WELLS FARGO BANK TEXAS NATIONAL ASSOCIATION
13F-HR, 2000-10-20
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<PAGE>

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                    FORM 13F

                               FORM 13F COVER PAGE

REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/29/00

CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.):  ( ) IS A RESTATEMENT.
                                   ( ) ADDS NEW HOLDINGS ENTRIES

INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:

NAME:    WELLS FARGO BANK TEXAS, N.A.
ADDRESS: 1500 BROADWAY
         P.O. BOX 1241
         LUBBOCK, TX 79408

13F FILE NUMBER: 28-4962
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.


PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:

NAME:     CATHY WHEELER
TITLE:    VICE PRESIDENT AND REGIONAL OPERATIONS MANAGER
PHONE:    (210) 856-5143
SIGNATURE,PLACE,AND DATE OF SIGNING:

    CATHY WHEELER                  LUBBOCK, TX              10/3/00


REPORT TYPE (CHECK ONLY ONE.):

(X)        13F HOLDINGS REPORT

( )        13F NOTICE

( )        13F COMBINATION REPORT


LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
  NONE


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>

                              FORM 13F SUMMARY PAGE


REPORT SUMMARY:

NUMBER OF OTHER INCLUDED MANAGERS:        0

FORM 13F INFORMATION TABLE ENTRY TOTAL:   1705

FORM 13F INFORMATION TABLE VALUE TOTAL:           $1,444,290
<PAGE>

<TABLE>
<CAPTION>
                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S>                            <C>              <C>       <C>      <C>      <C> <C>  <C>     <C>          <C>      <C>      <C>
A T & T CORP COM               COMMON STOCK     001957109     1129    38442 SH       DEFINED               18382        0    20060
A T & T CORP COM               COMMON STOCK     001957109     6389   217482 SH       OTHER                209789     1805     5888
ABBOTT LABS                    COMMON STOCK     002824100     1284    27000 SH       DEFINED               10800        0    16200
ABBOTT LABS                    COMMON STOCK     002824100     3757    79001 SH       OTHER                 77667      634      700
ABERCROMBIE & FITCH CO CL A    COMMON STOCK     002896207       20     1075 SH       OTHER                     0      500      575
ACE LIMITED ORD                COMMON STOCK     G0070K103      648    16500 SH       DEFINED               16500        0        0
ACLARA BIOSCIENCES INC         COMMON STOCK     00461P106       52     1700 SH       DEFINED                   0        0     1700
ACNIELSEN CORP COM             COMMON STOCK     004833109        3      134 SH       DEFINED                 134        0        0
ACNIELSEN CORP COM             COMMON STOCK     004833109        4      166 SH       OTHER                   166        0        0
ACTIVE POWER INC               COMMON STOCK     00504W100       74     1200 SH       DEFINED                   0        0     1200
ADAMS EXPRESS CO               COMMON STOCK     006212104      195     5054 SH       OTHER                  5054        0        0
ADC TELECOMMUNICATIONS INC     COMMON STOCK     000886101      399    14840 SH       DEFINED               14155        0      685
ADC TELECOMMUNICATIONS INC     COMMON STOCK     000886101     2182    81154 SH       OTHER                 77075        0     4079
ADELPHIA COMMUNICATIONS CORP   COMMON STOCK     006848105      243     8800 SH       DEFINED                   0        0     8800
ADOBE SYS INC 1 COM & 1 TAKEOV COMMON STOCK     00724F101     2049    13200 SH       DEFINED                6000        0     7200
ADOBE SYS INC 1 COM & 1 TAKEOV COMMON STOCK     00724F101       16      100 SH       OTHER                     0        0      100
ADVANCED DIGITAL INFORMATION C COMMON STOCK     007525108      189    12450 SH       OTHER                  9500        0     2950
ADVANCED MICRO DEVICES INC     COMMON STOCK     007903107      142     6000 SH       DEFINED                   0        0     6000
ADVANCED TISSUE SCIENCES INC C COMMON STOCK     00755F103        6      800 SH       DEFINED                   0        0      800
ADVANTICA RESTAURANT GROUP INC COMMON STOCK     00758B109        2     3149 SH       DEFINED                3149        0        0
AES CORP                       COMMON STOCK     00130H105     1699    24800 SH       DEFINED                   0        0    24800
AES CORP                       COMMON STOCK     00130H105       69     1000 SH       OTHER                  1000        0        0
AETNA INC COM                  COMMON STOCK     008117103       12      200 SH       OTHER                   200        0        0
AFFILIATED MANAGERS GROUP, INC COMMON STOCK     008252108      228     4000 SH       DEFINED                4000        0        0
AFLAC INC                      COMMON STOCK     001055102     1108    17300 SH       DEFINED                9700        0     7600
AFLAC INC                      COMMON STOCK     001055102      631     9845 SH       OTHER                  9845        0        0
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101      455     9296 SH       DEFINED                2118        0     7178
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101     1165    23805 SH       OTHER                 22159      690      956
AGRIBRANDS INTERNATIONAL, INC  COMMON STOCK     00849R105       12      274 SH       OTHER                   274        0        0
AKAMAI TECHNOLOGIES            COMMON STOCK     00971T101      100     1900 SH       DEFINED                   0        0     1900
AKAMAI TECHNOLOGIES            COMMON STOCK     00971T101        5      100 SH       OTHER                     0      100        0
ALAMO GROUP INC COM            COMMON STOCK     011311107        6      500 SH       OTHER                     0        0      500
ALBERTSONS INC                 COMMON STOCK     013104104       37     1762 SH       DEFINED                 912        0      850
ALBERTSONS INC                 COMMON STOCK     013104104      459    21872 SH       OTHER                 21305        0      567
ALCOA INC                      COMMON STOCK     013817101      828    32700 SH       DEFINED                   0        0    32700
ALCOA INC                      COMMON STOCK     013817101     1320    52150 SH       OTHER                 51350        0      800
ALKERMES INC                   COMMON STOCK     01642T108       85     2200 SH       DEFINED                   0        0     2200
ALLEGHENY ENERGY INC COM       COMMON STOCK     017361106       38     1000 SH       DEFINED                1000        0        0
ALLEGHENY ENERGY INC COM       COMMON STOCK     017361106       87     2288 SH       OTHER                  2288        0        0
ALLEN TELECOM INC COM          COMMON STOCK     018091108      152     9000 SH       DEFINED                   0        0     9000
ALLEN TELECOM INC COM          COMMON STOCK     018091108        3      200 SH       OTHER                   200        0        0
ALLERGAN INC                   COMMON STOCK     018490102     1756    20800 SH       DEFINED                4900        0    15900
ALLETE                         COMMON STOCK     018522102        2      100 SH       DEFINED                 100        0        0
ALLETE                         COMMON STOCK     018522102       29     1300 SH       OTHER                  1300        0        0
ALLIANCE CAP MGMT HLDG L P     COMMON STOCK     01855A101       70     1400 SH       OTHER                  1400        0        0
ALLIANT CORP                   COMMON STOCK     018802108        6      188 SH       DEFINED                 188        0        0
ALLIANT CORP                   COMMON STOCK     018802108       99     3373 SH       OTHER                  1284        0     2089
ALLIANT TECHSYSTEMS INC        COMMON STOCK     018804104       21      250 SH       DEFINED                 250        0        0
ALLMERICA FINL CORP COM        COMMON STOCK     019754100      499     7812 SH       DEFINED                   0        0     7812
ALLMERICA FINL CORP COM        COMMON STOCK     019754100      135     2105 SH       OTHER                  2105        0        0
ALLSTATE CORP COM              COMMON STOCK     020002101     1321    38027 SH       DEFINED                5887        0    32140
ALLSTATE CORP COM              COMMON STOCK     020002101     1575    45323 SH       OTHER                 45023      300        0
ALLTEL CORP 1 COM & 1 TAKEOVER COMMON STOCK     020039103     1641    31446 SH       DEFINED                   0        0    31446
ALLTEL CORP 1 COM & 1 TAKEOVER COMMON STOCK     020039103      676    12952 SH       OTHER                 11962        0      990
ALTEON WEBSYSTEMS INC          COMMON STOCK     02145A109      401     3700 SH       DEFINED                   0        0     3700
ALTERA CORP                    COMMON STOCK     021441100       65     1362 SH       DEFINED                   0        0     1362
ALTERA CORP                    COMMON STOCK     021441100       14      300 SH       OTHER                   300        0        0
ALZA CORP COM                  COMMON STOCK     022615108     1458    16856 SH       DEFINED                 375        0    16481
AMAZON COM INC COM             COMMON STOCK     023135106        8      200 SH       DEFINED                   0        0      200
AMAZON COM INC COM             COMMON STOCK     023135106        8      200 SH       OTHER                     0      200        0
AMBAC FINANCIAL GROUP, INC. CO COMMON STOCK     023139108      210     2871 SH       DEFINED                   0        0     2871
AMDOCS LIMITED COM             COMMON STOCK     G02602103      798    12800 SH       DEFINED                   0        0    12800
AMEREN CORP COM                COMMON STOCK     023608102        4      103 SH       DEFINED                 103        0        0
AMEREN CORP COM                COMMON STOCK     023608102       63     1504 SH       OTHER                  1504        0        0
AMERICA ONLINE INC DEL COM     COMMON STOCK     02364J104     1609    29934 SH       DEFINED                9092      400    20442
AMERICA ONLINE INC DEL COM     COMMON STOCK     02364J104     7241   134714 SH       OTHER                125968     3000     5746
AMERICAN EAGLE OUTFITTERS INC  COMMON STOCK     02553E106        6      200 SH       OTHER                   200        0        0
AMERICAN ELEC PWR INC          COMMON STOCK     025537101      113     2876 SH       DEFINED                1836        0     1040
AMERICAN ELEC PWR INC          COMMON STOCK     025537101      887    22669 SH       OTHER                 22669        0        0
AMERICAN EXPRESS CO            COMMON STOCK     025816109     2091    34415 SH       DEFINED                4515        0    29900
AMERICAN EXPRESS CO            COMMON STOCK     025816109     2678    44089 SH       OTHER                 40489      300     3300
AMERICAN GEN CORP              COMMON STOCK     026351106     1942    24899 SH       DEFINED                 899        0    24000
AMERICAN GEN CORP              COMMON STOCK     026351106     3029    38837 SH       OTHER                 38242        0      595
AMERICAN HOME PRODS CORP       COMMON STOCK     026609107     3961    70037 SH       DEFINED               36037        0    34000
AMERICAN HOME PRODS CORP       COMMON STOCK     026609107     3696    65346 SH       OTHER                 63836      360     1150
AMERICAN INSD MTG INVS L P SER COMMON STOCK     02686E106       29     3600 SH       OTHER                     0        0     3600
AMERICAN INTL GROUP INC        COMMON STOCK     026874107     4257    44491 SH       DEFINED                6426        0    38065
AMERICAN INTL GROUP INC        COMMON STOCK     026874107    17364   181469 SH       OTHER                172466     1513     7490
AMERICAN LOCKER GROUP INC      COMMON STOCK     027284108        2      476 SH       OTHER                   476        0        0
AMERICAN NATL INS CO COM       COMMON STOCK     028591105      109     1705 SH       OTHER                  1705        0        0
AMERICAN PWR CONVERSION CORP   COMMON STOCK     029066107       76     3970 SH       OTHER                  3970        0        0
AMERICAN STD COS INC DEL COM   COMMON STOCK     029712106       73     1644 SH       DEFINED                   0        0     1644
AMERICAN WTR WKS INC           COMMON STOCK     030411102       17      600 SH       OTHER                   600        0        0
AMERITRADE HOLDINGS CORP CL A  COMMON STOCK     03072H109      504    28400 SH       DEFINED               20000        0     8400
AMGEN INC                      COMMON STOCK     031162100     1660    23775 SH       DEFINED                5150        0    18625
AMGEN INC                      COMMON STOCK     031162100    10177   145743 SH       OTHER                139276     1425     5042
AMR CORP DEL                   COMMON STOCK     001765106      320     9800 SH       DEFINED                   0        0     9800
AMR CORP DEL                   COMMON STOCK     001765106        7      200 SH       OTHER                   200        0        0
AMSOUTH BANCORPORATION 1 COM & COMMON STOCK     032165102      190    15175 SH       DEFINED               15175        0        0
AMSOUTH BANCORPORATION 1 COM & COMMON STOCK     032165102       22     1725 SH       OTHER                  1725        0        0
ANADARKO PETE CORP 1 COM & 1   COMMON STOCK     032511107      160     2408 SH       DEFINED                 308        0     2100
ANADARKO PETE CORP 1 COM & 1   COMMON STOCK     032511107      139     2085 SH       OTHER                  1932      153        0
ANALOG DEVICES INC 1 COM & 1   COMMON STOCK     032654105     2171    26300 SH       DEFINED                   0        0    26300
ANC RENTAL CORPORATION         COMMON STOCK     001813104        2      375 SH       OTHER                   375        0        0
ANDREW CORP                    COMMON STOCK     034425108       12      450 SH       DEFINED                   0        0      450
ANDREW CORP                    COMMON STOCK     034425108       46     1770 SH       OTHER                  1770        0        0
ANDRX CORP ANDRX GROUP         COMMON STOCK     034553107       75      800 SH       DEFINED                   0        0      800
ANHEUSER BUSCH COS INC 1 COM & COMMON STOCK     035229103      465    11000 SH       DEFINED               10000        0     1000
ANHEUSER BUSCH COS INC 1 COM & COMMON STOCK     035229103     2186    51668 SH       OTHER                 50008        0     1660
ANSWERTHINK INC                COMMON STOCK     036916104       96     5900 SH       DEFINED                   0        0     5900
AON CORP                       COMMON STOCK     037389103      309     7875 SH       OTHER                  7875        0        0
APAC CUSTOMER SERVICES, INC. C COMMON STOCK     00185E106        2      391 SH       OTHER                   391        0        0
APACHE CORP                    COMMON STOCK     037411105      443     7500 SH       DEFINED                5400        0     2100
APARTMENT INVT & MGMT CO CL A  COMMON STOCK     03748R101       63     1377 SH       DEFINED                   0        0     1377
APOLLO GROUP INC CL A          COMMON STOCK     037604105      279     7000 SH       DEFINED                7000        0        0
APPLE COMPUTER INC             COMMON STOCK     037833100      268    10400 SH       DEFINED                   0        0    10400
APPLE COMPUTER INC             COMMON STOCK     037833100      204     7940 SH       OTHER                  7940        0        0
APPLIED MATLS INC              COMMON STOCK     038222105     1011    17050 SH       DEFINED                4100        0    12950
APPLIED MATLS INC              COMMON STOCK     038222105      640    10798 SH       OTHER                  9323      200     1275
APPLIED MICRO CIRCUITS CORP CO COMMON STOCK     03822W109     1222     5900 SH       DEFINED                   0        0     5900
APPLIEDTHEORY CORP             COMMON STOCK     03828R104      316    51628 SH       DEFINED                   0        0    51628
ARCH COAL INC COM              COMMON STOCK     039380100        2      213 SH       OTHER                   213        0        0
ARCHER DANIELS MIDLAND CO      COMMON STOCK     039483102       10     1179 SH       OTHER                  1179        0        0
ARCHSTONE COMMUNITY TR COM     COMMON STOCK     039581103      243     9900 SH       DEFINED                   0        0     9900
ARCHSTONE COMMUNITY TR COM     COMMON STOCK     039581103       33     1346 SH       OTHER                  1346        0        0
ARIBA INC                      COMMON STOCK     04033V104     1841    12850 SH       DEFINED                   0        0    12850
ARROW ELECTRS INC              COMMON STOCK     042735100      136     4000 SH       DEFINED                   0        0     4000
ART TECHNOLOGY GROUP INC       COMMON STOCK     04289L107      123     1300 SH       DEFINED                   0        0     1300
ARVINMERITOR INC               COMMON STOCK     043353101        4      250 SH       OTHER                     0        0      250
ASHLAND INC COM                COMMON STOCK     044204105       29      866 SH       OTHER                   866        0        0
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK     046008108       72     1904 SH       DEFINED                   0        0     1904
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK     046008108      630    16592 SH       OTHER                 16302      290        0
ASTORIA FINL CORP COM          COMMON STOCK     046265104      267     6900 SH       DEFINED                   0        0     6900
ASYST TECHNOLOGIES INC COM     COMMON STOCK     04648X107      233    11516 SH       DEFINED                3866        0     7650
AT & T WIRELESS GROUP          COMMON STOCK     001957406      238    11400 SH       DEFINED                   0        0    11400
AT & T WIRELESS GROUP          COMMON STOCK     001957406       81     3900 SH       OTHER                  3800        0      100
AT&T CORP - LIBERTY MEDIA-A    COMMON STOCK     001957208      265    14700 SH       DEFINED                   0        0    14700
AT&T CORP - LIBERTY MEDIA-A    COMMON STOCK     001957208        7      364 SH       OTHER                   364        0        0
ATMOS ENERGY CORP              COMMON STOCK     049560105       31     1500 SH       OTHER                  1500        0        0
AUDIOVOX CORP CL A             COMMON STOCK     050757103        5      300 SH       DEFINED                   0        0      300
AULT INC COM                   COMMON STOCK     051503100       83    10000 SH       DEFINED                   0        0    10000
AUTOLIV INC COM                COMMON STOCK     052800109        5      254 SH       OTHER                   254        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103     1749    26157 SH       DEFINED               24805        0     1352
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103     6718   100456 SH       OTHER                 95537      646     4273
AUTONATION INC                 COMMON STOCK     05329W102       18     3000 SH       OTHER                  3000        0        0
AVERY DENNISON CORP            COMMON STOCK     053611109       87     1869 SH       OTHER                  1444        0      425
AVISTA CORP                    COMMON STOCK     05379B107        9      400 SH       OTHER                   400        0        0
AVON PRODS INC                 COMMON STOCK     054303102      253     6200 SH       DEFINED                   0        0     6200
AVON PRODS INC                 COMMON STOCK     054303102       19      470 SH       OTHER                   470        0        0
AXA FINANCIAL INC              COMMON STOCK     002451102       10      206 SH       DEFINED                 206        0        0
AXA FINANCIAL INC              COMMON STOCK     002451102       32      624 SH       OTHER                   624        0        0
AZURIX CORP                    COMMON STOCK     05501M104        3      750 SH       OTHER                   750        0        0
BAKER HUGHES INC 1 COM & 1     COMMON STOCK     057224107      654    17610 SH       DEFINED                   0        0    17610
BAKER HUGHES INC 1 COM & 1     COMMON STOCK     057224107      247     6661 SH       OTHER                  6661        0        0
BALDOR ELEC CO 1 COM & 1 TAKEO COMMON STOCK     057741100       15      720 SH       OTHER                   720        0        0
BANK NEW YORK INC 1 COM & 1    COMMON STOCK     064057102      220     3920 SH       DEFINED                3920        0        0
BANK NEW YORK INC 1 COM & 1    COMMON STOCK     064057102      233     4148 SH       OTHER                  3148        0     1000
BANK OF AMERICA CORP           COMMON STOCK     060505104     1307    24950 SH       DEFINED                1518        0    23432
BANK OF AMERICA CORP           COMMON STOCK     060505104     1602    30580 SH       OTHER                 29130        0     1450
BANK ONE CORP                  COMMON STOCK     06423A103      470    12173 SH       DEFINED                2683        0     9490
BANK ONE CORP                  COMMON STOCK     06423A103     1122    29060 SH       OTHER                 28134      676      250
BANKNORTH GROUP INC NEW        COMMON STOCK     06646R107       84     4699 SH       DEFINED                   0        0     4699
BARD C R INC 1 COM & 1 TAKEOVE COMMON STOCK     067383109       42     1004 SH       DEFINED                   0        0     1004
BARD C R INC 1 COM & 1 TAKEOVE COMMON STOCK     067383109       21      500 SH       OTHER                   500        0        0
BAXTER INTL INC                COMMON STOCK     071813109     2193    27472 SH       DEFINED                3272        0    24200
BAXTER INTL INC                COMMON STOCK     071813109      200     2505 SH       OTHER                  2380        0      125
BEA SYSTEMS INC COM            COMMON STOCK     073325102      343     4400 SH       DEFINED                2800        0     1600
BEA SYSTEMS INC COM            COMMON STOCK     073325102      331     4245 SH       OTHER                  4245        0        0
BEAR STEARNS COS INC           COMMON STOCK     073902108       28      446 SH       OTHER                   446        0        0
BECKMAN COULTER INC COM        COMMON STOCK     075811109      833    10795 SH       DEFINED                5495        0     5300
BECKMAN COULTER INC COM        COMMON STOCK     075811109       77     1000 SH       OTHER                  1000        0        0
BECTON DICKINSON & CO 1 COM &  COMMON STOCK     075887109      116     4400 SH       DEFINED                   0        0     4400
BECTON DICKINSON & CO 1 COM &  COMMON STOCK     075887109       32     1200 SH       OTHER                   800        0      400
BED BATH & BEYOND INC COM      COMMON STOCK     075896100     1033    42354 SH       DEFINED                7900        0    34454
BED BATH & BEYOND INC COM      COMMON STOCK     075896100       66     2700 SH       OTHER                  1200        0     1500
BELLSOUTH CORP                 COMMON STOCK     079860102     1387    34461 SH       DEFINED               13961        0    20500
BELLSOUTH CORP                 COMMON STOCK     079860102     3943    97974 SH       OTHER                 94746        0     3228
BELO A H CORP CL A 1 COM & 1   COMMON STOCK     080555105    28184  1528603 SH       DEFINED                   0        0  1528603
BELO A H CORP CL A 1 COM & 1   COMMON STOCK     080555105       66     3600 SH       OTHER                  3600        0        0
BERKSHIRE HATHAWAY INC DEL     COMMON STOCK     084670108       64        1 SH       OTHER                     1        0        0
BERKSHIRE HATHAWAY INC DEL CL  COMMON STOCK     084670207      435      210 SH       DEFINED                  20        0      190
BERKSHIRE HATHAWAY INC DEL CL  COMMON STOCK     084670207      120       58 SH       OTHER                    58        0        0
BEST BUY INC                   COMMON STOCK     086516101      505     7944 SH       DEFINED                5700        0     2244
BESTFOODS COM                  COMMON STOCK     08658U101      502     6900 SH       DEFINED                   0        0     6900
BESTFOODS COM                  COMMON STOCK     08658U101      876    12039 SH       OTHER                 12039        0        0
BILLING CONCEPTS CORP          COMMON STOCK     090063108       34    10772 SH       DEFINED                 772        0    10000
BIOGEN INC 1 COM & 1 TAKEOVER  COMMON STOCK     090597105       55      900 SH       DEFINED                   0        0      900
BIOMATRIX INC                  COMMON STOCK     09060P102        7      400 SH       DEFINED                   0        0      400
BIOMET INC                     COMMON STOCK     090613100      767    21900 SH       DEFINED                   0        0    21900
BIOMET INC                     COMMON STOCK     090613100      194     5556 SH       OTHER                  5256        0      300
BIOVAIL CORP INTL              COMMON STOCK     09067J109       82     1005 SH       DEFINED                   0        0     1005
BJ SVCS CO                     COMMON STOCK     055482103      734    12000 SH       DEFINED               10600        0     1400
BJ SVCS CO                     COMMON STOCK     055482103       12      200 SH       OTHER                   200        0        0
BJS WHSL CLUB INC COM          COMMON STOCK     05548J106       76     2226 SH       DEFINED                   0        0     2226
BLACK & DECKER MFG CO 1 COM &  COMMON STOCK     091797100      171     5000 SH       DEFINED                2000        0     3000
BLACK & DECKER MFG CO 1 COM &  COMMON STOCK     091797100       50     1450 SH       OTHER                  1450        0        0
BLACK HILLS CORP               COMMON STOCK     092113109      196     6989 SH       OTHER                  6989        0        0
BLOCK H & R INC 1 COM & 1 TAKE COMMON STOCK     093671105      739    19938 SH       DEFINED                   0        0    19938
BLOCK H & R INC 1 COM & 1 TAKE COMMON STOCK     093671105      102     2755 SH       OTHER                  2755        0        0
BLUE DOLPHIN ENERGY CORP       COMMON STOCK     095395208        2      666 SH       DEFINED                 666        0        0
BLUE DOLPHIN ENERGY CORP       COMMON STOCK     095395208       19     5030 SH       OTHER                  5030        0        0
BMC SOFTWARE INC               COMMON STOCK     055921100       14      750 SH       OTHER                   750        0        0
BOB EVANS FARMS INC            COMMON STOCK     096761101        9      500 SH       OTHER                     0        0      500
BOEING CO                      COMMON STOCK     097023105     1104    17521 SH       DEFINED                1150        0    16371
BOEING CO                      COMMON STOCK     097023105     4043    64167 SH       OTHER                 60418     1145     2604
BOISE CASCADE CORP 1 COM & 1   COMMON STOCK     097383103      183     6890 SH       DEFINED                   0        0     6890
BOLT TECHNOLOGY CORP COM       COMMON STOCK     097698104        3      600 SH       DEFINED                   0        0      600
BORDERS GROUP INC COM          COMMON STOCK     099709107       10      730 SH       OTHER                   730        0        0
BOSTON LIFE SCIENCES INC COM   COMMON STOCK     100843408       15     2000 SH       DEFINED                   0        0     2000
BOSTON LIFE SCIENCES INC COM   COMMON STOCK     100843408        1      100 SH       OTHER                     0      100        0
BOSTON SCIENTIFIC CORP COM     COMMON STOCK     101137107      370    22500 SH       DEFINED                   0        0    22500
BP PRUDHOE BAY RTY TR UNIT BEN COMMON STOCK     055630107       14     1000 SH       OTHER                  1000        0        0
BRASCAN CORP                   COMMON STOCK     10549P606      175    13600 SH       OTHER                 13600        0        0
BRE PPTYS INC CL A 1 COM & 1   COMMON STOCK     05564E106      514    16048 SH       OTHER                 16048        0        0
BRINKER INTL INC               COMMON STOCK     109641100       81     2683 SH       DEFINED                   0        0     2683
BRISTOL MYERS SQUIBB CO        COMMON STOCK     110122108     4202    73562 SH       DEFINED               12668        0    60894
BRISTOL MYERS SQUIBB CO        COMMON STOCK     110122108    16050   280970 SH       OTHER                271592     2040     7338
BROADCOM CORPORATION COM       COMMON STOCK     111320107      780     3200 SH       DEFINED                   0        0     3200
BROADCOM CORPORATION COM       COMMON STOCK     111320107       12       50 SH       OTHER                     0       50        0
BROADVISION INC COM            COMMON STOCK     111412102      108     4200 SH       DEFINED                   0        0     4200
BROADVISION INC COM            COMMON STOCK     111412102       15      600 SH       OTHER                     0      600        0
BROADWING INC                  COMMON STOCK     111620100     1335    52219 SH       DEFINED               28300        0    23919
BROADWING INC                  COMMON STOCK     111620100      409    16000 SH       OTHER                 16000        0        0
