U.S. SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 12b-25
NOTIFICATION OF LATE FILING SEC FILE NUMBER: 1-14082
(Check One)
[X] Form 10-K and Form 10-KSB [ ]Form 20-F [] Form 11-K []Form 10-Q and Form
10-QSB [ ]Form N-SAR
For Period Ended: Fiscal Year End Period Ended December 31, 1997
[]Transition Report on Form 10-K
[]Transition Report on Form 20-F
[]Transition Report on Form 11-K
[]Transition Report on Form 10-Q
[]Transition Report on Form N-SAR
For the Transition Period Ended:________________________________________
Nothing in this form shall be construed to imply that the Commission has
verified any information contained herein.
If the notification relates to a portion of the filing checked above, identify
the Item(s) to which the notification relates:
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Part I-Registrant Information
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Full Name of Registrant: Smart Choice Automotive Group, Inc.
Former Name if Applicable: Eckler Industries, Inc.
5200 South Washington Avenue
(Address of Principal Executive Office) (Street and Number)
Titusville, Florida 32780
(City, State, Zip Code)
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Part II-Rules 12b-25(b) and (c) _______________________________________________
If the subject report could not be filed without unreasonable effort or expense
and the registrant seeks relief pursuant to rule 12b-25(b), the following should
be completed. (Check Box if appropriate)
[ ](a)The reasons described in reasonable detail in Part III of this form could
not be eliminated without unreasonable effort or expense;
[ ](b)The subject annual reports, semi-annual report, transition report on Form
10-K or Form 10-KSB, Form 20-F, Form 11-K or Form N-SAR, or portion thereof will
be filed on or before the fifteenth calendar day following the prescribed due
date; or the subject quarterly report or transition report on Form 10-Q or Form
10-QSB, or portion thereof will be filed on or before the fifth calendar day
following the prescribed due date; and
[ ](c)The accountant's statement or other exhibit required by Rule 12b-25(c) has
been attached, if applicable.
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Part III-Narrative ____________________________________________________________
State below in reasonable detail the reasons why Form 10-K and Form 10-KSB,
20-K, 11-K and Form 10-Q and Form 10-QSB, N-SAR, or the transition report or
portion thereof could not be filed within the prescribed period.
The Company's Annual Report on Form 10-K for the fiscal year period ended
December 31, 1998 cannot be filed within the prescribed time period because the
Company is experiencing delays in the collection and compilation of certain
financial and other information required to be included in the Form 10-K. The
Form 10-K will be filed as soon as reasonably practicable and in no event later
than the fifteenth calendar day following the prescribed due date.
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Part IV-Other Information
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(1)Name and telephone number of person to contact in regard to this
notification:
Robert J. Downing (407)264-4149
(Name) (Area Code) (Telephone Number)
(2) Have all other periodic reports required under Section 13 and 15(d)
of the Securities Exchange Act of 1934 or Section 30 of the Investment Company
Act of 1940 during the preceding 12 months or for such shorter period that the
registrant was required to file such report(s) been filed? If the answer is no,
identify report(s).
[ X ] Yes [ ] No
(3) Is it anticipated that any significant change in results of
operations from the corresponding period for the last fiscal year will be
reflected by the earnings statements to be included in the subject report or
portion thereof?
[ ] Yes [ ] No
If so: attach an explanation of the anticipated change, both
narratively and quantitatively, and, if appropriate, state the reasons why a
reasonable estimate of the results cannot be made.
Smart Choice Automotive Group, Inc.
(Name of Registrant as specified in charter)
has caused this notification to be signed on its behalf by the undersigned
thereunto duly authorized.
DATE: March 29, 1999 By:/s/ Robert J. Downing
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Robert J. Downing, Chief Legal Officer
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