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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-QS1(POOL # 4180)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4180
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FAA1 54,500,000.00 0.00 6.600000 % 0.00
A-2 76110FAB9 82,500,000.00 0.00 6.900000 % 0.00
A-3 76110FAC7 22,250,000.00 0.00 7.300000 % 0.00
A-4 76110FAD5 46,000,000.00 15,616,026.40 7.500000 % 1,394,269.99
A-5 76110FAE3 22,100,000.00 22,100,000.00 7.500000 % 0.00
A-6 76110FAF0 31,109,000.00 31,109,000.00 7.500000 % 0.00
R 514.42 1,279,978.34 0.000000 % 18,088.25
-------------------------------------------------------------------------------
258,459,514.42 70,105,004.74 1,412,358.24
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 97,600.17 1,491,870.16 0.00 0.00 14,221,756.41
A-5 138,125.00 138,125.00 0.00 0.00 22,100,000.00
A-6 194,431.25 194,431.25 0.00 0.00 31,109,000.00
R 72,122.56 90,210.81 0.00 0.00 1,261,890.09
-------------------------------------------------------------------------------
502,278.98 1,914,637.22 0.00 0.00 68,692,646.50
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 339.478835 30.310217 2.121743 32.431960 0.000000 309.168618
A-5 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-6 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
R ****.****** ****.****** *****.****** *****.****** 0.000000 ****.******
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-QS1 (POOL # 4180)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4180
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,359.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 287.38
SUBSERVICER ADVANCES THIS MONTH 52,677.51
MASTER SERVICER ADVANCES THIS MONTH 4,025.06
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 51 3,429,697.66
(B) TWO MONTHLY PAYMENTS: 4 771,983.06
(C) THREE OR MORE MONTHLY PAYMENTS: 4 348,053.17
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 1,279,661.15
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 68,692,646.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 891
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 484,198.87
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,241,446.25
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 98.17419830 % 1.82580170 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 98.16299100 % 1.83700900 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.31334197
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 266.11
POOL TRADING FACTOR: 26.57772017
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1(POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4194
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-I-1 76110FAG8 52,015,000.00 0.00 6.000000 % 0.00
A-I-2 76110FAH6 67,186,000.00 0.00 6.250000 % 0.00
A-I-3 76110FAJ2 22,562,000.00 0.00 6.750000 % 0.00
A-I-4 76110FAK9 31,852,000.00 7,805,439.80 6.900000 % 1,965,451.00
A-I-5 76110FAL7 14,535,000.00 14,535,000.00 7.050000 % 0.00
A-I-6 76110FAM5 18,417,136.00 18,417,136.00 7.250000 % 0.00
A-I-7 76110FAN3 20,000,000.00 20,000,000.00 6.700000 % 0.00
A-II 76110FAQ6 29,374,968.00 6,956,435.85 5.727004 % 111,956.55
R 0.53 1,318,759.85 0.000000 % 15,235.36
-------------------------------------------------------------------------------
255,942,104.53 69,032,771.50 2,092,642.91
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 44,881.28 2,010,332.28 0.00 0.00 5,839,988.80
A-I-5 85,393.13 85,393.13 0.00 0.00 14,535,000.00
A-I-6 111,270.20 111,270.20 0.00 0.00 18,417,136.00
A-I-7 111,666.67 111,666.67 0.00 0.00 20,000,000.00
A-II 35,302.49 147,259.04 0.00 0.00 6,844,479.30
R 100,224.64 115,460.00 0.00 0.00 1,303,524.49
-------------------------------------------------------------------------------
488,738.41 2,581,381.32 0.00 0.00 66,940,128.59
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 245.053366 61.705733 1.409057 63.114790 0.000000 183.347633
A-I-5 1000.000000 0.000000 5.875000 5.875000 0.000000 1000.000000
A-I-6 1000.000000 0.000000 6.041667 6.041667 0.000000 1000.000000
A-I-7 1000.000000 0.000000 5.583334 5.583334 0.000000 1000.000000
A-II 236.815095 3.811291 1.201788 5.013079 0.000000 233.003805
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,730.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 54,795.14
MASTER SERVICER ADVANCES THIS MONTH 3,692.79
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 29 3,335,972.26
(B) TWO MONTHLY PAYMENTS: 7 1,074,347.27
(C) THREE OR MORE MONTHLY PAYMENTS: 5 516,038.43
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,757,625.40
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 66,940,128.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 715
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 423,577.62
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,999,182.49
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 98.08966120 % 1.91033890 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 98.05270090 % 1.94729910 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.96632600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 1.72
POOL TRADING FACTOR: 26.15440266
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,560.45
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 43,555.06
MASTER SERVICER ADVANCES THIS MONTH 3,039.62
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 2,722,290.40
(B) TWO MONTHLY PAYMENTS: 5 927,883.06
(C) THREE OR MORE MONTHLY PAYMENTS: 4 471,316.87
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 1,102,253.34
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 59,655,024.76
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 653
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 333,454.54
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,894,295.73
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 1.42471840 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.99165375
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 1.48
POOL TRADING FACTOR: 26.32995490
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,170.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 11,240.08
MASTER SERVICER ADVANCES THIS MONTH 653.17
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 613,681.86
(B) TWO MONTHLY PAYMENTS: 2 146,464.21
(C) THREE OR MORE MONTHLY PAYMENTS: 1 44,721.56
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 655,372.06
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 7,285,103.83
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 62
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 90,123.08
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 104,886.76
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 5.95675180 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.75892375
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 3.72
POOL TRADING FACTOR: 24.80038011
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS2(POOL # 4201)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4201
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FAS2 40,000,000.00 0.00 6.400000 % 0.00
A-2 76110FAT0 16,000,000.00 0.00 7.000000 % 0.00
A-3 76110FAU7 28,500,000.00 0.00 7.050000 % 0.00
A-4 76110FAV5 15,000,000.00 0.00 7.050000 % 0.00
A-5 76110FAW3 14,000,000.00 0.00 7.350000 % 0.00
A-6 76110FAX1 10,000,000.00 6,220,480.97 7.450000 % 1,083,361.20
A-7 76110FAY9 26,000,000.00 26,000,000.00 7.250000 % 0.00
A-8 76110FAZ6 14,043,411.00 14,043,411.00 7.500000 % 0.00
A-9 76110FBA0 18,190,000.00 18,190,000.00 7.500000 % 0.00
A-10 76110FBB8 178,007.00 92,116.70 0.000000 % 187.57
R 0.00 1,807,686.94 0.000000 % 0.00
-------------------------------------------------------------------------------
181,911,418.00 66,353,695.61 1,083,548.77
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 38,618.82 1,121,980.02 0.00 0.00 5,137,119.77
A-7 157,083.33 157,083.33 0.00 0.00 26,000,000.00
A-8 87,771.32 87,771.32 0.00 0.00 14,043,411.00
A-9 113,687.50 113,687.50 0.00 0.00 18,190,000.00
A-10 0.00 187.57 0.00 0.00 91,929.13
R 55,321.74 55,321.74 11,427.24 0.00 1,819,114.18
-------------------------------------------------------------------------------
452,482.71 1,536,031.48 11,427.24 0.00 65,281,574.08
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 622.048097 108.336120 3.861882 112.198002 0.000000 513.711977
A-7 1000.000000 0.000000 6.041667 6.041667 0.000000 1000.000000
A-8 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-9 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-10 517.489200 1.053723 0.000000 1.053723 0.000000 516.435477
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS2 (POOL # 4201)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4201
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,678.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,607.79
SUBSERVICER ADVANCES THIS MONTH 36,194.49
MASTER SERVICER ADVANCES THIS MONTH 2,322.66
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 3,016,351.67
(B) TWO MONTHLY PAYMENTS: 3 136,703.78
(C) THREE OR MORE MONTHLY PAYMENTS: 8 625,860.25
FORECLOSURES
NUMBER OF LOANS 12
AGGREGATE PRINCIPAL BALANCE 724,851.95
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 65,281,574.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 739
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 284,539.94
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 984,291.68
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 97.27568010 % 2.72431990 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 97.21343400 % 2.78656600 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.80446762
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 1.32
POOL TRADING FACTOR: 35.88646320
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3(POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4211
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-I-1 76110FBC6 42,855,000.00 0.00 6.780000 % 0.00
A-I-2 76110FBD4 26,000,000.00 0.00 7.150000 % 0.00
A-I-3 76110FBE2 10,596,000.00 0.00 7.290000 % 0.00
A-I-4 76110FBF9 25,000,000.00 0.00 7.250000 % 0.00
A-I-5 76110FBG7 18,587,000.00 0.00 7.460000 % 0.00
A-I-6 76110FBH5 21,696,000.00 0.00 7.750000 % 0.00
A-I-7 76110FBJ1 8,047,000.00 0.00 7.750000 % 0.00
A-I-8 76110FBK8 17,436,000.00 8,498,697.19 7.750000 % 1,760,152.95
A-I-9 76110FBL6 25,145,000.00 25,145,000.00 7.750000 % 0.00
A-I-10 76110FBM4 19,000,000.00 19,000,000.00 7.750000 % 0.00
A-I-11 76110FBN2 15,875,562.00 15,875,562.00 7.750000 % 0.00
A-II 76110FBP7 20,551,438.00 7,169,134.82 7.750000 % 52,227.76
A-P 76110FBQ5 1,166,695.86 694,610.81 0.000000 % 10,612.14
R-I 76110FBR3 100.00 0.00 7.750000 % 0.00
R-II 76110FBS1 100.00 0.00 7.750000 % 0.00
M-1 76110FBT9 12,528,500.00 11,829,038.25 7.750000 % 15,182.09
M-2 76110FBU6 5,568,000.00 5,257,140.48 7.750000 % 6,747.33
M-3 76110FBV4 4,176,000.00 3,942,855.39 7.750000 % 5,060.49
B-1 1,809,600.00 1,708,570.64 7.750000 % 2,192.88
B-2 696,000.00 657,142.54 7.750000 % 843.42
B-3 1,670,738.96 1,268,125.35 7.750000 % 1,569.46
A-V 76110FHY2 0.00 0.00 0.670441 % 0.00
STRIP 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
278,404,734.82 101,045,877.47 1,854,588.52
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 54,862.78 1,815,015.73 0.00 0.00 6,738,544.24
A-I-9 162,321.89 162,321.89 0.00 0.00 25,145,000.00
A-I-10 122,653.25 122,653.25 0.00 0.00 19,000,000.00
A-I-11 102,483.65 102,483.65 0.00 0.00 15,875,562.00
A-II 46,279.88 98,507.64 0.00 0.00 7,116,907.06
A-P 0.00 10,612.14 0.00 0.00 683,998.67
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 76,361.58 91,543.67 0.00 0.00 11,813,856.16
M-2 33,937.13 40,684.46 0.00 0.00 5,250,393.15
M-3 25,452.84 30,513.33 0.00 0.00 3,937,794.90
B-1 11,029.57 13,222.45 0.00 0.00 1,706,377.76
B-2 4,242.14 5,085.56 0.00 0.00 656,299.12
B-3 8,186.30 9,755.76 0.00 0.00 1,266,497.76
A-V 56,429.07 56,429.07 0.00 0.00 0.00
STRIP 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
704,240.08 2,558,828.60 0.00 0.00 99,191,230.82
===============================================================================
Run: 06/26/00 08:29:34
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3(POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4211
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 487.422413 100.949355 3.146523 104.095878 0.000000 386.473058
A-I-9 1000.000000 0.000000 6.455434 6.455434 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.455434 6.455434 0.000000 1000.000000
A-I-11 1000.000000 0.000000 6.455434 6.455434 0.000000 1000.000000
A-II 348.838598 2.541319 2.251905 4.793224 0.000000 346.297279
A-P 595.365797 9.095895 0.000000 9.095895 0.000000 586.269902
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 944.170352 1.211804 6.095030 7.306834 0.000000 942.958547
M-2 944.170345 1.211805 6.095031 7.306836 0.000000 942.958540
M-3 944.170352 1.211803 6.095029 7.306832 0.000000 942.958549
B-1 944.170336 1.211804 6.095032 7.306836 0.000000 942.958532
B-2 944.170316 1.211810 6.095029 7.306839 0.000000 942.958506
B-3 759.020637 0.939381 4.899808 5.839189 0.000000 758.046465
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
STRIP 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:34 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,939.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,569.44
SUBSERVICER ADVANCES THIS MONTH 41,116.93
MASTER SERVICER ADVANCES THIS MONTH 3,414.22
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 34 3,552,646.47
(B) TWO MONTHLY PAYMENTS: 5 443,777.38
(C) THREE OR MORE MONTHLY PAYMENTS: 6 474,126.83
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 584,126.13
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 99,191,230.82
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,087
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 383,976.82
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,717,842.01
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 75.42345660 % 20.81137300 % 3.59622640 %
PREPAYMENT PERCENT 89.51977360 % 0.00000000 % 10.48022640 %
NEXT DISTRIBUTION 74.99552230 % 21.17328723 % 3.68417080 %
BANKRUPTCY AMOUNT AVAILABLE 164,142.00
FRAUD AMOUNT AVAILABLE 1,819,704.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,939,378.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.69762700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 1.06
POOL TRADING FACTOR: 35.62842812
Run: 06/26/00 08:29:34 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,039.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 900.47
SUBSERVICER ADVANCES THIS MONTH 37,474.86
MASTER SERVICER ADVANCES THIS MONTH 2,513.74
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 3,406,651.12
(B) TWO MONTHLY PAYMENTS: 3 293,339.35
(C) THREE OR MORE MONTHLY PAYMENTS: 6 474,126.83
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 584,126.13
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 90,071,967.28
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 987
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 308,155.98
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,701,766.57
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 75.00694370 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 74.53443200 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,229,929.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,920,033.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.74576129
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 1.06
POOL TRADING FACTOR: 35.27976686
Run: 06/26/00 08:29:34 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,900.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 668.97
SUBSERVICER ADVANCES THIS MONTH 3,642.07
MASTER SERVICER ADVANCES THIS MONTH 900.48
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 145,995.35
(B) TWO MONTHLY PAYMENTS: 2 150,438.03
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 9,119,263.54
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 100
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 75,820.84
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 16,075.44
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.65079180 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.61560950 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,229,929.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,920,033.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.22219905
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 1.08
POOL TRADING FACTOR: 39.48242820
................................................................................
Run: 06/26/00 08:29:34 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4(POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4216
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-I-1 76110FBW2 45,914,000.00 0.00 6.850000 % 0.00
A-I-2 76110FBX0 26,945,000.00 0.00 11.000000 % 0.00
A-I-3 76110FBY8 15,646,000.00 0.00 7.300000 % 0.00
A-I-4 76110FBZ5 32,740,000.00 0.00 7.500000 % 0.00
A-I-5 76110FCA9 10,023,000.00 0.00 7.700000 % 0.00
A-I-6 76110FCB7 26,811,000.00 0.00 8.000000 % 0.00
A-I-7 76110FCC5 18,046,000.00 12,724,075.20 8.000000 % 671,234.90
A-I-8 76110FCD3 9,094,000.00 9,094,000.00 8.000000 % 0.00
A-I-9 76110FCE1 10,284,000.00 10,284,000.00 8.000000 % 0.00
A-I-10 76110FCF8 27,538,000.00 27,538,000.00 7.900000 % 0.00
A-II-1 76110FCG6 16,021,000.00 0.00 7.250000 % 0.00
A-II-2 76110FCH4 8,580,000.00 7,910,731.49 7.650000 % 385,155.81
A-P 76110FCJ0 3,039,637.99 1,568,353.36 0.000000 % 3,800.45
A-V-1 0.00 0.00 0.910632 % 0.00
A-V-2 0.00 0.00 0.349907 % 0.00
R-I 76110FCK7 100.00 0.00 8.000000 % 0.00
R-II 76110FCL5 100.00 0.00 8.000000 % 0.00
M-1 76110FCM3 13,230,500.00 12,484,108.33 8.000000 % 17,086.10
M-2 76110FCN1 5,570,800.00 5,256,526.25 8.000000 % 7,194.23
M-3 76110FCP6 4,456,600.00 4,205,183.26 8.000000 % 5,755.33
B-1 76110FCR2 2,228,400.00 2,102,686.00 8.000000 % 2,877.79
B-2 76110FCS0 696,400.00 659,307.99 8.000000 % 902.35
B-3 76110FCT8 1,671,255.97 747,802.39 8.000000 % 207.64
STRIP 0.00 0.00 0.155790 % 0.00
-------------------------------------------------------------------------------
278,535,793.96 94,574,774.27 1,094,214.60
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 84,775.39 756,010.29 0.00 0.00 12,052,840.30
A-I-8 60,589.66 60,589.66 0.00 0.00 9,094,000.00
A-I-9 68,518.15 68,518.15 0.00 0.00 10,284,000.00
A-I-10 181,181.17 181,181.17 0.00 0.00 27,538,000.00
A-II-1 0.00 0.00 0.00 0.00 0.00
A-II-2 50,400.13 435,555.94 0.00 0.00 7,525,575.68
A-P 0.00 3,800.45 0.00 0.00 1,564,552.91
A-V-1 48,523.11 48,523.11 0.00 0.00 0.00
A-V-2 8,915.33 8,915.33 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 83,176.59 100,262.69 0.00 0.00 12,467,022.23
M-2 35,022.12 42,216.35 0.00 0.00 5,249,332.02
M-3 28,017.45 33,772.78 0.00 0.00 4,199,427.93
B-1 14,009.35 16,887.14 0.00 0.00 2,099,808.21
B-2 5,208.53 6,110.88 0.00 0.00 658,405.64
B-3 4,982.31 5,189.95 0.00 0.00 688,389.88
STRIP 4,599.32 4,599.32 0.00 0.00 0.00
-------------------------------------------------------------------------------
677,918.61 1,772,133.21 0.00 0.00 93,421,354.80
===============================================================================
Run: 06/26/00 08:29:34
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4(POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4216
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 705.091167 37.195772 4.697739 41.893511 0.000000 667.895395
A-I-8 1000.000000 0.000000 6.662597 6.662597 0.000000 1000.000000
A-I-9 1000.000000 0.000000 6.662597 6.662597 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.579315 6.579315 0.000000 1000.000000
A-II-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-II-2 921.996677 44.889955 5.874141 50.764096 0.000000 877.106723
A-P 515.967153 1.250295 0.000000 1.250295 0.000000 514.716858
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 943.585528 1.291418 6.286731 7.578149 0.000000 942.294111
M-2 943.585526 1.291418 6.286731 7.578149 0.000000 942.294109
M-3 943.585527 1.291417 6.286732 7.578149 0.000000 942.294110
B-1 943.585532 1.291415 6.286730 7.578145 0.000000 942.294117
B-2 946.737493 1.295735 7.479222 8.774957 0.000000 945.441758
B-3 447.449346 0.124242 2.981177 3.105419 0.000000 411.899726
STRIP 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:34 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,667.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,175.41
SUBSERVICER ADVANCES THIS MONTH 38,506.12
MASTER SERVICER ADVANCES THIS MONTH 794.28
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 3,071,317.72
(B) TWO MONTHLY PAYMENTS: 3 197,269.99
(C) THREE OR MORE MONTHLY PAYMENTS: 5 754,989.31
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 459,809.87
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 93,421,354.80
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,122
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 101,143.19
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 919,990.51
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 72.63026150 % 23.20472700 % 3.71113380 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 72.38921300 % 23.45907124 % 3.75214860 %
BANKRUPTCY AMOUNT AVAILABLE 184,567.00
FRAUD AMOUNT AVAILABLE 1,465,881.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,759,911.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.92288700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.34
POOL TRADING FACTOR: 33.54016138
Run: 06/26/00 08:29:34 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,556.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,175.41
SUBSERVICER ADVANCES THIS MONTH 35,138.93
MASTER SERVICER ADVANCES THIS MONTH 794.28
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 2,944,468.13
(B) TWO MONTHLY PAYMENTS: 2 165,609.28
(C) THREE OR MORE MONTHLY PAYMENTS: 5 754,989.31
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 357,792.61
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 83,475,836.31
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 915
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 101,143.19
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 574,012.21
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % 3.72323960 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 0.00000000 % 3.68931040 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.93642002
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.38
POOL TRADING FACTOR: 33.28457561
Run: 06/26/00 08:29:34 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,111.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 3,367.19
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 126,849.59
(B) TWO MONTHLY PAYMENTS: 1 31,660.71
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 102,017.26
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 9,945,518.49
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 207
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 345,978.30
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % 3.61254650 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 0.00000000 % 3.68931030 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.80929754
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 123.76
POOL TRADING FACTOR: 35.85076483
................................................................................
Run: 06/26/00 08:29:02 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS6(POOL # 4220)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4220
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A 76110FCQ4 138,145,180.00 39,751,473.58 6.970000 % 307,216.42
R 973,833.13 2,172,166.89 0.000000 % 0.00
-------------------------------------------------------------------------------
139,119,013.13 41,923,640.47 307,216.42
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A 246,114.68 553,331.10 0.00 0.00 39,444,257.16
R 0.00 0.00 13,798.44 0.00 2,185,965.33
-------------------------------------------------------------------------------
246,114.68 553,331.10 13,798.44 0.00 41,630,222.49
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A 287.751434 2.223866 1.781565 4.005431 0.000000 285.527567
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:02 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS6 (POOL # 4220)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4220
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,928.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,226.86
SUBSERVICER ADVANCES THIS MONTH 12,643.79
MASTER SERVICER ADVANCES THIS MONTH 437.20
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 271,185.76
(B) TWO MONTHLY PAYMENTS: 2 210,303.09
(C) THREE OR MORE MONTHLY PAYMENTS: 3 267,257.27
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 725,593.78
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 41,630,222.49
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 576
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 58,100.17
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 190,702.40
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 94.81875410 % 5.18124590 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 94.74909040 % 5.25090960 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 501,181.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,788,871.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.10692112
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.50
POOL TRADING FACTOR: 29.92417898
................................................................................
Run: 06/26/00 08:29:35 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5(POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4222
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-I-1 76110FCU5 23,848,000.00 0.00 9.500000 % 0.00
A-I-2 76110FCV3 25,000,000.00 0.00 7.600000 % 0.00
A-I-3 76110FCW1 12,373,000.00 0.00 6.650000 % 0.00
A-I-4 76110FCX9 7,100,000.00 0.00 7.450000 % 0.00
A-I-5 76110FCY7 10,137,000.00 0.00 7.600000 % 0.00
A-I-6 76110FCZ4 5,558,000.00 0.00 7.800000 % 0.00
A-I-7 76110FDA8 16,926,000.00 0.00 8.000000 % 0.00
A-I-8 76110FDB6 6,884,000.00 3,585,679.73 8.000000 % 897,290.30
A-I-9 76110FDC4 11,229,000.00 11,229,000.00 8.000000 % 0.00
A-I-10 76110FDD2 22,501,000.00 22,501,000.00 8.000000 % 0.00
A-II-1 76110FDE0 11,162,000.00 908,200.12 8.000000 % 822,574.76
A-II-2 76110FDF7 4,525,000.00 4,525,000.00 8.000000 % 0.00
A-P 76110FDG5 1,105,878.69 645,239.92 0.000000 % 16,544.38
A-V-1 796QS5AV1 0.00 0.00 1.011675 % 0.00
A-V-2 796QS5AV2 0.00 0.00 0.386716 % 0.00
R 76110FDH3 100.00 0.00 8.000000 % 0.00
M-1 76110FDJ9 7,918,500.00 7,339,903.68 8.000000 % 9,543.78
M-2 76110FDK6 3,958,800.00 3,673,826.78 8.000000 % 4,776.93
M-3 76110FDL4 2,815,100.00 2,615,635.27 8.000000 % 3,401.00
B-1 76110FDM2 1,407,600.00 1,320,504.94 8.000000 % 1,717.00
B-2 76110FDN0 439,800.00 417,041.16 8.000000 % 542.26
B-3 76110FDP5 1,055,748.52 574,500.59 8.000000 % 746.79
-------------------------------------------------------------------------------
175,944,527.21 59,335,532.19 1,757,137.20
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 23,881.47 921,171.77 0.00 0.00 2,688,389.43
A-I-9 74,787.78 74,787.78 0.00 0.00 11,229,000.00
A-I-10 149,861.95 149,861.95 0.00 0.00 22,501,000.00
A-II-1 6,048.83 828,623.59 0.00 0.00 85,625.36
A-II-2 30,137.57 30,137.57 0.00 0.00 4,525,000.00
A-P 0.00 16,544.38 0.00 0.00 628,695.54
A-V-1 35,523.43 35,523.43 0.00 0.00 0.00
A-V-2 5,524.27 5,524.27 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 48,885.48 58,429.26 0.00 0.00 7,330,359.90
M-2 24,468.55 29,245.48 0.00 0.00 3,669,049.85
M-3 17,420.75 20,821.75 0.00 0.00 2,612,234.27
B-1 8,794.88 10,511.88 0.00 0.00 1,318,787.94
B-2 2,777.59 3,319.85 0.00 0.00 416,498.90
B-3 3,826.31 4,573.10 0.00 0.00 573,753.80
-------------------------------------------------------------------------------
431,938.86 2,189,076.06 0.00 0.00 57,578,394.99
===============================================================================
Run: 06/26/00 08:29:35
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5(POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4222
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 520.871547 130.344320 3.469127 133.813447 0.000000 390.527227
A-I-9 1000.000000 0.000000 6.660235 6.660235 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.660235 6.660235 0.000000 1000.000000
A-II-1 81.365357 73.694209 0.541913 74.236122 0.000000 7.671149
A-II-2 1000.000000 0.000000 6.660236 6.660236 0.000000 1000.000000
A-P 583.463562 14.960391 0.000000 14.960391 0.000000 568.503171
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 926.931070 1.205251 6.173578 7.378829 0.000000 925.725819
M-2 928.015252 1.206661 6.180800 7.387461 0.000000 926.808591
M-3 929.144709 1.208128 6.188324 7.396452 0.000000 927.936581
B-1 938.125135 1.219807 6.248139 7.467946 0.000000 936.905328
B-2 948.251842 1.232970 6.315575 7.548545 0.000000 947.018872
B-3 544.164239 0.707356 3.624263 4.331619 0.000000 543.456881
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:35 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,148.96
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 21,971.60
MASTER SERVICER ADVANCES THIS MONTH 1,022.75
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 1,242,023.69
(B) TWO MONTHLY PAYMENTS: 3 298,854.12
(C) THREE OR MORE MONTHLY PAYMENTS: 4 362,875.07
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 786,471.30
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 57,578,394.99
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 694
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 122,696.35
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,674,823.83
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 72.83807630 % 22.96999000 % 3.89656350 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 72.04430430 % 23.64019355 % 4.05452650 %
BANKRUPTCY AMOUNT AVAILABLE 125,000.00
FRAUD AMOUNT AVAILABLE 651,277.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,655,538.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.08727100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 280.72
POOL TRADING FACTOR: 32.72531172
Run: 06/26/00 08:29:35 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 10,772.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 21,479.88
MASTER SERVICER ADVANCES THIS MONTH 1,022.75
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 1,242,023.69
(B) TWO MONTHLY PAYMENTS: 3 298,854.12
(C) THREE OR MORE MONTHLY PAYMENTS: 3 319,794.24
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 786,471.30
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 51,454,599.75
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 591
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 122,696.35
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 875,812.78
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 72.08956720 % 0.00000000 % 3.89786870 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 71.61726250 % 0.00000000 % 4.05782400 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.10739605
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 298.96
POOL TRADING FACTOR: 32.47526243
Run: 06/26/00 08:29:35 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,376.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 491.72
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 43,080.83
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 6,123,795.24
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 103
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 799,011.05
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 78.43116630 % 0.00000000 % 3.89786870 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 75.60529700 % 0.00000000 % 4.02703190 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.91816821
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 127.49
POOL TRADING FACTOR: 34.98895215
................................................................................
Run: 06/26/00 08:29:35 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7(POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4228
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-I-1 76110FDQ3 20,106,154.00 0.00 7.050000 % 0.00
A-I-2 76110FDR1 43,322,483.00 0.00 0.000000 % 0.00
A-I-3 76110FDS9 0.00 0.00 0.000000 % 0.00
A-I-4 76110FDT7 13,330,948.00 0.00 7.125000 % 0.00
A-I-5 76110FDU4 24,973,716.00 0.00 7.600000 % 0.00
A-I-6 76110FDV2 0.00 0.00 8.000000 % 0.00
A-I-7 76110FDW0 1,000,000.00 0.00 7.700000 % 0.00
A-I-8 76110FDX8 9,539,699.00 0.00 7.700000 % 0.00
A-I-9 76110FDY6 22,526,000.00 0.00 8.000000 % 0.00
A-I-10 76110FDZ3 11,650,000.00 10,449,400.48 8.000000 % 1,019,804.57
A-I-11 76110FEA7 30,421,000.00 30,421,000.00 8.000000 % 0.00
A-I-12 76110FEB5 8,619,000.00 8,619,000.00 8.000000 % 0.00
A-II 76110FEC3 20,104,000.00 7,675,430.70 8.000000 % 247,522.76
A-P 76110FED1 601,147.92 277,394.13 0.000000 % 649.82
A-V-1 796QS7AV1 0.00 0.00 0.877536 % 0.00
A-V-2 796QS7AV2 0.00 0.00 0.453621 % 0.00
R-I 76110FEE9 100.00 0.00 8.000000 % 0.00
R-II 76110FEF6 100.00 0.00 8.000000 % 0.00
M-1 76110FEG4 9,114,600.00 8,581,266.57 8.000000 % 10,938.22
M-2 76110FEH2 5,126,400.00 4,826,432.86 8.000000 % 6,152.07
M-3 76110FEJ8 3,645,500.00 3,432,186.51 8.000000 % 4,374.88
B-1 1,822,700.00 1,716,046.21 8.000000 % 2,187.38
B-2 569,600.00 536,270.36 8.000000 % 683.56
B-3 1,366,716.75 884,678.31 8.000000 % 1,127.67
-------------------------------------------------------------------------------
227,839,864.67 77,419,106.13 1,293,440.93
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 0.00 0.00 0.00 0.00 0.00
A-I-9 0.00 0.00 0.00 0.00 0.00
A-I-10 69,613.91 1,089,418.48 0.00 0.00 9,429,595.91
A-I-11 202,664.71 202,664.71 0.00 0.00 30,421,000.00
A-I-12 57,419.78 57,419.78 0.00 0.00 8,619,000.00
A-II 51,133.72 298,656.48 0.00 0.00 7,427,907.94
A-P 0.00 649.82 0.00 0.00 276,744.31
A-V-1 44,014.70 44,014.70 0.00 0.00 0.00
A-V-2 6,492.95 6,492.95 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 57,168.40 68,106.62 0.00 0.00 8,570,328.35
M-2 32,153.70 38,305.77 0.00 0.00 4,820,280.79
M-3 22,865.22 27,240.10 0.00 0.00 3,427,811.63
B-1 11,432.30 13,619.68 0.00 0.00 1,713,858.83
B-2 3,572.64 4,256.20 0.00 0.00 535,586.80
B-3 5,893.73 7,021.40 0.00 0.00 883,550.65
-------------------------------------------------------------------------------
564,425.76 1,857,866.69 0.00 0.00 76,125,665.21
===============================================================================
Run: 06/26/00 08:29:35
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7(POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4228
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-10 896.944247 87.536873 5.975443 93.512316 0.000000 809.407374
A-I-11 1000.000000 0.000000 6.662000 6.662000 0.000000 1000.000000
A-I-12 1000.000000 0.000000 6.662000 6.662000 0.000000 1000.000000
A-II 381.786247 12.312115 2.543460 14.855575 0.000000 369.474132
A-P 461.440722 1.080958 0.000000 1.080958 0.000000 460.359763
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 941.485811 1.200077 6.272179 7.472256 0.000000 940.285734
M-2 941.485811 1.200076 6.272179 7.472255 0.000000 940.285735
M-3 941.485807 1.200077 6.272177 7.472254 0.000000 940.285730
B-1 941.485823 1.200077 6.272179 7.472256 0.000000 940.285746
B-2 941.485885 1.200070 6.272191 7.472261 0.000000 940.285815
B-3 647.301871 0.825094 4.312327 5.137421 0.000000 646.476782
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:35 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,947.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 162.67
SUBSERVICER ADVANCES THIS MONTH 47,600.97
MASTER SERVICER ADVANCES THIS MONTH 605.57
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 2,476,270.73
(B) TWO MONTHLY PAYMENTS: 8 1,659,152.68
(C) THREE OR MORE MONTHLY PAYMENTS: 7 865,452.97
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 488,255.72
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 76,125,665.21
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 887
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 58,513.98
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,184,677.93
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 74.10365900 % 21.75158900 % 4.05196470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 73.69584590 % 22.09297052 % 4.13057460 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 862,242.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,622,499.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.08100600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.17
POOL TRADING FACTOR: 33.41191644
Run: 06/26/00 08:29:35 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,998.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 39,257.79
MASTER SERVICER ADVANCES THIS MONTH 269.77
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,357,816.13
(B) TWO MONTHLY PAYMENTS: 6 1,472,166.28
(C) THREE OR MORE MONTHLY PAYMENTS: 6 425,995.99
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 488,255.72
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 66,861,832.98
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 745
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 31,243.31
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 974,497.23
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 73.14683770 % 0.00000000 % ***.******** %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 72.75405470 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.11856023
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.14
POOL TRADING FACTOR: 32.54026752
Run: 06/26/00 08:29:35 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,949.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 162.67
SUBSERVICER ADVANCES THIS MONTH 8,343.18
MASTER SERVICER ADVANCES THIS MONTH 335.80
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 118,454.60
(B) TWO MONTHLY PAYMENTS: 2 186,986.40
(C) THREE OR MORE MONTHLY PAYMENTS: 1 439,456.98
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 9,263,832.23
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 142
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 27,270.67
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 210,180.70
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.92942650 % 0.00000000 % ***.******** %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.49525070 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.80995592
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.39
POOL TRADING FACTOR: 41.41976176
................................................................................
