<PAGE>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 3/31/00
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: NORWEST BANK MONTANA, N.A.
ADDRESS: P.O. BOX 30058
BILLINGS, MT 59117
13F FILE NUMBER: 28-4966
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: HOWARD VRALSTED
TITLE: PRESIDENT
PHONE: (406) 657-3494
SIGNATURE, PLACE, AND DATE OF SIGNING:
HOWARD VRALSTED BILLINGS, MT 4/27/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 401
FORM 13F INFORMATION TABLE VALUE TOTAL: $544,512
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A T & T CORP COM COMMON STOCK 001957109 14159 251432 SH OTHER 250645 0 787
ABBOTT LABS COMMON STOCK 002824100 285 8090 SH OTHER 8090 0 0
ABERCROMBIE & FITCH CO CL A COMMON STOCK 002896207 2 152 SH OTHER 152 0 0
ACNIELSEN CORP COM COMMON STOCK 004833109 4 191 SH OTHER 191 0 0
ADC TELECOMMUNICATIONS INC 1 C COMMON STOCK 000886101 3 50 SH OTHER 50 0 0
AETNA INC COM COMMON STOCK 008117103 125 2250 SH OTHER 2250 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 46 1630 SH OTHER 1630 0 0
AIRBORN FGHT CORP COMMON STOCK 009266107 10 400 SH OTHER 400 0 0
ALBERTSONS INC 1 COM & 1 TAKEO COMMON STOCK 013104104 901 29176 SH OTHER 29176 0 0
ALKERMES INC COMMON STOCK 01642T108 19 200 SH OTHER 200 0 0
ALLEGHENY ENERGY INC COM COMMON STOCK 017361106 14 492 SH OTHER 492 0 0
ALLERGAN INC COMMON STOCK 018490102 3 56 SH OTHER 56 0 0
ALLIANT TECHSYSTEMS INC COMMON STOCK 018804104 20 336 SH OTHER 336 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 1188 49898 SH OTHER 49898 0 0
ALLTEL CORP 1 COM & 1 TAKEOVER COMMON STOCK 020039103 120 1897 SH OTHER 1897 0 0
AMEREN CORP COM COMMON STOCK 023608102 27 875 SH OTHER 875 0 0
AMERICA ONLINE INC DEL COM COMMON STOCK 02364J104 95 1405 SH OTHER 1405 0 0
AMERICAN ELEC PWR INC COMMON STOCK 025537101 75 2502 SH OTHER 2502 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 14026 94177 SH OTHER 94112 0 65
AMERICAN FREIGHTWAYS CORP COM COMMON STOCK 02629V108 8 524 SH OTHER 524 0 0
AMERICAN GEN CORP 1 COM & 1 COMMON STOCK 026351106 2298 40940 SH OTHER 40940 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 24115 448659 SH OTHER 448659 0 0
AMERICAN INTL GROUP INC COMMON STOCK 026874107 309 2823 SH OTHER 2823 0 0
AMERICAN STRATEGIC INCOME COMMON STOCK 03009T101 10 1000 SH OTHER 1000 0 0
AMGEN INC COMMON STOCK 031162100 179 2910 SH OTHER 2910 0 0
APACHE CORP 1 COM & 1 TAKEOVER COMMON STOCK 037411105 5 100 SH OTHER 100 0 0
APPLIED PWR INC CL A COMMON STOCK 038225108 8 285 SH OTHER 285 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 24 2365 SH OTHER 2365 0 0
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 19 884 SH OTHER 884 0 0
ATLANTIC RICHFIELD COMMON STOCK 048825103 5225 61471 SH OTHER 61471 0 0
AUTOLIV INC COM COMMON STOCK 052800109 161 5364 SH OTHER 5364 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 369 7652 SH OTHER 7652 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 4 70 SH OTHER 70 0 0
AVNET INC COMMON STOCK 053807103 11 175 SH OTHER 175 0 0
AVON PRODS INC 1 COM & 1 TAKEO COMMON STOCK 054303102 26 880 SH OTHER 880 0 0
AZTAR CORP COMMON STOCK 054802103 44 4600 SH OTHER 4600 0 0
BAKER HUGHES INC 1 COM & 1 COMMON STOCK 057224107 12 400 SH OTHER 400 0 0
BANK NEW YORK INC 1 COM & 1 COMMON STOCK 064057102 435 10464 SH OTHER 10464 0 0
BAUSCH & LOMB INC COMMON STOCK 071707103 2 40 SH OTHER 40 0 0
BAXTER INTL INC 1 COM & 1 TAKE COMMON STOCK 071813109 440 7026 SH OTHER 7026 0 0
BEAR STEARNS COS INC COMMON STOCK 073902108 23 511 SH OTHER 511 0 0
BED BATH & BEYOND INC COM COMMON STOCK 075896100 5 120 SH OTHER 120 0 0
BELL ATLANTIC CORP 1 COM & 1 COMMON STOCK 077853109 4519 73929 SH OTHER 73929 0 0
