<PAGE>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 3/31/00
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: NORWEST BANK TEXAS, N.A.
ADDRESS: 1500 BROADWAY
P.O. BOX 1241
LUBBOCK, TX 79408
13F FILE NUMBER: 28-4962
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: CATHY WHEELER
TITLE: VICE PRESIDENT AND REGIONAL OPERATIONS MANAGER
PHONE: (210) 856-5143
SIGNATURE, PLACE, AND DATE OF SIGNING:
CATHY WHEELER SAN ANTONIO, TX 4/4/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 891
FORM 13F INFORMATION TABLE VALUE TOTAL: $692,574
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A T & T CORP COM COMMON STOCK 001957109 92 1637 SH DEFINED 150 0 1487
A T & T CORP COM COMMON STOCK 001957109 5784 102718 SH OTHER 101313 655 750
ABBOTT LABS COMMON STOCK 002824100 211 6000 SH DEFINED 0 0 6000
ABBOTT LABS COMMON STOCK 002824100 856 24335 SH OTHER 24335 0 0
ABC-NACO INC COMMON STOCK 000752105 0 50 SH DEFINED 0 0 50
ACM GOVT SECS FD INC COM COMMON STOCK 000914101 20 2949 SH OTHER 2949 0 0
ADAMS EXPRESS CO COMMON STOCK 006212104 165 4425 SH OTHER 4425 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 3 50 SH DEFINED 0 0 50
ALBERTSONS INC 1 COM & 1 TAKEO COMMON STOCK 013104104 3 100 SH DEFINED 0 0 100
ALBERTSONS INC 1 COM & 1 TAKEO COMMON STOCK 013104104 675 21872 SH OTHER 21305 0 567
ALIGN-RITE INTL INC COM COMMON STOCK 016251100 2 77 SH DEFINED 0 0 77
ALLEGHENY ENERGY INC COM COMMON STOCK 017361106 13 475 SH OTHER 475 0 0
ALLEN TELECOM INC COM COMMON STOCK 018091108 3 200 SH OTHER 200 0 0
ALLIED CAP CORP COM COMMON STOCK 01903Q108 2 100 SH DEFINED 0 0 100
ALLMERICA FINL CORP COM COMMON STOCK 019754100 107 2105 SH OTHER 2105 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 2 100 SH DEFINED 0 0 100
ALLSTATE CORP COM COMMON STOCK 020002101 532 22353 SH OTHER 22353 0 0
ALLTEL CORP 1 COM & 1 TAKEOVER COMMON STOCK 020039103 114 1800 SH DEFINED 0 0 1800
ALLTEL CORP 1 COM & 1 TAKEOVER COMMON STOCK 020039103 118 1867 SH OTHER 1867 0 0
ALTERA CORP COMMON STOCK 021441100 11 118 SH DEFINED 0 0 118
ALTERA CORP COMMON STOCK 021441100 13 150 SH OTHER 150 0 0
AMAZON COM INC COM COMMON STOCK 023135106 3 50 SH DEFINED 0 0 50
AMEREN CORP COM COMMON STOCK 023608102 25 798 SH OTHER 798 0 0
AMERICA ONLINE INC DEL COM COMMON STOCK 02364J104 27 400 SH DEFINED 0 0 400
AMERICA ONLINE INC DEL COM COMMON STOCK 02364J104 1051 15585 SH OTHER 15385 0 200
AMERICAN ELEC PWR INC COMMON STOCK 025537101 6 200 SH DEFINED 200 0 0
AMERICAN ELEC PWR INC COMMON STOCK 025537101 27 907 SH OTHER 907 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 179 1200 SH DEFINED 200 0 1000
AMERICAN EXPRESS CO COMMON STOCK 025816109 812 5450 SH OTHER 5450 0 0
AMERICAN GEN CORP 1 COM & 1 COMMON STOCK 026351106 56 1000 SH DEFINED 0 0 1000
AMERICAN GEN CORP 1 COM & 1 COMMON STOCK 026351106 753 13419 SH OTHER 13419 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 1838 34198 SH OTHER 33498 0 700
AMERICAN INTL GROUP INC COMMON STOCK 026874107 7 62 SH DEFINED 62 0 0
AMERICAN INTL GROUP INC COMMON STOCK 026874107 4832 44127 SH OTHER 43940 0 187
AMERICAN NATL INS CO COM COMMON STOCK 028591105 98 1705 SH OTHER 1705 0 0
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 26 600 SH OTHER 600 0 0
AMERON INTERNATIONAL CORP COMMON STOCK 030710107 1 25 SH DEFINED 0 0 25
AMGEN INC COMMON STOCK 031162100 959 15625 SH OTHER 15625 0 0
ANADARKO PETE CORP 1 COM & 1 COMMON STOCK 032511107 7 172 SH OTHER 172 0 0
ANALOG DEVICES INC 1 COM & 1 COMMON STOCK 032654105 6 75 SH DEFINED 0 0 75
ANHEUSER BUSCH COS INC 1 COM & COMMON STOCK 035229103 12 200 SH DEFINED 0 0 200
APPLE COMPUTER INC 1 COM & 1 COMMON STOCK 037833100 68 500 SH OTHER 500 0 0
APPLIED MATLS INC 1 COM & 1 COMMON STOCK 038222105 29 308 SH DEFINED 0 0 308
APPLIED MATLS INC 1 COM & 1 COMMON STOCK 038222105 28 300 SH OTHER 300 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 2 238 SH DEFINED 0 0 238
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 148 6946 SH DEFINED 0 0 6946
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 18 840 SH OTHER 550 290 0
ATLANTIC RICHFIELD COMMON STOCK 048825103 2018 23743 SH OTHER 23743 0 0
ATMOS ENERGY CORP COMMON STOCK 049560105 17 1026 SH DEFINED 0 0 1026
AUTOLIV INC COM COMMON STOCK 052800109 8 254 SH OTHER 254 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2 50 SH DEFINED 50 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1140 23617 SH OTHER 23617 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 6 100 SH DEFINED 100 0 0
BAKER HUGHES INC 1 COM & 1 COMMON STOCK 057224107 103 3390 SH OTHER 3390 0 0
BANK NEW YORK INC 1 COM & 1 COMMON STOCK 064057102 31 748 SH OTHER 748 0 0
BEAR STEARNS COS INC COMMON STOCK 073902108 20 446 SH OTHER 446 0 0
BECTON DICKINSON & CO 1 COM & COMMON STOCK 075887109 5 200 SH DEFINED 200 0 0
BECTON DICKINSON & CO 1 COM & COMMON STOCK 075887109 77 2920 SH OTHER 2920 0 0
BED BATH & BEYOND INC COM COMMON STOCK 075896100 8 200 SH OTHER 200 0 0
BELL ATLANTIC CORP 1 COM & 1 COMMON STOCK 077853109 153 2500 SH DEFINED 0 0 2500
BELL ATLANTIC CORP 1 COM & 1 COMMON STOCK 077853109 753 12317 SH OTHER 12317 0 0
BELLSOUTH CORP 1 COM & 1 TAKEO COMMON STOCK 079860102 281 6000 SH DEFINED 0 0 6000
BELLSOUTH CORP 1 COM & 1 TAKEO COMMON STOCK 079860102 1115 23794 SH OTHER 23794 0 0
BELO A H CORP CL A 1 COM & 1 COMMON STOCK 080555105 7 400 SH DEFINED 0 0 400
BELO A H CORP CL A 1 COM & 1 COMMON STOCK 080555105 5 300 SH OTHER 300 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 114 2 SH OTHER 2 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670207 18 10 SH DEFINED 0 0 10
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670207 56 31 SH OTHER 31 0 0
BESTFOODS COM COMMON STOCK 08658U101 493 10535 SH OTHER 10385 0 150
BIOGEN INC 1 COM & 1 TAKEOVER COMMON STOCK 090597105 7 100 SH OTHER 100 0 0
BJ SVCS CO COMMON STOCK 055482103 15 200 SH OTHER 200 0 0
BLACK & DECKER MFG CO 1 COM & COMMON STOCK 091797100 30 800 SH DEFINED 0 0 800
BLACK & DECKER MFG CO 1 COM & COMMON STOCK 091797100 58 1550 SH OTHER 1550 0 0
BLACK HILLS CORP COMMON STOCK 092113109 3 150 SH DEFINED 150 0 0
BLACKROCK 2001 TERM TR INC COM COMMON STOCK 092477108 2 200 SH OTHER 200 0 0
BLOCK H & R INC 1 COM & 1 TAKE COMMON STOCK 093671105 11 250 SH DEFINED 0 0 250
BLOCK H & R INC 1 COM & 1 TAKE COMMON STOCK 093671105 1 25 SH OTHER 25 0 0
BOEING CO 1 COM & 1 TAKEOVER R COMMON STOCK 097023105 78 2050 SH DEFINED 1800 0 250
