<PAGE>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-KSB/A
AMENDMENT NO. 1
[X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE
ACT OF 1934 [FEE REQUIRED]
FOR THE FISCAL YEAR ENDED MARCH 31, 1996
OR
[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (D) OF THE SECURITIES
EXCHANGE ACT OF 1934 [NO FEE REQUIRED]
FOR THE TRANSITION PERIOD FROM __________________ TO _____________________
COMMISSION FILE NUMBER 0-26560
HARDIN BANCORP, INC.
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(Exact name of registrant as specified in its charter)
Delaware 43-1719104
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(State or other jurisdiction of (I.R.S. Employer Identification No.)
incorporation or organization)
2nd and Elm Streets, Hardin, Missouri 64035
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (816) 398-4312
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Securities Registered Pursuant to Section 12(b) of the Act:
None
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Securities Registered Pursuant to Section 12(g) of the Act:
Common Stock, par value $.01 per share
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(Title of class)
Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act of
1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports) and (2) has been subject to such
requirements for the past 90 days. YES X . NO .
--- ----
Indicate by check mark if disclosure of delinquent filers pursuant to Item
405 of Regulation S-K is not contained herein, and will not be contained, to the
best of registrant's knowledge, in definitive proxy or information statements
incorporated by reference in Part III of this Form 10-KSB or any amendment to
this Form 10-KSB. [X]
The registrant's revenues for the fiscal year ended March 31, 1996 were
$5.8 million.
The aggregate market value of the voting stock held by non-affiliates of
the registrant, computed by reference to the closing bid price of such stock on
the Nasdaq Small Cap Market as of March 31, 1996, was $11.7 million. (The
exclusion from such amount of the market value of the shares owned by any person
shall not be deemed an admission by the registrant that such person is an
affiliate of the registrant.)
As of March 31, 1996, there were issued and outstanding 1,058,000 shares of
the registrant's Common Stock.
DOCUMENTS INCORPORATED BY REFERENCE
Parts II and III of Form 10-KSB - Portions of the Annual Report to
Stockholders for the fiscal year ended March 31, 1996.
Part III of Form 10-KSB - Portions of the Proxy Statement for 1996
Annual Meeting of Stockholders.
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PART IV
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ITEM 13. EXHIBITS LIST AND REPORTS ON FORM 8-K
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(a) (3) Exhibits:
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<CAPTION>
Sequential Page
Reference to Number Where
Regulation Prior Filing or Attached Exhibits
S-B Exhibit Exhibit Number Are Located in this
Number Document Attached Hereto Form 10-KSB/A Report
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27 Financial Data Schedule 27 Page 5
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2
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SIGNATURES
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Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed
on its behalf by the undersigned, thereunto duly authorized.
HARDIN BANCORP, INC.
Date: June 27, 1996 By: /s/ Robert W. King
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Robert W. King
(Duly Authorized Representative)
Pursuant to the requirements of the Securities Exchange Act of 1934,
this report has been signed below by the following persons on behalf of the
Registrant and in the capacities and on the dates indicated.
By: /s/ Robert W. King By: /s/ Ivan R. Hogan
--------------------------------- --------------------------
Robert W. King, President Ivan R. Hogan
Chief Executive Officer and Director Chairman of the Board
Date: June 27, 1996 Date: June 27, 1996
By: /s/ Karen K. Blankenship By: /s/ David K. Hatfield
--------------------------------- --------------------------
Karen K. Blankenship, Senior Vice David K. Hatfield, Director
President and Secretary
Date: June 27, 1996 Date: June 27, 1996
By: /s/ David D. Lodwick By: /s/ W. Levan Thurman
--------------------------------- --------------------------
David D. Lodwick, Director W. Levan Thurman, Director
Date: June 27, 1996 Date: June 27, 1996
By: /s/ William L. Homan
---------------------------------
William L. Homan, Vice President
and Treasurer
Date: June 27, 1996
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EXHIBIT INDEX
27 Financial Data Schedule
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> MAR-31-1996
<PERIOD-END> MAR-31-1996
<CASH> 254
<INT-BEARING-DEPOSITS> 5,430
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 14,270
<INVESTMENTS-CARRYING> 16,299
<INVESTMENTS-MARKET> 16,019
<LOANS> 45,911
<ALLOWANCE> (131)
<TOTAL-ASSETS> 83,387
<DEPOSITS> 66,605
<SHORT-TERM> 0
<LIABILITIES-OTHER> 747
<LONG-TERM> 0
0
0
<COMMON> 11
<OTHER-SE> 16,035
<TOTAL-LIABILITIES-AND-EQUITY> 83,387
<INTEREST-LOAN> 3,194
<INTEREST-INVEST> 1,995
<INTEREST-OTHER> 363
<INTEREST-TOTAL> 5,552
<INTEREST-DEPOSIT> 3,441
<INTEREST-EXPENSE> 13
<INTEREST-INCOME-NET> 2,098
<LOAN-LOSSES> 14
<SECURITIES-GAINS> 2
<EXPENSE-OTHER> 1,576
<INCOME-PRETAX> 787
<INCOME-PRE-EXTRAORDINARY> 787
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 511
<EPS-PRIMARY> 0
<EPS-DILUTED> 0
<YIELD-ACTUAL> 0
<LOANS-NON> 93
<LOANS-PAST> 29
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 412
<ALLOWANCE-OPEN> 119
<CHARGE-OFFS> 14
<RECOVERIES> (2)
<ALLOWANCE-CLOSE> 131
<ALLOWANCE-DOMESTIC> 96
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 35
</TABLE>