Run: 06/26/00 08:29:03 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8(POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4231
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FEK5 4,000,000.00 0.00 7.400000 % 0.00
A-2 76110FEL3 4,074,824.00 0.00 7.300000 % 0.00
A-3 76110FEM1 13,128,206.00 0.00 7.050000 % 0.00
A-4 76110FEN9 3,765,148.00 0.00 7.300000 % 0.00
A-5 76110FEP4 10,500,000.00 0.00 7.400000 % 0.00
A-6 76110FEQ2 2,600,500.00 0.00 7.400000 % 0.00
A-7 76110FER0 31,579,563.00 1,562,544.21 7.110000 % 72,324.29
A-8 76110FES8 0.00 0.00 1.890000 % 0.00
A-9 76110FET6 32,965,000.00 0.00 0.000000 % 0.00
A-10 76110FEU3 20,953,719.00 5,580,509.45 7.400000 % 258,301.00
A-11 76110FEV1 13,975,000.00 13,975,000.00 7.750000 % 0.00
A-12 76110FEW9 2,000,000.00 2,000,000.00 7.750000 % 0.00
A-13 76110FEX7 20,646,958.00 20,646,958.00 7.750000 % 0.00
A-14 76110FEY5 115,824.70 54,133.91 0.000000 % 121.86
A-15-1 96QS8A151 0.00 0.00 0.973990 % 0.00
A-15-2 96QS8A152 0.00 0.00 0.509305 % 0.00
R-I 76110FEZ2 100.00 0.00 7.750000 % 0.00
R-II 76110FFA6 100.00 0.00 7.750000 % 0.00
M-1 76110FFB4 6,661,000.00 6,297,131.40 7.750000 % 6,063.86
M-2 76110FFC2 4,440,700.00 4,198,119.14 7.750000 % 4,042.61
M-3 76110FFD0 3,108,500.00 2,938,692.84 7.750000 % 2,829.83
B-1 1,509,500.00 1,427,040.96 7.750000 % 1,374.18
B-2 444,000.00 419,745.73 7.750000 % 404.20
B-3 1,154,562.90 903,151.75 7.750000 % 869.70
-------------------------------------------------------------------------------
177,623,205.60 60,003,027.39 346,331.53
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 9,255.27 81,579.56 0.00 0.00 1,490,219.92
A-8 2,460.27 2,460.27 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 34,402.72 292,703.72 0.00 0.00 5,322,208.45
A-11 90,227.89 90,227.89 0.00 0.00 13,975,000.00
A-12 12,912.76 12,912.76 0.00 0.00 2,000,000.00
A-13 133,304.58 133,304.58 0.00 0.00 20,646,958.00
A-14 0.00 121.86 0.00 0.00 54,012.05
A-15-1 39,353.65 39,353.65 0.00 0.00 0.00
A-15-2 4,880.59 4,880.59 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 40,656.66 46,720.52 0.00 0.00 6,291,067.54
M-2 27,104.64 31,147.25 0.00 0.00 4,194,076.53
M-3 18,973.32 21,803.15 0.00 0.00 2,935,863.01
B-1 9,213.52 10,587.70 0.00 0.00 1,425,666.78
B-2 2,710.04 3,114.24 0.00 0.00 419,341.53
B-3 5,831.09 6,700.79 0.00 0.00 902,282.05
-------------------------------------------------------------------------------
431,287.00 777,618.53 0.00 0.00 59,656,695.86
===============================================================================
Run: 06/26/00 08:29:03
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8(POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4231
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 49.479602 2.290225 0.293078 2.583303 0.000000 47.189377
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 266.325489 12.327215 1.641843 13.969058 0.000000 253.998274
A-11 1000.000000 0.000000 6.456379 6.456379 0.000000 1000.000000
A-12 1000.000000 0.000000 6.456380 6.456380 0.000000 1000.000000
A-13 1000.000000 0.000000 6.456379 6.456379 0.000000 1000.000000
A-14 467.377943 1.052107 0.000000 1.052107 0.000000 466.325836
A-15-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 945.373277 0.910353 6.103687 7.014040 0.000000 944.462925
M-2 945.373283 0.910354 6.103686 7.014040 0.000000 944.462929
M-3 945.373280 0.910352 6.103690 7.014042 0.000000 944.462928
B-1 945.373276 0.910354 6.103690 7.014044 0.000000 944.462922
B-2 945.373266 0.910360 6.103694 7.014054 0.000000 944.462905
B-3 782.245601 0.753246 5.050474 5.803720 0.000000 781.492329
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:03 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8 (POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4231
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,414.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,662.26
SUBSERVICER ADVANCES THIS MONTH 25,441.70
MASTER SERVICER ADVANCES THIS MONTH 2,305.74
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,829,377.47
(B) TWO MONTHLY PAYMENTS: 5 442,308.80
(C) THREE OR MORE MONTHLY PAYMENTS: 5 720,089.92
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 133,312.63
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 59,656,695.86
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 682
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 295,296.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 288,518.87
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 73.00386900 % 22.40899300 % 4.58713790 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 72.87320570 % 22.49706741 % 4.60934000 %
BANKRUPTCY AMOUNT AVAILABLE 158,130.00
FRAUD AMOUNT AVAILABLE 3,552,464.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,776,232.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.95706296
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 1.57
POOL TRADING FACTOR: 33.58609347
................................................................................
Run: 06/26/00 08:29:04 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1(POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4237
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FFE8 33,258,000.00 0.00 6.750000 % 0.00
A-2 76110FFF5 10,146,000.00 0.00 6.750000 % 0.00
A-3 76110FFG3 24,816,000.00 0.00 6.750000 % 0.00
A-4 76110FFH1 15,938,000.00 0.00 6.750000 % 0.00
A-5 76110FFJ7 10,253,000.00 0.00 6.750000 % 0.00
A-6 76110FFK4 31,511,646.00 5,273,738.42 11.000000 % 417,766.65
A-7 76110FFL2 17,652,000.00 0.00 6.750000 % 0.00
A-8 76110FFM0 5,655,589.00 2,732,003.15 6.750000 % 371,348.15
A-9 76110FFN8 19,068,000.00 11,611,013.12 6.750000 % 1,578,229.61
A-10 76110FFP3 10,267,765.00 10,267,765.00 6.750000 % 0.00
A-11 76110FFQ1 47,506,000.00 47,506,000.00 7.500000 % 0.00
A-12 76110FFR9 212,947.62 123,726.27 0.000000 % 2,431.44
A-13-1 0.00 0.00 1.001797 % 0.00
A-13-2 0.00 0.00 0.673496 % 0.00
R 76110FFT5 100.00 0.00 7.500000 % 0.00
M-1 76110FFV0 9,377,000.00 9,066,642.90 7.500000 % 8,250.95
M-2 76110FFW8 6,251,000.00 6,044,106.30 7.500000 % 5,500.34
M-3 76110FFX6 4,375,700.00 4,230,874.41 7.500000 % 3,850.24
B-1 1,624,900.00 1,571,119.54 7.500000 % 1,429.77
B-2 624,800.00 604,635.60 7.500000 % 550.24
B-3 1,500,282.64 1,253,462.14 7.500000 % 0.00
-------------------------------------------------------------------------------
250,038,730.26 100,285,086.85 2,389,357.39
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 48,317.47 466,084.12 0.00 0.00 4,855,971.77
A-7 0.00 0.00 0.00 0.00 0.00
A-8 15,359.53 386,707.68 0.00 0.00 2,360,655.00
A-9 65,277.99 1,643,507.60 0.00 0.00 10,032,783.51
A-10 57,726.15 57,726.15 0.00 0.00 10,267,765.00
A-11 296,758.13 296,758.13 0.00 0.00 47,506,000.00
A-12 0.00 2,431.44 0.00 0.00 121,294.83
A-13-1 66,722.83 66,722.83 0.00 0.00 0.00
A-13-2 11,398.45 11,398.45 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 56,637.06 64,888.01 0.00 0.00 9,058,391.95
M-2 37,756.02 43,256.36 0.00 0.00 6,038,605.96
M-3 26,429.22 30,279.46 0.00 0.00 4,227,024.17
B-1 9,814.39 11,244.16 0.00 0.00 1,569,689.77
B-2 3,777.01 4,327.25 0.00 0.00 604,085.36
B-3 5,026.16 5,026.16 0.00 0.00 1,200,449.14
-------------------------------------------------------------------------------
701,000.41 3,090,357.80 0.00 0.00 97,842,716.46
===============================================================================
Run: 06/26/00 08:29:04
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1(POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4237
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 167.358393 13.257532 1.533321 14.790853 0.000000 154.100861
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 483.062533 65.660385 2.715814 68.376199 0.000000 417.402149
A-9 608.926637 82.768492 3.423431 86.191923 0.000000 526.158145
A-10 1000.000000 0.000000 5.622075 5.622075 0.000000 1000.000000
A-11 1000.000000 0.000000 6.246751 6.246751 0.000000 1000.000000
A-12 581.017388 11.418019 0.000000 11.418019 0.000000 569.599369
A-13-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 966.902304 0.879914 6.039998 6.919912 0.000000 966.022390
M-2 966.902304 0.879914 6.039997 6.919911 0.000000 966.022390
M-3 966.902304 0.879914 6.039998 6.919912 0.000000 966.022390
B-1 966.902296 0.879913 6.039996 6.919909 0.000000 966.022383
B-2 967.726633 0.880666 6.045150 6.925816 0.000000 966.845967
B-3 835.483999 0.000000 3.350142 3.350142 0.000000 800.148657
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:04 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1 (POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4237
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,592.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 41,211.49
MASTER SERVICER ADVANCES THIS MONTH 1,796.48
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 2,817,844.49
(B) TWO MONTHLY PAYMENTS: 2 121,645.70
(C) THREE OR MORE MONTHLY PAYMENTS: 8 798,331.58
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,396,252.82
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 97,842,716.46
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,064
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 220,337.72
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,281,225.59
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 77.26584310 % 19.31046400 % 3.42369280 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 76.77249680 % 19.75008747 % 3.45290130 %
BANKRUPTCY AMOUNT AVAILABLE 182,005.00
FRAUD AMOUNT AVAILABLE 516,078.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,272,830.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.75608393
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.72
POOL TRADING FACTOR: 39.13102437
................................................................................
Run: 06/26/00 08:29:05 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2(POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4240
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FFY4 31,108,570.00 3,005,464.06 9.000000 % 301,297.61
A-2 76110FFZ1 37,000,000.00 0.00 7.250000 % 0.00
A-3 76110FGA5 5,200,000.00 0.00 7.250000 % 0.00
A-4 76110FGB3 18,200,000.00 0.00 7.250000 % 0.00
A-5 76110FGC1 10,000,000.00 338,914.98 7.250000 % 103,577.94
A-6 76110FGD9 7,371,430.00 7,174,745.70 7.250000 % 649,666.13
A-7 76110FGE7 10,400,783.00 10,400,783.00 7.750000 % 0.00
A-8 76110FGF4 31,000,000.00 31,000,000.00 7.750000 % 0.00
A-9 76110FGG2 130,561.76 76,391.34 0.000000 % 86.60
A-10-1 97QS2A101 0.00 0.00 0.766919 % 0.00
A-10-2 97QS2A102 0.00 0.00 0.425092 % 0.00
R 76100FGJ6 100.00 0.00 7.750000 % 0.00
M-1 76110FGK3 4,931,600.00 4,744,383.06 7.750000 % 4,431.57
M-2 76110FGL1 4,109,600.00 3,953,588.42 7.750000 % 3,692.91
M-3 76110FGM9 2,630,200.00 2,530,350.46 7.750000 % 2,363.51
B-1 1,068,500.00 1,027,936.82 7.750000 % 960.16
B-2 410,900.00 395,301.13 7.750000 % 369.24
B-3 821,738.81 631,963.16 7.750000 % 588.33
-------------------------------------------------------------------------------
164,383,983.57 65,279,822.13 1,067,034.00
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 22,524.02 323,821.63 0.00 0.00 2,704,166.45
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 2,046.07 105,624.01 0.00 0.00 235,337.04
A-6 43,314.81 692,980.94 0.00 0.00 6,525,079.57
A-7 67,121.19 67,121.19 0.00 0.00 10,400,783.00
A-8 200,057.72 200,057.72 0.00 0.00 31,000,000.00
A-9 0.00 86.60 0.00 0.00 76,304.74
A-10-1 33,588.74 33,588.74 0.00 0.00 0.00
A-10-2 4,489.80 4,489.80 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 30,617.76 35,049.33 0.00 0.00 4,739,951.49
M-2 25,514.38 29,207.29 0.00 0.00 3,949,895.51
M-3 16,329.56 18,693.07 0.00 0.00 2,527,986.95
B-1 6,633.77 7,593.93 0.00 0.00 1,026,976.66
B-2 2,551.07 2,920.31 0.00 0.00 394,931.89
B-3 4,078.36 4,666.69 0.00 0.00 631,372.86
-------------------------------------------------------------------------------
458,867.25 1,525,901.25 0.00 0.00 64,212,786.16
===============================================================================
Run: 06/26/00 08:29:05
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2(POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4240
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 96.612093 9.685357 0.724045 10.409402 0.000000 86.926736
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 33.891498 10.357794 0.204607 10.562401 0.000000 23.533704
A-6 973.318026 88.132985 5.876039 94.009024 0.000000 885.185041
A-7 1000.000000 0.000000 6.453475 6.453475 0.000000 1000.000000
A-8 1000.000000 0.000000 6.453475 6.453475 0.000000 1000.000000
A-9 585.097352 0.663288 0.000000 0.663288 0.000000 584.434064
A-10-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 962.037282 0.898607 6.208484 7.107091 0.000000 961.138675
M-2 962.037283 0.898606 6.208483 7.107089 0.000000 961.138678
M-3 962.037282 0.898605 6.208486 7.107091 0.000000 961.138678
B-1 962.037267 0.898606 6.208489 7.107095 0.000000 961.138662
B-2 962.037308 0.898613 6.208494 7.107107 0.000000 961.138696
B-3 769.055997 0.715957 4.963086 5.679043 0.000000 768.337642
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:05 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2 (POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4240
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,579.26
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,011.18
SUBSERVICER ADVANCES THIS MONTH 15,831.51
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 1,026,241.94
(B) TWO MONTHLY PAYMENTS: 6 526,089.33
(C) THREE OR MORE MONTHLY PAYMENTS: 2 119,024.61
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 308,277.93
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 64,212,786.16
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 741
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,006,057.74
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.62757040 % 17.22044700 % 3.15198310 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.30800840 % 17.46978230 % 3.20142510 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,931,520.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,900,600.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.76810467
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 306.12
POOL TRADING FACTOR: 39.06267798
................................................................................
Run: 06/26/00 08:29:05 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3(POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4244
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FGS6 32,109,000.00 0.00 7.250000 % 0.00
A-2 76110FGT4 26,579,000.00 0.00 7.500000 % 0.00
A-3 76110FGU1 16,821,000.00 0.00 7.500000 % 0.00
A-4 76110FGV9 23,490,000.00 17,339,495.07 7.750000 % 1,503,550.40
A-5 76110FGW7 7,138,000.00 7,138,000.00 7.750000 % 0.00
A-6 76110FGX5 1,000,000.00 1,000,000.00 7.750000 % 0.00
A-7 76110FGY3 15,374,000.00 0.00 9.500000 % 0.00
A-8 76110FGZ0 27,500,000.00 27,500,000.00 7.750000 % 0.00
A-9 76110FHA4 107,351.50 68,227.96 0.000000 % 103.50
A-10-1 97QS3A101 0.00 0.00 0.800520 % 0.00
A-10-2 97QS3A102 0.00 0.00 0.484539 % 0.00
R 76110FHC0 100.00 0.00 7.750000 % 0.00
M-1 76110FHD8 5,346,700.00 5,155,263.10 7.750000 % 4,525.65
M-2 76110FHE6 4,112,900.00 3,965,638.94 7.750000 % 3,481.32
M-3 76110FHF3 2,632,200.00 2,537,954.88 7.750000 % 2,227.99
B-1 1,069,400.00 1,031,110.48 7.750000 % 905.18
B-2 411,200.00 396,477.11 7.750000 % 348.06
B-3 823,585.68 455,052.18 7.750000 % 399.47
-------------------------------------------------------------------------------
164,514,437.18 66,587,219.72 1,515,541.57
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 111,949.35 1,615,499.75 0.00 0.00 15,835,944.67
A-5 46,085.22 46,085.22 0.00 0.00 7,138,000.00
A-6 6,456.32 6,456.32 0.00 0.00 1,000,000.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 177,548.84 177,548.84 0.00 0.00 27,500,000.00
A-9 0.00 103.50 0.00 0.00 68,124.46
A-10-1 33,728.25 33,728.25 0.00 0.00 0.00
A-10-2 6,463.32 6,463.32 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 33,284.04 37,809.69 0.00 0.00 5,150,737.45
M-2 25,603.44 29,084.76 0.00 0.00 3,962,157.62
M-3 16,385.85 18,613.84 0.00 0.00 2,535,726.89
B-1 6,657.19 7,562.37 0.00 0.00 1,030,205.30
B-2 2,559.78 2,907.84 0.00 0.00 396,129.05
B-3 2,937.96 3,337.43 0.00 0.00 454,652.71
-------------------------------------------------------------------------------
469,659.56 1,985,201.13 0.00 0.00 65,071,678.15
===============================================================================
Run: 06/26/00 08:29:05
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3(POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4244
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 738.164967 64.008106 4.765830 68.773936 0.000000 674.156861
A-5 1000.000000 0.000000 6.456321 6.456321 0.000000 1000.000000
A-6 1000.000000 0.000000 6.456320 6.456320 0.000000 1000.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 1000.000000 0.000000 6.456321 6.456321 0.000000 1000.000000
A-9 635.556653 0.964123 0.000000 0.964123 0.000000 634.592530
A-10-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 964.195317 0.846438 6.225156 7.071594 0.000000 963.348879
M-2 964.195322 0.846439 6.225155 7.071594 0.000000 963.348883
M-3 964.195304 0.846436 6.225154 7.071590 0.000000 963.348868
B-1 964.195324 0.846437 6.225164 7.071601 0.000000 963.348887
B-2 964.195306 0.846449 6.225146 7.071595 0.000000 963.348857
B-3 552.525610 0.485025 3.567279 4.052304 0.000000 552.040572
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:06 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3 (POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4244
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,709.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 28,574.64
MASTER SERVICER ADVANCES THIS MONTH 479.49
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 1,241,444.22
(B) TWO MONTHLY PAYMENTS: 4 370,666.36
(C) THREE OR MORE MONTHLY PAYMENTS: 4 648,780.96
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,351,822.78
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 65,071,678.15
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 703
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 60,130.99
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,457,059.45
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.64266090 % 17.52711000 % 2.83022900 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.18635480 % 17.90121646 % 2.89366800 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 667,559.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,602,428.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79473991
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.30
POOL TRADING FACTOR: 39.55377976
................................................................................
Run: 06/26/00 08:29:06 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4(POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4247
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FHK2 43,231,010.00 0.00 7.250000 % 0.00
A-2 76110FHL0 35,775,000.00 0.00 7.250000 % 0.00
A-3 76110FHM8 22,398,546.00 0.00 7.250000 % 0.00
A-4 76110FHN6 24,498,244.00 1,281,060.35 10.000000 % 115,010.53
A-5 76110FHP1 17,675,100.00 11,529,543.36 7.500000 % 1,035,094.81
A-6 76110FHQ9 7,150,100.00 7,150,100.00 7.750000 % 0.00
A-7 76110FHR7 52,000,000.00 52,000,000.00 7.750000 % 0.00
A-8 76110FHS5 155,284.33 118,673.26 0.000000 % 8,199.64
A-9-1 797QS4A91 0.00 0.00 0.794138 % 0.00
A-9-2 797QS4A92 0.00 0.00 0.454428 % 0.00
R 76110FHU0 100.00 0.00 7.750000 % 0.00
M-1 76110FHV8 7,186,600.00 6,970,203.34 7.750000 % 12,393.66
M-2 76110FHW6 4,975,300.00 4,825,488.08 7.750000 % 8,580.16
M-3 76110FHX4 3,316,900.00 3,217,024.39 7.750000 % 5,720.16
B-1 1,216,200.00 1,179,578.84 7.750000 % 2,097.40
B-2 552,900.00 536,251.55 7.750000 % 953.50
B-3 995,114.30 801,193.37 7.750000 % 1,424.60
-------------------------------------------------------------------------------
221,126,398.63 89,609,116.54 1,189,474.46
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 10,671.11 125,681.64 0.00 0.00 1,166,049.82
A-5 72,030.05 1,107,124.86 0.00 0.00 10,494,448.55
A-6 46,158.76 46,158.76 0.00 0.00 7,150,100.00
A-7 335,695.38 335,695.38 0.00 0.00 52,000,000.00
A-8 0.00 8,199.64 0.00 0.00 110,473.62
A-9-1 46,800.20 46,800.20 0.00 0.00 0.00
A-9-2 7,139.76 7,139.76 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 44,997.41 57,391.07 0.00 0.00 6,957,809.68
M-2 31,151.81 39,731.97 0.00 0.00 4,816,907.92
M-3 20,768.09 26,488.25 0.00 0.00 3,211,304.23
B-1 7,614.98 9,712.38 0.00 0.00 1,177,481.44
B-2 3,461.87 4,415.37 0.00 0.00 535,298.05
B-3 5,172.24 6,596.84 0.00 0.00 799,768.65
-------------------------------------------------------------------------------
631,661.66 1,821,136.12 0.00 0.00 88,419,641.96
===============================================================================
Run: 06/26/00 08:29:06
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4(POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4247
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 52.291925 4.694644 0.435587 5.130231 0.000000 47.597282
A-5 652.304279 58.562317 4.075227 62.637544 0.000000 593.741962
A-6 1000.000000 0.000000 6.455680 6.455680 0.000000 1000.000000
A-7 1000.000000 0.000000 6.455680 6.455680 0.000000 1000.000000
A-8 764.232038 52.804040 0.000000 52.804040 0.000000 711.427998
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 969.888868 1.724551 6.261293 7.985844 0.000000 968.164317
M-2 969.888867 1.724551 6.261293 7.985844 0.000000 968.164316
M-3 969.888869 1.724550 6.261295 7.985845 0.000000 968.164319
B-1 969.888867 1.724552 6.261289 7.985841 0.000000 968.164315
B-2 969.888859 1.724543 6.261295 7.985838 0.000000 968.164315
B-3 805.126979 1.431594 5.197634 6.629228 0.000000 803.695268
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:06 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4 (POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4247
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,558.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,137.33
SUBSERVICER ADVANCES THIS MONTH 20,295.69
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 1,370,075.38
(B) TWO MONTHLY PAYMENTS: 3 277,944.56
(C) THREE OR MORE MONTHLY PAYMENTS: 6 603,759.96
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 285,392.95
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 88,419,641.96
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 963
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,030,242.08
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.41160720 % 16.77577500 % 2.81261740 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.18487740 % 16.94874747 % 2.84517250 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 884,926.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,055,384.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79195596
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 309.40
POOL TRADING FACTOR: 39.98601818
................................................................................
Run: 06/26/00 08:29:06 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5(POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4248
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FHZ9 33,300,000.00 0.00 7.250000 % 0.00
A-2 76110FJA2 10,800,000.00 0.00 7.250000 % 0.00
A-3 76110FJB0 29,956,909.00 0.00 10.000000 % 0.00
A-4 76110FJC8 24,000,000.00 0.00 7.250000 % 0.00
A-5 76110FJD6 11,785,091.00 0.00 7.250000 % 0.00
A-6 76110FJE4 18,143,000.00 16,650,238.34 8.000000 % 802,939.25
A-7 76110FJF1 4,767,000.00 4,767,000.00 8.000000 % 0.00
A-8 76110FJG9 0.00 0.00 0.750000 % 0.00
A-9 76110FJH7 42,917,000.00 42,917,000.00 7.250000 % 0.00
A-10 76110FJJ3 340,158.57 191,020.02 0.000000 % 272.75
A-11-1 0.00 0.00 0.685607 % 0.00
A-11-2 0.00 0.00 0.367208 % 0.00
R-I 76110FJL8 100.00 0.00 8.000000 % 0.00
R-II 76110FJM6 100.00 0.00 8.000000 % 0.00
M-1 76110FJN4 6,730,000.00 6,529,296.15 8.000000 % 5,526.88
M-2 76110FJP9 4,330,000.00 4,200,869.59 8.000000 % 3,555.93
M-3 76110FJQ7 2,886,000.00 2,799,932.96 8.000000 % 2,370.07
B-1 1,058,000.00 1,026,448.01 8.000000 % 868.86
B-2 481,000.00 466,655.50 8.000000 % 395.01
B-3 866,066.26 386,794.25 8.000000 % 327.42
-------------------------------------------------------------------------------
192,360,424.83 79,935,254.82 816,256.17
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 110,965.42 913,904.67 0.00 0.00 15,847,299.09
A-7 31,769.64 31,769.64 0.00 0.00 4,767,000.00
A-8 26,814.39 26,814.39 0.00 0.00 0.00
A-9 259,205.71 259,205.71 0.00 0.00 42,917,000.00
A-10 0.00 272.75 0.00 0.00 190,747.27
A-11-1 35,000.42 35,000.42 0.00 0.00 0.00
A-11-2 5,706.69 5,706.69 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 43,514.45 49,041.33 0.00 0.00 6,523,769.27
M-2 27,996.67 31,552.60 0.00 0.00 4,197,313.66
M-3 18,660.14 21,030.21 0.00 0.00 2,797,562.89
B-1 6,840.76 7,709.62 0.00 0.00 1,025,579.15
B-2 3,110.03 3,505.04 0.00 0.00 466,260.49
B-3 2,577.79 2,905.21 0.00 0.00 386,466.83
-------------------------------------------------------------------------------
572,162.11 1,388,418.28 0.00 0.00 79,118,998.65
===============================================================================
Run: 06/26/00 08:29:06
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5(POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4248
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 917.722446 44.256146 6.116156 50.372302 0.000000 873.466301
A-7 1000.000000 0.000000 6.664493 6.664493 0.000000 1000.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 1000.000000 0.000000 6.039698 6.039698 0.000000 1000.000000
A-10 561.561686 0.801832 0.000000 0.801832 0.000000 560.759854
A-11-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 970.177734 0.821230 6.465743 7.286973 0.000000 969.356504
M-2 970.177734 0.821231 6.465744 7.286975 0.000000 969.356504
M-3 970.177741 0.821230 6.465745 7.286975 0.000000 969.356511
B-1 970.177703 0.821229 6.465747 7.286976 0.000000 969.356475
B-2 970.177755 0.821227 6.465759 7.286986 0.000000 969.356528
B-3 446.610459 0.378043 2.976435 3.354478 0.000000 446.232405
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:06 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5 (POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4248
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,469.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,078.67
SUBSERVICER ADVANCES THIS MONTH 19,434.38
MASTER SERVICER ADVANCES THIS MONTH 3,884.35
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 876,601.02
(B) TWO MONTHLY PAYMENTS: 3 556,623.67
(C) THREE OR MORE MONTHLY PAYMENTS: 5 601,808.37
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 404,749.82
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 79,118,998.65
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 839
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 462,125.53
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 748,549.90
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.67572350 % 16.96686800 % 2.35740900 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.49247000 % 17.08647234 % 2.37976450 %
BANKRUPTCY AMOUNT AVAILABLE 146,943.00
FRAUD AMOUNT AVAILABLE 995,474.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,391,187.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.91907681
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 1.88
POOL TRADING FACTOR: 41.13060091
................................................................................
Run: 06/26/00 08:29:07 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS6(POOL # 4249)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4249
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FJR5 42,946,000.00 0.00 7.500000 % 0.00
A-2 76110FJS3 15,683,000.00 7,297,090.90 7.500000 % 436,312.31
A-3 76110FJT1 18,746,000.00 18,746,000.00 7.500000 % 0.00
A-4 76110FJU8 2,046,000.00 2,046,000.00 7.500000 % 0.00
A-5 76110FJV6 21,277,000.00 18,709,848.04 7.500000 % 85,641.23
A-6 76110FJW4 164,986.80 73,441.10 0.000000 % 459.82
A-7-1 0.00 0.00 0.836094 % 0.00
A-7-2 0.00 0.00 0.275171 % 0.00
R 76110FJY0 100.00 0.00 7.500000 % 0.00
M-1 2,654,400.00 2,337,314.70 7.500000 % 10,698.67
M-2 76110FKA0 1,061,700.00 934,873.03 7.500000 % 4,279.23
M-3 76110FKB8 690,100.00 607,663.07 7.500000 % 2,781.48
B-1 371,600.00 327,209.96 7.500000 % 1,497.75
B-2 159,300.00 140,270.58 7.500000 % 642.07
B-3 372,446.48 288,806.92 7.500000 % 1,321.95
-------------------------------------------------------------------------------
106,172,633.28 51,508,518.30 543,634.51
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 45,543.79 481,856.10 0.00 0.00 6,860,778.59
A-3 117,000.57 117,000.57 0.00 0.00 18,746,000.00
A-4 12,769.83 12,769.83 0.00 0.00 2,046,000.00
A-5 116,774.93 202,416.16 0.00 0.00 18,624,206.81
A-6 0.00 459.82 0.00 0.00 72,981.28
A-7-1 30,303.62 30,303.62 0.00 0.00 0.00
A-7-2 1,821.68 1,821.68 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 14,588.03 25,286.70 0.00 0.00 2,326,616.03
M-2 5,834.88 10,114.11 0.00 0.00 930,593.80
M-3 3,792.64 6,574.12 0.00 0.00 604,881.59
B-1 2,042.23 3,539.98 0.00 0.00 325,712.21
B-2 875.48 1,517.55 0.00 0.00 139,628.51
B-3 1,802.55 3,124.50 0.00 0.00 287,484.97
-------------------------------------------------------------------------------
353,150.23 896,784.74 0.00 0.00 50,964,883.79
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 465.286673 27.820717 2.904023 30.724740 0.000000 437.465956
A-3 1000.000000 0.000000 6.241362 6.241362 0.000000 1000.000000
A-4 1000.000000 0.000000 6.241364 6.241364 0.000000 1000.000000
A-5 879.346150 4.025061 5.488317 9.513378 0.000000 875.321089
A-6 445.133186 2.787011 0.000000 2.787011 0.000000 442.346176
A-7-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 880.543513 4.030542 5.495792 9.526334 0.000000 876.512971
M-2 880.543496 4.030545 5.495790 9.526335 0.000000 876.512951
M-3 880.543501 4.030546 5.495783 9.526329 0.000000 876.512955
B-1 880.543488 4.030544 5.495775 9.526319 0.000000 876.512944
B-2 880.543503 4.030571 5.495794 9.526365 0.000000 876.512932
B-3 775.432003 3.549396 4.839756 8.389152 0.000000 771.882634
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:07 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS6 (POOL # 4249)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4249
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 10,719.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,868.06
SUBSERVICER ADVANCES THIS MONTH 17,967.16
MASTER SERVICER ADVANCES THIS MONTH 330.93
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,163,914.66
(B) TWO MONTHLY PAYMENTS: 2 190,764.67
(C) THREE OR MORE MONTHLY PAYMENTS: 3 156,104.98
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 123,902.46
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 50,964,883.79
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 812
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 32,069.07
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 307,843.03
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.98642690 % 7.54320000 % 1.47037290 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.93192260 % 7.57794609 % 1.47926420 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 613,151.00
SPECIAL HAZARD AMOUNT AVAILABLE 733,321.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.56873858
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.09
POOL TRADING FACTOR: 48.00190239
................................................................................
Run: 06/26/00 08:29:36 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1(POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3328
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A 24,934,336.17 3,673,277.87 8.604131 % 107,454.06
R 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
24,934,336.17 3,673,277.87 107,454.06
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A 26,323.72 133,777.78 0.00 0.00 3,563,807.88
R 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
26,323.72 133,777.78 0.00 0.00 3,563,807.88
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A 147.318054 4.309481 1.055722 5.365203 0.000000 142.927722
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:36 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,114.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 162.78
SUBSERVICER ADVANCES THIS MONTH 903.33
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 1 110,503.96
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,563,807.88
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 27
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,006.57
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000080 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.32306100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 321.78
POOL TRADING FACTOR: 14.29277225
Run: 06/26/00 08:29:36 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 880.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 124.30
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 2,816,262.66
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 20
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,006.57
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.29880824
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.19
POOL TRADING FACTOR: 14.07153110
Run: 06/26/00 08:29:36 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 233.80
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 38.48
SUBSERVICER ADVANCES THIS MONTH 903.33
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 1 110,503.96
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 747,545.22
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 7
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,000.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.41442848
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 316.49
POOL TRADING FACTOR: 15.19267260
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2(POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3333
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A 30,798,565.76 3,948,265.39 8.371219 % 183,936.72
R 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
30,798,565.76 3,948,265.39 183,936.72
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A 27,066.80 211,003.52 0.00 0.00 3,764,328.67
R 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
27,066.80 211,003.52 0.00 0.00 3,764,328.67
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A 128.196404 5.972250 0.878833 6.851083 0.000000 122.224155
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:36 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,214.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 170.97
SUBSERVICER ADVANCES THIS MONTH 2,153.50
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 296,845.68
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,764,328.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 26
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 180,925.79
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000200 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000210 % 0.00000000 %
CLASS R - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 1.3294 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.92758400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 12.22241522
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5.96
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 142,850.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.62500000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 320.00
POOL TRADING FACTOR: 1.24014282
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 582.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 86.79
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 1,757,636.96
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 11
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 141,674.13
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.57812370
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 315.97
POOL TRADING FACTOR: 23.67633782
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 586.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 78.22
SUBSERVICER ADVANCES THIS MONTH 2,153.50
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 296,845.68
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 1,863,841.62
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 14
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 39,251.66
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.33730478
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.69
POOL TRADING FACTOR: 15.72049046
................................................................................
