WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000945766
<NAME> TOMORROW FUNDS RETIREMENT TRUST
<SERIES>
<NUMBER> 3I
<NAME> LONG TERM RETIREMENT FUND - INSTITUTIONAL SHARES
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<INVESTMENTS-AT-COST> 8673771
<INVESTMENTS-AT-VALUE> 9645238
<RECEIVABLES> 46553
<ASSETS-OTHER> 679
<OTHER-ITEMS-ASSETS> 5700
<TOTAL-ASSETS> 9698170
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 594228
<TOTAL-LIABILITIES> 594228
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 888564
<SHARES-COMMON-STOCK> 124092
<SHARES-COMMON-PRIOR> 222699
<ACCUMULATED-NII-CURRENT> 9030
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 373828
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 971467
<NET-ASSETS> 9103942
<DIVIDEND-INCOME> 7220
<INTEREST-INCOME> 13747
<OTHER-INCOME> 0
<EXPENSES-NET> 13260
<NET-INVESTMENT-INCOME> 7707
<REALIZED-GAINS-CURRENT> 349027
<APPREC-INCREASE-CURRENT> (176338)
<NET-CHANGE-FROM-OPS> 199547
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 440581
<NUMBER-OF-SHARES-REDEEMED> 1362661
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (1013059)
<ACCUMULATED-NII-PRIOR> 1323
<ACCUMULATED-GAINS-PRIOR> 24801
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 36081
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 33180
<AVERAGE-NET-ASSETS> 1885745
<PER-SHARE-NAV-BEGIN> 9.12
<PER-SHARE-NII> .07
<PER-SHARE-GAIN-APPREC> .13
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.32
<EXPENSE-RATIO> 1.41
</TABLE>