BROCADE COMMUNICATIONS SYS INC COMMON STOCK     111621108      534     2261 SH       DEFINED                   0        0     2261
BROWN TOM INC                  COMMON STOCK     115660201      760    31000 SH       DEFINED                   0        0    31000
BUCKEYE PARTNERS L P UNIT LTD  COMMON STOCK     118230101      572    19900 SH       OTHER                 19900        0        0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104      532    24684 SH       DEFINED                 384        0    24300
BURLINGTON NORTHN SANTA FE COR COMMON STOCK     12189T104      291    13480 SH       OTHER                 13480        0        0
BURLINGTON RES INC COM         COMMON STOCK     122014103      430    11675 SH       DEFINED               10150        0     1525
BURLINGTON RES INC COM         COMMON STOCK     122014103    10717   291111 SH       OTHER                290961        0      150
C P & L ENERGY INC             COMMON STOCK     12614C106       17      400 SH       OTHER                   400        0        0
CABLETRON SYS INC              COMMON STOCK     126920107       18      600 SH       OTHER                   600        0        0
CABLEVISION SYS CORP CL A      COMMON STOCK     12686C109      451     6800 SH       DEFINED                   0        0     6800
CABOT OIL & GAS CORP CL A      COMMON STOCK     127097103       82     4000 SH       DEFINED                   0        0     4000
CALICO COMMERCE INC            COMMON STOCK     129897104        6     1000 SH       DEFINED                   0        0     1000
CALICO COMMERCE INC            COMMON STOCK     129897104        2      400 SH       OTHER                   400        0        0
CALPINE CORP COM               COMMON STOCK     131347106      668     6396 SH       DEFINED                   0        0     6396
CAMDEN PPTY TR SH BEN INT      COMMON STOCK     133131102    24185   780150 SH       DEFINED                   0        0   780150
CAMPBELL SOUP CO               COMMON STOCK     134429109        5      200 SH       DEFINED                 200        0        0
CAMPBELL SOUP CO               COMMON STOCK     134429109      309    11950 SH       OTHER                 11950        0        0
CANADA SOUTHN PETE LTD LTD VTG COMMON STOCK     135231108       17     3161 SH       OTHER                  3161        0        0
CAPITAL ONE FINL CORP COM      COMMON STOCK     14040H105      406     5800 SH       DEFINED                   0        0     5800
CAPITAL ONE FINL CORP COM      COMMON STOCK     14040H105       34      480 SH       OTHER                     0        0      480
CAPROCK COMMUNIATIONS CORP     COMMON STOCK     140667106        2      300 SH       OTHER                   300        0        0
CARDINAL HEALTH INC COM        COMMON STOCK     14149Y108      669     7588 SH       DEFINED                7588        0        0
CARDINAL HEALTH INC COM        COMMON STOCK     14149Y108      347     3939 SH       OTHER                  2289        0     1650
CARDIODYNAMICS INTL CORP       COMMON STOCK     141597104        1      100 SH       DEFINED                   0        0      100
CAREMARK RX INC                COMMON STOCK     141705103      106     9400 SH       DEFINED                   0        0     9400
CAREMARK RX INC                COMMON STOCK     141705103        1       93 SH       OTHER                    93        0        0
CARNIVAL CORP                  COMMON STOCK     143658102      480    19500 SH       DEFINED                   0        0    19500
CARNIVAL CORP                  COMMON STOCK     143658102      187     7600 SH       OTHER                  7600        0        0
CATALINA MKTING                COMMON STOCK     148867104      418    11100 SH       DEFINED               11100        0        0
CATERPILLAR INC 1 COM & TAKEOV COMMON STOCK     149123101      358    10605 SH       DEFINED                 200        0    10405
CATERPILLAR INC 1 COM & TAKEOV COMMON STOCK     149123101      257     7601 SH       OTHER                  7601        0        0
CAVALIER HOMES INC COM         COMMON STOCK     149507105       76    50973 SH       OTHER                 47842        0     3131
CBRL GROUP INC                 COMMON STOCK     12489V106        4      300 SH       OTHER                     0        0      300
CEDAR FAIR L P DEPOSITARY UNIT COMMON STOCK     150185106       63     3400 SH       OTHER                  3400        0        0
CELGENE CORP COM               COMMON STOCK     151020104       89     1500 SH       DEFINED                   0        0     1500
CELL PATHWAYS INC              COMMON STOCK     15114R101        4      500 SH       OTHER                   500        0        0
CENDANT CORP COM               COMMON STOCK     151313103        5      440 SH       OTHER                   440        0        0
CENTURYTEL INC                 COMMON STOCK     156700106      128     4700 SH       DEFINED                   0        0     4700
CENTURYTEL INC                 COMMON STOCK     156700106      272     9984 SH       OTHER                  8684        0     1300
CFM TECHNOLOGIES INC           COMMON STOCK     12525K106       73    10000 SH       DEFINED                   0        0    10000
CHALONE WINE GROUP LTD         COMMON STOCK     157639105        2      200 SH       DEFINED                   0        0      200
CHARTER COMMUNICATIONS INC-A   COMMON STOCK     16117M107      158     9700 SH       DEFINED                   0        0     9700
CHARTER ONE FINL INC COM       COMMON STOCK     160903100       82     3352 SH       DEFINED                   0        0     3352
CHASE MANHATTAN CORP NEW COM   COMMON STOCK     16161A108     2615    56617 SH       DEFINED                5830        0    50787
CHASE MANHATTAN CORP NEW COM   COMMON STOCK     16161A108     6804   147310 SH       OTHER                141213      975     5122
CHECK POINT SOFTWARE TECH COM  COMMON STOCK     M22465104      318     2018 SH       DEFINED                1300        0      718
CHECKFREE CORP NEW             COMMON STOCK     162813109       50     1200 SH       DEFINED                   0        0     1200
CHEESECAKE FACTORY INC COM     COMMON STOCK     163072101      266     6150 SH       DEFINED                6150        0        0
CHEMED CORP                    COMMON STOCK     163596109        6      200 SH       OTHER                   200        0        0
CHEVRON CORP                   COMMON STOCK     166751107     1723    20206 SH       DEFINED                1506        0    18700
CHEVRON CORP                   COMMON STOCK     166751107     4723    55398 SH       OTHER                 54648        0      750
CHUBB CORP COM                 COMMON STOCK     171232101      904    11420 SH       DEFINED                9600        0     1820
CHUBB CORP COM                 COMMON STOCK     171232101      251     3176 SH       OTHER                  2836        0      340
CIENA CORP COM                 COMMON STOCK     171779101     2358    19200 SH       DEFINED                   0        0    19200
CIENA CORP COM                 COMMON STOCK     171779101       12      100 SH       OTHER                     0      100        0
CIGNA CORP                     COMMON STOCK     125509109      971     9300 SH       DEFINED                   0        0     9300
CIGNA CORP                     COMMON STOCK     125509109      490     4694 SH       OTHER                  4694        0        0
CINERGY CORP COM               COMMON STOCK     172474108       23      700 SH       OTHER                   700        0        0
CINTAS CORP                    COMMON STOCK     172908105      444    10200 SH       DEFINED                   0        0    10200
CINTAS CORP                    COMMON STOCK     172908105       39      900 SH       OTHER                   900        0        0
CIRCUIT CITY STORES INC GRUP   COMMON STOCK     172737108      235    10200 SH       DEFINED                   0        0    10200
CISCO SYS INC                  COMMON STOCK     17275R102     9651   174673 SH       DEFINED               27240      200   147233
CISCO SYS INC                  COMMON STOCK     17275R102    19224   347953 SH       OTHER                329886     6650    11417
CIT GROUP INC CL A             COMMON STOCK     125577106      735    42000 SH       DEFINED               17500        0    24500
CITIGROUP INC                  COMMON STOCK     172967101     6594   121973 SH       DEFINED               23389        0    98584
CITIGROUP INC                  COMMON STOCK     172967101    13187   243929 SH       OTHER                239060        0     4869
CITIZENS COMMUNICATIONS CO     COMMON STOCK     17453B101      120     8900 SH       DEFINED                   0        0     8900
CITIZENS COMMUNICATIONS CO     COMMON STOCK     17453B101     1155    85950 SH       OTHER                 85950        0        0
CITIZENS INC                   COMMON STOCK     174740100       10     1462 SH       OTHER                  1462        0        0
CITRIX SYS INC COM             COMMON STOCK     177376100        4      200 SH       DEFINED                   0        0      200
CITRIX SYS INC COM             COMMON STOCK     177376100        2      100 SH       OTHER                   100        0        0
CITY INV CO LIQ TR UBI         COMMON STOCK     177900107        1      700 SH       DEFINED                   0        0      700
CITY NATL CORP COM             COMMON STOCK     178566105       78     2011 SH       DEFINED                   0        0     2011
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK     184502102     2973    52613 SH       DEFINED                4300        0    48313
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK     184502102       64     1136 SH       OTHER                   760        0      376
CLEARNET COMMUNICATIONS INC CL COMMON STOCK     184902104      106     2400 SH       DEFINED                   0        0     2400
CLECO CORP NEW                 COMMON STOCK     12561W105       42      900 SH       DEFINED                   0        0      900
CLECO CORP NEW                 COMMON STOCK     12561W105       69     1476 SH       OTHER                  1476        0        0
CLOROX CO                      COMMON STOCK     189054109       82     2080 SH       OTHER                  2080        0        0
CMGI INC                       COMMON STOCK     125750109       11      400 SH       OTHER                   400        0        0
CMS ENERGY CORP                COMMON STOCK     125896100       67     2500 SH       DEFINED                   0        0     2500
CNF TRANSPORTATION INC COM     COMMON STOCK     12612W104       64     2874 SH       DEFINED                   0        0     2874
COASTAL CORP                   COMMON STOCK     190441105      110     1484 SH       DEFINED                1484        0        0
COASTAL CORP                   COMMON STOCK     190441105      537     7251 SH       OTHER                  7251        0        0
COCA COLA CO                   COMMON STOCK     191216100     2180    39555 SH       DEFINED                5180        0    34375
COCA COLA CO                   COMMON STOCK     191216100     8535   154830 SH       OTHER                151770     1210     1850
COCA COLA ENTERPRISES INC      COMMON STOCK     191219104        8      476 SH       OTHER                   476        0        0
COEUR D ALENE MINES CORP IDAHO COMMON STOCK     192108108        4     3500 SH       DEFINED                3500        0        0
COLGATE PALMOLIVE CO           COMMON STOCK     194162103     1897    40200 SH       DEFINED                 600        0    39600
COLGATE PALMOLIVE CO           COMMON STOCK     194162103      548    11619 SH       OTHER                 10419      200     1000
COLONIAL INTERMEDIATE HIGH INC COMMON STOCK     195763107        7     1333 SH       OTHER                  1333        0        0
COLUMBIA ENERGY GROUP          COMMON STOCK     197648108      128     1805 SH       OTHER                  1805        0        0
COMCAST CORP CL A SPL          COMMON STOCK     200300200      397     9700 SH       DEFINED                   0        0     9700
COMERICA INC                   COMMON STOCK     200340107       59     1005 SH       DEFINED                1005        0        0
COMERICA INC                   COMMON STOCK     200340107       56      950 SH       OTHER                   400        0      550
COMMERCE BANCSHARES INC        COMMON STOCK     200525103      302     8200 SH       OTHER                  8200        0        0
COMMERCE ONE INC               COMMON STOCK     200693109      377     4800 SH       DEFINED                   0        0     4800
COMMUNITY HEALTH SYSTEMS       COMMON STOCK     203668108      151     4700 SH       DEFINED                   0        0     4700
COMPAQ COMPUTER CORP 1 COM & 1 COMMON STOCK     204493100     1184    42945 SH       DEFINED                3100        0    39845
COMPAQ COMPUTER CORP 1 COM & 1 COMMON STOCK     204493100     2079    75378 SH       OTHER                 66128     4400     4850
COMPASS BANCSHARES INC COM     COMMON STOCK     20449H109        9      450 SH       OTHER                   450        0        0
COMPUTER ASSOC INTL INC        COMMON STOCK     204912109      501    19900 SH       DEFINED                   0        0    19900
COMPUTER ASSOC INTL INC        COMMON STOCK     204912109      100     3983 SH       OTHER                  3683      300        0
COMPUTER SCIENCES CORP         COMMON STOCK     205363104      170     2290 SH       OTHER                  2290        0        0
COMPUWARE CORP COM             COMMON STOCK     205638109      260    31000 SH       DEFINED                   0        0    31000
COMVERSE TECHNOLOGY USD COM    COMMON STOCK     205862402      440     4070 SH       DEFINED                4070        0        0
CONAGRA INC                    COMMON STOCK     205887102      395    19700 SH       DEFINED                   0        0    19700
CONAGRA INC                    COMMON STOCK     205887102       11      550 SH       OTHER                   550        0        0
CONCORD EFS INC COM            COMMON STOCK     206197105      849    23900 SH       DEFINED               15000        0     8900
CONCORD EFS INC COM            COMMON STOCK     206197105      294     8275 SH       OTHER                  7375        0      900
CONECTIV INC CLASS A COM       COMMON STOCK     206829202        2      100 SH       OTHER                   100        0        0
CONECTIV INC COM               COMMON STOCK     206829103       11      600 SH       OTHER                   600        0        0
CONEXANT SYS INC               COMMON STOCK     207142100      281     6700 SH       DEFINED                   0        0     6700
CONEXANT SYS INC               COMMON STOCK     207142100      127     3028 SH       OTHER                  2278        0      750
CONOCO INC                     COMMON STOCK     208251405       14      530 SH       OTHER                   530        0        0
CONOCO INC-CL A                COMMON STOCK     208251306      319    12200 SH       DEFINED                   0        0    12200
CONOCO INC-CL A                COMMON STOCK     208251306       13      500 SH       OTHER                   500        0        0
CONSECO INC                    COMMON STOCK     208464107       15     2000 SH       DEFINED                   0        0     2000
CONSECO INC                    COMMON STOCK     208464107       10     1281 SH       OTHER                  1281        0        0
CONSOL ENERGY INC              COMMON STOCK     20854P109      363    22623 SH       DEFINED                   0        0    22623
CONSOLIDATED EDISON INC COM    COMMON STOCK     209115104       16      480 SH       DEFINED                 480        0        0
CONSOLIDATED EDISON INC COM    COMMON STOCK     209115104      216     6322 SH       OTHER                  6322        0        0
CONSTELLATION ENERGY GROUP INC COMMON STOCK     210371100       47      948 SH       DEFINED                 948        0        0
CONSTELLATION ENERGY GROUP INC COMMON STOCK     210371100       78     1570 SH       OTHER                  1570        0        0
CONVERGYS CORP                 COMMON STOCK     212485106       53     1365 SH       DEFINED                   0        0     1365
CONVERGYS CORP                 COMMON STOCK     212485106      210     5400 SH       OTHER                  5400        0        0
COOPER CAMERON CORP COM        COMMON STOCK     216640102       66      900 SH       DEFINED                   0        0      900
COOPER CAMERON CORP COM        COMMON STOCK     216640102       31      420 SH       OTHER                   420        0        0
COOPER INDUSTRIES INC          COMMON STOCK     216669101       28      800 SH       DEFINED                   0        0      800
COOPER TIRE & RUBR CO 1 COM &  COMMON STOCK     216831107       11     1100 SH       OTHER                  1100        0        0
COORS ADOLPH CO CL B           COMMON STOCK     217016104       73     1149 SH       DEFINED                   0        0     1149
COORS ADOLPH CO CL B           COMMON STOCK     217016104       63     1000 SH       OTHER                  1000        0        0
COORSTEK INC-W/I               COMMON STOCK     217020106        3       83 SH       OTHER                    83        0        0
COPPER MTN NETWORKS INC        COMMON STOCK     217510106       68     1800 SH       DEFINED                   0        0     1800
COR THERAPEUTICS INC           COMMON STOCK     217753102       12      200 SH       OTHER                     0      200        0
CORN PRODS INTL INC COM        COMMON STOCK     219023108       15      650 SH       OTHER                   650        0        0
CORNING INC                    COMMON STOCK     219350105     8741    29430 SH       DEFINED                   0        0    29430
CORNING INC                    COMMON STOCK     219350105      509     1713 SH       OTHER                  1513      200        0
CORVIS CORP                    COMMON STOCK     221009103        3       50 SH       OTHER                     0       50        0
COSTCO WHOLESALE CORP          COMMON STOCK     22160K105      531    15200 SH       DEFINED                   0        0    15200
COSTCO WHOLESALE CORP          COMMON STOCK     22160K105      344     9850 SH       OTHER                  7250        0     2600
COUNTRYWIDE CR INDS INC 1 COM  COMMON STOCK     222372104      453    12000 SH       DEFINED                   0        0    12000
COVAD COMMUNICATIONS GROUP INC COMMON STOCK     222814204       83     6200 SH       DEFINED                   0        0     6200
COX COMMUNICATIONS INC CL A    COMMON STOCK     224044107     1461    38206 SH       DEFINED                   0        0    38206
COX COMMUNICATIONS INC CL A    COMMON STOCK     224044107      170     4454 SH       OTHER                  4454        0        0
CRANE CO 1 COM & 1 TAKEOVER RT COMMON STOCK     224399105       93     4072 SH       OTHER                  4072        0        0
CREDENCE SYS CORP COM          COMMON STOCK     225302108        9      300 SH       DEFINED                   0        0      300
CREE, INC                      COMMON STOCK     225447101       12      100 SH       DEFINED                   0        0      100
CRESCENDO PHARMACEUTICALS CORP COMMON STOCK     225637107        1       25 SH       DEFINED                  25        0        0
CRESCENT REAL ESTATE EQUITIES  COMMON STOCK     225756105     1389    62250 SH       DEFINED                   0        0    62250
CRESCENT REAL ESTATE EQUITIES  COMMON STOCK     225756105       20      900 SH       OTHER                   900        0        0
CRITICAL PATH INC              COMMON STOCK     22674V100        6      100 SH       OTHER                   100        0        0
CROMPTON CORP                  COMMON STOCK     227116100        9     1108 SH       OTHER                  1108        0        0
CROSS A T CO CL A              COMMON STOCK     227478104       32     6000 SH       DEFINED                   0        0     6000
CROSSROADS SYSTEMS INC         COMMON STOCK     22765D100        4      500 SH       DEFINED                   0        0      500
CROWN CASTLE INTL CORP         COMMON STOCK     228227104       57     1843 SH       DEFINED                   0        0     1843
CROWN CORK & SEAL INC          COMMON STOCK     228255105        3      300 SH       OTHER                   300        0        0
CSX CORP 1 COM & 1 TAKEOVER RT COMMON STOCK     126408103        7      300 SH       DEFINED                 300        0        0
CSX CORP 1 COM & 1 TAKEOVER RT COMMON STOCK     126408103      125     5751 SH       OTHER                  5650        0      101
CULLEN FROST BANKERS INC COM   COMMON STOCK     229899109       52     1600 SH       DEFINED                1600        0        0
CULLEN FROST BANKERS INC COM   COMMON STOCK     229899109       82     2516 SH       OTHER                  2516        0        0
CVS CORP COM                   COMMON STOCK     126650100     1065    23000 SH       DEFINED                   0        0    23000
CVS CORP COM                   COMMON STOCK     126650100       23      500 SH       OTHER                   500        0        0
CYPRESS SEMICONDUCTOR CORP     COMMON STOCK     232806109      395     9500 SH       DEFINED                   0        0     9500
CYTEC INDS INC COM             COMMON STOCK     232820100       59     1771 SH       DEFINED                   0        0     1771
CYTOGEN CORP                   COMMON STOCK     232824102       13     2000 SH       OTHER                  2000        0        0
DALLAS SEMICONDUCTOR CORP      COMMON STOCK     235204104     4920   149646 SH       DEFINED                   0        0   149646
DALLAS SEMICONDUCTOR CORP      COMMON STOCK     235204104      118     3575 SH       OTHER                  2600        0      975
DANA CORP 1 COM & 1 TAKEOVER R COMMON STOCK     235811106       34     1600 SH       OTHER                  1600        0        0
DANAHER CORP                   COMMON STOCK     235851102      726    14590 SH       OTHER                 13855        0      735
DARDEN RESTAURANTS INC COM     COMMON STOCK     237194105      148     7095 SH       OTHER                  6845      250        0
DATA RETURN CORP               COMMON STOCK     23785M104       20     1000 SH       DEFINED                   0        0     1000
DATA RETURN CORP               COMMON STOCK     23785M104       20      975 SH       OTHER                   825        0      150
DEERE & CO                     COMMON STOCK     244199105      329     9900 SH       DEFINED                   0        0     9900
DEERE & CO                     COMMON STOCK     244199105        4      127 SH       OTHER                   127        0        0
DELHAIZE AMERICA INC-CL B      COMMON STOCK     246688204        1       33 SH       OTHER                    33        0        0
DELL COMPUTER CORP             COMMON STOCK     247025109     1335    43317 SH       DEFINED               15025        0    28292
DELL COMPUTER CORP             COMMON STOCK     247025109     1561    50658 SH       OTHER                 44408     3900     2350
DELPHI AUTOMOTIVE SYS CORP     COMMON STOCK     247126105      298    19700 SH       DEFINED               17000        0     2700
DELPHI AUTOMOTIVE SYS CORP     COMMON STOCK     247126105      480    31735 SH       OTHER                 31575      140       20
DELTA AIR LINES INC DEL 1 COM  COMMON STOCK     247361108        4      100 SH       OTHER                   100        0        0
DELUXE CORP 1 COM & 1 TAKEOVER COMMON STOCK     248019101        6      300 SH       OTHER                     0        0      300
DENTSPLY INTL INC COM          COMMON STOCK     249030107       17      500 SH       DEFINED                   0        0      500
DEVON ENERGY CORPORATION       COMMON STOCK     25179M103       46      772 SH       DEFINED                 705        0       67
DEVON ENERGY CORPORATION       COMMON STOCK     25179M103       37      612 SH       OTHER                   612        0        0
DIAMOND OFFSHORE DRILLING INC  COMMON STOCK     25271C102       94     2300 SH       OTHER                  2300        0        0
DIAMONDS TRUST SERIES I        COMMON STOCK     252787106      173     1623 SH       OTHER                  1123        0      500
DIEBOLD INC 1 COM & 1 TAKEOVER COMMON STOCK     253651103      888    33425 SH       DEFINED                   0        0    33425
DIGEX INC                      COMMON STOCK     253756100        5      100 SH       OTHER                     0      100        0
DIGITAL LIGHTWAVE INC          COMMON STOCK     253855100       15      200 SH       OTHER                     0      200        0
DILLARDS INC CL A              COMMON STOCK     254067101      106    10000 SH       OTHER                 10000        0        0
DIME BANCORP INC COM           COMMON STOCK     25429Q102        9      440 SH       OTHER                   440        0        0
DISNEY WALT CO COM             COMMON STOCK     254687106     3016    78844 SH       DEFINED               25351        0    53493
DISNEY WALT CO COM             COMMON STOCK     254687106     7133   186492 SH       OTHER                180423     1575     4494
DIXIE GROUP INC CL A COM       COMMON STOCK     255519100      141    36400 SH       DEFINED                   0        0    36400
DOLE FOODS INC                 COMMON STOCK     256605106       59     3900 SH       DEFINED                   0        0     3900
DOLLAR GEN CORP                COMMON STOCK     256669102      462    27600 SH       DEFINED               27600        0        0
DOLLAR TREE STORES INC COM     COMMON STOCK     256747106      301     7424 SH       DEFINED                5700        0     1724
DOMINION RES INC VA            COMMON STOCK     25746U109       27      468 SH       DEFINED                 468        0        0
DOMINION RES INC VA            COMMON STOCK     25746U109      534     9202 SH       OTHER                  9202        0        0
DONALDSON CO INC 1 COM & 1     COMMON STOCK     257651109       31     1400 SH       DEFINED                   0        0     1400
DONNELLEY R R & SONS CO 1 COM  COMMON STOCK     257867101       11      450 SH       OTHER                   450        0        0
DORCHESTER HUGOTON LTD DEPOSIT COMMON STOCK     258205202        3      180 SH       DEFINED                 180        0        0
DOUBLECLICK INC COM            COMMON STOCK     258609304      112     3500 SH       DEFINED                3500        0        0
DOUBLECLICK INC COM            COMMON STOCK     258609304        3      100 SH       OTHER                     0      100        0
DOVER CORP 1 COM & 1 TAKEOVER  COMMON STOCK     260003108       66     1400 SH       DEFINED                   0        0     1400
DOVER CORP 1 COM & 1 TAKEOVER  COMMON STOCK     260003108       47     1000 SH       OTHER                  1000        0        0
DOW CHEM CO                    COMMON STOCK     260543103      196     7859 SH       DEFINED                4959        0     2900
DOW CHEM CO                    COMMON STOCK     260543103     2174    87158 SH       OTHER                 85658        0     1500
DPL INC 1 COM & 1 TAKEOVER RT  COMMON STOCK     233293109        9      319 SH       DEFINED                 319        0        0
DPL INC 1 COM & 1 TAKEOVER RT  COMMON STOCK     233293109      474    15922 SH       OTHER                 15472        0      450
DQE INC                        COMMON STOCK     23329J104       18      453 SH       DEFINED                 453        0        0
DQE INC                        COMMON STOCK     23329J104        1       25 SH       OTHER                    25        0        0
DREW INDUSTRIES INC            COMMON STOCK     26168L205       57     9106 SH       OTHER                  9106        0        0
DREXLER TECHNOLOGY CORP        COMMON STOCK     261876106       19     1000 SH       OTHER                  1000        0        0
DST SYS INC COM                COMMON STOCK     233326107       92      783 SH       DEFINED                   0        0      783
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109     1724    41598 SH       DEFINED                4701        0    36897
DU PONT E I DE NEMOURS & CO    COMMON STOCK     263534109     6081   146749 SH       OTHER                141458      984     4307
DUKE ENERGY CORP               COMMON STOCK     264399106      692     8068 SH       DEFINED                7168        0      900
DUKE ENERGY CORP               COMMON STOCK     264399106     2882    33605 SH       OTHER                 33305        0      300
DUN & BRADSTREET CORP COM      COMMON STOCK     26483B106      243     7050 SH       DEFINED                1450        0     5600
DUN & BRADSTREET CORP COM      COMMON STOCK     26483B106      193     5600 SH       OTHER                  5600        0        0
DUPONT PHOTOMASKS INC COM      COMMON STOCK     26613X101       88     1500 SH       DEFINED                   0        0     1500
DURA PHARMACEUTICALS INC       COMMON STOCK     26632S109     1100    31100 SH       DEFINED                   0        0    31100
DYNAMIC OIL & GAS INC          COMMON STOCK     267906105       30    20000 SH       OTHER                 20000        0        0
DYNEGY INC                     COMMON STOCK     26816Q101      340     5970 SH       DEFINED                 970        0     5000