Run: 06/26/00 08:29:07 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7(POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4255
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FKC6 82,491,000.00 4,431,302.26 7.500000 % 836,120.19
A-2 76110FKD4 20,984,000.00 0.00 7.500000 % 0.00
A-3 76110FKE2 11,000,000.00 11,000,000.00 7.500000 % 0.00
A-4 76110FKF9 4,000,000.00 4,000,000.00 7.500000 % 0.00
A-5 76110FKG7 17,500,000.00 17,500,000.00 7.750000 % 0.00
A-6 76110FKH5 17,500,000.00 17,500,000.00 7.250000 % 0.00
A-7 76110FKJ1 21,925,000.00 7,775,900.27 9.500000 % 119,445.74
A-8 76110FKP7 156,262.27 38,877.52 0.000000 % 38.33
A-9-1 0.00 0.00 0.840943 % 0.00
A-9-2 0.00 0.00 0.513484 % 0.00
R 76110FKK8 100.00 0.00 7.750000 % 0.00
M-1 76110FKL6 6,697,000.00 6,439,705.07 7.750000 % 26,274.06
M-2 76110FKM4 3,827,000.00 3,679,968.83 7.750000 % 15,014.31
M-3 76110FKN2 2,870,200.00 2,759,928.57 7.750000 % 11,260.54
B-1 1,052,400.00 1,011,967.39 7.750000 % 4,128.84
B-2 478,400.00 460,020.13 7.750000 % 1,876.89
B-3 861,188.35 673,106.50 7.750000 % 2,746.27
-------------------------------------------------------------------------------
191,342,550.62 77,270,776.54 1,016,905.17
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 27,685.10 863,805.29 0.00 0.00 3,595,182.07
A-2 0.00 0.00 0.00 0.00 0.00
A-3 68,723.83 68,723.83 0.00 0.00 11,000,000.00
A-4 24,990.48 24,990.48 0.00 0.00 4,000,000.00
A-5 112,977.81 112,977.81 0.00 0.00 17,500,000.00
A-6 105,688.92 105,688.92 0.00 0.00 17,500,000.00
A-7 61,535.78 180,981.52 0.00 0.00 7,656,454.53
A-8 0.00 38.33 0.00 0.00 38,839.19
A-9-1 45,371.44 45,371.44 0.00 0.00 0.00
A-9-2 5,347.80 5,347.80 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 41,573.93 67,847.99 0.00 0.00 6,413,431.01
M-2 23,757.42 38,771.73 0.00 0.00 3,664,954.52
M-3 17,817.76 29,078.30 0.00 0.00 2,748,668.03
B-1 6,533.13 10,661.97 0.00 0.00 1,007,838.55
B-2 2,969.83 4,846.72 0.00 0.00 458,143.24
B-3 4,345.50 7,091.77 0.00 0.00 656,460.15
-------------------------------------------------------------------------------
549,318.73 1,566,223.90 0.00 0.00 76,239,971.29
===============================================================================
Run: 06/26/00 08:29:07
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7(POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4255
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 53.718615 10.135896 0.335614 10.471510 0.000000 43.582719
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 1000.000000 0.000000 6.247621 6.247621 0.000000 1000.000000
A-4 1000.000000 0.000000 6.247620 6.247620 0.000000 1000.000000
A-5 1000.000000 0.000000 6.455875 6.455875 0.000000 1000.000000
A-6 1000.000000 0.000000 6.039367 6.039367 0.000000 1000.000000
A-7 354.659077 5.447924 2.806649 8.254573 0.000000 349.211153
A-8 248.796591 0.245293 0.000000 0.245293 0.000000 248.551298
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 961.580569 3.923258 6.207844 10.131102 0.000000 957.657311
M-2 961.580567 3.923258 6.207844 10.131102 0.000000 957.657309
M-3 961.580576 3.923260 6.207846 10.131106 0.000000 957.657317
B-1 961.580568 3.923261 6.207839 10.131100 0.000000 957.657307
B-2 961.580539 3.923265 6.207839 10.131104 0.000000 957.657274
B-3 781.601957 3.188931 5.045934 8.234865 0.000000 762.272446
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:08 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7 (POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4255
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,947.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,055.83
SUBSERVICER ADVANCES THIS MONTH 25,421.58
MASTER SERVICER ADVANCES THIS MONTH 824.68
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 1,476,472.97
(B) TWO MONTHLY PAYMENTS: 4 289,096.41
(C) THREE OR MORE MONTHLY PAYMENTS: 6 547,572.33
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 837,105.72
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 76,239,971.29
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 849
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 101,790.33
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 644,210.90
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.54599630 % 16.67653200 % 2.77747150 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.38153100 % 16.82457816 % 2.78531550 %
BANKRUPTCY AMOUNT AVAILABLE 200,000.00
FRAUD AMOUNT AVAILABLE 910,546.00
SPECIAL HAZARD AMOUNT AVAILABLE 983,302.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.85837911
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.42
POOL TRADING FACTOR: 39.84475541
................................................................................
Run: 06/26/00 08:29:08 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8(POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4256
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FKU6 13,399,900.00 0.00 7.000000 % 0.00
A-2 76110FKV4 20,850,000.00 0.00 7.000000 % 0.00
A-3 76110FKW2 16,320,750.00 2,072,010.02 10.000000 % 125,673.56
A-4 76110FKX0 19,700,543.00 0.00 7.000000 % 0.00
A-5 76110FKY8 21,419,142.00 0.00 7.150000 % 0.00
A-6 76110FKZ5 6,323,320.00 1,723,800.49 7.250000 % 1,256,735.65
A-7 76110FLA9 16,496,308.00 16,496,308.00 7.250000 % 0.00
A-8 76110FLB7 25,998,036.00 5,217,370.79 7.500000 % 406,306.34
A-9 76110FLC5 5,000,001.00 5,000,001.00 7.375000 % 0.00
A-10 76110FLD3 54,507,000.00 54,507,000.00 7.500000 % 0.00
A-11 76110FLE1 26,409.16 4,636.02 0.000000 % 6.13
A-12-1 0.00 0.00 0.946013 % 0.00
A-12-2 0.00 0.00 0.654304 % 0.00
R 76110FLG6 100.00 0.00 7.500000 % 0.00
M-1 76110FLH4 7,631,000.00 7,418,679.69 7.500000 % 6,355.14
M-2 76110FLJ0 4,361,000.00 4,239,662.16 7.500000 % 3,631.87
M-3 76110FLK7 3,270,500.00 3,179,503.62 7.500000 % 2,723.69
B-1 1,199,000.00 1,165,639.73 7.500000 % 998.53
B-2 545,000.00 529,836.28 7.500000 % 453.88
B-3 981,461.72 774,359.56 7.500000 % 663.35
-------------------------------------------------------------------------------
218,029,470.88 102,328,807.36 1,803,548.14
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 17,260.70 142,934.26 0.00 0.00 1,946,336.46
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 10,410.98 1,267,146.63 0.00 0.00 467,064.84
A-7 99,630.25 99,630.25 0.00 0.00 16,496,308.00
A-8 32,597.14 438,903.48 0.00 0.00 4,811,064.45
A-9 30,718.40 30,718.40 0.00 0.00 5,000,001.00
A-10 340,549.33 340,549.33 0.00 0.00 54,507,000.00
A-11 0.00 6.13 0.00 0.00 4,629.89
A-12-1 62,700.64 62,700.64 0.00 0.00 0.00
A-12-2 12,409.08 12,409.08 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 46,350.50 52,705.64 0.00 0.00 7,412,324.55
M-2 26,488.60 30,120.47 0.00 0.00 4,236,030.29
M-3 19,864.93 22,588.62 0.00 0.00 3,176,779.93
B-1 7,282.70 8,281.23 0.00 0.00 1,164,641.20
B-2 3,310.32 3,764.20 0.00 0.00 529,382.40
B-3 4,838.05 5,501.40 0.00 0.00 773,441.10
-------------------------------------------------------------------------------
714,411.62 2,517,959.76 0.00 0.00 100,525,004.11
===============================================================================
Run: 06/26/00 08:29:08
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8(POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4256
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 126.955564 7.700232 1.057592 8.757824 0.000000 119.255332
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 272.610036 198.746173 1.646442 200.392615 0.000000 73.863863
A-7 1000.000000 0.000000 6.039548 6.039548 0.000000 1000.000000
A-8 200.683267 15.628348 1.253831 16.882179 0.000000 185.054919
A-9 1000.000000 0.000000 6.143679 6.143679 0.000000 1000.000000
A-10 1000.000000 0.000000 6.247809 6.247809 0.000000 1000.000000
A-11 175.545909 0.232116 0.000000 0.232116 0.000000 175.313793
A-12-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-12-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 972.176607 0.832806 6.073975 6.906781 0.000000 971.343802
M-2 972.176602 0.832807 6.073974 6.906781 0.000000 971.343795
M-3 972.176615 0.832805 6.073973 6.906778 0.000000 971.343810
B-1 972.176589 0.832802 6.073978 6.906780 0.000000 971.343787
B-2 972.176661 0.832807 6.073982 6.906789 0.000000 971.343853
B-3 788.986003 0.675880 4.929433 5.605313 0.000000 788.050191
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:08 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8 (POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4256
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,083.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 28,047.44
MASTER SERVICER ADVANCES THIS MONTH 820.88
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 1,838,033.10
(B) TWO MONTHLY PAYMENTS: 2 319,540.65
(C) THREE OR MORE MONTHLY PAYMENTS: 3 489,796.57
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 898,618.71
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 100,525,004.10
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,023
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 99,935.99
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,716,143.59
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 83.08544230 % 14.50082200 % 2.41373620 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 82.79692090 % 14.74770869 % 2.45469110 %
BANKRUPTCY AMOUNT AVAILABLE 113,527.00
FRAUD AMOUNT AVAILABLE 1,163,492.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,574,115.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.70854570
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.32
POOL TRADING FACTOR: 46.10615423
................................................................................
Run: 06/26/00 08:29:09 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9(POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4263
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FLL5 53,750,000.00 0.00 6.750000 % 0.00
A-2 76110FLM3 17,420,000.00 0.00 6.750000 % 0.00
A-3 76110FLN1 22,971,538.00 1,511,743.83 10.000000 % 293,958.85
A-4 76110FLP6 38,010,000.00 0.00 6.750000 % 0.00
A-5 76110FLQ4 17,163,462.00 8,314,591.28 6.750000 % 1,616,773.72
A-6 76110FLR2 29,977,000.00 29,977,000.00 7.250000 % 0.00
A-7 76110FLS0 16,065,000.00 16,065,000.00 7.250000 % 0.00
A-8 76110FLT8 54,645,000.00 54,645,000.00 7.250000 % 0.00
A-9-1 0.00 0.00 1.030861 % 0.00
A-9-2 0.00 0.00 0.731004 % 0.00
R 76110FLV3 100.00 0.00 7.250000 % 0.00
M-1 76110FLW1 8,130,000.00 7,910,832.06 7.250000 % 6,917.99
M-2 76110FLX9 5,420,000.00 5,273,888.00 7.250000 % 4,611.99
M-3 76110FLY7 4,065,000.00 3,955,416.01 7.250000 % 3,458.99
B-1 1,490,500.00 1,450,319.16 7.250000 % 1,268.30
B-2 677,500.00 659,236.01 7.250000 % 576.50
B-3 1,219,925.82 1,104,596.22 7.250000 % 965.96
-------------------------------------------------------------------------------
271,005,025.82 130,867,622.57 1,928,532.30
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 12,586.47 306,545.32 0.00 0.00 1,217,784.98
A-4 0.00 0.00 0.00 0.00 0.00
A-5 46,727.27 1,663,500.99 0.00 0.00 6,697,817.56
A-6 180,947.21 180,947.21 0.00 0.00 29,977,000.00
A-7 96,971.58 96,971.58 0.00 0.00 16,065,000.00
A-8 329,848.23 329,848.23 0.00 0.00 54,645,000.00
A-9-1 96,096.21 96,096.21 0.00 0.00 0.00
A-9-2 11,504.78 11,504.78 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 47,751.37 54,669.36 0.00 0.00 7,903,914.07
M-2 31,834.25 36,446.24 0.00 0.00 5,269,276.01
M-3 23,875.69 27,334.68 0.00 0.00 3,951,957.02
B-1 8,754.41 10,022.71 0.00 0.00 1,449,050.86
B-2 3,979.28 4,555.78 0.00 0.00 658,659.51
B-3 6,667.56 7,633.52 0.00 0.00 1,103,630.26
-------------------------------------------------------------------------------
897,544.31 2,826,076.61 0.00 0.00 128,939,090.27
===============================================================================
Run: 06/26/00 08:29:09
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9(POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4263
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 65.809430 12.796655 0.547916 13.344571 0.000000 53.012775
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 484.435557 94.198578 2.722485 96.921063 0.000000 390.236979
A-6 1000.000000 0.000000 6.036201 6.036201 0.000000 1000.000000
A-7 1000.000000 0.000000 6.036202 6.036202 0.000000 1000.000000
A-8 1000.000000 0.000000 6.036201 6.036201 0.000000 1000.000000
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 973.042074 0.850921 5.873477 6.724398 0.000000 972.191153
M-2 973.042066 0.850921 5.873478 6.724399 0.000000 972.191146
M-3 973.042069 0.850920 5.873478 6.724398 0.000000 972.191149
B-1 973.042040 0.850923 5.873472 6.724395 0.000000 972.191117
B-2 973.042081 0.850923 5.873476 6.724399 0.000000 972.191159
B-3 905.461793 0.791819 5.465545 6.257364 0.000000 904.669975
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:09 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9 (POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4263
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 29,765.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,624.33
SUBSERVICER ADVANCES THIS MONTH 27,361.89
MASTER SERVICER ADVANCES THIS MONTH 3,358.15
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 2,157,834.65
(B) TWO MONTHLY PAYMENTS: 6 840,330.29
(C) THREE OR MORE MONTHLY PAYMENTS: 4 358,100.44
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 173,470.52
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 128,939,090.27
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,395
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 438,040.40
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,814,089.15
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 84.44665910 % 13.09730800 % 2.45603250 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 84.22783370 % 13.28157897 % 2.49058730 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,442,552.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,442,552.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.59297985
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 1.10
POOL TRADING FACTOR: 47.57811774
................................................................................
Run: 06/26/00 08:29:09 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS10(POOL # 4264)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4264
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FMN0 199,969,492.00 47,327,026.42 7.250000 % 2,640,176.32
A-2 76110FMP5 10,000,000.00 10,000,000.00 7.250000 % 0.00
A-3 76110FMQ3 25,143,000.00 25,143,000.00 7.250000 % 0.00
A-4 76110FMR1 64,916,508.00 62,793,599.53 7.250000 % 54,485.99
A-5 76110FMS9 76,250.57 57,104.23 0.000000 % 56.06
A-6-1 0.00 0.00 1.000899 % 0.00
A-6-2 0.00 0.00 0.678498 % 0.00
R 76110FMU4 100.00 0.00 7.250000 % 0.00
M-1 76110FMV2 10,602,000.00 10,295,118.04 7.250000 % 8,933.07
M-2 76110FMW0 6,524,000.00 6,335,158.48 7.250000 % 5,497.02
M-3 76110FMX8 4,893,000.00 4,751,368.83 7.250000 % 4,122.76
B-1 76110FMY6 1,794,000.00 1,742,071.47 7.250000 % 1,511.60
B-2 76110FMZ3 816,000.00 792,380.33 7.250000 % 687.55
B-3 76110FNA7 1,468,094.11 1,291,217.34 7.250000 % 1,120.38
-------------------------------------------------------------------------------
326,202,444.68 170,528,044.67 2,716,590.75
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 285,747.65 2,925,923.97 0.00 0.00 44,686,850.10
A-2 60,377.27 60,377.27 0.00 0.00 10,000,000.00
A-3 151,806.57 151,806.57 0.00 0.00 25,143,000.00
A-4 379,130.59 433,616.58 0.00 0.00 62,739,113.54
A-5 0.00 56.06 0.00 0.00 57,048.17
A-6-1 112,834.81 112,834.81 0.00 0.00 0.00
A-6-2 19,866.86 19,866.86 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 62,159.11 71,092.18 0.00 0.00 10,286,184.97
M-2 38,249.96 43,746.98 0.00 0.00 6,329,661.46
M-3 28,687.47 32,810.23 0.00 0.00 4,747,246.07
B-1 10,518.16 12,029.76 0.00 0.00 1,740,559.87
B-2 4,784.18 5,471.73 0.00 0.00 791,692.78
B-3 7,796.01 8,916.39 0.00 0.00 1,290,096.96
-------------------------------------------------------------------------------
1,161,958.64 3,878,549.39 0.00 0.00 167,811,453.92
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 236.671234 13.202896 1.428956 14.631852 0.000000 223.468338
A-2 1000.000000 0.000000 6.037727 6.037727 0.000000 1000.000000
A-3 1000.000000 0.000000 6.037727 6.037727 0.000000 1000.000000
A-4 967.297864 0.839324 5.840280 6.679604 0.000000 966.458540
A-5 748.902336 0.735208 0.000000 0.735208 0.000000 748.167129
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 971.054333 0.842583 5.862961 6.705544 0.000000 970.211750
M-2 971.054335 0.842584 5.862961 6.705545 0.000000 970.211751
M-3 971.054329 0.842583 5.862961 6.705544 0.000000 970.211745
B-1 971.054331 0.842586 5.862965 6.705551 0.000000 970.211745
B-2 971.054326 0.842586 5.862966 6.705552 0.000000 970.211740
B-3 879.519461 0.763119 5.310293 6.073412 0.000000 878.756308
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:09 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS10 (POOL # 4264)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4264
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 35,153.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 39,360.09
MASTER SERVICER ADVANCES THIS MONTH 4,130.85
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 2,614,950.68
(B) TWO MONTHLY PAYMENTS: 10 932,554.22
(C) THREE OR MORE MONTHLY PAYMENTS: 5 320,351.40
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,199,664.36
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 167,811,453.92
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,671
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 529,490.74
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,568,615.59
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 85.21313110 % 12.54269200 % 2.24417670 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 84.98671790 % 12.73041381 % 2.27853900 %
BANKRUPTCY AMOUNT AVAILABLE 141,228.00
FRAUD AMOUNT AVAILABLE 1,834,883.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,834,883.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.50891563
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 1.03
POOL TRADING FACTOR: 51.44395962
................................................................................
Run: 06/26/00 08:29:09 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS11(POOL # 4265)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4265
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FLZ4 99,650,000.00 53,087,007.74 7.000000 % 1,106,984.80
A-2 76110FMD2 43,142.76 22,620.95 0.000000 % 527.93
A-3-1 0.00 0.00 1.078066 % 0.00
A-3-2 0.00 0.00 0.628273 % 0.00
R 76110FMF7 100.00 0.00 7.000000 % 0.00
M-1 76110FMG5 3,043,000.00 2,715,936.25 7.000000 % 12,015.94
M-2 76110FMH3 892,000.00 796,127.19 7.000000 % 3,522.25
M-3 76110FMJ9 419,700.00 374,590.36 7.000000 % 1,657.28
B-1 76110FMK6 367,000.00 327,554.58 7.000000 % 1,449.18
B-2 76110FML4 262,400.00 234,197.04 7.000000 % 1,036.14
B-3 76110FMM2 263,388.53 235,079.34 7.000000 % 1,040.04
-------------------------------------------------------------------------------
104,940,731.29 57,793,113.45 1,128,233.56
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 309,250.43 1,416,235.23 0.00 0.00 51,980,022.94
A-2 0.00 527.93 0.00 0.00 22,093.02
A-3-1 40,695.89 40,695.89 0.00 0.00 0.00
A-3-2 6,500.14 6,500.14 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 15,821.28 27,837.22 0.00 0.00 2,703,920.31
M-2 4,637.72 8,159.97 0.00 0.00 792,604.94
M-3 2,182.12 3,839.40 0.00 0.00 372,933.08
B-1 1,908.13 3,357.31 0.00 0.00 326,105.40
B-2 1,364.28 2,400.42 0.00 0.00 233,160.90
B-3 1,369.42 2,409.46 0.00 0.00 234,039.30
-------------------------------------------------------------------------------
383,729.41 1,511,962.97 0.00 0.00 56,664,879.89
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 532.734649 11.108729 3.103366 14.212095 0.000000 521.625920
A-2 524.327836 12.236816 0.000000 12.236816 0.000000 512.091021
A-3-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 892.519307 3.948715 5.199238 9.147953 0.000000 888.570592
M-2 892.519271 3.948711 5.199238 9.147949 0.000000 888.570561
M-3 892.519323 3.948725 5.199238 9.147963 0.000000 888.570598
B-1 892.519292 3.948719 5.199264 9.147983 0.000000 888.570572
B-2 892.519207 3.948704 5.199238 9.147942 0.000000 888.570503
B-3 892.519276 3.948729 5.199239 9.147968 0.000000 888.570584
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:09 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS11 (POOL # 4265)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4265
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,962.80
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,884.12
SUBSERVICER ADVANCES THIS MONTH 10,225.20
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 775,828.96
(B) TWO MONTHLY PAYMENTS: 1 88,916.17
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 37,980.96
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 56,664,879.89
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 733
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 872,479.46
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.89294650 % 6.72774900 % 1.37930440 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.76812410 % 6.82867119 % 1.40054130 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 631,583.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,557,847.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.31215972
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 139.00
POOL TRADING FACTOR: 53.99703165
................................................................................
Run: 06/26/00 08:29:10 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12(POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4270
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FNB5 57,575,000.00 0.00 7.000000 % 0.00
A-2 76110FNC3 22,405,757.00 4,577,663.52 9.000000 % 442,195.29
A-3 76110FND1 62,824,125.00 0.00 7.000000 % 0.00
A-4 76110FNE9 24,294,118.00 21,362,431.57 6.875000 % 2,063,578.21
A-5 76110FNF6 26,000,000.00 26,000,000.00 7.250000 % 0.00
A-6 76110FNG4 22,583,041.00 22,583,041.00 7.250000 % 0.00
A-7 76110FNR0 59,318,800.00 57,502,772.07 7.250000 % 50,149.34
A-8-1 0.00 0.00 0.927315 % 0.00
A-8-2 0.00 0.00 0.722218 % 0.00
R 76110FNJ8 100.00 0.00 7.250000 % 0.00
M-1 76110FNK5 10,433,600.00 10,165,739.98 7.250000 % 8,865.75
M-2 76110FNL3 4,471,600.00 4,356,801.40 7.250000 % 3,799.66
M-3 76110FNM1 4,471,500.00 4,356,703.97 7.250000 % 3,799.57
B-1 76110FNN9 1,639,600.00 1,598,661.35 7.250000 % 1,394.23
B-2 76110FNP4 745,200.00 727,125.70 7.250000 % 634.14
B-3 76110FNQ2 1,341,561.05 982,659.54 7.250000 % 857.00
-------------------------------------------------------------------------------
298,104,002.05 154,213,600.10 2,575,273.19
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 34,314.98 476,510.27 0.00 0.00 4,135,468.23
A-3 0.00 0.00 0.00 0.00 0.00
A-4 122,326.54 2,185,904.75 0.00 0.00 19,298,853.36
A-5 157,003.25 157,003.25 0.00 0.00 26,000,000.00
A-6 136,369.66 136,369.66 0.00 0.00 22,583,041.00
A-7 347,235.48 397,384.82 0.00 0.00 57,452,622.73
A-8-1 100,020.28 100,020.28 0.00 0.00 0.00
A-8-2 14,867.39 14,867.39 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 61,386.70 70,252.45 0.00 0.00 10,156,874.23
M-2 26,308.92 30,108.58 0.00 0.00 4,353,001.74
M-3 26,308.33 30,107.90 0.00 0.00 4,352,904.40
B-1 9,653.66 11,047.89 0.00 0.00 1,597,267.12
B-2 4,390.81 5,024.95 0.00 0.00 726,491.56
B-3 5,933.87 6,790.87 0.00 0.00 981,802.54
-------------------------------------------------------------------------------
1,046,119.87 3,621,393.06 0.00 0.00 151,638,326.91
===============================================================================
Run: 06/26/00 08:29:10
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12(POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4270
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 204.307470 19.735789 1.531525 21.267314 0.000000 184.571681
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 879.325258 84.941475 5.035233 89.976708 0.000000 794.383783
A-5 1000.000000 0.000000 6.038587 6.038587 0.000000 1000.000000
A-6 1000.000000 0.000000 6.038587 6.038587 0.000000 1000.000000
A-7 969.385289 0.845421 5.853717 6.699138 0.000000 968.539868
A-8-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 974.327172 0.849731 5.883559 6.733290 0.000000 973.477441
M-2 974.327176 0.849732 5.883558 6.733290 0.000000 973.477444
M-3 974.327177 0.849731 5.883558 6.733289 0.000000 973.477446
B-1 975.031319 0.850348 5.887814 6.738162 0.000000 974.180971
B-2 975.745706 0.850966 5.892123 6.743089 0.000000 974.894740
B-3 732.474709 0.638808 4.423108 5.061916 0.000000 731.835904
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:10 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12 (POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4270
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 31,617.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,256.55
SUBSERVICER ADVANCES THIS MONTH 27,374.61
MASTER SERVICER ADVANCES THIS MONTH 8,191.59
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 2,626,110.51
(B) TWO MONTHLY PAYMENTS: 6 464,277.75
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 486,784.71
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 151,638,326.91
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,579
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 9
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 1,109,020.52
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,440,780.37
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 85.61236370 % 12.24227000 % 2.14536630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 85.38077940 % 12.43932240 % 2.17989820 %
BANKRUPTCY AMOUNT AVAILABLE 117,002.00
FRAUD AMOUNT AVAILABLE 1,666,251.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,666,251.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.47483029
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 2.39
POOL TRADING FACTOR: 50.86759180
................................................................................
Run: 06/26/00 08:28:33 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR3(POOL # 3359)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3359
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A 25,117,531.34 4,562,510.83 7.722186 % 8,977.36
R 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
25,117,531.34 4,562,510.83 8,977.36
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A 29,328.62 38,305.98 0.00 0.00 4,553,533.47
R 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
29,328.62 38,305.98 0.00 0.00 4,553,533.47
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A 181.646467 0.357414 1.167655 1.525069 0.000000 181.289053
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:28:33 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR3 (POOL # 3359)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3359
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,410.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 220.12
SUBSERVICER ADVANCES THIS MONTH 461.65
MASTER SERVICER ADVANCES THIS MONTH 314.74
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 1 61,529.71
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 4,553,533.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 39
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 43,785.08
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,799.44
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.19012903
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 3.12
POOL TRADING FACTOR: 18.12890530
................................................................................
Run: 06/26/00 08:29:11 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13(POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4277
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FNS8 31,499,000.00 12,445,817.69 7.250000 % 351,417.18
A-2 76110FNT6 30,750,000.00 0.00 7.250000 % 0.00
A-3 76110FNU3 40,799,000.00 21,628,431.43 7.250000 % 920,735.71
A-4 76110FNV1 6,745,000.00 6,745,000.00 7.250000 % 0.00
A-5 76110FNW9 4,235,415.00 4,235,415.00 7.250000 % 0.00
A-6 76110FNX7 10,499,000.00 10,499,000.00 7.250000 % 0.00
A-7 76110fNY5 62,999,000.00 61,323,735.74 7.250000 % 63,096.43
A-8 76110FNZ2 15,495,000.00 0.00 7.250000 % 0.00
A-9 76110FPA5 68,339,000.00 33,124,311.25 7.000000 % 935,290.26
A-10 76110fPB3 0.00 0.00 7.250000 % 0.00
A-11 76110FPC1 100,038,312.00 53,793,344.84 0.000000 % 863,678.51
A-12 76110FPD9 0.00 0.00 7.250000 % 0.00
A-13 76110FPE7 0.00 0.00 8.940000 % 0.00
A-14 76110FPF4 0.00 0.00 5.560000 % 0.00
A-15 76110FPG2 26,249,000.00 10,371,448.86 7.000000 % 292,845.79
A-16 76110FPH0 2,386,273.00 942,859.11 10.000000 % 26,622.35
A-17 76110FPJ6 139,012.74 125,095.63 0.000000 % 144.12
A-18-1 0.00 0.00 0.902833 % 0.00
A-18-2 0.00 0.00 0.601834 % 0.00
R-I 76110FPL1 100.00 0.00 7.250000 % 0.00
R-II 76110FPM9 100.00 0.00 7.250000 % 0.00
M-1 76110FPN7 16,267,000.00 15,855,201.71 7.250000 % 13,766.70
M-2 76110FPP2 5,422,000.00 5,284,742.34 7.250000 % 4,588.62
M-3 76110FPQ0 6,507,000.00 6,342,275.63 7.250000 % 5,506.85
B-1 76110FPR8 2,386,000.00 2,325,598.53 7.250000 % 2,019.26
B-2 76110FPS6 1,085,000.00 1,057,533.27 7.250000 % 918.23
B-3 76110FPT4 1,952,210.06 1,753,462.10 7.250000 % 1,522.48
-------------------------------------------------------------------------------
433,792,422.80 247,853,273.13 3,482,152.49
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 75,162.65 426,579.83 0.00 0.00 12,094,400.51
A-2 0.00 0.00 0.00 0.00 0.00
A-3 130,618.19 1,051,353.90 0.00 0.00 20,707,695.72
A-4 40,734.33 40,734.33 0.00 0.00 6,745,000.00
A-5 25,578.48 25,578.48 0.00 0.00 4,235,415.00
A-6 63,405.45 63,405.45 0.00 0.00 10,499,000.00
A-7 370,345.64 433,442.07 0.00 0.00 61,260,639.31
A-8 0.00 0.00 0.00 0.00 0.00
A-9 193,145.92 1,128,436.18 0.00 0.00 32,189,020.99
A-10 6,898.07 6,898.07 0.00 0.00 0.00
A-11 0.00 863,678.51 0.00 0.00 52,929,666.33
A-12 162,434.09 162,434.09 0.00 0.00 0.00
A-13 100,149.02 100,149.02 0.00 0.00 0.00
A-14 62,285.07 62,285.07 0.00 0.00 0.00
A-15 60,475.31 353,321.10 0.00 0.00 10,078,603.07
A-16 7,853.94 34,476.29 0.00 0.00 916,236.76
A-17 0.00 144.12 0.00 0.00 124,951.51
A-18-1 142,647.81 142,647.81 0.00 0.00 0.00
A-18-2 29,164.60 29,164.60 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 95,752.56 109,519.26 0.00 0.00 15,841,435.01
M-2 31,915.56 36,504.18 0.00 0.00 5,280,153.72
M-3 38,302.21 43,809.06 0.00 0.00 6,336,768.78
B-1 14,044.73 16,063.99 0.00 0.00 2,323,579.27
B-2 6,386.64 7,304.87 0.00 0.00 1,056,615.04
B-3 10,589.49 12,111.97 0.00 0.00 1,718,252.15
-------------------------------------------------------------------------------
1,667,889.76 5,150,042.25 0.00 0.00 244,337,433.17
===============================================================================
Run: 06/26/00 08:29:11
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13(POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4277
===============================================================================
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 395.117867 11.156455 2.386192 13.542647 0.000000 383.961412
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 530.121607 22.567605 3.201505 25.769110 0.000000 507.554002
A-4 1000.000000 0.000000 6.039189 6.039189 0.000000 1000.000000
A-5 1000.000000 0.000000 6.039191 6.039191 0.000000 1000.000000
A-6 1000.000000 0.000000 6.039189 6.039189 0.000000 1000.000000
A-7 973.408082 1.001547 5.878596 6.880143 0.000000 972.406535
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 484.705823 13.686040 2.826291 16.512331 0.000000 471.019784
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 537.727434 8.633477 0.000000 8.633477 0.000000 529.093957
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15 395.117866 11.156455 2.303909 13.460364 0.000000 383.961411
A-16 395.117872 11.156455 3.291300 14.447755 0.000000 383.961417
A-17 899.886082 1.036740 0.000000 1.036740 0.000000 898.849343
A-18-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-18-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 974.685050 0.846296 5.886307 6.732603 0.000000 973.838754
M-2 974.685050 0.846297 5.886308 6.732605 0.000000 973.838753
M-3 974.685051 0.846296 5.886309 6.732605 0.000000 973.838755
B-1 974.685050 0.846295 5.886308 6.732603 0.000000 973.838755
B-2 974.685041 0.846295 5.886304 6.732599 0.000000 973.838747
B-3 898.193353 0.779875 5.424360 6.204235 0.000000 880.157409
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:11 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13 (POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4277
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 51,192.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 44,156.20
MASTER SERVICER ADVANCES THIS MONTH 1,482.57
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 3,318,183.69
(B) TWO MONTHLY PAYMENTS: 7 968,896.46
(C) THREE OR MORE MONTHLY PAYMENTS: 7 765,533.70
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 764,730.79
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 244,337,433.17
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,315
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 211,367.47
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,227,136.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 86.83282060 % 11.09370000 % 2.07347990 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 86.66865680 % 11.23788408 % 2.08770920 %
BANKRUPTCY AMOUNT AVAILABLE 240,007.00
FRAUD AMOUNT AVAILABLE 2,579,320.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,579,320.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.35786387
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.28
POOL TRADING FACTOR: 56.32588776
................................................................................
Run: 06/26/00 08:29:12 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS1(POOL # 4281)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4281
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FPU1 64,326,000.00 0.00 7.000000 % 0.00
A-2 76110FPV9 117,395,000.00 46,493,458.54 7.000000 % 804,244.60
A-3 76110FPW7 51,380,000.00 50,895,969.65 7.000000 % 735,147.87
A-4 76110FPX5 1,862,000.00 1,862,000.00 7.000000 % 0.00
A-5 76110FPY3 65,040,000.00 65,040,000.00 7.000000 % 0.00
A-6-1 0.00 0.00 1.115537 % 0.00
A-6-2 0.00 0.00 0.908702 % 0.00
R 76110FQB2 100.00 0.00 7.000000 % 0.00
M-1 76110FQC0 11,351,500.00 11,094,604.85 7.000000 % 15,031.04
M-2 76110FQD8 4,054,000.00 3,965,418.28 7.000000 % 5,372.37
M-3 76110FQE6 4,865,000.00 4,769,768.34 7.000000 % 6,462.11
B-1 76110FQF3 1,783,800.00 1,752,589.17 7.000000 % 2,374.42
B-2 76110FQG1 810,800.00 798,637.49 7.000000 % 1,082.00
B-3 76110FQH9 1,459,579.11 1,286,629.08 7.000000 % 1,743.13
-------------------------------------------------------------------------------
324,327,779.11 187,959,075.40 1,571,457.54
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 271,111.48 1,075,356.08 0.00 0.00 45,689,213.94
A-3 296,783.29 1,031,931.16 0.00 0.00 50,160,821.78
A-4 10,857.65 10,857.65 0.00 0.00 1,862,000.00
A-5 379,259.60 379,259.60 0.00 0.00 65,040,000.00
A-6-1 136,334.11 136,334.11 0.00 0.00 0.00
A-6-2 31,223.66 31,223.66 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 64,694.58 79,725.62 0.00 0.00 11,079,573.81
M-2 23,123.05 28,495.42 0.00 0.00 3,960,045.91
M-3 27,813.35 34,275.46 0.00 0.00 4,763,306.23
B-1 10,219.66 12,594.08 0.00 0.00 1,750,214.75
B-2 4,657.00 5,739.00 0.00 0.00 797,555.49
B-3 7,502.56 9,245.69 0.00 0.00 1,281,525.43
-------------------------------------------------------------------------------
1,263,579.99 2,835,037.53 0.00 0.00 186,384,257.34
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 396.042920 6.850757 2.309395 9.160152 0.000000 389.192163
A-3 990.579402 14.308055 5.776242 20.084297 0.000000 976.271346
A-4 1000.000000 0.000000 5.831176 5.831176 0.000000 1000.000000
A-5 1000.000000 0.000000 5.831175 5.831175 0.000000 1000.000000
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 977.369057 1.324146 5.699210 7.023356 0.000000 976.044911
M-2 978.149551 1.325202 5.703762 7.028964 0.000000 976.824349
M-3 980.425147 1.328286 5.717030 7.045316 0.000000 979.096861
B-1 982.503179 1.331102 5.729151 7.060253 0.000000 981.172077
B-2 984.999371 1.334484 5.743710 7.078194 0.000000 983.664887
B-3 881.506916 1.194269 5.140222 6.334491 0.000000 878.010257
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:12 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS1 (POOL # 4281)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4281
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 38,943.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 42.84
SUBSERVICER ADVANCES THIS MONTH 40,816.17
MASTER SERVICER ADVANCES THIS MONTH 4,476.06
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 2,226,232.70
(B) TWO MONTHLY PAYMENTS: 5 572,858.30
(C) THREE OR MORE MONTHLY PAYMENTS: 10 1,087,669.32
FORECLOSURES
NUMBER OF LOANS 13
AGGREGATE PRINCIPAL BALANCE 1,371,136.67
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 186,384,257.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,756
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 7
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 577,767.58
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,293,482.03
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.40808490 % 10.55005800 % 2.04185710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.32069870 % 10.62478464 % 2.05451670 %
BANKRUPTCY AMOUNT AVAILABLE 101,905.00
FRAUD AMOUNT AVAILABLE 1,950,206.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,950,206.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.35056616
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 1.01
POOL TRADING FACTOR: 57.46786718
................................................................................
