UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/30/99
CHECK HERE IF AMENDMENT (X); AMENDMENT NUMBER: 1
THIS AMENDMENT (CHECK ONLY ONE.): (X) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: NORWEST BANK TEXAS, N.A.
ADDRESS: 1500 BROADWAY
P.O. BOX 1241
LUBBOCK, TX 79408
13F FILE NUMBER: 28-4962
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: CATHY WHEELER
TITLE: VICE PRESIDENT AND REGIONAL OPERATIONS MANAGER
PHONE: (210) 856-5143
SIGNATURE, PLACE, AND DATE OF SIGNING:
CATHY WHEELER SAN ANTONIO, TX 1/5/00
- ----------------------- ------------------------ ------------
REPORT TYPE (CHECK ONLY ONE.):
(X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 788
FORM 13F INFORMATION TABLE VALUE TOTAL: $9,814,233
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A T & T CORP COM COMMON STOCK 001957109 4517 103834 SH OTHER 96992 1180 5662
ABBOTT LABS COMMON STOCK 002824100 863 23520 SH OTHER 23520 0 0
ACM GOVT SECS FD INC COM COMMON STOCK 000914101 22 2949 SH OTHER 2949 0 0
ADAMS EXPRESS CO COMMON STOCK 006212104 51 1794 SH OTHER 1794 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 135 4600 SH OTHER 0 0 4600
ALBERTSONS INC 1 COM & 1 TAKEO COMMON STOCK 013104104 894 22604 SH OTHER 22037 0 567
ALCOA INC COMMON STOCK 013817101 1738 28000 SH OTHER 28000 0 0
ALLEGHENY ENERGY INC COM COMMON STOCK 017361106 13 400 SH OTHER 400 0 0
ALLEN TELECOM INC COM COMMON STOCK 018091108 2 200 SH OTHER 200 0 0
ALLIANT CORP COMMON STOCK 018802108 20 726 SH OTHER 726 0 0
ALLIEDSIGNAL INC COM 1 COM & 1 COMMON STOCK 019512102 1401 23379 SH OTHER 23379 0 0
ALLMERICA FINL CORP COM COMMON STOCK 019754100 100 2105 SH OTHER 2105 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 643 25785 SH OTHER 25485 300 0
ALLTEL CORP 1 COM & 1 TAKEOVER COMMON STOCK 020039103 131 1867 SH OTHER 1867 0 0
AMEREN CORP COM COMMON STOCK 023608102 30 798 SH OTHER 798 0 0
AMERICA ONLINE INC DEL COM COMMON STOCK 02364J104 426 4092 SH OTHER 3992 0 100
AMERICAN ELEC PWR INC COMMON STOCK 025537101 31 907 SH OTHER 907 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 817 6050 SH OTHER 6050 0 0
AMERICAN GEN CORP 1 COM & 1 COMMON STOCK 026351106 662 10462 SH OTHER 10462 0 0
AMERICAN HEALTH PPTYS INC 1 CO COMMON STOCK 026494104 20 1000 SH OTHER 1000 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 1697 40901 SH OTHER 39851 0 1050
AMERICAN INTL GROUP INC COMMON STOCK 026874107 3372 38781 SH OTHER 38454 0 327
AMERICAN NATL INS CO COM COMMON STOCK 028591105 114 1705 SH OTHER 1705 0 0
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 11 600 SH OTHER 600 0 0
AMERITECH CORP NEW 1 COM & 1 COMMON STOCK 030954101 824 12340 SH OTHER 12312 28 0
AMGEN INC COMMON STOCK 031162100 98 1200 SH OTHER 1200 0 0
ANADARKO PETE CORP 1 COM & 1 COMMON STOCK 032511107 5 172 SH OTHER 172 0 0
APEX MUN FD INC COM COMMON STOCK 037580107 13 1400 SH OTHER 1400 0 0
APPLE COMPUTER INC 1 COM & 1 COMMON STOCK 037833100 32 500 SH OTHER 500 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 11 942 SH OTHER 942 0 0
ARROW ELECTRS INC 1 CMN AND 1 COMMON STOCK 042735100 26 1486 SH OTHER 1486 0 0
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 30 840 SH OTHER 550 290 0
AT&T CORP - LIBERTY MEDIA-A COMMON STOCK 001957208 4 100 SH OTHER 100 0 0
ATLANTIC RICHFIELD COMMON STOCK 048825103 2122 23943 SH OTHER 23943 0 0
AUTOLIV INC COM COMMON STOCK 052800109 65 1728 SH OTHER 1728 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1321 29600 SH OTHER 29600 0 0
AVISTA CORP COMMON STOCK 05379B107 7 400 SH OTHER 400 0 0
BAKER HUGHES INC 1 COM & 1 COMMON STOCK 057224107 113 3890 SH OTHER 3890 0 0
BANK NEW YORK INC 1 COM & 1 COMMON STOCK 064057102 15 448 SH OTHER 448 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 473 8485 SH OTHER 8485 0 0
BANK ONE CORP COMMON STOCK 06423A103 277 7947 SH OTHER 7947 0 0
BANKBOSTON CORP COM COMMON STOCK 06605R106 260 6000 SH OTHER 6000 0 0
BEAR STEARNS COS INC COMMON STOCK 073902108 16 425 SH OTHER 425 0 0
BECTON DICKINSON & CO 1 COM & COMMON STOCK 075887109 83 2970 SH OTHER 2970 0 0
BELL ATLANTIC CORP 1 COM & 1 COMMON STOCK 077853109 1028 15273 SH OTHER 15273 0 0
BELLSOUTH CORP 1 COM & 1 TAKEO COMMON STOCK 079860102 1069 23754 SH OTHER 23708 46 0
BELO A H CORP CL A 1 COM & 1 COMMON STOCK 080555105 6 300 SH OTHER 300 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 110 2 SH OTHER 2 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670207 85 46 SH OTHER 46 0 0
BESTFOODS COM COMMON STOCK 08658U101 743 15310 SH OTHER 15010 0 300
BLACK & DECKER MFG CO 1 COM & COMMON STOCK 091797100 110 2400 SH OTHER 2400 0 0
BLACKROCK TARGET TERM TR INC C COMMON STOCK 092476100 17 1823 SH OTHER 1823 0 0
BLACKROCK 2001 TERM TR INC COM COMMON STOCK 092477108 26 2848 SH OTHER 2848 0 0
BLOCK H & R INC 1 COM & 1 TAKE COMMON STOCK 093671105 204 4700 SH OTHER 4700 0 0
BOEING CO 1 COM & 1 TAKEOVER R COMMON STOCK 097023105 720 16900 SH OTHER 16800 0 100
BP PRUDHOE BAY RTY TR UNIT BEN COMMON STOCK 055630107 11 1000 SH OTHER 1000 0 0
BRADLEY REAL ESTATE INC COM COMMON STOCK 104580105 37 2000 SH OTHER 2000 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 5805 85995 SH OTHER 77745 0 8250
BUCKEYE PARTNERS L P UNIT LTD COMMON STOCK 118230101 54 2000 SH OTHER 2000 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 307 11169 SH OTHER 6444 0 4725
BURLINGTON RES INC COM COMMON STOCK 122014103 17 475 SH OTHER 475 0 0
CALIFORNIA COASTAL CMNTYS INC COMMON STOCK 129915203 1 81 SH OTHER 81 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 141 3600 SH OTHER 3600 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 142 2600 SH OTHER 2600 0 0
CARNIVAL CORP CL A COMMON STOCK 143658102 5 125 SH OTHER 125 0 0
CAROLINA PWR & LT CO COMMON STOCK 144141108 28 800 SH OTHER 800 0 0
CATERPILLAR INC 1 COM & TAKEOV COMMON STOCK 149123101 145 2644 SH OTHER 2644 0 0
CAVALIER HOMES INC COM COMMON STOCK 149507105 255 50973 SH OTHER 47842 0 3131
