SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
March 27, 2000
RESIDENTIAL ACCREDIT LOANS, INC.
(Exact name of the registrant as specified in it's charter)
33-95932, 333-8733, 333-33493
333-48327, 333-63549 51-0368240
333-72661
Delaware (Commission File Number) (I.R.S. Employee
(State or other Identification No.)
jurisdiction of
incorporation)
8400 Normandale Lake Boulevard 55437
Minneapolis, Minnesota (Zip Code)
(Address of Principal
Executive Offices)
Registrant's telephone number, including area code
(612) 832-7000
Item 5. Other Events
See the respective monthly reports, each reflecting the required information for
the March, 2000 distribution to holders of the following series of Conduit
Mortgage Pass-Through Certificates.
Master Serviced by Residential Funding Corporation
<PAGE>
1995-QS1 RALI 1996-QS1 RALI 1996-QS2 RALI 1996-QS3 RALI 1996-QS4 RALI 1996-QS5
RALI 1996-QS6 RALI 1996-QS7 RALI 1996-QS8 RALI 1997-QPCR1 RALI 1997-QPCR2 RALI
1997-QPCR3 RALI 1997-QS1 RALI 1997-QS10 RALI 1997-QS11 RALI 1997-QS12 RALI
1997-QS13 RALI 1997-QS2 RALI 1997-QS3 RALI 1997-QS4 RALI 1997-QS5 RALI 1997-QS6
RALI 1997-QS7 RALI 1997-QS8 RALI 1997-QS9 RALI 1998-QS1 RALI 1998-QS10 RALI
1998-QS11 RALI 1998-QS12 RALI 1998-QS13 RALI 1998-QS14 RALI 1998-QS15 RALI
1998-QS16 RALI 1998-QS17 RALI 1998-QS2 RALI 1998-QS3 RALI 1998-QS4 RALI 1998-QS5
RALI 1998-QS6 RALI 1998-QS7 RALI 1998-QS8 RALI 1998-QS9 RALI 1999-QS1 RALI
1999-QS10 RALI 1999-QS11 RALI
<PAGE>
1999-QS12 RALI
1999-QS13 RALI
1999-QS14 RALI
1999-QS15 RALI
1999-QS2 RALI
1999-QS3 RALI
1999-QS4 RALI
1999-QS5 RALI
1999-QS6 RALI
1999-QS7 RALI
1999-QS8 RALI
1999-QS9 RALI
2000-QS1 RALI
2000-QS2 RALI
Item 7. Financial Statements and Exhibits
(a) Not applicable
(b) Not applicable
(c) See Item 5.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities ExchangeAct of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
RESIDENTIAL ACCREDIT LOANS, INC.
By: /s/ Davee Olson
Name: Davee Olson
Title: Chief Financial Officer
Dated: March 27, 2000
<PAGE>
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-QS1(POOL # 4180)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4180
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FAA1 54,500,000.00 0.00 6.600000 % 0.00
A-2 76110FAB9 82,500,000.00 0.00 6.900000 % 0.00
A-3 76110FAC7 22,250,000.00 0.00 7.300000 % 0.00
A-4 76110FAD5 46,000,000.00 19,468,899.16 7.500000 % 1,022,529.39
A-5 76110FAE3 22,100,000.00 22,100,000.00 7.500000 % 0.00
A-6 76110FAF0 31,109,000.00 31,109,000.00 7.500000 % 0.00
R 514.42 1,354,267.86 0.000000 % 21,688.85
- -------------------------------------------------------------------------------
258,459,514.42 74,032,167.02 1,044,218.24
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 121,680.62 1,144,210.01 0.00 0.00 18,446,369.77
A-5 138,125.00 138,125.00 0.00 0.00 22,100,000.00
A-6 194,431.25 194,431.25 0.00 0.00 31,109,000.00
R 95,734.18 117,423.03 0.00 0.00 1,332,579.01
- -------------------------------------------------------------------------------
549,971.05 1,594,189.29 0.00 0.00 72,987,948.78
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 423.236938 22.228900 2.645231 24.874131 0.000000 401.008039
A-5 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-6 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
R ****.****** ****.****** *****.****** *****.****** 0.000000 ****.******
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-QS1 (POOL # 4180)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4180
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,182.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,973.51
SUBSERVICER ADVANCES THIS MONTH 48,294.02
MASTER SERVICER ADVANCES THIS MONTH 5,691.85
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 54 3,231,083.11
(B) TWO MONTHLY PAYMENTS: 7 853,191.14
(C) THREE OR MORE MONTHLY PAYMENTS: 2 116,131.07
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 1,050,205.23
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 72,987,948.78
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 942
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 679,506.29
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 932,755.86
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 98.17070350 % 1.82929650 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 98.17424790 % 1.82575210 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.32293858