BELLSOUTH CORP 1 COM & 1 TAKEO COMMON STOCK 079860102 1527 32574 SH OTHER 32574 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670207 53 29 SH OTHER 29 0 0
BESTFOODS COM COMMON STOCK 08658U101 1117 23870 SH OTHER 23870 0 0
BIG SKY TRANSN CO COM NO PAR COMMON STOCK 089539209 0 180 SH OTHER 180 0 0
BIOCONTROL TECHNOLOGY INC COM COMMON STOCK 090586108 1 2962 SH OTHER 2962 0 0
BLACK & DECKER MFG CO 1 COM & COMMON STOCK 091797100 4 100 SH OTHER 100 0 0
BLACK HILLS CORP COMMON STOCK 092113109 15 675 SH OTHER 675 0 0
BLOCK H & R INC 1 COM & 1 TAKE COMMON STOCK 093671105 18 410 SH OTHER 410 0 0
BOEING CO 1 COM & 1 TAKEOVER R COMMON STOCK 097023105 283 7474 SH OTHER 7474 0 0
BOISE CASCADE CORP 1 COM & 1 COMMON STOCK 097383103 14 408 SH OTHER 408 0 0
BRE PPTYS INC CL A 1 COM & 1 COMMON STOCK 05564E106 207 8000 SH OTHER 8000 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 3347 57701 SH OTHER 57701 0 0
BROADCOM CORPORATION COM COMMON STOCK 111320107 29 119 SH OTHER 119 0 0
BRUSH WELLMAN INC 1 COM & 1 COMMON STOCK 117421107 13 750 SH OTHER 750 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 505 22177 SH OTHER 22177 0 0
BURLINGTON RES INC COM COMMON STOCK 122014103 413 11154 SH OTHER 11154 0 0
CABOT OIL & GAS CORP CL A COMMON STOCK 127097103 5 300 SH OTHER 300 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 25 800 SH OTHER 0 0 800
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 44 950 SH OTHER 950 0 0
CARNIVAL CORP CL A COMMON STOCK 143658102 47 1900 SH OTHER 1900 0 0
CAROLINA PWR & LT CO COMMON STOCK 144141108 27 819 SH OTHER 819 0 0
CATERPILLAR INC 1 COM & TAKEOV COMMON STOCK 149123101 40 1025 SH OTHER 1025 0 0
CBS CORPORATION COM COMMON STOCK 12490K107 254 4479 SH OTHER 4479 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 37 2141 SH OTHER 2141 0 0
CHASE MANHATTAN CORP NEW COM COMMON STOCK 16161A108 426 4882 SH OTHER 4882 0 0
CHEVRON CORP 1 COM & 1 TAKEOVE COMMON STOCK 166751107 12545 135715 SH OTHER 135715 0 0
CHUBB CORP COM COMMON STOCK 171232101 38 562 SH OTHER 562 0 0
CIGNA CORP 1 COM & 1 TAKEOVER COMMON STOCK 125509109 92 1213 SH OTHER 1213 0 0
CISCO SYS INC COMMON STOCK 17275R102 535 6916 SH OTHER 6916 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 150 2168 SH OTHER 2168 0 0
CLOROX CO COMMON STOCK 189054109 13 400 SH OTHER 400 0 0
COCA COLA CO COMMON STOCK 191216100 1703 36274 SH OTHER 36274 0 0
COEUR D ALENE MINES CORP IDAHO COMMON STOCK 192108108 3 1000 SH OTHER 1000 0 0
COLGATE PALMOLIVE CO 1 COM & 1 COMMON STOCK 194162103 846 15012 SH OTHER 15012 0 0
COMERICA INC 1 COM & TAKEOVER COMMON STOCK 200340107 28 680 SH OTHER 680 0 0
COMPAQ COMPUTER CORP 1 COM & 1 COMMON STOCK 204493100 58 2159 SH OTHER 2159 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 36 600 SH OTHER 600 0 0
CONAGRA INC 1 COM & 1 TAKEOVER COMMON STOCK 205887102 644 35506 SH OTHER 35506 0 0
CONSECO INC COMMON STOCK 208464107 0 4 SH OTHER 4 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 97 3332 SH OTHER 3332 0 0
CORN PRODS INTL INC COM COMMON STOCK 219023108 32 1337 SH OTHER 1337 0 0
COX COMMUNICATIONS INC CL A COMMON STOCK 224044107 24 490 SH OTHER 490 0 0
CSX CORP 1 COM & 1 TAKEOVER RT COMMON STOCK 126408103 199 8475 SH OTHER 8475 0 0
CURRENT INCOME SHS INC COM COMMON STOCK 231298100 10 950 SH OTHER 950 0 0
CYTEC INDS INC COM COMMON STOCK 232820100 46 1503 SH OTHER 1503 0 0
DANA CORP 1 COM & 1 TAKEOVER R COMMON STOCK 235811106 15 524 SH OTHER 524 0 0
DANAHER CORP COMMON STOCK 235851102 4 80 SH OTHER 80 0 0
DARDEN RESTAURANTS INC COM COMMON STOCK 237194105 140 7880 SH OTHER 7880 0 0
DEERE & CO COMMON STOCK 244199105 65 1700 SH OTHER 1700 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 299 5540 SH OTHER 5540 0 0
DELUXE CORP 1 COM & 1 TAKEOVER COMMON STOCK 248019101 368 13900 SH OTHER 13900 0 0
