TOMORROW FUNDS RETIREMENT TRUST
NSAR-A, 1997-08-29
Previous: TOMORROW FUNDS RETIREMENT TRUST, N-30D, 1997-08-29
Next: UNISON SOFTWARE INC, 10-K, 1997-08-29



<PAGE>      PAGE  1
000 A000000 06/30/97
000 C000000 0000945766
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 U
001 A000000 TOMORROW FUNDS RETIREMENT TRUST
001 B000000 811-07315
001 C000000 2129089882
002 A000000 ONE NEW YORK PLAZA
002 B000000 NEW YORK
002 C000000 NY
002 D010000 10004
002 D020000 1950
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  6
077 A000000 N
062 A000100 N
062 B000100   0.0
062 C000100   0.0
062 D000100   0.0
062 E000100   0.0
062 F000100   0.0
062 G000100   0.0
062 H000100   0.0
062 I000100   0.0
062 J000100   0.0
062 K000100   0.0
062 L000100   0.0
062 M000100   0.0
062 N000100   0.0
062 O000100   0.0
062 P000100   0.0
062 Q000100   0.0
062 R000100   0.0
071 A000100       584
071 B000100       188
071 C000100      1788
071 D000100   11
072 A000100  6
074 N000100     2464
074 T000100     2374
075 A000100        0
075 B000100     1811
<PAGE>      PAGE  2
062 A000200 N
062 B000200   0.0
062 C000200   0.0
062 D000200   0.0
062 E000200   0.0
062 F000200   0.0
062 G000200   0.0
062 H000200   0.0
062 I000200   0.0
062 J000200   0.0
062 K000200   0.0
062 L000200   0.0
062 M000200   0.0
062 N000200   0.0
062 O000200   0.0
062 P000200   0.0
062 Q000200   0.0
062 R000200   0.0
071 A000200       501
071 B000200       269
071 C000200      2102
071 D000200   13
072 A000200  6
074 N000200     2557
074 T000200     2470
075 A000200        0
075 B000200     2126
062 A000300 N
062 B000300   0.0
062 C000300   0.0
062 D000300   0.0
062 E000300   0.0
062 F000300   0.0
062 G000300   0.0
062 H000300   0.0
062 I000300   0.0
062 J000300   0.0
062 K000300   0.0
062 L000300   0.0
062 M000300   0.0
062 N000300   0.0
062 O000300   0.0
062 P000300   0.0
062 Q000300   0.0
062 R000300   0.0
071 A000300      1483
071 B000300       200
071 C000300      2324
071 D000300    9
072 A000300  6
074 N000300     3169
<PAGE>      PAGE  3
074 T000300     3079
075 A000300        0
075 B000300     2445
062 A000400 N
062 B000400   0.0
062 C000400   0.0
062 D000400   0.0
062 E000400   0.0
062 F000400   0.0
062 G000400   0.0
062 H000400   0.0
062 I000400   0.0
062 J000400   0.0
062 K000400   0.0
062 L000400   0.0
062 M000400   0.0
062 N000400   0.0
062 O000400   0.0
062 P000400   0.0
062 Q000400   0.0
062 R000400   0.0
071 A000400      6392
071 B000400      1247
071 C000400      7741
071 D000400   16
072 A000400  6
074 N000400    10031
074 T000400     9828
075 A000400        0
075 B000400     8299
062 A000500 N
062 B000500   0.0
062 C000500   0.0
062 D000500   0.0
062 E000500   0.0
062 F000500   0.0
062 G000500   0.0
062 H000500   0.0
062 I000500   0.0
062 J000500   0.0
062 K000500   0.0
062 L000500   0.0
062 M000500   0.0
062 N000500   0.0
062 O000500   0.0
062 P000500   0.0
062 Q000500   0.0
062 R000500   0.0
071 A000500      9279
071 B000500      2669
071 C000500     10285
<PAGE>      PAGE  4
071 D000500   26
072 A000500  6
074 N000500    12894
074 T000500    12665
075 A000500        0
075 B000500    11097
062 A000600 Y
062 B000600   0.0
062 C000600   0.0
062 D000600   0.0
062 E000600   0.0
062 F000600   0.0
062 G000600   0.0
062 H000600   0.0
062 I000600   0.0
062 J000600   0.0
062 K000600   0.0
062 L000600   0.0
062 M000600   0.0
062 N000600   0.0
062 O000600   0.0
062 P000600   0.0
062 Q000600   0.0
062 R000600   0.0
071 A000600         0
071 B000600         0
071 C000600         0
071 D000600    0
072 A000600  0
074 N000600        0
074 T000600        0
075 A000600        0
075 B000600        0
SIGNATURE   JOSEPH REARDON                               
TITLE       VICE PRESIDENT      
 


<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000945766
<NAME> TOMORROW FUNDS RETIREMENT TRUST
<SERIES>
   <NUMBER> 1
   <NAME> CORE LARGE-CAP STOCK
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<INVESTMENTS-AT-COST>                          1854437
<INVESTMENTS-AT-VALUE>                         2207931
<RECEIVABLES>                                     9413
<ASSETS-OTHER>                                  246741
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                 2464085
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        89999
<TOTAL-LIABILITIES>                              89999
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                       2009209
<SHARES-COMMON-STOCK>                           184720
<SHARES-COMMON-PRIOR>                           140123
<ACCUMULATED-NII-CURRENT>                         7013
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                           4370
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        353494
<NET-ASSETS>                                   2374086
<DIVIDEND-INCOME>                                19781
<INTEREST-INCOME>                                   74
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   11224
<NET-INVESTMENT-INCOME>                           8631
