124 135990000538402 02 48 2 0
5.99
701 San Juan De Rio DR 2 299 19880.32 03/12/97
Rio Rancho 14 297 1.00 20000 11/12/21
NM 2538401 1 61 18.00 89000 12/12/96
87124 135990000538401 02 48 2 33439
5.99
1709 Archuleta DR NE 2 299 21617.02 03/10/97
Albuquerque 14 297 0.50 30000 11/10/21
NM 2538394 1 80 18.00 240000 12/10/96
87112 135990000538394 02 42 2 160327
5.99
1510 Erbee NE 2 299 13304.12 03/11/97
Albuquerque 14 297 2.25 13500 11/11/21
NM 2538388 1 90 18.00 90000 12/11/96
87112 135990000538388 02 27 2 67500
5.99
959 Camelia Drive 2 299 24963.34 03/06/97
Henderson 09 297 2.25 25000 11/06/21
NV 2538306 1 85 18.00 300000 12/06/96
89015 132990000538306 02 44 2 229000
5.99
Reno 2 299 0.50 15708.43 06/21/97
2538278 14 297 18.00 20000 11/21/21
NV 132990000538278 02 1 42 2 120000 12/21/96
89503 34 29861
7.25
3346 Garehime ST 2 300 34687.64 03/09/97
Las Vegas 14 298 2.75 34750 12/09/21
NV 2538216 1 81 18.00 300000 12/09/96
89108 132990000538216 02 33 2 206252
5.99
1870 Kinsel CT 3 180 3300.00 06/19/97
Walled Lake 14 178 3.25 62800 12/19/11
MI 2538356 1 90 18.00 257000 12/19/96
48390 126990000538356 02 43 2 167626
7.25
6167 COWELL RD 3 180 2945.74 06/27/97
BRIGHTON 14 178 1.50 25500 12/27/11
MI 2538305 1 63 18.00 175000 12/27/96
48116 126990000538305 02 50 2 83062
7.25
1162 Long Lake RD 3 180 3000.00 07/02/97
Brighton 14 179 3.75 100000 01/02/12
MI 2538238 1 84 18.00 375000 01/02/97
48116 126990000538238 02 46 2 213700
7.25
3606 MALANCHA 3 180 26632.08 06/19/97
SAN CLEMENTE RFC01 178 2.25 36700 12/19/11
CA 2538279 1 90 24.00 367000 12/19/96
92673 106990000538279 02 37 2 293600
7.25
619 Bay Road 2 300 35922.74 03/18/97
Menlo Park 14 298 3.25 40000 12/18/21
CA 2538270 1 90 18.00 355000 12/18/96
94025 106990000538270 02 34 2 278000
5.99
14756 Exclaiber Drive 2 299 17367.89 03/16/97
Morgan Hills 14 297 2.25 37100 11/16/21
CA 2538252 1 89 18.00 376000 12/16/96
95037 106990000538252 01 36 2 297400
5.99
564 Glenburry Way 3 179 15294.14 06/12/97
San Jose 14 177 0.50 50000 11/12/11
CA 2538244 1 71 24.00 248000 12/12/96
95123 106990000538244 02 24 2 124000
7.25
4156 Greenview Drive 2 300 78861.19 03/05/97
El Dorado Hills 09 298 1.00 79000 12/05/21
CA 2538303 1 80 18.00 730000 12/05/96
95762 106990000538303 02 36 2 505000
5.99
1234 Rhus Street 2 299 34032.05 02/22/97
San Mateo 14 296 2.75 35000 10/22/21
CA 2538302 1 90 18.00 350000 11/22/96
94402 106990000538302 01 43 2 280000
11.
Temecula 2 299 2.00 30588.61 06/12/97
2538300 09 297 18.00 30700 11/12/21
CA 106990000538300 01 1 90 2 205000 12/12/96
92592 27 153500
7.25
2249 Fordham DR 2 300 32565.39 06/16/97
Santa Clara 14 298 2.00 32600 12/16/21
CA 2538289 1 90 18.00 326000 12/16/96
95051 106990000538289 01 22 2 260800
7.25
18518 Brymer Street 2 299 21679.38 06/20/97
Northridge Area 14 297 3.00 21750 11/20/21
CA 2538287 1 95 18.00 435000 12/20/96
91326 106990000538287 02 27 2 391500
7.25
1366 Cassins ST 2 300 10000.00 04/29/97
Carlsbad 09 296 2.25 30800 10/29/21
CA 2520003 1 85 18.00 617000 10/29/96
92009 106990000520003 01 36 2 492950
7.25
9881 Big Sur Drive 1 179 39626.30 0
Huntington Beach 14 177 3.75 39700 11/26/11
CA 2521307 1 86 18.00 295000 12/26/96
92648 106990000521307 02 38 2 212000
12.
1450 N WASHINGTON AVE 3 180 26288.34 06/27/97
LOVELAND 14 178 2.00 26700 12/27/11
CO 2538312 1 87 18.00 73000 12/27/96
80538 108990000538312 02 29 2 36212
7.25
310 Clare DR 2 299 6775.88 02/19/97
Castle Rock 09 296 2.25 12500 10/19/21
CO 2537662 1 89 18.00 253000 11/19/96
80104 108990000537662 02 44 2 211000
10.5
820 Ponderosa CT 2 299 49000.00 02/11/97
Eaton 14 296 2.25 49000 10/11/21
CO 2521145 1 90 18.00 140000 11/11/96
80615 108990000521145 02 35 2 76799
10.5
9507 W Ontario DR 2 300 15700.00 05/25/97
Littleton 14 297 2.25 15700 11/25/21
CO 2521104 1 86 18.00 87900 11/25/96
80123 108990000521104 02 39 2 59382
7.25
536 Fordham RD 2 299 99410.27 04/02/97
Foster City 14 298 2.75 100000 12/02/21
CA 2538375 1 90 18.00 710000 01/02/97
94402 106990000538375 02 36 2 532500
5.99
945 Baileyana RD 2 300 99794.52 06/18/97
Hillsborough 14 298 2.00 100000 12/18/21
CA 2538359 1 67 18.00 870000 12/18/96
94010 106990000538359 02 50 2 475000
7.25
Newport Beach 1 179 2.25 48938.24 06/16/97
2538346 14 177 18.00 49000 11/16/11
CA 106990000538346 01 1 90 2 490000 12/16/96
92663 45 392000
7.25
38 Cavalla Cay 2 300 14960.77 03/10/97
Novato 14 298 1.00 100000 12/10/21
CA 2538345 1 64 18.00 440000 12/10/96
94949 106990000538345 02 41 2 179520
5.99
2160 Londonderry Court 1 179 24182.60 03/12/97
Walnut Creek 09 177 2.25 24250 11/12/11
CA 2538336 1 90 18.00 242500 12/12/96
94596 106990000538336 02 44 2 194000
5.99
2015 Pintoresco CT 2 300 50000.00 03/06/97
Carlsbad 14 298 2.75 50000 12/06/21
CA 2538310 1 89 18.00 289000 12/06/96
92009 106990000538310 02 36 2 205200
5.99
9541 Zion CIR 2 299 37278.85 03/26/97
Huntington Beach 14 297 2.75 37500 11/26/21
CA 2538205 1 90 18.00 250000 12/26/96
92646 106990000538205 02 45 2 187500
5.99
6742 Elwood Road 1 180 19878.76 06/10/97
San Jose 14 178 3.25 80000 12/10/11
CA 2538100 1 89 18.00 600000 12/10/96
95120 106990000538100 02 43 2 450000
7.25
1621 Nancy Court 2 300 12710.89 02/28/97
Santa Rosa 14 297 2.25 27750 11/29/21
CA 2537979 1 90 18.00 185000 11/29/96
95401 106990000537979 02 44 2 138750
10.5
5 Yorktown 2 299 38319.17 05/08/97
Irvine 14 296 1.00 50000 10/08/21
CA 2537850 1 69 18.00 315000 11/08/96
92620 106990000537850 02 46 2 165000
7.25
4625 Black Pine Place 2 299 29921.54 02/27/97
San Diego 14 296 2.25 30000 10/27/21
CA 2537796 1 88 18.00 470000 11/27/96
92130 106990000537796 02 35 2 380000
10.5
18 Bayleaf LN 2 300 66100.00 06/11/97
Irvine 09 298 3.25 66100 12/11/21
CA 2537661 1 90 18.00 442000 12/11/96
92720 106990000537661 01 50 2 330850
7.25
115 E Saint John RD 2 300 30000.00 06/04/97
Phoenix 14 298 2.75 30000 12/05/21
AZ 2537945 1 88 18.00 140000 12/05/96
85022 104990000537945 02 40 2 92857
7.25
Brier 3 180 2.25 14000.00 03/09/97
2538333 14 178 25.00 14000 12/09/11
WA 153990000538333 02 1 88 2 145000 12/09/96
98036 32 113255
5.99
1725 SW 347th Place 3 180 13450.00 03/12/97
Federal Way 14 178 2.75 13450 12/12/11
WA 2538297 1 90 25.00 148000 12/12/96
98023 153990000538297 02 38 2 119115
5.99
3104 127th Avenue NE 3 180 13645.58 03/09/97
Bellevue 14 178 0.75 28500 12/09/11
WA 2538288 1 80 25.00 200000 12/09/96
98005 153990000538288 02 33 2 131480
5.99
18411 134th AVE SE 1 179 32169.36 06/27/97
Renton 14 177 2.75 40900 11/27/11
WA 2538275 1 90 18.00 180000 12/27/96
98058 153990000538275 02 48 2 121002
7.25
11553 40th Avenue NE 3 180 12496.41 03/09/97
Seattle 14 178 2.25 12500 12/09/11
WA 2538266 1 82 25.00 194000 12/09/96
98125 153990000538266 02 44 2 145500
5.99
23004 42nd PL W 3 180 23281.60 06/24/97
MOUNTLAKE 14 178 2.25 36000 12/24/11
WA 2538250 1 78 25.00 168000 12/24/96
98043 153990000538250 02 41 2 95000
7.25
1174 E BEAR HOLLOW CIR 3 180 15000.00 06/19/97
DRAPER 14 178 1.50 100000 12/19/11
UT 2538272 1 58 24.00 270000 12/19/96
84020 149990000538272 02 48 2 55177
7.25
1907 Reagan RD 1 180 11700.00 06/05/97
Richmond 14 178 3.50 11700 12/05/11
VA 2538284 1 95 18.00 102000 12/05/96
23228 151990000538284 02 27 2 85200
7.25
15101 44th Avenue West 1 179 28467.56 03/04/97
Lynnwood 14 177 3.25 28500 11/04/11
WA 2537790 1 90 18.00 155000 12/04/96
98037 153990000537790 02 46 2 110663
5.99
5501 Village Center DR 2 300 9693.69 06/09/97
Centreville 09 298 0.25 19400 12/09/21
VA 2521298 1 79 18.00 231000 12/09/96
20120 151990000521298 01 28 2 163000
7.25
115 Johnson HOLW 2 300 49668.47 03/06/97
Los Gatos 14 298 1.25 50000 12/06/21
CA 2516771 1 77 18.00 950000 12/06/96
95032 106990000516771 02 22 2 680000
5.99
Redwood City 2 300 3.75 54000.00 05/14/97
2537497 15 297 18.00 54000 11/13/21
CA 106990000537497 02 1 85 2 299000 11/13/96
94061 50 200000
7.25
2255 Frisco WAY 2 299 29503.12 06/10/97
Sparks 14 297 3.25 29650 11/10/21
NV 2538093 1 90 18.00 196000 12/10/96
89434 132990000538093 02 44 2 146548
7.25
39 Ashburton PL 2 300 26964.84 03/06/97
Laguna Niguel 14 298 2.75 27000 12/06/21
CA 2538217 1 90 18.00 273000 12/06/96
92677 106990000538217 01 37 2 216000
5.99
22 Mateo DR 2 300 26971.33 06/13/97
Tiburon 14 298 2.50 88000 12/13/21
CA 2538211 1 90 18.00 650000 12/13/96
94920 106990000538211 02 29 2 497000
7.25
2256 Palisades AVE 2 300 8862.33 03/05/97
Los Osos 14 298 2.25 21500 12/05/21
CA 2538202 1 91 18.00 165000 12/05/96
93402 106990000538202 02 35 2 127175
5.99
764 St. Marys RD 1 180 125000.00 06/18/97
Lafayette 14 178 1.00 125000 12/18/11
CA 2538200 1 62 18.00 700000 12/18/96
94549 106990000538200 02 38 2 306942
7.25
619 Lorren WAY 2 300 22395.41 03/10/97
Livermore 14 298 2.25 22600 12/10/21
CA 2538187 1 90 18.00 226000 12/10/96
94550 106990000538187 02 40 2 180800
5.99
1187 E 4975 S 3 180 36499.50 06/03/97
OGDEN 14 178 2.25 36500 12/03/11
UT 2538149 1 90 24.00 225000 12/03/96
84403 149990000538149 02 40 2 166000
7.25
920 E 550 N 3 180 27700.00 0
Bountiful 14 177 3.25 27700 11/22/11
UT 2521011 1 85 24.00 154000 11/22/96
84010 149990000521011 02 45 2 102298
11.5
5103 East Emigration Canyon 2 300 65785.00 01/09/97
Salt Lake City 14 296 1.00 105000 10/09/21
UT 2518207 1 73 18.00 318000 10/09/96
84108 149990000518207 02 44 2 127000
9.25
770 East Gregory Road 2 300 14946.53 02/12/97
Central Point 14 297 1.00 32700 11/12/21
OR 2520041 1 72 18.00 137000 11/12/96
97502 141990000520041 02 48 2 65000
9.25
Westbury 1 181 2.75 10000.00 0
2520507 14 178 18.00 22000 12/04/11
NY 136990000520507 02 1 85 2 170000 11/29/96
11590 45 122500
11.
1 Sherman AVE 3 180 11296.46 02/08/97
Bronxville 14 177 3.25 100000 11/08/11
NY 2519071 1 74 24.00 905000 11/08/96
10708 136990000519071 02 12 2 565000
11.5
12 Nestro RD 1 180 8221.20 03/30/97
West Orange 14 178 2.75 14500 12/30/11
NJ 2538232 1 90 18.00 145400 12/30/96
07052 134990000538232 02 48 2 116000
5.99
26632 Chester DR 2 300 13380.05 06/12/97
Laguna Hills 09 298 0.50 25000 12/12/21
CA 2537758 1 80 18.00 300000 12/12/96
92653 106990000537758 02 45 2 214600
7.25
4510 ALPINE RD 3 180 36972.35 06/14/97
PORTOLA VALLEY 14 178 1.50 38000 12/14/11
CA 2538112 1 81 24.00 770000 12/14/96
94028 106990000538112 02 49 2 579145
7.25
4855 Riversound DR 3 179 39400.00 05/12/97
Lithonia 14 176 2.75 39400 10/12/11
GA 2537889 1 90 24.00 350000 11/12/96
30058 113990000537889 02 50 2 275600
7.25
3422 Cormorant Cove DR 2 300 27082.50 03/02/97
Jacksonville 14 298 0.50 50000 12/02/21
FL 2520805 1 72 18.00 345000 12/02/96
32223 112990000520805 02 39 2 198100
8.75
13803 FRENCH LN 3 180 42615.95 06/09/97
DAVISBURG 14 178 1.00 67200 12/09/11
MI 2538161 1 80 18.00 227000 12/09/96
48350 126990000538161 02 45 2 114340
7.25
5708 Gibbing 3 180 23800.00 06/30/97
Shelby Twp 14 178 3.25 24000 12/31/11
MI 2538037 1 90 18.00 160000 12/31/96
48317 126990000538037 02 36 2 120000
7.25
920 W Liberty AVE 2 300 29921.78 06/09/97
Montebello 09 298 2.75 30000 12/09/21
CA 2538186 1 86 18.00 266500 12/09/96
90640 106990000538186 02 45 2 199000
7.25
28382 Via Del Sereno 2 300 36575.68 06/10/97
San Juan 09 298 2.75 36600 12/10/21
CA 2538166 1 90 18.00 367500 12/10/96
92675 106990000538166 01 50 2 293200
7.25
Moraga 1 180 1.50 65242.64 06/09/97
2538160 14 178 18.00 77000 12/09/11
CA 106990000538160 02 1 80 2 540000 12/09/96
94556 45 355000
7.25
944 E 58th ST 2 300 21207.29 03/13/97
Brooklyn 14 298 0.50 21300 12/13/21
NY 2537500 1 80 18.00 141000 12/13/96
11236 136990000537500 02 43 2 91471
5.99
384 Weidner AVE 2 300 27686.53 03/16/97
Oceanside 14 298 2.25 27750 12/16/21
NY 2537499 1 90 18.00 187000 12/16/96
11572 136990000537499 01 35 2 138750
5.99
107-52 139th ST 2 299 30000.00 02/25/97
Jamaica 14 296 0.50 30000 10/25/21
NY 2520440 1 54 18.00 137000 11/25/96
11435 136990000520440 02 40 2 42957
8.75
600 E Diamond 2 299 24208.16 02/06/97
Farmington 14 296 0.50 28000 10/06/21
NM 2537751 1 80 18.00 205000 11/06/96
87401 135990000537751 02 45 2 135000
8.75
4592 ISLAND PARK DR 3 180 18500.00 06/12/97
WATERFORD 14 178 0.75 50000 12/12/11
MI 2538051 1 66 18.00 355000 12/12/96
48329 126990000538051 02 23 2 181458
7.25
41 Goltra DR 2 299 29063.13 0
Basking Ridge 14 297 2.25 49600 11/24/21
NJ 2537862 1 90 18.00 271000 12/24/96
07920 134910000537862 02 45 2 194293
10.5
550 Leepin LN 3 180 67426.54 11/30/96
Forestville 14 174 1.50 68000 08/30/11
CA 2514913 1 77 24.00 550000 08/30/96
95436 106990000514913 02 49 2 353682
9.75
1290 Wynn RD 1 180 3938.72 02/26/97
Pasadena 14 177 1.00 50000 11/26/11
CA 2516769 1 69 18.00 350000 11/26/96
91107 106990000516769 02 39 2 191000
9.25
6049 Atoll Avenue 2 300 28628.94 01/28/97
Los Angeles ( Van 14 296 2.25 28900 10/28/21
CA 2519353 1 90 18.00 193000 10/28/96
91401 106990000519353 01 37 2 144750
10.5
65 Garron CT 2 300 32962.44 03/04/97
Walnut Creek 14 298 3.25 33000 12/04/21
CA 2537605 1 90 18.00 315000 12/04/96
94596 106990000537605 02 50 2 250463
5.99
Los Angeles 2 300 2.75 30000.00 02/24/97
2537781 14 297 18.00 30000 11/24/21
CA 106990000537781 01 1 88 2 308000 11/24/96
90027 31 240000
11.
31302 Avenida Madrid 2 299 33788.75 03/11/97
San Juan 09 297 2.25 34500 11/11/21
CA 2537897 1 90 18.00 346000 12/11/96
92675 106990000537897 01 35 2 276750
5.99
241 Barton DR 2 300 15964.83 06/12/97
Fremont 14 298 2.75 16000 12/12/21
CA 2538131 1 87 18.00 230000 12/12/96
94536 106990000538131 02 38 2 184000
7.25
15 Citrus Court 2 300 100000.00 06/06/97
Hillsborough 14 298 4.75 100000 12/06/21
CA 2538122 1 90 18.00 1025000 12/06/96
94010 106990000538122 02 50 2 817792
7.25
580 East Clarendon ST 2 300 25000.00 05/04/97
Gladstone 15 297 5.25 25000 11/04/21
OR 2519403 1 57 18.00 126000 11/04/96
97027 141990000519403 02 50 2 46500
7.25
806 Marye ST 2 300 55751.41 03/05/97
Fredericksburg 14 298 2.25 62300 12/05/21
VA 2538066 1 90 18.00 180000 12/05/96
22401 151990000538066 02 27 2 99565
5.99
31001 "G" ST 2 300 42867.26 06/16/97
Ocean Park 14 298 0.50 43000 12/16/21
WA 2538024 1 69 18.00 215000 12/16/96
98640 153990000538024 02 41 2 105000
7.25
9345 S Longwood DR 1 180 59314.21 05/04/97
Chicago 14 177 3.25 60000 11/04/11
IL 2518982 1 88 18.00 228000 11/04/96
60620 117990000518982 02 35 2 140000
7.25
1220 Scout AVE 3 180 11421.13 06/28/97
Lake Orion 14 178 3.25 35000 12/28/11
MI 2537841 1 87 18.00 457000 12/28/96
48360 126990000537841 02 40 2 362000
7.25
3845 Lincoln 3 180 2933.47 06/28/97
Bloomfield Hills 14 178 3.25 48000 12/28/11
MI 2537997 1 90 18.00 325000 12/28/96
48301 126990000537997 02 39 2 243750
7.25
4405 TOWNSHIP ROAD 112 3 180 20000.00 06/16/97
MT. GILLEAD 14 178 0.75 20000 12/16/11
OH 2538056 1 69 21.00 92000 12/16/96
43338 139990000538056 02 28 2 43000
7.25
Charlotte 2 299 2.50 28750.00 06/28/97
2538092 09 297 16.00 28750 11/28/21
NC 137990000538092 02 1 84 2 586000 12/28/96
28227 27 460000
7.25
404 N Curtis AVE B 2 300 39893.97 06/18/97
Alhambra 04 298 2.25 40000 12/18/21
CA 2538046 1 90 18.00 169000 12/18/96
91801 106990000538046 02 45 2 112088
7.25
1805 Harkness ST 2 300 26468.19 06/15/97
Manhattan Beach 14 298 2.25 34500 12/15/21
CA 2538043 1 90 18.00 345000 12/15/96
90266 106990000538043 02 35 2 276000
7.25
342 N Orlando AVE 2 300 11888.19 06/14/97
Los Angeles 14 298 2.00 34500 12/14/21
CA 2538042 1 89 18.00 345000 12/14/96
90048 106990000538042 02 30 2 270000
7.25
5223 Willow Ridge DR 3 180 24823.37 02/14/97
Woodstock 09 177 1.00 33000 11/14/11
GA 2517346 1 80 24.00 147000 11/08/96
30188 113990000517346 02 40 2 84459
9.25
16939 W 55th DR 3 180 58650.74 06/20/97
GOLDEN 14 178 1.00 60000 12/20/11
CO 2538060 1 36 18.00 312000 12/20/96
80403 108990000538060 02 41 2 50000
7.25
1017 Rodeo RD 3 180 41381.74 05/13/97
Pebble Beach 14 177 0.50 49900 11/13/11
CA 2520532 1 54 24.00 485000 11/13/96
93953 106990000520532 02 40 2 209201
7.25
2533 Caballo Court 2 300 31553.01 03/03/97
Santa Rosa 09 298 2.25 32000 12/03/21
CA 2537633 1 90 18.00 322500 12/03/96
95401 106990000537633 01 37 2 258000
5.99
8290 Skyline Drive 2 300 79000.00 05/15/97
Los Angeles 14 297 3.25 81500 11/15/21
CA 2537446 1 90 18.00 815000 11/15/96
90046 106990000537446 02 31 2 650000
7.25
28351 Nicholas Circle 05/08/97
Sangus Area
CA 2521236
91350 106990000521236 01 2
[NY01B:316703.2] 16069-00394 03/27/97 10:57am
<PAGE>
EXHIBIT B
LIMITED POWER OF ATTORNEY
KNOW ALL MEN BY THESE PREMISES:
That The Chase Manhattan Bank, as Indenture Trustee (the "Trustee"), under the
Indenture (the "Indenture") among ________________________________________ and
the Indenture Trustee, a organized and existing under the laws of the State of
New York, and having an office located at 450 West 33rd Street, in the City of
New York, State of New York, hath made, constituted and appointed, and does by
these presents make, constitute and appoint Residential Funding Corporation, a
corporation organized and existing under the laws of the State of Delaware, its
true and lawful Attorney-in-Fact, with full power and authority to sign,
execute, acknowledge, deliver, file for record, and record any instrument on its
behalf and to perform such other act or acts as may be customarily and
reasonably necessary and appropriate to effectuate the following enumerated
transactions in respect of any of the mortgages or deeds of trust (the
"Mortgages" and the "Deeds of Trust", respectively) creating a trust or second
lien or an estate in fee simple interest in real property securing a Revolving
Credit Loan and promissory notes secured thereby (the "Mortgage Notes") for
which the undersigned is acting as Trustee for various certificateholders
(whether the undersigned is named therein as mortgagee or beneficiary or has
become mortgagee by virtue of indorsement of the Mortgage Note secured by any
such Mortgage or Deed of Trust) and for which Residential Funding Corporation is
acting as master servicer.
