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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-QS1(POOL # 4180)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4180
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FAA1 54,500,000.00 0.00 6.600000 % 0.00
A-2 76110FAB9 82,500,000.00 0.00 6.900000 % 0.00
A-3 76110FAC7 22,250,000.00 0.00 7.300000 % 0.00
A-4 76110FAD5 46,000,000.00 8,558,506.65 7.500000 % 775,088.24
A-5 76110FAE3 22,100,000.00 22,100,000.00 7.500000 % 0.00
A-6 76110FAF0 31,109,000.00 31,109,000.00 7.500000 % 0.00
R 514.42 1,149,664.16 0.000000 % 17,155.09
-------------------------------------------------------------------------------
258,459,514.42 62,917,170.81 792,243.33
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 53,490.67 828,578.91 0.00 0.00 7,783,418.41
A-5 138,125.00 138,125.00 0.00 0.00 22,100,000.00
A-6 194,431.25 194,431.25 0.00 0.00 31,109,000.00
R 79,860.86 97,015.95 0.00 0.00 1,132,509.07
-------------------------------------------------------------------------------
465,907.78 1,258,151.11 0.00 0.00 62,124,927.48
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 186.054492 16.849744 1.162841 18.012585 0.000000 169.204748
A-5 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-6 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
R ****.****** ****.****** *****.****** *****.****** 0.000000 ****.******
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-QS1 (POOL # 4180)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4180
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,008.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,390.84
SUBSERVICER ADVANCES THIS MONTH 33,498.98
MASTER SERVICER ADVANCES THIS MONTH 1,332.02
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,584,594.83
(B) TWO MONTHLY PAYMENTS: 7 675,796.95
(C) THREE OR MORE MONTHLY PAYMENTS: 8 1,113,392.67
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 583,067.29
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 62,124,927.48
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 833
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 124,152.92
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 686,263.23
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 98.17273390 % 1.82726610 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 98.17704560 % 1.82295440 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.29611664
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 260.61
POOL TRADING FACTOR: 24.03661851
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1(POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4194
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FAG8 52,015,000.00 0.00 6.000000 % 0.00
A-I-2 76110FAH6 67,186,000.00 0.00 6.250000 % 0.00
A-I-3 76110FAJ2 22,562,000.00 0.00 6.750000 % 0.00
A-I-4 76110FAK9 31,852,000.00 2,858,484.14 6.900000 % 808,931.59
A-I-5 76110FAL7 14,535,000.00 14,535,000.00 7.050000 % 0.00
A-I-6 76110FAM5 18,417,136.00 18,417,136.00 7.250000 % 0.00
A-I-7 76110FAN3 20,000,000.00 20,000,000.00 6.700000 % 0.00
A-II 76110FAQ6 29,374,968.00 5,448,100.07 6.696940 % 5,332.14
R 0.53 1,239,010.66 0.000000 % 5,860.04
-------------------------------------------------------------------------------
255,942,104.53 62,497,730.87 820,123.77
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 16,436.28 825,367.87 0.00 0.00 2,049,552.55
A-I-5 85,393.13 85,393.13 0.00 0.00 14,535,000.00
A-I-6 111,270.20 111,270.20 0.00 0.00 18,417,136.00
A-I-7 111,666.67 111,666.67 0.00 0.00 20,000,000.00
A-II 32,863.70 38,195.84 0.00 0.00 5,442,767.93
R 89,208.89 95,068.93 0.00 0.00 1,233,150.62
-------------------------------------------------------------------------------
446,838.87 1,266,962.64 0.00 0.00 61,677,607.10
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 89.742689 25.396571 0.516020 25.912591 0.000000 64.346118
A-I-5 1000.000000 0.000000 5.875000 5.875000 0.000000 1000.000000
A-I-6 1000.000000 0.000000 6.041667 6.041667 0.000000 1000.000000
A-I-7 1000.000000 0.000000 5.583334 5.583334 0.000000 1000.000000
A-II 185.467438 0.181520 1.118765 1.300285 0.000000 185.285919
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,173.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,389.45
SUBSERVICER ADVANCES THIS MONTH 34,878.83
MASTER SERVICER ADVANCES THIS MONTH 8,889.53
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 1,981,148.60
(B) TWO MONTHLY PAYMENTS: 3 355,952.37
(C) THREE OR MORE MONTHLY PAYMENTS: 10 942,265.52
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 895,758.02
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 61,677,607.10
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 670
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 1,081,096.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 727,849.24
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 98.01751100 % 1.98248900 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 98.00065100 % 1.99934900 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.03849300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 271.59
POOL TRADING FACTOR: 24.09826520
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,623.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,276.63
SUBSERVICER ADVANCES THIS MONTH 26,446.63
MASTER SERVICER ADVANCES THIS MONTH 4,277.10
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,409,808.22
(B) TWO MONTHLY PAYMENTS: 2 247,711.26
(C) THREE OR MORE MONTHLY PAYMENTS: 9 823,074.77
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 682,193.03
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 55,794,214.64
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 620
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 476,084.16
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 727,562.37
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 1.41035180 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.99166776
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 269.01
POOL TRADING FACTOR: 24.62590807
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,550.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 112.82
SUBSERVICER ADVANCES THIS MONTH 8,432.20
MASTER SERVICER ADVANCES THIS MONTH 4,612.43
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 571,340.38
(B) TWO MONTHLY PAYMENTS: 1 108,241.11
(C) THREE OR MORE MONTHLY PAYMENTS: 1 119,190.75
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 213,564.99
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 5,883,392.46
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 50
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 605,011.84
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 286.87
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 7.48251210 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.48255568
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 296.02
POOL TRADING FACTOR: 20.02859159
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS2(POOL # 4201)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4201
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FAS2 40,000,000.00 0.00 6.400000 % 0.00
A-2 76110FAT0 16,000,000.00 0.00 7.000000 % 0.00
A-3 76110FAU7 28,500,000.00 0.00 7.050000 % 0.00
A-4 76110FAV5 15,000,000.00 0.00 7.050000 % 0.00
A-5 76110FAW3 14,000,000.00 0.00 7.350000 % 0.00
A-6 76110FAX1 10,000,000.00 0.00 7.450000 % 0.00
A-7 76110FAY9 26,000,000.00 25,305,139.70 7.250000 % 592,111.84
A-8 76110FAZ6 14,043,411.00 14,043,411.00 7.500000 % 0.00
A-9 76110FBA0 18,190,000.00 18,190,000.00 7.500000 % 0.00
A-10 76110FBB8 178,007.00 89,701.82 0.000000 % 133.52
R 0.00 1,814,108.33 0.000000 % 0.00
-------------------------------------------------------------------------------
181,911,418.00 59,442,360.85 592,245.36
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 152,885.22 744,997.06 0.00 0.00 24,713,027.86
A-8 87,771.32 87,771.32 0.00 0.00 14,043,411.00
A-9 113,687.50 113,687.50 0.00 0.00 18,190,000.00
A-10 0.00 133.52 0.00 0.00 89,568.30
R 56,523.71 56,523.71 5,005.85 0.00 1,819,114.18
-------------------------------------------------------------------------------
410,867.75 1,003,113.11 5,005.85 0.00 58,855,121.34
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 973.274604 22.773532 5.880201 28.653733 0.000000 950.501072
A-8 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-9 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-10 503.922992 0.750083 0.000000 0.750083 0.000000 503.172909
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS2 (POOL # 4201)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4201
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,305.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,571.91
SUBSERVICER ADVANCES THIS MONTH 33,024.09
MASTER SERVICER ADVANCES THIS MONTH 1,532.71
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,988,873.99
(B) TWO MONTHLY PAYMENTS: 5 736,041.38
(C) THREE OR MORE MONTHLY PAYMENTS: 7 532,057.17
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 864,623.90
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 58,855,121.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 676
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 185,806.81
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 505,011.41
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 96.94812200 % 3.05187800 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 96.90916590 % 3.09083410 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.81027313
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 276.83
POOL TRADING FACTOR: 32.35372578
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3(POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4211
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FBC6 42,855,000.00 0.00 6.780000 % 0.00
A-I-2 76110FBD4 26,000,000.00 0.00 7.150000 % 0.00
A-I-3 76110FBE2 10,596,000.00 0.00 7.290000 % 0.00
A-I-4 76110FBF9 25,000,000.00 0.00 7.250000 % 0.00
A-I-5 76110FBG7 18,587,000.00 0.00 7.460000 % 0.00
A-I-6 76110FBH5 21,696,000.00 0.00 7.750000 % 0.00
A-I-7 76110FBJ1 8,047,000.00 0.00 7.750000 % 0.00
A-I-8 76110FBK8 17,436,000.00 2,411,192.72 7.750000 % 1,179,594.39
A-I-9 76110FBL6 25,145,000.00 25,145,000.00 7.750000 % 0.00
A-I-10 76110FBM4 19,000,000.00 19,000,000.00 7.750000 % 0.00
A-I-11 76110FBN2 15,875,562.00 15,875,562.00 7.750000 % 0.00
A-II 76110FBP7 20,551,438.00 6,327,361.39 7.750000 % 36,776.02
A-P 76110FBQ5 1,166,695.86 649,044.02 0.000000 % 1,590.48
R-I 76110FBR3 100.00 0.00 7.750000 % 0.00
R-II 76110FBS1 100.00 0.00 7.750000 % 0.00
M-1 76110FBT9 12,528,500.00 11,743,171.61 7.750000 % 16,028.31
M-2 76110FBU6 5,568,000.00 5,218,979.04 7.750000 % 7,123.41
M-3 76110FBV4 4,176,000.00 3,914,234.33 7.750000 % 5,342.56
B-1 1,809,600.00 1,696,168.18 7.750000 % 2,315.11
B-2 696,000.00 652,372.37 7.750000 % 890.43
B-3 1,670,738.96 1,202,465.22 7.750000 % 302.36
A-V 76110FHY2 0.00 0.00 0.673253 % 0.00
STRIP 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
278,404,734.82 93,835,550.88 1,249,963.07
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 15,564.30 1,195,158.69 0.00 0.00 1,231,598.33
A-I-9 162,311.49 162,311.49 0.00 0.00 25,145,000.00
A-I-10 122,645.39 122,645.39 0.00 0.00 19,000,000.00
A-I-11 102,477.08 102,477.08 0.00 0.00 15,875,562.00
A-II 40,843.25 77,619.27 0.00 0.00 6,290,585.37
A-P 0.00 1,590.48 0.00 0.00 647,453.54
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 75,802.42 91,830.73 0.00 0.00 11,727,143.30
M-2 33,688.62 40,812.03 0.00 0.00 5,211,855.63
M-3 25,266.46 30,609.02 0.00 0.00 3,908,891.77
B-1 10,948.80 13,263.91 0.00 0.00 1,693,853.07
B-2 4,211.08 5,101.51 0.00 0.00 651,481.94
B-3 7,761.94 8,064.30 0.00 0.00 1,085,580.37
A-V 52,618.89 52,618.89 0.00 0.00 0.00
STRIP 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
654,139.72 1,904,102.79 0.00 0.00 92,469,005.32
===============================================================================
Run: 11/27/00 07:28:41
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3(POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4211
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 138.288181 67.652810 0.892653 68.545463 0.000000 70.635371
A-I-9 1000.000000 0.000000 6.455020 6.455020 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.455021 6.455021 0.000000 1000.000000
A-I-11 1000.000000 0.000000 6.455021 6.455021 0.000000 1000.000000
A-II 307.879254 1.789462 1.987367 3.776829 0.000000 306.089791
A-P 556.309525 1.363232 0.000000 1.363232 0.000000 554.946293
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 937.316647 1.279348 6.050399 7.329747 0.000000 936.037299
M-2 937.316638 1.279348 6.050399 7.329747 0.000000 936.037290
M-3 937.316650 1.279349 6.050398 7.329747 0.000000 936.037301
B-1 937.316634 1.279349 6.050398 7.329747 0.000000 936.037285
B-2 937.316624 1.279353 6.050402 7.329755 0.000000 936.037270
B-3 719.720584 0.180974 4.645813 4.826787 0.000000 649.760611
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
STRIP 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:41 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,489.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,642.20
SUBSERVICER ADVANCES THIS MONTH 35,018.80
MASTER SERVICER ADVANCES THIS MONTH 1,827.39
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 2,640,058.82
(B) TWO MONTHLY PAYMENTS: 7 637,092.46
(C) THREE OR MORE MONTHLY PAYMENTS: 3 270,252.54
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 775,483.95
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 92,469,005.32
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,023
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 227,503.89
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 985,325.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 73.78655820 % 22.24784200 % 3.78428620 %
PREPAYMENT PERCENT 89.51977360 % 0.00000000 % 10.48022640 %
NEXT DISTRIBUTION 73.55870640 % 22.54581481 % 3.73650340 %
BANKRUPTCY AMOUNT AVAILABLE 133,486.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,895,302.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.70011000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 276.08
POOL TRADING FACTOR: 33.21387669
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,766.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,114.33
SUBSERVICER ADVANCES THIS MONTH 34,695.77
MASTER SERVICER ADVANCES THIS MONTH 1,827.39
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 2,615,547.49
(B) TWO MONTHLY PAYMENTS: 7 637,092.46
(C) THREE OR MORE MONTHLY PAYMENTS: 3 270,252.54
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 775,483.95
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 84,273,571.98
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 930
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 227,503.89
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 983,253.51
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 73.36411750 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 73.11074810 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 133,486.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,895,302.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.74562919
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 291.28
POOL TRADING FACTOR: 33.00862701
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,723.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 527.87
SUBSERVICER ADVANCES THIS MONTH 323.03
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 24,511.33
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 8,195,433.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 93
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,072.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 78.23133240 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 78.22573320 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 133,486.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,895,302.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.23203166
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 119.78
POOL TRADING FACTOR: 35.48264692
................................................................................
Run: 11/27/00 07:28:41 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4(POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4216
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FBW2 45,914,000.00 0.00 6.850000 % 0.00
A-I-2 76110FBX0 26,945,000.00 0.00 11.000000 % 0.00
A-I-3 76110FBY8 15,646,000.00 0.00 7.300000 % 0.00
A-I-4 76110FBZ5 32,740,000.00 0.00 7.500000 % 0.00
A-I-5 76110FCA9 10,023,000.00 0.00 7.700000 % 0.00
A-I-6 76110FCB7 26,811,000.00 0.00 8.000000 % 0.00
A-I-7 76110FCC5 18,046,000.00 7,557,141.12 8.000000 % 1,558,548.74
A-I-8 76110FCD3 9,094,000.00 9,094,000.00 8.000000 % 0.00
A-I-9 76110FCE1 10,284,000.00 10,284,000.00 8.000000 % 0.00
A-I-10 76110FCF8 27,538,000.00 27,538,000.00 7.900000 % 0.00
A-II-1 76110FCG6 16,021,000.00 0.00 7.250000 % 0.00
A-II-2 76110FCH4 8,580,000.00 6,259,641.27 7.650000 % 270,014.55
A-P 76110FCJ0 3,039,637.99 1,452,887.56 0.000000 % 3,149.37
A-V-1 0.00 0.00 0.909649 % 0.00
A-V-2 0.00 0.00 0.366816 % 0.00
R-I 76110FCK7 100.00 0.00 8.000000 % 0.00
R-II 76110FCL5 100.00 0.00 8.000000 % 0.00
M-1 76110FCM3 13,230,500.00 12,388,957.79 8.000000 % 18,190.33
M-2 76110FCN1 5,570,800.00 5,216,462.41 8.000000 % 7,659.17
M-3 76110FCP6 4,456,600.00 4,173,132.49 8.000000 % 6,127.28
B-1 76110FCR2 2,228,400.00 2,086,659.90 8.000000 % 3,063.78
B-2 76110FCS0 696,400.00 654,282.92 8.000000 % 960.66
B-3 76110FCT8 1,671,255.97 670,700.29 8.000000 % 778.55
STRIP 0.00 0.00 0.146302 % 0.00
-------------------------------------------------------------------------------
278,535,793.96 87,375,865.75 1,868,492.43
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 50,366.53 1,608,915.27 0.00 0.00 5,998,592.38
A-I-8 60,609.33 60,609.33 0.00 0.00 9,094,000.00
A-I-9 68,540.39 68,540.39 0.00 0.00 10,284,000.00
A-I-10 181,239.96 181,239.96 0.00 0.00 27,538,000.00
A-II-1 0.00 0.00 0.00 0.00 0.00
A-II-2 39,893.79 309,908.34 0.00 0.00 5,989,626.72
A-P 0.00 3,149.37 0.00 0.00 1,449,738.19
A-V-1 44,211.20 44,211.20 0.00 0.00 0.00
A-V-2 8,873.25 8,873.25 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 82,569.42 100,759.75 0.00 0.00 12,370,767.46
M-2 34,766.47 42,425.64 0.00 0.00 5,208,803.24
M-3 27,812.92 33,940.20 0.00 0.00 4,167,005.21
B-1 13,907.09 16,970.87 0.00 0.00 2,083,596.12
B-2 4,360.64 5,321.30 0.00 0.00 653,322.26
B-3 4,470.06 5,248.61 0.00 0.00 669,715.51
STRIP 4,119.38 4,119.38 0.00 0.00 0.00
-------------------------------------------------------------------------------
625,740.43 2,494,232.86 0.00 0.00 85,507,167.09
===============================================================================
Run: 11/27/00 07:28:41
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4(POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4216
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 418.770981 86.365330 2.791008 89.156338 0.000000 332.405651
A-I-8 1000.000000 0.000000 6.664760 6.664760 0.000000 1000.000000
A-I-9 1000.000000 0.000000 6.664760 6.664760 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.581450 6.581450 0.000000 1000.000000
A-II-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-II-2 729.561920 31.470227 4.649626 36.119853 0.000000 698.091692
A-P 477.980458 1.036100 0.000000 1.036100 0.000000 476.944358
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 936.393771 1.374879 6.240839 7.615718 0.000000 935.018893
M-2 936.393769 1.374878 6.240840 7.615718 0.000000 935.018891
M-3 936.393773 1.374878 6.240838 7.615716 0.000000 935.018896
B-1 936.393780 1.374879 6.240841 7.615720 0.000000 935.018902
B-2 939.521712 1.379466 6.261689 7.641155 0.000000 938.142246
B-3 401.315120 0.465847 2.674671 3.140518 0.000000 400.725874
STRIP 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,017.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 27,538.41
MASTER SERVICER ADVANCES THIS MONTH 2,528.22
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 1,537,988.29
(B) TWO MONTHLY PAYMENTS: 4 584,829.15
(C) THREE OR MORE MONTHLY PAYMENTS: 2 80,084.58
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,022,973.50
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 85,507,167.09
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,045
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 200,502.68
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,736,204.80
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 70.68281810 % 24.92513500 % 3.90456000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 70.07616090 % 25.43245982 % 4.05274580 %
BANKRUPTCY AMOUNT AVAILABLE 167,584.00
FRAUD AMOUNT AVAILABLE 1,184,931.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,669,705.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.91427700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 271.71
POOL TRADING FACTOR: 30.69880746
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,266.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 25,837.86
MASTER SERVICER ADVANCES THIS MONTH 1,046.37
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 1,396,974.56
(B) TWO MONTHLY PAYMENTS: 4 584,829.15
(C) THREE OR MORE MONTHLY PAYMENTS: 2 80,084.58
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,022,973.50
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 77,184,877.27
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 857
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 121,311.38
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,500,154.76
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % 3.90956990 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 0.00000000 % 3.98403320 %
BANKRUPTCY AMOUNT AVAILABLE 167,584.00
FRAUD AMOUNT AVAILABLE 1,184,931.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,669,705.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.92581264
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 288.29
POOL TRADING FACTOR: 30.77616227
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,751.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 1,700.55
MASTER SERVICER ADVANCES THIS MONTH 1,481.85
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 141,013.73
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 8,322,289.82
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 188
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 79,191.30
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 236,050.04
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % 3.85870020 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 0.00000000 % 3.98403320 %
BANKRUPTCY AMOUNT AVAILABLE 167,584.00
FRAUD AMOUNT AVAILABLE 1,184,931.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,669,705.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.80729447
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 117.97
POOL TRADING FACTOR: 29.99948725
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS6(POOL # 4220)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4220
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 76110FCQ4 138,145,180.00 36,409,336.29 6.980000 % 920,521.68
R 973,833.13 2,315,966.28 0.000000 % 0.00
-------------------------------------------------------------------------------
139,119,013.13 38,725,302.57 920,521.68
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 232,861.11 1,153,382.79 0.00 0.00 35,488,814.61
R 0.00 0.00 21,495.65 0.00 2,337,461.93
-------------------------------------------------------------------------------
232,861.11 1,153,382.79 21,495.65 0.00 37,826,276.54
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 263.558499 6.663437 1.685626 8.349063 0.000000 256.895062
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:45 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS6 (POOL # 4220)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4220
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,823.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 179.50
SUBSERVICER ADVANCES THIS MONTH 20,166.05
MASTER SERVICER ADVANCES THIS MONTH 2,092.97
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 16 1,243,660.85
(B) TWO MONTHLY PAYMENTS: 2 125,961.25
(C) THREE OR MORE MONTHLY PAYMENTS: 4 351,807.74
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 608,006.37
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 37,826,276.54
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 526
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 270,167.91
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 806,230.59
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 94.01950110 % 5.98049890 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 93.82053390 % 6.17946610 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 395,888.00
SPECIAL HAZARD AMOUNT AVAILABLE 882,448.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.50319156
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 230.87
POOL TRADING FACTOR: 27.18986836
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5(POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4222
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FCU5 23,848,000.00 0.00 9.500000 % 0.00
A-I-2 76110FCV3 25,000,000.00 0.00 7.600000 % 0.00
A-I-3 76110FCW1 12,373,000.00 0.00 6.650000 % 0.00
A-I-4 76110FCX9 7,100,000.00 0.00 7.450000 % 0.00
A-I-5 76110FCY7 10,137,000.00 0.00 7.600000 % 0.00
A-I-6 76110FCZ4 5,558,000.00 0.00 7.800000 % 0.00
A-I-7 76110FDA8 16,926,000.00 0.00 8.000000 % 0.00
A-I-8 76110FDB6 6,884,000.00 268,722.63 8.000000 % 268,722.63
A-I-9 76110FDC4 11,229,000.00 11,229,000.00 8.000000 % 666,129.13
A-I-10 76110FDD2 22,501,000.00 22,501,000.00 8.000000 % 0.00
A-II-1 76110FDE0 11,162,000.00 0.00 8.000000 % 0.00
A-II-2 76110FDF7 4,525,000.00 4,391,874.07 8.000000 % 28,084.92
A-P 76110FDG5 1,105,878.69 590,893.63 0.000000 % 1,265.03
A-V-1 796QS5AV1 0.00 0.00 1.013171 % 0.00
A-V-2 796QS5AV2 0.00 0.00 0.383064 % 0.00
R 76110FDH3 100.00 0.00 8.000000 % 0.00
M-1 76110FDJ9 7,918,500.00 7,287,440.49 8.000000 % 12,341.48
M-2 76110FDK6 3,958,800.00 3,647,567.49 8.000000 % 6,177.25
M-3 76110FDL4 2,815,100.00 2,596,939.58 8.000000 % 4,397.99
B-1 76110FDM2 1,407,600.00 1,312,939.15 8.000000 % 2,223.50
B-2 76110FDN0 439,800.00 414,651.74 8.000000 % 702.22
B-3 76110FDP5 1,055,748.52 544,954.99 8.000000 % 0.00
-------------------------------------------------------------------------------
175,944,527.21 54,785,983.77 990,044.15
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 1,790.86 270,513.49 0.00 0.00 0.00
A-I-9 74,834.00 740,963.13 0.00 0.00 10,562,870.87
A-I-10 149,954.58 149,954.58 0.00 0.00 22,501,000.00
A-II-1 0.00 0.00 0.00 0.00 0.00
A-II-2 29,268.99 57,353.91 0.00 0.00 4,363,789.15
A-P 0.00 1,265.03 0.00 0.00 589,628.60
A-V-1 33,430.67 33,430.67 0.00 0.00 0.00
A-V-2 4,843.10 4,843.10 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 48,566.07 60,907.55 0.00 0.00 7,275,099.01
M-2 24,308.68 30,485.93 0.00 0.00 3,641,390.24
M-3 17,306.92 21,704.91 0.00 0.00 2,592,541.59
B-1 9,702.37 11,925.87 0.00 0.00 1,310,715.65
B-2 5,526.54 6,228.76 0.00 0.00 413,949.52
B-3 839.08 839.08 0.00 0.00 535,068.42
-------------------------------------------------------------------------------
400,371.86 1,390,416.01 0.00 0.00 53,786,053.05
===============================================================================
Run: 11/27/00 07:28:42
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5(POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4222
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 39.035827 39.035827 0.260148 39.295975 0.000000 0.000000
A-I-9 1000.000000 59.322213 6.664351 65.986564 0.000000 940.677787
A-I-10 1000.000000 0.000000 6.664352 6.664352 0.000000 1000.000000
A-II-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-II-2 970.579905 6.206612 6.468285 12.674897 0.000000 964.373293
A-P 534.320478 1.143915 0.000000 1.143915 0.000000 533.176563
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 920.305675 1.558563 6.133241 7.691804 0.000000 918.747113
M-2 921.382108 1.560384 6.140416 7.700800 0.000000 919.821724
M-3 922.503492 1.562286 6.147888 7.710174 0.000000 920.941206
B-1 932.750178 1.579639 6.892846 8.472485 0.000000 931.170539
B-2 942.818872 1.596680 12.566030 14.162710 0.000000 941.222192
B-3 516.178787 0.000000 0.794773 0.794773 0.000000 506.814275
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,346.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,168.41
SUBSERVICER ADVANCES THIS MONTH 24,192.92
MASTER SERVICER ADVANCES THIS MONTH 869.81
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,588,119.67
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 4 471,189.93
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 883,753.10
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 53,786,053.05
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 656
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 102,623.42
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 873,411.01
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 70.83777630 % 24.69965200 % 4.14804250 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 70.35747310 % 25.11623381 % 4.24790500 %
BANKRUPTCY AMOUNT AVAILABLE 125,000.00
FRAUD AMOUNT AVAILABLE 547,274.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,642,730.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.07941600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 274.62
POOL TRADING FACTOR: 30.56989263
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 10,123.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,744.65
SUBSERVICER ADVANCES THIS MONTH 24,192.92
MASTER SERVICER ADVANCES THIS MONTH 869.81
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,588,119.67
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 4 471,189.93
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 883,753.10
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 47,947,442.41
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 556
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 102,623.42
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 868,380.89
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 70.32463180 % 0.00000000 % 4.15396760 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 69.78080130 % 0.00000000 % 4.27003280 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 547,274.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,642,730.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.09911318
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 293.15
POOL TRADING FACTOR: 30.26174108
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,222.82
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 423.76
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 5,838,610.64
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 100
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 5,030.12
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 75.07876280 % 0.00000000 % 4.15396770 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 75.05727900 % 0.00000000 % 4.23762070 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 547,274.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,642,730.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.91765656
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 122.43
POOL TRADING FACTOR: 33.35951976
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7(POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4228
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FDQ3 20,106,154.00 0.00 7.050000 % 0.00
A-I-2 76110FDR1 43,322,483.00 0.00 0.000000 % 0.00
A-I-3 76110FDS9 0.00 0.00 0.000000 % 0.00
A-I-4 76110FDT7 13,330,948.00 0.00 7.125000 % 0.00
A-I-5 76110FDU4 24,973,716.00 0.00 7.600000 % 0.00
A-I-6 76110FDV2 0.00 0.00 8.000000 % 0.00
A-I-7 76110FDW0 1,000,000.00 0.00 7.700000 % 0.00
A-I-8 76110FDX8 9,539,699.00 0.00 7.700000 % 0.00
A-I-9 76110FDY6 22,526,000.00 0.00 8.000000 % 0.00
A-I-10 76110FDZ3 11,650,000.00 4,483,209.43 8.000000 % 627,311.48
A-I-11 76110FEA7 30,421,000.00 30,421,000.00 8.000000 % 0.00
A-I-12 76110FEB5 8,619,000.00 8,619,000.00 8.000000 % 0.00
A-II 76110FEC3 20,104,000.00 6,801,708.38 8.000000 % 154,187.96
A-P 76110FED1 601,147.92 272,021.67 0.000000 % 564.70
A-V-1 796QS7AV1 0.00 0.00 0.882016 % 0.00
A-V-2 796QS7AV2 0.00 0.00 0.437669 % 0.00
R-I 76110FEE9 100.00 0.00 8.000000 % 0.00
R-II 76110FEF6 100.00 0.00 8.000000 % 0.00
M-1 76110FEG4 9,114,600.00 8,525,106.22 8.000000 % 13,992.29
M-2 76110FEH2 5,126,400.00 4,794,846.13 8.000000 % 7,869.80
M-3 76110FEJ8 3,645,500.00 3,409,724.47 8.000000 % 5,596.39
B-1 1,822,700.00 1,704,815.49 8.000000 % 2,798.12
B-2 569,600.00 532,760.74 8.000000 % 874.42
B-3 1,366,716.75 861,623.64 8.000000 % 1,414.19
-------------------------------------------------------------------------------
227,839,864.67 70,425,816.17 814,609.35
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 0.00 0.00 0.00 0.00 0.00
A-I-9 0.00 0.00 0.00 0.00 0.00
A-I-10 29,875.07 657,186.55 0.00 0.00 3,855,897.95
A-I-11 202,718.50 202,718.50 0.00 0.00 30,421,000.00
A-I-12 57,435.02 57,435.02 0.00 0.00 8,619,000.00
A-II 45,325.01 199,512.97 0.00 0.00 6,647,520.42
A-P 0.00 564.70 0.00 0.00 271,456.97
A-V-1 40,239.56 40,239.56 0.00 0.00 0.00
A-V-2 5,707.38 5,707.38 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 56,809.33 70,801.62 0.00 0.00 8,511,113.93
M-2 31,951.74 39,821.54 0.00 0.00 4,786,976.33
M-3 22,721.62 28,318.01 0.00 0.00 3,404,128.08
B-1 11,360.50 14,158.62 0.00 0.00 1,702,017.37
B-2 3,550.20 4,424.62 0.00 0.00 531,886.32
B-3 5,741.66 7,155.85 0.00 0.00 860,209.44
-------------------------------------------------------------------------------
513,435.59 1,328,044.94 0.00 0.00 69,611,206.81
===============================================================================
Run: 11/27/00 07:28:42
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7(POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4228
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-10 384.824844 53.846479 2.564384 56.410863 0.000000 330.978365
A-I-11 1000.000000 0.000000 6.663768 6.663768 0.000000 1000.000000
A-I-12 1000.000000 0.000000 6.663768 6.663768 0.000000 1000.000000
A-II 338.326123 7.669517 2.254527 9.924044 0.000000 330.656607
A-P 452.503720 0.939377 0.000000 0.939377 0.000000 451.564343
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 935.324229 1.535151 6.232784 7.767935 0.000000 933.789078
M-2 935.324229 1.535151 6.232783 7.767934 0.000000 933.789078
M-3 935.324227 1.535150 6.232786 7.767936 0.000000 933.789077
B-1 935.324239 1.535151 6.232787 7.767938 0.000000 933.789088
B-2 935.324333 1.535147 6.232795 7.767942 0.000000 933.789185
B-3 630.433219 1.034735 4.201061 5.235796 0.000000 629.398479
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:42 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,546.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,738.05
SUBSERVICER ADVANCES THIS MONTH 40,519.53
MASTER SERVICER ADVANCES THIS MONTH 2,241.41
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 2,344,900.21
(B) TWO MONTHLY PAYMENTS: 6 455,412.80
(C) THREE OR MORE MONTHLY PAYMENTS: 6 1,228,537.62
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 423,538.86
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 69,611,206.81
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 823
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 263,298.56
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 681,535.34
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 71.73513300 % 23.75503400 % 4.40065880 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 71.45024100 % 23.99357676 % 4.46225020 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 862,242.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,622,499.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.07950200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 274.53
POOL TRADING FACTOR: 30.55268968
Run: 11/27/00 07:28:42 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,769.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,301.39
SUBSERVICER ADVANCES THIS MONTH 29,012.00
MASTER SERVICER ADVANCES THIS MONTH 2,241.41
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 1,870,774.46
(B) TWO MONTHLY PAYMENTS: 5 398,915.25
(C) THREE OR MORE MONTHLY PAYMENTS: 5 795,429.73
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 423,538.86
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 61,182,649.74
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 694
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 263,298.56
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 584,838.37
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 70.66739240 % 0.00000000 % ***.******** %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 70.38591940 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.11698670
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 295.73
POOL TRADING FACTOR: 29.77632681
Run: 11/27/00 07:28:42 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,777.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 436.66
SUBSERVICER ADVANCES THIS MONTH 11,507.53
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 474,125.75
(B) TWO MONTHLY PAYMENTS: 1 56,497.55
(C) THREE OR MORE MONTHLY PAYMENTS: 1 433,107.89
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 8,428,557.07
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 129
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 96,696.97
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.41301860 % 0.00000000 % ***.******** %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.17591920 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.80739763
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 120.67
POOL TRADING FACTOR: 37.68514122
................................................................................
Run: 11/27/00 07:27:47 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8(POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4231
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FEK5 4,000,000.00 0.00 7.400000 % 0.00
A-2 76110FEL3 4,074,824.00 0.00 7.300000 % 0.00
A-3 76110FEM1 13,128,206.00 0.00 7.050000 % 0.00
A-4 76110FEN9 3,765,148.00 0.00 7.300000 % 0.00
A-5 76110FEP4 10,500,000.00 0.00 7.400000 % 0.00
A-6 76110FEQ2 2,600,500.00 0.00 7.400000 % 0.00
A-7 76110FER0 31,579,563.00 810,408.71 7.120000 % 152,686.07
A-8 76110FES8 0.00 0.00 1.880000 % 0.00
A-9 76110FET6 32,965,000.00 0.00 0.000000 % 0.00
A-10 76110FEU3 20,953,719.00 2,894,311.30 7.400000 % 545,307.40
A-11 76110FEV1 13,975,000.00 13,975,000.00 7.750000 % 0.00
A-12 76110FEW9 2,000,000.00 2,000,000.00 7.750000 % 0.00
A-13 76110FEX7 20,646,958.00 20,646,958.00 7.750000 % 0.00
A-14 76110FEY5 115,824.70 49,166.25 0.000000 % 78.82
A-15-1 96QS8A151 0.00 0.00 0.962312 % 0.00
A-15-2 96QS8A152 0.00 0.00 0.511883 % 0.00
R-I 76110FEZ2 100.00 0.00 7.750000 % 0.00
R-II 76110FFA6 100.00 0.00 7.750000 % 0.00
M-1 76110FFB4 6,661,000.00 6,242,499.20 7.750000 % 6,449.23
M-2 76110FFC2 4,440,700.00 4,161,697.39 7.750000 % 4,299.52
M-3 76110FFD0 3,108,500.00 2,913,197.55 7.750000 % 3,009.67
B-1 1,509,500.00 1,414,660.33 7.750000 % 1,461.51
B-2 444,000.00 416,104.13 7.750000 % 429.88
B-3 1,154,562.90 884,841.86 7.750000 % 914.14
-------------------------------------------------------------------------------
177,623,205.60 56,408,844.72 714,636.24
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 4,805.62 157,491.69 0.00 0.00 657,722.64
A-8 1,268.90 1,268.90 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 17,837.81 563,145.21 0.00 0.00 2,349,003.90
A-11 90,202.40 90,202.40 0.00 0.00 13,975,000.00
A-12 12,909.11 12,909.11 0.00 0.00 2,000,000.00
A-13 133,266.91 133,266.91 0.00 0.00 20,646,958.00
A-14 0.00 78.82 0.00 0.00 49,087.43
A-15-1 36,292.13 36,292.13 0.00 0.00 0.00
A-15-2 4,743.30 4,743.30 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 40,292.55 46,741.78 0.00 0.00 6,236,049.97
M-2 26,861.90 31,161.42 0.00 0.00 4,157,397.87
M-3 18,803.39 21,813.06 0.00 0.00 2,910,187.88
B-1 9,131.00 10,592.51 0.00 0.00 1,413,198.82
B-2 2,685.77 3,115.65 0.00 0.00 415,674.25
B-3 5,711.26 6,625.40 0.00 0.00 883,927.72
-------------------------------------------------------------------------------
404,812.05 1,119,448.29 0.00 0.00 55,694,208.48
===============================================================================
Run: 11/27/00 07:27:47
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8(POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4231
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 25.662442 4.834965 0.152175 4.987140 0.000000 20.827478
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 138.128764 26.024373 0.851296 26.875669 0.000000 112.104391
A-11 1000.000000 0.000000 6.454555 6.454555 0.000000 1000.000000
A-12 1000.000000 0.000000 6.454555 6.454555 0.000000 1000.000000
A-13 1000.000000 0.000000 6.454554 6.454554 0.000000 1000.000000
A-14 424.488473 0.680511 0.000000 0.680511 0.000000 423.807962
A-15-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 937.171476 0.968207 6.049024 7.017231 0.000000 936.203268
M-2 937.171480 0.968208 6.049024 7.017232 0.000000 936.203272
M-3 937.171481 0.968207 6.049024 7.017231 0.000000 936.203275
B-1 937.171467 0.968208 6.049023 7.017231 0.000000 936.203259
B-2 937.171464 0.968198 6.049032 7.017230 0.000000 936.203266
B-3 766.386881 0.791728 4.946686 5.738414 0.000000 765.595118
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:47 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8 (POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4231
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,632.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 552.05
SUBSERVICER ADVANCES THIS MONTH 28,452.06
MASTER SERVICER ADVANCES THIS MONTH 1,399.90
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 1,782,201.59
(B) TWO MONTHLY PAYMENTS: 5 762,227.13
(C) THREE OR MORE MONTHLY PAYMENTS: 4 535,958.45
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 376,538.79
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 55,694,208.48
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 641
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 173,062.01
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 656,331.90
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 71.55235640 % 23.62929400 % 4.81834960 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 71.21681790 % 23.88692843 % 4.87518180 %
BANKRUPTCY AMOUNT AVAILABLE 158,130.00
FRAUD AMOUNT AVAILABLE 3,552,464.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,776,232.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.94521732
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 294.90
POOL TRADING FACTOR: 31.35525468
................................................................................
