Exhibit (4)(a)
ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK
(herein called "we" or "us")
Amendatory Endorsement for Transfer Limitations
As used in this Endorsement, "Contract" means the Contract or Certificate to
which this Endorsement is attached.
The following is added to the Transfers provision in your Contract.
We reserve the right to limit the number of transfers in any Contract Year or to
refuse any transfer request for an Owner or certain Owners if, in our sole
discretion, we believe that:
o excessive trading by such Owner or Owners or a specific transfer
request or group of transfer requests may have a detrimental effect on
Unit Values or the share prices of the underlying mutual funds or would
be to the disadvantage of other Contract Owners; or
o we are informed by one or more of the underlying mutual funds that the
purchase or redemption of shares is to be restricted because of
excessive trading or a specific transfer or group of transfers is
deemed to have a detrimental effect on share prices of affected
underlying mutual funds.
Such restrictions may be applied in any manner reasonably designed to prevent
any use of the transfer right which is considered by us to be to the
disadvantage of other Contract Owners.
Except as amended, the Contract remains unchanged.
Secretary Chairman and Chief Executive Officer