CBS CORPORATION COM COMMON STOCK 12490K107 1152 24900 SH OTHER 24900 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 216 10244 SH OTHER 10244 0 0
CENTURYTEL INC COMMON STOCK 156700106 134 3300 SH OTHER 3300 0 0
CHAMPION INTL CORP 1 COM & 1 COMMON STOCK 158525105 7 138 SH OTHER 138 0 0
CHASE MANHATTAN CORP NEW COM COMMON STOCK 16161A108 427 5660 SH OTHER 5510 0 150
CHEVRON CORP 1 COM & 1 TAKEOVE COMMON STOCK 166751107 4707 53035 SH OTHER 50260 0 2775
CHUBB CORP COM COMMON STOCK 171232101 196 3940 SH OTHER 3490 0 450
CIGNA CORP 1 COM & 1 TAKEOVER COMMON STOCK 125509109 165 2125 SH OTHER 2125 0 0
CILCORP INC COMMON STOCK 171794100 11 166 SH OTHER 166 0 0
CINERGY CORP COM COMMON STOCK 172474108 20 700 SH OTHER 700 0 0
CISCO SYS INC COMMON STOCK 17275R102 898 13104 SH OTHER 13104 0 0
CITIGROUP INC COMMON STOCK 172967101 7019 159513 SH OTHER 159513 0 0
CITIZENS UTILS CO DEL SER B COMMON STOCK 177342201 779 68865 SH OTHER 68865 0 0
CK WITCO CORPORATION COMMON STOCK 12562C108 18 1200 SH OTHER 1200 0 0
CLOROX CO COMMON STOCK 189054109 54 1424 SH OTHER 1424 0 0
COCA COLA CO COMMON STOCK 191216100 5203 107838 SH OTHER 107838 0 0
COLGATE PALMOLIVE CO 1 COM & 1 COMMON STOCK 194162103 180 3942 SH OTHER 1942 0 2000
COLUMBIA / HCA HEALTHCARE CORP COMMON STOCK 197677107 31 1450 SH OTHER 1450 0 0
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 9 155 SH OTHER 155 0 0
COMPAQ COMPUTER CORP 1 COM & 1 COMMON STOCK 204493100 1586 69315 SH OTHER 69315 0 0
COMPASS BANCSHARES INC COM COMMON STOCK 20449H109 82 3262 SH OTHER 3262 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 12 200 SH OTHER 200 0 0
CONEXANT SYS INC COMMON STOCK 207142100 36 500 SH OTHER 500 0 0
CONSECO INC COMMON STOCK 208464107 19 1001 SH OTHER 1001 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 58 1400 SH OTHER 1400 0 0
CONSOLIDATED NAT GAS CO COMMON STOCK 209615103 100 1600 SH OTHER 1600 0 0
CONSOLIDATED STORES CORP 1 COM COMMON STOCK 210149100 31 1400 SH OTHER 1400 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 16 570 SH OTHER 570 0 0
COOPER TIRE & RUBR CO 1 COM & COMMON STOCK 216831107 14 800 SH OTHER 800 0 0
CORAM HEALTHCARE CORP COM COMMON STOCK 218103109 0 26 SH OTHER 26 0 0
CORN PRODS INTL INC COM COMMON STOCK 219023108 11 350 SH OTHER 350 0 0
CORPORATE EXPRESS INC COM COMMON STOCK 219888104 5 500 SH OTHER 500 0 0
COX COMMUNICATIONS INC CL A COMMON STOCK 224044107 13 300 SH OTHER 300 0 0
CSX CORP 1 COM & 1 TAKEOVER RT COMMON STOCK 126408103 132 3110 SH OTHER 3110 0 0
CYPRUS AMAX MINERALS CO COM COMMON STOCK 232809103 137 7000 SH OTHER 7000 0 0
DARDEN RESTAURANTS INC COM COMMON STOCK 237194105 52 2650 SH OTHER 2400 250 0
DATA DIMENSIONS INC COM PAR $0 COMMON STOCK 237654207 0 297 SH OTHER 297 0 0
DAYTON HUDSON CORP 1 COM & 1 COMMON STOCK 239753106 380 6331 SH OTHER 6331 0 0
DEBT STRATEGIES @CORP FUND II COMMON STOCK 242901106 15 2000 SH OTHER 2000 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 75 1796 SH OTHER 1796 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 481 29937 SH OTHER 29868 0 69
DISNEY WALT CO COM COMMON STOCK 254687106 1317 50654 SH OTHER 50654 0 0
DOMINION RES INC VA COMMON STOCK 257470104 3 60 SH OTHER 60 0 0
DOW CHEM CO COMMON STOCK 260543103 3003 26425 SH OTHER 26375 50 0
DPL INC 1 COM & 1 TAKEOVER RT COMMON STOCK 233293109 6 337 SH OTHER 337 0 0
DQE INC COMMON STOCK 23329J104 1 25 SH OTHER 25 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 5190 85782 SH OTHER 85507 0 275
DUKE ENERGY CORP COMMON STOCK 264399106 715 12976 SH OTHER 12976 0 0
DUN & BRADSTREET CORP COM COMMON STOCK 26483B106 476 15940 SH OTHER 15940 0 0
E M C CORP MASS COMMON STOCK 268648102 815 11413 SH OTHER 11413 0 0
EASTMAN CHEM CO COM COMMON STOCK 277432100 34 848 SH OTHER 848 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 452 5981 SH OTHER 5981 0 0
EATON CORP 1 COM & 1 TAKEOVER COMMON STOCK 278058102 233 2700 SH OTHER 2700 0 0
EDISON INTL COM COMMON STOCK 281020107 309 12725 SH OTHER 12725 0 0
EDWARDS A G INC 1 COM & 1 TAKE COMMON STOCK 281760108 53 2020 SH OTHER 1405 0 615
EEX CORP COMMON STOCK 26842V207 0 155 SH OTHER 155 0 0
EL PASO ENERGY CORP COMMON STOCK 283905107 31 769 SH OTHER 769 0 0
ELECTRONIC DATA SYS CORP NEW C COMMON STOCK 285661104 747 14111 SH OTHER 14111 0 0
ELI LILLY & CO 1 COM & 1 TAKEO COMMON STOCK 532457108 172 2683 SH OTHER 2683 0 0
EMERSON ELEC CO 1 COM & 1 TAKE COMMON STOCK 291011104 1949 30850 SH OTHER 27300 0 3550
ENERGY EAST CORP COM COMMON STOCK 29266M109 11 482 SH OTHER 482 0 0
ENRON CORP COM COMMON STOCK 293561106 4 98 SH OTHER 98 0 0
ENTERGY CORP NEW COM COMMON STOCK 29364G103 404 13950 SH OTHER 8950 0 5000
EXCO RES INC COMMON STOCK 269279204 33 4664 SH OTHER 4664 0 0
EXXON CORP COMMON STOCK 302290101 43782 576073 SH OTHER 571091 832 4150
FANNIE MAE COMMON STOCK 313586109 4482 71500 SH OTHER 71100 400 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 367 6039 SH OTHER 5665 0 374
FIRST DATA CORP COM COMMON STOCK 319963104 303 6900 SH OTHER 2900 0 4000
FIRST UN CORP COMMON STOCK 337358105 259 7275 SH OTHER 7275 0 0
FIRSTENERGY CORP COM COMMON STOCK 337932107 1 58 SH OTHER 58 0 0
FLORIDA PROGRESS CORP 1 COM & COMMON STOCK 341109106 9 200 SH OTHER 200 0 0
FLUOR CORP 1 COM & 1 TAKEOVER COMMON STOCK 343861100 18 450 SH OTHER 450 0 0
FORD MOTOR CO DEL COMMON STOCK 345370100 1015 20208 SH OTHER 19252 956 0
FORTUNE BRANDS INC COM COMMON STOCK 349631101 437 13564 SH OTHER 13564 0 0
FRANKLIN MULTI INCOME TRUST COMMON STOCK 354021107 14 1738 SH OTHER 1738 0 0
FREDDIE MAC COMMON STOCK 313400301 273 5243 SH OTHER 5243 0 0
FRIEDMAN BILLINGS RAMSEY GROUP COMMON STOCK 358433100 3 500 SH OTHER 500 0 0
GANNETT INC 1 COM & 1 TAKEOVER COMMON STOCK 364730101 939 13565 SH OTHER 13565 0 0
GAP INC COMMON STOCK 364760108 28 887 SH OTHER 887 0 0
GENERAL ELEC CO COMMON STOCK 369604103 14988 126413 SH OTHER 121438 0 4975