Run: 11/27/00 07:27:49 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1(POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4237
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FFE8 33,258,000.00 0.00 6.750000 % 0.00
A-2 76110FFF5 10,146,000.00 0.00 6.750000 % 0.00
A-3 76110FFG3 24,816,000.00 0.00 6.750000 % 0.00
A-4 76110FFH1 15,938,000.00 0.00 6.750000 % 0.00
A-5 76110FFJ7 10,253,000.00 0.00 6.750000 % 0.00
A-6 76110FFK4 31,511,646.00 3,926,567.49 11.000000 % 177,997.57
A-7 76110FFL2 17,652,000.00 0.00 6.750000 % 0.00
A-8 76110FFM0 5,655,589.00 1,534,517.82 6.750000 % 158,220.07
A-9 76110FFN8 19,068,000.00 6,521,700.60 6.750000 % 672,435.29
A-10 76110FFP3 10,267,765.00 10,267,765.00 6.750000 % 0.00
A-11 76110FFQ1 47,506,000.00 47,506,000.00 7.500000 % 0.00
A-12 76110FFR9 212,947.62 120,662.24 0.000000 % 165.37
A-13-1 0.00 0.00 0.995388 % 0.00
A-13-2 0.00 0.00 0.670200 % 0.00
R 76110FFT5 100.00 0.00 7.500000 % 0.00
M-1 76110FFV0 9,377,000.00 9,016,278.75 7.500000 % 8,847.46
M-2 76110FFW8 6,251,000.00 6,010,531.99 7.500000 % 5,897.99
M-3 76110FFX6 4,375,700.00 4,207,372.39 7.500000 % 4,128.60
B-1 1,624,900.00 1,562,392.16 7.500000 % 1,533.14
B-2 624,800.00 601,276.91 7.500000 % 66.92
B-3 1,500,282.64 1,078,324.77 7.500000 % 0.00
-------------------------------------------------------------------------------
250,038,730.26 92,353,390.12 1,029,292.41
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 35,979.20 213,976.77 0.00 0.00 3,748,569.92
A-7 0.00 0.00 0.00 0.00 0.00
A-8 8,628.22 166,848.29 0.00 0.00 1,376,297.75
A-9 36,669.95 709,105.24 0.00 0.00 5,849,265.31
A-10 57,733.16 57,733.16 0.00 0.00 10,267,765.00
A-11 296,794.18 296,794.18 0.00 0.00 47,506,000.00
A-12 0.00 165.37 0.00 0.00 120,496.87
A-13-1 62,027.35 62,027.35 0.00 0.00 0.00
A-13-2 9,795.46 9,795.46 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 56,329.28 65,176.74 0.00 0.00 9,007,431.29
M-2 37,550.85 43,448.84 0.00 0.00 6,004,634.00
M-3 26,285.60 30,414.20 0.00 0.00 4,203,243.79
B-1 9,761.06 11,294.20 0.00 0.00 1,560,859.02
B-2 3,756.48 3,823.40 0.00 0.00 601,209.99
B-3 0.00 0.00 0.00 0.00 1,076,743.53
-------------------------------------------------------------------------------
641,310.79 1,670,603.20 0.00 0.00 91,322,516.47
===============================================================================
Run: 11/27/00 07:27:49
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1(POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4237
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 124.606867 5.648628 1.141775 6.790403 0.000000 118.958239
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 271.327676 27.975878 1.525609 29.501487 0.000000 243.351798
A-9 342.023317 35.265119 1.923115 37.188234 0.000000 306.758198
A-10 1000.000000 0.000000 5.622758 5.622758 0.000000 1000.000000
A-11 1000.000000 0.000000 6.247509 6.247509 0.000000 1000.000000
A-12 566.628732 0.776576 0.000000 0.776576 0.000000 565.852157
A-13-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 961.531273 0.943528 6.007175 6.950703 0.000000 960.587746
M-2 961.531273 0.943527 6.007175 6.950702 0.000000 960.587746
M-3 961.531273 0.943529 6.007176 6.950705 0.000000 960.587744
B-1 961.531270 0.943529 6.007176 6.950705 0.000000 960.587741
B-2 962.351008 0.107106 6.012292 6.119398 0.000000 962.243902
B-3 718.747749 0.000000 0.000000 0.000000 0.000000 717.693787
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:49 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1 (POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4237
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,098.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,810.20
SUBSERVICER ADVANCES THIS MONTH 41,583.80
MASTER SERVICER ADVANCES THIS MONTH 4,426.95
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 3,102,581.13
(B) TWO MONTHLY PAYMENTS: 4 246,888.70
(C) THREE OR MORE MONTHLY PAYMENTS: 8 957,484.79
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 964,271.69
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 91,322,516.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,000
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 547,465.39
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 940,215.02
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 75.63101790 % 20.85396800 % 3.51501460 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 75.37979780 % 21.04115154 % 3.55125090 %
BANKRUPTCY AMOUNT AVAILABLE 182,005.00
FRAUD AMOUNT AVAILABLE 516,078.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,272,830.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.75321212
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 299.85
POOL TRADING FACTOR: 36.52334835
................................................................................
Run: 11/27/00 07:27:50 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2(POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4240
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FFY4 31,108,570.00 1,926,299.36 9.000000 % 361,994.06
A-2 76110FFZ1 37,000,000.00 0.00 7.250000 % 0.00
A-3 76110FGA5 5,200,000.00 0.00 7.250000 % 0.00
A-4 76110FGB3 18,200,000.00 0.00 7.250000 % 0.00
A-5 76110FGC1 10,000,000.00 0.00 7.250000 % 0.00
A-6 76110FGD9 7,371,430.00 4,815,748.76 7.250000 % 904,985.21
A-7 76110FGE7 10,400,783.00 10,400,783.00 7.750000 % 0.00
A-8 76110FGF4 31,000,000.00 31,000,000.00 7.750000 % 0.00
A-9 76110FGG2 130,561.76 75,942.17 0.000000 % 89.45
A-10-1 97QS2A101 0.00 0.00 0.758329 % 0.00
A-10-2 97QS2A102 0.00 0.00 0.421093 % 0.00
R 76100FGJ6 100.00 0.00 7.750000 % 0.00
M-1 76110FGK3 4,931,600.00 4,721,625.77 7.750000 % 4,684.98
M-2 76110FGL1 4,109,600.00 3,934,624.33 7.750000 % 3,904.09
M-3 76110FGM9 2,630,200.00 2,518,213.18 7.750000 % 2,498.67
B-1 1,068,500.00 1,023,484.54 7.750000 % 1,015.54
B-2 410,900.00 394,155.93 7.750000 % 391.10
B-3 821,738.81 627,702.47 7.750000 % 622.84
-------------------------------------------------------------------------------
164,383,983.57 61,438,579.51 1,280,185.94
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 14,440.01 376,434.07 0.00 0.00 1,564,305.30
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 29,080.57 934,065.78 0.00 0.00 3,910,763.55
A-7 67,138.05 67,138.05 0.00 0.00 10,400,783.00
A-8 200,107.99 200,107.99 0.00 0.00 31,000,000.00
A-9 0.00 89.45 0.00 0.00 75,852.72
A-10-1 31,235.14 31,235.14 0.00 0.00 0.00
A-10-2 4,204.07 4,204.07 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 30,478.55 35,163.53 0.00 0.00 4,716,940.79
M-2 25,398.38 29,302.47 0.00 0.00 3,930,720.24
M-3 16,255.31 18,753.98 0.00 0.00 2,515,714.51
B-1 6,606.69 7,622.23 0.00 0.00 1,022,469.00
B-2 2,544.31 2,935.41 0.00 0.00 393,764.83
B-3 4,051.88 4,674.72 0.00 0.00 627,079.63
-------------------------------------------------------------------------------
431,540.95 1,711,726.89 0.00 0.00 60,158,393.57
===============================================================================
Run: 11/27/00 07:27:50
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2(POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4240
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 61.921823 11.636474 0.464181 12.100655 0.000000 50.285349
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 653.299124 122.769288 3.945038 126.714326 0.000000 530.529836
A-7 1000.000000 0.000000 6.455096 6.455096 0.000000 1000.000000
A-8 1000.000000 0.000000 6.455096 6.455096 0.000000 1000.000000
A-9 581.657064 0.685116 0.000000 0.685116 0.000000 580.971948
A-10-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 957.422696 0.949992 6.180256 7.130248 0.000000 956.472705
M-2 957.422701 0.949993 6.180256 7.130249 0.000000 956.472708
M-3 957.422698 0.949992 6.180256 7.130248 0.000000 956.472706
B-1 957.870416 0.950435 6.183145 7.133580 0.000000 956.919981
B-2 959.250256 0.951813 6.192042 7.143855 0.000000 958.298442
B-3 763.871029 0.757942 4.930861 5.688803 0.000000 763.113075
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:50 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2 (POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4240
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,679.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 21,392.18
MASTER SERVICER ADVANCES THIS MONTH 749.09
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 1,574,482.50
(B) TWO MONTHLY PAYMENTS: 4 556,393.43
(C) THREE OR MORE MONTHLY PAYMENTS: 5 325,715.36
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 213,120.96
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 60,158,393.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 697
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 87,741.99
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,219,222.67
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 78.45626130 % 18.21053300 % 3.33320570 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 78.01909040 % 18.55663836 % 3.40084400 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,931,520.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,900,600.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.75744109
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 299.83
POOL TRADING FACTOR: 36.59626216
................................................................................
Run: 11/27/00 07:27:51 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3(POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4244
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FGS6 32,109,000.00 0.00 7.250000 % 0.00
A-2 76110FGT4 26,579,000.00 0.00 7.500000 % 0.00
A-3 76110FGU1 16,821,000.00 0.00 7.500000 % 0.00
A-4 76110FGV9 23,490,000.00 10,442,124.82 7.750000 % 610,009.48
A-5 76110FGW7 7,138,000.00 7,138,000.00 7.750000 % 0.00
A-6 76110FGX5 1,000,000.00 1,000,000.00 7.750000 % 0.00
A-7 76110FGY3 15,374,000.00 0.00 9.500000 % 0.00
A-8 76110FGZ0 27,500,000.00 27,500,000.00 7.750000 % 0.00
A-9 76110FHA4 107,351.50 61,290.20 0.000000 % 108.60
A-10-1 97QS3A101 0.00 0.00 0.793628 % 0.00
A-10-2 97QS3A102 0.00 0.00 0.494830 % 0.00
R 76110FHC0 100.00 0.00 7.750000 % 0.00
M-1 76110FHD8 5,346,700.00 5,128,841.56 7.750000 % 4,913.45
M-2 76110FHE6 4,112,900.00 3,945,314.40 7.750000 % 3,779.63
M-3 76110FHF3 2,632,200.00 2,524,947.46 7.750000 % 2,418.91
B-1 1,069,400.00 1,025,825.87 7.750000 % 0.00
B-2 411,200.00 394,445.10 7.750000 % 0.00
B-3 823,585.68 426,886.08 7.750000 % 0.00
-------------------------------------------------------------------------------
164,514,437.18 59,587,675.49 621,230.07
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 67,420.29 677,429.77 0.00 0.00 9,832,115.34
A-5 46,086.98 46,086.98 0.00 0.00 7,138,000.00
A-6 6,456.56 6,456.56 0.00 0.00 1,000,000.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 177,555.62 177,555.62 0.00 0.00 27,500,000.00
A-9 0.00 108.60 0.00 0.00 61,181.60
A-10-1 30,277.81 30,277.81 0.00 0.00 0.00
A-10-2 5,686.43 5,686.43 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 33,114.72 38,028.17 0.00 0.00 5,123,928.11
M-2 25,473.20 29,252.83 0.00 0.00 3,941,534.77
M-3 16,302.49 18,721.40 0.00 0.00 2,522,528.55
B-1 5,282.16 5,282.16 0.00 0.00 1,025,825.87
B-2 0.00 0.00 0.00 0.00 394,445.10
B-3 0.00 0.00 0.00 0.00 425,116.50
-------------------------------------------------------------------------------
413,656.26 1,034,886.33 0.00 0.00 58,964,675.84
===============================================================================
Run: 11/27/00 07:27:51
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3(POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4244
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 444.534901 25.968901 2.870170 28.839071 0.000000 418.566000
A-5 1000.000000 0.000000 6.456568 6.456568 0.000000 1000.000000
A-6 1000.000000 0.000000 6.456560 6.456560 0.000000 1000.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 1000.000000 0.000000 6.456568 6.456568 0.000000 1000.000000
A-9 570.930075 1.011630 0.000000 1.011630 0.000000 569.918446
A-10-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 959.253663 0.918969 6.193488 7.112457 0.000000 958.334694
M-2 959.253665 0.918970 6.193489 7.112459 0.000000 958.334696
M-3 959.253651 0.918969 6.193485 7.112454 0.000000 958.334682
B-1 959.253666 0.000000 4.939368 4.939368 0.000000 959.253666
B-2 959.253648 0.000000 0.000000 0.000000 0.000000 959.253648
B-3 518.326254 0.000000 0.000000 0.000000 0.000000 516.177625
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:51 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3 (POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4244
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,343.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,757.56
SUBSERVICER ADVANCES THIS MONTH 20,014.87
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 1,166,969.46
(B) TWO MONTHLY PAYMENTS: 4 240,010.86
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,089,691.30
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 58,964,675.84
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 652
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 565,888.40
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 77.41125990 % 19.48565100 % 3.10308960 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 77.19425800 % 19.65242964 % 3.13289980 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 667,559.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,602,428.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79556760
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 303.83
POOL TRADING FACTOR: 35.84164214
................................................................................
Run: 11/27/00 07:27:52 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4(POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4247
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FHK2 43,231,010.00 0.00 7.250000 % 0.00
A-2 76110FHL0 35,775,000.00 0.00 7.250000 % 0.00
A-3 76110FHM8 22,398,546.00 0.00 7.250000 % 0.00
A-4 76110FHN6 24,498,244.00 801,888.57 10.000000 % 54,690.17
A-5 76110FHP1 17,675,100.00 7,216,997.34 7.500000 % 492,211.56
A-6 76110FHQ9 7,150,100.00 7,150,100.00 7.750000 % 0.00
A-7 76110FHR7 52,000,000.00 52,000,000.00 7.750000 % 0.00
A-8 76110FHS5 155,284.33 109,963.37 0.000000 % 130.59
A-9-1 797QS4A91 0.00 0.00 0.795552 % 0.00
A-9-2 797QS4A92 0.00 0.00 0.456043 % 0.00
R 76110FHU0 100.00 0.00 7.750000 % 0.00
M-1 76110FHV8 7,186,600.00 6,930,984.43 7.750000 % 6,771.52
M-2 76110FHW6 4,975,300.00 4,798,336.74 7.750000 % 4,687.94
M-3 76110FHX4 3,316,900.00 3,198,923.32 7.750000 % 3,125.32
B-1 1,216,200.00 1,172,941.76 7.750000 % 1,145.96
B-2 552,900.00 533,234.25 7.750000 % 520.97
B-3 995,114.30 796,685.21 7.750000 % 778.36
-------------------------------------------------------------------------------
221,126,398.63 84,710,054.99 564,062.39
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 6,679.40 61,369.57 0.00 0.00 747,198.40
A-5 45,085.97 537,297.53 0.00 0.00 6,724,785.78
A-6 46,156.99 46,156.99 0.00 0.00 7,150,100.00
A-7 335,682.46 335,682.46 0.00 0.00 52,000,000.00
A-8 0.00 130.59 0.00 0.00 109,832.78
A-9-1 43,990.65 43,990.65 0.00 0.00 0.00
A-9-2 6,961.17 6,961.17 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 44,742.50 51,514.02 0.00 0.00 6,924,212.91
M-2 30,975.34 35,663.28 0.00 0.00 4,793,648.80
M-3 20,650.43 23,775.75 0.00 0.00 3,195,798.00
B-1 7,571.85 8,717.81 0.00 0.00 1,171,795.80
B-2 3,442.25 3,963.22 0.00 0.00 532,713.28
B-3 5,142.95 5,921.31 0.00 0.00 795,906.85
-------------------------------------------------------------------------------
597,081.96 1,161,144.35 0.00 0.00 84,145,992.60
===============================================================================
Run: 11/27/00 07:27:52
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4(POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4247
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 32.732492 2.232412 0.272648 2.505060 0.000000 30.500080
A-5 408.314371 27.847738 2.550818 30.398556 0.000000 380.466633
A-6 1000.000000 0.000000 6.455433 6.455433 0.000000 1000.000000
A-7 1000.000000 0.000000 6.455432 6.455432 0.000000 1000.000000
A-8 708.142090 0.840973 0.000000 0.840973 0.000000 707.301117
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 964.431641 0.942243 6.225823 7.168066 0.000000 963.489398
M-2 964.431640 0.942243 6.225824 7.168067 0.000000 963.489398
M-3 964.431644 0.942241 6.225822 7.168063 0.000000 963.489403
B-1 964.431640 0.942246 6.225826 7.168072 0.000000 963.489393
B-2 964.431633 0.942250 6.225809 7.168059 0.000000 963.489383
B-3 800.596685 0.782182 5.168200 5.950382 0.000000 799.814507
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:52 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4 (POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4247
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,585.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,345.72
SUBSERVICER ADVANCES THIS MONTH 25,661.52
MASTER SERVICER ADVANCES THIS MONTH 1,831.57
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 1,755,382.04
(B) TWO MONTHLY PAYMENTS: 5 511,225.97
(C) THREE OR MORE MONTHLY PAYMENTS: 3 290,178.86
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 623,309.21
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 84,145,992.60
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 921
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 223,024.95
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 481,294.82
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.39587840 % 17.64566000 % 2.95846160 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.27787790 % 17.72355314 % 2.97540480 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 884,926.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,055,384.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.78859962
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 304.41
POOL TRADING FACTOR: 38.05334556
................................................................................
Run: 11/27/00 07:27:52 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5(POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4248
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FHZ9 33,300,000.00 0.00 7.250000 % 0.00
A-2 76110FJA2 10,800,000.00 0.00 7.250000 % 0.00
A-3 76110FJB0 29,956,909.00 0.00 10.000000 % 0.00
A-4 76110FJC8 24,000,000.00 0.00 7.250000 % 0.00
A-5 76110FJD6 11,785,091.00 0.00 7.250000 % 0.00
A-6 76110FJE4 18,143,000.00 11,123,828.14 8.000000 % 684,541.37
A-7 76110FJF1 4,767,000.00 4,767,000.00 8.000000 % 0.00
A-8 76110FJG9 0.00 0.00 0.750000 % 0.00
A-9 76110FJH7 42,917,000.00 42,917,000.00 7.250000 % 0.00
A-10 76110FJJ3 340,158.57 185,200.46 0.000000 % 271.35
A-11-1 0.00 0.00 0.676898 % 0.00
A-11-2 0.00 0.00 0.347315 % 0.00
R-I 76110FJL8 100.00 0.00 8.000000 % 0.00
R-II 76110FJM6 100.00 0.00 8.000000 % 0.00
M-1 76110FJN4 6,730,000.00 6,501,199.39 8.000000 % 5,871.60
M-2 76110FJP9 4,330,000.00 4,182,792.48 8.000000 % 3,777.71
M-3 76110FJQ7 2,886,000.00 2,787,884.34 8.000000 % 2,517.89
B-1 1,058,000.00 1,022,031.02 8.000000 % 923.05
B-2 481,000.00 465,452.65 8.000000 % 420.38
B-3 866,066.26 248,102.63 8.000000 % 0.00
-------------------------------------------------------------------------------
192,360,424.83 74,200,491.11 698,323.35
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 74,134.08 758,675.45 0.00 0.00 10,439,286.77
A-7 31,769.39 31,769.39 0.00 0.00 4,767,000.00
A-8 26,814.17 26,814.17 0.00 0.00 0.00
A-9 259,203.62 259,203.62 0.00 0.00 42,917,000.00
A-10 0.00 271.35 0.00 0.00 184,929.11
A-11-1 32,095.02 32,095.02 0.00 0.00 0.00
A-11-2 5,000.72 5,000.72 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 43,326.86 49,198.46 0.00 0.00 6,495,327.79
M-2 27,875.97 31,653.68 0.00 0.00 4,179,014.77
M-3 18,579.69 21,097.58 0.00 0.00 2,785,366.45
B-1 6,811.26 7,734.31 0.00 0.00 1,021,107.97
B-2 3,101.98 3,522.36 0.00 0.00 465,032.27
B-3 467.92 467.92 0.00 0.00 247,878.56
-------------------------------------------------------------------------------
529,180.68 1,227,504.03 0.00 0.00 73,501,943.69
===============================================================================
Run: 11/27/00 07:27:52
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5(POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4248
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 613.119558 37.730330 4.086098 41.816428 0.000000 575.389228
A-7 1000.000000 0.000000 6.664441 6.664441 0.000000 1000.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 1000.000000 0.000000 6.039649 6.039649 0.000000 1000.000000
A-10 544.453312 0.797716 0.000000 0.797716 0.000000 543.655596
A-11-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 966.002881 0.872452 6.437869 7.310321 0.000000 965.130429
M-2 966.002882 0.872450 6.437868 7.310318 0.000000 965.130432
M-3 966.002890 0.872450 6.437869 7.310319 0.000000 965.130440
B-1 966.002854 0.872448 6.437864 7.310312 0.000000 965.130406
B-2 967.677027 0.873971 6.449023 7.322994 0.000000 966.803056
B-3 286.470726 0.000000 0.540282 0.540282 0.000000 286.212004
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:52 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5 (POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4248
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,350.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,650.16
SUBSERVICER ADVANCES THIS MONTH 25,480.26
MASTER SERVICER ADVANCES THIS MONTH 1,909.24
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 1,453,389.92
(B) TWO MONTHLY PAYMENTS: 4 671,659.21
(C) THREE OR MORE MONTHLY PAYMENTS: 5 528,555.60
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 556,504.65
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 73,501,943.69
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 788
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 225,389.04
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 631,488.07
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.45362050 % 18.20147700 % 2.34490240 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.27666870 % 18.31204501 % 2.36509740 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 768,975.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,224,147.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.90652482
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 306.66
POOL TRADING FACTOR: 38.21053304
................................................................................
Run: 11/27/00 07:27:52 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS6(POOL # 4249)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4249
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FJR5 42,946,000.00 0.00 7.500000 % 0.00
A-2 76110FJS3 15,683,000.00 3,648,389.59 7.500000 % 647,811.16
A-3 76110FJT1 18,746,000.00 18,746,000.00 7.500000 % 0.00
A-4 76110FJU8 2,046,000.00 2,046,000.00 7.500000 % 0.00
A-5 76110FJV6 21,277,000.00 18,268,736.54 7.500000 % 88,250.41
A-6 76110FJW4 164,986.80 67,314.26 0.000000 % 406.71
A-7-1 0.00 0.00 0.835389 % 0.00
A-7-2 0.00 0.00 0.273303 % 0.00
R 76110FJY0 100.00 0.00 7.500000 % 0.00
M-1 2,654,400.00 2,283,413.28 7.500000 % 11,030.44
M-2 76110FKA0 1,061,700.00 913,313.68 7.500000 % 4,411.93
M-3 76110FKB8 690,100.00 593,649.59 7.500000 % 2,867.73
B-1 371,600.00 319,664.10 7.500000 % 1,544.19
B-2 159,300.00 137,035.76 7.500000 % 661.98
B-3 372,446.48 275,779.92 7.500000 % 1,332.20
-------------------------------------------------------------------------------
106,172,633.28 47,299,296.72 758,316.75
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 22,785.46 670,596.62 0.00 0.00 3,000,578.43
A-3 117,075.31 117,075.31 0.00 0.00 18,746,000.00
A-4 12,777.98 12,777.98 0.00 0.00 2,046,000.00
A-5 114,094.63 202,345.04 0.00 0.00 18,180,486.13
A-6 0.00 406.71 0.00 0.00 66,907.55
A-7-1 27,685.24 27,685.24 0.00 0.00 0.00
A-7-2 1,707.10 1,707.10 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 14,260.71 25,291.15 0.00 0.00 2,272,382.84
M-2 5,703.96 10,115.89 0.00 0.00 908,901.75
M-3 3,707.55 6,575.28 0.00 0.00 590,781.86
B-1 1,996.41 3,540.60 0.00 0.00 318,119.91
B-2 855.83 1,517.81 0.00 0.00 136,373.78
B-3 1,722.34 3,054.54 0.00 0.00 274,447.72
-------------------------------------------------------------------------------
324,372.52 1,082,689.27 0.00 0.00 46,540,979.97
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 232.633399 41.306584 1.452876 42.759460 0.000000 191.326814
A-3 1000.000000 0.000000 6.245349 6.245349 0.000000 1000.000000
A-4 1000.000000 0.000000 6.245347 6.245347 0.000000 1000.000000
A-5 858.614304 4.147690 5.362346 9.510036 0.000000 854.466613
A-6 407.997852 2.465106 0.000000 2.465106 0.000000 405.532746
A-7-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 860.237071 4.155530 5.372480 9.528010 0.000000 856.081540
M-2 860.237054 4.155534 5.372478 9.528012 0.000000 856.081520
M-3 860.237053 4.155528 5.372482 9.528010 0.000000 856.081524
B-1 860.237083 4.155517 5.372470 9.527987 0.000000 856.081566
B-2 860.237037 4.155556 5.372442 9.527998 0.000000 856.081482
B-3 740.455166 3.576890 4.624396 8.201286 0.000000 736.878276
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:52 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS6 (POOL # 4249)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4249
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 9,819.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,422.44
SUBSERVICER ADVANCES THIS MONTH 13,384.10
MASTER SERVICER ADVANCES THIS MONTH 564.62
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 618,628.87
(B) TWO MONTHLY PAYMENTS: 4 248,829.04
(C) THREE OR MORE MONTHLY PAYMENTS: 1 13,529.54
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 310,651.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 46,540,979.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 754
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 48,972.38
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 529,810.82
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.42416580 % 8.02502100 % 1.55081310 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.31501300 % 8.10482816 % 1.56849050 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 503,321.00
SPECIAL HAZARD AMOUNT AVAILABLE 698,574.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.56368374
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 129.16
POOL TRADING FACTOR: 43.83519419
................................................................................
Run: 11/27/00 07:28:45 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1(POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3328
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 24,934,336.17 3,443,891.72 9.020925 % 3,096.28
R 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
24,934,336.17 3,443,891.72 3,096.28
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 25,886.08 28,982.36 0.00 0.00 3,440,795.44
R 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
25,886.08 28,982.36 0.00 0.00 3,440,795.44
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 138.118444 0.124177 1.038170 1.162347 0.000000 137.994267
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:45 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,076.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 146.65
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,440,795.44
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 26
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 440.14
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.45300000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 316.75
POOL TRADING FACTOR: 13.79942669
Run: 11/27/00 07:28:45 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 849.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 116.50
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 2,717,707.88
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 19
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 440.14
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.30852401
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 318.19
POOL TRADING FACTOR: 13.57909952
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 226.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 30.15
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 723,087.56
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 7
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.99601177
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 311.36
POOL TRADING FACTOR: 14.69560940
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2(POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3333
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 30,798,565.76 3,190,305.86 9.251378 % 3,849.83
R 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
30,798,565.76 3,190,305.86 3,849.83
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 24,582.56 28,432.39 0.00 0.00 3,186,456.03
R 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
24,582.56 28,432.39 0.00 0.00 3,186,456.03
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 103.586183 0.125000 0.798172 0.923172 0.000000 103.461182
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 996.45
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 145.97
SUBSERVICER ADVANCES THIS MONTH 4,782.77
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 553,830.84
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,186,455.95
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 20
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,600.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000250 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000250 % 0.00000000 %
CLASS R - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 2.1566 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.75473100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 314.95
POOL TRADING FACTOR: 10.34611798
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5.93
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 142,264.32
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.62500000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 315.00
POOL TRADING FACTOR: 1.23505820
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 438.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 70.11
SUBSERVICER ADVANCES THIS MONTH 2,293.15
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 258,114.77
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 1,401,612.69
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 7
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,400.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 10.20934361
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 310.75
POOL TRADING FACTOR: 18.88049483
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 513.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 69.93
SUBSERVICER ADVANCES THIS MONTH 2,489.62
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 295,716.07
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 1,642,578.94
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 12
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 200.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.46465726
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 318.52
POOL TRADING FACTOR: 13.85426008
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7(POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4255
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FKC6 82,491,000.00 484,807.73 7.500000 % 484,807.73
A-2 76110FKD4 20,984,000.00 0.00 7.500000 % 0.00
A-3 76110FKE2 11,000,000.00 11,000,000.00 7.500000 % 210,828.20
A-4 76110FKF9 4,000,000.00 4,000,000.00 7.500000 % 0.00
A-5 76110FKG7 17,500,000.00 17,500,000.00 7.750000 % 0.00
A-6 76110FKH5 17,500,000.00 17,500,000.00 7.250000 % 0.00
A-7 76110FKJ1 21,925,000.00 7,212,115.33 9.500000 % 99,376.56
A-8 76110FKP7 156,262.27 38,658.10 0.000000 % 38.15
A-9-1 0.00 0.00 0.835997 % 0.00
A-9-2 0.00 0.00 0.498179 % 0.00
R 76110FKK8 100.00 0.00 7.750000 % 0.00
M-1 76110FKL6 6,697,000.00 6,390,193.90 7.750000 % 26,903.88
M-2 76110FKM4 3,827,000.00 3,651,675.68 7.750000 % 15,374.22
M-3 76110FKN2 2,870,200.00 2,738,709.06 7.750000 % 11,530.46
B-1 1,052,400.00 1,004,186.95 7.750000 % 4,227.81
B-2 478,400.00 456,483.30 7.750000 % 1,921.88
B-3 861,188.35 654,081.68 7.750000 % 2,753.79
-------------------------------------------------------------------------------
191,342,550.62 72,630,911.73 857,762.68
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 3,028.60 487,836.33 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 68,717.11 279,545.31 0.00 0.00 10,789,171.80
A-4 24,988.04 24,988.04 0.00 0.00 4,000,000.00
A-5 112,966.76 112,966.76 0.00 0.00 17,500,000.00
A-6 105,678.58 105,678.58 0.00 0.00 17,500,000.00
A-7 57,068.59 156,445.15 0.00 0.00 7,112,738.77
A-8 0.00 38.15 0.00 0.00 38,619.95
A-9-1 42,285.09 42,285.09 0.00 0.00 0.00
A-9-2 4,940.14 4,940.14 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 41,250.25 68,154.13 0.00 0.00 6,363,290.02
M-2 23,572.46 38,946.68 0.00 0.00 3,636,301.46
M-3 17,679.04 29,209.50 0.00 0.00 2,727,178.60
B-1 6,482.27 10,710.08 0.00 0.00 999,959.14
B-2 2,946.71 4,868.59 0.00 0.00 454,561.42
B-3 4,222.26 6,976.05 0.00 0.00 631,926.54
-------------------------------------------------------------------------------
515,825.90 1,373,588.58 0.00 0.00 71,753,747.70
===============================================================================
Run: 11/27/00 07:27:54
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7(POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4255
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 5.877098 5.877098 0.036714 5.913812 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 1000.000000 19.166200 6.247010 25.413210 0.000000 980.833800
A-4 1000.000000 0.000000 6.247010 6.247010 0.000000 1000.000000
A-5 1000.000000 0.000000 6.455243 6.455243 0.000000 1000.000000
A-6 1000.000000 0.000000 6.038776 6.038776 0.000000 1000.000000
A-7 328.944827 4.532568 2.602900 7.135468 0.000000 324.412259
A-8 247.392413 0.244141 0.000000 0.244141 0.000000 247.148272
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 954.187532 4.017303 6.159512 10.176815 0.000000 950.170229
M-2 954.187531 4.017303 6.159514 10.176817 0.000000 950.170227
M-3 954.187534 4.017302 6.159515 10.176817 0.000000 950.170232
B-1 954.187524 4.017303 6.159512 10.176815 0.000000 950.170220
B-2 954.187500 4.017308 6.159511 10.176819 0.000000 950.170192
B-3 759.510600 3.197663 4.902830 8.100493 0.000000 733.784357
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7 (POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4255
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,011.88
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,507.00
SUBSERVICER ADVANCES THIS MONTH 27,730.85
MASTER SERVICER ADVANCES THIS MONTH 1,194.37
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 2,168,995.11
(B) TWO MONTHLY PAYMENTS: 3 206,308.61
(C) THREE OR MORE MONTHLY PAYMENTS: 1 126,308.95
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 910,108.42
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 71,753,747.70
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 806
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 145,251.50
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 476,947.34
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.48082640 % 17.60598100 % 2.91319230 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.34436200 % 17.73673221 % 2.90935420 %
BANKRUPTCY AMOUNT AVAILABLE 200,000.00
FRAUD AMOUNT AVAILABLE 747,678.00
SPECIAL HAZARD AMOUNT AVAILABLE 925,004.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.85747212
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 304.95
POOL TRADING FACTOR: 37.50015220
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8(POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4256
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FKU6 13,399,900.00 0.00 7.000000 % 0.00
A-2 76110FKV4 20,850,000.00 0.00 7.000000 % 0.00
A-3 76110FKW2 16,320,750.00 1,501,292.82 10.000000 % 96,360.41
A-4 76110FKX0 19,700,543.00 0.00 7.000000 % 0.00
A-5 76110FKY8 21,419,142.00 0.00 7.150000 % 0.00
A-6 76110FKZ5 6,323,320.00 0.00 7.250000 % 0.00
A-7 76110FLA9 16,496,308.00 12,512,934.46 7.250000 % 963,604.54
A-8 76110FLB7 25,998,036.00 3,534,793.24 7.500000 % 272,209.75
A-9 76110FLC5 5,000,001.00 5,000,001.00 7.375000 % 0.00
A-10 76110FLD3 54,507,000.00 54,507,000.00 7.500000 % 0.00
A-11 76110FLE1 26,409.16 4,604.97 0.000000 % 6.54
A-12-1 0.00 0.00 0.936493 % 0.00
A-12-2 0.00 0.00 0.634909 % 0.00
R 76110FLG6 100.00 0.00 7.500000 % 0.00
M-1 76110FLH4 7,631,000.00 7,385,945.64 7.500000 % 6,720.59
M-2 76110FLJ0 4,361,000.00 4,220,955.15 7.500000 % 3,840.71
M-3 76110FLK7 3,270,500.00 3,165,474.44 7.500000 % 2,880.32
B-1 1,199,000.00 1,160,496.49 7.500000 % 1,055.95
B-2 545,000.00 527,498.44 7.500000 % 479.98
B-3 981,461.72 518,952.58 7.500000 % 472.21
-------------------------------------------------------------------------------
218,029,470.88 94,039,949.23 1,347,631.00
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 12,506.73 108,867.14 0.00 0.00 1,404,932.41
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 75,574.54 1,039,179.08 0.00 0.00 11,549,329.92
A-8 22,085.32 294,295.07 0.00 0.00 3,262,583.49
A-9 30,719.24 30,719.24 0.00 0.00 5,000,001.00
A-10 340,558.62 340,558.62 0.00 0.00 54,507,000.00
A-11 0.00 6.54 0.00 0.00 4,598.43
A-12-1 57,696.35 57,696.35 0.00 0.00 0.00
A-12-2 10,623.50 10,623.50 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 46,147.24 52,867.83 0.00 0.00 7,379,225.05
M-2 26,372.44 30,213.15 0.00 0.00 4,217,114.44
M-3 19,777.82 22,658.14 0.00 0.00 3,162,594.12
B-1 7,250.76 8,306.71 0.00 0.00 1,159,440.54
B-2 3,295.80 3,775.78 0.00 0.00 527,018.46
B-3 3,242.40 3,714.61 0.00 0.00 518,480.37
-------------------------------------------------------------------------------
655,850.76 2,003,481.76 0.00 0.00 92,692,318.23
===============================================================================
Run: 11/27/00 07:27:54
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8(POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4256
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 91.986754 5.904165 0.766309 6.670474 0.000000 86.082589
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 758.529391 58.413346 4.581300 62.994646 0.000000 700.116045
A-8 135.963857 10.470397 0.849500 11.319897 0.000000 125.493460
A-9 1000.000000 0.000000 6.143847 6.143847 0.000000 1000.000000
A-10 1000.000000 0.000000 6.247980 6.247980 0.000000 1000.000000
A-11 174.370181 0.247641 0.000000 0.247641 0.000000 174.122539
A-12-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-12-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 967.886993 0.880696 6.047338 6.928034 0.000000 967.006297
M-2 967.886987 0.880695 6.047338 6.928033 0.000000 967.006292
M-3 967.887002 0.880697 6.047338 6.928035 0.000000 967.006305
B-1 967.886981 0.880692 6.047339 6.928031 0.000000 967.006289
B-2 967.887046 0.880697 6.047339 6.928036 0.000000 967.006349
B-3 528.754784 0.481119 3.303644 3.784763 0.000000 528.273656
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:54 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8 (POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4256
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,449.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,145.61
SUBSERVICER ADVANCES THIS MONTH 24,113.34
MASTER SERVICER ADVANCES THIS MONTH 1,067.63
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,093,177.64
(B) TWO MONTHLY PAYMENTS: 2 138,356.93
(C) THREE OR MORE MONTHLY PAYMENTS: 3 521,161.64
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 314,902.91
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 92,692,318.23
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 952
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 127,424.15
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,262,061.94
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 81.94367990 % 15.70938600 % 2.34693400 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 81.69782040 % 15.92249918 % 2.37889050 %
BANKRUPTCY AMOUNT AVAILABLE 113,527.00
FRAUD AMOUNT AVAILABLE 955,804.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,559,459.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.69671208
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 307.74
POOL TRADING FACTOR: 42.51366472
................................................................................