</TABLE>
<PAGE>

<TABLE>
<CAPTION>
<S>                            <C>              <C>       <C>      <C>      <C> <C>  <C>     <C>          <C>      <C>      <C>
E M C CORP MASS                COMMON STOCK     268648102     6727    67863 SH       DEFINED               15176        0    52687
E M C CORP MASS                COMMON STOCK     268648102    17563   177179 SH       OTHER                167790     2350     7039
E TRADE GROUP INC COM          COMMON STOCK     269246104      418    25400 SH       DEFINED               25400        0        0
E TRADE GROUP INC COM          COMMON STOCK     269246104       26     1600 SH       OTHER                     0     1000      600
E.PIPHANY INC                  COMMON STOCK     26881V100       54      700 SH       DEFINED                   0        0      700
EARTHGRAINS CO COM             COMMON STOCK     270319106       37     2032 SH       OTHER                  2032        0        0
EARTHLINK INC                  COMMON STOCK     270321102      111    12112 SH       DEFINED               12112        0        0
EASTERN AMERN NAT GAS TR       COMMON STOCK     276217106       15     1000 SH       DEFINED                   0        0     1000
EASTMAN CHEM CO COM            COMMON STOCK     277432100       46     1235 SH       OTHER                  1235        0        0
EASTMAN KODAK CO               COMMON STOCK     277461109      408     9984 SH       OTHER                  9984        0        0
EATON CORP                     COMMON STOCK     278058102      278     4510 SH       OTHER                  4510        0        0
EBAY INC                       COMMON STOCK     278642103      131     1900 SH       DEFINED                   0        0     1900
ECHELON CORP                   COMMON STOCK     27874N105        3      100 SH       DEFINED                   0        0      100
ECOLAB INC 1 COM & 1 TAKEOVER  COMMON STOCK     278865100       36      986 SH       OTHER                   986        0        0
EDISON INTL COM                COMMON STOCK     281020107      194    10070 SH       DEFINED               10070        0        0
EDISON INTL COM                COMMON STOCK     281020107      471    24368 SH       OTHER                 23943        0      425
EDISON SCHOOLS INC             COMMON STOCK     281033100       79     2500 SH       DEFINED                   0        0     2500
EDWARDS A G INC                COMMON STOCK     281760108      103     1963 SH       DEFINED                   0        0     1963
EDWARDS A G INC                COMMON STOCK     281760108      234     4480 SH       OTHER                  2985        0     1495
EDWARDS J D & CO COM           COMMON STOCK     281667105      261    10088 SH       DEFINED                   0        0    10088
EDWARDS LIFESCIENCES CORP      COMMON STOCK     28176E108       15      694 SH       DEFINED                 694        0        0
EDWARDS LIFESCIENCES CORP      COMMON STOCK     28176E108       10      465 SH       OTHER                   440        0       25
EEX CORP                       COMMON STOCK     26842V207        0       94 SH       OTHER                    94        0        0
EGL INC                        COMMON STOCK     268484102      454    15000 SH       DEFINED                   0        0    15000
EGL INC                        COMMON STOCK     268484102       58     1910 SH       OTHER                  1910        0        0
EL PASO ELEC CO COM            COMMON STOCK     283677854        0        3 SH       OTHER                     3        0        0
EL PASO ENERGY CORP            COMMON STOCK     283905107      140     2278 SH       DEFINED                   0        0     2278
EL PASO ENERGY CORP            COMMON STOCK     283905107      848    13756 SH       OTHER                 13696       60        0
ELECTRONIC ARTS                COMMON STOCK     285512109      474     9600 SH       DEFINED                   0        0     9600
ELECTRONIC DATA SYS CORP NEW C COMMON STOCK     285661104     1455    35059 SH       DEFINED               11259        0    23800
ELECTRONIC DATA SYS CORP NEW C COMMON STOCK     285661104      906    21820 SH       OTHER                 21620        0      200
ELECTRONICS FOR IMAGING INC CO COMMON STOCK     286082102      164     6500 SH       OTHER                  5500        0     1000
ELI LILLY & CO 1 COM & 1 TAKEO COMMON STOCK     532457108      433     5335 SH       DEFINED                 368        0     4967
ELI LILLY & CO 1 COM & 1 TAKEO COMMON STOCK     532457108     1732    21345 SH       OTHER                 19545     1800        0
EMERSON ELEC CO                COMMON STOCK     291011104     1707    25474 SH       DEFINED                7124        0    18350
EMERSON ELEC CO                COMMON STOCK     291011104     4577    68313 SH       OTHER                 63733      995     3585
ENERGEN CORP 1 COM & 1 TAKEOVE COMMON STOCK     29265N108       89     3000 SH       OTHER                  3000        0        0
ENERGIZER HOLDINGS INC         COMMON STOCK     29266R108       75     3042 SH       OTHER                  3042        0        0
ENERGY EAST CORP COM           COMMON STOCK     29266M109       34     1482 SH       OTHER                  1482        0        0
ENNIS BUSINESS FORMS INC       COMMON STOCK     293389102     4405   582474 SH       DEFINED                   0        0   582474
ENRON CORP COM                 COMMON STOCK     293561106     3427    39115 SH       DEFINED                6440        0    32675
ENRON CORP COM                 COMMON STOCK     293561106     3426    39104 SH       OTHER                 38354        0      750
ENTERCOM COMMUNICATIONS CORP   COMMON STOCK     293639100      313    10453 SH       DEFINED                8500        0     1953
ENTERGY CORP NEW COM           COMMON STOCK     29364G103      659    17700 SH       DEFINED                   0        0    17700
ENTERGY CORP NEW COM           COMMON STOCK     29364G103      233     6252 SH       OTHER                  6252        0        0
ENTRAVISION COMMUNICATIONS     COMMON STOCK     29382R107       17     1000 SH       OTHER                  1000        0        0
ENZON INC                      COMMON STOCK     293904108       54      813 SH       DEFINED                   0        0      813
EOG RESOURCES, INC             COMMON STOCK     26875P101      431    11080 SH       DEFINED               11080        0        0
EOG RESOURCES, INC             COMMON STOCK     26875P101       27      700 SH       OTHER                   700        0        0
EQUIFAX INC                    COMMON STOCK     294429105       22      800 SH       OTHER                   800        0        0
EQUITY INNS INC COM            COMMON STOCK     294703103       10     1500 SH       OTHER                  1500        0        0
EQUITY OFFICE PPTYS TR COM     COMMON STOCK     294741103        4      140 SH       DEFINED                 140        0        0
EQUITY OFFICE PPTYS TR COM     COMMON STOCK     294741103      615    19810 SH       OTHER                 19720        0       90
EQUITY RESIDENTIAL PPTYS TR SH COMMON STOCK     29476L107       37      765 SH       DEFINED                 765        0        0
EQUITY RESIDENTIAL PPTYS TR SH COMMON STOCK     29476L107      652    13586 SH       OTHER                 13411        0      175
ETHAN ALLEN INTERIORS INC COM  COMMON STOCK     297602104       74     2624 SH       DEFINED                   0        0     2624
ETHAN ALLEN INTERIORS INC COM  COMMON STOCK     297602104       11      400 SH       OTHER                   400        0        0
EXCO RES INC                   COMMON STOCK     269279204       69     4664 SH       OTHER                  4664        0        0
EXTREME NETWORKS INC           COMMON STOCK     30226D106      286     2500 SH       DEFINED                   0        0     2500
EXTREME NETWORKS INC           COMMON STOCK     30226D106       69      600 SH       OTHER                     0      600        0
EXXON MOBIL CORPORATION        COMMON STOCK     30231G102    11570   129816 SH       DEFINED               34513        0    95303
EXXON MOBIL CORPORATION        COMMON STOCK     30231G102    86800   973918 SH       OTHER                949788    14330     9800
FAMILY DLR STORES INC          COMMON STOCK     307000109      133     6900 SH       DEFINED                   0        0     6900
FANNIE MAE                     COMMON STOCK     313586109     2801    39180 SH       DEFINED                9810        0    29370
FANNIE MAE                     COMMON STOCK     313586109     7858   109907 SH       OTHER                109807      100        0
FEDERAL RLTY INVT TR SH BEN IN COMMON STOCK     313747206       26     1350 SH       OTHER                  1350        0        0
FEDERATED DEPT STORES INC DEL  COMMON STOCK     31410H101      425    16260 SH       DEFINED                   0        0    16260
FEDERATED DEPT STORES INC DEL  COMMON STOCK     31410H101       10      400 SH       OTHER                   400        0        0
FEDEX CORPORATION              COMMON STOCK     31428X106      157     3545 SH       DEFINED                3300        0      245
FEDEX CORPORATION              COMMON STOCK     31428X106       63     1425 SH       OTHER                   650        0      775
FIFTH THIRD BANCORP            COMMON STOCK     316773100       36      675 SH       DEFINED                 675        0        0
FIFTH THIRD BANCORP            COMMON STOCK     316773100      425     7890 SH       OTHER                  7890        0        0
FINOVA GROUP INC COM           COMMON STOCK     317928109        7      900 SH       OTHER                   900        0        0
FIRST DATA CORP COM            COMMON STOCK     319963104     1299    33250 SH       DEFINED                   0        0    33250
FIRST DATA CORP COM            COMMON STOCK     319963104      158     4050 SH       OTHER                  4050        0        0
FIRST INDL RLTY TR INC COM     COMMON STOCK     32054K103       14      450 SH       OTHER                   450        0        0
FIRST TENN NATL CORP           COMMON STOCK     337162101       18      900 SH       OTHER                   900        0        0
FIRST UN CORP                  COMMON STOCK     337358105      677    21024 SH       DEFINED                   0        0    21024
FIRST UN CORP                  COMMON STOCK     337358105      404    12560 SH       OTHER                 11560     1000        0
FIRST VA BKS INC 1 COM & 1     COMMON STOCK     337477103        6      150 SH       OTHER                   150        0        0
FIRSTAR CORPORATION            COMMON STOCK     33763V109       42     1881 SH       OTHER                  1881        0        0
FIRSTCITY FINL CORP COM        COMMON STOCK     33761X107        0        8 SH       DEFINED                   0        0        8
FIRSTENERGY CORP COM           COMMON STOCK     337932107      781    29000 SH       DEFINED                   0        0    29000
FIRSTENERGY CORP COM           COMMON STOCK     337932107        2       58 SH       OTHER                    58        0        0
FISERV INC                     COMMON STOCK     337738108      299     5000 SH       DEFINED                   0        0     5000
FISERV INC                     COMMON STOCK     337738108       62     1040 SH       OTHER                   400        0      640
FLEET BOSTON FINANCIAL CORP    COMMON STOCK     339030108     1530    39237 SH       DEFINED                   0        0    39237
FLEET BOSTON FINANCIAL CORP    COMMON STOCK     339030108      436    11171 SH       OTHER                 11171        0        0
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102      125     1520 SH       DEFINED                   0        0     1520
FLEXTRONICS INTL LTD           COMMON STOCK     Y2573F102       99     1200 SH       OTHER                  1200        0        0
FLORIDA PROGRESS CORP 1 COM &  COMMON STOCK     341109106       21      400 SH       OTHER                   100        0      300
FLOWERS INDS INC 1 COM & 1     COMMON STOCK     343496105      147     7525 SH       DEFINED                   0        0     7525
FLUOR CORP 1 COM & 1 TAKEOVER  COMMON STOCK     343861100      225     7500 SH       DEFINED                   0        0     7500
FLUOR CORP 1 COM & 1 TAKEOVER  COMMON STOCK     343861100       29      950 SH       OTHER                   950        0        0
FMC CORP COM NEW               COMMON STOCK     302491303       58      862 SH       DEFINED                   0        0      862
FMC CORP COM NEW               COMMON STOCK     302491303        7      100 SH       OTHER                   100        0        0
FOOTSTAR INC COM               COMMON STOCK     344912100        2       71 SH       OTHER                    71        0        0
FORD MOTOR COMPANY             COMMON STOCK     345370860      355    14020 SH       DEFINED                 451        0    13569
FORD MOTOR COMPANY             COMMON STOCK     345370860     1787    70597 SH       OTHER                 66926      971     2700
FOREST LABS INC                COMMON STOCK     345838106      900     7850 SH       DEFINED                6650        0     1200
FOREST LABS INC                COMMON STOCK     345838106      844     7355 SH       OTHER                  5645        0     1710
FORT JAMES CORP COM            COMMON STOCK     347471104      437    14300 SH       DEFINED                   0        0    14300
FORTUNE BRANDS INC COM         COMMON STOCK     349631101       40     1500 SH       DEFINED                1500        0        0
FORTUNE BRANDS INC COM         COMMON STOCK     349631101      295    11116 SH       OTHER                 11116        0        0
FPL GROUP INC 1 COM & 1 TAKEOV COMMON STOCK     302571104       85     1300 SH       DEFINED                1300        0        0
FPL GROUP INC 1 COM & 1 TAKEOV COMMON STOCK     302571104      677    10298 SH       OTHER                 10298        0        0
FRANKLIN TELECOMMUNICATIONS    COMMON STOCK     354727208       12    15000 SH       DEFINED                8000        0     7000
FRANKLIN UNVL TR SH BEN INT    COMMON STOCK     355145103       24     3150 SH       OTHER                  3150        0        0
FREDDIE MAC                    COMMON STOCK     313400301     1847    34157 SH       DEFINED                6915        0    27242
FREDDIE MAC                    COMMON STOCK     313400301     6190   114503 SH       OTHER                109798        0     4705
FREEPORT-MCMORAN COPPER & GOLD COMMON STOCK     35671D857       15     1746 SH       OTHER                  1746        0        0
FREEPORT-MCMORAN COPPER INC CL COMMON STOCK     35671D105        0       49 SH       OTHER                    49        0        0
FREMONT GEN CORP               COMMON STOCK     357288109       25     7300 SH       OTHER                  7300        0        0
FRIEDE GOLDMAN INTL INC        COMMON STOCK     358430106        0       49 SH       OTHER                     0        0       49
FRIEDMAN BILLINGS RAMSEY GROUP COMMON STOCK     358433100        5      500 SH       OTHER                   500        0        0
FRONTIER INS GROUP INC NEW     COMMON STOCK     359081106        1      930 SH       OTHER                   930        0        0
FULLER H B CO 1 COM & 1 TAKEOV COMMON STOCK     359694106       20      700 SH       DEFINED                   0        0      700
FULLER H B CO 1 COM & 1 TAKEOV COMMON STOCK     359694106        4      150 SH       OTHER                     0        0      150
FVNB CORP                      COMMON STOCK     302674106       29      800 SH       DEFINED                 800        0        0
FX ENERGY INC COM              COMMON STOCK     302695101       16     5000 SH       OTHER                  5000        0        0
GANNETT INC 1 COM & 1 TAKEOVER COMMON STOCK     364730101      224     4230 SH       DEFINED                1200        0     3030
GANNETT INC 1 COM & 1 TAKEOVER COMMON STOCK     364730101      280     5277 SH       OTHER                  4977        0      300
GAP INC                        COMMON STOCK     364760108      186     9250 SH       DEFINED                 450        0     8800
GAP INC                        COMMON STOCK     364760108      450    22336 SH       OTHER                 17886        0     4450
GARDENBURGER, INC COM          COMMON STOCK     365476100        8     2300 SH       DEFINED                   0        0     2300
GARTNER GROUP INC-CL           COMMON STOCK     366651206        1      104 SH       DEFINED                 104        0        0
GARTNER GROUP INC-CL           COMMON STOCK     366651206        0       43 SH       OTHER                    43        0        0
GATEWAY INC                    COMMON STOCK     367626108       98     2100 SH       DEFINED                   0        0     2100
GEMSTAR-TV GUIDE INTL INC      COMMON STOCK     36866W106       17      200 SH       OTHER                     0      200        0
GENE LOGIC INC                 COMMON STOCK     368689105       23     1000 SH       OTHER                  1000        0        0
GENENTECH INC                  COMMON STOCK     368710406      483     2600 SH       DEFINED                   0        0     2600
GENENTECH INC                  COMMON STOCK     368710406     1764     9500 SH       OTHER                  9300        0      200
GENERAL DYNAMICS CORP COM      COMMON STOCK     369550108       57      900 SH       DEFINED                 900        0        0
GENERAL DYNAMICS CORP COM      COMMON STOCK     369550108      205     3270 SH       OTHER                  3270        0        0
GENERAL ELEC CO                COMMON STOCK     369604103    13791   239065 SH       DEFINED               65980      450   172635
GENERAL ELEC CO                COMMON STOCK     369604103    47954   831272 SH       OTHER                805026     4800    21446
GENERAL MILLS INC 1 COM & 1    COMMON STOCK     370334104      181     5100 SH       DEFINED                 600        0     4500
GENERAL MILLS INC 1 COM & 1    COMMON STOCK     370334104      695    19575 SH       OTHER                 19075      500        0
GENERAL MTRS CORP              COMMON STOCK     370442105       19      288 SH       DEFINED                 288        0        0
GENERAL MTRS CORP              COMMON STOCK     370442105     3288    50584 SH       OTHER                 50384      200        0
GENERAL MTRS CORP CL H NEW     COMMON STOCK     370442832      461    12402 SH       OTHER                 12309        0       93
GENERAL SEMICONDUCTOR INC COM  COMMON STOCK     370787103       61     5000 SH       DEFINED                   0        0     5000
GENESIS MICROCHIP INC          COMMON STOCK     371933102       78     4300 SH       DEFINED                   0        0     4300
GENTEX CORP                    COMMON STOCK     371901109      100     4000 SH       DEFINED                   0        0     4000
GENUINE PARTS CO 1 COM & 1     COMMON STOCK     372460105      124     6500 SH       DEFINED                6500        0        0
GENUINE PARTS CO 1 COM & 1     COMMON STOCK     372460105       18      925 SH       OTHER                   675        0      250
GENUITY INC                    COMMON STOCK     37248E103        7     1000 SH       DEFINED                   0        0     1000
GENZYME CORP 1 COM & 1 TAKEOVE COMMON STOCK     372917104      276     4054 SH       DEFINED                3240        0      814
GEORGIA PAC (GEORGIA-PAC GP)   COMMON STOCK     373298108       26     1100 SH       DEFINED                   0        0     1100
GEORGIA PAC (GEORGIA-PAC GP)   COMMON STOCK     373298108       67     2857 SH       OTHER                  2857        0        0
GEORGIA PACIFIC TIMBER GROUP C COMMON STOCK     373298702       38     1428 SH       OTHER                  1428        0        0
GERBER SCIENTIFIC INC          COMMON STOCK     373730100        1       72 SH       DEFINED                  72        0        0
GERMANY FD INC                 COMMON STOCK     374143105       28     2215 SH       OTHER                  2215        0        0
GERON CORP                     COMMON STOCK     374163103       38     1350 SH       OTHER                  1350        0        0
GILLETTE CO COM                COMMON STOCK     375766102     1066    34517 SH       DEFINED                3250        0    31267
GILLETTE CO COM                COMMON STOCK     375766102     1842    59651 SH       OTHER                 59376       75      200
GLENAYRE TECHNOLOGIES INC COM  COMMON STOCK     377899109       44     4000 SH       DEFINED                   0        0     4000
GLOBAL CROSSING LTD            COMMON STOCK     G3921A100      414    13360 SH       DEFINED                   0        0    13360
GLOBAL CROSSING LTD            COMMON STOCK     G3921A100      870    28050 SH       OTHER                 24750      300     3000
GLOBAL MARINE INC COM NEW      COMMON STOCK     379352404      729    23600 SH       DEFINED                   0        0    23600
GLOBAL MARINE INC COM NEW      COMMON STOCK     379352404      125     4050 SH       OTHER                  2850        0     1200
GOLDEN CYCLE GOLD CORP         COMMON STOCK     380894105        0        2 SH       OTHER                     2        0        0
GOLDMAN SACHS GROUP INC        COMMON STOCK     38141G104     2194    19256 SH       DEFINED                   0        0    19256
GOLDMAN SACHS GROUP INC        COMMON STOCK     38141G104     1572    13800 SH       OTHER                 13600        0      200
GOODRICH B F CO 1 COM & 1 TAKE COMMON STOCK     382388106       74     1882 SH       DEFINED                   0        0     1882
GOODRICH B F CO 1 COM & 1 TAKE COMMON STOCK     382388106       51     1302 SH       OTHER                  1302        0        0
GOODYEAR TIRE & RUBR CO 1 COM  COMMON STOCK     382550101       13      700 SH       OTHER                   700        0        0
GPU INC COM                    COMMON STOCK     36225X100       12      382 SH       DEFINED                 382        0        0
GPU INC COM                    COMMON STOCK     36225X100       10      300 SH       OTHER                   300        0        0
GRAINGER W W INC 1 COM & 1     COMMON STOCK     384802104       11      400 SH       DEFINED                   0        0      400
GRAINGER W W INC 1 COM & 1     COMMON STOCK     384802104       42     1600 SH       OTHER                  1600        0        0
GRAPHIC PACKAGING INTERNATIONA COMMON STOCK     388690109        1      332 SH       OTHER                   332        0        0
GRAY COMMUNICATIONS SYS-CL B   COMMON STOCK     389190208     2905   278284 SH       OTHER                278284        0        0
GREAT LAKES CHEM CORP 1 COM &  COMMON STOCK     390568103       18      600 SH       OTHER                   600        0        0
GREEN MOUNTAIN PWR CORP        COMMON STOCK     393154109        8     1000 SH       OTHER                  1000        0        0
GREENPOINT FINL CORP COM       COMMON STOCK     395384100        6      200 SH       OTHER                   200        0        0
GREY WOLF INC COM              COMMON STOCK     397888108        9     1500 SH       DEFINED                   0        0     1500
GREY WOLF INC COM              COMMON STOCK     397888108      138    24000 SH       OTHER                 24000        0        0
GUIDANT CORP COM               COMMON STOCK     401698105      855    12100 SH       DEFINED                   0        0    12100
GUIDANT CORP COM               COMMON STOCK     401698105      229     3243 SH       OTHER                  2843        0      400
HALLIBURTON CO 1 COM & 1 TAKEO COMMON STOCK     406216101     1003    20500 SH       DEFINED                2400        0    18100
HALLIBURTON CO 1 COM & 1 TAKEO COMMON STOCK     406216101     1561    31900 SH       OTHER                 30875        0     1025
HALLWOOD ENERGY CORP           COMMON STOCK     40636X105        0       41 SH       OTHER                    41        0        0
HANDLEMAN CO DEL               COMMON STOCK     410252100        4      360 SH       OTHER                   360        0        0
HANDSPRING INC                 COMMON STOCK     410293104      145     2100 SH       DEFINED                   0        0     2100
