WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000945766
<NAME> TOMORROW FUNDS RETIREMENT TRUST
<SERIES>
<NUMBER> 4I
<NAME> MEDIUM TERM RETIREMENT FUND - INSTITUTIONAL SHARES
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<INVESTMENTS-AT-COST> 13334531
<INVESTMENTS-AT-VALUE> 14534415
<RECEIVABLES> 93777
<ASSETS-OTHER> 747
<OTHER-ITEMS-ASSETS> 6090
<TOTAL-ASSETS> 14635029
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 994470
<TOTAL-LIABILITIES> 994470
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1685447
<SHARES-COMMON-STOCK> 196645
<SHARES-COMMON-PRIOR> 333348
<ACCUMULATED-NII-CURRENT> 11817
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 337550
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1199884
<NET-ASSETS> 13640559
<DIVIDEND-INCOME> 8597
<INTEREST-INCOME> 36138
<OTHER-INCOME> 0
<EXPENSES-NET> 18127
<NET-INVESTMENT-INCOME> 26608
<REALIZED-GAINS-CURRENT> 255840
<APPREC-INCREASE-CURRENT> (129304)
<NET-CHANGE-FROM-OPS> 241256
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 406258
<NUMBER-OF-SHARES-REDEEMED> 1662730
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (2749941)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 81709
<OVERDISTRIB-NII-PRIOR> 14791
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 55001
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 36933
<AVERAGE-NET-ASSETS> 2779125
<PER-SHARE-NAV-BEGIN> 9.02
<PER-SHARE-NII> .10
<PER-SHARE-GAIN-APPREC> .09
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.21
<EXPENSE-RATIO> 1.31
</TABLE>
