<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> SEP-30-2000
<CASH> 564
<INT-BEARING-DEPOSITS> 2,467
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 4,167
<INVESTMENTS-CARRYING> 6,826
<INVESTMENTS-MARKET> 6,732
<LOANS> 101,253
<ALLOWANCE> 371
<TOTAL-ASSETS> 117,393
<DEPOSITS> 86,473
<SHORT-TERM> 3,500
<LIABILITIES-OTHER> 2,179
<LONG-TERM> 0
0
0
<COMMON> 218
<OTHER-SE> 25,023
<TOTAL-LIABILITIES-AND-EQUITY> 117,393
<INTEREST-LOAN> 7,340
<INTEREST-INVEST> 500
<INTEREST-OTHER> 211
<INTEREST-TOTAL> 8,051
<INTEREST-DEPOSIT> 4,111
<INTEREST-EXPENSE> 4,150
<INTEREST-INCOME-NET> 3,901
<LOAN-LOSSES> 15
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,261
<INCOME-PRETAX> 1,738
<INCOME-PRE-EXTRAORDINARY> 1,738
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,147
<EPS-BASIC> .76
<EPS-DILUTED> .76
<YIELD-ACTUAL> 3.55
<LOANS-NON> 0
<LOANS-PAST> 517
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 370
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 371
<ALLOWANCE-DOMESTIC> 371
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>