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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report March 18, 1997
Commission File Number 33-92836
FIRST SECURITY AUTO GRANTOR TRUST 1995-A
(Exact name of registrant as specified in its charter)
State of incorporation Utah
I.R.S. Employer Identification No. 36-7153652
Address of principal executive offices 79 South Main, P.O. Box 30006
Salt Lake City, Utah
Zip Code 84130-0006
Registrant's telephone number, including area code (801) 246-5165
Item 7. Financial Statements and Exhibits
Pursuant to its agreement with certificate holders, this report is filed to
report data relating to this trust as contained in the monthly servicing report
sent to certificate holders by the trustee. Attached as Exhibit A is a copy of
the monthly servicing report for the period Jan. 26, 1996 through Feb. 25, 1997.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.
FIRST SECURITY AUTO GRANTOR TRUST 1995-A
(Registrant)
By: FIRST SECURITY BANK, N.A.
(Seller and Servicer)
[SIGNED] March 18, 1997
_______________________________________________________ ____________________
Scott C. Ulbrich (Date)
Authorized Officer
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EXHIBIT A
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First Security Auto Grantor Trust 1995-A
Monthly Statement to Certificate Holders
Servicer: First Security Bank, N.A.
Trustee: First Chicago
January 26,1997 Thru February 25,1997
Distribution Date: 3-17-97
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Statement for Class A and Class B Certificate Holders Pursuant Per $1,000 of Original
to Section 4.7 of the Pooling and Servicing Agreement Class A/Class B
Certificate Amount
(i) Principal Distribution
Class A Amount 5,895,395.03 24.6043
Class B Amount 277,793.48 24.6031
(ii) Interest Distribution
Class A Amount 429,220.34 1.7913
Class B Amount 20,227.99 1.7915
(iii) Yield Supplement Amount 221.21 0.0009
(iv) Basic Servicing Fee 71,911.73 0.2866
(v) Class A Certificate Balance (end of Collection Period) 76,514,910.65
Class A Pool Factor (end of Collection Period) 0.3193336
Class B Certificate Balance (end of Collection Period) 3,605,980.08
Class B Pool Factor (end of Collection Period) 0.3193676
(vi) Total Pool Balance (end of Collection Period) 80,120,890.74
(vii) Realized Losses 68,746.69
(viii) (x) Excess of Class A Certificate Balance over Pool Balance 0.00
(y) Excess of Class B Certificate Balance over amount by which Pool Balance exceeds 0.00
Class A Certificate Balance
(ix) Reserve Account Balance after Giving Effect to Payments 5,017,982.21
Made on Distribution Date
(x) Aggregate Purchase Amount of Receivables Repurchased by the Sellers 3,289.96
or purchased by Servicers
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