This appointment shall apply only to transactions which the Trustee is
authorized to enter into under the Indenture, but in no event shall apply to any
transactions other than the following enumerated transactions only:
1. The modification or re-recording of a Mortgage or Deed of Trust, where
said modification or re-recording is for the purpose of correcting the
Mortgage or Deed of Trust to conform same to the original intent of the
parties thereto or to correct title errors discovered after such title
insurance was issued and said modification or re-recording, in either
instance, does not adversely affect the lien of the Mortgage or Deed of
Trust as insured.
2. The subordination of the lien of a Mortgage or Deed of Trust to an
easement in favor of a public utility company or a government agency or
unit with powers of eminent domain; this section shall include, without
limitation, the execution of partial satisfaction/releases, partial
reconveyances or the execution of requests to trustees to accomplish
same.
3. The qualified subordination of the lien of a Mortgage or Deed of Trust
to a lien of a creditor that is created in connection with the
refinancing of a debt secured by seller that was superior to the lien
of the Mortgage or Deed of Trust.
4. With respect to a Mortgage or Deed of Trust, the foreclosure, the
taking of a deed in lieu of foreclosure, or the completion of judicial
or non-judicial foreclosure or termination, cancellation or rescission
of any such foreclosure, including, without limitation, any and all of
the following acts:
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<PAGE>
a. The substitution of trustee(s) serving under a Deed of Trust, in accordance
with state law and the Deed of Trust;
b. Statements of breach or non-performance;
c. Notices of default;
d. Cancellations/rescissions of notices of default and/or notices of sale;
e. The taking of a deed in lieu of foreclosure; and
f. Such other documents and actions as may be necessary under the terms of the
Mortgage, Deed of Trust or state law to expeditiously complete said
transactions.
5. The conveyance of the properties to the mortgage insurer, or the
closing of the title to the property to be acquired as real estate
owned, or conveyance of title to real estate owned.
6. The completion of loan assumption agreements.
7. The full satisfaction/release of a Mortgage or Deed of Trust or full
reconveyance upon payment and discharge of all sums secured thereby,
including, without limitation, cancellation of the related Mortgage
Note.
8. The assignment of any Mortgage or Deed of Trust and the related
Mortgage Note, in connection with the repurchase of the Revolving
Credit Loan secured and evidenced thereby pursuant to the requirements
of a Residential Funding Corporation Seller Contract, including, with
limitation, by reason of conversion of an adjustable rate mortgage loan
from a variable rate to a fixed rate.
9. The full assignment of a Mortgage or Deed of Trust upon payment and
discharge of all sums secured thereby in conjunction with the
refinancing thereof, including, without limitation, the endorsement of
the related Mortgage Note.
The undersigned gives said Attorney-in-Fact full power and authority to execute
such instruments and to do and perform all and every act and thing necessary and
proper to carry into effect the power or powers granted by or under this Limited
Power of Attorney as fully as the undersigned might or could do, and hereby does
ratify and confirm to all that said Attorney-in-Fact shall lawfully do or cause
to be done by authority hereof.
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<PAGE>
Third parties without actual notice may rely upon the exercise of the power
granted under this Limited Power of Attorney; and may be satisfied that this
Limited Power of Attorney shall continue in full force and effect has not been
revoked unless an instrument of revocation has been made in writing by the
undersigned.
THE CHASE
MANHATTAN BANK,
not to its
individual
capacity, by
solely Indenture
Trustee under the
Agreements and the
Indentures
Name: Name:
Title: Title:
[NY01B:316703.2] 16069-00394 03/27/97 10:57am
<PAGE>
STATE OF )
SS.
COUNTY OF )
On this __th day of January, 1997, before me the undersigned, Notary
Public of said State, personally appeared _______________________________
personally known to me to be duly authorized officers of The Chase Manhattan
Bank that executed the within instrument and personally known to me to be the
persons who executed the within instrument on behalf of The Chase Manhattan Bank
therein named, and acknowledged to me such The Chase Manhattan Bank executed the
within instrument pursuant to its by-laws.
WITNESS my hand
and official seal.
Notary Public in and for the
State of
After recording, please mail to:
Attn:
[NY01B:316703.2] 16069-00394 03/27/97 10:57am
<PAGE>
EXHIBIT C
FORM OF REQUEST FOR RELEASE
DATE:
TO:
RE: REQUEST FOR RELEASE OF DOCUMENTS
In connection with your administration of the Revolving Credit Loans, we request
the release of the Mortgage File described below.
Servicing Agreement Dated:
Series #:
Account #:
Pool #:
Loan #:
Borrower Name(s):
Reason for Document Request: (circle one) Revolving Credit Loan
Prepaid in Full
Revolving Credit Loan Repurchased
"We hereby certify that all amounts received or to be received in connection
with such payments which are required to be deposited have been or will be so
deposited as provided in the Servicing Agreement."
- -------------------------------------
Residential Funding Corporation
Authorized Signature
******************************************************************
TO CUSTODIAN/INDENTURE TRUSTEE: Please acknowledge this request, and check off
documents being enclosed with a copy of this form. You should retain this form
for your files in accordance with the terms of the Servicing Agreement.
Enclosed Documents:[ ] Promissory Note
[ ] Mortgage or Deed of Trust
[ ] Assignment(s) of Mortgage or
Deed of Trust
[ ] Title Insurance Policy
[ ] Other: _________________________
Name
Title
Date
[NY01B:316703.2] 16069-00394 03/27/97 10:57am
<PAGE>
RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC.
as Depositor
and
WILMINGTON TRUST COMPANY
as Owner Trustee
-----------------------------------------
AMENDED AND RESTATED TRUST AGREEMENT
Dated as of March 27, 1997
------------------------------------------
Home Equity Loan-Backed Certificates,
Series 1997-HS2
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<PAGE>
Table of Contents
Section Page
ARTICLE I
Definitions
1.01. Definitions................................................. 1
-----------
1.02. Other Definitional Provisions............................... 1
-----------------------------
ARTICLE II
Organization
2.01. Name........................................................ 3
----
2.02. Office...................................................... 3
------
2.03. Purposes and Powers......................................... 3
-------------------
2.04. Appointment of Owner Trustee................................ 4
----------------------------
2.05. Initial Capital Contribution of Owner Trust Estate.......... 4
--------------------------------------------------
2.06. Declaration of Trust........................................ 4
--------------------
2.07. Liability of the Holder of the Designated Certificate....... 4
-----------------------------------------------------
2.08. Title to Trust Property..................................... 5
-----------------------
2.09. Situs of Trust.............................................. 5
--------------
2.10. Representations and Warranties of the Depositor............. 5
-----------------------------------------------
2.11. Payment of Trust Fees....................................... 6
---------------------
ARTICLE III
Conveyance of the Revolving Credit Loans;
Certificates
3.01. Conveyance of the Revolving Credit Loans.................... 7
----------------------------------------
3.02. Initial Ownership........................................... 7
-----------------
3.03. The Certificates............................................ 7
----------------
3.04. Authentication of Certificates.............................. 8
------------------------------
3.05. Registration of and Limitations on Transfer and Exchange of
-----------------------------------------------------------
Certificates................................................ 8
------------
3.06. Mutilated, Destroyed, Lost or Stolen Certificates........... 11
-------------------------------------------------
3.07. Persons Deemed Certificateholders........................... 11
---------------------------------
3.08. Access to List of Certificateholders' Names and Addresses... 11
---------------------------------------------------------
3.09. Maintenance of Office or Agency............................. 11
-------------------------------
3.10. Certificate Paying Agent.................................... 11
------------------------
3.11. Cooperation................................................. 13
-----------
3.12. The Designated Certificate.................................. 13
--------------------------
3.13. Restricted Certificates..................................... 13
-----------------------
ARTICLE IV
Authority and Duties of Owner Trustee
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i
<PAGE>
Section Page
4.01.General Authority...................................................16
-----------------
4.02.General Duties......................................................16
--------------
4.03.Action upon Instruction.............................................16
-----------------------
4.04.No Duties Except as Specified under Specified Documents or in
-------------------------------------------------------------
Instructions........................................................17
------------
4.05.Restrictions........................................................17
------------
4.06.Prior Notice to Certificateholders and the Credit Enhancer with
---------------------------------------------------------------
Respect to Certain Matters..........................................17
--------------------------
4.07.Action by Certificateholders with Respect to Certain Matters........18
------------------------------------------------------------
4.08.Action by Certificateholders with Respect to Bankruptcy.............18
-------------------------------------------------------
4.09.Restrictions on Certificateholders' Power...........................18
-----------------------------------------
4.10.Majority Control....................................................18
----------------
4.11.Doing Business in Other Jurisdictions...............................19
-------------------------------------
ARTICLE V
Application of Trust Funds
5.01.Distributions.......................................................20
-------------
5.02.Method of Payment...................................................20
-----------------
5.03.Signature on Returns................................................21
--------------------
5.04.Statements to Certificateholders....................................21
--------------------------------
5.05.Tax Reporting; Tax Elections........................................21
----------------------------
ARTICLE VI
Concerning the Owner Trustee
6.01.Acceptance of Trusts and Duties.....................................22
-------------------------------
6.02.Furnishing of Documents.............................................23
-----------------------
6.03.Representations and Warranties......................................23
------------------------------
6.04.Reliance; Advice of Counsel.........................................24
---------------------------
6.05.Not Acting in Individual Capacity...................................24
---------------------------------
6.06.Owner Trustee Not Liable for Certificates or Related Documents......24
--------------------------------------------------------------
6.07.Owner Trustee May Own Certificates and Notes........................25
--------------------------------------------
ARTICLE VII
Compensation of Owner Trustee
7.01.Owner Trustee's Fees and Expenses...................................26
---------------------------------
7.02.Indemnification.....................................................26
---------------
ARTICLE VIII
Termination of Trust Agreement
8.01.Termination of Trust Agreement......................................28
------------------------------
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ii
<PAGE>
8.02.Dissolution upon Bankruptcy of the Holder of the Designated
Certificate.......................................................... 29
-----------
8.03.Distribution of Assets on Termination Resulting from an Event of
----------------------------------------------------------------
Liquidation.......................................................... 29
ARTICLE IX
Successor Owner Trustees and Additional Owner Trustees
9.01.Eligibility Requirements for Owner Trustee........................... 31
------------------------------------------
9.02.Replacement of Owner Trustee......................................... 31
----------------------------
9.03.Successor Owner Trustee.............................................. 32
-----------------------
9.04.Merger or Consolidation of Owner Trustee............................. 32
----------------------------------------
9.05.Appointment of Co-Trustee or Separate Trustee........................ 32
---------------------------------------------
ARTICLE X
Miscellaneous
10.01Amendments........................................................... 34
----------
10.02No Legal Title to Owner Trust Estate................................. 35
------------------------------------
10.03Limitations on Rights of Others...................................... 35
-------------------------------
10.04Notices.............................................................. 36
-------
10.05Severability......................................................... 36
------------
10.06Separate Counterparts................................................ 36
---------------------
10.07Successors and Assigns............................................... 36
----------------------
10.08No Petition.......................................................... 36
-----------
10.09No Recourse.......................................................... 37
-----------
10.10Headings............................................................. 37
--------
10.11GOVERNING LAW........................................................ 37
-------------
10.12Integration.......................................................... 37
-----------
10.13Rights of Credit Enhancer To Exercise Rights of Certificateholders... 37
------------------------------------------------------------------
Signatures ................................................................40
EXHIBIT
Exhibit A - Form of Certificate...........................................A-1
Exhibit B - Certificate of Trust of Residential Home Equity
Loan Trust 1997-HS2 .........................B-1
Exhibit C - Form of 144A Investment Representation........................C-1
Exhibit D - Form of Investor Representation Letter........................D-1
Exhibit E - Form of Transferor Representation Letter......................E-1
Exhibit F - Form of Certificate of Non-Foreign Status.....................F-1
Exhibit G - Form of ERISA Representation Letter...........................G-1
Exhibit H - Form of Representation Letter.................................H-1
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
iii
<PAGE>
This Amended and Restated Trust Agreement, dated as of March 27, 1997
(as amended from time to time, this "Trust Agreement"), between RESIDENTIAL
FUNDING MORTGAGE SECURITIES II, INC., a Delaware corporation, as depositor (the
"Depositor") and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as
owner trustee (the "Owner Trustee"),
WITNESSETH THAT:
WHEREAS, the Depositor and the Owner Trustee entered into a trust
agreement dated as of March 15, 1997, in connection with the formation of a
Delaware business trust (the "Original Trust Agreement");
WHEREAS, the Depositor and the Owner Trustee wish to amend and restate the
Original Trust Agreement; NOW, THEREFORE, in consideration of the mutual
agreements herein
contained, the Depositor and the Owner Trustee agree as follows:
ARTICLE I
Definitions
Section 1.01. Definitions. For all purposes of this Trust Agreement,
except as otherwise expressly provided herein or unless the context otherwise
requires, capitalized terms not otherwise defined herein shall have the meanings
assigned to such terms in Appendix A to the Indenture dated March 27, 1997 (the
"Indenture"), between Home Equity Loan Trust 1997-HS2, as issuer, and The Chase
Manhattan Bank, as indenture trustee. All other capitalized terms used herein
shall have the meanings specified herein.
Section 1.02. Other Definitional Provisions.
(a) All terms defined in this Trust Agreement shall have the defined
meanings when used in any certificate or other document made or delivered
pursuant hereto unless otherwise defined therein.
(b) As used in this Trust Agreement and in any certificate or other
document made or delivered pursuant hereto or thereto, accounting terms not
defined in this Trust Agreement or in any such certificate or other document,
and accounting terms partly defined in this Trust Agreement or in any such
certificate or other document to the extent not defined, shall have the
respective meanings given to them under generally accepted accounting
principles. To the extent that the definitions of accounting terms in this Trust
Agreement or in any such certificate or other document are inconsistent with the
meanings of such terms under generally accepted accounting principles, the
definitions contained in this Trust Agreement or in any such certificate or
other document shall control.
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
<PAGE>
(c) The words "hereof," "herein," "hereunder" and words of similar
import when used in this Trust Agreement shall refer to this Trust Agreement as
a whole and not to any particular provision of this Trust Agreement; Article,
Section and Exhibit references contained in this Trust Agreement are references
to Articles, Sections and Exhibits in or to this Trust Agreement unless
otherwise specified; and the term "including" shall mean "including without
limitation".
(d) The definitions contained in this Trust Agreement are applicable to
the singular as well as the plural forms of such terms and to the masculine as
well as to the feminine and neuter genders of such terms.
(e) Any agreement, instrument or statute defined or referred to herein
or in any instrument or certificate delivered in connection herewith means such
agreement, instrument or statute as from time to time amended, modified or
supplemented and includes (in the case of agreements or instruments) references
to all attachments thereto and instruments incorporated therein; references to a
Person are also to its permitted successors and assigns.
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
2
<PAGE>
ARTICLE II
Organization
Section 2.01. Name. The trust shall be known as "Home Equity Loan Trust
1997-HS2" (the "Owner Trust" or "Trust"), in which name the Owner Trustee may
engage in the transactions contemplated hereby, make and execute contracts and
other instruments on behalf of the Trust and sue and be sued.
Section 2.02. Office. The office of the Trust shall be in care of the Owner
Trustee at the Corporate Trust Office or at such other address in Delaware as
the Owner Trustee may designate by written notice to the Certificateholders and
the Depositor.
Section 2.03. Purposes and Powers. The purpose of the Trust is to engage in
the following activities:
(i) to issue the Notes pursuant to the Indenture and the Certificates
pursuant to this Trust Agreement and to sell the Notes and the Certificates;
(ii) to purchase the Revolving Credit Loans and to pay the organizational,
start- up and transactional expenses of the Trust;
(iii) to assign, grant, transfer, pledge and convey the
Revolving Credit Loans pursuant to the Indenture and to hold, manage
and distribute to the Certificateholders pursuant to Section 5.01 any
portion of the Revolving Credit Loans released from the Lien of, and
remitted to the Trust pursuant to the Indenture;
(iv) to enter into and perform its obligations under the Basic Documents to
which it is to be a party;
(v) to engage in those activities, including entering into
agreements, that are necessary, suitable or convenient to accomplish
the foregoing or are incidental thereto or connected therewith,
including, without limitation, to accept additional contributions of
equity that are not subject to the Lien of the Indenture; and
(vi) subject to compliance with the Basic Documents, to engage
in such other activities as may be required in connection with
conservation of the Owner Trust Estate and the making of distributions
to the Certificateholders and the Noteholders.
The Trust is hereby authorized to engage in the foregoing activities. The Trust
shall not engage in any activity other than in connection with the foregoing or
other than as required or authorized by the terms of this Trust Agreement or the
Basic Documents while any Note is outstanding without the consent of the Holders
of a majority of the Certificate Percentage Interests of the Controlling
Certificates and the Indenture Trustee.
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
3
<PAGE>
Section 2.04. Appointment of Owner Trustee. The Depositor hereby appoints
the Owner Trustee as trustee of the Trust effective as of the date hereof, to
have all the rights, powers and duties set forth herein.
Section 2.05. Initial Capital Contribution of Owner Trust Estate. The
Depositor hereby sells, assigns, transfers, conveys and sets over to the Trust,
as of the date hereof, the sum of $1. The Owner Trustee hereby acknowledges
receipt in trust from the Depositor, as of the date hereof, of the foregoing
contribution, which shall constitute the initial corpus of the Trust and shall
be deposited in the Certificate Distribution Account. The Owner Trustee also
acknowledges on behalf of the Trust, the receipt in trust of the Revolving
Credit Loans and a Credit Enhancement Instrument assigned to the Trust pursuant
to Section 3.01, which shall constitute the Owner Trust Estate.
Section 2.06. Declaration of Trust. The Owner Trustee hereby declares
that it shall hold the Owner Trust Estate in trust upon and subject to the
conditions set forth herein for the use and benefit of the Certificateholders,
subject to the obligations of the Owner Trust under the Basic Documents. It is
the intention of the parties hereto that the Owner Trust constitute a business
trust under the Business Trust Statute and that this Trust Agreement constitute
the governing instrument of such business trust. It is the intention of the
parties hereto that, solely for federal, state and local income and franchise
tax purposes, the Owner Trust shall be treated as a partnership, with the assets
of the partnership being the Owner Trust Estate, the partners of the partnership
being the Certificateholders and the Notes being debt of the partnership and the
provisions of this Trust Agreement shall be interpreted to further this
intention. Solely for federal, state and local income and franchise tax
purposes, the rights of the Certificateholders (other than the Holder of the
Designated Certificate) will be those of limited partners and the rights of the
Holder of the Designated Certificate will be those of a general partner in a
partnership formed under the Delaware Revised Uniform Limited Partnership Act.
The parties agree that, unless otherwise required by appropriate tax
authorities, the Owner Trust will file or cause to be filed annual or other
necessary returns, reports and other forms consistent with the characterization
of the Owner Trust as a partnership for such tax purposes. Effective as of the
date hereof, the Owner Trustee shall have all rights, powers and duties set
forth herein and in the Business Trust Statute with respect to accomplishing the
purposes of the Owner Trust.
Section 2.07. Liability of the Holder of the Designated Certificate.