Run: 06/26/00 08:29:13 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2(POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4284
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FQJ5 20,000,000.00 5,346,268.93 6.750000 % 319,244.70
A-2 76110FQK2 158,282,400.00 42,311,013.77 6.500000 % 2,526,540.89
A-3 76110FQL0 82,584,000.00 82,584,000.00 6.750000 % 0.00
A-4 76110FQM8 38,888,850.00 16,068,154.98 7.210000 % 497,169.35
A-5 76110FQN6 0.00 0.00 1.815775 % 0.00
A-6 76110FQP1 13,504,750.00 5,500,882.09 7.110000 % 174,371.46
A-7 76110FQQ9 86,753,900.00 86,753,900.00 7.000000 % 0.00
A-8 76110FQR7 138,732.69 116,979.86 0.000000 % 157.95
A-9-1 0.00 0.00 1.041416 % 0.00
A-9-2 0.00 0.00 0.725853 % 0.00
R-I 76110FQT3 100.00 0.00 7.000000 % 0.00
R-II 76110FQU0 100.00 0.00 7.000000 % 0.00
M-1 76110FQV8 17,350,800.00 16,934,496.11 7.000000 % 14,614.60
M-2 76110FQW6 5,422,000.00 5,291,908.03 7.000000 % 4,566.96
M-3 76110FQX4 5,422,000.00 5,291,908.03 7.000000 % 4,566.96
B-1 76110FQY2 2,385,700.00 2,328,459.09 7.000000 % 2,009.48
B-2 76110FQZ9 1,084,400.00 1,058,381.62 7.000000 % 913.39
B-3 76110FRA3 1,952,351.82 1,690,752.92 7.000000 % 1,459.12
-------------------------------------------------------------------------------
433,770,084.51 271,277,105.43 3,545,614.86
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 30,063.60 349,308.30 0.00 0.00 5,027,024.23
A-2 229,114.86 2,755,655.75 0.00 0.00 39,784,472.88
A-3 464,393.51 464,393.51 0.00 0.00 82,584,000.00
A-4 96,513.43 593,682.78 0.00 0.00 15,570,985.63
A-5 32,627.16 32,627.16 0.00 0.00 0.00
A-6 32,582.80 206,954.26 0.00 0.00 5,326,510.63
A-7 505,910.28 505,910.28 0.00 0.00 86,753,900.00
A-8 0.00 157.95 0.00 0.00 116,821.91
A-9-1 173,449.48 173,449.48 0.00 0.00 0.00
A-9-2 43,147.43 43,147.43 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 98,754.47 113,369.07 0.00 0.00 16,919,881.51
M-2 30,860.06 35,427.02 0.00 0.00 5,287,341.07
M-3 30,860.06 35,427.02 0.00 0.00 5,287,341.07
B-1 13,578.54 15,588.02 0.00 0.00 2,326,449.61
B-2 6,172.01 7,085.40 0.00 0.00 1,057,468.23
B-3 9,859.73 11,318.85 0.00 0.00 1,644,334.05
-------------------------------------------------------------------------------
1,797,887.42 5,343,502.28 0.00 0.00 267,686,530.82
===============================================================================
Run: 06/26/00 08:29:13
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2(POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4284
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 267.313447 15.962235 1.503180 17.465415 0.000000 251.351211
A-2 267.313446 15.962235 1.447507 17.409742 0.000000 251.351211
A-3 1000.000000 0.000000 5.623287 5.623287 0.000000 1000.000000
A-4 413.181541 12.784368 2.481776 15.266144 0.000000 400.397174
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 407.329428 12.911861 2.412692 15.324553 0.000000 394.417567
A-7 1000.000000 0.000000 5.831557 5.831557 0.000000 1000.000000
A-8 843.203285 1.138520 0.000000 1.138520 0.000000 842.064765
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 976.006646 0.842301 5.691638 6.533939 0.000000 975.164345
M-2 976.006645 0.842302 5.691638 6.533940 0.000000 975.164343
M-3 976.006645 0.842302 5.691638 6.533940 0.000000 975.164343
B-1 976.006661 0.842302 5.691638 6.533940 0.000000 975.164359
B-2 976.006658 0.842300 5.691636 6.533936 0.000000 975.164358
B-3 866.008320 0.747365 5.050181 5.797546 0.000000 842.232447
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:13 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2 (POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4284
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 56,040.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 64,244.43
MASTER SERVICER ADVANCES THIS MONTH 3,767.99
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 36 3,945,259.56
(B) TWO MONTHLY PAYMENTS: 10 1,132,453.57
(C) THREE OR MORE MONTHLY PAYMENTS: 12 1,353,846.40
FORECLOSURES
NUMBER OF LOANS 17
AGGREGATE PRINCIPAL BALANCE 2,045,760.23
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 267,686,530.81
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,434
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 498,030.11
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,277,847.84
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.97909330 % 10.14836200 % 1.87254440 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.84510560 % 10.27117934 % 1.87923060 %
BANKRUPTCY AMOUNT AVAILABLE 110,151.00
FRAUD AMOUNT AVAILABLE 2,788,933.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,788,933.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.23565138
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 322.49
POOL TRADING FACTOR: 61.71161645
................................................................................
Run: 06/26/00 08:29:37 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3(POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4285
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FRB1 115,517,963.00 77,425,737.33 6.500000 % 1,321,643.56
A-2 76110FRC9 34,880,737.00 16,980,907.61 6.500000 % 101,532.80
A-3-1 0.00 0.00 1.237914 % 0.00
A-3-2 0.00 0.00 0.991978 % 0.00
R 76110FRE5 100.00 0.00 6.500000 % 0.00
M-1 76110FRF2 3,927,000.00 3,568,205.13 6.500000 % 14,832.67
M-2 76110FRG0 785,100.00 713,368.46 6.500000 % 2,965.40
M-3 76110FRH8 707,000.00 642,404.14 6.500000 % 2,670.41
B-1 76110FRJ4 471,200.00 428,148.27 6.500000 % 1,779.77
B-2 76110FRK1 314,000.00 285,311.03 6.500000 % 1,186.01
B-3 76110FRL9 471,435.62 394,684.52 6.500000 % 1,640.66
-------------------------------------------------------------------------------
157,074,535.62 100,438,766.49 1,448,251.28
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 419,014.72 1,740,658.28 0.00 0.00 76,104,093.77
A-2 91,897.74 193,430.54 0.00 0.00 16,879,374.81
A-3-1 82,781.54 82,781.54 0.00 0.00 0.00
A-3-2 16,617.98 16,617.98 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 19,310.51 34,143.18 0.00 0.00 3,553,372.46
M-2 3,860.63 6,826.03 0.00 0.00 710,403.06
M-3 3,476.58 6,146.99 0.00 0.00 639,733.73
B-1 2,317.07 4,096.84 0.00 0.00 426,368.50
B-2 1,544.05 2,730.06 0.00 0.00 284,125.02
B-3 2,135.96 3,776.62 0.00 0.00 393,043.86
-------------------------------------------------------------------------------
642,956.78 2,091,208.06 0.00 0.00 98,990,515.21
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 670.248465 11.441022 3.627269 15.068291 0.000000 658.807443
A-2 486.827661 2.910856 2.634627 5.545483 0.000000 483.916805
A-3-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 908.633850 3.777100 4.917369 8.694469 0.000000 904.856751
M-2 908.633881 3.777098 4.917374 8.694472 0.000000 904.856783
M-3 908.633861 3.777100 4.917369 8.694469 0.000000 904.856761
B-1 908.633850 3.777101 4.917381 8.694482 0.000000 904.856749
B-2 908.633854 3.777102 4.917357 8.694459 0.000000 904.856752
B-3 837.197071 3.480136 4.530757 8.010893 0.000000 833.716935
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:37 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,869.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 634.18
SUBSERVICER ADVANCES THIS MONTH 16,586.69
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 1,373,308.40
(B) TWO MONTHLY PAYMENTS: 2 156,021.32
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 17,662.87
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 98,990,515.21
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,179
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,030,737.39
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.99422980 % 4.90246700 % 1.10330290 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.93169480 % 4.95351422 % 1.11479100 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.97004100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 63.02136423
Run: 06/26/00 08:29:37 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,054.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 13,761.16
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 11 1,101,725.77
(B) TWO MONTHLY PAYMENTS: 2 156,021.32
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 17,662.87
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 80,761,584.62
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,113
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,004,099.11
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.30258230 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.69285400 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.01270416
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 144.20
POOL TRADING FACTOR: 66.94120395
Run: 06/26/00 08:29:37 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,814.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 634.18
SUBSERVICER ADVANCES THIS MONTH 2,825.53
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 271,582.63
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 18,228,930.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 66
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 26,638.28
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.61345630 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.05969880 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.78102384
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 142.44
POOL TRADING FACTOR: 50.03963461
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4(POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4290
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-I-1 76110FRM7 135,006,400.00 49,277,868.09 6.500000 % 1,475,154.99
A-I-2 76110FRN5 59,732,445.00 59,732,445.00 6.750000 % 0.00
A-I-3 76110FRP0 41,218,155.00 19,786,022.00 7.110000 % 368,788.75
A-I-4 76110FRQ8 0.00 0.00 1.890000 % 0.00
A-I-5 76110FRR6 64,868,000.00 64,868,000.00 7.000000 % 0.00
A-II 76110FRS4 75,203,000.00 49,588,319.42 7.000000 % 898,420.28
A-V-1 0.00 0.00 0.877988 % 0.00
A-V-2 0.00 0.00 0.632686 % 0.00
R-I 76110FRV7 100.00 0.00 7.000000 % 0.00
R-II 76110FRW5 100.00 0.00 7.000000 % 0.00
M-1 76110FRX3 14,190,000.00 13,878,339.22 7.000000 % 12,040.46
M-2 76110FRY1 5,067,800.00 4,956,493.82 7.000000 % 4,300.12
M-3 76110FRZ8 5,067,800.00 4,956,493.82 7.000000 % 4,300.12
B-1 76110FSA2 2,230,000.00 2,181,021.56 7.000000 % 1,892.19
B-2 76110FSB0 1,216,400.00 1,189,683.71 7.000000 % 1,032.14
B-3 76110FSC8 1,621,792.30 1,173,706.38 7.000000 % 1,016.98
-------------------------------------------------------------------------------
405,421,992.30 271,588,393.02 2,766,946.03
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-I-1 266,801.57 1,741,956.56 0.00 0.00 47,802,713.10
A-I-2 335,843.67 335,843.67 0.00 0.00 59,732,445.00
A-I-3 117,179.38 485,968.13 0.00 0.00 19,417,233.25
A-I-4 31,148.94 31,148.94 0.00 0.00 0.00
A-I-5 378,226.24 378,226.24 0.00 0.00 64,868,000.00
A-II 289,182.89 1,187,603.17 0.00 0.00 48,689,899.14
A-V-1 158,770.84 158,770.84 0.00 0.00 0.00
A-V-2 28,717.93 28,717.93 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 80,918.39 92,958.85 0.00 0.00 13,866,298.76
M-2 28,899.10 33,199.22 0.00 0.00 4,952,193.70
M-3 28,899.10 33,199.22 0.00 0.00 4,952,193.70
B-1 12,716.57 14,608.76 0.00 0.00 2,179,129.37
B-2 6,936.51 7,968.65 0.00 0.00 1,188,651.57
B-3 6,843.36 7,860.34 0.00 0.00 1,172,689.40
-------------------------------------------------------------------------------
1,771,084.49 4,538,030.52 0.00 0.00 268,821,446.99
===============================================================================
Run: 06/26/00 08:29:37
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4(POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4290
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-I-1 365.003941 10.926556 1.976214 12.902770 0.000000 354.077385
A-I-2 1000.000000 0.000000 5.622466 5.622466 0.000000 1000.000000
A-I-3 480.031724 8.947241 2.842907 11.790148 0.000000 471.084483
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 1000.000000 0.000000 5.830706 5.830706 0.000000 1000.000000
A-II 659.392836 11.946602 3.845364 15.791966 0.000000 647.446234
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 978.036591 0.848517 5.702494 6.551011 0.000000 977.188073
M-2 978.036588 0.848518 5.702494 6.551012 0.000000 977.188070
M-3 978.036588 0.848518 5.702494 6.551012 0.000000 977.188070
B-1 978.036574 0.848516 5.702496 6.551012 0.000000 977.188058
B-2 978.036592 0.848520 5.702492 6.551012 0.000000 977.188071
B-3 723.709429 0.627072 4.219626 4.846698 0.000000 723.082358
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:37 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 56,241.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,017.23
SUBSERVICER ADVANCES THIS MONTH 54,895.78
MASTER SERVICER ADVANCES THIS MONTH 3,644.77
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 36 4,214,392.67
(B) TWO MONTHLY PAYMENTS: 5 505,464.91
(C) THREE OR MORE MONTHLY PAYMENTS: 10 1,051,780.62
FORECLOSURES
NUMBER OF LOANS 13
AGGREGATE PRINCIPAL BALANCE 1,601,330.07
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 268,821,446.99
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,426
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 482,916.69
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,531,384.83
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.56666070 % 8.76006800 % 1.67327170 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.46841600 % 8.84255569 % 1.68902830 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.15817900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.67
POOL TRADING FACTOR: 66.30657737
Run: 06/26/00 08:29:37 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44,813.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,215.11
SUBSERVICER ADVANCES THIS MONTH 44,628.72
MASTER SERVICER ADVANCES THIS MONTH 3,195.42
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 29 3,509,629.60
(B) TWO MONTHLY PAYMENTS: 2 159,163.96
(C) THREE OR MORE MONTHLY PAYMENTS: 8 867,475.54
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,470,560.60
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 214,511,976.44
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,927
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 424,209.52
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,674,491.44
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.50369780 % 0.00000000 % 1.67327170 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.42176310 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.14348793
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.41
POOL TRADING FACTOR: 66.13790327
Run: 06/26/00 08:29:37 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,427.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,802.12
SUBSERVICER ADVANCES THIS MONTH 10,267.06
MASTER SERVICER ADVANCES THIS MONTH 449.35
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 7 704,763.07
(B) TWO MONTHLY PAYMENTS: 3 346,300.95
(C) THREE OR MORE MONTHLY PAYMENTS: 2 184,305.08
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 130,769.47
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 54,309,470.55
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 499
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 58,707.17
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 856,893.39
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.81340980 % 0.00000000 % 1.67327170 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.65268610 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.21620783
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 324.68
POOL TRADING FACTOR: 66.98130354
................................................................................
Run: 06/26/00 08:29:14 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS5(POOL # 4299)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4299
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FSD6 151,551,000.00 60,065,314.96 6.750000 % 2,016,344.66
A-2 76110FSE4 75,936,500.00 65,096,146.52 6.750000 % 1,085,724.05
A-3 76110FSF1 17,485,800.00 17,485,800.00 6.750000 % 0.00
A-4 76110FSG9 13,164,700.00 13,164,700.00 6.750000 % 0.00
A-5 76110FSH7 67,790,000.00 67,790,000.00 6.750000 % 0.00
A-6-1 0.00 0.00 1.054687 % 0.00
A-6-2 0.00 0.00 0.852334 % 0.00
R 76110FSK0 100.00 0.00 6.750000 % 0.00
M-1 76110FSL8 12,650,700.00 12,388,451.63 6.750000 % 37,278.51
M-2 76110FSM6 4,216,900.00 4,129,483.89 6.750000 % 12,426.17
M-3 76110FSN4 4,392,600.00 4,301,541.61 6.750000 % 12,943.92
B-1 76110FSP9 1,757,100.00 1,720,675.40 6.750000 % 5,177.74
B-2 76110FSQ7 1,054,300.00 1,032,444.42 6.750000 % 3,106.76
B-3 76110FSR5 1,405,623.28 1,349,195.78 6.750000 % 4,059.90
-------------------------------------------------------------------------------
351,405,323.28 248,523,754.21 3,177,061.71
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 337,752.29 2,354,096.95 0.00 0.00 58,048,970.30
A-2 366,041.07 1,451,765.12 0.00 0.00 64,010,422.47
A-3 98,324.12 98,324.12 0.00 0.00 17,485,800.00
A-4 74,026.21 74,026.21 0.00 0.00 13,164,700.00
A-5 381,188.83 381,188.83 0.00 0.00 67,790,000.00
A-6-1 165,479.59 165,479.59 0.00 0.00 0.00
A-6-2 42,730.34 42,730.34 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 69,661.30 106,939.81 0.00 0.00 12,351,173.12
M-2 23,220.44 35,646.61 0.00 0.00 4,117,057.72
M-3 24,187.93 37,131.85 0.00 0.00 4,288,597.69
B-1 9,675.50 14,853.24 0.00 0.00 1,715,497.66
B-2 5,805.52 8,912.28 0.00 0.00 1,029,337.66
B-3 7,586.64 11,646.54 0.00 0.00 1,344,899.58
-------------------------------------------------------------------------------
1,605,679.78 4,782,741.49 0.00 0.00 245,346,456.20
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 396.337305 13.304727 2.228638 15.533365 0.000000 383.032579
A-2 857.244494 14.297789 4.820357 19.118146 0.000000 842.946705
A-3 1000.000000 0.000000 5.623084 5.623084 0.000000 1000.000000
A-4 1000.000000 0.000000 5.623084 5.623084 0.000000 1000.000000
A-5 1000.000000 0.000000 5.623083 5.623083 0.000000 1000.000000
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 979.270051 2.946755 5.506517 8.453272 0.000000 976.323296
M-2 979.270054 2.946755 5.506519 8.453274 0.000000 976.323299
M-3 979.270047 2.946756 5.506518 8.453274 0.000000 976.323291
B-1 979.270047 2.946753 5.506516 8.453269 0.000000 976.323294
B-2 979.270056 2.946751 5.506516 8.453267 0.000000 976.323305
B-3 959.855887 2.888327 5.397349 8.285676 0.000000 956.799447
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:14 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS5 (POOL # 4299)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4299
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 51,234.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,261.40
SUBSERVICER ADVANCES THIS MONTH 52,611.88
MASTER SERVICER ADVANCES THIS MONTH 4,513.44
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 2,928,113.12
(B) TWO MONTHLY PAYMENTS: 3 547,270.20
(C) THREE OR MORE MONTHLY PAYMENTS: 12 1,515,514.84
FORECLOSURES
NUMBER OF LOANS 15
AGGREGATE PRINCIPAL BALANCE 2,055,285.73
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 245,346,456.20
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,084
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 8
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 595,445.93
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,427,100.50
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 422,548.49
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.97206810 % 8.37725800 % 1.65067340 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.87286640 % 8.46021127 % 1.66692230 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,483,752.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,483,752.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.08288662
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.80
POOL TRADING FACTOR: 69.81865098
................................................................................
Run: 06/26/00 08:29:38 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6(POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4301
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
CB-1 76110FSS3 20,174,375.00 13,801,011.31 6.750000 % 325,644.74
CB-2 76110FST1 39,313,092.00 39,313,092.00 6.750000 % 0.00
CB-3 76110FSU8 13,813,906.00 13,813,906.00 6.750000 % 0.00
CB-4 76110FSV6 16,300,000.00 4,063,141.67 6.750000 % 625,237.91
CB-5 76110FSW4 20,500,000.00 20,500,000.00 6.750000 % 0.00
CB-6 76110FSX2 136,500,000.00 84,393,608.97 6.750000 % 2,662,357.46
CB-7 76110FSY0 28,438,625.00 28,438,625.00 6.750000 % 0.00
NB-1 76110FSZ7 75,900,500.00 42,554,115.02 6.750000 % 822,911.41
NB-2 76110FTA1 4,494,000.00 0.00 6.750000 % 0.00
NB-3 76110FTB9 9,662,500.00 9,662,500.00 6.750000 % 0.00
NB-4 76110FTC7 10,000,000.00 5,798,173.92 6.750000 % 91,376.73
A-P 76110FTE3 57,464.36 52,357.55 0.000000 % 1,186.30
A-V-1 0.00 0.00 1.000084 % 0.00
A-V-2 0.00 0.00 0.719511 % 0.00
R 100.00 0.00 6.750000 % 0.00
M-1 76110FTG8 13,075,500.00 12,769,359.33 6.750000 % 10,977.39
M-2 76110FTH6 5,029,000.00 4,911,254.51 6.750000 % 4,222.04
M-3 76110FTJ2 4,224,500.00 4,125,590.50 6.750000 % 3,546.63
B-1 76110FTK9 2,011,600.00 1,964,501.79 6.750000 % 1,688.82
B-2 76110FTL7 1,207,000.00 1,178,740.14 6.750000 % 1,013.32
B-3 76110FTM5 1,609,449.28 1,569,670.80 6.750000 % 1,349.42
-------------------------------------------------------------------------------
402,311,611.64 288,909,648.51 4,551,512.17
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
CB-1 77,608.64 403,253.38 0.00 0.00 13,475,366.57
CB-2 221,073.32 221,073.32 0.00 0.00 39,313,092.00
CB-3 77,681.15 77,681.15 0.00 0.00 13,813,906.00
CB-4 22,848.68 648,086.59 0.00 0.00 3,437,903.76
CB-5 115,279.74 115,279.74 0.00 0.00 20,500,000.00
CB-6 474,579.19 3,136,936.65 0.00 0.00 81,731,251.51
CB-7 159,921.83 159,921.83 0.00 0.00 28,438,625.00
NB-1 239,305.67 1,062,217.08 0.00 0.00 41,731,203.61
NB-2 0.00 0.00 0.00 0.00 0.00
NB-3 54,337.66 54,337.66 0.00 0.00 9,662,500.00
NB-4 32,606.39 123,983.12 0.00 0.00 5,706,797.19
A-P 0.00 1,186.30 0.00 0.00 51,171.25
A-V-1 188,516.70 188,516.70 0.00 0.00 0.00
A-V-2 37,550.64 37,550.64 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 71,804.81 82,782.20 0.00 0.00 12,758,381.94
M-2 27,617.02 31,839.06 0.00 0.00 4,907,032.47
M-3 23,199.07 26,745.70 0.00 0.00 4,122,043.87
B-1 11,046.81 12,735.63 0.00 0.00 1,962,812.97
B-2 6,628.30 7,641.62 0.00 0.00 1,177,726.82
B-3 8,826.59 10,176.01 0.00 0.00 1,568,321.38
-------------------------------------------------------------------------------
1,850,432.21 6,401,944.38 0.00 0.00 284,358,136.34
===============================================================================
Run: 06/26/00 08:29:38
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6(POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4301
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
CB-1 684.086189 16.141504 3.846892 19.988396 0.000000 667.944686
CB-2 1000.000000 0.000000 5.623402 5.623402 0.000000 1000.000000
CB-3 1000.000000 0.000000 5.623402 5.623402 0.000000 1000.000000
CB-4 249.272495 38.358154 1.401760 39.759914 0.000000 210.914341
CB-5 1000.000000 0.000000 5.623402 5.623402 0.000000 1000.000000
CB-6 618.268198 19.504450 3.476771 22.981221 0.000000 598.763747
CB-7 1000.000000 0.000000 5.623402 5.623402 0.000000 1000.000000
NB-1 560.656584 10.841976 3.152887 13.994863 0.000000 549.814607
NB-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-3 1000.000000 0.000000 5.623561 5.623561 0.000000 1000.000000
NB-4 579.817392 9.137673 3.260639 12.398312 0.000000 570.679719
A-P 911.130830 20.644030 0.000000 20.644030 0.000000 890.486799
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 976.586695 0.839539 5.491554 6.331093 0.000000 975.747156
M-2 976.586699 0.839539 5.491553 6.331092 0.000000 975.747161
M-3 976.586697 0.839538 5.491554 6.331092 0.000000 975.747158
B-1 976.586692 0.839541 5.491554 6.331095 0.000000 975.747152
B-2 976.586694 0.839536 5.491549 6.331085 0.000000 975.747158
B-3 975.284415 0.838417 5.484230 6.322647 0.000000 974.445978
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:38 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 59,726.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,327.85
SUBSERVICER ADVANCES THIS MONTH 34,052.04
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 29 3,891,526.90
(B) TWO MONTHLY PAYMENTS: 3 285,849.10
(C) THREE OR MORE MONTHLY PAYMENTS: 2 243,446.30
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 154,685.84
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 284,358,136.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,360
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,303,155.62
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.81930150 % 7.54775900 % 1.63127560 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.68038330 % 7.66197815 % 1.65625950 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,845,602.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,845,602.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.01756600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 326.60
POOL TRADING FACTOR: 70.68106615
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 46,256.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,014.49
SUBSERVICER ADVANCES THIS MONTH 19,776.82
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 1,961,766.08
(B) TWO MONTHLY PAYMENTS: 3 285,849.10
(C) THREE OR MORE MONTHLY PAYMENTS: 2 243,446.30
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 154,685.84
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 220,271,720.68
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,157
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,438,772.62
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.27623000 % 7.54775900 % 1.63127570 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.14051590 % 7.66197815 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,845,602.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,845,602.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.06309530
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 326.09
POOL TRADING FACTOR: 74.66552267
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,470.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,313.36
SUBSERVICER ADVANCES THIS MONTH 14,275.22
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 7 1,929,760.82
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 64,086,415.66
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 203
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 864,383.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.24429720 % 7.54775900 % 1.63127560 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.09922670 % 7.66197816 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,845,602.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,845,602.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86107685
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 328.34
POOL TRADING FACTOR: 59.72620950
................................................................................
Run: 06/26/00 08:29:38 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7(POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4311
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
CB-1 76110FTZ6 172,668,000.00 106,462,455.99 6.750000 % 2,829,323.48
CB-2 76110FUA9 35,551,000.00 35,551,000.00 6.750000 % 0.00
CB-3 76110FUB7 44,215,000.00 44,215,000.00 6.750000 % 0.00
NB-1 76110FUC5 32,242,000.00 17,564,956.08 6.750000 % 336,904.51
NB-2 76110FUD3 77,840,000.00 44,575,688.10 6.750000 % 160,918.35
NB-3 76110FUE1 3,780,000.00 0.00 6.750000 % 0.00
NB-4 76110FUF8 13,684,000.00 13,684,000.00 6.750000 % 0.00
A-P 76110FUG6 73,404.89 65,102.86 0.000000 % 85.15
A-V 76110FUH4 0.00 0.00 0.930809 % 0.00
R 76110FUJ0 100.00 0.00 6.750000 % 0.00
M-1 76110FUK7 13,245,900.00 12,989,529.31 6.750000 % 11,092.84
M-2 76110FUL5 5,094,600.00 4,995,995.44 6.750000 % 4,266.50
M-3 76110FUM3 4,279,400.00 4,196,573.40 6.750000 % 3,583.80
B-1 76110FUN1 2,037,800.00 1,998,358.97 6.750000 % 1,706.57
B-2 76110FUP6 1,222,600.00 1,198,936.93 6.750000 % 1,023.87
B-3 76110FUQ4 1,631,527.35 1,481,110.05 6.750000 % 1,212.29
-------------------------------------------------------------------------------
407,565,332.24 288,978,707.13 3,350,117.36
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
CB-1 598,617.87 3,427,941.35 0.00 0.00 103,633,132.51
CB-2 199,896.43 199,896.43 0.00 0.00 35,551,000.00
CB-3 248,612.43 248,612.43 0.00 0.00 44,215,000.00
NB-1 98,758.72 435,663.23 0.00 0.00 17,228,051.57
NB-2 250,626.17 411,544.52 0.00 0.00 44,414,769.75
NB-3 0.00 0.00 0.00 0.00 0.00
NB-4 76,938.09 76,938.09 0.00 0.00 13,684,000.00
A-P 0.00 85.15 0.00 0.00 65,017.71
A-V 224,062.22 224,062.22 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 73,031.68 84,124.52 0.00 0.00 12,978,436.47
M-2 28,089.23 32,355.73 0.00 0.00 4,991,728.94
M-3 23,594.61 27,178.41 0.00 0.00 4,192,989.60
B-1 11,235.47 12,942.04 0.00 0.00 1,996,652.40
B-2 6,740.84 7,764.71 0.00 0.00 1,197,913.06
B-3 8,327.32 9,539.61 0.00 0.00 1,479,845.21
-------------------------------------------------------------------------------
1,848,531.08 5,198,648.44 0.00 0.00 285,628,537.22
===============================================================================
Run: 06/26/00 08:29:38
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7(POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4311
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
CB-1 616.573169 16.385917 3.466872 19.852789 0.000000 600.187252
CB-2 1000.000000 0.000000 5.622808 5.622808 0.000000 1000.000000
CB-3 1000.000000 0.000000 5.622807 5.622807 0.000000 1000.000000
NB-1 544.784941 10.449244 3.063046 13.512290 0.000000 534.335698
NB-2 572.657864 2.067296 3.219761 5.287057 0.000000 570.590567
NB-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-4 1000.000000 0.000000 5.622485 5.622485 0.000000 1000.000000
A-P 886.900859 1.160046 0.000000 1.160046 0.000000 885.740814
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 980.645280 0.837455 5.513531 6.350986 0.000000 979.807825
M-2 980.645279 0.837455 5.513530 6.350985 0.000000 979.807824
M-3 980.645277 0.837454 5.513532 6.350986 0.000000 979.807824
B-1 980.645289 0.837457 5.513529 6.350986 0.000000 979.807832
B-2 980.645289 0.837453 5.513529 6.350982 0.000000 979.807836
B-3 907.805836 0.743040 5.104003 5.847043 0.000000 907.030586
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:38 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 59,714.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,288.44
SUBSERVICER ADVANCES THIS MONTH 57,203.63
MASTER SERVICER ADVANCES THIS MONTH 3,029.73
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 4,446,471.94
(B) TWO MONTHLY PAYMENTS: 9 1,782,135.02
(C) THREE OR MORE MONTHLY PAYMENTS: 7 551,185.27
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 916,406.47
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 285,628,537.21
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,218
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 428,356.11
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,103,547.09
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.70292860 % 7.67603200 % 1.61894490 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.60189280 % 7.75943301 % 1.63690750 %
BANKRUPTCY AMOUNT AVAILABLE 167,865.00
FRAUD AMOUNT AVAILABLE 8,151,307.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,075,653.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.00958200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.50
POOL TRADING FACTOR: 70.08165676
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 42,137.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,804.00
SUBSERVICER ADVANCES THIS MONTH 36,759.07
MASTER SERVICER ADVANCES THIS MONTH 3,029.73
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 2,913,512.90
(B) TWO MONTHLY PAYMENTS: 7 951,643.28
(C) THREE OR MORE MONTHLY PAYMENTS: 7 551,185.27
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 533,845.42
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 201,341,458.94
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,955
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 428,356.11
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,671,230.97
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.21604800 % 7.67603200 % 1.61894490 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.09949600 % 7.75943301 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 167,865.00
FRAUD AMOUNT AVAILABLE 8,151,307.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,075,653.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07168521
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.71
POOL TRADING FACTOR: 74.36860941
Run: 06/26/00 08:29:38 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,577.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,484.44
SUBSERVICER ADVANCES THIS MONTH 20,444.56
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,532,959.04
(B) TWO MONTHLY PAYMENTS: 2 830,491.74
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 382,561.05
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 84,287,078.27
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 263
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 432,316.12
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.46685300 % 7.67603200 % 1.61894490 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.41280340 % 7.75943302 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 167,865.00
FRAUD AMOUNT AVAILABLE 8,151,307.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,075,653.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86123314
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.29
POOL TRADING FACTOR: 61.59946344
................................................................................
Run: 06/26/00 08:29:38 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8(POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4306
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
CB 76110FTN3 124,454,000.00 93,347,075.40 6.500000 % 1,489,841.50
NB 76110FTP8 41,430,000.00 25,724,458.50 6.500000 % 141,693.62
A-P 76110FTQ6 63,383.01 57,848.65 0.000000 % 2,474.58
A-V 76110FTV5 0.00 0.00 0.926313 % 0.00
R 76110FTR4 100.00 0.00 6.500000 % 0.00
M-1 76110FTS2 4,507,000.00 4,158,571.08 6.500000 % 16,920.65
M-2 76110FTT0 780,000.00 719,699.44 6.500000 % 2,928.36
M-3 76110FTU7 693,500.00 639,886.60 6.500000 % 2,603.61
B-1 76110FTW3 520,000.00 479,799.67 6.500000 % 1,952.24
B-2 76110FTX1 433,500.00 399,986.79 6.500000 % 1,627.49
B-3 76110FTY9 433,464.63 399,954.23 6.500000 % 1,627.34
-------------------------------------------------------------------------------
173,314,947.64 125,927,280.36 1,661,669.39
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
CB 505,158.72 1,995,000.22 0.00 0.00 91,857,233.90
NB 139,210.95 280,904.57 0.00 0.00 25,582,764.88
A-P 0.00 2,474.58 0.00 0.00 55,374.07
A-V 97,116.16 97,116.16 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 22,504.60 39,425.25 0.00 0.00 4,141,650.43
M-2 3,894.74 6,823.10 0.00 0.00 716,771.08
M-3 3,462.82 6,066.43 0.00 0.00 637,282.99
B-1 2,596.49 4,548.73 0.00 0.00 477,847.43
B-2 2,164.58 3,792.07 0.00 0.00 398,359.30
B-3 2,164.40 3,791.74 0.00 0.00 398,326.88
-------------------------------------------------------------------------------
778,273.46 2,439,942.85 0.00 0.00 124,265,610.96
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
CB 750.052834 11.971021 4.058999 16.030020 0.000000 738.081813
NB 620.913794 3.420073 3.360148 6.780221 0.000000 617.493721
A-P 912.683856 39.041675 0.000000 39.041675 0.000000 873.642182
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 922.691609 3.754304 4.993255 8.747559 0.000000 918.937304
M-2 922.691590 3.754308 4.993256 8.747564 0.000000 918.937282
M-3 922.691565 3.754304 4.993252 8.747556 0.000000 918.937260
B-1 922.691673 3.754308 4.993250 8.747558 0.000000 918.937365
B-2 922.691557 3.754302 4.993264 8.747566 0.000000 918.937255
B-3 922.691732 3.754262 4.993256 8.747518 0.000000 918.937443
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 26,109.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,191.76
SUBSERVICER ADVANCES THIS MONTH 15,371.74
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 808,466.16
(B) TWO MONTHLY PAYMENTS: 5 580,271.84
(C) THREE OR MORE MONTHLY PAYMENTS: 2 130,626.22
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 124,265,610.96
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,420
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,149,287.96
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.59924640 % 4.38201900 % 1.01625370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.54937190 % 4.42254656 % 1.02611000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,733,149.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,733,149.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75472200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 71.69930387
Run: 06/26/00 08:29:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,402.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,200.17
SUBSERVICER ADVANCES THIS MONTH 10,779.34
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 579,735.50
(B) TWO MONTHLY PAYMENTS: 4 334,926.08
(C) THREE OR MORE MONTHLY PAYMENTS: 2 130,626.22
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 96,987,734.12
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,326
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,121,398.36
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.79917790 % 4.38201900 % 1.01625370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.74395520 % 4.42254656 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,733,149.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,733,149.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.82052649
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 148.26
POOL TRADING FACTOR: 74.59362567
Run: 06/26/00 08:29:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 5,707.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,991.59
SUBSERVICER ADVANCES THIS MONTH 4,592.40
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 228,730.66
(B) TWO MONTHLY PAYMENTS: 1 245,345.76
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 27,277,876.84
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 94
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 27,889.60
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.88077820 % 4.38201900 % 1.01625370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.85724160 % 4.42254655 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,733,149.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,733,149.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.52075126
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 147.61
POOL TRADING FACTOR: 63.00690767
................................................................................