BOEING CO 1 COM & 1 TAKEOVER R COMMON STOCK 097023105 565 14952 SH OTHER 14852 0 100
BP PRUDHOE BAY RTY TR UNIT BEN COMMON STOCK 055630107 11 1000 SH OTHER 1000 0 0
BRADLEY REAL ESTATE INC COM COMMON STOCK 104580105 24 1400 SH OTHER 1400 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 87 1500 SH DEFINED 200 0 1300
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 4942 85215 SH OTHER 84465 0 750
BROADCOM CORPORATION COM COMMON STOCK 111320107 73 300 SH DEFINED 0 0 300
BUCKEYE PARTNERS L P UNIT LTD COMMON STOCK 118230101 52 2000 SH OTHER 2000 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 136 5982 SH OTHER 5982 0 0
BURLINGTON RES INC COM COMMON STOCK 122014103 18 475 SH OTHER 475 0 0
CACI INTL INC FORMERLY CACI IN COMMON STOCK 127190304 27 890 SH DEFINED 0 0 890
CALIFORNIA WTR SVC GROUP COM COMMON STOCK 130788102 14 600 SH DEFINED 0 0 600
CAMPBELL SOUP CO COMMON STOCK 134429109 12 400 SH DEFINED 0 0 400
CAMPBELL SOUP CO COMMON STOCK 134429109 92 3000 SH OTHER 3000 0 0
CANANDAIGUA BRANDS, INC COMMON STOCK 137219200 5 100 SH DEFINED 0 0 100
CAPITAL ONE FINL CORP COM COMMON STOCK 14040H105 12 250 SH DEFINED 0 0 250
CAROLINA PWR & LT CO COMMON STOCK 144141108 26 800 SH OTHER 800 0 0
CASH AMERICA INTERNATIONAL INC COMMON STOCK 14754D100 1 100 SH DEFINED 0 0 100
CASTLE & COOK INC COM COMMON STOCK 148433105 2 116 SH DEFINED 0 0 116
CATERPILLAR INC 1 COM & TAKEOV COMMON STOCK 149123101 5 135 SH DEFINED 0 0 135
CATERPILLAR INC 1 COM & TAKEOV COMMON STOCK 149123101 83 2100 SH OTHER 2100 0 0
CAVALIER HOMES INC COM COMMON STOCK 149507105 147 50973 SH OTHER 47842 0 3131
CBS CORPORATION COM COMMON STOCK 12490K107 1327 23440 SH OTHER 23440 0 0
CENDANT CORP COM COMMON STOCK 151313103 5 249 SH DEFINED 0 0 249
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 7 400 SH DEFINED 0 0 400
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 158 9220 SH OTHER 9220 0 0
CHAMPION INTL CORP 1 COM & 1 COMMON STOCK 158525105 7 138 SH OTHER 138 0 0
CHASE MANHATTAN CORP NEW COM COMMON STOCK 16161A108 716 8208 SH DEFINED 208 0 8000
CHASE MANHATTAN CORP NEW COM COMMON STOCK 16161A108 1264 14501 SH OTHER 14351 0 150
CHEVRON CORP 1 COM & 1 TAKEOVE COMMON STOCK 166751107 231 2500 SH DEFINED 0 0 2500
CHEVRON CORP 1 COM & 1 TAKEOVE COMMON STOCK 166751107 4675 50575 SH OTHER 49875 0 700
CHUBB CORP COM COMMON STOCK 171232101 7 100 SH DEFINED 0 0 100
CHUBB CORP COM COMMON STOCK 171232101 157 2325 SH OTHER 2325 0 0
CIGNA CORP 1 COM & 1 TAKEOVER COMMON STOCK 125509109 161 2125 SH OTHER 2125 0 0
CINERGY CORP COM COMMON STOCK 172474108 2 100 SH DEFINED 100 0 0
CINERGY CORP COM COMMON STOCK 172474108 15 700 SH OTHER 700 0 0
CISCO SYS INC COMMON STOCK 17275R102 780 10090 SH DEFINED 0 0 10090
CISCO SYS INC COMMON STOCK 17275R102 3800 49147 SH OTHER 49147 0 0
CITIZENS UTILS CO DEL SER B COMMON STOCK 177342201 30 1857 SH DEFINED 0 0 1857
CITIZENS UTILS CO DEL SER B COMMON STOCK 177342201 1128 68865 SH OTHER 68865 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 22 320 SH DEFINED 0 0 320
CMGI INC COMMON STOCK 125750109 23 200 SH DEFINED 0 0 200
COCA COLA CO COMMON STOCK 191216100 566 12055 SH DEFINED 50 0 12005
COCA COLA CO COMMON STOCK 191216100 4792 102100 SH OTHER 102100 0 0
COCA COLA ENTERPRISES INC COMMON STOCK 191219104 13 600 SH DEFINED 0 0 600
COLGATE PALMOLIVE CO 1 COM & 1 COMMON STOCK 194162103 138 2450 SH DEFINED 0 0 2450
COLGATE PALMOLIVE CO 1 COM & 1 COMMON STOCK 194162103 209 3707 SH OTHER 1907 0 1800
COLUMBIA / HCA HEALTHCARE CORP COMMON STOCK 197677107 3 100 SH DEFINED 0 0 100
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 9 155 SH OTHER 155 0 0
COMMERCIAL METALS CO COMMON STOCK 201723103 14 500 SH DEFINED 0 0 500
COMPAQ COMPUTER CORP 1 COM & 1 COMMON STOCK 204493100 22 825 SH DEFINED 0 0 825
COMPAQ COMPUTER CORP 1 COM & 1 COMMON STOCK 204493100 1241 45968 SH OTHER 45968 0 0
COMPASS BANCSHARES INC COM COMMON STOCK 20449H109 42 2100 SH DEFINED 0 0 2100
COMPASS BANCSHARES INC COM COMMON STOCK 20449H109 65 3262 SH OTHER 3262 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 30 500 SH DEFINED 0 0 500
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 12 200 SH OTHER 200 0 0
CONECTIV INC COM COMMON STOCK 206829103 2 100 SH DEFINED 100 0 0
CONSECO INC COMMON STOCK 208464107 14 1181 SH OTHER 1181 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 41 1400 SH OTHER 1400 0 0
COOPER TIRE & RUBR CO 1 COM & COMMON STOCK 216831107 10 800 SH OTHER 800 0 0
COORS ADOLPH CO CL B COMMON STOCK 217016104 2 50 SH DEFINED 0 0 50
CORN PRODS INTL INC COM COMMON STOCK 219023108 4 150 SH OTHER 150 0 0
CORNING INC COMMON STOCK 219350105 233 1200 SH DEFINED 100 0 1100
COX COMMUNICATIONS INC CL A COMMON STOCK 224044107 15 300 SH OTHER 300 0 0
CRESCENT REAL ESTATE EQUITIES COMMON STOCK 225756105 12 700 SH DEFINED 0 0 700
CSX CORP 1 COM & 1 TAKEOVER RT COMMON STOCK 126408103 60 2550 SH OTHER 2550 0 0
CYPRESS SEMICONDUCTOR CORP COMMON STOCK 232806109 11 228 SH DEFINED 0 0 228
DARDEN RESTAURANTS INC COM COMMON STOCK 237194105 47 2650 SH OTHER 2400 250 0
DATA DIMENSIONS INC COM PAR $0 COMMON STOCK 237654207 1 297 SH OTHER 297 0 0
DEBT STRATEGIES @CORP FUND II COMMON STOCK 242901106 14 2000 SH OTHER 2000 0 0
DEERE & CO COMMON STOCK 244199105 11 300 SH DEFINED 300 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 159 2948 SH DEFINED 0 0 2948
DELL COMPUTER CORP COMMON STOCK 247025109 116 2146 SH OTHER 2146 0 0
DELTA AIR LINES INC DEL 1 COM COMMON STOCK 247361108 11 200 SH OTHER 200 0 0
DISNEY WALT CO COM COMMON STOCK 254687106 70 1700 SH DEFINED 0 0 1700
DISNEY WALT CO COM COMMON STOCK 254687106 1685 40851 SH OTHER 40851 0 0
DOLE FOODS INC COMMON STOCK 256605106 7 350 SH DEFINED 0 0 350
DOW CHEM CO COMMON STOCK 260543103 2722 23875 SH OTHER 23875 0 0
DOWNEY FINL CORP COM COMMON STOCK 261018105 14 661 SH DEFINED 0 0 661
DPL INC 1 COM & 1 TAKEOVER RT COMMON STOCK 233293109 7 300 SH DEFINED 300 0 0
DPL INC 1 COM & 1 TAKEOVER RT COMMON STOCK 233293109 7 337 SH OTHER 337 0 0
DQE INC COMMON STOCK 23329J104 1 25 SH OTHER 25 0 0
DTE ENERGY CO COM COMMON STOCK 233331107 6 200 SH DEFINED 0 0 200
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 25 475 SH DEFINED 0 0 475
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 4609 87057 SH OTHER 86882 0 175
DUFF & PHELPS UTILITIES INC CO COMMON STOCK 264324104 9 975 SH DEFINED 975 0 0
DUKE ENERGY CORP COMMON STOCK 264399106 640 12190 SH OTHER 12190 0 0
DUN & BRADSTREET CORP COM COMMON STOCK 26483B106 205 7158 SH OTHER 7158 0 0