(a) The Holder of the Designated Certificate shall be liable directly to and
shall indemnify any injured party for all losses, claims, damages, liabilities
and expenses of the Owner Trust (including Expenses, to the extent not paid out
of the Owner Trust Estate) to the extent that the Holder of the Designated
Certificate would be liable if the Owner Trust were a partnership under the
Delaware Revised Uniform Limited Partnership Act in which the Holder of the
Designated Certificate were a general partner; provided, however, that the
Holder of the Designated Certificate shall not be liable for payments required
to be made on the Securities, or for any losses incurred by a Certificateholder
in the capacity of an investor in the Certificates or a Noteholder in the
capacity of an investor in the Notes or the Credit Enhancer for any amount due
and owing under the Credit Enhancement Instrument. The Holder of the Designated
Certificate shall be liable for any entity level taxes imposed on the Owner
Trust. In addition, any third party creditors of the Owner Trust, including the
Credit Enhancer (other than in connection with the obligations described in the
first sentence of this Section 2.07 for which the Holder of the Designated
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
4
<PAGE>
Certificate shall not be liable) shall be deemed third party beneficiaries of
this paragraph. The obligations of the Holder of the Designated Certificate
under this paragraph shall be evidenced by the Designated Certificate.
(b) Subject to subsection (a) above, the Certificateholders shall be
entitled to the same limitation of personal liability extended to stockholders
of private corporations for profit organized under the General Corporation Law
of the State of Delaware.
Section 2.08. Title to Trust Property. Legal title to the Owner Trust
Estate shall be vested at all times in the Trust as a separate legal entity
except where applicable law in any jurisdiction requires title to any part of
the Owner Trust Estate to be vested in a trustee or trustees, in which case
title shall be deemed to be vested in the Owner Trustee, a co-trustee and/or a
separate trustee, as the case may be.
Section 2.09. Situs of Trust. The Trust will be located and
administered in the State of Delaware. All bank accounts maintained by the Owner
Trustee on behalf of the Trust shall be located in the State of Delaware or the
State of New York. The Trust shall not have any employees in any state other
than Delaware; provided, however, that nothing herein shall restrict or prohibit
the Owner Trustee from having employees within or without the State of Delaware
or taking actions outside the State of Delaware in order to comply with Section
2.03. Payments will be received by the Trust only in Delaware or New York, and
payments will be made by the Trust only from Delaware or New York. The only
office of the Trust will be at the Corporate Trust Office in Delaware.
Section 2.10. Representations and Warranties of the Depositor. The
Depositor hereby represents and warrants to the Owner Trustee that:
(i) The Depositor is duly organized and validly existing
as a corporation in good standing under the laws of the State of
Delaware, with power and authority to own its properties and to conduct
its business as such properties are currently owned and such business
is presently conducted.
(ii) The Depositor is duly qualified to do business as a
foreign corporation in good standing and has obtained all necessary
licenses and approvals in all jurisdictions in which the ownership or
lease of its property or the conduct of its business shall require such
qualifications and in which the failure to so qualify would have a
material adverse effect on the business, properties, assets or
condition (financial or other) of the Depositor and the ability of the
Depositor to perform under this Trust Agreement.
(iii) The Depositor has the power and authority to execute
and deliver this Trust Agreement and to carry out its terms; the
Depositor has full power and authority to sell and assign the property
to be sold and assigned to and deposited with the Trust as part of the
Trust and the Depositor has duly authorized such sale and assignment
and deposit to the Trust by all necessary corporate action; and the
execution, delivery and performance of this Trust Agreement have been
duly authorized by the Depositor by all necessary corporate action.
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
5
<PAGE>
(iv) The consummation of the transactions contemplated by
this Trust Agreement and the fulfillment of the terms hereof do not
conflict with, result in any breach of any of the terms and provisions
of, or constitute (with or without notice or lapse of time) a default
under, the articles of incorporation or bylaws of the Depositor, or any
indenture, agreement or other instrument to which the Depositor is a
party or by which it is bound; nor result in the creation or imposition
of any Lien upon any of its properties pursuant to the terms of any
such indenture, agreement or other instrument (other than pursuant to
the Basic Documents); nor violate any law or, to the best of the
Depositor's knowledge, any order, rule or regulation applicable to the
Depositor of any court or of any federal or state regulatory body,
administrative agency or other governmental instrumentality having
jurisdiction over the Depositor or its properties.
Section 2.11. Payment of Trust Fees. The Owner Trustee shall pay the
Trust's fees and expenses incurred with respect to the performance of the
Trust's duties under the Indenture.
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
6
<PAGE>
ARTICLE III
Conveyance of the Revolving Credit Loans;
Certificates
Section 3.01. Conveyance of the Revolving Credit Loans. The Depositor,
concurrently with the execution and delivery hereof, does hereby transfer,
convey, sell and assign to the Trust, on behalf of the Holders of the Notes and
the Certificates and the Credit Enhancer, without recourse, all its right, title
and interest in and to the Revolving Credit Loans. The Depositor will also
provide the Trust with the Credit Enhancement Instrument.
The parties hereto intend that the transaction set forth herein be a
sale by the Depositor to the Trust of all of its right, title and interest in
and to the Revolving Credit Loans. In the event that the transaction set forth
herein is not deemed to be a sale, the Depositor hereby grants to the Trust a
security interest in all of its right, title and interest in, to and under the
Owner Trust Estate, all distributions thereon and all proceeds thereof; and this
Trust Agreement shall constitute a security agreement under applicable law.
Section 3.02. Initial Ownership. Upon the formation of the Trust by the
contribution by the Depositor pursuant to Section 2.05 and until the conveyance
of the Revolving Credit Loans pursuant to Section 3.01 and the issuance of the
Certificates, the Depositor shall be the sole Certificateholder.
Section 3.03. The Certificates. The Certificates shall be issued in
minimum denominations of a Certificate Percentage Interest of 10.0000% and
integral multiples of 0.0001% in excess thereof; provided, however, that the
Designated Certificate initially issued pursuant to Section 3.12 may be issued
in a Certificate Percentage Interest of 1.0000%; and provided further, that
Certificates may be issued in minimum denominations of less than 10.0000% in
accordance with the provisions of Section 3.14.
The Certificates shall be executed on behalf of the Trust by manual or
facsimile signature of an authorized officer of the Owner Trustee and
authenticated in the manner provided in Section 3.04. Certificates bearing the
manual or facsimile signatures of individuals who were, at the time when such
signatures shall have been affixed, authorized to sign on behalf of the Trust,
shall be validly issued and entitled to the benefit of this Trust Agreement,
notwithstanding that such individuals or any of them shall have ceased to be so
authorized prior to the authentication and delivery of such Certificates or did
not hold such offices at the date of authentication and delivery of such
Certificates. A Person shall become a Certificateholder and shall be entitled to
the rights and subject to the obligations of a Certificateholder hereunder upon
such Person's acceptance of a Certificate duly registered in such Person's name,
pursuant to Section 3.05.
A transferee of a Certificate shall become a Certificateholder and
shall be entitled to the rights and subject to the obligations of a
Certificateholder hereunder upon such transferee's acceptance of a Certificate
duly registered in such transferee's name pursuant to and upon satisfaction of
the conditions set forth in Section 3.05.
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Section 3.04. Authentication of Certificates. Concurrently with the
acquisition of the Revolving Credit Loans by the Trust, the Owner Trustee or the
Certificate Paying Agent shall cause the Certificates in an initial Certificate
Percentage Interest of 100.00% to be executed on behalf of the Trust,
authenticated and delivered to or upon the written order of the Depositor,
signed by its chairman of the board, its president or any vice president,
without further corporate action by the Depositor, in authorized denominations.
No Certificate shall entitle its holder to any benefit under this Trust
Agreement or be valid for any purpose unless there shall appear on such
Certificate a certificate of authentication substantially in the form set forth
in Exhibit A, executed by the Owner Trustee or the Certificate Paying Agent, by
manual signature; such authentication shall constitute conclusive evidence that
such Certificate shall have been duly authenticated and delivered hereunder. All
Certificates shall be dated the date of their authentication.
Section 3.05. Registration of and Limitations on Transfer and Exchange
of Certificates. The Certificate Registrar shall keep or cause to be kept, at
the office or agency maintained pursuant to Section 3.09, a Certificate Register
in which, subject to such reasonable regulations as it may prescribe, the
Certificate Registrar shall provide for the registration of Certificates and of
transfers and exchanges of Certificates as herein provided. The Indenture
Trustee shall be the initial Certificate Registrar. If the Certificate Registrar
resigns or is removed, the Owner Trustee shall appoint a successor Certificate
Registrar.
Subject to satisfaction of the conditions set forth below and to the
provisions of Section 3.12 with respect to the Designated Certificate and
Section 3.13 with respect to the Restricted Certificates, upon surrender for
registration of transfer of any Certificate at the office or agency maintained
pursuant to Section 3.09, the Owner Trustee shall execute, authenticate and
deliver (or shall cause the Certificate Registrar as its authenticating agent to
authenticate and deliver) in the name of the designated transferee or
transferees, one or more new Certificates in authorized denominations of a like
aggregate amount dated the date of authentication by the Owner Trustee or any
authenticating agent. At the option of a Certificateholder, Certificates may be
exchanged for other Certificates of authorized denominations of a like aggregate
amount upon surrender of the Certificates to be exchanged at the office or
agency maintained pursuant to Section 3.09.
Every Certificate presented or surrendered for registration of transfer
or exchange shall be accompanied by a written instrument of transfer in form
satisfactory to the Certificate Registrar duly executed by the Certificateholder
or such Certificateholder's attorney duly authorized in writing. Each
Certificate surrendered for registration of transfer or exchange shall be
cancelled and subsequently disposed of by the Certificate Registrar in
accordance with its customary practice.
No service charge shall be made for any registration of transfer or
exchange of Certificates, but the Owner Trustee or the Certificate Registrar may
require payment of a sum sufficient to cover any tax or governmental charge that
may be imposed in connection with any transfer or exchange of Certificates.
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Except as described below, each Certificateholder shall establish its
non-foreign status by submitting to the Certificate Paying Agent an IRS Form W-9
and the Certificate of Non-Foreign Status set forth in Exhibit F hereto.
A Certificate may be transferred to a Certificateholder unable to
establish its non-foreign status as described in the preceding paragraph only if
such Certificateholder provides an Opinion of Counsel, which Opinion of Counsel
shall not be an expense of the Trust, the Owner Trustee, the Certificate
Registrar or the Depositor, satisfactory to the Depositor and the Credit
Enhancer, that such transfer (1) will not affect the tax status of the Owner
Trust and (2) will not adversely affect the interests of any Certificateholder,
Noteholder or the Credit Enhancer, including, without limitation, as a result of
the imposition of any United States federal withholding taxes on the Trust
(except to the extent that such withholding taxes would be payable solely from
amounts otherwise distributable to the Certificate of the prospective
transferee). If such transfer occurs and such foreign Certificateholder becomes
subject to such United States federal withholding taxes, any such taxes will be
withheld by the Indenture Trustee at the direction of the Trust Tax Matters
Person. Each Certificateholder unable to establish its non-foreign status shall
submit to the Certificate Paying Agent a copy of its Form W-8 and shall resubmit
such Form W-8 every three years.
No transfer, sale, pledge or other disposition of a Certificate shall
be made unless such transfer, sale, pledge or other disposition is exempt from
the registration requirements of the Securities Act and any applicable state
securities laws or is made in accordance with said Act and laws. In the event of
any such transfer, the Certificate Registrar or the Depositor shall prior to
such transfer require the transferee to execute (A) either (i) (a) an investment
letter in substantially the form attached hereto as Exhibit C (or in such form
and substance reasonably satisfactory to the Certificate Registrar and the
Depositor) which investment letters shall not be an expense of the Trust, the
Owner Trustee, the Certificate Registrar, the Master Servicer or the Depositor
and which investment letter states that, among other things, such transferee (a)
is a "qualified institutional buyer" as defined under Rule 144A, acting for its
own account or the accounts of other "qualified institutional buyers" as defined
under Rule 144A, and (b) is aware that the proposed transferor intends to rely
on the exemption from registration requirements under the Securities Act of
1933, as amended, provided by Rule 144A or (ii) (a) a written Opinion of Counsel
acceptable to and in form and substance satisfactory to the Certificate
Registrar and the Depositor that such transfer may be made pursuant to an
exemption, describing the applicable exemption and the basis therefor, from said
Act and laws or is being made pursuant to said Act and laws, which Opinion of
Counsel shall not be an expense of the Trust, the Owner Trustee, the Certificate
Registrar, the Master Servicer or the Depositor and (b) the transferee executes
a representation letter, substantially in the form of Exhibit D hereto, and the
transferor executes a representation letter, substantially in the form of
Exhibit E hereto, each acceptable to and in form and substance satisfactory to
the Certificate Registrar and the Depositor certifying the facts surrounding
such transfer, which representation letters shall not be an expense of the
Trust, the Owner Trustee, the Certificate Registrar, the Master Servicer or the
Depositor and (B) the Certificate of Non-Foreign Status (in substantially the
form attached hereto as Exhibit F) acceptable to and in form and substance
reasonably satisfactory to the Certificate Registrar and the Depositor, which
certificate shall not be an expense of the Trust, the Owner Trustee, the
Certificate Registrar or the Depositor. If the Certificateholder is unable to
provide a Certificate of Non-Foreign Status, the Certificateholder must provide
an Opinion
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of Counsel as described in the preceding paragraph. The Certificateholder
desiring to effect such transfer shall, and does hereby agree to, indemnify the
Trust, the Owner Trustee, the Certificate Registrar, the Master Servicer and the
Depositor against any liability that may result if the transfer is not so exempt
or is not made in accordance with such federal and state laws.
No transfer of Certificates or any interest therein shall be made to
any employee benefit plan or certain other retirement plans and arrangements,
including individual retirement accounts and annuities, Keogh plans and bank
collective investment funds and insurance company general or separate accounts
in which such plans, accounts or arrangements are invested, that are subject to
ERISA, or Section 4975 of the Code (collectively, "Plan"), any Person acting,
directly or indirectly, on behalf of any such Plan or any Person acquiring such
Certificates with "plan assets" of a Plan within the meaning of the Department
of Labor regulation promulgated at 29 C.F.R. ss.2510.3-101 ("Plan Assets")
unless the Depositor, the Owner Trustee, the Certificate Registrar and the
Master Servicer are provided with an Opinion of Counsel which establishes to the
satisfaction of the Depositor, the Owner Trustee, the Certificate Registrar and
the Master Servicer that the purchase of Certificates is permissible under
applicable law, will not constitute or result in any prohibited transaction
under ERISA or Section 4975 of the Code and will not subject the Depositor, the
Owner Trustee, the Certificate Registrar or the Master Servicer to any
obligation or liability (including obligations or liabilities under ERISA or
Section 4975 of the Code) in addition to those undertaken in this Agreement,
which Opinion of Counsel shall not be an expense of the Depositor, the Owner
Trustee, the Certificate Registrar or the Master Servicer. In lieu of such
Opinion of Counsel, a Plan, any Person acting, directly or indirectly, on behalf
of any such Plan or any Person acquiring such Certificates with Plan Assets of a
Plan may provide a certification in the form of Exhibit G to this Agreement,
which the Depositor, the Owner Trustee, the Certificate Registrar and the Master
Servicer may rely upon without further inquiry or investigation. Neither an
Opinion of Counsel nor a certification will be required in connection with the
initial transfer of any such Certificate by the Depositor to an affiliate of the
Depositor (in which case, the Depositor or any affiliate thereof shall have
deemed to have represented that such affiliate is not a Plan or a Person
investing Plan Assets of any Plan) and the Owner Trustee shall be entitled to
conclusively rely upon a representation (which, upon the request of the Owner
Trustee, shall be a written representation) from the Depositor of the status of
such transferee as an affiliate of the Depositor.
In addition, no transfer of a Certificate shall be permitted, and no
such transfer shall be registered by the Certificate Registrar or be effective
hereunder, if such transfer or the registration of such transfer would cause the
Trust to be classified as a publicly traded partnership, taxable as a
corporation for federal income tax purposes by causing the Trust to have more
than 100 Certificateholders at any time during the taxable year of the Trust.
In addition, no transfer, sale, assignment, pledge or other disposition
of a Certificate shall be made unless the proposed transferee executes a
representation letter substantially in the form of Exhibit D, or substantially
in the form of Exhibit H hereto, that (1) the transferee is acquiring the
Certificate for its own behalf and is not acting as agent or custodian for any
other person or entity in connection with such acquisition and (2) if the
transferee is a partnership, grantor trust or S corporation for federal income
tax purposes, the Certificates are not more than 50% of the assets of the
partnership, grantor trust or S corporation.
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Section 3.06. Mutilated, Destroyed, Lost or Stolen Certificates. If (a)
any mutilated Certificate shall be surrendered to the Certificate Registrar, or
if the Certificate Registrar shall receive evidence to its satisfaction of the
destruction, loss or theft of any Certificate and (b) there shall be delivered
to the Certificate Registrar and the Owner Trustee such security or indemnity as
may be required by them to save each of them and the Trust from harm, then in
the absence of notice to the Certificate Registrar or the Owner Trustee that
such Certificate has been acquired by a bona fide purchaser, the Owner Trustee
shall execute on behalf of the Trust and the Owner Trustee or the Certificate
Paying Agent, as the Trust's authenticating agent, shall authenticate and
deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or
stolen Certificate, a new Certificate of like tenor and denomination. In
connection with the issuance of any new Certificate under this Section 3.06, the
Owner Trustee or the Certificate Registrar may require the payment of a sum
sufficient to cover any tax or other governmental charge that may be imposed in
connection therewith. Any duplicate Certificate issued pursuant to this Section
3.06 shall constitute conclusive evidence of ownership in the Trust, as if
originally issued, whether or not the lost, stolen or destroyed Certificate
shall be found at any time.
Section 3.07. Persons Deemed Certificateholders. Prior to due
presentation of a Certificate for registration of transfer, the Owner Trustee,
the Certificate Registrar or any Certificate Paying Agent may treat the Person
in whose name any Certificate is registered in the Certificate Register as the
owner of such Certificate for the purpose of receiving distributions pursuant to
Section 5.02 and for all other purposes whatsoever, and none of the Trust, the
Owner Trustee, the Certificate Registrar or any Certificate Paying Agent shall
be bound by any notice to the contrary.
Section 3.08. Access to List of Certificateholders' Names and
Addresses. The Certificate Registrar shall furnish or cause to be furnished to
the Depositor or the Owner Trustee, within 15 days after receipt by the
Certificate Registrar of a written request therefor from the Depositor or the
Owner Trustee, a list, in such form as the Depositor or the Owner Trustee, as
the case may be, may reasonably require, of the names and addresses of the
Certificateholders as of the most recent Record Date. Each Holder, by receiving
and holding a Certificate, shall be deemed to have agreed not to hold any of the
Trust, the Depositor, the Certificate Registrar or the Owner Trustee accountable
by reason of the disclosure of its name and address, regardless of the source
from which such information was derived.
Section 3.09. Maintenance of Office or Agency. The Owner Trustee on
behalf of the Trust, shall maintain in the City of New York, The City of New
York, an office or offices or agency or agencies where Certificates may be
surrendered for registration of transfer or exchange and where notices and
demands to or upon the Owner Trustee in respect of the Certificates and the
Basic Documents may be served. The Owner Trustee initially designates the
Corporate Trust Office of the Indenture Trustee as its office for such purposes.
The Owner Trustee shall give prompt written notice to the Depositor, the Holder
of the Designated Certificate and the Certificateholders of any change in the
location of the Certificate Register or any such office or agency.
Section 3.10. Certificate Paying Agent. (a) The Certificate Paying Agent
shall make distributions to Certificateholders from the Certificate Distribution
Account on behalf of
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the Trust in accordance with the provisions of the Certificates and Section 5.01
hereof from payments remitted to the Certificate Paying Agent by the Indenture
Trustee pursuant to Section 3.05 of the Indenture. The Trust hereby appoints the
Indenture Trustee as Certificate Paying Agent and the Indenture Trustee hereby
accepts such appointment and further agrees that it will be bound by the
provisions of this Trust Agreement relating to the Certificate Paying Agent and
shall:
(i) hold all sums held by it for the payment of amounts
due with respect to the Certificates in trust for the benefit of the
Persons entitled thereto until such sums shall be paid to such Persons
or otherwise disposed of as herein provided;
(ii) give the Owner Trustee notice of any default by the
Trust of which it has actual knowledge in the making of any payment
required to be made with respect to the Certificates;
(iii) at any time during the continuance of any such
default, upon the written request of the Owner Trustee forthwith pay to
the Owner Trustee on behalf of the Trust all sums so held in Trust by
such Certificate Paying Agent;
(iv) immediately resign as Certificate Paying Agent and
forthwith pay to the Owner Trustee on behalf of the Trust all sums held
by it in trust for the payment of Certificates if at any time it ceases
to meet the standards required to be met by the Certificate Paying
Agent at the time of its appointment;
(v) comply with all requirements of the Code with
respect to the withholding from any payments made by it on any
Certificates of any applicable withholding taxes imposed thereon and
with respect to any applicable reporting requirements in connection
therewith; and
(vi) deliver to the Owner Trustee a copy of the report
to Certificateholders prepared with respect to each Payment Date by the
Master Servicer pursuant to Section 4.01 of the Servicing Agreement.
(b) The Trust may revoke such power and remove the Certificate Paying
Agent if the Owner Trustee determines in its sole discretion that the
Certificate Paying Agent shall have failed to perform its obligations under this
Trust Agreement in any material respect. The Indenture Trustee shall be
permitted to resign as Certificate Paying Agent upon 30 days written notice to
the Owner Trustee; provided the Indenture Trustee is also resigning as Paying
Agent under the Indenture at such time. In the event that the Indenture Trustee
shall no longer be the Certificate Paying Agent under this Trust Agreement and
Paying Agent under the Indenture, the Owner Trustee shall appoint a successor to
act as Certificate Paying Agent (which shall be a bank or trust company) and
which shall also be the successor Paying Agent under the Indenture. The Owner
Trustee shall cause such successor Certificate Paying Agent or any additional
Certificate Paying Agent appointed by the Owner Trustee to execute and deliver
to the Owner Trustee an instrument to the effect set forth in this Section 3.10
as it relates to the Certificate Paying Agent. The Certificate Paying Agent
shall return all unclaimed funds to the Trust and upon removal of a Certificate
Paying Agent such Certificate Paying Agent shall also return all
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funds in its possession to the Trust. The provisions of Sections 6.01, 6.03,
6.04 and 7.01 shall apply to the Certificate Paying Agent to the extent
applicable. Any reference in this Agreement to the Certificate Paying Agent
shall include any co-paying agent unless the context requires otherwise.