GENERAL MILLS INC 1 COM & 1 COMMON STOCK 370334104 1042 12850 SH OTHER 12600 250 0
GENERAL MTRS CORP COMMON STOCK 370442105 3012 47858 SH OTHER 47758 0 100
GENERAL MTRS CORP CL H NEW COMMON STOCK 370442832 193 3368 SH OTHER 3368 0 0
GILLETTE CO COM COMMON STOCK 375766102 915 26960 SH OTHER 18710 0 8250
GLOBAL CROSSING LTD COMMON STOCK G3921A100 326 12300 SH OTHER 12300 0 0
GLOBAL INDS LTD COM COMMON STOCK 379336100 4 500 SH OTHER 500 0 0
GOODYEAR TIRE & RUBR CO 1 COM COMMON STOCK 382550101 29 600 SH OTHER 600 0 0
GPU INC COM COMMON STOCK 36225X100 10 300 SH OTHER 300 0 0
GRAINGER W W INC 1 COM & 1 COMMON STOCK 384802104 77 1600 SH OTHER 1600 0 0
GREAT LAKES CHEM CORP 1 COM & COMMON STOCK 390568103 80 2100 SH OTHER 600 0 1500
GTE CORP 1 COM & 1 TAKEOVER RT COMMON STOCK 362320103 2111 27462 SH OTHER 27387 0 75
GUIDANT CORP COM COMMON STOCK 401698105 54 1000 SH OTHER 1000 0 0
HALLIBURTON CO 1 COM & 1 TAKEO COMMON STOCK 406216101 740 18060 SH OTHER 18060 0 0
HARLEY DAVIDSON INC 1 COM & 1 COMMON STOCK 412822108 165 3300 SH OTHER 3300 0 0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 135 3296 SH OTHER 3296 0 0
HEINZ H J CO COMMON STOCK 423074103 446 10373 SH OTHER 10373 0 0
HERCULES INC 1 COM & 1 TAKEOVE COMMON STOCK 427056106 49 1700 SH OTHER 1700 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 2741 30200 SH OTHER 29750 0 450
HOME DEPOT INC COMMON STOCK 437076102 3027 44108 SH OTHER 37758 0 6350
HONEYWELL INC 1 COM & 1 TAKEOV COMMON STOCK 438506107 1658 14897 SH OTHER 14897 0 0
HOUSEHOLD INTL INC COM COMMON STOCK 441815107 237 5900 SH OTHER 3500 2400 0
HRPT PPTY TR COM COMMON STOCK 40426W101 6 500 SH OTHER 500 0 0
HUSSMANN INTERNATIONAL, INC CO COMMON STOCK 448110106 32 1875 SH OTHER 1875 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 153 2050 SH OTHER 2050 0 0
IMATION CORP COM COMMON STOCK 45245A107 25 810 SH OTHER 620 0 190
IMS HEALTH INC COM COMMON STOCK 449934108 400 17530 SH OTHER 17530 0 0
INFORMIX CORP COMMON STOCK 456779107 4 500 SH OTHER 500 0 0
INTEL CORP COM COMMON STOCK 458140100 3681 49536 SH OTHER 49136 0 400
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 22627 186999 SH OTHER 178599 0 8400
INTERNATIONAL PAPER CO COMMON STOCK 460146103 10 212 SH OTHER 212 0 0
INTUIT COM COMMON STOCK 461202103 18 200 SH OTHER 200 0 0
ITT INDS INC COM COMMON STOCK 450911102 42 1308 SH OTHER 1308 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 5222 56834 SH OTHER 54084 0 2750
JOHNSON CTLS INC 1 COM & 1 COMMON STOCK 478366107 53 800 SH OTHER 800 0 0
K MART CORP 1 COM & 1 TAKEOVER COMMON STOCK 482584109 32 2750 SH OTHER 2750 0 0
KANSAS CITY PWR & LT CO COMMON STOCK 485134100 73 3000 SH OTHER 3000 0 0
KEMPER MULTI-MARKET INCOME TR COMMON STOCK 48842B106 86 10000 SH OTHER 10000 0 0
KERR MCGEE CORP 1 COM & 1 TAKE COMMON STOCK 492386107 223 4059 SH OTHER 4059 0 0
KEYCORP NEW COM COMMON STOCK 493267108 118 4575 SH OTHER 4575 0 0
KIMBERLY CLARK CORP 1 COM & 1 COMMON STOCK 494368103 668 12660 SH OTHER 12160 0 500
KROGER CO COMMON STOCK 501044101 52 2350 SH OTHER 2350 0 0
LEGATO SYS INC COM COMMON STOCK 524651106 17 400 SH OTHER 400 0 0
LEHMAN BROTHERS HLDGS INC COM COMMON STOCK 524908100 23 400 SH OTHER 400 0 0
LG&E ENERGY CORP COMMON STOCK 501917108 12 556 SH OTHER 556 0 0
LIFEPOINT HOSPS INC COMMON STOCK 53219L109 0 23 SH OTHER 23 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 22 666 SH OTHER 666 0 0
LONE STAR INDS INC COM COMMON STOCK 542290408 39 778 SH OTHER 778 0 0
LUCENT TECHNOLOGIES INC COM COMMON STOCK 549463107 7761 119629 SH OTHER 113009 1664 4956
M & F WORLDWIDE CORP COM COMMON STOCK 552541104 1 126 SH OTHER 126 0 0
MALLINCKRODT INC NEW COM COMMON STOCK 561232109 326 10800 SH OTHER 10800 0 0
MANAGED HIGH INCOME PORTFOLIO COMMON STOCK 56166C105 29 3228 SH OTHER 3228 0 0
MAY DEPT STORES CO 1 COM & 1 COMMON STOCK 577778103 487 13375 SH OTHER 10000 0 3375
MBNA CORP COMMON STOCK 55262L100 58 2530 SH OTHER 2530 0 0
MCDONALDS CORP 1 COM & 1 TAKEO COMMON STOCK 580135101 1662 38419 SH OTHER 38419 0 0
MCGRAW-HILL COMPANIES INC COMMON STOCK 580645109 669 13830 SH OTHER 13830 0 0
MCI WORLDCOM INC COM COMMON STOCK 55268B106 534 7430 SH OTHER 7430 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 65 2235 SH OTHER 2235 0 0
MDU RES GROUP INC 1 COM & 1 COMMON STOCK 552690109 101 4500 SH OTHER 4500 0 0
MEDIAONE GROUP INC COM COMMON STOCK 58440J104 113 1652 SH OTHER 1272 380 0
MEDTRONIC INC 1 COM & 1 TAKEOV COMMON STOCK 585055106 524 14734 SH OTHER 14734 0 0
MELLON BK CORP 1 COM & 1 TAKEO COMMON STOCK 585509102 79 2360 SH OTHER 2360 0 0
MERCK & CO INC COMMON STOCK 589331107 3110 47983 SH OTHER 47633 0 350
MERITOR AUTOMOTIVE INC COM COMMON STOCK 59000G100 7 334 SH OTHER 334 0 0
MERRILL LYNCH & CO INC 1 COM & COMMON STOCK 590188108 263 3902 SH OTHER 3902 0 0
MFS CHARTER INCOME TR SH BEN I COMMON STOCK 552727109 8 1000 SH OTHER 1000 0 0
MFS GOVT MKTS INCOME TR SH BEN COMMON STOCK 552939100 114 18660 SH OTHER 18660 0 0
MFS INTER INCOME TR SH BEN INT COMMON STOCK 55273C107 10 1593 SH OTHER 1593 0 0
MFS MULTIMARKET INCOME TR SH B COMMON STOCK 552737108 6 1000 SH OTHER 1000 0 0
MFS SPL VALUE TR SH BEN INT COMMON STOCK 55274E102 16 1000 SH OTHER 1000 0 0
MGIC INVT CORP WI COMMON STOCK 552848103 48 1000 SH OTHER 1000 0 0
MICROSOFT CORP COMMON STOCK 594918104 2448 27036 SH OTHER 27036 0 0
MIDAS GROUP INC COM COMMON STOCK 595626102 14 687 SH OTHER 687 0 0
MINNESOTA MNG & MFG CO COMMON STOCK 604059105 2573 26783 SH OTHER 24483 0 2300
MINNESOTA PWR INC COMMON STOCK 604110106 5 300 SH OTHER 300 0 0
MOBIL CORP COM COMMON STOCK 607059102 5161 51228 SH OTHER 47628 0 3600
MONSANTO CO 1 COM & 1 TAKEOVER COMMON STOCK 611662107 501 14050 SH OTHER 14050 0 0
MONY GROUP INC COMMON STOCK 615337102 26 894 SH OTHER 894 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 2179 19075 SH OTHER 19075 0 0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 178 1992 SH OTHER 1992 0 0
