SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
April 25, 2000
RESIDENTIAL ACCREDIT LOANS, INC.
(Exact name of the registrant as specified in it's charter)
33-95932, 333-8733, 333-33493
333-48327, 333-63549 51-0368240
333-72661
Delaware (Commission File Number) (I.R.S. Employee
(State or other Identification No.)
jurisdiction of
incorporation)
8400 Normandale Lake Boulevard 55437
Minneapolis, Minnesota (Zip Code)
(Address of Principal
Executive Offices)
Registrant's telephone number, including area code
(612) 832-7000
Item 5. Other Events
See the respective monthly reports, each reflecting the required information for
the April, 2000 distribution to holders of the following series of Conduit
Mortgage Pass-Through Certificates.
Master Serviced by Residential Funding Corporation
<PAGE>
1995-QS1 RALI 1996-QS1 RALI 1996-QS2 RALI 1996-QS3 RALI 1996-QS4 RALI 1996-QS5
RALI 1996-QS6 RALI 1996-QS7 RALI 1996-QS8 RALI 1997-QPCR1 RALI 1997-QPCR2 RALI
1997-QPCR3 RALI 1997-QS1 RALI 1997-QS10 RALI 1997-QS11 RALI 1997-QS12 RALI
1997-QS13 RALI 1997-QS2 RALI 1997-QS3 RALI 1997-QS4 RALI 1997-QS5 RALI 1997-QS6
RALI 1997-QS7 RALI 1997-QS8 RALI 1997-QS9 RALI 1998-QS1 RALI 1998-QS10 RALI
1998-QS11 RALI 1998-QS12 RALI 1998-QS13 RALI 1998-QS14 RALI 1998-QS15 RALI
1998-QS16 RALI 1998-QS17 RALI 1998-QS2 RALI 1998-QS3 RALI 1998-QS4 RALI 1998-QS5
RALI 1998-QS6 RALI 1998-QS7 RALI 1998-QS8 RALI 1998-QS9 RALI 1999-QS1 RALI
1999-QS10 RALI 1999-QS11 RALI
<PAGE>
1999-QS12 RALI
1999-QS13 RALI
1999-QS14 RALI
1999-QS15 RALI
1999-QS2 RALI
1999-QS3 RALI
1999-QS4 RALI
1999-QS5 RALI
1999-QS6 RALI
1999-QS7 RALI
1999-QS8 RALI
1999-QS9 RALI
2000-QS1 RALI
2000-QS2 RALI
2000-QS3 RALI
2000-QS4 RALI
Item 7. Financial Statements and Exhibits
(a) Not applicable
(b) Not applicable
(c) See Item 5.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities ExchangeAct of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
RESIDENTIAL ACCREDIT LOANS, INC.
By: /s/ Davee Olson
Name: Davee Olson
Title: Chief Financial Officer
Dated: April 25, 2000
<PAGE>
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-QS1(POOL # 4180)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4180
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FAA1 54,500,000.00 0.00 6.600000 % 0.00
A-2 76110FAB9 82,500,000.00 0.00 6.900000 % 0.00
A-3 76110FAC7 22,250,000.00 0.00 7.300000 % 0.00
A-4 76110FAD5 46,000,000.00 18,446,369.77 7.500000 % 1,842,417.89
A-5 76110FAE3 22,100,000.00 22,100,000.00 7.500000 % 0.00
A-6 76110FAF0 31,109,000.00 31,109,000.00 7.500000 % 0.00
R 514.42 1,332,579.01 0.000000 % 0.00
- -------------------------------------------------------------------------------
258,459,514.42 72,987,948.78 1,842,417.89
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 115,289.81 1,957,707.70 0.00 0.00 16,603,951.88
A-5 138,125.00 138,125.00 0.00 0.00 22,100,000.00
A-6 194,431.25 194,431.25 0.00 0.00 31,109,000.00
R 0.00 0.00 0.00 0.00 1,296,956.13
- -------------------------------------------------------------------------------
447,846.06 2,290,263.95 0.00 0.00 71,109,908.01
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 401.008038 40.052563 2.506300 42.558863 0.000000 360.955476
A-5 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-6 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
R ****.****** 0.000000 0.000000 0.000000 0.000000 ****.******
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-QS1 (POOL # 4180)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4180
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,878.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 135.01
SUBSERVICER ADVANCES THIS MONTH 44,096.06
MASTER SERVICER ADVANCES THIS MONTH 4,524.99
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 44 2,954,672.66
(B) TWO MONTHLY PAYMENTS: 6 650,473.47
(C) THREE OR MORE MONTHLY PAYMENTS: 3 231,102.75
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 972,694.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 71,109,908.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 921
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 545,944.90
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,557,728.94
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 98.17424790 % 1.82575210 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 98.17612460 % 1.82387540 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.32247395
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 268.41
POOL TRADING FACTOR: 27.51297748
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1(POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4194
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FAG8 52,015,000.00 0.00 6.000000 % 0.00
A-I-2 76110FAH6 67,186,000.00 0.00 6.250000 % 0.00
A-I-3 76110FAJ2 22,562,000.00 0.00 6.750000 % 0.00
A-I-4 76110FAK9 31,852,000.00 10,015,551.62 6.900000 % 1,138,129.83
A-I-5 76110FAL7 14,535,000.00 14,535,000.00 7.050000 % 0.00
A-I-6 76110FAM5 18,417,136.00 18,417,136.00 7.250000 % 0.00
A-I-7 76110FAN3 20,000,000.00 20,000,000.00 6.700000 % 0.00
A-II 76110FAQ6 29,374,968.00 7,026,710.22 5.545813 % 7,955.17
R 0.53 1,358,175.60 0.000000 % 23,157.73
- -------------------------------------------------------------------------------
255,942,104.53 71,352,573.44 1,169,242.73
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 57,589.42 1,195,719.25 0.00 0.00 8,877,421.79
A-I-5 85,393.13 85,393.13 0.00 0.00 14,535,000.00
A-I-6 111,270.20 111,270.20 0.00 0.00 18,417,136.00
A-I-7 111,666.67 111,666.67 0.00 0.00 20,000,000.00
A-II 34,510.37 42,465.54 0.00 0.00 7,018,755.05
R 85,231.63 108,389.36 0.00 0.00 1,335,017.87
- -------------------------------------------------------------------------------
485,661.42 1,654,904.15 0.00 0.00 70,183,330.71
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 314.440274 35.731817 1.808032 37.539849 0.000000 278.708458
A-I-5 1000.000000 0.000000 5.875000 5.875000 0.000000 1000.000000
A-I-6 1000.000000 0.000000 6.041667 6.041667 0.000000 1000.000000
A-I-7 1000.000000 0.000000 5.583334 5.583334 0.000000 1000.000000
A-II 239.207417 0.270815 1.174822 1.445637 0.000000 238.936602
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,384.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,455.27
SUBSERVICER ADVANCES THIS MONTH 50,931.85
MASTER SERVICER ADVANCES THIS MONTH 2,309.68
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,018,315.78
(B) TWO MONTHLY PAYMENTS: 6 896,143.67
(C) THREE OR MORE MONTHLY PAYMENTS: 4 660,930.90
FORECLOSURES
NUMBER OF LOANS 16
AGGREGATE PRINCIPAL BALANCE 1,711,043.79
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 70,183,330.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 740
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 259,240.20
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,011,865.48
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 98.09652890 % 1.90347110 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 98.09781350 % 1.90218650 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.93305600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 281.29
POOL TRADING FACTOR: 27.42156506
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,180.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,307.47
SUBSERVICER ADVANCES THIS MONTH 41,637.56
MASTER SERVICER ADVANCES THIS MONTH 1,656.59
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 2,748,938.91
(B) TWO MONTHLY PAYMENTS: 5 609,016.63
(C) THREE OR MORE MONTHLY PAYMENTS: 4 660,930.90
FORECLOSURES
NUMBER OF LOANS 12
AGGREGATE PRINCIPAL BALANCE 1,010,793.27
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 62,723,951.13
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 675
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 168,932.33
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,011,230.93
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 1.43624900 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.99592222
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 278.68
POOL TRADING FACTOR: 27.68448779
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,203.96
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 147.80
SUBSERVICER ADVANCES THIS MONTH 9,294.29
MASTER SERVICER ADVANCES THIS MONTH 653.09
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 269,376.87
(B) TWO MONTHLY PAYMENTS: 1 287,127.04
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 700,250.52
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 7,459,379.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 65
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 90,307.87
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 634.55
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 5.90069340 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.40442922
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 303.20
POOL TRADING FACTOR: 25.39365990
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS2(POOL # 4201)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4201
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FAS2 40,000,000.00 0.00 6.400000 % 0.00
A-2 76110FAT0 16,000,000.00 0.00 7.000000 % 0.00
A-3 76110FAU7 28,500,000.00 0.00 7.050000 % 0.00
A-4 76110FAV5 15,000,000.00 0.00 7.050000 % 0.00
A-5 76110FAW3 14,000,000.00 0.00 7.350000 % 0.00
A-6 76110FAX1 10,000,000.00 8,027,608.51 7.450000 % 653,941.20
A-7 76110FAY9 26,000,000.00 26,000,000.00 7.250000 % 0.00
A-8 76110FAZ6 14,043,411.00 14,043,411.00 7.500000 % 0.00
A-9 76110FBA0 18,190,000.00 18,190,000.00 7.500000 % 0.00
A-10 76110FBB8 178,007.00 92,403.13 0.000000 % 157.04
R 0.00 1,819,114.18 0.000000 % 0.00
- -------------------------------------------------------------------------------
181,911,418.00 68,172,536.82 654,098.24
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 49,838.07 703,779.27 0.00 0.00 7,373,667.31
A-7 157,083.33 157,083.33 0.00 0.00 26,000,000.00
A-8 87,771.32 87,771.32 0.00 0.00 14,043,411.00
A-9 113,687.50 113,687.50 0.00 0.00 18,190,000.00
A-10 0.00 157.04 0.00 0.00 92,246.09
R 67,472.13 67,472.13 0.00 0.00 1,819,114.18
- -------------------------------------------------------------------------------
475,852.35 1,129,950.59 0.00 0.00 67,518,438.58
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 802.760851 65.394120 4.983807 70.377927 0.000000 737.366731
A-7 1000.000000 0.000000 6.041667 6.041667 0.000000 1000.000000
A-8 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-9 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-10 519.098294 0.882212 0.000000 0.882212 0.000000 518.216081
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS2 (POOL # 4201)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4201
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,078.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,565.29
SUBSERVICER ADVANCES THIS MONTH 29,430.82
MASTER SERVICER ADVANCES THIS MONTH 2,487.93
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,146,267.14
(B) TWO MONTHLY PAYMENTS: 3 209,384.93
(C) THREE OR MORE MONTHLY PAYMENTS: 7 523,378.70
FORECLOSURES
NUMBER OF LOANS 13
AGGREGATE PRINCIPAL BALANCE 824,898.68
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 67,518,438.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 756
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 331,914.56
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 574,162.87
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 97.33160260 % 2.66839740 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 97.30575200 % 2.69424800 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.80604913
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 284.96
POOL TRADING FACTOR: 37.11610812
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3(POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4211
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FBC6 42,855,000.00 0.00 6.780000 % 0.00
A-I-2 76110FBD4 26,000,000.00 0.00 7.150000 % 0.00
A-I-3 76110FBE2 10,596,000.00 0.00 7.290000 % 0.00
A-I-4 76110FBF9 25,000,000.00 0.00 7.250000 % 0.00
A-I-5 76110FBG7 18,587,000.00 0.00 7.460000 % 0.00
A-I-6 76110FBH5 21,696,000.00 0.00 7.750000 % 0.00
A-I-7 76110FBJ1 8,047,000.00 0.00 7.750000 % 0.00
A-I-8 76110FBK8 17,436,000.00 11,882,865.54 7.750000 % 2,024,554.83
A-I-9 76110FBL6 25,145,000.00 25,145,000.00 7.750000 % 0.00
A-I-10 76110FBM4 19,000,000.00 19,000,000.00 7.750000 % 0.00
A-I-11 76110FBN2 15,875,562.00 15,875,562.00 7.750000 % 0.00
A-II 76110FBP7 20,551,438.00 7,684,874.62 7.750000 % 283,571.50
A-P 76110FBQ5 1,166,695.86 704,588.00 0.000000 % 1,752.67
R-I 76110FBR3 100.00 0.00 7.750000 % 0.00
R-II 76110FBS1 100.00 0.00 7.750000 % 0.00
M-1 76110FBT9 12,528,500.00 11,858,954.54 7.750000 % 14,863.43
M-2 76110FBU6 5,568,000.00 5,270,436.07 7.750000 % 6,605.70
M-3 76110FBV4 4,176,000.00 3,952,827.09 7.750000 % 4,954.28
B-1 1,809,600.00 1,712,891.71 7.750000 % 2,146.85
B-2 696,000.00 658,804.49 7.750000 % 825.71
B-3 1,670,738.96 1,287,579.88 7.750000 % 1,613.71
A-V 76110FHY2 0.00 0.00 0.671079 % 0.00
STRIP 0.00 0.00 0.000000 % 0.00
- -------------------------------------------------------------------------------
278,404,734.82 105,034,383.94 2,340,888.68
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 76,716.33 2,101,271.16 0.00 0.00 9,858,310.71
A-I-9 162,337.28 162,337.28 0.00 0.00 25,145,000.00
A-I-10 122,664.88 122,664.88 0.00 0.00 19,000,000.00
A-I-11 102,493.36 102,493.36 0.00 0.00 15,875,562.00
A-II 49,613.90 333,185.40 0.00 0.00 7,401,303.12
A-P 0.00 1,752.67 0.00 0.00 702,835.33
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 76,561.96 91,425.39 0.00 0.00 11,844,091.11
M-2 34,026.18 40,631.88 0.00 0.00 5,263,830.37
M-3 25,519.63 30,473.91 0.00 0.00 3,947,872.81
B-1 11,058.51 13,205.36 0.00 0.00 1,710,744.86
B-2 4,253.27 5,078.98 0.00 0.00 657,978.78
B-3 8,312.68 9,926.39 0.00 0.00 1,270,643.24
A-V 58,717.87 58,717.87 0.00 0.00 0.00
STRIP 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
732,275.85 3,073,164.53 0.00 0.00 102,678,172.33
===============================================================================
Run: 04/25/00 15:14:28
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3(POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4211
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 681.513279 116.113491 4.399881 120.513372 0.000000 565.399788
A-I-9 1000.000000 0.000000 6.456046 6.456046 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.456046 6.456046 0.000000 1000.000000
A-I-11 1000.000000 0.000000 6.456046 6.456046 0.000000 1000.000000
A-II 373.933669 13.798134 2.414133 16.212267 0.000000 360.135535
A-P 603.917460 1.502252 0.000000 1.502252 0.000000 602.415208
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 946.558210 1.186369 6.111024 7.297393 0.000000 945.371841
M-2 946.558202 1.186369 6.111024 7.297393 0.000000 945.371834
M-3 946.558211 1.186370 6.111023 7.297393 0.000000 945.371842
B-1 946.558195 1.186367 6.111025 7.297392 0.000000 945.371828
B-2 946.558175 1.186365 6.111020 7.297385 0.000000 945.371810
B-3 770.664904 0.965866 4.975451 5.941317 0.000000 760.527690
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
STRIP 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,695.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 33,963.39
MASTER SERVICER ADVANCES THIS MONTH 3,413.91
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 2,708,020.58
(B) TWO MONTHLY PAYMENTS: 4 824,718.71
(C) THREE OR MORE MONTHLY PAYMENTS: 3 123,371.32
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 532,791.45
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 102,678,172.33
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,118
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 385,144.49
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,174,029.65
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 76.28530420 % 20.07173000 % 3.48388400 %
PREPAYMENT PERCENT 89.51977360 % 0.00000000 % 10.48022640 %
NEXT DISTRIBUTION 75.78320220 % 20.50659241 % 3.56886970 %
BANKRUPTCY AMOUNT AVAILABLE 164,142.00
FRAUD AMOUNT AVAILABLE 1,819,704.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,939,378.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.69780000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 284.02
POOL TRADING FACTOR: 36.88090017
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,712.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 31,230.96
MASTER SERVICER ADVANCES THIS MONTH 2,513.61
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,474,760.27
(B) TWO MONTHLY PAYMENTS: 4 824,718.71
(C) THREE OR MORE MONTHLY PAYMENTS: 3 123,371.32
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 532,791.45
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 93,252,854.31
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,016
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 308,641.68
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,928,231.63
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 75.85131810 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 75.35463550 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,229,929.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,920,033.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.74585855
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 299.91
POOL TRADING FACTOR: 36.52567007
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,982.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 2,732.43
MASTER SERVICER ADVANCES THIS MONTH 900.30
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 233,260.31
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 9,425,318.02
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 102
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 76,502.81
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 245,798.02
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.59937310 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.08343870 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,229,929.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,920,033.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.22231885
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 126.82
POOL TRADING FACTOR: 40.80751042
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4(POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4216
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FBW2 45,914,000.00 0.00 6.850000 % 0.00
A-I-2 76110FBX0 26,945,000.00 0.00 11.000000 % 0.00
A-I-3 76110FBY8 15,646,000.00 0.00 7.300000 % 0.00
A-I-4 76110FBZ5 32,740,000.00 0.00 7.500000 % 0.00
A-I-5 76110FCA9 10,023,000.00 0.00 7.700000 % 0.00
A-I-6 76110FCB7 26,811,000.00 0.00 8.000000 % 0.00
A-I-7 76110FCC5 18,046,000.00 15,337,810.06 8.000000 % 1,700,880.22
A-I-8 76110FCD3 9,094,000.00 9,094,000.00 8.000000 % 0.00
A-I-9 76110FCE1 10,284,000.00 10,284,000.00 8.000000 % 0.00
A-I-10 76110FCF8 27,538,000.00 27,538,000.00 7.900000 % 0.00
A-II-1 76110FCG6 16,021,000.00 0.00 7.250000 % 0.00
A-II-2 76110FCH4 8,580,000.00 8,443,270.11 7.650000 % 136,342.03
A-P 76110FCJ0 3,039,637.99 1,582,655.02 0.000000 % 4,134.29
A-V-1 0.00 0.00 0.914113 % 0.00
A-V-2 0.00 0.00 0.356919 % 0.00
R-I 76110FCK7 100.00 0.00 8.000000 % 0.00
R-II 76110FCL5 100.00 0.00 8.000000 % 0.00
M-1 76110FCM3 13,230,500.00 12,517,794.57 8.000000 % 16,814.42
M-2 76110FCN1 5,570,800.00 5,270,710.09 8.000000 % 7,079.84
M-3 76110FCP6 4,456,600.00 4,216,530.23 8.000000 % 5,663.82
B-1 76110FCR2 2,228,400.00 2,108,359.74 8.000000 % 2,832.04
B-2 76110FCS0 696,400.00 660,194.79 8.000000 % 886.80
B-3 76110FCT8 1,671,255.97 768,394.16 8.000000 % 1,032.06
STRIP 0.00 0.00 0.158664 % 0.00
- -------------------------------------------------------------------------------
278,535,793.96 97,821,718.77 1,875,665.52
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 102,184.41 1,803,064.63 0.00 0.00 13,636,929.84
A-I-8 60,586.56 60,586.56 0.00 0.00 9,094,000.00
A-I-9 68,514.64 68,514.64 0.00 0.00 10,284,000.00
A-I-10 181,171.88 181,171.88 0.00 0.00 27,538,000.00
A-II-1 0.00 0.00 0.00 0.00 0.00
A-II-2 53,790.24 190,132.27 0.00 0.00 8,306,928.08
A-P 0.00 4,134.29 0.00 0.00 1,578,520.73
A-V-1 50,106.43 50,106.43 0.00 0.00 0.00
A-V-2 9,511.85 9,511.85 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 83,396.74 100,211.16 0.00 0.00 12,500,980.15
M-2 35,114.82 42,194.66 0.00 0.00 5,263,630.25
M-3 28,091.60 33,755.42 0.00 0.00 4,210,866.41
B-1 14,046.43 16,878.47 0.00 0.00 2,105,527.70
B-2 4,398.39 5,285.19 0.00 0.00 659,307.99
B-3 5,119.24 6,151.30 0.00 0.00 749,704.05
STRIP 4,754.30 4,754.30 0.00 0.00 0.00
- -------------------------------------------------------------------------------
700,787.53 2,576,453.05 0.00 0.00 95,928,395.20
===============================================================================
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4(POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4216
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 849.928519 94.252478 5.662441 99.914919 0.000000 755.676041
A-I-8 1000.000000 0.000000 6.662256 6.662256 0.000000 1000.000000
A-I-9 1000.000000 0.000000 6.662256 6.662256 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.578977 6.578977 0.000000 1000.000000
A-II-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-II-2 984.064115 15.890679 6.269259 22.159938 0.000000 968.173436
A-P 520.672207 1.360125 0.000000 1.360125 0.000000 519.312082
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 946.131633 1.270883 6.303370 7.574253 0.000000 944.860750
M-2 946.131631 1.270884 6.303371 7.574255 0.000000 944.860747
M-3 946.131632 1.270884 6.303370 7.574254 0.000000 944.860748
B-1 946.131637 1.270885 6.303370 7.574255 0.000000 944.860752
B-2 948.010899 1.273406 6.315896 7.589302 0.000000 946.737493
B-3 459.770480 0.617536 3.063109 3.680645 0.000000 448.587207
STRIP 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,205.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 641.77
SUBSERVICER ADVANCES THIS MONTH 39,674.15
MASTER SERVICER ADVANCES THIS MONTH 1,545.49
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 36 2,222,272.81
(B) TWO MONTHLY PAYMENTS: 10 1,161,947.66
(C) THREE OR MORE MONTHLY PAYMENTS: 4 521,513.46
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 594,756.93
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 95,928,395.20
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,148
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 197,697.72
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,724,206.69
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 73.45985860 % 22.49504000 % 3.61570900 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 72.98351830 % 22.90820853 % 3.72500730 %
BANKRUPTCY AMOUNT AVAILABLE 184,567.00
FRAUD AMOUNT AVAILABLE 1,465,881.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,759,911.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.92441000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 277.50
POOL TRADING FACTOR: 34.44023974
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,952.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 31,945.59
MASTER SERVICER ADVANCES THIS MONTH 1,545.49
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 16 1,721,475.83
(B) TWO MONTHLY PAYMENTS: 10 1,161,947.66
(C) THREE OR MORE MONTHLY PAYMENTS: 4 521,513.46
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 455,030.51
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 85,176,617.81
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 933
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 197,697.72
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,628,965.36
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % 3.61310110 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 0.00000000 % 3.66371160 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.93965035
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 296.61
POOL TRADING FACTOR: 33.96273343
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,253.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 641.77
SUBSERVICER ADVANCES THIS MONTH 7,728.56
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 500,796.98
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 139,726.42
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 10,751,777.39
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 215
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 95,241.33
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % 3.63650270 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 0.00000000 % 3.66371150 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.80367277
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 126.07
POOL TRADING FACTOR: 38.75709880
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS6(POOL # 4220)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4220
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 76110FCQ4 138,145,180.00 42,232,269.50 6.485000 % 1,147,090.08
R 973,833.13 2,156,911.01 0.000000 % 26,230.35
- -------------------------------------------------------------------------------
139,119,013.13 44,389,180.51 1,173,320.43
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 219,102.01 1,366,192.09 0.00 0.00 41,085,179.42
R 47,026.67 73,257.02 0.00 0.00 2,130,680.66
- -------------------------------------------------------------------------------
266,128.68 1,439,449.11 0.00 0.00 43,215,860.08
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 305.709323 8.303511 1.586027 9.889538 0.000000 297.405812
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS6 (POOL # 4220)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4220
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,418.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 13,599.93
MASTER SERVICER ADVANCES THIS MONTH 437.17
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 466,337.18
(B) TWO MONTHLY PAYMENTS: 2 229,852.17
(C) THREE OR MORE MONTHLY PAYMENTS: 4 568,476.44
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 433,412.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 43,215,860.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 589
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 58,157.16
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,067,703.90
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 95.14090820 % 4.85909180 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 95.06967890 % 4.93032110 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 501,181.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,788,871.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.89457681
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 238.05
POOL TRADING FACTOR: 31.06394957
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5(POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4222
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FCU5 23,848,000.00 0.00 9.500000 % 0.00
A-I-2 76110FCV3 25,000,000.00 0.00 7.600000 % 0.00
A-I-3 76110FCW1 12,373,000.00 0.00 6.650000 % 0.00
A-I-4 76110FCX9 7,100,000.00 0.00 7.450000 % 0.00
A-I-5 76110FCY7 10,137,000.00 0.00 7.600000 % 0.00
A-I-6 76110FCZ4 5,558,000.00 0.00 7.800000 % 0.00
A-I-7 76110FDA8 16,926,000.00 0.00 8.000000 % 0.00
A-I-8 76110FDB6 6,884,000.00 4,982,013.70 8.000000 % 751,378.72
A-I-9 76110FDC4 11,229,000.00 11,229,000.00 8.000000 % 0.00
A-I-10 76110FDD2 22,501,000.00 22,501,000.00 8.000000 % 0.00
A-II-1 76110FDE0 11,162,000.00 1,013,235.36 8.000000 % 74,326.49
A-II-2 76110FDF7 4,525,000.00 4,525,000.00 8.000000 % 0.00
A-P 76110FDG5 1,105,878.69 647,996.71 0.000000 % 1,260.80
A-V-1 796QS5AV1 0.00 0.00 1.008332 % 0.00
A-V-2 796QS5AV2 0.00 0.00 0.393921 % 0.00
R 76110FDH3 100.00 0.00 8.000000 % 0.00
M-1 76110FDJ9 7,918,500.00 7,366,810.24 8.000000 % 17,012.53
M-2 76110FDK6 3,958,800.00 3,687,294.27 8.000000 % 8,515.25
M-3 76110FDL4 2,815,100.00 2,625,223.65 8.000000 % 6,062.56
B-1 76110FDM2 1,407,600.00 1,325,345.63 8.000000 % 3,060.68
B-2 76110FDN0 439,800.00 418,569.94 8.000000 % 966.62
B-3 76110FDP5 1,055,748.52 599,188.59 8.000000 % 1,383.67
- -------------------------------------------------------------------------------
175,944,527.21 60,920,678.09 863,967.32
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 33,204.30 784,583.02 0.00 0.00 4,230,634.98
A-I-9 74,839.44 74,839.44 0.00 0.00 11,229,000.00
A-I-10 149,965.47 149,965.47 0.00 0.00 22,501,000.00
A-II-1 6,753.04 81,079.53 0.00 0.00 938,908.87
A-II-2 30,158.39 30,158.39 0.00 0.00 4,525,000.00
A-P 0.00 1,260.80 0.00 0.00 646,735.91
A-V-1 36,480.56 36,480.56 0.00 0.00 0.00
A-V-2 5,741.07 5,741.07 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 49,098.58 66,111.11 0.00 0.00 7,349,797.71
M-2 24,575.21 33,090.46 0.00 0.00 3,678,779.02
M-3 17,496.68 23,559.24 0.00 0.00 2,619,161.09
B-1 8,833.21 11,893.89 0.00 0.00 1,322,284.95
B-2 2,789.70 3,756.32 0.00 0.00 417,603.32
B-3 3,993.49 5,377.16 0.00 0.00 575,275.01
- -------------------------------------------------------------------------------
443,929.14 1,307,896.46 0.00 0.00 60,034,180.86
===============================================================================
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Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5(POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4222
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 723.709137 109.148565 4.823402 113.971967 0.000000 614.560572
A-I-9 1000.000000 0.000000 6.664836 6.664836 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.664836 6.664836 0.000000 1000.000000
A-II-1 90.775431 6.658886 0.605003 7.263889 0.000000 84.116545
A-II-2 1000.000000 0.000000 6.664838 6.664838 0.000000 1000.000000
A-P 585.956413 1.140086 0.000000 1.140086 0.000000 584.816327
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 930.329007 2.148454 6.200490 8.348944 0.000000 928.180553
M-2 931.417164 2.150967 6.207742 8.358709 0.000000 929.266197
M-3 932.550762 2.153586 6.215296 8.368882 0.000000 930.397176
B-1 941.564102 2.174396 6.275369 8.449765 0.000000 939.389706
B-2 951.727922 2.197863 6.343111 8.540974 0.000000 949.530059
B-3 567.548596 1.310606 3.782615 5.093221 0.000000 544.897763
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,584.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,715.99
SUBSERVICER ADVANCES THIS MONTH 30,241.06
MASTER SERVICER ADVANCES THIS MONTH 656.45
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 2,077,644.83
(B) TWO MONTHLY PAYMENTS: 4 433,947.95
(C) THREE OR MORE MONTHLY PAYMENTS: 5 478,196.00
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 656,142.73
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 60,034,180.86
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 714
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 78,600.47
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 659,829.42
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 73.41675880 % 22.45432700 % 3.84615580 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 73.12074780 % 22.73327898 % 3.89840530 %
BANKRUPTCY AMOUNT AVAILABLE 125,000.00
FRAUD AMOUNT AVAILABLE 651,277.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,655,538.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.07696700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 280.77
POOL TRADING FACTOR: 34.12108453
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,117.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,393.20
SUBSERVICER ADVANCES THIS MONTH 28,921.72
MASTER SERVICER ADVANCES THIS MONTH 656.45
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 1,963,256.30
(B) TWO MONTHLY PAYMENTS: 4 433,947.95
(C) THREE OR MORE MONTHLY PAYMENTS: 5 478,196.00
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 656,142.73
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 53,043,032.51
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 608
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 78,600.47
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 611,565.30
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 72.73143820 % 0.00000000 % 3.84615570 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 72.41332400 % 0.00000000 % 3.94005500 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.10485819
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 300.64
POOL TRADING FACTOR: 33.47779225
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,467.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 322.79
SUBSERVICER ADVANCES THIS MONTH 1,319.34
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 114,388.53
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 6,991,148.35
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 106
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 48,264.12
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 78.59322790 % 0.00000000 % 3.84615580 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 78.44500680 % 0.00000000 % 3.90840260 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.86534760
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 129.98
POOL TRADING FACTOR: 39.94466593
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7(POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4228
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FDQ3 20,106,154.00 0.00 7.050000 % 0.00
A-I-2 76110FDR1 43,322,483.00 0.00 0.000000 % 0.00
A-I-3 76110FDS9 0.00 0.00 0.000000 % 0.00
A-I-4 76110FDT7 13,330,948.00 0.00 7.125000 % 0.00
A-I-5 76110FDU4 24,973,716.00 0.00 7.600000 % 0.00
A-I-6 76110FDV2 0.00 0.00 8.000000 % 0.00
A-I-7 76110FDW0 1,000,000.00 0.00 7.700000 % 0.00
A-I-8 76110FDX8 9,539,699.00 0.00 7.700000 % 0.00
A-I-9 76110FDY6 22,526,000.00 1,943,680.04 8.000000 % 1,667,617.60
A-I-10 76110FDZ3 11,650,000.00 11,650,000.00 8.000000 % 0.00
A-I-11 76110FEA7 30,421,000.00 30,421,000.00 8.000000 % 0.00
A-I-12 76110FEB5 8,619,000.00 8,619,000.00 8.000000 % 0.00
A-II 76110FEC3 20,104,000.00 8,175,668.07 8.000000 % 194,507.39
A-P 76110FED1 601,147.92 291,675.80 0.000000 % 13,725.08
A-V-1 796QS7AV1 0.00 0.00 0.880328 % 0.00
A-V-2 796QS7AV2 0.00 0.00 0.479954 % 0.00
R-I 76110FEE9 100.00 0.00 8.000000 % 0.00
R-II 76110FEF6 100.00 0.00 8.000000 % 0.00
M-1 76110FEG4 9,114,600.00 8,602,605.70 8.000000 % 10,613.45
M-2 76110FEH2 5,126,400.00 4,838,434.80 8.000000 % 5,969.41
M-3 76110FEJ8 3,645,500.00 3,440,721.37 8.000000 % 4,244.99
B-1 1,822,700.00 1,720,313.52 8.000000 % 2,122.43
B-2 569,600.00 537,603.91 8.000000 % 663.27
B-3 1,366,716.75 886,878.25 8.000000 % 782.08
- -------------------------------------------------------------------------------
227,839,864.67 81,127,581.46 1,900,245.70
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 0.00 0.00 0.00 0.00 0.00
A-I-9 12,951.35 1,680,568.95 0.00 0.00 276,062.44
A-I-10 77,627.59 77,627.59 0.00 0.00 11,650,000.00
A-I-11 202,704.63 202,704.63 0.00 0.00 30,421,000.00
A-I-12 57,431.09 57,431.09 0.00 0.00 8,619,000.00
A-II 54,477.03 248,984.42 0.00 0.00 7,981,160.68
A-P 0.00 13,725.08 0.00 0.00 277,950.72
A-V-1 45,942.11 45,942.11 0.00 0.00 0.00
A-V-2 7,384.00 7,384.00 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 57,321.85 67,935.30 0.00 0.00 8,591,992.25
M-2 32,240.00 38,209.41 0.00 0.00 4,832,465.39
M-3 22,926.60 27,171.59 0.00 0.00 3,436,476.38
B-1 11,462.99 13,585.42 0.00 0.00 1,718,191.09
B-2 3,582.23 4,245.50 0.00 0.00 536,940.64
B-3 5,909.55 6,691.63 0.00 0.00 885,784.06
- -------------------------------------------------------------------------------
591,961.02 2,492,206.72 0.00 0.00 79,227,023.65
===============================================================================
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Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7(POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4228