HANOVER COMPRESSOR CO          COMMON STOCK     410768105       49     1500 SH       OTHER                  1500        0        0
HARKEN ENERGY CORP             COMMON STOCK     412552101       17    27500 SH       OTHER                 15500    12000        0
HARLEY DAVIDSON INC 1 COM & 1  COMMON STOCK     412822108     2095    43752 SH       DEFINED                 335        0    43417
HARLEY DAVIDSON INC 1 COM & 1  COMMON STOCK     412822108     3749    78315 SH       OTHER                 72187     1000     5128
HARRIS CORP DEL 1 COM & 1 TAKE COMMON STOCK     413875105      685    24100 SH       DEFINED                   0        0    24100
HARRIS CORP DEL 1 COM & 1 TAKE COMMON STOCK     413875105       16      575 SH       OTHER                   575        0        0
HARTE-HANKS COMMUNICATIONS INC COMMON STOCK     416196103       69     2550 SH       DEFINED                   0        0     2550
HARTFORD FINANCIAL SERVICES GR COMMON STOCK     416515104      562     7700 SH       DEFINED                   0        0     7700
HARTFORD FINANCIAL SERVICES GR COMMON STOCK     416515104      208     2856 SH       OTHER                  2656        0      200
HASBRO INC 1 COM & 1 TAKEOVER  COMMON STOCK     418056107        5      450 SH       OTHER                     0        0      450
HCA-THE HEALTHCARE COMPANY     COMMON STOCK     404119109      854    23000 SH       DEFINED                   0        0    23000
HCA-THE HEALTHCARE COMPANY     COMMON STOCK     404119109       33      902 SH       OTHER                   902        0        0
HEALTH CARE PPTYS INVS INC     COMMON STOCK     421915109       10      332 SH       DEFINED                 332        0        0
HEALTH CARE PPTYS INVS INC     COMMON STOCK     421915109       53     1780 SH       OTHER                  1780        0        0
HEALTH MGMT ASSOC INC NEW CL A COMMON STOCK     421933102      198     9500 SH       DEFINED                   0        0     9500
HEALTHSOUTH CORP COM           COMMON STOCK     421924101        7      843 SH       DEFINED                 843        0        0
HEINZ H J CO                   COMMON STOCK     423074103      905    24415 SH       DEFINED               10665        0    13750
HEINZ H J CO                   COMMON STOCK     423074103      463    12498 SH       OTHER                 12498        0        0
HELEN OF TROY LIMITED          COMMON STOCK     G4388N106        1      200 SH       OTHER                   200        0        0
HERCULES INC                   COMMON STOCK     427056106       17     1200 SH       OTHER                  1200        0        0
HEWLETT PACKARD CO             COMMON STOCK     428236103     3773    38895 SH       DEFINED               10455        0    28440
HEWLETT PACKARD CO             COMMON STOCK     428236103     6653    68584 SH       OTHER                 66094     1290     1200
HIGHLANDS INS GROUP INC COM    COMMON STOCK     431032101        0       20 SH       DEFINED                  20        0        0
HISPANIC BROADCASTING CORP     COMMON STOCK     43357B104       64     2298 SH       DEFINED                   0        0     2298
HNC SOFTWARE INC COM           COMMON STOCK     40425P107      245     3000 SH       DEFINED                3000        0        0
HOME DEPOT INC                 COMMON STOCK     437076102     5427   102276 SH       DEFINED                9891      150    92235
HOME DEPOT INC                 COMMON STOCK     437076102    13731   258766 SH       OTHER                245904     2118    10744
HOME PORT BANCORP INC          COMMON STOCK     437304108        7      200 SH       OTHER                   200        0        0
HOMESTORE.COM INC              COMMON STOCK     437852106      164     3500 SH       DEFINED                   0        0     3500
HONEYWELL INTERNATIONAL INC    COMMON STOCK     438516106      846    23743 SH       DEFINED                8881        0    14862
HONEYWELL INTERNATIONAL INC    COMMON STOCK     438516106     4255   119430 SH       OTHER                115338      150     3942
HOOPER HOLMES INC              COMMON STOCK     439104100       46     4800 SH       DEFINED                   0        0     4800
HOUSEHOLD INTL INC COM         COMMON STOCK     441815107     1529    27000 SH       DEFINED                   0        0    27000
HOUSEHOLD INTL INC COM         COMMON STOCK     441815107      590    10428 SH       OTHER                  8028     2400        0
HUMAN GENOME SCIENCES INC COM  COMMON STOCK     444903108      139      800 SH       DEFINED                   0        0      800
HUTTIG BLDG PRODS INC          COMMON STOCK     448451104        4      904 SH       OTHER                   904        0        0
IDACORP INC                    COMMON STOCK     451107106       19      400 SH       DEFINED                 400        0        0
IDEC PHARMACEUTICALS CORP COM  COMMON STOCK     449370105      473     2700 SH       DEFINED                2200        0      500
IDEXX CORP                     COMMON STOCK     45168D104      189     7077 SH       DEFINED                   0        0     7077
IKON OFFICE SOLUTIONS INC COM  COMMON STOCK     451713101      154    39200 SH       DEFINED                   0        0    39200
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109       35      620 SH       DEFINED                 120        0      500
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109       94     1687 SH       OTHER                  1687        0        0
ILLUMINET HOLDINGS INC         COMMON STOCK     452334105      117     4200 SH       DEFINED                4200        0        0
IMATION CORP COM               COMMON STOCK     45245A107        1       40 SH       DEFINED                  40        0        0
IMATION CORP COM               COMMON STOCK     45245A107       15      800 SH       OTHER                   800        0        0
IMC GLOBAL INC 1 COM & 1       COMMON STOCK     449669100        1       72 SH       OTHER                    72        0        0
IMMUNEX CORP COM               COMMON STOCK     452528102      600    13800 SH       DEFINED                   0        0    13800
IMMUNEX CORP COM               COMMON STOCK     452528102       26      600 SH       OTHER                   600        0        0
IMS HEALTH INC COM             COMMON STOCK     449934108      633    30500 SH       DEFINED                5600        0    24900
IMS HEALTH INC COM             COMMON STOCK     449934108      337    16238 SH       OTHER                 16238        0        0
INFINITY BROADCASTING CORP NEW COMMON STOCK     45662S102      676    20487 SH       DEFINED                   0        0    20487
INFINITY BROADCASTING CORP NEW COMMON STOCK     45662S102       20      600 SH       OTHER                   600        0        0
INFORMIX CORP                  COMMON STOCK     456779107       15     3600 SH       DEFINED                3600        0        0
INFORMIX CORP                  COMMON STOCK     456779107       82    19975 SH       OTHER                 13000        0     6975
INFOSPACE, INC.                COMMON STOCK     45678T102       94     3100 SH       DEFINED                   0        0     3100
INFOSPACE, INC.                COMMON STOCK     45678T102       12      400 SH       OTHER                     0      400        0
INGERSOLL RAND CO              COMMON STOCK     456866102      218     6430 SH       DEFINED                6430        0        0
INGERSOLL RAND CO              COMMON STOCK     456866102      141     4148 SH       OTHER                  4148        0        0
INKINE PHARMACEUTICAL CO INC C COMMON STOCK     457214104       27     2500 SH       OTHER                  2500        0        0
INKTOMI CORP COM               COMMON STOCK     457277101      274     2400 SH       DEFINED                   0        0     2400
INTEGRATED DEVICE TECHNOLOGY I COMMON STOCK     458118106      291     3215 SH       DEFINED                3215        0        0
INTEL CORP COM                 COMMON STOCK     458140100     6235   150011 SH       DEFINED               40434        0   109577
INTEL CORP COM                 COMMON STOCK     458140100    16585   399026 SH       OTHER                380539     7760    10727
INTER TEL INC COM              COMMON STOCK     458372109        0        4 SH       DEFINED                   0        0        4
INTER TEL INC COM              COMMON STOCK     458372109        1       50 SH       OTHER                     0       50        0
INTERDIGITAL COMMUNICATIONS CO COMMON STOCK     45866A105      116     8300 SH       DEFINED                   0        0     8300
INTERDIGITAL COMMUNICATIONS CO COMMON STOCK     45866A105       22     1600 SH       OTHER                  1600        0        0
INTERNATIONAL BANCSHARES CRP   COMMON STOCK     459044103       81     2646 SH       OTHER                  2646        0        0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK     459200101     3263    29002 SH       DEFINED                9183        0    19819
INTERNATIONAL BUSINESS MACHS C COMMON STOCK     459200101    26250   233337 SH       OTHER                228457     2100     2780
INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK     459506101        7      400 SH       OTHER                   400        0        0
INTERNATIONAL ISOTOPES INC     COMMON STOCK     45972C102       24     7000 SH       OTHER                  7000        0        0
INTERNATIONAL PAPER CO         COMMON STOCK     460146103      241     8400 SH       DEFINED                   0        0     8400
INTERNATIONAL PAPER CO         COMMON STOCK     460146103       95     3309 SH       OTHER                  2809      500        0
INTERNET CAPITAL GROUP INC     COMMON STOCK     46059C106        3      200 SH       DEFINED                   0        0      200
INTERNEURON PHARMACEUTICALS IN COMMON STOCK     460573108       23    10000 SH       DEFINED                   0        0    10000
INTERPORE INTERNATIONAL        COMMON STOCK     46062W107        3      375 SH       DEFINED                   0        0      375
INTERPUBLIC GROUP COS INC 1 CO COMMON STOCK     460690100      361    10600 SH       DEFINED                   0        0    10600
INTERPUBLIC GROUP COS INC 1 CO COMMON STOCK     460690100       97     2840 SH       OTHER                  1200        0     1640
INTERSIL HOLDING CORP          COMMON STOCK     46069S109      274     5500 SH       DEFINED                5500        0        0
INTERTAN INC                   COMMON STOCK     461120107       32     2250 SH       OTHER                  2250        0        0
INTERVOICE INC 1 COM & 1 TAKEO COMMON STOCK     461142101        5      437 SH       OTHER                   437        0        0
INTIMATE BRANDS INC            COMMON STOCK     461156101      374    20000 SH       DEFINED               20000        0        0
INTRUSION COM INC              COMMON STOCK     46121E106       44     3700 SH       OTHER                  3700        0        0
INTUIT COM                     COMMON STOCK     461202103      684    12000 SH       DEFINED                7500        0     4500
INTUIT COM                     COMMON STOCK     461202103     1981    34750 SH       OTHER                 34250        0      500
INVESTMENT TECHNOLOGY GROUP IN COMMON STOCK     46145F105      408    10213 SH       DEFINED                   0        0    10213
IPALCO ENTERPRISES INC         COMMON STOCK     462613100       83     3642 SH       DEFINED                3642        0        0
ISCO INC                       COMMON STOCK     464268101       39    10000 SH       DEFINED                   0        0    10000
ISTAR FINL INC                 COMMON STOCK     45031U101       26     1150 SH       OTHER                     0        0     1150
ITT INDS INC COM               COMMON STOCK     450911102       50     1547 SH       OTHER                  1547        0        0
ITXC CORP                      COMMON STOCK     45069F109      129     8800 SH       DEFINED                   0        0     8800
IVAX CORP                      COMMON STOCK     465823102      331     7200 SH       DEFINED                   0        0     7200
I2 TECHNOLOGIES INC COM        COMMON STOCK     465754109      767     4100 SH       DEFINED                   0        0     4100
JABIL CIRCUIT INC COM          COMMON STOCK     466313103      148     2600 SH       DEFINED                   0        0     2600
JACKPOT ENTERPRISES INC        COMMON STOCK     466392107        3      300 SH       OTHER                   300        0        0
JDS UNIPHASE CORP              COMMON STOCK     46612J101      200     2115 SH       DEFINED                  40        0     2075
JDS UNIPHASE CORP              COMMON STOCK     46612J101      268     2833 SH       OTHER                   575     1953      305
JEFFERSON PILOT CORP 1 COM & 1 COMMON STOCK     475070108       55      803 SH       OTHER                   803        0        0
JETFORM CORPORATION            COMMON STOCK     477155105        1      300 SH       OTHER                     0      300        0
JOHN HANCOCK FINANCIAL SRVCS   COMMON STOCK     41014S106     2225    82805 SH       DEFINED                   0        0    82805
JOHNSON & JOHNSON              COMMON STOCK     478160104     4100    43646 SH       DEFINED               17965        0    25681
JOHNSON & JOHNSON              COMMON STOCK     478160104    15356   163471 SH       OTHER                155234     1315     6922
JOHNSON CTLS INC 1 COM & 1     COMMON STOCK     478366107       43      800 SH       OTHER                   800        0        0
JUNIPER NETWORKS INC           COMMON STOCK     48203R104      755     3450 SH       DEFINED                   0        0     3450
K MART CORP 1 COM & 1 TAKEOVER COMMON STOCK     482584109      101    16900 SH       DEFINED                   0        0    16900
K MART CORP 1 COM & 1 TAKEOVER COMMON STOCK     482584109       12     1950 SH       OTHER                  1950        0        0
KANA COMMUNICATIONS INC        COMMON STOCK     483600102       22     1000 SH       DEFINED                   0        0     1000
KANEB PIPE LINE PARTNERS L P S COMMON STOCK     484169107      519    17550 SH       OTHER                 17550        0        0
KANSAS CITY PWR & LT CO        COMMON STOCK     485134100       12      450 SH       DEFINED                 450        0        0
KANSAS CITY PWR & LT CO        COMMON STOCK     485134100      330    12378 SH       OTHER                 12378        0        0
KANSAS CITY SOUTHN INDS INC    COMMON STOCK     485170302       15     1740 SH       DEFINED                   0        0     1740
KBK CAPITAL CORP               COMMON STOCK     482412103        4     1000 SH       DEFINED                   0        0     1000
KELLOGG CO                     COMMON STOCK     487836108       75     3100 SH       OTHER                  3100        0        0
KEMPER MULTI-MARKET INCOME TR  COMMON STOCK     48842B106       86    10000 SH       OTHER                 10000        0        0
KENT ELECTRS CORP              COMMON STOCK     490553104       13      550 SH       DEFINED                   0        0      550
KERR MCGEE CORP 1 COM & 1 TAKE COMMON STOCK     492386107       82     1244 SH       DEFINED                   0        0     1244
KERR MCGEE CORP 1 COM & 1 TAKE COMMON STOCK     492386107       47      705 SH       OTHER                   705        0        0
KEYCORP NEW COM                COMMON STOCK     493267108       25     1000 SH       DEFINED                1000        0        0
KEYCORP NEW COM                COMMON STOCK     493267108      169     6695 SH       OTHER                  6695        0        0
KEYNOTE SYSTEMS INC            COMMON STOCK     493308100      126     4700 SH       DEFINED                   0        0     4700
KEYSPAN CORP                   COMMON STOCK     49337W100       19      482 SH       OTHER                   482        0        0
KIMBERLY CLARK CORP 1 COM & 1  COMMON STOCK     494368103     1432    25663 SH       DEFINED                   0        0    25663
KIMBERLY CLARK CORP 1 COM & 1  COMMON STOCK     494368103     1039    18624 SH       OTHER                 18124        0      500
KINDER MORGAN ENERGY PARTNERS, COMMON STOCK     494550106      112     2362 SH       OTHER                  2362        0        0
KINDER MORGAN INC              COMMON STOCK     49455P101       18      450 SH       OTHER                   450        0        0
KING PHARMACEUTICALS INC       COMMON STOCK     495582108      226     6769 SH       DEFINED                   0        0     6769
KING PHARMACEUTICALS INC       COMMON STOCK     495582108       17      506 SH       OTHER                   506        0        0
KIRBY CORP                     COMMON STOCK     497266106      171     8700 SH       DEFINED                   0        0     8700
KLA-TENCOR CORP COM            COMMON STOCK     482480100      128     3100 SH       DEFINED                   0        0     3100
KOHLS CORP COM                 COMMON STOCK     500255104     1829    31700 SH       DEFINED                   0        0    31700
KOHLS CORP COM                 COMMON STOCK     500255104      327     5660 SH       OTHER                  5160        0      500
KONINKLIJKE PHILIPS ELECTRS N  COMMON STOCK     500472303      805    18941 SH       OTHER                 17941        0     1000
KOPIN CORP                     COMMON STOCK     500600101       57     3158 SH       DEFINED                   0        0     3158
KROGER CO                      COMMON STOCK     501044101     1153    51100 SH       DEFINED                   0        0    51100
KROGER CO                      COMMON STOCK     501044101      102     4504 SH       OTHER                  4504        0        0
LABORATORY CRP OF AMER HLDGS   COMMON STOCK     50540R409      335     2800 SH       DEFINED                   0        0     2800
LACLEDE GAS CO 1 COM & 1 TAKEO COMMON STOCK     505588103        3      150 SH       OTHER                   150        0        0
LAFARGE CORP                   COMMON STOCK     505862102        6      283 SH       DEFINED                 283        0        0
LAKEHEAD PIPE LINE PARTNERS L  COMMON STOCK     511557100       12      300 SH       DEFINED                 300        0        0
LANIER WORLDWIDE INC           COMMON STOCK     51589L105        0      475 SH       OTHER                   475        0        0
LASER VISION CTRS INC COM      COMMON STOCK     51807H100        4     1000 SH       DEFINED                   0        0     1000
LASERSCOPE                     COMMON STOCK     518081104       48    25600 SH       DEFINED                   0        0    25600
LASERSIGHT INC                 COMMON STOCK     517924106        0      100 SH       DEFINED                   0        0      100
LATTICE SEMICONDUCTOR CORP     COMMON STOCK     518415104       62     1149 SH       DEFINED                   0        0     1149
LAUDER ESTEE COS INC CL A      COMMON STOCK     518439104      271     7400 SH       DEFINED                7400        0        0
LAUDER ESTEE COS INC CL A      COMMON STOCK     518439104       31      850 SH       OTHER                   350        0      500
LEGATO SYS INC COM             COMMON STOCK     524651106        1      100 SH       OTHER                   100        0        0
LEHMAN BROTHERS HLDGS INC COM  COMMON STOCK     524908100      222     1500 SH       DEFINED                   0        0     1500
LEHMAN BROTHERS HLDGS INC COM  COMMON STOCK     524908100       62      420 SH       OTHER                   420        0        0
LENNAR CORP                    COMMON STOCK     526057104       18      606 SH       OTHER                   250        0      356
LEVEL 3 COMMUNICATIONS INC COM COMMON STOCK     52729N100        8      100 SH       DEFINED                   0      100        0
LEVEL 3 COMMUNICATIONS INC COM COMMON STOCK     52729N100      336     4355 SH       OTHER                  3515        0      840
LEXMARK INTERNATIONAL INC      COMMON STOCK     529771107       38     1000 SH       DEFINED                1000        0        0
LEXMARK INTERNATIONAL INC      COMMON STOCK     529771107      295     7875 SH       OTHER                  7875        0        0
LG&E ENERGY CORP               COMMON STOCK     501917108       14      571 SH       DEFINED                 571        0        0
LG&E ENERGY CORP               COMMON STOCK     501917108       34     1391 SH       OTHER                  1391        0        0
LIFEPOINT HOSPS INC            COMMON STOCK     53219L109        1       23 SH       OTHER                    23        0        0
LIMITED INC                    COMMON STOCK     532716107       40     1800 SH       OTHER                  1800        0        0
LINCARE HLDGS INC COM          COMMON STOCK     532791100       63     2202 SH       DEFINED                   0        0     2202
LINCOLN NATL CORP IND 1 COM &  COMMON STOCK     534187109      116     2400 SH       DEFINED                   0        0     2400
LINCOLN NATL CORP IND 1 COM &  COMMON STOCK     534187109       30      618 SH       OTHER                   618        0        0
LINEAR TECHNOLOGY CORP         COMMON STOCK     535678106      311     4800 SH       DEFINED                4800        0        0
LINENS N THINGS INC COM        COMMON STOCK     535679104      232     9100 SH       DEFINED                9100        0        0
LIZ CLAIBORNE INC              COMMON STOCK     539320101        4      100 SH       DEFINED                 100        0        0
LL & E RTY TR UNIT BEN INT     COMMON STOCK     502003106       44    10900 SH       OTHER                 10900        0        0
LOCKHEED MARTIN CORP COM       COMMON STOCK     539830109        3      100 SH       DEFINED                   0        0      100
LOCKHEED MARTIN CORP COM       COMMON STOCK     539830109       94     2846 SH       OTHER                  1268     1578        0
LOEWS CORP                     COMMON STOCK     540424108      168     2010 SH       OTHER                  2010        0        0
LORAL SPACE & COMMUNICATIONS L COMMON STOCK     G56462107        1      200 SH       OTHER                   200        0        0
LOUISIANA PAC CORP 1 COM & 1   COMMON STOCK     546347105        9     1000 SH       OTHER                  1000        0        0
LOWES COS INC 1 COM & 1 TAKEOV COMMON STOCK     548661107      767    17100 SH       DEFINED                1600        0    15500
LOWES COS INC 1 COM & 1 TAKEOV COMMON STOCK     548661107       76     1700 SH       OTHER                  1700        0        0
LSI LOGIC CORP 1 COM & 1 TAKEO COMMON STOCK     502161102      720    24600 SH       OTHER                 21700        0     2900
LTV CORP COM                   COMMON STOCK     501921100        0       27 SH       DEFINED                   0        0       27
LTX CORP 1 COM & 1 TAKEOVER RT COMMON STOCK     502392103        2      100 SH       OTHER                   100        0        0
LUBRIZOL CORP 1 COM & 1 TAKEOV COMMON STOCK     549271104       10      500 SH       OTHER                   500        0        0
LUBY'S INC                     COMMON STOCK     549282101        1      200 SH       DEFINED                   0        0      200
LUCENT TECHNOLOGIES INC COM    COMMON STOCK     549463107     1550    50711 SH       DEFINED               23775        0    26936
LUCENT TECHNOLOGIES INC COM    COMMON STOCK     549463107    11202   366520 SH       OTHER                354369     3512     8639
LUFKIN INDS INC COM            COMMON STOCK     549764108       26     1268 SH       OTHER                  1268        0        0
LUMINANT WORLDWIDE CORP        COMMON STOCK     550260103        0      100 SH       OTHER                   100        0        0
LYCOS INC COM                  COMMON STOCK     550818108      158     2300 SH       DEFINED                   0        0     2300
LYONDELL CHEMICAL COMPANY      COMMON STOCK     552078107      213    18000 SH       DEFINED                   0        0    18000
LYONDELL CHEMICAL COMPANY      COMMON STOCK     552078107        2      200 SH       OTHER                   200        0        0
</TABLE>
<PAGE>