MOTOROLA INC 1 COM & 1 TAKEOVE COMMON STOCK 620076109 1327 15075 SH OTHER 13275 0 1800
NABISCO GROUP HLDG CORP COMMON STOCK 62952P102 1 36 SH OTHER 36 0 0
NCR CORPORATION COM COMMON STOCK 62886E108 0 6 SH OTHER 6 0 0
NEOMAGIC CORP COM COMMON STOCK 640497103 1 100 SH OTHER 100 0 0
NEW CENTY ENERGIES INC COM COMMON STOCK 64352U103 208 6206 SH OTHER 6206 0 0
NEWELL RUBBERMAID INC COMMON STOCK 651229106 378 13250 SH OTHER 13250 0 0
NIELSEN MEDIA RESEARCH COMMON STOCK 653929307 2 66 SH OTHER 66 0 0
NL INDS INC COM NEW COMMON STOCK 629156407 75 5940 SH OTHER 5940 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108 101 4125 SH OTHER 4125 0 0
NORTHERN STS PWR CO MN COMMON STOCK 665772109 17 800 SH OTHER 800 0 0
NUVEEN INSD MUN OPPORTUNITY FD COMMON STOCK 670984103 14 1000 SH OTHER 0 1000 0
NUVEEN MUN ADVANTAGE FD INC COMMON STOCK 67062H106 113 7800 SH OTHER 7800 0 0
NUVEEN MUN INCOME FD INC COMMON STOCK 67062J102 77 6882 SH OTHER 6882 0 0
NUVEEN MUN MKT OPPORTUNITY FD COMMON STOCK 67062W103 71 4875 SH OTHER 4875 0 0
NUVEEN MUN VALUE FD INC COMMON STOCK 670928100 151 17865 SH OTHER 16365 1500 0
NUVEEN PERFORMANCE PLUS MUN FD COMMON STOCK 67062P108 49 3800 SH OTHER 3800 0 0
NUVEEN PREM INCOME MUN FD 4 IN COMMON STOCK 6706K4105 63 5073 SH OTHER 5073 0 0
NUVEEN QUALITY INCOME MUN FD I COMMON STOCK 670977107 7 500 SH OTHER 500 0 0
NUVEEN SELECT TAX FREE INCOME COMMON STOCK 67063C106 49 3471 SH OTHER 3471 0 0
NUVEEN SELECT TAX-FREE INCOME COMMON STOCK 67062F100 49 3393 SH OTHER 3393 0 0
NUVEEN TX QUALITY INCOME MUN F COMMON STOCK 670983105 170 12029 SH OTHER 12029 0 0
OCTEL CORP - W/I COM COMMON STOCK 675727101 6 525 SH OTHER 525 0 0
OFFICEMAX INC COM COMMON STOCK 67622M108 3 500 SH OTHER 500 0 0
OGE ENERGY CORP COM COMMON STOCK 670837103 80 3584 SH OTHER 3584 0 0
PACIFICORP COMMON STOCK 695114108 97 4815 SH OTHER 4815 0 0
PANHANDLE RTY CO COMMON STOCK 698477106 14 1800 SH OTHER 1800 0 0
PATTERSON ENERGY INC COMMON STOCK 703414102 182 12000 SH OTHER 12000 0 0
PENNEY J C INC 1 COM & 1 TAKEO COMMON STOCK 708160106 148 4300 SH OTHER 4300 0 0
PEPSICO INC COMMON STOCK 713448108 1574 51610 SH OTHER 51410 100 100
PFIZER INC 1 COM & 1 TAKEOVER COMMON STOCK 717081103 1430 39867 SH OTHER 39342 0 525
PG&E CORP COM COMMON STOCK 69331C108 91 3530 SH OTHER 3530 0 0
PHARMACIA & UPJOHN INC COM COMMON STOCK 716941109 415 8366 SH OTHER 8366 0 0
PHELPS DODGE CORP 1 COM & 1 COMMON STOCK 717265102 220 4000 SH OTHER 4000 0 0
PHILIP MORRIS COS COM COMMON STOCK 718154107 586 17130 SH OTHER 17130 0 0
PHILLIPS PETE CO 1 COM & 1 COMMON STOCK 718507106 1567 32138 SH OTHER 32138 0 0
PITNEY BOWES INC 1 COM & 1 COMMON STOCK 724479100 420 6900 SH OTHER 6900 0 0
POST PPTYS INC COM COMMON STOCK 737464107 5 123 SH OTHER 123 0 0
POTOMAC ELEC PWR CO COMMON STOCK 737679100 10 400 SH OTHER 400 0 0
PPG INDS INC 1 COM & 1 TAKEOVE COMMON STOCK 693506107 19 320 SH OTHER 320 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 1433 31155 SH OTHER 31155 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 8329 88845 SH OTHER 88445 0 400
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 82 2125 SH OTHER 2125 0 0
PUGET SOUND ENERGY INC COMMON STOCK 745332106 11 500 SH OTHER 500 0 0
PUTNAM MASTER INTER INCOME TR COMMON STOCK 746909100 108 16780 SH OTHER 16780 0 0
PUTNAM PREMIER INCOME TR SH BE COMMON STOCK 746853100 83 12000 SH OTHER 12000 0 0
QUAKER OATS CO 1 COM & 1 TAKEO COMMON STOCK 747402105 516 8345 SH OTHER 8020 0 325
R H DONNELLEY CORP COMMON STOCK 74955W307 8 440 SH OTHER 440 0 0
R J REYNOLDS TOBACCO HOLD-W/I COMMON STOCK 76182K105 0 12 SH OTHER 12 0 0
RAYTHEON CO CL A COMMON STOCK 755111309 211 4348 SH OTHER 4348 0 0
RAYTHEON CO CL B COMMON STOCK 755111408 470 9464 SH OTHER 9464 0 0
RELIANT ENERGY INC COMMON STOCK 75952J108 1419 52436 SH OTHER 52436 0 0
RESPONSE ONCOLOGY INC FORMERLY COMMON STOCK 761232305 0 165 SH OTHER 165 0 0
REYNOLDS METALS CO 1 COM & 1 COMMON STOCK 761763101 22 364 SH OTHER 364 0 0
ROCKWELL INTERNATIONAL CORP NE COMMON STOCK 773903109 53 1000 SH OTHER 1000 0 0
ROHM & HAAS CO COMMON STOCK 775371107 390 10804 SH OTHER 10593 0 211
SABINE RTY TR UNIT BEN INT COMMON STOCK 785688102 594 40797 SH OTHER 40797 0 0
SAFEWAY INC COM NEW COMMON STOCK 786514208 165 4344 SH OTHER 4344 0 0
SALOMON BROS FD INC COMMON STOCK 795477108 0 25 SH OTHER 25 0 0
SANTA FE SNYDER CORP COMMON STOCK 80218K105 4 441 SH OTHER 441 0 0
SARA LEE CORP 1 COM & 1 TAKEOV COMMON STOCK 803111103 706 30200 SH OTHER 30200 0 0
SBC COMMUNICATIONS INC COM COMMON STOCK 78387G103 8325 163038 SH OTHER 160092 2946 0
SCANSOFT INC COMMON STOCK 80603P107 1 419 SH OTHER 419 0 0
SCHERING PLOUGH CORP 1 COM & 1 COMMON STOCK 806605101 5358 122820 SH OTHER 108470 0 14350
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 11 325 SH OTHER 325 0 0
SEALED AIR CORP COM COMMON STOCK 81211K100 73 1431 SH OTHER 1431 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 180 5733 SH OTHER 5733 0 0
SEMPRA ENERGY COM COMMON STOCK 816851109 2 100 SH OTHER 100 0 0
SERVICE CORP INTL 1 COM & 1 COMMON STOCK 817565104 15 1400 SH OTHER 1400 0 0
SHERWIN WILLIAMS CO 1 COM & 1 COMMON STOCK 824348106 499 23834 SH OTHER 23834 0 0
SOLUTIA INC COM COMMON STOCK 834376105 45 2500 SH OTHER 2500 0 0
SONAT INC 1 COM & 1 TAKEOVER R COMMON STOCK 835415100 32 800 SH OTHER 800 0 0
SONOCO PRODS CO COMMON STOCK 835495102 10 440 SH OTHER 440 0 0
SOTHEBYS HLDGS INC CL A COMMON STOCK 835898107 5 200 SH OTHER 200 0 0
SOUTHERN CO COMMON STOCK 842587107 969 37631 SH OTHER 28631 0 9000
SOUTHWEST AIRLS CO 1 COM & 1 COMMON STOCK 844741108 51 3375 SH OTHER 3375 0 0
SPRINT CORP (PCS GROUP) COMMON STOCK 852061506 46 612 SH OTHER 612 0 0
SPRINT CORP COM COMMON STOCK 852061100 100 1848 SH OTHER 1848 0 0
ST PAUL COS INC 1 COM & 1 TAKE COMMON STOCK 792860108 69 2500 SH OTHER 2500 0 0
STARWOOD HOTELS & RESORTS COMMON STOCK 85590A203 42 1902 SH OTHER 1902 0 0
STATE STREET CORP COM COMMON STOCK 857477103 1405 21740 SH OTHER 21040 0 700