DIAMOND OFFSHORE DRILLING INC COMMON STOCK 25271C102 4 100 SH OTHER 100 0 0
DIEBOLD INC 1 COM & 1 TAKEOVER COMMON STOCK 253651103 14 505 SH OTHER 505 0 0
DISNEY WALT CO COM COMMON STOCK 254687106 2183 52910 SH OTHER 52910 0 0
DOW CHEM CO COMMON STOCK 260543103 1682 14758 SH OTHER 14758 0 0
DPL INC 1 COM & 1 TAKEOVER RT COMMON STOCK 233293109 56 2512 SH OTHER 2512 0 0
DQE INC COMMON STOCK 23329J104 50 1105 SH OTHER 1105 0 0
DTE ENERGY CO COM COMMON STOCK 233331107 18 600 SH OTHER 600 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 13185 249060 SH OTHER 248910 0 150
DUFF & PHELPS UTILITIES INC CO COMMON STOCK 264324104 43 4930 SH OTHER 4930 0 0
DUKE ENERGY CORP COMMON STOCK 264399106 97 1852 SH OTHER 1852 0 0
DUN & BRADSTREET CORP COM COMMON STOCK 26483B106 5878 205340 SH OTHER 205340 0 0
E M C CORP MASS COMMON STOCK 268648102 419 3325 SH OTHER 3325 0 0
EASTMAN CHEM CO COM COMMON STOCK 277432100 44 957 SH OTHER 957 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 6472 119169 SH OTHER 119169 0 0
EATON CORP 1 COM & 1 TAKEOVER COMMON STOCK 278058102 35 450 SH OTHER 450 0 0
EDISON INTL COM COMMON STOCK 281020107 804 48515 SH OTHER 48515 0 0
EDWARDS A G INC 1 COM & 1 TAKE COMMON STOCK 281760108 6 150 SH OTHER 150 0 0
ELECTRONIC DATA SYS CORP NEW C COMMON STOCK 285661104 108 1690 SH OTHER 1690 0 0
ELI LILLY & CO 1 COM & 1 TAKEO COMMON STOCK 532457108 680 10861 SH OTHER 10861 0 0
EMERSON ELEC CO COMMON STOCK 291011104 9303 175120 SH OTHER 175120 0 0
EMPIRE DIST ELEC CO COMMON STOCK 291641108 9 472 SH OTHER 472 0 0
ENRON CORP COM COMMON STOCK 293561106 851 11367 SH OTHER 11367 0 0
EQUITABLE RES INC COMMON STOCK 294549100 32 715 SH OTHER 715 0 0
FANNIE MAE COMMON STOCK 313586109 195 3455 SH OTHER 3455 0 0
FIRST AMERN FINL CORP CA COM COMMON STOCK 318522307 5 350 SH OTHER 350 0 0
FIRST DATA CORP COM COMMON STOCK 319963104 9 200 SH OTHER 200 0 0
FIRST SEC CORP DEL COM COMMON STOCK 336294103 28 2365 SH OTHER 2365 0 0
FIRST UN CORP COMMON STOCK 337358105 74 1974 SH OTHER 1974 0 0
FIRSTENERGY CORP COM COMMON STOCK 337932107 26 1250 SH OTHER 1250 0 0
FISERV INC COMMON STOCK 337738108 8 220 SH OTHER 220 0 0
FORD MOTOR CO DEL COMMON STOCK 345370100 125 2714 SH OTHER 2714 0 0
FOREST LABS INC COMMON STOCK 345838106 8 90 SH OTHER 90 0 0
FORTUNE BRANDS INC COM COMMON STOCK 349631101 5281 211256 SH OTHER 211256 0 0
FPL GROUP INC 1 COM & 1 TAKEOV COMMON STOCK 302571104 753 16345 SH OTHER 16345 0 0
FREDDIE MAC COMMON STOCK 313400301 240 5438 SH OTHER 5438 0 0
GABELLI EQUITY TR INC COMMON STOCK 362397101 39 3193 SH OTHER 3193 0 0
GAP INC COMMON STOCK 364760108 7 135 SH OTHER 135 0 0
GATX CORP 1 COM & 1 TAKEOVER R COMMON STOCK 361448103 19 500 SH OTHER 500 0 0
GENERAL ELEC CO COMMON STOCK 369604103 64671 415557 SH OTHER 414457 0 1100
GENERAL MILLS INC 1 COM & 1 COMMON STOCK 370334104 604 16699 SH OTHER 16699 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 507 6119 SH OTHER 6119 0 0
GENERAL MTRS CORP CL H NEW COMMON STOCK 370442832 62 499 SH OTHER 499 0 0
GEORGIA PAC (GEORGIA-PAC GP) COMMON STOCK 373298108 34 865 SH OTHER 865 0 0
GEORGIA PACIFIC TIMBER GROUP C COMMON STOCK 373298702 6 217 SH OTHER 217 0 0
GILLETTE CO COM COMMON STOCK 375766102 248 6572 SH OTHER 6572 0 0
GLOBAL MARINE INC COM NEW COMMON STOCK 379352404 16 650 SH OTHER 650 0 0
GOLDEN WEST FINL CORP DEL COMMON STOCK 381317106 47 1510 SH OTHER 1510 0 0
GOODYEAR TIRE & RUBR CO 1 COM COMMON STOCK 382550101 12 500 SH OTHER 500 0 0
GPU INC COM COMMON STOCK 36225X100 77 2809 SH OTHER 2809 0 0
GRAINGER W W INC 1 COM & 1 COMMON STOCK 384802104 43 800 SH OTHER 800 0 0
GRIFFON CORP COM COMMON STOCK 398433102 31 4000 SH OTHER 4000 0 0
GTE CORP 1 COM & 1 TAKEOVER RT COMMON STOCK 362320103 14128 198980 SH OTHER 198850 0 130