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-9 86.286071 74.030791 0.574951 74.605742 0.000000 12.255280
A-I-10 1000.000000 0.000000 6.663312 6.663312 0.000000 1000.000000
A-I-11 1000.000000 0.000000 6.663313 6.663313 0.000000 1000.000000
A-I-12 1000.000000 0.000000 6.663312 6.663312 0.000000 1000.000000
A-II 406.668726 9.675059 2.709761 12.384820 0.000000 396.993667
A-P 485.198052 22.831455 0.000000 22.831455 0.000000 462.366598
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 943.827014 1.164445 6.289014 7.453459 0.000000 942.662569
M-2 943.827013 1.164445 6.289014 7.453459 0.000000 942.662568
M-3 943.827011 1.164447 6.289014 7.453461 0.000000 942.662565
B-1 943.827026 1.164443 6.289016 7.453459 0.000000 942.662583
B-2 943.827089 1.164449 6.289027 7.453476 0.000000 942.662640
B-3 648.911525 0.572233 4.323903 4.896136 0.000000 648.110928
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,693.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 623.51
SUBSERVICER ADVANCES THIS MONTH 34,267.79
MASTER SERVICER ADVANCES THIS MONTH 605.50
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 1,895,420.79
(B) TWO MONTHLY PAYMENTS: 8 1,059,106.67
(C) THREE OR MORE MONTHLY PAYMENTS: 3 499,043.10
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 488,564.63
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 79,227,023.65
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 918
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 58,780.41
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,790,145.64
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 75.22566560 % 20.80890600 % 3.87635820 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 74.66487060 % 21.28179659 % 3.97840740 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 862,242.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,622,499.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.08640100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 282.66
POOL TRADING FACTOR: 34.77311741
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,610.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 26,827.56
MASTER SERVICER ADVANCES THIS MONTH 269.76
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 1,790,367.36
(B) TWO MONTHLY PAYMENTS: 7 928,866.55
(C) THREE OR MORE MONTHLY PAYMENTS: 2 56,484.93
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 488,564.63
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 69,391,963.69
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 769
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 31,291.75
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,634,402.08
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 74.30541350 % 0.00000000 % ***.******** %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 73.70301480 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.12614849
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 304.44
POOL TRADING FACTOR: 33.77162966
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,082.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 623.51
SUBSERVICER ADVANCES THIS MONTH 7,440.23
MASTER SERVICER ADVANCES THIS MONTH 335.74
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 105,053.43
(B) TWO MONTHLY PAYMENTS: 1 130,240.12
(C) THREE OR MORE MONTHLY PAYMENTS: 1 442,558.17
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 9,835,059.96
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 149
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 27,488.66
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 155,743.56
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 81.74312670 % 0.00000000 % ***.******** %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 81.45294890 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.80595635
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 128.97
POOL TRADING FACTOR: 43.97379295
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8(POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4231
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FEK5 4,000,000.00 0.00 7.400000 % 0.00
A-2 76110FEL3 4,074,824.00 0.00 7.300000 % 0.00
A-3 76110FEM1 13,128,206.00 0.00 7.050000 % 0.00
A-4 76110FEN9 3,765,148.00 0.00 7.300000 % 0.00
A-5 76110FEP4 10,500,000.00 0.00 7.400000 % 0.00
A-6 76110FEQ2 2,600,500.00 0.00 7.400000 % 0.00
A-7 76110FER0 31,579,563.00 1,866,817.85 6.628750 % 176,798.54
A-8 76110FES8 0.00 0.00 2.371250 % 0.00
A-9 76110FET6 32,965,000.00 0.00 0.000000 % 0.00
A-10 76110FEU3 20,953,719.00 6,667,200.79 7.400000 % 631,423.19
A-11 76110FEV1 13,975,000.00 13,975,000.00 7.750000 % 0.00
A-12 76110FEW9 2,000,000.00 2,000,000.00 7.750000 % 0.00
A-13 76110FEX7 20,646,958.00 20,646,958.00 7.750000 % 0.00
A-14 76110FEY5 115,824.70 54,374.14 0.000000 % 143.34
A-15-1 96QS8A151 0.00 0.00 0.974729 % 0.00
A-15-2 96QS8A152 0.00 0.00 0.508941 % 0.00
R-I 76110FEZ2 100.00 0.00 7.750000 % 0.00
R-II 76110FFA6 100.00 0.00 7.750000 % 0.00
M-1 76110FFB4 6,661,000.00 6,309,033.71 7.750000 % 5,927.95
M-2 76110FFC2 4,440,700.00 4,206,054.07 7.750000 % 3,952.00
M-3 76110FFD0 3,108,500.00 2,944,247.31 7.750000 % 2,766.41
B-1 1,509,500.00 1,429,738.23 7.750000 % 1,343.38
B-2 444,000.00 420,539.10 7.750000 % 395.14
B-3 1,154,562.90 906,547.54 7.750000 % 851.78
- -------------------------------------------------------------------------------
177,623,205.60 61,426,510.74 823,601.73
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 10,308.58 187,107.12 0.00 0.00 1,690,019.31
A-8 3,687.61 3,687.61 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 41,099.88 672,523.07 0.00 0.00 6,035,777.60
A-11 90,223.34 90,223.34 0.00 0.00 13,975,000.00
A-12 12,912.11 12,912.11 0.00 0.00 2,000,000.00
A-13 133,297.85 133,297.85 0.00 0.00 20,646,958.00
A-14 0.00 143.34 0.00 0.00 54,230.80
A-15-1 40,512.76 40,512.76 0.00 0.00 0.00
A-15-2 4,889.69 4,889.69 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 40,731.45 46,659.40 0.00 0.00 6,303,105.76
M-2 27,154.51 31,106.51 0.00 0.00 4,202,102.07
M-3 19,008.22 21,774.63 0.00 0.00 2,941,480.90
B-1 9,230.47 10,573.85 0.00 0.00 1,428,394.85
B-2 2,715.02 3,110.16 0.00 0.00 420,143.96
B-3 5,852.72 6,704.50 0.00 0.00 905,695.76
- -------------------------------------------------------------------------------
441,624.21 1,265,225.94 0.00 0.00 60,602,909.01
===============================================================================
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8(POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4231
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 59.114746 5.598511 0.326432 5.924943 0.000000 53.516235
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 318.186991 30.134182 1.961460 32.095642 0.000000 288.052808
A-11 1000.000000 0.000000 6.456053 6.456053 0.000000 1000.000000
A-12 1000.000000 0.000000 6.456055 6.456055 0.000000 1000.000000
A-13 1000.000000 0.000000 6.456053 6.456053 0.000000 1000.000000
A-14 469.452025 1.237560 0.000000 1.237560 0.000000 468.214466
A-15-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 947.160143 0.889949 6.114915 7.004864 0.000000 946.270194
M-2 947.160148 0.889950 6.114917 7.004867 0.000000 946.270198
M-3 947.160145 0.889950 6.114917 7.004867 0.000000 946.270195
B-1 947.160139 0.889950 6.114919 7.004869 0.000000 946.270189
B-2 947.160135 0.889955 6.114910 7.004865 0.000000 946.270180
B-3 785.186792 0.737760 5.069208 5.806968 0.000000 784.449041
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8 (POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4231
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,662.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 130.81
SUBSERVICER ADVANCES THIS MONTH 23,517.75
MASTER SERVICER ADVANCES THIS MONTH 1,205.03
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 1,921,244.03
(B) TWO MONTHLY PAYMENTS: 2 226,782.88
(C) THREE OR MORE MONTHLY PAYMENTS: 3 493,404.06
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 282,694.84
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 60,602,909.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 696
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 148,315.35
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 765,853.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 73.57732540 % 21.93069300 % 4.49198130 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 73.24314290 % 22.18819022 % 4.54879390 %
BANKRUPTCY AMOUNT AVAILABLE 158,130.00
FRAUD AMOUNT AVAILABLE 3,552,464.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,776,232.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.96182324
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 303.86
POOL TRADING FACTOR: 34.11880154
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1(POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4237
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FFE8 33,258,000.00 0.00 6.750000 % 0.00
A-2 76110FFF5 10,146,000.00 0.00 6.750000 % 0.00
A-3 76110FFG3 24,816,000.00 0.00 6.750000 % 0.00
A-4 76110FFH1 15,938,000.00 0.00 6.750000 % 0.00
A-5 76110FFJ7 10,253,000.00 0.00 6.750000 % 0.00
A-6 76110FFK4 31,511,646.00 5,799,365.69 11.000000 % 323,587.11
A-7 76110FFL2 17,652,000.00 0.00 6.750000 % 0.00
A-8 76110FFM0 5,655,589.00 3,199,227.41 6.750000 % 287,633.00
A-9 76110FFN8 19,068,000.00 13,596,716.19 6.750000 % 1,222,440.22
A-10 76110FFP3 10,267,765.00 10,267,765.00 6.750000 % 0.00
A-11 76110FFQ1 47,506,000.00 47,506,000.00 7.500000 % 0.00
A-12 76110FFR9 212,947.62 124,039.34 0.000000 % 156.05
A-13-1 0.00 0.00 1.006006 % 0.00
A-13-2 0.00 0.00 0.671764 % 0.00
R 76110FFT5 100.00 0.00 7.500000 % 0.00
M-1 76110FFV0 9,377,000.00 9,096,627.67 7.500000 % 21,645.84
M-2 76110FFW8 6,251,000.00 6,064,095.08 7.500000 % 14,429.79
M-3 76110FFW8 4,375,700.00 4,244,866.55 7.500000 % 10,100.85
B-1 1,624,900.00 1,576,315.47 7.500000 % 3,750.91
B-2 624,800.00 606,635.23 7.500000 % 1,443.52
B-3 1,500,282.64 1,274,179.92 7.500000 % 3,031.97
- -------------------------------------------------------------------------------
250,038,730.26 103,355,833.55 1,888,219.26
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 53,142.03 376,729.14 0.00 0.00 5,475,778.58
A-7 0.00 0.00 0.00 0.00 0.00
A-8 17,989.28 305,622.28 0.00 0.00 2,911,594.41
A-9 76,454.45 1,298,894.67 0.00 0.00 12,374,275.97
A-10 57,735.73 57,735.73 0.00 0.00 10,267,765.00
A-11 296,807.36 296,807.36 0.00 0.00 47,506,000.00
A-12 0.00 156.05 0.00 0.00 123,883.29
A-13-1 69,336.36 69,336.36 0.00 0.00 0.00
A-13-2 11,538.86 11,538.86 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 56,833.79 78,479.63 0.00 0.00 9,074,981.83
M-2 37,887.17 52,316.96 0.00 0.00 6,049,665.29
M-3 26,521.03 36,621.88 0.00 0.00 4,234,765.70
B-1 9,848.48 13,599.39 0.00 0.00 1,572,564.56
B-2 3,790.13 5,233.65 0.00 0.00 605,191.71
B-3 7,960.80 10,992.77 0.00 0.00 1,254,615.00
- -------------------------------------------------------------------------------
725,845.47 2,614,064.73 0.00 0.00 101,451,081.34
===============================================================================
Run: 04/25/00 15:09:19
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1(POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4237
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 184.038806 10.268810 1.686425 11.955235 0.000000 173.769995
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 565.675372 50.858186 3.180797 54.038983 0.000000 514.817185
A-9 713.064621 64.109514 4.009568 68.119082 0.000000 648.955107
A-10 1000.000000 0.000000 5.623009 5.623009 0.000000 1000.000000
A-11 1000.000000 0.000000 6.247787 6.247787 0.000000 1000.000000
A-12 582.487562 0.732809 0.000000 0.732809 0.000000 581.754753
A-13-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 970.099997 2.308397 6.060978 8.369375 0.000000 967.791600
M-2 970.099997 2.308397 6.060977 8.369374 0.000000 967.791600
M-3 970.099995 2.308396 6.060980 8.369376 0.000000 967.791599
B-1 970.099988 2.308394 6.060976 8.369370 0.000000 967.791593
B-2 970.927065 2.310371 6.066149 8.376520 0.000000 968.616693
B-3 849.293251 2.020933 5.306200 7.327133 0.000000 836.252428
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:19 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1 (POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4237
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,304.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 149.82
SUBSERVICER ADVANCES THIS MONTH 37,889.43
MASTER SERVICER ADVANCES THIS MONTH 2,114.80
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 1,800,439.66
(B) TWO MONTHLY PAYMENTS: 11 1,337,295.66
(C) THREE OR MORE MONTHLY PAYMENTS: 1 54,193.16
FORECLOSURES
NUMBER OF LOANS 14
AGGREGATE PRINCIPAL BALANCE 1,625,462.84
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 101,451,081.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,100
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 255,413.09
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,584,308.26
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 77.85302470 % 18.79807400 % 3.34890100 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 77.50674590 % 19.08251008 % 3.38741360 %
BANKRUPTCY AMOUNT AVAILABLE 182,005.00
FRAUD AMOUNT AVAILABLE 516,078.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,272,830.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.75908736
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 308.51
POOL TRADING FACTOR: 40.57414675
................................................................................
Run: 04/25/00 15:09:20 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2(POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4240
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FFY4 31,108,570.00 3,756,527.37 9.000000 % 427,820.82
A-2 76110FFZ1 37,000,000.00 0.00 7.250000 % 0.00
A-3 76110FGA5 5,200,000.00 0.00 7.250000 % 0.00
A-4 76110FGB3 18,200,000.00 1,422,778.91 7.250000 % 922,478.93
A-5 76110FGC1 10,000,000.00 597,110.16 7.250000 % 147,073.19
A-6 76110FGD9 7,371,430.00 7,371,430.00 7.250000 % 0.00
A-7 76110FGE7 10,400,783.00 10,400,783.00 7.750000 % 0.00
A-8 76110FGF4 31,000,000.00 31,000,000.00 7.750000 % 0.00
A-9 76110FGG2 130,561.76 76,960.89 0.000000 % 480.92
A-10-1 97QS2A101 0.00 0.00 0.776692 % 0.00
A-10-2 97QS2A102 0.00 0.00 0.448497 % 0.00
R 76100FGJ6 100.00 0.00 7.750000 % 0.00
M-1 76110FGK3 4,931,600.00 4,767,685.49 7.750000 % 18,920.44
M-2 76110FGL1 4,109,600.00 3,973,006.80 7.750000 % 15,766.78
M-3 76110FGM9 2,630,200.00 2,542,778.49 7.750000 % 10,090.96
B-1 1,068,500.00 1,032,985.62 7.750000 % 4,099.38
B-2 410,900.00 397,242.69 7.750000 % 1,576.45
B-3 821,738.81 676,666.61 7.750000 % 2,685.33
- -------------------------------------------------------------------------------
164,383,983.57 68,015,956.03 1,550,993.20
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 28,161.17 455,981.99 0.00 0.00 3,328,706.55
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 8,592.06 931,070.99 0.00 0.00 500,299.98
A-5 3,605.90 150,679.09 0.00 0.00 450,036.97
A-6 44,515.50 44,515.50 0.00 0.00 7,371,430.00
A-7 67,141.22 67,141.22 0.00 0.00 10,400,783.00
A-8 200,117.41 200,117.41 0.00 0.00 31,000,000.00
A-9 0.00 480.92 0.00 0.00 76,479.97
A-10-1 35,411.87 35,411.87 0.00 0.00 0.00
A-10-2 4,960.84 4,960.84 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 30,777.32 49,697.76 0.00 0.00 4,748,765.05
M-2 25,647.35 41,414.13 0.00 0.00 3,957,240.02
M-3 16,414.65 26,505.61 0.00 0.00 2,532,687.53
B-1 6,668.34 10,767.72 0.00 0.00 1,028,886.24
B-2 2,564.36 4,140.81 0.00 0.00 395,666.24
B-3 4,368.16 7,053.49 0.00 0.00 632,546.84
- -------------------------------------------------------------------------------
478,946.15 2,029,939.35 0.00 0.00 66,423,528.39
===============================================================================
Run: 04/25/00 15:09:20
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2(POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4240
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 120.755386 13.752507 0.905254 14.657761 0.000000 107.002879
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 78.174665 50.685655 0.472091 51.157746 0.000000 27.489010
A-5 59.711016 14.707319 0.360590 15.067909 0.000000 45.003697
A-6 1000.000000 0.000000 6.038923 6.038923 0.000000 1000.000000
A-7 1000.000000 0.000000 6.455401 6.455401 0.000000 1000.000000
A-8 1000.000000 0.000000 6.455400 6.455400 0.000000 1000.000000
A-9 589.459655 3.683468 0.000000 3.683468 0.000000 585.776188
A-10-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 966.762408 3.836572 6.240839 10.077411 0.000000 962.925835
M-2 966.762410 3.836573 6.240839 10.077412 0.000000 962.925837
M-3 966.762410 3.836575 6.240837 10.077412 0.000000 962.925835
B-1 966.762396 3.836575 6.240842 10.077417 0.000000 962.925821
B-2 966.762448 3.836578 6.240837 10.077415 0.000000 962.925870
B-3 823.457042 3.267863 5.315752 8.583615 0.000000 769.766296
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:20 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2 (POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4240
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,007.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 19,081.38
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,453,485.70
(B) TWO MONTHLY PAYMENTS: 7 530,493.00
(C) THREE OR MORE MONTHLY PAYMENTS: 3 175,617.06
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 264,541.43
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 66,423,528.39
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 766
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,211,449.94
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.29060380 % 16.60823900 % 3.10115700 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.96023600 % 16.91974647 % 3.10051370 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,931,520.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,900,600.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.77637999
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 308.62
POOL TRADING FACTOR: 40.40754272
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3(POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4244
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FGS6 32,109,000.00 0.00 7.250000 % 0.00
A-2 76110FGT4 26,579,000.00 0.00 7.500000 % 0.00
A-3 76110FGU1 16,821,000.00 0.00 7.500000 % 0.00
A-4 76110FGV9 23,490,000.00 19,251,041.56 7.750000 % 632,980.00
A-5 76110FGW7 7,138,000.00 7,138,000.00 7.750000 % 0.00
A-6 76110FGX5 1,000,000.00 1,000,000.00 7.750000 % 0.00
A-7 76110FGY3 15,374,000.00 0.00 9.500000 % 0.00
A-8 76110FGZ0 27,500,000.00 27,500,000.00 7.750000 % 0.00
A-9 76110FHA4 107,351.50 68,448.10 0.000000 % 123.76
A-10-1 97QS3A101 0.00 0.00 0.799206 % 0.00
A-10-2 97QS3A102 0.00 0.00 0.481436 % 0.00
R 76110FHC0 100.00 0.00 7.750000 % 0.00
M-1 76110FHD8 5,346,700.00 5,167,203.20 7.750000 % 4,480.36
M-2 76110FHE6 4,112,900.00 3,974,823.75 7.750000 % 3,446.47
M-3 76110FHF3 2,632,200.00 2,543,833.04 7.750000 % 2,205.70
B-1 1,069,400.00 1,033,498.63 7.750000 % 896.12
B-2 411,200.00 397,395.39 7.750000 % 344.57
B-3 823,585.68 456,106.13 7.750000 % 395.48
- -------------------------------------------------------------------------------
164,514,437.18 68,530,349.80 644,872.46
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 124,254.97 757,234.97 0.00 0.00 18,618,061.56
A-5 46,071.89 46,071.89 0.00 0.00 7,138,000.00
A-6 6,454.45 6,454.45 0.00 0.00 1,000,000.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 177,497.50 177,497.50 0.00 0.00 27,500,000.00
A-9 0.00 123.76 0.00 0.00 68,324.34
A-10-1 34,766.38 34,766.38 0.00 0.00 0.00
A-10-2 6,534.63 6,534.63 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 33,351.48 37,831.84 0.00 0.00 5,162,722.84
M-2 25,655.32 29,101.79 0.00 0.00 3,971,377.28
M-3 16,419.05 18,624.75 0.00 0.00 2,541,627.34
B-1 6,670.67 7,566.79 0.00 0.00 1,032,602.51
B-2 2,564.97 2,909.54 0.00 0.00 397,050.82
B-3 2,943.92 3,339.40 0.00 0.00 455,710.65
- -------------------------------------------------------------------------------
483,185.23 1,128,057.69 0.00 0.00 67,885,477.34
===============================================================================
Run: 04/25/00 15:09:20
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3(POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4244
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 819.541999 26.946786 5.289696 32.236482 0.000000 792.595213
A-5 1000.000000 0.000000 6.454454 6.454454 0.000000 1000.000000
A-6 1000.000000 0.000000 6.454450 6.454450 0.000000 1000.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 1000.000000 0.000000 6.454455 6.454455 0.000000 1000.000000
A-9 637.607299 1.152848 0.000000 1.152848 0.000000 636.454451
A-10-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 966.428489 0.837967 6.237769 7.075736 0.000000 965.590521
M-2 966.428493 0.837966 6.237769 7.075735 0.000000 965.590527
M-3 966.428478 0.837968 6.237767 7.075735 0.000000 965.590510
B-1 966.428493 0.837965 6.237769 7.075734 0.000000 965.590527
B-2 966.428478 0.837962 6.237768 7.075730 0.000000 965.590516
B-3 553.805319 0.480193 3.574516 4.054709 0.000000 553.325126
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:20 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3 (POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4244
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,199.91
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,113.34
SUBSERVICER ADVANCES THIS MONTH 28,655.06
MASTER SERVICER ADVANCES THIS MONTH 790.59
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 812,044.37
(B) TWO MONTHLY PAYMENTS: 5 596,714.44
(C) THREE OR MORE MONTHLY PAYMENTS: 3 1,215,371.90
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,014,167.34
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 67,885,477.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 733
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 99,234.52
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 585,425.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.17457910 % 17.06914300 % 2.75627770 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.00344920 % 17.19915351 % 2.78006950 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 850,914.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,609,783.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79399580
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 312.91
POOL TRADING FACTOR: 41.26414587
................................................................................
Run: 04/25/00 15:09:21 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4(POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4247
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FHK2 43,231,010.00 0.00 7.250000 % 0.00
A-2 76110FHL0 35,775,000.00 0.00 7.250000 % 0.00
A-3 76110FHM8 22,398,546.00 0.00 7.250000 % 0.00
A-4 76110FHN6 24,498,244.00 1,665,270.91 10.000000 % 221,160.19
A-5 76110FHP1 17,675,100.00 14,987,438.35 7.500000 % 1,990,441.67
A-6 76110FHQ9 7,150,100.00 7,150,100.00 7.750000 % 0.00
A-7 76110FHR7 52,000,000.00 52,000,000.00 7.750000 % 0.00
A-8 76110FHS5 155,284.33 119,430.85 0.000000 % 621.91
A-9-1 797QS4A91 0.00 0.00 0.798417 % 0.00
A-9-2 797QS4A92 0.00 0.00 0.473095 % 0.00
R 76110FHU0 100.00 0.00 7.750000 % 0.00
M-1 76110FHV8 7,186,600.00 6,982,859.93 7.750000 % 6,252.07
M-2 76110FHW6 4,975,300.00 4,834,250.26 7.750000 % 4,328.32
M-3 76110FHX4 3,316,900.00 3,222,865.91 7.750000 % 2,885.58
B-1 1,216,200.00 1,181,720.74 7.750000 % 1,058.05
B-2 552,900.00 537,225.28 7.750000 % 481.00
B-3 995,114.30 802,648.17 7.750000 % 433.63
- -------------------------------------------------------------------------------
221,126,398.63 93,483,810.40 2,227,662.42
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 13,871.83 235,032.02 0.00 0.00 1,444,110.72
A-5 93,634.81 2,084,076.48 0.00 0.00 12,996,996.68
A-6 46,159.65 46,159.65 0.00 0.00 7,150,100.00
A-7 335,701.83 335,701.83 0.00 0.00 52,000,000.00
A-8 0.00 621.91 0.00 0.00 118,808.94
A-9-1 48,850.13 48,850.13 0.00 0.00 0.00
A-9-2 7,895.46 7,895.46 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 45,079.98 51,332.05 0.00 0.00 6,976,607.86
M-2 31,208.98 35,537.30 0.00 0.00 4,829,921.94
M-3 20,806.19 23,691.77 0.00 0.00 3,219,980.33
B-1 7,628.96 8,687.01 0.00 0.00 1,180,662.69
B-2 3,468.22 3,949.22 0.00 0.00 536,744.28
B-3 5,181.74 5,615.37 0.00 0.00 801,929.53
- -------------------------------------------------------------------------------
659,487.78 2,887,150.20 0.00 0.00 91,255,862.97
===============================================================================
Run: 04/25/00 15:09:21
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4(POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4247
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 67.975113 9.027593 0.566238 9.593831 0.000000 58.947520
A-5 847.940795 112.612753 5.297555 117.910308 0.000000 735.328042
A-6 1000.000000 0.000000 6.455805 6.455805 0.000000 1000.000000
A-7 1000.000000 0.000000 6.455804 6.455804 0.000000 1000.000000
A-8 769.110766 4.004976 0.000000 4.004976 0.000000 765.105790
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 971.650006 0.869962 6.272783 7.142745 0.000000 970.780043
M-2 971.650003 0.869962 6.272784 7.142746 0.000000 970.780041
M-3 971.650008 0.869963 6.272782 7.142745 0.000000 970.780045
B-1 971.650008 0.869964 6.272784 7.142748 0.000000 970.780044
B-2 971.649991 0.869958 6.272780 7.142738 0.000000 970.780033
B-3 806.588921 0.435759 5.207181 5.642940 0.000000 805.866749
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:21 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4 (POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4247
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,228.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 21,434.37
MASTER SERVICER ADVANCES THIS MONTH 549.11
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,414,473.88
(B) TWO MONTHLY PAYMENTS: 4 307,184.64
(C) THREE OR MORE MONTHLY PAYMENTS: 6 759,220.96
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 231,801.17
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 91,255,862.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 985
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 75,352.70
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,144,238.48
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 81.19028870 % 16.10890200 % 2.70080970 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.74784530 % 16.46635037 % 2.76433830 %
BANKRUPTCY AMOUNT AVAILABLE 123,032.00
FRAUD AMOUNT AVAILABLE 112,437.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,380,465.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79515655
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 312.34
POOL TRADING FACTOR: 41.26864252
................................................................................
Run: 04/25/00 15:09:21 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5(POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4248
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FHZ9 33,300,000.00 0.00 7.250000 % 0.00
A-2 76110FJA2 10,800,000.00 0.00 7.250000 % 0.00
A-3 76110FJB0 29,956,909.00 404,681.62 10.000000 % 305,513.59
A-4 76110FJC8 24,000,000.00 0.00 7.250000 % 0.00
A-5 76110FJD6 11,785,091.00 1,079,151.00 7.250000 % 814,702.90
A-6 76110FJE4 18,143,000.00 18,143,000.00 8.000000 % 0.00
A-7 76110FJF1 4,767,000.00 4,767,000.00 8.000000 % 0.00
A-8 76110FJG9 0.00 0.00 0.750000 % 0.00
A-9 76110FJH7 42,917,000.00 42,917,000.00 7.250000 % 0.00
A-10 76110FJJ3 340,158.57 191,906.90 0.000000 % 630.94
A-11-1 0.00 0.00 0.686724 % 0.00
A-11-2 0.00 0.00 0.377926 % 0.00
R-I 76110FJL8 100.00 0.00 8.000000 % 0.00
R-II 76110FJM6 100.00 0.00 8.000000 % 0.00
M-1 76110FJN4 6,730,000.00 6,543,942.64 8.000000 % 9,245.34
M-2 76110FJP9 4,330,000.00 4,210,292.96 8.000000 % 5,948.34
M-3 76110FJQ7 2,886,000.00 2,806,213.75 8.000000 % 3,964.64
B-1 1,058,000.00 1,028,750.54 8.000000 % 1,453.43
B-2 481,000.00 467,702.30 8.000000 % 660.77
B-3 866,066.26 413,452.96 8.000000 % 584.13
- -------------------------------------------------------------------------------
192,360,424.83 82,973,094.67 1,142,704.08
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 3,370.80 308,884.39 0.00 0.00 99,168.03
A-4 0.00 0.00 0.00 0.00 0.00
A-5 6,516.87 821,219.77 0.00 0.00 264,448.10
A-6 120,897.76 120,897.76 0.00 0.00 18,143,000.00
A-7 31,765.40 31,765.40 0.00 0.00 4,767,000.00
A-8 26,810.81 26,810.81 0.00 0.00 0.00
A-9 259,171.09 259,171.09 0.00 0.00 42,917,000.00
A-10 0.00 630.94 0.00 0.00 191,275.96
A-11-1 36,238.81 36,238.81 0.00 0.00 0.00
A-11-2 6,176.03 6,176.03 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 43,606.24 52,851.58 0.00 0.00 6,534,697.30
M-2 28,055.73 34,004.07 0.00 0.00 4,204,344.62
M-3 18,699.50 22,664.14 0.00 0.00 2,802,249.11
B-1 6,855.19 8,308.62 0.00 0.00 1,027,297.11
B-2 3,116.59 3,777.36 0.00 0.00 467,041.53
B-3 2,755.08 3,339.21 0.00 0.00 387,114.21
- -------------------------------------------------------------------------------
594,035.90 1,736,739.98 0.00 0.00 81,804,635.97
===============================================================================
Run: 04/25/00 15:09:21
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5(POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4248
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 13.508791 10.198435 0.112522 10.310957 0.000000 3.310356
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 91.569170 69.129963 0.552976 69.682939 0.000000 22.439207
A-6 1000.000000 0.000000 6.663604 6.663604 0.000000 1000.000000
A-7 1000.000000 0.000000 6.663604 6.663604 0.000000 1000.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 1000.000000 0.000000 6.038891 6.038891 0.000000 1000.000000
A-10 564.168940 1.854841 0.000000 1.854841 0.000000 562.314100
A-11-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 972.354033 1.373750 6.479382 7.853132 0.000000 970.980282
M-2 972.354032 1.373751 6.479383 7.853134 0.000000 970.980282
M-3 972.354037 1.373749 6.479383 7.853132 0.000000 970.980288
B-1 972.354008 1.373752 6.479386 7.853138 0.000000 970.980255
B-2 972.354054 1.373742 6.479397 7.853139 0.000000 970.980312
B-3 477.391834 0.674463 3.181142 3.855605 0.000000 446.979900
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:21 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5 (POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4248
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,090.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,050.21
SUBSERVICER ADVANCES THIS MONTH 25,155.22
MASTER SERVICER ADVANCES THIS MONTH 3,884.18
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 2,235,363.32
(B) TWO MONTHLY PAYMENTS: 2 94,179.07
(C) THREE OR MORE MONTHLY PAYMENTS: 4 615,052.94
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 275,494.47
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 81,804,635.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 867
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 462,728.04
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 961,832.77
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 81.31175020 % 16.38107600 % 2.30717370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 81.10267260 % 16.55320737 % 2.30532460 %
BANKRUPTCY AMOUNT AVAILABLE 146,943.00
FRAUD AMOUNT AVAILABLE 995,474.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,391,187.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.92187065
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 315.90
POOL TRADING FACTOR: 42.52674948
................................................................................
Run: 04/25/00 15:09:21 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS6(POOL # 4249)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4249
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FJR5 42,946,000.00 0.00 7.500000 % 0.00
A-2 76110FJS3 15,683,000.00 8,756,129.10 7.500000 % 873,846.04
A-3 76110FJT1 18,746,000.00 18,746,000.00 7.500000 % 0.00
A-4 76110FJU8 2,046,000.00 2,046,000.00 7.500000 % 0.00
A-5 76110FJV6 21,277,000.00 18,877,680.94 7.500000 % 82,686.24
A-6 76110FJW4 164,986.80 74,724.33 0.000000 % 925.95
A-7-1 0.00 0.00 0.839367 % 0.00
A-7-2 0.00 0.00 0.280226 % 0.00
R 76110FJY0 100.00 0.00 7.500000 % 0.00
M-1 2,654,400.00 2,358,277.38 7.500000 % 10,400.70
M-2 76110FKA0 1,061,700.00 943,257.63 7.500000 % 4,160.05
M-3 76110FKB8 690,100.00 613,113.02 7.500000 % 2,704.01
B-1 371,600.00 330,144.61 7.500000 % 1,456.04
B-2 159,300.00 141,528.62 7.500000 % 624.18
B-3 372,446.48 291,397.14 7.500000 % 0.00
- -------------------------------------------------------------------------------
106,172,633.28 53,178,252.77 976,803.21
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 54,651.49 928,497.53 0.00 0.00 7,882,283.06
A-3 117,003.40 117,003.40 0.00 0.00 18,746,000.00
A-4 12,770.14 12,770.14 0.00 0.00 2,046,000.00
A-5 117,825.29 200,511.53 0.00 0.00 18,794,994.70
A-6 0.00 925.95 0.00 0.00 73,798.38
A-7-1 31,227.13 31,227.13 0.00 0.00 0.00
A-7-2 1,976.11 1,976.11 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 14,719.21 25,119.91 0.00 0.00 2,347,876.68
M-2 5,887.35 10,047.40 0.00 0.00 939,097.58
M-3 3,826.76 6,530.77 0.00 0.00 610,409.01
B-1 2,060.60 3,516.64 0.00 0.00 328,688.57
B-2 883.35 1,507.53 0.00 0.00 140,904.44
B-3 1,500.70 1,500.70 0.00 0.00 290,112.00
- -------------------------------------------------------------------------------
364,331.53 1,341,134.74 0.00 0.00 52,200,164.42
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 558.319779 55.719316 3.484760 59.204076 0.000000 502.600463
A-3 1000.000000 0.000000 6.241513 6.241513 0.000000 1000.000000
A-4 1000.000000 0.000000 6.241515 6.241515 0.000000 1000.000000
A-5 887.234147 3.886179 5.537683 9.423862 0.000000 883.347967
A-6 452.910960 5.612267 0.000000 5.612267 0.000000 447.298693
A-7-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 888.440845 3.918287 5.545212 9.463499 0.000000 884.522559
M-2 888.440831 3.918291 5.545211 9.463502 0.000000 884.522539
M-3 888.440835 3.918287 5.545225 9.463512 0.000000 884.522548
B-1 888.440823 3.918299 5.545210 9.463509 0.000000 884.522524
B-2 888.440804 3.918267 5.545198 9.463465 0.000000 884.522536
B-3 782.386613 0.000000 4.029304 4.029304 0.000000 778.936077
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:22 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS6 (POOL # 4249)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4249
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,050.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,382.97
SUBSERVICER ADVANCES THIS MONTH 10,883.78
MASTER SERVICER ADVANCES THIS MONTH 330.70
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 346,469.02
(B) TWO MONTHLY PAYMENTS: 2 266,408.11
(C) THREE OR MORE MONTHLY PAYMENTS: 3 156,104.98
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 222,270.10
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 52,200,164.42
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 823
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 32,327.53
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 743,535.27
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.19132280 % 7.37172900 % 1.43694850 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.06577220 % 7.46622796 % 1.45742950 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 613,151.00
SPECIAL HAZARD AMOUNT AVAILABLE 733,321.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.56781582
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 136.85
POOL TRADING FACTOR: 49.16536664
................................................................................
