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SUPPLEMENT dated October 12, 1998 to
PROSPECTUS dated July 2, 1998 for
INDIVIDUAL MODIFIED SINGLE PREMIUM VARIABLE
AND FIXED LIFE INSURANCE POLICY
issued by Protective Life Insurance Company
The investment manager for each of the Protective Investment Company Funds,
Investment Distributors Advisory Services, Inc. ("IDASI"), has changed its name
to Protective Investment Advisors, Inc.
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