GUIDANT CORP COM COMMON STOCK 401698105 71 1200 SH OTHER 1200 0 0
HALLIBURTON CO 1 COM & 1 TAKEO COMMON STOCK 406216101 306 7430 SH OTHER 7430 0 0
HARLEY DAVIDSON INC 1 COM & 1 COMMON STOCK 412822108 25 320 SH OTHER 320 0 0
HARRAHS ENTMT INC COM COMMON STOCK 413619107 7 400 SH OTHER 400 0 0
HARRIS CORP DEL 1 COM & 1 TAKE COMMON STOCK 413875105 47 1360 SH OTHER 1360 0 0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 207 3916 SH OTHER 3916 0 0
HEALTH CARE REIT INC COMMON STOCK 42217K106 2 150 SH OTHER 150 0 0
HECLA MNG CO 1 COM & 1 TAKEOVE COMMON STOCK 422704106 3 2000 SH OTHER 2000 0 0
HEINZ H J CO COMMON STOCK 423074103 60 1714 SH OTHER 1714 0 0
HERCULES INC 1 COM & 1 TAKEOVE COMMON STOCK 427056106 1 60 SH OTHER 60 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 28297 212960 SH OTHER 212960 0 0
HOME DEPOT INC COMMON STOCK 437076102 587 9099 SH OTHER 9099 0 0
HOMESTAKE MNG CO 1 COM & 1 COMMON STOCK 437614100 2 300 SH OTHER 300 0 0
HSB GROUP INC COM COMMON STOCK 40428N109 111 3830 SH OTHER 3830 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 130 2347 SH OTHER 2347 0 0
IMATION CORP COM COMMON STOCK 45245A107 13 489 SH OTHER 489 0 0
IN FOCUS SYS INC COMMON STOCK 452919103 18 500 SH OTHER 500 0 0
INGERSOLL RAND CO 1 COM & 1 COMMON STOCK 456866102 33 750 SH OTHER 750 0 0
INSIGHT ENTERPRISES INC COM COMMON STOCK 45765U103 15 415 SH OTHER 415 0 0
INTEL CORP COM COMMON STOCK 458140100 2144 16250 SH OTHER 16250 0 0
INTELIDATA TECHNOLOGIES CORP. COMMON STOCK 45814T107 2 100 SH OTHER 100 0 0
INTELLICALL INC COM COMMON STOCK 45815C103 1 800 SH OTHER 800 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 15209 128887 SH OTHER 128887 0 0
INTERNATIONAL GAME TECHNOLOGY COMMON STOCK 459902102 1 55 SH OTHER 55 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 31 730 SH OTHER 730 0 0
INTERPUBLIC GROUP COS INC 1 CO COMMON STOCK 460690100 144 3050 SH OTHER 3050 0 0
INTERVOICE INC 1 COM & 1 TAKEO COMMON STOCK 461142101 243 8400 SH OTHER 8400 0 0
IPALCO ENTERPRISES INC COMMON STOCK 462613100 307 15754 SH OTHER 15754 0 0
IRT PPTY CO COMMON STOCK 450058102 96 12000 SH OTHER 12000 0 0
ITRON INC COM COMMON STOCK 465741106 3 500 SH OTHER 500 0 0
ITT INDS INC COM COMMON STOCK 450911102 55 1758 SH OTHER 1758 0 0
JABIL CIRCUIT INC COM COMMON STOCK 466313103 9 200 SH OTHER 200 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 5738 81684 SH OTHER 81684 0 0
JOSTENS INC 1 COM & 1 TAKEOVER COMMON STOCK 481088102 126 5178 SH OTHER 5178 0 0
K MART CORP 1 COM & 1 TAKEOVER COMMON STOCK 482584109 4 420 SH OTHER 420 0 0
KANSAS CITY PWR & LT CO COMMON STOCK 485134100 3 100 SH OTHER 100 0 0
KELLOGG CO COMMON STOCK 487836108 23 880 SH OTHER 880 0 0
KERR MCGEE CORP 1 COM & 1 TAKE COMMON STOCK 492386107 4 76 SH OTHER 76 0 0
KEYCORP NEW COM COMMON STOCK 493267108 159 8368 SH OTHER 8368 0 0
KIMBERLY CLARK CORP 1 COM & 1 COMMON STOCK 494368103 861 15358 SH OTHER 15358 0 0
KOHLS CORP COM COMMON STOCK 500255104 6 60 SH OTHER 60 0 0
KROGER CO COMMON STOCK 501044101 186 10600 SH OTHER 10600 0 0
LANDRYS SEAFOOD RESTAURANTS IN COMMON STOCK 51508L103 64 10000 SH OTHER 10000 0 0
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104 5 90 SH OTHER 90 0 0
LEE ENTERPRISES INC COMMON STOCK 523768109 257 9832 SH OTHER 9832 0 0
LEHMAN BROTHERS HLDGS INC COM COMMON STOCK 524908100 158 1634 SH OTHER 1634 0 0
LEVEL 3 COMMUNICATIONS INC COM COMMON STOCK 52729N100 10 90 SH OTHER 90 0 0
LEXMARK INTL GROUP INC CL A COMMON STOCK 529771107 4 38 SH OTHER 38 0 0
LINCOLN NATL CORP IND 1 COM & COMMON STOCK 534187109 72 2160 SH OTHER 2160 0 0
LOEWS CORP COMMON STOCK 540424108 10 200 SH OTHER 200 0 0
LOWES COS INC 1 COM & 1 TAKEOV COMMON STOCK 548661107 18 300 SH OTHER 300 0 0
LSI LOGIC CORP 1 COM & 1 TAKEO COMMON STOCK 502161102 25 350 SH OTHER 350 0 0