Run: 04/25/00 15:14:30 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1(POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3328
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 24,934,336.17 4,479,272.59 7.759271 % 800,275.40
R 0.00 0.00 0.000000 % 0.00
- -------------------------------------------------------------------------------
24,934,336.17 4,479,272.59 800,275.40
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 26,865.99 827,141.39 0.00 0.00 3,678,997.19
R 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
26,865.99 827,141.39 0.00 0.00 3,678,997.19
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 179.642745 32.095316 1.077470 33.172786 0.000000 147.547429
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:14:30 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,270.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 179.98
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 761.92
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,678,997.16
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 28
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 104,852.72
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 797,099.88
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000070 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000080 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.20636300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.82
POOL TRADING FACTOR: 14.75474276
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 974.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 133.23
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 761.92
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 2,927,295.42
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 21
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 104,852.72
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 390,554.20
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.93598932
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 325.18
POOL TRADING FACTOR: 14.62630923
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 296.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 46.75
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 751,701.74
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 7
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 406,545.68
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.25925710
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 318.51
POOL TRADING FACTOR: 15.27714729
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2(POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3333
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 30,798,565.76 4,255,666.65 8.290718 % 303,139.60
R 0.00 0.00 0.000000 % 0.00
- -------------------------------------------------------------------------------
30,798,565.76 4,255,666.65 303,139.60
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 27,316.53 330,456.13 0.00 0.00 3,952,527.05
R 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
27,316.53 330,456.13 0.00 0.00 3,952,527.05
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 138.177430 9.842653 0.886942 10.729595 0.000000 128.334776
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,241.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 173.96
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,952,526.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 28
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 299,936.84
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000190 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000200 % 0.00000000 %
CLASS R - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 1.1865 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.78470100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 321.82
POOL TRADING FACTOR: 12.83347738
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5.97
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 143,078.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.62500000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 322.00
POOL TRADING FACTOR: 1.24212618
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 599.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 88.38
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 1,903,068.89
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 12
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 234,012.28
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.57596037
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 317.97
POOL TRADING FACTOR: 25.63538601
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 596.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 79.61
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 1,906,379.61
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 15
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 65,924.56
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.00680254
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 325.65
POOL TRADING FACTOR: 16.07927527
................................................................................
Run: 04/25/00 15:09:23 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7(POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4255
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FKC6 82,491,000.00 5,976,476.82 7.500000 % 759,060.29
A-2 76110FKD4 20,984,000.00 0.00 7.500000 % 0.00
A-3 76110FKE2 11,000,000.00 11,000,000.00 7.500000 % 0.00
A-4 76110FKF9 4,000,000.00 4,000,000.00 7.500000 % 0.00
A-5 76110FKG7 17,500,000.00 17,500,000.00 7.750000 % 0.00
A-6 76110FKH5 17,500,000.00 17,500,000.00 7.250000 % 0.00
A-7 76110FKJ1 21,925,000.00 7,996,639.50 9.500000 % 108,437.19
A-8 76110FKP7 156,262.27 38,959.24 0.000000 % 37.80
A-9-1 0.00 0.00 0.841419 % 0.00
A-9-2 0.00 0.00 0.516144 % 0.00
R 76110FKK8 100.00 0.00 7.750000 % 0.00
M-1 76110FKL6 6,697,000.00 6,450,797.02 7.750000 % 5,514.56
M-2 76110FKM4 3,827,000.00 3,686,307.32 7.750000 % 3,151.29
M-3 76110FKN2 2,870,200.00 2,764,682.36 7.750000 % 2,363.43
B-1 1,052,400.00 1,013,710.44 7.750000 % 866.59
B-2 478,400.00 460,812.48 7.750000 % 393.93
B-3 861,188.35 674,265.88 7.750000 % 475.34
- -------------------------------------------------------------------------------
191,342,550.62 79,062,651.06 880,300.42
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 37,337.51 796,397.80 0.00 0.00 5,217,416.53
A-2 0.00 0.00 0.00 0.00 0.00
A-3 68,721.53 68,721.53 0.00 0.00 11,000,000.00
A-4 24,989.65 24,989.65 0.00 0.00 4,000,000.00
A-5 112,974.03 112,974.03 0.00 0.00 17,500,000.00
A-6 105,685.38 105,685.38 0.00 0.00 17,500,000.00
A-7 63,280.51 171,717.70 0.00 0.00 7,888,202.31
A-8 0.00 37.80 0.00 0.00 38,921.44
A-9-1 46,469.91 46,469.91 0.00 0.00 0.00
A-9-2 5,486.73 5,486.73 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 41,644.15 47,158.71 0.00 0.00 6,445,282.46
M-2 23,797.54 26,948.83 0.00 0.00 3,683,156.03
M-3 17,847.85 20,211.28 0.00 0.00 2,762,318.93
B-1 6,544.17 7,410.76 0.00 0.00 1,012,843.85
B-2 2,974.85 3,368.78 0.00 0.00 460,418.55
B-3 4,352.83 4,828.17 0.00 0.00 673,689.48
- -------------------------------------------------------------------------------
562,106.64 1,442,407.06 0.00 0.00 78,182,249.58
===============================================================================
Run: 04/25/00 15:09:23
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7(POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4255
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 72.450047 9.201735 0.452625 9.654360 0.000000 63.248312
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 1000.000000 0.000000 6.247412 6.247412 0.000000 1000.000000
A-4 1000.000000 0.000000 6.247413 6.247413 0.000000 1000.000000
A-5 1000.000000 0.000000 6.455659 6.455659 0.000000 1000.000000
A-6 1000.000000 0.000000 6.039165 6.039165 0.000000 1000.000000
A-7 364.727001 4.945824 2.886226 7.832050 0.000000 359.781177
A-8 249.319557 0.241901 0.000000 0.241901 0.000000 249.077656
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 963.236825 0.823437 6.218329 7.041766 0.000000 962.413388
M-2 963.236823 0.823436 6.218328 7.041764 0.000000 962.413387
M-3 963.236834 0.823437 6.218330 7.041767 0.000000 962.413396
B-1 963.236830 0.823442 6.218330 7.041772 0.000000 962.413388
B-2 963.236789 0.823432 6.218332 7.041764 0.000000 962.413357
B-3 782.948213 0.551958 5.054446 5.606404 0.000000 782.278906
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7 (POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4255
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,413.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,260.80
SUBSERVICER ADVANCES THIS MONTH 28,698.85
MASTER SERVICER ADVANCES THIS MONTH 824.63
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,011,128.68
(B) TWO MONTHLY PAYMENTS: 1 65,468.88
(C) THREE OR MORE MONTHLY PAYMENTS: 5 367,017.50
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,147,668.86
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 78,182,249.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 868
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 101,945.88
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 812,810.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.95435030 % 16.32647900 % 2.71917040 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.75624670 % 16.48808712 % 2.74745390 %
BANKRUPTCY AMOUNT AVAILABLE 200,000.00
FRAUD AMOUNT AVAILABLE 910,546.00
SPECIAL HAZARD AMOUNT AVAILABLE 983,302.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.86275641
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 314.08
POOL TRADING FACTOR: 40.85983454
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8(POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4256
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FKU6 13,399,900.00 0.00 7.000000 % 0.00
A-2 76110FKV4 20,850,000.00 0.00 7.000000 % 0.00
A-3 76110FKW2 16,320,750.00 2,198,339.36 10.000000 % 63,995.06
A-4 76110FKX0 19,700,543.00 0.00 7.000000 % 0.00
A-5 76110FKY8 21,419,142.00 0.00 7.150000 % 0.00
A-6 76110FKZ5 6,323,320.00 2,987,093.84 7.250000 % 639,950.57
A-7 76110FLA9 16,496,308.00 16,496,308.00 7.250000 % 0.00
A-8 76110FLB7 25,998,036.00 5,625,797.26 7.500000 % 206,897.91
A-9 76110FLC5 5,000,001.00 5,000,001.00 7.375000 % 0.00
A-10 76110FLD3 54,507,000.00 54,507,000.00 7.500000 % 0.00
A-11 76110FLE1 26,409.16 4,647.77 0.000000 % 6.06
A-12-1 0.00 0.00 0.944177 % 0.00
A-12-2 0.00 0.00 0.661896 % 0.00
R 76110FLG6 100.00 0.00 7.500000 % 0.00
M-1 76110FLH4 7,631,000.00 7,435,501.09 7.500000 % 6,284.27
M-2 76110FLJ0 4,361,000.00 4,249,275.34 7.500000 % 3,591.37
M-3 76110FLK7 3,270,500.00 3,186,712.95 7.500000 % 2,693.32
B-1 1,199,000.00 1,168,282.75 7.500000 % 987.40
B-2 545,000.00 531,037.65 7.500000 % 448.82
B-3 981,461.72 783,182.78 7.500000 % 661.92
- -------------------------------------------------------------------------------
218,029,470.88 104,173,179.79 925,516.70
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 18,313.96 82,309.02 0.00 0.00 2,134,344.30
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 18,041.58 657,992.15 0.00 0.00 2,347,143.27
A-7 99,635.11 99,635.11 0.00 0.00 16,496,308.00
A-8 35,150.62 242,048.53 0.00 0.00 5,418,899.35
A-9 30,719.90 30,719.90 0.00 0.00 5,000,001.00
A-10 340,565.95 340,565.95 0.00 0.00 54,507,000.00
A-11 0.00 6.06 0.00 0.00 4,641.71
A-12-1 63,729.92 63,729.92 0.00 0.00 0.00
A-12-2 12,765.93 12,765.93 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 46,457.86 52,742.13 0.00 0.00 7,429,216.82
M-2 26,549.96 30,141.33 0.00 0.00 4,245,683.97
M-3 19,910.95 22,604.27 0.00 0.00 3,184,019.63
B-1 7,299.57 8,286.97 0.00 0.00 1,167,295.35
B-2 3,317.99 3,766.81 0.00 0.00 530,588.83
B-3 4,893.41 5,555.33 0.00 0.00 782,520.86
- -------------------------------------------------------------------------------
727,352.71 1,652,869.41 0.00 0.00 103,247,663.09
===============================================================================
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8(POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4256
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 134.695977 3.921086 1.122127 5.043213 0.000000 130.774891
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 472.393274 101.204837 2.853182 104.058019 0.000000 371.188437
A-7 1000.000000 0.000000 6.039843 6.039843 0.000000 1000.000000
A-8 216.393164 7.958213 1.352049 9.310262 0.000000 208.434951
A-9 1000.000000 0.000000 6.143979 6.143979 0.000000 1000.000000
A-10 1000.000000 0.000000 6.248114 6.248114 0.000000 1000.000000
A-11 175.990830 0.229466 0.000000 0.229466 0.000000 175.761365
A-12-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-12-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 974.380958 0.823519 6.088044 6.911563 0.000000 973.557439
M-2 974.380954 0.823520 6.088044 6.911564 0.000000 973.557434
M-3 974.380966 0.823519 6.088045 6.911564 0.000000 973.557447
B-1 974.380942 0.823520 6.088048 6.911568 0.000000 973.557423
B-2 974.381009 0.823523 6.088055 6.911578 0.000000 973.557486
B-3 797.975880 0.674423 4.985839 5.660262 0.000000 797.301461
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:23 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8 (POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4256
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,631.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,493.61
SUBSERVICER ADVANCES THIS MONTH 43,469.73
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 29 3,530,542.66
(B) TWO MONTHLY PAYMENTS: 2 178,271.28
(C) THREE OR MORE MONTHLY PAYMENTS: 8 1,464,712.23
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 312,889.71
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 103,247,663.10
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,047
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 837,471.91
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 83.34046550 % 14.27637400 % 2.38316040 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 83.20532930 % 14.39153195 % 2.40249170 %
BANKRUPTCY AMOUNT AVAILABLE 113,527.00
FRAUD AMOUNT AVAILABLE 1,163,492.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,574,115.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.71184623
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 316.84
POOL TRADING FACTOR: 47.35491156
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9(POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4263
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FLL5 53,750,000.00 0.00 6.750000 % 0.00
A-2 76110FLM3 17,420,000.00 0.00 6.750000 % 0.00
A-3 76110FLN1 22,971,538.00 2,124,351.22 10.000000 % 314,853.38
A-4 76110FLP6 38,010,000.00 0.00 6.750000 % 0.00
A-5 76110FLQ4 17,163,462.00 11,683,932.04 6.750000 % 1,731,693.64
A-6 76110FLR2 29,977,000.00 29,977,000.00 7.250000 % 0.00
A-7 76110FLS0 16,065,000.00 16,065,000.00 7.250000 % 0.00
A-8 76110FLT8 54,645,000.00 54,645,000.00 7.250000 % 0.00
A-9-1 0.00 0.00 1.034732 % 0.00
A-9-2 0.00 0.00 0.726543 % 0.00
R 76110FLV3 100.00 0.00 7.250000 % 0.00
M-1 76110FLW1 8,130,000.00 7,928,200.80 7.250000 % 10,563.67
M-2 76110FLX9 5,420,000.00 5,285,467.16 7.250000 % 7,042.45
M-3 76110FLY2 4,065,000.00 3,964,100.37 7.250000 % 5,281.83
B-1 1,490,500.00 1,453,503.43 7.250000 % 1,936.67
B-2 677,500.00 660,683.41 7.250000 % 880.31
B-3 1,219,925.82 1,146,720.93 7.250000 % 1,527.89
- -------------------------------------------------------------------------------
271,005,025.82 134,933,959.36 2,073,779.84
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 17,691.87 332,545.25 0.00 0.00 1,809,497.84
A-4 0.00 0.00 0.00 0.00 0.00
A-5 65,681.06 1,797,374.70 0.00 0.00 9,952,238.40
A-6 180,997.88 180,997.88 0.00 0.00 29,977,000.00
A-7 96,998.74 96,998.74 0.00 0.00 16,065,000.00
A-8 329,940.60 329,940.60 0.00 0.00 54,645,000.00
A-9-1 99,270.37 99,270.37 0.00 0.00 0.00
A-9-2 11,941.79 11,941.79 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 47,869.62 58,433.29 0.00 0.00 7,917,637.13
M-2 31,913.08 38,955.53 0.00 0.00 5,278,424.71
M-3 23,934.81 29,216.64 0.00 0.00 3,958,818.54
B-1 8,776.09 10,712.76 0.00 0.00 1,451,566.76
B-2 3,989.14 4,869.45 0.00 0.00 659,803.10
B-3 6,923.78 8,451.67 0.00 0.00 1,105,546.43
- -------------------------------------------------------------------------------
925,928.83 2,999,708.67 0.00 0.00 132,820,532.91
===============================================================================
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9(POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4263
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 92.477535 13.706239 0.770165 14.476404 0.000000 78.771297
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 680.744482 100.894193 3.826796 104.720989 0.000000 579.850289
A-6 1000.000000 0.000000 6.037892 6.037892 0.000000 1000.000000
A-7 1000.000000 0.000000 6.037892 6.037892 0.000000 1000.000000
A-8 1000.000000 0.000000 6.037892 6.037892 0.000000 1000.000000
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 975.178450 1.299344 5.888022 7.187366 0.000000 973.879106
M-2 975.178443 1.299345 5.888022 7.187367 0.000000 973.879098
M-3 975.178443 1.299343 5.888022 7.187365 0.000000 973.879100
B-1 975.178417 1.299343 5.888017 7.187360 0.000000 973.879074
B-2 975.178465 1.299351 5.888030 7.187381 0.000000 973.879114
B-3 939.992343 1.252445 5.675575 6.928020 0.000000 906.240702
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:24 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9 (POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4263
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 30,733.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,766.14
SUBSERVICER ADVANCES THIS MONTH 24,946.63
MASTER SERVICER ADVANCES THIS MONTH 3,357.95
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 1,851,667.81
(B) TWO MONTHLY PAYMENTS: 7 854,343.55
(C) THREE OR MORE MONTHLY PAYMENTS: 3 483,221.55
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 73,477.33
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 132,820,532.91
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,430
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 438,724.78
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,865,269.92
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 65,254.22
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 84.85283010 % 12.73050000 % 2.41666950 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 84.66216310 % 12.91583463 % 2.42200220 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,442,552.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,442,552.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.59435832
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 318.10
POOL TRADING FACTOR: 49.01035784
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS10(POOL # 4264)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4264
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7611OFMN0 199,969,492.00 50,916,671.12 7.250000 % 2,144,402.31
A-2 76110FMP5 10,000,000.00 10,000,000.00 7.250000 % 0.00
A-3 7611OFMQ3 25,143,000.00 25,143,000.00 7.250000 % 0.00
A-4 7611OFMR1 64,916,508.00 62,901,915.94 7.250000 % 53,778.57
A-5 7611OFMS9 76,250.57 57,516.56 0.000000 % 345.85
A-6-1 0.00 0.00 1.001695 % 0.00
A-6-2 0.00 0.00 0.676892 % 0.00
R 7611OFMU4 100.00 0.00 7.250000 % 0.00
M-1 7611OFMV2 10,602,000.00 10,312,876.70 7.250000 % 8,817.09
M-2 7611OFMW0 6,524,000.00 6,346,086.37 7.250000 % 5,425.64
M-3 7611OFMX8 4,893,000.00 4,759,564.75 7.250000 % 4,069.23
B-1 7611OFMY6 1,794,000.00 1,745,076.47 7.250000 % 1,491.97
B-2 7611OFMZ3 816,000.00 793,747.15 7.250000 % 678.62
B-3 7611OFNA7 1,468,094.11 1,293,444.64 7.250000 % 637.33
- -------------------------------------------------------------------------------
326,202,444.68 174,269,899.70 2,219,646.61
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 307,516.73 2,451,919.04 0.00 0.00 48,772,268.81
A-2 60,396.08 60,396.08 0.00 0.00 10,000,000.00
A-3 151,853.87 151,853.87 0.00 0.00 25,143,000.00
A-4 379,902.91 433,681.48 0.00 0.00 62,848,137.37
A-5 0.00 345.85 0.00 0.00 57,170.71
A-6-1 115,540.34 115,540.34 0.00 0.00 0.00
A-6-2 20,192.13 20,192.13 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 62,285.73 71,102.82 0.00 0.00 10,304,059.61
M-2 38,327.88 43,753.52 0.00 0.00 6,340,660.73
M-3 28,745.90 32,815.13 0.00 0.00 4,755,495.52
B-1 10,539.58 12,031.55 0.00 0.00 1,743,584.50
B-2 4,793.93 5,472.55 0.00 0.00 793,068.53
B-3 7,811.90 8,449.23 0.00 0.00 1,292,338.79
- -------------------------------------------------------------------------------
1,187,906.98 3,407,553.59 0.00 0.00 172,049,784.57
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 254.622196 10.723647 1.537818 12.261465 0.000000 243.898548
A-2 1000.000000 0.000000 6.039608 6.039608 0.000000 1000.000000
A-3 1000.000000 0.000000 6.039608 6.039608 0.000000 1000.000000
A-4 968.966414 0.828427 5.852177 6.680604 0.000000 968.137987
A-5 754.309902 4.535704 0.000000 4.535704 0.000000 749.774198
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 972.729362 0.831644 5.874904 6.706548 0.000000 971.897718
M-2 972.729364 0.831643 5.874905 6.706548 0.000000 971.897721
M-3 972.729358 0.831643 5.874903 6.706546 0.000000 971.897715
B-1 972.729359 0.831644 5.874905 6.706549 0.000000 971.897715
B-2 972.729350 0.831642 5.874914 6.706556 0.000000 971.897708
B-3 881.036598 0.434121 5.321117 5.755238 0.000000 880.283342
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS10 (POOL # 4264)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4264
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 36,191.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,297.58
SUBSERVICER ADVANCES THIS MONTH 42,731.91
MASTER SERVICER ADVANCES THIS MONTH 2,761.83
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 2,686,011.91
(B) TWO MONTHLY PAYMENTS: 6 587,875.08
(C) THREE OR MORE MONTHLY PAYMENTS: 10 625,957.05
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 1,599,332.33
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 172,049,784.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,716
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 358,128.95
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,071,113.78
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 85.50573980 % 12.29449200 % 2.19976800 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 85.33122610 % 12.43838573 % 2.22625360 %
BANKRUPTCY AMOUNT AVAILABLE 141,228.00
FRAUD AMOUNT AVAILABLE 1,834,883.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,834,883.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.51361806
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 319.70
POOL TRADING FACTOR: 52.74325419
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS11(POOL # 4265)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4265
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7611OFLZ4 99,650,000.00 55,141,926.51 7.000000 % 1,263,854.37
A-2 7611OFMD2 43,142.76 22,974.63 0.000000 % 163.14
A-3-1 0.00 0.00 1.077013 % 0.00
A-3-2 0.00 0.00 0.628007 % 0.00
R 7611OFMF7 100.00 0.00 7.000000 % 0.00
M-1 7611OFMG5 3,043,000.00 2,739,791.31 7.000000 % 11,895.77
M-2 7611OFMH3 892,000.00 803,119.87 7.000000 % 3,487.03
M-3 7611OFMJ9 419,700.00 377,880.52 7.000000 % 1,640.70
B-1 7611OFMK6 367,000.00 330,431.62 7.000000 % 1,434.69
B-2 7611OFML4 262,400.00 236,254.08 7.000000 % 1,025.78
B-3 7611OFMM2 263,388.53 237,144.13 7.000000 % 1,029.64
- -------------------------------------------------------------------------------
104,940,731.29 59,889,522.67 1,284,531.12
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 321,146.14 1,585,000.51 0.00 0.00 53,878,072.14
A-2 0.00 163.14 0.00 0.00 22,811.49
A-3-1 42,398.45 42,398.45 0.00 0.00 0.00
A-3-2 6,569.77 6,569.77 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 15,956.53 27,852.30 0.00 0.00 2,727,895.54
M-2 4,677.37 8,164.40 0.00 0.00 799,632.84
M-3 2,200.77 3,841.47 0.00 0.00 376,239.82
B-1 1,924.43 3,359.12 0.00 0.00 328,996.93
B-2 1,375.94 2,401.72 0.00 0.00 235,228.30
B-3 1,381.12 2,410.76 0.00 0.00 236,114.49
- -------------------------------------------------------------------------------
397,630.52 1,682,161.64 0.00 0.00 58,604,991.55
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 553.356011 12.682934 3.222741 15.905675 0.000000 540.673077
A-2 532.525735 3.781399 0.000000 3.781399 0.000000 528.744336
A-3-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 900.358630 3.909224 5.243684 9.152908 0.000000 896.449405
M-2 900.358599 3.909226 5.243688 9.152914 0.000000 896.449372
M-3 900.358637 3.909221 5.243674 9.152895 0.000000 896.449416
B-1 900.358638 3.909237 5.243678 9.152915 0.000000 896.449401
B-2 900.358537 3.909223 5.243674 9.152897 0.000000 896.449314
B-3 900.358607 3.909206 5.243660 9.152866 0.000000 896.449401
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:24 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS11 (POOL # 4265)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4265
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,384.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,769.83
SUBSERVICER ADVANCES THIS MONTH 12,890.18
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 11 1,062,947.70
(B) TWO MONTHLY PAYMENTS: 1 89,603.91
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 37,980.96
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 58,604,991.55
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 754
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,024,436.29
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.10807760 % 6.54922000 % 1.34270280 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.97007020 % 6.66115308 % 1.36618290 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 631,583.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,557,847.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.31293057
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 141.26
POOL TRADING FACTOR: 55.84580061
................................................................................
Run: 04/25/00 15:09:26 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12(POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4270
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FNB5 57,575,000.00 0.00 7.000000 % 0.00
A-2 76110FNC3 22,405,757.00 5,224,181.52 9.000000 % 270,570.08
A-3 76110FND1 62,824,125.00 128,096.75 7.000000 % 128,096.75
A-4 76110FNE9 24,294,118.00 24,294,118.00 6.875000 % 1,177,262.64
A-5 76110FNF6 26,000,000.00 26,000,000.00 7.250000 % 0.00
A-6 76110FNG4 22,583,041.00 22,583,041.00 7.250000 % 0.00
A-7 76110FNR0 59,318,800.00 57,642,439.08 7.250000 % 69,682.82
A-8-1 0.00 0.00 0.930193 % 0.00
A-8-2 0.00 0.00 0.730023 % 0.00
R 76110FNJ8 100.00 0.00 7.250000 % 0.00
M-1 76110FNK5 10,433,600.00 10,183,844.38 7.250000 % 9,310.98
M-2 76110FNL3 4,471,600.00 4,364,560.53 7.250000 % 3,990.47
M-3 76110FNM1 4,471,500.00 4,364,462.92 7.250000 % 3,990.38
B-1 76110FNN9 1,639,600.00 1,601,508.44 7.250000 % 1,464.24
B-2 76110FNP4 745,200.00 728,420.66 7.250000 % 665.99
B-3 76110FNQ2 1,341,561.05 1,045,972.73 7.250000 % 956.32
- -------------------------------------------------------------------------------
298,104,002.05 158,160,646.01 1,665,990.67
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 39,160.39 309,730.47 0.00 0.00 4,953,611.44
A-3 746.83 128,843.58 0.00 0.00 0.00
A-4 139,110.56 1,316,373.20 0.00 0.00 23,116,855.36
A-5 156,999.26 156,999.26 0.00 0.00 26,000,000.00
A-6 136,366.19 136,366.19 0.00 0.00 22,583,041.00
A-7 348,070.03 417,752.85 0.00 0.00 57,572,756.26
A-8-1 102,396.76 102,396.76 0.00 0.00 0.00
A-8-2 15,804.09 15,804.09 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 61,494.46 70,805.44 0.00 0.00 10,174,533.40
M-2 26,355.11 30,345.58 0.00 0.00 4,360,570.06
M-3 26,354.52 30,344.90 0.00 0.00 4,360,472.54
B-1 9,670.60 11,134.84 0.00 0.00 1,600,044.20
B-2 4,398.51 5,064.50 0.00 0.00 727,754.67
B-3 6,316.04 7,272.36 0.00 0.00 1,038,450.33
- -------------------------------------------------------------------------------
1,073,243.35 2,739,234.02 0.00 0.00 156,488,089.26
===============================================================================
Run: 04/25/00 15:09:26
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12(POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4270
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 233.162464 12.075918 1.747783 13.823701 0.000000 221.086547
A-3 2.038974 2.038974 0.011888 2.050862 0.000000 0.000000
A-4 1000.000000 48.458752 5.726100 54.184852 0.000000 951.541248
A-5 1000.000000 0.000000 6.038433 6.038433 0.000000 1000.000000
A-6 1000.000000 0.000000 6.038433 6.038433 0.000000 1000.000000
A-7 971.739804 1.174717 5.867786 7.042503 0.000000 970.565087
A-8-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 976.062373 0.892403 5.893887 6.786290 0.000000 975.169970
M-2 976.062378 0.892403 5.893888 6.786291 0.000000 975.169975
M-3 976.062377 0.892403 5.893888 6.786291 0.000000 975.169974
B-1 976.767773 0.893047 5.898146 6.791193 0.000000 975.874726
B-2 977.483441 0.893706 5.902456 6.796162 0.000000 976.589734
B-3 779.668380 0.712841 4.707978 5.420819 0.000000 774.061181
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:26 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12 (POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4270
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 32,687.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,970.49
SUBSERVICER ADVANCES THIS MONTH 26,519.56
MASTER SERVICER ADVANCES THIS MONTH 2,992.18
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 1,901,778.81
(B) TWO MONTHLY PAYMENTS: 1 208,285.19
(C) THREE OR MORE MONTHLY PAYMENTS: 3 318,919.46
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,074,604.96
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 156,488,089.26
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,623
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 391,979.01
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,481,359.42
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 85.90751230 % 11.95801100 % 2.13447650 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 85.77410890 % 12.07476945 % 2.15112170 %
BANKRUPTCY AMOUNT AVAILABLE 117,002.00
FRAUD AMOUNT AVAILABLE 1,666,251.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,666,251.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.47668065
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 320.92
POOL TRADING FACTOR: 52.49446106
................................................................................
Run: 04/25/00 15:08:44 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR3(POOL # 3359)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3359
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 25,117,531.34 4,581,599.73 7.689962 % 9,792.55
R 0.00 0.00 0.000000 % 0.00
- -------------------------------------------------------------------------------
25,117,531.34 4,581,599.73 9,792.55
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 29,322.57 39,115.12 0.00 0.00 4,571,807.18
R 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
29,322.57 39,115.12 0.00 0.00 4,571,807.18
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 182.406450 0.389869 1.167414 1.557283 0.000000 182.016581
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:08:44 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR3 (POOL # 3359)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3359
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,416.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 226.76
SUBSERVICER ADVANCES THIS MONTH 461.61
MASTER SERVICER ADVANCES THIS MONTH 314.71
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 1 61,623.86
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 4,571,807.18
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 39
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 43,861.04
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 5,719.35
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.11468789
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 327.63
POOL TRADING FACTOR: 18.20165811
................................................................................
Run: 04/25/00 15:09:27 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13(POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4277
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FNS8 31,499,000.00 12,963,102.32 7.250000 % 367,587.16
A-2 76110FNT6 30,750,000.00 0.00 7.250000 % 0.00
A-3 76110FNU3 40,799,000.00 22,983,750.58 7.250000 % 963,102.11
A-4 76110FNV1 6,745,000.00 6,745,000.00 7.250000 % 0.00
A-5 76110FNW9 4,235,415.00 4,235,415.00 7.250000 % 0.00
A-6 76110FNX7 10,499,000.00 10,499,000.00 7.250000 % 0.00
A-7 76110fNY5 62,999,000.00 61,429,275.78 7.250000 % 52,285.11
A-8 76110FNZ2 15,495,000.00 0.00 7.250000 % 0.00
A-9 76110FPA5 68,339,000.00 34,501,054.63 7.000000 % 978,326.36
A-10 76110fPB3 0.00 0.00 7.250000 % 0.00
A-11 76110FPC1 100,038,312.00 55,068,898.47 0.000000 % 898,846.14
A-12 76110FPD9 0.00 0.00 7.250000 % 0.00
A-13 76110FPE7 0.00 0.00 6.999600 % 0.00
A-14 76110FPF4 0.00 0.00 7.500400 % 0.00
A-15 76110FPG2 26,249,000.00 10,802,516.65 7.000000 % 306,320.69
A-16 76110FPH0 2,386,273.00 982,047.10 10.000000 % 27,847.34
A-17 76110FPJ6 139,012.74 125,380.01 0.000000 % 139.39
A-18-1 0.00 0.00 0.904675 % 0.00
A-18-2 0.00 0.00 0.614362 % 0.00
R-I 76110FPL1 100.00 0.00 7.250000 % 0.00
R-II 76110FPM9 100.00 0.00 7.250000 % 0.00
M-1 76110FPN7 16,267,000.00 15,882,489.00 7.250000 % 13,518.27
M-2 76110FPP2 5,422,000.00 5,293,837.54 7.250000 % 4,505.81
M-3 76110FPQ0 6,507,000.00 6,353,190.88 7.250000 % 5,407.47
B-1 76110FPR8 2,386,000.00 2,329,600.95 7.250000 % 1,982.82
B-2 76110FPS6 1,085,000.00 1,059,353.32 7.250000 % 901.66
B-3 76110FPT4 1,952,210.06 1,756,479.85 7.250000 % 1,495.02
- -------------------------------------------------------------------------------
433,792,422.80 253,010,392.08 3,622,265.35
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 78,279.59 445,866.75 0.00 0.00 12,595,515.16
A-2 0.00 0.00 0.00 0.00 0.00
A-3 138,790.74 1,101,892.85 0.00 0.00 22,020,648.47
A-4 40,730.67 40,730.67 0.00 0.00 6,745,000.00
A-5 25,576.18 25,576.18 0.00 0.00 4,235,415.00
A-6 63,399.75 63,399.75 0.00 0.00 10,499,000.00
A-7 370,949.67 423,234.78 0.00 0.00 61,376,990.67
A-8 0.00 0.00 0.00 0.00 0.00
A-9 201,155.54 1,179,481.90 0.00 0.00 33,522,728.27
A-10 7,184.13 7,184.13 0.00 0.00 0.00
A-11 0.00 898,846.14 0.00 0.00 54,170,052.33
A-12 166,270.80 166,270.80 0.00 0.00 0.00
A-13 80,264.07 80,264.07 0.00 0.00 0.00
A-14 86,006.72 86,006.72 0.00 0.00 0.00
A-15 62,983.18 369,303.87 0.00 0.00 10,496,195.96
A-16 8,179.64 36,026.98 0.00 0.00 954,199.76
A-17 0.00 139.39 0.00 0.00 125,240.62
A-18-1 145,895.09 145,895.09 0.00 0.00 0.00
A-18-2 30,391.61 30,391.61 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 95,908.73 109,427.00 0.00 0.00 15,868,970.73
M-2 31,967.61 36,473.42 0.00 0.00 5,289,331.73
M-3 38,364.67 43,772.14 0.00 0.00 6,347,783.41
B-1 14,067.63 16,050.45 0.00 0.00 2,327,618.13
B-2 6,397.06 7,298.72 0.00 0.00 1,058,451.66
B-3 10,606.76 12,101.78 0.00 0.00 1,754,984.83
- -------------------------------------------------------------------------------
1,703,369.84 5,325,635.19 0.00 0.00 249,388,126.73
===============================================================================
Run: 04/25/00 15:09:27
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13(POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4277
_______________________________________________________________________________
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 411.540123 11.669804 2.485145 14.154949 0.000000 399.870318
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 563.341027 23.606022 3.401817 27.007839 0.000000 539.735005
A-4 1000.000000 0.000000 6.038646 6.038646 0.000000 1000.000000
A-5 1000.000000 0.000000 6.038648 6.038648 0.000000 1000.000000
A-6 1000.000000 0.000000 6.038647 6.038647 0.000000 1000.000000
A-7 975.083347 0.829936 5.888183 6.718119 0.000000 974.253412
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 504.851617 14.315784 2.943496 17.259280 0.000000 490.535833
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 550.478086 8.985019 0.000000 8.985019 0.000000 541.493067
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15 411.540122 11.669804 2.399451 14.069255 0.000000 399.870317
A-16 411.540130 11.669804 3.427789 15.097593 0.000000 399.870326
A-17 901.931794 1.002714 0.000000 1.002714 0.000000 900.929080
A-18-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-18-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 976.362513 0.831024 5.895908 6.726932 0.000000 975.531489
M-2 976.362512 0.831024 5.895907 6.726931 0.000000 975.531488
M-3 976.362514 0.831024 5.895907 6.726931 0.000000 975.531491
B-1 976.362510 0.831023 5.895905 6.726928 0.000000 975.531488
B-2 976.362507 0.831023 5.895908 6.726931 0.000000 975.531484
B-3 899.739165 0.765809 5.433206 6.199015 0.000000 898.973355
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:27 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13 (POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4277
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 52,289.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 38,468.34
MASTER SERVICER ADVANCES THIS MONTH 1,437.70
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 3,025,525.66
(B) TWO MONTHLY PAYMENTS: 3 310,505.03
(C) THREE OR MORE MONTHLY PAYMENTS: 10 940,871.68
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 757,139.40
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 249,388,126.73
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,357
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 203,033.16
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,406,899.49
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.07912690 % 10.88618000 % 2.03469320 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 86.90252650 % 11.02942880 % 2.06250300 %
BANKRUPTCY AMOUNT AVAILABLE 240,007.00
FRAUD AMOUNT AVAILABLE 2,579,320.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,579,320.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.35940401
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 322.06
POOL TRADING FACTOR: 57.49019891
................................................................................
