<PAGE>
--------------------------------------------------------------------------------
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) December 14, 2000
BEAR STEARNS ASSET BACKED SECURITIES, INC.
--------------------------------------------------------------------------------
(Exact name of registrant as specified in its charter)
Delaware 333-43278 13-3836437
---------------------------- ----------- ----------------
(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification No.)
245 Park Avenue
New York, New York 10167
---------------------------------------- ----------
(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code (212) 272-4095
---------------------
No Change
--------------------------------------------------------------------------------
(Former name or former address, if changed since last report)
--------------------------------------------------------------------------------
<PAGE>
Item 7. Financial Statements, Pro Forma Financial Information and
Exhibits.
(a) Not applicable
(b) Not applicable
(c) Exhibit 25.1. Form T-1 Statement of Eligibility.
<PAGE>
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this Report to be signed on
its behalf by the undersigned thereunto duly authorized.
BEAR STEARNS ASSET BACKED SECURITIES, INC.,
as Depositor and on behalf of ABFS Mortgage
Loan Trust 2000-4
Registrant
By: /s/ Timothy J. Small
-------------------------------------------
Name: Timothy J. Small
Title: Executive Vice President/
Assistant Secretary
Dated: December 14, 2000
<PAGE>
EXHIBIT INDEX
Exhibit No. Description
----------- -----------
Exhibit 25.1. Form T-1 Statement of Eligibility
3
