<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
balance sheet dated 9/30/00 and statement of income for the nine months
ended 9/30/00 and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<CIK> 0000945434
<NAME> BNCCORP, INC.
<MULTIPLIER> 1000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 9,820
<INT-BEARING-DEPOSITS> 3,840
<FED-FUNDS-SOLD> 3,500
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 262,517
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 255,467
<ALLOWANCE> 3,428
<TOTAL-ASSETS> 559,573
<DEPOSITS> 340,144
<SHORT-TERM> 166,755
<LIABILITIES-OTHER> 6,263
<LONG-TERM> 12,827
0
7,372
<COMMON> 24
<OTHER-SE> 26,188
<TOTAL-LIABILITIES-AND-EQUITY> 559,573
<INTEREST-LOAN> 18,138
<INTEREST-INVEST> 12,423
<INTEREST-OTHER> 176
<INTEREST-TOTAL> 30,737
<INTEREST-DEPOSIT> 12,346
<INTEREST-EXPENSE> 20,620
<INTEREST-INCOME-NET> 10,117
<LOAN-LOSSES> 926
<SECURITIES-GAINS> 82
<EXPENSE-OTHER> 12,576
<INCOME-PRETAX> 2,231
<INCOME-PRE-EXTRAORDINARY> 1,525
<EXTRAORDINARY> 244
<CHANGES> 0
<NET-INCOME> 1,769
<EPS-BASIC> .74
<EPS-DILUTED> .74
<YIELD-ACTUAL> 8.28
<LOANS-NON> 686
<LOANS-PAST> 649
<LOANS-TROUBLED> 24
<LOANS-PROBLEM> 10,568
<ALLOWANCE-OPEN> 2,872
<CHARGE-OFFS> 581
<RECOVERIES> 211
<ALLOWANCE-CLOSE> 3,428
<ALLOWANCE-DOMESTIC> 3,428
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 227
</TABLE>
