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CONNECTICUT GENERAL LIFE INSURANCE COMPANY
CG VARIABLE LIFE INSURANCE SEPARATE ACCOUNT A
Supplement Dated January 1, 1997 to Prospectus Dated April 9, 1996
Effective January 1, 1997 the following information replaces similar
information located under the heading "Fidelity VIP II Asset Manager Portfolio"
in "The Funds" section.
The fund seeks high total return with reduced risk over the long term.
The fund seeks to achieve its investment objective by allocating its
assets among stocks, bonds, short-term and money market instruments and
other investments of U.S. and foreign issuers. The fund spreads its
assets among all three asset classes moderating both its risk and return
potential. Because the fund can invest in bonds and short-term
instruments and money market instruments, its returns may not be as high
as a fund that invests only in stocks.
Effective August 1, 1996 the investment advisor for Fidelity VIP II Asset
Manager has agreed to reduce the individual fund fee rate from .40% to .25%
with the group fund fee rate remaining at .3097%. The total management fee rate
for Asset Manager, effective August 1, 1996 is .56%.
Effective January 1, 1997, the total annual limitation for the CIGNA Variable
Products S&P 500 Index Fund will be reduced from .60% to .25% of the Fund's
Average Daily Net Asset Value.
Effective January 1, 1997, the table of Total Annual Expenses and footnotes
which appear in the Fund Annual Expenses section on page 10 of the prospectus
will be as follows:
<TABLE>
<CAPTION>
Total
Mgmt Other Annual
Fees Expenses Expenses
---- -------- --------
<S> <C> <C> <C>
CIGNA Variable Products Money Market Fund(1) .35% .15% .50%
Fidelity VIP II Investment Grade Bond Portfolio .45% .14% .59%
Fidelity VIP II Asset Manager Portfolio(2) .56% .08% .64%
CIGNA Variable Products S&P 500 Index Fund(1) .25% none .25%
Fidelity VIP Equity-Income Portfolio(2) .51% .10% .61%
TCI Growth 1.00% .00% 1.00%
Fidelity VIP Overseas Growth Portfolio .76% .15% .91%
</TABLE>
Effective January 1, 1997 the name of the investment adviser for TCI
Portfolios, Inc. listed on page 8 of the prospectus will be changed from
Investors Research Corporation to American Century Investment Management, Inc.
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(1) The Investment Advisor for CIGNA Variable Products Money Market Fund
and CIGNA Variable Products S&P 500 Index Fund has voluntarily agreed
to limit total annual expenses to 0.50% and 0.25% of average net
assets, respectively.
These agreements are voluntary and may end at any time, however, the
Investment Advisor for the funds has committed to maintain these caps
on expenses until December 31, 1997.
The expenses shown here include a cap on other expenses for CIGNA
Variable Products Money Market Fund of .15% and for CIGNA Variable
Products S&P 500 Index Fund of .35%. Without these caps, total annual
expenses are estimated to be .94% for CIGNA Variable Products Money
Market Fund, based on results from the inception of the fund on
January 2, 1996 through March 31, 1996, and are .73% for CIGNA
Variable Products S&P 500 Index Fund.
(2) Effective August 1, 1996, Fidelity Management & Research Company has
voluntarily agreed to reduce Fidelity VIP II: Asset Manager Portfolio
individual fund fee rates from .40% to .25%. The group portfolio fee
rate remains at .3097% for Fidelity VIP II: Asset Manager. Effective
August 1, 1996, the total management fee rate for Fidelity VIP II:
Asset Manager is .56%.
A portion of the brokerage commissions the portfolio paid was used to
reduce its expenses. Without this reduction, "Total Annual Expenses"
would have been .66% for Asset Manager and .61% for Equity-Income.
CONNECTICUT GENERAL LIFE INSURANCE COMPANY
CG VARIABLE LIFE INSURANCE SEPARATE ACCOUNT A
c/o CIGNA
Lehigh Valley Corporate Center
1455 Valley Center Parkway
Bethlehem, Pa. 18017
1-800-225-0646