Run: 11/27/00 07:27:55 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9(POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4263
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FLL5 53,750,000.00 0.00 6.750000 % 0.00
A-2 76110FLM3 17,420,000.00 0.00 6.750000 % 0.00
A-3 76110FLN1 22,971,538.00 231,816.97 10.000000 % 225,158.34
A-4 76110FLP6 38,010,000.00 0.00 6.750000 % 0.00
A-5 76110FLQ4 17,163,462.00 1,274,993.41 6.750000 % 1,238,370.89
A-6 76110FLR2 29,977,000.00 29,977,000.00 7.250000 % 0.00
A-7 76110FLS0 16,065,000.00 16,065,000.00 7.250000 % 0.00
A-8 76110FLT8 54,645,000.00 54,645,000.00 7.250000 % 0.00
A-9-1 0.00 0.00 1.030479 % 0.00
A-9-2 0.00 0.00 0.730199 % 0.00
R 76110FLV3 100.00 0.00 7.250000 % 0.00
M-1 76110FLW1 8,130,000.00 7,862,502.64 7.250000 % 7,400.07
M-2 76110FLX9 5,420,000.00 5,241,668.39 7.250000 % 4,933.38
M-3 76110FLY7 4,065,000.00 3,931,251.31 7.250000 % 3,700.03
B-1 1,490,500.00 1,441,458.76 7.250000 % 1,356.68
B-2 677,500.00 655,208.57 7.250000 % 616.67
B-3 1,219,925.82 985,958.69 7.250000 % 312.69
-------------------------------------------------------------------------------
271,005,025.82 122,311,858.74 1,481,848.75
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 1,929.95 227,088.29 0.00 0.00 6,658.63
A-4 0.00 0.00 0.00 0.00 0.00
A-5 7,164.93 1,245,535.82 0.00 0.00 36,622.52
A-6 180,936.56 180,936.56 0.00 0.00 29,977,000.00
A-7 96,965.88 96,965.88 0.00 0.00 16,065,000.00
A-8 329,828.83 329,828.83 0.00 0.00 54,645,000.00
A-9-1 89,747.55 89,747.55 0.00 0.00 0.00
A-9-2 10,759.72 10,759.72 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 47,456.86 54,856.93 0.00 0.00 7,855,102.57
M-2 31,637.90 36,571.28 0.00 0.00 5,236,735.01
M-3 23,728.43 27,428.46 0.00 0.00 3,927,551.28
B-1 8,700.42 10,057.10 0.00 0.00 1,440,102.08
B-2 3,954.74 4,571.41 0.00 0.00 654,591.90
B-3 5,951.09 6,263.78 0.00 0.00 985,030.72
-------------------------------------------------------------------------------
838,762.86 2,320,611.61 0.00 0.00 120,829,394.71
===============================================================================
Run: 11/27/00 07:27:55
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9(POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4263
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 10.091487 9.801622 0.084015 9.885637 0.000000 0.289864
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 74.285328 72.151579 0.417452 72.569031 0.000000 2.133749
A-6 1000.000000 0.000000 6.035846 6.035846 0.000000 1000.000000
A-7 1000.000000 0.000000 6.035847 6.035847 0.000000 1000.000000
A-8 1000.000000 0.000000 6.035846 6.035846 0.000000 1000.000000
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 967.097496 0.910218 5.837252 6.747470 0.000000 966.187278
M-2 967.097489 0.910218 5.837251 6.747469 0.000000 966.187271
M-3 967.097493 0.910216 5.837252 6.747468 0.000000 966.187277
B-1 967.097457 0.910218 5.837249 6.747467 0.000000 966.187239
B-2 967.097520 0.910214 5.837255 6.747469 0.000000 966.187306
B-3 808.212003 0.256319 4.878239 5.134558 0.000000 807.451324
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:56 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9 (POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4263
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 28,003.80
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,552.09
SUBSERVICER ADVANCES THIS MONTH 36,334.05
MASTER SERVICER ADVANCES THIS MONTH 803.78
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 38 3,584,247.25
(B) TWO MONTHLY PAYMENTS: 3 264,180.03
(C) THREE OR MORE MONTHLY PAYMENTS: 4 418,092.76
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 374,822.56
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 120,829,394.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,320
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 98,557.82
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,367,345.97
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 83.55184150 % 13.92785800 % 2.52030020 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 83.36570860 % 14.08547059 % 2.54882080 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,345,111.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,690,221.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.59412617
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 308.88
POOL TRADING FACTOR: 44.58566565
................................................................................
Run: 11/27/00 07:27:56 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS10(POOL # 4264)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4264
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FMN0 199,969,492.00 34,953,987.69 7.250000 % 2,324,287.70
A-2 76110FMP5 10,000,000.00 10,000,000.00 7.250000 % 0.00
A-3 76110FMQ3 25,143,000.00 25,143,000.00 7.250000 % 0.00
A-4 76110FMR1 64,916,508.00 62,382,437.52 7.250000 % 95,166.32
A-5 76110FMS9 76,250.57 56,778.78 0.000000 % 63.12
A-6-1 0.00 0.00 0.990346 % 0.00
A-6-2 0.00 0.00 0.682632 % 0.00
R 76110FMU4 100.00 0.00 7.250000 % 0.00
M-1 76110FMV2 10,602,000.00 10,234,301.83 7.250000 % 10,996.10
M-2 76110FMW0 6,524,000.00 6,297,734.88 7.250000 % 6,766.51
M-3 76110FMX8 4,893,000.00 4,723,301.13 7.250000 % 5,074.89
B-1 76110FMY6 1,794,000.00 1,731,780.55 7.250000 % 1,860.69
B-2 76110FMZ3 816,000.00 787,699.51 7.250000 % 846.33
B-3 76110FNA7 1,468,094.11 1,248,291.91 7.250000 % 1,341.21
-------------------------------------------------------------------------------
326,202,444.68 157,559,313.80 2,446,402.87
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 210,850.16 2,535,137.86 0.00 0.00 32,629,699.99
A-2 60,322.21 60,322.21 0.00 0.00 10,000,000.00
A-3 151,668.12 151,668.12 0.00 0.00 25,143,000.00
A-4 376,304.61 471,470.93 0.00 0.00 62,287,271.20
A-5 0.00 63.12 0.00 0.00 56,715.66
A-6-1 102,934.68 102,934.68 0.00 0.00 0.00
A-6-2 18,537.61 18,537.61 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 61,735.56 72,731.66 0.00 0.00 10,223,305.73
M-2 37,989.32 44,755.83 0.00 0.00 6,290,968.37
M-3 28,491.99 33,566.88 0.00 0.00 4,718,226.24
B-1 10,446.48 12,307.17 0.00 0.00 1,729,919.86
B-2 4,751.58 5,597.91 0.00 0.00 786,853.18
B-3 7,529.97 8,871.18 0.00 0.00 1,235,662.91
-------------------------------------------------------------------------------
1,071,562.29 3,517,965.16 0.00 0.00 155,101,623.14
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 174.796602 11.623212 1.054412 12.677624 0.000000 163.173390
A-2 1000.000000 0.000000 6.032221 6.032221 0.000000 1000.000000
A-3 1000.000000 0.000000 6.032220 6.032220 0.000000 1000.000000
A-4 960.964159 1.465980 5.796748 7.262728 0.000000 959.498179
A-5 744.634171 0.827797 0.000000 0.827797 0.000000 743.806374
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 965.318037 1.037172 5.823011 6.860183 0.000000 964.280865
M-2 965.318038 1.037172 5.823010 6.860182 0.000000 964.280866
M-3 965.318032 1.037174 5.823010 6.860184 0.000000 964.280858
B-1 965.318032 1.037174 5.823010 6.860184 0.000000 964.280858
B-2 965.318027 1.037169 5.823015 6.860184 0.000000 964.280858
B-3 850.280579 0.913572 5.129079 6.042651 0.000000 841.678270
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:56 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS10 (POOL # 4264)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4264
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 32,613.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,250.99
SUBSERVICER ADVANCES THIS MONTH 43,648.43
MASTER SERVICER ADVANCES THIS MONTH 2,631.67
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 36 3,164,917.02
(B) TWO MONTHLY PAYMENTS: 5 801,740.11
(C) THREE OR MORE MONTHLY PAYMENTS: 4 302,173.14
FORECLOSURES
NUMBER OF LOANS 12
AGGREGATE PRINCIPAL BALANCE 1,329,410.87
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 155,101,623.14
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,561
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 329,413.08
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,217,356.08
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 84.11256690 % 13.49523500 % 2.39219770 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 83.88535510 % 13.68941208 % 2.42022520 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,551,500.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,610,799.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.50365274
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 311.28
POOL TRADING FACTOR: 47.54765811
................................................................................
Run: 11/27/00 07:27:56 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS11(POOL # 4265)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4265
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FLZ4 99,650,000.00 48,249,439.32 7.000000 % 897,526.05
A-2 76110FMD2 43,142.76 12,256.40 0.000000 % 125.89
A-3-1 0.00 0.00 1.077893 % 0.00
A-3-2 0.00 0.00 0.650899 % 0.00
R 76110FMF7 100.00 0.00 7.000000 % 0.00
M-1 76110FMG5 3,043,000.00 2,654,751.28 7.000000 % 12,462.27
M-2 76110FMH3 892,000.00 778,191.94 7.000000 % 3,653.09
M-3 76110FMJ9 419,700.00 366,151.55 7.000000 % 1,718.83
B-1 76110FMK6 367,000.00 320,175.38 7.000000 % 1,503.01
B-2 76110FML4 262,400.00 228,921.01 7.000000 % 1,074.63
B-3 76110FMM2 263,388.53 229,783.43 7.000000 % 1,078.67
-------------------------------------------------------------------------------
104,940,731.29 52,839,670.31 919,142.44
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 281,235.12 1,178,761.17 0.00 0.00 47,351,913.27
A-2 0.00 125.89 0.00 0.00 12,130.51
A-3-1 37,505.69 37,505.69 0.00 0.00 0.00
A-3-2 5,990.41 5,990.41 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 15,473.95 27,936.22 0.00 0.00 2,642,289.01
M-2 4,535.90 8,188.99 0.00 0.00 774,538.85
M-3 2,134.21 3,853.04 0.00 0.00 364,432.72
B-1 1,866.23 3,369.24 0.00 0.00 318,672.37
B-2 1,334.33 2,408.96 0.00 0.00 227,846.38
B-3 1,339.35 2,418.02 0.00 0.00 228,704.76
-------------------------------------------------------------------------------
351,415.19 1,270,557.63 0.00 0.00 51,920,527.87
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 484.189055 9.006784 2.822229 11.829013 0.000000 475.182271
A-2 284.089381 2.917987 0.000000 2.917987 0.000000 281.171395
A-3-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 872.412514 4.095389 5.085097 9.180486 0.000000 868.317125
M-2 872.412489 4.095392 5.085090 9.180482 0.000000 868.317096
M-3 872.412557 4.095378 5.085085 9.180463 0.000000 868.317179
B-1 872.412480 4.095395 5.085095 9.180490 0.000000 868.317085
B-2 872.412386 4.095389 5.085099 9.180488 0.000000 868.316997
B-3 872.412440 4.095395 5.085073 9.180468 0.000000 868.317083
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:56 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS11 (POOL # 4265)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4265
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 10,927.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,169.24
SUBSERVICER ADVANCES THIS MONTH 11,536.60
MASTER SERVICER ADVANCES THIS MONTH 390.43
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 881,814.54
(B) TWO MONTHLY PAYMENTS: 1 73,182.07
(C) THREE OR MORE MONTHLY PAYMENTS: 1 87,512.54
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 51,920,527.87
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 693
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 34,662.45
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 671,027.50
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.33409290 % 7.19152100 % 1.47438570 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.22206750 % 7.28278532 % 1.49344530 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 521,572.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,464,025.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.31780317
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 133.75
POOL TRADING FACTOR: 49.47604922
................................................................................
Run: 11/27/00 07:27:58 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12(POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4270
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FNB5 57,575,000.00 0.00 7.000000 % 0.00
A-2 76110FNC3 22,405,757.00 2,813,652.49 9.000000 % 370,607.42
A-3 76110FND1 62,824,125.00 0.00 7.000000 % 0.00
A-4 76110FNE9 24,294,118.00 13,130,379.38 6.875000 % 1,729,501.42
A-5 76110FNF6 26,000,000.00 26,000,000.00 7.250000 % 0.00
A-6 76110FNG4 22,583,041.00 22,583,041.00 7.250000 % 0.00
A-7 76110FNR0 59,318,800.00 56,838,887.94 7.250000 % 52,393.04
A-8-1 0.00 0.00 0.926418 % 0.00
A-8-2 0.00 0.00 0.724751 % 0.00
R 76110FNJ8 100.00 0.00 7.250000 % 0.00
M-1 76110FNK5 10,433,600.00 10,062,025.19 7.250000 % 9,274.99
M-2 76110FNL3 4,471,600.00 4,312,351.63 7.250000 % 3,975.05
M-3 76110FNM1 4,471,500.00 4,312,255.21 7.250000 % 3,974.96
B-1 76110FNN9 1,639,600.00 1,582,351.18 7.250000 % 1,458.58
B-2 76110FNP4 745,200.00 719,707.29 7.250000 % 663.41
B-3 76110FNQ2 1,341,561.05 878,705.08 7.250000 % 809.97
-------------------------------------------------------------------------------
298,104,002.05 143,233,356.39 2,172,658.84
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 21,090.18 391,697.60 0.00 0.00 2,443,045.07
A-3 0.00 0.00 0.00 0.00 0.00
A-4 75,182.62 1,804,684.04 0.00 0.00 11,400,877.96
A-5 156,992.47 156,992.47 0.00 0.00 26,000,000.00
A-6 136,360.29 136,360.29 0.00 0.00 22,583,041.00
A-7 343,202.98 395,596.02 0.00 0.00 56,786,494.90
A-8-1 92,683.01 92,683.01 0.00 0.00 0.00
A-8-2 13,949.73 13,949.73 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 60,756.24 70,031.23 0.00 0.00 10,052,750.20
M-2 26,038.72 30,013.77 0.00 0.00 4,308,376.58
M-3 26,038.14 30,013.10 0.00 0.00 4,308,280.25
B-1 9,554.51 11,013.09 0.00 0.00 1,580,892.60
B-2 4,345.71 5,009.12 0.00 0.00 719,043.88
B-3 5,305.77 6,115.74 0.00 0.00 877,895.11
-------------------------------------------------------------------------------
971,500.37 3,144,159.21 0.00 0.00 141,060,697.55
===============================================================================
Run: 11/27/00 07:27:58
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12(POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4270
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 125.577212 16.540723 0.941284 17.482007 0.000000 109.036489
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 540.475657 71.190130 3.094684 74.284814 0.000000 469.285527
A-5 1000.000000 0.000000 6.038172 6.038172 0.000000 1000.000000
A-6 1000.000000 0.000000 6.038172 6.038172 0.000000 1000.000000
A-7 958.193489 0.883245 5.785737 6.668982 0.000000 957.310244
A-8-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 964.386711 0.888954 5.823133 6.712087 0.000000 963.497757
M-2 964.386714 0.888955 5.823133 6.712088 0.000000 963.497759
M-3 964.386718 0.888954 5.823133 6.712087 0.000000 963.497764
B-1 965.083667 0.889595 5.827342 6.716937 0.000000 964.194072
B-2 965.790781 0.890244 5.831602 6.721846 0.000000 964.900537
B-3 654.987024 0.603752 3.954923 4.558675 0.000000 654.383270
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:58 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12 (POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4270
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 29,555.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,105.37
SUBSERVICER ADVANCES THIS MONTH 26,545.42
MASTER SERVICER ADVANCES THIS MONTH 2,103.89
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 2,315,418.02
(B) TWO MONTHLY PAYMENTS: 8 506,858.40
(C) THREE OR MORE MONTHLY PAYMENTS: 4 290,555.02
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 312,830.08
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 141,060,697.55
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,471
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 270,301.04
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,040,628.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 84.73302860 % 13.04628500 % 2.22068630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 84.51217170 % 13.23501681 % 2.25281150 %
BANKRUPTCY AMOUNT AVAILABLE 117,002.00
FRAUD AMOUNT AVAILABLE 1,666,251.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,666,251.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.47346228
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 311.90
POOL TRADING FACTOR: 47.31929011
................................................................................
Run: 11/27/00 07:27:04 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR3(POOL # 3359)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3359
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 25,117,531.34 4,328,385.84 8.829482 % 355,148.34
R 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
25,117,531.34 4,328,385.84 355,148.34
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 30,649.93 385,798.27 0.00 0.00 3,973,237.50
R 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
30,649.93 385,798.27 0.00 0.00 3,973,237.50
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 172.325289 14.139460 1.220260 15.359720 0.000000 158.185828
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:04 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR3 (POOL # 3359)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3359
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,303.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 207.39
SUBSERVICER ADVANCES THIS MONTH 913.58
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 111,100.15
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,973,237.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 35
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 352,198.52
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.24624719
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 320.56
POOL TRADING FACTOR: 15.81858283
................................................................................
Run: 11/27/00 07:27:59 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13(POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4277
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FNS8 31,499,000.00 11,001,510.28 7.250000 % 255,723.01
A-2 76110FNT6 30,750,000.00 0.00 7.250000 % 0.00
A-3 76110FNU3 40,799,000.00 17,844,252.71 7.250000 % 670,010.81
A-4 76110FNV1 6,745,000.00 6,745,000.00 7.250000 % 0.00
A-5 76110FNW9 4,235,415.00 4,235,415.00 7.250000 % 0.00
A-6 76110FNX7 10,499,000.00 10,499,000.00 7.250000 % 0.00
A-7 76110fNY5 62,999,000.00 61,014,612.75 7.250000 % 64,555.30
A-8 76110FNZ2 15,495,000.00 0.00 7.250000 % 0.00
A-9 76110FPA5 68,339,000.00 29,280,314.06 7.000000 % 680,602.01
A-10 76110fPB3 0.00 0.00 7.250000 % 0.00
A-11 76110FPC1 100,038,312.00 50,227,061.97 0.000000 % 634,706.82
A-12 76110FPD9 0.00 0.00 7.250000 % 0.00
A-13 76110FPE7 0.00 0.00 8.980000 % 0.00
A-14 76110FPF4 0.00 0.00 5.520000 % 0.00
A-15 76110FPG2 26,249,000.00 9,167,866.99 7.000000 % 213,101.16
A-16 76110FPH0 2,386,273.00 833,442.56 10.000000 % 19,372.83
A-17 76110FPJ6 139,012.74 123,954.16 0.000000 % 139.63
A-18-1 0.00 0.00 0.901153 % 0.00
A-18-2 0.00 0.00 0.594231 % 0.00
R-I 76110FPL1 100.00 0.00 7.250000 % 0.00
R-II 76110FPM9 100.00 0.00 7.250000 % 0.00
M-1 76110FPN7 16,267,000.00 15,781,072.50 7.250000 % 15,057.52
M-2 76110FPP2 5,422,000.00 5,260,034.12 7.250000 % 5,018.86
M-3 76110FPQ0 6,507,000.00 6,312,623.04 7.250000 % 6,023.19
B-1 76110FPR8 2,386,000.00 2,314,725.45 7.250000 % 2,208.60
B-2 76110FPS6 1,085,000.00 1,052,588.89 7.250000 % 1,004.33
B-3 76110FPT4 1,952,210.06 1,679,220.01 7.250000 % 1,602.23
-------------------------------------------------------------------------------
433,792,422.80 233,372,694.49 2,569,126.30
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 66,445.03 322,168.04 0.00 0.00 10,745,787.27
A-2 0.00 0.00 0.00 0.00 0.00
A-3 107,772.65 777,783.46 0.00 0.00 17,174,241.90
A-4 40,737.29 40,737.29 0.00 0.00 6,745,000.00
A-5 25,580.34 25,580.34 0.00 0.00 4,235,415.00
A-6 63,410.06 63,410.06 0.00 0.00 10,499,000.00
A-7 368,505.57 433,060.87 0.00 0.00 60,950,057.45
A-8 0.00 0.00 0.00 0.00 0.00
A-9 170,744.20 851,346.21 0.00 0.00 28,599,712.05
A-10 6,098.01 6,098.01 0.00 0.00 0.00
A-11 0.00 634,706.82 0.00 0.00 49,592,355.15
A-12 151,676.39 151,676.39 0.00 0.00 0.00
A-13 93,934.75 93,934.75 0.00 0.00 0.00
A-14 57,741.63 57,741.63 0.00 0.00 0.00
A-15 53,461.18 266,562.34 0.00 0.00 8,954,765.83
A-16 6,943.01 26,315.84 0.00 0.00 814,069.73
A-17 0.00 139.63 0.00 0.00 123,814.53
A-18-1 133,602.67 133,602.67 0.00 0.00 0.00
A-18-2 27,426.26 27,426.26 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 95,311.81 110,369.33 0.00 0.00 15,766,014.98
M-2 31,768.65 36,787.51 0.00 0.00 5,255,015.26
M-3 38,125.89 44,149.08 0.00 0.00 6,306,599.85
B-1 13,980.08 16,188.68 0.00 0.00 2,312,516.85
B-2 6,357.24 7,361.57 0.00 0.00 1,051,584.56
B-3 10,141.87 11,744.10 0.00 0.00 1,673,709.09
-------------------------------------------------------------------------------
1,569,764.58 4,138,890.88 0.00 0.00 230,799,659.50
===============================================================================
Run: 11/27/00 07:27:59
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13(POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4277
_______________________________________________________________________________
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 349.265382 8.118449 2.109433 10.227882 0.000000 341.146934
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 437.369855 16.422236 2.641551 19.063787 0.000000 420.947619
A-4 1000.000000 0.000000 6.039628 6.039628 0.000000 1000.000000
A-5 1000.000000 0.000000 6.039630 6.039630 0.000000 1000.000000
A-6 1000.000000 0.000000 6.039629 6.039629 0.000000 1000.000000
A-7 968.501290 1.024704 5.849388 6.874092 0.000000 967.476586
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 428.456870 9.959204 2.498488 12.457692 0.000000 418.497667
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 502.078263 6.344637 0.000000 6.344637 0.000000 495.733626
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15 349.265381 8.118449 2.036694 10.155143 0.000000 341.146933
A-16 349.265386 8.118449 2.909562 11.028011 0.000000 341.146937
A-17 891.674821 1.004440 0.000000 1.004440 0.000000 890.670380
A-18-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-18-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 970.128020 0.925648 5.859213 6.784861 0.000000 969.202372
M-2 970.128019 0.925647 5.859212 6.784859 0.000000 969.202372
M-3 970.128022 0.925648 5.859212 6.784860 0.000000 969.202374
B-1 970.128018 0.925650 5.859212 6.784862 0.000000 969.202368
B-2 970.128009 0.925650 5.859207 6.784857 0.000000 969.202359
B-3 860.163588 0.820726 5.195071 6.015797 0.000000 857.340675
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:27:59 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13 (POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4277
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 48,228.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 58,717.13
MASTER SERVICER ADVANCES THIS MONTH 3,934.37
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 50 6,047,163.55
(B) TWO MONTHLY PAYMENTS: 4 371,563.30
(C) THREE OR MORE MONTHLY PAYMENTS: 6 529,039.60
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 733,036.35
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 230,799,659.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,188
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 528,765.98
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,322,211.86
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 86.10913660 % 11.72727900 % 2.16358480 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 85.96929790 % 11.84041179 % 2.18393500 %
BANKRUPTCY AMOUNT AVAILABLE 240,007.00
FRAUD AMOUNT AVAILABLE 2,579,320.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,579,320.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.35580055
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 313.25
POOL TRADING FACTOR: 53.20509243
................................................................................
Run: 11/27/00 07:28:00 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS1(POOL # 4281)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4281
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FPU1 64,326,000.00 0.00 7.000000 % 0.00
A-2 76110FPV9 117,395,000.00 38,599,083.83 7.000000 % 1,151,068.85
A-3 76110FPW7 51,380,000.00 43,679,840.71 7.000000 % 1,052,174.69
A-4 76110FPX5 1,862,000.00 1,862,000.00 7.000000 % 0.00
A-5 76110FPY3 65,040,000.00 65,040,000.00 7.000000 % 0.00
A-6-1 0.00 0.00 1.117327 % 0.00
A-6-2 0.00 0.00 0.876964 % 0.00
R 76110FQB2 100.00 0.00 7.000000 % 0.00
M-1 76110FQC0 11,351,500.00 11,028,011.27 7.000000 % 10,142.71
M-2 76110FQD8 4,054,000.00 3,941,616.50 7.000000 % 3,625.19
M-3 76110FQE6 4,865,000.00 4,741,138.58 7.000000 % 4,360.53
B-1 76110FQF3 1,783,800.00 1,742,069.54 7.000000 % 1,602.22
B-2 76110FQG1 810,800.00 793,843.80 7.000000 % 730.12
B-3 76110FQH9 1,459,579.11 1,225,746.83 7.000000 % 459.60
-------------------------------------------------------------------------------
324,327,779.11 172,653,351.06 2,224,163.91
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 225,101.03 1,376,169.88 0.00 0.00 37,448,014.98
A-3 254,730.84 1,306,905.53 0.00 0.00 42,627,666.02
A-4 10,858.76 10,858.76 0.00 0.00 1,862,000.00
A-5 379,298.41 379,298.41 0.00 0.00 65,040,000.00
A-6-1 126,083.41 126,083.41 0.00 0.00 0.00
A-6-2 27,181.95 27,181.95 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 64,312.84 74,455.55 0.00 0.00 11,017,868.56
M-2 22,986.60 26,611.79 0.00 0.00 3,937,991.31
M-3 27,649.23 32,009.76 0.00 0.00 4,736,778.05
B-1 10,159.35 11,761.57 0.00 0.00 1,740,467.32
B-2 4,629.52 5,359.64 0.00 0.00 793,113.68
B-3 7,148.28 7,607.88 0.00 0.00 1,224,619.48
-------------------------------------------------------------------------------
1,160,140.22 3,384,304.13 0.00 0.00 170,428,519.40
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 328.796659 9.805093 1.917467 11.722560 0.000000 318.991567
A-3 850.133140 20.478293 4.957782 25.436075 0.000000 829.654847
A-4 1000.000000 0.000000 5.831772 5.831772 0.000000 1000.000000
A-5 1000.000000 0.000000 5.831771 5.831771 0.000000 1000.000000
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 971.502556 0.893513 5.665581 6.559094 0.000000 970.609044
M-2 972.278367 0.894225 5.670104 6.564329 0.000000 971.384142
M-3 974.540304 0.896306 5.683295 6.579601 0.000000 973.643998
B-1 976.605864 0.898206 5.695341 6.593547 0.000000 975.707658
B-2 979.087074 0.900493 5.709817 6.610310 0.000000 978.186581
B-3 839.794720 0.314885 4.897494 5.212379 0.000000 839.022340
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:00 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS1 (POOL # 4281)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4281
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 35,742.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 40,880.25
MASTER SERVICER ADVANCES THIS MONTH 2,732.18
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 2,679,200.62
(B) TWO MONTHLY PAYMENTS: 1 68,003.39
(C) THREE OR MORE MONTHLY PAYMENTS: 13 1,074,163.00
FORECLOSURES
NUMBER OF LOANS 13
AGGREGATE PRINCIPAL BALANCE 1,415,163.87
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 170,428,519.40
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,636
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 335,928.23
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,066,038.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 86.40488220 % 11.41638200 % 2.17873570 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 86.24007390 % 11.55477850 % 2.20514760 %
BANKRUPTCY AMOUNT AVAILABLE 101,905.00
FRAUD AMOUNT AVAILABLE 1,950,206.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,950,206.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.34879400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 314.14
POOL TRADING FACTOR: 52.54823372
................................................................................
Run: 11/27/00 07:28:01 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2(POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4284
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FQJ5 20,000,000.00 3,831,657.58 6.750000 % 318,968.40
A-2 76110FQK2 158,282,400.00 30,324,197.74 6.500000 % 2,524,354.18
A-3 76110FQL0 82,584,000.00 82,584,000.00 6.750000 % 0.00
A-4 76110FQM8 38,888,850.00 13,709,405.28 7.220000 % 496,739.06
A-5 76110FQN6 0.00 0.00 1.805775 % 0.00
A-6 76110FQP1 13,504,750.00 4,673,601.36 7.120000 % 174,220.54
A-7 76110FQQ9 86,753,900.00 86,753,900.00 7.000000 % 0.00
A-8 76110FQR7 138,732.69 116,190.08 0.000000 % 160.67
A-9-1 0.00 0.00 1.040983 % 0.00
A-9-2 0.00 0.00 0.715476 % 0.00
R-I 76110FQT3 100.00 0.00 7.000000 % 0.00
R-II 76110FQU0 100.00 0.00 7.000000 % 0.00
M-1 76110FQV8 17,350,800.00 16,857,050.35 7.000000 % 18,050.41
M-2 76110FQW6 5,422,000.00 5,267,706.79 7.000000 % 5,640.62
M-3 76110FQX4 5,422,000.00 5,267,706.79 7.000000 % 5,640.62
B-1 76110FQY2 2,385,700.00 2,317,810.46 7.000000 % 2,481.90
B-2 76110FQZ9 1,084,400.00 1,053,541.38 7.000000 % 1,128.12
B-3 76110FRA3 1,952,351.82 1,635,498.39 7.000000 % 1,751.28
-------------------------------------------------------------------------------
433,770,084.51 254,392,266.20 3,549,135.80
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 21,547.44 340,515.84 0.00 0.00 3,512,689.18
A-2 164,213.19 2,688,567.37 0.00 0.00 27,799,843.56
A-3 464,413.72 464,413.72 0.00 0.00 82,584,000.00
A-4 82,463.38 579,202.44 0.00 0.00 13,212,666.22
A-5 27,655.76 27,655.76 0.00 0.00 0.00
A-6 27,722.79 201,943.33 0.00 0.00 4,499,380.82
A-7 505,932.30 505,932.30 0.00 0.00 86,753,900.00
A-8 0.00 160.67 0.00 0.00 116,029.41
A-9-1 164,015.25 164,015.25 0.00 0.00 0.00
A-9-2 38,907.67 38,907.67 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 98,307.12 116,357.53 0.00 0.00 16,838,999.94
M-2 30,720.27 36,360.89 0.00 0.00 5,262,066.17
M-3 30,720.27 36,360.89 0.00 0.00 5,262,066.17
B-1 13,517.03 15,998.93 0.00 0.00 2,315,328.56
B-2 6,144.06 7,272.18 0.00 0.00 1,052,413.26
B-3 9,537.92 11,289.20 0.00 0.00 1,631,691.77
-------------------------------------------------------------------------------
1,685,818.17 5,234,953.97 0.00 0.00 250,841,075.06
===============================================================================
Run: 11/27/00 07:28:01
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2(POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4284
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 191.582879 15.948420 1.077372 17.025792 0.000000 175.634459
A-2 191.582878 15.948420 1.037470 16.985890 0.000000 175.634458
A-3 1000.000000 0.000000 5.623531 5.623531 0.000000 1000.000000
A-4 352.527917 12.773303 2.120489 14.893792 0.000000 339.754614
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 346.070928 12.900686 2.052818 14.953504 0.000000 333.170242
A-7 1000.000000 0.000000 5.831810 5.831810 0.000000 1000.000000
A-8 837.510467 1.158126 0.000000 1.158126 0.000000 836.352341
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 971.543119 1.040321 5.665855 6.706176 0.000000 970.502798
M-2 971.543119 1.040321 5.665856 6.706177 0.000000 970.502798
M-3 971.543119 1.040321 5.665856 6.706177 0.000000 970.502798
B-1 971.543136 1.040324 5.665855 6.706179 0.000000 970.502813
B-2 971.543139 1.040317 5.665861 6.706178 0.000000 970.502822
B-3 837.706797 0.897010 4.885349 5.782359 0.000000 835.757036
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:02 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2 (POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4284
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 52,536.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 59,516.84
MASTER SERVICER ADVANCES THIS MONTH 5,679.76
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 44 3,771,288.68
(B) TWO MONTHLY PAYMENTS: 7 1,153,018.60
(C) THREE OR MORE MONTHLY PAYMENTS: 6 556,805.72
FORECLOSURES
NUMBER OF LOANS 17
AGGREGATE PRINCIPAL BALANCE 2,336,017.83
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 250,841,075.07
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,303
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 7
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 748,381.10
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,262,629.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.25821370 % 10.77272600 % 1.96906070 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.09240800 % 10.90855326 % 1.99399050 %
BANKRUPTCY AMOUNT AVAILABLE 110,151.00
FRAUD AMOUNT AVAILABLE 2,788,933.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,788,933.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.23228636
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 316.34
POOL TRADING FACTOR: 57.82811771
................................................................................