LTV CORP COM COMMON STOCK 501921100 1 300 SH OTHER 300 0 0
LUCENT TECHNOLOGIES INC COM COMMON STOCK 549463107 15654 255577 SH OTHER 254697 0 880
MALLINCKRODT INC NEW COM COMMON STOCK 561232109 6 200 SH OTHER 200 0 0
MARSH & MCLENNAN COS INC 1 COM COMMON STOCK 571748102 98 885 SH OTHER 885 0 0
MATTEL INC 1 COM & 1 TAKEOVER COMMON STOCK 577081102 20 1894 SH OTHER 1894 0 0
MAXICARE HEALTH PLANS INC COM COMMON STOCK 577904204 0 1 SH OTHER 1 0 0
MAY DEPT STORES CO 1 COM & 1 COMMON STOCK 577778103 5852 205325 SH OTHER 205325 0 0
MAYTAG CORP 1 COM & 1 TAKEOVER COMMON STOCK 578592107 13 400 SH OTHER 400 0 0
MBNA CORP COMMON STOCK 55262L100 11 450 SH OTHER 450 0 0
MCDONALDS CORP 1 COM & 1 TAKEO COMMON STOCK 580135101 4157 111220 SH OTHER 111220 0 0
MCGRAW-HILL COMPANIES INC COMMON STOCK 580645109 85 1870 SH OTHER 1870 0 0
MDU RES GROUP INC 1 COM & 1 COMMON STOCK 552690109 404 19469 SH OTHER 19469 0 0
MEAD CORP 1 COM & 1 TAKEOVER R COMMON STOCK 582834107 21 600 SH OTHER 600 0 0
MEDIAONE GROUP INC COM COMMON STOCK 58440J104 674 8319 SH OTHER 8011 0 308
MEDITRUST CORP PAIRED CTF NEW COMMON STOCK 58501T306 0 100 SH OTHER 100 0 0
MEDTRONIC INC 1 COM & 1 TAKEOV COMMON STOCK 585055106 496 9634 SH OTHER 9634 0 0
MERCK & CO INC COMMON STOCK 589331107 15000 241445 SH OTHER 241445 0 0
MERITOR AUTOMOTIVE INC COM COMMON STOCK 59000G100 4 233 SH OTHER 233 0 0
MERRILL LYNCH & CO INC 1 COM & COMMON STOCK 590188108 11 101 SH OTHER 101 0 0
MICROSOFT CORP COMMON STOCK 594918104 1597 15029 SH OTHER 15029 0 0
MINNESOTA MNG & MFG CO COMMON STOCK 604059105 17609 198833 SH OTHER 198833 0 0
MINNESOTA PWR INC COMMON STOCK 604110106 84 5060 SH OTHER 5060 0 0
MONSANTO CO 1 COM & 1 TAKEOVER COMMON STOCK 611662107 1922 37330 SH OTHER 37330 0 0
MONTANA PWR CO 1 COM & 1 TAKEO COMMON STOCK 612085100 8274 129287 SH OTHER 129287 0 0
MORGAN J P & CO INC COMMON STOCK 616880100 8942 67872 SH OTHER 67872 0 0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 921 11112 SH OTHER 11112 0 0
MORRISON KNUDSEN CORP COMMON STOCK 61844A109 2 300 SH OTHER 300 0 0
MOTOROLA INC 1 COM & 1 TAKEOVE COMMON STOCK 620076109 1367 9362 SH OTHER 9362 0 0
NABISCO HLDGS CORP CL A COMMON STOCK 629526104 33 1025 SH OTHER 1025 0 0
NASH FINCH CO 1 COM & 1 TAKEOV COMMON STOCK 631158102 5 600 SH OTHER 600 0 0
NATIONAL FUEL GAS CO N J COMMON STOCK 636180101 49 1100 SH OTHER 1100 0 0
NAVISTAR INTL CORP COM COMMON STOCK 63934E108 7 162 SH OTHER 162 0 0
NCR CORPORATION COM COMMON STOCK 62886E108 14 349 SH OTHER 349 0 0
NEW CENTY ENERGIES INC COM COMMON STOCK 64352U103 66 2182 SH OTHER 2182 0 0
NEWMONT MNG CORP 1 COM & 1 COMMON STOCK 651639106 13 600 SH OTHER 600 0 0
NEWPORT NEWS SHIPBUILDING INC COMMON STOCK 652228107 1 20 SH OTHER 20 0 0
NEXTEL COMMUNICATIONS INC CL A COMMON STOCK 65332V103 43 290 SH OTHER 290 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108 134 9372 SH OTHER 9372 0 0
NORTH FORK BANCORPORATION INC COMMON STOCK 659424105 21 1200 SH OTHER 1200 0 0
NORTHEAST UTILS COMMON STOCK 664397106 31 1426 SH OTHER 1426 0 0
NORTHERN STS PWR CO MN COMMON STOCK 665772109 1793 90236 SH OTHER 90236 0 0
NORTHERN TR CORP 1 COM & 1 COMMON STOCK 665859104 6 90 SH OTHER 90 0 0
NORTHROP GRUMMAN CORP 1 COM & COMMON STOCK 666807102 3 50 SH OTHER 50 0 0
NORTHWEST NAT GAS CO COMMON STOCK 667655104 18 900 SH OTHER 900 0 0
NOVELL INC 1 COM & 1 TAKEOVER COMMON STOCK 670006105 4 150 SH OTHER 150 0 0
NUVEEN MUN ADVANTAGE FD INC COMMON STOCK 67062H106 7 590 SH OTHER 590 0 0
OCCIDENTAL PETE CORP 1 COM & 1 COMMON STOCK 674599105 22 1055 SH OTHER 1055 0 0
OGE ENERGY CORP COM COMMON STOCK 670837103 37 1922 SH OTHER 1922 0 0
ONEOK INC COM COMMON STOCK 682680103 16 656 SH OTHER 656 0 0