<REALIZED-GAINS-CURRENT>                          4213
<APPREC-INCREASE-CURRENT>                       245323
<NET-CHANGE-FROM-OPS>                           258167
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         915399
<NUMBER-OF-SHARES-REDEEMED>                    (370612)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                          802954
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                          157
<OVERDISTRIB-NII-PRIOR>                         (1618)
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                             6734
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                  85106
<AVERAGE-NET-ASSETS>                           1810672
<PER-SHARE-NAV-BEGIN>                            11.21
<PER-SHARE-NII>                                   0.05
<PER-SHARE-GAIN-APPREC>                           1.59
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              12.85
<EXPENSE-RATIO>                                   1.25
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000945766
<NAME> TOMORROW FUND RETIREMENT TRUST
<SERIES>
   <NUMBER> 2
   <NAME> CORE SMALL-CAP STOCK FUND
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<INVESTMENTS-AT-COST>                          2005830
<INVESTMENTS-AT-VALUE>                         2361771
<RECEIVABLES>                                    48986
<ASSETS-OTHER>                                  146148
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                 2556905
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        86574
<TOTAL-LIABILITIES>                              86574
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                       2031148
<SHARES-COMMON-STOCK>                           297579
<SHARES-COMMON-PRIOR>                           263461
<ACCUMULATED-NII-CURRENT>                        15638
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          67604
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        355941
<NET-ASSETS>                                   2470331
<DIVIDEND-INCOME>                                27347
<INTEREST-INCOME>                                    0
<OTHER-INCOME>                                      66
<EXPENSES-NET>                                   13176
<NET-INVESTMENT-INCOME>                          14237
<REALIZED-GAINS-CURRENT>                         65492
<APPREC-INCREASE-CURRENT>                       155316
<NET-CHANGE-FROM-OPS>                           235045
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         811633
<NUMBER-OF-SHARES-REDEEMED>                   (543738)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                          502940
<ACCUMULATED-NII-PRIOR>                           1401
<ACCUMULATED-GAINS-PRIOR>                         2112
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                             7905
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                  82773
<AVERAGE-NET-ASSETS>                           2125527
<PER-SHARE-NAV-BEGIN>                             7.47
<PER-SHARE-NII>                                   0.05
<PER-SHARE-GAIN-APPREC>                           0.78
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               8.30
<EXPENSE-RATIO>                                   1.25
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000945766
<NAME> TOMORROW FUNDS RETIREMENT TRUST
<SERIES>
   <NUMBER> 32
   <NAME> TOMORROPW LONG-TERM RETIREMENT FUND - ADVISOR CLASS
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<INVESTMENTS-AT-COST>                          2577662
<INVESTMENTS-AT-VALUE>                         2873342
<RECEIVABLES>                                    51137
<ASSETS-OTHER>                                  244484
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                 3168963
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        90471
<TOTAL-LIABILITIES>                              90471
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                       2756209
<SHARES-COMMON-STOCK>                           315584
<SHARES-COMMON-PRIOR>                           140044
<ACCUMULATED-NII-CURRENT>                        12595
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          14006
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        295680
<NET-ASSETS>                                  30789492
<DIVIDEND-INCOME>                                20313
<INTEREST-INCOME>                                15037
<OTHER-INCOME>                                      43
<EXPENSES-NET>                                 (17367)
<NET-INVESTMENT-INCOME>                          14722
<REALIZED-GAINS-CURRENT>                         14312
<APPREC-INCREASE-CURRENT>                       263055
<NET-CHANGE-FROM-OPS>                           291909
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        1820519