Run: 11/27/00 07:28:46 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3(POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4285
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FRB1 115,517,963.00 70,920,400.30 6.500000 % 851,194.22
A-2 76110FRC9 34,880,737.00 15,623,903.41 6.500000 % 102,915.76
A-3-1 0.00 0.00 1.241679 % 0.00
A-3-2 0.00 0.00 0.982911 % 0.00
R 76110FRE5 100.00 0.00 6.500000 % 0.00
M-1 76110FRF2 3,927,000.00 3,492,704.60 6.500000 % 15,656.61
M-2 76110FRG0 785,100.00 698,274.12 6.500000 % 3,130.13
M-3 76110FRH8 707,000.00 628,811.35 6.500000 % 2,818.75
B-1 76110FRJ4 471,200.00 419,088.98 6.500000 % 1,878.63
B-2 76110FRK1 314,000.00 279,274.06 6.500000 % 1,251.89
B-3 76110FRL9 471,435.62 386,333.27 6.500000 % 1,731.80
-------------------------------------------------------------------------------
157,074,535.62 92,448,790.09 980,577.79
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 383,767.16 1,234,961.38 0.00 0.00 70,069,206.08
A-2 84,544.66 187,460.42 0.00 0.00 15,520,987.65
A-3-1 76,377.76 76,377.76 0.00 0.00 0.00
A-3-2 15,187.73 15,187.73 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 18,899.86 34,556.47 0.00 0.00 3,477,047.99
M-2 3,778.53 6,908.66 0.00 0.00 695,143.99
M-3 3,402.65 6,221.40 0.00 0.00 625,992.60
B-1 2,267.79 4,146.42 0.00 0.00 417,210.35
B-2 1,511.21 2,763.10 0.00 0.00 278,022.17
B-3 2,090.54 3,822.34 0.00 0.00 384,601.46
-------------------------------------------------------------------------------
591,827.89 1,572,405.68 0.00 0.00 91,468,212.29
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 613.933958 7.368501 3.322143 10.690644 0.000000 606.565458
A-2 447.923546 2.950504 2.423821 5.374325 0.000000 444.973042
A-3-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 889.407843 3.986914 4.812799 8.799713 0.000000 885.420930
M-2 889.407872 3.986919 4.812801 8.799720 0.000000 885.420953
M-3 889.407850 3.986917 4.812801 8.799718 0.000000 885.420934
B-1 889.407852 3.986906 4.812797 8.799703 0.000000 885.420947
B-2 889.407834 3.986911 4.812771 8.799682 0.000000 885.420924
B-3 819.482563 3.673460 4.434412 8.107872 0.000000 815.809081
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:46 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,286.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,449.17
SUBSERVICER ADVANCES THIS MONTH 20,341.50
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 1,101,480.72
(B) TWO MONTHLY PAYMENTS: 5 647,457.98
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 111,326.99
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 91,468,212.29
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,120
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 566,161.13
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.61323560 % 5.21347000 % 1.17329420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.57370350 % 5.24573998 % 1.18055660 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.96862100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 138.17
POOL TRADING FACTOR: 58.23236206
Run: 11/27/00 07:28:47 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,759.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,836.56
SUBSERVICER ADVANCES THIS MONTH 14,810.50
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 592,598.41
(B) TWO MONTHLY PAYMENTS: 5 647,457.98
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 111,326.99
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 74,622,399.31
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,057
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 537,769.93
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.94055500 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.81307040 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.01220973
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 138.56
POOL TRADING FACTOR: 61.85259086
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,526.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 612.61
SUBSERVICER ADVANCES THIS MONTH 5,531.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 508,882.31
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 16,845,812.98
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 63
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 28,391.20
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.15568940 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.54865330 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.77553255
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 136.42
POOL TRADING FACTOR: 46.24288419
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4(POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4290
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FRM7 135,006,400.00 39,463,793.81 6.500000 % 1,857,089.53
A-I-2 76110FRN5 59,732,445.00 59,732,445.00 6.750000 % 0.00
A-I-3 76110FRP0 41,218,155.00 17,332,503.42 7.120000 % 464,272.38
A-I-4 76110FRQ8 0.00 0.00 1.880000 % 0.00
A-I-5 76110FRR6 64,868,000.00 64,868,000.00 7.000000 % 0.00
A-II 76110FRS4 75,203,000.00 46,191,631.62 7.000000 % 368,187.68
A-V-1 0.00 0.00 0.875402 % 0.00
A-V-2 0.00 0.00 0.620378 % 0.00
R-I 76110FRV7 100.00 0.00 7.000000 % 0.00
R-II 76110FRW5 100.00 0.00 7.000000 % 0.00
M-1 76110FRX3 14,190,000.00 13,809,137.24 7.000000 % 12,703.44
M-2 76110FRY1 5,067,800.00 4,931,779.10 7.000000 % 4,536.89
M-3 76110FRZ8 5,067,800.00 4,931,779.10 7.000000 % 4,536.89
B-1 76110FSA2 2,230,000.00 2,170,146.27 7.000000 % 1,996.38
B-2 76110FSB0 1,216,400.00 1,183,751.55 7.000000 % 1,088.97
B-3 76110FSC8 1,621,792.30 1,046,478.48 7.000000 % 718.71
-------------------------------------------------------------------------------
405,421,992.30 255,661,445.59 2,715,130.87
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 213,666.21 2,070,755.74 0.00 0.00 37,606,704.28
A-I-2 335,844.09 335,844.09 0.00 0.00 59,732,445.00
A-I-3 102,793.33 567,065.71 0.00 0.00 16,868,231.04
A-I-4 27,142.06 27,142.06 0.00 0.00 0.00
A-I-5 378,226.71 378,226.71 0.00 0.00 64,868,000.00
A-II 269,355.88 637,543.56 0.00 0.00 45,823,443.94
A-V-1 149,544.96 149,544.96 0.00 0.00 0.00
A-V-2 26,134.18 26,134.18 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 80,513.88 93,217.32 0.00 0.00 13,796,433.80
M-2 28,754.63 33,291.52 0.00 0.00 4,927,242.21
M-3 28,754.63 33,291.52 0.00 0.00 4,927,242.21
B-1 12,652.99 14,649.37 0.00 0.00 2,168,149.89
B-2 6,901.84 7,990.81 0.00 0.00 1,182,662.58
B-3 6,101.47 6,820.18 0.00 0.00 1,045,515.77
-------------------------------------------------------------------------------
1,666,386.86 4,381,517.73 0.00 0.00 252,946,070.72
===============================================================================
Run: 11/27/00 07:28:47
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4(POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4290
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 292.310541 13.755567 1.582638 15.338205 0.000000 278.554974
A-I-2 1000.000000 0.000000 5.622473 5.622473 0.000000 1000.000000
A-I-3 420.506532 11.263784 2.493885 13.757669 0.000000 409.242749
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 1000.000000 0.000000 5.830713 5.830713 0.000000 1000.000000
A-II 614.225917 4.895917 3.581717 8.477634 0.000000 609.329999
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 973.159777 0.895239 5.673987 6.569226 0.000000 972.264538
M-2 973.159773 0.895239 5.673987 6.569226 0.000000 972.264535
M-3 973.159773 0.895239 5.673987 6.569226 0.000000 972.264535
B-1 973.159762 0.895238 5.673989 6.569227 0.000000 972.264525
B-2 973.159775 0.895240 5.673989 6.569229 0.000000 972.264535
B-3 645.260481 0.443158 3.762179 4.205337 0.000000 644.666873
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 52,968.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,348.62
SUBSERVICER ADVANCES THIS MONTH 72,894.31
MASTER SERVICER ADVANCES THIS MONTH 1,449.26
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 51 5,985,213.77
(B) TWO MONTHLY PAYMENTS: 8 1,138,942.67
(C) THREE OR MORE MONTHLY PAYMENTS: 9 976,653.90
FORECLOSURES
NUMBER OF LOANS 15
AGGREGATE PRINCIPAL BALANCE 1,696,772.38
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 252,946,070.72
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,304
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 187,926.76
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,480,204.87
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.01943480 % 9.25939200 % 1.72117320 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 88.91176830 % 9.35018210 % 1.73804960 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.15492200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 317.12
POOL TRADING FACTOR: 62.39081143
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 42,257.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,990.64
SUBSERVICER ADVANCES THIS MONTH 57,508.16
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 39 4,486,642.60
(B) TWO MONTHLY PAYMENTS: 5 804,087.18
(C) THREE OR MORE MONTHLY PAYMENTS: 8 865,420.14
FORECLOSURES
NUMBER OF LOANS 14
AGGREGATE PRINCIPAL BALANCE 1,593,661.38
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 201,527,549.68
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,828
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,153,541.96
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 88.97680230 % 0.00000000 % 1.72117320 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 88.85900740 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.14041592
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 316.78
POOL TRADING FACTOR: 62.13457079
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 10,710.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,357.98
SUBSERVICER ADVANCES THIS MONTH 15,386.15
MASTER SERVICER ADVANCES THIS MONTH 1,449.26
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 1,498,571.17
(B) TWO MONTHLY PAYMENTS: 3 334,855.49
(C) THREE OR MORE MONTHLY PAYMENTS: 1 111,233.76
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 103,111.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 51,418,521.04
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 476
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 187,926.76
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 326,662.91
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.18725050 % 0.00000000 % 1.72117320 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.11855690 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.21177802
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 318.43
POOL TRADING FACTOR: 63.41581920
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS5(POOL # 4299)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4299
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FSD6 151,551,000.00 50,815,491.88 6.750000 % 2,189,436.24
A-2 76110FSE4 75,936,500.00 60,115,472.55 6.750000 % 1,178,927.21
A-3 76110FSF1 17,485,800.00 17,485,800.00 6.750000 % 0.00
A-4 76110FSG9 13,164,700.00 13,164,700.00 6.750000 % 0.00
A-5 76110FSH7 67,790,000.00 67,790,000.00 6.750000 % 0.00
A-6-1 0.00 0.00 1.045811 % 0.00
A-6-2 0.00 0.00 0.837722 % 0.00
R 76110FSK0 100.00 0.00 6.750000 % 0.00
M-1 76110FSL8 12,650,700.00 12,285,530.85 6.750000 % 13,795.28
M-2 76110FSM6 4,216,900.00 4,095,176.96 6.750000 % 4,598.43
M-3 76110FSN4 4,392,600.00 4,265,805.26 6.750000 % 4,790.02
B-1 76110FSP9 1,757,100.00 1,706,380.37 6.750000 % 1,916.08
B-2 76110FSQ7 1,054,300.00 1,023,867.08 6.750000 % 1,149.69
B-3 76110FSR5 1,405,623.28 1,291,835.24 6.750000 % 1,450.58
-------------------------------------------------------------------------------
351,405,323.28 234,040,060.19 3,396,063.53
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 285,689.30 2,475,125.54 0.00 0.00 48,626,055.64
A-2 337,974.63 1,516,901.84 0.00 0.00 58,936,545.34
A-3 98,306.76 98,306.76 0.00 0.00 17,485,800.00
A-4 74,013.14 74,013.14 0.00 0.00 13,164,700.00
A-5 381,121.52 381,121.52 0.00 0.00 67,790,000.00
A-6-1 153,866.90 153,866.90 0.00 0.00 0.00
A-6-2 40,047.81 40,047.81 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 69,070.37 82,865.65 0.00 0.00 12,271,735.57
M-2 23,023.46 27,621.89 0.00 0.00 4,090,578.53
M-3 23,982.74 28,772.76 0.00 0.00 4,261,015.24
B-1 9,593.43 11,509.51 0.00 0.00 1,704,464.29
B-2 5,756.27 6,905.96 0.00 0.00 1,022,717.39
B-3 7,262.81 8,713.39 0.00 0.00 1,290,384.66
-------------------------------------------------------------------------------
1,509,709.14 4,905,772.67 0.00 0.00 230,643,996.66
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 335.302914 14.446861 1.885103 16.331964 0.000000 320.856053
A-2 791.654508 15.525172 4.450753 19.975925 0.000000 776.129336
A-3 1000.000000 0.000000 5.622091 5.622091 0.000000 1000.000000
A-4 1000.000000 0.000000 5.622091 5.622091 0.000000 1000.000000
A-5 1000.000000 0.000000 5.622091 5.622091 0.000000 1000.000000
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 971.134471 1.090476 5.459806 6.550282 0.000000 970.043995
M-2 971.134473 1.090476 5.459807 6.550283 0.000000 970.043997
M-3 971.134467 1.090475 5.459805 6.550280 0.000000 970.043992
B-1 971.134466 1.090479 5.459809 6.550288 0.000000 970.043987
B-2 971.134478 1.090477 5.459803 6.550280 0.000000 970.044001
B-3 919.047983 1.031983 5.166968 6.198951 0.000000 918.015997
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS5 (POOL # 4299)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4299
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 48,276.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,028.07
SUBSERVICER ADVANCES THIS MONTH 58,364.33
MASTER SERVICER ADVANCES THIS MONTH 6,328.19
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 36 4,266,526.79
(B) TWO MONTHLY PAYMENTS: 5 760,367.24
(C) THREE OR MORE MONTHLY PAYMENTS: 5 917,811.27
FORECLOSURES
NUMBER OF LOANS 13
AGGREGATE PRINCIPAL BALANCE 1,821,336.93
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 230,643,996.66
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,969
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 8
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 833,824.23
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,133,262.59
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.45966950 % 8.82178600 % 1.71854460 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.31648080 % 8.94162850 % 1.74189070 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,483,752.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,483,752.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07125210
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 319.27
POOL TRADING FACTOR: 65.63474751
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6(POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4301
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FSS3 20,174,375.00 12,470,783.86 6.750000 % 230,923.72
CB-2 76110FST1 39,313,092.00 39,313,092.00 6.750000 % 0.00
CB-3 76110FSU8 13,813,906.00 13,813,906.00 6.750000 % 0.00
CB-4 76110FSV6 16,300,000.00 1,509,104.96 6.750000 % 443,373.55
CB-5 76110FSW4 20,500,000.00 20,500,000.00 6.750000 % 0.00
CB-6 76110FSX2 136,500,000.00 73,518,134.89 6.750000 % 1,887,951.54
CB-7 76110FSY0 28,438,625.00 28,438,625.00 6.750000 % 0.00
NB-1 76110FSZ7 75,900,500.00 38,313,577.45 6.750000 % 340,647.51
NB-2 76110FTA1 4,494,000.00 0.00 6.750000 % 0.00
NB-3 76110FTB9 9,662,500.00 9,662,500.00 6.750000 % 0.00
NB-4 76110FTC7 10,000,000.00 5,327,301.30 6.750000 % 37,825.77
A-P 76110FTE3 57,464.36 49,518.13 0.000000 % 54.61
A-V-1 0.00 0.00 0.998021 % 0.00
A-V-2 0.00 0.00 0.714015 % 0.00
R 100.00 0.00 6.750000 % 0.00
M-1 76110FTG8 13,075,500.00 12,713,386.86 6.750000 % 20,225.38
M-2 76110FTH6 5,029,000.00 4,889,726.80 6.750000 % 7,778.93
M-3 76110FTJ2 4,224,500.00 4,107,506.62 6.750000 % 6,534.52
B-1 76110FTK9 2,011,600.00 1,955,890.70 6.750000 % 3,111.57
B-2 76110FTL7 1,207,000.00 1,173,573.33 6.750000 % 1,867.01
B-3 76110FTM5 1,609,449.28 1,562,790.39 6.750000 % 2,486.20
-------------------------------------------------------------------------------
402,311,611.64 269,319,418.29 2,982,780.31
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 70,129.44 301,053.16 0.00 0.00 12,239,860.14
CB-2 221,077.14 221,077.14 0.00 0.00 39,313,092.00
CB-3 77,682.49 77,682.49 0.00 0.00 13,813,906.00
CB-4 8,486.46 451,860.01 0.00 0.00 1,065,731.41
CB-5 115,281.73 115,281.73 0.00 0.00 20,500,000.00
CB-6 413,429.17 2,301,380.71 0.00 0.00 71,630,183.35
CB-7 159,924.59 159,924.59 0.00 0.00 28,438,625.00
NB-1 215,463.98 556,111.49 0.00 0.00 37,972,929.94
NB-2 0.00 0.00 0.00 0.00 0.00
NB-3 54,338.98 54,338.98 0.00 0.00 9,662,500.00
NB-4 29,959.13 67,784.90 0.00 0.00 5,289,475.53
A-P 0.00 54.61 0.00 0.00 49,463.52
A-V-1 175,541.41 175,541.41 0.00 0.00 0.00
A-V-2 34,618.21 34,618.21 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 71,491.60 91,716.98 0.00 0.00 12,693,161.48
M-2 27,496.56 35,275.49 0.00 0.00 4,881,947.87
M-3 23,097.87 29,632.39 0.00 0.00 4,100,972.10
B-1 10,998.63 14,110.20 0.00 0.00 1,952,779.13
B-2 6,599.39 8,466.40 0.00 0.00 1,171,706.32
B-3 8,788.09 11,274.29 0.00 0.00 1,560,304.22
-------------------------------------------------------------------------------
1,724,404.87 4,707,185.18 0.00 0.00 266,336,638.01
===============================================================================
Run: 11/27/00 07:28:47
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6(POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4301
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 618.149700 11.446388 3.476164 14.922552 0.000000 606.703312
CB-2 1000.000000 0.000000 5.623499 5.623499 0.000000 1000.000000
CB-3 1000.000000 0.000000 5.623499 5.623499 0.000000 1000.000000
CB-4 92.583126 27.200831 0.520642 27.721473 0.000000 65.382295
CB-5 1000.000000 0.000000 5.623499 5.623499 0.000000 1000.000000
CB-6 538.594395 13.831147 3.028785 16.859932 0.000000 524.763248
CB-7 1000.000000 0.000000 5.623499 5.623499 0.000000 1000.000000
NB-1 504.786891 4.488080 2.838769 7.326849 0.000000 500.298812
NB-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-3 1000.000000 0.000000 5.623698 5.623698 0.000000 1000.000000
NB-4 532.730130 3.782577 2.995913 6.778490 0.000000 528.947553
A-P 861.718985 0.950302 0.000000 0.950302 0.000000 860.768684
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 972.305981 1.546815 5.467600 7.014415 0.000000 970.759166
M-2 972.305985 1.546814 5.467600 7.014414 0.000000 970.759171
M-3 972.305982 1.546815 5.467599 7.014414 0.000000 970.759167
B-1 972.305975 1.546813 5.467603 7.014416 0.000000 970.759162
B-2 972.305990 1.546819 5.467597 7.014416 0.000000 970.759172
B-3 971.009406 1.544752 5.460309 7.005061 0.000000 969.464670
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 55,787.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,357.24
SUBSERVICER ADVANCES THIS MONTH 35,428.85
MASTER SERVICER ADVANCES THIS MONTH 1,532.62
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 3,749,077.41
(B) TWO MONTHLY PAYMENTS: 3 402,283.13
(C) THREE OR MORE MONTHLY PAYMENTS: 6 584,531.57
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 92,768.90
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 266,336,638.00
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,219
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 201,417.59
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,544,427.54
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.19464310 % 8.06129000 % 1.74226370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.10058550 % 8.13860294 % 1.75929980 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,845,602.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,845,602.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.01471700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 320.33
POOL TRADING FACTOR: 66.20157865
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,238.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,351.41
SUBSERVICER ADVANCES THIS MONTH 21,212.59
MASTER SERVICER ADVANCES THIS MONTH 1,532.62
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 2,031,822.79
(B) TWO MONTHLY PAYMENTS: 3 402,283.13
(C) THREE OR MORE MONTHLY PAYMENTS: 5 318,572.75
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 92,768.90
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 206,456,719.33
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,029
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 201,417.59
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,214,454.16
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.69806430 % 8.06129000 % 1.74226370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.59826760 % 8.13860294 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,845,602.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,845,602.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.06094135
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 319.78
POOL TRADING FACTOR: 69.98265057
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,549.45
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,005.83
SUBSERVICER ADVANCES THIS MONTH 14,216.26
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,717,254.62
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 265,958.82
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 59,879,918.67
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 190
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 329,973.38
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 88.44872000 % 8.06129000 % 1.74226370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 88.38506570 % 8.13860294 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,845,602.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,845,602.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85534060
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 322.22
POOL TRADING FACTOR: 55.80590724
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7(POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4311
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FTZ6 172,668,000.00 94,021,843.33 6.750000 % 2,382,885.24
CB-2 76110FUA9 35,551,000.00 35,551,000.00 6.750000 % 0.00
CB-3 76110FUB7 44,215,000.00 44,215,000.00 6.750000 % 0.00
NB-1 76110FUC5 32,242,000.00 16,123,649.58 6.750000 % 1,438,376.83
NB-2 76110FUD3 77,840,000.00 43,887,265.55 6.750000 % 687,023.24
NB-3 76110FUE1 3,780,000.00 0.00 6.750000 % 0.00
NB-4 76110FUF8 13,684,000.00 13,684,000.00 6.750000 % 0.00
A-P 76110FUG6 73,404.89 64,592.72 0.000000 % 88.74
A-V 76110FUH4 0.00 0.00 0.928344 % 0.00
R 76110FUJ0 100.00 0.00 6.750000 % 0.00
M-1 76110FUK7 13,245,900.00 12,927,222.82 6.750000 % 11,646.68
M-2 76110FUL5 5,094,600.00 4,972,031.29 6.750000 % 4,479.51
M-3 76110FUM3 4,279,400.00 4,176,443.82 6.750000 % 3,762.73
B-1 76110FUN1 2,037,800.00 1,988,773.50 6.750000 % 1,791.77
B-2 76110FUP6 1,222,600.00 1,193,186.03 6.750000 % 1,074.99
B-3 76110FUQ4 1,631,527.35 1,433,876.43 6.750000 % 1,291.82
-------------------------------------------------------------------------------
407,565,332.24 274,238,885.07 4,532,421.55
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 528,665.78 2,911,551.02 0.00 0.00 91,638,958.09
CB-2 199,896.08 199,896.08 0.00 0.00 35,551,000.00
CB-3 248,611.99 248,611.99 0.00 0.00 44,215,000.00
NB-1 90,677.08 1,529,053.91 0.00 0.00 14,685,272.75
NB-2 246,815.64 933,838.88 0.00 0.00 43,200,242.31
NB-3 0.00 0.00 0.00 0.00 0.00
NB-4 76,956.84 76,956.84 0.00 0.00 13,684,000.00
A-P 0.00 88.74 0.00 0.00 64,503.98
A-V 212,085.53 212,085.53 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,688.07 84,334.75 0.00 0.00 12,915,576.14
M-2 27,957.08 32,436.59 0.00 0.00 4,967,551.78
M-3 23,483.60 27,246.33 0.00 0.00 4,172,681.09
B-1 11,182.61 12,974.38 0.00 0.00 1,986,981.73
B-2 6,709.13 7,784.12 0.00 0.00 1,192,111.04
B-3 8,062.49 9,354.31 0.00 0.00 1,432,584.59
-------------------------------------------------------------------------------
1,753,791.92 6,286,213.47 0.00 0.00 269,706,463.50
===============================================================================
Run: 11/27/00 07:28:48
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7(POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4311
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 544.523845 13.800387 3.061747 16.862134 0.000000 530.723458
CB-2 1000.000000 0.000000 5.622798 5.622798 0.000000 1000.000000
CB-3 1000.000000 0.000000 5.622797 5.622797 0.000000 1000.000000
NB-1 500.082178 44.611898 2.812390 47.424288 0.000000 455.470280
NB-2 563.813792 8.826095 3.170807 11.996902 0.000000 554.987697
NB-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-4 1000.000000 0.000000 5.623856 5.623856 0.000000 1000.000000
A-P 879.951186 1.208862 0.000000 1.208862 0.000000 878.742324
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 975.941448 0.879267 5.487590 6.366857 0.000000 975.062181
M-2 975.941446 0.879266 5.487591 6.366857 0.000000 975.062180
M-3 975.941445 0.879266 5.487592 6.366858 0.000000 975.062179
B-1 975.941456 0.879267 5.487590 6.366857 0.000000 975.062190
B-2 975.941461 0.879265 5.487592 6.366857 0.000000 975.062195
B-3 878.855282 0.791786 4.941682 5.733468 0.000000 878.063484
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 56,576.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,677.41
SUBSERVICER ADVANCES THIS MONTH 67,595.88
MASTER SERVICER ADVANCES THIS MONTH 2,745.72
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 34 5,238,269.15
(B) TWO MONTHLY PAYMENTS: 5 803,838.67
(C) THREE OR MORE MONTHLY PAYMENTS: 4 659,832.56
FORECLOSURES
NUMBER OF LOANS 17
AGGREGATE PRINCIPAL BALANCE 2,266,514.07
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 269,706,463.51
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,114
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 367,841.29
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,285,297.83
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.26475690 % 8.04980600 % 1.68314420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.11003840 % 8.17770873 % 1.71029660 %
BANKRUPTCY AMOUNT AVAILABLE 158,374.00
FRAUD AMOUNT AVAILABLE 2,825,805.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,825,805.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.00932000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 321.57
POOL TRADING FACTOR: 66.17502574
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 39,585.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,677.41
SUBSERVICER ADVANCES THIS MONTH 39,454.69
MASTER SERVICER ADVANCES THIS MONTH 2,745.72
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 3,251,977.80
(B) TWO MONTHLY PAYMENTS: 4 574,781.79
(C) THREE OR MORE MONTHLY PAYMENTS: 3 358,463.85
FORECLOSURES
NUMBER OF LOANS 14
AGGREGATE PRINCIPAL BALANCE 1,092,536.44
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 189,216,831.54
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,860
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 367,841.29
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,226,057.14
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.70732160 % 8.04980600 % 1.68314420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.59798340 % 8.17770873 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 158,374.00
FRAUD AMOUNT AVAILABLE 2,825,805.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,825,805.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07183055
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 320.91
POOL TRADING FACTOR: 69.89018910
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,991.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 28,141.19
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,986,291.35
(B) TWO MONTHLY PAYMENTS: 1 229,056.88
(C) THREE OR MORE MONTHLY PAYMENTS: 1 301,368.71
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,173,977.63
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 80,489,631.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 254
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,059,240.69
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.23800340 % 8.04980600 % 1.68314420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 88.96253270 % 8.17770873 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 158,374.00
FRAUD AMOUNT AVAILABLE 2,825,805.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,825,805.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86237010
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.12
POOL TRADING FACTOR: 58.82417855
................................................................................
Run: 11/27/00 07:28:48 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8(POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4306
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FTN3 124,454,000.00 86,938,227.20 6.500000 % 1,116,635.83
NB 76110FTP8 41,430,000.00 24,093,775.06 6.500000 % 419,673.66
A-P 76110FTQ6 63,383.01 54,405.16 0.000000 % 250.50
A-V 76110FTV5 0.00 0.00 0.929287 % 0.00
R 76110FTR4 100.00 0.00 6.500000 % 0.00
M-1 76110FTS2 4,507,000.00 4,072,265.27 6.500000 % 17,784.30
M-2 76110FTT0 780,000.00 704,763.00 6.500000 % 3,077.82
M-3 76110FTU7 693,500.00 626,606.57 6.500000 % 2,736.50
B-1 76110FTW3 520,000.00 469,842.04 6.500000 % 2,051.88
B-2 76110FTX1 433,500.00 391,685.58 6.500000 % 1,710.56
B-3 76110FTY9 433,464.63 391,653.70 6.500000 % 1,710.40
-------------------------------------------------------------------------------
173,314,947.64 117,743,223.58 1,565,631.45
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 470,315.30 1,586,951.13 0.00 0.00 85,821,591.37
NB 130,341.64 550,015.30 0.00 0.00 23,674,101.40
A-P 0.00 250.50 0.00 0.00 54,154.66
A-V 91,064.88 91,064.88 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 22,029.99 39,814.29 0.00 0.00 4,054,480.97
M-2 3,812.61 6,890.43 0.00 0.00 701,685.18
M-3 3,389.79 6,126.29 0.00 0.00 623,870.07
B-1 2,541.74 4,593.62 0.00 0.00 467,790.16
B-2 2,118.93 3,829.49 0.00 0.00 389,975.02
B-3 2,118.76 3,829.16 0.00 0.00 389,943.27
-------------------------------------------------------------------------------
727,733.64 2,293,365.09 0.00 0.00 116,177,592.10
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 698.557115 8.972278 3.779029 12.751307 0.000000 689.584838
NB 581.553827 10.129705 3.146069 13.275774 0.000000 571.424123
A-P 858.355575 3.952181 0.000000 3.952181 0.000000 854.403394
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 903.542327 3.945929 4.887950 8.833879 0.000000 899.596399
M-2 903.542308 3.945923 4.887962 8.833885 0.000000 899.596385
M-3 903.542278 3.945926 4.887945 8.833871 0.000000 899.596352
B-1 903.542385 3.945923 4.887962 8.833885 0.000000 899.596462
B-2 903.542284 3.945928 4.887958 8.833886 0.000000 899.596355
B-3 903.542464 3.945881 4.887965 8.833846 0.000000 899.596516
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:48 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 24,421.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,509.01
SUBSERVICER ADVANCES THIS MONTH 32,521.42
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 2,434,401.07
(B) TWO MONTHLY PAYMENTS: 5 264,930.73
(C) THREE OR MORE MONTHLY PAYMENTS: 1 245,345.76
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 199,253.31
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 116,177,592.10
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,369
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,051,420.64
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.34371400 % 4.58933800 % 1.06433410 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.29250040 % 4.63087255 % 1.07446740 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,236,139.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,236,139.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75743800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 142.38
POOL TRADING FACTOR: 67.03264414
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,087.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,022.77
SUBSERVICER ADVANCES THIS MONTH 19,832.58
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 1,411,923.26
(B) TWO MONTHLY PAYMENTS: 5 264,930.73
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 199,253.31
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 90,841,687.40
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,278
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 740,863.79
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.55394070 % 4.58933800 % 1.06433410 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.50897400 % 4.63087254 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,236,139.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,236,139.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.81983047
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 142.55
POOL TRADING FACTOR: 69.86667837
Run: 11/27/00 07:28:48 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 5,333.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,486.24
SUBSERVICER ADVANCES THIS MONTH 12,688.84
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,022,477.81
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 245,345.76
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 25,335,904.70
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 91
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 310,556.85
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.59285760 % 4.58933800 % 1.06433410 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.51600190 % 4.63087257 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,236,139.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,236,139.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.53373070
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 141.79
POOL TRADING FACTOR: 58.52130712
................................................................................
Run: 11/27/00 07:28:05 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10(POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4313
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FUR2 25,000,000.00 12,588,181.44 6.750000 % 354,757.72
A-2 76110FUS0 29,011,000.00 0.00 6.750000 % 0.00
A-3 76110FUT8 12,434,000.00 0.00 6.750000 % 0.00
A-4 76110FUU5 17,404,000.00 14,930,027.95 6.750000 % 1,255,303.09
A-5 76110FUV3 7,831,000.00 7,831,000.00 6.750000 % 0.00
A-6 76110FUW1 13,853,000.00 13,853,000.00 6.750000 % 0.00
A-7 76110FUX9 14,886,000.00 14,886,000.00 6.750000 % 0.00
A-8 76110FUY7 8,409,000.00 8,409,000.00 6.750000 % 0.00
A-9 76110FUZ4 5,000,000.00 5,000,000.00 6.750000 % 0.00
A-10 76110FVA8 16,186,000.00 15,817,563.97 6.750000 % 14,295.09
A-11 76110FVB6 10,998.00 10,310.32 0.000000 % 13.56
A-12 76110FVC4 0.00 0.00 0.987283 % 0.00
R 76110FVD2 100.00 0.00 6.750000 % 0.00
M-1 76110FVE0 4,827,000.00 4,717,124.77 6.750000 % 4,263.09
M-2 76110FVF7 2,011,300.00 1,965,517.51 6.750000 % 1,776.33
M-3 76110FVG5 2,011,300.00 1,965,517.51 6.750000 % 1,776.33
B-1 76110FVH3 884,900.00 864,757.34 6.750000 % 781.52
B-2 76110FVJ9 482,700.00 471,712.48 6.750000 % 426.31
B-3 76110FVK6 643,577.01 628,927.41 6.750000 % 568.41
-------------------------------------------------------------------------------
160,885,875.01 103,938,640.70 1,633,961.45
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 70,796.07 425,553.79 0.00 0.00 12,233,423.72
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 83,966.64 1,339,269.73 0.00 0.00 13,674,724.86
A-5 44,041.64 44,041.64 0.00 0.00 7,831,000.00
A-6 77,909.43 77,909.43 0.00 0.00 13,853,000.00
A-7 83,719.03 83,719.03 0.00 0.00 14,886,000.00
A-8 47,292.31 47,292.31 0.00 0.00 8,409,000.00
A-9 28,120.06 28,120.06 0.00 0.00 5,000,000.00
A-10 88,958.16 103,253.25 0.00 0.00 15,803,268.88
A-11 0.00 13.56 0.00 0.00 10,296.76
A-12 85,499.02 85,499.02 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 26,529.16 30,792.25 0.00 0.00 4,712,861.68
M-2 11,054.10 12,830.43 0.00 0.00 1,963,741.18
M-3 11,054.10 12,830.43 0.00 0.00 1,963,741.18
B-1 4,863.40 5,644.92 0.00 0.00 863,975.82
B-2 2,652.91 3,079.22 0.00 0.00 471,286.17
B-3 3,537.10 4,105.51 0.00 0.00 628,359.00
-------------------------------------------------------------------------------
669,993.13 2,303,954.58 0.00 0.00 102,304,679.25
===============================================================================
Run: 11/27/00 07:28:05
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10(POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4313
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 503.527258 14.190309 2.831843 17.022152 0.000000 489.336949
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 857.850376 72.127275 4.824560 76.951835 0.000000 785.723102
A-5 1000.000000 0.000000 5.624012 5.624012 0.000000 1000.000000
A-6 1000.000000 0.000000 5.624011 5.624011 0.000000 1000.000000
A-7 1000.000000 0.000000 5.624011 5.624011 0.000000 1000.000000
A-8 1000.000000 0.000000 5.624011 5.624011 0.000000 1000.000000
A-9 1000.000000 0.000000 5.624012 5.624012 0.000000 1000.000000
A-10 977.237364 0.883176 5.495994 6.379170 0.000000 976.354188
A-11 937.472268 1.232951 0.000000 1.232951 0.000000 936.239316
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 977.237367 0.883176 5.495993 6.379169 0.000000 976.354191
M-2 977.237364 0.883175 5.495998 6.379173 0.000000 976.354189
M-3 977.237364 0.883175 5.495998 6.379173 0.000000 976.354189
B-1 977.237360 0.883173 5.495988 6.379161 0.000000 976.354187
B-2 977.237373 0.883178 5.495981 6.379159 0.000000 976.354195
B-3 977.237223 0.883173 5.496001 6.379174 0.000000 976.354019
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:05 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10 (POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4313
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,532.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,302.09
SUBSERVICER ADVANCES THIS MONTH 24,545.26
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 11 1,216,270.39
(B) TWO MONTHLY PAYMENTS: 2 400,974.07
(C) THREE OR MORE MONTHLY PAYMENTS: 4 886,788.20
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 835,062.61
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 102,304,679.25
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 827
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,540,023.19
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.78761900 % 8.32127300 % 1.89110830 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.63387360 % 8.44569780 % 1.91957850 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,105,289.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,275,183.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.06387687
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 322.12
POOL TRADING FACTOR: 63.58835370
................................................................................
Run: 11/27/00 07:28:06 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9(POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4314
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FVL4 99,000,000.00 0.00 6.750000 % 0.00
A-2 76110FVM2 43,000,000.00 20,135,476.20 6.750000 % 2,840,033.61
A-3 76110FVN0 60,000,000.00 60,000,000.00 6.750000 % 0.00
A-4 76110FVP5 27,000,000.00 27,000,000.00 6.750000 % 0.00
A-5 76110FVQ3 52,500,000.00 52,500,000.00 6.750000 % 0.00
A-6 76110FVR1 36,500,000.00 36,500,000.00 6.750000 % 0.00
A-7 76110FVS9 25,000,000.00 25,000,000.00 6.750000 % 0.00
A-8 76110FVT7 10,405,000.00 10,405,000.00 7.420000 % 0.00
A-9 76110FVU4 3,469,000.00 3,469,000.00 4.740390 % 0.00
A-10 76110FVV2 7,590,000.00 6,536,941.39 6.750000 % 37,451.23
A-11 76110FVW0 7,500,000.00 7,500,000.00 6.750000 % 0.00
A-12 76110FVX8 28,126,000.00 28,126,000.00 6.750000 % 0.00
A-13 76110FVY6 77,829.78 70,537.93 0.000000 % 71.70
A-14 76110FVZ3 0.00 0.00 0.920869 % 0.00
R 76110FWA7 100.00 0.00 6.750000 % 0.00
M-1 76110FWB5 11,770,000.00 11,506,841.79 6.750000 % 10,220.95
M-2 76110FWC3 5,349,900.00 5,230,284.87 6.750000 % 4,645.80
M-3 76110FWD1 5,349,900.00 5,230,284.87 6.750000 % 4,645.80
B-1 76110FWE9 2,354,000.00 2,301,368.38 6.750000 % 2,044.19
B-2 76110FWF6 1,284,000.00 1,255,291.81 6.750000 % 1,115.01
B-3 76110FWG4 1,712,259.01 1,417,603.30 6.750000 % 1,259.20
-------------------------------------------------------------------------------
427,987,988.79 304,184,630.54 2,901,487.49
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 113,147.40 2,953,181.01 0.00 0.00 17,295,442.59
A-3 337,158.37 337,158.37 0.00 0.00 60,000,000.00
A-4 151,721.27 151,721.27 0.00 0.00 27,000,000.00
A-5 295,013.58 295,013.58 0.00 0.00 52,500,000.00
A-6 205,104.68 205,104.68 0.00 0.00 36,500,000.00
A-7 140,482.66 140,482.66 0.00 0.00 25,000,000.00
A-8 64,272.46 64,272.46 0.00 0.00 10,405,000.00
A-9 13,689.81 13,689.81 0.00 0.00 3,469,000.00
A-10 36,733.08 74,184.31 0.00 0.00 6,499,490.16
A-11 42,144.80 42,144.80 0.00 0.00 7,500,000.00
A-12 158,048.61 158,048.61 0.00 0.00 28,126,000.00
A-13 0.00 71.70 0.00 0.00 70,466.23
A-14 233,192.33 233,192.33 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 64,660.47 74,881.42 0.00 0.00 11,496,620.84
M-2 29,390.57 34,036.37 0.00 0.00 5,225,639.07
M-3 29,390.57 34,036.37 0.00 0.00 5,225,639.07
B-1 12,932.10 14,976.29 0.00 0.00 2,299,324.19
B-2 7,053.87 8,168.88 0.00 0.00 1,254,176.80
B-3 7,965.95 9,225.15 0.00 0.00 1,416,344.10
-------------------------------------------------------------------------------
1,942,102.58 4,843,590.07 0.00 0.00 301,283,143.05
===============================================================================
Run: 11/27/00 07:28:06
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9(POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4314
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 468.266888 66.047293 2.631335 68.678628 0.000000 402.219595
A-3 1000.000000 0.000000 5.619306 5.619306 0.000000 1000.000000
A-4 1000.000000 0.000000 5.619306 5.619306 0.000000 1000.000000
A-5 1000.000000 0.000000 5.619306 5.619306 0.000000 1000.000000
A-6 1000.000000 0.000000 5.619306 5.619306 0.000000 1000.000000
A-7 1000.000000 0.000000 5.619306 5.619306 0.000000 1000.000000
A-8 1000.000000 0.000000 6.177074 6.177074 0.000000 1000.000000
A-9 1000.000000 0.000000 3.946327 3.946327 0.000000 1000.000000
A-10 861.257100 4.934286 4.839668 9.773954 0.000000 856.322814
A-11 1000.000000 0.000000 5.619307 5.619307 0.000000 1000.000000
A-12 1000.000000 0.000000 5.619306 5.619306 0.000000 1000.000000
A-13 906.310284 0.921241 0.000000 0.921241 0.000000 905.389043
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 977.641613 0.868390 5.493668 6.362058 0.000000 976.773223
M-2 977.641614 0.868390 5.493667 6.362057 0.000000 976.773224
M-3 977.641614 0.868390 5.493667 6.362057 0.000000 976.773224
B-1 977.641623 0.868390 5.493670 6.362060 0.000000 976.773233
B-2 977.641597 0.868388 5.493668 6.362056 0.000000 976.773209
B-3 827.914055 0.735379 4.652304 5.387683 0.000000 827.178652
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:06 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9 (POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4314
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 62,966.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,867.56
SUBSERVICER ADVANCES THIS MONTH 61,074.14
MASTER SERVICER ADVANCES THIS MONTH 2,871.21
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 40 5,457,261.79
(B) TWO MONTHLY PAYMENTS: 4 553,064.49
(C) THREE OR MORE MONTHLY PAYMENTS: 7 966,706.58
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,266,095.05
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 301,283,143.05
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,371
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 379,815.24
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,631,286.73
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.14093180 % 7.22341100 % 1.63565700 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.06354210 % 7.28480816 % 1.64994550 %
BANKRUPTCY AMOUNT AVAILABLE 172,792.00
FRAUD AMOUNT AVAILABLE 3,109,031.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,109,031.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.99773680
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 324.04
POOL TRADING FACTOR: 70.39523326
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11(POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4319
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FWH2 112,117,000.00 0.00 6.750000 % 0.00
A-2 76110FWJ8 47,967,000.00 31,097,932.24 6.750000 % 4,021,543.25
A-3 76110FWK5 67,521,000.00 67,521,000.00 6.750000 % 0.00
A-4 76110FWL3 30,346,000.00 30,346,000.00 6.750000 % 0.00
A-5 76110FWM1 45,610,000.00 45,610,000.00 6.750000 % 0.00
A-6 76110FWN9 28,628,000.00 28,628,000.00 6.750000 % 0.00
A-7 76110FWP4 16,219,000.00 16,219,000.00 7.420630 % 0.00
A-8 76110FWQ2 5,046,000.00 5,046,000.00 4.594971 % 0.00
A-9 76110FWR0 96,429,000.00 96,429,000.00 6.750000 % 0.00
A-10 76110FWS8 62,872.89 57,301.42 0.000000 % 88.73
A-11 76110FWT6 0.00 0.00 0.862893 % 0.00
R 76110FWU3 100.00 0.00 6.750000 % 0.00
M-1 76110FWV1 13,198,800.00 12,909,157.56 6.750000 % 11,601.84
M-2 76110FWW9 6,000,000.00 5,868,332.40 6.750000 % 5,274.04
M-3 76110FWX7 4,799,500.00 4,694,176.88 6.750000 % 4,218.79
B-1 76110FWY5 2,639,600.00 2,581,675.02 6.750000 % 2,320.23
B-2 76110FWZ2 1,439,500.00 1,407,910.73 6.750000 % 1,265.33
B-3 76110FXA6 1,919,815.88 1,770,640.36 6.750000 % 1,418.54
-------------------------------------------------------------------------------
479,943,188.77 350,186,126.61 4,047,730.75
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 174,858.71 4,196,401.96 0.00 0.00 27,076,388.99
A-3 379,659.81 379,659.81 0.00 0.00 67,521,000.00
A-4 170,630.71 170,630.71 0.00 0.00 30,346,000.00
A-5 256,457.75 256,457.75 0.00 0.00 45,610,000.00
A-6 160,970.67 160,970.67 0.00 0.00 28,628,000.00
A-7 100,257.49 100,257.49 0.00 0.00 16,219,000.00
A-8 19,314.43 19,314.43 0.00 0.00 5,046,000.00
A-9 542,204.87 542,204.87 0.00 0.00 96,429,000.00
A-10 0.00 88.73 0.00 0.00 57,212.69
A-11 251,714.28 251,714.28 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,586.13 84,187.97 0.00 0.00 12,897,555.72
M-2 32,996.70 38,270.74 0.00 0.00 5,863,058.36
M-3 26,394.60 30,613.39 0.00 0.00 4,689,958.09
B-1 14,516.34 16,836.57 0.00 0.00 2,579,354.79
B-2 7,916.46 9,181.79 0.00 0.00 1,406,645.40
B-3 9,956.03 11,374.57 0.00 0.00 1,769,049.03
-------------------------------------------------------------------------------
2,220,434.98 6,268,165.73 0.00 0.00 346,138,223.07
===============================================================================
Run: 11/27/00 07:28:07
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11(POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4319
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 648.319308 83.839791 3.645396 87.485187 0.000000 564.479517
A-3 1000.000000 0.000000 5.622840 5.622840 0.000000 1000.000000
A-4 1000.000000 0.000000 5.622840 5.622840 0.000000 1000.000000
A-5 1000.000000 0.000000 5.622840 5.622840 0.000000 1000.000000
A-6 1000.000000 0.000000 5.622840 5.622840 0.000000 1000.000000
A-7 1000.000000 0.000000 6.181484 6.181484 0.000000 1000.000000
A-8 1000.000000 0.000000 3.827671 3.827671 0.000000 1000.000000
A-9 1000.000000 0.000000 5.622840 5.622840 0.000000 1000.000000
A-10 911.385177 1.411260 0.000000 1.411260 0.000000 909.973917
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 978.055396 0.879007 5.499449 6.378456 0.000000 977.176389
M-2 978.055400 0.879007 5.499450 6.378457 0.000000 977.176393
M-3 978.055397 0.879006 5.499448 6.378454 0.000000 977.176391
B-1 978.055395 0.879008 5.499447 6.378455 0.000000 977.176387
B-2 978.055387 0.879007 5.499451 6.378458 0.000000 977.176381
B-3 922.296965 0.738894 5.185930 5.924824 0.000000 921.468068
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:07 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11 (POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4319
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 72,385.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,537.03
SUBSERVICER ADVANCES THIS MONTH 68,573.90
MASTER SERVICER ADVANCES THIS MONTH 1,519.46
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 48 6,037,871.26
(B) TWO MONTHLY PAYMENTS: 12 1,412,323.05
(C) THREE OR MORE MONTHLY PAYMENTS: 6 523,218.84
FORECLOSURES
NUMBER OF LOANS 12
AGGREGATE PRINCIPAL BALANCE 1,340,314.86
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 346,138,223.07
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,715
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 198,560.39
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,733,171.35
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.65110360 % 6.70372300 % 1.64517330 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.56104480 % 6.77491551 % 1.66291970 %
BANKRUPTCY AMOUNT AVAILABLE 136,972.00
FRAUD AMOUNT AVAILABLE 3,565,504.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,565,504.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.93723755
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.38
POOL TRADING FACTOR: 72.12066577
................................................................................