Run: 06/26/00 08:29:15 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10(POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4313
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FUR2 25,000,000.00 14,666,584.79 6.750000 % 176,265.62
A-2 76110FUS0 29,011,000.00 0.00 6.750000 % 0.00
A-3 76110FUT8 12,434,000.00 4,880,416.71 6.750000 % 623,712.36
A-4 76110FUU5 17,404,000.00 17,404,000.00 6.750000 % 0.00
A-5 76110FUV3 7,831,000.00 7,831,000.00 6.750000 % 0.00
A-6 76110FUW1 13,853,000.00 13,853,000.00 6.750000 % 0.00
A-7 76110FUX9 14,886,000.00 14,886,000.00 6.750000 % 0.00
A-8 76110FUY7 8,409,000.00 8,409,000.00 6.750000 % 0.00
A-9 76110FUZ4 5,000,000.00 5,000,000.00 6.750000 % 0.00
A-10 76110FVA8 16,186,000.00 15,913,641.18 6.750000 % 13,497.15
A-11 76110FVB6 10,998.00 10,494.82 0.000000 % 72.10
A-12 76110FVC4 0.00 0.00 0.991753 % 0.00
R 76110FVD2 100.00 0.00 6.750000 % 0.00
M-1 76110FVE0 4,827,000.00 4,745,776.98 6.750000 % 4,025.13
M-2 76110FVF7 2,011,300.00 1,977,456.23 6.750000 % 1,677.18
M-3 76110FVG5 2,011,300.00 1,977,456.23 6.750000 % 1,677.18
B-1 76110FVH3 884,900.00 870,009.96 6.750000 % 737.90
B-2 76110FVJ9 482,700.00 474,577.69 6.750000 % 402.51
B-3 76110FVK6 643,577.01 632,747.59 6.750000 % 536.66
-------------------------------------------------------------------------------
160,885,875.01 113,532,162.18 822,603.79
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 82,471.39 258,737.01 0.00 0.00 14,490,319.17
A-2 0.00 0.00 0.00 0.00 0.00
A-3 27,442.97 651,155.33 0.00 0.00 4,256,704.35
A-4 97,864.10 97,864.10 0.00 0.00 17,404,000.00
A-5 44,034.35 44,034.35 0.00 0.00 7,831,000.00
A-6 77,896.55 77,896.55 0.00 0.00 13,853,000.00
A-7 83,705.18 83,705.18 0.00 0.00 14,886,000.00
A-8 47,284.49 47,284.49 0.00 0.00 8,409,000.00
A-9 28,115.40 28,115.40 0.00 0.00 5,000,000.00
A-10 89,483.69 102,980.84 0.00 0.00 15,900,144.03
A-11 0.00 72.10 0.00 0.00 10,422.72
A-12 93,797.92 93,797.92 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 26,685.89 30,711.02 0.00 0.00 4,741,751.85
M-2 11,119.40 12,796.58 0.00 0.00 1,975,779.05
M-3 11,119.40 12,796.58 0.00 0.00 1,975,779.05
B-1 4,892.14 5,630.04 0.00 0.00 869,272.06
B-2 2,668.59 3,071.10 0.00 0.00 474,175.18
B-3 3,558.00 4,094.66 0.00 0.00 632,210.93
-------------------------------------------------------------------------------
732,139.46 1,554,743.25 0.00 0.00 112,709,558.39
===============================================================================
Run: 06/26/00 08:29:15
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10(POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4313
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 586.663392 7.050625 3.298856 10.349481 0.000000 579.612767
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 392.505767 50.161843 2.207091 52.368934 0.000000 342.343924
A-4 1000.000000 0.000000 5.623081 5.623081 0.000000 1000.000000
A-5 1000.000000 0.000000 5.623081 5.623081 0.000000 1000.000000
A-6 1000.000000 0.000000 5.623082 5.623082 0.000000 1000.000000
A-7 1000.000000 0.000000 5.623081 5.623081 0.000000 1000.000000
A-8 1000.000000 0.000000 5.623081 5.623081 0.000000 1000.000000
A-9 1000.000000 0.000000 5.623080 5.623080 0.000000 1000.000000
A-10 983.173185 0.833878 5.528462 6.362340 0.000000 982.339307
A-11 954.248045 6.555737 0.000000 6.555737 0.000000 947.692308
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 983.173188 0.833878 5.528463 6.362341 0.000000 982.339310
M-2 983.173186 0.833879 5.528464 6.362343 0.000000 982.339308
M-3 983.173186 0.833879 5.528464 6.362343 0.000000 982.339308
B-1 983.173195 0.833880 5.528466 6.362346 0.000000 982.339315
B-2 983.173172 0.833872 5.528465 6.362337 0.000000 982.339300
B-3 983.173078 0.833871 5.528476 6.362347 0.000000 982.339208
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:15 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10 (POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4313
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 23,557.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,076.08
SUBSERVICER ADVANCES THIS MONTH 32,859.72
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 16 2,173,587.02
(B) TWO MONTHLY PAYMENTS: 2 385,847.24
(C) THREE OR MORE MONTHLY PAYMENTS: 4 837,602.83
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,052,963.87
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 112,709,558.39
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 892
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 726,307.89
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.59384440 % 7.66434300 % 1.74181310 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.53322990 % 7.71301926 % 1.75303760 %
BANKRUPTCY AMOUNT AVAILABLE 132,896.00
FRAUD AMOUNT AVAILABLE 3,217,718.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,608,859.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07117542
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 328.88
POOL TRADING FACTOR: 70.05559586
................................................................................
Run: 06/26/00 08:29:15 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9(POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4314
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FVL4 99,000,000.00 0.00 6.750000 % 0.00
A-2 76110FVM2 43,000,000.00 39,075,633.87 6.750000 % 4,428,340.77
A-3 76110FVN0 60,000,000.00 60,000,000.00 6.750000 % 0.00
A-4 76110FVP5 27,000,000.00 27,000,000.00 6.750000 % 0.00
A-5 76110FVQ3 52,500,000.00 52,500,000.00 6.750000 % 0.00
A-6 76110FVR1 36,500,000.00 36,500,000.00 6.750000 % 0.00
A-7 76110FVS9 25,000,000.00 25,000,000.00 6.750000 % 0.00
A-8 76110FVT7 10,405,000.00 10,405,000.00 7.410000 % 0.00
A-9 76110FVU4 3,469,000.00 3,469,000.00 4.770384 % 0.00
A-10 76110FVU2 7,590,000.00 6,796,243.94 6.750000 % 35,597.03
A-11 76110FVW0 7,500,000.00 7,500,000.00 6.750000 % 0.00
A-12 76110FVX8 28,126,000.00 28,126,000.00 6.750000 % 0.00
A-13 76110FVY6 77,829.78 73,654.38 0.000000 % 84.38
A-14 76110FVZ3 0.00 0.00 0.923385 % 0.00
R 76110FWA7 100.00 0.00 6.750000 % 0.00
M-1 76110FWB5 11,770,000.00 11,560,659.36 6.750000 % 9,700.69
M-2 76110FWC3 5,349,900.00 5,254,746.94 6.750000 % 4,409.32
M-3 76110FWD1 5,349,900.00 5,254,746.94 6.750000 % 4,409.32
B-1 76110FWE9 2,354,000.00 2,312,131.89 6.750000 % 1,940.14
B-2 76110FWF6 1,284,000.00 1,261,162.83 6.750000 % 1,058.26
B-3 76110FWG4 1,712,259.01 1,575,154.50 6.750000 % 847.71
-------------------------------------------------------------------------------
427,987,988.79 323,664,134.65 4,486,387.62
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 219,723.72 4,648,064.49 0.00 0.00 34,647,293.10
A-3 337,382.20 337,382.20 0.00 0.00 60,000,000.00
A-4 151,821.99 151,821.99 0.00 0.00 27,000,000.00
A-5 295,209.43 295,209.43 0.00 0.00 52,500,000.00
A-6 205,240.84 205,240.84 0.00 0.00 36,500,000.00
A-7 140,575.92 140,575.92 0.00 0.00 25,000,000.00
A-8 64,228.45 64,228.45 0.00 0.00 10,405,000.00
A-9 13,785.57 13,785.57 0.00 0.00 3,469,000.00
A-10 38,215.53 73,812.56 0.00 0.00 6,760,646.91
A-11 42,172.78 42,172.78 0.00 0.00 7,500,000.00
A-12 158,153.53 158,153.53 0.00 0.00 28,126,000.00
A-13 0.00 84.38 0.00 0.00 73,570.00
A-14 248,968.51 248,968.51 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 65,006.01 74,706.70 0.00 0.00 11,550,958.67
M-2 29,547.63 33,956.95 0.00 0.00 5,250,337.62
M-3 29,547.63 33,956.95 0.00 0.00 5,250,337.62
B-1 13,001.20 14,941.34 0.00 0.00 2,310,191.75
B-2 7,091.56 8,149.82 0.00 0.00 1,260,104.57
B-3 8,857.15 9,704.86 0.00 0.00 1,573,832.77
-------------------------------------------------------------------------------
2,068,529.65 6,554,917.27 0.00 0.00 319,177,273.01
===============================================================================
Run: 06/26/00 08:29:15
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9(POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4314
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 908.735671 102.984669 5.109854 108.094523 0.000000 805.751002
A-3 1000.000000 0.000000 5.623037 5.623037 0.000000 1000.000000
A-4 1000.000000 0.000000 5.623037 5.623037 0.000000 1000.000000
A-5 1000.000000 0.000000 5.623037 5.623037 0.000000 1000.000000
A-6 1000.000000 0.000000 5.623037 5.623037 0.000000 1000.000000
A-7 1000.000000 0.000000 5.623037 5.623037 0.000000 1000.000000
A-8 1000.000000 0.000000 6.172845 6.172845 0.000000 1000.000000
A-9 1000.000000 0.000000 3.973932 3.973932 0.000000 1000.000000
A-10 895.420809 4.689991 5.034984 9.724975 0.000000 890.730818
A-11 1000.000000 0.000000 5.623037 5.623037 0.000000 1000.000000
A-12 1000.000000 0.000000 5.623037 5.623037 0.000000 1000.000000
A-13 946.352155 1.084161 0.000000 1.084161 0.000000 945.267994
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 982.214049 0.824188 5.523025 6.347213 0.000000 981.389862
M-2 982.214049 0.824187 5.523025 6.347212 0.000000 981.389862
M-3 982.214049 0.824187 5.523025 6.347212 0.000000 981.389862
B-1 982.214057 0.824189 5.523025 6.347214 0.000000 981.389868
B-2 982.214042 0.824190 5.523022 6.347212 0.000000 981.389852
B-3 919.927704 0.495083 5.172786 5.667869 0.000000 919.155782
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:15 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9 (POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4314
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 66,698.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,044.19
SUBSERVICER ADVANCES THIS MONTH 49,270.27
MASTER SERVICER ADVANCES THIS MONTH 6,506.32
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 4,946,329.23
(B) TWO MONTHLY PAYMENTS: 2 151,899.78
(C) THREE OR MORE MONTHLY PAYMENTS: 6 739,750.29
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 917,751.70
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 319,177,273.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,511
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 904,286.98
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,215,260.92
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.58856510 % 6.82039600 % 1.59103850 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.47745300 % 6.90889853 % 1.61205560 %
BANKRUPTCY AMOUNT AVAILABLE 182,125.00
FRAUD AMOUNT AVAILABLE 7,120,571.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,560,285.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.00141055
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.94
POOL TRADING FACTOR: 74.57622208
................................................................................
Run: 06/26/00 08:29:17 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11(POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4319
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FWH2 112,117,000.00 6,302,005.54 6.750000 % 4,902,515.53
A-2 76110FWJ8 47,967,000.00 47,967,000.00 6.750000 % 0.00
A-3 76110FWK5 67,521,000.00 67,521,000.00 6.750000 % 0.00
A-4 76110FWL3 30,346,000.00 30,346,000.00 6.750000 % 0.00
A-5 76110FWM1 45,610,000.00 45,610,000.00 6.750000 % 0.00
A-6 76110FWN9 28,628,000.00 28,628,000.00 6.750000 % 0.00
A-7 76110FWP4 16,219,000.00 16,219,000.00 6.997500 % 0.00
A-8 76110FWQ2 5,046,000.00 5,046,000.00 5.954996 % 0.00
A-9 76110FWR0 96,429,000.00 96,429,000.00 6.750000 % 0.00
A-10 76110FWS8 62,872.89 57,719.93 0.000000 % 78.27
A-11 76110FWT6 0.00 0.00 0.872099 % 0.00
R 76110FWU3 100.00 0.00 6.750000 % 0.00
M-1 76110FWV1 13,198,800.00 12,968,781.07 6.750000 % 10,971.89
M-2 76110FWW9 6,000,000.00 5,895,436.45 6.750000 % 4,987.67
M-3 76110FWX7 4,799,500.00 4,715,857.86 6.750000 % 3,989.72
B-1 76110FWY5 2,639,600.00 2,593,599.00 6.750000 % 2,194.24
B-2 76110FWZ2 1,439,500.00 1,414,413.45 6.750000 % 1,196.63
B-3 76110FXA6 1,919,815.88 1,862,748.15 6.750000 % 1,575.93
-------------------------------------------------------------------------------
479,943,188.77 373,576,561.45 4,927,509.88
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 35,439.83 4,937,955.36 0.00 0.00 1,399,490.01
A-2 269,746.24 269,746.24 0.00 0.00 47,967,000.00
A-3 379,709.71 379,709.71 0.00 0.00 67,521,000.00
A-4 170,653.14 170,653.14 0.00 0.00 30,346,000.00
A-5 256,491.46 256,491.46 0.00 0.00 45,610,000.00
A-6 160,991.83 160,991.83 0.00 0.00 28,628,000.00
A-7 94,553.16 94,553.16 0.00 0.00 16,219,000.00
A-8 25,034.44 25,034.44 0.00 0.00 5,046,000.00
A-9 542,276.15 542,276.15 0.00 0.00 96,429,000.00
A-10 0.00 78.27 0.00 0.00 57,641.66
A-11 271,428.02 271,428.02 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,930.97 83,902.86 0.00 0.00 12,957,809.18
M-2 33,153.46 38,141.13 0.00 0.00 5,890,448.78
M-3 26,520.00 30,509.72 0.00 0.00 4,711,868.14
B-1 14,585.31 16,779.55 0.00 0.00 2,591,404.76
B-2 7,954.07 9,150.70 0.00 0.00 1,413,216.82
B-3 10,475.31 12,051.24 0.00 0.00 1,847,960.65
-------------------------------------------------------------------------------
2,371,943.10 7,299,452.98 0.00 0.00 368,635,840.00
===============================================================================
Run: 06/26/00 08:29:17
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11(POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4319
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 56.209188 43.726781 0.316097 44.042878 0.000000 12.482407
A-2 1000.000000 0.000000 5.623580 5.623580 0.000000 1000.000000
A-3 1000.000000 0.000000 5.623579 5.623579 0.000000 1000.000000
A-4 1000.000000 0.000000 5.623579 5.623579 0.000000 1000.000000
A-5 1000.000000 0.000000 5.623579 5.623579 0.000000 1000.000000
A-6 1000.000000 0.000000 5.623579 5.623579 0.000000 1000.000000
A-7 1000.000000 0.000000 5.829777 5.829777 0.000000 1000.000000
A-8 1000.000000 0.000000 4.961245 4.961245 0.000000 1000.000000
A-9 1000.000000 0.000000 5.623580 5.623580 0.000000 1000.000000
A-10 918.041623 1.244893 0.000000 1.244893 0.000000 916.796731
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 982.572739 0.831279 5.525576 6.356855 0.000000 981.741460
M-2 982.572742 0.831278 5.525577 6.356855 0.000000 981.741463
M-3 982.572739 0.831278 5.525576 6.356854 0.000000 981.741461
B-1 982.572738 0.831277 5.525576 6.356853 0.000000 981.741461
B-2 982.572734 0.831282 5.525578 6.356860 0.000000 981.741452
B-3 970.274373 0.820876 5.456414 6.277290 0.000000 962.571812
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:17 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11 (POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4319
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 77,158.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,928.09
SUBSERVICER ADVANCES THIS MONTH 51,702.16
MASTER SERVICER ADVANCES THIS MONTH 2,764.43
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 4,379,529.83
(B) TWO MONTHLY PAYMENTS: 9 947,269.23
(C) THREE OR MORE MONTHLY PAYMENTS: 11 1,093,201.07
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 713,265.66
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 368,635,840.00
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,868
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 376,075.28
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,532,709.33
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.11530110 % 6.31295500 % 1.57174420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.01995440 % 6.39116536 % 1.58788070 %
BANKRUPTCY AMOUNT AVAILABLE 154,256.00
FRAUD AMOUNT AVAILABLE 8,184,295.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,092,147.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.94928916
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 330.12
POOL TRADING FACTOR: 76.80822410
................................................................................
Run: 06/26/00 08:29:39 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12(POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4321
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
CB-1 76110FXN8 188,037,444.00 151,654,081.54 7.000000 % 2,291,398.92
CB-2 76110FXP8 6,964,350.00 5,616,817.99 0.000000 % 84,866.63
NB-1 76110FXQ1 25,499,800.00 12,673,266.54 6.750000 % 559,740.73
NB-2 76110FXR9 7,423,000.00 7,423,000.00 6.750000 % 0.00
NB-3 76110FXS7 21,430,159.00 21,430,159.00 6.750000 % 0.00
NB-4 76110FXT5 4,020,000.00 4,020,000.00 6.750000 % 0.00
NB-5 76110FXU2 10,500,000.00 10,500,000.00 6.750000 % 0.00
NB-6 76110FXV0 0.00 0.00 0.350000 % 0.00
NB-7 76110FXW8 15,249,000.00 8,551,936.12 6.400000 % 292,250.51
NB-8 76110FXX6 20,899,000.00 13,541,988.12 6.100000 % 321,049.72
NB-9 76110FXY4 0.00 0.00 0.650000 % 0.00
A-P 76110FXZ1 58,061.92 56,388.04 0.000000 % 60.06
A-V 76110FYA5 0.00 0.00 0.821014 % 0.00
R-I 76110FYB3 100.00 0.00 6.750000 % 0.00
R-II 76110FYC1 100.00 0.00 6.750000 % 0.00
M-1 76110FYD9 8,802,500.00 8,649,567.28 6.750000 % 7,281.58
M-2 76110FYE7 4,001,000.00 3,931,487.48 6.750000 % 3,309.70
M-3 76110FYF4 3,201,000.00 3,145,386.50 6.750000 % 2,647.92
B-1 76110FYG2 1,760,300.00 1,729,716.93 6.750000 % 1,456.15
B-2 76110FYH0 960,000.00 943,321.14 6.750000 % 794.13
B-3 76110FYJ6 1,280,602.22 1,210,789.24 6.750000 % 1,019.30
-------------------------------------------------------------------------------
320,086,417.14 255,077,905.92 3,565,875.35
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
CB-1 884,318.19 3,175,717.11 0.00 0.00 149,362,682.62
CB-2 0.00 84,866.63 0.00 0.00 5,531,951.36
NB-1 71,195.89 630,936.62 0.00 0.00 12,113,525.81
NB-2 41,700.94 41,700.94 0.00 0.00 7,423,000.00
NB-3 120,390.37 120,390.37 0.00 0.00 21,430,159.00
NB-4 22,583.56 22,583.56 0.00 0.00 4,020,000.00
NB-5 58,986.91 58,986.91 0.00 0.00 10,500,000.00
NB-6 2,491.12 2,491.12 0.00 0.00 0.00
NB-7 45,551.96 337,802.47 0.00 0.00 8,259,685.61
NB-8 68,750.34 389,800.06 0.00 0.00 13,220,938.40
NB-9 7,325.85 7,325.85 0.00 0.00 0.00
A-P 0.00 60.06 0.00 0.00 56,327.98
A-V 174,400.85 174,400.85 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 48,615.68 55,897.26 0.00 0.00 8,642,285.70
M-2 22,097.29 25,406.99 0.00 0.00 3,928,177.78
M-3 17,678.93 20,326.85 0.00 0.00 3,142,738.58
B-1 9,722.03 11,178.18 0.00 0.00 1,728,260.78
B-2 5,302.02 6,096.15 0.00 0.00 942,527.01
B-3 6,805.35 7,824.65 0.00 0.00 1,209,769.93
-------------------------------------------------------------------------------
1,607,917.28 5,173,792.63 0.00 0.00 251,512,030.56
===============================================================================
Run: 06/26/00 08:29:39
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12(POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4321
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
CB-1 806.510014 12.185865 4.702883 16.888748 0.000000 794.324149
CB-2 806.510010 12.185865 0.000000 12.185865 0.000000 794.324145
NB-1 496.994743 21.950789 2.792018 24.742807 0.000000 475.043954
NB-2 1000.000000 0.000000 5.617801 5.617801 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.617801 5.617801 0.000000 1000.000000
NB-4 1000.000000 0.000000 5.617801 5.617801 0.000000 1000.000000
NB-5 1000.000000 0.000000 5.617801 5.617801 0.000000 1000.000000
NB-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-7 560.819471 19.165225 2.987210 22.152435 0.000000 541.654247
NB-8 647.973019 15.361966 3.289647 18.651613 0.000000 632.611053
NB-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-P 971.170778 1.034377 0.000000 1.034377 0.000000 970.136401
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 982.626218 0.827217 5.522940 6.350157 0.000000 981.799000
M-2 982.626213 0.827218 5.522942 6.350160 0.000000 981.798995
M-3 982.626211 0.827216 5.522940 6.350156 0.000000 981.798994
B-1 982.626217 0.827217 5.522939 6.350156 0.000000 981.799000
B-2 982.626188 0.827219 5.522938 6.350157 0.000000 981.798969
B-3 945.484258 0.795954 5.314179 6.110133 0.000000 944.688297
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:39 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 52,735.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,333.49
SUBSERVICER ADVANCES THIS MONTH 33,501.85
MASTER SERVICER ADVANCES THIS MONTH 2,418.81
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 3,003,845.01
(B) TWO MONTHLY PAYMENTS: 3 392,696.21
(C) THREE OR MORE MONTHLY PAYMENTS: 4 465,002.71
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 729,766.66
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 251,512,030.56
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,808
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 312,008.15
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,351,162.52
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.28994120 % 6.16534800 % 1.52260440 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.20786820 % 6.24749521 % 1.54323710 %
BANKRUPTCY AMOUNT AVAILABLE 160,187.00
FRAUD AMOUNT AVAILABLE 2,721,661.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,721,661.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.89682900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.40
POOL TRADING FACTOR: 78.57628974
Run: 06/26/00 08:29:39 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 35,087.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,565.44
SUBSERVICER ADVANCES THIS MONTH 23,722.01
MASTER SERVICER ADVANCES THIS MONTH 2,418.81
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,122,057.09
(B) TWO MONTHLY PAYMENTS: 2 156,277.55
(C) THREE OR MORE MONTHLY PAYMENTS: 4 465,002.71
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 497,642.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 167,633,640.13
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,535
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 312,008.15
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,244,234.77
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.52083380 % 6.16534800 % 1.52260440 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.42068310 % 6.24749521 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.96929658
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.60
POOL TRADING FACTOR: 80.57683382
Run: 06/26/00 08:29:39 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,648.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,768.05
SUBSERVICER ADVANCES THIS MONTH 9,779.84
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 881,787.92
(B) TWO MONTHLY PAYMENTS: 1 236,418.66
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 232,124.46
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 83,878,390.43
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 273
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,106,927.75
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.88959790 % 6.16534800 % 1.52260440 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.78254110 % 6.24749520 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75199922
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 334.04
POOL TRADING FACTOR: 74.86171759
................................................................................
Run: 06/26/00 08:29:39 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13(POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4322
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
CB 112,514,000.00 92,271,792.00 6.500000 % 1,893,260.02
NB 37,758,000.00 28,236,240.72 6.500000 % 136,381.92
A-P 53,454.22 49,413.19 0.000000 % 203.28
A-V 0.00 0.00 0.845483 % 0.00
R 100.00 0.00 6.500000 % 0.00
M-1 4,083,000.00 3,808,381.85 6.500000 % 14,863.77
M-2 706,500.00 658,981.58 6.500000 % 2,571.95
M-3 628,000.00 585,761.41 6.500000 % 2,286.17
B-1 471,000.00 439,321.07 6.500000 % 1,714.63
B-2 314,000.00 292,880.71 6.500000 % 1,143.09
B-3 471,221.05 439,527.24 6.500000 % 1,715.44
-------------------------------------------------------------------------------
156,999,275.27 126,782,299.77 2,054,140.27
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
CB 499,338.00 2,392,598.02 0.00 0.00 90,378,531.98
NB 152,803.23 289,185.15 0.00 0.00 28,099,858.80
A-P 0.00 203.28 0.00 0.00 49,209.91
A-V 89,243.35 89,243.35 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 20,609.44 35,473.21 0.00 0.00 3,793,518.08
M-2 3,566.14 6,138.09 0.00 0.00 656,409.63
M-3 3,169.90 5,456.07 0.00 0.00 583,475.24
B-1 2,377.43 4,092.06 0.00 0.00 437,606.44
B-2 1,584.96 2,728.05 0.00 0.00 291,737.62
B-3 2,378.54 4,093.98 0.00 0.00 437,811.81
-------------------------------------------------------------------------------
775,070.99 2,829,211.26 0.00 0.00 124,728,159.51
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
CB 820.091651 16.826884 4.438008 21.264892 0.000000 803.264767
NB 747.821408 3.612001 4.046910 7.658911 0.000000 744.209407
A-P 924.402040 3.802797 0.000000 3.802797 0.000000 920.599243
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 932.741085 3.640404 5.047622 8.688026 0.000000 929.100681
M-2 932.741090 3.640410 5.047615 8.688025 0.000000 929.100679
M-3 932.741099 3.640398 5.047611 8.688009 0.000000 929.100701
B-1 932.741125 3.640403 5.047622 8.688025 0.000000 929.100722
B-2 932.741115 3.640414 5.047643 8.688057 0.000000 929.100701
B-3 932.741099 3.640415 5.047610 8.688025 0.000000 929.100696
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:39 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 26,220.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,072.43
SUBSERVICER ADVANCES THIS MONTH 21,364.05
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 1,445,725.72
(B) TWO MONTHLY PAYMENTS: 2 105,351.48
(C) THREE OR MORE MONTHLY PAYMENTS: 3 293,865.31
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 366,206.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 124,728,159.51
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,249
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,559,312.22
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.08820950 % 3.98567100 % 0.92420550 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.02677970 % 4.03549846 % 0.93612910 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,370,649.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,562,110.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.67100000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 79.44505431
Run: 06/26/00 08:29:39 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,010.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,002.75
SUBSERVICER ADVANCES THIS MONTH 14,801.62
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 764,406.91
(B) TWO MONTHLY PAYMENTS: 2 105,351.48
(C) THREE OR MORE MONTHLY PAYMENTS: 3 293,865.31
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 366,206.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 95,036,070.00
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,155
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,534,596.77
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.17663890 % 3.98567100 % 0.92420550 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.09918920 % 4.03549846 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.72834752
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 151.94
POOL TRADING FACTOR: 80.86017043
Run: 06/26/00 08:29:39 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 6,210.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,069.68
SUBSERVICER ADVANCES THIS MONTH 6,562.43
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 681,318.81
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 29,692,089.51
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 94
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 24,715.45
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.64336480 % 3.98567100 % 0.92420550 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.63752560 % 4.03549844 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.48744734
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 153.27
POOL TRADING FACTOR: 75.23098310
................................................................................
Run: 06/26/00 08:29:19 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS14(POOL # 4335)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4335
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FYK3 104,208,000.00 81,395,965.97 6.750000 % 4,238,652.44
A-2 76110FYL1 97,975,000.00 63,616,022.46 6.500000 % 402,695.45
A-3 76110FYM9 46,000,000.00 29,868,200.79 6.250000 % 189,068.52
A-4 76110FYN7 37,995,000.00 24,670,484.48 8.000000 % 156,166.49
A-5 76110FYP2 25,759,000.00 25,759,000.00 6.750000 % 0.00
A-6 76110FYQ0 88,071,000.00 88,071,000.00 6.750000 % 0.00
A-P 76110FYR8 95,321.30 88,940.97 0.000000 % 116.23
A-V 76110FYS6 0.00 0.00 0.805657 % 0.00
R 76110FYT4 100.00 0.00 6.750000 % 0.00
M-1 76110FYU1 12,410,000.00 12,212,351.65 6.750000 % 10,238.60
M-2 76110FYV9 5,563,000.00 5,474,400.67 6.750000 % 4,589.63
M-3 76110FYW7 4,279,000.00 4,210,850.33 6.750000 % 3,530.29
B-1 76110FYX5 2,567,500.00 2,526,608.63 6.750000 % 2,118.26
B-2 76110FYY3 1,283,800.00 1,263,353.51 6.750000 % 1,059.17
B-3 76110FYZ0 1,711,695.86 1,610,782.45 6.750000 % 1,350.46
-------------------------------------------------------------------------------
427,918,417.16 340,767,961.91 5,009,585.54
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 457,681.75 4,696,334.19 0.00 0.00 77,157,313.53
A-2 344,458.43 747,153.88 0.00 0.00 63,213,327.01
A-3 155,505.60 344,574.12 0.00 0.00 29,679,132.27
A-4 164,408.63 320,575.12 0.00 0.00 24,514,317.99
A-5 144,840.40 144,840.40 0.00 0.00 25,759,000.00
A-6 495,214.83 495,214.83 0.00 0.00 88,071,000.00
A-P 0.00 116.23 0.00 0.00 88,824.74
A-V 228,699.79 228,699.79 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 68,668.89 78,907.49 0.00 0.00 12,202,113.05
M-2 30,782.03 35,371.66 0.00 0.00 5,469,811.04
M-3 23,677.21 27,207.50 0.00 0.00 4,207,320.04
B-1 14,206.88 16,325.14 0.00 0.00 2,524,490.37
B-2 7,103.71 8,162.88 0.00 0.00 1,262,294.34
B-3 9,057.27 10,407.73 0.00 0.00 1,609,431.99
-------------------------------------------------------------------------------
2,144,305.42 7,153,890.96 0.00 0.00 335,758,376.37
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 781.091336 40.674924 4.392002 45.066926 0.000000 740.416413
A-2 649.308726 4.110186 3.515779 7.625965 0.000000 645.198541
A-3 649.308713 4.110185 3.380557 7.490742 0.000000 645.198528
A-4 649.308711 4.110185 4.327112 8.437297 0.000000 645.198526
A-5 1000.000000 0.000000 5.622905 5.622905 0.000000 1000.000000
A-6 1000.000000 0.000000 5.622905 5.622905 0.000000 1000.000000
A-P 933.065013 1.219350 0.000000 1.219350 0.000000 931.845663
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 984.073461 0.825028 5.533351 6.358379 0.000000 983.248433
M-2 984.073462 0.825028 5.533351 6.358379 0.000000 983.248434
M-3 984.073459 0.825027 5.533351 6.358378 0.000000 983.248432
B-1 984.073468 0.825028 5.533352 6.358380 0.000000 983.248440
B-2 984.073462 0.825027 5.533346 6.358373 0.000000 983.248434
B-3 941.044778 0.788954 5.291401 6.080355 0.000000 940.255820
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:19 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS14 (POOL # 4335)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4335
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 70,392.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,504.31
SUBSERVICER ADVANCES THIS MONTH 41,929.13
MASTER SERVICER ADVANCES THIS MONTH 795.97
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 3,955,911.18
(B) TWO MONTHLY PAYMENTS: 7 619,777.82
(C) THREE OR MORE MONTHLY PAYMENTS: 5 681,318.66
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 558,310.52
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 335,758,376.38
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,649
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 119,445.68
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,723,876.41
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.98707710 % 6.42763500 % 1.58528830 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.87431190 % 6.51636584 % 1.60759790 %
BANKRUPTCY AMOUNT AVAILABLE 181,420.00
FRAUD AMOUNT AVAILABLE 3,662,072.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,662,072.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.88307812
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.12
POOL TRADING FACTOR: 78.46317497
................................................................................