<NUMBER-OF-SHARES-REDEEMED>                   (573394)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                         1818601
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                         (2127)
<OVERDIST-NET-GAINS-PRIOR>                       (124)
<GROSS-ADVISORY-FEES>                             7444
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                (78865)
<AVERAGE-NET-ASSETS>                           2001193
<PER-SHARE-NAV-BEGIN>                             6.98
<PER-SHARE-NII>                                   0.06
<PER-SHARE-GAIN-APPREC>                           0.76
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               7.80
<EXPENSE-RATIO>                                   1.75
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000945766
<NAME> TOMORROW FUNDS RETIREMENT TRUST
<SERIES>
   <NUMBER> 31
   <NAME> TOMORROW LONG-TERM RETIREMENT FUND - INSTITUTIONAL CLASS
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<INVESTMENTS-AT-COST>                          2577662
<INVESTMENTS-AT-VALUE>                         2873342
<RECEIVABLES>                                    51137
<ASSETS-OTHER>                                  244484
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                 3168963
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        90471
<TOTAL-LIABILITIES>                              90471
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                       2756209
<SHARES-COMMON-STOCK>                            78289
<SHARES-COMMON-PRIOR>                            40014
<ACCUMULATED-NII-CURRENT>                        12595
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          14008
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        295680
<NET-ASSETS>                                   3078492
<DIVIDEND-INCOME>                                20313
<INTEREST-INCOME>                                15037
<OTHER-INCOME>                                      43
<EXPENSES-NET>                                 (3304)
<NET-INVESTMENT-INCOME>                          14722
<REALIZED-GAINS-CURRENT>                         14132
<APPREC-INCREASE-CURRENT>                       263055
<NET-CHANGE-FROM-OPS>                           291909
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         391185
<NUMBER-OF-SHARES-REDEEMED>                   (111618)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                         1818601
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                         (2127)
<OVERDIST-NET-GAINS-PRIOR>                       (124)
<GROSS-ADVISORY-FEES>                             1650
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                (24307)
<AVERAGE-NET-ASSETS>                            444122
<PER-SHARE-NAV-BEGIN>                             7.05
<PER-SHARE-NII>                                   0.01
<PER-SHARE-GAIN-APPREC>                           0.83
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               7.89
<EXPENSE-RATIO>                                   1.50
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000945766
<NAME> TOMORROW FUNDS RETIREMENT TRUST
<SERIES>
   <NUMBER> 42
   <NAME> TOMORROW MEDIUM-TERM RETIREMENT FUND - INSTITUTIONAL CLASS
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<INVESTMENTS-AT-COST>                          8743463
<INVESTMENTS-AT-VALUE>                         9486410
<RECEIVABLES>                                   193155
<ASSETS-OTHER>                                  351653
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                10031218
<PAYABLE-FOR-SECURITIES>                        109183
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        93610
<TOTAL-LIABILITIES>                             202793
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                       9003486
<SHARES-COMMON-STOCK>                           102194
<SHARES-COMMON-PRIOR>                            33733
<ACCUMULATED-NII-CURRENT>                        60909
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          21083
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        742947
<NET-ASSETS>                                   9828425
<DIVIDEND-INCOME>                                55329
<INTEREST-INCOME>                                78815
<OTHER-INCOME>                                     138
<EXPENSES-NET>                                  (3448)
<NET-INVESTMENT-INCOME>                          62845
<REALIZED-GAINS-CURRENT>                         22545
<APPREC-INCREASE-CURRENT>                       671484
<NET-CHANGE-FROM-OPS>                           756874
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         683154  
<NUMBER-OF-SHARES-REDEEMED>                   (125168)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                         6147240
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                         (1936)