E M C CORP MASS COMMON STOCK 268648102 202 1607 SH DEFINED 75 0 1532
E M C CORP MASS COMMON STOCK 268648102 2716 21557 SH OTHER 21557 0 0
EASTMAN CHEM CO COM COMMON STOCK 277432100 39 848 SH OTHER 848 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 13 245 SH DEFINED 100 0 145
EASTMAN KODAK CO COMMON STOCK 277461109 294 5406 SH OTHER 5406 0 0
EATON CORP 1 COM & 1 TAKEOVER COMMON STOCK 278058102 211 2700 SH OTHER 2700 0 0
EDISON INTL COM COMMON STOCK 281020107 232 14031 SH OTHER 14031 0 0
EDWARDS A G INC 1 COM & 1 TAKE COMMON STOCK 281760108 81 2020 SH OTHER 1405 0 615
EDWARDS J D & CO COM COMMON STOCK 281667105 3 100 SH DEFINED 0 0 100
ELECTRONIC DATA SYS CORP NEW C COMMON STOCK 285661104 906 14111 SH OTHER 14111 0 0
ELI LILLY & CO 1 COM & 1 TAKEO COMMON STOCK 532457108 75 1200 SH DEFINED 0 0 1200
ELI LILLY & CO 1 COM & 1 TAKEO COMMON STOCK 532457108 142 2275 SH OTHER 2275 0 0
EMERSON ELEC CO COMMON STOCK 291011104 159 3000 SH DEFINED 0 0 3000
EMERSON ELEC CO COMMON STOCK 291011104 1297 24414 SH OTHER 24289 0 125
ENERGY EAST CORP COM COMMON STOCK 29266M109 10 482 SH OTHER 482 0 0
ENRON CORP COM COMMON STOCK 293561106 45 600 SH DEFINED 400 0 200
ENRON CORP COM COMMON STOCK 293561106 621 8298 SH OTHER 8298 0 0
ENTERGY CORP NEW COM COMMON STOCK 29364G103 132 6525 SH OTHER 6525 0 0
ETHAN ALLEN INTERIORS INC COM COMMON STOCK 297602104 1 37 SH DEFINED 0 0 37
EXIDE CORP COM COMMON STOCK 302051107 1 100 SH DEFINED 0 0 100
FANNIE MAE COMMON STOCK 313586109 339 6000 SH DEFINED 0 0 6000
FANNIE MAE COMMON STOCK 313586109 3792 67047 SH OTHER 67047 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 229 3639 SH OTHER 3452 0 187
FIRST DATA CORP COM COMMON STOCK 319963104 9 200 SH DEFINED 0 0 200
FIRST DATA CORP COM COMMON STOCK 319963104 297 6700 SH OTHER 6700 0 0
FIRST TEAM SPORTS INC COMMON STOCK 337157101 0 100 SH DEFINED 0 0 100
FIRST UN CORP COMMON STOCK 337358105 5 125 SH DEFINED 0 0 125
FIRST UN CORP COMMON STOCK 337358105 282 7575 SH OTHER 7575 0 0
FIRSTENERGY CORP COM COMMON STOCK 337932107 1 58 SH OTHER 58 0 0
FLORIDA PROGRESS CORP 1 COM & COMMON STOCK 341109106 5 100 SH OTHER 100 0 0
FLUOR CORP 1 COM & 1 TAKEOVER COMMON STOCK 343861100 14 450 SH OTHER 450 0 0
FORD MOTOR CO DEL COMMON STOCK 345370100 317 6898 SH DEFINED 0 0 6898
FORD MOTOR CO DEL COMMON STOCK 345370100 843 18357 SH OTHER 17801 556 0
FORTUNE BRANDS INC COM COMMON STOCK 349631101 309 12364 SH OTHER 12364 0 0
FREDDIE MAC COMMON STOCK 313400301 543 12289 SH OTHER 12289 0 0
FRIEDMAN BILLINGS RAMSEY GROUP COMMON STOCK 358433100 5 500 SH OTHER 500 0 0
GANNETT INC 1 COM & 1 TAKEOVER COMMON STOCK 364730101 483 6865 SH OTHER 6865 0 0
GAP INC COMMON STOCK 364760108 34 675 SH OTHER 675 0 0
GENERAL ELEC CO COMMON STOCK 369604103 794 5100 SH DEFINED 0 0 5100
GENERAL ELEC CO COMMON STOCK 369604103 16535 106251 SH OTHER 104976 0 1275
GENERAL MILLS INC 1 COM & 1 COMMON STOCK 370334104 527 14575 SH OTHER 14075 500 0
GENERAL MTRS CORP COMMON STOCK 370442105 8 100 SH DEFINED 0 0 100
GENERAL MTRS CORP COMMON STOCK 370442105 3814 46058 SH OTHER 46058 0 0
GENERAL MTRS CORP CL H NEW COMMON STOCK 370442832 419 3368 SH OTHER 3368 0 0
GILLETTE CO COM COMMON STOCK 375766102 393 10440 SH DEFINED 0 0 10440
GILLETTE CO COM COMMON STOCK 375766102 968 25680 SH OTHER 25680 0 0
GLOBAL INDS LTD COM COMMON STOCK 379336100 7 500 SH OTHER 500 0 0
GLOBAL MARINE INC COM NEW COMMON STOCK 379352404 3 100 SH DEFINED 0 0 100
GOLDEN ST BANCORP INC COM COMMON STOCK 381197102 15 1000 SH DEFINED 0 0 1000
GOODYEAR TIRE & RUBR CO 1 COM COMMON STOCK 382550101 14 600 SH OTHER 600 0 0
GPU INC COM COMMON STOCK 36225X100 8 300 SH OTHER 300 0 0
GRAINGER W W INC 1 COM & 1 COMMON STOCK 384802104 87 1600 SH OTHER 1600 0 0
GREAT LAKES CHEM CORP 1 COM & COMMON STOCK 390568103 20 600 SH OTHER 600 0 0
GTE CORP 1 COM & 1 TAKEOVER RT COMMON STOCK 362320103 121 1700 SH DEFINED 0 0 1700
GTE CORP 1 COM & 1 TAKEOVER RT COMMON STOCK 362320103 1762 24812 SH OTHER 24737 0 75
GUIDANT CORP COM COMMON STOCK 401698105 77 1300 SH OTHER 1300 0 0
HALLIBURTON CO 1 COM & 1 TAKEO COMMON STOCK 406216101 12 300 SH DEFINED 300 0 0
HALLIBURTON CO 1 COM & 1 TAKEO COMMON STOCK 406216101 496 12060 SH OTHER 12060 0 0
HARLEY DAVIDSON INC 1 COM & 1 COMMON STOCK 412822108 363 4576 SH OTHER 4576 0 0
HARTE-HANKS COMMUNICATIONS INC COMMON STOCK 416196103 102 4500 SH DEFINED 0 0 4500
HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 132 2496 SH OTHER 2496 0 0
HEALTH CARE PPTYS INVS INC COMMON STOCK 421915109 20 780 SH OTHER 780 0 0
HEINZ H J CO COMMON STOCK 423074103 362 10373 SH OTHER 10373 0 0
HERCULES INC 1 COM & 1 TAKEOVE COMMON STOCK 427056106 24 1500 SH OTHER 1500 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 431 3240 SH DEFINED 0 0 3240
HEWLETT PACKARD CO COMMON STOCK 428236103 2696 20287 SH OTHER 20137 0 150
HOME DEPOT INC COMMON STOCK 437076102 87 1350 SH DEFINED 0 0 1350
HOME DEPOT INC COMMON STOCK 437076102 4353 67491 SH OTHER 66816 0 675
HOMESTAKE MNG CO 1 COM & 1 COMMON STOCK 437614100 2 400 SH DEFINED 0 0 400
HOUSEHOLD INTL INC COM COMMON STOCK 441815107 11 300 SH DEFINED 300 0 0
HOUSEHOLD INTL INC COM COMMON STOCK 441815107 220 5900 SH OTHER 3500 2400 0
HUSSMANN INTERNATIONAL, INC CO COMMON STOCK 448110106 24 1875 SH OTHER 1875 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 106 1925 SH OTHER 1925 0 0
IMATION CORP COM COMMON STOCK 45245A107 0 4 SH DEFINED 0 0 4
IMATION CORP COM COMMON STOCK 45245A107 17 620 SH OTHER 620 0 0
INFORMIX CORP COMMON STOCK 456779107 8 500 SH OTHER 500 0 0
INPRISE CORPORATION COM COMMON STOCK 45766C102 1 100 SH DEFINED 0 0 100
INSURED MUN INCOME FD COM COMMON STOCK 45809F104 34 2800 SH OTHER 2800 0 0
INTEL CORP COM COMMON STOCK 458140100 1687 12788 SH DEFINED 100 0 12688
INTEL CORP COM COMMON STOCK 458140100 6077 46059 SH OTHER 45809 0 250
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 730 6190 SH DEFINED 150 0 6040
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 21768 184476 SH OTHER 184076 0 400
INTERNATIONAL PAPER CO COMMON STOCK 460146103 11 250 SH DEFINED 0 0 250
INTERNATIONAL PAPER CO COMMON STOCK 460146103 9 212 SH OTHER 212 0 0
INTUIT COM COMMON STOCK 461202103 33 600 SH OTHER 600 0 0
IOMEGA CORP COMMON STOCK 462030107 2 487 SH DEFINED 0 0 487
ISOLYSER INC COM COMMON STOCK 464888106 1 110 SH DEFINED 0 0 110
ITT INDS INC COM COMMON STOCK 450911102 25 817 SH OTHER 817 0 0
JLG INDS INC COMMON STOCK 466210101 0 36 SH DEFINED 0 0 36
