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<PAGE> PAGE 13
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068 A000400 N
068 B000400 N
069 000400 N
070 A010400 Y
070 A020400 N
070 B010400 N
070 B020400 N
070 C010400 N
070 C020400 N
070 D010400 N
070 D020400 N
070 E010400 N
070 E020400 N
070 F010400 N
070 F020400 N
070 G010400 N
070 G020400 N
070 H010400 N
070 H020400 N
070 I010400 N
<PAGE> PAGE 21
070 I020400 N
070 J010400 N
070 J020400 N
070 K010400 N
070 K020400 N
070 L010400 Y
070 L020400 Y
070 M010400 N
070 M020400 N
070 N010400 Y
070 N020400 N
070 O010400 Y
070 O020400 N
070 P010400 Y
070 P020400 N
070 Q010400 N
070 Q020400 N
070 R010400 N
070 R020400 N
071 A000400 7294
071 B000400 5725
071 C000400 16662
071 D000400 34
072 A000400 6
072 B000400 6
072 C000400 106
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072 E000400 0
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072 I000400 0
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072 M000400 4
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072 O000400 0
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072 Y000400 76
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<PAGE> PAGE 22
072CC010400 1203
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074 E000400 0
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074 L000400 20
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SIGNATURE DAVID W. SCHUTT
TITLE SECRETARY & TREAS.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from M Fund Inc.
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 1
<NAME> Brandes International Equity Fund
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> JUN-30-1999
<INVESTMENTS-AT-COST> 15,388,157
<INVESTMENTS-AT-VALUE> 18,214,927
<RECEIVABLES> 381,921
<ASSETS-OTHER> 1,722,879
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 20,319,727
<PAYABLE-FOR-SECURITIES> 186,369
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 41,387
<TOTAL-LIABILITIES> 227,756
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 16,476,361
<SHARES-COMMON-STOCK> 1,524,015
<SHARES-COMMON-PRIOR> 1,142,006
<ACCUMULATED-NII-CURRENT> 167,320
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 622,772
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 2,825,518
<NET-ASSETS> 20,091,971
<DIVIDEND-INCOME> 252,363
<INTEREST-INCOME> 16,202
<OTHER-INCOME> 0
<EXPENSES-NET> 100,530
<NET-INVESTMENT-INCOME> 168,035
<REALIZED-GAINS-CURRENT> 622,772
<APPREC-INCREASE-CURRENT> 2,214,286
<NET-CHANGE-FROM-OPS> 3,005,093
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 572,265
<NUMBER-OF-SHARES-REDEEMED> 190,256
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 7,708,655
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 715
<OVERDIST-NET-GAINS-PRIOR> 69,238
<GROSS-ADVISORY-FEES> 77,180
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 188,375
<AVERAGE-NET-ASSETS> 15,594,369
<PER-SHARE-NAV-BEGIN> 10.84
<PER-SHARE-NII> 0.11
<PER-SHARE-GAIN-APPREC> 2.23
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 13.18
<EXPENSE-RATIO> 1.30
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from M Fund Inc.
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 2
<NAME> Turner Core Growth Fund
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> JUN-30-1999
<INVESTMENTS-AT-COST> 16,834,308
<INVESTMENTS-AT-VALUE> 19,257,035
<RECEIVABLES> 461,226
<ASSETS-OTHER> 1,136,707
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 20,854,968
<PAYABLE-FOR-SECURITIES> 645,717
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 35,171
<TOTAL-LIABILITIES> 680,888
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 15,885,444
<SHARES-COMMON-STOCK> 1,030,659
<SHARES-COMMON-PRIOR> 777,818
<ACCUMULATED-NII-CURRENT> 13,517
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1,852,392
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 2,422,727
<NET-ASSETS> 20,174,080
<DIVIDEND-INCOME> 58,933
<INTEREST-INCOME> 13,461
<OTHER-INCOME> 0
<EXPENSES-NET> 58,877
<NET-INVESTMENT-INCOME> 13,517
<REALIZED-GAINS-CURRENT> 1,867,123
<APPREC-INCREASE-CURRENT> 295,191
<NET-CHANGE-FROM-OPS> 2,175,831
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 720,897
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 311,425
<NUMBER-OF-SHARES-REDEEMED> 97,135
<SHARES-REINVESTED> 38,551
<NET-CHANGE-IN-ASSETS> 6,294,026
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 706,166
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 37,849
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 138,203
<AVERAGE-NET-ASSETS> 16,961,865
<PER-SHARE-NAV-BEGIN> 17.84
<PER-SHARE-NII> 0.01
<PER-SHARE-GAIN-APPREC> 2.45
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.73
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 19.57
<EXPENSE-RATIO> 0.70
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from M Fund Inc.
