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FORM 10-K
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
(Mark One)
<checked-box>ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934
For the fiscal year ended December 31, 1995
OR
<square>TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934
For the transition period from to .
Commission file number 1-8824
VANDERBILT MORTGAGE AND FINANCE, INC.
SENIOR/SUBORDINATED PASS-THROUGH CERTIFICATES, SERIES 1995-A
(Exact name of registrant as specified in its charter)
Tennessee 62-0997810
(State of incorporation) (I.R.S. Employer Identification
Number)
4726 Airport Highway
Louisville, TN 37777 33-80304
(Address of principal executive offices) (commission File Number)
Registrant's telephone number, including area code:423-970-7200
Securities registered pursuant to Section 12(b) of the Act:None
Securities registered pursuant to section 12(g) of the Act:None
Indicate by check mark whether registrant (1) has filed all reports required to
be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months (or for such shorter period that the registrant was
required to file such report(s), and (2) has been subject to such filing
requirements for the past 90 days.
Yes X No
Indicate by check mark if disclosure of delinquent filers pursuant to Item 405
of Regulation S-K is not contained herein, and will not be contained, to the
best of registrant's knowledge, in definitive proxy or information statements
incorporated by reference in part III of this Form 10-K or any amendment to
this Form 10-K. []
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VANDERBILT MORTGAGE AND FINANCE, INC.
PART I
ITEM 3. LEGAL PROCEEDINGS.
No material legal proceedings are pending other than routine litigation
incidental to the business of the Company. The company believes that such
proceedings will not have any material adverse effect on it or its operations.
ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.
No matters were submitted to shareholders during the last quarter of the fiscal
year.
PART II
ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER MATTERS.
(a)The principal market for the Certificates is the over the counter market.
(b)As of March 15, 1996 there were:
<TABLE>
<CAPTION>
NUMBER OF HOLDERS CLASS OF CERTIFICATES
<S> <C>
6 A-1
9 A-2
3 A-3
6 A-4
3 A-5
2 A-6
1 B-1
</TABLE>
ITEM 9.CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
FINANCIAL
DISCLOSURE.
Not applicable.
PART IV
ITEM 14. EXHIBITS, FINANCIAL STATEMENTS, SCHEDULES AND FORM 8-K.
(a)The Annual Statement of compliance and Independent Accountant's Annual
Servicing Report are attached.
(b)Reports on Form 8-K.
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DATES ITEMS REPORTED FINANCIAL STATEMENTS FILED
01/09/95 Chemical Bank, as Trustee, made the monthly None
distribution to the holders of the Vanderbilt
Mortgage and Finance, Inc. Manufactured
Housing Senior/Subordinated certificates,
Series 1995-A.
02/07/95 Chemical Bank, as Trustee, made the monthly None
distribution to the holders of the Vanderbilt
Mortgage and Finance, Inc. Manufactured
Housing Senior/Subordinated certificates,
Series 1995-A.
03/07/95 Chemical Bank, as Trustee, made the monthly None
distribution to the holders of the Vanderbilt
Mortgage and Finance, Inc. Manufactured
Housing Senior/Subordinated certificates,
Series 1995-A.
04/07/95 Chemical Bank, as Trustee, made the monthly None
distribution to the holders of the Vanderbilt
Mortgage and Finance, Inc. Manufactured
Housing Senior/Subordinated certificates,
Series 1995-A.
05/08/95 Chemical Bank, as Trustee, made the monthly None
distribution to the holders of the Vanderbilt
Mortgage and Finance, Inc. Manufactured
Housing Senior/Subordinated certificates,
Series 1995-A.
06/07/95 Chemical Bank, as Trustee, made the monthly None
distribution to the holders of the Vanderbilt
Mortgage and Finance, Inc. Manufactured
Housing Senior/Subordinated certificates,
Series 1995-A.
07/07/95 Chemical Bank, as Trustee, made the monthly None
distribution to the holders of the Vanderbilt
Mortgage and Finance, Inc. Manufactured
Housing Senior/Subordinated certificates,
Series 1995-A.
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08/07/95 Chemical Bank, as Trustee, made the monthly None
distribution to the holders of the Vanderbilt
Mortgage and Finance, Inc. Manufactured
Housing Senior/Subordinated certificates,
Series 1995-A.
09/07/95 Chemical Bank, as Trustee, made the monthly None
distribution to the holders of the Vanderbilt
Mortgage and Finance, Inc. Manufactured
Housing Senior/Subordinated certificates,
Series 1995-A.
10/09/95 Chemical Bank, as Trustee, made the monthly None
distribution to the holders of the Vanderbilt
Mortgage and Finance, Inc. Manufactured
Housing Senior/Subordinated certificates,
Series 1995-A.
11/07/95 Chemical Bank, as Trustee, made the monthly None
distribution to the holders of the Vanderbilt
Mortgage and Finance, Inc. Manufactured
Housing Senior/Subordinated certificates,
Series 1995-A.
12/07/95 Chemical Bank, as Trustee, made the monthly None
distribution to the holders of the Vanderbilt
Mortgage and Finance, Inc. Manufactured
Housing Senior/Subordinated certificates,
Series 1995-A.
(c) 3.1 *,** Articles of Incorporation
3.2 *,** By-Laws
4.1 ** Pooling and Servicing Agreement, including form of Certificates
4.2 * Form of Limited Guarantee
* Previously filed pursuant to Registration Statement on form S-3
(Commission file number 33-80304) and incorporated by reference thereto.
** Previously filed pursuant to form 8-K, dated February 24,1995, and
incorporated by reference thereto.
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SIGNATURES
Pursuant to the requirements of section 13 or 15(d) of the Securities Exchange
Act of 1934, the registrant has duly caused this report to be signed on its
behalf by the undersigned, thereunto duly authorized, in the City of Knoxville,
State of Tennessee, on March 15, 1996.
Vanderbilt Mortgage and Finance, Inc.
By:/s/Kevin C. Clayton
Kevin C. Clayton
President
Pursuant to the requirements of the Securities Exchange Act of 1934, this
report has been signed by the following persons in the capacities and on the
dates indicated.
s/Kevin C. Clayton March 15, 1996 President
(Principal Executive
Officer and Director)
s/David R. Jordan March 15, 1996 Controller, Acting
Principal Financial
Officer
(Principal Accounting
Officer)
s/Joseph H. Stegmayer March 15, 1996 Executive Vice President
and Director
s/James L. Clayton March 15, 1996 Director
