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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report January 15, 1997
Commission File Number 33-92836
FIRST SECURITY AUTO GRANTOR TRUST 1995-A
(Exact name of registrant as specified in its charter)
State of incorporation Utah
I.R.S. Employer Identification No. 36-7153652
Address of principal executive offices 79 South Main, P.O. Box 30006
Salt Lake City, Utah
Zip Code 84130-0006
Registrant's telephone number, including area code (801) 246-5165
Item 7. Financial Statements and Exhibits
Pursuant to its agreement with certificate holders, this report is filed to
report data relating to this trust as contained in the monthly servicing report
sent to certificate holders by the trustee. Attached as Exhibit A is a copy of
the monthly servicing report for the period Nov. 26, 1996 through Dec. 25, 1996.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.
FIRST SECURITY AUTO GRANTOR TRUST 1995-A
(Registrant)
By: FIRST SECURITY BANK, N.A. (formerly
FIRST SECURITY BANK OF IDAHO, N.A. and
FIRST SECURITY BANK OF UTAH, N.A.)
(Sellers and Servicers)
[SIGNED]
_______________________________________________________ ____________________
Scott C. Ulbrich (Date)
Authorized Officer
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EXHIBIT A
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First Security Auto Grantor Trust 1995-A
Monthly Statement to Certificateholders
Servicers: First Security Bank Of Utah, N.A.
And First Security Bank Of Idaho, N.A.
Trustee: First Chicago
November 26,1996 Thru December 25,1996
Distribution Date: 1-15-97
Per $1,000 of
Statement for Class A and Class B Certificateholders Pursuant Original Class A/
to Section 4.7 of the Pooling and Servicing Agreement Class B Certificate
Amount
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(i) Principal Distribution
Class A Amount 4,827,227.85 20.1463
Class B Amount 227,461.00 20.1453
(ii) Interest Distribution
Class A Amount 481,052.28 2.0077
Class B Amount 22,670.33 2.0078
(iii) Yield Supplement Amount 251.04 0.0010
(iv) Basic Servicing Fee 80,595.62 0.3212
First Security Bank Of Utah, N.A. 32,838.39 0.1309
First Security Bank Of Idaho, N.A. 47,757.23 0.1903
(v) Class A Certificate Balance (end of Collection Period) 87,534,810.22
Class A Pool Factor (end of Collection Period) 0.3653249
Class B Certificate Balance (end of Collection Period) 4,125,242.36
Class B Pool Factor (end of Collection Period) 0.3653567
(vi) Total Pool Balance (end of Collection Period) 91,660,052.59
(vii) Realized Losses 145,142.52
(viii) (x) Excess of Class A Certificate Balance over Pool Balance 0.00
(y) Excess of Class B Certificate Balance over amount by which 0.00
Pool Balance exceeds Class A Certificate Balance
(ix) Reserve Account Balance after Giving Effect to Payments 5,017,982.21
Made on Distribution Date
(x) Aggregate Purchase Amount of Receivables Repurchased by the 12,323.95
Sellers or purchased by Servicers
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NOTE: ON JUNE 21, 1996, FIRST SECURITY BANK OF UTAH, N.A. AND FIRST SECURITY BANK OF IDAHO, N.A. WERE
MERGED TO FORM FIRST SECURITY BANK, N.A.
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