Run: 04/25/00 15:09:28 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS1(POOL # 4281)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4281
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FPU1 64,326,000.00 1,676,098.74 7.000000 % 1,008,860.42
A-2 76110FPV9 117,395,000.00 48,856,618.71 7.000000 % 1,103,683.47
A-3 76110FPW7 51,380,000.00 51,380,000.00 7.000000 % 0.00
A-4 76110FPX5 1,862,000.00 1,862,000.00 7.000000 % 0.00
A-5 76110FPY3 65,040,000.00 65,040,000.00 7.000000 % 0.00
A-6-1 0.00 0.00 1.118156 % 0.00
A-6-2 0.00 0.00 0.915228 % 0.00
R 76110FQB2 100.00 0.00 7.000000 % 0.00
M-1 76110FQC0 11,351,500.00 11,113,724.12 7.000000 % 9,499.32
M-2 76110FQD8 4,054,000.00 3,972,251.86 7.000000 % 3,395.23
M-3 76110FQE6 4,865,000.00 4,777,988.06 7.000000 % 4,083.93
B-1 76110FQF3 1,783,800.00 1,755,609.40 7.000000 % 1,500.59
B-2 76110FQG1 810,800.00 799,329.98 7.000000 % 0.00
B-3 76110FQH9 1,459,579.11 1,368,618.98 7.000000 % 0.00
- -------------------------------------------------------------------------------
324,327,779.11 192,602,239.85 2,131,022.96
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 9,774.76 1,018,635.18 0.00 0.00 667,238.32
A-2 284,924.58 1,388,608.05 0.00 0.00 47,752,935.24
A-3 299,640.57 299,640.57 0.00 0.00 51,380,000.00
A-4 10,858.91 10,858.91 0.00 0.00 1,862,000.00
A-5 379,303.67 379,303.67 0.00 0.00 65,040,000.00
A-6-1 140,001.33 140,001.33 0.00 0.00 0.00
A-6-2 32,265.29 32,265.29 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 64,813.60 74,312.92 0.00 0.00 11,104,224.80
M-2 23,165.59 26,560.82 0.00 0.00 3,968,856.63
M-3 27,864.52 31,948.45 0.00 0.00 4,773,904.13
B-1 10,238.45 11,739.04 0.00 0.00 1,754,108.81
B-2 14,496.17 14,496.17 0.00 0.00 799,329.98
B-3 0.00 0.00 0.00 0.00 1,287,744.70
- -------------------------------------------------------------------------------
1,297,347.44 3,428,370.40 0.00 0.00 190,390,342.61
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 26.056318 15.683556 0.151957 15.835513 0.000000 10.372763
A-2 416.172909 9.401452 2.427059 11.828511 0.000000 406.771457
A-3 1000.000000 0.000000 5.831852 5.831852 0.000000 1000.000000
A-4 1000.000000 0.000000 5.831853 5.831853 0.000000 1000.000000
A-5 1000.000000 0.000000 5.831852 5.831852 0.000000 1000.000000
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 979.053352 0.836834 5.709695 6.546529 0.000000 978.216518
M-2 979.835190 0.837501 5.714255 6.551756 0.000000 978.997689
M-3 982.114709 0.839451 5.727548 6.566999 0.000000 981.275258
B-1 984.196322 0.841232 5.739685 6.580917 0.000000 983.355090
B-2 985.853453 0.000000 17.878848 17.878848 0.000000 985.853453
B-3 937.680576 0.000000 0.000000 0.000000 0.000000 882.271260
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:28 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS1 (POOL # 4281)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4281
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 39,919.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 47,047.84
MASTER SERVICER ADVANCES THIS MONTH 910.14
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 2,800,188.46
(B) TWO MONTHLY PAYMENTS: 7 695,324.56
(C) THREE OR MORE MONTHLY PAYMENTS: 12 882,038.06
FORECLOSURES
NUMBER OF LOANS 17
AGGREGATE PRINCIPAL BALANCE 1,745,534.04
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 190,390,342.61
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,790
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 126,511.47
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,835,751.25
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.64940510 % 10.31346500 % 2.03713020 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.55810370 % 10.42436569 % 2.01753060 %
BANKRUPTCY AMOUNT AVAILABLE 101,905.00
FRAUD AMOUNT AVAILABLE 1,950,206.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,950,206.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.35483587
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 322.64
POOL TRADING FACTOR: 58.70306365
................................................................................
Run: 04/25/00 15:09:28 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2(POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4284
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FQJ5 20,000,000.00 6,034,555.53 6.750000 % 344,575.64
A-2 76110FQK2 158,282,400.00 47,758,196.51 6.500000 % 2,727,012.96
A-3 76110FQLO 82,584,000.00 82,584,000.00 6.750000 % 0.00
A-4 76110FQM8 38,888,850.00 17,140,044.35 6.724900 % 536,617.98
A-5 76110FQN6 0.00 0.00 2.300875 % 0.00
A-6 76110FQP1 13,504,750.00 5,876,824.23 6.624900 % 188,207.21
A-7 76110FQQ9 86,753,900.00 86,753,900.00 7.000000 % 0.00
A-8 76110FQR7 138,732.69 125,516.35 0.000000 % 8,380.94
A-9-1 0.00 0.00 1.043984 % 0.00
A-9-2 0.00 0.00 0.718168 % 0.00
R-I 76110FQT3 100.00 0.00 7.000000 % 0.00
R-II 76110FQU0 100.00 0.00 7.000000 % 0.00
M-1 76110FQV8 17,350,800.00 16,983,451.56 7.000000 % 29,862.06
M-2 76110FQW6 5,422,000.00 5,307,206.26 7.000000 % 9,331.68
M-3 76110FQX4 5,422,000.00 5,307,206.26 7.000000 % 9,331.68
B-1 76110FQY2 2,385,700.00 2,335,190.36 7.000000 % 4,105.97
B-2 76110FQZ9 1,084,400.00 1,061,441.27 7.000000 % 1,866.34
B-3 76110FRA3 1,952,351.82 1,708,216.27 7.000000 % 3,003.56
- -------------------------------------------------------------------------------
433,770,084.51 278,975,748.95 3,862,296.02
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 33,936.82 378,512.46 0.00 0.00 5,689,979.89
A-2 258,632.72 2,985,645.68 0.00 0.00 45,031,183.55
A-3 464,431.72 464,431.72 0.00 0.00 82,584,000.00
A-4 96,032.88 632,650.86 0.00 0.00 16,603,426.37
A-5 44,122.64 44,122.64 0.00 0.00 0.00
A-6 32,437.27 220,644.48 0.00 0.00 5,688,617.02
A-7 505,951.91 505,951.91 0.00 0.00 86,753,900.00
A-8 0.00 8,380.94 0.00 0.00 117,135.41
A-9-1 179,104.93 179,104.93 0.00 0.00 0.00
A-9-2 43,714.23 43,714.23 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 99,048.10 128,910.16 0.00 0.00 16,953,589.50
M-2 30,951.82 40,283.50 0.00 0.00 5,297,874.58
M-3 30,951.82 40,283.50 0.00 0.00 5,297,874.58
B-1 13,618.91 17,724.88 0.00 0.00 2,331,084.39
B-2 6,190.36 8,056.70 0.00 0.00 1,059,574.93
B-3 9,962.37 12,965.93 0.00 0.00 1,695,303.68
- -------------------------------------------------------------------------------
1,849,088.50 5,711,384.52 0.00 0.00 275,103,543.90
===============================================================================
Run: 04/25/00 15:09:28
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2(POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4284
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 301.727777 17.228782 1.696841 18.925623 0.000000 284.498995
A-2 301.727776 17.228782 1.633995 18.862777 0.000000 284.498994
A-3 1000.000000 0.000000 5.623749 5.623749 0.000000 1000.000000
A-4 440.744438 13.798762 2.469419 16.268181 0.000000 426.945677
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 435.167199 13.936372 2.401916 16.338288 0.000000 421.230827
A-7 1000.000000 0.000000 5.832036 5.832036 0.000000 1000.000000
A-8 904.735214 60.410708 0.000000 60.410708 0.000000 844.324506
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 978.828155 1.721077 5.708561 7.429638 0.000000 977.107079
M-2 978.828156 1.721077 5.708561 7.429638 0.000000 977.107079
M-3 978.828156 1.721077 5.708561 7.429638 0.000000 977.107079
B-1 978.828168 1.721076 5.708559 7.429635 0.000000 977.107092
B-2 978.828172 1.721081 5.708558 7.429639 0.000000 977.107092
B-3 874.953096 1.538432 5.102753 6.641185 0.000000 868.339232
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:29 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2 (POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4284
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 57,637.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 71,176.08
MASTER SERVICER ADVANCES THIS MONTH 980.67
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 37 4,494,130.42
(B) TWO MONTHLY PAYMENTS: 12 1,485,135.18
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,169,588.31
FORECLOSURES
NUMBER OF LOANS 20
AGGREGATE PRINCIPAL BALANCE 2,255,816.51
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 275,103,543.90
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,491
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 131,122.21
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,353,344.56
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 88.27230240 % 9.89702000 % 1.83067730 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 88.13203100 % 10.01417076 % 1.84953250 %
BANKRUPTCY AMOUNT AVAILABLE 110,151.00
FRAUD AMOUNT AVAILABLE 2,788,933.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,788,933.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.23638290
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 325.17
POOL TRADING FACTOR: 63.42151147
................................................................................
Run: 04/25/00 15:14:31 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3(POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4285
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FRB1 115,517,963.00 79,809,619.36 6.500000 % 903,746.69
A-2 76110FRC9 34,880,737.00 17,800,179.76 6.500000 % 642,345.19
A-3-1 0.00 0.00 1.237543 % 0.00
A-3-2 0.00 0.00 0.994685 % 0.00
R 76110FRE5 100.00 0.00 6.500000 % 0.00
M-1 76110FRF2 3,927,000.00 3,597,524.93 6.500000 % 14,641.95
M-2 76110FRG0 785,100.00 719,230.18 6.500000 % 2,927.27
M-3 76110FRH8 707,000.00 647,682.75 6.500000 % 2,636.07
B-1 76110FRJ4 471,200.00 431,666.34 6.500000 % 1,756.88
B-2 76110FRK1 314,000.00 287,655.42 6.500000 % 1,170.76
B-3 76110FRL9 471,435.62 397,927.62 6.500000 % 1,619.57
- -------------------------------------------------------------------------------
157,074,535.62 103,691,486.36 1,570,844.38
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 431,973.43 1,335,720.12 0.00 0.00 78,905,872.67
A-2 96,344.34 738,689.53 0.00 0.00 17,157,834.57
A-3-1 85,246.51 85,246.51 0.00 0.00 0.00
A-3-2 17,367.40 17,367.40 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 19,471.77 34,113.72 0.00 0.00 3,582,882.98
M-2 3,892.87 6,820.14 0.00 0.00 716,302.91
M-3 3,505.61 6,141.68 0.00 0.00 645,046.68
B-1 2,336.41 4,093.29 0.00 0.00 429,909.46
B-2 1,556.95 2,727.71 0.00 0.00 286,484.66
B-3 2,153.80 3,773.37 0.00 0.00 396,308.05
- -------------------------------------------------------------------------------
663,849.09 2,234,693.47 0.00 0.00 102,120,641.98
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 690.884926 7.823430 3.739448 11.562878 0.000000 683.061496
A-2 510.315472 18.415471 2.762107 21.177578 0.000000 491.900001
A-3-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 916.100059 3.728533 4.958434 8.686967 0.000000 912.371525
M-2 916.100089 3.728531 4.958438 8.686969 0.000000 912.371558
M-3 916.100071 3.728529 4.958430 8.686959 0.000000 912.371542
B-1 916.100042 3.728523 4.958425 8.686948 0.000000 912.371520
B-2 916.100064 3.728535 4.958439 8.686974 0.000000 912.371529
B-3 844.076271 3.435400 4.568598 8.003998 0.000000 840.640871
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:14:31 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,545.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 250.70
SUBSERVICER ADVANCES THIS MONTH 8,784.10
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 697,208.90
(B) TWO MONTHLY PAYMENTS: 1 115,643.06
(C) THREE OR MORE MONTHLY PAYMENTS: 1 17,662.87
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 102,120,641.98
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,204
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,148,819.45
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.13482490 % 4.78770100 % 1.07747460 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.06884380 % 4.84156041 % 1.08959570 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.96912300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 146.10
POOL TRADING FACTOR: 65.01412949
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,599.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 250.70
SUBSERVICER ADVANCES THIS MONTH 8,784.10
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 697,208.90
(B) TWO MONTHLY PAYMENTS: 1 115,643.06
(C) THREE OR MORE MONTHLY PAYMENTS: 1 17,662.87
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 83,603,781.39
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,137
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 581,982.08
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.41844090 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.34926710 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.01054505
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 146.36
POOL TRADING FACTOR: 69.29702787
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,945.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 18,516,860.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 67
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 566,837.37
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.88386040 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.53201220 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.78210144
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 144.94
POOL TRADING FACTOR: 50.83002173
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4(POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4290
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FRM7 135,006,400.00 53,015,214.63 6.500000 % 1,698,080.56
A-I-2 76110FRN5 59,732,445.00 59,732,445.00 6.750000 % 0.00
A-I-3 76110FRP0 41,218,155.00 20,720,358.64 6.624900 % 424,520.14
A-I-4 76110FRQ8 0.00 0.00 2.375100 % 0.00
A-I-5 76110FRR6 64,868,000.00 64,868,000.00 7.000000 % 0.00
A-II 76110FRS4 75,203,000.00 51,593,918.39 7.000000 % 935,637.33
A-V-1 0.00 0.00 0.882677 % 0.00
A-V-2 0.00 0.00 0.626516 % 0.00
R-I 76110FRV7 100.00 0.00 7.000000 % 0.00
R-II 76110FRW5 100.00 0.00 7.000000 % 0.00
M-1 76110FRX3 14,190,000.00 13,904,886.96 7.000000 % 14,676.65
M-2 76110FRY1 5,067,800.00 4,965,975.05 7.000000 % 5,241.60
M-3 76110FRZ8 5,067,800.00 4,965,975.05 7.000000 % 5,241.60
B-1 76110FSA2 2,230,000.00 2,185,193.62 7.000000 % 2,306.48
B-2 76110FSB0 1,216,400.00 1,191,959.45 7.000000 % 1,258.12
B-3 76110FSC8 1,621,792.30 1,216,523.78 7.000000 % 1,284.04
- -------------------------------------------------------------------------------
405,421,992.30 278,360,450.57 3,088,246.52
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 287,068.80 1,985,149.36 0.00 0.00 51,317,134.07
A-I-2 335,881.56 335,881.56 0.00 0.00 59,732,445.00
A-I-3 114,353.30 538,873.44 0.00 0.00 20,295,838.50
A-I-4 40,996.92 40,996.92 0.00 0.00 0.00
A-I-5 378,268.92 378,268.92 0.00 0.00 64,868,000.00
A-II 300,882.35 1,236,519.68 0.00 0.00 50,658,281.06
A-V-1 163,476.41 163,476.41 0.00 0.00 0.00
A-V-2 29,249.53 29,249.53 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 81,081.88 95,758.53 0.00 0.00 13,890,210.31
M-2 28,957.49 34,199.09 0.00 0.00 4,960,733.45
M-3 28,957.49 34,199.09 0.00 0.00 4,960,733.45
B-1 12,742.25 15,048.73 0.00 0.00 2,182,887.14
B-2 6,950.53 8,208.65 0.00 0.00 1,190,701.33
B-3 7,093.77 8,377.81 0.00 0.00 1,174,710.32
- -------------------------------------------------------------------------------
1,815,961.20 4,904,207.72 0.00 0.00 275,231,674.63
===============================================================================
Run: 04/25/00 15:14:31
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4(POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4290
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 392.686677 12.577778 2.126335 14.704113 0.000000 380.108899
A-I-2 1000.000000 0.000000 5.623101 5.623101 0.000000 1000.000000
A-I-3 502.699809 10.299348 2.774343 13.073691 0.000000 492.400460
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 1000.000000 0.000000 5.831364 5.831364 0.000000 1000.000000
A-II 686.061971 12.441489 4.000935 16.442424 0.000000 673.620481
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 979.907467 1.034295 5.714015 6.748310 0.000000 978.873172
M-2 979.907465 1.034295 5.714016 6.748311 0.000000 978.873170
M-3 979.907465 1.034295 5.714016 6.748311 0.000000 978.873170
B-1 979.907453 1.034296 5.714014 6.748310 0.000000 978.873157
B-2 979.907473 1.034298 5.714018 6.748316 0.000000 978.873175
B-3 750.110714 0.791741 4.374030 5.165771 0.000000 724.328461
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 57,637.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,721.94
SUBSERVICER ADVANCES THIS MONTH 56,748.64
MASTER SERVICER ADVANCES THIS MONTH 644.16
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 3,700,196.23
(B) TWO MONTHLY PAYMENTS: 6 579,294.58
(C) THREE OR MORE MONTHLY PAYMENTS: 15 1,822,354.61
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,482,736.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 275,231,674.63
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,482
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 83,408.90
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,614,156.21
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.78643920 % 8.56329900 % 1.65026200 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.69596210 % 8.65150323 % 1.65253460 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.15945500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 326.23
POOL TRADING FACTOR: 67.88770216
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 45,851.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,634.88
SUBSERVICER ADVANCES THIS MONTH 48,612.30
MASTER SERVICER ADVANCES THIS MONTH 644.16
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,271,690.07
(B) TWO MONTHLY PAYMENTS: 4 412,244.56
(C) THREE OR MORE MONTHLY PAYMENTS: 12 1,456,133.32
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,364,356.38
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 218,944,471.67
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,967
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 83,408.90
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,952,950.90
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.70967890 % 0.00000000 % 1.65026200 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.61789080 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.14327009
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 326.01
POOL TRADING FACTOR: 67.50452132
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,785.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,087.06
SUBSERVICER ADVANCES THIS MONTH 8,136.34
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 428,506.16
(B) TWO MONTHLY PAYMENTS: 2 167,050.02
(C) THREE OR MORE MONTHLY PAYMENTS: 3 366,221.29
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 118,379.62
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 56,287,202.96
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 515
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 661,205.31
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.08274620 % 0.00000000 % 1.65026200 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.99964180 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.22240896
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 327.10
POOL TRADING FACTOR: 69.42049312
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS5(POOL # 4299)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4299
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FSD6 151,551,000.00 62,960,914.53 6.750000 % 1,480,105.93
A-2 76110FSE4 75,936,500.00 66,655,315.52 6.750000 % 796,980.12
A-3 76110FSF1 17,485,800.00 17,485,800.00 6.750000 % 0.00
A-4 76110FSG9 13,164,700.00 13,164,700.00 6.750000 % 0.00
A-5 76110FSH7 67,790,000.00 67,790,000.00 6.750000 % 0.00
A-6-1 0.00 0.00 1.051296 % 0.00
A-6-2 0.00 0.00 0.849784 % 0.00
R 76110FSK0 100.00 0.00 6.750000 % 0.00
M-1 76110FSL8 12,650,700.00 12,414,010.58 6.750000 % 10,685.86
M-2 76110FSM6 4,216,900.00 4,138,003.54 6.750000 % 3,561.95
M-3 76110FSN4 4,392,600.00 4,310,416.24 6.750000 % 3,710.37
B-1 76110FSP9 1,757,100.00 1,724,225.37 6.750000 % 1,484.20
B-2 76110FSQ7 1,054,300.00 1,034,574.48 6.750000 % 890.55
B-3 76110FSR5 1,405,623.28 1,351,979.33 6.750000 % 0.00
- -------------------------------------------------------------------------------
351,405,323.28 253,029,939.59 2,297,418.98
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 354,061.39 1,834,167.32 0.00 0.00 61,480,808.60
A-2 374,836.90 1,171,817.02 0.00 0.00 65,858,335.40
A-3 98,331.59 98,331.59 0.00 0.00 17,485,800.00
A-4 74,031.84 74,031.84 0.00 0.00 13,164,700.00
A-5 381,217.81 381,217.81 0.00 0.00 67,790,000.00
A-6-1 168,485.74 168,485.74 0.00 0.00 0.00
A-6-2 42,946.12 42,946.12 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 69,810.32 80,496.18 0.00 0.00 12,403,324.72
M-2 23,270.11 26,832.06 0.00 0.00 4,134,441.59
M-3 24,239.67 27,950.04 0.00 0.00 4,306,705.87
B-1 9,696.20 11,180.40 0.00 0.00 1,722,741.17
B-2 5,817.94 6,708.49 0.00 0.00 1,033,683.93
B-3 4,869.80 4,869.80 0.00 0.00 1,350,815.57
- -------------------------------------------------------------------------------
1,631,615.43 3,929,034.41 0.00 0.00 250,731,356.85
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 415.443742 9.766388 2.336252 12.102640 0.000000 405.677354
A-2 877.777031 10.495350 4.936189 15.431539 0.000000 867.281682
A-3 1000.000000 0.000000 5.623511 5.623511 0.000000 1000.000000
A-4 1000.000000 0.000000 5.623511 5.623511 0.000000 1000.000000
A-5 1000.000000 0.000000 5.623511 5.623511 0.000000 1000.000000
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 981.290409 0.844685 5.518297 6.362982 0.000000 980.445724
M-2 981.290412 0.844684 5.518298 6.362982 0.000000 980.445728
M-3 981.290407 0.844687 5.518297 6.362984 0.000000 980.445720
B-1 981.290405 0.844687 5.518297 6.362984 0.000000 980.445717
B-2 981.290411 0.844684 5.518297 6.362981 0.000000 980.445727
B-3 961.836183 0.000000 3.464513 3.464513 0.000000 961.008248
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS5 (POOL # 4299)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4299
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 52,463.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,805.08
SUBSERVICER ADVANCES THIS MONTH 55,081.46
MASTER SERVICER ADVANCES THIS MONTH 4,924.12
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 29 3,963,858.83
(B) TWO MONTHLY PAYMENTS: 6 915,832.65
(C) THREE OR MORE MONTHLY PAYMENTS: 10 865,264.25
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,620,167.75
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 250,731,356.85
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,128
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 9
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 678,892.95
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,080,776.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.13033410 % 8.24504400 % 1.62462170 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.04842750 % 8.31346842 % 1.63810410 %
BANKRUPTCY AMOUNT AVAILABLE 184,749.00
FRAUD AMOUNT AVAILABLE 2,914,047.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,914,047.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.08418673
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 327.96
POOL TRADING FACTOR: 71.35104116
................................................................................