(c) The Certificate Paying Agent shall establish and maintain with
itself the Certificate Distribution Account in which the Certificate Paying
Agent shall deposit, on the same day as it is received from the Indenture
Trustee, each remittance received by the Certificate Paying Agent with respect
to payments made pursuant to the Indenture. The Certificate Paying Agent shall
make all distributions of Certificate Distribution Amounts on the Certificates,
from moneys on deposit in the Certificate Distribution Account.
Section 3.11. Cooperation. The Owner Trustee shall cooperate in all
respects with any reasonable request by the Credit Enhancer for action to
preserve or enforce the Credit Enhancer's rights or interest under this Trust
Agreement or the Insurance Agreement, consistent with this Trust Agreement and
without limiting the rights of the Certificateholders as otherwise expressly set
forth in this Trust Agreement.
Section 3.12. The Designated Certificate. (a) MATI shall on the Closing
Date purchase a Certificate representing a 1.00% Certificate Percentage Interest
of the Certificates (the "Designated Certificate") and shall thereafter retain
beneficial and record ownership of the Designated Certificates. The Owner
Trustee shall cause the Designated Certificates to contain a legend stating
"THIS CERTIFICATE IS NOT TRANSFERABLE EXCEPT UPON SATISFACTION OF THE CONDITIONS
IN SECTION 3.12(b) OF THE TRUST AGREEMENT."
(b) The Designated Certificates shall, for federal, state and local
income and franchise tax purposes, be treated as the general partnership
interest of the Owner Trust in accordance with Sections 2.06 and 2.07. The
Designated Certificates shall not be transferred by MATI or any subsequent
Holder unless (a) the transferee shall be either (1) the Seller or an Affiliate
of the Seller, or (2) any other permitted transferee in which case the prior
written consent of the Credit Enhancer is obtained, which will not be
unreasonably withheld, (b) the applicable provisions of Section 3.05 are
satisfied, (c) the Certificate Registrar receives an Opinion of Counsel to the
effect that the transfer of the Designated Certificates shall not cause the
Owner Trust to be subject to an entity level tax and (d) the Rating Agencies
shall consent to such transfer.
Section 3.13. Restricted Certificates. (a) The Seller or an Affiliate
thereof shall on the Closing Date purchase a Certificate representing a 19.00%
Certificate Percentage Interest of the Certificate (the "Restricted
Certificates") and shall thereafter retain beneficial and record ownership of
the Restricted Certificates. The Owner Trustee shall cause the Restricted
Certificates to contain a legend stating "THIS CERTIFICATE IS NOT TRANSFERABLE
EXCEPT UPON SATISFACTION OF THE CONDITIONS IN SECTION 3.13(b) OF THE TRUST
AGREEMENT."
(b) The Restricted Certificates shall not be transferred by the Seller
or any subsequent Holder unless (a) the applicable provisions of Section 3.05
are satisfied and (b) either (1) the Certificate Registrar receives an Opinion
of Counsel to the effect that the transfer of the
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Restricted Certificates shall not cause the Owner Trust to be treated as a
corporation for federal or state income tax purposes or (2) if such Restricted
Certificates are to be transferred to a Person other than the Holder of all of
the Certificates (other than the Restricted Certificates and the Designated
Certificates) or an Affiliate of any such Holder, the Certificate Registrar
receives the written consent to such transfer of the Restricted Certificates
from each of the Holders of the Certificates which are not Restricted
Certificates or Designated Certificates, and one of such Holders is not an
Affiliate of the person transferring such Restricted Certificates.
(c) Without the consent of the other Certificateholders, the Holder of
any Restricted Certificate may enter into a contract with one or two
third-parties, including the owner of any Certificate (other than the Designated
Certificate), which shall provide that the cash flows otherwise payable to the
Restricted Certificates of such Holder shall be paid to the third-party or
third-parties. Such third-party or third-parties must satisfy the provisions of
Section 3.05 as though it were to acquire a Certificate, including the execution
of any documents required in connection therewith. Following the execution of
such contract, the Holder of the Restricted Certificates shall provide such
contract to the Owner Trustee and the Certificate Paying Agent, along with any
documents required by Section 3.05, and the Owner Trustee and the Certificate
Paying Agent shall pay to such third-party or third-parties directly any amounts
received with respect to the Restricted Certificates. Notwithstanding the
foregoing, all other rights under this Agreement of the Restricted Certificates,
including, without limitation, the right to take any action or grant any
approval, shall be retained by the Holder of the Restricted Certificates, and
the Owner Trustee and the Certificate Paying Agent shall treat the Holder of the
Restricted Certificates as the Holder thereof for such purposes.
Section 3.14. Additional Certificate Security Balances Upon Issuance of
Capped Funding Notes. (a) On any date on which Variable Funding Notes are
exchanged for Capped Funding Notes pursuant to Section 4.01(d) of the Indenture,
the Security Balance of one or more Certificates may be increased in an amount
equal to the Additional Certificate Security Balance as required pursuant to the
Opinion of Counsel required to be delivered pursuant to Section 4.01(d) of the
Indenture in connection with the issuance of the Capped Funding Notes.
(b) 1.00% of the value of the Additional Certificate Security Balance
shall be added to the Security Balance of the existing Designated Certificate.
(c) 19.00% of the value of the Additional Certificate Security Balance
shall be added to the Security Balance of the Restricted Certificate held by the
Seller or an Affiliate thereof on a pro rata basis; provided, that if the
Restricted Certificate is not held by the Depositor or an Affiliate thereof, a
new Restricted Certificate shall be issued at the direction of the Depositor.
(d) 80.00% of the value of the Additional Certificate Security Balance
shall be added to any Certificate (other than a Restricted Certificate or the
Designated Certificate) held by the Seller or an Affiliate thereof without the
consent of the other Certificateholders; or if no such Certificate exists, a new
Certificate or Certificates shall be issued at the direction of the Seller or an
Affiliate thereof having in the aggregate a Security Balance equal to such
80.00% of such value. Alternatively, the Depositor may allocate any portion of
such value to a Certificateholder other than the Depositor or an Affiliate
thereof, provided that such Certificateholder provides its written consent to
the Depositor and the Owner Trustee.
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(e) Following such increase, the Certificate Percentage Interest of
each Certificate shall be recalculated, the numerator of which shall be the
value thereof including the respective value of the portion of the Additional
Certificate Security Balance added thereto pursuant to this Section 3.14, and
the denominator of which shall be the value of all the Certificates following
such increase. The Owner Trustee shall issue new Certificates with new
Certificate Percentage Interests to each Holder of the Certificates (other than
the Designated Certificate), with such Certificate Percentage Interests
calculated to four decimal places. In addition, the new Certificates may be
issued in minimum denominations of 0.0001% and integral multiples of 0.0001% in
excess thereof.
(f) For purposes of the foregoing, the "value" of any Certificate or
any Additional Certificate Security Balance added thereto shall be determined by
the Seller in its sole discretion based on reasonable cash flow assumptions and
valuation methods, and any such determination shall be binding on the
Certificateholders. If the Seller is unable to determine the "value," the Owner
Trustee shall determine the "value" using the same assumptions and methods.
(g) The Owner Trustee, the Indenture Trustee and the Issuer agree to
cooperate with each other and the Depositor and the Seller and to cause no
unreasonable delay in adjusting the Certificate Percentage Interests of the
Certificates pursuant to this Section 3.14 and the issuing of Capped Funding
Notes in connection with Section 4.01(d) of the Trust Agreement.
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ARTICLE IV
Authority and Duties of Owner Trustee
Section 4.01. General Authority. The Owner Trustee is authorized and
directed to execute and deliver the Basic Documents to which the Trust is to be
a party and each certificate or other document attached as an exhibit to or
contemplated by the Basic Documents to which the Trust is to be a party and any
amendment or other agreement or instrument described herein, in each case, in
such form as the Owner Trustee shall approve, as evidenced conclusively by the
Owner Trustee's execution thereof. In addition to the foregoing, the Owner
Trustee is obligated to take all actions required of the Trust pursuant to the
Basic Documents.
Section 4.02. General Duties. The Owner Trustee shall be responsible to
administer the Trust pursuant to the terms of this Trust Agreement and the Basic
Documents to which the Trust is a party and in the interest of the
Certificateholders, subject to the Basic Documents and in accordance with the
provisions of this Trust Agreement.
Section 4.03. Action upon Instruction. (a) Subject to this Article IV and
in accordance with the terms of the Basic Documents, the Certificateholders may
by written instruction direct the Owner Trustee in the management of the Trust.
Such direction may be exercised at any time by written instruction of the
Certificateholders pursuant to this Article IV.
(b) Notwithstanding the foregoing, the Owner Trustee shall not be
required to take any action hereunder or under any Basic Document if the Owner
Trustee shall have reasonably determined, or shall have been advised by counsel,
that such action is likely to result in liability on the part of the Owner
Trustee or is contrary to the terms hereof or of any Basic Document or is
otherwise contrary to law.
(c) Whenever the Owner Trustee is unable to decide between alternative
courses of action permitted or required by the terms of this Trust Agreement or
under any Basic Document, or in the event that the Owner Trustee is unsure as to
the application of any provision of this Trust Agreement or any Basic Document
or any such provision is ambiguous as to its application, or is, or appears to
be, in conflict with any other applicable provision, or in the event that this
Trust Agreement permits any determination by the Owner Trustee or is silent or
is incomplete as to the course of action that the Owner Trustee is required to
take with respect to a particular set of facts, the Owner Trustee shall promptly
give notice (in such form as shall be appropriate under the circumstances) to
the Certificateholders (with a copy to the Credit Enhancer) requesting
instruction as to the course of action to be adopted, and to the extent the
Owner Trustee acts in good faith in accordance with any written instructions
received from Holders of a majority of the Certificate Percentage Interest of
the Controlling Certificates, the Owner Trustee shall not be liable on account
of such action to any Person. If the Owner Trustee shall not have received
appropriate instruction within 10 days of such notice (or within such shorter
period of time as reasonably may be specified in such notice or may be necessary
under the circumstances) it may, but shall be under no duty to, take or refrain
from taking such action not inconsistent with this Trust Agreement or the Basic
Documents, as it shall deem to be in the best interests of the
Certificateholders, and the Owner Trustee shall have no liability to any Person
for such action or inaction.
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Section 4.04. No Duties Except as Specified under Specified Documents
or in Instructions. The Owner Trustee shall not have any duty or obligation to
manage, make any payment with respect to, register, record, sell, dispose of, or
otherwise deal with the Owner Trust Estate, or to otherwise take or refrain from
taking any action under, or in connection with, any document contemplated hereby
to which the Owner Trustee is a party, except as expressly provided (i) in
accordance with the powers granted to and the authority conferred upon the Owner
Trustee pursuant to this Trust Agreement, (ii) in accordance with the Basic
Documents and (iii) in accordance with any document or instruction delivered to
the Owner Trustee pursuant to Section 4.03; and no implied duties or obligations
shall be read into this Trust Agreement or any Basic Document against the Owner
Trustee. The Owner Trustee shall have no responsibility to prepare or file any
financing or continuation statement in any public office at any time or to
otherwise perfect or maintain the perfection of any security interest or lien
granted to it hereunder or to prepare or file any Securities and Exchange
Commission filing for the Trust or to record this Trust Agreement or any Basic
Document. The Owner Trustee nevertheless agrees that it will, at its own cost
and expense, promptly take all action as may be necessary to discharge any liens
on any part of the Owner Trust Estate that result from actions by, or claims
against, the Owner Trustee that are not related to the ownership or the
administration of the Owner Trust Estate.
Section 4.05. Restrictions. (a) The Owner Trustee shall not take any
action (x) that is inconsistent with the purposes of the Trust set forth in
Section 2.03 or (y) that, to the actual knowledge of the Owner Trustee, would
result in the Trust becoming taxable as a corporation for federal income tax
purposes. The Certificateholders shall not direct the Owner Trustee to take
action that would violate the provisions of this Section 4.05.
(b) The Owner Trustee shall not convey or transfer any of the Trust's
properties or assets, including those included in the Trust Estate, to any
person unless (a) it shall have received an Opinion of Counsel to the effect
that such transaction will not have any material adverse tax consequence to the
Trust or any Certificateholder and (b) such conveyance or transfer shall not
violate the provisions of Section 3.16(b) of the Indenture.
Section 4.06. Prior Notice to Certificateholders and the Credit
Enhancer with Respect to Certain Matters. With respect to the following matters,
the Owner Trustee shall not take action unless at least 30 days before the
taking of such action, the Owner Trustee shall have notified the
Certificateholders and the Credit Enhancer in writing of the proposed action and
Holders of a majority of the Certificate Percentage Interests of the Controlling
Certificates and the Credit Enhancer shall not have notified the Owner Trustee
in writing prior to the 30th day after such notice is given that such
Certificateholders or the Credit Enhancer have withheld consent or provided
alternative direction:
(a) the initiation of any claim or lawsuit by the Trust (except claims
or lawsuits brought in connection with the collection of cash distributions due
and owing under the Revolving Credit Loans) and the compromise of any action,
claim or lawsuit brought by or against the Trust (except with respect to the
aforementioned claims or lawsuits for collection of cash distributions due and
owing under the Revolving Credit Loans);
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(b) the election by the Trust to file an amendment to the Certificate of
Trust (unless such amendment is required to be filed under the Business Trust
Statute);
(c) the amendment of the Indenture by a supplemental indenture in
circumstances where the consent of any Noteholder is required;
(d) the amendment of the Indenture by a supplemental indenture in
circumstances where the consent of any Noteholder is not required and such
amendment materially adversely affects the interest of the Certificateholders;
and
(e) the appointment pursuant to the Indenture of a successor Note
Registrar, Paying Agent or Indenture Trustee or pursuant to this Trust Agreement
of a successor Certificate Registrar or Certificate Paying Agent or the consent
to the assignment by the Note Registrar, Paying Agent, Indenture Trustee,
Certificate Registrar or Certificate Paying Agent of its obligations under the
Indenture or this Trust Agreement, as applicable.
Section 4.07. Action by Certificateholders with Respect to Certain
Matters. The Owner Trustee shall not have the power, except upon the direction
of Certificateholders evidencing not less than a majority of the Certificate
Percentage Interests of the Controlling Certificates, and with the consent of
the Credit Enhancer, to (a) remove the Master Servicer under the Servicing
Agreement pursuant to Sections 7.01 and 8.05 thereof or (b) except as expressly
provided in the Basic Documents, sell the Revolving Credit Loans after the
termination of the Indenture. The Owner Trustee shall take the actions referred
to in the preceding sentence only upon written instructions signed by
Certificateholders evidencing not less than a majority of the Certificate
Percentage Interests of the Controlling Certificates and with the consent of the
Credit Enhancer.
Section 4.08. Action by Certificateholders with Respect to Bankruptcy.
The Owner Trustee shall not have the power to commence a voluntary proceeding in
bankruptcy relating to the Trust without the unanimous prior approval of all
Certificateholders and with the consent of the Credit Enhancer and the delivery
to the Owner Trustee by each such Certificateholder of a certificate certifying
that such Certificateholder reasonably believes that the Trust is insolvent.
Section 4.09. Restrictions on Certificateholders' Power. The
Certificateholders shall not direct the Owner Trustee to take or to refrain from
taking any action if such action or inaction would be contrary to any obligation
of the Trust or the Owner Trustee under this Trust Agreement or any of the Basic
Documents or would be contrary to Section 2.03, nor shall the Owner Trustee be
obligated to follow any such direction, if given.
Section 4.10. Majority Control. Except as expressly provided herein,
any action that may be taken by the Certificateholders under this Trust
Agreement may be taken by the Certificateholders evidencing not less than a
majority of the Certificate Percentage Interests of the Controlling
Certificates. Except as expressly provided herein, any written notice of the
Certificateholders delivered pursuant to this Trust Agreement shall be effective
if signed by Certificateholders evidencing not less than a majority of the
Certificate Percentage Interests of the Controlling Certificates at the time of
the delivery of such notice.
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Section 4.11. Doing Business in Other Jurisdictions. Notwithstanding
anything contained herein to the contrary, neither Wilmington Trust Company nor
the Owner Trustee shall be required to take any action in any jurisdiction other
than in the State of Delaware if the taking of such action will, even after the
appointment of a co-trustee or separate trustee in accordance with Section 9.05
hereof, (i) require the consent or approval or authorization or order of or the
giving of notice to, or the registration with or the taking of any other action
in respect of, any state or other governmental authority or agency of any
jurisdiction other than the State of Delaware; (ii) result in any fee, tax or
other governmental charge under the laws of the State of Delaware becoming
payable by Wilmington Trust Company, or (iii) subject Wilmington Trust Company
to personal jurisdiction in any jurisdiction other than the State of Delaware
for causes of action arising from acts unrelated to the consummation of the
transactions by Wilmington Trust Company or the Owner Trustee, as the case may
be, contemplated hereby.
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ARTICLE V
Application of Trust Funds
Section 5.01. Distributions. (a) On each Payment Date, the Certificate
Paying Agent shall distribute to the Certificateholders all funds on deposit in
the Certificate Distribution Account and available therefor (as provided in
Section 3.05 of the Indenture), as the Certificate Distribution Amount for such
Payment Date. All distributions made pursuant to this Section shall be
distributed to the Certificateholders on a pro rata basis based on the
Certificate Percentage Interests thereof.
(b) In the event that any withholding tax is imposed on the
distributions (or allocations of income) to a Certificateholder, such tax shall
reduce the amount otherwise distributable to the Certificateholder in accordance
with this Section 5.01. The Certificate Paying Agent is hereby authorized and
directed to retain or cause to be retained from amounts otherwise distributable
to the Certificateholders sufficient funds for the payment of any tax that is
legally owed by the Trust (but such authorization shall not prevent the Owner
Trustee from contesting any such tax in appropriate proceedings, and withholding
payment of such tax, if permitted by law, pending the outcome of such
proceedings). The amount of any withholding tax imposed with respect to a
Certificateholder shall be treated as cash distributed to such Certificateholder
at the time it is withheld by the Certificate Paying Agent. The amount of any
such withholding tax shall be remitted by the Certificate Paying Agent to the
Trust Tax Matters Person, who shall then remit such amounts, as required, to the
appropriate taxing authority. If there is a possibility that withholding tax is
payable with respect to a distribution (such as a distribution to a non-U.S.
Certificateholder), the Certificate Paying Agent may in its sole discretion
withhold such amounts in accordance with this paragraph (b).
(c) Distributions to Certificateholders shall be subordinated to the
creditors of the Trust, including the Noteholders.
(d) Allocations of profits and losses, as determined for federal income
tax purposes, shall be made to the Certificateholders on a pro rata basis based
on the Certificate Percentage Interests thereof.
Section 5.02. Method of Payment. Subject to Section 8.01(c),
distributions required to be made to Certificateholders on any Payment Date as
provided in Section 5.01 shall be made to each Certificateholder of record on
the preceding Record Date either by, in the case of any Certificateholder owning
Certificates, other than the Designated Certificate, having denominations of at
least $1,000,000, in immediately available funds, to the account of such Holder
at a bank or other entity having appropriate facilities therefor, if such
Certificateholder shall have provided to the Certificate Registrar appropriate
written instructions at least five Business Days prior to such Payment Date or,
if not, by check mailed to such Certificateholder at the address of such Holder
appearing in the Certificate Register. All distributions in respect of the
Designated Certificate shall be made to MATI or its permitted assignees, as the
case may be, by wire transfer, in immediately available funds, to the account of
such entity at a bank or other entity having appropriate facilities therefor, as
specified in written instructions to the Certificate Paying Agent on or prior to
the first Payment Date.
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Section 5.03. Signature on Returns. The Owner Trustee shall sign on behalf
of the Trust the tax returns of the Trust.
Section 5.04. Statements to Certificateholders. On each Payment Date,
the Certificate Paying Agent shall send to each Certificateholder the statement
or statements provided to the Owner Trustee and the Certificate Paying Agent by
the Master Servicer pursuant to Section 4.01 of the Servicing Agreement with
respect to such Payment Date.
Section 5.05. Tax Reporting; Tax Elections. The Holder of the
Designated Certificate hereby designates Residential Funding Corporation (the
initial "Trust Tax Matters Person") (i) to cause the Trust to file or cause to
be filed federal and state income tax returns and information statements as a
partnership for each of its taxable years, (ii) to cause the Trust to file or
cause to be filed any information returns or reports and to make any elections
or take any other similar action required for the Trust to be classified as a
partnership for federal income tax purposes, and (iii) as its agent, to act as
"tax matters partner" (as defined in Section 6231(a)(7) of the Code) for the
Trust. Within 90 days after the end of each calendar year, the Trust Tax Matters
Person shall cause the Trust to provide to each Certificateholder an Internal
Revenue Service "K-1" or any successor schedule and supplemental information, if
required by law, to enable each Certificateholder to file its federal and state
income tax returns. The Trust Tax Matters Person may from time to time make and
revoke such tax elections with respect to the Trust as it deems necessary or
desirable in its sole discretion to carry out the business of the Trust or the
purposes of this Trust Agreement if permitted by applicable law. Notwithstanding
the foregoing, an election under Section 754 of the Code shall not be made
without the written consent of the Holders of a majority of the Certificate
Percentage Interests of the Controlling Certificates.
The Trust Tax Matters Person, acting as the tax matters partner of the
Trust, shall (i) act on behalf of the Trust in relation to any tax matter or
controversy involving the Trust and (ii) represent the Trust in any
administrative or judicial proceeding relating to an examination or audit by any
governmental taxing authority with respect thereto. The legal expenses,
including without limitation attorneys' or accountants' fees, and costs of any
such proceeding and any liability resulting therefrom shall be expenses of the
Trust and the Trust Tax Matters Person shall be entitled to reimbursement
therefor out of amounts attributable to the Revolving Credit Loans on deposit in
the Custodial Account as provided by Section 3.03 of the Servicing Agreement
unless such legal expenses and costs are incurred by reason of the Trust Tax
Matters Person's willful misfeasance, bad faith or gross negligence.