<OVERDIST-NET-GAINS-PRIOR>                      (1462)
<GROSS-ADVISORY-FEES>                           (1735)
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                (16761)
<AVERAGE-NET-ASSETS>                            463631
<PER-SHARE-NAV-BEGIN>                             7.86
<PER-SHARE-NII>                                   0.27
<PER-SHARE-GAIN-APPREC>                           0.43
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               8.56
<EXPENSE-RATIO>                                   1.50
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000945766
<NAME> TOMORROW FUNDS RETIREMENT TRUST
<SERIES>
   <NUMBER> 41
   <NAME> TOMORROW MEDIUM-TERM RETIREMENT FUND - ADVISOR CLASS
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<INVESTMENTS-AT-COST>                          8743463
<INVESTMENTS-AT-VALUE>                         9486410
<RECEIVABLES>                                   193155
<ASSETS-OTHER>                                  351653
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                10031218
<PAYABLE-FOR-SECURITIES>                        109183
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        93610
<TOTAL-LIABILITIES>                             202793
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                       9003486
<SHARES-COMMON-STOCK>                          1019917
<SHARES-COMMON-PRIOR>                           423387
<ACCUMULATED-NII-CURRENT>                        60909
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          21083
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        742947
<NET-ASSETS>                                   9828425
<DIVIDEND-INCOME>                                55329
<INTEREST-INCOME>                                78815
<OTHER-INCOME>                                     138
<EXPENSES-NET>                                 (67989)
<NET-INVESTMENT-INCOME>                          62845
<REALIZED-GAINS-CURRENT>                         22545
<APPREC-INCREASE-CURRENT>                       671484
<NET-CHANGE-FROM-OPS>                           756874
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        5765121  
<NUMBER-OF-SHARES-REDEEMED>                   (932741)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                         6147240
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                         (1936)
<OVERDIST-NET-GAINS-PRIOR>                      (1462)
<GROSS-ADVISORY-FEES>                          (29130)
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                               (133021)
<AVERAGE-NET-ASSETS>                           7835502
<PER-SHARE-NAV-BEGIN>                             8.07
<PER-SHARE-NII>                                   0.05
<PER-SHARE-GAIN-APPREC>                           0.66
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               8.78
<EXPENSE-RATIO>                                   1.75
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000945766
<NAME> TOMORROW FUNDS RETIREMENT TRUST
<SERIES>
   <NUMBER> 6
   <NAME> POST RETIREMENT FUND
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<INVESTMENTS-AT-COST>                                0
<INVESTMENTS-AT-VALUE>                               0
<RECEIVABLES>                                        0
<ASSETS-OTHER>                                       0
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                       0
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                            0
<TOTAL-LIABILITIES>                                  0
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                             0
<SHARES-COMMON-STOCK>                                0
<SHARES-COMMON-PRIOR>                                0
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                         0
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                    0
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                       0
<NET-INVESTMENT-INCOME>                              0
<REALIZED-GAINS-CURRENT>                             0
<APPREC-INCREASE-CURRENT>                            0
<NET-CHANGE-FROM-OPS>                                0
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                              0
<NUMBER-OF-SHARES-REDEEMED>                          0
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                               0
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                                0
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                      0
<AVERAGE-NET-ASSETS>                                 0
<PER-SHARE-NAV-BEGIN>                                0
<PER-SHARE-NII>                                      0
<PER-SHARE-GAIN-APPREC>                              0
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                                  0
<EXPENSE-RATIO>                                      0