Run: 04/25/00 15:14:32 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6(POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4301
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FSS3 20,174,375.00 14,197,511.22 6.750000 % 233,994.44
CB-2 76110FST1 39,313,092.00 39,313,092.00 6.750000 % 0.00
CB-3 76110FSU8 13,813,906.00 13,813,906.00 6.750000 % 0.00
CB-4 76110FSV6 16,300,000.00 4,824,421.51 6.750000 % 449,269.33
CB-5 76110FSW4 20,500,000.00 20,500,000.00 6.750000 % 0.00
CB-6 76110FSX2 136,500,000.00 87,635,253.51 6.750000 % 1,913,056.66
CB-7 76110FSY0 28,438,625.00 28,438,625.00 6.750000 % 0.00
NB-1 76110FSZ7 75,900,500.00 44,421,693.84 6.750000 % 680,894.73
NB-2 76110FTA1 4,494,000.00 0.00 6.750000 % 0.00
NB-3 76110FTB9 9,662,500.00 9,662,500.00 6.750000 % 0.00
NB-4 76110FTC7 10,000,000.00 6,005,551.34 6.750000 % 75,607.09
A-P 76110FTE3 57,464.36 52,491.68 0.000000 % 66.96
A-V-1 0.00 0.00 1.002059 % 0.00
A-V-2 0.00 0.00 0.735519 % 0.00
R 100.00 0.00 6.750000 % 0.00
M-1 76110FTG8 13,075,500.00 12,823,952.00 6.750000 % 10,811.46
M-2 76110FTH6 5,029,000.00 4,932,251.53 6.750000 % 4,158.22
M-3 76110FTJ2 4,224,500.00 4,143,228.58 6.750000 % 3,493.02
B-1 76110FTK9 2,011,600.00 1,972,900.60 6.750000 % 1,663.29
B-2 76110FTL7 1,207,000.00 1,183,779.60 6.750000 % 998.01
B-3 76110FTM5 1,609,449.28 1,576,381.57 6.750000 % 1,329.00
- -------------------------------------------------------------------------------
402,311,611.64 295,497,539.98 3,375,342.21
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 79,839.15 313,833.59 0.00 0.00 13,963,516.78
CB-2 221,075.65 221,075.65 0.00 0.00 39,313,092.00
CB-3 77,681.96 77,681.96 0.00 0.00 13,813,906.00
CB-4 27,129.95 476,399.28 0.00 0.00 4,375,152.18
CB-5 115,280.95 115,280.95 0.00 0.00 20,500,000.00
CB-6 492,813.45 2,405,870.11 0.00 0.00 85,722,196.85
CB-7 159,923.51 159,923.51 0.00 0.00 28,438,625.00
NB-1 249,816.41 930,711.14 0.00 0.00 43,740,799.11
NB-2 0.00 0.00 0.00 0.00 0.00
NB-3 54,339.46 54,339.46 0.00 0.00 9,662,500.00
NB-4 33,773.71 109,380.80 0.00 0.00 5,929,944.25
A-P 0.00 66.96 0.00 0.00 52,424.72
A-V-1 192,788.86 192,788.86 0.00 0.00 0.00
A-V-2 39,562.44 39,562.44 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,113.10 82,924.56 0.00 0.00 12,813,140.54
M-2 27,735.59 31,893.81 0.00 0.00 4,928,093.31
M-3 23,298.67 26,791.69 0.00 0.00 4,139,735.56
B-1 11,094.24 12,757.53 0.00 0.00 1,971,237.31
B-2 6,656.76 7,654.77 0.00 0.00 1,182,781.59
B-3 8,864.49 10,193.49 0.00 0.00 1,575,052.58
- -------------------------------------------------------------------------------
1,893,788.35 5,269,130.56 0.00 0.00 292,122,197.78
===============================================================================
Run: 04/25/00 15:14:32
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6(POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4301
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 703.739829 11.598597 3.957453 15.556050 0.000000 692.141233
CB-2 1000.000000 0.000000 5.623461 5.623461 0.000000 1000.000000
CB-3 1000.000000 0.000000 5.623461 5.623461 0.000000 1000.000000
CB-4 295.976780 27.562536 1.664414 29.226950 0.000000 268.414244
CB-5 1000.000000 0.000000 5.623461 5.623461 0.000000 1000.000000
CB-6 642.016509 14.015067 3.610355 17.625422 0.000000 628.001442
CB-7 1000.000000 0.000000 5.623461 5.623461 0.000000 1000.000000
NB-1 585.262203 8.970886 3.291367 12.262253 0.000000 576.291317
NB-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-3 1000.000000 0.000000 5.623747 5.623747 0.000000 1000.000000
NB-4 600.555134 7.560709 3.377371 10.938080 0.000000 592.994425
A-P 913.464972 1.165331 0.000000 1.165331 0.000000 912.299641
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 980.761883 0.826849 5.515131 6.341980 0.000000 979.935034
M-2 980.761887 0.826848 5.515130 6.341978 0.000000 979.935039
M-3 980.761884 0.826848 5.515131 6.341979 0.000000 979.935036
B-1 980.761881 0.826849 5.515132 6.341981 0.000000 979.935032
B-2 980.761889 0.826852 5.515128 6.341980 0.000000 979.935037
B-3 979.454022 0.825748 5.507778 6.333526 0.000000 978.628281
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 61,055.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,132.57
SUBSERVICER ADVANCES THIS MONTH 25,405.96
MASTER SERVICER ADVANCES THIS MONTH 5,112.27
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 1,985,925.34
(B) TWO MONTHLY PAYMENTS: 7 904,364.93
(C) THREE OR MORE MONTHLY PAYMENTS: 4 554,593.66
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 292,122,197.77
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,413
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 640,857.37
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,126,178.10
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.98563540 % 7.41103700 % 1.60172630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.88914930 % 7.49034807 % 1.61915810 %
BANKRUPTCY AMOUNT AVAILABLE 182,918.00
FRAUD AMOUNT AVAILABLE 8,046,232.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,023,116.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.02105900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.29
POOL TRADING FACTOR: 72.61092877
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 47,255.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,419.82
SUBSERVICER ADVANCES THIS MONTH 16,543.45
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 1,690,913.54
(B) TWO MONTHLY PAYMENTS: 5 271,496.41
(C) THREE OR MORE MONTHLY PAYMENTS: 3 250,438.82
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 225,722,848.10
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,204
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,420,220.34
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.43150520 % 7.41103700 % 1.60172630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.33961190 % 7.49034807 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 161,446.00
FRAUD AMOUNT AVAILABLE 6,645,409.00
SPECIAL HAZARD AMOUNT AVAILABLE 332,704.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.06396325
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 328.73
POOL TRADING FACTOR: 76.51329177
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,799.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,712.75
SUBSERVICER ADVANCES THIS MONTH 8,862.51
MASTER SERVICER ADVANCES THIS MONTH 5,112.27
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 295,011.80
(B) TWO MONTHLY PAYMENTS: 2 632,868.52
(C) THREE OR MORE MONTHLY PAYMENTS: 1 304,154.84
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 66,399,349.67
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 209
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 640,857.37
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 705,957.76
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.47012300 % 7.41103700 % 1.60172630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.35816940 % 7.49034808 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 182,918.00
FRAUD AMOUNT AVAILABLE 8,046,232.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,023,116.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.87520690
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 331.18
POOL TRADING FACTOR: 61.88177991
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7(POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4311
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FTZ6 172,668,000.00 110,236,398.01 6.750000 % 1,636,359.41
CB-2 76110FUA9 35,551,000.00 35,551,000.00 6.750000 % 0.00
CB-3 76110FUB7 44,215,000.00 44,215,000.00 6.750000 % 0.00
NB-1 76110FUC5 32,242,000.00 19,283,413.49 6.750000 % 543,002.19
NB-2 76110FUD3 77,840,000.00 45,396,488.43 6.750000 % 259,358.41
NB-3 76110FUE1 3,780,000.00 0.00 6.750000 % 0.00
NB-4 76110FUF8 13,684,000.00 13,684,000.00 6.750000 % 0.00
A-P 76110FUG6 73,404.89 65,271.24 0.000000 % 83.95
A-V 76110FUH4 0.00 0.00 0.933810 % 0.00
R 76110FUJ0 100.00 0.00 6.750000 % 0.00
M-1 76110FUK7 13,245,900.00 13,026,575.08 6.750000 % 26,104.91
M-2 76110FUL5 5,094,600.00 5,010,243.88 6.750000 % 10,040.40
M-3 76110FUM3 4,279,400.00 4,208,541.91 6.750000 % 8,433.81
B-1 76110FUN1 2,037,800.00 2,004,058.23 6.750000 % 4,016.08
B-2 76110FUP6 1,222,600.00 1,202,356.26 6.750000 % 2,409.49
B-3 76110FUQ4 1,631,527.35 1,493,120.94 6.750000 % 2,992.15
- -------------------------------------------------------------------------------
407,565,332.24 295,376,467.47 2,492,800.80
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 619,724.75 2,256,084.16 0.00 0.00 108,600,038.60
CB-2 199,859.90 199,859.90 0.00 0.00 35,551,000.00
CB-3 248,567.00 248,567.00 0.00 0.00 44,215,000.00
NB-1 108,452.23 651,454.42 0.00 0.00 18,740,411.30
NB-2 255,315.31 514,673.72 0.00 0.00 45,137,130.02
NB-3 0.00 0.00 0.00 0.00 0.00
NB-4 76,960.46 76,960.46 0.00 0.00 13,684,000.00
A-P 0.00 83.95 0.00 0.00 65,187.29
A-V 229,751.21 229,751.21 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 73,237.87 99,342.78 0.00 0.00 13,000,470.17
M-2 28,168.54 38,208.94 0.00 0.00 5,000,203.48
M-3 23,661.22 32,095.03 0.00 0.00 4,200,108.10
B-1 11,267.20 15,283.28 0.00 0.00 2,000,042.15
B-2 6,759.87 9,169.36 0.00 0.00 1,199,946.77
B-3 8,394.61 11,386.76 0.00 0.00 1,483,043.70
- -------------------------------------------------------------------------------
1,890,120.17 4,382,920.97 0.00 0.00 292,876,581.58
===============================================================================
Run: 04/25/00 15:14:32
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7(POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4311
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 638.429808 9.476912 3.589112 13.066024 0.000000 628.952896
CB-2 1000.000000 0.000000 5.621780 5.621780 0.000000 1000.000000
CB-3 1000.000000 0.000000 5.621780 5.621780 0.000000 1000.000000
NB-1 598.083664 16.841455 3.363694 20.205149 0.000000 581.242209
NB-2 583.202575 3.331943 3.280001 6.611944 0.000000 579.870632
NB-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-4 1000.000000 0.000000 5.624120 5.624120 0.000000 1000.000000
A-P 889.194712 1.143599 0.000000 1.143599 0.000000 888.051112
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 983.442052 1.970792 5.529097 7.499889 0.000000 981.471261
M-2 983.442052 1.970793 5.529097 7.499890 0.000000 981.471260
M-3 983.442050 1.970793 5.529098 7.499891 0.000000 981.471258
B-1 983.442060 1.970792 5.529100 7.499892 0.000000 981.471268
B-2 983.442058 1.970792 5.529094 7.499886 0.000000 981.471266
B-3 915.167582 1.833956 5.145246 6.979202 0.000000 908.991011
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 61,205.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 14,680.05
SUBSERVICER ADVANCES THIS MONTH 37,818.98
MASTER SERVICER ADVANCES THIS MONTH 1,227.29
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 2,875,222.53
(B) TWO MONTHLY PAYMENTS: 9 843,634.79
(C) THREE OR MORE MONTHLY PAYMENTS: 4 400,661.72
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 988,129.99
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 292,876,581.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,268
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 191,579.32
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,877,964.06
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.87576200 % 7.53118900 % 1.59103240 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.81872670 % 7.58025160 % 1.59933410 %
BANKRUPTCY AMOUNT AVAILABLE 167,865.00
FRAUD AMOUNT AVAILABLE 8,151,307.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,075,653.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.01202900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 330.42
POOL TRADING FACTOR: 71.86003284
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,087.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,985.40
SUBSERVICER ADVANCES THIS MONTH 34,820.46
MASTER SERVICER ADVANCES THIS MONTH 1,227.29
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 2,875,222.53
(B) TWO MONTHLY PAYMENTS: 9 843,634.79
(C) THREE OR MORE MONTHLY PAYMENTS: 4 400,661.72
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 605,568.94
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 206,338,765.83
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,998
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 191,579.32
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,477,471.54
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.36222620 % 7.53118900 % 1.59103250 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.30036900 % 7.58025160 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 167,865.00
FRAUD AMOUNT AVAILABLE 8,151,307.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,075,653.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07354560
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.73
POOL TRADING FACTOR: 76.21444268
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,118.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,694.65
SUBSERVICER ADVANCES THIS MONTH 2,998.52
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 382,561.05
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 86,537,815.75
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 270
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 400,492.52
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.71750640 % 7.53118900 % 1.59103240 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.66989900 % 7.58025160 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 167,865.00
FRAUD AMOUNT AVAILABLE 8,151,307.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,075,653.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86535092
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 332.08
POOL TRADING FACTOR: 63.24436826
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8(POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4306
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FTN3 124,454,000.00 95,580,065.88 6.500000 % 1,592,376.40
NB 76110FTP8 41,430,000.00 26,792,511.37 6.500000 % 473,284.94
A-P 76110FTQ6 63,383.01 58,338.62 0.000000 % 243.91
A-V 76110FTV5 0.00 0.00 0.926915 % 0.00
R 76110FTR4 100.00 0.00 6.500000 % 0.00
M-1 76110FTS2 4,507,000.00 4,191,958.96 6.500000 % 16,561.95
M-2 76110FTT0 780,000.00 725,477.69 6.500000 % 2,866.28
M-3 76110FTU7 693,500.00 645,024.06 6.500000 % 2,548.42
B-1 76110FTW3 520,000.00 483,651.83 6.500000 % 1,910.85
B-2 76110FTX1 433,500.00 403,198.16 6.500000 % 1,592.99
B-3 76110FTY9 433,464.63 403,165.34 6.500000 % 1,592.86
- -------------------------------------------------------------------------------
173,314,947.64 129,283,391.91 2,092,978.60
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 517,163.54 2,109,539.94 0.00 0.00 93,987,689.48
NB 144,968.61 618,253.55 0.00 0.00 26,319,226.43
A-P 0.00 243.91 0.00 0.00 58,094.71
A-V 99,753.86 99,753.86 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 22,681.80 39,243.75 0.00 0.00 4,175,397.01
M-2 3,925.41 6,791.69 0.00 0.00 722,611.41
M-3 3,490.09 6,038.51 0.00 0.00 642,475.64
B-1 2,616.94 4,527.79 0.00 0.00 481,740.98
B-2 2,181.62 3,774.61 0.00 0.00 401,605.17
B-3 2,181.44 3,774.30 0.00 0.00 401,572.47
- -------------------------------------------------------------------------------
798,963.31 2,891,941.91 0.00 0.00 127,190,413.30
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 767.995130 12.794899 4.155459 16.950358 0.000000 755.200231
NB 646.693492 11.423725 3.499122 14.922847 0.000000 635.269767
A-P 920.414161 3.848234 0.000000 3.848234 0.000000 916.565928
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 930.099614 3.674717 5.032572 8.707289 0.000000 926.424897
M-2 930.099603 3.674718 5.032577 8.707295 0.000000 926.424885
M-3 930.099582 3.674722 5.032574 8.707296 0.000000 926.424859
B-1 930.099673 3.674712 5.032577 8.707289 0.000000 926.424962
B-2 930.099562 3.674717 5.032572 8.707289 0.000000 926.424844
B-3 930.099741 3.674717 5.032567 8.707284 0.000000 926.425006
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 26,795.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,190.91
SUBSERVICER ADVANCES THIS MONTH 12,227.09
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 11 1,020,589.62
(B) TWO MONTHLY PAYMENTS: 2 148,084.47
(C) THREE OR MORE MONTHLY PAYMENTS: 1 45,462.63
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 127,190,413.30
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,440
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,582,182.02
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.69725420 % 4.30253300 % 0.99781980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.63126080 % 4.35605477 % 1.01069390 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,733,149.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,733,149.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75276100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 150.39
POOL TRADING FACTOR: 73.38686884
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,879.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,635.56
SUBSERVICER ADVANCES THIS MONTH 9,973.58
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 790,148.78
(B) TWO MONTHLY PAYMENTS: 2 148,084.47
(C) THREE OR MORE MONTHLY PAYMENTS: 1 45,462.63
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 99,160,261.53
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,344
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,218,881.55
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.88140040 % 4.30253300 % 0.99781980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.81914920 % 4.35605477 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,733,149.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,733,149.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.81825124
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 150.52
POOL TRADING FACTOR: 76.26452455
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 5,916.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,555.35
SUBSERVICER ADVANCES THIS MONTH 2,253.51
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 230,440.84
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 28,030,151.77
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 96
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 363,300.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.04611140 % 4.30253300 % 0.99781980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.96633370 % 4.35605476 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,733,149.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,733,149.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.52108295
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 149.92
POOL TRADING FACTOR: 64.74452520
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10(POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4313
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FUR2 25,000,000.00 15,336,915.85 6.750000 % 504,214.51
A-2 76110FUS0 29,011,000.00 0.00 6.750000 % 0.00
A-3 76110FUT8 12,434,000.00 7,252,369.80 6.750000 % 1,784,152.98
A-4 76110FUU5 17,404,000.00 17,404,000.00 6.750000 % 0.00
A-5 76110FUV3 7,831,000.00 7,831,000.00 6.750000 % 0.00
A-6 76110FUW1 13,853,000.00 13,853,000.00 6.750000 % 0.00
A-7 76110FUX9 14,886,000.00 14,886,000.00 6.750000 % 0.00
A-8 76110FUY7 8,409,000.00 8,409,000.00 6.750000 % 0.00
A-9 76110FUZ4 5,000,000.00 5,000,000.00 6.750000 % 0.00
A-10 76110FVA8 16,186,000.00 15,939,951.98 6.750000 % 12,995.59
A-11 76110FVB6 10,998.00 10,519.01 0.000000 % 12.06
A-12 76110FVC4 0.00 0.00 0.994610 % 0.00
R 76110FVD2 100.00 0.00 6.750000 % 0.00
M-1 76110FVE0 4,827,000.00 4,753,623.40 6.750000 % 3,875.55
M-2 76110FVF7 2,011,300.00 1,980,725.65 6.750000 % 1,614.85
M-3 76110FVG5 2,011,300.00 1,980,725.65 6.750000 % 1,614.85
B-1 76110FVH3 884,900.00 871,448.39 6.750000 % 710.48
B-2 76110FVJ9 482,700.00 475,362.34 6.750000 % 387.56
B-3 76110FVK6 643,577.01 633,793.74 6.750000 % 516.72
- -------------------------------------------------------------------------------
160,885,875.01 116,618,435.81 2,310,095.15
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 86,198.13 590,412.64 0.00 0.00 14,832,701.34
A-2 0.00 0.00 0.00 0.00 0.00
A-3 40,760.53 1,824,913.51 0.00 0.00 5,468,216.82
A-4 97,815.78 97,815.78 0.00 0.00 17,404,000.00
A-5 44,012.61 44,012.61 0.00 0.00 7,831,000.00
A-6 77,858.08 77,858.08 0.00 0.00 13,853,000.00
A-7 83,663.85 83,663.85 0.00 0.00 14,886,000.00
A-8 47,261.14 47,261.14 0.00 0.00 8,409,000.00
A-9 28,101.52 28,101.52 0.00 0.00 5,000,000.00
A-10 89,587.38 102,582.97 0.00 0.00 15,926,956.39
A-11 0.00 12.06 0.00 0.00 10,506.95
A-12 96,577.57 96,577.57 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 26,716.81 30,592.36 0.00 0.00 4,749,747.85
M-2 11,132.28 12,747.13 0.00 0.00 1,979,110.80
M-3 11,132.28 12,747.13 0.00 0.00 1,979,110.80
B-1 4,897.81 5,608.29 0.00 0.00 870,737.91
B-2 2,671.68 3,059.24 0.00 0.00 474,974.78
B-3 3,562.11 4,078.83 0.00 0.00 633,277.02
- -------------------------------------------------------------------------------
751,949.56 3,062,044.71 0.00 0.00 114,308,340.66
===============================================================================
Run: 04/25/00 15:09:31
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10(POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4313
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 613.476634 20.168580 3.447925 23.616505 0.000000 593.308054
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 583.269246 143.489865 3.278151 146.768016 0.000000 439.779381
A-4 1000.000000 0.000000 5.620305 5.620305 0.000000 1000.000000
A-5 1000.000000 0.000000 5.620305 5.620305 0.000000 1000.000000
A-6 1000.000000 0.000000 5.620305 5.620305 0.000000 1000.000000
A-7 1000.000000 0.000000 5.620304 5.620304 0.000000 1000.000000
A-8 1000.000000 0.000000 5.620304 5.620304 0.000000 1000.000000
A-9 1000.000000 0.000000 5.620304 5.620304 0.000000 1000.000000
A-10 984.798714 0.802891 5.534868 6.337759 0.000000 983.995823
A-11 956.447536 1.096563 0.000000 1.096563 0.000000 955.350973
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 984.798716 0.802890 5.534868 6.337758 0.000000 983.995826
M-2 984.798712 0.802889 5.534868 6.337757 0.000000 983.995824
M-3 984.798712 0.802889 5.534868 6.337757 0.000000 983.995824
B-1 984.798723 0.802893 5.534874 6.337767 0.000000 983.995830
B-2 984.798716 0.802900 5.534866 6.337766 0.000000 983.995815
B-3 984.798602 0.802888 5.534862 6.337750 0.000000 983.995715
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10 (POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4313
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 23,985.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 29,669.98
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 11 1,766,740.92
(B) TWO MONTHLY PAYMENTS: 4 610,390.78
(C) THREE OR MORE MONTHLY PAYMENTS: 7 1,253,388.90
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 404,524.93
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 114,308,340.66
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 905
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,215,014.52
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.82765610 % 7.47382800 % 1.69851630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.64990230 % 7.61796506 % 1.73143240 %
BANKRUPTCY AMOUNT AVAILABLE 132,896.00
FRAUD AMOUNT AVAILABLE 3,217,718.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,608,859.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07229015
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 331.34
POOL TRADING FACTOR: 71.04933274
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9(POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4314
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FVL4 99,000,000.00 2,229,650.89 6.750000 % 2,229,650.89
A-2 76110FVM2 43,000,000.00 43,000,000.00 6.750000 % 1,483,665.80
A-3 76110FVNO 60,000,000.00 60,000,000.00 6.750000 % 0.00
A-4 76110FVP5 27,000,000.00 27,000,000.00 6.750000 % 0.00
A-5 76110FVQ3 52,500,000.00 52,500,000.00 6.750000 % 0.00
A-6 76110FVR1 36,500,000.00 36,500,000.00 6.750000 % 0.00
A-7 76110FVS9 25,000,000.00 25,000,000.00 6.750000 % 0.00
A-8 76110FVT7 10,405,000.00 10,405,000.00 6.924900 % 0.00
A-9 76110FVU4 3,469,000.00 3,469,000.00 6.225404 % 0.00
A-10 76110FVU2 7,590,000.00 6,870,536.06 6.750000 % 38,795.71
A-11 76110FVW0 7,500,000.00 7,500,000.00 6.750000 % 0.00
A-12 76110FVX8 28,126,000.00 28,126,000.00 6.750000 % 0.00
A-13 76110FVY6 77,829.78 76,398.39 0.000000 % 2,672.23
A-14 76110FVZ3 0.00 0.00 0.923759 % 0.00
R 76110FWA7 100.00 0.00 6.750000 % 0.00
M-1 76110FWB5 11,770,000.00 11,579,897.11 6.750000 % 9,564.48
M-2 76110FWC3 5,349,900.00 5,263,491.21 6.750000 % 4,347.41
M-3 76110FWD1 5,349,900.00 5,263,491.21 6.750000 % 4,347.41
B-1 76110FWE9 2,354,000.00 2,315,979.44 6.750000 % 1,912.90
B-2 76110FWF6 1,284,000.00 1,263,261.50 6.750000 % 1,043.40
B-3 76110FWG4 1,712,259.01 1,608,548.09 6.750000 % 1,316.76
- -------------------------------------------------------------------------------
427,987,988.79 329,971,253.90 3,777,316.99
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 12,534.44 2,242,185.33 0.00 0.00 0.00
A-2 241,733.25 1,725,399.05 0.00 0.00 41,516,334.20
A-3 337,302.21 337,302.21 0.00 0.00 60,000,000.00
A-4 151,786.00 151,786.00 0.00 0.00 27,000,000.00
A-5 295,139.44 295,139.44 0.00 0.00 52,500,000.00
A-6 205,192.18 205,192.18 0.00 0.00 36,500,000.00
A-7 140,542.59 140,542.59 0.00 0.00 25,000,000.00
A-8 60,009.46 60,009.46 0.00 0.00 10,405,000.00
A-9 17,986.06 17,986.06 0.00 0.00 3,469,000.00
A-10 38,624.12 77,419.83 0.00 0.00 6,831,740.35
A-11 42,162.78 42,162.78 0.00 0.00 7,500,000.00
A-12 158,116.03 158,116.03 0.00 0.00 28,126,000.00
A-13 0.00 2,672.23 0.00 0.00 73,726.16
A-14 253,862.77 253,862.77 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 65,098.75 74,663.23 0.00 0.00 11,570,332.63
M-2 29,589.79 33,937.20 0.00 0.00 5,259,143.80
M-3 29,589.79 33,937.20 0.00 0.00 5,259,143.80
B-1 13,019.75 14,932.65 0.00 0.00 2,314,066.54
B-2 7,101.69 8,145.09 0.00 0.00 1,262,218.10
B-3 9,042.78 10,359.54 0.00 0.00 1,576,472.50
- -------------------------------------------------------------------------------
2,108,433.88 5,885,750.87 0.00 0.00 326,163,178.08
===============================================================================
Run: 04/25/00 15:09:32
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9(POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4314
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 22.521726 22.521726 0.126611 22.648337 0.000000 0.000000
A-2 1000.000000 34.503856 5.621703 40.125559 0.000000 965.496144
A-3 1000.000000 0.000000 5.621704 5.621704 0.000000 1000.000000
A-4 1000.000000 0.000000 5.621704 5.621704 0.000000 1000.000000
A-5 1000.000000 0.000000 5.621704 5.621704 0.000000 1000.000000
A-6 1000.000000 0.000000 5.621704 5.621704 0.000000 1000.000000
A-7 1000.000000 0.000000 5.621704 5.621704 0.000000 1000.000000
A-8 1000.000000 0.000000 5.767368 5.767368 0.000000 1000.000000
A-9 1000.000000 0.000000 5.184797 5.184797 0.000000 1000.000000
A-10 905.208967 5.111424 5.088817 10.200241 0.000000 900.097543
A-11 1000.000000 0.000000 5.621704 5.621704 0.000000 1000.000000
A-12 1000.000000 0.000000 5.621703 5.621703 0.000000 1000.000000
A-13 981.608711 34.334287 0.000000 34.334287 0.000000 947.274424
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 983.848523 0.812615 5.530905 6.343520 0.000000 983.035907
M-2 983.848522 0.812615 5.530905 6.343520 0.000000 983.035907
M-3 983.848522 0.812615 5.530905 6.343520 0.000000 983.035907
B-1 983.848530 0.812617 5.530905 6.343522 0.000000 983.035913
B-2 983.848520 0.812617 5.530911 6.343528 0.000000 983.035903
B-3 939.430355 0.769019 5.281199 6.050218 0.000000 920.697448
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:32 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9 (POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4314
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 68,269.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,969.41
SUBSERVICER ADVANCES THIS MONTH 49,323.87
MASTER SERVICER ADVANCES THIS MONTH 4,125.81
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 3,789,012.61
(B) TWO MONTHLY PAYMENTS: 8 822,601.97
(C) THREE OR MORE MONTHLY PAYMENTS: 7 1,358,698.84
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 807,506.98
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 326,163,178.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,559
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 580,254.02
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,476,092.37
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.72625210 % 6.70119000 % 1.57255830 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.64604150 % 6.77226055 % 1.58016680 %
BANKRUPTCY AMOUNT AVAILABLE 182,125.00
FRAUD AMOUNT AVAILABLE 7,120,571.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,560,285.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.00269110
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 332.43
POOL TRADING FACTOR: 76.20848870
................................................................................
Run: 04/25/00 15:09:33 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11(POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4319
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FWH2 112,117,000.00 14,785,096.46 6.750000 % 3,990,047.05
A-2 76110FWJ8 47,967,000.00 47,967,000.00 6.750000 % 0.00
A-3 76110FWK5 67,521,000.00 67,521,000.00 6.750000 % 0.00
A-4 76110FWL3 30,346,000.00 30,346,000.00 6.750000 % 0.00
A-5 76110FWM1 45,610,000.00 45,610,000.00 6.750000 % 0.00
A-6 76110FWN9 28,628,000.00 28,628,000.00 6.750000 % 0.00
A-7 76110FWP4 16,219,000.00 16,219,000.00 6.712500 % 0.00
A-8 76110FWQ2 5,046,000.00 5,046,000.00 6.871043 % 0.00
A-9 76110FWR0 96,429,000.00 96,429,000.00 6.750000 % 0.00
A-10 76110FWS8 62,872.89 57,886.19 0.000000 % 83.18
A-11 76110FWT6 0.00 0.00 0.873353 % 0.00
R 76110FWU3 100.00 0.00 6.750000 % 0.00
M-1 76110FWV1 13,198,800.00 12,990,438.88 6.750000 % 10,777.18
M-2 76110FWW9 6,000,000.00 5,905,281.80 6.750000 % 4,899.16
M-3 76110FWX7 4,799,500.00 4,723,733.32 6.750000 % 3,918.92
B-1 76110FWY5 2,639,600.00 2,597,930.30 6.750000 % 2,155.31
B-2 76110FWZ2 1,439,500.00 1,416,775.51 6.750000 % 1,175.39
B-3 76110FXA6 1,919,815.88 1,865,858.95 6.750000 % 1,547.97
- -------------------------------------------------------------------------------
479,943,188.77 382,109,001.41 4,014,604.16
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 83,142.50 4,073,189.55 0.00 0.00 10,795,049.41
A-2 269,737.60 269,737.60 0.00 0.00 47,967,000.00
A-3 379,697.56 379,697.56 0.00 0.00 67,521,000.00
A-4 170,647.68 170,647.68 0.00 0.00 30,346,000.00
A-5 256,483.25 256,483.25 0.00 0.00 45,610,000.00
A-6 160,986.68 160,986.68 0.00 0.00 28,628,000.00
A-7 90,699.21 90,699.21 0.00 0.00 16,219,000.00
A-8 28,884.51 28,884.51 0.00 0.00 5,046,000.00
A-9 542,258.78 542,258.78 0.00 0.00 96,429,000.00
A-10 0.00 83.18 0.00 0.00 57,803.01
A-11 278,017.64 278,017.64 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 73,050.43 83,827.61 0.00 0.00 12,979,661.70
M-2 33,207.76 38,106.92 0.00 0.00 5,900,382.64
M-3 26,563.44 30,482.36 0.00 0.00 4,719,814.40
B-1 14,609.20 16,764.51 0.00 0.00 2,595,774.99
B-2 7,967.09 9,142.48 0.00 0.00 1,415,600.12
B-3 10,492.47 12,040.44 0.00 0.00 1,864,310.98
- -------------------------------------------------------------------------------
2,426,445.80 6,441,049.96 0.00 0.00 378,094,397.25
===============================================================================
Run: 04/25/00 15:09:33
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11(POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4319
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 131.872031 35.588243 0.741569 36.329812 0.000000 96.283788
A-2 1000.000000 0.000000 5.623399 5.623399 0.000000 1000.000000
A-3 1000.000000 0.000000 5.623400 5.623400 0.000000 1000.000000
A-4 1000.000000 0.000000 5.623399 5.623399 0.000000 1000.000000
A-5 1000.000000 0.000000 5.623399 5.623399 0.000000 1000.000000
A-6 1000.000000 0.000000 5.623399 5.623399 0.000000 1000.000000
A-7 1000.000000 0.000000 5.592158 5.592158 0.000000 1000.000000
A-8 1000.000000 0.000000 5.724239 5.724239 0.000000 1000.000000
A-9 1000.000000 0.000000 5.623399 5.623399 0.000000 1000.000000
A-10 920.686006 1.322987 0.000000 1.322987 0.000000 919.363020
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 984.213632 0.816527 5.534627 6.351154 0.000000 983.397104
M-2 984.213633 0.816527 5.534627 6.351154 0.000000 983.397107
M-3 984.213631 0.816527 5.534627 6.351154 0.000000 983.397104
B-1 984.213631 0.816529 5.534626 6.351155 0.000000 983.397102
B-2 984.213623 0.816527 5.534623 6.351150 0.000000 983.397096
B-3 971.894737 0.806306 5.465352 6.271658 0.000000 971.088425
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:33 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11 (POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4319
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 79,218.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 15,310.09
SUBSERVICER ADVANCES THIS MONTH 70,882.68
MASTER SERVICER ADVANCES THIS MONTH 896.13
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 42 7,208,790.28
(B) TWO MONTHLY PAYMENTS: 6 614,898.11
(C) THREE OR MORE MONTHLY PAYMENTS: 12 1,142,035.67
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 732,790.95
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 378,094,397.25
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,934
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 126,574.40
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,697,587.57
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.27851520 % 6.18227600 % 1.53920890 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.20299160 % 6.24179012 % 1.55426380 %
BANKRUPTCY AMOUNT AVAILABLE 154,256.00
FRAUD AMOUNT AVAILABLE 8,184,295.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,092,147.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.95172370
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 332.73
POOL TRADING FACTOR: 78.77899012
................................................................................
Run: 04/25/00 15:14:33 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12(POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4321
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FXN8 188,037,444.00 155,055,852.13 7.000000 % 1,713,889.45
CB-2 76110FXP8 6,964,350.00 5,742,809.50 0.000000 % 63,477.39
NB-1 76110FXQ1 25,499,800.00 13,827,322.88 6.750000 % 709,715.72
NB-2 76110FXR9 7,423,000.00 7,423,000.00 6.750000 % 0.00
NB-3 76110FXS7 21,430,159.00 21,430,159.00 6.750000 % 0.00
NB-4 76110FXT5 4,020,000.00 4,020,000.00 6.750000 % 0.00
NB-5 76110FXU2 10,500,000.00 10,500,000.00 6.750000 % 0.00
NB-6 76110FXV0 0.00 0.00 0.350000 % 0.00
NB-7 76110FXW8 15,249,000.00 9,154,489.30 6.400000 % 370,555.10
NB-8 76110FXX6 20,899,000.00 14,203,918.63 6.100000 % 407,070.67
NB-9 76110FXY4 0.00 0.00 0.650000 % 0.00
A-P 76110FXZ1 58,061.92 56,511.84 0.000000 % 57.53
A-V 76110FYA5 0.00 0.00 0.825298 % 0.00
R-I 76110FYB3 100.00 0.00 6.750000 % 0.00
R-II 76110FYC1 100.00 0.00 6.750000 % 0.00
M-1 76110FYD9 8,802,500.00 8,663,907.97 6.750000 % 7,125.88
M-2 76110FYE7 4,001,000.00 3,938,005.76 6.750000 % 3,238.93
M-3 76110FYF4 3,201,000.00 3,150,601.44 6.750000 % 2,591.30
B-1 76110FYG2 1,760,300.00 1,732,584.74 6.750000 % 1,425.01
B-2 76110FYH0 960,000.00 944,885.14 6.750000 % 777.15
B-3 76110FYJ6 1,280,602.22 1,260,439.68 6.750000 % 1,036.68
- -------------------------------------------------------------------------------
320,086,417.14 261,104,488.01 3,280,960.81
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 904,108.67 2,617,998.12 0.00 0.00 153,341,962.68
CB-2 0.00 63,477.39 0.00 0.00 5,679,332.11
NB-1 77,767.31 787,483.03 0.00 0.00 13,117,607.16
NB-2 41,748.27 41,748.27 0.00 0.00 7,423,000.00
NB-3 120,527.00 120,527.00 0.00 0.00 21,430,159.00
NB-4 22,609.19 22,609.19 0.00 0.00 4,020,000.00
NB-5 59,053.86 59,053.86 0.00 0.00 10,500,000.00
NB-6 2,669.67 2,669.67 0.00 0.00 0.00
NB-7 48,816.79 419,371.89 0.00 0.00 8,783,934.20
NB-8 72,192.68 479,263.35 0.00 0.00 13,796,847.96
NB-9 7,692.66 7,692.66 0.00 0.00 0.00
A-P 0.00 57.53 0.00 0.00 56,454.31
A-V 179,514.64 179,514.64 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 48,716.45 55,842.33 0.00 0.00 8,656,782.09
M-2 22,143.08 25,382.01 0.00 0.00 3,934,766.83
M-3 17,715.57 20,306.87 0.00 0.00 3,148,010.14
B-1 9,742.18 11,167.19 0.00 0.00 1,731,159.73
B-2 5,313.01 6,090.16 0.00 0.00 944,107.99
B-3 7,087.35 8,124.03 0.00 0.00 1,211,799.17
- -------------------------------------------------------------------------------
1,647,418.38 4,928,379.19 0.00 0.00 257,775,923.37
===============================================================================
Run: 04/25/00 15:14:33
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12(POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4321
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 824.600935 9.114618 4.808131 13.922749 0.000000 815.486317
CB-2 824.600932 9.114618 0.000000 9.114618 0.000000 815.486314
NB-1 542.252209 27.832207 3.049722 30.881929 0.000000 514.420002
NB-2 1000.000000 0.000000 5.624178 5.624178 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.624177 5.624177 0.000000 1000.000000
NB-4 1000.000000 0.000000 5.624177 5.624177 0.000000 1000.000000
NB-5 1000.000000 0.000000 5.624177 5.624177 0.000000 1000.000000
NB-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-7 600.333746 24.300289 3.201311 27.501600 0.000000 576.033458
NB-8 679.645851 19.477998 3.454360 22.932358 0.000000 660.167853
NB-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-P 973.302984 0.990804 0.000000 0.990804 0.000000 972.312180
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 984.255379 0.809529 5.534388 6.343917 0.000000 983.445850
M-2 984.255376 0.809530 5.534386 6.343916 0.000000 983.445846
M-3 984.255370 0.809528 5.534386 6.343914 0.000000 983.445842
B-1 984.255377 0.809527 5.534386 6.343913 0.000000 983.445850
B-2 984.255354 0.809531 5.534385 6.343916 0.000000 983.445823
B-3 984.255423 0.809525 5.534388 6.343913 0.000000 946.272899
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 54,036.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,713.18
SUBSERVICER ADVANCES THIS MONTH 38,955.60
MASTER SERVICER ADVANCES THIS MONTH 1,488.26
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 3,132,968.50
(B) TWO MONTHLY PAYMENTS: 3 526,455.97
(C) THREE OR MORE MONTHLY PAYMENTS: 8 926,746.09
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 733,309.58
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 257,775,923.38
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,850
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 194,353.21
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,987,535.50
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.43715160 % 6.03303100 % 1.50817380 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.38450010 % 6.10590735 % 1.50825500 %
BANKRUPTCY AMOUNT AVAILABLE 160,187.00
FRAUD AMOUNT AVAILABLE 2,721,661.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,721,661.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.90008900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 334.79
POOL TRADING FACTOR: 80.53322777
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 35,986.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,713.18
SUBSERVICER ADVANCES THIS MONTH 22,225.63
MASTER SERVICER ADVANCES THIS MONTH 1,488.26
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 1,832,274.79
(B) TWO MONTHLY PAYMENTS: 1 54,568.55
(C) THREE OR MORE MONTHLY PAYMENTS: 7 694,621.63
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 443,161.84
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 171,781,662.64
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,570
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 194,353.21
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,566,301.86
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.63619930 % 6.03303100 % 1.50817380 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.59134650 % 6.10590735 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.97332042
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 333.70
POOL TRADING FACTOR: 82.57067300
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,049.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 16,729.97
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 1,300,693.71
(B) TWO MONTHLY PAYMENTS: 2 471,887.42
(C) THREE OR MORE MONTHLY PAYMENTS: 1 232,124.46
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 290,147.74
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 85,994,260.74
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 280
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,421,233.64
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.10185930 % 6.03303100 % 1.50817380 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.97129570 % 6.10590735 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75380273
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 336.96
POOL TRADING FACTOR: 76.75013825
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13(POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4322
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 112,514,000.00 94,104,134.50 6.500000 % 958,472.80
NB 37,758,000.00 28,493,695.20 6.500000 % 124,426.11
A-P 53,454.22 49,819.37 0.000000 % 203.99
A-V 0.00 0.00 0.844552 % 0.00
R 100.00 0.00 6.500000 % 0.00
M-1 4,083,000.00 3,838,021.63 6.500000 % 14,766.30
M-2 706,500.00 664,110.29 6.500000 % 2,555.08
M-3 628,000.00 590,320.26 6.500000 % 2,271.18
B-1 471,000.00 442,740.21 6.500000 % 1,703.39
B-2 314,000.00 295,160.13 6.500000 % 1,135.59
B-3 471,221.05 442,947.98 6.500000 % 1,704.19
- -------------------------------------------------------------------------------
156,999,275.27 128,920,949.57 1,107,238.63
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 509,413.34 1,467,886.14 0.00 0.00 93,145,661.70
NB 154,244.75 278,670.86 0.00 0.00 28,369,269.09
A-P 0.00 203.99 0.00 0.00 49,615.38
A-V 90,677.22 90,677.22 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 20,776.34 35,542.64 0.00 0.00 3,823,255.33
M-2 3,595.02 6,150.10 0.00 0.00 661,555.21
M-3 3,195.58 5,466.76 0.00 0.00 588,049.08
B-1 2,396.69 4,100.08 0.00 0.00 441,036.82
B-2 1,597.78 2,733.37 0.00 0.00 294,024.54
B-3 2,397.81 4,102.00 0.00 0.00 441,243.79
- -------------------------------------------------------------------------------
788,294.53 1,895,533.16 0.00 0.00 127,813,710.94
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 836.377113 8.518698 4.527555 13.046253 0.000000 827.858415
NB 754.639949 3.295358 4.085088 7.380446 0.000000 751.344592
A-P 932.000691 3.816214 0.000000 3.816214 0.000000 928.184477
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 940.000399 3.616532 5.088499 8.705031 0.000000 936.383867
M-2 940.000410 3.616532 5.088493 8.705025 0.000000 936.383878
M-3 940.000414 3.616529 5.088503 8.705032 0.000000 936.383885
B-1 940.000446 3.616539 5.088514 8.705053 0.000000 936.383907
B-2 940.000414 3.616529 5.088471 8.705000 0.000000 936.383885
B-3 940.000410 3.616540 5.088504 8.705044 0.000000 936.383875
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 26,795.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,566.36
SUBSERVICER ADVANCES THIS MONTH 20,598.71
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 1,402,435.16
(B) TWO MONTHLY PAYMENTS: 1 31,489.66
(C) THREE OR MORE MONTHLY PAYMENTS: 3 295,743.34
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 366,206.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 127,813,710.94
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,273
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 611,224.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.13211340 % 3.95005800 % 0.91594760 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.10882560 % 3.96894792 % 0.92068520 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,370,649.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,562,110.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.67114000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 154.39
POOL TRADING FACTOR: 81.41038277
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,527.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,543.56
SUBSERVICER ADVANCES THIS MONTH 20,598.71
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 1,402,435.16
(B) TWO MONTHLY PAYMENTS: 1 31,489.66
(C) THREE OR MORE MONTHLY PAYMENTS: 3 295,743.34
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 366,206.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 97,840,501.87
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,179
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 596,966.01
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.23017460 % 3.95005800 % 0.91594760 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.20153710 % 3.96894792 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.72741296
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 154.08
POOL TRADING FACTOR: 83.24628382
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 6,268.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,022.80
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 29,973,209.07
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 94
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 14,258.46
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.65277890 % 3.95005800 % 0.91594760 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.64875460 % 3.96894793 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.48744959
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 155.42
POOL TRADING FACTOR: 75.94325702
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS14(POOL # 4335)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4335
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FYK3 104,208,000.00 88,256,364.02 6.750000 % 3,146,710.90
A-2 76110FYL1 97,975,000.00 64,267,798.26 6.500000 % 298,954.96
A-3 76110FYM9 46,000,000.00 30,174,214.38 6.250000 % 140,361.58
A-4 76110FYN7 37,995,000.00 24,923,245.07 8.000000 % 115,935.62
A-5 76110FYP2 25,759,000.00 25,759,000.00 6.750000 % 0.00
A-6 76110FYQ0 88,071,000.00 88,071,000.00 6.750000 % 0.00
A-P 76110FYR8 95,321.30 89,174.41 0.000000 % 101.91
A-V 76110FYS6 0.00 0.00 0.807191 % 0.00
R 76110FYT4 100.00 0.00 6.750000 % 0.00
M-1 76110FYU1 12,410,000.00 12,232,589.23 6.750000 % 10,080.12
M-2 76110FYV9 5,563,000.00 5,483,472.52 6.750000 % 4,518.59
M-3 76110FYW7 4,279,000.00 4,217,828.30 6.750000 % 3,475.65
B-1 76110FYX5 2,567,500.00 2,530,795.57 6.750000 % 2,085.47
B-2 76110FYY3 1,283,800.00 1,265,447.07 6.750000 % 1,042.78
B-3 76110FYZ0 1,711,695.86 1,687,225.79 6.750000 % 1,390.33
- -------------------------------------------------------------------------------
427,918,417.16 348,958,154.62 3,724,657.91
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 496,301.66 3,643,012.56 0.00 0.00 85,109,653.12
A-2 348,018.79 646,973.75 0.00 0.00 63,968,843.30
A-3 157,112.93 297,474.51 0.00 0.00 30,033,852.80
A-4 166,107.98 282,043.60 0.00 0.00 24,807,309.45
A-5 144,853.40 144,853.40 0.00 0.00 25,759,000.00
A-6 495,259.28 495,259.28 0.00 0.00 88,071,000.00
A-P 0.00 101.91 0.00 0.00 89,072.50
A-V 234,663.44 234,663.44 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 68,788.85 78,868.97 0.00 0.00 12,222,509.11
M-2 30,835.81 35,354.40 0.00 0.00 5,478,953.93
M-3 23,718.57 27,194.22 0.00 0.00 4,214,352.65
B-1 14,231.70 16,317.17 0.00 0.00 2,528,710.10
B-2 7,116.13 8,158.91 0.00 0.00 1,264,404.29
B-3 9,487.97 10,878.30 0.00 0.00 1,685,835.46
- -------------------------------------------------------------------------------
2,196,496.51 5,921,154.42 0.00 0.00 345,233,496.71
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 846.925035 30.196443 4.762606 34.959049 0.000000 816.728592
A-2 655.961197 3.051339 3.552118 6.603457 0.000000 652.909858
A-3 655.961182 3.051339 3.415498 6.466837 0.000000 652.909844
A-4 655.961181 3.051339 4.371838 7.423177 0.000000 652.909842
A-5 1000.000000 0.000000 5.623409 5.623409 0.000000 1000.000000
A-6 1000.000000 0.000000 5.623409 5.623409 0.000000 1000.000000
A-P 935.513993 1.069121 0.000000 1.069121 0.000000 934.444872
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 985.704209 0.812258 5.543018 6.355276 0.000000 984.891951
M-2 985.704210 0.812258 5.543018 6.355276 0.000000 984.891952
M-3 985.704207 0.812258 5.543017 6.355275 0.000000 984.891949
B-1 985.704214 0.812257 5.543019 6.355276 0.000000 984.891957
B-2 985.704214 0.812260 5.543021 6.355281 0.000000 984.891954
B-3 985.704195 0.812259 5.543023 6.355282 0.000000 984.891941
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS14 (POOL # 4335)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4335
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 72,255.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,459.00
SUBSERVICER ADVANCES THIS MONTH 49,028.62
MASTER SERVICER ADVANCES THIS MONTH 1,134.91
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 34 4,025,714.09
(B) TWO MONTHLY PAYMENTS: 5 791,679.23
(C) THREE OR MORE MONTHLY PAYMENTS: 12 1,701,650.26
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 329,118.50
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 345,233,496.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,708
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 149,389.57
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,437,087.56
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.14107300 % 6.28714300 % 1.57178450 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.06281090 % 6.34811393 % 1.58743690 %
BANKRUPTCY AMOUNT AVAILABLE 181,420.00
FRAUD AMOUNT AVAILABLE 3,662,072.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,662,072.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.88385499
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 335.46
POOL TRADING FACTOR: 80.67741019
................................................................................