If the Designated Certificate is transferred, the new Holder of the
Designated Certificate may designate a new Trust Tax Matters Person.
The Certificateholders agree by their purchase of Certificates to treat
the Trust as a partnership solely for purposes of federal and state income tax,
franchise tax and any other tax measured in whole or in part by income, with the
assets of the partnership being the assets held by the Trust, the partners of
the partnership being the Certificateholders, and the Notes being debt of the
partnership.
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ARTICLE VI
Concerning the Owner Trustee
Section 6.01. Acceptance of Trusts and Duties. The Owner Trustee
accepts the trusts hereby created and agrees to perform its duties hereunder
with respect to such trusts but only upon the terms of this Trust Agreement. The
Owner Trustee and the Certificate Paying Agent also agree to disburse all moneys
actually received by it constituting part of the Owner Trust Estate upon the
terms of the Basic Documents and this Trust Agreement. The Owner Trustee shall
not be answerable or accountable hereunder or under any Basic Document under any
circumstances, except (i) for its own willful misconduct, negligence or bad
faith or negligent failure to act or (ii) in the case of the inaccuracy of any
representation or warranty contained in Section 6.03 expressly made by the Owner
Trustee. In particular, but not by way of limitation (and subject to the
exceptions set forth in the preceding sentence):
(a) No provision of this Trust Agreement or any Basic Document shall
require the Owner Trustee to expend or risk funds or otherwise incur any
financial liability in the performance of any of its rights, duties or powers
hereunder or under any Basic Document if the Owner Trustee shall have reasonable
grounds for believing that repayment of such funds or adequate indemnity against
such risk or liability is not reasonably assured or provided to it;
(b) Under no circumstances shall the Owner Trustee be liable for
indebtedness evidenced by or arising under any of the Basic Documents, including
the principal of and interest on the Notes;
(c) The Owner Trustee shall not be responsible for or in respect of the
validity or sufficiency of this Trust Agreement or for the due execution hereof
by the Depositor or the Holder of the Designated Certificate or for the form,
character, genuineness, sufficiency, value or validity of any of the Owner Trust
Estate, or for or in respect of the validity or sufficiency of the Basic
Documents, the Notes, the Certificates, other than the certificate of
authentication on the Certificates, if executed by the Owner Trustee and the
Owner Trustee shall in no event assume or incur any liability, duty, or
obligation to any Noteholder or to any Certificateholder, other than as
expressly provided for herein or expressly agreed to in the Basic Documents;
(d) The execution, delivery, authentication and performance by it of
this Trust Agreement will not require the authorization, consent or approval of,
the giving of notice to, the filing or registration with, or the taking of any
other action with respect to, any governmental authority or agency;
(e) The Owner Trustee shall not be liable for the default or misconduct
of the Holder of the Designated Certificate, the Depositor, Indenture Trustee or
the Master Servicer under any of the Basic Documents or otherwise and the Owner
Trustee shall have no obligation or liability to perform the obligations of the
Trust under this Trust Agreement or the Basic Documents that are required to be
performed by the Indenture Trustee under the Indenture or the Seller under the
Revolving Credit Loan Purchase Agreement; and
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(f) The Owner Trustee shall be under no obligation to exercise any of
the rights or powers vested in it or duties imposed by this Trust Agreement, or
to institute, conduct or defend any litigation under this Trust Agreement or
otherwise or in relation to this Trust Agreement or any Basic Document, at the
request, order or direction of any of the Certificateholders, unless such
Certificateholders have offered to the Owner Trustee security or indemnity
satisfactory to it against the costs, expenses and liabilities that may be
incurred by the Owner Trustee therein or thereby. The right of the Owner Trustee
to perform any discretionary act enumerated in this Trust Agreement or in any
Basic Document shall not be construed as a duty, and the Owner Trustee shall not
be answerable for other than its negligence, bad faith or willful misconduct in
the performance of any such act.
Section 6.02. Furnishing of Documents. The Owner Trustee shall furnish
to the Securityholders promptly upon receipt of a written reasonable request
therefor, duplicates or copies of all reports, notices, requests, demands,
certificates, financial statements and any other instruments furnished to the
Trust under the Basic Documents.
Section 6.03. Representations and Warranties. The Owner Trustee hereby
represents and warrants to the Depositor, for the benefit of the
Certificateholders, that:
(a) It is a banking corporation duly organized and validly existing in
good standing under the laws of the State of Delaware. It has all requisite
corporate power and authority to execute, deliver and perform its obligations
under this Trust Agreement;
(b) It has taken all corporate action necessary to authorize the
execution and delivery by it of this Trust Agreement, and this Trust Agreement
will be executed and delivered by one of its officers who is duly authorized to
execute and deliver this Trust Agreement on its behalf;
(c) Neither the execution nor the delivery by it of this Trust
Agreement, nor the consummation by it of the transactions contemplated hereby
nor compliance by it with any of the terms or provisions hereof will contravene
any federal or Delaware law, governmental rule or regulation governing the
banking or trust powers of the Owner Trustee or any judgment or order binding on
it, or constitute any default under its charter documents or bylaws or any
indenture, mortgage, contract, agreement or instrument to which it is a party or
by which any of its properties may be bound;
(d) This Trust Agreement, assuming due authorization, execution and
delivery by the Owner Trustee and the Depositor, constitutes a valid, legal and
binding obligation of the Owner Trustee, enforceable against it in accordance
with the terms hereof subject to applicable bankruptcy, insolvency,
reorganization, moratorium and other laws affecting the enforcement of
creditors' rights generally and to general principles of equity, regardless of
whether such enforcement is considered in a proceeding in equity or at law;
(e) The Owner Trustee is not in default with respect to any order or
decree of any court or any order, regulation or demand of any Federal, state,
municipal or governmental agency, which default might have consequences that
would materially and adversely affect the condition (financial or other) or
operations of the Owner Trustee or its properties or might have consequences
that would materially adversely affect its performance hereunder; and
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(f) No litigation is pending or, to the best of the Owner Trustee's
knowledge, threatened against the Owner Trustee which would prohibit its
entering into this Trust Agreement or performing its obligations under this
Trust Agreement.
Section 6.04. Reliance; Advice of Counsel. (a) The Owner Trustee shall
incur no liability to anyone in acting upon any signature, instrument, notice,
resolution, request, consent, order, certificate, report, opinion, bond, or
other document or paper believed by it to be genuine and believed by it to be
signed by the proper party or parties. The Owner Trustee may accept a certified
copy of a resolution of the board of directors or other governing body of any
corporate party as conclusive evidence that such resolution has been duly
adopted by such body and that the same is in full force and effect. As to any
fact or matter the method of determination of which is not specifically
prescribed herein, the Owner Trustee may for all purposes hereof rely on a
certificate, signed by the president or any vice president or by the treasurer
or other authorized officers of the relevant party, as to such fact or matter
and such certificate shall constitute full protection to the Owner Trustee for
any action taken or omitted to be taken by it in good faith in reliance thereon.
(b) In the exercise or administration of the Trust hereunder and in the
performance of its duties and obligations under this Trust Agreement or the
Basic Documents, the Owner Trustee (i) may act directly or through its agents,
attorneys, custodians or nominees (including persons acting under a power of
attorney) pursuant to agreements entered into with any of them, and the Owner
Trustee shall not be liable for the conduct or misconduct of such agents,
attorneys, custodians or nominees (including persons acting under a power of
attorney) if such persons have been selected by the Owner Trustee with
reasonable care, and (ii) may consult with counsel, accountants and other
skilled persons to be selected with reasonable care and employed by it at the
expense of the Trust. The Owner Trustee shall not be liable for anything done,
suffered or omitted in good faith by it in accordance with the written opinion
or advice of any such counsel, accountants or other such Persons and not
contrary to this Trust Agreement or any Basic Document.
Section 6.05. Not Acting in Individual Capacity. Except as provided in
this Article VI, in accepting the trusts hereby created Wilmington Trust Company
acts solely as Owner Trustee hereunder and not in its individual capacity, and
all Persons having any claim against the Owner Trustee by reason of the
transactions contemplated by this Trust Agreement or any Basic Document shall
look only to the Owner Trust Estate for payment or satisfaction thereof.
Section 6.06. Owner Trustee Not Liable for Certificates or Related
Documents. The recitals contained herein and in the Certificates (other than the
signatures of the Owner Trustee on the Certificates) shall be taken as the
statements of the Depositor, and the Owner Trustee assumes no responsibility for
the correctness thereof. The Owner Trustee makes no representations as to the
validity or sufficiency of this Trust Agreement, of any Basic Document or of the
Certificates (other than the signatures of the Owner Trustee on the
Certificates) or the Notes, or of any Related Documents. The Owner Trustee shall
at no time have any responsibility or liability with respect to the sufficiency
of the Owner Trust Estate or its ability to generate the payments to be
distributed to Certificateholders under this Trust Agreement or the Noteholders
under the Indenture, including, the compliance by the Depositor or the Seller
with any warranty or representation made under any Basic Document or in any
related document
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or the accuracy of any such warranty or representation, or any action of the
Certificate Paying Agent, the Certificate Registrar or the Indenture Trustee
taken in the name of the Owner Trustee.
Section 6.07. Owner Trustee May Own Certificates and Notes. The Owner
Trustee in its individual or any other capacity may become the owner or pledgee
of Certificates or Notes and may deal with the Depositor, the Seller, the
Certificate Paying Agent, the Certificate Registrar and the Indenture Trustee in
transactions with the same rights as it would have if it were not Owner Trustee.
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ARTICLE VII
Compensation of Owner Trustee
Section 7.01. Owner Trustee's Fees and Expenses. The Owner Trustee
shall receive as compensation for its services hereunder such fees as have been
separately agreed upon before the date hereof, and the Owner Trustee shall be
reimbursed for its reasonable expenses hereunder and under the Basic Documents,
including the reasonable compensation, expenses and disbursements of such
agents, representatives, experts and counsel as the Owner Trustee may reasonably
employ in connection with the exercise and performance of its rights and its
duties hereunder and under the Basic Documents which shall be payable by the
Master Servicer pursuant to Section 3.09 of the Servicing Agreement.
Section 7.02. Indemnification. The Holder of the Designated Certificate
shall indemnify, defend and hold harmless the Owner Trustee, both as Owner
Trustee and in its individual capacity, and its successors, assigns, agents and
servants (collectively, the "Indemnified Parties") from and against, any and all
liabilities, obligations, losses, damages, taxes, claims, actions and suits, and
any and all reasonable costs, expenses and disbursements (including reasonable
legal fees and expenses) of any kind and nature whatsoever (collectively,
"Expenses") which may at any time be imposed on, incurred by, or asserted
against the Owner Trustee or any Indemnified Party in any way relating to or
arising out of this Trust Agreement, the Basic Documents, the Owner Trust
Estate, the administration of the Owner Trust Estate or the action or inaction
of the Owner Trustee hereunder, provided, that:
(i) the Holder of the Designated Certificate shall not
be liable for or required to indemnify an Indemnified Party from and
against Expenses arising or resulting from the Owner Trustee's willful
misconduct, negligence or bad faith or as a result of any inaccuracy of
a representation or warranty contained in Section 6.03 expressly made
by the Owner Trustee;
(ii) with respect to any such claim, the Indemnified
Party shall have given the Holder of the Designated Certificate written
notice thereof promptly after the Indemnified Party shall have actual
knowledge thereof;
(iii) while maintaining control over its own defense, the
Holder of the Designated Certificate shall consult with the Indemnified
Party in preparing such defense; and
(iv) notwithstanding anything in this Agreement to the
contrary, the Holder of the Designated Certificate shall not be liable
for settlement of any claim by an Indemnified Party entered into
without the prior consent of the Holder of the Designated Certificate
which consent shall not be unreasonably withheld.
The indemnities contained in this Section shall survive the resignation
or termination of the Owner Trustee or the termination of this Trust Agreement.
In the event of any claim, action or proceeding for which indemnity will be
sought pursuant to this Section 7.02, the Owner Trustee's choice of legal
counsel, if other than the legal counsel retained by the Owner Trustee
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in connection with the execution and delivery of this Trust Agreement, shall be
subject to the approval of the Holder of the Designated Certificate, which
approval shall not be unreasonably withheld. In addition, upon written notice to
the Owner Trustee and with the consent of the Owner Trustee which consent shall
not be unreasonably withheld, the Holder of the Designated Certificate has the
right to assume the defense of any claim, action or proceeding against the Owner
Trustee.
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ARTICLE VIII
Termination of Trust Agreement
Section 8.01. Termination of Trust Agreement. (a) This Trust shall
dissolve upon the earliest of (i) the final distribution of all moneys or other
property or proceeds of the Owner Trust Estate in accordance with the terms of
the Indenture and this Trust Agreement, (ii) the Payment Date in September 2022,
(iii) at the time provided in Section 8.02 or (iv) the purchase by the Master
Servicer of all Revolving Credit Loans pursuant to Section 8.08(a) of the
Servicing Agreement. The bankruptcy, liquidation, dissolution, death or
incapacity of any Certificateholder, other than the Holder of the Designated
Certificate as described in Section 8.02, shall not (x) operate to terminate
this Trust Agreement or the Trust or (y) entitle such Certificateholder's legal
representatives or heirs to claim an accounting or to take any action or
proceeding in any court for a partition or winding up of all or any part of the
Trust or the Owner Trust Estate or (z) otherwise affect the rights, obligations
and liabilities of the parties hereto.
(b) Except as provided in Section 8.01(a), none of the Depositor, the
Holder of the Designated Certificate or any other Certificateholder shall be
entitled to revoke or terminate the Trust.
(c) Notice of any dissolution of the Trust, specifying the Payment Date
upon which Certificateholders shall surrender their Certificates to the
Certificate Paying Agent for payment of the final distribution and cancellation,
shall be given by the Certificate Paying Agent by letter to Certificateholders
and the Credit Enhancer mailed within five Business Days of receipt of notice of
such dissolution from the Owner Trustee, stating (i) the Payment Date upon or
with respect to which final payment of the Certificates shall be made upon
presentation and surrender of the Certificates at the office of the Certificate
Paying Agent therein designated, (ii) the amount of any such final payment and
(iii) that the Record Date otherwise applicable to such Payment Date is not
applicable, payments being made only upon presentation and surrender of the
Certificates at the office of the Certificate Payment Agent therein specified.
The Certificate Paying Agent shall give such notice to the Owner Trustee and the
Certificate Registrar at the time such notice is given to Certificateholders.
Upon presentation and surrender of the Certificates, the Certificate Paying
Agent shall cause to be distributed to Certificateholders amounts distributable
on such Payment Date pursuant to Section 5.01.
In the event that all of the Certificateholders shall not surrender
their Certificates for cancellation within six months after the date specified
in the above mentioned written notice, the Certificate Paying Agent shall give a
second written notice to the remaining Certificateholders to surrender their
Certificates for cancellation and receive the final distribution with respect
thereto. Subject to applicable laws with respect to escheat of funds, if within
one year following the Payment Date on which final payment of the Certificates
was to have been made pursuant to Section 3.10, all the Certificates shall not
have been surrendered for cancellation, the Certificate Paying Agent may take
appropriate steps, or may appoint an agent to take appropriate steps, to contact
the remaining Certificateholders concerning surrender of their Certificates, and
the cost thereof shall be paid out of the funds and other assets that shall
remain subject to this Trust Agreement. Any funds remaining in the Certificate
Distribution Account after exhaustion
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of such remedies shall be distributed by the Certificate Paying Agent to the
Holder of the Designated Certificate.
(d) Upon the completion of the winding up of the Trust and notification
to the Owner Trustee as to the satisfaction of the obligations of the Trust, the
Owner Trustee shall cause the Certificate of Trust to be cancelled by filing a
certificate of cancellation with the Secretary of State in accordance with the
provisions of Section 3810(c) of the Business Trust Statute, upon which filing
the Trust shall terminate.
Section 8.02. Dissolution upon Bankruptcy of the Holder of the
Designated Certificate. In the event that an Insolvency Event shall occur with
respect to the Holder of the Designated Certificate, the Trust shall be
dissolved in accordance with Section 8.01, 90 days after the date of such
Insolvency Event, unless, before the end of such 90-day period, the Owner
Trustee shall have received written instructions from (a) if no Credit Enhancer
Default shall have occurred and be continuing, Holders of Certificates (other
than the Holder of the Designated Certificate) representing a majority of the
Certificate Percentage Interests of the Certificates (not including the
Certificate Percentage Interest of the Designated Certificate), to the effect
that such Holders disapprove of the termination of the Owner Trust or (b) if a
Credit Enhancer Default shall have occurred and be continuing, (i) each of the
Holders of Certificates (other than the Holder of the Designated Certificate),
(ii) each of the Holders of Term Notes, and (iii) each of the Holders of
Variable Funding Notes (other than Holders of Variable Funding Notes held by the
Seller or an Affiliate of the Seller), to the effect that such Holders
disapprove of the termination of the Owner Trust. Promptly after the occurrence
of any Insolvency Event with respect to the Holder of the Designated Certificate
(A) the Holder of the Designated Certificate shall give the Indenture Trustee,
the Credit Enhancer and the Owner Trustee written notice of such Insolvency
Event, (B) the Owner Trustee shall, upon the receipt of such written notice from
the Holder of the Designated Certificate, give prompt written notice to the
Certificateholders of the occurrence of such event and (C) the Indenture Trustee
shall give prompt written notice of such event to the Noteholders; provided,
however, that any failure to give a notice required by this sentence shall not
prevent or delay, in any manner, a termination of the Owner Trust pursuant to
the first sentence of this Section 8.02. Upon a termination pursuant to this
Section 8.02, the Owner Trustee shall direct the Indenture Trustee promptly to
sell the assets of the Owner Trust (other than the Payment Account) in a
commercially reasonable manner and on commercially reasonable terms. Such sale
shall be effected by the Indenture Trustee, as trustee for the benefit of the
Holders of the Notes, by the liquidation of the assets of the Owner Trust and
distribution thereof as provided in Section 8.03.
Section 8.03. Distribution of Assets on Termination Resulting from an
Event of Liquidation. Upon the dissolution of the Owner Trust caused by the
occurrence of an Event of Liquidation, as provided in Section 8.02, the
Indenture Trustee shall take full account of the assets and liabilities of the
Owner Trust, shall liquidate the assets, in a commercially reasonable manner and
on commercially reasonable terms, as promptly as is consistent with obtaining
the fair value thereof, and shall apply and distribute the proceeds therefrom in
the following order:
first, to the payment of the debts and liabilities of
the Owner Trust to creditors in satisfaction of such debts and
liabilities, and to the payment of necessary expenses of liquidation;
and
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second, for deposit into the Payment Account for
distribution in accordance with Section 5.04(b) of the Indenture.
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ARTICLE IX
Successor Owner Trustees and Additional Owner Trustees
Section 9.01. Eligibility Requirements for Owner Trustee. The Owner
Trustee shall at all times be a corporation satisfying the provisions of Section
3807(a) of the Business Trust Statute; authorized to exercise corporate trust
powers; having a combined capital and surplus of at least $50,000,000 and
subject to supervision or examination by federal or state authorities; and
having (or having a parent that has) long term debt obligations with a rating of
at least A by Moody's and/or Standard & Poor's. If such corporation shall
publish reports of condition at least annually pursuant to law or to the
requirements of the aforesaid supervising or examining authority, then for the
purpose of this Section, the combined capital and surplus of such corporation
shall be deemed to be its combined capital and surplus as set forth in its most
recent report of condition so published. In case at any time the Owner Trustee
shall cease to be eligible in accordance with the provisions of this Section
9.01, the Owner Trustee shall resign immediately in the manner and with the
effect specified in Section 9.02.
Section 9.02. Replacement of Owner Trustee. The Owner Trustee may at
any time resign and be discharged from the trusts hereby created by giving 30
days prior written notice thereof to the Credit Enhancer and the Depositor. Upon
receiving such notice of resignation, the Indenture Trustee shall promptly
appoint a successor Owner Trustee with the consent of the Credit Enhancer which
will not be unreasonably withheld, by written instrument, in duplicate, one copy
of which instrument shall be delivered to the resigning Owner Trustee and to the
successor Owner Trustee. If no successor Owner Trustee shall have been so
appointed and have accepted appointment within 30 days after the giving of such
notice of resignation, the resigning Owner Trustee may petition any court of
competent jurisdiction for the appointment of a successor Owner Trustee.
If at any time the Owner Trustee shall cease to be eligible in
accordance with the provisions of Section 9.01 and shall fail to resign after
written request therefor by the Indenture Trustee, or if at any time the Owner
Trustee shall be legally unable to act, or shall be adjudged bankrupt or
insolvent, or a receiver of the Owner Trustee or of its property shall be
appointed, or any public officer shall take charge or control of the Owner
Trustee or of its property or affairs for the purpose of rehabilitation,
conservation or liquidation, then the Indenture Trustee may and shall at the
direction of the Credit Enhancer remove the Owner Trustee. If the Indenture
Trustee shall remove the Owner Trustee under the authority of the immediately
preceding sentence, the Indenture Trustee shall promptly appoint a successor
Owner Trustee acceptable to the Credit Enhancer by written instrument, in
duplicate, one copy of which instrument shall be delivered to the outgoing Owner
Trustee so removed and one copy to the successor Owner Trustee, and shall pay
all fees owed to the outgoing Owner Trustee.
Any resignation or removal of the Owner Trustee and appointment of a
successor Owner Trustee pursuant to any of the provisions of this Section shall
not become effective until acceptance of appointment by the successor Owner
Trustee pursuant to Section 9.03 and payment of all fees and expenses owed to
the outgoing Owner Trustee.