STERLING COMM INC COM COMMON STOCK 859205106 15 796 SH OTHER 796 0 0
STERLING SOFTWARE INC COMMON STOCK 859547101 20 1000 SH OTHER 1000 0 0
STEWART INFORMATION SVCS CORP COMMON STOCK 860372101 66 3600 SH OTHER 3600 0 0
SUN MICROSYSTEMS INC COM COMMON STOCK 866810104 214 2300 SH OTHER 2300 0 0
SUNOCO INC COMMON STOCK 86764P109 280 10220 SH OTHER 10220 0 0
SUPERVALU INC COM COMMON STOCK 868536103 62 2800 SH OTHER 2800 0 0
SYNTROLEUM CORP COMMON STOCK 871630109 1 198 SH OTHER 198 0 0
TANDY CORP 1 COM & 1 TAKEOVER COMMON STOCK 875382103 41 800 SH OTHER 800 0 0
TECO ENERGY INC 1 COM & 1 TAKE COMMON STOCK 872375100 59 2800 SH OTHER 2800 0 0
TENNECO INC NEW COM COMMON STOCK 88037E101 39 2300 SH OTHER 2100 0 200
TEXACO INC 1 COM & 1 TAKEOVER COMMON STOCK 881694103 3195 50618 SH OTHER 50618 0 0
TEXAS INSTRS INC 1 COM & 1 COMMON STOCK 882508104 11684 142056 SH OTHER 128456 0 13600
TEXAS UTILITIES CO. COMMON STOCK 882848104 1889 50633 SH OTHER 45633 0 5000
THERMO ELECTRON CORP 1 COMMON COMMON STOCK 883556102 11 825 SH OTHER 825 0 0
TIDEL TECHNOLOGIES INC COMMON STOCK 886368109 20 10000 SH OTHER 10000 0 0
TIME WARNER INC COMMON STOCK 887315109 389 6400 SH OTHER 6400 0 0
TREMONT CORP DEL COM PAR $1.00 COMMON STOCK 894745207 13 540 SH OTHER 540 0 0
TRIAD HOSPITALS INC COMMON STOCK 89579K109 0 23 SH OTHER 23 0 0
TRICON GLOBAL RESTAURANTS, INC COMMON STOCK 895953107 386 9434 SH OTHER 9424 10 0
TYCO INTL LTD NEW COM COMMON STOCK 902124106 170 1645 SH OTHER 1645 0 0
U S HOME CORP NEW COM COMMON STOCK 911920106 11 407 SH OTHER 168 0 239
ULTRAMAR DIAMOND SHAMROCK CORP COMMON STOCK 904000106 39 1540 SH OTHER 1540 0 0
UMB FINL CORP COM COMMON STOCK 902788108 805 19282 SH OTHER 19282 0 0
UNION CARBIDE CORP 1 COM & 1 COMMON STOCK 905581104 1231 21668 SH OTHER 21668 0 0
UNION PAC CORP COMMON STOCK 907818108 634 13200 SH OTHER 13200 0 0
UNION PAC RES GROUP INC COM COMMON STOCK 907834105 176 10840 SH OTHER 10840 0 0
UNISYS CORP COMMON STOCK 909214108 14 300 SH OTHER 300 0 0
UNITED HEALTHCARE CORP COMMON STOCK 910581107 195 4000 SH OTHER 4000 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 3043 51300 SH OTHER 51200 0 100
UNOCAL CORP 1 COM & 1 TAKEOVER COMMON STOCK 915289102 178 4800 SH OTHER 4800 0 0
US BANCORP DEL COM COMMON STOCK 902973106 666 22050 SH OTHER 22050 0 0
US WEST INC COM COMMON STOCK 91273H101 195 3409 SH OTHER 3214 195 0
USEC INC. COMMON STOCK 90333E108 6 612 SH OTHER 612 0 0
USX-MARATHON GROUP COM NEW COMMON STOCK 902905827 129 4400 SH OTHER 4400 0 0
V F CORP 1 COM & 1 TAKEOVER RI COMMON STOCK 918204108 124 4000 SH OTHER 4000 0 0
VAN KAMPEN AMERN CAP SR INCOME COMMON STOCK 920961109 29 3136 SH OTHER 3136 0 0
VAN KAMPEN INCOME TR SH COMMON STOCK 920957107 89 14000 SH OTHER 14000 0 0
VAN KAMPEN TRUST INVESTMENT GR COMMON STOCK 920929106 238 16400 SH OTHER 16400 0 0
VENATOR GROUP INC COM COMMON STOCK 922944103 175 20400 SH OTHER 20400 0 0
VLASIC FOODS INTL INC COM COMMON STOCK 928559103 2 360 SH OTHER 360 0 0
W. R. GRACE & CO COM COMMON STOCK 38388F108 44 2670 SH OTHER 2670 0 0
WAL MART STORES INC COMMON STOCK 931142103 3688 77540 SH OTHER 68138 202 9200
WALGREEN CO 1 COM & 1 TAKEOVER COMMON STOCK 931422109 1706 67246 SH OTHER 65946 0 1300
WARNER LAMBERT CO 1 COM & 1 COMMON STOCK 934488107 1145 17246 SH OTHER 17246 0 0
WASHINGTON REAL ESTATE INVT TR COMMON STOCK 939653101 43 2703 SH OTHER 2703 0 0
WASTE MANAGEMENT NZ LTD - NEW COMMON STOCK 94106L109 239 12424 SH OTHER 12424 0 0
WELLS FARGO CO COMMON STOCK 949746101 2175 54888 SH OTHER 54888 0 0
WESTERN RES INC COM COMMON STOCK 959425109 51 2383 SH OTHER 2383 0 0
WEYERHAEUSER CO 1 COM & 1 TAKE COMMON STOCK 962166104 23 400 SH OTHER 400 0 0
WHIRLPOOL CORP 1 COM & 1 TAKEO COMMON STOCK 963320106 46 700 SH OTHER 700 0 0
WHITMAN CORP COMMON STOCK 96647R107 53 3750 SH OTHER 3750 0 0
WISCONSIN ENERGY CORP COM COMMON STOCK 976657106 12 528 SH OTHER 528 0 0
WPS RES CORP COM COMMON STOCK 92931B106 11 400 SH OTHER 400 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 88 1286 SH OTHER 1286 0 0
XEROX CORP 1 COM & 1 TAKEOVER COMMON STOCK 984121103 2975 70947 SH OTHER 52647 0 18300
YORK INTL CORP COMMON STOCK 986670107 4 100 SH OTHER 100 0 0
LONE STAR INDUSTRIES-WTS 12 COMMON STOCK 542290119 160 1985 SH OTHER N.A. N.A. N.A.
AEGON N V ORD AMER REG COMMON STOCK 007924103 883 10204 SH OTHER 10204 0 0
ASTRAZENECA PLC COMMON STOCK 046353108 1 25 SH OTHER 25 0 0
BARCLAYS BK PLC SER E 8.000 COMMON STOCK 06738C836 7 300 SH OTHER 300 0 0
BP AMOCO P L C COMMON STOCK 055622104 6306 56903 SH OTHER 56903 0 0
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 9 124 SH OTHER 124 0 0
EDPERBRASCAN CORP COM COMMON STOCK 280905803 0 25 SH OTHER 25 0 0
FRESENIUS MED CARE COMMON STOCK 358029106 62 2800 SH OTHER 2800 0 0
GALLAHER GROUP PLC SPONSORED A COMMON STOCK 363595109 293 10764 SH OTHER 10764 0 0
GLAXO WELLCOME PLC SPONSORED A COMMON STOCK 37733W105 33 633 SH OTHER 633 0 0
IMPERIAL TOBACCO GROUP PLC SPO COMMON STOCK 453142101 1 25 SH OTHER 25 0 0
INCO LTD COM COMMON STOCK 453258402 64 3000 SH OTHER 3000 0 0
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 184 2050 SH OTHER 2050 0 0
ROYAL BK CDA MONTREAL QUEBEC COMMON STOCK 780087102 6 150 SH OTHER 150 0 0
ROYAL DUTCH PETE CO NY REGISTR COMMON STOCK 780257804 1033 17482 SH OTHER 17482 0 0
SCHLUMBERGER LTD ADR COMMON STOCK 806857108 4424 71004 SH OTHER 70504 100 400
SHELL TRANS & TRADING PLC NEW COMMON STOCK 822703609 2 50 SH OTHER 50 0 0
SMITHKLINE BEECHAM PLC ADR ORD COMMON STOCK 832378301 188 3256 SH OTHER 3256 0 0
TRANS-GLOBAL INTERACTIVE LTD COMMON STOCK 892909508 0 12 SH OTHER 12 0 0
UNILEVER PLC COMMON STOCK 904767704 2 44 SH OTHER 44 0 0
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 486 2044 SH OTHER 2044 0 0
WESTCOAST ENERGY INC COM COMMON STOCK 95751D102 47 2500 SH OTHER 1000 0 1500
MORGAN STANLEY FIN PLC PREFERRED STOCK 616906707 5 200 SH OTHER N.A. N.A. N.A.
