<PAGE> 1
POWER OF ATTORNEY
Know all men by these presents:
That I, DAVID R. ODENATH of Newark, New Jersey, Director of Pruco Life Insurance
Company, do hereby make, constitute and appoint as my true and lawful attorneys
in fact CLIFFORD E. KIRSCH, THOMAS C. CASTANO, RICHARD E. MEADE, ARTHUR WOODS,
AND C. CHRISTOPHER SPRAGUE or any of them severally for me in my name, place and
stead to sign, where applicable: Annual Reports on Form 10-K, registration
statements on the appropriate forms prescribed by the Securities and Exchange
Commission, and any other periodic documents and reports required under the
Investment Company Act of 1940, the Securities Act of 1933, and the Securities
Exchange Act of 1934, and all amendments thereto executed on behalf of Pruco
Life Insurance Company and filed with the Securities and Exchange Commission for
the following:
The Pruco Life PRUvider Variable Appreciable Account and variable life
insurance contracts, to the extent they represent participating interests
in said Account;
The Pruco Life Variable Appreciable Account and flexible premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Variable Insurance Account and scheduled premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Single Premium Variable Life Account and flexible premium
variable life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Variable Universal Account and flexible premium variable
universal life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Single Premium Variable Annuity Account and single payment
variable annuity contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Flexible Premium Variable Annuity Account and flexible
premium variable annuity contracts, to the extent they represent
participating interests in said Account;
<PAGE> 2
Market value adjustment annuity contracts; and
The Pruco Life Variable Contract Real Property Account and individual
variable life insurance contracts and variable annuity contracts, to the
extent they represent participating interests in said Account.
IN WITNESS WHEREOF, I have hereunto set my hand this 30th day of November, 2000.
/s/ David R. Odenath
State of New Jersey )
) SS
County of Essex )
On this 30th day of November, 2000, before me personally appeared David R.
Odenath known to me to be the person mentioned and described in and who executed
the foregoing instrument and he duly acknowledged to me that he executed the
same.
My commission expires: July 26, 2004
/s/ Ann L. Wellbrock
---------------------
Notary Public
<PAGE> 3
POWER OF ATTORNEY
Know all men by these presents:
That I, WILLIAM J. ECKERT, IV of Newark, New Jersey, Director of Pruco Life
Insurance Company, do hereby make, constitute and appoint as my true and lawful
attorneys in fact CLIFFORD E. KIRSCH, THOMAS C. CASTANO, RICHARD E. MEADE,
ARTHUR WOODS, AND C. CHRISTOPHER SPRAGUE or any of them severally for me in my
name, place and stead to sign, where applicable: Annual Reports on Form 10-K,
registration statements on the appropriate forms prescribed by the Securities
and Exchange Commission, and any other periodic documents and reports required
under the Investment Company Act of 1940, the Securities Act of 1933, and the
Securities Exchange Act of 1934, and all amendments thereto executed on behalf
of Pruco Life Insurance Company and filed with the Securities and Exchange
Commission for the following:
The Pruco Life PRUvider Variable Appreciable Account and variable life
insurance contracts, to the extent they represent participating interests
in said Account;
The Pruco Life Variable Appreciable Account and flexible premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Variable Insurance Account and scheduled premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Single Premium Variable Life Account and flexible premium
variable life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Variable Universal Account and flexible premium variable
universal life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Single Premium Variable Annuity Account and single payment
variable annuity contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Flexible Premium Variable Annuity Account and flexible
premium variable annuity contracts, to the extent they represent
participating interests in said Account;
<PAGE> 4
Market value adjustment annuity contracts; and
The Pruco Life Variable Contract Real Property Account and individual
variable life insurance contracts and variable annuity contracts, to the
extent they represent participating interests in said Account.
IN WITNESS WHEREOF, I have hereunto set my hand this 30th day of November, 2000.
/s/ William J.Eckert, IV
------------------------
William J. Eckert, IV
State of New Jersey )
) SS
County of Essex )
On this 3rd day of December, 2000, before me personally appeared William J.
Eckert, IV known to me to be the person mentioned and described in and who
executed the foregoing instrument and he duly acknowledged to me that he
executed the same.
My commission expires: July 26, 2004
/s/ Ann L. Wellbrock
---------------------
Notary Public
<PAGE> 5
POWER OF ATTORNEY
Know all men by these presents:
That I, RONALD P. JOELSON, IV of Newark, New Jersey, Director of Pruco Life
Insurance Company, do hereby make, constitute and appoint as my true and lawful
attorneys in fact CLIFFORD E. KIRSCH, THOMAS C. CASTANO, RICHARD E. MEADE,
ARTHUR WOODS, AND C. CHRISTOPHER SPRAGUE or any of them severally for me in my
name, place and stead to sign, where applicable: Annual Reports on Form 10-K,
registration statements on the appropriate forms prescribed by the Securities
and Exchange Commission, and any other periodic documents and reports required
under the Investment Company Act of 1940, the Securities Act of 1933, and the
Securities Exchange Act of 1934, and all amendments thereto executed on behalf
of Pruco Life Insurance Company and filed with the Securities and Exchange
Commission for the following:
The Pruco Life PRUvider Variable Appreciable Account and variable life
insurance contracts, to the extent they represent participating interests
in said Account;
The Pruco Life Variable Appreciable Account and flexible premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Variable Insurance Account and scheduled premium variable
life insurance contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Single Premium Variable Life Account and flexible premium
variable life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Variable Universal Account and flexible premium variable
universal life insurance contracts, to the extent they represent
participating interests in said Account;
The Pruco Life Single Premium Variable Annuity Account and single payment
variable annuity contracts, to the extent they represent participating
interests in said Account;
The Pruco Life Flexible Premium Variable Annuity Account and flexible
premium variable annuity contracts, to the extent they represent
participating interests in said Account;
<PAGE> 6
Market value adjustment annuity contracts; and
The Pruco Life Variable Contract Real Property Account and individual
variable life insurance contracts and variable annuity contracts, to the
extent they represent participating interests in said Account.
IN WITNESS WHEREOF, I have hereunto set my hand this 30th day of November, 2000.
/s/ Ronald P. Joelson
------------------------
State of New Jersey )
) SS
County of Essex )
On this 30th day of November, 2000, before me personally appeared Ronald P.
Joelson, IV known to me to be the person mentioned and described in and who
executed the foregoing instrument and he duly acknowledged to me that he
executed the same.
My commission expires: July 26, 2004
/s/ Ann L. Wellbrock
---------------------
Notary Public