<TABLE>
<CAPTION>
<S>                            <C>              <C>       <C>      <C>      <C> <C>  <C>     <C>          <C>      <C>      <C>
MACK CALI RLTY CORP COM        COMMON STOCK     554489104       59     2083 SH       DEFINED                   0        0     2083
MACROMEDIA INC COM             COMMON STOCK     556100105      186     2300 SH       DEFINED                   0        0     2300
MALLINCKRODT INC NEW COM       COMMON STOCK     561232109      502    11000 SH       OTHER                 11000        0        0
MANUFACTURERS SERVICES LTD     COMMON STOCK     565005105       25     2094 SH       DEFINED                   0        0     2094
MARCHFIRST INC                 COMMON STOCK     566244109      137     8708 SH       DEFINED                   0        0     8708
MARRIOTT INTERNATIONAL INC CLA COMMON STOCK     571903202      492    13500 SH       DEFINED                   0        0    13500
MARSH & MCLENNAN COS INC 1 COM COMMON STOCK     571748102     1726    13000 SH       DEFINED                7500        0     5500
MARSH & MCLENNAN COS INC 1 COM COMMON STOCK     571748102      488     3675 SH       OTHER                  3675        0        0
MARTIN MARIETTA MATLS INC COM  COMMON STOCK     573284106       67     1747 SH       DEFINED                   0        0     1747
MARTIN MARIETTA MATLS INC COM  COMMON STOCK     573284106       49     1267 SH       OTHER                     0      817      450
MASCO CORP                     COMMON STOCK     574599106      460    24700 SH       DEFINED                7200        0    17500
MASCO CORP                     COMMON STOCK     574599106      104     5570 SH       OTHER                  4070        0     1500
MASTEC INC COM                 COMMON STOCK     576323109        6      200 SH       OTHER                   200        0        0
MATTEL INC 1 COM & 1 TAKEOVER  COMMON STOCK     577081102       94     8400 SH       DEFINED                   0        0     8400
MAY DEPT STORES CO 1 COM & 1   COMMON STOCK     577778103       43     2100 SH       DEFINED                2100        0        0
MAY DEPT STORES CO 1 COM & 1   COMMON STOCK     577778103      117     5725 SH       OTHER                  5725        0        0
MAYTAG CORP                    COMMON STOCK     578592107       25      800 SH       OTHER                   800        0        0
MBIA INC 1 COM & 1 TAKEOVER RI COMMON STOCK     55262C100      235     3300 SH       OTHER                  3300        0        0
MBNA CORP                      COMMON STOCK     55262L100      450    11700 SH       DEFINED                   0        0    11700
MBNA CORP                      COMMON STOCK     55262L100      266     6905 SH       OTHER                  6905        0        0
MCCORMICK & CO INC NON VTG     COMMON STOCK     579780206       25      850 SH       DEFINED                   0        0      850
MCCORMICK & CO INC NON VTG     COMMON STOCK     579780206       12      400 SH       OTHER                     0        0      400
MCDATA CORPORATION             COMMON STOCK     580031102      135     1100 SH       DEFINED                   0        0     1100
MCDONALDS CORP 1 COM & 1 TAKEO COMMON STOCK     580135101     1727    57200 SH       DEFINED                1800        0    55400
MCDONALDS CORP 1 COM & 1 TAKEO COMMON STOCK     580135101     2152    71298 SH       OTHER                 70298        0     1000
MCGRAW-HILL COMPANIES INC      COMMON STOCK     580645109      980    15421 SH       OTHER                 14571      150      700
MCKESSON HBOC INC              COMMON STOCK     58155Q103       61     2000 SH       DEFINED                   0        0     2000
MCKESSON HBOC INC              COMMON STOCK     58155Q103      131     4291 SH       OTHER                  4221        0       70
MCLEODUSA INC. COM             COMMON STOCK     582266102     4342   303400 SH       DEFINED              270000        0    33400
MCN ENERGY GROUP INC COM       COMMON STOCK     55267J100        2       68 SH       OTHER                    68        0        0
MDU RES GROUP INC 1 COM & 1    COMMON STOCK     552690109      179     6003 SH       OTHER                  6003        0        0
MEDICIS PHARMACEUTICAL CORP CL COMMON STOCK     584690309       72     1171 SH       DEFINED                 500        0      671
MEDIMMUNE INC COM              COMMON STOCK     584699102     1128    14605 SH       DEFINED                   0        0    14605
MEDITRUST CORP PAIRED CTF NEW  COMMON STOCK     58501T306        2      600 SH       OTHER                   600        0        0
MEDTRONIC INC 1 COM & 1 TAKEOV COMMON STOCK     585055106     4413    85168 SH       DEFINED                6745        0    78423
MEDTRONIC INC 1 COM & 1 TAKEOV COMMON STOCK     585055106    12138   234265 SH       OTHER                224467     1500     8298
MELLON FINANCIAL CORP          COMMON STOCK     58551A108     1113    24000 SH       DEFINED                   0        0    24000
MELLON FINANCIAL CORP          COMMON STOCK     58551A108      186     4015 SH       OTHER                  3615        0      400
MENS WEARHOUSE INC COM         COMMON STOCK     587118100    24015   848211 SH       DEFINED                   0        0   848211
MERCK & CO INC                 COMMON STOCK     589331107     4797    64440 SH       DEFINED               20210        0    44230
MERCK & CO INC                 COMMON STOCK     589331107    13217   177556 SH       OTHER                173155     3122     1279
MERCURY INTERACTIVE CORP COM   COMMON STOCK     589405109      799     5100 SH       DEFINED                3300        0     1800
MERRILL LYNCH & CO INC         COMMON STOCK     590188108      699    10590 SH       DEFINED                5890        0     4700
MERRILL LYNCH & CO INC         COMMON STOCK     590188108     2597    39342 SH       OTHER                 39342        0        0
MESA OFFSHORE TR UNIT BEN INT  COMMON STOCK     590650107        1    15600 SH       OTHER                 15600        0        0
MESA RTY TR UNIT BEN INT       COMMON STOCK     590660106      587    14725 SH       OTHER                 14725        0        0
MESABI TR CTF BEN INT          COMMON STOCK     590672101        7     2000 SH       DEFINED                   0        0     2000
METRICOM INC COM               COMMON STOCK     591596101       90     3500 SH       DEFINED                   0        0     3500
METRICOM INC COM               COMMON STOCK     591596101        3      110 SH       OTHER                     0      110        0
METRIS COS INC. COM            COMMON STOCK     591598107      474    12000 SH       DEFINED               12000        0        0
METRO-GOLDWYN-MAYER INC COM    COMMON STOCK     591610100      346    14400 SH       DEFINED                   0        0    14400
MFS MULTIMARKET INCOME TR SH B COMMON STOCK     552737108       12     1950 SH       OTHER                  1950        0        0
MGIC INVT CORP WI              COMMON STOCK     552848103        9      150 SH       OTHER                   150        0        0
MGM GRAND INC COM              COMMON STOCK     552953101       99     2600 SH       DEFINED                   0        0     2600
MICREL INC COM                 COMMON STOCK     594793101      395     5900 SH       DEFINED                4500        0     1400
MICROCHIP TECHNOLOGY INC COM   COMMON STOCK     595017104      171     5172 SH       DEFINED                   0        0     5172
MICROMUSE INC COM              COMMON STOCK     595094103       60      300 SH       DEFINED                   0        0      300
MICRON TECHNOLOGY INC          COMMON STOCK     595112103       64     1400 SH       OTHER                   400        0     1000
MICROSOFT CORP                 COMMON STOCK     594918104     3949    65468 SH       DEFINED               14549      100    50819
MICROSOFT CORP                 COMMON STOCK     594918104    12566   208340 SH       OTHER                197091     3198     8051
MID ATLANTIC MED SVCS INC      COMMON STOCK     59523C107       76     5000 SH       DEFINED                   0        0     5000
MIDAS GROUP INC COM            COMMON STOCK     595626102        8      550 SH       OTHER                   550        0        0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK     599902103      219     1500 SH       DEFINED                   0        0     1500
MILLER HERMAN INC              COMMON STOCK     600544100       26      800 SH       OTHER                     0        0      800
MILLIPORE CORP 1 COM & 1 TAKEO COMMON STOCK     601073109       12      240 SH       OTHER                   240        0        0
MINIMED INC COM                COMMON STOCK     60365K108      179     2000 SH       DEFINED                2000        0        0
MINNESOTA MNG & MFG CO         COMMON STOCK     604059105     1750    19202 SH       DEFINED                6952        0    12250
MINNESOTA MNG & MFG CO         COMMON STOCK     604059105     3013    33065 SH       OTHER                 32104      861      100
MITCHELL ENERGY & DEV-CL A     COMMON STOCK     606592202       10      225 SH       OTHER                   225        0        0
MOLEX INC                      COMMON STOCK     608554101      848    15578 SH       DEFINED                6200        0     9378
MOLEX INC CL A                 COMMON STOCK     608554200       65     1562 SH       OTHER                  1562        0        0
MONARCH DENTAL CORP            COMMON STOCK     609044102      518   296054 SH       OTHER                296054        0        0
MONTANA PWR CO                 COMMON STOCK     612085100       33      994 SH       DEFINED                 994        0        0
MONTANA PWR CO                 COMMON STOCK     612085100       33     1000 SH       OTHER                  1000        0        0
MONY GROUP INC                 COMMON STOCK     615337102       29      727 SH       OTHER                   727        0        0
MORGAN J P & CO INC            COMMON STOCK     616880100     3692    22599 SH       OTHER                 22599        0        0
MORGAN STANLEY DEAN WITTER     COMMON STOCK     61745P445       16     2100 SH       OTHER                  2100        0        0
MORGAN STANLEY DEAN WITTER     COMMON STOCK     61745P734       64     4700 SH       OTHER                  4700        0        0
MORGAN STANLEY DEAN WITTER     COMMON STOCK     61745P833       37     2717 SH       OTHER                  2717        0        0
MORGAN STANLEY DEAN WITTER     COMMON STOCK     61745P106       18     2200 SH       DEFINED                2200        0        0
MORGAN STANLEY DEAN WITTER     COMMON STOCK     61745P429       23     2720 SH       OTHER                  2720        0        0
MORGAN STANLEY DEAN WITTER     COMMON STOCK     61745P668       35     2500 SH       OTHER                  2500        0        0
MORGAN STANLEY DEAN WITTER     COMMON STOCK     61745P791       22     1700 SH       OTHER                  1700        0        0
MORGAN STANLEY DEAN WITTER     COMMON STOCK     61745P478       14     1500 SH       OTHER                  1500        0        0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK     617446448     2058    22506 SH       DEFINED               10238        0    12268
MORGAN STANLEY DEAN WITTER & C COMMON STOCK     617446448     3481    38070 SH       OTHER                 37720       50      300
MOTOROLA INC                   COMMON STOCK     620076109     3189   112895 SH       DEFINED                4200        0   108695
MOTOROLA INC                   COMMON STOCK     620076109     4463   157990 SH       OTHER                156940      300      750
MPOWER COMMUNICATIONS CORP     COMMON STOCK     62473J106        1      150 SH       DEFINED                   0        0      150
MUTUAL RISK MGMT LTD           COMMON STOCK     628351108       81     3690 SH       DEFINED                   0        0     3690
MYLAN LABS INC                 COMMON STOCK     628530107      124     4600 SH       DEFINED                   0        0     4600
NABISCO GROUP HLDG CORP        COMMON STOCK     62952P102       38     1336 SH       OTHER                  1336        0        0
NABORS INDS INC                COMMON STOCK     629568106      407     7767 SH       DEFINED                   0        0     7767
NATIONAL CITY CORP             COMMON STOCK     635405103        8      360 SH       DEFINED                 360        0        0
NATIONAL CITY CORP             COMMON STOCK     635405103       33     1484 SH       OTHER                  1484        0        0
NATIONAL SEMICONDUCTOR CORP 1  COMMON STOCK     637640103     1698    42187 SH       DEFINED               13412        0    28775
NATIONWIDE FINANCIAL SERVICES  COMMON STOCK     638612101      150     4000 SH       DEFINED                4000        0        0
NATIONWIDE HEALTH PPTYS INC    COMMON STOCK     638620104       68     4260 SH       OTHER                  4260        0        0
NAVISTAR INTL CORP COM         COMMON STOCK     63934E108        3      100 SH       DEFINED                   0        0      100
NCH CORP                       COMMON STOCK     628850109       25      700 SH       DEFINED                 700        0        0
NCR CORPORATION COM            COMMON STOCK     62886E108      420    11113 SH       DEFINED               11113        0        0
NCR CORPORATION COM            COMMON STOCK     62886E108       33      880 SH       OTHER                   867       13        0
NETCREATIONS INC               COMMON STOCK     64110N102        2      200 SH       OTHER                   200        0        0
NETSOLVE INC                   COMMON STOCK     64115J106       71    10000 SH       DEFINED                   0        0    10000
NETWORK APPLIANCE INC COM      COMMON STOCK     64120L104      650     5100 SH       DEFINED                   0        0     5100
NEW BRUNSWICK SCIENTIFIC INC   COMMON STOCK     642876106       24     3190 SH       OTHER                  3190        0        0
NEW PLAN EXCEL RLTY TR INC     COMMON STOCK     648053106        9      675 SH       DEFINED                 675        0        0
NEWELL RUBBERMAID INC          COMMON STOCK     651229106        4      157 SH       DEFINED                 157        0        0
NEWELL RUBBERMAID INC          COMMON STOCK     651229106      121     5321 SH       OTHER                  5321        0        0
NEWMONT MNG CORP 1 COM & 1     COMMON STOCK     651639106       78     4600 SH       DEFINED                4600        0        0
NEWMONT MNG CORP 1 COM & 1     COMMON STOCK     651639106        2      100 SH       OTHER                   100        0        0
NEWPORT NEWS SHIPBUILDING INC  COMMON STOCK     652228107       13      300 SH       DEFINED                   0        0      300
NEWPORT NEWS SHIPBUILDING INC  COMMON STOCK     652228107        9      209 SH       OTHER                   209        0        0
NEXELL THERAPEUTICS INC        COMMON STOCK     65332H203        5      500 SH       OTHER                   500        0        0
NEXTEL COMMUNICATIONS INC CL A COMMON STOCK     65332V103     1094    23400 SH       DEFINED                   0        0    23400
NEXTEL COMMUNICATIONS INC CL A COMMON STOCK     65332V103       94     2000 SH       OTHER                  2000        0        0
NEXTLINK COMMUNICATIONS INC CO COMMON STOCK     65333H707      155     4400 SH       DEFINED                   0        0     4400
NEXTLINK COMMUNICATIONS INC CO COMMON STOCK     65333H707       16      450 SH       OTHER                   450        0        0
NICOR INC                      COMMON STOCK     654086107       43     1200 SH       OTHER                  1200        0        0
NIKE INC CL B                  COMMON STOCK     654106103      306     7645 SH       DEFINED                 195        0     7450
NIKE INC CL B                  COMMON STOCK     654106103       33      830 SH       OTHER                   380        0      450
NISOURCE INC                   COMMON STOCK     65473P105       78     3200 SH       OTHER                  3200        0        0
NL INDS INC COM NEW            COMMON STOCK     629156407        2      110 SH       OTHER                   110        0        0
NOBLE AFFILIATES INC           COMMON STOCK     654894104      898    24200 SH       DEFINED                   0        0    24200
NOBLE DRILLING CORP            COMMON STOCK     655042109      355     7067 SH       DEFINED                   0        0     7067
NOBLE DRILLING CORP            COMMON STOCK     655042109       50     1000 SH       OTHER                  1000        0        0
NORDSON CORP 1 COM & 1 TAKEOVE COMMON STOCK     655663102       24      850 SH       DEFINED                   0        0      850
NORFOLK SOUTHN CORP            COMMON STOCK     655844108      438    29966 SH       OTHER                 20516     9450        0
NORTHEAST UTILS                COMMON STOCK     664397106      473    21815 SH       DEFINED                   0        0    21815
NORTHEAST UTILS                COMMON STOCK     664397106        2      100 SH       OTHER                   100        0        0
NORTHERN BORDER PARTNERS L P U COMMON STOCK     664785102      202     6400 SH       OTHER                  6400        0        0
NORTHERN TR CORP 1 COM & 1     COMMON STOCK     665859104      356     4000 SH       DEFINED                   0        0     4000
NORTHERN TR CORP 1 COM & 1     COMMON STOCK     665859104      178     2000 SH       OTHER                  1450        0      550
NORTHFIELD LABORATORIES INC CO COMMON STOCK     666135108        5      390 SH       OTHER                   390        0        0
NORTHROP GRUMMAN CORP 1 COM &  COMMON STOCK     666807102      354     3900 SH       DEFINED                   0        0     3900
NORTHROP GRUMMAN CORP 1 COM &  COMMON STOCK     666807102      727     8000 SH       OTHER                  8000        0        0
NOVELLUS SYS INC               COMMON STOCK     670008101      186     4000 SH       DEFINED                   0        0     4000
NS GROUP INC COM               COMMON STOCK     628916108       60     3000 SH       DEFINED                   0        0     3000
NSTAR -W/I                     COMMON STOCK     67019E107       43     1068 SH       OTHER                   662        0      406
NUCOR CORP                     COMMON STOCK     670346105       29      960 SH       OTHER                   960        0        0
NUVEEN SELECT MATURITIES       COMMON STOCK     67061T101      108    10500 SH       OTHER                 10500        0        0
NVIDIA CORP                    COMMON STOCK     67066G104        8      100 SH       OTHER                     0      100        0
OCCIDENTAL PETE CORP 1 COM & 1 COMMON STOCK     674599105      458    21000 SH       DEFINED                   0        0    21000
OCCIDENTAL PETE CORP 1 COM & 1 COMMON STOCK     674599105       36     1671 SH       OTHER                  1671        0        0
OCTEL CORP - W/I COM           COMMON STOCK     675727101        1      150 SH       OTHER                   150        0        0
OFFICE DEPOT INC               COMMON STOCK     676220106        6      750 SH       OTHER                     0        0      750
OFFICEMAX INC COM              COMMON STOCK     67622M108        5     1500 SH       DEFINED                   0        0     1500
OGDEN CORP 1 COM & 1 TAKEOVER  COMMON STOCK     676346109        3      200 SH       OTHER                   200        0        0
OGE ENERGY CORP COM            COMMON STOCK     670837103        6      300 SH       DEFINED                 300        0        0
OGE ENERGY CORP COM            COMMON STOCK     670837103      123     5782 SH       OTHER                  5782        0        0
OHIO CAS CORP 1 COM & 1 TAKEOV COMMON STOCK     677240103       15     2400 SH       OTHER                  2400        0        0
OLD REP INTL CORP              COMMON STOCK     680223104       70     2925 SH       OTHER                  2925        0        0
OLIN CORP 1 COM & 1 TAEKOVER R COMMON STOCK     680665205        2      100 SH       OTHER                   100        0        0
OM GROUP INC COM               COMMON STOCK     670872100      144     3300 SH       DEFINED                3300        0        0
OMEGA HEALTHCARE INVS INC COM  COMMON STOCK     681936100        2      275 SH       DEFINED                   0        0      275
OMEGA WORLDWIDE INC COM        COMMON STOCK     68210B108        0       72 SH       DEFINED                   0        0       72
OMNICARE INC                   COMMON STOCK     681904108      381    23600 SH       DEFINED                   0        0    23600
OMNICOM GROUP                  COMMON STOCK     681919106      394     5400 SH       DEFINED                   0        0     5400
ONEOK INC COM                  COMMON STOCK     682680103       16      400 SH       OTHER                   400        0        0
ONI SYSTEMS CORP               COMMON STOCK     68273F103       60      700 SH       DEFINED                   0        0      700
ONI SYSTEMS CORP               COMMON STOCK     68273F103        6       75 SH       OTHER                     0       75        0
ONYX PHARMACEUTICALS INC       COMMON STOCK     683399109       74     3000 SH       OTHER                  3000        0        0
ON2.COM INC                    COMMON STOCK     68338A107        0      200 SH       OTHER                   200        0        0
OPNET TECHNOLOGIES INC         COMMON STOCK     683757108       57     1500 SH       DEFINED                   0        0     1500
ORACLE CORPORATION 1 COM & 1   COMMON STOCK     68389X105     8496   107881 SH       DEFINED               10955        0    96926
ORACLE CORPORATION 1 COM & 1   COMMON STOCK     68389X105     6849    86966 SH       OTHER                 81742      700     4524
ORTHODONTIC CTRS AMER INC COM  COMMON STOCK     68750P103      300     9000 SH       DEFINED                9000        0        0
ORTHOFIX INTL NV               COMMON STOCK     N6748L102       11      447 SH       DEFINED                 447        0        0
OSI PHARMACEUTICALS INC        COMMON STOCK     671040103       98     1400 SH       DEFINED                   0        0     1400
OSTEOTECH INC COM              COMMON STOCK     688582105       10     1000 SH       DEFINED                   0        0     1000
OWENS CORNING COM              COMMON STOCK     69073F103        1      350 SH       OTHER                   350        0        0
PACCAR INC 1 COM & 1 TAKEOVER  COMMON STOCK     693718108        9      250 SH       OTHER                   250        0        0
PACTIV CORP                    COMMON STOCK     695257105       17     1500 SH       DEFINED                   0        0     1500
PACTIV CORP                    COMMON STOCK     695257105       46     4089 SH       OTHER                  3719      120      250
PAINE WEBBER GROUP INC         COMMON STOCK     695629105      290     4260 SH       OTHER                  4260        0        0
PALL CORP 1 COM & 1 TAKEOVER R COMMON STOCK     696429307       26     1300 SH       DEFINED                   0        0     1300
PALL CORP 1 COM & 1 TAKEOVER R COMMON STOCK     696429307       30     1500 SH       OTHER                  1200        0      300
PALM INC                       COMMON STOCK     696642107      647    12218 SH       DEFINED                   0        0    12218
PALM INC                       COMMON STOCK     696642107     1212    22895 SH       OTHER                 21702        0     1193
PANHANDLE RTY CO               COMMON STOCK     698477106       25     1800 SH       OTHER                  1800        0        0
PARAMETRIC TECHNOLOGY CORP     COMMON STOCK     699173100       47     4300 SH       DEFINED                   0        0     4300
PARKER DRILLING CO             COMMON STOCK     701081101       35     5000 SH       DEFINED                   0        0     5000
PARKER HANNIFIN CORP 1 COM & 1 COMMON STOCK     701094104       24      700 SH       DEFINED                   0        0      700
PARKWAY PPTYS INC COM          COMMON STOCK     70159Q104      201     6600 SH       OTHER                  6600        0        0
PARTNERRE LTD COM              COMMON STOCK     G6852T105      761    16036 SH       DEFINED               14538        0     1498
PATINA OIL & GAS CO COM        COMMON STOCK     703224105       20     1000 SH       OTHER                  1000        0        0
PATTERSON DENTAL CO COM        COMMON STOCK     703412106       32     1400 SH       DEFINED                   0        0     1400
PATTERSON ENERGY INC           COMMON STOCK     703414102       83     2400 SH       OTHER                  2400        0        0
PAYCHEX INC                    COMMON STOCK     704326107      851    16200 SH       DEFINED               16200        0        0
PAYCHEX INC                    COMMON STOCK     704326107      270     5140 SH       OTHER                  5140        0        0
PCD INC COM                    COMMON STOCK     69318P106        7      600 SH       DEFINED                   0        0      600
PE CORP                        COMMON STOCK     69332S102     1072     9200 SH       DEFINED                4000        0     5200
PE CORP                        COMMON STOCK     69332S102       35      300 SH       OTHER                   300        0        0
PE CORP-CELERA GENOMICS-W/I    COMMON STOCK     69332S201       40      400 SH       DEFINED                 400        0        0
PE CORP-CELERA GENOMICS-W/I    COMMON STOCK     69332S201      120     1200 SH       OTHER                  1200        0        0
PENDARES PETROLEUM LTD         COMMON STOCK     706905106      250    83250 SH       OTHER                 80000        0     3250
PENN TRAFFIC COMPANY W/I       COMMON STOCK     707832200       21     2816 SH       OTHER                  2816        0        0
PENNEY J C INC                 COMMON STOCK     708160106        4      300 SH       DEFINED                 300        0        0
PENNEY J C INC                 COMMON STOCK     708160106      117     9900 SH       OTHER                  9900        0        0
PENNZOIL-QUAKER ST CO          COMMON STOCK     709323109       17     1576 SH       DEFINED                1576        0        0