ATLANTIC RICHFIELD CO PFD CONV PREFERRED STOCK 048825400 244 573 SH OTHER N.A. N.A. N.A.
SEALED AIR CORP CVT UNTIL 04/0 PREFERRED STOCK 81211K209 64 1268 SH OTHER N.A. N.A. N.A.
NUVEEN PREMIUM INC MUN FD OTHER 67062T100 13 1021 SH OTHER 1021 0 0
EQUITY INCOME FD UNIT 1ST EXCH OTHER 294700703 183 930 SH OTHER 930 0 0
LA GLORIA ROYALTY LTD PARTNERS OTHER 999999998 332 1 SH OTHER 1 0 0
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ALBERTSONS INC COM COMMON 013104104 12 300 SH SOLE 300
AMGEN INC COM COMMON 031162100 33 400 SH SOLE 400
CISCO SYS INC COM COMMON 17275R102 41 600 SH SOLE 600
CITIGROUP INC COM COMMON 172967101 66 1500 SH SOLE 1500
COCA COLA CO COM COMMON 191216100 10 200 SH SOLE 200
COLGATE PALMOLIVE CO COM COMMON 194162103 18 400 SH SOLE 400
DISNEY WALT CO COM COMMON 254687106 13 500 SH SOLE 500
ELECTRONIC DATA SYS NEW COM COMMON 285661104 26 500 SH SOLE 500
ENRON CORP COM COMMON 293561106 33 800 SH SOLE 800
FEDERAL NATL MTG ASSN COM COMMON 313586109 19 300 SH SOLE 300
GALILEO INTERNATIONAL INC COM COMMON 363547100 8 200 SH SOLE 200
GILLETTE CO COM COMMON 375766102 14 400 SH SOLE 400
HALLIBURTON CO COM COMMON 406216101 16 400 SH SOLE 400
HOME DEPOT INC COM COMMON 437076102 34 500 SH SOLE 500
INTEL CORP COM COMMON 458140100 30 400 SH SOLE 400
INTERNATIONAL BUSINESS MACHS COM COMMON 459200101 48 400 SH SOLE 400
MEDTRONIC INC COM COMMON 585055106 21 600 SH SOLE 600
MERCK & CO INC COM COMMON 589331107 26 400 SH SOLE 400
ORACLE CORP COM COMMON 68389X105 20 450 SH SOLE 450
PEPSI BOTTLING GROUP INC COM COMMON 713409100 34 2000 SH SOLE 2000
PFIZER INC COM COMMON 717081103 32 900 SH SOLE 900
RHYTHMS NETCONNECTIONS INC COM COMMON 762430205 7 200 SH SOLE 200
TIME WARNER INC COM COMMON 887315109 49 800 SH SOLE 800
WAL MART STORES INC COM COMMON 931142103 24 500 SH SOLE 500
HELEN OF TROY CORP LTD COM COMMON G4388N106 29 3000 SH SOLE 3000
</TABLE>
<PAGE>
NORWEST BANK TEXAS, N.A.
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TOMMY HILFIGER CORP COMMON STOCK G8915Z102 1376 48820 SH SOLE 48820 0 0
TOMMY HILFIGER CORP COMMON STOCK G8915Z102 148 5250 SH OTHER 5250 0 0
TRANSOCEAN OFFSHORE INC COMMON STOCK G90076103 274 8956 SH SOLE 8956 0 0
TRANSOCEAN OFFSHORE INC COMMON STOCK G90076103 2 71 SH OTHER 71 0 0
ROYAL CARIBBEAN CRUISES LTD COMMON STOCK V7780T103 1589 35310 SH SOLE 35310 0 0
ROYAL CARIBBEAN CRUISES LTD COMMON STOCK V7780T103 5 120 SH OTHER 120 0 0
AT&T CORP COMMON STOCK 001957109 5129 117907 SH SOLE 116380 0 1527
AT&T CORP COMMON STOCK 001957109 978 22492 SH OTHER 22492 0 0
ABBOTT LABS COMMON STOCK 002824100 4822 131447 SH SOLE 128047 0 3400
ABBOTT LABS COMMON STOCK 002824100 934 25464 SH OTHER 25464 0 0
ALCOA INC COMMON STOCK 013817101 484 7800 SH SOLE 7800 0 0
ALLIEDSIGNAL INC COMMON STOCK 019512102 829 13833 SH SOLE 13833 0 0
ALLIEDSIGNAL INC COMMON STOCK 019512102 58 966 SH OTHER 966 0 0
ALLSTATE CORP COMMON STOCK 020002101 475 19058 SH SOLE 18658 0 400
ALLSTATE CORP COMMON STOCK 020002101 166 6637 SH OTHER 6637 0 0
AMERADA HESS CORP COMMON STOCK 023551104 1091 17809 SH SOLE 17809 0 0
AMERCO INC COMMON STOCK 023586100 286 10000 SH SOLE 10000 0 0
AMERICA ONLINE INC COMMON STOCK 02364J104 1056 10147 SH SOLE 10147 0 0
AMERICA ONLINE INC COMMON STOCK 02364J104 333 3202 SH OTHER 3202 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 2074 15365 SH SOLE 15365 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 216 1600 SH OTHER 1600 0 0
AMERICAN GENERAL CORP COMMON STOCK 026351106 453 7169 SH SOLE 7169 0 0
AMERICAN GENERAL CORP COMMON STOCK 026351106 16 259 SH OTHER 259 0 0
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 3486 83997 SH SOLE 83597 0 400
AMERICAN HOME PRODUCTS CORP COMMON STOCK 026609107 838 20184 SH OTHER 20184 0 0
AMERICAN INTL GROUP INC COMMON STOCK 026874107 4258 48983 SH SOLE 47265 0 1718
AMERICAN INTL GROUP INC COMMON STOCK 026874107 711 8183 SH OTHER 8183 0 0
AMERICAN NATIONAL INSURANCE COMMON STOCK 028591105 305 4550 SH SOLE 4550 0 0
AMERITECH CORPORATION COMMON STOCK 030954101 4063 60869 SH SOLE 59569 0 1300
AMERITECH CORPORATION COMMON STOCK 030954101 827 12392 SH OTHER 12392 0 0
AMGEN INC COMMON STOCK 031162100 2356 28909 SH SOLE 28909 0 0
AMGEN INC COMMON STOCK 031162100 24 300 SH OTHER 300 0 0
AMSOUTH BANCORPORATION COMMON STOCK 032165102 930 39672 SH SOLE 39672 0 0
AMSOUTH BANCORPORATION COMMON STOCK 032165102 2 70 SH OTHER 70 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 2474 35318 SH SOLE 35318 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 2091 33022 SH SOLE 33022 0 0
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 277 7688 SH SOLE 7060 0 628
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 23 628 SH OTHER 628 0 0
ATLANTIC RICHFIELD COMPANY COMMON STOCK 048825103 709 8000 SH SOLE 8000 0 0
ATLANTIC RICHFIELD COMPANY COMMON STOCK 048825103 56 636 SH OTHER 636 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 5877 131687 SH SOLE 130887 0 800
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1424 31905 SH OTHER 31905 0 0
BRE PPTYS INC CLASS A COMMON STOCK 05564E106 384 16048 SH SOLE 16048 0 0
BMC SOFTWARE INC COMMON STOCK 055921100 3323 46435 SH SOLE 46435 0 0
BMC SOFTWARE INC COMMON STOCK 055921100 331 4620 SH OTHER 4620 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 317 5689 SH SOLE 5489 0 200
BANK OF AMERICA CORP COMMON STOCK 060505104 874 15692 SH OTHER 15692 0 0
BANK OF NEW YORK INC COMMON STOCK 064057102 535 16000 SH SOLE 16000 0 0
BANK OF NEW YORK INC COMMON STOCK 064057102 131 3920 SH OTHER 3920 0 0
BANK ONE CORP COMMON STOCK 06423A103 1214 34873 SH SOLE 31495 0 3378
BANK ONE CORP COMMON STOCK 06423A103 258 7405 SH OTHER 7405 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 229 3802 SH SOLE 3802 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 6 100 SH OTHER 100 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 2364 35114 SH SOLE 34214 0 900
BELL ATLANTIC CORP COMMON STOCK 077853109 425 6312 SH OTHER 6312 0 0
BELLSOUTH CORP COMMON STOCK 079860102 3739 83082 SH SOLE 83082 0 0
BELLSOUTH CORP COMMON STOCK 079860102 706 15696 SH OTHER 15696 0 0
BERKSHIRE HATHAWAY INC DEL CL B COMMON STOCK 084670207 174 94 SH SOLE 94 0 0
BERKSHIRE HATHAWAY INC DEL CL B COMMON STOCK 084670207 78 42 SH OTHER 42 0 0