JOHNSON & JOHNSON COMMON STOCK 478160104 393 5600 SH DEFINED 0 0 5600
JOHNSON & JOHNSON COMMON STOCK 478160104 4030 57372 SH OTHER 57372 0 0
JOHNSON CTLS INC 1 COM & 1 COMMON STOCK 478366107 43 800 SH OTHER 800 0 0
JONES PHARMA INCORPORATED COMMON STOCK 480236108 2 63 SH DEFINED 0 0 63
JUSTIN INDS INC 1 COM & 1 TAKE COMMON STOCK 482171105 2 100 SH DEFINED 0 0 100
K MART CORP 1 COM & 1 TAKEOVER COMMON STOCK 482584109 9 950 SH OTHER 950 0 0
KANSAS CITY PWR & LT CO COMMON STOCK 485134100 102 3500 SH OTHER 3500 0 0
KANSAS CITY SOUTHN INDS INC COMMON STOCK 485170104 13 150 SH DEFINED 0 0 150
KEANE INC COMMON STOCK 486665102 3 129 SH DEFINED 0 0 129
KEYCORP NEW COM COMMON STOCK 493267108 87 4575 SH OTHER 4575 0 0
KIMBERLY CLARK CORP 1 COM & 1 COMMON STOCK 494368103 114 2040 SH DEFINED 0 0 2040
KIMBERLY CLARK CORP 1 COM & 1 COMMON STOCK 494368103 662 11810 SH OTHER 11310 0 500
KOHLS CORP COM COMMON STOCK 500255104 26 250 SH OTHER 250 0 0
KROGER CO COMMON STOCK 501044101 36 2050 SH OTHER 2050 0 0
LABORATORY CORP AMER HLDGS COM COMMON STOCK 50540R102 2 500 SH DEFINED 0 0 500
LAKEHEAD PIPE LINE PARTNERS L COMMON STOCK 511557100 3 100 SH DEFINED 0 0 100
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104 300 6000 SH DEFINED 0 0 6000
LEGATO SYS INC COM COMMON STOCK 524651106 13 300 SH OTHER 300 0 0
LEHMAN BROTHERS HLDGS INC COM COMMON STOCK 524908100 39 400 SH OTHER 400 0 0
LEVEL 3 COMMUNICATIONS INC COM COMMON STOCK 52729N100 37 350 SH DEFINED 0 0 350
LG&E ENERGY CORP COMMON STOCK 501917108 2 100 SH DEFINED 100 0 0
LG&E ENERGY CORP COMMON STOCK 501917108 13 556 SH OTHER 556 0 0
LIBERTE INVS INC COM COMMON STOCK 530154103 1 300 SH DEFINED 0 0 300
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 13 232 SH DEFINED 0 0 232
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 14 666 SH OTHER 666 0 0
LUCENT TECHNOLOGIES INC COM COMMON STOCK 549463107 266 4347 SH DEFINED 100 0 4247
LUCENT TECHNOLOGIES INC COM COMMON STOCK 549463107 7757 126638 SH OTHER 124714 1212 712
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MALLINCKRODT INC NEW COM COMMON STOCK 561232109 311 10800 SH OTHER 10800 0 0
MANAGED HIGH INCOME PORTFOLIO COMMON STOCK 56166C105 27 3228 SH OTHER 3228 0 0
MARGUX CONTROLS INC. COMMON STOCK 566600102 0 10000 SH DEFINED 0 0 10000
MARISA CHRISTINA INC COM COMMON STOCK 570268102 0 50 SH DEFINED 0 0 50
MARSH & MCLENNAN COS INC 1 COM COMMON STOCK 571748102 375 3400 SH DEFINED 0 0 3400
MAXIM INTEGRATED PRODS INC COMMON STOCK 57772K101 12 173 SH DEFINED 0 0 173
MAY DEPT STORES CO 1 COM & 1 COMMON STOCK 577778103 240 8425 SH OTHER 8425 0 0
MBNA CORP COMMON STOCK 55262L100 65 2530 SH OTHER 2530 0 0
MCDONALDS CORP 1 COM & 1 TAKEO COMMON STOCK 580135101 265 7100 SH DEFINED 100 0 7000
MCDONALDS CORP 1 COM & 1 TAKEO COMMON STOCK 580135101 1339 35839 SH OTHER 35839 0 0
MCGRAW-HILL COMPANIES INC COMMON STOCK 580645109 273 6000 SH DEFINED 0 0 6000
MCGRAW-HILL COMPANIES INC COMMON STOCK 580645109 429 9430 SH OTHER 9430 0 0
MDU RES GROUP INC 1 COM & 1 COMMON STOCK 552690109 5 225 SH DEFINED 225 0 0
MDU RES GROUP INC 1 COM & 1 COMMON STOCK 552690109 93 4500 SH OTHER 4500 0 0
MEDIAONE GROUP INC COM COMMON STOCK 58440J104 135 1662 SH OTHER 1662 0 0
MEDTRONIC INC 1 COM & 1 TAKEOV COMMON STOCK 585055106 10 200 SH DEFINED 0 0 200
MEDTRONIC INC 1 COM & 1 TAKEOV COMMON STOCK 585055106 1348 26205 SH OTHER 26205 0 0
MERCK & CO INC COMMON STOCK 589331107 379 6100 SH DEFINED 0 0 6100
MERCK & CO INC COMMON STOCK 589331107 2985 48053 SH OTHER 47853 0 200
MERRILL LYNCH & CO INC 1 COM & COMMON STOCK 590188108 357 3402 SH OTHER 3402 0 0
METHODE ELECTRS INC CL A COMMON STOCK 591520200 3 50 SH DEFINED 0 0 50
METROMEDIA FIBER NETWORK INC C COMMON STOCK 591689104 19 200 SH DEFINED 0 0 200
MFS GOVT MKTS INCOME TR SH BEN COMMON STOCK 552939100 112 18660 SH OTHER 18660 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 6 50 SH DEFINED 0 0 50
MICROSOFT CORP COMMON STOCK 594918104 486 4575 SH DEFINED 200 0 4375
MICROSOFT CORP COMMON STOCK 594918104 3435 32326 SH OTHER 32326 0 0
MIDAS GROUP INC COM COMMON STOCK 595626102 13 550 SH OTHER 550 0 0
MIDWEST EXPRESS HLDGS INC COM COMMON STOCK 597911106 3 112 SH DEFINED 0 0 112
MINNESOTA MNG & MFG CO COMMON STOCK 604059105 1849 20873 SH OTHER 20748 0 125
MINNESOTA PWR INC COMMON STOCK 604110106 5 300 SH OTHER 300 0 0
MONSANTO CO 1 COM & 1 TAKEOVER COMMON STOCK 611662107 98 1900 SH DEFINED 0 0 1900
MONSANTO CO 1 COM & 1 TAKEOVER COMMON STOCK 611662107 633 12300 SH OTHER 12300 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 2334 17713 SH OTHER 17713 0 0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 347 4184 SH OTHER 4184 0 0
MOTOROLA INC 1 COM & 1 TAKEOVE COMMON STOCK 620076109 61 420 SH DEFINED 0 0 420
MOTOROLA INC 1 COM & 1 TAKEOVE COMMON STOCK 620076109 1904 13042 SH OTHER 13042 0 0
NAVIDEC INC COM COMMON STOCK 63934Q101 8 500 SH DEFINED 0 0 500
NCR CORPORATION COM COMMON STOCK 62886E108 1 26 SH DEFINED 0 0 26
NCR CORPORATION COM COMMON STOCK 62886E108 2 45 SH OTHER 45 0 0
NEW CENTY ENERGIES INC COM COMMON STOCK 64352U103 187 6206 SH OTHER 6206 0 0
NEXTEL COMMUNICATIONS INC CL A COMMON STOCK 65332V103 15 100 SH OTHER 100 0 0
NOBLE AFFILIATES INC COMMON STOCK 654894104 13 400 SH DEFINED 0 0 400
NOBLE DRILLING CORP COMMON STOCK 655042109 124 3000 SH DEFINED 0 0 3000
NORFOLK SOUTHN CORP COMMON STOCK 655844108 100 7000 SH DEFINED 0 0 7000
NORFOLK SOUTHN CORP COMMON STOCK 655844108 32 2225 SH OTHER 2225 0 0
NUVEEN INSD MUN OPPORTUNITY FD COMMON STOCK 670984103 13 1000 SH OTHER 1000 0 0
NUVEEN MUN ADVANTAGE FD INC COMMON STOCK 67062H106 98 7800 SH OTHER 7800 0 0
NUVEEN MUN INCOME FD INC COMMON STOCK 67062J102 78 6882 SH OTHER 6882 0 0
NUVEEN MUN MKT OPPORTUNITY FD COMMON STOCK 67062W103 61 4875 SH OTHER 4875 0 0
NUVEEN MUN VALUE FD INC COMMON STOCK 670928100 151 17865 SH OTHER 17865 0 0
NUVEEN PERFORMANCE PLUS MUN FD COMMON STOCK 67062P108 46 3800 SH OTHER 3800 0 0
NUVEEN QUALITY INCOME MUN FD I COMMON STOCK 670977107 7 500 SH OTHER 500 0 0
NUVEEN SELECT TAX FREE INCOME COMMON STOCK 67063C106 46 3471 SH OTHER 3471 0 0
NUVEEN SELECT TAX-FREE INCOME COMMON STOCK 67062F100 46 3393 SH OTHER 3393 0 0
NUVEEN TX QUALITY INCOME MUN F COMMON STOCK 670983105 151 12029 SH OTHER 12029 0 0
OAKLEY INC COM COMMON STOCK 673662102 0 40 SH DEFINED 0 0 40
OCTEL CORP - W/I COM COMMON STOCK 675727101 1 150 SH OTHER 150 0 0
OFFICEMAX INC COM COMMON STOCK 67622M108 3 500 SH OTHER 500 0 0