Run: 04/25/00 15:14:34 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15(POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4336
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 250,018,000.00 209,259,559.39 6.500000 % 2,678,192.13
NB 150,029,000.00 120,388,674.94 6.500000 % 1,703,797.00
A-V 0.00 0.00 0.996508 % 0.00
R 100.00 0.00 6.500000 % 0.00
M-1 14,626,000.00 14,435,775.47 6.500000 % 11,971.96
M-2 5,377,000.00 5,307,067.19 6.500000 % 4,401.29
M-3 4,517,000.00 4,458,252.29 6.500000 % 3,697.34
B-1 2,581,000.00 2,547,431.73 6.500000 % 2,112.65
B-2 1,290,500.00 1,273,715.85 6.500000 % 1,056.33
B-3 1,720,903.67 1,698,521.76 6.500000 % 1,408.63
- -------------------------------------------------------------------------------
430,159,503.67 359,368,998.62 4,406,637.33
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 1,133,142.95 3,811,335.08 0.00 0.00 206,581,367.26
NB 652,003.27 2,355,800.27 0.00 0.00 118,684,877.94
A-V 298,353.55 298,353.55 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 78,171.00 90,142.96 0.00 0.00 14,423,803.51
M-2 28,738.24 33,139.53 0.00 0.00 5,302,665.90
M-3 24,141.84 27,839.18 0.00 0.00 4,454,554.95
B-1 13,794.57 15,907.22 0.00 0.00 2,545,319.08
B-2 6,897.28 7,953.61 0.00 0.00 1,272,659.52
B-3 9,197.65 10,606.28 0.00 0.00 1,697,113.13
- -------------------------------------------------------------------------------
2,244,440.35 6,651,077.68 0.00 0.00 354,962,361.29
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 836.977975 10.711997 4.532245 15.244242 0.000000 826.265978
NB 802.436029 11.356451 4.345848 15.702299 0.000000 791.079578
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 986.994084 0.818540 5.344660 6.163200 0.000000 986.175544
M-2 986.994084 0.818540 5.344661 6.163201 0.000000 986.175544
M-3 986.994087 0.818539 5.344662 6.163201 0.000000 986.175548
B-1 986.994084 0.818539 5.344661 6.163200 0.000000 986.175544
B-2 986.994072 0.818543 5.344657 6.163200 0.000000 986.175529
B-3 986.994095 0.818541 5.344663 6.163204 0.000000 986.175554
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:14:34 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 74,468.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,061.73
SUBSERVICER ADVANCES THIS MONTH 67,456.34
MASTER SERVICER ADVANCES THIS MONTH 2,828.99
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 38 5,474,754.14
(B) TWO MONTHLY PAYMENTS: 7 1,089,226.94
(C) THREE OR MORE MONTHLY PAYMENTS: 10 2,114,961.46
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 776,995.53
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 354,962,361.29
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,600
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 406,638.68
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,108,710.18
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.72973620 % 6.73433000 % 1.53593360 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.63400990 % 6.81227843 % 1.55371170 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.79682400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 336.79
POOL TRADING FACTOR: 82.51877693
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 47,188.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,531.83
SUBSERVICER ADVANCES THIS MONTH 38,544.93
MASTER SERVICER ADVANCES THIS MONTH 697.49
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 3,752,792.38
(B) TWO MONTHLY PAYMENTS: 5 560,568.14
(C) THREE OR MORE MONTHLY PAYMENTS: 7 957,898.25
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 99,790.15
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 225,135,109.92
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,196
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 94,831.24
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,507,188.23
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.84960670 % 0.00000000 % 1.53593360 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.75884090 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.90288117
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 336.12
POOL TRADING FACTOR: 83.74406692
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 27,280.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 529.90
SUBSERVICER ADVANCES THIS MONTH 28,911.41
MASTER SERVICER ADVANCES THIS MONTH 2,131.50
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,721,961.76
(B) TWO MONTHLY PAYMENTS: 2 528,658.80
(C) THREE OR MORE MONTHLY PAYMENTS: 3 1,157,063.21
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 677,205.38
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 129,827,251.37
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 404
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 311,807.44
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,601,521.95
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.52212020 % 0.00000000 % 1.53593360 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.41753880 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.61290948
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 337.96
POOL TRADING FACTOR: 80.47688221
................................................................................
Run: 04/25/00 15:09:36 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS16(POOL # 4337)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4337
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FZA4 109,739,000.00 94,326,135.56 6.500000 % 1,180,945.69
A-P 76110FZB2 32,286.88 30,083.59 0.000000 % 121.56
A-V 76110FZC0 0.00 0.00 0.753315 % 0.00
R 76110FZD8 100.00 0.00 6.500000 % 0.00
M-1 76110FZE6 3,276,000.00 3,102,691.54 6.500000 % 11,573.90
M-2 76110FZF3 517,300.00 489,933.56 6.500000 % 1,827.59
M-3 76110FZG1 459,700.00 435,380.74 6.500000 % 1,624.09
B-1 76110FZH9 344,800.00 326,559.23 6.500000 % 1,218.16
B-2 76110FZJ5 229,800.00 217,642.99 6.500000 % 811.87
B-3 76110FZK2 344,884.43 326,639.17 6.500000 % 1,218.45
- -------------------------------------------------------------------------------
114,943,871.31 99,255,066.38 1,199,341.31
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 510,381.14 1,691,326.83 0.00 0.00 93,145,189.87
A-P 0.00 121.56 0.00 0.00 29,962.03
A-V 62,241.26 62,241.26 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 16,788.09 28,361.99 0.00 0.00 3,091,117.64
M-2 2,650.94 4,478.53 0.00 0.00 488,105.97
M-3 2,355.76 3,979.85 0.00 0.00 433,756.65
B-1 1,766.95 2,985.11 0.00 0.00 325,341.07
B-2 1,177.63 1,989.50 0.00 0.00 216,831.12
B-3 1,767.39 2,985.84 0.00 0.00 325,420.72
- -------------------------------------------------------------------------------
599,129.16 1,798,470.47 0.00 0.00 98,055,725.07
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 859.549801 10.761404 4.650864 15.412268 0.000000 848.788397
A-P 931.758968 3.764997 0.000000 3.764997 0.000000 927.993972
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 947.097540 3.532937 5.124570 8.657507 0.000000 943.564603
M-2 947.097545 3.532940 5.124570 8.657510 0.000000 943.564605
M-3 947.097542 3.532935 5.124559 8.657494 0.000000 943.564607
B-1 947.097535 3.532947 5.124565 8.657512 0.000000 943.564588
B-2 947.097433 3.532942 5.124587 8.657529 0.000000 943.564491
B-3 947.097467 3.532923 5.124586 8.657509 0.000000 943.564544
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:36 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS16 (POOL # 4337)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4337
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,554.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,040.34
SUBSERVICER ADVANCES THIS MONTH 5,181.98
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 246,472.88
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 116,865.52
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 159,113.99
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 98,055,725.07
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,096
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 829,088.19
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.06288930 % 4.05946700 % 0.87764330 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.02113220 % 4.09255070 % 0.88506620 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,031,018.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,254,202.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.57818303
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 156.74
POOL TRADING FACTOR: 85.30748439
................................................................................
Run: 04/25/00 15:14:34 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17(POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4347
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FZX4 12,110,000.00 4,766,174.34 6.500000 % 516,863.32
A-2 76110FZY2 100,000,000.00 77,808,963.24 6.500000 % 1,561,819.88
A-3 76110FZZ9 33,937,000.00 27,349,433.32 6.500000 % 463,637.31
A-4 76110FA29 25,000,000.00 25,000,000.00 6.500000 % 0.00
A-5 76110FA37 14,321,000.00 14,321,000.00 6.500000 % 0.00
A-6 76110FA45 723,000.00 723,000.00 6.500000 % 0.00
A-7 76110FA52 15,000,000.00 15,000,000.00 6.500000 % 0.00
A-8 76110FC76 24,000,000.00 24,000,000.00 6.500000 % 0.00
CB 76110FA60 200,070,000.00 170,592,028.64 6.500000 % 2,307,100.98
NB-1 76110FA78 73,215,000.00 59,988,265.90 6.500000 % 1,558,396.18
NB-2 76110FA86 2,000,000.00 2,000,000.00 6.500000 % 0.00
NB-3 76110FA94 4,725,000.00 4,725,000.00 6.500000 % 0.00
NB-4 76110FB28 4,735,000.00 4,735,000.00 6.500000 % 0.00
NB-5 76110FB36 2,800,000.00 2,800,000.00 6.500000 % 0.00
NB-6 76110FB44 2,664,000.00 2,664,000.00 6.500000 % 0.00
NB-7 76110FB51 10,000,000.00 10,000,000.00 6.500000 % 0.00
A-P 76110FB69 60,240.84 59,191.53 0.000000 % 70.31
A-V 76110FB77 0.00 0.00 0.951144 % 0.00
R 76110FB85 100.00 0.00 6.500000 % 0.00
M-1 76110FB93 19,207,000.00 18,973,450.93 6.500000 % 15,718.47
M-2 76110FC27 7,062,000.00 6,976,129.02 6.500000 % 5,779.34
M-3 76110FC35 5,932,000.00 5,859,869.38 6.500000 % 4,854.58
B-1 76110FC43 3,389,000.00 3,347,791.17 6.500000 % 2,773.46
B-2 76110FC50 1,694,000.00 1,673,401.67 6.500000 % 1,386.32
B-3 76110FC68 2,259,938.31 2,232,580.04 6.500000 % 1,849.57
- -------------------------------------------------------------------------------
564,904,279.15 485,595,279.18 6,440,249.72
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 25,802.63 542,665.95 0.00 0.00 4,249,311.02
A-2 421,234.30 1,983,054.18 0.00 0.00 76,247,143.36
A-3 148,061.59 611,698.90 0.00 0.00 26,885,796.01
A-4 135,342.47 135,342.47 0.00 0.00 25,000,000.00
A-5 77,529.58 77,529.58 0.00 0.00 14,321,000.00
A-6 3,914.10 3,914.10 0.00 0.00 723,000.00
A-7 81,205.48 81,205.48 0.00 0.00 15,000,000.00
A-8 129,928.77 129,928.77 0.00 0.00 24,000,000.00
CB 923,704.45 3,230,805.43 0.00 0.00 168,284,927.66
NB-1 324,901.95 1,883,298.13 0.00 0.00 58,429,869.72
NB-2 10,832.18 10,832.18 0.00 0.00 2,000,000.00
NB-3 25,591.03 25,591.03 0.00 0.00 4,725,000.00
NB-4 25,645.20 25,645.20 0.00 0.00 4,735,000.00
NB-5 15,165.06 15,165.06 0.00 0.00 2,800,000.00
NB-6 14,428.47 14,428.47 0.00 0.00 2,664,000.00
NB-7 54,160.92 54,160.92 0.00 0.00 10,000,000.00
A-P 0.00 70.31 0.00 0.00 59,121.22
A-V 384,741.91 384,741.91 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 102,725.95 118,444.42 0.00 0.00 18,957,732.46
M-2 37,770.12 43,549.46 0.00 0.00 6,970,349.68
M-3 31,726.47 36,581.05 0.00 0.00 5,855,014.80
B-1 18,125.59 20,899.05 0.00 0.00 3,345,017.71
B-2 9,060.12 10,446.44 0.00 0.00 1,672,015.35
B-3 12,087.62 13,937.19 0.00 0.00 2,230,730.47
- -------------------------------------------------------------------------------
3,013,685.96 9,453,935.68 0.00 0.00 479,155,029.46
===============================================================================
Run: 04/25/00 15:14:34
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17(POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4347
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 393.573438 42.680704 2.130688 44.811392 0.000000 350.892735
A-2 778.089632 15.618199 4.212343 19.830542 0.000000 762.471434
A-3 805.888361 13.661706 4.362837 18.024543 0.000000 792.226656
A-4 1000.000000 0.000000 5.413699 5.413699 0.000000 1000.000000
A-5 1000.000000 0.000000 5.413699 5.413699 0.000000 1000.000000
A-6 1000.000000 0.000000 5.413699 5.413699 0.000000 1000.000000
A-7 1000.000000 0.000000 5.413699 5.413699 0.000000 1000.000000
A-8 1000.000000 0.000000 5.413699 5.413699 0.000000 1000.000000
CB 852.661712 11.531469 4.616906 16.148375 0.000000 841.130243
NB-1 819.343931 21.285204 4.437642 25.722846 0.000000 798.058727
NB-2 1000.000000 0.000000 5.416090 5.416090 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.416092 5.416092 0.000000 1000.000000
NB-4 1000.000000 0.000000 5.416092 5.416092 0.000000 1000.000000
NB-5 1000.000000 0.000000 5.416093 5.416093 0.000000 1000.000000
NB-6 1000.000000 0.000000 5.416092 5.416092 0.000000 1000.000000
NB-7 1000.000000 0.000000 5.416092 5.416092 0.000000 1000.000000
A-P 982.581418 1.167120 0.000000 1.167120 0.000000 981.414298
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 987.840419 0.818372 5.348360 6.166732 0.000000 987.022047
M-2 987.840416 0.818372 5.348360 6.166732 0.000000 987.022045
M-3 987.840421 0.818372 5.348360 6.166732 0.000000 987.022050
B-1 987.840416 0.818371 5.348360 6.166731 0.000000 987.022045
B-2 987.840419 0.818371 5.348360 6.166731 0.000000 987.022048
B-3 987.894240 0.818416 5.348650 6.167066 0.000000 987.075823
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:14:34 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 100,681.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,163.11
SUBSERVICER ADVANCES THIS MONTH 70,255.84
MASTER SERVICER ADVANCES THIS MONTH 714.61
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 37 5,456,355.57
(B) TWO MONTHLY PAYMENTS: 7 1,056,106.07
(C) THREE OR MORE MONTHLY PAYMENTS: 16 2,937,836.77
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 384,404.37
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 479,155,029.46
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3,617
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 101,215.26
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 6,038,571.81
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.94341140 % 6.55060900 % 1.49378980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.84189260 % 6.63315524 % 1.51261350 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.77836100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 337.14
POOL TRADING FACTOR: 84.82056999
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 42,561.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,876.94
SUBSERVICER ADVANCES THIS MONTH 26,467.73
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 2,187,411.83
(B) TWO MONTHLY PAYMENTS: 3 544,207.98
(C) THREE OR MORE MONTHLY PAYMENTS: 6 756,525.10
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 247,609.43
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 203,158,164.62
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,526
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,384,208.82
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.85961980 % 0.00000000 % 1.49378980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.76409460 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75780481
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 336.80
POOL TRADING FACTOR: 83.93208693
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 38,626.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,170.25
SUBSERVICER ADVANCES THIS MONTH 25,619.56
MASTER SERVICER ADVANCES THIS MONTH 714.61
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 2,273,905.20
(B) TWO MONTHLY PAYMENTS: 4 511,898.09
(C) THREE OR MORE MONTHLY PAYMENTS: 6 595,588.19
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 136,794.94
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 183,172,422.73
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,806
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 101,215.26
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,169,410.13
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.96753860 % 0.00000000 % 1.49378980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.87241460 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.91790679
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 336.84
POOL TRADING FACTOR: 85.13853278
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,493.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,115.92
SUBSERVICER ADVANCES THIS MONTH 18,168.55
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 995,038.54
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 4 1,585,723.48
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 92,824,442.11
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 285
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,484,952.86
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.07861520 % 0.00000000 % 1.49378980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.95193400 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.54798126
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 338.48
POOL TRADING FACTOR: 86.18212463
................................................................................
Run: 04/25/00 15:09:38 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1999-QS1(POOL # 4355)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4355
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FC84 49,523,000.00 14,820,808.06 6.500000 % 1,478,887.33
A-2 76110FC92 25,000,000.00 25,000,000.00 6.500000 % 0.00
A-3 76110FD26 25,001,570.00 24,658,288.85 6.500000 % 19,822.12
A-4 76110FD34 2,475,344.00 2,475,344.00 6.500000 % 0.00
A-5 76110FD42 14,025,030.00 14,025,030.00 6.500000 % 0.00
A-6 76110FD59 133,990,656.00 133,990,656.00 6.500000 % 0.00
A-P 76110FD67 16,409.82 15,793.17 0.000000 % 16.07
A-V 76110FD75 0.00 0.00 1.058576 % 0.00
R 76110FD83 100.00 0.00 6.500000 % 0.00
M-1 76110FD91 9,141,000.00 9,015,490.56 6.500000 % 7,247.30
M-2 76110FE25 3,360,700.00 3,314,556.31 6.500000 % 2,664.48
M-3 76110FE33 2,823,000.00 2,784,239.12 6.500000 % 2,238.17
B-1 76110FE41 1,613,200.00 1,591,050.14 6.500000 % 1,279.00
B-2 76110FE58 806,600.00 795,525.07 6.500000 % 639.50
B-3 76110FE66 1,075,021.18 1,060,260.72 6.500000 % 852.32
- -------------------------------------------------------------------------------
268,851,631.00 233,547,042.00 1,513,646.29
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 80,256.13 1,559,143.46 0.00 0.00 13,341,920.73
A-2 135,377.45 135,377.45 0.00 0.00 25,000,000.00
A-3 133,527.04 153,349.16 0.00 0.00 24,638,466.73
A-4 13,404.23 13,404.23 0.00 0.00 2,475,344.00
A-5 75,946.91 75,946.91 0.00 0.00 14,025,030.00
A-6 725,572.51 725,572.51 0.00 0.00 133,990,656.00
A-P 0.00 16.07 0.00 0.00 15,777.10
A-V 205,963.08 205,963.08 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 48,819.77 56,067.07 0.00 0.00 9,008,243.26
M-2 17,948.65 20,613.13 0.00 0.00 3,311,891.83
M-3 15,076.93 17,315.10 0.00 0.00 2,782,000.95
B-1 8,615.69 9,894.69 0.00 0.00 1,589,771.14
B-2 4,307.84 4,947.34 0.00 0.00 794,885.57
B-3 5,741.42 6,593.74 0.00 0.00 1,059,408.40
- -------------------------------------------------------------------------------
1,470,557.65 2,984,203.94 0.00 0.00 232,033,395.71
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 299.271209 29.862636 1.620583 31.483219 0.000000 269.408572
A-2 1000.000000 0.000000 5.415098 5.415098 0.000000 1000.000000
A-3 986.269616 0.792835 5.340746 6.133581 0.000000 985.476781
A-4 1000.000000 0.000000 5.415098 5.415098 0.000000 1000.000000
A-5 1000.000000 0.000000 5.415098 5.415098 0.000000 1000.000000
A-6 1000.000000 0.000000 5.415098 5.415098 0.000000 1000.000000
A-P 962.421891 0.979292 0.000000 0.979292 0.000000 961.442600
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 986.269616 0.792834 5.340747 6.133581 0.000000 985.476782
M-2 986.269619 0.792835 5.340747 6.133582 0.000000 985.476785
M-3 986.269614 0.792834 5.340747 6.133581 0.000000 985.476780
B-1 986.269613 0.792834 5.340745 6.133579 0.000000 985.476779
B-2 986.269613 0.792834 5.340739 6.133573 0.000000 985.476779
B-3 986.269610 0.792831 5.340751 6.133582 0.000000 985.476770
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1999-QS1 (POOL # 4355)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4355
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 48,521.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,923.93
SUBSERVICER ADVANCES THIS MONTH 43,837.27
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,690,446.93
(B) TWO MONTHLY PAYMENTS: 7 2,006,091.10
(C) THREE OR MORE MONTHLY PAYMENTS: 5 641,797.48
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 803,378.93
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 232,033,395.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,724
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,325,901.12
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.05197510 % 6.47206100 % 1.47596350 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.00655480 % 6.50860450 % 1.48439810 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,364,452.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,364,452.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.88669771
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 338.84
POOL TRADING FACTOR: 86.30537031
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2(POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4362
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FG80 18,049,000.00 296,648.97 6.500000 % 296,648.97
A-2 76110FE74 95,030,000.00 95,030,000.00 6.500000 % 1,008,613.21
A-3 76110FE82 135,727,000.00 114,419,123.65 6.500000 % 1,566,686.30
A-4 76110FE90 3,798,000.00 3,798,000.00 6.500000 % 0.00
A-5 76110FF24 5,219,000.00 5,219,000.00 6.500000 % 0.00
A-6 76110FF32 1,000,000.00 1,000,000.00 6.000000 % 0.00
A-7 76110FF40 1,000,000.00 1,000,000.00 7.000000 % 0.00
A-8 76110FF57 8,003,000.00 8,003,000.00 6.500000 % 0.00
A-9 76110FF65 32,176,000.00 32,176,000.00 6.500000 % 0.00
A-P 76110FF73 35,672.56 26,306.36 0.000000 % 25.97
A-V 76110FF81 0.00 0.00 1.031559 % 0.00
R 76110FF99 100.00 0.00 6.500000 % 0.00
M-1 76110FG23 10,297,000.00 10,181,918.46 6.500000 % 8,154.34
M-2 76110FG31 3,861,100.00 3,817,947.51 6.500000 % 3,057.66
M-3 76110FG49 3,378,500.00 3,340,741.15 6.500000 % 2,675.48
B-1 76110FG56 1,930,600.00 1,909,023.20 6.500000 % 1,528.87
B-2 76110FG64 965,300.00 954,511.59 6.500000 % 764.43
B-3 76110FG72 1,287,113.52 1,260,540.87 6.500000 % 1,009.53
- -------------------------------------------------------------------------------
321,757,386.08 282,432,761.76 2,889,164.76
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 1,606.05 298,255.02 0.00 0.00 0.00
A-2 514,490.79 1,523,104.00 0.00 0.00 94,021,386.79
A-3 619,463.17 2,186,149.47 0.00 0.00 112,852,437.35
A-4 20,562.31 20,562.31 0.00 0.00 3,798,000.00
A-5 28,255.57 28,255.57 0.00 0.00 5,219,000.00
A-6 4,997.52 4,997.52 0.00 0.00 1,000,000.00
A-7 5,830.44 5,830.44 0.00 0.00 1,000,000.00
A-8 43,328.10 43,328.10 0.00 0.00 8,003,000.00
A-9 174,200.32 174,200.32 0.00 0.00 32,176,000.00
A-P 0.00 25.97 0.00 0.00 26,280.39
A-V 242,668.00 242,668.00 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 55,124.73 63,279.07 0.00 0.00 10,173,764.12
M-2 20,670.30 23,727.96 0.00 0.00 3,814,889.85
M-3 18,086.71 20,762.19 0.00 0.00 3,338,065.67
B-1 10,335.42 11,864.29 0.00 0.00 1,907,494.33
B-2 5,167.71 5,932.14 0.00 0.00 953,747.16
B-3 6,824.55 7,834.08 0.00 0.00 1,259,531.34
- -------------------------------------------------------------------------------
1,771,611.69 4,660,776.45 0.00 0.00 279,543,597.00
===============================================================================
Run: 04/25/00 15:09:39
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2(POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4362
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 16.435757 16.435757 0.088983 16.524740 0.000000 0.000000
A-2 1000.000000 10.613629 5.413983 16.027612 0.000000 989.386371
A-3 843.009303 11.542923 4.564038 16.106961 0.000000 831.466380
A-4 1000.000000 0.000000 5.413984 5.413984 0.000000 1000.000000
A-5 1000.000000 0.000000 5.413982 5.413982 0.000000 1000.000000
A-6 1000.000000 0.000000 4.997520 4.997520 0.000000 1000.000000
A-7 1000.000000 0.000000 5.830440 5.830440 0.000000 1000.000000
A-8 1000.000000 0.000000 5.413982 5.413982 0.000000 1000.000000
A-9 1000.000000 0.000000 5.413983 5.413983 0.000000 1000.000000
A-P 737.439645 0.728011 0.000000 0.728011 0.000000 736.711635
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 988.823780 0.791914 5.353475 6.145389 0.000000 988.031866
M-2 988.823783 0.791914 5.353474 6.145388 0.000000 988.031869
M-3 988.823783 0.791914 5.353473 6.145387 0.000000 988.031869
B-1 988.823785 0.791914 5.353476 6.145390 0.000000 988.031871
B-2 988.823775 0.791909 5.353476 6.145385 0.000000 988.031866
B-3 979.354851 0.784329 5.302213 6.086542 0.000000 978.570513
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:39 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2 (POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4362
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 58,568.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,055.87
SUBSERVICER ADVANCES THIS MONTH 39,083.73
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 3,767,258.81
(B) TWO MONTHLY PAYMENTS: 2 153,121.89
(C) THREE OR MORE MONTHLY PAYMENTS: 10 1,036,770.46
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 588,444.06
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 279,543,597.00
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,098
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,662,969.42
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.39936540 % 6.14030100 % 1.46033340 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.32695390 % 6.19821732 % 1.47424600 %
BANKRUPTCY AMOUNT AVAILABLE 102,858.00
FRAUD AMOUNT AVAILABLE 5,652,626.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,826,313.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86034842
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 340.19
POOL TRADING FACTOR: 86.88024241
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3(POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4363
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FJ38 167,033,000.00 145,173,556.78 6.500000 % 1,386,393.39
A-2 76110FJ46 9,013,000.00 9,013,000.00 6.500000 % 0.00
A-3 76110FJ53 25,854,000.00 25,854,000.00 6.500000 % 0.00
A-4 76110FJ61 45,000,000.00 40,075,922.66 6.500000 % 312,300.19
A-5 76110FJ79 60,600,000.00 36,965,056.91 6.500000 % 1,499,001.08
A-6 76110FJ87 100,000,000.00 100,000,000.00 6.500000 % 0.00
A-7 76110FJ95 20,000,000.00 20,000,000.00 6.500000 % 0.00
A-8 76110FK28 47,527,000.00 47,095,811.54 6.500000 % 38,285.58
A-P 76110FK36 12,443.31 11,452.56 0.000000 % 308.63
A-V 76110FK44 0.00 0.00 1.012458 % 0.00
R 76110FK51 100.00 0.00 6.500000 % 0.00
M-1 76110FK69 16,301,800.00 16,154,448.00 6.500000 % 13,132.43
M-2 76110FK77 6,113,300.00 6,058,041.89 6.500000 % 4,924.76
M-3 76110FK85 5,349,000.00 5,300,650.39 6.500000 % 4,309.06
B-1 76110FK93 3,056,500.00 3,028,872.30 6.500000 % 2,462.26
B-2 76110FL27 1,528,300.00 1,514,485.68 6.500000 % 1,231.17
B-3 76110FL35 2,037,744.61 1,981,289.36 6.500000 % 1,610.64
- -------------------------------------------------------------------------------
509,426,187.92 458,226,588.07 3,263,959.19
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 786,025.30 2,172,418.69 0.00 0.00 143,787,163.39
A-2 48,799.84 48,799.84 0.00 0.00 9,013,000.00
A-3 139,983.47 139,983.47 0.00 0.00 25,854,000.00
A-4 216,986.41 529,286.60 0.00 0.00 39,763,622.47
A-5 200,142.99 1,699,144.07 0.00 0.00 35,466,055.83
A-6 541,438.35 541,438.35 0.00 0.00 100,000,000.00
A-7 108,287.67 108,287.67 0.00 0.00 20,000,000.00
A-8 254,994.78 293,280.36 0.00 0.00 47,057,525.96
A-P 0.00 308.63 0.00 0.00 11,143.93
A-V 386,449.60 386,449.60 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 87,466.38 100,598.81 0.00 0.00 16,141,315.57
M-2 32,800.56 37,725.32 0.00 0.00 6,053,117.13
M-3 28,699.76 33,008.82 0.00 0.00 5,296,341.33
B-1 16,399.47 18,861.73 0.00 0.00 3,026,410.04
B-2 8,200.00 9,431.17 0.00 0.00 1,513,254.51
B-3 10,727.46 12,338.10 0.00 0.00 1,979,678.72
- -------------------------------------------------------------------------------
2,867,402.04 6,131,361.23 0.00 0.00 454,962,628.88
===============================================================================
Run: 04/25/00 15:09:40
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3(POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4363
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 869.130991 8.300117 4.705808 13.005925 0.000000 860.830874
A-2 1000.000000 0.000000 5.414384 5.414384 0.000000 1000.000000
A-3 1000.000000 0.000000 5.414383 5.414383 0.000000 1000.000000
A-4 890.576059 6.940004 4.821920 11.761924 0.000000 883.636055
A-5 609.984437 24.735991 3.302690 28.038681 0.000000 585.248446
A-6 1000.000000 0.000000 5.414384 5.414384 0.000000 1000.000000
A-7 1000.000000 0.000000 5.414384 5.414384 0.000000 1000.000000
A-8 990.927505 0.805554 5.365261 6.170815 0.000000 990.121951
A-P 920.378902 24.802886 0.000000 24.802886 0.000000 895.576016
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 990.960998 0.805582 5.365443 6.171025 0.000000 990.155417
M-2 990.961001 0.805581 5.365443 6.171024 0.000000 990.155420
M-3 990.961000 0.805582 5.365444 6.171026 0.000000 990.155418
B-1 990.961001 0.805582 5.365441 6.171023 0.000000 990.155420
B-2 990.960989 0.805581 5.365439 6.171020 0.000000 990.155408
B-3 972.295228 0.790408 5.264379 6.054787 0.000000 971.504825
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:40 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3 (POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4363
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 95,054.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 20,306.41
SUBSERVICER ADVANCES THIS MONTH 64,800.99
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 55 5,893,835.01
(B) TWO MONTHLY PAYMENTS: 6 525,788.19
(C) THREE OR MORE MONTHLY PAYMENTS: 12 2,048,313.80
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 584,245.95
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 454,962,628.88
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3,926
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,891,449.56
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.57165790 % 6.00441500 % 1.42392660 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.52445190 % 6.04242465 % 1.43297550 %
BANKRUPTCY AMOUNT AVAILABLE 181,971.00
FRAUD AMOUNT AVAILABLE 4,559,310.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,559,310.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.84160301
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 339.55
POOL TRADING FACTOR: 89.30884192
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS4(POOL # 4364)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4364
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FG98 200,000,000.00 178,988,450.20 6.250000 % 1,573,861.22
A-P 76110FH22 33,549.74 31,002.39 0.000000 % 180.38
A-V 76110FH30 0.00 0.00 0.897993 % 0.00
R 76110FH48 100.00 0.00 6.250000 % 0.00
M-1 76110FH55 5,865,400.00 5,630,838.00 6.250000 % 20,633.39
M-2 76110FH63 942,600.00 904,904.66 6.250000 % 3,315.89
M-3 76110FH71 942,600.00 904,904.66 6.250000 % 3,315.89
B-1 76110FH89 628,400.00 603,269.78 6.250000 % 2,210.59
B-2 76110FH97 523,700.00 502,756.81 6.250000 % 1,842.28
B-3 76110FJ20 523,708.79 502,765.28 6.250000 % 1,842.32
- -------------------------------------------------------------------------------
209,460,058.53 188,068,891.78 1,607,201.96
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 931,289.92 2,505,151.14 0.00 0.00 177,414,588.98
A-P 0.00 180.38 0.00 0.00 30,822.01
A-V 140,594.98 140,594.98 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 29,297.66 49,931.05 0.00 0.00 5,610,204.61
M-2 4,708.29 8,024.18 0.00 0.00 901,588.77
M-3 4,708.29 8,024.18 0.00 0.00 901,588.77
B-1 3,138.86 5,349.45 0.00 0.00 601,059.19
B-2 2,615.89 4,458.17 0.00 0.00 500,914.53
B-3 2,615.93 4,458.25 0.00 0.00 500,922.96
- -------------------------------------------------------------------------------
1,118,969.82 2,726,171.78 0.00 0.00 186,461,689.82
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 894.942251 7.869306 4.656450 12.525756 0.000000 887.072945
A-P 924.072437 5.376495 0.000000 5.376495 0.000000 918.695942
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 960.009207 3.517815 4.994998 8.512813 0.000000 956.491392
M-2 960.009187 3.517812 4.995003 8.512815 0.000000 956.491375
M-3 960.009187 3.517812 4.995003 8.512815 0.000000 956.491375
B-1 960.009198 3.517807 4.995003 8.512810 0.000000 956.491391
B-2 960.009185 3.517816 4.995016 8.512832 0.000000 956.491369
B-3 960.009245 3.517814 4.995009 8.512823 0.000000 956.491412
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:40 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS4 (POOL # 4364)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4364
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 39,075.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,692.28
SUBSERVICER ADVANCES THIS MONTH 27,847.99
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 2,477,647.24
(B) TWO MONTHLY PAYMENTS: 2 321,195.13
(C) THREE OR MORE MONTHLY PAYMENTS: 3 142,622.85
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 186,461,689.82
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,935
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 918,034.97
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.18743840 % 3.95699400 % 0.85556790 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.16374140 % 3.97582053 % 0.85978070 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,872,766.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,872,766.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.47640618
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 159.99
POOL TRADING FACTOR: 89.02016505
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5(POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4372
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FL50 166,515,517.00 152,594,138.06 7.250000 % 1,929,117.82
CB-P 76110FL68 12,334,483.00 11,303,269.72 0.000000 % 142,897.62
NB-1 76110FL76 36,987,960.00 30,294,863.06 6.750000 % 336,795.71
NB-2 76110FL84 3,534,000.00 3,534,000.00 6.750000 % 0.00
NB-3 76110FL92 9,618,710.00 9,618,710.00 6.750000 % 0.00
NB-4 76110FM26 21,500,000.00 13,599,999.36 6.750000 % 397,521.00
NB-5 76110FM34 24,546,330.00 24,546,330.00 6.750000 % 0.00
A-P 76110FM42 248,854.76 232,819.57 0.000000 % 5,781.26
A-V 76110FM59 0.00 0.00 0.795199 % 0.00
R 76110FM67 100.00 0.00 6.750000 % 0.00
M-1 76110FM75 9,620,300.00 9,541,266.17 6.750000 % 10,899.53
M-2 76110FM83 3,848,100.00 3,816,486.64 6.750000 % 4,359.79
M-3 76110FM91 3,256,100.00 3,229,350.10 6.750000 % 3,689.07
B-1 76110FN25 1,924,100.00 1,908,292.91 6.750000 % 2,179.95
B-2 76110FN33 888,100.00 880,803.99 6.750000 % 1,006.19
B-3 76110FN41 1,183,701.20 1,173,962.82 6.750000 % 1,181.19
- -------------------------------------------------------------------------------
296,006,355.96 266,274,292.40 2,835,429.13
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 921,732.44 2,850,850.26 0.00 0.00 150,665,020.24
CB-P 0.00 142,897.62 0.00 0.00 11,160,372.10
NB-1 170,370.05 507,165.76 0.00 0.00 29,958,067.35
NB-2 19,874.25 19,874.25 0.00 0.00 3,534,000.00
NB-3 54,093.00 54,093.00 0.00 0.00 9,618,710.00
NB-4 76,482.69 474,003.69 0.00 0.00 13,202,478.36
NB-5 138,041.87 138,041.87 0.00 0.00 24,546,330.00
A-P 0.00 5,781.26 0.00 0.00 227,038.31
A-V 176,413.20 176,413.20 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 53,656.70 64,556.23 0.00 0.00 9,530,366.64
M-2 21,462.57 25,822.36 0.00 0.00 3,812,126.85
M-3 18,160.72 21,849.79 0.00 0.00 3,225,661.03
B-1 10,731.57 12,911.52 0.00 0.00 1,906,112.96
B-2 4,953.33 5,959.52 0.00 0.00 879,797.80
B-3 6,601.95 7,783.14 0.00 0.00 1,172,781.62
- -------------------------------------------------------------------------------
1,672,574.34 4,508,003.47 0.00 0.00 263,438,863.26
===============================================================================
Run: 04/25/00 15:14:36
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5(POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4372
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 916.395906 11.585214 5.535415 17.120629 0.000000 904.810692
CB-P 916.395906 11.585214 0.000000 11.585214 0.000000 904.810692
NB-1 819.046605 9.105550 4.606095 13.711645 0.000000 809.941055
NB-2 1000.000000 0.000000 5.623727 5.623727 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.623727 5.623727 0.000000 1000.000000
NB-4 632.558110 18.489349 3.557334 22.046683 0.000000 614.068761
NB-5 1000.000000 0.000000 5.623727 5.623727 0.000000 1000.000000
A-P 935.564062 23.231470 0.000000 23.231470 0.000000 912.332591
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 991.784681 1.132972 5.577446 6.710418 0.000000 990.651709
M-2 991.784683 1.132972 5.577446 6.710418 0.000000 990.651711
M-3 991.784681 1.132972 5.577445 6.710417 0.000000 990.651709
B-1 991.784684 1.132971 5.577449 6.710420 0.000000 990.651713
B-2 991.784698 1.132969 5.577446 6.710415 0.000000 990.651728
B-3 991.772941 0.997879 5.577379 6.575258 0.000000 990.775055
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:14:36 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 55,201.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,224.04
SUBSERVICER ADVANCES THIS MONTH 47,697.67
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 4,517,964.25
(B) TWO MONTHLY PAYMENTS: 6 933,709.50
(C) THREE OR MORE MONTHLY PAYMENTS: 3 786,336.21
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 433,318.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 263,438,863.26
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,938
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,531,277.61
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 96,024.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.27557930 % 6.22932900 % 1.48833730 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.20139640 % 6.28918388 % 1.50399490 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 5,920,127.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,960,064.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86843100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 342.61
POOL TRADING FACTOR: 88.99770493
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 36,728.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,877.35
SUBSERVICER ADVANCES THIS MONTH 30,690.79
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 3,341,377.62
(B) TWO MONTHLY PAYMENTS: 5 605,867.11
(C) THREE OR MORE MONTHLY PAYMENTS: 2 292,268.24
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 31,253.90
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 175,245,364.35
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,713
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,862,868.36
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 96,024.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.46362760 % 6.22932900 % 1.48833730 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.38366540 % 6.28918388 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 5,920,127.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,960,064.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.95764009
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 343.04
POOL TRADING FACTOR: 91.08114622
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,473.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,346.69
SUBSERVICER ADVANCES THIS MONTH 17,006.88
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 1,176,586.63
(B) TWO MONTHLY PAYMENTS: 1 327,842.39
(C) THREE OR MORE MONTHLY PAYMENTS: 1 494,067.97
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 402,064.10
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 88,193,498.91
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 225
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 668,409.25
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.90014910 % 6.22932900 % 1.48833730 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.83877040 % 6.28918388 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 5,920,127.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,960,064.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.69116762
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 341.75
POOL TRADING FACTOR: 85.12836370
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6(POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4376
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FN58 226,382,557.00 209,105,792.82 7.000000 % 1,642,717.02
CB-P 76110FN66 17,414,043.00 16,085,061.13 0.000000 % 126,362.85
NB-1 76110FN74 114,280,000.00 99,943,770.70 6.500000 % 102,787.17
NB-2 76110FN82 3,836,000.00 3,836,000.00 6.500000 % 0.00
NB-3 76110FN90 13,124,100.00 13,124,100.00 6.500000 % 0.00
A-P 76110FP23 47,335.68 46,862.27 0.000000 % 50.46
A-V 76110FP31 0.00 0.00 0.998029 % 0.00
R 76110FP49 100.00 0.00 6.500000 % 0.00
M-1 76110FP56 12,871,500.00 12,774,525.08 6.500000 % 11,556.93
M-2 76110FP64 4,826,800.00 4,790,434.49 6.500000 % 4,333.84
M-3 76110FP72 4,223,400.00 4,191,580.56 6.500000 % 3,792.06
B-1 76110FP80 2,413,400.00 2,395,217.25 6.500000 % 2,166.92
B-2 76110FP98 1,206,800.00 1,197,707.86 6.500000 % 1,083.55
B-3 76110FQ22 1,608,966.42 1,541,214.81 6.500000 % 1,352.46
- -------------------------------------------------------------------------------
402,235,002.10 369,032,266.97 1,896,203.26
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 1,219,053.93 2,861,770.95 0.00 0.00 207,463,075.80
CB-P 0.00 126,362.85 0.00 0.00 15,958,698.28
NB-1 541,319.20 644,106.37 0.00 0.00 99,840,983.53
NB-2 20,776.68 20,776.68 0.00 0.00 3,836,000.00
NB-3 71,083.25 71,083.25 0.00 0.00 13,124,100.00
A-P 0.00 50.46 0.00 0.00 46,811.81
A-V 306,791.73 306,791.73 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 69,161.80 80,718.73 0.00 0.00 12,762,968.15
M-2 25,935.61 30,269.45 0.00 0.00 4,786,100.65
M-3 22,693.38 26,485.44 0.00 0.00 4,187,788.50
B-1 12,967.80 15,134.72 0.00 0.00 2,393,050.33
B-2 6,484.44 7,567.99 0.00 0.00 1,196,624.31
B-3 8,344.20 9,696.66 0.00 0.00 1,539,862.35
- -------------------------------------------------------------------------------
2,304,612.02 4,200,815.28 0.00 0.00 367,136,063.71
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 923.683324 7.256376 5.384929 12.641305 0.000000 916.426948
CB-P 923.683324 7.256376 0.000000 7.256376 0.000000 916.426948
NB-1 874.551721 0.899433 4.736780 5.636213 0.000000 873.652289
NB-2 1000.000000 0.000000 5.416236 5.416236 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.416238 5.416238 0.000000 1000.000000
A-P 989.998876 1.065977 0.000000 1.065977 0.000000 988.932899
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 992.465919 0.897870 5.373251 6.271121 0.000000 991.568050
M-2 992.465917 0.897870 5.373251 6.271121 0.000000 991.568047
M-3 992.465918 0.897869 5.373249 6.271118 0.000000 991.568049
B-1 992.465919 0.897870 5.373249 6.271119 0.000000 991.568049
B-2 992.465910 0.897870 5.373252 6.271122 0.000000 991.568039
B-3 957.891222 0.840577 5.186062 6.026639 0.000000 957.050644
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 76,712.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 22,227.96
SUBSERVICER ADVANCES THIS MONTH 65,792.21
MASTER SERVICER ADVANCES THIS MONTH 871.32
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 4,904,734.39
(B) TWO MONTHLY PAYMENTS: 12 2,103,203.54
(C) THREE OR MORE MONTHLY PAYMENTS: 8 712,818.81
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,615,383.80
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 367,136,063.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,564
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 115,190.67
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,562,342.77
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 45,500.53
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.71226460 % 5.89556600 % 1.39124420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.68123650 % 5.92065434 % 1.39735420 %
BANKRUPTCY AMOUNT AVAILABLE 150,055.00
FRAUD AMOUNT AVAILABLE 8,044,700.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,022,350.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.82550900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 344.05
POOL TRADING FACTOR: 91.27402185
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 50,385.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,819.94
SUBSERVICER ADVANCES THIS MONTH 29,171.40
MASTER SERVICER ADVANCES THIS MONTH 871.32
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 1,676,120.25
(B) TWO MONTHLY PAYMENTS: 10 1,199,521.35
(C) THREE OR MORE MONTHLY PAYMENTS: 7 374,110.56
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 754,785.96
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 240,862,938.74
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,183
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 115,190.67
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,552,015.18
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 45,500.53
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.81193690 % 5.89556600 % 1.39124420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.76561700 % 5.92065434 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,055.00
FRAUD AMOUNT AVAILABLE 8,044,700.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,022,350.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.90301948
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 343.16
POOL TRADING FACTOR: 92.12790673
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 26,327.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,408.02
SUBSERVICER ADVANCES THIS MONTH 36,620.81
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 3,228,614.14
(B) TWO MONTHLY PAYMENTS: 2 903,682.19
(C) THREE OR MORE MONTHLY PAYMENTS: 1 338,708.25
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 860,597.84
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 126,273,124.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 381
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 10,327.59
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.52086880 % 5.89556600 % 1.39124420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.52025700 % 5.92065434 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,055.00
FRAUD AMOUNT AVAILABLE 8,044,700.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,022,350.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.67766092
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 345.76
POOL TRADING FACTOR: 89.68838627
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS7(POOL # 4380)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4380
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FQ30 260,286,000.00 233,066,698.33 6.750000 % 3,855,107.43
A-2 76110FQ48 15,420,000.00 14,682,362.34 6.750000 % 84,289.75
A-3 76110FQ55 35,050,000.00 35,050,000.00 6.750000 % 0.00
A-4 76110FQ63 14,250,000.00 14,987,637.66 6.750000 % 0.00
A-P 76110FQ89 91,079.98 89,982.88 0.000000 % 89.13
A-V 76110FQ97 0.00 0.00 0.857833 % 0.00
R 76110FQ71 100.00 0.00 6.750000 % 0.00
M-1 76110FR21 12,969,000.00 12,884,932.62 6.750000 % 11,176.14
M-2 76110FR39 4,206,600.00 4,179,332.07 6.750000 % 3,625.07
M-3 76110FR47 3,680,500.00 3,656,642.33 6.750000 % 3,171.70
B-1 76110FR54 2,103,100.00 2,089,467.33 6.750000 % 1,812.36
B-2 76110FR62 1,051,600.00 1,044,783.32 6.750000 % 906.22
B-3 76110FR70 1,402,095.46 1,393,006.83 6.750000 % 1,208.28
- -------------------------------------------------------------------------------
350,510,075.44 323,124,845.71 3,961,386.08
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 1,310,755.90 5,165,863.33 0.00 0.00 229,211,590.90
A-2 82,572.90 166,862.65 0.00 0.00 14,598,072.59
A-3 197,119.51 197,119.51 0.00 0.00 35,050,000.00
A-4 0.00 0.00 84,289.75 0.00 15,071,927.41
A-P 0.00 89.13 0.00 0.00 89,893.75
A-V 230,946.36 230,946.36 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,464.25 83,640.39 0.00 0.00 12,873,756.48
M-2 23,504.36 27,129.43 0.00 0.00 4,175,707.00
M-3 20,564.78 23,736.48 0.00 0.00 3,653,470.63
B-1 11,751.06 13,563.42 0.00 0.00 2,087,654.97
B-2 5,875.81 6,782.03 0.00 0.00 1,043,877.10
B-3 7,834.20 9,042.48 0.00 0.00 1,391,798.55
- -------------------------------------------------------------------------------
1,963,389.13 5,924,775.21 84,289.75 0.00 319,247,749.38
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 895.425410 14.811044 5.035829 19.846873 0.000000 880.614366
A-2 952.163576 5.466261 5.354922 10.821183 0.000000 946.697315
A-3 1000.000000 0.000000 5.623952 5.623952 0.000000 1000.000000
A-4 1051.764046 0.000000 0.000000 0.000000 5.915070 1057.679117
A-P 987.954543 0.978590 0.000000 0.978590 0.000000 986.975952
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 993.517821 0.861758 5.587497 6.449255 0.000000 992.656063
M-2 993.517822 0.861758 5.587496 6.449254 0.000000 992.656064
M-3 993.517818 0.861758 5.587496 6.449254 0.000000 992.656060
B-1 993.517821 0.861756 5.587495 6.449251 0.000000 992.656065
B-2 993.517801 0.861754 5.587495 6.449249 0.000000 992.656048
B-3 993.517824 0.861760 5.587494 6.449254 0.000000 992.656056
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS7 (POOL # 4380)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4380
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 66,920.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,910.46
SUBSERVICER ADVANCES THIS MONTH 32,061.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 2,470,170.83
(B) TWO MONTHLY PAYMENTS: 3 341,112.09
(C) THREE OR MORE MONTHLY PAYMENTS: 6 884,481.68
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 746,290.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 319,247,749.38
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,452
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,596,822.82
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 35,745.05
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.18407440 % 6.41444900 % 1.40147640 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.09599130 % 6.48491153 % 1.41727070 %
BANKRUPTCY AMOUNT AVAILABLE 134,666.00
FRAUD AMOUNT AVAILABLE 7,010,202.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,505,101.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.93442287
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 344.98
POOL TRADING FACTOR: 91.08090516
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS8(POOL # 4381)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4381
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FR88 100,048,000.00 94,215,331.65 6.500000 % 885,487.84
A-P 76110FR96 122,858.97 118,623.02 0.000000 % 466.35
A-V 76110FS20 0.00 0.00 0.687843 % 0.00
R 76110FS38 100.00 0.00 6.500000 % 0.00
M-1 76110FS46 2,563,600.00 2,488,439.91 6.500000 % 8,685.69
M-2 76110FS53 575,400.00 558,530.31 6.500000 % 1,949.50
M-3 76110FS61 470,800.00 456,997.01 6.500000 % 1,595.11
B-1 76110FS79 313,900.00 304,697.03 6.500000 % 1,063.52
B-2 76110FS87 261,600.00 253,930.36 6.500000 % 886.32
B-3 76110FS95 261,601.59 253,931.91 6.500000 % 886.33
- -------------------------------------------------------------------------------
104,617,860.56 98,650,481.20 901,020.66
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 509,818.47 1,395,306.31 0.00 0.00 93,329,843.81
A-P 0.00 466.35 0.00 0.00 118,156.67
A-V 56,489.70 56,489.70 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 13,465.46 22,151.15 0.00 0.00 2,479,754.22
M-2 3,022.32 4,971.82 0.00 0.00 556,580.81
M-3 2,472.90 4,068.01 0.00 0.00 455,401.90
B-1 1,648.78 2,712.30 0.00 0.00 303,633.51
B-2 1,374.07 2,260.39 0.00 0.00 253,044.04
B-3 1,374.07 2,260.40 0.00 0.00 253,045.58
- -------------------------------------------------------------------------------
589,665.77 1,490,686.43 0.00 0.00 97,749,460.54
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 941.701300 8.850630 5.095739 13.946369 0.000000 932.850670
A-P 965.521850 3.795816 0.000000 3.795816 0.000000 961.726034
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 970.681819 3.388083 5.252559 8.640642 0.000000 967.293735
M-2 970.681804 3.388078 5.252555 8.640633 0.000000 967.293726
M-3 970.681839 3.388084 5.252549 8.640633 0.000000 967.293755
B-1 970.681841 3.388085 5.252565 8.640650 0.000000 967.293756
B-2 970.681804 3.388073 5.252561 8.640634 0.000000 967.293731
B-3 970.681830 3.388091 5.252529 8.640620 0.000000 967.293739
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:43 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS8 (POOL # 4381)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4381
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,474.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,168.16
SUBSERVICER ADVANCES THIS MONTH 14,029.91
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 1,437,601.63
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 62,109.52
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 97,749,460.54
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 987
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 556,659.75
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.61915650 % 3.55617700 % 0.82466660 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.59417940 % 3.57212911 % 0.82936830 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,046,179.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,387,236.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.50488986
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 164.43
POOL TRADING FACTOR: 93.43477301
................................................................................
Run: 04/25/00 15:09:43 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS9(POOL # 4389)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4389
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FT29 165,986,000.00 152,794,297.89 7.000000 % 1,603,772.01
A-2 76110FT37 10,215,000.00 9,750,916.08 7.000000 % 59,561.55
A-3 76110FT45 27,081,000.00 27,081,000.00 7.000000 % 0.00
A-4 76110FT52 9,750,000.00 10,214,083.92 7.000000 % 0.00
A-5 76110FT60 37,000,000.00 33,954,923.51 7.000000 % 370,203.06
A-P 76110FT78 469,164.61 458,130.21 0.000000 % 500.17
A-V 76110FT86 0.00 0.00 0.757017 % 0.00
R 76110FT94 100.00 0.00 7.000000 % 0.00
M-1 76110FU27 10,698,000.00 10,637,612.23 7.000000 % 7,870.56
M-2 76110FU35 3,250,000.00 3,231,654.48 7.000000 % 2,391.04
M-3 76110FU43 2,843,700.00 2,827,647.96 7.000000 % 2,092.12
B-1 76110FU50 1,624,500.00 1,615,330.06 7.000000 % 1,195.15
B-2 76110FU68 812,400.00 807,814.18 7.000000 % 597.69
B-3 76110FU76 1,083,312.85 1,077,197.82 7.000000 % 797.00
- -------------------------------------------------------------------------------
270,813,177.46 254,450,608.34 2,048,980.35
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 890,991.78 2,494,763.79 0.00 0.00 151,190,525.88
A-2 56,860.67 116,422.22 0.00 0.00 9,691,354.53
A-3 157,917.86 157,917.86 0.00 0.00 27,081,000.00
A-4 0.00 0.00 59,561.55 0.00 10,273,645.47
A-5 198,001.88 568,204.94 0.00 0.00 33,584,720.45
A-P 0.00 500.17 0.00 0.00 457,630.04
A-V 160,463.94 160,463.94 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 62,031.28 69,901.84 0.00 0.00 10,629,741.67
M-2 18,844.80 21,235.84 0.00 0.00 3,229,263.44
M-3 16,488.90 18,581.02 0.00 0.00 2,825,555.84
B-1 9,419.50 10,614.65 0.00 0.00 1,614,134.91
B-2 4,710.62 5,308.31 0.00 0.00 807,216.49
B-3 6,281.48 7,078.48 0.00 0.00 1,076,400.82
- -------------------------------------------------------------------------------
1,582,012.71 3,630,993.06 59,561.55 0.00 252,461,189.54
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 920.525212 9.662092 5.367873 15.029965 0.000000 910.863120
A-2 954.568388 5.830793 5.566390 11.397183 0.000000 948.737595
A-3 1000.000000 0.000000 5.831316 5.831316 0.000000 1000.000000
A-4 1047.598351 0.000000 0.000000 0.000000 6.108877 1053.707228
A-5 917.700635 10.005488 5.351402 15.356890 0.000000 907.695147
A-P 976.480749 1.066086 0.000000 1.066086 0.000000 975.414663
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 994.355228 0.735704 5.798400 6.534104 0.000000 993.619524
M-2 994.355225 0.735705 5.798400 6.534105 0.000000 993.619520
M-3 994.355227 0.735703 5.798396 6.534099 0.000000 993.619524
B-1 994.355223 0.735703 5.798400 6.534103 0.000000 993.619520
B-2 994.355219 0.735709 5.798400 6.534109 0.000000 993.619510
B-3 994.355250 0.735706 5.798399 6.534105 0.000000 993.619544
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:43 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS9 (POOL # 4389)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4389
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 52,819.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,090.07
SUBSERVICER ADVANCES THIS MONTH 32,102.38
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 3,260,735.02
(B) TWO MONTHLY PAYMENTS: 2 225,710.98
(C) THREE OR MORE MONTHLY PAYMENTS: 8 886,002.40
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 252,461,189.54
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,852
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,801,076.85
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.04808860 % 6.57378300 % 1.37812820 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.99125870 % 6.60876271 % 1.38797730 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 5,416,264.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,708,132.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.06814161
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 346.60
POOL TRADING FACTOR: 93.22337706
................................................................................
Run: 04/25/00 15:09:44 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS10(POOL # 4390)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4390
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FV34 268,170,000.00 248,384,569.00 7.250000 % 3,453,311.93
A-2 76110FV42 24,330,000.00 24,330,000.00 7.250000 % 0.00
A-3 76110FV59 32,602,000.00 32,447,106.41 7.250000 % 22,824.64
A-P 76110FV67 1,164,452.78 1,146,570.92 0.000000 % 1,101.95
A-V 76110FV75 0.00 0.00 0.650646 % 0.00
R 76110FV83 100.00 0.00 7.250000 % 0.00
M-1 76110FV91 13,932,800.00 13,866,604.62 7.250000 % 9,754.34
M-2 76110FW25 4,232,700.00 4,212,590.24 7.250000 % 2,963.31
M-3 76110FW33 3,703,600.00 3,686,004.02 7.250000 % 2,592.89
B-1 76110FU84 2,116,400.00 2,106,344.89 7.250000 % 1,481.69
B-2 76110FU92 1,058,200.00 1,053,172.44 7.250000 % 740.85
B-3 76110FV26 1,410,899.63 1,404,196.41 7.250000 % 987.77
- -------------------------------------------------------------------------------
352,721,152.41 332,637,158.95 3,495,759.37
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 1,500,281.56 4,953,593.49 0.00 0.00 244,931,257.07
A-2 146,957.00 146,957.00 0.00 0.00 24,330,000.00
A-3 195,985.59 218,810.23 0.00 0.00 32,424,281.77
A-P 0.00 1,101.95 0.00 0.00 1,145,468.97
A-V 180,312.52 180,312.52 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 83,756.45 93,510.79 0.00 0.00 13,856,850.28
M-2 25,444.71 28,408.02 0.00 0.00 4,209,626.93
M-3 22,264.04 24,856.93 0.00 0.00 3,683,411.13
B-1 12,722.65 14,204.34 0.00 0.00 2,104,863.20
B-2 6,361.33 7,102.18 0.00 0.00 1,052,431.59
B-3 8,481.57 9,469.34 0.00 0.00 1,403,208.64
- -------------------------------------------------------------------------------
2,182,567.42 5,678,326.79 0.00 0.00 329,141,399.58
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 926.220565 12.877324 5.594517 18.471841 0.000000 913.343242
A-2 1000.000000 0.000000 6.040156 6.040156 0.000000 1000.000000
A-3 995.248954 0.700099 6.011459 6.711558 0.000000 994.548855
A-P 984.643551 0.946324 0.000000 0.946324 0.000000 983.697226
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 995.248954 0.700099 6.011459 6.711558 0.000000 994.548855
M-2 995.248952 0.700099 6.011461 6.711560 0.000000 994.548853
M-3 995.248952 0.700100 6.011459 6.711559 0.000000 994.548853
B-1 995.248956 0.700099 6.011458 6.711557 0.000000 994.548857
B-2 995.248951 0.700104 6.011463 6.711567 0.000000 994.548847
B-3 995.248975 0.700099 6.011462 6.711561 0.000000 994.548875
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:44 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS10 (POOL # 4390)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4390
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 69,958.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,690.41
SUBSERVICER ADVANCES THIS MONTH 48,105.62
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,640,370.55
(B) TWO MONTHLY PAYMENTS: 6 1,234,301.47
(C) THREE OR MORE MONTHLY PAYMENTS: 8 918,776.07
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 757,006.38
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 329,141,399.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,518
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,261,598.56
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.05741770 % 6.56585700 % 1.37672500 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.97843960 % 6.60806826 % 1.39041460 %
BANKRUPTCY AMOUNT AVAILABLE 144,124.00
FRAUD AMOUNT AVAILABLE 7,054,423.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,527,212.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.19839071
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 347.88
POOL TRADING FACTOR: 93.31490253
................................................................................