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000945766
<NAME> TOMORROW FUNDS RETIREMENT TRUST
<SERIES>
   <NUMBER> 51
   <NAME> SHORT-TERM TOMORROW RETIREMENT FUND - ADVISOR CLASS
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<INVESTMENTS-AT-COST>                         11394191
<INVESTMENTS-AT-VALUE>                        12315156
<RECEIVABLES>                                   249692
<ASSETS-OTHER>                                  328842
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                12893690
<PAYABLE-FOR-SECURITIES>                        129034
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        99994
<TOTAL-LIABILITIES>                             229028
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      11586691
<SHARES-COMMON-STOCK>                          1179327
<SHARES-COMMON-PRIOR>                           486601
<ACCUMULATED-NII-CURRENT>                       116038
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          40968
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        920965
<NET-ASSETS>                                  12664662
<DIVIDEND-INCOME>                                70826
<INTEREST-INCOME>                               142567
<OTHER-INCOME>                                      20
<EXPENSES-NET>                                 (91269)
<NET-INVESTMENT-INCOME>                         117826
<REALIZED-GAINS-CURRENT>                         43014
<APPREC-INCREASE-CURRENT>                       841067
<NET-CHANGE-FROM-OPS>                          1001907
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        8231540
<NUMBER-OF-SHARES-REDEEMED>                  (1870108)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                         7901992
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                         (1788)
<OVERDIST-NET-GAINS-PRIOR>                      (2046)
<GROSS-ADVISORY-FEES>                          (39141)
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                               (160392)
<AVERAGE-NET-ASSETS>                          10526507
<PER-SHARE-NAV-BEGIN>                             9.16
<PER-SHARE-NII>                                   0.10
<PER-SHARE-GAIN-APPREC>                           0.71
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.97
<EXPENSE-RATIO>                                   1.75
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        


</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000945766
<NAME> TOMORROW FUNDS RETIREMENT TRUST
<SERIES>
   <NUMBER> 52
   <NAME> SHORT-TERM TOMORROW FUND - INSTITUTIONAL CLASS
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<INVESTMENTS-AT-COST>                         11394191
<INVESTMENTS-AT-VALUE>                        12315156
<RECEIVABLES>                                   249692
<ASSETS-OTHER>                                  328842
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                12893690
<PAYABLE-FOR-SECURITIES>                        129034
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        99994
<TOTAL-LIABILITIES>                             229028
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      11586691
<SHARES-COMMON-STOCK>                            89966
<SHARES-COMMON-PRIOR>                            33016
<ACCUMULATED-NII-CURRENT>                       116038
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          40968
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                        920965
<NET-ASSETS>                                  12664662
<DIVIDEND-INCOME>                                70826
<INTEREST-INCOME>                               142567 
<OTHER-INCOME>                                      20
<EXPENSES-NET>                                  (4318)
<NET-INVESTMENT-INCOME>                         117826
<REALIZED-GAINS-CURRENT>                         43014
<APPREC-INCREASE-CURRENT>                       841067
<NET-CHANGE-FROM-OPS>                          1001907
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                         676283
<NUMBER-OF-SHARES-REDEEMED>                   (137630)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                         7901992
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                         (1788)
<OVERDIST-NET-GAINS-PRIOR>                      (2046)
<GROSS-ADVISORY-FEES>                           (2127)
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                (17267)
<AVERAGE-NET-ASSETS>                            569611
<PER-SHARE-NAV-BEGIN>                             9.21
<PER-SHARE-NII>                                   0.06
<PER-SHARE-GAIN-APPREC>                           0.75
<PER-SHARE-DIVIDEND>                                 0
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.04
<EXPENSE-RATIO>                                   1.50
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission