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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<CIK> 0000946090
<NAME> FIRST MARINER BANK
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 19,499
<INT-BEARING-DEPOSITS> 8,559
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
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<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 423,920
<ALLOWANCE> 3,704
<TOTAL-ASSETS> 670,993
<DEPOSITS> 433,990
<SHORT-TERM> 94,882
<LIABILITIES-OTHER> 3,894
<LONG-TERM> 0
0
0
<COMMON> 159
<OTHER-SE> 21,618
<TOTAL-LIABILITIES-AND-EQUITY> 670,993
<INTEREST-LOAN> 16,240
<INTEREST-INVEST> 7,679
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 23,919
<INTEREST-DEPOSIT> 8,230
<INTEREST-EXPENSE> 14,052
<INTEREST-INCOME-NET> 9,867
<LOAN-LOSSES> 380
<SECURITIES-GAINS> 124
<EXPENSE-OTHER> 13,067
<INCOME-PRETAX> 390
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<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 240
<EPS-BASIC> 0.08
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<YIELD-ACTUAL> 3.38
<LOANS-NON> 4,030
<LOANS-PAST> 2,505
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,322
<CHARGE-OFFS> 3
<RECOVERIES> 5
<ALLOWANCE-CLOSE> 3,704
<ALLOWANCE-DOMESTIC> 3,704
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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