Run: 04/25/00 15:14:37 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11(POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4394
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FX73 131,664,000.00 126,190,595.73 7.500000 % 1,108,550.73
NB-1 76110FX81 57,150,000.00 50,073,489.75 7.500000 % 589,076.29
NB-2 76110FX99 3,983,000.00 3,983,000.00 7.500000 % 0.00
NB-3 76110FY23 7,400,000.00 7,400,000.00 7.500000 % 0.00
A-P 76110FY31 1,364,847.05 1,356,422.47 0.000000 % 8,684.78
A-V 76110FY49 0.00 0.00 0.620758 % 0.00
R 76110FY56 100.00 0.00 7.500000 % 0.00
M-1 76110FY64 8,041,000.00 8,009,748.88 7.500000 % 5,390.52
M-2 76110FY72 2,608,000.00 2,597,864.08 7.500000 % 1,748.35
M-3 76110FY80 2,282,000.00 2,273,131.07 7.500000 % 1,529.81
B-1 76110FY98 1,304,000.00 1,298,932.03 7.500000 % 874.18
B-2 76110FZ22 652,000.00 649,466.02 7.500000 % 437.09
B-3 76110FZ30 869,417.87 866,043.61 7.500000 % 584.05
- -------------------------------------------------------------------------------
217,318,364.92 204,698,693.64 1,716,875.80
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 788,466.64 1,897,017.37 0.00 0.00 125,082,045.00
NB-1 312,916.76 901,993.05 0.00 0.00 49,484,413.46
NB-2 24,890.37 24,890.37 0.00 0.00 3,983,000.00
NB-3 46,243.71 46,243.71 0.00 0.00 7,400,000.00
A-P 0.00 8,684.78 0.00 0.00 1,347,737.69
A-V 105,865.33 105,865.33 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 50,048.18 55,438.70 0.00 0.00 8,004,358.36
M-2 16,232.51 17,980.86 0.00 0.00 2,596,115.73
M-3 14,203.45 15,733.26 0.00 0.00 2,271,601.26
B-1 8,116.26 8,990.44 0.00 0.00 1,298,057.85
B-2 4,058.13 4,495.22 0.00 0.00 649,028.93
B-3 5,411.39 5,995.44 0.00 0.00 865,459.56
- -------------------------------------------------------------------------------
1,376,452.73 3,093,328.53 0.00 0.00 202,981,817.84
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 958.428999 8.419543 5.988476 14.408019 0.000000 950.009456
NB-1 876.176549 10.307547 5.475359 15.782906 0.000000 865.869002
NB-2 1000.000000 0.000000 6.249151 6.249151 0.000000 1000.000000
NB-3 1000.000000 0.000000 6.249150 6.249150 0.000000 1000.000000
A-P 993.827455 6.363188 0.000000 6.363188 0.000000 987.464267
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 996.113528 0.670379 6.224124 6.894503 0.000000 995.443149
M-2 996.113528 0.670380 6.224122 6.894502 0.000000 995.443148
M-3 996.113528 0.670381 6.224124 6.894505 0.000000 995.443146
B-1 996.113520 0.670383 6.224126 6.894509 0.000000 995.443137
B-2 996.113528 0.670383 6.224126 6.894509 0.000000 995.443144
B-3 996.118943 0.670380 6.224153 6.894533 0.000000 995.447169
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:14:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 42,449.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,643.71
SUBSERVICER ADVANCES THIS MONTH 29,033.35
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 2,170,237.96
(B) TWO MONTHLY PAYMENTS: 1 580,655.86
(C) THREE OR MORE MONTHLY PAYMENTS: 6 773,026.23
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 227,872.18
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 202,981,817.84
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,528
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,578,898.15
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.28139550 % 6.29253800 % 1.37491920 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.22124470 % 6.34149181 % 1.39487650 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,346,367.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.38724800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 348.93
POOL TRADING FACTOR: 93.40297490
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 28,458.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,490.15
SUBSERVICER ADVANCES THIS MONTH 14,407.99
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 1,094,042.56
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 5 501,780.36
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 227,872.18
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 136,073,424.35
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,334
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,031,337.40
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.44892320 % 6.29253800 % 1.37491920 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.39181720 % 6.34149181 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,346,367.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.44769128
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 348.18
POOL TRADING FACTOR: 95.34571713
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,990.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,153.56
SUBSERVICER ADVANCES THIS MONTH 14,625.36
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 1,076,195.40
(B) TWO MONTHLY PAYMENTS: 1 580,655.86
(C) THREE OR MORE MONTHLY PAYMENTS: 1 271,245.87
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 66,908,393.49
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 194
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 547,560.75
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.93930010 % 6.29253800 % 1.37491920 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.87268740 % 6.34149180 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,346,367.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.26432149
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 350.47
POOL TRADING FACTOR: 89.68647884
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12(POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4395
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FW41 74,644,000.00 70,844,218.96 7.000000 % 452,201.23
NB 76110FW58 25,183,000.00 21,646,706.83 7.000000 % 86,324.12
A-P 76110FW66 994,755.29 962,004.53 0.000000 % 4,020.73
A-V 76110FW74 0.00 0.00 0.517521 % 0.00
R 76110FW82 100.00 0.00 7.000000 % 0.00
M-1 76110FW90 3,503,000.00 3,437,398.09 7.000000 % 11,398.02
M-2 76110FX24 531,000.00 521,055.77 7.000000 % 1,727.76
M-3 76110FX32 477,700.00 468,753.95 7.000000 % 1,554.33
B-1 76110FX40 318,400.00 312,437.22 7.000000 % 1,036.01
B-2 76110FX57 212,300.00 208,324.19 7.000000 % 690.78
B-3 76110FX65 265,344.67 260,340.00 7.000000 % 881.18
- -------------------------------------------------------------------------------
106,129,599.96 98,661,239.54 559,834.16
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 412,984.94 865,186.17 0.00 0.00 70,392,017.73
NB 126,211.29 212,535.41 0.00 0.00 21,560,382.71
A-P 0.00 4,020.73 0.00 0.00 957,983.80
A-V 42,523.06 42,523.06 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 20,038.17 31,436.19 0.00 0.00 3,426,000.07
M-2 3,037.47 4,765.23 0.00 0.00 519,328.01
M-3 2,732.58 4,286.91 0.00 0.00 467,199.62
B-1 1,821.34 2,857.35 0.00 0.00 311,401.21
B-2 1,214.41 1,905.19 0.00 0.00 207,633.41
B-3 1,517.64 2,398.82 0.00 0.00 259,458.82
- -------------------------------------------------------------------------------
612,080.90 1,171,915.06 0.00 0.00 98,101,405.38
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 949.094622 6.058106 5.532728 11.590834 0.000000 943.036516
NB 859.576176 3.427873 5.011765 8.439638 0.000000 856.148303
A-P 967.076566 4.041929 0.000000 4.041929 0.000000 963.034638
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 981.272649 3.253788 5.720288 8.974076 0.000000 978.018861
M-2 981.272637 3.253785 5.720282 8.974067 0.000000 978.018851
M-3 981.272661 3.253779 5.720285 8.974064 0.000000 978.018882
B-1 981.272676 3.253800 5.720289 8.974089 0.000000 978.018876
B-2 981.272680 3.253792 5.720254 8.974046 0.000000 978.018888
B-3 981.138984 3.253353 5.719504 8.972857 0.000000 977.818096
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,522.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,433.49
SUBSERVICER ADVANCES THIS MONTH 7,846.95
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 769,786.36
(B) TWO MONTHLY PAYMENTS: 1 42,226.93
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 98,101,405.38
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 973
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 232,385.87
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.66903790 % 4.48728200 % 0.79170040 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.65633280 % 4.49792506 % 0.80138560 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,122,592.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,878,734.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.76770800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 167.67
POOL TRADING FACTOR: 92.43548022
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,646.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,203.79
SUBSERVICER ADVANCES THIS MONTH 1,704.81
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 121,428.39
(B) TWO MONTHLY PAYMENTS: 1 42,226.93
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 74,775,354.22
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 902
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 220,692.66
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.80295260 % 4.53146600 % 0.79949590 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.78753740 % 4.54228154 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,122,592.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,878,734.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85579725
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 167.92
POOL TRADING FACTOR: 94.49584570
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,876.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,229.70
SUBSERVICER ADVANCES THIS MONTH 6,142.14
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 648,357.97
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 23,326,051.16
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 71
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 11,693.21
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.23340180 % 4.53146600 % 0.79949590 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.23048340 % 4.54228151 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,122,592.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,878,734.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.48532565
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 166.86
POOL TRADING FACTOR: 86.39674244
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13(POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4405
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FZ48 158,406,900.00 151,285,516.18 8.000000 % 1,364,991.72
CB-P 76110FZ55 5,109,900.00 4,880,177.94 0.000000 % 44,031.99
NB 76110FZ63 86,842,100.00 80,524,181.31 7.750000 % 1,387,900.28
A-P 76110FZ71 1,432,398.79 1,410,867.77 0.000000 % 1,679.15
A-V 76110FZ89 0.00 0.00 0.537193 % 0.00
R 76110FZ97 100.00 0.00 7.750000 % 0.00
M-1 76110F2A0 11,328,000.00 11,274,379.65 7.750000 % 7,431.61
M-2 76110F2B8 3,411,900.00 3,395,749.99 7.750000 % 2,238.34
M-3 76110F2C6 2,866,000.00 2,852,433.98 7.750000 % 1,880.21
B-1 76110F2D4 1,637,700.00 1,629,948.05 7.750000 % 1,074.40
B-2 76110F2E2 818,900.00 815,023.79 7.750000 % 537.23
B-3 76110F2F9 1,091,849.28 1,086,515.67 7.750000 % 722.06
- -------------------------------------------------------------------------------
272,945,748.07 259,154,794.33 2,812,486.99
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 1,008,336.75 2,373,328.47 0.00 0.00 149,920,524.46
CB-P 0.00 44,031.99 0.00 0.00 4,836,145.95
NB 518,747.20 1,906,647.48 0.00 0.00 79,136,281.03
A-P 0.00 1,679.15 0.00 0.00 1,409,188.62
A-V 115,896.26 115,896.26 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,733.68 80,165.29 0.00 0.00 11,266,948.04
M-2 21,906.79 24,145.13 0.00 0.00 3,393,511.65
M-3 18,401.72 20,281.93 0.00 0.00 2,850,553.77
B-1 10,515.18 11,589.58 0.00 0.00 1,628,873.65
B-2 5,257.92 5,795.15 0.00 0.00 814,486.56
B-3 7,009.37 7,731.43 0.00 0.00 1,085,793.61
- -------------------------------------------------------------------------------
1,778,804.87 4,591,291.86 0.00 0.00 256,342,307.34
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 955.043727 8.616997 6.365485 14.982482 0.000000 946.426731
CB-P 955.043727 8.616996 0.000000 8.616996 0.000000 946.426731
NB 927.248205 15.981883 5.973453 21.955336 0.000000 911.266322
A-P 984.968558 1.172265 0.000000 1.172265 0.000000 983.796293
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 995.266565 0.656039 6.420699 7.076738 0.000000 994.610526
M-2 995.266564 0.656039 6.420701 7.076740 0.000000 994.610525
M-3 995.266567 0.656040 6.420698 7.076738 0.000000 994.610527
B-1 995.266563 0.656042 6.420700 7.076742 0.000000 994.610521
B-2 995.266565 0.656039 6.420711 7.076750 0.000000 994.610526
B-3 995.115068 0.655942 6.419723 7.075665 0.000000 994.453750
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 53,616.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,816.98
SUBSERVICER ADVANCES THIS MONTH 42,363.36
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,636,338.94
(B) TWO MONTHLY PAYMENTS: 4 393,664.96
(C) THREE OR MORE MONTHLY PAYMENTS: 4 1,345,964.88
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 91,900.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 256,342,307.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,018
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,641,443.51
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.83140750 % 6.76142800 % 1.36269430 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.74678940 % 6.83110550 % 1.38434500 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.56122100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 348.48
POOL TRADING FACTOR: 93.91694472
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 35,358.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,587.87
SUBSERVICER ADVANCES THIS MONTH 17,934.02
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 1,614,391.90
(B) TWO MONTHLY PAYMENTS: 4 393,664.96
(C) THREE OR MORE MONTHLY PAYMENTS: 2 239,383.90
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 91,900.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 169,166,727.21
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,759
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,308,811.81
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.90640910 % 6.76142800 % 1.36269430 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.84355600 % 6.83110550 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.64462983
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 348.61
POOL TRADING FACTOR: 95.04148841
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,258.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,229.11
SUBSERVICER ADVANCES THIS MONTH 24,429.34
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 2,021,947.04
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 2 1,106,580.98
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 87,175,580.13
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 259
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,332,631.70
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.68629550 % 6.76142800 % 1.36269430 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.55813820 % 6.83110550 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.39936483
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 348.22
POOL TRADING FACTOR: 91.80895614
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS14(POOL # 4410)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4410
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F2G7 138,880,000.00 131,800,938.49 7.500000 % 2,588,766.09
A-2 76110F2H5 27,776,000.00 26,360,187.69 6.724900 % 517,753.22
A-3 76110F2J1 0.00 0.00 2.275100 % 0.00
A-4 76110F2K8 11,426,000.00 11,426,000.00 7.750000 % 0.00
A-5 76110F2L6 21,743,000.00 21,743,000.00 7.750000 % 0.00
A-P 76110F2M4 865,434.18 823,983.04 0.000000 % 5,303.39
A-V 76110F2N2 0.00 0.00 0.582686 % 0.00
R-I 76110F2P7 100.00 0.00 7.750000 % 0.00
R-II 76110F2Q5 100.00 0.00 7.750000 % 0.00
M-1 76110F2R3 8,698,000.00 8,676,158.61 7.750000 % 5,525.72
M-2 76110F2S1 2,718,000.00 2,711,174.88 7.750000 % 1,726.71
M-3 76110F2T9 2,391,800.00 2,385,793.99 7.750000 % 1,519.48
B-1 76110F2U6 1,413,400.00 1,409,850.84 7.750000 % 897.91
B-2 76110F2V4 652,300.00 650,662.02 7.750000 % 414.40
B-3 76110F2W2 869,779.03 867,594.94 7.750000 % 552.56
- -------------------------------------------------------------------------------
217,433,913.21 208,855,344.50 3,122,459.48
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 823,583.77 3,412,349.86 0.00 0.00 129,212,172.40
A-2 147,693.83 665,447.05 0.00 0.00 25,842,434.47
A-3 49,966.28 49,966.28 0.00 0.00 0.00
A-4 73,777.50 73,777.50 0.00 0.00 11,426,000.00
A-5 140,394.20 140,394.20 0.00 0.00 21,743,000.00
A-P 0.00 5,303.39 0.00 0.00 818,679.65
A-V 101,393.10 101,393.10 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 56,021.81 61,547.53 0.00 0.00 8,670,632.89
M-2 17,506.01 19,232.72 0.00 0.00 2,709,448.17
M-3 15,405.03 16,924.51 0.00 0.00 2,384,274.51
B-1 9,103.39 10,001.30 0.00 0.00 1,408,952.93
B-2 4,201.31 4,615.71 0.00 0.00 650,247.62
B-3 5,602.05 6,154.61 0.00 0.00 867,042.38
- -------------------------------------------------------------------------------
1,444,648.28 4,567,107.76 0.00 0.00 205,732,885.02
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 949.027495 18.640309 5.930183 24.570492 0.000000 930.387186
A-2 949.027495 18.640309 5.317318 23.957627 0.000000 930.387186
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 1000.000000 0.000000 6.456984 6.456984 0.000000 1000.000000
A-5 1000.000000 0.000000 6.456984 6.456984 0.000000 1000.000000
A-P 952.103648 6.128011 0.000000 6.128011 0.000000 945.975637
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 997.488918 0.635286 6.440769 7.076055 0.000000 996.853632
M-2 997.488918 0.635287 6.440769 7.076056 0.000000 996.853631
M-3 997.488916 0.635287 6.440768 7.076055 0.000000 996.853629
B-1 997.488920 0.635284 6.440774 7.076058 0.000000 996.853637
B-2 997.488916 0.635291 6.440763 7.076054 0.000000 996.853626
B-3 997.488914 0.635288 6.440774 7.076062 0.000000 996.853626
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:46 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS14 (POOL # 4410)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4410
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,262.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 26,952.55
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,209,906.23
(B) TWO MONTHLY PAYMENTS: 2 160,568.16
(C) THREE OR MORE MONTHLY PAYMENTS: 2 125,736.99
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 205,732,885.02
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,596
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,989,305.58
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.97177040 % 6.62069800 % 1.40753190 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.85483580 % 6.69040128 % 1.42803320 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,348,678.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,174,339.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.62519996
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 350.81
POOL TRADING FACTOR: 94.61858179
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS15(POOL # 4416)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4416
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F2X0 112,000,000.00 108,088,846.82 7.000000 % 3,006,657.72
A-2 76110F2Y8 20,028,000.00 20,028,000.00 7.750000 % 0.00
A-3 76110F2Z5 48,000,000.00 46,323,791.49 6.574900 % 1,288,567.60
A-4 76110F3A9 0.00 0.00 2.925100 % 0.00
A-5 76110F3B7 20,253,000.00 20,195,771.77 7.750000 % 12,140.52
A-P 76110F3C5 242,044.80 240,883.40 0.000000 % 203.20
A-V 76110F3D3 0.00 0.00 0.728688 % 0.00
R-I 76110F3E1 100.00 0.00 7.750000 % 0.00
R-II 76110F3F8 100.00 0.00 7.750000 % 0.00
M-1 76110F3G6 8,695,000.00 8,670,430.83 7.750000 % 5,212.16
M-2 76110F3H4 2,825,900.00 2,817,914.96 7.750000 % 1,693.97
M-3 76110F3J0 2,391,000.00 2,384,243.83 7.750000 % 1,433.27
B-1 76110F3K7 1,412,900.00 1,408,907.62 7.750000 % 846.95
B-2 76110F3L5 652,100.00 650,257.38 7.750000 % 390.90
B-3 76110F3M3 869,572.62 867,115.47 7.750000 % 521.25
- -------------------------------------------------------------------------------
217,369,717.42 211,676,163.57 4,317,667.54
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 630,019.50 3,636,677.22 0.00 0.00 105,082,189.10
A-2 129,245.18 129,245.18 0.00 0.00 20,028,000.00
A-3 253,611.13 1,542,178.73 0.00 0.00 45,035,223.89
A-4 112,828.78 112,828.78 0.00 0.00 0.00
A-5 130,327.85 142,468.37 0.00 0.00 20,183,631.25
A-P 0.00 203.20 0.00 0.00 240,680.20
A-V 128,436.56 128,436.56 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 55,952.23 61,164.39 0.00 0.00 8,665,218.67
M-2 18,184.63 19,878.60 0.00 0.00 2,816,220.99
M-3 15,386.06 16,819.33 0.00 0.00 2,382,810.56
B-1 9,092.00 9,938.95 0.00 0.00 1,408,060.67
B-2 4,196.26 4,587.16 0.00 0.00 649,866.48
B-3 5,595.69 6,116.94 0.00 0.00 866,594.22
- -------------------------------------------------------------------------------
1,492,875.87 5,810,543.41 0.00 0.00 207,358,496.03
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 965.078989 26.845158 5.625174 32.470332 0.000000 938.233831
A-2 1000.000000 0.000000 6.453224 6.453224 0.000000 1000.000000
A-3 965.078989 26.845158 5.283565 32.128723 0.000000 938.233831
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 997.174333 0.599443 6.434990 7.034433 0.000000 996.574890
A-P 995.201715 0.839514 0.000000 0.839514 0.000000 994.362201
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 997.174334 0.599443 6.434989 7.034432 0.000000 996.574890
M-2 997.174337 0.599444 6.434987 7.034431 0.000000 996.574893
M-3 997.174333 0.599444 6.434990 7.034434 0.000000 996.574889
B-1 997.174336 0.599441 6.434992 7.034433 0.000000 996.574896
B-2 997.174329 0.599448 6.434995 7.034443 0.000000 996.574881
B-3 997.174302 0.599444 6.434989 7.034433 0.000000 996.574869
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:46 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS15 (POOL # 4416)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4416
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,643.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 137.82
SUBSERVICER ADVANCES THIS MONTH 34,401.59
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 2,373,728.41
(B) TWO MONTHLY PAYMENTS: 4 1,003,921.30
(C) THREE OR MORE MONTHLY PAYMENTS: 3 990,737.09
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 207,358,496.03
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,468
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,190,375.80
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.05484060 % 6.56115200 % 1.38400770 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.89409590 % 6.68612595 % 1.41200860 %
BANKRUPTCY AMOUNT AVAILABLE 130,054.00
FRAUD AMOUNT AVAILABLE 4,247,394.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,697.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79413848
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 352.52
POOL TRADING FACTOR: 95.39438082
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1(POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4420
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110F3N1 130,396,000.00 129,069,389.86 7.750000 % 1,805,040.63
NB-1 76110F3P6 58,661,000.00 54,164,833.75 7.750000 % 3,078,555.27
NB-2 76110F3Q4 4,186,000.00 4,186,000.00 7.750000 % 0.00
NB-3 76110F3R2 6,983,000.00 6,983,000.00 7.750000 % 0.00
A-P 76110F3S0 496,620.41 490,681.66 0.000000 % 482.39
A-V 76110F3T8 0.00 0.00 0.652648 % 0.00
R 76110F3U5 100.00 0.00 7.750000 % 0.00
M-1 76110F3V3 9,273,000.00 9,261,926.36 7.750000 % 5,590.61
M-2 76110F3W1 3,273,000.00 3,269,091.44 7.750000 % 1,973.26
M-3 76110F3X9 2,073,000.00 2,070,524.46 7.750000 % 1,249.79
B-1 76110F3Y7 1,309,100.00 1,307,536.70 7.750000 % 789.24
B-2 76110F3Z4 654,500.00 653,718.41 7.750000 % 394.59
B-3 76110F4A8 872,717.76 871,675.86 7.750000 % 525.54
- -------------------------------------------------------------------------------
218,178,038.17 212,328,378.50 4,894,601.32
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 833,395.56 2,638,436.19 0.00 0.00 127,264,349.23
NB-1 349,790.53 3,428,345.80 0.00 0.00 51,086,278.48
NB-2 27,032.72 27,032.72 0.00 0.00 4,186,000.00
NB-3 45,095.44 45,095.44 0.00 0.00 6,983,000.00
A-P 0.00 482.39 0.00 0.00 490,199.27
A-V 115,460.74 115,460.74 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 59,805.99 65,396.60 0.00 0.00 9,256,335.75
M-2 21,109.13 23,082.39 0.00 0.00 3,267,118.18
M-3 13,369.77 14,619.56 0.00 0.00 2,069,274.67
B-1 8,443.01 9,232.25 0.00 0.00 1,306,747.46
B-2 4,221.18 4,615.77 0.00 0.00 653,323.82
B-3 5,628.57 6,154.11 0.00 0.00 871,150.32
- -------------------------------------------------------------------------------
1,483,352.64 6,377,953.96 0.00 0.00 207,433,777.18
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 989.826297 13.842761 6.391266 20.234027 0.000000 975.983537
NB-1 923.353399 52.480443 5.962915 58.443358 0.000000 870.872956
NB-2 1000.000000 0.000000 6.457888 6.457888 0.000000 1000.000000
NB-3 1000.000000 0.000000 6.457889 6.457889 0.000000 1000.000000
A-P 988.041672 0.971355 0.000000 0.971355 0.000000 987.070316
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 998.805819 0.602891 6.449476 7.052367 0.000000 998.202928
M-2 998.805817 0.602890 6.449474 7.052364 0.000000 998.202927
M-3 998.805818 0.602890 6.449479 7.052369 0.000000 998.202928
B-1 998.805821 0.602887 6.449477 7.052364 0.000000 998.202933
B-2 998.805821 0.602888 6.449473 7.052361 0.000000 998.202934
B-3 998.806143 0.602188 6.449473 7.051661 0.000000 998.203961
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:50 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,916.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,396.19
SUBSERVICER ADVANCES THIS MONTH 49,307.12
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 37 4,380,454.98
(B) TWO MONTHLY PAYMENTS: 11 1,518,816.51
(C) THREE OR MORE MONTHLY PAYMENTS: 2 419,703.38
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 207,433,777.18
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,545
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,766,333.87
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.76989110 % 6.87686800 % 1.33422150 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.58033780 % 7.03488545 % 1.36811280 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.70075900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 353.10
POOL TRADING FACTOR: 95.07546173
Run: 04/25/00 15:09:50 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 29,300.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,396.19
SUBSERVICER ADVANCES THIS MONTH 42,188.56
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 35 3,738,705.80
(B) TWO MONTHLY PAYMENTS: 11 1,518,816.51
(C) THREE OR MORE MONTHLY PAYMENTS: 1 135,000.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 138,775,525.44
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,347
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,727,039.68
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.92264670 % 6.87686800 % 1.33422150 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.82199930 % 7.03488544 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79760329
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 352.24
POOL TRADING FACTOR: 97.77660163
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,616.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 7,118.56
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 641,749.18
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 284,703.38
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 68,658,251.74
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 198
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,039,294.19
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.46960390 % 6.87686800 % 1.33422160 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.09026190 % 7.03488545 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.50501232
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 354.85
POOL TRADING FACTOR: 90.04736869
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2(POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4425
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F4B6 15,000,000.00 14,890,152.89 7.750000 % 755,731.82
A-2 76110F4C4 83,021,000.00 82,621,735.05 7.750000 % 2,746,883.62
A-3 76110F4D2 25,652,000.00 25,652,000.00 7.750000 % 0.00
A-4 76110F4E0 17,862,000.00 17,862,000.00 7.750000 % 0.00
A-5 76110F4F7 17,150,000.00 17,150,000.00 7.750000 % 0.00
A-6 76110F4G5 20,000,000.00 20,000,000.00 7.750000 % 0.00
A-7 76110F4H3 21,888,000.00 21,888,000.00 7.750000 % 0.00
A-P 76110F4J9 250,505.68 250,288.20 0.000000 % 232.04
R-I 76110F4K6 100.00 0.00 7.750000 % 0.00
R-II 76110F4L4 100.00 0.00 7.750000 % 0.00
M-1 76110F4M2 9,850,100.00 9,844,390.65 7.750000 % 5,706.51
M-2 76110F4N0 2,845,500.00 2,843,850.68 7.750000 % 1,648.50
M-3 76110F4P5 2,407,700.00 2,406,304.44 7.750000 % 1,394.87
IO-A 0.00 0.00 0.778003 % 0.00
IO-B 0.00 0.00 0.778003 % 0.00
B-1 76110F4Q3 1,422,700.00 1,421,875.37 7.750000 % 824.22
B-2 76110F4R1 656,700.00 656,319.36 7.750000 % 380.45
B-3 76110F4S9 875,528.01 875,020.54 7.750000 % 507.22
- -------------------------------------------------------------------------------
218,881,933.69 218,361,937.18 3,513,309.25
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 96,151.36 851,883.18 0.00 0.00 14,134,421.07
A-2 533,519.89 3,280,403.51 0.00 0.00 79,874,851.43
A-3 165,644.70 165,644.70 0.00 0.00 25,652,000.00
A-4 115,341.71 115,341.71 0.00 0.00 17,862,000.00
A-5 110,744.06 110,744.06 0.00 0.00 17,150,000.00
A-6 129,147.59 129,147.59 0.00 0.00 20,000,000.00
A-7 141,339.12 141,339.12 0.00 0.00 21,888,000.00
A-P 0.00 232.04 0.00 0.00 250,056.16
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 63,568.97 69,275.48 0.00 0.00 9,838,684.14
M-2 18,363.83 20,012.33 0.00 0.00 2,842,202.18
M-3 15,538.42 16,933.29 0.00 0.00 2,404,909.57
IO-A 134,302.43 134,302.43 0.00 0.00 0.00
IO-B 7,086.28 7,086.28 0.00 0.00 0.00
B-1 9,181.59 10,005.81 0.00 0.00 1,421,051.15
B-2 4,238.10 4,618.55 0.00 0.00 655,938.91
B-3 5,650.34 6,157.56 0.00 0.00 874,513.32
- -------------------------------------------------------------------------------
1,549,818.39 5,063,127.64 0.00 0.00 214,848,627.93
===============================================================================
Run: 04/25/00 15:09:47
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2(POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4425
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 992.676859 50.382121 6.410091 56.792212 0.000000 942.294738
A-2 995.190796 33.086612 6.426325 39.512937 0.000000 962.104184
A-3 1000.000000 0.000000 6.457380 6.457380 0.000000 1000.000000
A-4 1000.000000 0.000000 6.457379 6.457379 0.000000 1000.000000
A-5 1000.000000 0.000000 6.457380 6.457380 0.000000 1000.000000
A-6 1000.000000 0.000000 6.457380 6.457380 0.000000 1000.000000
A-7 1000.000000 0.000000 6.457379 6.457379 0.000000 1000.000000
A-P 999.131836 0.926286 0.000000 0.926286 0.000000 998.205550
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 999.420376 0.579335 6.453637 7.032972 0.000000 998.841041
M-2 999.420376 0.579336 6.453639 7.032975 0.000000 998.841040
M-3 999.420376 0.579337 6.453636 7.032973 0.000000 998.841039
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 999.420377 0.579335 6.453637 7.032972 0.000000 998.841042
B-2 999.420375 0.579336 6.453632 7.032968 0.000000 998.841039
B-3 999.420384 0.579330 6.453637 7.032967 0.000000 998.841054
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2 (POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4425
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 45,273.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,443.10
SUBSERVICER ADVANCES THIS MONTH 73,230.95
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 62 8,819,393.74
(B) TWO MONTHLY PAYMENTS: 3 443,936.13
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 214,848,627.93
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,519
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,386,665.99
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.72544840 % 6.92055900 % 1.35399250 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.59486520 % 7.02159285 % 1.37536020 %
BANKRUPTCY AMOUNT AVAILABLE 157,492.00
FRAUD AMOUNT AVAILABLE 4,377,639.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,188,819.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.84350836
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 355.18
POOL TRADING FACTOR: 98.15731445
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS3(POOL # 4432)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4432
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F5F6 115,869,000.00 115,869,000.00 7.750000 % 4,802,404.90
A-2 76110F5G4 40,867,000.00 40,867,000.00 7.750000 % 0.00
A-3 76110F5J8 21,838,000.00 21,838,000.00 7.750000 % 0.00
A-4 76110F5K5 21,838,000.00 21,838,000.00 7.750000 % 0.00
A-P 76110F5L3 499,056.21 499,056.21 0.000000 % 485.53
R-I 76110F5M1 100.00 100.00 7.750000 % 100.00
R-II 76110F5N9 100.00 100.00 7.750000 % 100.00
M-1 76110F5P4 9,281,800.00 9,281,800.00 7.750000 % 5,190.78
M-2 76110F5Q2 2,839,000.00 2,839,000.00 7.750000 % 1,587.69
M-3 76110F5R0 2,402,200.00 2,402,200.00 7.750000 % 1,343.41
IO-A 0.00 0.00 0.900396 % 0.00
IO-B 0.00 0.00 0.900396 % 0.00
B-1 76110F5S8 1,419,500.00 1,419,500.00 7.750000 % 793.84
B-2 76110F5T6 655,100.00 655,100.00 7.750000 % 366.36
B-3 76110F5U3 873,616.21 873,616.21 7.750000 % 488.56
- -------------------------------------------------------------------------------
218,382,472.42 218,382,472.42 4,812,861.07
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 748,220.90 5,550,625.80 0.00 0.00 111,066,595.10
A-2 263,897.53 263,897.53 0.00 0.00 40,867,000.00
A-3 141,018.28 141,018.28 0.00 0.00 21,838,000.00
A-4 141,018.28 141,018.28 0.00 0.00 21,838,000.00
A-P 0.00 485.53 0.00 0.00 498,570.68
R-I 0.65 100.65 0.00 0.00 0.00
R-II 0.65 100.65 0.00 0.00 0.00
M-1 59,936.97 65,127.75 0.00 0.00 9,276,609.22
M-2 18,332.77 19,920.46 0.00 0.00 2,837,412.31
M-3 15,512.14 16,855.55 0.00 0.00 2,400,856.59
IO-A 155,289.47 155,289.47 0.00 0.00 0.00
IO-B 8,173.20 8,173.20 0.00 0.00 0.00
B-1 9,166.38 9,960.22 0.00 0.00 1,418,706.16
B-2 4,230.29 4,596.65 0.00 0.00 654,733.64
B-3 5,641.35 6,129.91 0.00 0.00 873,127.65
- -------------------------------------------------------------------------------
1,570,438.86 6,383,299.93 0.00 0.00 213,569,611.35
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 1000.000000 41.446849 6.457473 47.904322 0.000000 958.553151
A-2 1000.000000 0.000000 6.457473 6.457473 0.000000 1000.000000
A-3 1000.000000 0.000000 6.457472 6.457472 0.000000 1000.000000
A-4 1000.000000 0.000000 6.457472 6.457472 0.000000 1000.000000
A-P 1000.000000 0.972896 0.000000 0.972896 0.000000 999.027104
R-I 1000.000000 1000.000000 6.500000 1006.500000 0.000000 0.000000
R-II 1000.000000 1000.000000 6.500000 1006.500000 0.000000 0.000000
M-1 1000.000000 0.559243 6.457473 7.016716 0.000000 999.440757
M-2 1000.000000 0.559243 6.457474 7.016717 0.000000 999.440757
M-3 1000.000000 0.559242 6.457472 7.016714 0.000000 999.440759
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 1000.000000 0.559239 6.457471 7.016710 0.000000 999.440761
B-2 1000.000000 0.559243 6.457472 7.016715 0.000000 999.440757
B-3 1000.000000 0.559239 6.457469 7.016708 0.000000 999.440761
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS3 (POOL # 4432)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4432
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 45,225.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,646.47
SUBSERVICER ADVANCES THIS MONTH 45,895.06
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 5,797,771.91
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 213,569,611.35
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,535
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,690,587.84
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.98139240 % 6.66549100 % 1.35311640 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.80487150 % 6.79632183 % 1.38290380 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 4,367,649.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,183,825.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.94969102
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 355.71
POOL TRADING FACTOR: 97.79613216
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4(POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4433
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110F4T7 80,517,000.00 80,517,000.00 7.500000 % 321,674.13
NB 76110F4U4 21,235,000.00 21,235,000.00 7.500000 % 77,886.55
A-P 76110F4V2 933,718.95 933,718.95 0.000000 % 3,529.29
R-I 76110F4WO 100.00 100.00 7.500000 % 100.00
R-II 76110F4X8 100.00 100.00 7.500000 % 100.00
M-1 76110F4Y6 3,459,000.00 3,459,000.00 7.500000 % 10,482.97
M-2 76110F4Z3 649,000.00 649,000.00 7.500000 % 1,966.88
M-3 76110F5D1 487,000.00 487,000.00 7.500000 % 1,475.92
IO-A 0.00 0.00 0.548343 % 0.00
IO-B 0.00 0.00 0.548343 % 0.00
B-1 76110F5A7 324,300.00 324,300.00 7.500000 % 982.84
B-2 76110F5B5 216,200.00 216,200.00 7.500000 % 655.22
B-3 76110F5C3 270,246.88 270,246.88 7.500000 % 822.06
- -------------------------------------------------------------------------------
108,091,665.83 108,091,665.83 419,675.86
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 502,741.04 824,415.17 0.00 0.00 80,195,325.87
NB 132,665.85 210,552.40 0.00 0.00 21,157,113.45
A-P 0.00 3,529.29 0.00 0.00 930,189.66
R-I 0.63 100.63 0.00 0.00 0.00
R-II 0.63 100.63 0.00 0.00 0.00
M-1 21,598.90 32,081.87 0.00 0.00 3,448,517.03
M-2 4,052.53 6,019.41 0.00 0.00 647,033.12
M-3 3,040.96 4,516.88 0.00 0.00 485,524.08
IO-A 44,031.86 44,031.86 0.00 0.00 0.00
IO-B 4,892.43 4,892.43 0.00 0.00 0.00
B-1 2,025.02 3,007.86 0.00 0.00 323,317.16
B-2 1,350.01 2,005.23 0.00 0.00 215,544.78
B-3 1,687.49 2,509.55 0.00 0.00 269,424.82
- -------------------------------------------------------------------------------
718,087.35 1,137,763.21 0.00 0.00 107,671,989.97
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 1000.000000 3.995108 6.243912 10.239020 0.000000 996.004892
NB 1000.000000 3.667838 6.247509 9.915347 0.000000 996.332162
A-P 1000.000000 3.779822 0.000000 3.779822 0.000000 996.220178
R-I 1000.000000 1000.000000 6.300000 1006.300000 0.000000 0.000000
R-II 1000.000000 1000.000000 6.300000 1006.300000 0.000000 0.000000
M-1 1000.000000 3.030636 6.244261 9.274897 0.000000 996.969364
M-2 1000.000000 3.030632 6.244268 9.274900 0.000000 996.969368
M-3 1000.000000 3.030637 6.244271 9.274908 0.000000 996.969363
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 1000.000000 3.030651 6.244280 9.274931 0.000000 996.969349
B-2 1000.000000 3.030620 6.244265 9.274885 0.000000 996.969380
B-3 1000.000000 3.030636 6.244253 9.274889 0.000000 996.958120
_______________________________________________________________________________
DETERMINATION DATE 20-April-00
DISTRIBUTION DATE 25-April-00
Run: 04/25/00 15:09:50 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 22,519.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,955.71
SUBSERVICER ADVANCES THIS MONTH 3,832.79
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 391,524.01
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 107,671,989.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,030
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 91,589.15
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.95534670 % 4.28806300 % 0.75659050 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.95103050 % 4.25465735 % 0.75723550 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.29945700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 172.60
POOL TRADING FACTOR: 99.61174078
Run: 04/25/00 15:09:50 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,766.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,800.61
SUBSERVICER ADVANCES THIS MONTH 3,832.79
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 391,524.01
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 84,934,681.72
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 967
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 82,213.13
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.97004940 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.96515960 % 4.29173409 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.39774010
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 172.97
POOL TRADING FACTOR: 99.60566881
Run: 04/25/00 15:09:50 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,752.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,155.10
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 22,737,308.25
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 63
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 9,376.02
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.90000000 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.89751260 % 4.29173409 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.93232098
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 171.21
POOL TRADING FACTOR: 99.63442903
................................................................................