OGE ENERGY CORP COM COMMON STOCK 670837103 69 3584 SH OTHER 3584 0 0
ORACLE CORPORATION 1 COM & 1 COMMON STOCK 68389X105 355 4550 SH DEFINED 100 0 4450
ORACLE CORPORATION 1 COM & 1 COMMON STOCK 68389X105 383 4901 SH OTHER 4901 0 0
OXFORD HEALTH PLANS INC COMMON STOCK 691471106 0 21 SH DEFINED 0 0 21
PAPA JOHNS INTL INC COM COMMON STOCK 698813102 1 45 SH DEFINED 0 0 45
PENNEY J C INC 1 COM & 1 TAKEO COMMON STOCK 708160106 33 2200 SH OTHER 2200 0 0
PEPSICO INC COMMON STOCK 713448108 342 9800 SH DEFINED 0 0 9800
PEPSICO INC COMMON STOCK 713448108 1840 52766 SH OTHER 52766 0 0
PFIZER INC 1 COM & 1 TAKEOVER COMMON STOCK 717081103 719 19675 SH DEFINED 600 0 19075
PFIZER INC 1 COM & 1 TAKEOVER COMMON STOCK 717081103 1711 46798 SH OTHER 46573 0 225
PG&E CORP COM COMMON STOCK 69331C108 70 3330 SH OTHER 3330 0 0
PHARMACIA & UPJOHN INC COM COMMON STOCK 716941109 89 1500 SH DEFINED 0 0 1500
PHARMACIA & UPJOHN INC COM COMMON STOCK 716941109 498 8366 SH OTHER 8366 0 0
PHELPS DODGE CORP 1 COM & 1 COMMON STOCK 717265102 306 6450 SH OTHER 6450 0 0
PHILADELPHIA SUBN CORP COM PAR COMMON STOCK 718009608 3 143 SH DEFINED 143 0 0
PHILIP MORRIS COS COM COMMON STOCK 718154107 258 12190 SH DEFINED 0 0 12190
PHILIP MORRIS COS COM COMMON STOCK 718154107 159 7550 SH OTHER 7550 0 0
PHILLIPS PETE CO 1 COM & 1 COMMON STOCK 718507106 5 100 SH DEFINED 0 0 100
PHILLIPS PETE CO 1 COM & 1 COMMON STOCK 718507106 1079 23338 SH OTHER 23338 0 0
PHOTRONICS INC COM COMMON STOCK 719405102 4 100 SH DEFINED 0 0 100
PIONEER NAT RES CO COM COMMON STOCK 723787107 1 100 SH DEFINED 0 0 100
PITNEY BOWES INC 1 COM & 1 COMMON STOCK 724479100 54 1200 SH OTHER 1200 0 0
PLEXUS CORP COM COMMON STOCK 729132100 11 162 SH DEFINED 0 0 162
PMC SIERRA INC COM COMMON STOCK 69344F106 8 38 SH OTHER 38 0 0
POST PPTYS INC COM COMMON STOCK 737464107 5 123 SH OTHER 123 0 0
POTOMAC ELEC PWR CO COMMON STOCK 737679100 9 400 SH OTHER 400 0 0
PPG INDS INC 1 COM & 1 TAKEOVE COMMON STOCK 693506107 17 320 SH OTHER 320 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 1301 31255 SH OTHER 31255 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 345 6100 SH DEFINED 0 0 6100
PROCTER & GAMBLE CO COMMON STOCK 742718109 5225 92473 SH OTHER 92373 0 100
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 3 100 SH DEFINED 0 0 100
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 47 1600 SH OTHER 1600 0 0
PUGET SOUND ENERGY INC COMMON STOCK 745332106 2 100 SH DEFINED 100 0 0
PUGET SOUND ENERGY INC COMMON STOCK 745332106 11 500 SH OTHER 500 0 0
PUTNAM MASTER INTER INCOME TR COMMON STOCK 746909100 82 14070 SH OTHER 14070 0 0
QUAKER OATS CO 1 COM & 1 TAKEO COMMON STOCK 747402105 2 28 SH DEFINED 0 0 28
QUAKER OATS CO 1 COM & 1 TAKEO COMMON STOCK 747402105 485 7995 SH OTHER 7995 0 0
QUALCOMM INC COMMON STOCK 747525103 30 200 SH DEFINED 0 0 200
QUINTILES TRANSNATIONAL CORP C COMMON STOCK 748767100 2 100 SH OTHER 100 0 0
QWEST COMMUNICATIONS INTL INC COMMON STOCK 749121109 65 1350 SH DEFINED 0 0 1350
QWEST COMMUNICATIONS INTL INC COMMON STOCK 749121109 5 100 SH OTHER 100 0 0
RALSTON PURINA GROUP COM COMMON STOCK 751277302 8 300 SH DEFINED 0 0 300
RAYTHEON CO CL A COMMON STOCK 755111309 0 6 SH DEFINED 0 0 6
RAYTHEON CO CL A COMMON STOCK 755111309 51 2709 SH OTHER 2709 0 0
RAYTHEON CO CL B COMMON STOCK 755111408 132 7464 SH OTHER 7464 0 0
RCN CORP COM COMMON STOCK 749361101 11 200 SH DEFINED 0 0 200
REALTY INCOME CORP COM COMMON STOCK 756109104 10 525 SH DEFINED 525 0 0
RESPIRONICS INC COM COMMON STOCK 761230101 1 50 SH DEFINED 0 0 50
RESPONSE ONCOLOGY INC FORMERLY COMMON STOCK 761232305 0 165 SH OTHER 165 0 0
REXALL SUNDOWN INC COM COMMON STOCK 761648104 6 460 SH DEFINED 0 0 460
REYNOLDS METALS CO 1 COM & 1 COMMON STOCK 761763101 24 364 SH OTHER 364 0 0
RITE AID CORP 1 COM & 1 TAKEOV COMMON STOCK 767754104 1 250 SH DEFINED 0 0 250
ROCKWELL INTERNATIONAL CORP NE COMMON STOCK 773903109 42 1000 SH OTHER 1000 0 0
ROHM & HAAS CO COMMON STOCK 775371107 218 4890 SH OTHER 4679 0 211
ROWAN COS INC 1 COM & 1 TAKEOV COMMON STOCK 779382100 2 75 SH DEFINED 0 0 75
SABINE RTY TR UNIT BEN INT COMMON STOCK 785688102 482 40797 SH OTHER 40797 0 0
SAFEWAY INC COM NEW COMMON STOCK 786514208 9 200 SH DEFINED 0 0 200
SAFEWAY INC COM NEW COMMON STOCK 786514208 328 7249 SH OTHER 7249 0 0
SALOMON BROS FD INC COMMON STOCK 795477108 0 25 SH OTHER 25 0 0
SANMINA CORP COM COMMON STOCK 800907107 3 40 SH DEFINED 0 0 40
SARA LEE CORP 1 COM & 1 TAKEOV COMMON STOCK 803111103 198 11000 SH OTHER 11000 0 0
SBC COMMUNICATIONS INC COM COMMON STOCK 78387G103 289 6850 SH DEFINED 0 0 6850
SBC COMMUNICATIONS INC COM COMMON STOCK 78387G103 7691 182566 SH OTHER 180166 2400 0
SCHERING PLOUGH CORP 1 COM & 1 COMMON STOCK 806605101 33 900 SH DEFINED 0 0 900
SCHERING PLOUGH CORP 1 COM & 1 COMMON STOCK 806605101 3682 99190 SH OTHER 98440 0 750
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 71 1250 SH OTHER 1250 0 0
SCI SYS INC COMMON STOCK 783890106 12 228 SH DEFINED 0 0 228
SCIENTIFIC ATLANTA INC 1 COM & COMMON STOCK 808655104 13 200 SH DEFINED 0 0 200
SEALED AIR CORP COM COMMON STOCK 81211K100 78 1431 SH OTHER 1431 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 120 3933 SH OTHER 3933 0 0
SERVICE CORP INTL 1 COM & 1 COMMON STOCK 817565104 3 890 SH DEFINED 400 0 490
SERVICE CORP INTL 1 COM & 1 COMMON STOCK 817565104 3 900 SH OTHER 900 0 0
SHERWIN WILLIAMS CO 1 COM & 1 COMMON STOCK 824348106 9 400 SH DEFINED 0 0 400
SHERWIN WILLIAMS CO 1 COM & 1 COMMON STOCK 824348106 527 23834 SH OTHER 23834 0 0
SIGCORP INC COM COMMON STOCK 826912107 4 150 SH DEFINED 150 0 0
SINGER CO N V COMMON STOCK 82930F109 3 3000 SH DEFINED 0 0 3000
SOLUTIA INC COM COMMON STOCK 834376105 2 180 SH DEFINED 0 0 180
SOLUTIA INC COM COMMON STOCK 834376105 21 1600 SH OTHER 1600 0 0
SONOCO PRODS CO COMMON STOCK 835495102 10 440 SH OTHER 440 0 0
SOTHEBYS HLDGS INC CL A COMMON STOCK 835898107 4 200 SH OTHER 200 0 0
SOUTHERN CO COMMON STOCK 842587107 611 28081 SH OTHER 28081 0 0
SOUTHERN ENERGY HOMES INC COM COMMON STOCK 842814105 0 200 SH DEFINED 0 0 200
SOUTHWEST AIRLS CO 1 COM & 1 COMMON STOCK 844741108 70 3375 SH DEFINED 3375 0 0
SOUTHWEST AIRLS CO 1 COM & 1 COMMON STOCK 844741108 9 450 SH OTHER 450 0 0
SPDR TR UNIT SER 1 COMMON STOCK 78462F103 54 358 SH DEFINED 0 0 358
SPRINT CORP COM COMMON STOCK 852061100 117 1848 SH OTHER 1848 0 0
ST JOE COMPANY COM COMMON STOCK 790148100 12 400 SH DEFINED 0 0 400
ST PAUL COS INC 1 COM & 1 TAKE COMMON STOCK 792860108 85 2500 SH OTHER 2500 0 0