Run: 06/26/00 08:29:39 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15(POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4336
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
CB 250,018,000.00 204,591,265.21 6.500000 % 1,833,254.78
NB 150,029,000.00 118,164,952.83 6.500000 % 787,699.56
A-V 0.00 0.00 0.995263 % 0.00
R 100.00 0.00 6.500000 % 0.00
M-1 14,626,000.00 14,411,635.66 6.500000 % 26,719.71
M-2 5,377,000.00 5,298,192.60 6.500000 % 9,823.04
M-3 4,517,000.00 4,450,797.11 6.500000 % 8,251.94
B-1 2,581,000.00 2,543,171.86 6.500000 % 4,715.13
B-2 1,290,500.00 1,271,585.91 6.500000 % 2,357.57
B-3 1,720,903.67 1,695,681.45 6.500000 % 3,143.86
-------------------------------------------------------------------------------
430,159,503.67 352,427,282.63 2,675,965.59
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
CB 1,107,583.72 2,940,838.50 0.00 0.00 202,758,010.43
NB 639,912.44 1,427,612.00 0.00 0.00 117,377,253.27
A-V 292,170.22 292,170.22 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 78,023.35 104,743.06 0.00 0.00 14,384,915.95
M-2 28,683.95 38,506.99 0.00 0.00 5,288,369.56
M-3 24,096.22 32,348.16 0.00 0.00 4,442,545.17
B-1 13,768.51 18,483.64 0.00 0.00 2,538,456.73
B-2 6,884.26 9,241.83 0.00 0.00 1,269,228.34
B-3 9,180.27 12,324.13 0.00 0.00 1,692,537.59
-------------------------------------------------------------------------------
2,200,302.94 4,876,268.53 0.00 0.00 349,751,317.04
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
CB 818.306143 7.332491 4.430016 11.762507 0.000000 810.973652
NB 787.614080 5.250315 4.265258 9.515573 0.000000 782.363765
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 985.343611 1.826864 5.334565 7.161429 0.000000 983.516748
M-2 985.343612 1.826863 5.334564 7.161427 0.000000 983.516749
M-3 985.343615 1.826863 5.334563 7.161426 0.000000 983.516752
B-1 985.343611 1.826862 5.334564 7.161426 0.000000 983.516749
B-2 985.343596 1.826866 5.334568 7.161434 0.000000 983.516730
B-3 985.343619 1.826866 5.334564 7.161430 0.000000 983.516753
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:39 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 73,057.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,208.78
SUBSERVICER ADVANCES THIS MONTH 55,336.22
MASTER SERVICER ADVANCES THIS MONTH 5,814.30
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 3,715,599.50
(B) TWO MONTHLY PAYMENTS: 11 1,073,527.22
(C) THREE OR MORE MONTHLY PAYMENTS: 11 1,704,115.52
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,238,211.34
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 349,751,317.04
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,559
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 841,165.20
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,030,488.28
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 346,615.67
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.58093990 % 6.85549200 % 1.56356770 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.53225390 % 6.89513649 % 1.57260960 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.79505000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.82
POOL TRADING FACTOR: 81.30735554
Run: 06/26/00 08:29:39 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 46,273.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,829.51
SUBSERVICER ADVANCES THIS MONTH 35,450.40
MASTER SERVICER ADVANCES THIS MONTH 697.52
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 2,824,445.48
(B) TWO MONTHLY PAYMENTS: 11 1,073,527.22
(C) THREE OR MORE MONTHLY PAYMENTS: 8 914,929.87
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 104,315.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 221,280,787.23
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,159
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 94,692.25
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,661,513.85
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.69167240 % 0.00000000 % 1.56356770 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.62928830 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.89990537
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.15
POOL TRADING FACTOR: 82.31036492
Run: 06/26/00 08:29:39 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 26,783.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,379.27
SUBSERVICER ADVANCES THIS MONTH 19,885.82
MASTER SERVICER ADVANCES THIS MONTH 5,116.78
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 891,154.02
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 3 789,185.65
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,133,896.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 128,470,529.81
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 400
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 746,472.95
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 368,974.43
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 346,615.67
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.38984850 % 0.00000000 % 1.56356770 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.36511960 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.61444506
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 1.97
POOL TRADING FACTOR: 79.63588219
................................................................................
Run: 06/26/00 08:29:19 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS16(POOL # 4337)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4337
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FZA4 109,739,000.00 92,159,091.46 6.500000 % 1,176,698.83
A-P 76110FZB2 32,286.88 29,260.51 0.000000 % 116.03
A-V 76110FZC0 0.00 0.00 0.749396 % 0.00
R 76110FZD8 100.00 0.00 6.500000 % 0.00
M-1 76110FZE6 3,276,000.00 3,079,421.07 6.500000 % 11,778.93
M-2 76110FZF3 517,300.00 486,259.01 6.500000 % 1,859.96
M-3 76110FZG1 459,700.00 432,115.35 6.500000 % 1,652.86
B-1 76110FZH9 344,800.00 324,110.00 6.500000 % 1,239.74
B-2 76110FZJ5 229,800.00 216,010.65 6.500000 % 826.25
B-3 76110FZK2 344,884.43 324,189.35 6.500000 % 1,240.03
-------------------------------------------------------------------------------
114,943,871.31 97,050,457.40 1,195,412.63
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 498,801.62 1,675,500.45 0.00 0.00 90,982,392.63
A-P 0.00 116.03 0.00 0.00 29,144.48
A-V 60,559.88 60,559.88 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 16,667.05 28,445.98 0.00 0.00 3,067,642.14
M-2 2,631.82 4,491.78 0.00 0.00 484,399.05
M-3 2,338.78 3,991.64 0.00 0.00 430,462.49
B-1 1,754.22 2,993.96 0.00 0.00 322,870.26
B-2 1,169.14 1,995.39 0.00 0.00 215,184.40
B-3 1,754.65 2,994.68 0.00 0.00 322,949.32
-------------------------------------------------------------------------------
585,677.16 1,781,089.79 0.00 0.00 95,855,044.77
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 839.802545 10.722704 4.545345 15.268049 0.000000 829.079841
A-P 906.266260 3.593720 0.000000 3.593720 0.000000 902.672541
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 939.994222 3.595522 5.087622 8.683144 0.000000 936.398700
M-2 939.994220 3.595515 5.087609 8.683124 0.000000 936.398705
M-3 939.994235 3.595519 5.087622 8.683141 0.000000 936.398717
B-1 939.994200 3.595534 5.087645 8.683179 0.000000 936.398666
B-2 939.994125 3.595518 5.087641 8.683159 0.000000 936.398608
B-3 939.994160 3.595523 5.087646 8.683169 0.000000 936.398665
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:19 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS16 (POOL # 4337)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4337
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,130.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,689.20
SUBSERVICER ADVANCES THIS MONTH 8,810.57
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 745,202.02
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 159,113.99
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 95,855,044.77
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,079
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 824,186.64
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.98861530 % 4.12053800 % 0.89084660 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.94551300 % 4.15471475 % 0.89850860 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,031,018.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,254,202.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.57606475
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 154.50
POOL TRADING FACTOR: 83.39291489
................................................................................
Run: 06/26/00 08:29:39 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17(POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4347
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FZX4 12,110,000.00 4,140,116.78 6.500000 % 342,570.61
A-2 76110FZY2 100,000,000.00 75,917,188.17 6.500000 % 1,035,154.88
A-3 76110FZZ9 33,937,000.00 26,787,846.47 6.500000 % 307,293.07
A-4 76110FA29 25,000,000.00 25,000,000.00 6.500000 % 0.00
A-5 76110FA37 14,321,000.00 14,321,000.00 6.500000 % 0.00
A-6 76110FA45 723,000.00 723,000.00 6.500000 % 0.00
A-7 76110FA52 15,000,000.00 15,000,000.00 6.500000 % 0.00
A-8 76110FC76 24,000,000.00 24,000,000.00 6.500000 % 0.00
CB 76110FA60 200,070,000.00 166,941,744.45 6.500000 % 2,409,424.51
NB-1 76110FA78 73,215,000.00 57,210,162.78 6.500000 % 856,684.62
NB-2 76110FA86 2,000,000.00 2,000,000.00 6.500000 % 0.00
NB-3 76110FA94 4,725,000.00 4,725,000.00 6.500000 % 0.00
NB-4 76110FB28 4,735,000.00 4,735,000.00 6.500000 % 0.00
NB-5 76110FB36 2,800,000.00 2,800,000.00 6.500000 % 0.00
NB-6 76110FB44 2,664,000.00 2,664,000.00 6.500000 % 0.00
NB-7 76110FB51 10,000,000.00 10,000,000.00 6.500000 % 0.00
A-P 76110FB69 60,240.84 59,047.46 0.000000 % 71.14
A-V 76110FB77 0.00 0.00 0.947935 % 0.00
R 76110FB85 100.00 0.00 6.500000 % 0.00
M-1 76110FB93 19,207,000.00 18,941,743.66 6.500000 % 16,078.88
M-2 76110FC27 7,062,000.00 6,964,470.94 6.500000 % 5,911.86
M-3 76110FC35 5,932,000.00 5,850,076.73 6.500000 % 4,965.89
B-1 76110FC43 3,389,000.00 3,342,196.55 6.500000 % 2,837.06
B-2 76110FC50 1,694,000.00 1,670,605.19 6.500000 % 1,418.11
B-3 76110FC68 2,259,938.31 2,228,849.07 6.500000 % 1,891.98
-------------------------------------------------------------------------------
564,904,279.15 476,022,048.25 4,984,302.61
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 22,420.88 364,991.49 0.00 0.00 3,797,546.17
A-2 411,131.05 1,446,285.93 0.00 0.00 74,882,033.29
A-3 145,070.12 452,363.19 0.00 0.00 26,480,553.40
A-4 135,388.00 135,388.00 0.00 0.00 25,000,000.00
A-5 77,555.66 77,555.66 0.00 0.00 14,321,000.00
A-6 3,915.42 3,915.42 0.00 0.00 723,000.00
A-7 81,232.80 81,232.80 0.00 0.00 15,000,000.00
A-8 129,972.48 129,972.48 0.00 0.00 24,000,000.00
CB 903,961.49 3,313,386.00 0.00 0.00 164,532,319.94
NB-1 309,785.42 1,166,470.04 0.00 0.00 56,353,478.16
NB-2 10,829.73 10,829.73 0.00 0.00 2,000,000.00
NB-3 25,585.25 25,585.25 0.00 0.00 4,725,000.00
NB-4 25,639.40 25,639.40 0.00 0.00 4,735,000.00
NB-5 15,161.63 15,161.63 0.00 0.00 2,800,000.00
NB-6 14,425.21 14,425.21 0.00 0.00 2,664,000.00
NB-7 54,148.67 54,148.67 0.00 0.00 10,000,000.00
A-P 0.00 71.14 0.00 0.00 58,976.32
A-V 375,925.23 375,925.23 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 102,567.40 118,646.28 0.00 0.00 18,925,664.78
M-2 37,711.82 43,623.68 0.00 0.00 6,958,559.08
M-3 31,677.51 36,643.40 0.00 0.00 5,845,110.84
B-1 18,097.61 20,934.67 0.00 0.00 3,339,359.49
B-2 9,046.14 10,464.25 0.00 0.00 1,669,187.08
B-3 12,068.96 13,960.94 0.00 0.00 2,226,957.10
-------------------------------------------------------------------------------
2,953,317.88 7,937,620.49 0.00 0.00 471,037,745.65
===============================================================================
Run: 06/26/00 08:29:39
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17(POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4347
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 341.875870 28.288242 1.851435 30.139677 0.000000 313.587628
A-2 759.171882 10.351549 4.111311 14.462860 0.000000 748.820333
A-3 789.340439 9.054809 4.274689 13.329498 0.000000 780.285629
A-4 1000.000000 0.000000 5.415520 5.415520 0.000000 1000.000000
A-5 1000.000000 0.000000 5.415520 5.415520 0.000000 1000.000000
A-6 1000.000000 0.000000 5.415520 5.415520 0.000000 1000.000000
A-7 1000.000000 0.000000 5.415520 5.415520 0.000000 1000.000000
A-8 1000.000000 0.000000 5.415520 5.415520 0.000000 1000.000000
CB 834.416676 12.042908 4.518226 16.561134 0.000000 822.373769
NB-1 781.399478 11.700944 4.231174 15.932118 0.000000 769.698534
NB-2 1000.000000 0.000000 5.414865 5.414865 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.414867 5.414867 0.000000 1000.000000
NB-4 1000.000000 0.000000 5.414868 5.414868 0.000000 1000.000000
NB-5 1000.000000 0.000000 5.414868 5.414868 0.000000 1000.000000
NB-6 1000.000000 0.000000 5.414867 5.414867 0.000000 1000.000000
NB-7 1000.000000 0.000000 5.414867 5.414867 0.000000 1000.000000
A-P 980.189851 1.180972 0.000000 1.180972 0.000000 979.008880
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 986.189601 0.837136 5.340105 6.177241 0.000000 985.352464
M-2 986.189598 0.837137 5.340105 6.177242 0.000000 985.352461
M-3 986.189604 0.837136 5.340106 6.177242 0.000000 985.352468
B-1 986.189599 0.837138 5.340104 6.177242 0.000000 985.352461
B-2 986.189604 0.837137 5.340104 6.177241 0.000000 985.352468
B-3 986.243324 0.837182 5.340395 6.177577 0.000000 985.406147
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:40 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 98,883.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 17,813.61
SUBSERVICER ADVANCES THIS MONTH 72,101.23
MASTER SERVICER ADVANCES THIS MONTH 1,269.19
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 39 5,070,622.60
(B) TWO MONTHLY PAYMENTS: 15 1,973,934.54
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,539,892.87
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 1,430,923.86
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 471,037,745.65
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3,561
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 182,188.70
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,580,847.79
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.79513010 % 6.67118100 % 1.52128470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.71535300 % 6.73604929 % 1.53607730 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.77688200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.13
POOL TRADING FACTOR: 83.38363915
Run: 06/26/00 08:29:40 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,996.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,574.27
SUBSERVICER ADVANCES THIS MONTH 28,959.03
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 16 2,568,074.44
(B) TWO MONTHLY PAYMENTS: 5 759,344.35
(C) THREE OR MORE MONTHLY PAYMENTS: 1 118,510.15
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 640,601.15
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 200,907,365.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,513
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,525,544.54
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.74874830 % 0.00000000 % 1.52128480 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.68610260 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75701437
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 334.36
POOL TRADING FACTOR: 83.00219911
Run: 06/26/00 08:29:40 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 37,893.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,519.04
SUBSERVICER ADVANCES THIS MONTH 31,599.08
MASTER SERVICER ADVANCES THIS MONTH 1,269.19
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 2,502,548.16
(B) TWO MONTHLY PAYMENTS: 9 918,570.52
(C) THREE OR MORE MONTHLY PAYMENTS: 6 725,111.71
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 146,643.62
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 179,395,296.49
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,768
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 182,188.70
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,271,695.44
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.81855070 % 0.00000000 % 1.52128470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.71495750 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.91658747
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.35
POOL TRADING FACTOR: 83.38292469
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,993.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,720.30
SUBSERVICER ADVANCES THIS MONTH 11,543.12
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 1 296,019.67
(C) THREE OR MORE MONTHLY PAYMENTS: 2 696,271.01
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 643,679.09
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 90,735,084.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 280
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 783,607.81
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.85123380 % 0.00000000 % 1.52128480 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.78090150 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.54465833
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 336.10
POOL TRADING FACTOR: 84.24227657
................................................................................
Run: 06/26/00 08:29:21 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1999-QS1(POOL # 4355)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4355
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FC84 49,523,000.00 11,380,879.02 6.500000 % 3,953,082.15
A-2 76110FC92 25,000,000.00 25,000,000.00 6.500000 % 0.00
A-3 76110FD26 25,001,570.00 24,601,729.72 6.500000 % 20,011.95
A-4 76110FD34 2,475,344.00 2,475,344.00 6.500000 % 0.00
A-5 76110FD42 14,025,030.00 14,025,030.00 6.500000 % 0.00
A-6 76110FD59 133,990,656.00 133,990,656.00 6.500000 % 0.00
A-P 76110FD67 16,409.82 15,758.39 0.000000 % 16.26
A-V 76110FD75 0.00 0.00 1.055861 % 0.00
R 76110FD83 100.00 0.00 6.500000 % 0.00
M-1 76110FD91 9,141,000.00 9,000,733.01 6.500000 % 7,321.53
M-2 76110FE25 3,360,700.00 3,309,130.68 6.500000 % 2,691.77
M-3 76110FE33 2,823,000.00 2,779,681.57 6.500000 % 2,261.10
B-1 76110FE41 1,613,200.00 1,588,445.73 6.500000 % 1,292.10
B-2 76110FE58 806,600.00 794,222.87 6.500000 % 646.05
B-3 76110FE66 1,075,021.18 1,045,274.96 6.500000 % 850.26
-------------------------------------------------------------------------------
268,851,631.00 230,006,885.95 3,988,173.17
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 61,626.52 4,014,708.67 0.00 0.00 7,427,796.87
A-2 135,372.94 135,372.94 0.00 0.00 25,000,000.00
A-3 133,216.34 153,228.29 0.00 0.00 24,581,717.77
A-4 13,403.78 13,403.78 0.00 0.00 2,475,344.00
A-5 75,944.38 75,944.38 0.00 0.00 14,025,030.00
A-6 725,548.36 725,548.36 0.00 0.00 133,990,656.00
A-P 0.00 16.26 0.00 0.00 15,742.13
A-V 202,313.97 202,313.97 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 48,738.23 56,059.76 0.00 0.00 8,993,411.48
M-2 17,918.67 20,610.44 0.00 0.00 3,306,438.91
M-3 15,051.75 17,312.85 0.00 0.00 2,777,420.47
B-1 8,601.30 9,893.40 0.00 0.00 1,587,153.63
B-2 4,300.65 4,946.70 0.00 0.00 793,576.82
B-3 5,660.08 6,510.34 0.00 0.00 1,044,424.70
-------------------------------------------------------------------------------
1,447,696.97 5,435,870.14 0.00 0.00 226,018,712.78
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 229.809967 79.823156 1.244402 81.067558 0.000000 149.986812
A-2 1000.000000 0.000000 5.414918 5.414918 0.000000 1000.000000
A-3 984.007393 0.800428 5.328319 6.128747 0.000000 983.206965
A-4 1000.000000 0.000000 5.414916 5.414916 0.000000 1000.000000
A-5 1000.000000 0.000000 5.414917 5.414917 0.000000 1000.000000
A-6 1000.000000 0.000000 5.414918 5.414918 0.000000 1000.000000
A-P 960.302429 0.990870 0.000000 0.990870 0.000000 959.311559
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 984.655181 0.800955 5.331827 6.132782 0.000000 983.854226
M-2 984.655185 0.800955 5.331827 6.132782 0.000000 983.854230
M-3 984.655179 0.800956 5.331828 6.132784 0.000000 983.854223
B-1 984.655176 0.800955 5.331825 6.132780 0.000000 983.854221
B-2 984.655182 0.800955 5.331825 6.132780 0.000000 983.854228
B-3 972.329643 0.790933 5.265087 6.056020 0.000000 971.538719
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:21 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1999-QS1 (POOL # 4355)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4355
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 47,432.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 956.15
SUBSERVICER ADVANCES THIS MONTH 49,099.42
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 4,434,408.58
(B) TWO MONTHLY PAYMENTS: 5 1,225,135.93
(C) THREE OR MORE MONTHLY PAYMENTS: 3 577,273.66
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 646,029.08
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 226,018,712.78
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,686
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,801,073.89
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.94860730 % 6.56092500 % 1.49046770 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.81319340 % 6.67080645 % 1.51553550 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,364,452.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,364,452.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.88092044
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 336.27
POOL TRADING FACTOR: 84.06819477
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2(POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4362
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FG80 18,049,000.00 0.00 6.500000 % 0.00
A-2 76110FE74 95,030,000.00 92,847,332.23 6.500000 % 1,709,082.47
A-3 76110FE82 135,727,000.00 111,443,237.56 6.500000 % 2,051,385.64
A-4 76110FE90 3,798,000.00 3,798,000.00 6.500000 % 0.00
A-5 76110FF24 5,219,000.00 5,219,000.00 6.500000 % 0.00
A-6 76110FF32 1,000,000.00 1,000,000.00 6.000000 % 0.00
A-7 76110FF40 1,000,000.00 1,000,000.00 7.000000 % 0.00
A-8 76110FF57 8,003,000.00 8,003,000.00 6.500000 % 0.00
A-9 76110FF65 32,176,000.00 32,176,000.00 6.500000 % 0.00
A-P 76110FF73 35,672.56 26,254.28 0.000000 % 26.26
A-V 76110FF81 0.00 0.00 1.030738 % 0.00
R 76110FF99 100.00 0.00 6.500000 % 0.00
M-1 76110FG23 10,297,000.00 10,165,544.47 6.500000 % 8,255.62
M-2 76110FG31 3,861,100.00 3,811,807.70 6.500000 % 3,095.64
M-3 76110FG49 3,378,500.00 3,335,368.76 6.500000 % 2,708.71
B-1 76110FG56 1,930,600.00 1,905,953.22 6.500000 % 1,547.86
B-2 76110FG64 965,300.00 952,976.60 6.500000 % 773.93
B-3 76110FG72 1,287,113.52 1,258,285.43 6.500000 % 1,021.88
-------------------------------------------------------------------------------
321,757,386.08 276,942,760.25 3,777,898.01
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 0.00 0.00 0.00 0.00 0.00
A-2 502,810.55 2,211,893.02 0.00 0.00 91,138,249.76
A-3 603,515.84 2,654,901.48 0.00 0.00 109,391,851.92
A-4 20,567.90 20,567.90 0.00 0.00 3,798,000.00
A-5 28,263.26 28,263.26 0.00 0.00 5,219,000.00
A-6 4,998.88 4,998.88 0.00 0.00 1,000,000.00
A-7 5,832.03 5,832.03 0.00 0.00 1,000,000.00
A-8 43,339.88 43,339.88 0.00 0.00 8,003,000.00
A-9 174,247.68 174,247.68 0.00 0.00 32,176,000.00
A-P 0.00 26.26 0.00 0.00 26,228.02
A-V 237,826.21 237,826.21 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 55,051.05 63,306.67 0.00 0.00 10,157,288.85
M-2 20,642.67 23,738.31 0.00 0.00 3,808,712.06
M-3 18,062.54 20,771.25 0.00 0.00 3,332,660.05
B-1 10,321.60 11,869.46 0.00 0.00 1,904,405.36
B-2 5,160.81 5,934.74 0.00 0.00 952,202.67
B-3 6,814.19 7,836.07 0.00 0.00 1,257,263.55
-------------------------------------------------------------------------------
1,737,455.09 5,515,353.10 0.00 0.00 273,164,862.24
===============================================================================
Run: 06/26/00 08:29:22
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2(POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4362
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 977.031803 17.984662 5.291072 23.275734 0.000000 959.047141
A-3 821.083775 15.114057 4.446542 19.560599 0.000000 805.969718
A-4 1000.000000 0.000000 5.415456 5.415456 0.000000 1000.000000
A-5 1000.000000 0.000000 5.415455 5.415455 0.000000 1000.000000
A-6 1000.000000 0.000000 4.998880 4.998880 0.000000 1000.000000
A-7 1000.000000 0.000000 5.832030 5.832030 0.000000 1000.000000
A-8 1000.000000 0.000000 5.415454 5.415454 0.000000 1000.000000
A-9 1000.000000 0.000000 5.415455 5.415455 0.000000 1000.000000
A-P 735.979700 0.736140 0.000000 0.736140 0.000000 735.243560
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 987.233609 0.801750 5.346319 6.148069 0.000000 986.431859
M-2 987.233612 0.801751 5.346318 6.148069 0.000000 986.431861
M-3 987.233613 0.801749 5.346319 6.148068 0.000000 986.431863
B-1 987.233616 0.801751 5.346317 6.148068 0.000000 986.431866
B-2 987.233606 0.801751 5.346328 6.148079 0.000000 986.431855
B-3 977.602527 0.793932 5.294164 6.088096 0.000000 976.808593
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:22 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2 (POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4362
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 57,389.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,796.19
SUBSERVICER ADVANCES THIS MONTH 61,080.11
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 36 5,812,924.23
(B) TWO MONTHLY PAYMENTS: 10 1,201,873.88
(C) THREE OR MORE MONTHLY PAYMENTS: 6 615,750.17
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 853,845.07
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 273,164,862.24
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,056
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,552,982.83
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.26122830 % 6.25196400 % 1.48680750 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.16056250 % 6.33268160 % 1.50614780 %
BANKRUPTCY AMOUNT AVAILABLE 102,858.00
FRAUD AMOUNT AVAILABLE 5,652,626.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,826,313.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86081225
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 337.86
POOL TRADING FACTOR: 84.89777517
................................................................................
Run: 06/26/00 08:29:22 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3(POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4363
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FJ38 167,033,000.00 141,604,906.63 6.500000 % 1,714,657.25
A-2 76110FJ46 9,013,000.00 9,013,000.00 6.500000 % 0.00
A-3 76110FJ53 25,854,000.00 25,854,000.00 6.500000 % 0.00
A-4 76110FJ61 45,000,000.00 39,272,045.40 6.500000 % 386,245.20
A-5 76110FJ79 60,600,000.00 33,106,548.60 6.500000 % 1,853,927.66
A-6 76110FJ87 100,000,000.00 100,000,000.00 6.500000 % 0.00
A-7 76110FJ95 20,000,000.00 20,000,000.00 6.500000 % 0.00
A-8 76110FK28 47,527,000.00 47,003,822.01 6.500000 % 38,960.69
A-P 76110FK36 12,443.31 11,128.78 0.000000 % 11.10
A-V 76110FK44 0.00 0.00 1.011092 % 0.00
R 76110FK51 100.00 0.00 6.500000 % 0.00
M-1 76110FK69 16,301,800.00 16,122,894.45 6.500000 % 13,364.00
M-2 76110FK77 6,113,300.00 6,046,209.07 6.500000 % 5,011.60
M-3 76110FK85 5,349,000.00 5,290,296.93 6.500000 % 4,385.04
B-1 76110FK93 3,056,500.00 3,022,956.18 6.500000 % 2,505.68
B-2 76110FL27 1,528,300.00 1,511,527.52 6.500000 % 1,252.88
B-3 76110FL35 2,037,744.61 1,977,419.44 6.500000 % 140.61
-------------------------------------------------------------------------------
509,426,187.92 449,836,755.01 4,020,461.71
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 766,839.13 2,481,496.38 0.00 0.00 139,890,249.38
A-2 48,808.49 48,808.49 0.00 0.00 9,013,000.00
A-3 140,008.28 140,008.28 0.00 0.00 25,854,000.00
A-4 212,671.59 598,916.79 0.00 0.00 38,885,800.20
A-5 179,283.31 2,033,210.97 0.00 0.00 31,252,620.94
A-6 541,534.29 541,534.29 0.00 0.00 100,000,000.00
A-7 108,306.85 108,306.85 0.00 0.00 20,000,000.00
A-8 254,541.82 293,502.51 0.00 0.00 46,964,861.32
A-P 0.00 11.10 0.00 0.00 11,117.68
A-V 378,929.31 378,929.31 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 87,311.00 100,675.00 0.00 0.00 16,109,530.45
M-2 32,742.30 37,753.90 0.00 0.00 6,041,197.47
M-3 28,648.78 33,033.82 0.00 0.00 5,285,911.89
B-1 16,370.35 18,876.03 0.00 0.00 3,020,450.50
B-2 8,185.44 9,438.32 0.00 0.00 1,510,274.64
B-3 10,708.40 10,849.01 0.00 0.00 1,975,780.40
-------------------------------------------------------------------------------
2,814,889.34 6,835,351.05 0.00 0.00 445,814,794.87
===============================================================================
Run: 06/26/00 08:29:22
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3(POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4363
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 847.766050 10.265380 4.590944 14.856324 0.000000 837.500670
A-2 1000.000000 0.000000 5.415343 5.415343 0.000000 1000.000000
A-3 1000.000000 0.000000 5.415343 5.415343 0.000000 1000.000000
A-4 872.712120 8.583227 4.726035 13.309262 0.000000 864.128893
A-5 546.312683 30.592866 2.958470 33.551336 0.000000 515.719818
A-6 1000.000000 0.000000 5.415343 5.415343 0.000000 1000.000000
A-7 1000.000000 0.000000 5.415343 5.415343 0.000000 1000.000000
A-8 988.991984 0.819759 5.355731 6.175490 0.000000 988.172225
A-P 894.358495 0.892046 0.000000 0.892046 0.000000 893.466449
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 989.025411 0.819787 5.355912 6.175699 0.000000 988.205625
M-2 989.025415 0.819786 5.355913 6.175699 0.000000 988.205629
M-3 989.025412 0.819787 5.355913 6.175700 0.000000 988.205625
B-1 989.025415 0.819787 5.355914 6.175701 0.000000 988.205627
B-2 989.025401 0.819787 5.355912 6.175699 0.000000 988.205614
B-3 970.396109 0.069003 5.255026 5.324029 0.000000 969.591766
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:22 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3 (POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4363
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 93,285.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 18,419.81
SUBSERVICER ADVANCES THIS MONTH 85,941.82
MASTER SERVICER ADVANCES THIS MONTH 436.60
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 58 7,959,993.13
(B) TWO MONTHLY PAYMENTS: 17 2,001,249.58
(C) THREE OR MORE MONTHLY PAYMENTS: 14 1,488,172.89
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 569,998.94
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 445,814,794.87
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3,851
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 59,652.07
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,649,094.01
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.44789500 % 6.10445400 % 1.44765050 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.38607780 % 6.15426857 % 1.45950020 %
BANKRUPTCY AMOUNT AVAILABLE 181,971.00
FRAUD AMOUNT AVAILABLE 4,559,310.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,559,310.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.84005615
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 337.11
POOL TRADING FACTOR: 87.51312858
................................................................................
Run: 06/26/00 08:29:23 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS4(POOL # 4364)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4364
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FG98 200,000,000.00 175,362,680.78 6.250000 % 1,601,490.28
A-P 76110FH22 33,549.74 30,691.12 0.000000 % 181.99
A-V 76110FH30 0.00 0.00 0.897889 % 0.00
R 76110FH48 100.00 0.00 6.250000 % 0.00
M-1 76110FH55 5,865,400.00 5,589,486.50 6.250000 % 20,944.44
M-2 76110FH63 942,600.00 898,259.26 6.250000 % 3,365.88
M-3 76110FH71 942,600.00 898,259.26 6.250000 % 3,365.88
B-1 76110FH89 628,400.00 598,839.52 6.250000 % 2,243.92
B-2 76110FH97 523,700.00 499,064.69 6.250000 % 1,870.05
B-3 76110FJ20 523,708.79 499,073.09 6.250000 % 1,870.08
-------------------------------------------------------------------------------
209,460,058.53 184,376,354.22 1,635,332.52
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 912,591.10 2,514,081.38 0.00 0.00 173,761,190.50
A-P 0.00 181.99 0.00 0.00 30,509.13
A-V 137,843.74 137,843.74 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 29,087.81 50,032.25 0.00 0.00 5,568,542.06
M-2 4,674.56 8,040.44 0.00 0.00 894,893.38
M-3 4,674.56 8,040.44 0.00 0.00 894,893.38
B-1 3,116.38 5,360.30 0.00 0.00 596,595.60
B-2 2,597.15 4,467.20 0.00 0.00 497,194.64
B-3 2,597.19 4,467.27 0.00 0.00 497,203.01
-------------------------------------------------------------------------------
1,097,182.49 2,732,515.01 0.00 0.00 182,741,021.70
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 876.813404 8.007451 4.562956 12.570407 0.000000 868.805953
A-P 914.794571 5.424483 0.000000 5.424483 0.000000 909.370088
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 952.959133 3.570846 4.959220 8.530066 0.000000 949.388287
M-2 952.959113 3.570847 4.959219 8.530066 0.000000 949.388267
M-3 952.959113 3.570847 4.959219 8.530066 0.000000 949.388267
B-1 952.959134 3.570847 4.959230 8.530077 0.000000 949.388288
B-2 952.959118 3.570842 4.959232 8.530074 0.000000 949.388276
B-3 952.959163 3.570839 4.959226 8.530065 0.000000 949.388323
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:23 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS4 (POOL # 4364)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4364
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 38,285.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,453.16
SUBSERVICER ADVANCES THIS MONTH 19,789.31
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 1,714,939.30
(B) TWO MONTHLY PAYMENTS: 2 151,974.70
(C) THREE OR MORE MONTHLY PAYMENTS: 1 214,242.07
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 182,741,021.70
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,916
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 944,437.51
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.12709860 % 4.00660600 % 0.86629500 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.10191180 % 4.02664314 % 0.87077270 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,872,766.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,872,766.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.47624408
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 157.74
POOL TRADING FACTOR: 87.24385116
................................................................................
Run: 06/26/00 08:29:41 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5(POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4372
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
CB-1 76110FL50 166,515,517.00 149,138,391.67 7.250000 % 1,581,180.18
CB-P 76110FL68 12,334,483.00 11,047,288.50 0.000000 % 117,124.46
NB-1 76110FL76 36,987,960.00 29,553,657.87 6.750000 % 396,673.62
NB-2 76110FL84 3,534,000.00 3,534,000.00 6.750000 % 0.00
NB-3 76110FL92 9,618,710.00 9,618,710.00 6.750000 % 0.00
NB-4 76110FM26 21,500,000.00 12,725,152.62 6.750000 % 468,195.07
NB-5 76110FM34 24,546,330.00 24,546,330.00 6.750000 % 0.00
A-P 76110FM42 248,854.76 224,028.86 0.000000 % 7,167.30
A-V 76110FM59 0.00 0.00 0.795122 % 0.00
R 76110FM67 100.00 0.00 6.750000 % 0.00
M-1 76110FM75 9,620,300.00 9,522,826.47 6.750000 % 7,602.68
M-2 76110FM83 3,848,100.00 3,809,110.80 6.750000 % 3,041.06
M-3 76110FM91 3,256,100.00 3,223,108.97 6.750000 % 2,573.21
B-1 76110FN25 1,924,100.00 1,904,604.89 6.750000 % 1,520.57
B-2 76110FN33 888,100.00 879,101.73 6.750000 % 701.84
B-3 76110FN41 1,183,701.20 1,171,853.74 6.750000 % 935.56
-------------------------------------------------------------------------------
296,006,355.96 260,898,166.12 2,586,715.55
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
CB-1 900,880.68 2,482,060.86 0.00 0.00 147,557,211.49
CB-P 0.00 117,124.46 0.00 0.00 10,930,164.04
NB-1 166,218.80 562,892.42 0.00 0.00 29,156,984.25
NB-2 19,876.29 19,876.29 0.00 0.00 3,534,000.00
NB-3 54,098.56 54,098.56 0.00 0.00 9,618,710.00
NB-4 71,570.14 539,765.21 0.00 0.00 12,256,957.55
NB-5 138,056.06 138,056.06 0.00 0.00 24,546,330.00
A-P 0.00 7,167.30 0.00 0.00 216,861.56
A-V 172,843.42 172,843.42 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 53,556.15 61,158.83 0.00 0.00 9,515,223.79
M-2 21,422.35 24,463.41 0.00 0.00 3,806,069.74
M-3 18,126.69 20,699.90 0.00 0.00 3,220,535.76
B-1 10,711.45 12,232.02 0.00 0.00 1,903,084.32
B-2 4,944.05 5,645.89 0.00 0.00 878,399.89
B-3 6,590.48 7,526.04 0.00 0.00 1,170,918.19
-------------------------------------------------------------------------------
1,638,895.12 4,225,610.67 0.00 0.00 258,311,450.58
===============================================================================
Run: 06/26/00 08:29:41
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5(POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4372
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
CB-1 895.642607 9.495693 5.410191 14.905884 0.000000 886.146914
CB-P 895.642606 9.495693 0.000000 9.495693 0.000000 886.146914
NB-1 799.007511 10.724398 4.493862 15.218260 0.000000 788.283113
NB-2 1000.000000 0.000000 5.624304 5.624304 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.624305 5.624305 0.000000 1000.000000
NB-4 591.867564 21.776515 3.328844 25.105359 0.000000 570.091049
NB-5 1000.000000 0.000000 5.624306 5.624306 0.000000 1000.000000
A-P 900.239401 28.801125 0.000000 28.801125 0.000000 871.438276
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 989.867932 0.790275 5.566994 6.357269 0.000000 989.077658
M-2 989.867935 0.790276 5.566994 6.357270 0.000000 989.077659
M-3 989.867931 0.790274 5.566994 6.357268 0.000000 989.077657
B-1 989.867933 0.790276 5.566992 6.357268 0.000000 989.077657
B-2 989.867954 0.790271 5.566997 6.357268 0.000000 989.077683
B-3 989.991173 0.790368 5.567689 6.358057 0.000000 989.200811
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:41 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 54,115.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,144.10
SUBSERVICER ADVANCES THIS MONTH 44,545.36
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 29 3,859,813.61
(B) TWO MONTHLY PAYMENTS: 6 891,800.94
(C) THREE OR MORE MONTHLY PAYMENTS: 4 909,788.59
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 432,170.66
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 258,311,450.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,907
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,378,607.58
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.13170630 % 6.34540500 % 1.51613190 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.05941060 % 6.40383121 % 1.53137750 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,610,952.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,610,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86784700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 87.26550811
Run: 06/26/00 08:29:41 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 36,008.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,844.04
SUBSERVICER ADVANCES THIS MONTH 33,363.60
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,163,731.28
(B) TWO MONTHLY PAYMENTS: 6 891,800.94
(C) THREE OR MORE MONTHLY PAYMENTS: 3 415,720.62
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 31,253.90
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 171,883,827.00
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,686
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,573,623.17
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.31716630 % 6.34540500 % 1.51613190 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.24679560 % 6.40383121 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,610,952.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,610,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.95694680
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 340.47
POOL TRADING FACTOR: 89.33403767
Run: 06/26/00 08:29:41 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,106.88
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,300.06
SUBSERVICER ADVANCES THIS MONTH 11,181.76
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 696,082.33
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 494,067.97
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 400,916.76
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 86,427,623.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 221
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 804,984.41
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.76248500 % 6.34540500 % 1.51613190 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.68630210 % 6.40383121 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,610,952.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,610,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.69065011
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 339.42
POOL TRADING FACTOR: 83.42386077
................................................................................