Run: 11/27/00 07:28:49 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12(POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4321
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FXN8 188,037,444.00 140,974,368.12 7.000000 % 1,013,679.86
CB-2 76110FXP8 6,964,350.00 5,221,273.03 0.000000 % 37,543.70
NB-1 76110FXQ1 25,499,800.00 10,683,108.71 6.750000 % 310,100.00
NB-2 76110FXR9 7,423,000.00 7,423,000.00 6.750000 % 0.00
NB-3 76110FXS7 21,430,159.00 21,430,159.00 6.750000 % 0.00
NB-4 76110FXT5 4,020,000.00 4,020,000.00 6.750000 % 0.00
NB-5 76110FXU2 10,500,000.00 10,500,000.00 6.750000 % 0.00
NB-6 76110FXV0 0.00 0.00 0.350000 % 0.00
NB-7 76110FXW8 15,249,000.00 7,512,839.59 6.400000 % 161,908.68
NB-8 76110FXX6 20,899,000.00 12,400,496.03 6.100000 % 177,863.63
NB-9 76110FXY4 0.00 0.00 0.650000 % 0.00
A-P 76110FXZ1 58,061.92 48,892.48 0.000000 % 55.44
A-V 76110FYA5 0.00 0.00 0.818925 % 0.00
R-I 76110FYB3 100.00 0.00 6.750000 % 0.00
R-II 76110FYC1 100.00 0.00 6.750000 % 0.00
M-1 76110FYD9 8,802,500.00 8,611,402.47 6.750000 % 7,717.16
M-2 76110FYE7 4,001,000.00 3,914,140.42 6.750000 % 3,507.68
M-3 76110FYF4 3,201,000.00 3,131,507.99 6.750000 % 2,806.32
B-1 76110FYG2 1,760,300.00 1,722,084.84 6.750000 % 1,543.26
B-2 76110FYH0 960,000.00 939,158.89 6.750000 % 841.63
B-3 76110FYJ6 1,280,602.22 1,198,166.41 6.750000 % 958.74
-------------------------------------------------------------------------------
320,086,417.14 239,730,597.98 1,718,526.10
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 822,096.14 1,835,776.00 0.00 0.00 139,960,688.26
CB-2 0.00 37,543.70 0.00 0.00 5,183,729.33
NB-1 60,085.40 370,185.40 0.00 0.00 10,373,008.71
NB-2 41,749.45 41,749.45 0.00 0.00 7,423,000.00
NB-3 120,530.41 120,530.41 0.00 0.00 21,430,159.00
NB-4 22,609.83 22,609.83 0.00 0.00 4,020,000.00
NB-5 59,055.53 59,055.53 0.00 0.00 10,500,000.00
NB-6 2,190.98 2,190.98 0.00 0.00 0.00
NB-7 40,063.75 201,972.43 0.00 0.00 7,350,930.91
NB-8 63,028.41 240,892.04 0.00 0.00 12,222,632.40
NB-9 6,716.15 6,716.15 0.00 0.00 0.00
A-P 0.00 55.44 0.00 0.00 48,837.04
A-V 163,561.10 163,561.10 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 48,425.87 56,143.03 0.00 0.00 8,603,685.31
M-2 22,011.01 25,518.69 0.00 0.00 3,910,632.74
M-3 17,609.90 20,416.22 0.00 0.00 3,128,701.67
B-1 9,684.08 11,227.34 0.00 0.00 1,720,541.58
B-2 5,281.32 6,122.95 0.00 0.00 938,317.26
B-3 6,737.84 7,696.58 0.00 0.00 1,197,092.67
-------------------------------------------------------------------------------
1,511,437.17 3,229,963.27 0.00 0.00 238,011,956.88
===============================================================================
Run: 11/27/00 07:28:49
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12(POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4321
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 749.714339 5.390840 4.371981 9.762821 0.000000 744.323499
CB-2 749.714335 5.390840 0.000000 5.390840 0.000000 744.323495
NB-1 418.948725 12.160880 2.356309 14.517189 0.000000 406.787846
NB-2 1000.000000 0.000000 5.624337 5.624337 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.624336 5.624336 0.000000 1000.000000
NB-4 1000.000000 0.000000 5.624336 5.624336 0.000000 1000.000000
NB-5 1000.000000 0.000000 5.624336 5.624336 0.000000 1000.000000
NB-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-7 492.677526 10.617659 2.627303 13.244962 0.000000 482.059867
NB-8 593.353559 8.510629 3.015858 11.526487 0.000000 584.842930
NB-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-P 842.074806 0.954925 0.000000 0.954925 0.000000 841.119880
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 978.290539 0.876701 5.501377 6.378078 0.000000 977.413838
M-2 978.290532 0.876701 5.501377 6.378078 0.000000 977.413832
M-3 978.290531 0.876701 5.501375 6.378076 0.000000 977.413830
B-1 978.290541 0.876703 5.501380 6.378083 0.000000 977.413839
B-2 978.290510 0.876698 5.501375 6.378073 0.000000 977.413813
B-3 935.627310 0.748663 5.261462 6.010125 0.000000 934.788845
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:49 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 49,667.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,196.34
SUBSERVICER ADVANCES THIS MONTH 34,325.34
MASTER SERVICER ADVANCES THIS MONTH 4,017.14
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 3,058,024.25
(B) TWO MONTHLY PAYMENTS: 4 406,862.20
(C) THREE OR MORE MONTHLY PAYMENTS: 3 450,724.83
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 779,608.80
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 238,011,956.88
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,718
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 520,529.62
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,503,771.24
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.83860810 % 6.53110200 % 1.60989470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.80588520 % 6.57236717 % 1.62039880 %
BANKRUPTCY AMOUNT AVAILABLE 113,976.00
FRAUD AMOUNT AVAILABLE 2,395,084.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,395,084.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.89492400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 325.85
POOL TRADING FACTOR: 74.35865571
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 32,886.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,783.20
SUBSERVICER ADVANCES THIS MONTH 26,669.80
MASTER SERVICER ADVANCES THIS MONTH 4,017.14
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 2,549,000.09
(B) TWO MONTHLY PAYMENTS: 4 406,862.20
(C) THREE OR MORE MONTHLY PAYMENTS: 2 161,496.52
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 547,484.34
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 157,811,328.79
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,456
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 520,529.62
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 919,802.03
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.03664720 % 6.53110200 % 1.60989470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.99022450 % 6.57236717 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 113,976.00
FRAUD AMOUNT AVAILABLE 2,395,084.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,395,084.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.97106062
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 324.71
POOL TRADING FACTOR: 75.85552163
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,780.80
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,413.14
SUBSERVICER ADVANCES THIS MONTH 7,655.54
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 509,024.16
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 289,228.31
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 232,124.46
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 80,200,628.09
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 262
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 583,969.21
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.50500600 % 6.53110200 % 1.60989470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.44313570 % 6.57236717 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 113,976.00
FRAUD AMOUNT AVAILABLE 2,395,084.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,395,084.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.74510872
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 328.09
POOL TRADING FACTOR: 71.57930356
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13(POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4322
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 112,514,000.00 85,402,529.70 6.500000 % 812,444.29
NB 37,758,000.00 26,817,320.51 6.500000 % 132,157.25
A-P 53,454.22 48,359.04 0.000000 % 209.73
A-V 0.00 0.00 0.844799 % 0.00
R 100.00 0.00 6.500000 % 0.00
M-1 4,083,000.00 3,732,554.77 6.500000 % 15,634.41
M-2 706,500.00 645,860.88 6.500000 % 2,705.29
M-3 628,000.00 574,098.57 6.500000 % 2,404.71
B-1 471,000.00 430,573.94 6.500000 % 1,803.53
B-2 314,000.00 287,049.28 6.500000 % 1,202.35
B-3 471,221.05 430,776.02 6.500000 % 1,804.38
-------------------------------------------------------------------------------
156,999,275.27 118,369,122.71 970,365.94
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 462,092.12 1,274,536.41 0.00 0.00 84,590,085.41
NB 145,101.94 277,259.19 0.00 0.00 26,685,163.26
A-P 0.00 209.73 0.00 0.00 48,149.31
A-V 83,240.84 83,240.84 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 20,195.94 35,830.35 0.00 0.00 3,716,920.36
M-2 3,494.59 6,199.88 0.00 0.00 643,155.59
M-3 3,106.31 5,511.02 0.00 0.00 571,693.86
B-1 2,329.73 4,133.26 0.00 0.00 428,770.41
B-2 1,553.15 2,755.50 0.00 0.00 285,846.93
B-3 2,330.82 4,135.20 0.00 0.00 428,971.65
-------------------------------------------------------------------------------
723,445.44 1,693,811.38 0.00 0.00 117,398,756.78
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 759.039139 7.220828 4.106974 11.327802 0.000000 751.818311
NB 710.242081 3.500113 3.842946 7.343059 0.000000 706.741969
A-P 904.681426 3.923521 0.000000 3.923521 0.000000 900.757906
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 914.169672 3.829148 4.946348 8.775496 0.000000 910.340524
M-2 914.169682 3.829144 4.946341 8.775485 0.000000 910.340538
M-3 914.169697 3.829156 4.946354 8.775510 0.000000 910.340541
B-1 914.169724 3.829151 4.946348 8.775499 0.000000 910.340573
B-2 914.169682 3.829140 4.946338 8.775478 0.000000 910.340541
B-3 914.169730 3.829158 4.946341 8.775499 0.000000 910.340590
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:50 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 24,592.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,378.18
SUBSERVICER ADVANCES THIS MONTH 18,796.42
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 1,350,601.49
(B) TWO MONTHLY PAYMENTS: 2 123,674.82
(C) THREE OR MORE MONTHLY PAYMENTS: 1 119,985.79
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 313,970.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 117,398,756.78
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,201
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 474,553.34
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.84375080 % 4.18395800 % 0.97018480 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.82289960 % 4.20087056 % 0.97450620 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,187,991.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,498,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.67164300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 146.67
POOL TRADING FACTOR: 74.77662338
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,683.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,434.83
SUBSERVICER ADVANCES THIS MONTH 16,648.92
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 1,130,418.57
(B) TWO MONTHLY PAYMENTS: 2 123,674.82
(C) THREE OR MORE MONTHLY PAYMENTS: 1 119,985.79
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 313,970.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 89,151,899.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,110
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 455,280.22
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.90873140 % 4.18395800 % 0.97018480 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.88309920 % 4.20087056 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,187,991.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,498,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.73136772
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 146.35
POOL TRADING FACTOR: 75.85370276
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 5,909.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,943.35
SUBSERVICER ADVANCES THIS MONTH 2,147.50
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 220,182.92
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 28,246,857.07
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 91
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 19,273.12
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.47617430 % 4.18395800 % 0.97018480 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.47126520 % 4.20087055 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,187,991.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,498,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.48314294
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 147.70
POOL TRADING FACTOR: 71.56919105
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS14(POOL # 4335)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4335
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FYK3 104,208,000.00 66,647,218.25 6.750000 % 2,687,062.24
A-2 76110FYL1 97,975,000.00 62,214,809.77 6.500000 % 255,285.79
A-3 76110FYM9 46,000,000.00 29,210,320.98 6.250000 % 119,858.58
A-4 76110FYN7 37,995,000.00 24,127,090.04 8.000000 % 99,000.59
A-5 76110FYP2 25,759,000.00 25,759,000.00 6.750000 % 0.00
A-6 76110FYQ0 88,071,000.00 88,071,000.00 6.750000 % 0.00
A-P 76110FYR8 95,321.30 88,319.59 0.000000 % 938.46
A-V 76110FYS6 0.00 0.00 0.803611 % 0.00
R 76110FYT4 100.00 0.00 6.750000 % 0.00
M-1 76110FYU1 12,410,000.00 12,158,383.96 6.750000 % 10,791.40
M-2 76110FYV9 5,563,000.00 5,450,208.71 6.750000 % 4,837.43
M-3 76110FYW7 4,279,000.00 4,192,242.14 6.750000 % 3,720.90
B-1 76110FYX5 2,567,500.00 2,515,443.28 6.750000 % 2,232.63
B-2 76110FYY3 1,283,800.00 1,257,770.61 6.750000 % 1,116.36
B-3 76110FYZ0 1,711,695.86 1,603,664.23 6.750000 % 1,423.36
-------------------------------------------------------------------------------
427,918,417.16 323,295,471.56 3,186,267.74
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 374,731.07 3,061,793.31 0.00 0.00 63,960,156.01
A-2 336,853.49 592,139.28 0.00 0.00 61,959,523.98
A-3 152,072.35 271,930.93 0.00 0.00 29,090,462.40
A-4 160,778.82 259,779.41 0.00 0.00 24,028,089.45
A-5 144,832.72 144,832.72 0.00 0.00 25,759,000.00
A-6 495,188.57 495,188.57 0.00 0.00 88,071,000.00
A-P 0.00 938.46 0.00 0.00 87,381.13
A-V 216,411.16 216,411.16 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 68,361.81 79,153.21 0.00 0.00 12,147,592.56
M-2 30,644.37 35,481.80 0.00 0.00 5,445,371.28
M-3 23,571.33 27,292.23 0.00 0.00 4,188,521.24
B-1 14,143.35 16,375.98 0.00 0.00 2,513,210.65
B-2 7,071.95 8,188.31 0.00 0.00 1,256,654.25
B-3 9,016.77 10,440.13 0.00 0.00 1,602,240.87
-------------------------------------------------------------------------------
2,033,677.76 5,219,945.50 0.00 0.00 320,109,203.82
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 639.559518 25.785566 3.595991 29.381557 0.000000 613.773952
A-2 635.006989 2.605622 3.438158 6.043780 0.000000 632.401368
A-3 635.006978 2.605621 3.305921 5.911542 0.000000 632.401357
A-4 635.006976 2.605621 4.231578 6.837199 0.000000 632.401354
A-5 1000.000000 0.000000 5.622606 5.622606 0.000000 1000.000000
A-6 1000.000000 0.000000 5.622606 5.622606 0.000000 1000.000000
A-P 926.546218 9.845229 0.000000 9.845229 0.000000 916.700989
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 979.724735 0.869573 5.508607 6.378180 0.000000 978.855162
M-2 979.724737 0.869572 5.508605 6.378177 0.000000 978.855165
M-3 979.724735 0.869572 5.508607 6.378179 0.000000 978.855162
B-1 979.724744 0.869574 5.508608 6.378182 0.000000 978.855170
B-2 979.724731 0.869575 5.508607 6.378182 0.000000 978.855157
B-3 936.886200 0.831550 5.267741 6.099291 0.000000 936.054649
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:11 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS14 (POOL # 4335)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4335
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 67,057.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 15,696.58
SUBSERVICER ADVANCES THIS MONTH 59,444.65
MASTER SERVICER ADVANCES THIS MONTH 2,166.60
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 34 4,381,154.16
(B) TWO MONTHLY PAYMENTS: 9 1,625,244.56
(C) THREE OR MORE MONTHLY PAYMENTS: 13 1,238,959.21
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 949,387.84
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 320,109,203.82
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,535
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 303,264.18
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,899,305.80
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.59124020 % 6.74515900 % 1.66360120 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.51508150 % 6.80439201 % 1.67866860 %
BANKRUPTCY AMOUNT AVAILABLE 125,051.00
FRAUD AMOUNT AVAILABLE 3,230,370.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,230,370.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.88006219
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 326.68
POOL TRADING FACTOR: 74.80612916
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15(POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4336
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 250,018,000.00 194,486,247.59 6.500000 % 2,192,364.90
NB 150,029,000.00 112,692,389.25 6.500000 % 1,012,083.07
A-V 0.00 0.00 0.989412 % 0.00
R 100.00 0.00 6.500000 % 0.00
M-1 14,626,000.00 14,324,929.38 6.500000 % 18,653.73
M-2 5,377,000.00 5,266,316.51 6.500000 % 6,857.73
M-3 4,517,000.00 4,424,019.30 6.500000 % 5,760.90
B-1 2,581,000.00 2,527,871.10 6.500000 % 3,291.76
B-2 1,290,500.00 1,263,935.52 6.500000 % 1,645.88
B-3 1,720,903.67 1,385,573.92 6.500000 % 1,804.28
-------------------------------------------------------------------------------
430,159,503.67 336,371,282.57 3,242,462.25
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 1,053,128.06 3,245,492.96 0.00 0.00 192,293,882.69
NB 610,336.24 1,622,419.31 0.00 0.00 111,680,306.18
A-V 277,271.56 277,271.56 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 77,570.56 96,224.29 0.00 0.00 14,306,275.65
M-2 28,517.50 35,375.23 0.00 0.00 5,259,458.78
M-3 23,956.40 29,717.30 0.00 0.00 4,418,258.40
B-1 13,688.62 16,980.38 0.00 0.00 2,524,579.34
B-2 6,844.31 8,490.19 0.00 0.00 1,262,289.64
B-3 7,502.98 9,307.26 0.00 0.00 1,233,109.94
-------------------------------------------------------------------------------
2,098,816.23 5,341,278.48 0.00 0.00 332,978,160.62
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 777.888982 8.768828 4.212209 12.981037 0.000000 769.120154
NB 751.137375 6.745916 4.068122 10.814038 0.000000 744.391459
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 979.415382 1.275382 5.303607 6.578989 0.000000 978.140001
M-2 979.415382 1.275382 5.303608 6.578990 0.000000 978.140000
M-3 979.415386 1.275382 5.303609 6.578991 0.000000 978.140004
B-1 979.415382 1.275382 5.303611 6.578993 0.000000 978.140000
B-2 979.415358 1.275382 5.303611 6.578993 0.000000 978.139977
B-3 805.143219 1.048449 4.359907 5.408356 0.000000 716.547917
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:50 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 69,720.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,551.20
SUBSERVICER ADVANCES THIS MONTH 71,937.21
MASTER SERVICER ADVANCES THIS MONTH 3,873.44
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 50 6,788,647.24
(B) TWO MONTHLY PAYMENTS: 4 541,320.62
(C) THREE OR MORE MONTHLY PAYMENTS: 14 1,727,751.33
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 914,067.22
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 332,978,160.62
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,445
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 542,957.23
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,644,387.94
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 139,293.95
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.32130260 % 7.13951100 % 1.53918630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.28952730 % 7.20287264 % 1.50760010 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.78837300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 328.17
POOL TRADING FACTOR: 77.40806789
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44,118.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,746.86
SUBSERVICER ADVANCES THIS MONTH 51,002.32
MASTER SERVICER ADVANCES THIS MONTH 552.47
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 44 4,899,702.47
(B) TWO MONTHLY PAYMENTS: 3 280,958.72
(C) THREE OR MORE MONTHLY PAYMENTS: 12 1,195,181.47
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 647,115.50
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 210,674,088.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,064
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 72,116.78
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,893,489.59
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 139,293.95
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.35324120 % 0.00000000 % 1.53918630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.27552610 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.89552372
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 327.23
POOL TRADING FACTOR: 78.36496481
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 25,601.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,804.34
SUBSERVICER ADVANCES THIS MONTH 20,934.89
MASTER SERVICER ADVANCES THIS MONTH 3,320.97
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,888,944.77
(B) TWO MONTHLY PAYMENTS: 1 260,361.90
(C) THREE OR MORE MONTHLY PAYMENTS: 2 532,569.86
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 266,951.72
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 122,304,072.12
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 381
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 470,840.45
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 750,898.35
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.26623500 % 0.00000000 % 1.53918630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.31364500 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.60380182
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.80
POOL TRADING FACTOR: 75.81343903
................................................................................
Run: 11/27/00 07:28:11 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS16(POOL # 4337)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4337
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FZA4 109,739,000.00 86,008,908.98 6.500000 % 1,465,910.44
A-P 76110FZB2 32,286.88 28,164.94 0.000000 % 2,270.92
A-V 76110FZC0 0.00 0.00 0.742880 % 0.00
R 76110FZD8 100.00 0.00 6.500000 % 0.00
M-1 76110FZE6 3,276,000.00 3,019,568.83 6.500000 % 12,245.37
M-2 76110FZF3 517,300.00 476,807.99 6.500000 % 1,933.62
M-3 76110FZG1 459,700.00 423,716.68 6.500000 % 1,718.31
B-1 76110FZH9 344,800.00 317,810.53 6.500000 % 1,288.83
B-2 76110FZJ5 229,800.00 211,812.23 6.500000 % 858.97
B-3 76110FZK2 344,884.43 317,888.32 6.500000 % 1,289.14
-------------------------------------------------------------------------------
114,943,871.31 90,804,678.50 1,487,515.60
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 465,548.41 1,931,458.85 0.00 0.00 84,542,998.54
A-P 0.00 2,270.92 0.00 0.00 25,894.02
A-V 56,173.96 56,173.96 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 16,344.30 28,589.67 0.00 0.00 3,007,323.46
M-2 2,580.86 4,514.48 0.00 0.00 474,874.37
M-3 2,293.49 4,011.80 0.00 0.00 421,998.37
B-1 1,720.24 3,009.07 0.00 0.00 316,521.70
B-2 1,146.50 2,005.47 0.00 0.00 210,953.26
B-3 1,720.67 3,009.81 0.00 0.00 271,990.52
-------------------------------------------------------------------------------
547,528.43 2,035,044.03 0.00 0.00 89,272,554.24
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 783.758818 13.358154 4.242324 17.600478 0.000000 770.400665
A-P 872.333902 70.335691 0.000000 70.335691 0.000000 801.998211
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 921.724307 3.737903 4.989103 8.727006 0.000000 917.986404
M-2 921.724319 3.737908 4.989097 8.727005 0.000000 917.986410
M-3 921.724342 3.737894 4.989102 8.726996 0.000000 917.986448
B-1 921.724275 3.737906 4.989095 8.727001 0.000000 917.986369
B-2 921.724238 3.737903 4.989121 8.727024 0.000000 917.986336
B-3 921.724185 3.737890 4.989121 8.727011 0.000000 788.642503
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:11 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS16 (POOL # 4337)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4337
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,739.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,291.26
SUBSERVICER ADVANCES THIS MONTH 8,063.57
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 709,500.07
(B) TWO MONTHLY PAYMENTS: 1 27,154.96
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 75,142.48
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 89,272,554.24
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,034
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,011,606.92
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.74797570 % 4.31840100 % 0.93362370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.72959360 % 4.37334434 % 0.89579320 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,031,018.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,254,202.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.56629542
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 148.80
POOL TRADING FACTOR: 77.66621502
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17(POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4347
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FZX4 12,110,000.00 1,832,788.22 6.500000 % 393,504.54
A-2 76110FZY2 100,000,000.00 68,945,071.02 6.500000 % 1,189,063.32
A-3 76110FZZ9 33,937,000.00 24,718,124.02 6.500000 % 352,981.88
A-4 76110FA29 25,000,000.00 25,000,000.00 6.500000 % 0.00
A-5 76110FA37 14,321,000.00 14,321,000.00 6.500000 % 0.00
A-6 76110FA45 723,000.00 723,000.00 6.500000 % 0.00
A-7 76110FA52 15,000,000.00 15,000,000.00 6.500000 % 0.00
A-8 76110FC76 24,000,000.00 24,000,000.00 6.500000 % 0.00
CB 76110FA60 200,070,000.00 155,997,627.56 6.500000 % 1,902,996.08
NB-1 76110FA78 73,215,000.00 52,403,707.98 6.500000 % 720,262.06
NB-2 76110FA86 2,000,000.00 2,000,000.00 6.500000 % 0.00
NB-3 76110FA94 4,725,000.00 4,725,000.00 6.500000 % 0.00
NB-4 76110FB28 4,735,000.00 4,735,000.00 6.500000 % 0.00
NB-5 76110FB36 2,800,000.00 2,800,000.00 6.500000 % 0.00
NB-6 76110FB44 2,664,000.00 2,664,000.00 6.500000 % 0.00
NB-7 76110FB51 10,000,000.00 10,000,000.00 6.500000 % 0.00
A-P 76110FB69 60,240.84 58,683.23 0.000000 % 73.44
A-V 76110FB77 0.00 0.00 0.942446 % 0.00
R 76110FB85 100.00 0.00 6.500000 % 0.00
M-1 76110FB93 19,207,000.00 18,858,852.83 6.500000 % 16,817.73
M-2 76110FC27 7,062,000.00 6,933,993.77 6.500000 % 6,183.52
M-3 76110FC35 5,932,000.00 5,824,476.26 6.500000 % 5,194.08
B-1 76110FC43 3,389,000.00 3,327,570.78 6.500000 % 2,967.42
B-2 76110FC50 1,694,000.00 1,663,294.47 6.500000 % 1,483.27
B-3 76110FC68 2,259,938.31 2,181,553.65 6.500000 % 1,945.44
-------------------------------------------------------------------------------
564,904,279.15 448,713,743.79 4,593,472.78
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 9,926.19 403,430.73 0.00 0.00 1,439,283.68
A-2 373,399.61 1,562,462.93 0.00 0.00 67,756,007.70
A-3 133,870.89 486,852.77 0.00 0.00 24,365,142.14
A-4 135,397.50 135,397.50 0.00 0.00 25,000,000.00
A-5 77,561.10 77,561.10 0.00 0.00 14,321,000.00
A-6 3,915.70 3,915.70 0.00 0.00 723,000.00
A-7 81,238.50 81,238.50 0.00 0.00 15,000,000.00
A-8 129,981.60 129,981.60 0.00 0.00 24,000,000.00
CB 844,743.38 2,747,739.46 0.00 0.00 154,094,631.48
NB-1 283,738.01 1,004,000.07 0.00 0.00 51,683,445.92
NB-2 10,828.93 10,828.93 0.00 0.00 2,000,000.00
NB-3 25,583.34 25,583.34 0.00 0.00 4,725,000.00
NB-4 25,637.49 25,637.49 0.00 0.00 4,735,000.00
NB-5 15,160.50 15,160.50 0.00 0.00 2,800,000.00
NB-6 14,424.13 14,424.13 0.00 0.00 2,664,000.00
NB-7 54,144.65 54,144.65 0.00 0.00 10,000,000.00
A-P 0.00 73.44 0.00 0.00 58,609.79
A-V 352,319.43 352,319.43 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 102,122.70 118,940.43 0.00 0.00 18,842,035.10
M-2 37,548.31 43,731.83 0.00 0.00 6,927,810.25
M-3 31,540.17 36,734.25 0.00 0.00 5,819,282.18
B-1 18,019.15 20,986.57 0.00 0.00 3,324,603.36
B-2 9,006.92 10,490.19 0.00 0.00 1,661,811.20
B-3 11,813.35 13,758.79 0.00 0.00 2,179,608.21
-------------------------------------------------------------------------------
2,781,921.55 7,375,394.33 0.00 0.00 444,120,271.01
===============================================================================
Run: 11/27/00 07:28:50
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17(POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4347
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 151.345022 32.494182 0.819669 33.313851 0.000000 118.850841
A-2 689.450710 11.890633 3.733996 15.624629 0.000000 677.560077
A-3 728.353243 10.401093 3.944688 14.345781 0.000000 717.952151
A-4 1000.000000 0.000000 5.415900 5.415900 0.000000 1000.000000
A-5 1000.000000 0.000000 5.415900 5.415900 0.000000 1000.000000
A-6 1000.000000 0.000000 5.415900 5.415900 0.000000 1000.000000
A-7 1000.000000 0.000000 5.415900 5.415900 0.000000 1000.000000
A-8 1000.000000 0.000000 5.415900 5.415900 0.000000 1000.000000
CB 779.715237 9.511651 4.222239 13.733890 0.000000 770.203586
NB-1 715.750980 9.837630 3.875408 13.713038 0.000000 705.913350
NB-2 1000.000000 0.000000 5.414463 5.414463 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.414464 5.414464 0.000000 1000.000000
NB-4 1000.000000 0.000000 5.414465 5.414465 0.000000 1000.000000
NB-5 1000.000000 0.000000 5.414466 5.414466 0.000000 1000.000000
NB-6 1000.000000 0.000000 5.414464 5.414464 0.000000 1000.000000
NB-7 1000.000000 0.000000 5.414465 5.414465 0.000000 1000.000000
A-P 974.143621 1.219144 0.000000 1.219144 0.000000 972.924477
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 981.873943 0.875604 5.316952 6.192556 0.000000 980.998339
M-2 981.873941 0.875605 5.316952 6.192557 0.000000 980.998336
M-3 981.873948 0.875604 5.316953 6.192557 0.000000 980.998345
B-1 981.873939 0.875603 5.316952 6.192555 0.000000 980.998336
B-2 981.873949 0.875602 5.316951 6.192553 0.000000 980.998347
B-3 965.315575 0.860838 5.227288 6.088126 0.000000 964.454739
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 93,144.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 17,535.25
SUBSERVICER ADVANCES THIS MONTH 71,493.49
MASTER SERVICER ADVANCES THIS MONTH 2,343.95
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 46 5,777,372.24
(B) TWO MONTHLY PAYMENTS: 5 664,650.42
(C) THREE OR MORE MONTHLY PAYMENTS: 10 1,015,127.51
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 2,513,603.60
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 444,120,271.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3,381
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 310,438.69
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,193,912.35
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.34226990 % 7.04621200 % 1.59843980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.26052950 % 7.11274166 % 1.61353200 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.77195300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 328.62
POOL TRADING FACTOR: 78.61867708
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 39,665.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,887.98
SUBSERVICER ADVANCES THIS MONTH 30,013.01
MASTER SERVICER ADVANCES THIS MONTH 911.54
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 2,328,023.41
(B) TWO MONTHLY PAYMENTS: 4 505,076.71
(C) THREE OR MORE MONTHLY PAYMENTS: 7 813,091.28
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 543,426.35
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 189,229,600.93
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,432
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 122,885.71
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,779,439.24
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.29612710 % 0.00000000 % 1.59843980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.21428820 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75257087
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 328.41
POOL TRADING FACTOR: 78.17768656
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 35,533.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,331.74
SUBSERVICER ADVANCES THIS MONTH 29,357.07
MASTER SERVICER ADVANCES THIS MONTH 1,432.41
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 3,055,981.71
(B) TWO MONTHLY PAYMENTS: 1 159,573.71
(C) THREE OR MORE MONTHLY PAYMENTS: 3 202,036.23
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 630,227.15
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 168,859,085.05
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,682
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 187,552.98
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,766,668.79
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.34686880 % 0.00000000 % 1.59843980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.25634630 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.91089944
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 328.12
POOL TRADING FACTOR: 78.48569415
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,945.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,315.53
SUBSERVICER ADVANCES THIS MONTH 12,123.41
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 393,367.12
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,339,950.10
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 86,031,585.03
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 267
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 647,804.32
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.43489670 % 0.00000000 % 1.59843980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.37044950 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.54186909
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 330.04
POOL TRADING FACTOR: 79.87534980
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1999-QS1(POOL # 4355)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4355
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FC84 49,523,000.00 0.00 6.500000 % 0.00
A-2 76110FC92 25,000,000.00 24,504,952.35 6.500000 % 308,924.42
A-3 76110FD26 25,001,570.00 24,499,461.69 6.500000 % 21,104.73
A-4 76110FD34 2,475,344.00 2,475,344.00 6.500000 % 0.00
A-5 76110FD42 14,025,030.00 14,025,030.00 6.500000 % 0.00
A-6 76110FD59 133,990,656.00 131,576,427.48 6.500000 % 1,506,550.25
A-P 76110FD67 16,409.82 15,675.01 0.000000 % 16.72
A-V 76110FD75 0.00 0.00 1.047183 % 0.00
R 76110FD83 100.00 0.00 6.500000 % 0.00
M-1 76110FD91 9,141,000.00 8,963,259.38 6.500000 % 7,721.28
M-2 76110FE25 3,360,700.00 3,295,353.44 6.500000 % 2,838.74
M-3 76110FE33 2,823,000.00 2,768,108.65 6.500000 % 2,384.55
B-1 76110FE41 1,613,200.00 1,581,832.39 6.500000 % 1,362.65
B-2 76110FE58 806,600.00 790,916.20 6.500000 % 681.32
B-3 76110FE66 1,075,021.18 1,040,923.09 6.500000 % 896.69
-------------------------------------------------------------------------------
268,851,631.00 215,537,283.68 1,852,481.35
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 132,715.41 441,639.83 0.00 0.00 24,196,027.93
A-3 132,685.67 153,790.40 0.00 0.00 24,478,356.96
A-4 13,406.12 13,406.12 0.00 0.00 2,475,344.00
A-5 75,957.61 75,957.61 0.00 0.00 14,025,030.00
A-6 712,599.61 2,219,149.86 0.00 0.00 130,069,877.23
A-P 0.00 16.72 0.00 0.00 15,658.29
A-V 188,061.18 188,061.18 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 48,543.77 56,265.05 0.00 0.00 8,955,538.10
M-2 17,847.17 20,685.91 0.00 0.00 3,292,514.70
M-3 14,991.69 17,376.24 0.00 0.00 2,765,724.10
B-1 8,566.99 9,929.64 0.00 0.00 1,580,469.74
B-2 4,283.49 4,964.81 0.00 0.00 790,234.88
B-3 5,637.49 6,534.18 0.00 0.00 1,040,026.40
-------------------------------------------------------------------------------
1,355,296.20 3,207,777.55 0.00 0.00 213,684,802.33
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 980.198094 12.356977 5.308616 17.665593 0.000000 967.841117
A-3 979.916929 0.844136 5.307094 6.151230 0.000000 979.072793
A-4 1000.000000 0.000000 5.415861 5.415861 0.000000 1000.000000
A-5 1000.000000 0.000000 5.415861 5.415861 0.000000 1000.000000
A-6 981.982113 11.243696 5.318278 16.561974 0.000000 970.738417
A-P 955.221325 1.018902 0.000000 1.018902 0.000000 954.202423
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 980.555670 0.844687 5.310554 6.155241 0.000000 979.710984
M-2 980.555670 0.844687 5.310551 6.155238 0.000000 979.710983
M-3 980.555668 0.844687 5.310553 6.155240 0.000000 979.710981
B-1 980.555660 0.844688 5.310557 6.155245 0.000000 979.710972
B-2 980.555666 0.844681 5.310550 6.155231 0.000000 979.710984
B-3 968.281471 0.834114 5.244073 6.078187 0.000000 967.447358
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1999-QS1 (POOL # 4355)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4355
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44,591.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,173.30
SUBSERVICER ADVANCES THIS MONTH 32,357.85
MASTER SERVICER ADVANCES THIS MONTH 4,512.93
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,338,388.73
(B) TWO MONTHLY PAYMENTS: 4 614,723.55
(C) THREE OR MORE MONTHLY PAYMENTS: 6 1,153,624.75
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 430,343.64
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 213,684,802.33
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,609
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 637,074.72
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,666,806.66
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.44383100 % 6.97225700 % 1.58391160 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.37708540 % 7.02613229 % 1.59626750 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,364,452.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,364,452.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.87460562
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 330.24
POOL TRADING FACTOR: 79.48056760
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2(POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4362
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FG80 18,049,000.00 0.00 6.500000 % 0.00
A-2 76110FE74 95,030,000.00 86,193,838.55 6.500000 % 1,205,059.98
A-3 76110FE82 135,727,000.00 103,457,150.51 6.500000 % 1,446,415.12
A-4 76110FE90 3,798,000.00 3,798,000.00 6.500000 % 0.00
A-5 76110FF24 5,219,000.00 5,219,000.00 6.500000 % 0.00
A-6 76110FF32 1,000,000.00 1,000,000.00 6.000000 % 0.00
A-7 76110FF40 1,000,000.00 1,000,000.00 7.000000 % 0.00
A-8 76110FF57 8,003,000.00 8,003,000.00 6.500000 % 0.00
A-9 76110FF65 32,176,000.00 32,176,000.00 6.500000 % 0.00
A-P 76110FF73 35,672.56 26,108.50 0.000000 % 27.06
A-V 76110FF81 0.00 0.00 1.026714 % 0.00
R 76110FF99 100.00 0.00 6.500000 % 0.00
M-1 76110FG23 10,297,000.00 10,119,041.51 6.500000 % 8,683.71
M-2 76110FG31 3,861,100.00 3,794,370.33 6.500000 % 3,256.16
M-3 76110FG49 3,378,500.00 3,320,110.90 6.500000 % 2,849.17
B-1 76110FG56 1,930,600.00 1,897,234.30 6.500000 % 1,628.12
B-2 76110FG64 965,300.00 948,617.14 6.500000 % 814.06
B-3 76110FG72 1,287,113.52 1,226,322.02 6.500000 % 1,052.37
-------------------------------------------------------------------------------
321,757,386.08 262,178,793.76 2,669,785.75
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 466,718.21 1,671,778.19 0.00 0.00 84,988,778.57
A-3 560,194.76 2,006,609.88 0.00 0.00 102,010,735.39
A-4 20,565.23 20,565.23 0.00 0.00 3,798,000.00
A-5 28,259.58 28,259.58 0.00 0.00 5,219,000.00
A-6 4,998.23 4,998.23 0.00 0.00 1,000,000.00
A-7 5,831.27 5,831.27 0.00 0.00 1,000,000.00
A-8 43,334.25 43,334.25 0.00 0.00 8,003,000.00
A-9 174,225.05 174,225.05 0.00 0.00 32,176,000.00
A-P 0.00 27.06 0.00 0.00 26,081.44
A-V 224,239.55 224,239.55 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 54,792.09 63,475.80 0.00 0.00 10,110,357.80
M-2 20,545.57 23,801.73 0.00 0.00 3,791,114.17
M-3 17,977.57 20,826.74 0.00 0.00 3,317,261.73
B-1 10,273.06 11,901.18 0.00 0.00 1,895,606.18
B-2 5,136.52 5,950.58 0.00 0.00 947,803.08
B-3 6,640.23 7,692.60 0.00 0.00 1,225,269.65
-------------------------------------------------------------------------------
1,643,731.17 4,313,516.92 0.00 0.00 259,509,008.01
===============================================================================
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2(POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4362
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 907.017137 12.680837 4.911272 17.592109 0.000000 894.336300
A-3 762.244436 10.656797 4.127364 14.784161 0.000000 751.587638
A-4 1000.000000 0.000000 5.414753 5.414753 0.000000 1000.000000
A-5 1000.000000 0.000000 5.414750 5.414750 0.000000 1000.000000
A-6 1000.000000 0.000000 4.998230 4.998230 0.000000 1000.000000
A-7 1000.000000 0.000000 5.831270 5.831270 0.000000 1000.000000
A-8 1000.000000 0.000000 5.414751 5.414751 0.000000 1000.000000
A-9 1000.000000 0.000000 5.414752 5.414752 0.000000 1000.000000
A-P 731.893085 0.758566 0.000000 0.758566 0.000000 731.134519
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 982.717443 0.843324 5.321170 6.164494 0.000000 981.874119
M-2 982.717446 0.843324 5.321170 6.164494 0.000000 981.874121
M-3 982.717449 0.843324 5.321169 6.164493 0.000000 981.874125
B-1 982.717445 0.843323 5.321175 6.164498 0.000000 981.874122
B-2 982.717435 0.843323 5.321164 6.164487 0.000000 981.874112
B-3 952.769123 0.817620 5.159009 5.976629 0.000000 951.951507
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2 (POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4362
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 54,310.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,369.82
SUBSERVICER ADVANCES THIS MONTH 64,799.49
MASTER SERVICER ADVANCES THIS MONTH 1,740.22
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 39 5,711,970.33
(B) TWO MONTHLY PAYMENTS: 6 892,077.91
(C) THREE OR MORE MONTHLY PAYMENTS: 5 410,301.45
FORECLOSURES
NUMBER OF LOANS 13
AGGREGATE PRINCIPAL BALANCE 2,090,917.64
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 259,509,008.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,956
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 236,130.99
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,444,791.04
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.87279120 % 6.57384900 % 1.55335940 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.79621840 % 6.63511985 % 1.56799480 %
BANKRUPTCY AMOUNT AVAILABLE 102,858.00
FRAUD AMOUNT AVAILABLE 5,652,626.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,826,313.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85289273
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 331.72
POOL TRADING FACTOR: 80.65362886
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3(POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4363
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FJ38 167,033,000.00 131,750,222.79 6.500000 % 2,074,641.63
A-2 76110FJ46 9,013,000.00 9,013,000.00 6.500000 % 0.00
A-3 76110FJ53 25,854,000.00 25,854,000.00 6.500000 % 0.00
A-4 76110FJ61 45,000,000.00 37,052,170.67 6.500000 % 467,335.59
A-5 76110FJ79 60,600,000.00 22,451,433.12 6.500000 % 2,243,151.22
A-6 76110FJ87 100,000,000.00 100,000,000.00 6.500000 % 0.00
A-7 76110FJ95 20,000,000.00 20,000,000.00 6.500000 % 0.00
A-8 76110FK28 47,527,000.00 46,781,144.27 6.500000 % 40,693.13
A-P 76110FK36 12,443.31 10,857.68 0.000000 % 13.32
A-V 76110FK44 0.00 0.00 1.007615 % 0.00
R 76110FK51 100.00 0.00 6.500000 % 0.00
M-1 76110FK69 16,301,800.00 16,046,513.22 6.500000 % 13,958.25
M-2 76110FK77 6,113,300.00 6,017,565.53 6.500000 % 5,234.45
M-3 76110FK85 5,349,000.00 5,265,234.47 6.500000 % 4,580.03
B-1 76110FK93 3,056,500.00 3,008,635.11 6.500000 % 2,617.10
B-2 76110FL27 1,528,300.00 1,504,366.75 6.500000 % 1,308.59
B-3 76110FL35 2,037,744.61 1,968,051.54 6.500000 % 1,711.93
-------------------------------------------------------------------------------
509,426,187.92 426,723,195.15 4,855,245.24
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 713,392.27 2,788,033.90 0.00 0.00 129,675,581.16
A-2 48,802.99 48,802.99 0.00 0.00 9,013,000.00
A-3 139,992.50 139,992.50 0.00 0.00 25,854,000.00
A-4 200,627.61 667,963.20 0.00 0.00 36,584,835.08
A-5 121,568.51 2,364,719.73 0.00 0.00 20,208,281.90
A-6 541,473.30 541,473.30 0.00 0.00 100,000,000.00
A-7 108,294.66 108,294.66 0.00 0.00 20,000,000.00
A-8 253,307.40 294,000.53 0.00 0.00 46,740,451.14
A-P 0.00 13.32 0.00 0.00 10,844.36
A-V 358,182.65 358,182.65 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 86,887.58 100,845.83 0.00 0.00 16,032,554.97
M-2 32,583.51 37,817.96 0.00 0.00 6,012,331.08
M-3 28,509.84 33,089.87 0.00 0.00 5,260,654.44
B-1 16,290.95 18,908.05 0.00 0.00 3,006,018.01
B-2 8,145.74 9,454.33 0.00 0.00 1,503,058.16
B-3 10,656.47 12,368.40 0.00 0.00 1,966,339.61
-------------------------------------------------------------------------------
2,668,715.98 7,523,961.22 0.00 0.00 421,867,949.91
===============================================================================
Run: 11/27/00 07:28:16
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3(POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4363
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 788.767625 12.420549 4.270966 16.691515 0.000000 776.347076
A-2 1000.000000 0.000000 5.414733 5.414733 0.000000 1000.000000
A-3 1000.000000 0.000000 5.414733 5.414733 0.000000 1000.000000
A-4 823.381570 10.385235 4.458391 14.843626 0.000000 812.996335
A-5 370.485695 37.015697 2.006081 39.021778 0.000000 333.469998
A-6 1000.000000 0.000000 5.414733 5.414733 0.000000 1000.000000
A-7 1000.000000 0.000000 5.414733 5.414733 0.000000 1000.000000
A-8 984.306695 0.856211 5.329758 6.185969 0.000000 983.450484
A-P 872.571687 1.070455 0.000000 1.070455 0.000000 871.501232
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 984.339964 0.856240 5.329938 6.186178 0.000000 983.483724
M-2 984.339969 0.856240 5.329938 6.186178 0.000000 983.483729
M-3 984.339964 0.856240 5.329938 6.186178 0.000000 983.483724
B-1 984.339967 0.856241 5.329936 6.186177 0.000000 983.483727
B-2 984.339953 0.856239 5.329935 6.186174 0.000000 983.483714
B-3 965.798918 0.840110 5.229541 6.069651 0.000000 964.958809
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:16 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3 (POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4363
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 88,324.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,100.00
SUBSERVICER ADVANCES THIS MONTH 86,263.27
MASTER SERVICER ADVANCES THIS MONTH 436.65
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 70 8,038,722.11
(B) TWO MONTHLY PAYMENTS: 13 1,564,695.93
(C) THREE OR MORE MONTHLY PAYMENTS: 4 398,913.32
FORECLOSURES
NUMBER OF LOANS 14
AGGREGATE PRINCIPAL BALANCE 1,985,211.39
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 421,867,949.91
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3,667
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 59,434.60
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,484,051.19
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.07654350 % 6.40462200 % 1.51883430 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.99232260 % 6.47253258 % 1.53497850 %
BANKRUPTCY AMOUNT AVAILABLE 181,971.00
FRAUD AMOUNT AVAILABLE 4,559,310.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,559,310.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.83679329
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 330.81
POOL TRADING FACTOR: 82.81237987
................................................................................
