BEAL FINANCIAL CORP
15-12G, 2000-09-21
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                     FORM 15

CERTIFICATION  AND NOTICE OF TERMINATION OF REGISTRATION  UNDER SECTION 12(g) OF
THE SECURITIES  EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.

                                       Commission File Number      033-93212
                                                                ----------------

                              BEAL FINANCIAL CORP.
--------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)


         15770 N. DALLAS PARKWAY, SUITE 300, LB 66, DALLAS TEXAS 75248
--------------------------------------------------------------------------------
              (Address, including zip code, and telephone number,
                     including principal executive offices)


                    12 3/4% SENIOR NOTES DUE AUGUST 15, 2000
--------------------------------------------------------------------------------
            (Title of each class of securities covered by this Form)


                                      NONE
--------------------------------------------------------------------------------
         (Titles of all other classes of securities for which a duty to
               file reports under section 13(a) or 15(d) remains)


     Please  place  an X in  the  box(es)  to  designate  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

                              --                              ---
        Rule 12g-4(a)(1)(i)  |  |        Rule 12g-4(a)(1)(i) | X |
                              --                              ---
                              --                               --
        Rule 12g-4(a)(1)(ii) |  |        Rule 12h-3(b)(1)(ii) |  |
                              --                               --
                              --                               --
        Rule 12g-4(a)(2)(i)  |  |        Rule 12h-3(b)(2)(i)  |  |
                              --                               --
                              --                               --
        Rule 12g-4(a)(2)(ii) |  |        Rule 12h-3(b)(2)(ii) |  |
                              --                               --
                                                               --
                                         Rule 15d-6           |  |
                                                               --

     Approximate  number of holders of record as of the  certification or notice
date:  NONE
      ------

     Pursuant to the  requirements of the Securities  Exchange Act of 1934, Beal
Financial Corp. has caused this  certification/notice to be signed on its behalf
by the undersigned duly authorized person.



Date:  September 21, 2000                By:     /s/ M. Molly Curl
       -------------------                       -------------------------------
                                         Name:   M. Molly Curl
                                         Title:  Vice President




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