STAPLES INC COMMON STOCK 855030102 9 450 SH DEFINED 0 0 450
STARBUCKS CORP COM COMMON STOCK 855244109 18 400 SH DEFINED 0 0 400
STATE STREET CORP COM COMMON STOCK 857477103 10 100 SH DEFINED 100 0 0
STATE STREET CORP COM COMMON STOCK 857477103 2156 22257 SH OTHER 21557 0 700
STERLING COMM INC COM COMMON STOCK 859205106 35 796 SH OTHER 796 0 0
STERLING SOFTWARE INC COMMON STOCK 859547101 33 1000 SH OTHER 1000 0 0
STEWART ENTERPRISES INC CL A COMMON STOCK 860370105 1 200 SH DEFINED 0 0 200
STEWART INFORMATION SVCS CORP COMMON STOCK 860372101 57 3600 SH OTHER 3600 0 0
STURM RUGER & CO INC COMMON STOCK 864159108 0 40 SH DEFINED 0 0 40
SUN MICROSYSTEMS INC COM COMMON STOCK 866810104 7 75 SH DEFINED 75 0 0
SUN MICROSYSTEMS INC COM COMMON STOCK 866810104 930 9928 SH OTHER 9928 0 0
SUNGARD DATA SYS INC COMMON STOCK 867363103 15 400 SH DEFINED 0 0 400
SUNTRUST BKS INC COMMON STOCK 867914103 231 4000 SH DEFINED 0 0 4000
SUPERVALU INC COM COMMON STOCK 868536103 53 2800 SH OTHER 2800 0 0
SYBRON INTL CORP COM COMMON STOCK 87114F106 58 2000 SH DEFINED 0 0 2000
SYLVAN LEARNING SYS INC COM COMMON STOCK 871399101 2 100 SH DEFINED 0 0 100
SYMBOL TECHNOLOGIES INC COMMON STOCK 871508107 9 108 SH DEFINED 0 0 108
TANDY CORP 1 COM & 1 TAKEOVER COMMON STOCK 875382103 86 1700 SH DEFINED 0 0 1700
TANDY CORP 1 COM & 1 TAKEOVER COMMON STOCK 875382103 41 800 SH OTHER 800 0 0
TECO ENERGY INC 1 COM & 1 TAKE COMMON STOCK 872375100 2 100 SH DEFINED 100 0 0
TECO ENERGY INC 1 COM & 1 TAKE COMMON STOCK 872375100 58 3000 SH OTHER 3000 0 0
TEXACO INC 1 COM & 1 TAKEOVER COMMON STOCK 881694103 10 192 SH DEFINED 0 0 192
TEXACO INC 1 COM & 1 TAKEOVER COMMON STOCK 881694103 2625 48843 SH OTHER 48843 0 0
TEXAS INDS INC COMMON STOCK 882491103 1 40 SH DEFINED 0 0 40
TEXAS INSTRS INC COMMON STOCK 882508104 792 4950 SH DEFINED 50 0 4900
TEXAS INSTRS INC COMMON STOCK 882508104 11312 70700 SH OTHER 70700 0 0
TEXAS UTILITIES CO. COMMON STOCK 882848104 11 367 SH DEFINED 0 0 367
TEXAS UTILITIES CO. COMMON STOCK 882848104 1336 45018 SH OTHER 45018 0 0
THERMO ELECTRON CORP 1 COMMON COMMON STOCK 883556102 17 825 SH OTHER 825 0 0
TIDEWATER INC 1 COM & 1 TAKEOV COMMON STOCK 886423102 1 37 SH DEFINED 0 0 37
TIME WARNER INC COMMON STOCK 887315109 120 1200 SH DEFINED 0 0 1200
TIME WARNER INC COMMON STOCK 887315109 670 6700 SH OTHER 6700 0 0
TRI CONTL CORP COMMON STOCK 895436103 77 3032 SH OTHER 3032 0 0
TRICON GLOBAL RESTAURANTS, INC COMMON STOCK 895953107 25 800 SH DEFINED 0 0 800
TRICON GLOBAL RESTAURANTS, INC COMMON STOCK 895953107 219 7053 SH OTHER 7053 0 0
TYCO INTL LTD NEW COM COMMON STOCK 902124106 20 400 SH DEFINED 0 0 400
TYCO INTL LTD NEW COM COMMON STOCK 902124106 152 3030 SH OTHER 3030 0 0
U S HOME CORP NEW COM COMMON STOCK 911920106 15 407 SH OTHER 168 0 239
U S INDS INC NEW COM COMMON STOCK 912080108 0 15 SH DEFINED 0 0 15
ULTRAMAR DIAMOND SHAMROCK CORP COMMON STOCK 904000106 39 1540 SH OTHER 1540 0 0
UMB FINL CORP COM COMMON STOCK 902788108 779 21210 SH OTHER 21210 0 0
UNION CARBIDE CORP 1 COM & 1 COMMON STOCK 905581104 1264 21668 SH OTHER 21668 0 0
UNION PAC CORP COMMON STOCK 907818108 524 13400 SH OTHER 13400 0 0
UNION PAC RES GROUP INC COM COMMON STOCK 907834105 0 16 SH OTHER 16 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 3267 51702 SH OTHER 51602 0 100
UNIVISION COMMUNICATIONS INC C COMMON STOCK 914906102 11 100 SH DEFINED 0 0 100
UNOCAL CORP 1 COM & 1 TAKEOVER COMMON STOCK 915289102 3 100 SH DEFINED 0 0 100
UNOCAL CORP 1 COM & 1 TAKEOVER COMMON STOCK 915289102 143 4800 SH OTHER 4800 0 0
US BANCORP DEL COM COMMON STOCK 902973106 410 18750 SH OTHER 18750 0 0
US WEST INC COM COMMON STOCK 91273H101 267 3671 SH OTHER 3671 0 0
USX U S STL GROUP COMMON STOCK 90337T101 1 33 SH OTHER 33 0 0
USX-MARATHON GROUP COM NEW COMMON STOCK 902905827 119 4568 SH OTHER 4568 0 0
UTILICORP UTD INC COMMON STOCK 918005109 5 300 SH DEFINED 300 0 0
V F CORP 1 COM & 1 TAKEOVER RI COMMON STOCK 918204108 96 4000 SH OTHER 4000 0 0
VAN KAMPEN INCOME TR SH COMMON STOCK 920957107 86 14000 SH OTHER 14000 0 0
VAN KAMPEN MUNICIPAL TRUST COM COMMON STOCK 920919107 8 600 SH OTHER 600 0 0
VAN KAMPEN TRUST INVESTMENT GR COMMON STOCK 920929106 217 16400 SH OTHER 16400 0 0
VENATOR GROUP INC COM COMMON STOCK 922944103 126 14100 SH DEFINED 0 0 14100
VENATOR GROUP INC COM COMMON STOCK 922944103 182 20400 SH OTHER 20400 0 0
VITESSE SEMICONDUCTOR CORP COMMON STOCK 928497106 29 300 SH DEFINED 0 0 300
VLASIC FOODS INTL INC COM COMMON STOCK 928559103 1 360 SH OTHER 360 0 0
W. R. GRACE & CO COM COMMON STOCK 38388F108 34 2670 SH OTHER 2670 0 0
WACKENHUT CORRECTIONS CORP COM COMMON STOCK 929798106 0 30 SH DEFINED 0 0 30
WAL MART STORES INC COMMON STOCK 931142103 446 7900 SH DEFINED 200 0 7700
WAL MART STORES INC COMMON STOCK 931142103 4556 80633 SH OTHER 80430 203 0
WALGREEN CO 1 COM & 1 TAKEOVER COMMON STOCK 931422109 366 14200 SH DEFINED 200 0 14000
WALGREEN CO 1 COM & 1 TAKEOVER COMMON STOCK 931422109 1775 68923 SH OTHER 68123 0 800
WARNER LAMBERT CO 1 COM & 1 COMMON STOCK 934488107 49 500 SH DEFINED 300 0 200
WARNER LAMBERT CO 1 COM & 1 COMMON STOCK 934488107 1608 16460 SH OTHER 16460 0 0
WASHINGTON MUT INC COM COMMON STOCK 939322103 67 2520 SH DEFINED 0 0 2520
WASHINGTON REAL ESTATE INVT TR COMMON STOCK 939653101 41 2703 SH OTHER 2703 0 0
WEST COAST BANCORP ORE NEW COM COMMON STOCK 952145100 5 500 SH OTHER 500 0 0
WESTERN RES INC COM COMMON STOCK 959425109 2 100 SH DEFINED 100 0 0
WESTERN RES INC COM COMMON STOCK 959425109 6 400 SH OTHER 400 0 0
WEYERHAEUSER CO 1 COM & 1 TAKE COMMON STOCK 962166104 23 400 SH OTHER 400 0 0
WHIRLPOOL CORP 1 COM & 1 TAKEO COMMON STOCK 963320106 41 700 SH OTHER 700 0 0
WILLIAMS COS INC 1 COM & 1 COMMON STOCK 969457100 18 400 SH DEFINED 0 0 400
WISCONSIN ENERGY CORP COM COMMON STOCK 976657106 11 528 SH OTHER 528 0 0
WISER OIL CO DEL COMMON STOCK 977284108 0 200 SH DEFINED 0 0 200
WPS RES CORP COM COMMON STOCK 92931B106 10 400 SH OTHER 400 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 2 20 SH DEFINED 0 0 20
WRIGLEY WM JR CO COMMON STOCK 982526105 99 1286 SH OTHER 1286 0 0
XEROX CORP 1 COM & 1 TAKEOVER COMMON STOCK 984121103 986 37942 SH OTHER 36942 0 1000
XILINX INC 1 COM & 1 TAKEOVER COMMON STOCK 983919101 8 100 SH DEFINED 0 0 100
YAHOO INC COM COMMON STOCK 984332106 9 50 SH OTHER 50 0 0
YORK INTL CORP COMMON STOCK 986670107 2 100 SH OTHER 100 0 0
ZWEIG FD INC COMMON STOCK 989834106 18 1802 SH DEFINED 1802 0 0
3COM CORP 1 COM & 1 TAKEOVER R COMMON STOCK 885535104 3 49 SH DEFINED 0 0 49
AEGON N V ORD AMER REG COMMON STOCK 007924103 686 8519 SH OTHER 8519 0 0
BARCLAYS BK PLC SER E 8.000 COMMON STOCK 06738C836 7 300 SH OTHER 300 0 0
DURBAN ROODEPOORT DEEP LTD COMMON STOCK 266597301 0 150 SH DEFINED 0 0 150
ELAN CORP PLC ADR COMMON STOCK 284131208 14 300 SH DEFINED 0 0 300
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 28 300 SH DEFINED 0 0 300
FILA HLDG SPON ADR COMMON STOCK 316850106 0 11 SH DEFINED 0 0 11
FRESENIUS MED CARE COMMON STOCK 358029106 68 2800 SH OTHER 2800 0 0
GALLAHER GROUP PLC SPONSORED A COMMON STOCK 363595109 180 9164 SH OTHER 9164 0 0
GLAMIS GOLD LTD COMMON STOCK 376775102 0 100 SH DEFINED 0 0 100
GLAXO WELLCOME PLC SPONSORED A COMMON STOCK 37733W105 36 633 SH OTHER 633 0 0
NEWS CORP LTD SPONSORED ADR RE COMMON STOCK 652487802 239 5000 SH DEFINED 0 0 5000
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 971 4375 SH OTHER 4375 0 0
PETROLEUM GEO SVCS A/S SPONSOR COMMON STOCK 716597109 62 3600 SH DEFINED 0 0 3600
ROYAL BK CDA MONTREAL QUEBEC COMMON STOCK 780087102 7 150 SH OTHER 150 0 0
ROYAL DUTCH PETRO-NY SHARES COMMON STOCK 780257804 338 5850 SH DEFINED 0 0 5850
ROYAL DUTCH PETRO-NY SHARES COMMON STOCK 780257804 1204 20832 SH OTHER 20832 0 0
SCHLUMBERGER LTD ADR COMMON STOCK 806857108 31 400 SH DEFINED 100 0 300
SCHLUMBERGER LTD ADR COMMON STOCK 806857108 5358 70035 SH OTHER 69635 0 400
SHELL TRANS & TRADING PLC NEW COMMON STOCK 822703609 2 50 SH OTHER 50 0 0
SMITHKLINE BEECHAM PLC ADR ORD COMMON STOCK 832378301 13 200 SH DEFINED 0 0 200
SMITHKLINE BEECHAM PLC ADR ORD COMMON STOCK 832378301 215 3256 SH OTHER 3256 0 0
TELEFONICA S A ADR COMMON STOCK 879382208 0 6 SH DEFINED 0 0 6
TELEFONOS DE MEXICO S A SPONSO COMMON STOCK 879403780 9 141 SH DEFINED 0 0 141
TEVA PHARMACEUTICAL-SP ADR COMMON STOCK 881624209 104 2800 SH DEFINED 0 0 2800
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 26 475 SH DEFINED 0 0 475
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 635 11437 SH OTHER 11437 0 0
MORGAN STANLEY FIN PLC PREFERRED STOCK 616906707 5 200 SH OTHER N.A. N.A. N.A.
ATLANTIC RICHFIELD CO PFD CONV PREFERRED STOCK 048825400 238 573 SH OTHER N.A. N.A. N.A.
SEALED AIR CORP CVT UNTIL 04/0 PREFERRED STOCK 81211K209 66 1268 SH OTHER N.A. N.A. N.A.
NUVEEN PREMIUM INC MUN FD OTHER 67062T100 12 1021 SH OTHER 1021 0 0
EQUITY INCOME FD UNIT 1ST EXCH OTHER 294700703 183 930 SH OTHER 930 0 0
</TABLE>
<PAGE>
NORWEST BANK TEXAS, N.A.
<TABLE>
<CAPTION>
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AT&T CORP COMMON STOCK 001957109 6629 117717 SH SOLE 114725 0 2992
AT&T CORP COMMON STOCK 001957109 1365 24237 SH OTHER 23512 0 725
ABBOTT LABS COMMON STOCK 002824100 2811 79887 SH SOLE 76987 0 2900
ABBOTT LABS COMMON STOCK 002824100 457 12980 SH OTHER 12980 0 0
ALCOA INC COMMON STOCK 013817101 436 6200 SH SOLE 6200 0 0
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AMERICAN EXPRESS CO COMMON STOCK 025816109 1171 7865 SH SOLE 7865 0 0
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ATLANTIC RICHFIELD COMPANY COMMON STOCK 048825103 829 9748 SH SOLE 9748 0 0
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AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 4770 98870 SH SOLE 97710 0 1160
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BP AMOCO PLC - SPONS ADR COMMON STOCK 055622104 615 11556 SH SOLE 11556 0 0
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CHASE MANHATTAN CORP COMMON STOCK 16161A108 354 4062 SH OTHER 2687 200 1175
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CISCO SYSTEMS INC COMMON STOCK 17275R102 1707 22078 SH OTHER 4578 3600 13900
CITIGROUP INC COMMON STOCK 172967101 2145 35818 SH SOLE 35818 0 0
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COASTAL CORP COMMON STOCK 190441105 184 4000 SH SOLE 4000 0 0
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COMPUTER ASSOCIATES INTL INC COMMON STOCK 204912109 912 15413 SH SOLE 15413 0 0
COMPUTER ASSOCIATES INTL INC COMMON STOCK 204912109 41 700 SH OTHER 700 0 0
CONAGRA INC COMMON STOCK 205887102 189 10450 SH SOLE 10450 0 0
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EMERSON ELECTRIC CO. COMMON STOCK 291011104 2092 39381 SH SOLE 37361 0 2020
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FORD MOTOR CO COMMON STOCK 345370100 1253 27268 SH SOLE 26068 0 1200
FORD MOTOR CO COMMON STOCK 345370100 32 707 SH OTHER 707 0 0
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GAP INC COMMON STOCK 364760108 709 14225 SH SOLE 14225 0 0
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HARKEN ENERGY CORP COMMON STOCK 412552101 12 12000 SH OTHER 12000 0 0
HARLEY-DAVIDSON INC COMMON STOCK 412822108 603 7601 SH SOLE 7436 0 165
HARLEY-DAVIDSON INC COMMON STOCK 412822108 35 442 SH OTHER 57 0 385
HARTFORD LIFE INC COMMON STOCK 416592103 153 3270 SH SOLE 2870 0 400
HARTFORD LIFE INC COMMON STOCK 416592103 47 1000 SH OTHER 1000 0 0
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HOME DEPOT INC COMMON STOCK 437076102 10240 158759 SH SOLE 152207 0 6552
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HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 512 9726 SH OTHER 9276 150 300
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INTEL CORP COMMON STOCK 458140100 2157 16347 SH OTHER 14247 100 2000
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INTERNATIONAL BUSINESS MACHINES CORP COMMON STOCK 459200101 851 7214 SH OTHER 6714 500 0
JOHNSON & JOHNSON COMMON STOCK 478160104 6263 89147 SH SOLE 85274 115 3758
JOHNSON & JOHNSON COMMON STOCK 478160104 1305 18583 SH OTHER 15158 0 3425
KANSAS CITY PWR & LT CO COMMON STOCK 485134100 83 2878 SH SOLE 2878 0 0
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KOHLS CORP COMMON STOCK 500255104 305 2980 SH SOLE 1580 0 1400
LEXMARK INTL GROUP INC-CL A COMMON STOCK 529771107 387 3660 SH SOLE 3660 0 0
LEXMARK INTL GROUP INC-CL A COMMON STOCK 529771107 300 2840 SH OTHER 2840 0 0
LILLY ELI & CO COMMON STOCK 532457108 1929 30803 SH SOLE 30403 0 400
LILLY ELI & CO COMMON STOCK 532457108 113 1810 SH OTHER 1510 300 0
LIZ CLAIBORNE INC COMMON STOCK 539320101 229 5000 SH SOLE 5000 0 0
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LOUISIANA PACIFIC CORP COMMON STOCK 546347105 139 10000 SH SOLE 10000 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 10190 166368 SH SOLE 158620 0 7748
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 1721 28103 SH OTHER 27055 63 985
MCI WORLDCOM INC COMMON STOCK 55268B106 4604 101597 SH SOLE 99363 0 2234
MCI WORLDCOM INC COMMON STOCK 55268B106 481 10614 SH OTHER 9689 0 925
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 356 3225 SH SOLE 3225 0 0
MASCO CORP COMMON STOCK 574599106 221 10800 SH SOLE 10800 0 0
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MAY DEPT STORES CO COMMON STOCK 577778103 251 8800 SH SOLE 8800 0 0
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MCDONALDS CORP COMMON STOCK 580135101 2051 54875 SH SOLE 49875 0 5000
MCDONALDS CORP COMMON STOCK 580135101 172 4600 SH OTHER 4600 0 0
MCGRAW HILL COS INC COMMON STOCK 580645109 520 11419 SH SOLE 11419 0 0
MCGRAW HILL COS INC COMMON STOCK 580645109 26 582 SH OTHER 582 0 0
MCKESSON HBOC INC COMMON STOCK 58155Q103 555 26431 SH SOLE 26431 0 0
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MCLEODUSA N/C FROM MCLEOD, INC COMMON STOCK 582266102 7633 90000 SH OTHER 90000 0 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 517 6380 SH SOLE 6380 0 0
MEDIAONE GROUP INC COMMON STOCK 58440J104 87 1076 SH OTHER 1076 0 0
MEDTRONIC INC COMMON STOCK 585055106 7552 146810 SH SOLE 139029 500 7281
MEDTRONIC INC COMMON STOCK 585055106 385 7489 SH OTHER 6839 0 650
MERCK & CO INC COMMON STOCK 589331107 5949 95757 SH SOLE 93457 0 2300
MERCK & CO INC COMMON STOCK 589331107 1132 18227 SH OTHER 13727 0 4500
MERRILL LYNCH & CO INC COMMON STOCK 590188108 2521 24014 SH SOLE 24014 0 0
MERRILL LYNCH & CO INC COMMON STOCK 590188108 468 4458 SH OTHER 4458 0 0
MICROSOFT CORP COMMON STOCK 594918104 8348 78573 SH SOLE 76382 0 2191
MICROSOFT CORP COMMON STOCK 594918104 427 4023 SH OTHER 3190 448 385
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MORGAN JP & CO INC COMMON STOCK 616880100 801 6083 SH SOLE 6083 0 0
MORGAN JP & CO INC COMMON STOCK 616880100 7 53 SH OTHER 53 0 0
MORGAN STANLEY DEAN WITTER & CO. COMMON STOCK 617446448 1431 17266 SH SOLE 17266 0 0
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NOKIA CORP-SPON ADR COMMON STOCK 654902204 1909 8600 SH SOLE 8455 0 145
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PE CORP-PE BIOSYSTEMS GRP COMMON STOCK 69332S102 29 300 SH SOLE 300 0 0
PE CORP-PE BIOSYSTEMS GRP COMMON STOCK 69332S102 386 4000 SH OTHER 4000 0 0
PEPSICO INC COMMON STOCK 713448108 2630 75408 SH SOLE 73033 0 2375
PEPSICO INC COMMON STOCK 713448108 220 6297 SH OTHER 6297 0 0
PERVASIVE SOFTWARE INC COMMON STOCK 715710109 16957 1317032 SH SOLE 1317032 0 0
PFIZER INC COMMON STOCK 717081103 7243 198108 SH SOLE 193820 0 4288
PFIZER INC COMMON STOCK 717081103 1786 48846 SH OTHER 48246 100 500
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PITNEY BOWES INC COMMON STOCK 724479100 374 8378 SH SOLE 8378 0 0
PLUM CREEK TIMBER CO INC COMMON STOCK 729251108 451 18300 SH SOLE 18300 0 0
POPULAR INC COMMON STOCK 733174106 610 27500 SH SOLE 27500 0 0
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PROCTER & GAMBLE CO COMMON STOCK 742718109 830 14683 SH OTHER 14358 75 250
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ROYAL DUTCH PETE CO COMMON STOCK 780257804 909 15728 SH OTHER 13028 0 2700
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 9294 220620 SH SOLE 212539 0 8081
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SAFEWAY INC COMMON STOCK 786514208 909 20087 SH SOLE 18597 0 1490
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WAL MART STORES INC COMMON STOCK 931142103 723 12805 SH OTHER 4880 275 7650
WALGREEN CO COMMON STOCK 931422109 4798 186314 SH SOLE 183620 0 2694
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WEYERHAEUSER CO COMMON STOCK 962166104 462 8100 SH SOLE 8100 0 0
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XEROX CORP COMMON STOCK 984121103 588 22624 SH SOLE 22374 0 250
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BLACKROCK MUNICIPAL TARGET TERM TR OTHER 09247M105 158 16387 SH SOLE N.A. N.A. N.A.
DEBT STRATEGIES FUND II INC OTHER 242901106 129 18280 SH SOLE N.A. N.A. N.A.
MSDW INSURED MUNICIPAL TRUST OTHER 61745P866 137 10000 SH SOLE N.A. N.A. N.A.
MUNIHOLDINGS INSURED FD OTHER 625930102 154 13573 SH SOLE N.A. N.A. N.A.
MUNIYIELD INSURED FUND OTHER 62630E107 329 26849 SH SOLE N.A. N.A. N.A.
NASDAQ 100 TRUST OTHER 631100104 580 5300 SH SOLE N.A. N.A. N.A.
RELIANT ENERGY INC ( 6.000% 3/15/12 OTHER 655419AC3 9 10000 SH OTHER N.A. N.A. N.A.
NUVEEN INVT QUALITY MUNI FD INC OTHER 67062E103 338 26525 SH SOLE N.A. N.A. N.A.
NUVEEN PREM INCOME MUN FD II OTHER 67063W102 233 17333 SH SOLE N.A. N.A. N.A.
</TABLE>
<PAGE>
NORWEST BANK TEXAS, N.A.
FORM 13F INFORMATION TABLE
<TABLE>
<CAPTION>
- ------------------------------------------------------------------------------------------------------------------------------
NAME OF ISSUER TITLE OF CUSIP VALUE SHARES/ SH/PRN PUT/CALL INVSTMT OTHER VOTING AUTHORITY
CLASS (X$1000) PRINC AMT DSCRETN MGRS
SOLE SHARED NONE
(A) (B) (C)
- ------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ALLIED WASTE INDS INC COM PAR$.01NEW COM NEW 019589308 33 5000 SH SOLE 5000
AMGEN INC COM COMMON 031162100 49 800 SH SOLE 800
CISCO SYS INC COM COMMON 17275R102 93 1200 SH SOLE 1200
COCA COLA CO COM COMMON 191216100 9 200 SH SOLE 200
COLGATE PALMOLIVE CO COM COMMON 194162103 23 400 SH SOLE 400
DISNEY WALT CO COM DISNEY COM DIS 254687106 21 500 SH SOLE 500
ELECTRONIC DATA SYS NEW COM COMMON 285661104 32 500 SH SOLE 500
ENRON CORP COM COMMON 293561106 60 800 SH SOLE 800
FEDERAL NATL MTG ASSN COM COMMON 313586109 17 300 SH SOLE 300
GILLETTE CO COM COMMON 375766102 15 400 SH SOLE 400
HANCOCK JOHN FINL SVCS INC COM COMMON 41014S106 9 500 SH SOLE 500
HOME DEPOT INC COM COMMON 437076102 48 750 SH SOLE 750
INTEL CORP COM COMMON 458140100 53 400 SH SOLE 400
INTERNATIONAL BUSINESS MACHS COM COMMON 459200101 47 400 SH SOLE 400
MEDTRONIC INC COM COMMON 585055106 31 600 SH SOLE 600
MERCK & CO INC COM COMMON 589331107 25 400 SH SOLE 400
ORACLE CORP COM COMMON 68389X105 70 900 SH SOLE 900
PEPSI BOTTLING GROUP INC COM COMMON 713409100 40 2000 SH SOLE 2000
PFIZER INC COM COMMON 717081103 33 900 SH SOLE 900
RHYTHMS NETCONNECTIONS INC COM COMMON 762430205 7 200 SH SOLE 200
SCHWAB CHARLES CORP NEW COM COMMON 808513105 28 500 SH SOLE 500
TIME WARNER INC COM COMMON 887315109 80 800 SH SOLE 800
WAL MART STORES INC COM COMMON 931142103 28 500 SH SOLE 500
WASTE MGMT INC DEL COM COMMON 94106L109 27 2000 SH SOLE 2000
</TABLE>
