<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 9,424
<INT-BEARING-DEPOSITS> 75
<FED-FUNDS-SOLD> 16
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 47,757
<INVESTMENTS-CARRYING> 13,232
<INVESTMENTS-MARKET> 12,888
<LOANS> 209,330
<ALLOWANCE> 2,299
<TOTAL-ASSETS> 285,080
<DEPOSITS> 221,981
<SHORT-TERM> 14,822
<LIABILITIES-OTHER> 2,210
<LONG-TERM> 25,000
0
0
<COMMON> 1,805
<OTHER-SE> 19,262
<TOTAL-LIABILITIES-AND-EQUITY> 285,080
<INTEREST-LOAN> 8,433
<INTEREST-INVEST> 1,732
<INTEREST-OTHER> 48
<INTEREST-TOTAL> 10,213
<INTEREST-DEPOSIT> 4,407
<INTEREST-EXPENSE> 5,564
<INTEREST-INCOME-NET> 4,649
<LOAN-LOSSES> 300
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,236
<INCOME-PRETAX> 1,792
<INCOME-PRE-EXTRAORDINARY> 1,792
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,253
<EPS-BASIC> 1.44
<EPS-DILUTED> 1.44
<YIELD-ACTUAL> 3.77
<LOANS-NON> 640
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 1,155
<ALLOWANCE-OPEN> 2,099
<CHARGE-OFFS> 120
<RECOVERIES> 20
<ALLOWANCE-CLOSE> 2,299
<ALLOWANCE-DOMESTIC> 2,299
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>