UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D. C. 20549
Form 8-K
Current Report Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): December 26, 2000
IRWIN HOME EQUITY LOAN TRUST 2000-1
Home Equity Loan-Backed Term Notes, 2000-1
New York (governing law of 333-43278 N/A
Pooling and Servicing Agreement) (Commission IRS EIN
(State or other File Number)
jurisdiction
c/o Wells Fargo Bank Minnesota, N.A.
11000 Broken Land Parkway 21044
Columbia, Maryland (Zip Code)
(Address of principal executive offices)
Registrant's telephone number, including area code: (410) 884-2000
(Former name or former address, if changed since last report)
ITEM 5. Other Events
On December 26, 2000 a distribution was made to holders of IRWIN HOME
EQUITY LOAN TRUST 2000-1, Home Equity Loan-Backed Term Notes, 2000-1
ITEM 7. Financial Statements and Exhibits
(c) Exhibits furnished in accordance with Item 601(a) of
Regulation S-K
Exhibit Number Description
Monthly report distributed to holders of
EX-99.1 Irwin Home Equity Loan-Backed Term Notes,
Series 2000-1, relating to the December 26,
2000 distribution.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
IRWIN HOME EQUITY LOAN TRUST 2000-1
Home Equity Loan-Backed Notes, Series 2000-1
By: Wells Fargo Bank Minnesota, N.A., as Indenture Trustee
By: /s/ Sherri J. Sharps, Vice President
By: Sherri J. Sharps, Vice President
Date: 01/09/2001
INDEX TO EXHIBITS
Exhibit Number Description
EX-99.1 Monthly report distributed to holders of Irwin Home Equity Loan-
Backed Term Notes, Series 2000-1, relating to the December 26,
2000 distribution.