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Section 9.03. Successor Owner Trustee. Any successor Owner Trustee
appointed pursuant to Section 9.02 shall execute, acknowledge and deliver to the
Indenture Trustee and to its predecessor Owner Trustee an instrument accepting
such appointment under this Trust Agreement, and thereupon the resignation or
removal of the predecessor Owner Trustee shall become effective, and such
successor Owner Trustee, without any further act, deed or conveyance, shall
become fully vested with all the rights, powers, duties and obligations of its
predecessor under this Trust Agreement, with like effect as if originally named
as Owner Trustee. The predecessor Owner Trustee shall upon payment of its fees
and expenses deliver to the successor Owner Trustee all documents and statements
and monies held by it under this Trust Agreement; and the predecessor Owner
Trustee shall execute and deliver such instruments and do such other things as
may reasonably be required for fully and certainly vesting and confirming in the
successor Owner Trustee all such rights, powers, duties and obligations.
No successor Owner Trustee shall accept appointment as provided in this
Section 9.03 unless at the time of such acceptance such successor Owner Trustee
shall be eligible pursuant to Section 9.01.
Upon acceptance of appointment by a successor Owner Trustee pursuant to
this Section 9.03, the Indenture Trustee shall mail notice thereof to all
Certificateholders, the Indenture Trustee, the Noteholders and the Rating
Agencies. If the Indenture Trustee shall fail to mail such notice within 10 days
after acceptance of such appointment by the successor Owner Trustee, the
successor Owner Trustee shall cause such notice to be mailed at the expense of
the Indenture Trustee.
Section 9.04. Merger or Consolidation of Owner Trustee. Any Person into
which the Owner Trustee may be merged or converted or with which it may be
consolidated, or any Person resulting from any merger, conversion or
consolidation to which the Owner Trustee shall be a party, or any Person
succeeding to all or substantially all of the corporate trust business of the
Owner Trustee, shall be the successor of the Owner Trustee hereunder, without
the execution or filing of any instrument or any further act on the part of any
of the parties hereto, anything herein to the contrary notwithstanding;
provided, that such Person shall be eligible pursuant to Section 9.01 and,
provided, further, that the Owner Trustee shall mail notice of such merger or
consolidation to the Rating Agencies.
Section 9.05. Appointment of Co-Trustee or Separate Trustee.
Notwithstanding any other provisions of this Trust Agreement, at any time, for
the purpose of meeting any legal requirements of any jurisdiction in which any
part of the Owner Trust Estate may at the time be located, the Owner Trustee
shall have the power and shall execute and deliver all instruments to appoint
one or more Persons to act as co-trustee, jointly with the Owner Trustee, or as
separate trustee or trustees, of all or any part of the Owner Trust Estate, and
to vest in such Person, in such capacity, such title to the Trust or any part
thereof and, subject to the other provisions of this Section, such powers,
duties, obligations, rights and trusts as the Owner Trustee may consider
necessary or desirable. No co-trustee or separate trustee under this Trust
Agreement shall be required to meet the terms of eligibility as a successor
Owner Trustee pursuant to Section 9.01 and no notice of the appointment of any
co-trustee or separate trustee shall be required pursuant to Section 9.03.
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Each separate trustee and co-trustee shall, to the extent permitted by
law, be appointed and act subject to the following provisions and conditions:
(a) All rights, powers, duties and obligations conferred or imposed
upon the Owner Trustee shall be conferred upon and exercised or performed by the
Owner Trustee and such separate trustee or co-trustee jointly (it being
understood that such separate trustee or co-trustee is not authorized to act
separately without the Owner Trustee joining in such act), except to the extent
that under any law of any jurisdiction in which any particular act or acts are
to be performed, the Owner Trustee shall be incompetent or unqualified to
perform such act or acts, in which event such rights, powers, duties and
obligations (including the holding of title to the Owner Trust Estate or any
portion thereof in any such jurisdiction) shall be exercised and performed
singly by such separate trustee or co-trustee, but solely at the direction of
the Owner Trustee;
(b) No trustee under this Trust Agreement shall be personally liable by
reason of any act or omission of any other trustee under this Trust Agreement;
and
(c) The Owner Trustee may at any time accept the resignation of or remove any
separate trustee or co-trustee.
Any notice, request or other writing given to the Owner Trustee shall
be deemed to have been given to each of the then separate trustees and
co-trustees, as effectively as if given to each of them. Every instrument
appointing any separate trustee or co-trustee shall refer to this Trust
Agreement and the conditions of this Article. Each separate trustee and
co-trustee, upon its acceptance of the trusts conferred, shall be vested with
the estates or property specified in its instrument of appointment, either
jointly with the Owner Trustee or separately, as may be provided therein,
subject to all the provisions of this Trust Agreement, specifically including
every provision of this Trust Agreement relating to the conduct of, affecting
the liability of, or affording protection to, the Owner Trustee. Each such
instrument shall be filed with the Owner Trustee.
Any separate trustee or co-trustee may at any time appoint the Owner
Trustee as its agent or attorney-in-fact with full power and authority, to the
extent not prohibited by law, to do any lawful act under or in respect of this
Trust Agreement on its behalf and in its name. If any separate trustee or
co-trustee shall die, become incapable of acting, resign or be removed, all of
its estates, properties, rights, remedies and trusts shall vest in and be
exercised by the Owner Trustee, to the extent permitted by law, without the
appointment of a new or successor co-trustee or separate trustee.
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ARTICLE X
Miscellaneous
Section 10.01. Amendments. (a) This Trust Agreement may be amended from
time to time by the parties hereto as specified in this Section 10.01, provided
that any amendment, except as provided in subparagraph (e) below, be accompanied
by an Opinion of Counsel, to the Owner Trustee to the effect that such amendment
(i) complies with the provisions of this Section and (ii) will not cause the
Trust to be subject to an entity level tax.
(b) If the purpose of the amendment (as detailed therein) is to correct
any mistake, eliminate any inconsistency, cure any ambiguity or deal with any
matter not covered (i.e. to give effect to the intent of the parties), it shall
not be necessary to obtain the consent of any Holders, but the Owner Trustee
shall be furnished with (A) a letter from the Rating Agencies that the amendment
will not result in the downgrading or withdrawal of the rating then assigned to
any Security if determined without regard to the Credit Enhancement Instrument
and (B) an Opinion of Counsel to the effect that such action will not adversely
affect in any material respect the interests of any Holders, and the consent of
the Credit Enhancer shall be obtained.
(c) If the purpose of the amendment is to prevent the imposition of any
federal or state taxes at any time that any Security is outstanding (i.e.
technical in nature), it shall not be necessary to obtain the consent of any
Holder, but the Owner Trustee shall be furnished with an Opinion of Counsel that
such amendment is necessary or helpful to prevent the imposition of such taxes
and is not materially adverse to any Holder and the consent of the Credit
Enhancer shall be obtained.
(d) If the purpose of the amendment is to add or eliminate or change
any provision of the Trust Agreement other than as contemplated in (b) and (c)
above, the amendment shall require (A) the consent of the Credit Enhancer and an
Opinion of Counsel to the effect that such action will not adversely affect in
any material respect the interests of any Holders and (B) either (a) a letter
from the Rating Agency that the amendment will not result in the downgrading or
withdrawal of the rating then assigned to any security if determined without
regard to the Credit Enhancement Instrument or (b) the consent of Holders of a
majority of the Certificate Percentage Interests of the Controlling Certificates
and the Indenture Trustee; provided, however, that no such amendment shall (i)
reduce in any manner the amount of, or delay the timing of, payments received
that are required to be distributed on any Certificate without the consent of
the related Certificateholder and the Credit Enhancer, or (ii) reduce the
aforesaid percentage of Certificates the Holders of which are required to
consent to any such amendment, without the consent of the Holders of all such
Certificates then outstanding.
(e) If the purpose of the amendment is to provide for the holding of
any of the Certificates in book-entry form, it shall require the consent of
Holders of all such Certificates then outstanding; provided, that the Opinion of
Counsel specified in subparagraph (a) above shall not be required.
(f) If the purpose of the amendment is to provide for the issuance of
additional certificates representing an interest in the Trust, it shall not be
necessary to obtain the consent
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of any Holder, but the Owner Trustee shall be furnished with (A) an Opinion of
Counsel to the effect that such action will not adversely affect in any material
respect the interests of any Holders and (B) a letter from the Rating Agencies
that the amendment will not result in the downgrading or withdrawal of the
rating then assigned to any Security, if determined without regard to the Credit
Enhancement Instrument and the consent of the Credit Enhancer shall be obtained.
(g) Promptly after the execution of any such amendment or consent, the
Owner Trustee shall furnish written notification of the substance of such
amendment or consent to each Certificateholder, the Indenture Trustee, the
Credit Enhancer and each of the Rating Agencies. It shall not be necessary for
the consent of Certificateholders or the Indenture Trustee pursuant to this
Section 10.01 to approve the particular form of any proposed amendment or
consent, but it shall be sufficient if such consent shall approve the substance
thereof. The manner of obtaining such consents (and any other consents of
Certificateholders provided for in this Trust Agreement or in any other Basic
Document) and of evidencing the authorization of the execution thereof by
Certificateholders shall be subject to such reasonable requirements as the Owner
Trustee may prescribe.
(h) In connection with the execution of any amendment to any agreement
to which the Trust is a party, other than this Trust Agreement, the Owner
Trustee shall be entitled to receive and conclusively rely upon an Opinion of
Counsel to the effect that such amendment is authorized or permitted by the
documents subject to such amendment and that all conditions precedent in the
Basic Documents for the execution and delivery thereof by the Trust or the Owner
Trustee, as the case may be, have been satisfied.
Promptly after the execution of any amendment to the Certificate of
Trust, the Owner Trustee shall cause the filing of such amendment with the
Secretary of State of the State of Delaware.
Section 10.02. No Legal Title to Owner Trust Estate. The
Certificateholders shall not have legal title to any part of the Owner Trust
Estate. The Certificateholders shall be entitled to receive distributions with
respect to their undivided beneficial interest therein only in accordance with
Articles V and VII. No transfer, by operation of law or otherwise, of any right,
title or interest of the Certificateholders to and in their ownership interest
in the Owner Trust Estate shall operate to terminate this Trust Agreement or the
trusts hereunder or entitle any transferee to an accounting or to the transfer
to it of legal title to any part of the Owner Trust Estate
Section 10.03. Limitations on Rights of Others. Except for Section
2.07, the provisions of this Trust Agreement are solely for the benefit of the
Owner Trustee, the Depositor, the Holder of the Designated Certificate, the
Certificateholders, the Credit Enhancer and, to the extent expressly provided
herein, the Indenture Trustee and the Noteholders, and nothing in this Trust
Agreement (other than Section 2.07), whether express or implied, shall be
construed to give to any other Person any legal or equitable right, remedy or
claim in the Owner Trust Estate or under or in respect of this Trust Agreement
or any covenants, conditions or provisions contained herein.
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Section 10.04. Notices. (a) Unless otherwise expressly specified or
permitted by the terms hereof, all notices shall be in writing and shall be
deemed given upon receipt, if to the Owner Trustee, addressed to Wilmington
Trust Company, Corporate Trust Administration, Rodney Square North, 1100 North
Market Street, Wilmington, Delaware 19890; if to the Depositor, addressed to
Residential Funding Mortgage Securities II, Inc., 8400 Normandale Lake
Boulevard, Suite 700, Minneapolis, Minnesota 55437; if to MATI, addressed to
Mortgage Assets Trading Inc., 8400 Normandale Lake Boulevard, Suite 700,
Minneapolis, Minnesota 55437, Attention: CFO; if to the Credit Enhancer,
addressed to AMBAC Indemnity Corporation, One State Street Plaza, 17th Floor,
New York, New York 10004, Attention: Structured Finance-MBS; if to the Rating
Agencies, addressed to Moody's Investors Service, Inc., 99 Church Street, 4th
Floor, New York, New York 10001 and Standard & Poor's Ratings Services, 26
Broadway, 15th Floor, New York, New York 10004, Attention: Structured Finance
Department - MBS or, as to each party, at such other address as shall be
designated by such party in a written notice to each other party.
(b) Any notice required or permitted to be given to a Certificateholder
shall be given by first-class mail, postage prepaid, at the address of such
Holder as shown in the Certificate Register. Any notice so mailed within the
time prescribed in this Trust Agreement shall be conclusively presumed to have
been duly given, whether or not the Certificateholder receives such notice.
(c) A copy of any notice delivered to the Owner Trustee or the Trust shall
also be delivered to the Depositor.
Section 10.05. Severability. Any provision of this Trust Agreement that
is prohibited or unenforceable in any jurisdiction shall, as to such
jurisdiction, be ineffective to the extent of such prohibition or
unenforceability without invalidating the remaining provisions hereof, and any
such prohibition or unenforceability in any jurisdiction shall not invalidate or
render unenforceable such provision in any other jurisdiction.
Section 10.06. Separate Counterparts. This Trust Agreement may be
executed by the parties hereto in separate counterparts, each of which when so
executed and delivered shall be an original, but all such counterparts shall
together constitute but one and the same instrument.
Section 10.07. Successors and Assigns. All representations, warranties,
covenants and agreements contained herein shall be binding upon, and inure to
the benefit of, each of the Depositor, the Owner Trustee and its successors and
each Certificateholder and its successors and permitted assigns, all as herein
provided and the Credit Enhancer. Any request, notice, direction, consent,
waiver or other instrument or action by a Certificateholder shall bind the
successors and assigns of such Certificateholder.
Section 10.08. No Petition. The Owner Trustee, by entering into this
Trust Agreement and each Certificateholder, by accepting a Certificate, hereby
covenant and agree that they will not at any time institute against the
Depositor or the Trust, or join in any institution against the Depositor or the
Trust of, any bankruptcy proceedings under any United States
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federal or state bankruptcy or similar law in connection with any obligations to
the Certificates, the Notes, this Trust Agreement or any of the Basic Documents.
Section 10.09. No Recourse. Each Certificateholder by accepting a
Certificate acknowledges that such Certificateholder's Certificates represent
beneficial interests in the Trust only and do not represent interests in or
obligations of the Depositor, the Holder of the Designated Certificate, the
Seller, the Owner Trustee, the Indenture Trustee or any Affiliate thereof and no
recourse may be had against such parties or their assets, except as may be
expressly set forth or contemplated in this Trust Agreement, the Certificates or
the Basic Documents.
Section 10.10. Headings. The headings of the various Articles and Sections
herein are for convenience of reference only and shall not define or limit any
of the terms or provisions hereof.
Section 10.11. GOVERNING LAW. THIS TRUST AGREEMENT SHALL BE CONSTRUED
IN ACCORDANCE WITH THE LAWS OF THE STATE OF DELAWARE, WITHOUT REFERENCE TO ITS
CONFLICT OF LAW PROVISIONS, AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE
PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.
Section 10.12. Integration. This Trust Agreement constitutes the entire
agreement among the parties hereto pertaining to the subject matter hereof and
supersedes all prior agreements and understanding pertaining thereto.
Section 10.13. Rights of Credit Enhancer To Exercise Rights of
Certificateholders. By accepting its Certificate, each Certificateholder agrees
that unless a Credit Enhancer Default exists, the Credit Enhancer shall have the
right to exercise all rights of the Certificateholders under this Agreement
(other than the right to vote to disapprove of a termination of the Trust
pursuant to Section 8.02) without any further consent of the Certificateholders.
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IN WITNESS WHEREOF, the Depositor and the Owner Trustee have caused
their names to be signed hereto by their respective officers thereunto duly
authorized, all as of the day and year first above written.
RESIDENTIAL FUNDING MORTGAGE
SECURITIES II, INC.
By:
Name: Diane Wold
Title: Vice President
WILMINGTON TRUST COMPANY, not in its
individual capacity but solely as
Owner Trustee, except with respect
to the representations and
warranties contained in Section 6.03
hereof,
By:
Name: Emmett R. Harmon
Title: Vice President
Acknowledged and Agreed:
The Chase Manhattan Bank
Indenture Trustee, as Certificate
Registrar and Certificate
Paying Agent
By:
Name: Regina Bishop
Title: Vice President
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EXHIBIT A
FORM OF CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO
THE TERM NOTES AND THE VARIABLE FUNDING NOTES AS DESCRIBED IN THE
AGREEMENT (AS DEFINED HEREIN).
[THIS CERTIFICATE IS NOT TRANSFERABLE EXCEPT UPON
SATISFACTION OF THE CONDITIONS IN SECTION [3.12(b)] [3.13(b)] OF THE
TRUST AGREEMENT.]
[THIS CERTIFICATE IS ISSUED IN THE CERTIFICATE PERCENTAGE
INTEREST BELOW; HOWEVER, THE CERTIFICATE PERCENTAGE INTEREST OF
THIS CERTIFICATE MAY CHANGE IN ACCORDANCE WITH SECTION 3.14 OF THE
AGREEMENT. THE HOLDER OF THIS CERTIFICATE HEREBY CONSENTS TO
ANY CHANGE IN ITS CERTIFICATE PERCENTAGE INTEREST IN ACCORDANCE
WITH SUCH SECTION.]
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER
THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND
MAY NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT
AND LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM
REGISTRATION UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN
ACCORDANCE WITH THE PROVISIONS OF SECTION 3.05 OF THE TRUST AGREEMENT ("THE
AGREEMENT").
NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE UNLESS THE
CERTIFICATE REGISTRAR SHALL HAVE RECEIVED EITHER (i) A REPRESENTATION LETTER
FROM THE TRANSFEREE OF THIS CERTIFICATE TO THE EFFECT THAT SUCH TRANSFEREE IS
NOT AN EMPLOYEE BENEFIT PLAN SUBJECT TO THE PROHIBITED TRANSACTION RESTRICTIONS
AND THE FIDUCIARY RESPONSIBILITY REQUIREMENTS OF THE EMPLOYEE RETIREMENT INCOME
SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL
REVENUE CODE OF 1986 (THE "CODE"), ANY PERSON ACTING, DIRECTLY OR INDIRECTLY, ON
BEHALF OF ANY SUCH PLAN OR ANY PERSON USING "PLAN ASSETS," WITHIN THE MEANING OF
THE DEPARTMENT OF LABOR REGULATION AT 29 C.F.R. ss.2510.3-101, TO ACQUIRE THIS
CERTIFICATE (COLLECTIVELY A "PLAN INVESTOR"), OR (ii) IF THIS CERTIFICATE IS
PRESENTED FOR REGISTRATION IN THE NAME OF A PLAN INVESTOR, AN OPINION OF
COUNSEL, OR A CERTIFICATION IN THE FORM OF EXHIBIT G TO THE AGREEMENT IN LIEU OF
SUCH OPINION OF COUNSEL, TO THE EFFECT THAT THE PURCHASE OR HOLDING OF THIS
CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT
IN A PROHIBITED TRANSACTION UNDER SECTION 406 OF ERISA OR SECTION 4975
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OF THE CODE (OR COMPARABLE PROVISIONS OF ANY SUBSEQUENT ENACTMENTS) AND WILL NOT
SUBJECT THE COMPANY, THE OWNER TRUSTEE, THE MASTER SERVICER OR THE CERTIFICATE
REGISTRAR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE
AGREEMENT.
THE TRANSFEREE OF THIS CERTIFICATE SHALL BE SUBJECT TO UNITED
STATES FEDERAL WITHHOLDING TAX UNLESS THE CERTIFICATE REGISTRAR SHALL HAVE
RECEIVED A CERTIFICATE OF NON-FOREIGN STATUS CERTIFYING AS TO THE TRANSFEREE'S
STATUS AS A U.S. PERSON OR CORPORATION OR PARTNERSHIP UNDER U.S. LAW.
THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR
OBLIGATION OF THE SELLER, THE COMPANY, THE MASTER SERVICER, THE INDENTURE
TRUSTEE, OR THE OWNER TRUSTEE OR ANY OF THEIR RESPECTIVE AFFILIATES, EXCEPT AS
EXPRESSLY PROVIDED IN THE AGREEMENT OR THE BASIC DOCUMENTS.
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Certificate No. ____
Date of Trust Agreement
and Cut-off Date:
March 27, 1997
First Payment Date: Certificate Percentage Interest of
April 21, 1997 this Certificate: ____________%]
Assumed Final Payment Date: CUSIP [_____]
HOME EQUITY LOAN-BACKED CERTIFICATE
SERIES 1997-HS2
evidencing a fractional undivided interest in the Owner Trust Estate,
the property of which consists primarily of the Revolving Credit Loans, created
by RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC. (hereinafter called the
"Company," which term includes any successor entity under the Agreement referred
to below).
This Certificate is payable solely from the assets of the
Owner Trust Estate, and does not represent an obligation of or interest in the
Company, the Seller, the Master Servicer, the Indenture Trustee, the Owner
Trustee or GMAC Mortgage Group, Inc. or any of their affiliates. This
Certificate is not guaranteed or insured by any governmental agency or
instrumentality or by the Company, the Seller, the Master Servicer, the
Indenture Trustee, the Owner Trustee or GMAC Mortgage Group, Inc. or any of
their affiliates. None of the Company, the Seller, the Master Servicer, the
Indenture Trustee, the Owner Trustee, GMAC Mortgage Group, Inc. or any of their
affiliates will have any obligation with respect to any certificate or other
obligation secured by or payable from payments on the Certificates.
This certifies that [name of Holder] is the registered owner
of the Security Balance evidenced by this Certificate (as set forth on the face
hereof) in certain distributions with respect to the Owner Trust Estate,
consisting primarily of the Revolving Credit Loans, created by Residential
Funding Mortgage Securities II, Inc. The Trust (as defined herein) was created
pursuant to a Trust Agreement dated as specified above (as amended and
supplemented from time to time, the "Agreement") between the Company and
Wilmington Trust Company, as owner trustee (the "Owner Trustee," which term
includes any successor entity under the Agreement), a summary of certain of the
pertinent provisions of which is set forth hereafter. To the extent not defined
herein, the capitalized terms used herein have the meanings assigned in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
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Pursuant to the terms of the Agreement, a distribution will be
made on the 20th day of each month or, if such 20th day is not a Business Day,
the Business Day immediately following (the "Payment Date"), commencing on the
first Payment Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last day (or if such last day is
not a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
in an amount equal to the pro rata portion evidenced by this Certificate (based
on the Certificate Percentage Interest stated on the face hereon) of the
Certificate Distribution Amount, if any, required to be distributed to Holders
of Certificates on such Payment Date. Distributions on this Certificate will be
made as provided in the Agreement by the Certificate Paying Agent by wire
transfer or check mailed to the Certificateholder of record in the Certificate
Register without the presentation or surrender of this Certificate or the making
of any notation hereon.