PEOPLESOFT INC 1 COM &         COMMON STOCK     712713106        7      250 SH       OTHER                   250        0        0
PEPSI BOTTLING GROUP INC       COMMON STOCK     713409100       64     2132 SH       DEFINED                   0        0     2132
PEPSICO INC                    COMMON STOCK     713448108     3156    68613 SH       DEFINED               13113        0    55500
PEPSICO INC                    COMMON STOCK     713448108    11869   258014 SH       OTHER                256049        0     1965
PEREGRINE SYSTEMS INC COM      COMMON STOCK     71366Q101      161     8500 SH       DEFINED                8500        0        0
PEREGRINE SYSTEMS INC COM      COMMON STOCK     71366Q101        4      200 SH       OTHER                     0      200        0
PERKINELMER, INC               COMMON STOCK     714046109      746     7150 SH       DEFINED                6700        0      450
PERSISTENCE SOFTWARE INC       COMMON STOCK     715329108        2      200 SH       OTHER                   200        0        0
PERVASIVE SOFTWARE INC COM     COMMON STOCK     715710109     2716  1316932 SH       OTHER               1316932        0        0
PETROLEUM & RES CORP           COMMON STOCK     716549100       23      541 SH       DEFINED                   0        0      541
PETSMART INC COM               COMMON STOCK     716768106       56    12000 SH       DEFINED                   0        0    12000
PFIZER INC                     COMMON STOCK     717081103     9509   211608 SH       DEFINED               63754        0   147854
PFIZER INC                     COMMON STOCK     717081103    19678   437902 SH       OTHER                422242     5777     9883
PG&E CORP COM                  COMMON STOCK     69331C108       61     2514 SH       DEFINED                2514        0        0
PG&E CORP COM                  COMMON STOCK     69331C108      175     7241 SH       OTHER                  6558        0      683
PHARMACIA CORP                 COMMON STOCK     71713U102     4017    66744 SH       DEFINED                   0        0    66744
PHARMACIA CORP                 COMMON STOCK     71713U102     2004    33295 SH       OTHER                 33295        0        0
PHELPS DODGE CORP 1 COM & 1    COMMON STOCK     717265102       75     1800 SH       DEFINED                1800        0        0
PHELPS DODGE CORP 1 COM & 1    COMMON STOCK     717265102       88     2109 SH       OTHER                  2109        0        0
PHILIP MORRIS COS COM          COMMON STOCK     718154107      662    22500 SH       DEFINED                   0        0    22500
PHILIP MORRIS COS COM          COMMON STOCK     718154107     1413    47992 SH       OTHER                 47992        0        0
PHILLIPS PETE CO               COMMON STOCK     718507106      999    15925 SH       DEFINED                   0        0    15925
PHILLIPS PETE CO               COMMON STOCK     718507106     2155    34335 SH       OTHER                 34335        0        0
PHOENIX INTERNATIONAL LTD, INC COMMON STOCK     719078107       75    25000 SH       DEFINED               25000        0        0
PHOTRONICS INC COM             COMMON STOCK     719405102       55     2500 SH       DEFINED                   0        0     2500
PIEDMONT NAT GAS INC           COMMON STOCK     720186105       12      400 SH       OTHER                   400        0        0
PIONEER NAT RES CO COM         COMMON STOCK     723787107        1       38 SH       DEFINED                   0        0       38
PIONEER NAT RES CO COM         COMMON STOCK     723787107       38     2683 SH       OTHER                  2683        0        0
PITNEY BOWES INC 1 COM & 1     COMMON STOCK     724479100      507    12863 SH       OTHER                 12613        0      250
PLAINS ALL AMERN PIPELINE L P  COMMON STOCK     726503105      969    50000 SH       OTHER                 50000        0        0
PLUG POWER INC                 COMMON STOCK     72919P103        4      100 SH       DEFINED                   0        0      100
PLUM CREEK TIMBER CO INC       COMMON STOCK     729251108      408    18300 SH       OTHER                 18300        0        0
PMC SIERRA INC COM             COMMON STOCK     69344F106      258     1200 SH       DEFINED                   0        0     1200
PMC SIERRA INC COM             COMMON STOCK     69344F106        8       38 SH       OTHER                    38        0        0
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105      481     7400 SH       DEFINED                   0        0     7400
PNC FINANCIAL SERVICES GROUP   COMMON STOCK     693475105       46      700 SH       OTHER                   700        0        0
POLYCOM INC COM                COMMON STOCK     73172K104      509     7600 SH       DEFINED                5000        0     2600
PORTAL SOFTWARE INC            COMMON STOCK     736126103      205     5122 SH       DEFINED                   0        0     5122
POSSIS CORP                    COMMON STOCK     737407106       11     1600 SH       DEFINED                   0        0     1600
POSSIS CORP                    COMMON STOCK     737407106        1      200 SH       OTHER                     0        0      200
POST PPTYS INC COM             COMMON STOCK     737464107       11      246 SH       OTHER                   246        0        0
POTOMAC ELEC PWR CO            COMMON STOCK     737679100       44     1737 SH       DEFINED                1737        0        0
POTOMAC ELEC PWR CO            COMMON STOCK     737679100       46     1840 SH       OTHER                  1840        0        0
POWERTEL INC                   COMMON STOCK     73936C109       53      694 SH       DEFINED                   0        0      694
PPG INDS INC 1 COM & 1 TAKEOVE COMMON STOCK     693506107      155     3900 SH       DEFINED                   0        0     3900
PPG INDS INC 1 COM & 1 TAKEOVE COMMON STOCK     693506107      183     4620 SH       OTHER                  3120        0     1500
PRAXAIR INC COM                COMMON STOCK     74005P104      206     5500 SH       DEFINED                   0        0     5500
PRAXAIR INC COM                COMMON STOCK     74005P104      796    21305 SH       OTHER                 21305        0        0
PRICE COMMUNICATION CORP       COMMON STOCK     741437305      581    29700 SH       DEFINED               12000        0    17700
PRICELINE.COM INC              COMMON STOCK     741503106       18     1512 SH       OTHER                  1512        0        0
PRIME ENERGY CORP              COMMON STOCK     74158E104       16     2000 SH       OTHER                  2000        0        0
PROCTER & GAMBLE CO            COMMON STOCK     742718109     1249    18644 SH       DEFINED                3674        0    14970
PROCTER & GAMBLE CO            COMMON STOCK     742718109     9927   148165 SH       OTHER                142783      942     4440
PROGENICS PHARMACEUTICALS      COMMON STOCK     743187106       19      700 SH       DEFINED                   0        0      700
PROGRESSIVE CORP OHIO          COMMON STOCK     743315103       41      500 SH       DEFINED                 500        0        0
PROLOGIS TRUST COM             COMMON STOCK     743410102      411    17303 SH       DEFINED                1630        0    15673
PROLOGIS TRUST COM             COMMON STOCK     743410102      887    37365 SH       OTHER                 37015        0      350
PROTECTIVE LIFE CORP 1 COM & 1 COMMON STOCK     743674103       74     2489 SH       DEFINED                   0        0     2489
PROVIDIAN FINL CORP COM        COMMON STOCK     74406A102     1003     7900 SH       DEFINED                1200        0     6700
PUBLIC STORAGE INC COM         COMMON STOCK     74460D109      179     7498 SH       OTHER                  7498        0        0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK     744573106      366     8200 SH       DEFINED                   0        0     8200
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK     744573106      173     3880 SH       OTHER                  3880        0        0
PUGET SOUND ENERGY INC         COMMON STOCK     745332106       22      860 SH       DEFINED                   0        0      860
PUGET SOUND ENERGY INC         COMMON STOCK     745332106       18      700 SH       OTHER                   700        0        0
PUTNAM MASTER INTER INCOME TR  COMMON STOCK     746909100       91    14070 SH       OTHER                 14070        0        0
QLOGIC CORP COM                COMMON STOCK     747277101      968    11000 SH       DEFINED                   0        0    11000
QUAKER OATS CO 1 COM & 1 TAKEO COMMON STOCK     747402105       99     1250 SH       DEFINED                1250        0        0
QUAKER OATS CO 1 COM & 1 TAKEO COMMON STOCK     747402105      665     8410 SH       OTHER                  8410        0        0
QUALCOMM INC                   COMMON STOCK     747525103        6       80 SH       DEFINED                   0       80        0
QUALCOMM INC                   COMMON STOCK     747525103       96     1350 SH       OTHER                   950      400        0
QUANEX CORP                    COMMON STOCK     747620102       19     1000 SH       OTHER                  1000        0        0
QUINTILES TRANSNATIONAL CORP C COMMON STOCK     748767100        2      100 SH       OTHER                   100        0        0
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109      204     4253 SH       DEFINED                2834        0     1419
QWEST COMMUNICATIONS INTL INC  COMMON STOCK     749121109     1781    37050 SH       OTHER                 35954      500      596
R & B FALCON CORP COM          COMMON STOCK     74912E101      418    15000 SH       DEFINED               15000        0        0
R H DONNELLEY CORP             COMMON STOCK     74955W307        2       80 SH       DEFINED                  80        0        0
R H DONNELLEY CORP             COMMON STOCK     74955W307        2      113 SH       OTHER                   113        0        0
R J REYNOLDS TOBACCO HOLD      COMMON STOCK     76182K105       15      455 SH       OTHER                   455        0        0
RADIAN GROUP INC               COMMON STOCK     750236101      131     1940 SH       DEFINED                   0        0     1940
RADIOSHACK CORP                COMMON STOCK     750438103      427     6600 SH       DEFINED                   0        0     6600
RADIOSHACK CORP                COMMON STOCK     750438103     1990    30800 SH       OTHER                 30800        0        0
RALSTON PURINA GROUP COM       COMMON STOCK     751277302       59     2500 SH       DEFINED                   0        0     2500
RALSTON PURINA GROUP COM       COMMON STOCK     751277302      216     9126 SH       OTHER                  9126        0        0
RATIONAL SOFTWARE CORP COM     COMMON STOCK     75409P202      432     6220 SH       DEFINED                   0        0     6220
RAWLINGS SPORTING GOODS CO     COMMON STOCK     754459105        6     1000 SH       DEFINED                   0        0     1000
RAYOVAC CORPORATION COM        COMMON STOCK     755081106      139     8100 SH       DEFINED                8100        0        0
RAYTHEON CO CL A               COMMON STOCK     755111309      802    29300 SH       DEFINED                   0        0    29300
RAYTHEON CO CL A               COMMON STOCK     755111309      144     5269 SH       OTHER                  5256       13        0
RAYTHEON CO CL B               COMMON STOCK     755111408      375    13204 SH       OTHER                 13104        0      100
REAL NETWORKS INC COM          COMMON STOCK     75605L104      159     4000 SH       DEFINED                   0        0     4000
REALTY INCOME CORP COM         COMMON STOCK     756109104       12      525 SH       DEFINED                 525        0        0
RECOTON CORP COM               COMMON STOCK     756268108       47     3000 SH       OTHER                  3000        0        0
REDBACK NETWORKS INC           COMMON STOCK     757209101      164     1000 SH       DEFINED                   0        0     1000
REDBACK NETWORKS INC           COMMON STOCK     757209101        8       50 SH       OTHER                    50        0        0
RELIANCE STL & ALUM CO COM     COMMON STOCK     759509102       95     4500 SH       DEFINED                   0        0     4500
RELIANT ENERGY INC             COMMON STOCK     75952J108      730    15700 SH       DEFINED                   0        0    15700
RELIANT ENERGY INC             COMMON STOCK     75952J108     2339    50291 SH       OTHER                 48291        0     2000
RESEARCH IN MOTION             COMMON STOCK     760975102      345     3500 SH       DEFINED                3500        0        0
RESPONSE ONCOLOGY INC FORMERLY COMMON STOCK     761232305        0      165 SH       OTHER                   165        0        0
REVLON INC CL A                COMMON STOCK     761525500        0       10 SH       OTHER                    10        0        0
REYNOLDS & REYNOLDS CO CL A    COMMON STOCK     761695105      272    13710 SH       OTHER                 13710        0        0
RF MICRO DEVICES INC COM       COMMON STOCK     749941100        5      150 SH       DEFINED                   0        0      150
RGS ENERGY GROUP, INC          COMMON STOCK     74956K104       28     1000 SH       OTHER                  1000        0        0
RITE AID CORP 1 COM & 1 TAKEOV COMMON STOCK     767754104        6     1592 SH       OTHER                  1592        0        0
ROBERT HALF INTL INC 1 COM & 1 COMMON STOCK     770323103      958    27630 SH       DEFINED               27630        0        0
ROCKWELL INTERNATIONAL CORP NE COMMON STOCK     773903109       37     1228 SH       OTHER                  1228        0        0
ROGERS COMMUNICATIONS INC CL B COMMON STOCK     775109200       12      500 SH       OTHER                     0        0      500
ROHM & HAAS CO                 COMMON STOCK     775371107      156     5354 SH       DEFINED                 554        0     4800
ROHM & HAAS CO                 COMMON STOCK     775371107       81     2775 SH       OTHER                  2528        0      247
ROSS STORES INC                COMMON STOCK     778296103       57     3950 SH       OTHER                  3950        0        0
ROWAN COS INC 1 COM & 1 TAKEOV COMMON STOCK     779382100      247     8500 SH       DEFINED                8500        0        0
ROYAL CARRIBEAN CRUISE         COMMON STOCK     V7780T103        5      200 SH       DEFINED                   0        0      200
ROYCE VALUE TR INC             COMMON STOCK     780910105       29     1997 SH       OTHER                  1997        0        0
RPC INC                        COMMON STOCK     749660106       52     4400 SH       DEFINED                   0        0     4400
RPM INC OHIO                   COMMON STOCK     749685103        8      877 SH       OTHER                   877        0        0
RURAL CELLULAR CORP CL A       COMMON STOCK     781904107      572     8400 SH       DEFINED                   0        0     8400
SABINE RTY TR UNIT BEN INT     COMMON STOCK     785688102       41     2182 SH       DEFINED                1182        0     1000
SABINE RTY TR UNIT BEN INT     COMMON STOCK     785688102      770    40797 SH       OTHER                 40797        0        0
SABRE HOLDINGS CORPORATION     COMMON STOCK     785905100      588    20304 SH       DEFINED                   0        0    20304
SABRE HOLDINGS CORPORATION     COMMON STOCK     785905100        4      144 SH       OTHER                   144        0        0
SAFEWAY INC COM NEW            COMMON STOCK     786514208     1081    23150 SH       DEFINED                 555        0    22595
SAFEWAY INC COM NEW            COMMON STOCK     786514208     3005    64373 SH       OTHER                 60997        0     3376
SAKS INCORPORATED              COMMON STOCK     79377W108        2      200 SH       OTHER                   200        0        0
SALTON INC                     COMMON STOCK     795757103        3      100 SH       DEFINED                   0        0      100
SAN JUAN BASIN RTY TR          COMMON STOCK     798241105      293    24650 SH       OTHER                 24650        0        0
SANDISK CORP COM               COMMON STOCK     80004C101      654     9800 SH       DEFINED                   0        0     9800
SANDISK CORP COM               COMMON STOCK     80004C101       90     1350 SH       OTHER                  1050        0      300
SANMINA CORP COM               COMMON STOCK     800907107      104     1106 SH       DEFINED                   0        0     1106
SANPAOLO-IMI                   COMMON STOCK     799175104      147     4500 SH       DEFINED                   0        0     4500
SARA LEE CORP                  COMMON STOCK     803111103      166     8150 SH       DEFINED                8150        0        0
SARA LEE CORP                  COMMON STOCK     803111103      656    32275 SH       OTHER                 32175      100        0
SAWTEK INC COM                 COMMON STOCK     805468105       29      750 SH       DEFINED                   0        0      750
SBC COMMUNICATIONS INC COM     COMMON STOCK     78387G103     4646    92911 SH       DEFINED               39996        0    52915
SBC COMMUNICATIONS INC COM     COMMON STOCK     78387G103    22972   459432 SH       OTHER                442072     4197    13163
SCANA CORP-W/I                 COMMON STOCK     80589M102        6      203 SH       DEFINED                 203        0        0
SCANA CORP-W/I                 COMMON STOCK     80589M102       52     1673 SH       OTHER                  1673        0        0
SCANSOFT INC                   COMMON STOCK     80603P107        1      419 SH       OTHER                   419        0        0
SCHERING PLOUGH CORP           COMMON STOCK     806605101     4478    96300 SH       DEFINED               11700        0    84600
SCHERING PLOUGH CORP           COMMON STOCK     806605101     5804   124812 SH       OTHER                123212      700      900
SCHLOTZSKYS INC COM            COMMON STOCK     806832101       67    16000 SH       DEFINED                   0        0    16000
SCHWAB CHARLES CORP NEW        COMMON STOCK     808513105       63     1784 SH       DEFINED                1135        0      649
SCHWAB CHARLES CORP NEW        COMMON STOCK     808513105     7184   202362 SH       OTHER                188897        0    13465
SCHWEITZER-MAUDUIT INTL INC CO COMMON STOCK     808541106        1       50 SH       OTHER                    50        0        0
SCI SYS INC                    COMMON STOCK     783890106      493    12032 SH       DEFINED                8000        0     4032
SCIENTIFIC ATLANTA INC 1 COM & COMMON STOCK     808655104     1527    24000 SH       DEFINED                   0        0    24000
SCRIPPS HOWARD INC COM         COMMON STOCK     811054204       75     1388 SH       DEFINED                   0        0     1388
SCUDDER NEW ASIA FD INC        COMMON STOCK     811183102        7      609 SH       OTHER                   609        0        0
SDL INC COM                    COMMON STOCK     784076101      433     1400 SH       DEFINED                   0        0     1400
SEAGATE TECHNOLOGY 1 COM & 1   COMMON STOCK     811804103       35      500 SH       DEFINED                   0        0      500
SEAGATE TECHNOLOGY 1 COM & 1   COMMON STOCK     811804103       48      700 SH       OTHER                   400      300        0
SEALED AIR CORP COM            COMMON STOCK     81211K100       66     1449 SH       OTHER                  1449        0        0
SEARS ROEBUCK & CO             COMMON STOCK     812387108      495    15270 SH       DEFINED                6870        0     8400
SEARS ROEBUCK & CO             COMMON STOCK     812387108      246     7576 SH       OTHER                  7576        0        0
SECOND BANCORP INC             COMMON STOCK     813114105        3      222 SH       OTHER                   222        0        0
SECTOR SPDR TR                 COMMON STOCK     81369Y308       66     2645 SH       OTHER                  2645        0        0
SEITAL INC COM                 COMMON STOCK     816074306       14     1000 SH       DEFINED                   0        0     1000
SEMPRA ENERGY COM              COMMON STOCK     816851109       26     1250 SH       DEFINED                1250        0        0
SEMPRA ENERGY COM              COMMON STOCK     816851109      222    10650 SH       OTHER                 10650        0        0
SEMTECH CORP COM               COMMON STOCK     816850101      414    10010 SH       DEFINED                8000        0     2010
SENSORMATIC ELECTRS CORP       COMMON STOCK     817265101        5      330 SH       OTHER                   330        0        0
SERVICE CORP INTL 1 COM & 1    COMMON STOCK     817565104        7     3000 SH       DEFINED                   0        0     3000
SERVICE CORP INTL 1 COM & 1    COMMON STOCK     817565104       58    23761 SH       OTHER                 23761        0        0
SERVICEMASTER CO COM           COMMON STOCK     81760N109       15     1518 SH       OTHER                  1518        0        0
SHERWIN WILLIAMS CO            COMMON STOCK     824348106       86     4000 SH       DEFINED                   0        0     4000
SHERWIN WILLIAMS CO            COMMON STOCK     824348106      509    23834 SH       OTHER                 23834        0        0
SHURGARD STORAGE CTRS INC CL A COMMON STOCK     82567D104       11      470 SH       OTHER                   470        0        0
SICOR INC                      COMMON STOCK     825846108       16     1548 SH       DEFINED                1548        0        0
SIEBEL SYS INC COM             COMMON STOCK     826170102      134     1200 SH       DEFINED                   0        0     1200
SIGMA ALDRICH CORP             COMMON STOCK     826552101       23      700 SH       DEFINED                   0        0      700
SILICON IMAGE INC              COMMON STOCK     82705T102       84     3400 SH       DEFINED                   0        0     3400
SILICON STORAGE TECHNOLOGY     COMMON STOCK     827057100        5      200 SH       DEFINED                   0        0      200
SILICON VY GROUP INC           COMMON STOCK     827066101       79     3000 SH       DEFINED                   0        0     3000
SIMON PROPERTY GROUP INC       COMMON STOCK     828806109      248    10600 SH       OTHER                 10600        0        0
SIMPSON INDS INC               COMMON STOCK     829060102        7      600 SH       OTHER                     0        0      600
SINCLAIR BROADCAST GROUP INC C COMMON STOCK     829226109      139    12700 SH       DEFINED                   0        0    12700
SIRIUS SATELLITE RADIO INC     COMMON STOCK     82966U103      169     3200 SH       DEFINED                   0      200     3000
SMITH INTL INC COM             COMMON STOCK     832110100      100     1221 SH       DEFINED                   0        0     1221
SNAP ON INC 1 COM & 1          COMMON STOCK     833034101       22      950 SH       DEFINED                   0        0      950
SOFTWARE.COM INC               COMMON STOCK     83402P104      218     1200 SH       DEFINED                   0        0     1200
SOLECTRON CORP                 COMMON STOCK     834182107      748    16225 SH       DEFINED                 350        0    15875
SOLECTRON CORP                 COMMON STOCK     834182107     2162    46871 SH       OTHER                 41938        0     4933
SOLUTIA INC COM                COMMON STOCK     834376105       18     1600 SH       OTHER                  1600        0        0
SONOCO PRODS CO                COMMON STOCK     835495102       21     1150 SH       DEFINED                   0        0     1150
SONUS NETWORKS INC             COMMON STOCK     835916107       13      100 SH       DEFINED                   0        0      100
SOTHEBYS HLDGS INC CL A        COMMON STOCK     835898107        5      200 SH       OTHER                   200        0        0
SOUTHDOWN INC COM              COMMON STOCK     841297104       78     1101 SH       DEFINED                   0        0     1101
SOUTHDOWN INC COM              COMMON STOCK     841297104       70      982 SH       OTHER                   982        0        0
SOUTHERN CO                    COMMON STOCK     842587107      267     8224 SH       DEFINED                6124        0     2100
SOUTHERN CO                    COMMON STOCK     842587107     1179    36349 SH       OTHER                 35549      800        0
SOUTHTRUST CORP                COMMON STOCK     844730101       66     2100 SH       OTHER                  2100        0        0
SOUTHWEST AIRLS CO 1 COM & 1   COMMON STOCK     844741108       23      928 SH       DEFINED                   0        0      928
SOUTHWEST AIRLS CO 1 COM & 1   COMMON STOCK     844741108     1069    44102 SH       OTHER                 40032        0     4070
SOUTHWEST SECS GROUP INC COM   COMMON STOCK     845224104       53     1801 SH       OTHER                  1801        0        0
SOVRAN SELF STORAGE INC COM    COMMON STOCK     84610H108        8      400 SH       OTHER                     0        0      400
SPDR TR UNIT SER 1             COMMON STOCK     78462F103       96      670 SH       DEFINED                 300      370        0
SPDR TR UNIT SER 1             COMMON STOCK     78462F103      645     4490 SH       OTHER                  4390        0      100
SPECTRASITE HOLDINGS INC       COMMON STOCK     84760T100      278    15000 SH       DEFINED               15000        0        0
SPEEDFAM-IPEC INC              COMMON STOCK     847705100       57     5000 SH       DEFINED                   0        0     5000
SPIEKER PPTYS INC COM          COMMON STOCK     848497103        7      130 SH       DEFINED                 130        0        0
SPIEKER PPTYS INC COM          COMMON STOCK     848497103     1189    20655 SH       OTHER                 20340        0      315
</TABLE>
<PAGE>