Run: 11/27/00 07:28:16 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS4(POOL # 4364)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4364
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FG98 200,000,000.00 166,174,605.88 6.250000 % 1,772,049.13
A-P 76110FH22 33,549.74 29,925.21 0.000000 % 134.81
A-V 76110FH30 0.00 0.00 0.895820 % 0.00
R 76110FH48 100.00 0.00 6.250000 % 0.00
M-1 76110FH55 5,865,400.00 5,483,146.54 6.250000 % 21,808.44
M-2 76110FH63 942,600.00 881,169.88 6.250000 % 3,504.73
M-3 76110FH71 942,600.00 881,169.88 6.250000 % 3,504.73
B-1 76110FH89 628,400.00 587,446.59 6.250000 % 2,336.49
B-2 76110FH97 523,700.00 489,569.99 6.250000 % 1,947.20
B-3 76110FJ20 523,708.79 489,578.23 6.250000 % 1,947.21
-------------------------------------------------------------------------------
209,460,058.53 175,016,612.20 1,807,232.74
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 864,874.82 2,636,923.95 0.00 0.00 164,402,556.75
A-P 0.00 134.81 0.00 0.00 29,790.40
A-V 130,559.61 130,559.61 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 28,537.66 50,346.10 0.00 0.00 5,461,338.10
M-2 4,586.15 8,090.88 0.00 0.00 877,665.15
M-3 4,586.15 8,090.88 0.00 0.00 877,665.15
B-1 3,057.44 5,393.93 0.00 0.00 585,110.10
B-2 2,548.02 4,495.22 0.00 0.00 487,622.79
B-3 2,548.07 4,495.28 0.00 0.00 487,631.02
-------------------------------------------------------------------------------
1,041,297.92 2,848,530.66 0.00 0.00 173,209,379.46
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 830.873029 8.860246 4.324374 13.184620 0.000000 822.012784
A-P 891.965482 4.018213 0.000000 4.018213 0.000000 887.947269
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 934.829089 3.718151 4.865424 8.583575 0.000000 931.110939
M-2 934.829069 3.718152 4.865425 8.583577 0.000000 931.110917
M-3 934.829069 3.718152 4.865425 8.583577 0.000000 931.110917
B-1 934.829074 3.718157 4.865436 8.583593 0.000000 931.110917
B-2 934.829082 3.718159 4.865419 8.583578 0.000000 931.110922
B-3 934.829125 3.718154 4.865433 8.583587 0.000000 931.111009
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:16 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS4 (POOL # 4364)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4364
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 36,361.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,114.86
SUBSERVICER ADVANCES THIS MONTH 29,910.62
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 2,253,190.24
(B) TWO MONTHLY PAYMENTS: 1 33,145.13
(C) THREE OR MORE MONTHLY PAYMENTS: 7 739,653.85
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 58,435.67
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 173,209,379.46
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,856
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,111,113.36
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.96414200 % 4.14059300 % 0.89526510 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.93183210 % 4.16644204 % 0.90100910 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,872,766.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,872,766.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.47254825
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 152.12
POOL TRADING FACTOR: 82.69327368
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5(POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4372
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FL50 166,515,517.00 141,638,677.73 7.250000 % 1,206,582.70
CB-P 76110FL68 12,334,483.00 10,491,754.12 0.000000 % 89,376.50
NB-1 76110FL76 36,987,960.00 27,257,770.35 6.750000 % 404,309.65
NB-2 76110FL84 3,534,000.00 3,534,000.00 6.750000 % 0.00
NB-3 76110FL92 9,618,710.00 9,618,710.00 6.750000 % 0.00
NB-4 76110FM26 21,500,000.00 10,015,309.63 6.750000 % 477,207.91
NB-5 76110FM34 24,546,330.00 24,546,330.00 6.750000 % 0.00
A-P 76110FM42 248,854.76 204,560.78 0.000000 % 1,329.17
A-V 76110FM59 0.00 0.00 0.789980 % 0.00
R 76110FM67 100.00 0.00 6.750000 % 0.00
M-1 76110FM75 9,620,300.00 9,483,920.20 6.750000 % 8,046.72
M-2 76110FM83 3,848,100.00 3,793,548.37 6.750000 % 3,218.67
M-3 76110FM91 3,256,100.00 3,209,940.71 6.750000 % 2,723.50
B-1 76110FN25 1,924,100.00 1,896,823.47 6.750000 % 1,609.38
B-2 76110FN33 888,100.00 875,510.09 6.750000 % 742.83
B-3 76110FN41 1,183,701.20 1,167,066.04 6.750000 % 990.21
-------------------------------------------------------------------------------
296,006,355.96 247,733,921.49 2,196,137.24
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 855,233.12 2,061,815.82 0.00 0.00 140,432,095.03
CB-P 0.00 89,376.50 0.00 0.00 10,402,377.62
NB-1 153,287.55 557,597.20 0.00 0.00 26,853,460.70
NB-2 19,873.90 19,873.90 0.00 0.00 3,534,000.00
NB-3 54,092.04 54,092.04 0.00 0.00 9,618,710.00
NB-4 56,322.38 533,530.29 0.00 0.00 9,538,101.72
NB-5 138,039.42 138,039.42 0.00 0.00 24,546,330.00
A-P 0.00 1,329.17 0.00 0.00 203,231.61
A-V 163,010.51 163,010.51 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 53,319.04 61,365.76 0.00 0.00 9,475,873.48
M-2 21,327.51 24,546.18 0.00 0.00 3,790,329.70
M-3 18,046.44 20,769.94 0.00 0.00 3,207,217.21
B-1 10,664.03 12,273.41 0.00 0.00 1,895,214.09
B-2 4,922.15 5,664.98 0.00 0.00 874,767.26
B-3 6,561.30 7,551.51 0.00 0.00 1,166,075.81
-------------------------------------------------------------------------------
1,554,699.39 3,750,836.63 0.00 0.00 245,537,784.23
===============================================================================
Run: 11/27/00 07:28:54
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5(POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4372
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 850.603477 7.246068 5.136057 12.382125 0.000000 843.357409
CB-P 850.603476 7.246068 0.000000 7.246068 0.000000 843.357409
NB-1 736.936299 10.930845 4.144255 15.075100 0.000000 726.005454
NB-2 1000.000000 0.000000 5.623628 5.623628 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.623627 5.623627 0.000000 1000.000000
NB-4 465.828355 22.195717 2.619646 24.815363 0.000000 443.632638
NB-5 1000.000000 0.000000 5.623628 5.623628 0.000000 1000.000000
A-P 822.008709 5.341146 0.000000 5.341146 0.000000 816.667564
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 985.823748 0.836431 5.542347 6.378778 0.000000 984.987316
M-2 985.823749 0.836431 5.542348 6.378779 0.000000 984.987318
M-3 985.823749 0.836430 5.542348 6.378778 0.000000 984.987319
B-1 985.823746 0.836433 5.542347 6.378780 0.000000 984.987314
B-2 985.823770 0.836426 5.542338 6.378764 0.000000 984.987344
B-3 985.946487 0.836537 5.543037 6.379574 0.000000 985.109933
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:54 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 51,255.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,252.44
SUBSERVICER ADVANCES THIS MONTH 41,225.55
MASTER SERVICER ADVANCES THIS MONTH 5,451.90
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 36 3,950,789.68
(B) TWO MONTHLY PAYMENTS: 4 445,288.02
(C) THREE OR MORE MONTHLY PAYMENTS: 4 288,242.05
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 932,534.38
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 245,537,784.23
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,834
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 738,242.97
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,986,197.41
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.74772280 % 6.65528900 % 1.59017370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.68096080 % 6.70911829 % 1.60436320 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,610,952.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,610,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86195400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 333.61
POOL TRADING FACTOR: 82.95017296
Run: 11/27/00 07:28:54 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 34,281.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,708.40
SUBSERVICER ADVANCES THIS MONTH 41,225.55
MASTER SERVICER ADVANCES THIS MONTH 1,852.72
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 36 3,950,789.68
(B) TWO MONTHLY PAYMENTS: 4 445,288.02
(C) THREE OR MORE MONTHLY PAYMENTS: 4 288,242.05
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 932,534.38
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 164,165,581.87
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,625
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 249,110.94
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,171,437.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.97249800 % 6.65528900 % 1.59017370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.91523710 % 6.70911829 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,610,952.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,610,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.95365629
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 334.12
POOL TRADING FACTOR: 85.32259568
Run: 11/27/00 07:28:54 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,974.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,544.04
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 3,599.18
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 81,372,202.36
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 209
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 489,132.03
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 814,759.94
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.29497800 % 6.65528900 % 1.59017370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.20769010 % 6.70911829 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,610,952.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,610,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.67694814
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 332.57
POOL TRADING FACTOR: 78.54413900
................................................................................
Run: 11/27/00 07:28:54 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6(POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4376
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FN58 226,382,557.00 194,510,833.14 7.000000 % 2,294,505.85
CB-P 76110FN66 17,414,043.00 14,962,371.92 0.000000 % 176,500.45
NB-1 76110FN74 114,280,000.00 90,290,236.77 6.500000 % 105,828.74
NB-2 76110FN82 3,836,000.00 3,836,000.00 6.500000 % 0.00
NB-3 76110FN90 13,124,100.00 13,124,100.00 6.500000 % 0.00
A-P 76110FP23 47,335.68 44,929.36 0.000000 % 50.46
A-V 76110FP31 0.00 0.00 0.989331 % 0.00
R 76110FP49 100.00 0.00 6.500000 % 0.00
M-1 76110FP56 12,871,500.00 12,691,880.13 6.500000 % 24,204.91
M-2 76110FP64 4,826,800.00 4,759,442.71 6.500000 % 9,076.82
M-3 76110FP72 4,223,400.00 4,164,463.09 6.500000 % 7,942.12
B-1 76110FP80 2,413,400.00 2,379,721.36 6.500000 % 4,538.41
B-2 76110FP98 1,206,800.00 1,189,959.28 6.500000 % 2,269.39
B-3 76110FQ22 1,608,966.42 1,471,231.26 6.500000 % 2,805.78
-------------------------------------------------------------------------------
402,235,002.10 343,425,169.02 2,627,722.93
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 1,134,366.93 3,428,872.78 0.00 0.00 192,216,327.29
CB-P 0.00 176,500.45 0.00 0.00 14,785,871.47
NB-1 489,008.52 594,837.26 0.00 0.00 90,184,408.03
NB-2 20,775.63 20,775.63 0.00 0.00 3,836,000.00
NB-3 71,079.64 71,079.64 0.00 0.00 13,124,100.00
A-P 0.00 50.46 0.00 0.00 44,878.90
A-V 283,075.74 283,075.74 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 68,731.22 92,936.13 0.00 0.00 12,667,675.22
M-2 25,774.14 34,850.96 0.00 0.00 4,750,365.89
M-3 22,552.11 30,494.23 0.00 0.00 4,156,520.97
B-1 12,887.07 17,425.48 0.00 0.00 2,375,182.95
B-2 6,444.07 8,713.46 0.00 0.00 1,187,689.89
B-3 7,967.26 10,773.04 0.00 0.00 1,468,425.48
-------------------------------------------------------------------------------
2,142,662.33 4,770,385.26 0.00 0.00 340,797,446.09
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 859.212988 10.135524 5.010841 15.146365 0.000000 849.077464
CB-P 859.212988 10.135524 0.000000 10.135524 0.000000 849.077464
NB-1 790.079076 0.926048 4.279039 5.205087 0.000000 789.153028
NB-2 1000.000000 0.000000 5.415962 5.415962 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.415963 5.415963 0.000000 1000.000000
A-P 949.164774 1.066061 0.000000 1.066061 0.000000 948.098713
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 986.045149 1.880504 5.339799 7.220303 0.000000 984.164644
M-2 986.045146 1.880505 5.339799 7.220304 0.000000 984.164641
M-3 986.045151 1.880504 5.339800 7.220304 0.000000 984.164647
B-1 986.045148 1.880505 5.339799 7.220304 0.000000 984.164643
B-2 986.045144 1.880502 5.339799 7.220301 0.000000 984.164642
B-3 914.395255 1.743840 4.951788 6.695628 0.000000 912.651417
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:54 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 71,200.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 17,854.23
SUBSERVICER ADVANCES THIS MONTH 70,214.60
MASTER SERVICER ADVANCES THIS MONTH 3,156.84
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 34 5,586,414.46
(B) TWO MONTHLY PAYMENTS: 4 589,725.67
(C) THREE OR MORE MONTHLY PAYMENTS: 12 1,867,415.82
FORECLOSURES
NUMBER OF LOANS 12
AGGREGATE PRINCIPAL BALANCE 1,561,957.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 340,797,446.09
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,402
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 424,443.75
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,966,425.96
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 291,181.59
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.23697380 % 6.29417600 % 1.46783420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.19202940 % 6.33061143 % 1.47652540 %
BANKRUPTCY AMOUNT AVAILABLE 131,996.00
FRAUD AMOUNT AVAILABLE 3,585,896.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,585,896.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.81581400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 335.58
POOL TRADING FACTOR: 84.72595481
Run: 11/27/00 07:28:54 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 46,905.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,049.31
SUBSERVICER ADVANCES THIS MONTH 31,343.45
MASTER SERVICER ADVANCES THIS MONTH 3,156.84
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 2,326,174.77
(B) TWO MONTHLY PAYMENTS: 4 589,725.67
(C) THREE OR MORE MONTHLY PAYMENTS: 8 547,486.42
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 638,114.24
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 224,279,388.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,047
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 424,443.75
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,950,800.12
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 291,181.59
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.37006600 % 6.29417600 % 1.46783420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.30369530 % 6.33061143 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 131,996.00
FRAUD AMOUNT AVAILABLE 3,585,896.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,585,896.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.89420284
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 334.65
POOL TRADING FACTOR: 85.78484799
Run: 11/27/00 07:28:54 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 24,295.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,804.92
SUBSERVICER ADVANCES THIS MONTH 38,871.15
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 3,260,239.69
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 4 1,319,929.40
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 923,843.35
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 116,518,057.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 355
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 15,625.84
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.97813130 % 6.29417600 % 1.46783420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.97705530 % 6.33061143 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 131,996.00
FRAUD AMOUNT AVAILABLE 3,585,896.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,585,896.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.66492847
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 337.36
POOL TRADING FACTOR: 82.75962568
................................................................................
Run: 11/27/00 07:28:19 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS7(POOL # 4380)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4380
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FQ30 260,286,000.00 207,522,382.77 6.750000 % 2,670,138.06
A-2 76110FQ48 15,420,000.00 14,082,317.51 6.750000 % 87,666.96
A-3 76110FQ55 35,050,000.00 35,050,000.00 6.750000 % 0.00
A-4 76110FQ63 14,250,000.00 15,587,682.49 6.750000 % 0.00
A-P 76110FQ89 91,079.98 85,846.34 0.000000 % 103.21
A-V 76110FQ97 0.00 0.00 0.846008 % 0.00
R 76110FQ71 100.00 0.00 6.750000 % 0.00
M-1 76110FR21 12,969,000.00 12,775,617.85 6.750000 % 10,374.02
M-2 76110FR39 4,206,600.00 4,143,874.94 6.750000 % 3,364.90
M-3 76110FR47 3,680,500.00 3,625,619.66 6.750000 % 2,944.06
B-1 76110FR54 2,103,100.00 2,071,740.45 6.750000 % 1,682.29
B-2 76110FR62 1,051,600.00 1,035,919.47 6.750000 % 841.18
B-3 76110FR70 1,402,095.46 1,338,085.99 6.750000 % 1,086.54
-------------------------------------------------------------------------------
350,510,075.44 297,319,087.47 2,778,201.22
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 1,167,130.36 3,837,268.42 0.00 0.00 204,852,244.71
A-2 79,200.62 166,867.58 0.00 0.00 13,994,650.55
A-3 197,125.34 197,125.34 0.00 0.00 35,050,000.00
A-4 0.00 0.00 87,666.96 0.00 15,675,349.45
A-P 0.00 103.21 0.00 0.00 85,743.13
A-V 209,579.07 209,579.07 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 71,851.58 82,225.60 0.00 0.00 12,765,243.83
M-2 23,305.65 26,670.55 0.00 0.00 4,140,510.04
M-3 20,390.91 23,334.97 0.00 0.00 3,622,675.60
B-1 11,651.71 13,334.00 0.00 0.00 2,070,058.16
B-2 5,826.14 6,667.32 0.00 0.00 1,035,078.29
B-3 7,525.55 8,612.09 0.00 0.00 1,336,999.45
-------------------------------------------------------------------------------
1,793,586.93 4,571,788.15 87,666.96 0.00 294,628,553.21
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 797.285996 10.258477 4.484030 14.742507 0.000000 787.027519
A-2 913.250163 5.685276 5.136227 10.821503 0.000000 907.564887
A-3 1000.000000 0.000000 5.624118 5.624118 0.000000 1000.000000
A-4 1093.872455 0.000000 0.000000 0.000000 6.152067 1100.024523
A-P 942.537976 1.133180 0.000000 1.133180 0.000000 941.404796
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 985.088893 0.799909 5.540256 6.340165 0.000000 984.288984
M-2 985.088894 0.799910 5.540258 6.340168 0.000000 984.288984
M-3 985.088890 0.799908 5.540255 6.340163 0.000000 984.288983
B-1 985.088893 0.799910 5.540255 6.340165 0.000000 984.288983
B-2 985.088884 0.799905 5.540262 6.340167 0.000000 984.288979
B-3 954.347281 0.774947 5.367359 6.142306 0.000000 953.572341
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:19 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS7 (POOL # 4380)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4380
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 61,685.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,681.11
SUBSERVICER ADVANCES THIS MONTH 60,482.47
MASTER SERVICER ADVANCES THIS MONTH 3,980.94
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 37 4,625,712.01
(B) TWO MONTHLY PAYMENTS: 5 672,990.71
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,239,575.62
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 1,926,415.57
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 294,628,553.21
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,277
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 551,870.98
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,449,084.28
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.59217240 % 6.91211800 % 1.49570950 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.52226280 % 6.96756280 % 1.50814610 %
BANKRUPTCY AMOUNT AVAILABLE 134,666.00
FRAUD AMOUNT AVAILABLE 3,115,480.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,115,480.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.92151278
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 336.66
POOL TRADING FACTOR: 84.05708533
................................................................................
Run: 11/27/00 07:28:20 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS8(POOL # 4381)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4381
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FR88 100,048,000.00 87,182,972.07 6.500000 % 1,220,935.91
A-P 76110FR96 122,858.97 115,394.76 0.000000 % 654.16
A-V 76110FS20 0.00 0.00 0.682753 % 0.00
R 76110FS38 100.00 0.00 6.500000 % 0.00
M-1 76110FS46 2,563,600.00 2,426,204.54 6.500000 % 9,125.20
M-2 76110FS53 575,400.00 544,561.59 6.500000 % 2,048.15
M-3 76110FS61 470,800.00 445,567.62 6.500000 % 1,675.83
B-1 76110FS79 313,900.00 297,076.62 6.500000 % 1,117.34
B-2 76110FS87 261,600.00 247,579.61 6.500000 % 931.17
B-3 76110FS95 261,601.59 247,581.12 6.500000 % 931.17
-------------------------------------------------------------------------------
104,617,860.56 91,506,937.93 1,237,418.93
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 471,979.92 1,692,915.83 0.00 0.00 85,962,036.16
A-P 0.00 654.16 0.00 0.00 114,740.60
A-V 52,035.11 52,035.11 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 13,134.67 22,259.87 0.00 0.00 2,417,079.34
M-2 2,948.08 4,996.23 0.00 0.00 542,513.44
M-3 2,412.16 4,087.99 0.00 0.00 443,891.79
B-1 1,608.28 2,725.62 0.00 0.00 295,959.28
B-2 1,340.32 2,271.49 0.00 0.00 246,648.44
B-3 1,340.32 2,271.49 0.00 0.00 246,649.95
-------------------------------------------------------------------------------
546,798.86 1,784,217.79 0.00 0.00 90,269,519.00
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 871.411443 12.203501 4.717535 16.921036 0.000000 859.207942
A-P 939.245706 5.324479 0.000000 5.324479 0.000000 933.921227
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 946.405266 3.559526 5.123526 8.683052 0.000000 942.845740
M-2 946.405266 3.559524 5.123531 8.683055 0.000000 942.845742
M-3 946.405310 3.559537 5.123534 8.683071 0.000000 942.845773
B-1 946.405288 3.559541 5.123543 8.683084 0.000000 942.845747
B-2 946.405237 3.559518 5.123547 8.683065 0.000000 942.845719
B-3 946.405257 3.559535 5.123516 8.683051 0.000000 942.845760
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:20 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS8 (POOL # 4381)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4381
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,929.88
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,616.64
SUBSERVICER ADVANCES THIS MONTH 7,968.50
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 715,400.04
(B) TWO MONTHLY PAYMENTS: 1 70,743.38
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 90,269,519.00
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 944
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 893,225.71
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.39501040 % 3.73812900 % 0.86686070 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.34939540 % 3.77035860 % 0.87544740 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 954,907.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,338,340.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.50158888
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 156.64
POOL TRADING FACTOR: 86.28499810
................................................................................
Run: 11/27/00 07:28:21 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS9(POOL # 4389)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4389
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FT29 165,986,000.00 139,430,018.89 7.000000 % 3,396,410.28
A-2 76110FT37 10,215,000.00 9,326,617.74 7.000000 % 62,024.76
A-3 76110FT45 27,081,000.00 27,081,000.00 7.000000 % 0.00
A-4 76110FT52 9,750,000.00 10,638,382.26 7.000000 % 0.00
A-5 76110FT60 37,000,000.00 30,870,010.62 7.000000 % 784,002.63
A-P 76110FT78 469,164.61 446,145.28 0.000000 % 457.37
A-V 76110FT86 0.00 0.00 0.745075 % 0.00
R 76110FT94 100.00 0.00 7.000000 % 0.00
M-1 76110FU27 10,698,000.00 10,562,789.45 7.000000 % 8,372.29
M-2 76110FU35 3,250,000.00 3,208,923.68 7.000000 % 2,543.46
M-3 76110FU43 2,843,700.00 2,807,758.87 7.000000 % 2,225.49
B-1 76110FU50 1,624,500.00 1,603,968.16 7.000000 % 1,271.34
B-2 76110FU68 812,400.00 802,132.17 7.000000 % 635.79
B-3 76110FU76 1,083,312.85 1,069,621.02 7.000000 % 847.80
-------------------------------------------------------------------------------
270,813,177.46 237,847,368.14 4,258,791.21
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 812,916.23 4,209,326.51 0.00 0.00 136,033,608.61
A-2 54,376.80 116,401.56 0.00 0.00 9,264,592.98
A-3 157,889.85 157,889.85 0.00 0.00 27,081,000.00
A-4 0.00 0.00 62,024.76 0.00 10,700,407.02
A-5 179,980.84 963,983.47 0.00 0.00 30,086,007.99
A-P 0.00 457.37 0.00 0.00 445,687.91
A-V 147,601.11 147,601.11 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 61,584.03 69,956.32 0.00 0.00 10,554,417.16
M-2 18,708.93 21,252.39 0.00 0.00 3,206,380.22
M-3 16,370.02 18,595.51 0.00 0.00 2,805,533.38
B-1 9,351.58 10,622.92 0.00 0.00 1,602,696.82
B-2 4,676.65 5,312.44 0.00 0.00 801,496.38
B-3 6,236.20 7,084.00 0.00 0.00 997,768.23
-------------------------------------------------------------------------------
1,469,692.24 5,728,483.45 62,024.76 0.00 233,579,596.70
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 840.010717 20.462029 4.897499 25.359528 0.000000 819.548689
A-2 913.031595 6.071930 5.323231 11.395161 0.000000 906.959665
A-3 1000.000000 0.000000 5.830281 5.830281 0.000000 1000.000000
A-4 1091.116129 0.000000 0.000000 0.000000 6.361514 1097.477643
A-5 834.324611 21.189260 4.864347 26.053607 0.000000 813.135351
A-P 950.935494 0.974860 0.000000 0.974860 0.000000 949.960633
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 987.361138 0.782603 5.756593 6.539196 0.000000 986.578534
M-2 987.361132 0.782603 5.756594 6.539197 0.000000 986.578529
M-3 987.361139 0.782604 5.756592 6.539196 0.000000 986.578535
B-1 987.361133 0.782604 5.756590 6.539194 0.000000 986.578529
B-2 987.361115 0.782607 5.756585 6.539192 0.000000 986.578508
B-3 987.361149 0.782599 5.756601 6.539200 0.000000 921.034242
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:21 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS9 (POOL # 4389)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4389
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 49,210.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,415.82
SUBSERVICER ADVANCES THIS MONTH 59,626.11
MASTER SERVICER ADVANCES THIS MONTH 782.99
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 44 6,497,166.44
(B) TWO MONTHLY PAYMENTS: 3 604,233.35
(C) THREE OR MORE MONTHLY PAYMENTS: 1 88,963.67
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 854,157.53
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 233,579,596.70
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,725
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 102,097.19
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,948,487.20
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.55219460 % 6.98373500 % 1.46407050 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.43484000 % 7.09237065 % 1.45923060 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,425,842.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,425,842.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.05404224
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 337.74
POOL TRADING FACTOR: 86.25119313
................................................................................
Run: 11/27/00 07:28:21 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS10(POOL # 4390)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4390
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FV34 268,170,000.00 226,188,230.39 7.250000 % 3,519,906.74
A-2 76110FV42 24,330,000.00 24,330,000.00 7.250000 % 0.00
A-3 76110FV59 32,602,000.00 32,194,705.24 7.250000 % 28,774.48
A-P 76110FV67 1,164,452.78 1,107,829.87 0.000000 % 28,598.63
A-V 76110FV75 0.00 0.00 0.641441 % 0.00
R 76110FV83 100.00 0.00 7.250000 % 0.00
M-1 76110FV91 13,932,800.00 13,758,738.39 7.250000 % 10,403.77
M-2 76110FW25 4,232,700.00 4,179,821.14 7.250000 % 3,160.60
M-3 76110FW33 3,703,600.00 3,657,331.14 7.250000 % 2,765.52
B-1 76110FU84 2,116,400.00 2,089,959.95 7.250000 % 1,580.34
B-2 76110FU92 1,058,200.00 1,044,979.97 7.250000 % 790.17
B-3 76110FV26 1,410,899.63 1,393,273.39 7.250000 % 1,053.53
-------------------------------------------------------------------------------
352,721,152.41 309,944,869.48 3,597,033.78
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 1,366,083.33 4,885,990.07 0.00 0.00 222,668,323.65
A-2 146,943.13 146,943.13 0.00 0.00 24,330,000.00
A-3 194,442.70 223,217.18 0.00 0.00 32,165,930.76
A-P 0.00 28,598.63 0.00 0.00 1,079,231.24
A-V 165,619.03 165,619.03 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 83,097.09 93,500.86 0.00 0.00 13,748,334.62
M-2 25,244.39 28,404.99 0.00 0.00 4,176,660.54
M-3 22,088.77 24,854.29 0.00 0.00 3,654,565.62
B-1 12,622.49 14,202.83 0.00 0.00 2,088,379.61
B-2 6,311.25 7,101.42 0.00 0.00 1,044,189.80
B-3 8,414.79 9,468.32 0.00 0.00 1,376,977.77
-------------------------------------------------------------------------------
2,030,866.97 5,627,900.75 0.00 0.00 306,332,593.61
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 843.450909 13.125654 5.094095 18.219749 0.000000 830.325255
A-2 1000.000000 0.000000 6.039586 6.039586 0.000000 1000.000000
A-3 987.507062 0.882599 5.964134 6.846733 0.000000 986.624464
A-P 951.373803 24.559716 0.000000 24.559716 0.000000 926.814087
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 987.507062 0.746711 5.964134 6.710845 0.000000 986.760351
M-2 987.507062 0.746710 5.964134 6.710844 0.000000 986.760352
M-3 987.507058 0.746711 5.964135 6.710846 0.000000 986.760347
B-1 987.507064 0.746711 5.964132 6.710843 0.000000 986.760353
B-2 987.507059 0.746711 5.964137 6.710848 0.000000 986.760348
B-3 987.507091 0.746708 5.964131 6.710839 0.000000 975.957283
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:21 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS10 (POOL # 4390)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4390
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 64,930.45
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,907.73
SUBSERVICER ADVANCES THIS MONTH 56,516.84
MASTER SERVICER ADVANCES THIS MONTH 1,938.22
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 4,453,696.54
(B) TWO MONTHLY PAYMENTS: 6 456,186.33
(C) THREE OR MORE MONTHLY PAYMENTS: 7 1,191,852.01
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 1,501,535.42
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 306,332,593.61
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,371
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 262,359.43
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,320,008.34
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.54113640 % 6.99264900 % 1.46621450 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.45329380 % 7.04448734 % 1.47731290 %
BANKRUPTCY AMOUNT AVAILABLE 144,124.00
FRAUD AMOUNT AVAILABLE 3,170,918.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,170,918.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.19012093
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 339.38
POOL TRADING FACTOR: 86.84837626
................................................................................