Except as otherwise provided in the Agreement and
notwithstanding the above, the final distribution on this Certificate will be
made after due notice by the Certificate Paying Agent of the pendency of such
distribution and only upon presentation and surrender of this Certificate at the
office or agency maintained by the Certificate Registrar for that purpose in the
City and State of New York. The initial Security Balance of this Certificate is
set forth above. The Security Balance hereof will be reduced to the extent of
the distributions allocable to principal.
No transfer of this Certificate will be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended, and any applicable state securities laws or is made in
accordance with said Act and laws. In the event that such a transfer is to be
made, (i) the Certificate Registrar or the Company may require an opinion of
counsel acceptable to and in form and substance satisfactory to the Certificate
Registrar and the Company that such transfer is exempt (describing the
applicable exemption and the basis therefor) from or is being made pursuant to
the registration requirements of the Securities Act of 1933, as amended, and of
any applicable statute of any state and (ii) the transferee shall execute an
investment letter in the form described in the Agreement and (iii) the
Certificate Registrar shall require the transferee to execute an investment
letter and a Certificate of Non-Foreign Status in the form described by the
Agreement (or if a Certificate of Non-Foreign Status is not provided, an Opinion
of Counsel as described in the Agreement), which investment letter and
certificate or Opinion of Counsel shall not be at the expense of the Trust, the
Owner Trustee, the Certificate Registrar or the Company. The Holder hereof
desiring to effect such transfer shall, and does hereby agree to, indemnify the
Trust, the Owner Trustee, the Company, the Master Servicer and the Certificate
Registrar against any liability that may result if the transfer is not so exempt
or is not made in accordance with such federal and state laws. In connection
with any such transfer, the Certificate Registrar (unless otherwise directed by
the Company) will also require either (i) a representation letter, in the form
as described by the Agreement, stating that the transferee is not an employee
benefit or other plan subject to the prohibited transaction restrictions or the
fiduciary responsibility requirements of ERISA or Section 4975 of the Code
("Plan"), any person acting, directly or indirectly, on behalf of any such plan
or any person using the "plan assets," within the meaning of the Department of
Labor regulations at 29 C.F.R. ss.2510.3-101, to effect such acquisition
(collectively, a "Plan Investor") or (ii) if such transferee is a Plan Investor,
an opinion of counsel acceptable to and in form and substance satisfactory to
the Company, the Owner Trustee, the Master Servicer and the
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<PAGE>
Certificate Registrar, or a certification in the form of Exhibit G to the
Agreement, to the effect that the purchase or holding of the Certificate is
permissible under applicable law, will not constitute or result in a prohibited
transaction under Section 406 of ERISA or Section 4975 of the Code (or
comparable provisions of any subsequent enactments) and will not subject the
Company, the Owner Trustee, the Master Servicer or the Certificate Registrar to
any obligation or liability in addition to those undertaken in the Agreement.
This Certificate is one of a duly authorized issue of
Certificates designated as Home Equity Loan-Backed Certificates of the Series
specified hereon (herein collectively called the "Certificates"). All terms used
in this Certificate which are defined in the Agreement shall have the meanings
assigned to them in the Agreement.
The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Distribution Account that have been released from the Lien of the Indenture for
payment hereunder and that neither the Owner Trustee in its individual capacity
nor the Company is personally liable to the Certificateholders for any amount
payable under this Certificate or the Agreement or, except as expressly provided
in the Agreement, subject to any liability under the Agreement.
The Holder of this Certificate acknowledges and agrees that
its rights to receive distributions in respect of this Certificate are
subordinated to the rights of the Noteholders as described in the Indenture,
dated as of March 27, 1997 between Home Equity Loan Trust 1997- HS2 (the
"Trust") and The Chase Manhattan Bank, as Indenture Trustee (the "Indenture").
Each Certificateholder, by its acceptance of a Certificate,
covenants and agrees that such Certificateholder will not at any time institute
against the Company, or join in any institution against the Company or the Trust
of, any bankruptcy, reorganization, arrangement, insolvency or liquidation
proceedings, or other proceedings under any United States federal or state
bankruptcy or similar law in connection with any obligations relating to the
Certificates, the Notes, the Agreement or any of the Basic Documents.
The Agreement permits the amendment thereof as specified
below, provided that any amendment be accompanied by the consent of the Credit
Enhancer and an Opinion of Counsel to the Owner Trustee to the effect that such
amendment complies with the provisions of the Agreement and will not cause the
Trust to be subject to an entity level tax. If the purpose of the amendment is
to correct any mistake, eliminate any inconsistency, cure any ambiguity or deal
with any matter not covered, it shall not be necessary to obtain the consent of
any Holder, but the Owner Trustee shall be furnished with a letter from the
Rating Agencies that the amendment will not result in the downgrading or
withdrawal of the rating then assigned to any Security if determined without
regard to the Credit Enhancement Instrument and the counsel of the Credit
Enhancer shall be obtained. If the purpose of the amendment is to prevent the
imposition of any federal or state taxes at any time that any Security is
outstanding, it shall not be necessary to obtain the consent of the any Holder,
but the Owner Trustee shall be furnished with an Opinion of Counsel that such
amendment is necessary or helpful to prevent the imposition of such taxes and is
not materially adverse to any Holder and the consent of the Credit Enhancer
shall be obtained. If the purpose of the amendment is to add or eliminate or
change any provision of the Agreement, other than as specified in the preceding
two sentences, the amendment shall require
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<PAGE>
either (a) a letter from the Rating Agencies that the amendment will not result
in the downgrading or withdrawal of the rating then assigned to any Security, if
determined without regard to the Credit Enhancement Instrument or (b) the
consent of Holders of a majority of the Certificate Percentage Interests of the
Controlling Certificates and the Indenture Trustee; provided, however, that no
such amendment shall (i) reduce in any manner the amount of, or delay the time
of, payments received that are required to be distributed on any Certificate
without the consent of the related Certificateholder and the Credit Enhancer, or
(ii) reduce the aforesaid percentage of Certificates the Holders of which are
required to consent to any such amendment without the consent of the Holders of
all such Certificates then outstanding.
As provided in the Agreement and subject to certain
limitations therein set forth, the transfer of this Certificate is registerable
in the Certificate Register upon surrender of this Certificate for registration
of transfer at the offices or agencies of the Certificate Registrar maintained
in the City and State of New York, accompanied by a written instrument of
transfer in form satisfactory to the Certificate Registrar duly executed by the
Holder hereof or such Holder's attorney duly authorized in writing, and
thereupon one or more new Certificates of authorized denominations evidencing
the same Class and aggregate Certificate Percentage Interest will be issued to
the designated transferee. The initial Certificate Registrar appointed under the
Agreement is the Owner Trustee.
Except as provided in the Agreement, the Certificates are
issuable only in minimum denominations of a 10.0000% Certificate Percentage
Interest and in integral multiples of a 0.0001% Certificate Percentage Interest
in excess thereof. As provided in the Agreement and subject to certain
limitations therein set forth, the Certificates are exchangeable for new
Certificates of authorized denominations, as requested by the Holder
surrendering the same. This Certificate is issued in the Certificate Percentage
Interest above; however, the Certificate Percentage Interest of this Certificate
may change in accordance with Section 3.14 of the Agreement. The Holder of this
Certificate hereby consents to any change in its Certificate Percentage Interest
in accordance with such Section.
No service charge will be made for any such registration of
transfer or exchange, but the Owner Trustee or the Certificate Registrar may
require payment of a sum sufficient to cover any tax or governmental charge
payable in connection therewith.
The Owner Trustee, the Certificate Paying Agent, the
Certificate Registrar and any agent of the Owner Trustee, the Certificate Paying
Agent, or the Certificate Registrar may treat the Person in whose name this
Certificate is registered as the owner hereof for all purposes, and none of the
Owner Trustee, the Certificate Paying Agent, the Certificate Registrar or any
such agent shall be affected by any notice to the contrary.
This Certificate shall be governed by and construed in
accordance with the laws of the State of Delaware.
The obligations created by the Agreement in respect of the
Certificates and the Trust created thereby shall terminate upon the earliest of
(i) the final distribution of all moneys or other property or proceeds of the
Owner Trust Estate in accordance with the terms of the Indenture and the
Agreement, (ii) the Payment Date in September 2022, (iii) the bankruptcy or
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<PAGE>
insolvency of the Holder of the Designated Certificate and the satisfaction of
other conditions specified in Section 8.02 of the Agreement or (iv) the purchase
by the Master Servicer of all Revolving Credit Loans pursuant to Section 8.08(a)
of the Servicing Agreement.
Unless the certificate of authentication hereon shall have
been executed by an authorized officer of the Owner Trustee, or an
authenticating agent by manual signature, this Certificate shall not be entitled
to any benefit under the Agreement or be valid for any purpose.
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<PAGE>
IN WITNESS WHEREOF, the Owner Trustee, on behalf of the Trust
and not in its individual capacity, has caused this Certificate to be duly
executed.
HOME EQUITY LOAN
TRUST 1997-HS2
by WILMINGTON TRUST COMPANY, not in
its individual capacity but solely as Owner
Trustee
Dated:
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Certificates referred to in the within mentioned Agreement.
WILMINGTON TRUST COMPANY,
not in its individual capacity
but solely as Owner Trustee
By:______________________________
Authorized Signatory
or __________________________________,
as Authenticating Agent of the Trust
By:______________________________
Authorized Signatory
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<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sells, assigns and transfers unto
PLEASE INSERT SOCIAL SECURITY OR
OTHER IDENTIFYING NUMBER OF ASSIGNEE
(Please print or type name and address, including postal zip code, of assignee)
the within Certificate, and all rights thereunder, hereby irrevocably
constituting and appointing
to transfer said Certificate on the books of the Certificate Registrar, with
full power of substitution in the premises.
Dated:
___________________________________________*/
Signature Guaranteed:
____________________________*/
- -----------------
*/ NOTICE: The signature to this assignment must correspond with the name as it
appears upon the face of the within Certificate in every particular, without
alteration, enlargement or any change whatever. Such signature must be
guaranteed by a member firm of the New York Stock Exchange or a commercial bank
or trust company.
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<PAGE>
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for the information of the
Certificate Paying Agent:
Distribution shall be made by wire transfer in immediately available funds
to ----------------------------------------------
- ----------------------------------------------------------------- for the
account of ________________________________________, account number
______________, or, if mailed by check, to ______________.
Applicable statements should be mailed to__________________.
------------------------------
Signature of assignee or agent
(for authorization of wire
transfer only)
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<PAGE>
EXHIBIT B
TO THE TRUST AGREEMENT
CERTIFICATE OF TRUST
OF
HOME EQUITY LOAN TRUST 1997-HS2
THE UNDERSIGNED, ______________________, as owner trustee (the
"Trustee"), for the purpose of forming a business trust does hereby certify as
follows:
1. The name of the business trust is:
HOME EQUITY LOAN TRUST 1997-HS2
2. The name and business address of the Trustee of the business trust in
the State of Delaware is ______________________, _________________, __________,
Delaware _____.
3. The bu
siness trust reserves the right to amend, alter, change, or
repeal any provision contained in this Certificate of Trust in the manner now or
hereafter prescribed by law.
4. This Certificate of Trust shall be effective upon filing.
THE UNDERSIGNED, being the Trustee hereinbefore named, for the purpose
of forming a business trust pursuant to the provisions of the Delaware Business
Trust Act, does make this certificate of trust, hereby declaring and further
certifying that this is its act and deed and that to the best of the
undersigned's knowledge and belief the facts herein stated are true.
[NAME OF OWNER TRUSTEE],
not in its individual capacity but
solely as owner trustee under a Trust
Agreement dated as of March 27,
1997
By:
Name:
Title:
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<PAGE>
EXHIBIT C
[FORM OF RULE 144A INVESTMENT REPRESENTATION]
Description of Rule 144A Securities, including
numbers:
===============================================
===============================================
The undersigned seller, as registered holder (the "Seller"),
intends to transfer the Rule 144A Securities described above to the undersigned
buyer (the "Buyer").
1. In connection with such transfer and in accordance with the
agreements pursuant to which the Rule 144A Securities were issued, the Seller
hereby certifies the following facts: Neither the Seller nor anyone acting on
its behalf has offered, transferred, pledged, sold or otherwise disposed of the
Rule 144A Securities, any interest in the Rule 144A Securities or any other
similar security to, or solicited any offer to buy or accept a transfer, pledge
or other disposition of the Rule 144A Securities, any interest in the Rule 144A
Securities or any other similar security from, or otherwise approached or
negotiated with respect to the Rule 144A Securities, any interest in the Rule
144A Securities or any other similar security with, any person in any manner, or
made any general solicitation by means of general advertising or in any other
manner, or taken any other action, that would constitute a distribution of the
Rule 144A Securities under the Securities Act of 1933, as amended (the "1933
Act"), or that would render the disposition of the Rule 144A Securities a
violation of Section 5 of the 1933 Act or require registration pursuant thereto,
and that the Seller has not offered the Rule 144A Securities to any person other
than the Buyer or another "qualified institutional buyer" as defined in Rule
144A under the 1933 Act.
2. The Buyer warrants and represents to, and covenants with,
the Owner Trustee and the Depositor (as defined in the Trust Agreement (the
"Agreement"), dated as of _________, ____ between Residential Funding Mortgage
Securities II, Inc., as Depositor and ______________________, as Owner Trustee
pursuant to Section 3.05 of the Agreement and __________________________________
as indenture trustee, as follows:
a. The Buyer understands that the Rule 144A
Securities have not been registered under the 1933 Act or the
securities laws of any state.
b. The Buyer considers itself a substantial,
sophisticated institutional investor having such knowledge and
experience in financial and business matters that it is capable of
evaluating the merits and risks of investment in the Rule 144A
Securities.
c. The Buyer has been furnished with all information
regarding the Rule 144A Securities that it has requested from the
Seller, the Indenture Trustee, the Owner Trustee or the Master
Servicer.
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<PAGE>
d. Neither the Buyer nor anyone acting on its behalf
has offered, transferred, pledged, sold or otherwise disposed of the
Rule 144A Securities, any interest in the Rule 144A Securities or any
other similar security to, or solicited any offer to buy or accept a
transfer, pledge or other disposition of the Rule 144A Securities, any
interest in the Rule 144A Securities or any other similar security
from, or otherwise approached or negotiated with respect to the Rule
144A Securities, any interest in the Rule 144A Securities or any other
similar security with, any person in any manner, or made any general
solicitation by means of general advertising or in any other manner, or
taken any other action, that would constitute a distribution of the
Rule 144A Securities under the 1933 Act or that would render the
disposition of the Rule 144A Securities a violation of Section 5 of the
1933 Act or require registration pursuant thereto, nor will it act, nor
has it authorized or will it authorize any person to act, in such
manner with respect to the Rule 144A Securities.
e. The Buyer is a "qualified institutional buyer" as
that term is defined in Rule 144A under the 1933 Act and has completed
either of the forms of certification to that effect attached hereto as
Annex 1 or Annex 2. The Buyer is aware that the sale to it is being
made in reliance on Rule 144A. The Buyer is acquiring the Rule 144A
Securities for its own account or the accounts of other qualified
institutional buyers, understands that such Rule 144A Securities may be
resold, pledged or transferred only (i) to a person reasonably believed
to be a qualified institutional buyer that purchases for its own
account or for the account of a qualified institutional buyer to whom
notice is given that the resale, pledge or transfer is being made in
reliance on Rule 144A, or (ii) pursuant to another exemption from
registration under the 1933 Act.
3. The Buyer represents that:
(i) either (a) or (b) is satisfied, as marked below:
____ a. The Buyer is not any employee benefit plan
subject to the Employee Retirement Income Security Act of 1974, as
amended ("ERISA"), or the Internal Revenue Code of 1986 (the "Code"), a
Person acting, directly or indirectly, on behalf of any such plan or
any Person acquiring such Certificates with "plan assets" of a Plan
within the meaning of the Department of Labor regulation promulgated at
29 C.F.R. ss.2510.3-101; or
____ b. The Buyer will provide the Depositor, the
Owner Trustee, the Certificate Registrar and the Master Servicer with
either: (x) an opinion of counsel, satisfactory to the Depositor, the
Owner Trustee, the Certificate Registrar and the Master Servicer, to
the effect that the purchase and holding of a Certificate by or on
behalf of the Buyer is permissible under applicable law, will not
constitute or result in a prohibited transaction under Section 406 of
ERISA or Section 4975 of the Code (or comparable provisions of any
subsequent enactments) and will not subject the Depositor, the Owner
Trustee, the Certificate Registrar or the Master Servicer to any
obligation or liability (including liabilities under ERISA or Section
4975 of the Code) in addition to those undertaken in the Trust
Agreement, which opinion of counsel shall not be an expense of the
Depositor, the Owner Trustee, the Certificate Registrar or the Master
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<PAGE>
Servicer; or (y) in lieu of such opinion of counsel, a certification in the
form of Exhibit G to the Trust Agreement; and
(ii) the Buyer is familiar with the prohibited transaction restrictions
and fiduciary responsibility requirements of Sections 406 and 407 of
ERISA and Section 4975 of the Code and understands that each of the
parties to which this certification is made is relying and will
continue to rely on the statements made in this paragraph 3.
4. This document may be executed in one or more counterparts
and by the different parties hereto on separate counterparts, each of which,
when so executed, shall be deemed to be an original; such counterparts,
together, shall constitute one and the same document.
IN WITNESS WHEREOF, each of the parties has executed this
document as of the date set forth below.
Print Name of Seller Print Name of Buyer
By: By:
Name: Name:
Title: Title:
Taxpayer Identification: Taxpayer Identification:
No. No.
Date: Date:
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<PAGE>
ANNEX 1 TO EXHIBIT C
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
[For Buyers Other Than Registered Investment Companies]
The undersigned hereby certifies as follows in connection with the Rule
144A Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief
Financial Officer, Senior Vice President or other executive officer of the
Buyer.
2. In connection with purchases by the Buyer, the Buyer is a
"qualified institutional buyer" as that term is defined in Rule 144A under the
Securities Act of 1933 ("Rule 144A") because (i) the Buyer owned and/or invested
on a discretionary basis $______________________1 in securities (except for the
excluded securities referred to below) as of the end of the Buyer's most recent
fiscal year (such amount being calculated in accordance with Rule 144A) and (ii)
the Buyer satisfies the criteria in the category marked below.
___ Corporation, etc. The Buyer is a corporation (other than a bank,
savings and loan association or similar institution), Massachusetts
or similar business trust, partnership, or charitable organization
described in Section 501(c)(3) of the Internal Revenue Code.
___ Bank. The Buyer (a) is a national bank or banking institution
organized under the laws of any State, territory or the District of
Columbia, the business of which is substantially confined to
banking and is supervised by the State or territorial banking
commission or similar official or is a foreign bank or equivalent
institution, and (b) has an audited net worth of at least
$25,000,000 as demonstrated in its latest annual financial
statements, a copy of which is attached hereto.
- --------
1 Buyer must own and/or invest on a discretionary basis at least $100,000,000 in
securities unless Buyer is a dealer, and, in that case, Buyer must own and/or
invest on a discretionary basis at least $10,000,000 in securities.
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<PAGE>
___ Savings and Loan. The Buyer (a) is a savings and loan association,
building and loan association, cooperative bank, homestead
association or similar institution, which is supervised and
examined by a State or Federal authority having supervision over
any such institutions or is a foreign savings and loan association
or equivalent institution and (b) has an audited net worth of at
least $25,000,000 as demonstrated in its latest annual financial
statements.
___ Broker-Dealer. The Buyer is a dealer registered pursuant to Section 15 of
the ------------- Securities Exchange Act of 1934.
___ Insurance Company. The Buyer is an insurance company whose primary
and predominant business activity is the writing of insurance or
the reinsuring of risks underwritten by insurance companies and
which is subject to supervision by the insurance commissioner or a
similar official or agency of a State or territory or the District
of Columbia.
___ State or Local Plan. The Buyer is a plan established and maintained by a
State, its political subdivisions, or any agency or instrumentality of the
State or its political subdivisions, for the benefit of its employees.
___ ERISA Plan. The Buyer is an employee benefit plan within the
meaning of Title I of the Employee Retirement Income Security Act
of 1974.
___ Investment Adviser. The Buyer is an investment adviser registered under the
Investment Advisers Act of 1940.
___ SBIC. The Buyer is a Small Business Investment Company licensed by the U.S.
Small Business Administration under Section 301(c) or (d) of the Small
Business Investment Act of 1958.
___ Business Development Company. The Buyer is a business development company
as defined in Section 202(a)(22) of the Investment Advisers Act of 1940.
___ Trust Fund. The Buyer is a trust fund whose trustee is a bank or
trust company and whose participants are exclusively (a) plans
established and maintained by a State, its political subdivisions,
or any agency or instrumentality of the State or its political
subdivisions, for the benefit of its employees, or (b) employee
benefit plans within the meaning of Title I of the Employee
Retirement Income Security Act of 1974, but is not a trust fund
that includes as participants individual retirement accounts or
H.R.
10 plans.
3. The term "securities" as used herein does not include (i)
securities of issuers that are affiliated with the Buyer, (ii) securities that
are part of an unsold allotment to or subscription by the Buyer, if the Buyer is
a dealer, (iii) bank deposit notes and certificates of deposit, (iv) loan
participations, (v) repurchase agreements, (vi) securities owned but subject to
a repurchase agreement and (vii) currency, interest rate and commodity swaps.
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<PAGE>
4. For purposes of determining the aggregate amount of securities
owned and/or invested on a discretionary basis by the Buyer, the Buyer used the
cost of such securities to the Buyer and did not include any of the securities
referred to in the preceding paragraph. Further, in determining such aggregate
amount, the Buyer may have included securities owned by subsidiaries of the
Buyer, but only if such subsidiaries are consolidated with the Buyer in its
financial statements prepared in accordance with generally accepted accounting
principles and if the investments of such subsidiaries are managed under the
Buyer's direction. However, such securities were not included if the Buyer is a
majority-owned, consolidated subsidiary of another enterprise and the Buyer is
not itself a reporting company under the Securities Exchange Act of 1934.