ORACLE CORPORATION 1 COM & 1 COMMON STOCK 68389X105 466 5973 SH OTHER 5973 0 0
OTTER TAIL PWR CO COMMON STOCK 689648103 16 812 SH OTHER 812 0 0
PARKER HANNIFIN CORP 1 COM & 1 COMMON STOCK 701094104 118 2867 SH OTHER 2867 0 0
PAYCHEX INC COMMON STOCK 704326107 122 2328 SH OTHER 2328 0 0
PAYLESS SHOESOURCE INC COM COMMON STOCK 704379106 3 56 SH OTHER 56 0 0
PECO ENERGY CO COM COMMON STOCK 693304107 70 1895 SH OTHER 1895 0 0
PENNEY J C INC 1 COM & 1 TAKEO COMMON STOCK 708160106 1876 126084 SH OTHER 126084 0 0
PEOPLES ENERGY CORP COMMON STOCK 711030106 2 67 SH OTHER 67 0 0
PEPSICO INC COMMON STOCK 713448108 16654 477525 SH OTHER 477225 0 300
PFIZER INC 1 COM & 1 TAKEOVER COMMON STOCK 717081103 35320 966018 SH OTHER 965768 0 250
PG&E CORP COM COMMON STOCK 69331C108 539 25670 SH OTHER 25670 0 0
PHARMACIA & UPJOHN INC COM COMMON STOCK 716941109 93 1564 SH OTHER 1564 0 0
PHILIP MORRIS COS COM COMMON STOCK 718154107 5837 276325 SH OTHER 276325 0 0
PHILIP SERVICES CORP COM COMMON STOCK 71819M103 1 6000 SH OTHER 6000 0 0
PHILLIPS PETE CO 1 COM & 1 COMMON STOCK 718507106 113 2452 SH OTHER 2452 0 0
PINNACLE WEST CAP CORP 1 COM & COMMON STOCK 723484101 6 200 SH OTHER 200 0 0
PITNEY BOWES INC 1 COM & 1 COMMON STOCK 724479100 36 800 SH OTHER 800 0 0
PIXAR COM COMMON STOCK 725811103 2 50 SH OTHER 50 0 0
PNC BK CORP COM COMMON STOCK 693475105 125 2766 SH OTHER 2766 0 0
POGO PRODUCING CO COMMON STOCK 730448107 14 500 SH OTHER 500 0 0
POTOMAC ELEC PWR CO COMMON STOCK 737679100 25 1083 SH OTHER 1083 0 0
PPG INDS INC 1 COM & 1 TAKEOVE COMMON STOCK 693506107 59 1132 SH OTHER 1132 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 8081 143034 SH OTHER 142934 0 100
PROTECTIVE LIFE CORP 1 COM & 1 COMMON STOCK 743674103 41 1300 SH OTHER 1300 0 0
PROVIDIAN FINL CORP COM COMMON STOCK 74406A102 104 1200 SH OTHER 1200 0 0
PUBLIC STORAGE INC COM COMMON STOCK 74460D109 11 502 SH OTHER 502 0 0
PUBLIC SVC CO NM COMMON STOCK 744499104 3 214 SH OTHER 214 0 0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 3493 117919 SH OTHER 117762 0 157
PUGET SOUND ENERGY INC COMMON STOCK 745332106 90 4076 SH OTHER 4076 0 0
QUAKER OATS CO 1 COM & 1 TAKEO COMMON STOCK 747402105 231 3818 SH OTHER 3818 0 0
QUALCOMM INC COMMON STOCK 747525103 15 100 SH OTHER 100 0 0
QUESTAR CORP 1 COM & 1 TAKEOVE COMMON STOCK 748356102 101 5456 SH OTHER 5456 0 0
RADISYS CORP COM COMMON STOCK 750459109 3 50 SH OTHER 50 0 0
RAYONIER INC COM COMMON STOCK 754907103 5 94 SH OTHER 94 0 0
RAYTHEON CO CL A COMMON STOCK 755111309 8 402 SH OTHER 402 0 0
RAYTHEON CO CL B COMMON STOCK 755111408 20 1120 SH OTHER 1120 0 0
RELIASTAR FINL CORP COM COMMON STOCK 75952U103 129 3812 SH OTHER 3812 0 0
RF MICRO DEVICES INC COM COMMON STOCK 749941100 22 160 SH OTHER 160 0 0
ROCKWELL INTERNATIONAL CORP NE COMMON STOCK 773903109 42 1007 SH OTHER 1007 0 0
ROHM & HAAS CO COMMON STOCK 775371107 5236 117335 SH OTHER 117335 0 0
SAFEWAY INC COM NEW COMMON STOCK 786514208 12 260 SH OTHER 260 0 0
SALOMON BROS FD INC COMMON STOCK 795477108 59 2996 SH OTHER 2996 0 0
SARA LEE CORP 1 COM & 1 TAKEOV COMMON STOCK 803111103 2196 122020 SH OTHER 122020 0 0
SBC COMMUNICATIONS INC COM COMMON STOCK 78387G103 3950 93774 SH OTHER 92174 0 1600
SCHERING PLOUGH CORP 1 COM & 1 COMMON STOCK 806605101 652 17571 SH OTHER 17571 0 0
SCHWEITZER-MAUDUIT INTL INC CO COMMON STOCK 808541106 1 80 SH OTHER 80 0 0
SCIENTIFIC ATLANTA INC 1 COM & COMMON STOCK 808655104 9 148 SH OTHER 148 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 4408 143928 SH OTHER 143928 0 0
SERVICEMASTER CO COM COMMON STOCK 81760N109 73 6506 SH OTHER 6506 0 0
SHERWIN WILLIAMS CO 1 COM & 1 COMMON STOCK 824348106 69 3100 SH OTHER 3100 0 0
SHURGARD STORAGE CTRS INC CL A COMMON STOCK 82567D104 19 710 SH OTHER 710 0 0
