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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 16,805
<INT-BEARING-DEPOSITS> 10,201
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 176,659
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<INVESTMENTS-MARKET> 0
<LOANS> 419,795
<ALLOWANCE> 3,928
<TOTAL-ASSETS> 694,249
<DEPOSITS> 459,502
<SHORT-TERM> 39,579
<LIABILITIES-OTHER> 3,722
<LONG-TERM> 0
0
0
<COMMON> 159
<OTHER-SE> 24,020
<TOTAL-LIABILITIES-AND-EQUITY> 694,249
<INTEREST-LOAN> 26,089
<INTEREST-INVEST> 11,276
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 37,365
<INTEREST-DEPOSIT> 13,071
<INTEREST-EXPENSE> 22,276
<INTEREST-INCOME-NET> 15,089
<LOAN-LOSSES> 680
<SECURITIES-GAINS> 240
<EXPENSE-OTHER> 20,065
<INCOME-PRETAX> 685
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<EXTRAORDINARY> 0
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<NET-INCOME> 421
<EPS-BASIC> 0.13
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<YIELD-ACTUAL> 3.38
<LOANS-NON> 4,411
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<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,322
<CHARGE-OFFS> 82
<RECOVERIES> 8
<ALLOWANCE-CLOSE> 3,928
<ALLOWANCE-DOMESTIC> 3,928
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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