GLENBROOK LIFE & ANNUITY CO SEPARATE ACCOUNT A
N-4/A, EX-10, 2000-06-06
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10 (a)

INDEPENDENT AUDITORS' CONSENT

We  consent to the use in this  Pre-Effective  Amendment  No. 1 to  Registration
Statement No. 333-34356 of Glenbrook Life and Annuity Company Seperate Account A
of Glenbrook  Life and Annuity  Company on Form N-4 of our report dated February
25,  2000  relating  to the  financial  statements  and  the  related  financial
statement  schedule of Glenbrook Life and Annuity Company,  and our report dated
March 27, 2000  relating  to the  financial  statements  of  Glenbrook  Life and
Annuity  Company  Seperate  Account A,  appearing in the Statement of Additional
Information  (which is  incorporated by reference in the Prospectus of Glenbrook
Life and  Annuity  Company  Seperate  Account A of  Glenbrook  Life and  Annuity
Company),  which is part of such Registration Statement, and to the reference to
us under the heading "Experts" in such Statement of Additional Information.

Chicago, Illinois
June 1, 2000
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10 (b)

FREEDMAN, LEVY, KROLL & SIMONDS

                                   CONSENT OF
                         FREEDMAN, LEVY, KROLL & SIMONDS


     We hereby  consent to the  reference  to our firm under the caption  "Legal
Matters" in the  prospectus  contained in  Pre-Effective  Amendment No. 1 to the
Form N-4 Registration Statement of Glenbrook Life and Annuity Separate Account A
(File No. 333-34356).


                       /s/ Freedman, Levy, Kroll & Simonds
                         FREEDMAN, LEVY, KROLL & SIMONDS

Washington, D.C.
June 1, 2000







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