SINGER CO N V COMMON STOCK 82930F109 0 300 SH OTHER 300 0 0
SOLUTIA INC COM COMMON STOCK 834376105 39 2910 SH OTHER 2910 0 0
SONOCO PRODS CO COMMON STOCK 835495102 74 3206 SH OTHER 3206 0 0
SOUTHERN CO COMMON STOCK 842587107 202 9286 SH OTHER 9286 0 0
SOUTHWEST AIRLS CO 1 COM & 1 COMMON STOCK 844741108 55 2641 SH OTHER 2641 0 0
SPRINT CORP COM COMMON STOCK 852061100 503 7946 SH OTHER 7946 0 0
ST JOSEPH LT & PWR CO COMMON STOCK 790654107 6 300 SH OTHER 300 0 0
ST JUDE MED INC 1 COM & 1 TAKE COMMON STOCK 790849103 163 6309 SH OTHER 6309 0 0
ST PAUL COS INC 1 COM & 1 TAKE COMMON STOCK 792860108 13236 387876 SH OTHER 387876 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 20 440 SH OTHER 440 0 0
STATE STREET CORP COM COMMON STOCK 857477103 170 1753 SH OTHER 1753 0 0
STMICROELECTRONICS N V COM COMMON STOCK 861012102 168 900 SH OTHER 900 0 0
STRATTEC SEC CORP COM COMMON STOCK 863111100 7 200 SH OTHER 200 0 0
SUN MICROSYSTEMS INC COM COMMON STOCK 866810104 28 295 SH OTHER 295 0 0
SUPERVALU INC COM COMMON STOCK 868536103 64 3400 SH OTHER 3400 0 0
T R W INC 1 COM & 1 TAKEOVER R COMMON STOCK 872649108 98 1667 SH OTHER 1667 0 0
TECHNE CORP COMMON STOCK 878377100 11 165 SH OTHER 165 0 0
TECO ENERGY INC 1 COM & 1 TAKE COMMON STOCK 872375100 19 965 SH OTHER 965 0 0
TEKTRONIX INC 1 COM & 1 TAKEOV COMMON STOCK 879131100 17 300 SH OTHER 300 0 0
TERADYNE INC 1 COM & 1 TAKEOVE COMMON STOCK 880770102 10 120 SH OTHER 120 0 0
TEXACO INC 1 COM & 1 TAKEOVER COMMON STOCK 881694103 1764 32826 SH OTHER 30818 0 2008
TEXAS INSTRS INC COMMON STOCK 882508104 1602 10012 SH OTHER 10012 0 0
TEXAS UTILITIES CO. COMMON STOCK 882848104 3397 114436 SH OTHER 114436 0 0
TEXTRON INC 1 COM & 1/2 TAKEOV COMMON STOCK 883203101 101 1660 SH OTHER 1660 0 0
TIME WARNER INC COMMON STOCK 887315109 34 340 SH OTHER 340 0 0
TIMES MIRROR CO SER A COM COMMON STOCK 887364107 32 348 SH OTHER 348 0 0
TIMKEN CO 1 COM & 1 TAKEOVER R COMMON STOCK 887389104 8 500 SH OTHER 500 0 0
TORCHMARK CORP COMMON STOCK 891027104 7 300 SH OTHER 300 0 0
TORO CO COMMON STOCK 891092108 74 2475 SH OTHER 2475 0 0
TOYS R US INC COMMON STOCK 892335100 1 35 SH OTHER 35 0 0
TRAVELERS PROPERTY CASUALTY CO COMMON STOCK 893939108 8 200 SH OTHER 200 0 0
TRI CONTL CORP COMMON STOCK 895436103 194 7610 SH OTHER 7610 0 0
TRICON GLOBAL RESTAURANTS, INC COMMON STOCK 895953107 669 21548 SH OTHER 21548 0 0
TRINITY INDS INC 1 COM & 1 COMMON STOCK 896522109 8 340 SH OTHER 340 0 0
TUPPERWARE CORP COM COMMON STOCK 899896104 18 1136 SH OTHER 1136 0 0
TYCO INTL LTD NEW COM COMMON STOCK 902124106 5875 117198 SH OTHER 117198 0 0
UNICOM CORP COM COMMON STOCK 904911104 19 530 SH OTHER 530 0 0
UNION PAC CORP COMMON STOCK 907818108 251 6411 SH OTHER 6411 0 0
UNION PAC RES GROUP INC COM COMMON STOCK 907834105 46 3184 SH OTHER 3184 0 0
UNISYS CORP COMMON STOCK 909214108 3 100 SH OTHER 100 0 0
UNITED DOMINION RLTY TR INC COMMON STOCK 910197102 9 880 SH OTHER 880 0 0
UNITED FINL CORP MINN COM COMMON STOCK 909919102 14 1000 SH OTHER 1000 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 6066 95999 SH OTHER 95999 0 0
UNOCAL CORP 1 COM & 1 TAKEOVER COMMON STOCK 915289102 138 4636 SH OTHER 4636 0 0
US BANCORP DEL COM COMMON STOCK 902973106 8362 382252 SH OTHER 381952 0 300
US WEST INC COM COMMON STOCK 91273H101 947 13042 SH OTHER 12726 0 316
USX U S STL GROUP COMMON STOCK 90337T101 2 90 SH OTHER 90 0 0
USX-MARATHON GROUP COM NEW COMMON STOCK 902905827 12 450 SH OTHER 450 0 0
UTILICORP UTD INC COMMON STOCK 918005109 20 1113 SH OTHER 1113 0 0
VALSPAR CORP COMMON STOCK 920355104 46 1200 SH OTHER 1200 0 0
VENATOR GROUP INC COM COMMON STOCK 922944103 6 630 SH OTHER 630 0 0
VERITAS SOFTWARE CO COM COMMON STOCK 923436109 5 36 SH OTHER 36 0 0
VLASIC FOODS INTL INC COM COMMON STOCK 928559103 0 80 SH OTHER 0 0 80