BESTFOODS COMMON STOCK 08658U101 2784 57322 SH SOLE 57322 0 0
BESTFOODS COMMON STOCK 08658U101 625 12870 SH OTHER 12870 0 0
BOEING CO COMMON STOCK 097023105 669 15684 SH SOLE 15684 0 0
BOEING CO COMMON STOCK 097023105 79 1845 SH OTHER 1845 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 198 8000 SH SOLE 8000 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 8 322 SH OTHER 322 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 6279 93021 SH SOLE 92221 0 800
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 2212 32765 SH OTHER 32765 0 0
CIGNA CORP COMMON STOCK 125509109 937 12050 SH SOLE 12050 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 298 7610 SH SOLE 7610 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 172 4400 SH OTHER 4400 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 303 5563 SH SOLE 5563 0 0
CARNIVAL CORP COM COMMON STOCK 143658102 1301 29900 SH SOLE 29500 0 400
CARNIVAL CORP COM COMMON STOCK 143658102 365 8400 SH OTHER 8400 0 0
CASCADE CORP COMMON STOCK 147195101 210 20000 SH SOLE 20000 0 0
CATERPILLAR INC COMMON STOCK 149123101 1343 24500 SH SOLE 23900 0 600
CATERPILLAR INC COMMON STOCK 149123101 403 7350 SH OTHER 7350 0 0
CENTURYTEL INC COMMON STOCK 156700106 1012 24919 SH SOLE 24919 0 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 1797 23842 SH SOLE 23842 0 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 96 1267 SH OTHER 1267 0 0
CHEVRON CORPORATION COMMON STOCK 166751107 1541 17366 SH SOLE 17066 0 300
CHEVRON CORPORATION COMMON STOCK 166751107 195 2200 SH OTHER 2200 0 0
CHIRON CORP COMMON STOCK 170040109 852 30760 SH SOLE 30760 0 0
CHUBB CORP COMMON STOCK 171232101 1579 31826 SH SOLE 31826 0 0
CHUBB CORP COMMON STOCK 171232101 195 3925 SH OTHER 3925 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 2809 40973 SH SOLE 37973 0 3000
CISCO SYSTEMS INC COMMON STOCK 17275R102 246 3595 SH OTHER 3595 0 0
CITIGROUP INC COMMON STOCK 172967101 2379 54069 SH SOLE 54069 0 0
CITIGROUP INC COMMON STOCK 172967101 435 9882 SH OTHER 9694 0 188
COASTAL CORP COMMON STOCK 190441105 164 4000 SH SOLE 4000 0 0
COASTAL CORP COMMON STOCK 190441105 315 7684 SH OTHER 7684 0 0
COCA COLA CO COMMON STOCK 191216100 3243 67215 SH SOLE 67215 0 0
COCA COLA CO COMMON STOCK 191216100 640 13254 SH OTHER 13254 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 1596 69777 SH SOLE 68977 0 800
COMPAQ COMPUTER CORP COMMON STOCK 204493100 453 19786 SH OTHER 19786 0 0
COMPUTER ASSOCIATES INTL INC COMMON STOCK 204912109 1653 27043 SH SOLE 27043 0 0
COMPUTER ASSOCIATES INTL INC COMMON STOCK 204912109 541 8850 SH OTHER 8850 0 0
CONAGRA INC COMMON STOCK 205887102 759 33650 SH SOLE 33650 0 0
CONAGRA INC COMMON STOCK 205887102 293 13000 SH OTHER 13000 0 0
CONSOLIDATED NATURAL GAS COMPANY COMMON STOCK 209615103 1363 21848 SH SOLE 21848 0 0
CONSOLIDATED NATURAL GAS COMPANY COMMON STOCK 209615103 399 6400 SH OTHER 6400 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 1354 69220 SH SOLE 69220 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 5 250 SH OTHER 250 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 2671 44469 SH SOLE 44469 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 379 6307 SH OTHER 6307 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 985 23546 SH SOLE 23546 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 520 12428 SH OTHER 12028 0 400
DIME BANCORP INC COMMON STOCK 25429Q102 964 55098 SH SOLE 55098 0 0
DIME BANCORP INC COMMON STOCK 25429Q102 94 5365 SH OTHER 5365 0 0
DISNEY WALT CO COMMON STOCK 254687106 4082 157018 SH SOLE 151818 0 5200
DISNEY WALT CO COMMON STOCK 254687106 665 25571 SH OTHER 25571 0 0
DOMINION RESOURCES INC VA COMMON STOCK 257470104 235 5201 SH SOLE 5201 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 314 2767 SH SOLE 2767 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 23 200 SH OTHER 200 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 5090 84136 SH SOLE 81136 0 3000
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 712 11776 SH OTHER 11776 0 0
DUKE ENERGY CORP COMMON STOCK 264399106 269 4874 SH SOLE 4874 0 0
DUKE ENERGY CORP COMMON STOCK 264399106 52 940 SH OTHER 940 0 0
DUN & BRADSTREET CORP DEL COMMON STOCK 26483B106 535 17922 SH SOLE 17922 0 0
DUN & BRADSTREET CORP DEL COMMON STOCK 26483B106 84 2800 SH OTHER 2800 0 0
DYNAMIC OIL & GAS INC COMMON STOCK 267906105 22 20000 SH SOLE 20000 0 0
E M C CORP MASS COMMON STOCK 268648102 6710 94010 SH SOLE 94010 0 0
E M C CORP MASS COMMON STOCK 268648102 1147 16076 SH OTHER 16076 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 560 7401 SH SOLE 7401 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 71 935 SH OTHER 935 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 132 5425 SH SOLE 5425 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 174 7150 SH OTHER 7150 0 0
EMERSON ELECTRIC CO. COMMON STOCK 291011104 3268 51714 SH SOLE 49314 0 2400
EMERSON ELECTRIC CO. COMMON STOCK 291011104 545 8619 SH OTHER 8619 0 0
ENRON CORP ORE COMMON STOCK 293561106 4731 115210 SH SOLE 112610 0 2600
ENRON CORP ORE COMMON STOCK 293561106 460 11200 SH OTHER 11200 0 0
ENTERGY CORP COMMON STOCK 29364G103 186 6432 SH SOLE 6432 0 0
ENTERGY CORP COMMON STOCK 29364G103 45 1569 SH OTHER 1569 0 0
EQUITY OFFICE PROPERTIES TRUST COMMON STOCK 294741103 333 14310 SH SOLE 14310 0 0
EQUITY OFFICE PROPERTIES TRUST COMMON STOCK 294741103 3 140 SH OTHER 140 0 0
EQUITY RESIDENTIAL PROPS TR COMMON STOCK 29476L107 836 19722 SH SOLE 19722 0 0
EQUITY RESIDENTIAL PROPS TR COMMON STOCK 29476L107 74 1740 SH OTHER 1740 0 0
EXXON CORP COMMON STOCK 302290101 19247 253248 SH SOLE 252248 0 1000
EXXON CORP COMMON STOCK 302290101 3934 51769 SH OTHER 51769 0 0
FASTENAL CO COMMON STOCK 311900104 1272 27000 SH SOLE 27000 0 0
FASTENAL CO COMMON STOCK 311900104 311 6600 SH OTHER 6600 0 0
FEDERAL HOME LOAN MTG CORP COMMON STOCK 313400301 1516 29159 SH SOLE 27659 0 1500
FEDERAL HOME LOAN MTG CORP COMMON STOCK 313400301 72 1378 SH OTHER 1378 0 0
FANNIE MAE COMMON STOCK 313586109 4423 70550 SH SOLE 70350 0 200
FANNIE MAE COMMON STOCK 313586109 660 10535 SH OTHER 10535 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 2004 32932 SH SOLE 32232 0 700
FIFTH THIRD BANCORP COMMON STOCK 316773100 748 12299 SH OTHER 12299 0 0