Run: 06/26/00 08:29:42 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6(POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4376
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
CB-1 76110FN58 226,382,557.00 205,352,751.22 7.000000 % 2,347,178.91
CB-P 76110FN66 17,414,043.00 15,796,365.62 0.000000 % 180,552.23
NB-1 76110FN74 114,280,000.00 98,421,824.99 6.500000 % 1,883,599.70
NB-2 76110FN82 3,836,000.00 3,836,000.00 6.500000 % 0.00
NB-3 76110FN90 13,124,100.00 13,124,100.00 6.500000 % 0.00
A-P 76110FP23 47,335.68 46,762.16 0.000000 % 50.09
A-V 76110FP31 0.00 0.00 0.992937 % 0.00
R 76110FP49 100.00 0.00 6.500000 % 0.00
M-1 76110FP56 12,871,500.00 12,752,908.72 6.500000 % 10,148.66
M-2 76110FP64 4,826,800.00 4,782,328.37 6.500000 % 3,805.74
M-3 76110FP72 4,223,400.00 4,184,487.80 6.500000 % 3,329.98
B-1 76110FP80 2,413,400.00 2,391,164.19 6.500000 % 1,902.87
B-2 76110FP98 1,206,800.00 1,195,681.16 6.500000 % 951.51
B-3 76110FQ22 1,608,966.42 1,538,648.68 6.500000 % 1,224.44
-------------------------------------------------------------------------------
402,235,002.10 363,423,022.91 4,432,744.13
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
CB-1 1,197,624.40 3,544,803.31 0.00 0.00 203,005,572.31
CB-P 0.00 180,552.23 0.00 0.00 15,615,813.39
NB-1 533,064.71 2,416,664.41 0.00 0.00 96,538,225.29
NB-2 20,776.24 20,776.24 0.00 0.00 3,836,000.00
NB-3 71,081.74 71,081.74 0.00 0.00 13,124,100.00
A-P 0.00 50.09 0.00 0.00 46,712.07
A-V 300,659.07 300,659.07 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 69,063.80 79,212.46 0.00 0.00 12,742,760.06
M-2 25,898.86 29,704.60 0.00 0.00 4,778,522.63
M-3 22,661.24 25,991.22 0.00 0.00 4,181,157.82
B-1 12,949.43 14,852.30 0.00 0.00 2,389,261.32
B-2 6,475.25 7,426.76 0.00 0.00 1,194,729.65
B-3 8,332.61 9,557.05 0.00 0.00 1,537,424.23
-------------------------------------------------------------------------------
2,268,587.35 6,701,331.48 0.00 0.00 358,990,278.77
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
CB-1 907.105008 10.368197 5.290268 15.658465 0.000000 896.736811
CB-P 907.105008 10.368197 0.000000 10.368197 0.000000 896.736811
NB-1 861.234030 16.482321 4.664549 21.146870 0.000000 844.751709
NB-2 1000.000000 0.000000 5.416121 5.416121 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.416123 5.416123 0.000000 1000.000000
A-P 987.883981 1.058213 0.000000 1.058213 0.000000 986.825768
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 990.786522 0.788460 5.365637 6.154097 0.000000 989.998062
M-2 990.786519 0.788460 5.365638 6.154098 0.000000 989.998059
M-3 990.786523 0.788460 5.365639 6.154099 0.000000 989.998063
B-1 990.786521 0.788460 5.365638 6.154098 0.000000 989.998061
B-2 990.786510 0.788457 5.365636 6.154093 0.000000 989.998053
B-3 956.296328 0.761010 5.178859 5.939869 0.000000 955.535313
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:42 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 75,076.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,700.11
SUBSERVICER ADVANCES THIS MONTH 62,823.15
MASTER SERVICER ADVANCES THIS MONTH 4,786.30
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 40 4,624,124.53
(B) TWO MONTHLY PAYMENTS: 7 1,510,870.66
(C) THREE OR MORE MONTHLY PAYMENTS: 8 1,364,797.14
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,330,135.09
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 358,990,278.77
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,517
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 656,336.70
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,143,520.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.61228050 % 5.97643100 % 1.41033830 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.52699920 % 6.04541175 % 1.42680230 %
BANKRUPTCY AMOUNT AVAILABLE 131,996.00
FRAUD AMOUNT AVAILABLE 3,585,896.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,585,896.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.82065000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.63
POOL TRADING FACTOR: 89.24889105
Run: 06/26/00 08:29:42 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 49,357.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,618.91
SUBSERVICER ADVANCES THIS MONTH 40,288.66
MASTER SERVICER ADVANCES THIS MONTH 3,132.47
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 37 3,564,656.36
(B) TWO MONTHLY PAYMENTS: 5 674,898.94
(C) THREE OR MORE MONTHLY PAYMENTS: 6 603,028.39
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 712,248.03
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 236,034,926.10
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,145
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 416,095.50
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,351,590.67
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.70203060 % 5.97643100 % 1.41033830 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.62931640 % 6.04541176 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 131,996.00
FRAUD AMOUNT AVAILABLE 3,585,896.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,585,896.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.90074296
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.61
POOL TRADING FACTOR: 90.28123534
Run: 06/26/00 08:29:42 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 25,719.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,081.20
SUBSERVICER ADVANCES THIS MONTH 22,534.49
MASTER SERVICER ADVANCES THIS MONTH 1,653.83
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 1,059,468.17
(B) TWO MONTHLY PAYMENTS: 2 835,971.72
(C) THREE OR MORE MONTHLY PAYMENTS: 2 761,768.75
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 617,887.06
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 122,955,352.67
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 372
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 240,241.20
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,791,930.31
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.44074410 % 5.97643100 % 1.41033830 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.33055050 % 6.04541175 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 131,996.00
FRAUD AMOUNT AVAILABLE 3,585,896.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,585,896.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.66689629
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.67
POOL TRADING FACTOR: 87.33186232
................................................................................
Run: 06/26/00 08:29:24 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS7(POOL # 4380)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4380
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FQ30 260,286,000.00 227,060,027.13 6.750000 % 4,527,232.63
A-2 76110FQ48 15,420,000.00 14,513,313.24 6.750000 % 85,242.01
A-3 76110FQ55 35,050,000.00 35,050,000.00 6.750000 % 0.00
A-4 76110FQ63 14,250,000.00 15,156,686.76 6.750000 % 0.00
A-P 76110FQ89 91,079.98 89,795.60 0.000000 % 181.12
A-V 76110FQ97 0.00 0.00 0.854653 % 0.00
R 76110FQ71 100.00 0.00 6.750000 % 0.00
M-1 76110FR21 12,969,000.00 12,863,860.14 6.750000 % 18,608.96
M-2 76110FR39 4,206,600.00 4,172,497.04 6.750000 % 6,035.97
M-3 76110FR47 3,680,500.00 3,650,662.13 6.750000 % 5,281.08
B-1 76110FR54 2,103,100.00 2,086,050.14 6.750000 % 3,017.70
B-2 76110FR62 1,051,600.00 1,043,074.65 6.750000 % 1,508.92
B-3 76110FR70 1,402,095.46 1,390,728.63 6.750000 % 2,011.82
-------------------------------------------------------------------------------
350,510,075.44 317,076,695.46 4,649,120.21
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 1,276,997.69 5,804,230.32 0.00 0.00 222,532,794.50
A-2 81,623.65 166,865.66 0.00 0.00 14,428,071.23
A-3 197,123.07 197,123.07 0.00 0.00 35,050,000.00
A-4 0.00 0.00 85,242.01 0.00 15,241,928.77
A-P 0.00 181.12 0.00 0.00 89,614.48
A-V 225,787.58 225,787.58 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,347.03 90,955.99 0.00 0.00 12,845,251.18
M-2 23,466.35 29,502.32 0.00 0.00 4,166,461.07
M-3 20,531.51 25,812.59 0.00 0.00 3,645,381.05
B-1 11,732.06 14,749.76 0.00 0.00 2,083,032.44
B-2 5,866.30 7,375.22 0.00 0.00 1,041,565.73
B-3 7,821.53 9,833.35 0.00 0.00 1,388,716.81
-------------------------------------------------------------------------------
1,923,296.77 6,572,416.98 85,242.01 0.00 312,512,817.26
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 872.348214 17.393301 4.906133 22.299434 0.000000 854.954913
A-2 941.200599 5.528016 5.293363 10.821379 0.000000 935.672583
A-3 1000.000000 0.000000 5.624053 5.624053 0.000000 1000.000000
A-4 1063.627141 0.000000 0.000000 0.000000 5.981895 1069.609037
A-P 985.898328 1.988582 0.000000 1.988582 0.000000 983.909746
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 991.892986 1.434880 5.578459 7.013339 0.000000 990.458106
M-2 991.892987 1.434881 5.578460 7.013341 0.000000 990.458106
M-3 991.892985 1.434881 5.578457 7.013338 0.000000 990.458104
B-1 991.892987 1.434882 5.578460 7.013342 0.000000 990.458105
B-2 991.892973 1.434880 5.578452 7.013332 0.000000 990.458092
B-3 991.892970 1.434881 5.578458 7.013339 0.000000 990.458103
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:25 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS7 (POOL # 4380)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4380
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 65,631.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,995.85
SUBSERVICER ADVANCES THIS MONTH 41,125.24
MASTER SERVICER ADVANCES THIS MONTH 471.58
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 3,584,662.80
(B) TWO MONTHLY PAYMENTS: 4 919,398.44
(C) THREE OR MORE MONTHLY PAYMENTS: 5 486,125.73
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 660,640.12
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 312,512,817.26
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,404
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 61,614.67
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,105,231.27
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 214,581.98
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.04797650 % 6.52614300 % 1.42588020 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.94348950 % 6.60999875 % 1.44461580 %
BANKRUPTCY AMOUNT AVAILABLE 134,666.00
FRAUD AMOUNT AVAILABLE 7,010,202.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,505,101.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.93023999
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.07
POOL TRADING FACTOR: 89.15943910
................................................................................
Run: 06/26/00 08:29:25 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS8(POOL # 4381)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4381
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FR88 100,048,000.00 92,528,199.30 6.500000 % 1,602,599.15
A-P 76110FR96 122,858.97 117,680.31 0.000000 % 451.48
A-V 76110FS20 0.00 0.00 0.684681 % 0.00
R 76110FS38 100.00 0.00 6.500000 % 0.00
M-1 76110FS46 2,563,600.00 2,470,986.77 6.500000 % 8,765.65
M-2 76110FS53 575,400.00 554,612.96 6.500000 % 1,967.45
M-3 76110FS61 470,800.00 453,791.77 6.500000 % 1,609.79
B-1 76110FS79 313,900.00 302,559.98 6.500000 % 1,073.31
B-2 76110FS87 261,600.00 252,149.37 6.500000 % 894.48
B-3 76110FS95 261,601.59 252,150.91 6.500000 % 894.49
-------------------------------------------------------------------------------
104,617,860.56 96,932,131.37 1,618,255.80
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 500,785.65 2,103,384.80 0.00 0.00 90,925,600.15
A-P 0.00 451.48 0.00 0.00 117,228.83
A-V 55,261.22 55,261.22 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 13,373.59 22,139.24 0.00 0.00 2,462,221.12
M-2 3,001.70 4,969.15 0.00 0.00 552,645.51
M-3 2,456.04 4,065.83 0.00 0.00 452,181.98
B-1 1,637.53 2,710.84 0.00 0.00 301,486.67
B-2 1,364.70 2,259.18 0.00 0.00 251,254.89
B-3 1,364.71 2,259.20 0.00 0.00 251,256.42
-------------------------------------------------------------------------------
579,245.14 2,197,500.94 0.00 0.00 95,313,875.57
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 924.838071 16.018303 5.005454 21.023757 0.000000 908.819768
A-P 957.848743 3.674783 0.000000 3.674783 0.000000 954.173961
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 963.873760 3.419274 5.216723 8.635997 0.000000 960.454486
M-2 963.873757 3.419274 5.216719 8.635993 0.000000 960.454484
M-3 963.873768 3.419265 5.216737 8.636002 0.000000 960.454503
B-1 963.873781 3.419274 5.216725 8.635999 0.000000 960.454508
B-2 963.873739 3.419266 5.216743 8.636009 0.000000 960.454473
B-3 963.873767 3.419283 5.216750 8.636033 0.000000 960.454483
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:25 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS8 (POOL # 4381)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4381
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,034.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,566.62
SUBSERVICER ADVANCES THIS MONTH 9,487.78
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 1,002,493.18
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 95,313,875.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 974
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,274,364.53
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.57271490 % 3.59387600 % 0.83340890 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.51344850 % 3.63750670 % 0.84456540 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,046,179.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,387,236.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.50525894
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 162.20
POOL TRADING FACTOR: 91.10669541
................................................................................
Run: 06/26/00 08:29:25 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS9(POOL # 4389)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4389
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FT29 165,986,000.00 150,375,075.70 7.000000 % 2,013,865.93
A-2 76110FT37 10,215,000.00 9,631,438.10 7.000000 % 60,264.78
A-3 76110FT45 27,081,000.00 27,081,000.00 7.000000 % 0.00
A-4 76110FT52 9,750,000.00 10,333,561.90 7.000000 % 0.00
A-5 76110FT60 37,000,000.00 33,396,487.87 7.000000 % 464,866.15
A-P 76110FT78 469,164.61 457,080.38 0.000000 % 506.46
A-V 76110FT86 0.00 0.00 0.753240 % 0.00
R 76110FT94 100.00 0.00 7.000000 % 0.00
M-1 76110FU27 10,698,000.00 10,621,763.37 7.000000 % 7,980.61
M-2 76110FU35 3,250,000.00 3,226,839.67 7.000000 % 2,424.47
M-3 76110FU43 2,843,700.00 2,823,435.08 7.000000 % 2,121.37
B-1 76110FU50 1,624,500.00 1,612,923.40 7.000000 % 1,211.86
B-2 76110FU68 812,400.00 806,610.62 7.000000 % 606.04
B-3 76110FU76 1,083,312.85 1,075,592.92 7.000000 % 808.16
-------------------------------------------------------------------------------
270,813,177.46 251,441,809.01 2,554,655.83
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 876,979.40 2,890,845.33 0.00 0.00 148,361,209.77
A-2 56,170.03 116,434.81 0.00 0.00 9,571,173.32
A-3 157,934.94 157,934.94 0.00 0.00 27,081,000.00
A-4 0.00 0.00 60,264.78 0.00 10,393,826.68
A-5 194,766.54 659,632.69 0.00 0.00 32,931,621.72
A-P 0.00 506.46 0.00 0.00 456,573.92
A-V 157,792.47 157,792.47 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 61,945.56 69,926.17 0.00 0.00 10,613,782.76
M-2 18,818.76 21,243.23 0.00 0.00 3,224,415.20
M-3 16,466.12 18,587.49 0.00 0.00 2,821,313.71
B-1 9,406.48 10,618.34 0.00 0.00 1,611,711.54
B-2 4,704.11 5,310.15 0.00 0.00 806,004.58
B-3 6,272.80 7,080.96 0.00 0.00 1,074,784.76
-------------------------------------------------------------------------------
1,561,257.21 4,115,913.04 60,264.78 0.00 248,947,417.96
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 905.950355 12.132746 5.283454 17.416200 0.000000 893.817610
A-2 942.872061 5.899636 5.498779 11.398415 0.000000 936.972425
A-3 1000.000000 0.000000 5.831946 5.831946 0.000000 1000.000000
A-4 1059.852503 0.000000 0.000000 0.000000 6.181003 1066.033506
A-5 902.607780 12.563950 5.263961 17.827911 0.000000 890.043830
A-P 974.243091 1.079493 0.000000 1.079493 0.000000 973.163598
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 992.873749 0.745991 5.790387 6.536378 0.000000 992.127759
M-2 992.873745 0.745991 5.790388 6.536379 0.000000 992.127754
M-3 992.873749 0.745989 5.790386 6.536375 0.000000 992.127760
B-1 992.873746 0.745990 5.790385 6.536375 0.000000 992.127756
B-2 992.873732 0.745987 5.790387 6.536374 0.000000 992.127745
B-3 992.873776 0.745989 5.790386 6.536375 0.000000 992.127768
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:25 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS9 (POOL # 4389)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4389
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 52,136.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,987.87
SUBSERVICER ADVANCES THIS MONTH 32,255.92
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,513,449.76
(B) TWO MONTHLY PAYMENTS: 5 816,923.39
(C) THREE OR MORE MONTHLY PAYMENTS: 5 777,339.91
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 244,614.98
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 248,947,417.96
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,823
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,305,390.95
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.96478400 % 6.64265000 % 1.39256560 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.89023940 % 6.69198010 % 1.40548470 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 5,416,264.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,708,132.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.06501698
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 344.14
POOL TRADING FACTOR: 91.92588791
................................................................................
Run: 06/26/00 08:29:26 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS10(POOL # 4390)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4390
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110FV34 268,170,000.00 242,634,506.30 7.250000 % 2,855,621.33
A-2 76110FV42 24,330,000.00 24,330,000.00 7.250000 % 0.00
A-3 76110FV59 32,602,000.00 32,401,851.12 7.250000 % 27,837.53
A-P 76110FV67 1,164,452.78 1,144,414.67 0.000000 % 26,207.33
A-V 76110FV75 0.00 0.00 0.647883 % 0.00
R 76110FV83 100.00 0.00 7.250000 % 0.00
M-1 76110FV91 13,932,800.00 13,847,264.31 7.250000 % 11,896.65
M-2 76110FW25 4,232,700.00 4,206,714.77 7.250000 % 3,614.13
M-3 76110FW33 3,703,600.00 3,680,863.00 7.250000 % 3,162.35
B-1 76110FU84 2,116,400.00 2,103,407.09 7.250000 % 1,807.11
B-2 76110FU92 1,058,200.00 1,051,703.53 7.250000 % 903.55
B-3 76110FV26 1,410,899.63 1,402,237.92 7.250000 % 1,204.72
-------------------------------------------------------------------------------
352,721,152.41 326,802,962.71 2,932,254.70
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 1,465,473.92 4,321,095.25 0.00 0.00 239,778,884.97
A-2 146,949.34 146,949.34 0.00 0.00 24,330,000.00
A-3 195,702.04 223,539.57 0.00 0.00 32,374,013.59
A-P 0.00 26,207.33 0.00 0.00 1,118,207.34
A-V 176,388.44 176,388.44 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 83,635.28 95,531.93 0.00 0.00 13,835,367.66
M-2 25,407.89 29,022.02 0.00 0.00 4,203,100.64
M-3 22,231.83 25,394.18 0.00 0.00 3,677,700.65
B-1 12,704.24 14,511.35 0.00 0.00 2,101,599.98
B-2 6,352.12 7,255.67 0.00 0.00 1,050,799.98
B-3 8,469.29 9,674.01 0.00 0.00 1,401,033.20
-------------------------------------------------------------------------------
2,143,314.39 5,075,569.09 0.00 0.00 323,870,708.01
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 904.778709 10.648549 5.464720 16.113269 0.000000 894.130160
A-2 1000.000000 0.000000 6.039841 6.039841 0.000000 1000.000000
A-3 993.860840 0.853860 6.002762 6.856622 0.000000 993.006981
A-P 982.791823 22.506134 0.000000 22.506134 0.000000 960.285689
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 993.860840 0.853859 6.002762 6.856621 0.000000 993.006981
M-2 993.860838 0.853859 6.002762 6.856621 0.000000 993.006979
M-3 993.860838 0.853858 6.002762 6.856620 0.000000 993.006980
B-1 993.860844 0.853860 6.002759 6.856619 0.000000 993.006984
B-2 993.860830 0.853856 6.002759 6.856615 0.000000 993.006974
B-3 993.860860 0.853859 6.002759 6.856618 0.000000 993.006994
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:26 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS10 (POOL # 4390)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4390
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 68,654.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,729.69
SUBSERVICER ADVANCES THIS MONTH 53,471.81
MASTER SERVICER ADVANCES THIS MONTH 1,523.45
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 4,241,307.24
(B) TWO MONTHLY PAYMENTS: 5 781,743.94
(C) THREE OR MORE MONTHLY PAYMENTS: 6 950,426.43
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,177,676.06
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 323,870,708.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,479
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 194,892.42
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,651,481.28
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 45,177.73
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.92645460 % 6.67412000 % 1.39942540 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.86075950 % 6.70519699 % 1.41081270 %
BANKRUPTCY AMOUNT AVAILABLE 144,124.00
FRAUD AMOUNT AVAILABLE 7,054,423.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,527,212.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.19617504
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 345.40
POOL TRADING FACTOR: 91.82060837
................................................................................
Run: 06/26/00 08:29:43 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11(POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4394
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
CB 76110FX73 131,664,000.00 124,446,890.04 7.500000 % 1,431,343.50
NB-1 76110FX81 57,150,000.00 48,754,237.49 7.500000 % 1,139,926.88
NB-2 76110FX99 3,983,000.00 3,983,000.00 7.500000 % 0.00
NB-3 76110FY23 7,400,000.00 7,400,000.00 7.500000 % 0.00
A-P 76110FY31 1,364,847.05 1,346,386.29 0.000000 % 1,980.51
A-V 76110FY49 0.00 0.00 0.615170 % 0.00
R 76110FY56 100.00 0.00 7.500000 % 0.00
M-1 76110FY64 8,041,000.00 7,998,901.56 7.500000 % 7,098.96
M-2 76110FY72 2,608,000.00 2,594,345.88 7.500000 % 2,302.46
M-3 76110FY80 2,282,000.00 2,270,052.65 7.500000 % 2,014.65
B-1 76110FY98 1,304,000.00 1,297,172.93 7.500000 % 1,151.23
B-2 76110FZ22 652,000.00 648,586.47 7.500000 % 575.61
B-3 76110FZ30 869,417.87 864,869.56 7.500000 % 767.56
-------------------------------------------------------------------------------
217,318,364.92 201,604,442.87 2,587,161.36
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
CB 777,607.20 2,208,950.70 0.00 0.00 123,015,546.54
NB-1 304,672.49 1,444,599.37 0.00 0.00 47,614,310.61
NB-2 24,890.36 24,890.36 0.00 0.00 3,983,000.00
NB-3 46,243.70 46,243.70 0.00 0.00 7,400,000.00
A-P 0.00 1,980.51 0.00 0.00 1,344,405.78
A-V 103,329.56 103,329.56 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 49,982.04 57,081.00 0.00 0.00 7,991,802.60
M-2 16,211.06 18,513.52 0.00 0.00 2,592,043.42
M-3 14,184.68 16,199.33 0.00 0.00 2,268,038.00
B-1 8,105.53 9,256.76 0.00 0.00 1,296,021.70
B-2 4,052.77 4,628.38 0.00 0.00 648,010.86
B-3 5,404.23 6,171.79 0.00 0.00 864,101.99
-------------------------------------------------------------------------------
1,354,683.62 3,941,844.98 0.00 0.00 199,017,281.50
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
CB 945.185396 10.871183 5.905997 16.777180 0.000000 934.314213
NB-1 853.092520 19.946227 5.331102 25.277329 0.000000 833.146292
NB-2 1000.000000 0.000000 6.249149 6.249149 0.000000 1000.000000
NB-3 1000.000000 0.000000 6.249149 6.249149 0.000000 1000.000000
A-P 986.474118 1.451089 0.000000 1.451089 0.000000 985.023029
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 994.764527 0.882845 6.215899 7.098744 0.000000 993.881681
M-2 994.764525 0.882845 6.215897 7.098742 0.000000 993.881679
M-3 994.764527 0.882844 6.215898 7.098742 0.000000 993.881683
B-1 994.764517 0.882845 6.215897 7.098742 0.000000 993.881672
B-2 994.764525 0.882837 6.215905 7.098742 0.000000 993.881687
B-3 994.768557 0.882844 6.215918 7.098762 0.000000 993.885696
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:43 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,633.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,984.45
SUBSERVICER ADVANCES THIS MONTH 34,084.83
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 1,726,203.59
(B) TWO MONTHLY PAYMENTS: 7 947,654.01
(C) THREE OR MORE MONTHLY PAYMENTS: 5 1,088,153.15
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 537,094.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 199,017,281.49
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,504
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,407,289.85
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 41,674.42
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.17313430 % 6.38046500 % 1.39413050 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.07781110 % 6.45767238 % 1.42059680 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,346,367.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.38162500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 91.57867609
Run: 06/26/00 08:29:43 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 28,037.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,984.45
SUBSERVICER ADVANCES THIS MONTH 18,252.20
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 1,078,495.47
(B) TWO MONTHLY PAYMENTS: 5 432,931.81
(C) THREE OR MORE MONTHLY PAYMENTS: 3 236,251.42
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 537,094.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 133,987,544.91
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,315
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,308,489.23
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 41,674.42
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.36076590 % 6.38046500 % 1.39413050 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.28582200 % 6.45767238 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,346,367.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.44587573
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 345.66
POOL TRADING FACTOR: 93.88415569
Run: 06/26/00 08:29:43 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,595.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 15,832.63
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 647,708.12
(B) TWO MONTHLY PAYMENTS: 2 514,722.20
(C) THREE OR MORE MONTHLY PAYMENTS: 2 851,901.73
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 65,029,736.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 189
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,098,800.62
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.78726250 % 6.38046500 % 1.39413050 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.64708690 % 6.45767238 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,346,367.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.24924136
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 348.24
POOL TRADING FACTOR: 87.16825781
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12(POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4395
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
CB 76110FW41 74,644,000.00 69,965,884.88 7.000000 % 774,901.88
NB 76110FW58 25,183,000.00 21,472,415.36 7.000000 % 300,072.06
A-P 76110FW66 994,755.29 953,428.07 0.000000 % 55,160.30
A-V 76110FW74 0.00 0.00 0.517761 % 0.00
R 76110FW82 100.00 0.00 7.000000 % 0.00
M-1 76110FW90 3,503,000.00 3,414,489.18 7.000000 % 11,523.50
M-2 76110FX24 531,000.00 517,583.14 7.000000 % 1,746.78
M-3 76110FX32 477,700.00 465,629.89 7.000000 % 1,571.45
B-1 76110FX40 318,400.00 310,354.94 7.000000 % 1,047.41
B-2 76110FX57 212,300.00 206,935.79 7.000000 % 698.38
B-3 76110FX65 265,344.67 258,587.09 7.000000 % 872.70
-------------------------------------------------------------------------------
106,129,599.96 97,565,308.34 1,147,594.46
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
CB 407,814.18 1,182,716.06 0.00 0.00 69,190,983.00
NB 125,194.71 425,266.77 0.00 0.00 21,172,343.30
A-P 0.00 55,160.30 0.00 0.00 898,267.77
A-V 42,066.20 42,066.20 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 19,902.62 31,426.12 0.00 0.00 3,402,965.68
M-2 3,016.92 4,763.70 0.00 0.00 515,836.36
M-3 2,714.09 4,285.54 0.00 0.00 464,058.44
B-1 1,809.02 2,856.43 0.00 0.00 309,307.53
B-2 1,206.21 1,904.59 0.00 0.00 206,237.41
B-3 1,507.27 2,379.97 0.00 0.00 257,714.39
-------------------------------------------------------------------------------
605,231.22 1,752,825.68 0.00 0.00 96,417,713.88
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
CB 937.327647 10.381302 5.463456 15.844758 0.000000 926.946345
NB 852.655178 11.915660 4.971398 16.887058 0.000000 840.739519
A-P 958.454888 55.451124 0.000000 55.451124 0.000000 903.003764
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 974.732852 3.289609 5.681593 8.971202 0.000000 971.443243
M-2 974.732844 3.289605 5.681582 8.971187 0.000000 971.443239
M-3 974.732866 3.289617 5.681578 8.971195 0.000000 971.443249
B-1 974.732852 3.289604 5.681595 8.971199 0.000000 971.443248
B-2 974.732878 3.289590 5.681630 8.971220 0.000000 971.443288
B-3 974.532822 3.288930 5.680423 8.969353 0.000000 971.243889
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:43 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,229.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,781.85
SUBSERVICER ADVANCES THIS MONTH 9,832.62
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 930,050.95
(B) TWO MONTHLY PAYMENTS: 2 90,771.04
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 96,417,713.88
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 965
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 818,490.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.64498570 % 4.50744500 % 0.79523950 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.60202080 % 4.54570048 % 0.80953080 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,122,592.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,878,734.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.77413000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 90.84903167
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,426.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,360.87
SUBSERVICER ADVANCES THIS MONTH 6,792.86
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 603,236.81
(B) TWO MONTHLY PAYMENTS: 2 90,771.04
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 73,540,064.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 895
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 545,519.83
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.77392520 % 4.55192700 % 0.80308740 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.73517200 % 4.58844838 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,122,592.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,878,734.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85868060
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 165.57
POOL TRADING FACTOR: 92.93477332
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,802.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 420.98
SUBSERVICER ADVANCES THIS MONTH 3,039.76
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 326,814.14
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 22,877,649.31
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 70
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 272,970.64
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.22727210 % 4.55192700 % 0.80308740 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.16948360 % 4.58844838 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,122,592.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,878,734.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.50234425
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 164.66
POOL TRADING FACTOR: 84.73591871
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13(POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4405
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
CB-1 76110FZ48 158,406,900.00 148,671,071.83 8.000000 % 1,598,132.86
CB-P 76110FZ55 5,109,900.00 4,795,841.03 0.000000 % 51,552.67
NB 76110FZ63 86,842,100.00 77,872,629.35 7.750000 % 1,070,152.52
A-P 76110FZ71 1,432,398.79 1,382,987.74 0.000000 % 75,770.07
A-V 76110FZ89 0.00 0.00 0.531423 % 0.00
R 76110FZ97 100.00 0.00 7.750000 % 0.00
M-1 76110F2A0 11,328,000.00 11,259,367.34 7.750000 % 9,802.72
M-2 76110F2B8 3,411,900.00 3,391,228.41 7.750000 % 2,952.50
M-3 76110F2C6 2,866,000.00 2,848,635.84 7.750000 % 2,480.10
B-1 76110F2D4 1,637,700.00 1,627,777.70 7.750000 % 1,417.19
B-2 76110F2E2 818,900.00 813,938.55 7.750000 % 708.64
B-3 76110F2F9 1,091,849.28 1,085,063.06 7.750000 % 944.69
-------------------------------------------------------------------------------
272,945,748.07 253,748,540.85 2,813,913.96
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
CB-1 990,979.62 2,589,112.48 0.00 0.00 147,072,938.97
CB-P 0.00 51,552.67 0.00 0.00 4,744,288.36
NB 502,808.18 1,572,960.70 0.00 0.00 76,802,476.83
A-P 0.00 75,770.07 0.00 0.00 1,307,217.67
A-V 112,352.03 112,352.03 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,702.03 82,504.75 0.00 0.00 11,249,564.62
M-2 21,897.25 24,849.75 0.00 0.00 3,388,275.91
M-3 18,393.72 20,873.82 0.00 0.00 2,846,155.74
B-1 10,510.60 11,927.79 0.00 0.00 1,626,360.51
B-2 5,255.63 5,964.27 0.00 0.00 813,229.91
B-3 7,006.28 7,950.97 0.00 0.00 1,084,118.37
-------------------------------------------------------------------------------
1,741,905.34 4,555,819.30 0.00 0.00 250,934,626.89
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
CB-1 938.539116 10.088783 6.255912 16.344695 0.000000 928.450333
CB-P 938.539116 10.088783 0.000000 10.088783 0.000000 928.450334
NB 896.715180 12.322969 5.789913 18.112882 0.000000 884.392211
A-P 965.504683 52.897331 0.000000 52.897331 0.000000 912.607352
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 993.941326 0.865353 6.417905 7.283258 0.000000 993.075973
M-2 993.941326 0.865354 6.417905 7.283259 0.000000 993.075972
M-3 993.941326 0.865352 6.417906 7.283258 0.000000 993.075974
B-1 993.941320 0.865354 6.417903 7.283257 0.000000 993.075966
B-2 993.941324 0.865356 6.417914 7.283270 0.000000 993.075968
B-3 993.784655 0.865220 6.416893 7.282113 0.000000 992.919437
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 52,462.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,717.82
SUBSERVICER ADVANCES THIS MONTH 60,427.62
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 38 4,923,219.78
(B) TWO MONTHLY PAYMENTS: 5 754,063.63
(C) THREE OR MORE MONTHLY PAYMENTS: 4 848,274.07
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 869,011.56
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 250,934,626.89
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,981
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,592,553.34
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 49,294.44
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.66843070 % 6.89628900 % 1.38987180 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.58437560 % 6.96755027 % 1.41158730 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.56409900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 91.93571567
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 34,745.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,717.82
SUBSERVICER ADVANCES THIS MONTH 33,765.45
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 3,309,826.12
(B) TWO MONTHLY PAYMENTS: 4 415,690.71
(C) THREE OR MORE MONTHLY PAYMENTS: 3 241,274.07
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 369,430.58
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 166,169,230.99
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,728
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,522,726.18
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 49,294.44
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.78558490 % 6.89628900 % 1.38987180 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.71099370 % 6.96755027 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.64661777
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 346.00
POOL TRADING FACTOR: 93.35743087
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,716.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 26,662.17
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,613,393.66
(B) TWO MONTHLY PAYMENTS: 1 338,372.92
(C) THREE OR MORE MONTHLY PAYMENTS: 1 607,000.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 499,580.98
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 84,765,395.90
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 253
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,069,827.16
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.43841820 % 6.89628900 % 1.38987180 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.33510750 % 6.96755027 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.40233281
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 346.07
POOL TRADING FACTOR: 89.27067079
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS14(POOL # 4410)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4410
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110F2G7 138,880,000.00 127,786,495.13 7.500000 % 2,036,486.70
A-2 76110F2H5 27,776,000.00 25,557,299.02 7.210000 % 407,297.34
A-3 76110F2J1 0.00 0.00 1.790000 % 0.00
A-4 76110F2K8 11,426,000.00 11,426,000.00 7.750000 % 0.00
A-5 76110F2L6 21,743,000.00 21,743,000.00 7.750000 % 0.00
A-P 76110F2M4 865,434.18 817,300.21 0.000000 % 5,199.52
A-V 76110F2N2 0.00 0.00 0.579260 % 0.00
R-I 76110F2P7 100.00 0.00 7.750000 % 0.00
R-II 76110F2Q5 100.00 0.00 7.750000 % 0.00
M-1 76110F2R3 8,698,000.00 8,665,011.87 7.750000 % 7,376.97
M-2 76110F2S1 2,718,000.00 2,707,691.68 7.750000 % 2,305.20
M-3 76110F2T9 2,391,800.00 2,382,728.83 7.750000 % 2,028.54
B-1 76110F2U6 1,413,400.00 1,408,039.53 7.750000 % 1,198.74
B-2 76110F2V4 652,300.00 649,826.08 7.750000 % 553.23
B-3 76110F2W2 869,779.03 866,480.28 7.750000 % 737.68
-------------------------------------------------------------------------------
217,433,913.21 204,009,872.63 2,463,183.92
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 798,321.95 2,834,808.65 0.00 0.00 125,750,008.43
A-2 153,490.70 560,788.04 0.00 0.00 25,150,001.68
A-3 38,106.57 38,106.57 0.00 0.00 0.00
A-4 73,761.17 73,761.17 0.00 0.00 11,426,000.00
A-5 140,363.12 140,363.12 0.00 0.00 21,743,000.00
A-P 0.00 5,199.52 0.00 0.00 812,100.69
A-V 98,436.56 98,436.56 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 55,937.45 63,314.42 0.00 0.00 8,657,634.90
M-2 17,479.66 19,784.86 0.00 0.00 2,705,386.48
M-3 15,381.84 17,410.38 0.00 0.00 2,380,700.29
B-1 9,089.68 10,288.42 0.00 0.00 1,406,840.79
B-2 4,194.98 4,748.21 0.00 0.00 649,272.85
B-3 5,593.61 6,331.29 0.00 0.00 865,742.60
-------------------------------------------------------------------------------
1,410,157.29 3,873,341.21 0.00 0.00 201,546,688.71
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 920.121653 14.663643 5.748286 20.411929 0.000000 905.458010
A-2 920.121653 14.663643 5.526019 20.189662 0.000000 905.458010
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 1000.000000 0.000000 6.455555 6.455555 0.000000 1000.000000
A-5 1000.000000 0.000000 6.455554 6.455554 0.000000 1000.000000
A-P 944.381709 6.007990 0.000000 6.007990 0.000000 938.373719
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 996.207389 0.848123 6.431070 7.279193 0.000000 995.359267
M-2 996.207388 0.848124 6.431074 7.279198 0.000000 995.359264
M-3 996.207388 0.848123 6.431073 7.279196 0.000000 995.359265
B-1 996.207394 0.848125 6.431074 7.279199 0.000000 995.359268
B-2 996.207389 0.848122 6.431059 7.279181 0.000000 995.359267
B-3 996.207370 0.848123 6.431070 7.279193 0.000000 995.359247
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:27 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS14 (POOL # 4410)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4410
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 42,422.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,015.21
SUBSERVICER ADVANCES THIS MONTH 26,422.95
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 2,309,236.02
(B) TWO MONTHLY PAYMENTS: 3 329,187.97
(C) THREE OR MORE MONTHLY PAYMENTS: 4 722,301.56
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 69,125.86
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 201,546,688.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,564
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,289,526.64
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 40,399.46
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.79114760 % 6.76965300 % 1.43919920 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.69770490 % 6.81912551 % 1.45558190 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,348,678.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,174,339.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.62173463
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 348.18
POOL TRADING FACTOR: 92.69330885
................................................................................
