GROUP VEL ACCT OF 1ST ALLMERICA FINANCIAL LIFE INS CO
497, 1997-10-22
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                                PROSPECTUS SUPPLEMENT

                                  GROUP VEL ACCOUNT
                                          OF
                   FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY
                      SUPPLEMENT TO PROSPECTUS DATED MAY 1, 1997


Under the caption "DISTRIBUTION," the following is inserted as the fourth
sentence of the first  paragraph on page 53: 

            Alternative commission schedules are available with lower initial
            commission amounts based on premium payments, plus ongoing annual 
            compensation of up to 0.50% of Certificate Value.

Supplement Dated October 24, 1997 



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