<TABLE>
<CAPTION>
<S>                            <C>              <C>       <C>      <C>      <C> <C>  <C>     <C>          <C>      <C>      <C>
SPRINT CORP (PCS GROUP)        COMMON STOCK     852061506      305     8700 SH       DEFINED                7700        0     1000
SPRINT CORP (PCS GROUP)        COMMON STOCK     852061506      365    10398 SH       OTHER                 10398        0        0
SPRINT CORP COM                COMMON STOCK     852061100     1008    34375 SH       DEFINED               13075        0    21300
SPRINT CORP COM                COMMON STOCK     852061100      324    11056 SH       OTHER                 10956        0      100
SPX CORP                       COMMON STOCK     784635104      220     1547 SH       DEFINED                   0        0     1547
SPX CORP                       COMMON STOCK     784635104       92      648 SH       OTHER                   648        0        0
ST JUDE MED INC 1 COM & 1 TAKE COMMON STOCK     790849103      643    12600 SH       DEFINED                   0        0    12600
ST PAUL COS INC                COMMON STOCK     792860108      148     3000 SH       DEFINED                   0        0     3000
ST PAUL COS INC                COMMON STOCK     792860108      123     2500 SH       OTHER                  2500        0        0
STANCORP FINL GROUP INC        COMMON STOCK     852891100        6      135 SH       OTHER                   135        0        0
STAPLES INC                    COMMON STOCK     855030102        9      600 SH       DEFINED                 600        0        0
STARBUCKS CORP COM             COMMON STOCK     855244109      421    10500 SH       DEFINED                   0        0    10500
STARBUCKS CORP COM             COMMON STOCK     855244109        8      200 SH       OTHER                   200        0        0
STARWOOD HOTELS & RESORTS      COMMON STOCK     85590A203       48     1543 SH       OTHER                  1543        0        0
STATE STREET CORP COM          COMMON STOCK     857477103      812     6247 SH       DEFINED                 262        0     5985
STATE STREET CORP COM          COMMON STOCK     857477103     4734    36413 SH       OTHER                 33549      300     2564
STEWART INFORMATION SVCS CORP  COMMON STOCK     860372101       55     3600 SH       OTHER                  3600        0        0
STILWELL FINANCIAL INC         COMMON STOCK     860831106     1231    28300 SH       DEFINED                   0        0    28300
STORAGE USA INC COM            COMMON STOCK     861907103        6      200 SH       OTHER                   200        0        0
STRATUS PROPERTIES INC COM     COMMON STOCK     863167102        0       49 SH       OTHER                    49        0        0
STRYKER CORP                   COMMON STOCK     863667101      313     7300 SH       DEFINED                7300        0        0
SUIZA FOODS CORP COM           COMMON STOCK     865077101     1805    35607 SH       DEFINED                   0        0    35607
SUIZA FOODS CORP COM           COMMON STOCK     865077101       12      242 SH       OTHER                   242        0        0
SUN MICROSYSTEMS INC COM       COMMON STOCK     866810104     5483    46960 SH       DEFINED                3240        0    43720
SUN MICROSYSTEMS INC COM       COMMON STOCK     866810104     6466    55382 SH       OTHER                 51502     1900     1980
SUNGARD DATA SYS INC           COMMON STOCK     867363103     2338    54608 SH       DEFINED               12000        0    42608
SUNLIFE FINANCIAL SVCS CAN     COMMON STOCK     866796105      254    12300 SH       DEFINED                   0        0    12300
SUNLIFE FINANCIAL SVCS CAN     COMMON STOCK     866796105      175     8506 SH       OTHER                  5816        0     2690
SUNOCO INC                     COMMON STOCK     86764P109       26      977 SH       OTHER                   977        0        0
SUNTRUST BKS INC               COMMON STOCK     867914103      391     7850 SH       DEFINED                7850        0        0
SUNTRUST BKS INC               COMMON STOCK     867914103       55     1100 SH       OTHER                  1100        0        0
SUPERVALU INC COM              COMMON STOCK     868536103       74     4930 SH       DEFINED                   0        0     4930
SUPERVALU INC COM              COMMON STOCK     868536103       57     3774 SH       OTHER                  3774        0        0
SYBRON INTL CORP COM           COMMON STOCK     87114F106      674    28095 SH       DEFINED               15000        0    13095
SYCAMORE NETWORKS INC          COMMON STOCK     871206108      886     8200 SH       DEFINED                   0        0     8200
SYCAMORE NETWORKS INC          COMMON STOCK     871206108        8       75 SH       OTHER                     0       75        0
SYLVAN LEARNING SYS INC COM    COMMON STOCK     871399101      141     9500 SH       DEFINED                   0        0     9500
SYMANTEC CORP                  COMMON STOCK     871503108      405     9200 SH       DEFINED                8800        0      400
SYMBOL TECHNOLOGIES INC        COMMON STOCK     871508107      399    11100 SH       DEFINED                9700        0     1400
SYMBOL TECHNOLOGIES INC        COMMON STOCK     871508107       65     1800 SH       OTHER                  1800        0        0
SYNAVANT INC                   COMMON STOCK     87157A105        2      280 SH       DEFINED                 280        0        0
SYNAVANT INC                   COMMON STOCK     87157A105        5      810 SH       OTHER                   810        0        0
SYNCOR INTL CORP NEW           COMMON STOCK     87157J106       37     1000 SH       OTHER                  1000        0        0
SYNOPSYS INC COM               COMMON STOCK     871607107        2       40 SH       OTHER                    40        0        0
SYNOVUS FINL CORP              COMMON STOCK     87161C105       43     2025 SH       OTHER                  2025        0        0
SYNTROLEUM CORP                COMMON STOCK     871630109        4      198 SH       OTHER                   198        0        0
SYSCO CORP                     COMMON STOCK     871829107      176     3800 SH       DEFINED                   0        0     3800
SYSCO CORP                     COMMON STOCK     871829107      393     8495 SH       OTHER                  8495        0        0
T R W INC 1 COM & 1 TAKEOVER R COMMON STOCK     872649108      696    17136 SH       OTHER                 17136        0        0
T-HQ INC COM NEW               COMMON STOCK     872443403       14      600 SH       OTHER                   600        0        0
TALISMAN ENERGY INC COM        COMMON STOCK     87425E103      736    21000 SH       DEFINED               21000        0        0
TANDYCRAFTS INC COM            COMMON STOCK     875386104        7     3000 SH       DEFINED                   0        0     3000
TARGET CORP                    COMMON STOCK     87612E106      267    10408 SH       DEFINED                9354        0     1054
TARGET CORP                    COMMON STOCK     87612E106     4692   183118 SH       OTHER                172501     1000     9617
TASEKO MINES LTD               COMMON STOCK     876511106       10     8000 SH       DEFINED                   0        0     8000
TC PIPELINES LP                COMMON STOCK     87233Q108      618    31500 SH       OTHER                 31500        0        0
TCF FINANCIAL 1 COM & 1 TAKEOV COMMON STOCK     872275102       70     1867 SH       DEFINED                   0        0     1867
TD WATERHOUSE GROUP            COMMON STOCK     872362108      410    22000 SH       DEFINED               22000        0        0
TECO ENERGY INC 1 COM & 1 TAKE COMMON STOCK     872375100       89     3093 SH       DEFINED                   0        0     3093
TECO ENERGY INC 1 COM & 1 TAKE COMMON STOCK     872375100      260     9045 SH       OTHER                  9045        0        0
TEKELEC COM                    COMMON STOCK     879101103       82     2500 SH       DEFINED                   0        0     2500
TELEPHONE & DATA SYS INC       COMMON STOCK     879433100      817     7379 SH       DEFINED                2300        0     5079
TELLABS OPERATIONS, INC 1 COM  COMMON STOCK     879664100     1156    24200 SH       DEFINED                   0        0    24200
TELLABS OPERATIONS, INC 1 COM  COMMON STOCK     879664100      143     3005 SH       OTHER                  1505        0     1500
TENET HEALTHCARE CORP COM      COMMON STOCK     88033G100     1493    41051 SH       DEFINED               15935        0    25116
TENNECO AUTOMOTIVE INC         COMMON STOCK     880349105        2      300 SH       DEFINED                   0        0      300
TENNECO AUTOMOTIVE INC         COMMON STOCK     880349105        4      823 SH       OTHER                   749       24       50
TEPPCO PARTNERS L P UNIT LTD   COMMON STOCK     872384102       32     1200 SH       OTHER                  1200        0        0
TERADYNE INC                   COMMON STOCK     880770102        2       50 SH       DEFINED                   0        0       50
TERADYNE INC                   COMMON STOCK     880770102      117     3340 SH       OTHER                  2710        0      630
TEREX CORP NEW                 COMMON STOCK     880779103       28     2155 SH       DEFINED                   0        0     2155
TEXACO INC                     COMMON STOCK     881694103     1916    36490 SH       DEFINED               11228        0    25262
TEXACO INC                     COMMON STOCK     881694103     4967    94610 SH       OTHER                 91560     1000     2050
TEXAS INDS INC                 COMMON STOCK     882491103       11      350 SH       DEFINED                   0        0      350
TEXAS INDS INC                 COMMON STOCK     882491103       24      768 SH       OTHER                   768        0        0
TEXAS INSTRS INC               COMMON STOCK     882508104     2562    54292 SH       DEFINED               14780        0    39512
TEXAS INSTRS INC               COMMON STOCK     882508104    11244   238273 SH       OTHER                233001      100     5172
TEXAS REGL BANCSHARES INC      COMMON STOCK     882673106      183     6458 SH       OTHER                  6458        0        0
TEXTRON INC                    COMMON STOCK     883203101      258     5600 SH       DEFINED                   0        0     5600
TEXTRON INC                    COMMON STOCK     883203101       25      550 SH       OTHER                   550        0        0
THERMO ELECTRON CORP 1 COMMON  COMMON STOCK     883556102       42     1618 SH       OTHER                  1618        0        0
TIBCO SOFTWARE INC             COMMON STOCK     88632Q103      439     5200 SH       DEFINED                   0        0     5200
TIDEWATER INC 1 COM & 1 TAKEOV COMMON STOCK     886423102      116     2545 SH       OTHER                  2545        0        0
TIME WARNER INC                COMMON STOCK     887315109     2938    37550 SH       DEFINED                4000        0    33550
TIME WARNER INC                COMMON STOCK     887315109     1907    24376 SH       OTHER                 23876        0      500
TIMKEN CO 1 COM & 1 TAKEOVER R COMMON STOCK     887389104        5      400 SH       OTHER                   400        0        0
TJX COS INC NEW                COMMON STOCK     872540109       29     1300 SH       OTHER                  1300        0        0
TOMMY HILFIGER                 COMMON STOCK     G8915Z102        6      600 SH       OTHER                   600        0        0
TOO INC -W/I                   COMMON STOCK     890333107        1       42 SH       OTHER                    42        0        0
TOOTSIE ROLL INDS INC          COMMON STOCK     890516107      405    10315 SH       OTHER                 10315        0        0
TOR MINERALS INTL INC          COMMON STOCK     890878101       10     5000 SH       OTHER                  5000        0        0
TOSCO CORP COM NEW             COMMON STOCK     891490302      237     7600 SH       DEFINED                   0        0     7600
TOTAL RENAL CARE HLDGS INC COM COMMON STOCK     89151A107       60     8000 SH       DEFINED                   0        0     8000
TOYS R US INC                  COMMON STOCK     892335100      405    24900 SH       DEFINED                   0        0    24900
TOYS R US INC                  COMMON STOCK     892335100       15      900 SH       OTHER                   900        0        0
TRANSOCEAN SEDCO FOREX INC     COMMON STOCK     G90078109        6       96 SH       DEFINED                  38        0       58
TRANSOCEAN SEDCO FOREX INC     COMMON STOCK     G90078109      900    15352 SH       OTHER                 14924        0      428
TRANSWITCH CORP COM            COMMON STOCK     894065101       76     1196 SH       DEFINED                   0        0     1196
TREMONT CORP DEL COM PAR $1.00 COMMON STOCK     894745207        6      200 SH       OTHER                   200        0        0
TRI CONTL CORP                 COMMON STOCK     895436103       26      997 SH       DEFINED                 532        0      465
TRI CONTL CORP                 COMMON STOCK     895436103      302    11573 SH       OTHER                 11573        0        0
TRIAD HOSPITALS INC            COMMON STOCK     89579K109        1       23 SH       OTHER                    23        0        0
TRIBUNE CO NEW 1 COM & 1 TAKEO COMMON STOCK     896047107      445    10200 SH       DEFINED                7000        0     3200
TRIBUNE CO NEW 1 COM & 1 TAKEO COMMON STOCK     896047107       70     1600 SH       OTHER                  1600        0        0
TRICON GLOBAL RESTAURANTS, INC COMMON STOCK     895953107      591    19288 SH       OTHER                 18878       10      400
TRINITY INDS INC 1 COM & 1     COMMON STOCK     896522109       20      850 SH       OTHER                   850        0        0
TRIQUINT SEMICONDUCTOR INC     COMMON STOCK     89674K103       52     1436 SH       DEFINED                   0        0     1436
TRITON ENERGY LTD CL A ORDINAR COMMON STOCK     G90751101      269     6900 SH       DEFINED                   0        0     6900
TRUE NORTH COMMUNICATIONS INC  COMMON STOCK     897844106       63     1772 SH       DEFINED                   0        0     1772
TUPPERWARE CORP COM            COMMON STOCK     899896104        1       58 SH       OTHER                    58        0        0
TUT SYS INC                    COMMON STOCK     901103101       62      718 SH       DEFINED                   0        0      718
TVX GOLD INC                   COMMON STOCK     87308K200        0      200 SH       OTHER                   200        0        0
TXU CORP                       COMMON STOCK     873168108      399    10058 SH       DEFINED                4558        0     5500
TXU CORP                       COMMON STOCK     873168108     3831    96670 SH       OTHER                 95740        0      930
TYCO INTL LTD NEW COM          COMMON STOCK     902124106     4923    94898 SH       DEFINED                4798        0    90100
TYCO INTL LTD NEW COM          COMMON STOCK     902124106     2195    42318 SH       OTHER                 41032        0     1286
TYCOM LTD                      COMMON STOCK     G9144B106       10      250 SH       DEFINED                 250        0        0
U S AIRWAYS GROUP, INC 1 COM & COMMON STOCK     911905107        8      249 SH       OTHER                     0      249        0
ULTRAMAR DIAMOND SHAMROCK CORP COMMON STOCK     904000106       39     1540 SH       OTHER                  1540        0        0
ULTRATECH STEPPER INC COM      COMMON STOCK     904034105       80     5000 SH       DEFINED                   0        0     5000
UMB FINL CORP COM              COMMON STOCK     902788108      790    21210 SH       OTHER                 21210        0        0
UNICOM CORP COM                COMMON STOCK     904911104       34      611 SH       DEFINED                 611        0        0
UNICOM CORP COM                COMMON STOCK     904911104      137     2447 SH       OTHER                  1500        0      947
UNION CARBIDE CORP 1 COM & 1   COMMON STOCK     905581104      824    21818 SH       OTHER                 21818        0        0
UNION PAC CORP                 COMMON STOCK     907818108      338     8700 SH       DEFINED                 800        0     7900
UNION PAC CORP                 COMMON STOCK     907818108      762    19602 SH       OTHER                 19202      400        0
UNION PLANTERS CORP 1 COM & 1  COMMON STOCK     908068109       21      643 SH       OTHER                   643        0        0
UNIROYAL TECHNOLOGY CORP       COMMON STOCK     909163107       33     2200 SH       DEFINED                   0        0     2200
UNISYS CORP                    COMMON STOCK     909214108        6      500 SH       DEFINED                   0        0      500
UNISYS CORP                    COMMON STOCK     909214108        1       60 SH       OTHER                    60        0        0
UNITED DOMINION RLTY TR INC    COMMON STOCK     910197102      163    15007 SH       DEFINED               15007        0        0
UNITED PARCEL SERVICE-CL B     COMMON STOCK     911312106      113     2000 SH       DEFINED                   0      150     1850
UNITED PARCEL SERVICE-CL B     COMMON STOCK     911312106      803    14250 SH       OTHER                 13750        0      500
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109      444     6415 SH       DEFINED                3165        0     3250
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109     6547    94543 SH       OTHER                 89098      850     4595
UNITED THERAPEUTICS CORP DEL   COMMON STOCK     91307C102      350     4000 SH       DEFINED                4000        0        0
UNITEDHEALTH GROUP INC         COMMON STOCK     91324P102      207     2100 SH       DEFINED                   0        0     2100
UNITEDHEALTH GROUP INC         COMMON STOCK     91324P102       27      275 SH       OTHER                     0        0      275
UNIVISION COMMUNICATIONS INC C COMMON STOCK     914906102      133     3560 SH       OTHER                  3560        0        0
UNOCAL CORP 1 COM & 1 TAKEOVER COMMON STOCK     915289102     1701    48000 SH       DEFINED               10600        0    37400
UNOCAL CORP 1 COM & 1 TAKEOVER COMMON STOCK     915289102      319     8997 SH       OTHER                  8472        0      525
UNUMPROVIDENT CORP             COMMON STOCK     91529Y106      270     9900 SH       DEFINED                   0        0     9900
US BANCORP DEL COM             COMMON STOCK     902973106      116     5100 SH       DEFINED                5100        0        0
US BANCORP DEL COM             COMMON STOCK     902973106      412    18120 SH       OTHER                 18120        0        0
USA EDUCATION INC              COMMON STOCK     90390U102      202     4200 SH       DEFINED                   0        0     4200
USA EDUCATION INC              COMMON STOCK     90390U102      247     5125 SH       OTHER                  5125        0        0
USA NETWORKS INC COM           COMMON STOCK     902984103      511    23300 SH       DEFINED                   0        0    23300
USINTERNETWORKING INC          COMMON STOCK     917311805       53     7975 SH       DEFINED                   0        0     7975
UST INC                        COMMON STOCK     902911106      268    11700 SH       DEFINED                   0        0    11700
UST INC                        COMMON STOCK     902911106       90     3950 SH       OTHER                  3950        0        0
USX U S STL GROUP              COMMON STOCK     90337T101       66     4359 SH       DEFINED                   0        0     4359
USX U S STL GROUP              COMMON STOCK     90337T101       10      650 SH       OTHER                   650        0        0
USX-MARATHON GROUP COM NEW     COMMON STOCK     902905827      352    12400 SH       DEFINED                   0        0    12400
USX-MARATHON GROUP COM NEW     COMMON STOCK     902905827      227     8000 SH       OTHER                  8000        0        0
UTILICORP UTD INC              COMMON STOCK     918005109       19      745 SH       DEFINED                 745        0        0
UTILICORP UTD INC              COMMON STOCK     918005109       14      531 SH       OTHER                   531        0        0
UTSTARCOM INC                  COMMON STOCK     918076100       82     3900 SH       DEFINED                   0        0     3900
V F CORP                       COMMON STOCK     918204108       22      884 SH       DEFINED                 884        0        0
V-ONE CORP                     COMMON STOCK     918278102        1      500 SH       OTHER                     0      500        0
VA LINUX SYSTEMS INC           COMMON STOCK     91819B105        2       50 SH       OTHER                     0       50        0
VALERO REFNG & MARKETING CO CO COMMON STOCK     91913Y100    17272   490855 SH       DEFINED              488600        0     2255
VALERO REFNG & MARKETING CO CO COMMON STOCK     91913Y100      107     3053 SH       OTHER                  2773        0      280
VALSPAR CORP                   COMMON STOCK     920355104       23     1000 SH       OTHER                  1000        0        0
VASOMEDICAL INC COM            COMMON STOCK     922321104        0      100 SH       OTHER                     0      100        0
VENATOR GROUP INC COM          COMMON STOCK     922944103      252    20400 SH       OTHER                 20400        0        0
VENTAS INC COM                 COMMON STOCK     92276F100        0       37 SH       DEFINED                  37        0        0
VERISIGN INC COM               COMMON STOCK     92343E102      840     4145 SH       DEFINED                   0        0     4145
VERISIGN INC COM               COMMON STOCK     92343E102       44      215 SH       OTHER                     0      215        0
VERITAS SOFTWARE CO COM        COMMON STOCK     923436109       11       80 SH       OTHER                    80        0        0
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     3434    70900 SH       DEFINED               12462        0    58438
VERIZON COMMUNICATIONS         COMMON STOCK     92343V104     5659   116831 SH       OTHER                111459     1170     4202
VERTICALNET INC                COMMON STOCK     92532L107       28      800 SH       DEFINED                   0        0      800
VESTA INS GROUP INC COM        COMMON STOCK     925391104        3      500 SH       OTHER                   500        0        0
VIACOM INC COM CL B            COMMON STOCK     925524308     3670    62732 SH       DEFINED               12171        0    50561
VIACOM INC COM CL B            COMMON STOCK     925524308     1867    31907 SH       OTHER                 31657        0      250
VIATEL INC                     COMMON STOCK     925529208      204    19900 SH       DEFINED                   0        0    19900
VICAL INC COM                  COMMON STOCK     925602104        3      125 SH       DEFINED                   0        0      125
VIGNETTE CORPORATION           COMMON STOCK     926734104      197     6606 SH       DEFINED                   0        0     6606
VIRATA CORP                    COMMON STOCK     927646109      238     3600 SH       DEFINED                   0        0     3600
VISHAY INTERTECHNOLOGY INC     COMMON STOCK     928298108       14      450 SH       DEFINED                   0        0      450
VISTEON CORP                   COMMON STOCK     92839U107       88     5809 SH       DEFINED                  39        0     5770
VISTEON CORP                   COMMON STOCK     92839U107      106     6989 SH       OTHER                  6512       72      405
VITESSE SEMICONDUCTOR CORP     COMMON STOCK     928497106      391     4400 SH       DEFINED                   0        0     4400
VITESSE SEMICONDUCTOR CORP     COMMON STOCK     928497106       36      400 SH       OTHER                   400        0        0
VLASIC FOODS INTL INC COM      COMMON STOCK     928559103        0      360 SH       OTHER                   360        0        0
VOICESTREAM WIRELESS CORP      COMMON STOCK     928615103      560     4826 SH       DEFINED                   0        0     4826
VTEL CORP COM                  COMMON STOCK     918333105        1      500 SH       OTHER                   500        0        0
VULCAN MATLS CO                COMMON STOCK     929160109       60     1500 SH       DEFINED                1500        0        0
W. R. GRACE & CO COM           COMMON STOCK     38388F108       18     2670 SH       OTHER                  2670        0        0
WACHOVIA CORP NEW              COMMON STOCK     929771103      119     2100 SH       DEFINED                   0        0     2100
WACHOVIA CORP NEW              COMMON STOCK     929771103       23      400 SH       OTHER                   400        0        0
WAL MART STORES INC            COMMON STOCK     931142103     1675    34812 SH       DEFINED               15794        0    19018
WAL MART STORES INC            COMMON STOCK     931142103    12176   253017 SH       OTHER                236873     1378    14766
WALGREEN CO                    COMMON STOCK     931422109     1270    33488 SH       DEFINED               26620        0     6868
WALGREEN CO                    COMMON STOCK     931422109     9070   239087 SH       OTHER                227477     3863     7747
WASHINGTON GAS LT CO           COMMON STOCK     938837101       56     2100 SH       OTHER                  2100        0        0
WASHINGTON MUT INC COM         COMMON STOCK     939322103     1044    26227 SH       DEFINED               15527        0    10700
WASHINGTON MUT INC COM         COMMON STOCK     939322103       73     1845 SH       OTHER                  1845        0        0
WASHINGTON REAL ESTATE INVT TR COMMON STOCK     939653101       54     2703 SH       OTHER                  2703        0        0
WASTE MANAGEMENT NZ LTD - NEW  COMMON STOCK     94106L109     1015    58217 SH       DEFINED                   0        0    58217
WASTE MANAGEMENT NZ LTD - NEW  COMMON STOCK     94106L109     6545   375343 SH       OTHER                368343        0     7000
WATERS CORP COM                COMMON STOCK     941848103      807     9068 SH       DEFINED                7440        0     1628
WATSON PHARMACEUTICALS INC COM COMMON STOCK     942683103     1693    26090 SH       DEFINED                5550        0    20540
WATSON PHARMACEUTICALS INC COM COMMON STOCK     942683103      167     2575 SH       OTHER                  2575        0        0
WAYNE BANCORP                  COMMON STOCK     944293109       21     1449 SH       OTHER                  1449        0        0
WEINGARTEN RLTY INVS SH BEN IN COMMON STOCK     948741103       50     1235 SH       OTHER                  1000        0      235
WELLPOINT HEALTH NETWORKS INC  COMMON STOCK     94973H108        4       45 SH       OTHER                    45        0        0
WELLS FARGO CO                 COMMON STOCK     949746101     4457    97015 SH       DEFINED                9565        0    87450
WELLS FARGO CO                 COMMON STOCK     949746101     9854   214498 SH       OTHER                212298      700     1500
WENDYS INTL INC 1COM & 1 TAKEO COMMON STOCK     950590109      443    22100 SH       DEFINED                2000        0    20100
WEST COAST BANCORP ORE NEW COM COMMON STOCK     952145100        6      500 SH       OTHER                   500        0        0
WESTERN RES INC COM            COMMON STOCK     959425109       49     2245 SH       DEFINED                2245        0        0
WESTERN RES INC COM            COMMON STOCK     959425109        9      400 SH       OTHER                   400        0        0
WESTON ROY F INC NEW-A         COMMON STOCK     961137106       75    20000 SH       DEFINED                   0        0    20000
WESTWOOD ONE INC DEL           COMMON STOCK     961815107      407    19000 SH       DEFINED                   0        0    19000
WEYERHAEUSER CO                COMMON STOCK     962166104      114     2825 SH       DEFINED                   0        0     2825
WEYERHAEUSER CO                COMMON STOCK     962166104      355     8800 SH       OTHER                  8800        0        0
WHIRLPOOL CORP 1 COM & 1 TAKEO COMMON STOCK     963320106      117     3000 SH       DEFINED                   0        0     3000
WHIRLPOOL CORP 1 COM & 1 TAKEO COMMON STOCK     963320106       27      700 SH       OTHER                   700        0        0
WHITMAN CORP                   COMMON STOCK     96647R107       43     3750 SH       OTHER                  3750        0        0
WHOLE FOODS MKT INC            COMMON STOCK     966837106       21      400 SH       OTHER                   400        0        0
WILLAMETTE INDS INC 1 COM & 1  COMMON STOCK     969133107       17      600 SH       DEFINED                   0        0      600
WILLAMETTE INDS INC 1 COM & 1  COMMON STOCK     969133107      560    20000 SH       OTHER                 20000        0        0
WILLIAMS COMMUNICATIONS GRP    COMMON STOCK     969455104      239    11950 SH       DEFINED                   0        0    11950
WILLIAMS COS INC 1 COM & 1     COMMON STOCK     969457100     1103    26097 SH       DEFINED                   0        0    26097
WILLIAMS COS INC 1 COM & 1     COMMON STOCK     969457100      618    14624 SH       OTHER                 14364        0      260
WIND RIVER SYSTEM INC COM      COMMON STOCK     973149107       36      750 SH       DEFINED                   0        0      750
WINSTAR COMMUNICATIONS INC COM COMMON STOCK     975515107       60     3900 SH       DEFINED                   0        0     3900
WISCONSIN ENERGY CORP COM      COMMON STOCK     976657106       12      580 SH       DEFINED                 580        0        0
WISCONSIN ENERGY CORP COM      COMMON STOCK     976657106      108     5406 SH       OTHER                  5406        0        0
WJ COMMUNICATIONS INC          COMMON STOCK     929284107       15      400 SH       DEFINED                   0        0      400
WORLDCOM INC                   COMMON STOCK     98157D106     3756   123665 SH       DEFINED               27196        0    96469
WORLDCOM INC                   COMMON STOCK     98157D106     6528   214899 SH       OTHER                204761     1390     8748
WORTHINGTON INDS INC           COMMON STOCK     981811102       11     1125 SH       DEFINED                   0        0     1125
WPS RES CORP COM               COMMON STOCK     92931B106       13      400 SH       OTHER                   400        0        0
WRIGLEY WM JR CO               COMMON STOCK     982526105      147     1959 SH       OTHER                  1759        0      200
WYNDHAM INTL INC               COMMON STOCK     983101106       19    10400 SH       OTHER                 10400        0        0
XCEL ENERGY INC                COMMON STOCK     98389B100       39     1416 SH       DEFINED                1416        0        0
XCEL ENERGY INC                COMMON STOCK     98389B100      666    24211 SH       OTHER                 24211        0        0
XEROX CORP                     COMMON STOCK     984121103       50     3300 SH       DEFINED                3300        0        0
XEROX CORP                     COMMON STOCK     984121103      446    29634 SH       OTHER                 27854      740     1040
XILINX INC 1 COM & 1 TAKEOVER  COMMON STOCK     983919101      341     3980 SH       OTHER                  2230        0     1750
XL CAPITAL LTD - CL A          COMMON STOCK     G98255105     1173    15955 SH       DEFINED                3755        0    12200
YAHOO INC COM                  COMMON STOCK     984332106       18      200 SH       DEFINED                 200        0        0
YAHOO INC COM                  COMMON STOCK     984332106      123     1350 SH       OTHER                    50     1300        0
YANKEE CANDLE CO               COMMON STOCK     984757104      262    13000 SH       DEFINED               13000        0        0
ZALE CORP COM                  COMMON STOCK     988858106       40     1245 SH       DEFINED                   0        0     1245