Run: 06/26/00 08:29:27 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS15(POOL # 4416)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4416
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110F2X0 112,000,000.00 103,947,729.32 7.000000 % 1,231,081.78
A-2 76110F2Y8 20,028,000.00 20,028,000.00 7.750000 % 0.00
A-3 76110F2Z5 48,000,000.00 44,549,026.84 7.060000 % 527,606.47
A-4 76110F3A9 0.00 0.00 2.440000 % 0.00
A-5 76110F3B7 20,253,000.00 20,171,145.16 7.750000 % 33,929.46
A-P 76110F3C5 242,044.80 240,455.54 0.000000 % 226.18
A-V 76110F3D3 0.00 0.00 0.722517 % 0.00
R-I 76110F3E1 100.00 0.00 7.750000 % 0.00
R-II 76110F3F8 100.00 0.00 7.750000 % 0.00
M-1 76110F3G6 8,695,000.00 8,659,858.15 7.750000 % 14,566.57
M-2 76110F3H4 2,825,900.00 2,814,478.81 7.750000 % 4,734.18
M-3 76110F3J0 2,391,000.00 2,381,336.49 7.750000 % 4,005.60
B-1 76110F3K7 1,412,900.00 1,407,189.61 7.750000 % 2,367.00
B-2 76110F3L5 652,100.00 649,464.46 7.750000 % 1,092.45
B-3 76110F3M3 869,572.62 866,058.12 7.750000 % 1,456.77
-------------------------------------------------------------------------------
217,369,717.42 205,714,742.50 1,821,066.46
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 605,288.62 1,836,370.40 0.00 0.00 102,716,647.54
A-2 129,118.58 129,118.58 0.00 0.00 20,028,000.00
A-3 261,632.91 789,239.38 0.00 0.00 44,021,420.37
A-4 90,422.71 90,422.71 0.00 0.00 0.00
A-5 130,041.43 163,970.89 0.00 0.00 20,137,215.70
A-P 0.00 226.18 0.00 0.00 240,229.36
A-V 123,641.11 123,641.11 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 55,829.27 70,395.84 0.00 0.00 8,645,291.58
M-2 18,144.67 22,878.85 0.00 0.00 2,809,744.63
M-3 15,352.24 19,357.84 0.00 0.00 2,377,330.89
B-1 9,072.02 11,439.02 0.00 0.00 1,404,822.61
B-2 4,187.04 5,279.49 0.00 0.00 648,372.01
B-3 5,583.39 7,040.16 0.00 0.00 864,601.35
-------------------------------------------------------------------------------
1,448,313.99 3,269,380.45 0.00 0.00 203,893,676.04
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 928.104726 10.991802 5.404363 16.396165 0.000000 917.112925
A-2 1000.000000 0.000000 6.446903 6.446903 0.000000 1000.000000
A-3 928.104726 10.991801 5.450686 16.442487 0.000000 917.112924
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 995.958384 1.675281 6.420848 8.096129 0.000000 994.283104
A-P 993.434025 0.934455 0.000000 0.934455 0.000000 992.499570
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 995.958384 1.675281 6.420848 8.096129 0.000000 994.283103
M-2 995.958388 1.675282 6.420846 8.096128 0.000000 994.283106
M-3 995.958381 1.675282 6.420845 8.096127 0.000000 994.283099
B-1 995.958391 1.675278 6.420851 8.096129 0.000000 994.283113
B-2 995.958381 1.675280 6.420856 8.096136 0.000000 994.283101
B-3 995.958359 1.675283 6.420844 8.096127 0.000000 994.283088
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:27 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS15 (POOL # 4416)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4416
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 42,605.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,242.14
SUBSERVICER ADVANCES THIS MONTH 39,391.01
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 3,555,724.20
(B) TWO MONTHLY PAYMENTS: 2 634,920.05
(C) THREE OR MORE MONTHLY PAYMENTS: 4 864,612.18
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 203,893,676.04
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,448
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,475,250.38
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 216,346.72
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.83431370 % 6.74326400 % 1.42242240 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.77516350 % 6.78410796 % 1.43272600 %
BANKRUPTCY AMOUNT AVAILABLE 130,054.00
FRAUD AMOUNT AVAILABLE 4,247,394.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,697.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.78967314
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 349.67
POOL TRADING FACTOR: 93.80040535
................................................................................
Run: 06/26/00 08:29:31 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1(POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4420
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
CB 76110F3N1 130,396,000.00 126,227,228.65 7.750000 % 1,800,569.37
NB-1 76110F3P6 58,661,000.00 49,725,206.71 7.750000 % 1,074,595.44
NB-2 76110F3Q4 4,186,000.00 4,186,000.00 7.750000 % 0.00
NB-3 76110F3R2 6,983,000.00 6,983,000.00 7.750000 % 0.00
A-P 76110F3S0 496,620.41 489,731.14 0.000000 % 522.30
A-V 76110F3T8 0.00 0.00 0.638352 % 0.00
R 76110F3U5 100.00 0.00 7.750000 % 0.00
M-1 76110F3V3 9,273,000.00 9,246,814.21 7.750000 % 5,767.88
M-2 76110F3W1 3,273,000.00 3,263,757.45 7.750000 % 2,035.83
M-3 76110F3X9 2,073,000.00 2,067,146.11 7.750000 % 1,289.42
B-1 76110F3Y7 1,309,100.00 1,305,403.27 7.750000 % 814.27
B-2 76110F3Z4 654,500.00 652,651.78 7.750000 % 407.10
B-3 76110F4A8 872,717.76 870,254.22 7.750000 % 542.84
-------------------------------------------------------------------------------
218,178,038.17 205,017,193.54 2,886,544.45
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
CB 815,317.43 2,615,886.80 0.00 0.00 124,426,659.28
NB-1 321,124.27 1,395,719.71 0.00 0.00 48,650,611.27
NB-2 27,033.09 27,033.09 0.00 0.00 4,186,000.00
NB-3 45,096.06 45,096.06 0.00 0.00 6,983,000.00
A-P 0.00 522.30 0.00 0.00 489,208.84
A-V 109,067.99 109,067.99 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 59,722.94 65,490.82 0.00 0.00 9,241,046.33
M-2 21,079.82 23,115.65 0.00 0.00 3,261,721.62
M-3 13,351.20 14,640.62 0.00 0.00 2,065,856.69
B-1 8,431.29 9,245.56 0.00 0.00 1,304,589.00
B-2 4,215.32 4,622.42 0.00 0.00 652,244.68
B-3 5,620.76 6,163.60 0.00 0.00 869,711.37
-------------------------------------------------------------------------------
1,430,060.17 4,316,604.62 0.00 0.00 202,130,649.08
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
CB 968.029914 13.808471 6.252626 20.061097 0.000000 954.221443
NB-1 847.670628 18.318737 5.474238 23.792975 0.000000 829.351891
NB-2 1000.000000 0.000000 6.457977 6.457977 0.000000 1000.000000
NB-3 1000.000000 0.000000 6.457978 6.457978 0.000000 1000.000000
A-P 986.127695 1.051712 0.000000 1.051712 0.000000 985.075982
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 997.176125 0.622008 6.440520 7.062528 0.000000 996.554117
M-2 997.176123 0.622007 6.440519 7.062526 0.000000 996.554116
M-3 997.176126 0.622007 6.440521 7.062528 0.000000 996.554120
B-1 997.176129 0.622007 6.440524 7.062531 0.000000 996.554121
B-2 997.176134 0.622002 6.440519 7.062521 0.000000 996.554133
B-3 997.177163 0.622011 6.440524 7.062535 0.000000 996.555143
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:31 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 42,651.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,900.46
SUBSERVICER ADVANCES THIS MONTH 43,517.75
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 3,843,546.20
(B) TWO MONTHLY PAYMENTS: 5 738,560.09
(C) THREE OR MORE MONTHLY PAYMENTS: 8 1,036,114.46
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 202,130,649.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,515
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,758,664.65
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.48963820 % 7.11048500 % 1.37954740 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.37321690 % 7.20752875 % 1.40176790 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.69583900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 92.64481924
Run: 06/26/00 08:29:31 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 28,713.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,900.46
SUBSERVICER ADVANCES THIS MONTH 29,224.07
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,248,266.66
(B) TWO MONTHLY PAYMENTS: 4 446,581.89
(C) THREE OR MORE MONTHLY PAYMENTS: 8 1,036,114.46
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 135,916,413.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,323
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,722,876.15
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.76973830 % 7.11048500 % 1.37954740 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.66527790 % 7.20752875 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79687471
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 349.57
POOL TRADING FACTOR: 95.76216682
Run: 06/26/00 08:29:31 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,937.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 14,293.68
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,595,279.54
(B) TWO MONTHLY PAYMENTS: 1 291,978.20
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 66,214,235.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 192
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,035,788.50
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.91443190 % 7.11048500 % 1.37954740 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.77164320 % 7.20752874 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.48844537
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 351.95
POOL TRADING FACTOR: 86.84196775
................................................................................
Run: 06/26/00 08:29:28 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2(POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4425
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110F4B6 15,000,000.00 13,424,589.32 7.750000 % 620,712.53
A-2 76110F4C4 83,021,000.00 77,294,802.32 7.750000 % 2,256,124.51
A-3 76110F4D2 25,652,000.00 25,652,000.00 7.750000 % 0.00
A-4 76110F4E0 17,862,000.00 17,862,000.00 7.750000 % 0.00
A-5 76110F4F7 17,150,000.00 17,150,000.00 7.750000 % 0.00
A-6 76110F4G5 20,000,000.00 20,000,000.00 7.750000 % 0.00
A-7 76110F4H3 21,888,000.00 21,888,000.00 7.750000 % 0.00
A-P 76110F4J9 250,505.68 249,832.64 0.000000 % 916.80
R-I 76110F4K6 100.00 0.00 7.750000 % 0.00
R-II 76110F4L4 100.00 0.00 7.750000 % 0.00
M-1 76110F4M2 9,850,100.00 9,832,870.25 7.750000 % 5,873.28
M-2 76110F4N0 2,845,500.00 2,840,522.66 7.750000 % 1,696.68
M-3 76110F4P5 2,407,700.00 2,403,488.46 7.750000 % 1,435.63
IO-A 0.00 0.00 0.770419 % 0.00
IO-B 0.00 0.00 0.770419 % 0.00
B-1 76110F4Q3 1,422,700.00 1,420,211.42 7.750000 % 848.31
B-2 76110F4R1 656,700.00 655,551.30 7.750000 % 391.57
B-3 76110F4S9 875,528.01 873,996.55 7.750000 % 522.03
-------------------------------------------------------------------------------
218,881,933.69 211,547,864.92 2,888,521.34
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 86,641.73 707,354.26 0.00 0.00 12,803,876.79
A-2 498,857.40 2,754,981.91 0.00 0.00 75,038,677.81
A-3 165,556.93 165,556.93 0.00 0.00 25,652,000.00
A-4 115,280.59 115,280.59 0.00 0.00 17,862,000.00
A-5 110,685.38 110,685.38 0.00 0.00 17,150,000.00
A-6 129,079.16 129,079.16 0.00 0.00 20,000,000.00
A-7 141,264.23 141,264.23 0.00 0.00 21,888,000.00
A-P 0.00 916.80 0.00 0.00 248,915.84
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 63,460.93 69,334.21 0.00 0.00 9,826,996.97
M-2 18,332.61 20,029.29 0.00 0.00 2,838,825.98
M-3 15,512.01 16,947.64 0.00 0.00 2,402,052.83
IO-A 131,852.88 131,852.88 0.00 0.00 0.00
IO-B 3,711.89 3,711.89 0.00 0.00 0.00
B-1 9,165.99 10,014.30 0.00 0.00 1,419,363.11
B-2 4,230.90 4,622.47 0.00 0.00 655,159.73
B-3 5,640.74 6,162.77 0.00 0.00 873,474.52
-------------------------------------------------------------------------------
1,499,273.37 4,387,794.71 0.00 0.00 208,659,343.58
===============================================================================
Run: 06/26/00 08:29:28
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2(POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4425
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 894.972621 41.380835 5.776115 47.156950 0.000000 853.591786
A-2 931.027117 27.175347 6.008810 33.184157 0.000000 903.851770
A-3 1000.000000 0.000000 6.453958 6.453958 0.000000 1000.000000
A-4 1000.000000 0.000000 6.453958 6.453958 0.000000 1000.000000
A-5 1000.000000 0.000000 6.453958 6.453958 0.000000 1000.000000
A-6 1000.000000 0.000000 6.453958 6.453958 0.000000 1000.000000
A-7 1000.000000 0.000000 6.453958 6.453958 0.000000 1000.000000
A-P 997.313274 3.659797 0.000000 3.659797 0.000000 993.653477
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 998.250805 0.596266 6.442669 7.038935 0.000000 997.654539
M-2 998.250803 0.596268 6.442667 7.038935 0.000000 997.654535
M-3 998.250804 0.596266 6.442667 7.038933 0.000000 997.654538
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 998.250805 0.596268 6.442672 7.038940 0.000000 997.654537
B-2 998.250799 0.596269 6.442668 7.038937 0.000000 997.654530
B-3 998.250816 0.596269 6.442672 7.038941 0.000000 997.654570
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:29 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2 (POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4425
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,946.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,213.69
SUBSERVICER ADVANCES THIS MONTH 45,052.55
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 35 3,804,665.35
(B) TWO MONTHLY PAYMENTS: 5 739,541.15
(C) THREE OR MORE MONTHLY PAYMENTS: 4 1,103,762.92
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 208,659,343.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,487
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,762,098.09
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.46861880 % 7.13536300 % 1.39601830 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.35557980 % 7.22128016 % 1.41451530 %
BANKRUPTCY AMOUNT AVAILABLE 157,492.00
FRAUD AMOUNT AVAILABLE 4,377,639.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,188,819.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.83012430
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 352.39
POOL TRADING FACTOR: 95.32963277
................................................................................
Run: 06/26/00 08:29:29 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS3(POOL # 4432)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4432
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110F5F6 115,869,000.00 106,814,567.06 7.750000 % 3,772,312.68
A-2 76110F5G4 40,867,000.00 40,867,000.00 7.750000 % 0.00
A-3 76110F5J8 21,838,000.00 21,838,000.00 7.750000 % 0.00
A-4 76110F5K5 21,838,000.00 21,838,000.00 7.750000 % 0.00
A-P 76110F5L3 499,056.21 493,822.00 0.000000 % 580.19
R-I 76110F5M1 100.00 0.00 7.750000 % 0.00
R-II 76110F5N9 100.00 0.00 7.750000 % 0.00
M-1 76110F5P4 9,281,800.00 9,271,328.84 7.750000 % 5,393.38
M-2 76110F5Q2 2,839,000.00 2,835,797.21 7.750000 % 1,649.66
M-3 76110F5R0 2,402,200.00 2,399,489.99 7.750000 % 1,395.85
IO-A 0.00 0.00 0.884432 % 0.00
IO-B 0.00 0.00 0.884432 % 0.00
B-1 76110F5S8 1,419,500.00 1,417,898.61 7.750000 % 824.83
B-2 76110F5T6 655,100.00 654,360.96 7.750000 % 380.66
B-3 76110F5U3 873,616.21 872,630.65 7.750000 % 507.63
-------------------------------------------------------------------------------
218,382,472.42 209,302,895.32 3,783,044.88
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 689,349.04 4,461,661.72 0.00 0.00 103,042,254.38
A-2 263,743.31 263,743.31 0.00 0.00 40,867,000.00
A-3 140,935.87 140,935.87 0.00 0.00 21,838,000.00
A-4 140,935.87 140,935.87 0.00 0.00 21,838,000.00
A-P 0.00 580.19 0.00 0.00 493,241.81
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 59,834.36 65,227.74 0.00 0.00 9,265,935.46
M-2 18,301.38 19,951.04 0.00 0.00 2,834,147.55
M-3 15,485.59 16,881.44 0.00 0.00 2,398,094.14
IO-A 151,426.31 151,426.31 0.00 0.00 0.00
IO-B 2,361.10 2,361.10 0.00 0.00 0.00
B-1 9,150.69 9,975.52 0.00 0.00 1,417,073.78
B-2 4,223.05 4,603.71 0.00 0.00 653,980.30
B-3 5,631.70 6,139.33 0.00 0.00 872,123.02
-------------------------------------------------------------------------------
1,501,378.27 5,284,423.15 0.00 0.00 205,519,850.44
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 921.856295 32.556704 5.949383 38.506087 0.000000 889.299592
A-2 1000.000000 0.000000 6.453699 6.453699 0.000000 1000.000000
A-3 1000.000000 0.000000 6.453699 6.453699 0.000000 1000.000000
A-4 1000.000000 0.000000 6.453699 6.453699 0.000000 1000.000000
A-P 989.511783 1.162574 0.000000 1.162574 0.000000 988.349208
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 998.871861 0.581070 6.446418 7.027488 0.000000 998.290791
M-2 998.871860 0.581071 6.446418 7.027489 0.000000 998.290789
M-3 998.871863 0.581072 6.446420 7.027492 0.000000 998.290792
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 998.871863 0.581071 6.446418 7.027489 0.000000 998.290793
B-2 998.871867 0.581072 6.446420 7.027492 0.000000 998.290795
B-3 998.871862 0.581068 6.446423 7.027491 0.000000 998.290794
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:29 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS3 (POOL # 4432)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4432
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,142.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 37,998.42
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 3,426,036.29
(B) TWO MONTHLY PAYMENTS: 10 1,027,865.99
(C) THREE OR MORE MONTHLY PAYMENTS: 2 245,530.52
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 205,519,850.44
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,490
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,661,145.59
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.64236210 % 6.94731100 % 1.41032680 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.49312650 % 7.05439261 % 1.43550980 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 4,367,649.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,183,825.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.93461501
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 353.11
POOL TRADING FACTOR: 94.11004838
................................................................................
Run: 06/26/00 08:29:32 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4(POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4433
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
CB 76110F4T7 80,517,000.00 79,459,585.26 7.500000 % 840,034.93
NB 76110F4U4 21,235,000.00 20,108,467.34 7.500000 % 576,522.62
A-P 76110F4V2 933,718.95 926,621.54 0.000000 % 11,800.72
R-I 76110F4WO 100.00 0.00 7.500000 % 0.00
R-II 76110F4X8 100.00 0.00 7.500000 % 0.00
M-1 76110F4Y6 3,459,000.00 3,438,056.82 7.500000 % 10,619.58
M-2 76110F4Z3 649,000.00 645,070.51 7.500000 % 1,992.51
M-3 76110F5D1 487,000.00 484,051.36 7.500000 % 1,495.15
IO-A 0.00 0.00 0.540185 % 0.00
IO-B 0.00 0.00 0.540185 % 0.00
B-1 76110F5A7 324,300.00 322,336.46 7.500000 % 995.64
B-2 76110F5B5 216,200.00 214,890.98 7.500000 % 663.76
B-3 76110F5C3 270,246.88 268,607.59 7.500000 % 829.70
-------------------------------------------------------------------------------
108,091,665.83 105,867,687.86 1,444,954.61
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
CB 496,131.81 1,336,166.74 0.00 0.00 78,619,550.33
NB 124,918.32 701,440.94 0.00 0.00 19,531,944.72
A-P 0.00 11,800.72 0.00 0.00 914,820.82
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 21,440.33 32,059.91 0.00 0.00 3,427,437.24
M-2 4,022.77 6,015.28 0.00 0.00 643,078.00
M-3 3,018.63 4,513.78 0.00 0.00 482,556.21
IO-A 42,793.55 42,793.55 0.00 0.00 0.00
IO-B 4,350.53 4,350.53 0.00 0.00 0.00
B-1 2,010.14 3,005.78 0.00 0.00 321,340.82
B-2 1,340.10 2,003.86 0.00 0.00 214,227.22
B-3 1,675.09 2,504.79 0.00 0.00 267,777.89
-------------------------------------------------------------------------------
701,701.27 2,146,655.88 0.00 0.00 104,422,733.25
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
CB 986.867187 10.433013 6.161827 16.594840 0.000000 976.434173
NB 946.949251 27.149641 5.882662 33.032303 0.000000 919.799610
A-P 992.398773 12.638410 0.000000 12.638410 0.000000 979.760363
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 993.945308 3.070130 6.198419 9.268549 0.000000 990.875178
M-2 993.945316 3.070123 6.198413 9.268536 0.000000 990.875193
M-3 993.945298 3.070123 6.198419 9.268542 0.000000 990.875175
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 993.945298 3.070120 6.198397 9.268517 0.000000 990.875177
B-2 993.945328 3.070120 6.198427 9.268547 0.000000 990.875208
B-3 993.934102 3.070082 6.198369 9.268451 0.000000 990.863957
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:32 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,961.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,532.42
SUBSERVICER ADVANCES THIS MONTH 5,368.32
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 441,718.80
(B) TWO MONTHLY PAYMENTS: 2 101,413.83
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 104,422,733.25
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,016
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,117,683.44
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.87997030 % 4.31404400 % 0.76117180 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.82511310 % 4.36023010 % 0.77612030 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.29208800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 170.18
POOL TRADING FACTOR: 96.60572112
Run: 06/26/00 08:29:32 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,525.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,265.62
SUBSERVICER ADVANCES THIS MONTH 5,368.32
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 441,718.80
(B) TWO MONTHLY PAYMENTS: 2 101,413.83
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 83,329,437.84
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 956
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 598,825.12
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.93537660 % 4.35213700 % 0.76789290 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.89877760 % 4.39876658 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.39641193
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 170.54
POOL TRADING FACTOR: 97.72314700
Run: 06/26/00 08:29:32 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,436.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 266.80
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 21,093,295.41
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 60
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 518,858.32
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.66166130 % 4.35213700 % 0.76789290 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.52975380 % 4.39876658 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.87995246
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 168.76
POOL TRADING FACTOR: 92.43039771
................................................................................
Run: 06/26/00 08:29:30 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS5(POOL # 4438)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4438
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110F5V1 92,675,000.00 92,278,913.37 7.750000 % 456,292.10
A-2 76110F5W9 74,478,000.00 73,785,322.10 7.750000 % 4,048,950.60
A-3 76110F5X7 10,750,000.00 10,750,000.00 7.750000 % 0.00
A-4 76110F5Y5 21,700,000.00 21,700,000.00 7.750000 % 0.00
A-5 76110F5Z2 1,075,000.00 532,377.78 7.750000 % 535,815.06
A-P 76110F6A6 145,114.60 144,969.89 0.000000 % 154.84
A-V 76110F6B4 0.00 0.00 1.006410 % 0.00
R 76110F6C2 100.00 0.00 7.750000 % 0.00
M-1 76110F6D0 8,141,800.00 8,137,259.24 7.750000 % 4,443.71
M-2 76110F6E8 2,822,400.00 2,820,825.92 7.750000 % 1,540.44
M-3 76110F6F5 2,388,200.00 2,386,868.08 7.750000 % 1,303.46
B-1 76110F6G3 1,411,200.00 1,410,412.96 7.750000 % 770.22
B-2 76110F6H1 651,400.00 651,036.71 7.750000 % 355.53
B-3 76110F6J7 868,514.12 868,029.75 7.750000 % 474.01
-------------------------------------------------------------------------------
217,106,728.72 215,466,015.80 5,050,099.97
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 595,796.49 1,052,088.59 0.00 0.00 91,822,621.27
A-2 476,393.08 4,525,343.68 0.00 0.00 69,736,371.50
A-3 69,407.10 69,407.10 0.00 0.00 10,750,000.00
A-4 140,105.50 140,105.50 0.00 0.00 21,700,000.00
A-5 0.00 535,815.06 3,437.28 0.00 0.00
A-P 0.00 154.84 0.00 0.00 144,815.05
A-V 180,653.95 180,653.95 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 52,538.01 56,981.72 0.00 0.00 8,132,815.53
M-2 18,212.59 19,753.03 0.00 0.00 2,819,285.48
M-3 15,410.75 16,714.21 0.00 0.00 2,385,564.62
B-1 9,106.30 9,876.52 0.00 0.00 1,409,642.74
B-2 4,203.40 4,558.93 0.00 0.00 650,681.18
B-3 5,604.42 6,078.43 0.00 0.00 867,555.74
-------------------------------------------------------------------------------
1,567,431.59 6,617,531.56 3,437.28 0.00 210,419,353.11
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 995.726068 4.923573 6.428880 11.352453 0.000000 990.802496
A-2 990.699564 54.364384 6.396427 60.760811 0.000000 936.335180
A-3 1000.000000 0.000000 6.456474 6.456474 0.000000 1000.000000
A-4 1000.000000 0.000000 6.456475 6.456475 0.000000 1000.000000
A-5 495.235144 498.432614 0.000000 498.432614 3.197470 0.000000
A-P 999.002788 1.067019 0.000000 1.067019 0.000000 997.935769
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 999.442290 0.545790 6.452874 6.998664 0.000000 998.896501
M-2 999.442290 0.545791 6.452873 6.998664 0.000000 998.896499
M-3 999.442291 0.545792 6.452872 6.998664 0.000000 998.896500
B-1 999.442290 0.545791 6.452877 6.998668 0.000000 998.896499
B-2 999.442294 0.545794 6.452871 6.998665 0.000000 998.896500
B-3 999.442300 0.545771 6.452883 6.998654 0.000000 998.896529
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:30 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS5 (POOL # 4438)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4438
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44,515.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 64,255.97
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 46 7,373,406.34
(B) TWO MONTHLY PAYMENTS: 2 293,841.62
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 210,419,353.11
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,479
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,928,962.94
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.44178260 % 6.19770000 % 1.36051700 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.26461490 % 6.33861165 % 1.39240810 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 4,342,135.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,171,067.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.07461016
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 354.85
POOL TRADING FACTOR: 96.91977506
................................................................................
Run: 06/26/00 08:29:30 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS6(POOL # 4440)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4440
-------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
-------------------------------------------------------------------------------
A-1 76110F6K4 92,574,000.00 92,574,000.00 7.750000 % 394,571.52
A-2 76110F6L2 75,000,000.00 75,000,000.00 7.750000 % 765,327.37
A-3 76110F6M0 10,750,000.00 10,750,000.00 7.750000 % 0.00
A-4 76110F6N8 21,500,000.00 21,500,000.00 7.750000 % 0.00
A-5 76110F6P3 1,075,000.00 1,075,000.00 7.750000 % 1,081,941.54
A-P 76110F6Q1 75,687.86 75,687.86 0.000000 % 62.36
A-V 76110F6R9 0.00 0.00 1.045766 % 0.00
R 76110F6S7 100.00 100.00 7.750000 % 100.00
M-1 76110F6T5 8,714,800.00 8,714,800.00 7.750000 % 4,716.69
M-2 76110F6U2 2,723,300.00 2,723,300.00 7.750000 % 1,473.92
M-3 76110F6V0 2,505,400.00 2,505,400.00 7.750000 % 1,355.99
B-1 76110F6W8 1,416,100.00 1,416,100.00 7.750000 % 766.43
B-2 76110F6X6 653,600.00 653,600.00 7.750000 % 353.75
B-3 76110F6Y4 871,524.04 871,524.04 7.750000 % 471.69
-------------------------------------------------------------------------------
217,859,511.90 217,859,511.90 2,251,141.26
===============================================================================
-------------------------------------------------------------------------------
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
-------------------------------------------------------------------------------
A-1 597,773.09 992,344.61 0.00 0.00 92,179,428.48
A-2 484,293.45 1,249,620.82 0.00 0.00 74,234,672.63
A-3 69,415.39 69,415.39 0.00 0.00 10,750,000.00
A-4 138,830.79 138,830.79 0.00 0.00 21,500,000.00
A-5 0.00 1,081,941.54 6,941.54 0.00 0.00
A-P 0.00 62.36 0.00 0.00 75,625.50
A-V 189,826.44 189,826.44 0.00 0.00 0.00
R 0.65 100.65 0.00 0.00 0.00
M-1 56,273.60 60,990.29 0.00 0.00 8,710,083.31
M-2 17,585.02 19,058.94 0.00 0.00 2,721,826.08
M-3 16,177.99 17,533.98 0.00 0.00 2,504,044.01
B-1 9,144.11 9,910.54 0.00 0.00 1,415,333.57
B-2 4,220.46 4,574.21 0.00 0.00 653,246.25
B-3 5,627.64 6,099.33 0.00 0.00 871,052.35
-------------------------------------------------------------------------------
1,589,168.63 3,840,309.89 6,941.54 0.00 215,615,312.18
===============================================================================
-------------------------------------------------------------------------------
AMOUNTS PER $1,000 UNIT
-------------------------------------------------------------------------------
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
-------------------------------------------------------------------------------
A-1 1000.000000 4.262228 6.457246 10.719474 0.000000 995.737772
A-2 1000.000000 10.204365 6.457246 16.661611 0.000000 989.795635
A-3 1000.000000 0.000000 6.457246 6.457246 0.000000 1000.000000
A-4 1000.000000 0.000000 6.457246 6.457246 0.000000 1000.000000
A-5 1000.000000 1006.457250 0.000000 1006.457250 6.457247 0.000000
A-P 1000.000000 0.823910 0.000000 0.823910 0.000000 999.176090
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 1000.000000 1000.000000 6.500000 1006.500000 0.000000 0.000000
M-1 1000.000000 0.541228 6.457245 6.998473 0.000000 999.458772
M-2 1000.000000 0.541226 6.457247 6.998473 0.000000 999.458774
M-3 1000.000000 0.541227 6.457248 6.998475 0.000000 999.458773
B-1 1000.000000 0.541226 6.457249 6.998475 0.000000 999.458774
B-2 1000.000000 0.541233 6.457252 6.998485 0.000000 999.458767
B-3 1000.000000 0.541224 6.457240 6.998464 0.000000 999.458776
-------------------------------------------------------------------------------
DETERMINATION DATE 20-June-00
DISTRIBUTION DATE 26-June-00
Run: 06/26/00 08:29:30 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS6 (POOL # 4440)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4440
-------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 45,356.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,888.46
SUBSERVICER ADVANCES THIS MONTH 15,981.88
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 1,986,201.43
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 215,615,312.18
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,492
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,126,271.06
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.24702560 % 6.40245000 % 1.35052460 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.17054370 % 6.46334124 % 1.36384730 %
BANKRUPTCY AMOUNT AVAILABLE 125,000.00
FRAUD AMOUNT AVAILABLE 4,357,190.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,178,595.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.11917113
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 356.64
POOL TRADING FACTOR: 98.96988674
................................................................................
