Exhibit 2
August 16, 2000
Kansas City Life Insurance Company
3520 Broadway
Kansas City, MO 64111-2565
Re: Registration Statement
To Whom It May Concern:
In connection with the proposed registration under the Securities Act of 1933,
as amended, of individual variable life insurance contracts (the "Contracts")
and interests in the Kansas City Life Variable Life Separate Account (the
"Separate Account"), I have examined the documents relating to the establishment
of the Separate Account by the Board of Directors of Kansas City Life Insurance
Company (the "Company") as a separate account for assets applicable to variable
life insurance contracts, pursuant to Section 376.309 RSMo., as amended, and the
Registration Statement, on Form S-6 (the "Registration Statement"), and I have
examined such other documents and reviewed such matters of law as I deem
necessary for this opinion, and I advise you that in my opinion:
1. The Separate Account is a separate account of the Company duly created and
validly existing pursuant to the laws of the State of Missouri.
2. The Contracts, when issued in accordance with the Prospectus constituting a
part of the Registration Statement and upon compliance with applicable local
law, will be legal and binding obligations of the Company in accordance with
their respective terms.
3. The portion of the assets held in the Separate Account equal to reserves and
other contract liabilities with respect to the Separate Account are not
chargeable with liabilities arising out of any other business the Company
may conduct.
I consent to the filing of this opinion as an exhibit to the Registration
Statement and the use of my name under the heading "Legal Matters" in the
Prospectus constituting a part of the Registration Statement and to the
references to me wherever appearing herein.
Yours very truly,
/s/C. John Malacarne
C. John Malacarne
CJM/jp