ZEBRA TECHNOLOGIES CORP CL A   COMMON STOCK     989207105      119     2474 SH       DEFINED                   0        0     2474
ZONAGEN INC COM                COMMON STOCK     98975L108        1      200 SH       DEFINED                   0        0      200
3COM CORP 1 COM & 1 TAKEOVER R COMMON STOCK     885535104       89     4650 SH       OTHER                  4250        0      400
724 SOLUTIONS INC              COMMON STOCK     81788Q100       10      200 SH       DEFINED                   0        0      200
99 CENTS ONLY STORES COM       COMMON STOCK     65440K106      151     3000 SH       DEFINED                3000        0        0
IMC GLOBAL INC 2000 WT EXP  12 COMMON STOCK     449669118        0       93 SH       OTHER               N.A.     N.A.     N.A.
TELESP CELULAR PART RTS-SPO 10 COMMON STOCK     87952L116        0      264 SH       DEFINED             N.A.     N.A.     N.A.
TELESP CELULAR PART RTS-SPO 10 COMMON STOCK     87952L116        0       27 SH       OTHER               N.A.     N.A.     N.A.
WTS TOTAL FINA ELF S.A. ADR 8/ COMMON STOCK     F9212D142       43     1377 SH       OTHER               N.A.     N.A.     N.A.
ACM GOVT SECS FD INC COM       COMMON STOCK     000914101       87    12049 SH       OTHER                 12049        0        0
ALLIANCE WORLD DLR GOVT FD 11  COMMON STOCK     01879R106       27     3000 SH       DEFINED                3000        0        0
ALLIANCE WORLD DLR GOVT FD 11  COMMON STOCK     01879R106      876    96632 SH       OTHER                 96632        0        0
BLACKROCK NORTH AMERICAN GOVT  COMMON STOCK     092475102        4      400 SH       OTHER                   400        0        0
BLACKROCK 2001 TERM TR INC COM COMMON STOCK     092477108      111    12003 SH       DEFINED                   0        0    12003
BLACKROCK 2001 TERM TR INC COM COMMON STOCK     092477108        2      200 SH       OTHER                   200        0        0
HATTERAS INCOME SECS INC       COMMON STOCK     419025101        3      200 SH       OTHER                   200        0        0
KEMPER HIGH INCOME TR SH BEN I COMMON STOCK     48841G106        9     1100 SH       OTHER                     0        0     1100
MFS GOVT MKTS INCOME TR SH BEN COMMON STOCK     552939100      126    20620 SH       OTHER                 20620        0        0
MSDW QUALITY MUNICIPAL SECS    COMMON STOCK     61745P585       38     2999 SH       OTHER                  2999        0        0
MUNIENHANCED FD INC COM        COMMON STOCK     626243109        0        2 SH       OTHER                     2        0        0
PACIFIC AMERN INCOME SHS INC   COMMON STOCK     693796104        3      200 SH       OTHER                   200        0        0
PILGRIM PRIME RATE TRUST       COMMON STOCK     72146W103       87    10000 SH       OTHER                 10000        0        0
PUTNAM DIVID INCOME FD COM SH  COMMON STOCK     746706100       21     2194 SH       OTHER                  2194        0        0
SENIOR HIGH INCOME PORTFOLIO I COMMON STOCK     81721E107        7     1026 SH       OTHER                  1026        0        0
TEMPLETON GLOBAL INCOME FD INC COMMON STOCK     880198106       18     3000 SH       OTHER                  3000        0        0
VAN KAMPEN BD FD INC COM       COMMON STOCK     920955101       15      904 SH       DEFINED                 904        0        0
VAN KAMPEN BD FD INC COM       COMMON STOCK     920955101        2      100 SH       OTHER                   100        0        0
VAN KAMPEN INCOME TR SH        COMMON STOCK     920957107       92    14000 SH       OTHER                 14000        0        0
ZENIX INCOME FUND              COMMON STOCK     989414107       17     3360 SH       OTHER                  3360        0        0
ABN AMRO HOLDING NV-SP ADR     COMMON STOCK     000937102      303    13120 SH       DEFINED                   0        0    13120
AEGON N V ORD AMER REG         COMMON STOCK     007924103      422    11364 SH       OTHER                 11364        0        0
ALBERTA ENERGY CO LTD          COMMON STOCK     012873105        6      150 SH       OTHER                     0        0      150
ALCATEL                        COMMON STOCK     013904305      488     7765 SH       DEFINED                   0        0     7765
ALCATEL                        COMMON STOCK     013904305        7      110 SH       OTHER                   110        0        0
ANGLO AMERN PLC                COMMON STOCK     03485P102        5       98 SH       OTHER                    98        0        0
ANGLOGOLD LTD (NEW)            COMMON STOCK     035128206        3      160 SH       OTHER                     0      160        0
ASTRAZENECA PLC                COMMON STOCK     046353108      483     9192 SH       DEFINED                   0        0     9192
ASTRAZENECA PLC                COMMON STOCK     046353108       14      268 SH       OTHER                     0        0      268
AVENTIS-SPON ADR               COMMON STOCK     053561106      851    11303 SH       DEFINED                   0        0    11303
AXA SPONSORED ADR              COMMON STOCK     054536107      116     1800 SH       DEFINED                   0        0     1800
BANCO BILBAO VIZCAYA-SP ADR    COMMON STOCK     05946K101      730    48666 SH       DEFINED                   0        0    48666
BANCO SANTANDER CEN-SPON ADR   COMMON STOCK     05964H105      132    12100 SH       DEFINED                   0        0    12100
BANK MONTREAL QUE COM          COMMON STOCK     063671101        9      200 SH       OTHER                     0        0      200
BANK TOKYO-MITSUBISHI LTD      COMMON STOCK     065379109      223    19100 SH       DEFINED                   0        0    19100
BARRICK GOLD CORP COM          COMMON STOCK     067901108       59     3900 SH       DEFINED                3900        0        0
BARRICK GOLD CORP COM          COMMON STOCK     067901108       69     4541 SH       OTHER                  4541        0        0
BASF AG-SPONS ADR              COMMON STOCK     055262505      153     4200 SH       DEFINED                   0        0     4200
BCE INC                        COMMON STOCK     05534B109       12      500 SH       OTHER                     0        0      500
BIOCHEM PHARMA INC COM         COMMON STOCK     09058T108      144     6550 SH       DEFINED                6550        0        0
BIOMIRA INC COM                COMMON STOCK     09161R106        5      500 SH       DEFINED                   0        0      500
BIOTECH HOLDRS TRUST           COMMON STOCK     09067D201       19      100 SH       DEFINED                   0      100        0
BP AMOCO ADR                   COMMON STOCK     055622104     1258    23733 SH       DEFINED                4188        0    19545
BP AMOCO ADR                   COMMON STOCK     055622104    10798   203734 SH       OTHER                203334      400        0
BRITISH AMERICAN TOB-SP ADR    COMMON STOCK     110448107      100     7690 SH       DEFINED                   0        0     7690
BRITISH TELECOMUNICATIONS P L  COMMON STOCK     111021408      118     1100 SH       DEFINED                   0        0     1100
CADBURY SCHWEPPES P L C ARD 10 COMMON STOCK     127209302      137     5700 SH       DEFINED                   0        0     5700
CANADIAN PAC LTD NEW COM       COMMON STOCK     135923100      416    16000 SH       DEFINED                   0        0    16000
CANON INC ADR REPSTG 5 SHS     COMMON STOCK     138006309       37      825 SH       DEFINED                   0        0      825
CANON INC ADR REPSTG 5 SHS     COMMON STOCK     138006309        4       85 SH       OTHER                    85        0        0
CELLTECH GROUP PLC-SPON ADR    COMMON STOCK     151158102       27      680 SH       OTHER                   680        0        0
CHINA MOBILE HONG KONG LTD     COMMON STOCK     16941M109      104     3200 SH       DEFINED                   0        0     3200
COMPANHIA DE BEBIDAS-SP ADR    COMMON STOCK     20441W203      814    36800 SH       DEFINED                   0        0    36800
COMPANIA ANONIMA NACIONAL      COMMON STOCK     204421101      391    16000 SH       DEFINED                   0        0    16000
DAIMLERCHRYSLER AG-ADR         COMMON STOCK     D1668R123       89     2000 SH       DEFINED                   0        0     2000
DAIMLERCHRYSLER AG-ADR         COMMON STOCK     D1668R123       57     1276 SH       OTHER                  1276        0        0
DEUTSCHE TELEKOM AG            COMMON STOCK     251566105       92     2700 SH       DEFINED                   0        0     2700
DEUTSCHE TELEKOM AG            COMMON STOCK     251566105        3       85 SH       OTHER                    85        0        0
DIAGEO PLC - ADR NEW           COMMON STOCK     25243Q205      156     4418 SH       DEFINED                   0        0     4418
DIAGEO PLC - ADR NEW           COMMON STOCK     25243Q205        1       40 SH       OTHER                    40        0        0
DURBAN ROODEPOORT DEEP LTD     COMMON STOCK     266597301        0       49 SH       OTHER                     0       49        0
EMPRESAS ICA S.A. SPONS ADR    COMMON STOCK     292448107        4     2000 SH       DEFINED                   0        0     2000
ENBRIDGE INC                   COMMON STOCK     29250N105        6      300 SH       OTHER                     0        0      300
ENDESA S.A. SPONSORED ADR      COMMON STOCK     29258N107      195    10380 SH       DEFINED                   0        0    10380
ENEL SOCIETA PER AZIONI-SPON A COMMON STOCK     29265W108      129     3300 SH       DEFINED                   0        0     3300
ENI S P A SPONSORED ADR        COMMON STOCK     26874R108      172     3245 SH       DEFINED                   0        0     3245
ERICSSON L M TEL CO ADR CL B S COMMON STOCK     294821400      216    14600 SH       DEFINED                 800        0    13800
ERICSSON L M TEL CO ADR CL B S COMMON STOCK     294821400     1193    80528 SH       OTHER                 79044     1484        0
FIAT SPA-SPONS ADR -W/I        COMMON STOCK     315621888       76     3250 SH       DEFINED                   0        0     3250
FRESENIUS MED CARE             COMMON STOCK     358029106       84     2800 SH       OTHER                  2800        0        0
FUJI PHOTO FILM LTD ADR 2 ORD  COMMON STOCK     359586302       84     2500 SH       DEFINED                   0        0     2500
GALLAHER GROUP PLC SPONSORED A COMMON STOCK     363595109       47     2000 SH       DEFINED                2000        0        0
GALLAHER GROUP PLC SPONSORED A COMMON STOCK     363595109      212     9116 SH       OTHER                  9116        0        0
GLAXO WELLCOME PLC SPONSORED A COMMON STOCK     37733W105      187     3100 SH       DEFINED                   0        0     3100
GLAXO WELLCOME PLC SPONSORED A COMMON STOCK     37733W105      751    12433 SH       OTHER                 12433        0        0
GOLD FIELDS LTD-SP ADR         COMMON STOCK     38059T106        1      465 SH       OTHER                     0      465        0
HARMONY GOLD MNG LTD           COMMON STOCK     413216300        1      116 SH       OTHER                     0      116        0
HITACHI LTD ADR 10 COM         COMMON STOCK     433578507      859     7520 SH       DEFINED                   0        0     7520
HITACHI LTD ADR 10 COM         COMMON STOCK     433578507        5       40 SH       OTHER                    40        0        0
HSBC HLDGS PLC                 COMMON STOCK     404280406      305     4278 SH       DEFINED                   0        0     4278
HSBC HLDGS PLC                 COMMON STOCK     404280406       36      500 SH       OTHER                   300        0      200
IMPERIAL OIL LTD COM-ADR       COMMON STOCK     453038408       13      500 SH       OTHER                     0        0      500
IMPERIAL TOBACCO GROUP-ADR     COMMON STOCK     453142101        0       25 SH       OTHER                    25        0        0
INCO LTD COM                   COMMON STOCK     453258402        5      300 SH       OTHER                   300        0        0
INFOSYS TECHNOLOGIES-SP ADR    COMMON STOCK     456788108       13      100 SH       OTHER                     0      100        0
ING GROEP N V SPONSORED ADR    COMMON STOCK     456837103      412     6250 SH       DEFINED                   0        0     6250
ING GROEP N V SPONSORED ADR    COMMON STOCK     456837103        2       35 SH       OTHER                    35        0        0
MANULIFE FINANCIAL CORP        COMMON STOCK     56501R106      222    10679 SH       DEFINED               10679        0        0
MANULIFE FINANCIAL CORP        COMMON STOCK     56501R106      447    21557 SH       OTHER                 20757        0      800
MATSUSHITA ELEC INDL LTD ADR   COMMON STOCK     576879209      197      750 SH       DEFINED                   0        0      750
MEXICO FD INC                  COMMON STOCK     592835102       14      902 SH       DEFINED                 902        0        0
NATIONAL AUSTRALIA BK LTD      COMMON STOCK     632525408      125     1800 SH       DEFINED                   0        0     1800
NATIONAL WESTMINSTER BK PLC SP COMMON STOCK     638539882       95     4000 SH       OTHER                  4000        0        0
NEC CORP                       COMMON STOCK     629050204      267     2400 SH       DEFINED                   0        0     2400
NEWS CORP LTD ADR NEW          COMMON STOCK     652487703       34      600 SH       DEFINED                   0        0      600
NOKIA CORP SPONSORED ADR       COMMON STOCK     654902204     2102    52807 SH       DEFINED                 940        0    51867
NOKIA CORP SPONSORED ADR       COMMON STOCK     654902204     6307   158409 SH       OTHER                141913     1300    15196
NORSK HYDRO A S SPONSORED ADR  COMMON STOCK     656531605      118     2800 SH       DEFINED                   0        0     2800
NORTEL NETWORKS CORP           COMMON STOCK     656568102     1883    31620 SH       DEFINED                5720        0    25900
NORTEL NETWORKS CORP           COMMON STOCK     656568102     1343    22553 SH       OTHER                 20958      350     1245
NOVARTIS AG SPONS ADR          COMMON STOCK     66987V109      356     9212 SH       DEFINED                   0        0     9212
NOVARTIS AG SPONS ADR          COMMON STOCK     66987V109       64     1666 SH       OTHER                  1666        0        0
PLACER DOME INC COM            COMMON STOCK     725906101        3      360 SH       OTHER                     0        0      360
PORTUGAL TELECOM S A COM       COMMON STOCK     737273102      127    12500 SH       DEFINED                   0        0    12500
REUTERS GROUP PLC SPONSORED AD COMMON STOCK     76132M102       24      216 SH       DEFINED                   0        0      216
RIO ALGOM LTD                  COMMON STOCK     766889109        4      200 SH       OTHER                     0        0      200
RIO TINTO PLC SPONSORED ADR    COMMON STOCK     767204100      107     1800 SH       DEFINED                1800        0        0
ROYAL BK CDA MONTREAL QUEBEC   COMMON STOCK     780087102       21      350 SH       OTHER                   150        0      200
ROYAL DUTCH PETRO-NY SHARES    COMMON STOCK     780257804     1765    29448 SH       DEFINED                7616        0    21832
ROYAL DUTCH PETRO-NY SHARES    COMMON STOCK     780257804     4443    74135 SH       OTHER                 73055        0     1080
ROYAL KPN NV                   COMMON STOCK     780641205       15      696 SH       DEFINED                 691        5        0
SANTOS LTD SPONSORED ADR       COMMON STOCK     803021609       50     3650 SH       OTHER                  3650        0        0
SATYAM INFOWAY LIMITED-ADR     COMMON STOCK     804099109       19     1400 SH       OTHER                     0     1400        0
SCHLUMBERGER LTD ADR           COMMON STOCK     806857108     1781    21635 SH       DEFINED                2857        0    18778
SCHLUMBERGER LTD ADR           COMMON STOCK     806857108    11190   135948 SH       OTHER                129417      917     5614
SCOTTISH PWR PLC               COMMON STOCK     81013T705       28      922 SH       DEFINED                 922        0        0
SCOTTISH PWR PLC               COMMON STOCK     81013T705      119     3952 SH       OTHER                  3952        0        0
SEAGRAM LTD                    COMMON STOCK     811850106      230     4000 SH       DEFINED                   0        0     4000
SHELL TRANS & TRADING PLC NEW  COMMON STOCK     822703609      274     5600 SH       DEFINED                   0        0     5600
SHELL TRANS & TRADING PLC NEW  COMMON STOCK     822703609      184     3750 SH       OTHER                  3750        0        0
SMITHKLINE BEECHAM  ADR        COMMON STOCK     832378301      339     4945 SH       DEFINED                   0        0     4945
SMITHKLINE BEECHAM  ADR        COMMON STOCK     832378301     1082    15763 SH       OTHER                 15763        0        0
SONY CORP AMERN SH NEW         COMMON STOCK     835699307      612     6060 SH       DEFINED                   0        0     6060
SONY CORP AMERN SH NEW         COMMON STOCK     835699307      101     1000 SH       OTHER                   460        0      540
SUNCOR INC COM                 COMMON STOCK     867229106       13      600 SH       OTHER                     0        0      600
TELE CELULAR SUL PARTICIPACOES COMMON STOCK     879238103       10      330 SH       DEFINED                   0        0      330
TELE CENTRO OESTE CELULAR      COMMON STOCK     87923P105       12     1100 SH       DEFINED                   0        0     1100
TELE NORDESTE CELULAR PARTICIP COMMON STOCK     87924W109        8      165 SH       DEFINED                   0        0      165
TELE NORTE CELULAR PARTICIPACO COMMON STOCK     87924Y105        3       66 SH       DEFINED                   0        0       66
TELE NORTE LESTE PARTICIPACOES COMMON STOCK     879246106       88     3826 SH       DEFINED                   0        0     3826
TELE NORTE LESTE PARTICIPACOES COMMON STOCK     879246106        0        3 SH       OTHER                     3        0        0
TELEBRAS-SPONSORED ADR         COMMON STOCK     879287308      261     3300 SH       DEFINED                   0        0     3300
TELEBRAS-SPONSORED ADR         COMMON STOCK     879287308       42      530 SH       OTHER                   530        0        0
TELECOM CORP NEW ZEALAND LTD   COMMON STOCK     879278208       28     1400 SH       OTHER                  1400        0        0
TELECOM ITALIA @CORP SPONSORED COMMON STOCK     87927W106        2       20 SH       OTHER                    20        0        0
TELECOMUNICACOES DE S.P.       COMMON STOCK     87929A102       10      650 SH       OTHER                   650        0        0
TELEFONICA S A ADR             COMMON STOCK     879382208      126     2119 SH       DEFINED                   0        0     2119
TELEFONICA S A ADR             COMMON STOCK     879382208        3       43 SH       OTHER                    43        0        0
TELEFONOS DE MEXICO S A SPONSO COMMON STOCK     879403780      713    13400 SH       DEFINED                   0        0    13400
TELEFONOS DE MEXICO S A SPONSO COMMON STOCK     879403780       79     1480 SH       OTHER                  1480        0        0
TELELESTE CELULAR PARTICIPACOE COMMON STOCK     87943B102        3       66 SH       DEFINED                   0        0       66
TELEMIG CELULAR PARTICIPACOES  COMMON STOCK     87944E105        9      165 SH       DEFINED                   0        0      165
TELESP CELULAR PARTICIPACOES S COMMON STOCK     87952L108       43     1320 SH       DEFINED                   0        0     1320
TORONTO DOMINION BK ONT COM NE COMMON STOCK     891160509       22      750 SH       OTHER                     0        0      750
TOTAL FINA ELF S.A.            COMMON STOCK     89151E109     1085    14774 SH       DEFINED                   0        0    14774
TOYOTA MTR CORP                COMMON STOCK     892331307      157     2000 SH       DEFINED                   0        0     2000
TRANS-GLOBAL INTERACTIVE LTD   COMMON STOCK     892909508        0       12 SH       OTHER                    12        0        0
TRANSGENE S A-SPONS ADR        COMMON STOCK     89365U105        1      100 SH       DEFINED                   0        0      100
TV AZTECA, S.A. DE C.V. ADR CO COMMON STOCK     901145102       13     1000 SH       OTHER                  1000        0        0
UNILEVER NV NY SHARE NEW F ADR COMMON STOCK     904784709      196     4057 SH       DEFINED                   0        0     4057
UNILEVER NV NY SHARE NEW F ADR COMMON STOCK     904784709        9      178 SH       OTHER                     0        0      178
UNILEVER PLC                   COMMON STOCK     904767704      356    13574 SH       DEFINED                   0        0    13574
UNILEVER PLC                   COMMON STOCK     904767704        1       44 SH       OTHER                    44        0        0
UNITED DOMINION INDS LTD COM   COMMON STOCK     909914103        4      150 SH       OTHER                     0        0      150
VIVENDI                        COMMON STOCK     92851S105      264    17805 SH       DEFINED                   0        0    17805
VODAFONE GROUP PLC-SPONS ADR   COMMON STOCK     92857W100      212     5740 SH       DEFINED                2940      800     2000
VODAFONE GROUP PLC-SPONS ADR   COMMON STOCK     92857W100     1515    40952 SH       OTHER                 35782      385     4785
VOLVO AKTIEBOGAGET ADR B       COMMON STOCK     928856400       85     5300 SH       DEFINED                   0        0     5300
BRASIL TELECOM PARTICIPACOES S PREFERRED STOCK  105530109       38      660 SH       DEFINED             N.A.     N.A.     N.A.
MORGAN STANLEY FIN PLC         PREFERRED STOCK  616906707        5      200 SH       DEFINED             N.A.     N.A.     N.A.
MORGAN STANLEY FIN PLC         PREFERRED STOCK  616906707       30     1200 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY FIN 8% PFD      PREFERRED STOCK  616906608       63     2500 SH       OTHER               N.A.     N.A.     N.A.
AMERICAN HOME $2.00 CONV PFD   PREFERRED STOCK  026609206       75       50 SH       OTHER               N.A.     N.A.     N.A.
ARCHSTONE COMMUNITIES SERIES A PREFERRED STOCK  039581202       17      500 SH       OTHER               N.A.     N.A.     N.A.
ATLANTIC RICHFIELD CO PFD CONV PREFERRED STOCK  048825400      228      570 SH       OTHER               N.A.     N.A.     N.A.
CROSS TIMBERS OIL SER A        PREFERRED STOCK  227573201       58      860 SH       OTHER               N.A.     N.A.     N.A.
SEALED AIR CORP CVT UNTIL 04/0 PREFERRED STOCK  81211K209       58     1284 SH       OTHER               N.A.     N.A.     N.A.
RELIANT ENERGY INC ( 6.000%  3 OTHER            655419AC3        9    10000 PRN      OTHER               N.A.     N.A.     N.A.
AMERICA ONLINE              12 OTHER            02364JAC8       25    50000 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN TX QUALITY INCOME MUN F OTHER            670983105       81     6100 SH       DEFINED                6100        0        0
NUVEEN TX QUALITY INCOME MUN F OTHER            670983105      831    62690 SH       OTHER                 62690        0        0
NUVEEN PREMIUM INC MUN FD      OTHER            67062T100      148    12227 SH       OTHER                 12227        0        0
PHOSPHATE RESOURCE PARTNERS LT OTHER            719217101        1      314 SH       OTHER                   314        0        0
EQUITY INCOME FD UNIT 1ST EXCH OTHER            294700703      145      930 SH       OTHER                   930        0        0
MIDCAP S & P DEP REC TR UNIT S OTHER            595635103      840     8546 SH       OTHER                  7716        0      830
NASDAQ 100 SHARES              OTHER            631100104       23      261 SH       DEFINED                 261        0        0
NASDAQ 100 SHARES              OTHER            631100104     4474    50442 SH       OTHER                 50142        0      300
BLACKROCK INSD MUN TERM TR INC OTHER            092474105       69     6800 SH       OTHER                  6800        0        0
BLACKROCK INSD MUN 2008 TERM C OTHER            09247K109       22     1500 SH       DEFINED                1500        0        0
BLACKROCK INSD MUN 2008 TERM C OTHER            09247K109      465    31948 SH       OTHER                 31948        0        0
BLACKROCK MUN TARGET TERM TR   OTHER            09247M105      706    72419 SH       OTHER                 72419        0        0
DREYFUS STRATEGIC MUN BD FD IN OTHER            26202F107      138    16500 SH       OTHER                 16500        0        0
DREYFUS STRATEGIC MUNS INC     OTHER            261932107       74     8600 SH       OTHER                  8600        0        0
DUFF & PHELPS UTILS TFI        OTHER            264325101       36     2800 SH       OTHER                  2800        0        0
EATON VANCE MUN INCOME TR      OTHER            27826U108       95     8200 SH       OTHER                  8200        0        0
INSURED MUN INCOME FD COM      OTHER            45809F104      160    12800 SH       OTHER                 12800        0        0
MFS MUN INCOME TR SH BEN INT   OTHER            552738106       69     9000 SH       OTHER                  9000        0        0
MUNIYIELD FD INC COM           OTHER            626299101      204    15878 SH       OTHER                 15878        0        0
MUNIYIELD INSD FD INC COM      OTHER            62630E107      349    26850 SH       OTHER                 26850        0        0
NUVEEN INSD MUN OPPORTUNITY FD OTHER            670984103       16     1200 SH       OTHER                  1200        0        0
NUVEEN INSD PREM INCOME MUN FD OTHER            6706D8104        8      700 SH       OTHER                   700        0        0
NUVEEN INSD QUALITY MUN FD INC OTHER            67062N103      615    45357 SH       OTHER                 45357        0        0
NUVEEN INVT QUALITY MUN FD INC OTHER            67062E103      389    29760 SH       OTHER                 29760        0        0
NUVEEN MUN ADVANTAGE FD INC    OTHER            67062H106      139    10675 SH       OTHER                 10675        0        0
NUVEEN MUN INCOME FD INC       OTHER            67062J102      555    47500 SH       OTHER                 47500        0        0
NUVEEN MUN MKT OPPORTUNITY FD  OTHER            67062W103       65     4875 SH       OTHER                  4875        0        0
NUVEEN MUN VALUE FD INC        OTHER            670928100      961   110581 SH       OTHER                110581        0        0
NUVEEN PERFORMANCE PLUS MUN FD OTHER            67062P108      108     8800 SH       OTHER                  8800        0        0
NUVEEN PREM INCOME MUN FD 4 IN OTHER            6706K4105      102     8248 SH       OTHER                  8248        0        0
NUVEEN PREMIER MUNI INC FD     OTHER            670988104       14     1000 SH       OTHER                  1000        0        0
NUVEEN QUALITY INCOME MUN FD I OTHER            670977107       25     1894 SH       OTHER                  1894        0        0
NUVEEN SELECT TAX FREE INCOME  OTHER            67063C106      759    54463 SH       OTHER                 54463        0        0
NUVEEN SELECT TAX FREE INCOME  OTHER            67063X100      293    22000 SH       OTHER                 22000        0        0
NUVEEN SELECT TAX-FREE INCOME  OTHER            67062F100      341    23537 SH       OTHER                 23537        0        0
PUTNAM INVT GRADE MUN TR       OTHER            746805100       54     5200 SH       OTHER                  5200        0        0
PUTNAM MANAGED MUN INCOME TR   OTHER            746823103       87     9572 SH       OTHER                  9572        0        0
PUTNAM TAX FREE HEALTH CARE FD OTHER            746920107        9      700 SH       OTHER                   700        0        0
VAN KAMPEN MUN OPPORTUNITY     OTHER            920944105        6      510 SH       OTHER                   510        0        0
VAN KAMPEN MUNICIPAL INCME TR  OTHER            920909108       31     3700 SH       OTHER                  3700        0        0
VAN KAMPEN MUNICIPAL TRUST COM OTHER            920919107      105     8170 SH       OTHER                  8170        0        0
VAN KAMPEN TRUST INVESTMENT GR OTHER            920929106      224    16400 SH       OTHER                 16400        0        0
VAN KAMPEN VALUE MUN INCOME    OTHER            921132106        6      500 SH       OTHER                   500        0        0
BARCLAYS BK PLC SER E 8.000    OTHER            06738C836        7      300 SH       OTHER               N.A.     N.A.     N.A.
NEWS CORP LTD SPONSORED ADR RE OTHER            652487802      225     4800 SH       DEFINED             N.A.     N.A.     N.A.
LA GLORIA ROYALTY LTD PARTNERS OTHER            999999998      137        1 SH       OTHER                     1        0        0
OXFORD TAX EXEMPT FUND II UNIT OTHER            69181P100       25      950 SH       OTHER                   950        0        0
ACM GOVT SPECTRUM FD INC       OTHER            000917104       20     3333 SH       DEFINED                3333        0        0
BLACKROCK INVT QUALITY TERM TR OTHER            09247J102       31     3800 SH       OTHER                  3800        0        0
BLACKROCK STRATEGIC TERM TR IN OTHER            09247P108       18     2000 SH       DEFINED                2000        0        0
COLONIAL INSURED MUNI FUND     OTHER            195761101       28     2091 SH       OTHER                  2091        0        0
DEBT STRATEGIES @CORP FUND II  OTHER            242901106       15     2000 SH       OTHER                  2000        0        0
DUFF & PHELPS UTILITIES INC CO OTHER            264324104       19     1975 SH       DEFINED                1975        0        0
EMERGING MKTS TELECOMMUNICATIO OTHER            290887108        4      300 SH       DEFINED                   0        0      300
GABELLI EQUITY TR INC          OTHER            362397101       12     1000 SH       OTHER                  1000        0        0
GENERAL AMERICAN INVESTORS     OTHER            368802104        5      124 SH       OTHER                   124        0        0
H & Q HEALTHCARE FD SH BEN INT OTHER            404052102        4      100 SH       OTHER                   100        0        0
HANCOCK JOHN PATRIOT PREM DIVI OTHER            41013Q101       40     4800 SH       OTHER                  4800        0        0
INVESCO GLOBAL HEALTH SCIENCE  OTHER            46128N109       33     1637 SH       OTHER                  1637        0        0
MANAGED HIGH INCOME PORTFOLIO  OTHER            56166C105       28     3228 SH       OTHER                  3228        0        0
MORGAN STANLEY DEAN WITTER FD  OTHER            61744H105        8     1043 SH       OTHER                  1043        0        0
MUNIVEST FD II INC COM         OTHER            62629P105        6      475 SH       OTHER                   475        0        0
NUVEEN PREM MUNI INCOME FD II  OTHER            67063W102      245    17999 SH       OTHER                 17999        0        0
SALOMON BROS FD INC            OTHER            795477108       73     4088 SH       DEFINED                4088        0        0
SALOMON BROS FD INC            OTHER            795477108       58     3268 SH       OTHER                  3268        0        0
SPAIN FD INC                   OTHER            846330108       33     2670 SH       OTHER                  2670        0        0
TCW CONV SECS FD INC           OTHER            872340104       83     6892 SH       OTHER                  5792        0     1100
TEMPLETON DRAGON FD COM        OTHER            88018T101      113    13600 SH       OTHER                 13600        0        0
VAN KAMPEN MUN OPPORTUNITY     OTHER            920935103        5      333 SH       OTHER                   333        0        0
VAN KAMPEN SELECT SECTOR MUNI  OTHER            92112M103        0        1 SH       OTHER                     1        0        0
VAN KAMPEN TRUST INSURED MUNIC OTHER            920928108       14      930 SH       OTHER                   930        0        0
</TABLE>


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