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 3
<NAME> Frontier Capital Appreciation Fund
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> JUN-30-1999
<INVESTMENTS-AT-COST> 28,494,379
<INVESTMENTS-AT-VALUE> 35,251,507
<RECEIVABLES> 97,346
<ASSETS-OTHER> 513,638
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 35,862,491
<PAYABLE-FOR-SECURITIES> 234,341
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 88,418
<TOTAL-LIABILITIES> 322,759
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 28,192,849
<SHARES-COMMON-STOCK> 1,960,649
<SHARES-COMMON-PRIOR> 2,106,530
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 100,443
<ACCUMULATED-NET-GAINS> 690,198
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 6,757,128
<NET-ASSETS> 35,539,732
<DIVIDEND-INCOME> 52,805
<INTEREST-INCOME> 37,884
<OTHER-INCOME> 0
<EXPENSES-NET> 191,132
<NET-INVESTMENT-INCOME> (100,443)
<REALIZED-GAINS-CURRENT> 1,975,666
<APPREC-INCREASE-CURRENT> 4,201,786
<NET-CHANGE-FROM-OPS> 6,077,009
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 696,162
<NUMBER-OF-SHARES-REDEEMED> 842,043
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 3,761,837
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 1,285,468
<GROSS-ADVISORY-FEES> 149,582
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 262,847
<AVERAGE-NET-ASSETS> 33,515,829
<PER-SHARE-NAV-BEGIN> 15.09
<PER-SHARE-NII> (0.05)
<PER-SHARE-GAIN-APPREC> 3.09
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 18.13
<EXPENSE-RATIO> 1.15
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from M Fund Inc.
financial statements at June 30, 1999
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 4
<NAME> Enhanced Equity Fund
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> JUN-30-1999
<INVESTMENTS-AT-COST> 14,558,708
<INVESTMENTS-AT-VALUE> 18,318,463
<RECEIVABLES> 327,050
<ASSETS-OTHER> 293,835
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 18,939,348
<PAYABLE-FOR-SECURITIES> 324,646
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 32,444
<TOTAL-LIABILITIES> 357,090
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 14,039,156
<SHARES-COMMON-STOCK> 908,248
<SHARES-COMMON-PRIOR> 834,599
<ACCUMULATED-NII-CURRENT> 45,068
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 738,279
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3,759,755
<NET-ASSETS> 18,582,258
<DIVIDEND-INCOME> 106,183
<INTEREST-INCOME> 6,178
<OTHER-INCOME> 0
<EXPENSES-NET> 67,293
<NET-INVESTMENT-INCOME> 45,068
<REALIZED-GAINS-CURRENT> 839,245
<APPREC-INCREASE-CURRENT> 1,203,109
<NET-CHANGE-FROM-OPS> 2,087,422
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 264,907
<NUMBER-OF-SHARES-REDEEMED> 191,258
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 3,499,828
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 100,966
<GROSS-ADVISORY-FEES> 46,263
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 143,113
<AVERAGE-NET-ASSETS> 16,962,354
<PER-SHARE-NAV-BEGIN> 18.07
<PER-SHARE-NII> 0.05
<PER-SHARE-GAIN-APPREC> 2.34
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 20.46
<EXPENSE-RATIO> 0.80
</TABLE>