Run: 11/27/00 07:28:56 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11(POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4394
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FX73 131,664,000.00 116,510,836.31 7.500000 % 1,631,668.87
NB-1 76110FX81 57,150,000.00 44,566,994.92 7.500000 % 135,285.33
NB-2 76110FX99 3,983,000.00 3,983,000.00 7.500000 % 0.00
NB-3 76110FY23 7,400,000.00 7,400,000.00 7.500000 % 0.00
A-P 76110FY31 1,364,847.05 1,289,481.14 0.000000 % 7,594.28
A-V 76110FY49 0.00 0.00 0.597951 % 0.00
R 76110FY56 100.00 0.00 7.500000 % 0.00
M-1 76110FY64 8,041,000.00 7,959,766.07 7.500000 % 7,528.22
M-2 76110FY72 2,608,000.00 2,581,652.76 7.500000 % 2,441.69
M-3 76110FY80 2,282,000.00 2,258,946.17 7.500000 % 2,136.47
B-1 76110FY98 1,304,000.00 1,290,826.38 7.500000 % 1,220.84
B-2 76110FZ22 652,000.00 645,413.20 7.500000 % 610.42
B-3 76110FZ30 869,417.87 856,712.11 7.500000 % 810.26
-------------------------------------------------------------------------------
217,318,364.92 189,343,629.06 1,789,296.38
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 728,009.02 2,359,677.89 0.00 0.00 114,879,167.44
NB-1 278,149.15 413,434.48 0.00 0.00 44,431,709.59
NB-2 24,858.49 24,858.49 0.00 0.00 3,983,000.00
NB-3 46,184.48 46,184.48 0.00 0.00 7,400,000.00
A-P 0.00 7,594.28 0.00 0.00 1,281,886.86
A-V 94,288.83 94,288.83 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 49,713.22 57,241.44 0.00 0.00 7,952,237.85
M-2 16,123.87 18,565.56 0.00 0.00 2,579,211.07
M-3 14,108.39 16,244.86 0.00 0.00 2,256,809.70
B-1 8,061.93 9,282.77 0.00 0.00 1,289,605.54
B-2 4,030.97 4,641.39 0.00 0.00 644,802.78
B-3 5,350.65 6,160.91 0.00 0.00 855,901.85
-------------------------------------------------------------------------------
1,268,879.00 3,058,175.38 0.00 0.00 187,554,332.68
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 884.910350 12.392673 5.529294 17.921967 0.000000 872.517677
NB-1 779.824933 2.367197 4.867002 7.234199 0.000000 777.457736
NB-2 1000.000000 0.000000 6.241147 6.241147 0.000000 1000.000000
NB-3 1000.000000 0.000000 6.241146 6.241146 0.000000 1000.000000
A-P 944.780692 5.564196 0.000000 5.564196 0.000000 939.216496
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 989.897534 0.936229 6.182467 7.118696 0.000000 988.961305
M-2 989.897531 0.936231 6.182465 7.118696 0.000000 988.961300
M-3 989.897533 0.936227 6.182467 7.118694 0.000000 988.961306
B-1 989.897531 0.936227 6.182462 7.118689 0.000000 988.961304
B-2 989.897546 0.936227 6.182469 7.118696 0.000000 988.961319
B-3 985.385900 0.931957 6.154290 7.086247 0.000000 984.453938
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:56 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 39,268.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,290.69
SUBSERVICER ADVANCES THIS MONTH 52,227.05
MASTER SERVICER ADVANCES THIS MONTH 262.10
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 4,007,257.65
(B) TWO MONTHLY PAYMENTS: 4 556,920.31
(C) THREE OR MORE MONTHLY PAYMENTS: 9 851,991.58
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,369,374.55
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 187,554,332.68
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,421
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 37,292.35
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,609,202.07
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 41,934.55
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.70807090 % 6.76038900 % 1.47507030 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.63667570 % 6.81842879 % 1.49797260 %
BANKRUPTCY AMOUNT AVAILABLE 174,133.00
FRAUD AMOUNT AVAILABLE 1,894,254.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,894,254.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.36560400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 339.97
POOL TRADING FACTOR: 86.30394985
Run: 11/27/00 07:28:56 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 26,382.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,371.00
SUBSERVICER ADVANCES THIS MONTH 28,253.93
MASTER SERVICER ADVANCES THIS MONTH 262.10
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 2,555,192.97
(B) TWO MONTHLY PAYMENTS: 3 305,778.57
(C) THREE OR MORE MONTHLY PAYMENTS: 8 589,724.64
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 143,403.25
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 125,745,010.19
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,240
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 37,292.35
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,511,378.86
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 41,934.55
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.92742530 % 6.76038900 % 1.47507030 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.83008550 % 6.81842879 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 174,133.00
FRAUD AMOUNT AVAILABLE 1,894,254.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,894,254.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.43431705
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 339.09
POOL TRADING FACTOR: 88.10866802
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,886.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,919.69
SUBSERVICER ADVANCES THIS MONTH 23,973.12
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,452,064.68
(B) TWO MONTHLY PAYMENTS: 1 251,141.74
(C) THREE OR MORE MONTHLY PAYMENTS: 1 262,266.94
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 1,225,971.30
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 61,809,322.49
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 181
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 97,823.21
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.25462640 % 6.76038900 % 1.47507030 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.24114610 % 6.81842879 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 174,133.00
FRAUD AMOUNT AVAILABLE 1,894,254.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,894,254.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.22581506
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 341.77
POOL TRADING FACTOR: 82.85149597
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12(POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4395
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FW41 74,644,000.00 66,313,412.75 7.000000 % 900,184.47
NB 76110FW58 25,183,000.00 20,432,899.88 7.000000 % 86,879.88
A-P 76110FW66 994,755.29 879,450.20 0.000000 % 7,346.29
A-V 76110FW74 0.00 0.00 0.516033 % 0.00
R 76110FW82 100.00 0.00 7.000000 % 0.00
M-1 76110FW90 3,503,000.00 3,355,703.70 7.000000 % 12,067.19
M-2 76110FX24 531,000.00 508,672.18 7.000000 % 1,829.20
M-3 76110FX32 477,700.00 457,613.37 7.000000 % 1,645.59
B-1 76110FX40 318,400.00 305,011.72 7.000000 % 1,096.83
B-2 76110FX57 212,300.00 203,373.09 7.000000 % 731.33
B-3 76110FX65 265,344.67 254,135.14 7.000000 % 913.87
-------------------------------------------------------------------------------
106,129,599.96 92,710,272.03 1,012,694.65
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 386,553.47 1,286,737.94 0.00 0.00 65,413,228.28
NB 119,136.86 206,016.74 0.00 0.00 20,346,020.00
A-P 0.00 7,346.29 0.00 0.00 872,103.91
A-V 39,842.00 39,842.00 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 19,561.27 31,628.46 0.00 0.00 3,343,636.51
M-2 2,965.18 4,794.38 0.00 0.00 506,842.98
M-3 2,667.55 4,313.14 0.00 0.00 455,967.78
B-1 1,778.00 2,874.83 0.00 0.00 303,914.89
B-2 1,185.51 1,916.84 0.00 0.00 202,641.76
B-3 1,481.42 2,395.29 0.00 0.00 253,221.26
-------------------------------------------------------------------------------
575,171.26 1,587,865.91 0.00 0.00 91,697,577.37
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 888.395755 12.059703 5.178627 17.238330 0.000000 876.336052
NB 811.376718 3.449942 4.730845 8.180787 0.000000 807.926776
A-P 884.086980 7.385019 0.000000 7.385019 0.000000 876.701961
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 957.951385 3.444816 5.584148 9.028964 0.000000 954.506569
M-2 957.951375 3.444821 5.584143 9.028964 0.000000 954.506554
M-3 957.951371 3.444819 5.584153 9.028972 0.000000 954.506552
B-1 957.951382 3.444818 5.584171 9.028989 0.000000 954.506564
B-2 957.951437 3.444795 5.584126 9.028921 0.000000 954.506642
B-3 957.754833 3.444087 5.583003 9.027090 0.000000 954.310696
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,264.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,439.97
SUBSERVICER ADVANCES THIS MONTH 11,280.24
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 969,436.67
(B) TWO MONTHLY PAYMENTS: 1 65,606.25
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 105,921.40
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 91,697,577.37
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 931
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 679,358.01
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.46317790 % 4.66182400 % 0.82247620 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.42202170 % 4.69635883 % 0.83652510 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 929,837.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,255,634.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.76402400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 159.58
POOL TRADING FACTOR: 86.40151042
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,660.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,282.15
SUBSERVICER ADVANCES THIS MONTH 11,280.24
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 969,436.67
(B) TWO MONTHLY PAYMENTS: 1 65,606.25
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 105,921.40
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 69,678,140.41
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 862
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 668,799.14
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.59035950 % 4.70646900 % 0.83035300 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.53837040 % 4.74145315 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 929,837.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,255,634.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85001494
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 159.77
POOL TRADING FACTOR: 88.05434456
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,604.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,157.82
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 22,019,436.96
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 69
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 10,558.87
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.05276790 % 4.70646900 % 0.83035300 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.04989140 % 4.74145316 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 929,837.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,255,634.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.49191598
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 158.96
POOL TRADING FACTOR: 81.55720874
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13(POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4405
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FZ48 158,406,900.00 139,213,194.49 8.000000 % 2,302,934.13
CB-P 76110FZ55 5,109,900.00 4,490,748.21 0.000000 % 74,288.20
NB 76110FZ63 86,842,100.00 71,446,933.72 7.750000 % 1,537,829.78
A-P 76110FZ71 1,432,398.79 1,287,385.04 0.000000 % 20,793.89
A-V 76110FZ89 0.00 0.00 0.523204 % 0.00
R 76110FZ97 100.00 0.00 7.750000 % 0.00
M-1 76110F2A0 11,328,000.00 11,205,251.72 7.750000 % 7,907.79
M-2 76110F2B8 3,411,900.00 3,374,929.24 7.750000 % 2,381.76
M-3 76110F2C6 2,866,000.00 2,834,944.52 7.750000 % 2,000.68
B-1 76110F2D4 1,637,700.00 1,619,954.16 7.750000 % 1,143.24
B-2 76110F2E2 818,900.00 810,026.53 7.750000 % 571.65
B-3 76110F2F9 1,091,849.28 893,986.87 7.750000 % 630.91
-------------------------------------------------------------------------------
272,945,748.07 237,177,354.50 3,950,482.03
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 927,650.22 3,230,584.35 0.00 0.00 136,910,260.36
CB-P 0.00 74,288.20 0.00 0.00 4,416,460.01
NB 461,342.23 1,999,172.01 0.00 0.00 69,909,103.94
A-P 0.00 20,793.89 0.00 0.00 1,266,591.15
A-V 103,371.28 103,371.28 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,338.13 80,245.92 0.00 0.00 11,197,343.93
M-2 21,787.65 24,169.41 0.00 0.00 3,372,547.48
M-3 18,301.65 20,302.33 0.00 0.00 2,832,943.84
B-1 10,457.99 11,601.23 0.00 0.00 1,618,810.92
B-2 5,229.32 5,800.97 0.00 0.00 809,454.88
B-3 5,771.35 6,402.26 0.00 0.00 893,355.96
-------------------------------------------------------------------------------
1,626,249.82 5,576,731.85 0.00 0.00 233,226,872.47
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 878.832895 14.538092 5.856123 20.394215 0.000000 864.294803
CB-P 878.832895 14.538093 0.000000 14.538093 0.000000 864.294802
NB 822.722317 17.708344 5.312426 23.020770 0.000000 805.013973
A-P 898.761608 14.516831 0.000000 14.516831 0.000000 884.244777
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 989.164170 0.698075 6.385781 7.083856 0.000000 988.466096
M-2 989.164172 0.698074 6.385782 7.083856 0.000000 988.466098
M-3 989.164173 0.698074 6.385782 7.083856 0.000000 988.466099
B-1 989.164169 0.698077 6.385779 7.083856 0.000000 988.466093
B-2 989.164159 0.698071 6.385786 7.083857 0.000000 988.466089
B-3 818.782305 0.577836 5.285849 5.863685 0.000000 818.204470
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 49,040.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,579.91
SUBSERVICER ADVANCES THIS MONTH 63,430.38
MASTER SERVICER ADVANCES THIS MONTH 893.86
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 3,900,036.46
(B) TWO MONTHLY PAYMENTS: 8 719,062.98
(C) THREE OR MORE MONTHLY PAYMENTS: 10 1,993,833.63
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 973,770.80
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 233,226,872.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,871
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 110,259.26
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,782,977.23
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.20814970 % 7.34265900 % 1.40146920 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.06551480 % 7.46176247 % 1.43197870 %
BANKRUPTCY AMOUNT AVAILABLE 181,562.00
FRAUD AMOUNT AVAILABLE 2,370,219.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,370,219.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.55183300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 339.90
POOL TRADING FACTOR: 85.44806949
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 32,653.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,485.33
SUBSERVICER ADVANCES THIS MONTH 38,126.92
MASTER SERVICER ADVANCES THIS MONTH 893.86
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 2,982,608.66
(B) TWO MONTHLY PAYMENTS: 8 719,062.98
(C) THREE OR MORE MONTHLY PAYMENTS: 6 407,082.81
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 615,967.75
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 155,611,814.86
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,636
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 110,259.26
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,283,065.12
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.30527320 % 7.34265900 % 1.40146920 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.17751460 % 7.46176248 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 181,562.00
FRAUD AMOUNT AVAILABLE 2,370,219.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,370,219.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.63573735
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 339.36
POOL TRADING FACTOR: 87.42604851
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,386.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,094.58
SUBSERVICER ADVANCES THIS MONTH 25,303.46
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 917,427.80
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 4 1,586,750.82
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 357,803.05
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 77,615,057.61
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 235
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,499,912.11
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.01342060 % 7.34265900 % 1.40146920 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.83993130 % 7.46176247 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 181,562.00
FRAUD AMOUNT AVAILABLE 2,370,219.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,370,219.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.38361274
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 340.99
POOL TRADING FACTOR: 81.74029252
................................................................................
Run: 11/27/00 07:28:23 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS14(POOL # 4410)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4410
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F2G7 138,880,000.00 118,230,682.73 7.500000 % 2,300,740.81
A-2 76110F2H5 27,776,000.00 23,646,136.55 7.220000 % 460,148.16
A-3 76110F2J1 0.00 0.00 1.780000 % 0.00
A-4 76110F2K8 11,426,000.00 11,426,000.00 7.750000 % 0.00
A-5 76110F2L6 21,743,000.00 21,743,000.00 7.750000 % 0.00
A-P 76110F2M4 865,434.18 808,027.52 0.000000 % 1,862.40
A-V 76110F2N2 0.00 0.00 0.565646 % 0.00
R-I 76110F2P7 100.00 0.00 7.750000 % 0.00
R-II 76110F2Q5 100.00 0.00 7.750000 % 0.00
M-1 76110F2R3 8,698,000.00 8,631,698.92 7.750000 % 5,940.08
M-2 76110F2S1 2,718,000.00 2,697,281.86 7.750000 % 1,856.19
M-3 76110F2T9 2,391,800.00 2,373,568.34 7.750000 % 1,633.42
B-1 76110F2U6 1,413,400.00 1,402,626.27 7.750000 % 965.25
B-2 76110F2V4 652,300.00 647,327.81 7.750000 % 445.47
B-3 76110F2W2 869,779.03 863,149.07 7.750000 % 594.00
-------------------------------------------------------------------------------
217,433,913.21 192,469,499.07 2,774,185.78
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 738,814.38 3,039,555.19 0.00 0.00 115,929,941.92
A-2 142,246.39 602,394.55 0.00 0.00 23,185,988.39
A-3 35,069.05 35,069.05 0.00 0.00 0.00
A-4 73,780.20 73,780.20 0.00 0.00 11,426,000.00
A-5 140,399.33 140,399.33 0.00 0.00 21,743,000.00
A-P 0.00 1,862.40 0.00 0.00 806,165.12
A-V 90,709.10 90,709.10 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 55,736.78 61,676.86 0.00 0.00 8,625,758.84
M-2 17,416.95 19,273.14 0.00 0.00 2,695,425.67
M-3 15,326.66 16,960.08 0.00 0.00 2,371,934.92
B-1 9,057.07 10,022.32 0.00 0.00 1,401,661.02
B-2 4,179.94 4,625.41 0.00 0.00 646,882.34
B-3 5,573.54 6,167.54 0.00 0.00 862,555.07
-------------------------------------------------------------------------------
1,328,309.39 4,102,495.17 0.00 0.00 189,695,313.29
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 851.315400 16.566394 5.319804 21.886198 0.000000 834.749006
A-2 851.315400 16.566394 5.121198 21.687592 0.000000 834.749006
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 1000.000000 0.000000 6.457220 6.457220 0.000000 1000.000000
A-5 1000.000000 0.000000 6.457220 6.457220 0.000000 1000.000000
A-P 933.667214 2.151983 0.000000 2.151983 0.000000 931.515231
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 992.377434 0.682925 6.408000 7.090925 0.000000 991.694509
M-2 992.377432 0.682925 6.408002 7.090927 0.000000 991.694507
M-3 992.377431 0.682925 6.408002 7.090927 0.000000 991.694506
B-1 992.377437 0.682928 6.408002 7.090930 0.000000 991.694510
B-2 992.377449 0.682922 6.408002 7.090924 0.000000 991.694527
B-3 992.377420 0.682909 6.407995 7.090904 0.000000 991.694488
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:23 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS14 (POOL # 4410)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4410
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 39,983.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,013.11
SUBSERVICER ADVANCES THIS MONTH 40,313.84
MASTER SERVICER ADVANCES THIS MONTH 949.67
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 3,663,451.40
(B) TWO MONTHLY PAYMENTS: 2 249,312.33
(C) THREE OR MORE MONTHLY PAYMENTS: 1 51,722.71
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 1,298,675.19
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 189,695,313.29
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,483
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 120,953.60
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,641,594.19
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.33072910 % 7.14935000 % 1.51992110 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.20954380 % 7.21848062 % 1.54116760 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,348,678.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,174,339.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.60348882
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 342.23
POOL TRADING FACTOR: 87.24274447
................................................................................
Run: 11/27/00 07:28:24 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS15(POOL # 4416)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4416
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F2X0 112,000,000.00 94,802,226.16 7.000000 % 2,433,939.84
A-2 76110F2Y8 20,028,000.00 20,028,000.00 7.750000 % 0.00
A-3 76110F2Z5 48,000,000.00 40,629,525.49 7.070000 % 1,043,117.07
A-4 76110F3A9 0.00 0.00 2.430000 % 0.00
A-5 76110F3B7 20,253,000.00 20,086,324.11 7.750000 % 35,004.06
A-P 76110F3C5 242,044.80 239,234.85 0.000000 % 8,291.65
A-V 76110F3D3 0.00 0.00 0.710752 % 0.00
R-I 76110F3E1 100.00 0.00 7.750000 % 0.00
R-II 76110F3F8 100.00 0.00 7.750000 % 0.00
M-1 76110F3G6 8,695,000.00 8,623,442.84 7.750000 % 15,027.91
M-2 76110F3H4 2,825,900.00 2,802,643.73 7.750000 % 4,884.11
M-3 76110F3J0 2,391,000.00 2,371,322.81 7.750000 % 4,132.46
B-1 76110F3K7 1,412,900.00 1,401,272.29 7.750000 % 2,441.97
B-2 76110F3L5 652,100.00 646,733.41 7.750000 % 1,127.05
B-3 76110F3M3 869,572.62 862,416.30 7.750000 % 1,502.93
-------------------------------------------------------------------------------
217,369,717.42 192,493,141.99 3,549,469.05
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 552,466.68 2,986,406.52 0.00 0.00 92,368,286.32
A-2 129,219.72 129,219.72 0.00 0.00 20,028,000.00
A-3 239,139.15 1,282,256.22 0.00 0.00 39,586,408.42
A-4 82,193.51 82,193.51 0.00 0.00 0.00
A-5 129,596.03 164,600.09 0.00 0.00 20,051,320.05
A-P 0.00 8,291.65 0.00 0.00 230,943.20
A-V 113,899.77 113,899.77 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 55,638.05 70,665.96 0.00 0.00 8,608,414.93
M-2 18,082.53 22,966.64 0.00 0.00 2,797,759.62
M-3 15,299.66 19,432.12 0.00 0.00 2,367,190.35
B-1 9,040.94 11,482.91 0.00 0.00 1,398,830.32
B-2 4,172.69 5,299.74 0.00 0.00 645,606.36
B-3 5,564.27 7,067.20 0.00 0.00 860,913.37
-------------------------------------------------------------------------------
1,354,313.00 4,903,782.05 0.00 0.00 188,943,672.94
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 846.448448 21.731606 4.932738 26.664344 0.000000 824.716842
A-2 1000.000000 0.000000 6.451953 6.451953 0.000000 1000.000000
A-3 846.448448 21.731606 4.982066 26.713672 0.000000 824.716842
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 991.770311 1.728340 6.398856 8.127196 0.000000 990.041972
A-P 988.390786 34.256675 0.000000 34.256675 0.000000 954.134111
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 991.770309 1.728339 6.398856 8.127195 0.000000 990.041970
M-2 991.770314 1.728338 6.398857 8.127195 0.000000 990.041976
M-3 991.770309 1.728340 6.398854 8.127194 0.000000 990.041970
B-1 991.770323 1.728339 6.398853 8.127192 0.000000 990.041985
B-2 991.770296 1.728339 6.398850 8.127189 0.000000 990.041957
B-3 991.770302 1.728343 6.398856 8.127199 0.000000 990.041947
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:24 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS15 (POOL # 4416)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4416
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 39,598.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,426.39
SUBSERVICER ADVANCES THIS MONTH 49,308.60
MASTER SERVICER ADVANCES THIS MONTH 2,394.21
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 3,151,353.64
(B) TWO MONTHLY PAYMENTS: 11 2,087,197.09
(C) THREE OR MORE MONTHLY PAYMENTS: 4 422,766.22
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 677,666.03
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 188,943,672.94
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,372
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 305,387.49
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,214,238.15
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 210,301.94
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.30949710 % 7.17666000 % 1.51384280 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.16184960 % 7.28966717 % 1.53956230 %
BANKRUPTCY AMOUNT AVAILABLE 130,054.00
FRAUD AMOUNT AVAILABLE 4,247,394.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,697.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.77636745
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 343.65
POOL TRADING FACTOR: 86.92272097
................................................................................
Run: 11/27/00 07:28:34 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1(POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4420
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110F3N1 130,396,000.00 118,565,822.36 7.750000 % 811,412.22
NB-1 76110F3P6 58,661,000.00 45,281,996.94 7.750000 % 57,071.12
NB-2 76110F3Q4 4,186,000.00 4,186,000.00 7.750000 % 0.00
NB-3 76110F3R2 6,983,000.00 6,983,000.00 7.750000 % 0.00
A-P 76110F3S0 496,620.41 479,282.88 0.000000 % 448.57
A-V 76110F3T8 0.00 0.00 0.632531 % 0.00
R 76110F3U5 100.00 0.00 7.750000 % 0.00
M-1 76110F3V3 9,273,000.00 9,217,220.78 7.750000 % 6,147.83
M-2 76110F3W1 3,273,000.00 3,253,312.15 7.750000 % 2,169.94
M-3 76110F3X9 2,073,000.00 2,060,530.44 7.750000 % 1,374.36
B-1 76110F3Y7 1,309,100.00 1,301,225.46 7.750000 % 867.91
B-2 76110F3Z4 654,500.00 650,563.03 7.750000 % 433.92
B-3 76110F4A8 872,717.76 867,469.06 7.750000 % 578.60
-------------------------------------------------------------------------------
218,178,038.17 192,846,423.10 880,504.47
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 765,603.42 1,577,015.64 0.00 0.00 117,754,410.14
NB-1 292,360.57 349,431.69 0.00 0.00 45,224,925.82
NB-2 27,026.66 27,026.66 0.00 0.00 4,186,000.00
NB-3 45,085.33 45,085.33 0.00 0.00 6,983,000.00
A-P 0.00 448.57 0.00 0.00 478,834.31
A-V 101,629.34 101,629.34 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 59,513.84 65,661.67 0.00 0.00 9,211,072.95
M-2 21,006.01 23,175.95 0.00 0.00 3,251,142.21
M-3 13,304.45 14,678.81 0.00 0.00 2,059,156.08
B-1 8,401.77 9,269.68 0.00 0.00 1,300,357.55
B-2 4,200.56 4,634.48 0.00 0.00 650,129.11
B-3 5,601.08 6,179.68 0.00 0.00 866,890.47
-------------------------------------------------------------------------------
1,343,733.03 2,224,237.50 0.00 0.00 191,965,918.64
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 909.274996 6.222677 5.871372 12.094049 0.000000 903.052319
NB-1 771.926782 0.972897 4.983900 5.956797 0.000000 770.953885
NB-2 1000.000000 0.000000 6.456441 6.456441 0.000000 1000.000000
NB-3 1000.000000 0.000000 6.456441 6.456441 0.000000 1000.000000
A-P 965.088970 0.903238 0.000000 0.903238 0.000000 964.185732
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 993.984771 0.662982 6.417970 7.080952 0.000000 993.321789
M-2 993.984769 0.662982 6.417968 7.080950 0.000000 993.321787
M-3 993.984776 0.662981 6.417969 7.080950 0.000000 993.321795
B-1 993.984768 0.662982 6.417974 7.080956 0.000000 993.321786
B-2 993.984767 0.662979 6.417968 7.080947 0.000000 993.321788
B-3 993.985799 0.662986 6.417974 7.080960 0.000000 993.322820
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:34 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 40,243.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,709.66
SUBSERVICER ADVANCES THIS MONTH 48,243.80
MASTER SERVICER ADVANCES THIS MONTH 5,158.33
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 3,114,575.46
(B) TWO MONTHLY PAYMENTS: 5 911,106.44
(C) THREE OR MORE MONTHLY PAYMENTS: 6 1,310,684.47
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 814,229.73
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 191,965,918.64
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,451
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 632,992.17
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 751,874.69
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.98062130 % 7.53504400 % 1.46191850 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.94521260 % 7.56455695 % 1.47131440 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.68934900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 344.12
POOL TRADING FACTOR: 87.98590374
Run: 11/27/00 07:28:34 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 27,091.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,863.09
SUBSERVICER ADVANCES THIS MONTH 34,919.59
MASTER SERVICER ADVANCES THIS MONTH 5,158.33
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 29 2,729,536.05
(B) TWO MONTHLY PAYMENTS: 3 300,783.46
(C) THREE OR MORE MONTHLY PAYMENTS: 4 578,053.33
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 814,229.73
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 129,206,816.37
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,268
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 632,992.17
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 733,169.95
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.30948480 % 7.53504400 % 1.46191850 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.26010630 % 7.56455695 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79020091
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 343.16
POOL TRADING FACTOR: 91.03480871
Run: 11/27/00 07:28:34 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,152.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,846.57
SUBSERVICER ADVANCES THIS MONTH 13,324.21
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 385,039.41
(B) TWO MONTHLY PAYMENTS: 2 610,322.98
(C) THREE OR MORE MONTHLY PAYMENTS: 2 732,631.14
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 62,759,102.27
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 183
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 18,704.74
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.29755360 % 7.53504400 % 1.46191850 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.29464880 % 7.56455695 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.48171658
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 346.11
POOL TRADING FACTOR: 82.31045617
................................................................................
Run: 11/27/00 07:28:25 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2(POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4425
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F4B6 15,000,000.00 10,767,204.93 7.750000 % 525,954.24
A-2 76110F4C4 83,021,000.00 67,635,918.76 7.750000 % 1,911,703.40
A-3 76110F4D2 25,652,000.00 25,652,000.00 7.750000 % 0.00
A-4 76110F4E0 17,862,000.00 17,862,000.00 7.750000 % 0.00
A-5 76110F4F7 17,150,000.00 17,150,000.00 7.750000 % 0.00
A-6 76110F4G5 20,000,000.00 20,000,000.00 7.750000 % 0.00
A-7 76110F4H3 21,888,000.00 21,888,000.00 7.750000 % 0.00
A-P 76110F4J9 250,505.68 246,525.18 0.000000 % 234.91
R-I 76110F4K6 100.00 0.00 7.750000 % 0.00
R-II 76110F4L4 100.00 0.00 7.750000 % 0.00
M-1 76110F4M2 9,850,100.00 9,802,880.99 7.750000 % 6,190.74
M-2 76110F4N0 2,845,500.00 2,831,859.35 7.750000 % 1,788.38
M-3 76110F4P5 2,407,700.00 2,396,158.07 7.750000 % 1,513.23
IO-A 0.00 0.00 0.756432 % 0.00
IO-B 0.00 0.00 0.756432 % 0.00
B-1 76110F4Q3 1,422,700.00 1,415,879.92 7.750000 % 894.16
B-2 76110F4R1 656,700.00 653,551.93 7.750000 % 412.73
B-3 76110F4S9 875,528.01 871,330.95 7.750000 % 550.29
-------------------------------------------------------------------------------
218,881,933.69 199,173,310.08 2,449,242.08
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 69,489.62 595,443.86 0.00 0.00 10,241,250.69
A-2 436,510.17 2,348,213.57 0.00 0.00 65,724,215.36
A-3 165,553.44 165,553.44 0.00 0.00 25,652,000.00
A-4 115,278.17 115,278.17 0.00 0.00 17,862,000.00
A-5 110,683.05 110,683.05 0.00 0.00 17,150,000.00
A-6 129,076.44 129,076.44 0.00 0.00 20,000,000.00
A-7 141,261.25 141,261.25 0.00 0.00 21,888,000.00
A-P 0.00 234.91 0.00 0.00 246,290.27
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 63,266.04 69,456.78 0.00 0.00 9,796,690.25
M-2 18,276.31 20,064.69 0.00 0.00 2,830,070.97
M-3 15,464.38 16,977.61 0.00 0.00 2,394,644.84
IO-A 124,862.38 124,862.38 0.00 0.00 0.00
IO-B 445.52 445.52 0.00 0.00 0.00
B-1 9,137.83 10,031.99 0.00 0.00 1,414,985.76
B-2 4,217.91 4,630.64 0.00 0.00 653,139.20
B-3 5,623.42 6,173.71 0.00 0.00 870,780.66
-------------------------------------------------------------------------------
1,409,145.93 3,858,388.01 0.00 0.00 196,724,068.00
===============================================================================
Run: 11/27/00 07:28:25
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2(POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4425
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 717.813662 35.063616 4.632641 39.696257 0.000000 682.750046
A-2 814.684462 23.026745 5.257828 28.284573 0.000000 791.657717
A-3 1000.000000 0.000000 6.453822 6.453822 0.000000 1000.000000
A-4 1000.000000 0.000000 6.453822 6.453822 0.000000 1000.000000
A-5 1000.000000 0.000000 6.453822 6.453822 0.000000 1000.000000
A-6 1000.000000 0.000000 6.453822 6.453822 0.000000 1000.000000
A-7 1000.000000 0.000000 6.453822 6.453822 0.000000 1000.000000
A-P 984.110141 0.937743 0.000000 0.937743 0.000000 983.172398
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 995.206241 0.628495 6.422883 7.051378 0.000000 994.577745
M-2 995.206238 0.628494 6.422882 7.051376 0.000000 994.577744
M-3 995.206242 0.628496 6.422885 7.051381 0.000000 994.577746
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 995.206242 0.628495 6.422879 7.051374 0.000000 994.577747
B-2 995.206228 0.628491 6.422887 7.051378 0.000000 994.577737
B-3 995.206253 0.628501 6.422890 7.051391 0.000000 994.577729
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:26 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2 (POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4425
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,358.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,000.01
SUBSERVICER ADVANCES THIS MONTH 44,076.63
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,577,812.79
(B) TWO MONTHLY PAYMENTS: 3 385,735.02
(C) THREE OR MORE MONTHLY PAYMENTS: 9 713,100.01
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 736,538.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 196,724,068.00
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,414
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,323,396.02
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.96569060 % 7.55599500 % 1.47831410 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.85885850 % 7.63577442 % 1.49579540 %
BANKRUPTCY AMOUNT AVAILABLE 157,492.00
FRAUD AMOUNT AVAILABLE 4,377,639.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,188,819.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.81532510
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 346.27
POOL TRADING FACTOR: 89.87679553
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS3(POOL # 4432)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4432
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F5F6 115,869,000.00 89,597,672.13 7.750000 % 3,648,765.08
A-2 76110F5G4 40,867,000.00 40,867,000.00 7.750000 % 0.00
A-3 76110F5J8 21,838,000.00 21,838,000.00 7.750000 % 0.00
A-4 76110F5K5 21,838,000.00 21,838,000.00 7.750000 % 0.00
A-P 76110F5L3 499,056.21 491,202.35 0.000000 % 939.68
R-I 76110F5M1 100.00 0.00 7.750000 % 0.00
R-II 76110F5N9 100.00 0.00 7.750000 % 0.00
M-1 76110F5P4 9,281,800.00 9,240,802.29 7.750000 % 5,861.87
M-2 76110F5Q2 2,839,000.00 2,826,460.13 7.750000 % 1,792.96
M-3 76110F5R0 2,402,200.00 2,391,589.49 7.750000 % 1,517.10
IO-A 0.00 0.00 0.863799 % 0.00
IO-B 0.00 0.00 0.863799 % 0.00
B-1 76110F5S8 1,419,500.00 1,413,230.07 7.750000 % 896.48
B-2 76110F5T6 655,100.00 652,206.43 7.750000 % 413.73
B-3 76110F5U3 873,616.21 869,757.44 7.750000 % 551.72
-------------------------------------------------------------------------------
218,382,472.42 192,025,920.33 3,660,738.62
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 578,540.57 4,227,305.65 0.00 0.00 85,948,907.05
A-2 263,882.06 263,882.06 0.00 0.00 40,867,000.00
A-3 141,010.01 141,010.01 0.00 0.00 21,838,000.00
A-4 141,010.01 141,010.01 0.00 0.00 21,838,000.00
A-P 0.00 939.68 0.00 0.00 490,262.67
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 59,668.73 65,530.60 0.00 0.00 9,234,940.42
M-2 18,250.72 20,043.68 0.00 0.00 2,824,667.17
M-3 15,442.72 16,959.82 0.00 0.00 2,390,072.39
IO-A 137,846.45 137,846.45 0.00 0.00 0.00
IO-B 0.00 0.00 0.00 0.00 0.00
B-1 9,125.36 10,021.84 0.00 0.00 1,412,333.59
B-2 4,211.36 4,625.09 0.00 0.00 651,792.70
B-3 5,616.10 6,167.82 0.00 0.00 869,205.72
-------------------------------------------------------------------------------
1,374,604.09 5,035,342.71 0.00 0.00 188,365,181.71
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 773.266984 31.490434 4.993057 36.483491 0.000000 741.776550
A-2 1000.000000 0.000000 6.457094 6.457094 0.000000 1000.000000
A-3 1000.000000 0.000000 6.457094 6.457094 0.000000 1000.000000
A-4 1000.000000 0.000000 6.457094 6.457094 0.000000 1000.000000
A-P 984.262574 1.882914 0.000000 1.882914 0.000000 982.379660
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 995.583000 0.631545 6.428573 7.060118 0.000000 994.951456
M-2 995.582998 0.631546 6.428573 7.060119 0.000000 994.951451
M-3 995.583003 0.631546 6.428574 7.060120 0.000000 994.951457
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 995.583001 0.631546 6.428573 7.060119 0.000000 994.951455
B-2 995.583010 0.631552 6.428576 7.060128 0.000000 994.951458
B-3 995.582992 0.631547 6.428567 7.060114 0.000000 994.951456
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:27 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS3 (POOL # 4432)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4432
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 39,719.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,573.67
SUBSERVICER ADVANCES THIS MONTH 44,081.47
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 35 4,085,055.87
(B) TWO MONTHLY PAYMENTS: 1 66,090.51
(C) THREE OR MORE MONTHLY PAYMENTS: 10 1,305,749.07
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 156,445.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 188,365,181.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,410
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,538,768.66
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.91859370 % 7.54894600 % 1.53246050 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.74756120 % 7.67109922 % 1.56132180 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 4,367,649.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,183,825.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.91280956
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 346.73
POOL TRADING FACTOR: 86.25471615
................................................................................
