<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
balance sheet dated 6/30/00 and statement of income for the six months
ended 6/30/00 and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<CIK> 0000945434
<NAME> BNCCORP, INC.
<MULTIPLIER> 1000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1
<CASH> 12,603
<INT-BEARING-DEPOSITS> 3,171
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 275,346
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 275,346
<ALLOWANCE> (3,259)
<TOTAL-ASSETS> 580,104
<DEPOSITS> 339,350
<SHORT-TERM> 197,024
<LIABILITIES-OTHER> 5,602
<LONG-TERM> 13,499
0
0
<COMMON> 24
<OTHER-SE> 24,605
<TOTAL-LIABILITIES-AND-EQUITY> 580,104
<INTEREST-LOAN> 11,754
<INTEREST-INVEST> 7,920
<INTEREST-OTHER> 113
<INTEREST-TOTAL> 19,787
<INTEREST-DEPOSIT> 7,829
<INTEREST-EXPENSE> 13,138
<INTEREST-INCOME-NET> 6,649
<LOAN-LOSSES> 819
<SECURITIES-GAINS> 46
<EXPENSE-OTHER> 8,013
<INCOME-PRETAX> 1,450
<INCOME-PRE-EXTRAORDINARY> 1,003
<EXTRAORDINARY> 169
<CHANGES> 0
<NET-INCOME> 1,172
<EPS-BASIC> .49
<EPS-DILUTED> .49
<YIELD-ACTUAL> 8.20
<LOANS-NON> 1,252
<LOANS-PAST> 237
<LOANS-TROUBLED> 11
<LOANS-PROBLEM> 8,139
<ALLOWANCE-OPEN> 2,872
<CHARGE-OFFS> 500
<RECOVERIES> 68
<ALLOWANCE-CLOSE> 3,259
<ALLOWANCE-DOMESTIC> 3,259
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 178
</TABLE>