5. The Buyer acknowledges that it is familiar with Rule 144A and
understands that the seller to it and other parties related to the Rule 144A
Securities are relying and will continue to rely on the statements made herein
because one or more sales to the Buyer may be in reliance on Rule 144A.
___ ___ Will the Buyer be purchasing the Rule 144A Yes No Securities only for
the Buyer's own account?
6. If the answer to the foregoing question is "no", the Buyer
agrees that, in connection with any purchase of securities sold to the Buyer for
the account of a third party (including any separate account) in reliance on
Rule 144A, the Buyer will only purchase for the account of a third party that at
the time is a "qualified institutional buyer" within the meaning of Rule 144A.
In addition, the Buyer agrees that the Buyer will not purchase securities for a
third party unless the Buyer has obtained a current representation letter from
such third party or taken other appropriate steps contemplated by Rule 144A to
conclude that such third party independently meets the definition of "qualified
institutional buyer" set forth in Rule 144A.
7. The Buyer will notify each of the parties to which this
certification is made of any changes in the information and conclusions herein.
Until such notice is given, the Buyer's purchase of Rule 144A Securities will
constitute a reaffirmation of this certification as of the date of such
purchase.
Print Name of Buyer
By:
Name:
Title:
Date:
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<PAGE>
ANNEX 2 TO EXHIBIT C
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
[For Buyers That Are Registered Investment Companies]
The undersigned hereby certifies as follows in connection with
the Rule 144A Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President,
Chief Financial Officer or Senior Vice President of the Buyer or, if the Buyer
is a "qualified institutional buyer" as that term is defined in Rule 144A under
the Securities Act of 1933 ("Rule 144A") because Buyer is part of a Family of
Investment Companies (as defined below), is such an officer of the Adviser.
2. In connection with purchases by Buyer, the Buyer is a
"qualified institutional buyer" as defined in SEC Rule 144A because (i) the
Buyer is an investment company registered under the Investment Company Act of
1940, and (ii) as marked below, the Buyer alone, or the Buyer's Family of
Investment Companies, owned at least $100,000,000 in securities (other than the
excluded securities referred to below) as of the end of the Buyer's most recent
fiscal year. For purposes of determining the amount of securities owned by the
Buyer or the Buyer's Family of Investment Companies, the cost of such securities
was used.
____ The Buyer owned $___________________ in securities (other than the excluded
securities referred to below) as of the end of the Buyer's most recent
fiscal year (such amount being calculated in accordance with Rule 144A).
____ The Buyer is part of a Family of Investment Companies which
owned in the aggregate $______________ in securities (other
than the excluded securities referred to below) as of the end
of the Buyer's most recent fiscal year (such amount being
calculated in accordance with Rule 144A).
3. The term "Family of Investment Companies" as used herein
means two or more registered investment companies (or series thereof) that have
the same investment adviser or investment advisers that are affiliated (by
virtue of being majority owned subsidiaries of the same parent or because one
investment adviser is a majority owned subsidiary of the other).
4. The term "securities" as used herein does not include (i)
securities of issuers that are affiliated with the Buyer or are part of the
Buyer's Family of Investment Companies, (ii) bank deposit notes and certificates
of deposit, (iii) loan participations, (iv) repurchase agreements, (v)
securities owned but subject to a repurchase agreement and (vi) currency,
interest rate and commodity swaps.
5. The Buyer is familiar with Rule 144A and understands that each of the
parties to which this certification is made are relying and will continue to
rely on the statements
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<PAGE>
made herein because one or more sales to the Buyer will be in reliance on Rule
144A. In addition, the Buyer will only purchase for the Buyer's own account.
6. The undersigned will notify each of the parties to which
this certification is made of any changes in the information and conclusions
herein. Until such notice, the Buyer's purchase of Rule 144A Securities will
constitute a reaffirmation of this certification by the undersigned as of the
date of such purchase.
Print Name of Buyer
By:
Name:
Title:
IF AN ADVISER:
Print Name of Buyer
Date:
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<PAGE>
EXHIBIT D
FORM OF INVESTOR REPRESENTATION LETTER
, 19
Residential Funding Mortgage Securities II, Inc.
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, Minnesota 55437
The Chase Manhattan Bank
450 West 33rd Street, 15th Floor
New York, NY 10001
Attention: Corporate Trust Administration
Re: Home Equity Loan-Backed Certificates
Series 1997-HS2
Ladies and Gentlemen:
(the "Purchaser") intends to purchase from (the
"Seller") a ___% Certificate Percentage Interest of Certificates of Series
1997-HS2 (the "Certificates"), issued pursuant to the Trust Agreement (the
"Trust Agreement"), dated as of March 27, 1997 between Residential Funding
Mortgage Securities II, Inc. as depositor (the "Company") and Wilmington Trust
Company, as owner trustee (the "Owner Trustee"), as acknowledged and agreed by
The Chase Manhattan Bank as Certificate Registrar. All terms used herein and not
otherwise defined shall have the meanings set forth in the Trust Agreement. The
Purchaser hereby certifies, represents and warrants to, and covenants with, the
Company and the Certificate Registrar that:
1. The Purchaser understands that (a) the
Certificates have not been and will not be registered or
qualified under the Securities Act of 1933, as amended (the
"Act") or any state securities law, (b) the Company is not
required to so register or qualify the Certificates, (c) the
Certificates may be resold only if registered and qualified
pursuant to the provisions of the Act or any state securities
law, or if an exemption from such registration and
qualification is available, (d) the Trust Agreement contains
restrictions regarding the transfer of the Certificates and
(e) the Certificates will bear a legend to the foregoing
effect.
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<PAGE>
2. The Purchaser is acquiring the Certificates for
its own account for investment only and not with a view to or
for sale in connection with any distribution thereof in any
manner that would violate the Act or any applicable state
securities laws.
3. The Purchaser is (a) a substantial, sophisticated
institutional investor having such knowledge and experience in
financial and business matters, and, in particular, in such
matters related to securities similar to the Certificates,
such that it is capable of evaluating the merits and risks of
investment in the Certificates, (b) able to bear the economic
risks of such an investment and (c) an "accredited investor"
within the meaning of Rule 501(a) promulgated pursuant to the
Act.
4. The Purchaser has been furnished with, and has had
an opportunity to review (a) [a copy of the Private Placement
Memorandum, dated , 19 , relating to the Certificates (b)] a
copy of the Trust Agreement and [b] [c] such other information
concerning the Certificates, the Revolving Credit Loans and
the Company as has been requested by the Purchaser from the
Company or the Seller and is relevant to the Purchaser's
decision to purchase the Certificates. The Purchaser has had
any questions arising from such review answered by the Company
or the Seller to the satisfaction of the Purchaser. [If the
Purchaser did not purchase the Certificates from the Seller in
connection with the initial distribution of the Certificates
and was provided with a copy of the Private Placement
Memorandum (the "Memorandum") relating to the original sale
(the "Original Sale") of the Certificates by the Company, the
Purchaser acknowledges that such Memorandum was provided to it
by the Seller, that the Memorandum was prepared by the Company
solely for use in connection with the Original Sale and the
Company did not participate in or facilitate in any way the
purchase of the Certificates by the Purchaser from the Seller,
and the Purchaser agrees that it will look solely to the
Seller and not to the Company with respect to any damage,
liability, claim or expense arising out of, resulting from or
in connection with (a) error or omission, or alleged error or
omission, contained in the Memorandum, or (b) any information,
development or event arising after the date of the
Memorandum.]
5. The Purchaser has not and will not nor has it
authorized or will it authorize any person to (a) offer,
pledge, sell, dispose of or otherwise transfer any
Certificate, any interest in any Certificate or any other
similar security to any person in any manner, (b) solicit any
offer to buy or to accept a pledge, disposition of other
transfer of any Certificate, any interest in any Certificate
or any other similar security from any person in any manner,
(c) otherwise approach or negotiate with respect to any
Certificate, any interest in any Certificate or any other
similar security with any person in any manner, (d) make any
general solicitation by means of general advertising or in any
other manner or (e) take any other action, that (as to any of
(a) through (e) above) would constitute a distribution of any
Certificate under the Act, that would render the disposition
of any Certificate a violation of Section 5 of the Act or any
state securities law, or
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
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<PAGE>
that would require registration or qualification pursuant
thereto. The Purchaser will not sell or otherwise transfer any
of the Certificates, except in compliance with the provisions
of the Trust Agreement.
6. The Purchaser represents:
(i) that either (a) or (b) is satisfied, as marked below:
____ a. The Purchaser is not any employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as
amended ("ERISA"), or the Internal Revenue Code of 1986 (the "Code"), a
Person acting, directly or indirectly, on behalf of any such plan or
any Person acquiring such Certificates with "plan assets" of a Plan
within the meaning of the Department of Labor regulation promulgated at
29 C.F.R. ss.2510.3-101; or
____ b. The Purchaser will provide the Depositor, the
Owner Trustee, the Certificate Registrar and the Master Servicer with
either: (x) an opinion of counsel, satisfactory to the Depositor, the
Owner Trustee, the Certificate Registrar and the Master Servicer, to
the effect that the purchase and holding of a Certificate by or on
behalf of the Purchaser is permissible under applicable law, will not
constitute or result in a prohibited transaction under Section 406 of
ERISA or Section 4975 of the Code (or comparable provisions of any
subsequent enactments) and will not subject the Depositor, the Owner
Trustee, the Certificate Registrar or the Master Servicer to any
obligation or liability (including liabilities under ERISA or Section
4975 of the Code) in addition to those undertaken in the Trust
Agreement, which opinion of counsel shall not be an expense of the
Depositor, the Owner Trustee, the Certificate Registrar or the Master
Servicer; or (y) in lieu of such opinion of counsel, a certification in
the form of Exhibit G to the Trust Agreement;
(ii) the Purchaser is familiar with the prohibited transaction
restrictions and fiduciary responsibility requirements of Sections 406
and 407 of ERISA and Section 4975 of the Code and understands that each
of the parties to which this certification is made is relying and will
continue to rely on the statements made in this paragraph 6.
7. The Purchaser is acquiring the Certificate for its own behalf and is not
acting as agent or custodian for any other person or entity in connection with
such acquisition; 8. The Purchaser is not a partnership, grantor trust
or S corporation for federal income tax purposes, or, if the Purchaser
is a partnership, grantor trust or S corporation for federal income tax
purposes, the Certificates are not more than 50% of the assets of the
partnership, grantor trust or S corporation.
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
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9. The Purchaser is not a non-United States person.
Very truly yours,
By:
Name:
Title:
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
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<PAGE>
EXHIBIT E
FORM OF TRANSFEROR REPRESENTATION LETTER
, 19
Residential Funding Mortgage Securities II, Inc.
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, Minnesota 55437
The Chase Manhattan Bank
450 West 33rd Street, 15th Floor
New York, NY 10001
Attention: Corporate Trust Administration
Re: Home Equity Loan-Backed Certificates
Series 1997-HS2
Ladies and Gentlemen:
(the "Purchaser") intends to purchase from (the "Seller") a ___%
Certificate Percentage Interest of [Certificates] of Series 1997-HS2 (the
"Certificates"), issued pursuant to the Trust Agreement (the "Trust Agreement"),
dated as of March 27, 1997 between Residential Funding Mortgage Securities II,
Inc. as depositor (the "Company") and Wilmington Trust Company, as owner trustee
(the "Owner Trustee"), as acknowledged and agreed by The Chase Manhattan Bank as
Certificate Registrar. All terms used herein and not otherwise defined shall
have the meanings set forth in the Trust Agreement. The Seller hereby certifies,
represents and warrants to, and covenants with, the Company and the Certificate
Registrar that: Neither the Seller nor anyone acting on its behalf has (a)
offered, pledged, sold, disposed of or otherwise transferred any Certificate,
any interest in any Certificate or any other similar security to any person in
any manner, (b) has solicited any offer to buy or to accept a pledge,
disposition or other transfer of any Certificate, any interest in any
Certificate or any other similar security from any person in any manner, (c) has
otherwise approached or negotiated with respect to any Certificate, any interest
in any Certificate or any other similar security with any person in any manner,
(d) has made any general solicitation by means of general advertising or in any
other manner, or (e) has taken any other action, that (as to any of (a) through
(e) above) would constitute a distribution of the Certificates under the
Securities Act of 1933 (the "Act"), that would render the disposition of any
Certificate a violation of Section 5 of the Act or any state securities law, or
that would require registration or qualification
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<PAGE>
pursuant thereto. The Seller will not act, in any manner set forth in the
foregoing sentence with respect to any Certificate. The Seller has not and will
not sell or otherwise transfer any of the Certificates, except in compliance
with the provisions of the Trust Agreement.
Very truly yours,
(Seller)
By:
Name:
Title:
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
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<PAGE>
EXHIBIT F
CERTIFICATE OF NON-FOREIGN STATUS
This Certificate of Non-Foreign Status ("certificate") is delivered
pursuant to Section 3.05 of the Trust Agreement, dated as of _________, ____
(the "Trust Agreement"), between Residential Funding Mortgage Securities II,
Inc., as depositor and ______________________, as Owner Trustee, in connection
with the acquisition of, transfer to or possession by the undersigned, whether
as beneficial owner (the "Beneficial Owner"), or nominee on behalf of the
Beneficial Owner of the Residential Home Equity Loan-Backed Certificates, Series
1997-HS2 (the "Certificate"). Capitalized terms used but not defined in this
certificate have the respective meanings given them in the Trust Agreement.
Each holder must complete Part I, Part II (if the holder is a nominee), and in
all cases sign and otherwise complete Part III. In addition, each holder shall
submit with the Certificate an IRS Form W-9 relating to such holder.
To confirm to the Trust that the provisions of Sections 871, 881 or 1446 of the
Internal Revenue Code (relating to withholding tax on foreign partners) do not
apply in respect of the Certificate held by the undersigned, the undersigned
hereby certifies:
Part I - Complete Either A or B
A.Individual as Beneficial Owner
1. I am (The Beneficial Owner is ) not a non-resident alien for
purposes of U.S. income taxation;
2. My (The Beneficial Owner's) name and home address are:
; and
3. My (The Beneficial Owner's) U.S. taxpayer identification number
(Social Security Number) is .
B.Corporate, Partnership or Other Entity as Beneficial Owner
1. (Name of the Beneficial Owner) is not a
foreign corporation, foreign partnership, foreign trust or foreign
estate (as those terms are defined in the Code and Treasury
Regulations;
2. The Beneficial Owner's office address and place of incorporation
(if applicable) is
; and
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<PAGE>
3. The Beneficial Owner's U.S. employer identification number is
.
Part II - Nominees
If the undersigned is the nominee for the Beneficial Owner, the
undersigned certifies that this certificate has been made in reliance upon
information contained in:
an IRS Form W-9
a form such as this or substantially similar
provided to the undersigned by an appropriate person and (i) the undersigned
agrees to notify the Trust at least thirty (30) days prior to the date that the
form relied upon becomes obsolete, and (ii) in connection with change in
Beneficial Owners, the undersigned agrees to submit a new Certificate of
Non-Foreign Status to the Trust promptly after such change.
Part III - Declaration
The undersigned, as the Beneficial Owner or a nominee thereof, agrees
to notify the Trust within sixty (60) days of the date that the Beneficial Owner
becomes a foreign person. The undersigned understands that this certificate may
be disclosed to the Internal Revenue Service by the Trust and any false
statement contained therein could be punishable by fines, imprisonment or both.
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<PAGE>
Under penalties of perjury, I declare that I have examined this
certificate and to the best of my knowledge and belief it is true, correct and
complete and will further declare that I will inform the Trust of any change in
the information provided above, and, if applicable, I further declare that I
have the authority* to sign this document.
Name
Title (if applicable)
Signature and Date
*NOTE: If signed pursuant to a power of attorney, the power of attorney
must accompany this certificate.
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
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<PAGE>
EXHIBIT G
FORM OF ERISA REPRESENTATION LETTER
_____________, 199__
Residential Funding Mortgage
Securities II, Inc.
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, Minnesota 55437
Wilmington Trust Company
Rodney Square North
1100 North Market Street
Wilmington, Delaware 19890
Residential Funding Corporation
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, Minnesota 55437
[CERTIFICATE REGISTRAR]
Re: Residential Funding Mortgage Securities II, Inc.
Home Equity Loan-Backed Certificates, Series 1997-HS2
Dear Sirs:
__________________________________ (the "Transferee") intends
to acquire from _____________________ (the "Transferor") a ___% Certificate
Percentage Interest of Residential Mortgage Securities II, Inc. Home Equity
Loan-Backed Certificates, Series 1997-HS2 (the "Certificates"), issued pursuant
to a Trust Agreement (the "Trust Agreement") dated March 27, 1997 among
Residential Funding Mortgage Securities II, Inc., as depositor (the "Depositor")
and Wilmington Trust Company, as trustee (the "Owner Trustee"). Capitalized
terms used herein and not otherwise defined shall have the meanings assigned
thereto in the Trust Agreement.
The Transferee hereby certifies, represents and warrants to,
and covenants with, the Depositor, the Owner Trustee, the Certificate Registrar
and the Master Servicer that either:
(1) The Certificates (i) are not being acquired by, and will
not be transferred to, any employee benefit plan within the meaning of
section 3(3) of the Employee Retirement Income Security Act of 1974, as
amended ("ERISA") or other retirement arrangement, including individual
retirement accounts and annuities, Keogh plans and bank collective
investment funds and insurance company general or separate accounts in
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<PAGE>
which such plans, accounts or arrangements are invested, that is
subject to Section 406 of ERISA or Section 4975 of the Internal Revenue
Code of 1986 (the "Code") (any of the foregoing, a "Plan"), (ii) are
not being acquired with "plan assets" of a Plan within the meaning of
the Department of Labor ("DOL") regulation, 29 C.F.R. ss. 2510.3-101,
and (iii) will not be transferred to any entity that is deemed to be
investing in plan assets within the meaning of the DOL regulation, 29
C.F.R. ss. 2510.3-101; or
(2) The purchase of the Certificates is permissible under
applicable law, will not constitute or result in any prohibited
transaction under ERISA or Section 4975 of the Code, will not subject
the Depositor or the Trustee to any obligation in addition to those
undertaken in the Trust Agreement and, with respect to each source of
funds being used by the Transferee to acquire the Certificates (each
being referred to as a "Source") and the following statements in either
(a) or (b):
(a) the Transferee is an insurance company and (i)
the Source is assets of its "general account," (ii) the
conditions set forth in PTCE 95-60 issued by the DOL have been
satisfied and the purchase and holding of Certificates by or
on behalf of the Transferee are exempt under PTCE 95-60 and
(iii) the amount of reserves and liabilities for such general
account contracts held by or on behalf of any Plan do not
exceed 10% of the total reserves and liabilities of such
general account plus surplus as of the date hereof (for
purposes of this clause, all Plans maintained by the same
employer (or affiliate thereof) or employee organization are
deemed to be a single Plan) in connection with its purchase
and holding of such Certificates; or
(b) the Transferee is an insurance company and (i)
the Source is assets of its "general account," (ii) the
requirements of Section 401(c) of ERISA and the DOL
regulations to be promulgated thereunder ("401(c)
Regulations") have been satisfied and will continue to be
satisfied and (iii) the Transferee represents that it
understands that the operation of the general account after
December 31, 1998 may affect its ability to continue to hold
the Certificates after the date which is 18 months after the
401(c) Regulations become final and unless a class exemption
issued by the DOL or an exception under Section 401(c) of
ERISA is then available for the continued holding of
Certificates, if the assets of the general account constitute
Plan Assets, it will dispose of the Certificates prior to the
date which is 18 months after the 401(c) Regulations become
final.
(3) The Transferee is familiar with the prohibited transaction
restrictions and fiduciary responsibility requirements of Sections 406
and 407 of ERISA and Section 4975 of the Code and understands that each
of the parties to which this certification is made is relying and will
continue to rely on the statements made herein.
Very truly yours,
By:
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
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<PAGE>
Name:
Title:
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
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<PAGE>
EXHIBIT H
FORM OF REPRESENTATION LETTER
_____________, 199__
Residential Funding Mortgage
Securities II, Inc.
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, Minnesota 55437
Wilmington Trust Company
Rodney Square North
1100 North Market Street
Wilmington, Delaware 19890
Residential Funding Corporation
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, Minnesota 55437
[CERTIFICATE REGISTRAR]
Re: Residential Funding Mortgage Securities II, Inc.
Home Equity Loan-Backed Certificates, Series 1997-HS2
Dear Sirs:
__________________________________ (the "Transferee") intends
to acquire from _____________________ (the "Transferor") a ___% Certificate
Percentage Interest of Residential Mortgage Securities II, Inc. Home Equity
Loan-Backed Certificates, Series 1997-HS2 (the "Certificates"), issued pursuant
to a Trust Agreement (the "Trust Agreement") dated March 27, 1997 among
Residential Funding Mortgage Securities II, Inc., as depositor (the "Depositor")
and Wilmington Trust Company, as trustee (the "Owner Trustee"). Capitalized
terms used herein and not otherwise defined shall have the meanings assigned
thereto in the Trust Agreement.
The Transferee hereby certifies, represents and warrants to,
and covenants with, the Depositor, the Owner Trustee, the Certificate Registrar
and the Master Servicer that:
(1) the Transferee is acquiring the Certificate for its own behalf and is
not acting as agent or custodian for any other person or entity in connection
with such acquisition; and
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<PAGE>
(2) the Transferee is not a partnership, grantor trust or S
corporation for federal income tax purposes, or, if the Transferee is a
partnership, grantor trust or S corporation for federal income tax
purposes, the Certificates are not more than 50% of the assets of the
partnership, grantor trust or S corporation.
Very truly yours,
By:
Name:
Title:
[NY01B:313787.4] 16069-00394 03/27/97 3:03pm
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