SUPPLEMENT dated August 4, 1997
to the
PROSPECTUS dated May 1, 1997
of
TOMORROW FUNDS RETIREMENT TRUST
CORE LARGE-CAP STOCK FUND
CORE SMALL-CAP STOCK FUND
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The Trustees of Tomorrow Funds Retirement Trust have decided to
terminate the Core Large-Cap Stock Fund and Core Small-Cap Stock Fund effective
as soon as practicable. The Funds will distribute their net assets to
shareholders of record on the date of termination. Accordingly, the Funds are
closed to investment by new shareholders. Existing shareholders may continue to
invest in the Funds but may wish to consider redeeming their investments. In
connection with winding-up their affairs and liquidating all of their assets,
the Funds may invest a significant portion of their total assets in U.S.
Government securities and other short-term debt securities (as described on
pages 20-22 of the attached Prospectus) and may not be investing at least 65% of
their total assets in equity securities of large market or small market
capitalization companies, as the case may be.
Holders of Variable Contracts that designated the Funds as investments
should contact their insurance company representatives for further information.
Participants in Qualified Plans that have designated the Funds as investments
should contact their Plan Fiduciaries.