WAL MART STORES INC COMMON STOCK 931142103 1336 23649 SH OTHER 23649 0 0
WALGREEN CO 1 COM & 1 TAKEOVER COMMON STOCK 931422109 169 6560 SH OTHER 6560 0 0
WARNER LAMBERT CO 1 COM & 1 COMMON STOCK 934488107 5864 60031 SH OTHER 60031 0 0
WASHINGTON FED INC COM COMMON STOCK 938824109 34 1771 SH OTHER 1771 0 0
WASHINGTON MUT INC COM COMMON STOCK 939322103 36 1365 SH OTHER 1365 0 0
WESTERFED FINL CORP COM COMMON STOCK 957550106 29 2057 SH OTHER 2057 0 0
WESTERN RES INC COM COMMON STOCK 959425109 8 509 SH OTHER 509 0 0
WESTERN WIRELESS CORP CL A COMMON STOCK 95988E204 11 250 SH OTHER 250 0 0
WEYERHAEUSER CO 1 COM & 1 TAKE COMMON STOCK 962166104 37 650 SH OTHER 650 0 0
WHITNEY HLDG CORP COM COMMON STOCK 966612103 15 449 SH OTHER 449 0 0
WILLIAMS COS INC 1 COM & 1 COMMON STOCK 969457100 158 3600 SH OTHER 3600 0 0
WINN DIXIE STORES INC COMMON STOCK 974280109 255 13112 SH OTHER 13112 0 0
WISCONSIN ENERGY CORP COM COMMON STOCK 976657106 19 942 SH OTHER 942 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 1125 14646 SH OTHER 14646 0 0
XEROX CORP 1 COM & 1 TAKEOVER COMMON STOCK 984121103 487 18734 SH OTHER 18734 0 0
ZI CORPORATION COM COMMON STOCK 988918108 32 2000 SH OTHER 2000 0 0
ZIONS BANCORP COMMON STOCK 989701107 46 1104 SH OTHER 1104 0 0
ZWEIG FD INC COMMON STOCK 989834106 43 4322 SH OTHER 4322 0 0
MORRISON KNUDSEN NEW 2003 WT COMMON STOCK 61844A117 0 30 SH OTHER N.A. N.A. N.A.
AEGON N V ORD AMER REG COMMON STOCK 007924103 13288 165067 SH OTHER 165067 0 0
AGNICO EAGLE MINES LTD 1 COM & COMMON STOCK 008474108 7 1240 SH OTHER 1240 0 0
BRITISH AIRWAYS PLC ADR COMMON STOCK 110419306 8 143 SH OTHER 143 0 0
CABLE & WIRELESS PUB LTD CO COMMON STOCK 126830207 3 45 SH OTHER 45 0 0
DE BEERS CONS MINES LTD ADR COMMON STOCK 240253302 7 300 SH OTHER 300 0 0
DIAGEO PLC - ADR NEW COMMON STOCK 25243Q205 10 324 SH OTHER 324 0 0
ECHO BAY MINES LTD COMMON STOCK 278751102 1 396 SH OTHER 396 0 0
ELF AQUITAINE SPONSORED ADR COMMON STOCK 286269105 4 45 SH OTHER 45 0 0
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 148 1580 SH OTHER 1580 0 0
GALLAHER GROUP PLC SPONSORED A COMMON STOCK 363595109 694 35270 SH OTHER 35270 0 0
GLAXO WELLCOME PLC SPONSORED A COMMON STOCK 37733W105 23 400 SH OTHER 400 0 0
KONINKLIJKE AHOLD NV SPONSORED COMMON STOCK 500467303 3 100 SH OTHER 100 0 0
LAIDLAW INC COM COMMON STOCK 50730K503 0 275 SH OTHER 275 0 0
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 162 728 SH OTHER 728 0 0
NORSK HYDRO A S SPONSORED ADR COMMON STOCK 656531605 8 200 SH OTHER 200 0 0
PLACER DOME INC COM COMMON STOCK 725906101 8 1000 SH OTHER 1000 0 0
REUTERS GROUP PLC SPONSORED AD COMMON STOCK 76132M102 41 346 SH OTHER 346 0 0
ROYAL DUTCH PETRO-NY SHARES COMMON STOCK 780257804 7335 126873 SH OTHER 126873 0 0
SCHLUMBERGER LTD ADR COMMON STOCK 806857108 9972 130355 SH OTHER 130355 0 0
SHELL TRANS & TRADING PLC NEW COMMON STOCK 822703609 57 1155 SH OTHER 1155 0 0
SMITHKLINE BEECHAM PLC ADR ORD COMMON STOCK 832378301 334 5060 SH OTHER 5060 0 0
SONY CORP AMERN SH NEW COMMON STOCK 835699307 196 700 SH OTHER 700 0 0
TELECOM CORP NEW ZEALAND LTD COMMON STOCK 879278208 7 200 SH OTHER 200 0 0
TELECOM ITALIA @CORP SPONSORED COMMON STOCK 87927W106 3 20 SH OTHER 20 0 0
TELEFONICA S A ADR COMMON STOCK 879382208 47 637 SH OTHER 637 0 0
TELEGLOBE INC COMMON STOCK 87941V100 15 530 SH OTHER 530 0 0
TOTAL FINA SPONSORED ADR COMMON STOCK 89151E109 74 1000 SH OTHER 1000 0 0
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 490 8825 SH OTHER 8825 0 0
USX-US STEEL GROUP PFD CONV % PREFERRED STOCK 902905819 15 368 SH OTHER N.A. N.A. N.A.
NUVEEN PREMIUM INC MUN FD OTHER 67062T100 9 800 SH OTHER 800 0 0
EQUITY INCOME FD UNIT 1ST EXCH OTHER 294700703 89 450 SH OTHER 450 0 0
</TABLE>
