|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 2,840
<INT-BEARING-DEPOSITS> 287
<FED-FUNDS-SOLD> 4,935
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 15,370
<INVESTMENTS-CARRYING> 60
<INVESTMENTS-MARKET> 60
<LOANS> 81,279
<ALLOWANCE> 913
<TOTAL-ASSETS> 113,005
<DEPOSITS> 92,401
<SHORT-TERM> 0
<LIABILITIES-OTHER> 540
<LONG-TERM> 7,186
0
0
<COMMON> 1,153
<OTHER-SE> 11,725
<TOTAL-LIABILITIES-AND-EQUITY> 113,005
<INTEREST-LOAN> 5,360
<INTEREST-INVEST> 687
<INTEREST-OTHER> 147
<INTEREST-TOTAL> 6,194
<INTEREST-DEPOSIT> 2,970
<INTEREST-EXPENSE> 3,243
<INTEREST-INCOME-NET> 2,951
<LOAN-LOSSES> 304
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,786
<INCOME-PRETAX> 350
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 350
<EPS-BASIC> .30
<EPS-DILUTED> .29
<YIELD-ACTUAL> 4.22
<LOANS-NON> 424
<LOANS-PAST> 44
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 739
<CHARGE-OFFS> 167
<RECOVERIES> 37
<ALLOWANCE-CLOSE> 913
<ALLOWANCE-DOMESTIC> 913
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
|
|