Run: 11/27/00 07:28:34 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4(POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4433
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110F4T7 80,517,000.00 75,162,295.71 7.500000 % 887,305.99
NB 76110F4U4 21,235,000.00 17,688,111.32 7.500000 % 145,610.95
A-P 76110F4V2 933,718.95 882,540.33 0.000000 % 3,948.43
R-I 76110F4WO 100.00 0.00 7.500000 % 0.00
R-II 76110F4X8 100.00 0.00 7.500000 % 0.00
M-1 76110F4Y6 3,459,000.00 3,383,897.41 7.500000 % 11,124.23
M-2 76110F4Z3 649,000.00 634,908.78 7.500000 % 2,087.20
M-3 76110F5D1 487,000.00 476,426.15 7.500000 % 1,566.20
IO-A 0.00 0.00 0.541847 % 0.00
IO-B 0.00 0.00 0.541847 % 0.00
B-1 76110F5A7 324,300.00 317,258.73 7.500000 % 1,042.96
B-2 76110F5B5 216,200.00 211,505.82 7.500000 % 695.30
B-3 76110F5C3 270,246.88 264,376.23 7.500000 % 869.09
-------------------------------------------------------------------------------
108,091,665.83 99,021,320.48 1,054,250.35
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 469,371.76 1,356,677.75 0.00 0.00 74,274,989.72
NB 110,057.96 255,668.91 0.00 0.00 17,542,500.37
A-P 0.00 3,948.43 0.00 0.00 878,591.90
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 21,112.93 32,237.16 0.00 0.00 3,372,773.18
M-2 3,961.35 6,048.55 0.00 0.00 632,821.58
M-3 2,972.53 4,538.73 0.00 0.00 474,859.95
IO-A 40,860.29 40,860.29 0.00 0.00 0.00
IO-B 3,385.03 3,385.03 0.00 0.00 0.00
B-1 1,979.45 3,022.41 0.00 0.00 316,215.77
B-2 1,319.63 2,014.93 0.00 0.00 210,810.52
B-3 1,649.50 2,518.59 0.00 0.00 263,507.11
-------------------------------------------------------------------------------
656,670.43 1,710,920.78 0.00 0.00 97,967,070.10
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 933.495979 11.020107 5.829474 16.849581 0.000000 922.475871
NB 832.969688 6.857120 5.182857 12.039977 0.000000 826.112568
A-P 945.188410 4.228718 0.000000 4.228718 0.000000 940.959693
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 978.287774 3.216025 6.103767 9.319792 0.000000 975.071749
M-2 978.287797 3.216025 6.103775 9.319800 0.000000 975.071772
M-3 978.287782 3.216016 6.103758 9.319774 0.000000 975.071766
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 978.287789 3.216035 6.103762 9.319797 0.000000 975.071755
B-2 978.287789 3.216004 6.103747 9.319751 0.000000 975.071785
B-3 978.276715 3.215911 6.103678 9.319589 0.000000 975.060707
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:34 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,567.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,336.97
SUBSERVICER ADVANCES THIS MONTH 11,378.68
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 1,001,226.60
(B) TWO MONTHLY PAYMENTS: 1 35,261.96
(C) THREE OR MORE MONTHLY PAYMENTS: 2 67,639.29
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 57,846.23
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 97,967,070.10
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 978
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 728,869.33
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.61133190 % 4.53966100 % 0.80097980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.57094370 % 4.57342932 % 0.81424020 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.28749600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 164.67
POOL TRADING FACTOR: 90.63332436
Run: 11/27/00 07:28:34 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,579.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,834.32
SUBSERVICER ADVANCES THIS MONTH 11,378.68
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 1,001,226.60
(B) TWO MONTHLY PAYMENTS: 1 35,261.96
(C) THREE OR MORE MONTHLY PAYMENTS: 2 67,639.29
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 57,846.23
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 78,897,054.43
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 921
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 645,693.92
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.73946290 % 4.58048500 % 0.80818280 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.69616850 % 4.61481609 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.38625848
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 164.90
POOL TRADING FACTOR: 92.52514655
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,987.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,502.65
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 19,070,015.67
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 57
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 83,175.41
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.07071490 % 4.58048500 % 0.80818280 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.04439920 % 4.61481608 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.87889299
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 163.70
POOL TRADING FACTOR: 83.56442645
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS5(POOL # 4438)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4438
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F5V1 92,675,000.00 89,400,828.24 7.750000 % 751,343.35
A-2 76110F5W9 74,478,000.00 59,560,240.79 7.750000 % 599,137.43
A-3 76110F5X7 10,750,000.00 10,750,000.00 7.750000 % 0.00
A-4 76110F5Y5 21,700,000.00 21,700,000.00 7.750000 % 0.00
A-5 76110F5Z2 1,075,000.00 0.00 7.750000 % 0.00
A-P 76110F6A6 145,114.60 143,004.72 0.000000 % 168.52
A-V 76110F6B4 0.00 0.00 0.983255 % 0.00
R 76110F6C2 100.00 0.00 7.750000 % 0.00
M-1 76110F6D0 8,141,800.00 8,114,157.96 7.750000 % 4,854.82
M-2 76110F6E8 2,822,400.00 2,812,817.74 7.750000 % 1,682.95
M-3 76110F6F5 2,388,200.00 2,380,091.87 7.750000 % 1,424.05
B-1 76110F6G3 1,411,200.00 1,406,408.86 7.750000 % 841.48
B-2 76110F6H1 651,400.00 649,188.44 7.750000 % 388.42
B-3 76110F6J7 868,514.12 865,565.46 7.750000 % 517.88
-------------------------------------------------------------------------------
217,106,728.72 197,782,304.08 1,360,358.90
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 577,107.07 1,328,450.42 0.00 0.00 88,649,484.89
A-2 384,477.83 983,615.26 0.00 0.00 58,961,103.36
A-3 69,394.22 69,394.22 0.00 0.00 10,750,000.00
A-4 140,079.50 140,079.50 0.00 0.00 21,700,000.00
A-5 0.00 0.00 0.00 0.00 0.00
A-P 0.00 168.52 0.00 0.00 142,836.20
A-V 161,981.93 161,981.93 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 52,379.14 57,233.96 0.00 0.00 8,109,303.14
M-2 18,157.51 19,840.46 0.00 0.00 2,811,134.79
M-3 15,364.15 16,788.20 0.00 0.00 2,378,667.82
B-1 9,078.76 9,920.24 0.00 0.00 1,405,567.38
B-2 4,190.70 4,579.12 0.00 0.00 648,800.02
B-3 5,587.46 6,105.34 0.00 0.00 865,047.58
-------------------------------------------------------------------------------
1,437,798.27 2,798,157.17 0.00 0.00 196,421,945.18
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 964.670388 8.107293 6.227214 14.334507 0.000000 956.563096
A-2 799.702473 8.044489 5.162301 13.206790 0.000000 791.657984
A-3 1000.000000 0.000000 6.455276 6.455276 0.000000 1000.000000
A-4 1000.000000 0.000000 6.455276 6.455276 0.000000 1000.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-P 985.460595 1.161289 0.000000 1.161289 0.000000 984.299306
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 996.604923 0.596283 6.433361 7.029644 0.000000 996.008639
M-2 996.604925 0.596283 6.433358 7.029641 0.000000 996.008642
M-3 996.604920 0.596286 6.433360 7.029646 0.000000 996.008634
B-1 996.604918 0.596287 6.433362 7.029649 0.000000 996.008631
B-2 996.604912 0.596285 6.433374 7.029659 0.000000 996.008628
B-3 996.604937 0.596271 6.433355 7.029626 0.000000 996.008654
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:27 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS5 (POOL # 4438)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4438
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,266.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,459.66
SUBSERVICER ADVANCES THIS MONTH 56,069.06
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 3,627,308.14
(B) TWO MONTHLY PAYMENTS: 4 653,292.15
(C) THREE OR MORE MONTHLY PAYMENTS: 9 971,369.96
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 1,444,927.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 196,421,945.18
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,401
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,241,990.05
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.78896590 % 6.73300700 % 1.47802730 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.73701120 % 6.77068224 % 1.48737940 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 4,342,135.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,171,067.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.05644705
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 348.06
POOL TRADING FACTOR: 90.47252765
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS6(POOL # 4440)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4440
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F6K4 92,574,000.00 89,999,296.12 7.750000 % 693,397.26
A-2 76110F6L2 75,000,000.00 60,294,349.13 7.750000 % 3,568,505.47
A-3 76110F6M0 10,750,000.00 10,750,000.00 7.750000 % 0.00
A-4 76110F6N8 21,500,000.00 21,500,000.00 7.750000 % 0.00
A-5 76110F6P3 1,075,000.00 0.00 7.750000 % 0.00
A-P 76110F6Q1 75,687.86 72,942.60 0.000000 % 83.07
A-V 76110F6R9 0.00 0.00 1.015566 % 0.00
R 76110F6S7 100.00 0.00 7.750000 % 0.00
M-1 76110F6T5 8,714,800.00 8,690,832.80 7.750000 % 4,867.47
M-2 76110F6U2 2,723,300.00 2,715,810.46 7.750000 % 1,521.04
M-3 76110F6V0 2,505,400.00 2,498,509.73 7.750000 % 1,399.34
B-1 76110F6W8 1,416,100.00 1,412,205.48 7.750000 % 790.93
B-2 76110F6X6 653,600.00 651,802.48 7.750000 % 365.05
B-3 76110F6Y4 871,524.04 869,127.20 7.750000 % 486.78
-------------------------------------------------------------------------------
217,859,511.90 199,454,876.00 4,271,416.41
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 581,107.51 1,274,504.77 0.00 0.00 89,305,898.86
A-2 389,308.58 3,957,814.05 0.00 0.00 56,725,843.66
A-3 69,410.60 69,410.60 0.00 0.00 10,750,000.00
A-4 138,821.22 138,821.22 0.00 0.00 21,500,000.00
A-5 0.00 0.00 0.00 0.00 0.00
A-P 0.00 83.07 0.00 0.00 72,859.53
A-V 168,759.55 168,759.55 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 56,114.98 60,982.45 0.00 0.00 8,685,965.33
M-2 17,535.45 19,056.49 0.00 0.00 2,714,289.42
M-3 16,132.38 17,531.72 0.00 0.00 2,497,110.39
B-1 9,118.33 9,909.26 0.00 0.00 1,411,414.55
B-2 4,208.56 4,573.61 0.00 0.00 651,437.43
B-3 5,611.78 6,098.56 0.00 0.00 868,640.42
-------------------------------------------------------------------------------
1,456,128.94 5,727,545.35 0.00 0.00 195,183,459.59
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 972.187613 7.490194 6.277222 13.767416 0.000000 964.697419
A-2 803.924655 47.580073 5.190781 52.770854 0.000000 756.344582
A-3 1000.000000 0.000000 6.456800 6.456800 0.000000 1000.000000
A-4 1000.000000 0.000000 6.456801 6.456801 0.000000 1000.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-P 963.729190 1.097534 0.000000 1.097534 0.000000 962.631656
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 997.249828 0.558529 6.439044 6.997573 0.000000 996.691299
M-2 997.249829 0.558528 6.439045 6.997573 0.000000 996.691301
M-3 997.249832 0.558530 6.439044 6.997574 0.000000 996.691303
B-1 997.249827 0.558527 6.439044 6.997571 0.000000 996.691300
B-2 997.249816 0.558522 6.439045 6.997567 0.000000 996.691294
B-3 997.249829 0.558527 6.439042 6.997569 0.000000 996.691290
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:28 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS6 (POOL # 4440)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4440
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,053.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 41,919.03
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 3,834,054.66
(B) TWO MONTHLY PAYMENTS: 2 124,095.03
(C) THREE OR MORE MONTHLY PAYMENTS: 8 977,908.34
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 289,999.81
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 195,183,459.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,394
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,159,689.81
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.55475730 % 6.97412900 % 1.47111380 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.37470870 % 7.12015514 % 1.50247730 %
BANKRUPTCY AMOUNT AVAILABLE 125,000.00
FRAUD AMOUNT AVAILABLE 4,357,190.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,178,595.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.08594085
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 350.66
POOL TRADING FACTOR: 89.59143344
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS7(POOL # 4444)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4444
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110GAA9 75,000,000.00 66,657,852.94 8.000000 % 2,124,740.03
A-2 76110GAB7 91,363,000.00 85,233,533.45 8.000000 % 1,561,016.77
A-3 76110GAC5 12,000,000.00 12,323,017.17 8.000000 % 0.00
A-4 76110GAD3 8,245,652.00 8,245,652.00 8.000000 % 0.00
A-5 76110GAE1 4,771,000.00 4,771,000.00 8.000000 % 0.00
A-6 76110GAF8 2,164,000.00 2,164,000.00 8.000000 % 0.00
A-7 76110GAG6 4,572,000.00 4,572,000.00 8.000000 % 0.00
A-8 76110GAH4 2,407,000.00 2,407,000.00 8.000000 % 0.00
A-9 76110GAJ0 2,390,348.00 2,390,348.00 8.000000 % 0.00
A-10 76110GAK7 24,550,000.00 24,550,000.00 8.000000 % 0.00
A-P 76110GAL5 208,784.27 208,050.46 0.000000 % 192.96
A-V 76110GAM3 0.00 0.00 0.778520 % 0.00
R 76110GAN1 100.00 0.00 8.000000 % 0.00
M-1 76110GAP6 8,468,700.00 8,449,828.24 8.000000 % 4,808.12
M-2 76110GAQ4 3,068,400.00 3,061,562.34 8.000000 % 1,742.09
M-3 76110GAR2 2,822,900.00 2,816,609.41 8.000000 % 1,602.71
B-1 76110GAS0 1,595,600.00 1,592,044.34 8.000000 % 905.90
B-2 76110GAT8 736,500.00 734,858.78 8.000000 % 418.15
B-3 76110GAU5 1,104,669.96 1,102,208.29 8.000000 % 627.16
-------------------------------------------------------------------------------
245,468,654.23 231,279,565.42 3,696,053.89
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 444,191.08 2,568,931.11 0.00 0.00 64,533,112.91
A-2 567,974.71 2,128,991.48 0.00 0.00 83,672,516.68
A-3 0.00 0.00 82,117.47 0.00 12,405,134.64
A-4 54,946.94 54,946.94 0.00 0.00 8,245,652.00
A-5 31,792.74 31,792.74 0.00 0.00 4,771,000.00
A-6 14,420.35 14,420.35 0.00 0.00 2,164,000.00
A-7 30,466.65 30,466.65 0.00 0.00 4,572,000.00
A-8 16,039.64 16,039.64 0.00 0.00 2,407,000.00
A-9 15,928.67 15,928.67 0.00 0.00 2,390,348.00
A-10 163,594.99 163,594.99 0.00 0.00 24,550,000.00
A-P 0.00 192.96 0.00 0.00 207,857.50
A-V 149,980.82 149,980.82 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 56,307.52 61,115.64 0.00 0.00 8,445,020.12
M-2 20,401.48 22,143.57 0.00 0.00 3,059,820.25
M-3 18,769.18 20,371.89 0.00 0.00 2,815,006.70
B-1 10,608.98 11,514.88 0.00 0.00 1,591,138.44
B-2 4,896.91 5,315.06 0.00 0.00 734,440.63
B-3 7,344.84 7,972.00 0.00 0.00 1,101,581.13
-------------------------------------------------------------------------------
1,607,665.50 5,303,719.39 82,117.47 0.00 227,665,629.00
===============================================================================
Run: 11/27/00 07:28:29
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS7(POOL # 4444)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4444
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 888.771373 28.329867 5.922548 34.252415 0.000000 860.441506
A-2 932.910844 17.085875 6.216682 23.302557 0.000000 915.824969
A-3 1026.918098 0.000000 0.000000 0.000000 6.843123 1033.761220
A-4 1000.000000 0.000000 6.663747 6.663747 0.000000 1000.000000
A-5 1000.000000 0.000000 6.663748 6.663748 0.000000 1000.000000
A-6 1000.000000 0.000000 6.663748 6.663748 0.000000 1000.000000
A-7 1000.000000 0.000000 6.663747 6.663747 0.000000 1000.000000
A-8 1000.000000 0.000000 6.663747 6.663747 0.000000 1000.000000
A-9 1000.000000 0.000000 6.663745 6.663745 0.000000 1000.000000
A-10 1000.000000 0.000000 6.663747 6.663747 0.000000 1000.000000
A-P 996.485320 0.924208 0.000000 0.924208 0.000000 995.561112
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 997.771587 0.567752 6.648898 7.216650 0.000000 997.203835
M-2 997.771588 0.567752 6.648898 7.216650 0.000000 997.203836
M-3 997.771586 0.567753 6.648900 7.216653 0.000000 997.203833
B-1 997.771584 0.567749 6.648897 7.216646 0.000000 997.203836
B-2 997.771595 0.567753 6.648893 7.216646 0.000000 997.203843
B-3 997.771579 0.567726 6.648900 7.216626 0.000000 997.203844
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:29 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS7 (POOL # 4444)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4444
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 48,101.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 477.13
SUBSERVICER ADVANCES THIS MONTH 52,348.22
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 5,816,784.65
(B) TWO MONTHLY PAYMENTS: 4 519,397.87
(C) THREE OR MORE MONTHLY PAYMENTS: 4 282,479.23
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 227,665,629.00
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,566
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,482,280.30
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.31531790 % 6.20067800 % 1.48400440 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.19766940 % 6.28985901 % 1.50672370 %
BANKRUPTCY AMOUNT AVAILABLE 130,000.00
FRAUD AMOUNT AVAILABLE 4,909,373.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,454,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.09576986
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 351.29
POOL TRADING FACTOR: 92.74733253
................................................................................
Run: 11/27/00 07:28:29 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS8(POOL # 4449)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4449
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110GAV3 126,200,000.00 119,187,155.81 8.000000 % 3,625,887.25
A-2 76110GAW1 32,800,000.00 30,977,327.34 8.000000 % 942,385.91
A-3 76110GAX9 21,638,000.00 21,638,000.00 8.000000 % 0.00
A-4 76110GAY7 20,000,000.00 20,000,000.00 8.000000 % 0.00
A-P 76110GAZ4 225,655.38 225,062.26 0.000000 % 13,751.61
A-V 76110GBA8 0.00 0.00 0.973573 % 0.00
R 76110GBB6 100.00 0.00 8.000000 % 0.00
M-1 76110GBC4 7,471,800.00 7,459,887.46 8.000000 % 4,035.58
M-2 76110GBD2 2,707,100.00 2,702,783.98 8.000000 % 1,462.13
M-3 76110GBE0 2,490,500.00 2,486,529.31 8.000000 % 1,345.14
B-1 76110GBF7 1,407,600.00 1,405,355.82 8.000000 % 760.26
B-2 76110GBG5 649,700.00 648,664.16 8.000000 % 350.91
B-3 76110GBH3 974,632.96 973,079.07 8.000000 % 526.40
-------------------------------------------------------------------------------
216,565,088.34 207,703,845.21 4,590,505.19
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 794,455.29 4,420,342.54 0.00 0.00 115,561,268.56
A-2 206,482.84 1,148,868.75 0.00 0.00 30,034,941.43
A-3 144,230.50 144,230.50 0.00 0.00 21,638,000.00
A-4 133,312.23 133,312.23 0.00 0.00 20,000,000.00
A-P 0.00 13,751.61 0.00 0.00 211,310.65
A-V 168,485.67 168,485.67 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 49,724.71 53,760.29 0.00 0.00 7,455,851.88
M-2 18,015.71 19,477.84 0.00 0.00 2,701,321.85
M-3 16,574.24 17,919.38 0.00 0.00 2,485,184.17
B-1 9,367.56 10,127.82 0.00 0.00 1,404,595.56
B-2 4,323.75 4,674.66 0.00 0.00 648,313.25
B-3 6,486.16 7,012.56 0.00 0.00 972,552.67
-------------------------------------------------------------------------------
1,551,458.66 6,141,963.85 0.00 0.00 203,113,340.02
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 944.430712 28.731278 6.295208 35.026486 0.000000 915.699434
A-2 944.430712 28.731278 6.295209 35.026487 0.000000 915.699434
A-3 1000.000000 0.000000 6.665611 6.665611 0.000000 1000.000000
A-4 1000.000000 0.000000 6.665612 6.665612 0.000000 1000.000000
A-P 997.371567 60.940758 0.000000 60.940758 0.000000 936.430809
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 998.405667 0.540108 6.654984 7.195092 0.000000 997.865559
M-2 998.405667 0.540109 6.654985 7.195094 0.000000 997.865557
M-3 998.405666 0.540108 6.654985 7.195093 0.000000 997.865557
B-1 998.405669 0.540111 6.654987 7.195098 0.000000 997.865558
B-2 998.405664 0.540111 6.654995 7.195106 0.000000 997.865553
B-3 998.405666 0.540090 6.654977 7.195067 0.000000 997.865566
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:29 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS8 (POOL # 4449)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4449
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 42,983.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 52,134.65
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 4,734,599.11
(B) TWO MONTHLY PAYMENTS: 3 619,286.31
(C) THREE OR MORE MONTHLY PAYMENTS: 4 649,075.78
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 171,000.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 203,113,340.02
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,334
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,478,085.17
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.44438420 % 6.09662400 % 1.45899210 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.27813570 % 6.22428734 % 1.49109470 %
BANKRUPTCY AMOUNT AVAILABLE 300,000.00
FRAUD AMOUNT AVAILABLE 4,331,302.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,165,651.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.28983922
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 352.46
POOL TRADING FACTOR: 93.78858872
................................................................................
Run: 11/27/00 07:28:30 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS9(POOL # 4452)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4452
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110GBJ9 92,256,000.00 91,300,612.31 7.750000 % 567,347.77
HJ 76110GBK6 0.00 0.00 0.250000 % 0.00
A-2 76110GBL4 75,000,000.00 70,761,508.97 8.000000 % 3,274,455.09
A-3 76110GBM2 1,903,000.00 1,903,000.00 8.000000 % 0.00
A-4 76110GBN0 21,500,000.00 21,500,000.00 8.000000 % 0.00
A-5 76110GBP5 1,075,000.00 0.00 8.000000 % 0.00
A-6 76110GBQ3 750,000.00 750,000.00 8.000000 % 0.00
A-7 76110GBR1 2,500,000.00 2,500,000.00 8.000000 % 0.00
A-8 76110GBS9 5,597,000.00 5,597,000.00 8.000000 % 0.00
A-9 76110GBT7 45,320,000.00 43,757,271.60 8.000000 % 957,667.73
A-10 76110GBU4 4,680,000.00 4,680,000.00 8.000000 % 0.00
A-P 76110GBV2 221,969.92 221,542.45 0.000000 % 208.67
A-V 76110GBW0 0.00 0.00 0.941370 % 0.00
R-I 76110GBX8 100.00 0.00 8.000000 % 0.00
R-II 76110GBY6 100.00 0.00 8.000000 % 0.00
M-1 76110GBZ3 9,329,300.00 9,319,553.41 8.000000 % 4,948.38
M-2 76110GCA7 3,380,200.00 3,376,668.60 8.000000 % 1,792.90
M-3 76110GCB5 3,109,700.00 3,106,451.21 8.000000 % 1,649.42
B-1 76110GCC3 1,757,600.00 1,755,763.78 8.000000 % 932.25
B-2 76110GCD1 811,200.00 810,352.52 8.000000 % 430.27
B-3 76110GCE9 1,216,935.14 1,215,663.78 8.000000 % 645.48
-------------------------------------------------------------------------------
270,408,105.06 262,555,388.63 4,810,077.96
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 589,537.44 1,156,885.21 0.00 0.00 90,733,264.54
HJ 19,017.34 19,017.34 0.00 0.00 0.00
A-2 471,653.50 3,746,108.59 0.00 0.00 67,487,053.88
A-3 12,684.25 12,684.25 0.00 0.00 1,903,000.00
A-4 143,306.02 143,306.02 0.00 0.00 21,500,000.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 4,999.05 4,999.05 0.00 0.00 750,000.00
A-7 16,663.49 16,663.49 0.00 0.00 2,500,000.00
A-8 37,306.22 37,306.22 0.00 0.00 5,597,000.00
A-9 291,659.56 1,249,327.29 0.00 0.00 42,799,603.87
A-10 31,194.06 31,194.06 0.00 0.00 4,680,000.00
A-P 0.00 208.67 0.00 0.00 221,333.78
A-V 205,928.79 205,928.79 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 62,118.52 67,066.90 0.00 0.00 9,314,605.03
M-2 22,506.83 24,299.73 0.00 0.00 3,374,875.70
M-3 20,705.72 22,355.14 0.00 0.00 3,104,801.79
B-1 11,702.86 12,635.11 0.00 0.00 1,754,831.53
B-2 5,401.32 5,831.59 0.00 0.00 809,922.25
B-3 8,102.89 8,748.37 0.00 0.00 1,215,018.30
-------------------------------------------------------------------------------
1,954,487.86 6,764,565.82 0.00 0.00 257,745,310.67
===============================================================================
Run: 11/27/00 07:28:30
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS9(POOL # 4452)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4452
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 989.644167 6.149711 6.390234 12.539945 0.000000 983.494456
HJ 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 943.486786 43.659401 6.288713 49.948114 0.000000 899.827385
A-3 1000.000000 0.000000 6.665397 6.665397 0.000000 1000.000000
A-4 1000.000000 0.000000 6.665396 6.665396 0.000000 1000.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 1000.000000 0.000000 6.665400 6.665400 0.000000 1000.000000
A-7 1000.000000 0.000000 6.665396 6.665396 0.000000 1000.000000
A-8 1000.000000 0.000000 6.665396 6.665396 0.000000 1000.000000
A-9 965.517908 21.131239 6.435560 27.566799 0.000000 944.386670
A-10 1000.000000 0.000000 6.665397 6.665397 0.000000 1000.000000
A-P 998.074199 0.940082 0.000000 0.940082 0.000000 997.134116
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 998.955271 0.530413 6.658433 7.188846 0.000000 998.424858
M-2 998.955269 0.530412 6.658431 7.188843 0.000000 998.424857
M-3 998.955272 0.530411 6.658430 7.188841 0.000000 998.424861
B-1 998.955269 0.530411 6.658432 7.188843 0.000000 998.424858
B-2 998.955276 0.530412 6.658432 7.188844 0.000000 998.424864
B-3 998.955277 0.530398 6.658440 7.188838 0.000000 998.424863
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:30 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS9 (POOL # 4452)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4452
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 55,470.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 829.32
SUBSERVICER ADVANCES THIS MONTH 82,732.45
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 42 7,241,820.23
(B) TWO MONTHLY PAYMENTS: 13 2,265,786.27
(C) THREE OR MORE MONTHLY PAYMENTS: 2 594,894.45
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 257,745,310.67
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,701
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,670,591.80
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.53453050 % 6.02387900 % 1.44159060 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.39913310 % 6.12786416 % 1.46773600 %
BANKRUPTCY AMOUNT AVAILABLE 160,000.00
FRAUD AMOUNT AVAILABLE 5,408,162.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,704,081.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.26896099
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 354.39
POOL TRADING FACTOR: 95.31715427
................................................................................
Run: 11/27/00 07:28:31 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS10(POOL # 4455)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4455
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110GCF6 75,000,000.00 74,638,703.97 8.000000 % 409,908.37
A-1A 76110GCG4 17,454,000.00 17,369,919.19 7.500000 % 95,393.88
A-1B 76110GCH2 0.00 0.00 0.500000 % 0.00
A-2 76110GCJ8 75,000,000.00 72,715,850.60 8.000000 % 4,352,878.63
A-3 76110GCK5 10,749,000.00 10,749,000.00 8.000000 % 0.00
A-4 76110GCL3 21,500,000.00 21,500,000.00 8.000000 % 0.00
A-5 76110GCM1 1,075,000.00 0.00 8.000000 % 0.00
A-6 76110GCN9 31,250,000.00 30,794,372.95 7.250000 % 453,548.63
A-6A 76110GCP4 0.00 0.00 0.750000 % 0.00
A-7 76110GCQ2 33,000,000.00 32,784,654.27 8.000000 % 1,361,214.63
A-8 76110GCR0 10,000,000.00 10,000,000.00 8.000000 % 0.00
A-9 76110GCS8 750,000.00 0.00 8.000000 % 0.00
A-P 76110GCT6 51,480.72 51,443.33 0.000000 % 36.45
A-V 76110GCU3 0.00 0.00 0.839097 % 0.00
R-I 76110GCV1 100.00 0.00 8.000000 % 0.00
R-II 76110GCW9 100.00 0.00 8.000000 % 0.00
M-1 76110GCX7 10,260,400.00 10,254,929.02 8.000000 % 5,516.23
M-2 76110GCY5 3,717,400.00 3,715,417.84 8.000000 % 1,998.56
M-3 76110GCZ2 3,420,000.00 3,418,176.41 8.000000 % 1,838.67
B-1 76110GDA6 1,933,000.00 1,931,969.30 8.000000 % 1,039.23
B-2 76110GDB4 892,200.00 891,724.27 8.000000 % 479.67
B-3 76110GDC2 1,338,301.06 1,337,587.46 8.000000 % 719.49
-------------------------------------------------------------------------------
297,390,981.78 292,153,748.61 6,684,572.44
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 497,385.07 907,293.44 0.00 0.00 74,228,795.60
A-1A 108,516.98 203,910.86 0.00 0.00 17,274,525.31
A-1B 7,234.47 7,234.47 0.00 0.00 0.00
A-2 484,571.36 4,837,449.99 0.00 0.00 68,362,971.97
A-3 71,630.29 71,630.29 0.00 0.00 10,749,000.00
A-4 143,273.91 143,273.91 0.00 0.00 21,500,000.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 185,972.21 639,520.84 0.00 0.00 30,340,824.32
A-6A 19,238.50 19,238.50 0.00 0.00 0.00
A-7 218,473.75 1,579,688.38 0.00 0.00 31,423,439.64
A-8 66,639.03 66,639.03 0.00 0.00 10,000,000.00
A-9 0.00 0.00 0.00 0.00 0.00
A-P 0.00 36.45 0.00 0.00 51,406.88
A-V 204,203.20 204,203.20 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 68,337.85 73,854.08 0.00 0.00 10,249,412.79
M-2 24,759.18 26,757.74 0.00 0.00 3,713,419.28
M-3 22,778.39 24,617.06 0.00 0.00 3,416,337.74
B-1 12,874.46 13,913.69 0.00 0.00 1,930,930.07
B-2 5,942.37 6,422.04 0.00 0.00 891,244.60
B-3 8,913.55 9,633.04 0.00 0.00 1,336,867.97
-------------------------------------------------------------------------------
2,150,744.57 8,835,317.01 0.00 0.00 285,469,176.17
===============================================================================
Run: 11/27/00 07:28:31
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS10(POOL # 4455)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4455
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 995.182720 5.465445 6.631801 12.097246 0.000000 989.717275
A-1A 995.182720 5.465445 6.217313 11.682758 0.000000 989.717275
A-1B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 969.544675 58.038382 6.460951 64.499333 0.000000 911.506293
A-3 1000.000000 0.000000 6.663903 6.663903 0.000000 1000.000000
A-4 1000.000000 0.000000 6.663903 6.663903 0.000000 1000.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 985.419934 14.513556 5.951111 20.464667 0.000000 970.906378
A-6A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 993.474372 41.248928 6.620417 47.869345 0.000000 952.225444
A-8 1000.000000 0.000000 6.663903 6.663903 0.000000 1000.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-P 999.273709 0.708032 0.000000 0.708032 0.000000 998.565677
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 999.466787 0.537623 6.660349 7.197972 0.000000 998.929164
M-2 999.466789 0.537623 6.660349 7.197972 0.000000 998.929166
M-3 999.466787 0.537623 6.660348 7.197971 0.000000 998.929164
B-1 999.466787 0.537625 6.660352 7.197977 0.000000 998.929162
B-2 999.466790 0.537626 6.660356 7.197982 0.000000 998.929164
B-3 999.466787 0.537607 6.660347 7.197954 0.000000 998.929172
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:31 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS10 (POOL # 4455)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4455
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 60,581.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 91,958.06
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 58 10,523,915.38
(B) TWO MONTHLY PAYMENTS: 1 552,198.21
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 285,469,176.17
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,813
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 6,527,411.24
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.62251480 % 5.95288800 % 1.42459710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.45379410 % 6.08793217 % 1.45717720 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 5,947,820.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,973,910.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.16288672
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 355.56
POOL TRADING FACTOR: 95.99120137
................................................................................
Run: 11/27/00 07:28:37 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS11(POOL # 4456)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4456
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110GDD0 59,841,000.00 59,632,120.49 7.500000 % 765,587.58
NB 76110GDE8 41,062,000.00 40,856,279.57 7.500000 % 566,035.02
A-P 76110GDF5 541,504.63 539,336.26 0.000000 % 2,239.19
A-V 76110GDG3 0.00 0.00 0.808726 % 0.00
R 76110GDH1 100.00 0.00 7.500000 % 0.00
M-1 76110GDJ7 2,922,500.00 2,913,850.61 7.500000 % 8,610.47
M-2 76110GDK4 531,100.00 529,528.16 7.500000 % 1,564.76
M-3 76110GDL2 531,100.00 529,528.16 7.500000 % 1,564.76
B-1 76110GDM0 318,700.00 317,756.78 7.500000 % 938.98
B-2 76110GDN8 212,500.00 211,871.09 7.500000 % 626.08
B-3 76110GDP3 265,594.91 264,808.86 7.500000 % 782.50
-------------------------------------------------------------------------------
106,226,099.54 105,795,079.98 1,347,949.34
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 372,018.35 1,137,605.93 0.00 0.00 58,866,532.91
NB 255,098.62 821,133.64 0.00 0.00 40,290,244.55
A-P 0.00 2,239.19 0.00 0.00 537,097.07
A-V 71,193.20 71,193.20 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 18,181.39 26,791.86 0.00 0.00 2,905,240.14
M-2 3,304.07 4,868.83 0.00 0.00 527,963.40
M-3 3,304.07 4,868.83 0.00 0.00 527,963.40
B-1 1,982.69 2,921.67 0.00 0.00 316,817.80
B-2 1,322.00 1,948.08 0.00 0.00 211,245.01
B-3 1,652.32 2,434.82 0.00 0.00 264,026.35
-------------------------------------------------------------------------------
728,056.71 2,076,006.05 0.00 0.00 104,447,130.63
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 996.509425 12.793696 6.216780 19.010476 0.000000 983.715729
NB 994.990005 13.784887 6.212523 19.997410 0.000000 981.205118
A-P 995.995658 4.135125 0.000000 4.135125 0.000000 991.860533
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 997.040414 2.946269 6.221177 9.167446 0.000000 994.094145
M-2 997.040407 2.946262 6.221182 9.167444 0.000000 994.094144
M-3 997.040407 2.946262 6.221182 9.167444 0.000000 994.094144
B-1 997.040414 2.946282 6.221180 9.167462 0.000000 994.094132
B-2 997.040424 2.946259 6.221176 9.167435 0.000000 994.094165
B-3 997.040418 2.946216 6.221204 9.167420 0.000000 994.094161
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS11 (POOL # 4456)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4456
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,915.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,915.49
SUBSERVICER ADVANCES THIS MONTH 10,350.23
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 1,000,136.00
(B) TWO MONTHLY PAYMENTS: 1 26,933.35
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 104,447,130.63
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 859
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,034,935.45
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.47070450 % 3.75528500 % 0.75092030 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.42560430 % 3.79250911 % 0.76228360 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,124,522.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,932,190.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.59183000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 170.87
POOL TRADING FACTOR: 98.32529960
Run: 11/27/00 07:28:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS11 (POOL # 4456)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4456
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,013.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,695.07
SUBSERVICER ADVANCES THIS MONTH 10,350.23
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 1,000,136.00
(B) TWO MONTHLY PAYMENTS: 1 26,933.35
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 61,875,948.55
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 742
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 592,583.75
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.48259810 % 3.77452700 % 0.75476810 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.43920220 % 3.81211208 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,124,522.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,932,190.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.82612236
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 170.74
POOL TRADING FACTOR: 98.42115803
Run: 11/27/00 07:28:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS11 (POOL # 4456)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4456
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 8,901.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 220.42
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 42,571,182.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 117
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 442,351.70
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.45335050 % 3.77452700 % 0.75476810 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.40574400 % 3.81211207 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,124,522.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,932,190.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.25129361
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 171.07
POOL TRADING FACTOR: 98.18630469
................................................................................
Run: 11/27/00 07:28:32 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS12(POOL # 4463)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4463
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110GDQ1 74,866,400.00 74,866,400.00 7.750000 % 810,434.45
A-2 76110GDR9 44,685,900.00 44,685,900.00 7.500000 % 0.00
A-3 76110GDS7 59,083,700.00 59,083,700.00 7.130000 % 639,585.53
A-4 76110GDT5 0.00 0.00 1.870000 % 0.00
A-5 76110GDU2 10,143,000.00 10,143,000.00 8.000000 % 0.00
A-6 76110GDV0 36,047,000.00 36,047,000.00 7.500000 % 873,939.75
A-P 76110GDW8 83,943.46 83,943.46 0.000000 % 284.92
A-V 76110GDX6 0.00 0.00 0.660270 % 0.00
R-I 76110GDY4 100.00 100.00 8.000000 % 100.00
R-II 76110GDZ1 100.00 100.00 8.000000 % 100.00
M-1 76110GEA5 8,366,500.00 8,366,500.00 8.000000 % 4,686.17
M-2 76110GEB3 3,031,100.00 3,031,100.00 8.000000 % 1,697.75
M-3 76110GEC1 2,788,600.00 2,788,600.00 8.000000 % 1,561.93
B-1 76110GED9 1,576,200.00 1,576,200.00 8.000000 % 882.85
B-2 76110GEE7 727,500.00 727,500.00 8.000000 % 407.48
B-3 76110GEF4 1,091,296.63 1,091,296.63 8.000000 % 611.25
-------------------------------------------------------------------------------
242,491,340.09 242,491,340.09 2,334,292.08
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 482,984.63 1,293,419.08 0.00 0.00 74,055,965.55
A-2 278,982.16 278,982.16 0.00 0.00 44,685,900.00
A-3 350,672.63 990,258.16 0.00 0.00 58,444,114.47
A-4 91,971.64 91,971.64 0.00 0.00 0.00
A-5 0.00 0.00 67,546.22 0.00 10,210,546.22
A-6 225,047.94 1,098,987.69 0.00 0.00 35,173,060.25
A-P 0.00 284.92 0.00 0.00 83,658.54
A-V 133,279.30 133,279.30 0.00 0.00 0.00
R-I 0.67 100.67 0.00 0.00 0.00
R-II 0.67 100.67 0.00 0.00 0.00
M-1 55,715.81 60,401.98 0.00 0.00 8,361,813.83
M-2 20,185.28 21,883.03 0.00 0.00 3,029,402.25
M-3 18,570.39 20,132.32 0.00 0.00 2,787,038.07
B-1 10,496.54 11,379.39 0.00 0.00 1,575,317.15
B-2 4,844.71 5,252.19 0.00 0.00 727,092.52
B-3 7,267.37 7,878.62 0.00 0.00 1,090,685.38
-------------------------------------------------------------------------------
1,680,019.74 4,014,311.82 67,546.22 0.00 240,224,594.23
===============================================================================
Run: 11/27/00 07:28:32
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS12(POOL # 4463)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4463
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 1000.000000 10.825076 6.451287 17.276363 0.000000 989.174924
A-2 1000.000000 0.000000 6.243181 6.243181 0.000000 1000.000000
A-3 1000.000000 10.825076 5.935184 16.760260 0.000000 989.174924
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 1000.000000 0.000000 0.000000 0.000000 6.659393 1006.659393
A-6 1000.000000 24.244452 6.243181 30.487633 0.000000 975.755548
A-P 1000.000000 3.394189 0.000000 3.394189 0.000000 996.605811
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 1000.000000 1000.000000 6.700000 1006.700000 0.000000 0.000000
R-II 1000.000000 1000.000000 6.700000 1006.700000 0.000000 0.000000
M-1 1000.000000 0.560111 6.659393 7.219504 0.000000 999.439889
M-2 1000.000000 0.560110 6.659391 7.219501 0.000000 999.439890
M-3 1000.000000 0.560113 6.659395 7.219508 0.000000 999.439887
B-1 1000.000000 0.560113 6.659396 7.219509 0.000000 999.439887
B-2 1000.000000 0.560110 6.659395 7.219505 0.000000 999.439890
B-3 1000.000000 0.560114 6.659390 7.219504 0.000000 999.439886
_______________________________________________________________________________
DETERMINATION DATE 20-November-00
DISTRIBUTION DATE 27-November-00
Run: 11/27/00 07:28:32 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS12 (POOL # 4463)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4463
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 50,583.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 14,037.26
SUBSERVICER ADVANCES THIS MONTH 27,098.41
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 16 3,502,399.61
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 240,224,594.23
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,458
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,130,913.86
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.74725240 % 5.85221400 % 1.40053340 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.68290130 % 5.90208267 % 1.41295990 %
BANKRUPTCY AMOUNT AVAILABLE 155,000.00
FRAUD AMOUNT AVAILABLE 4,849,827.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,424,913.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.98489110
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 357.16
POOL TRADING FACTOR: 99.06522606
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