FLEET FINL GRP INC COMMON STOCK 338915101 220 6000 SH SOLE 6000 0 0
FORD MOTOR CO COMMON STOCK 345370100 2350 46762 SH SOLE 45412 0 1350
FORD MOTOR CO COMMON STOCK 345370100 118 2340 SH OTHER 2340 0 0
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IBP INC COMMON STOCK 449223106 1205 48821 SH SOLE 48821 0 0
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IPALCO ENTERPRISES INC COMMON STOCK 462613100 1080 55578 SH SOLE 55578 0 0
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LOUISIANA PACIFIC CORP COMMON STOCK 546347105 156 10000 SH SOLE 10000 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 10102 155722 SH SOLE 153106 0 2616
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 1879 28968 SH OTHER 28968 0 0
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MEDTRONIC INC COMMON STOCK 585055106 696 19568 SH OTHER 19568 0 0
MERCK & CO INC COMMON STOCK 589331107 6610 101990 SH SOLE 100840 0 1150
MERCK & CO INC COMMON STOCK 589331107 1862 28722 SH OTHER 28722 0 0
MERRILL LYNCH & CO INC COMMON STOCK 590188108 2131 31635 SH SOLE 31485 0 150
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MORGAN JP & CO INC COMMON STOCK 616880100 790 6916 SH SOLE 6916 0 0
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PFIZER INC COMMON STOCK 717081103 1911 53262 SH OTHER 52802 460 0
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PLUM CREEK TIMBER CO INC COMMON STOCK 729251108 574 18300 SH SOLE 18300 0 0
POPULAR INC COMMON STOCK 733174106 763 27500 SH SOLE 27500 0 0
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SIMON PPTY GROUP INC NEW COMMON STOCK 828806109 295 13160 SH SOLE 13160 0 0
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SPIEKER PROPERTIES INC COMMON STOCK 848497103 326 9390 SH SOLE 9390 0 0
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STATE STREET CORP COMMON STOCK 857477103 195 3014 SH SOLE 2814 0 200
STATE STREET CORP COMMON STOCK 857477103 23 362 SH OTHER 362 0 0
SUNTRUST BANKS INC COMMON STOCK 867914103 1632 24820 SH SOLE 24820 0 0
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SYSCO CORP COMMON STOCK 871829107 316 9016 SH SOLE 9016 0 0
TJX COMPANIES INC COMMON STOCK 872540109 1638 58370 SH SOLE 58370 0 0
TJX COMPANIES INC COMMON STOCK 872540109 260 9276 SH OTHER 9276 0 0
TANDY CORP COMMON STOCK 875382103 1551 30000 SH SOLE 30000 0 0
TEXACO INC COMMON STOCK 881694103 2024 32058 SH SOLE 32058 0 0
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TEXAS INSTRUMENTS INC COMMON STOCK 882508104 3298 40097 SH SOLE 40097 0 0
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TEXAS UTILITIES CO (HOLDING CO) COMMON STOCK 882848104 1057 28323 SH SOLE 28323 0 0
TEXAS UTILITIES CO (HOLDING CO) COMMON STOCK 882848104 220 5897 SH OTHER 5897 0 0
TIME WARNER INC COMMON STOCK 887315109 753 12392 SH SOLE 12392 0 0
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TOOTSIE ROLL INDS COMMON STOCK 890516107 446 13556 SH SOLE 13556 0 0
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TRICON GLOBAL RESTAURANTS INC COMMON STOCK 895953107 29 710 SH OTHER 710 0 0
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UAL CORP COMMON STOCK 902549500 540 8275 SH SOLE 8275 0 0
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US BANCORP NEW COMMON STOCK 902973106 284 9400 SH OTHER 9400 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 419 8710 SH SOLE 8710 0 0
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UNISYS CORP COMMON STOCK 909214108 5 120 SH OTHER 120 0 0
UNITED HEALTHCARE CORP COMMON STOCK 910581107 858 17618 SH SOLE 17618 0 0
U S WEST INC NEW COMMON STOCK 91273H101 460 8064 SH SOLE 8064 0 0
U S WEST INC NEW COMMON STOCK 91273H101 120 2104 SH OTHER 2104 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 4574 77111 SH SOLE 77111 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 842 14204 SH OTHER 14204 0 0
UNOCAL CORP COMMON STOCK 915289102 382 10300 SH SOLE 10300 0 0
UNOCAL CORP COMMON STOCK 915289102 113 3040 SH OTHER 3040 0 0
WAL MART STORES INC COMMON STOCK 931142103 3956 83180 SH SOLE 81180 0 2000
WAL MART STORES INC COMMON STOCK 931142103 335 7039 SH OTHER 7039 0 0
WALGREEN CO COMMON STOCK 931422109 5619 221458 SH SOLE 219458 0 2000
WALGREEN CO COMMON STOCK 931422109 1534 60448 SH OTHER 60448 0 0
WARNER LAMBERT CO COMMON STOCK 934488107 709 10675 SH SOLE 10675 0 0
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WELLS FARGO & COMPANY (NEW) COMMON STOCK 949746101 4386 110690 SH NONE 110690 0 0
WELLS FARGO & COMPANY (NEW) COMMON STOCK 949746101 3150 79488 SH NONE 79488 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 1210 21000 SH SOLE 21000 0 0
WILLAMETTE INDUSTRIES COMMON STOCK 969133107 862 20000 SH SOLE 20000 0 0
XEROX CORP COMMON STOCK 984121103 3248 77453 SH SOLE 76903 0 550
XEROX CORP COMMON STOCK 984121103 585 13939 SH OTHER 13939 0 0
BP AMOCO PLC - SPONS ADR COMMON STOCK 055622104 650 5870 SH SOLE 5870 0 0
BP AMOCO PLC - SPONS ADR COMMON STOCK 055622104 1226 11062 SH OTHER 11062 0 0
EDPERBRASCAN CORP COMMON STOCK 280905803 214 15000 SH SOLE 15000 0 0
AEGON NV ADR COMMON STOCK 007924103 360 4167 SH SOLE 4167 0 0
AEGON NV ADR COMMON STOCK 007924103 19 215 SH OTHER 215 0 0
GALLAHER GROUP PLC COMMON STOCK 363595109 103 3792 SH SOLE 3642 0 150
GALLAHER GROUP PLC COMMON STOCK 363595109 802 29504 SH OTHER 29504 0 0
GLAXO WELLCOME PLC-SPONS ADR COMMON STOCK 37733W105 614 11800 SH SOLE 11800 0 0
GLAXO WELLCOME PLC-SPONS ADR COMMON STOCK 37733W105 78 1500 SH OTHER 1000 0 500
ROYAL DUTCH PETE CO COMMON STOCK 780257804 2618 44329 SH SOLE 44329 0 0
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VODAFONE AIRTOUCH PLC ADR COMMON STOCK 92857T107 386 1625 SH SOLE 1625 0 0
VODAFONE AIRTOUCH PLC ADR COMMON STOCK 92857T107 63 263 SH OTHER 263 0 0
BLACKROCK MUNICIPAL TARGET TERM T OTHER 09247M105 165 16240 SH SOLE N/A N/A N/A
MSDW INSURED MUNICIPAL TRUST OTHER 61745P866 137 10000 SH OTHER N/A N/A N/A
MUNIYIELD INSURED FUND OTHER 62630E107 134 10165 SH SOLE N/A N/A N/A
NUVEEN PREM INCOME MUN FD II OTHER 67063W102 257 17333 SH SOLE N/A N/A N/A
RELIANT ENERGY INC (6.0% 08/13/99 OTHER 655419AC3 9 10000 SH OTHER N/A N/A N/A
NASDAQ GOLD TR 1 UIT OTHER 631100104 313 2600 SH SOLE N/A N/A N/A
9496376
</TABLE>