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 269.88
POOL TRADING FACTOR: 28.23960609
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1(POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4194
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FAG8 52,015,000.00 0.00 6.000000 % 0.00
A-I-2 76110FAH6 67,186,000.00 0.00 6.250000 % 0.00
A-I-3 76110FAJ2 22,562,000.00 0.00 6.750000 % 0.00
A-I-4 76110FAK9 31,852,000.00 11,663,696.59 6.900000 % 1,648,144.97
A-I-5 76110FAL7 14,535,000.00 14,535,000.00 7.050000 % 0.00
A-I-6 76110FAM5 18,417,136.00 18,417,136.00 7.250000 % 0.00
A-I-7 76110FAN3 20,000,000.00 20,000,000.00 6.700000 % 0.00
A-II 76110FAQ6 29,374,968.00 7,090,517.64 5.525785 % 63,807.42
R 0.53 1,364,153.80 0.000000 % 5,978.20
- -------------------------------------------------------------------------------
255,942,104.53 73,070,504.03 1,717,930.59
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 67,066.26 1,715,211.23 0.00 0.00 10,015,551.62
A-I-5 85,393.13 85,393.13 0.00 0.00 14,535,000.00
A-I-6 111,270.20 111,270.20 0.00 0.00 18,417,136.00
A-I-7 111,666.67 111,666.67 0.00 0.00 20,000,000.00
A-II 34,679.56 98,486.98 0.00 0.00 7,026,710.22
R 107,322.84 113,301.04 0.00 0.00 1,358,175.60
- -------------------------------------------------------------------------------
517,398.66 2,235,329.25 0.00 0.00 71,352,573.44
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 366.184120 51.743846 2.105559 53.849405 0.000000 314.440274
A-I-5 1000.000000 0.000000 5.875000 5.875000 0.000000 1000.000000
A-I-6 1000.000000 0.000000 6.041667 6.041667 0.000000 1000.000000
A-I-7 1000.000000 0.000000 5.583334 5.583334 0.000000 1000.000000
A-II 241.379587 2.172170 1.180582 3.352752 0.000000 239.207417
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,741.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 57,987.20
MASTER SERVICER ADVANCES THIS MONTH 1,358.22
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 29 4,239,322.02
(B) TWO MONTHLY PAYMENTS: 5 721,137.02
(C) THREE OR MORE MONTHLY PAYMENTS: 6 312,790.07
FORECLOSURES
NUMBER OF LOANS 15
AGGREGATE PRINCIPAL BALANCE 1,909,247.92
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 71,352,573.44
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 755
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 165,218.41
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,621,820.10
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 98.13309920 % 1.86690080 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 98.09652890 % 1.90347110 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.92672800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 282.17
POOL TRADING FACTOR: 27.87840382
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,493.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 46,999.01
MASTER SERVICER ADVANCES THIS MONTH 1,358.22
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 3,682,564.49
(B) TWO MONTHLY PAYMENTS: 4 588,735.47
(C) THREE OR MORE MONTHLY PAYMENTS: 4 225,465.43
FORECLOSURES
NUMBER OF LOANS 12
AGGREGATE PRINCIPAL BALANCE 1,204,558.18
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 63,885,238.69
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 690
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 165,218.41
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,565,295.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 1.40912160 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.99773498
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 279.59
POOL TRADING FACTOR: 28.19704561
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,248.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 10,988.19
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 556,757.53
(B) TWO MONTHLY PAYMENTS: 1 132,401.55
(C) THREE OR MORE MONTHLY PAYMENTS: 2 87,324.64
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 704,689.74
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 7,467,334.75
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 65
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 56,524.12
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 5.85069990 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.31924319
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 304.21
POOL TRADING FACTOR: 25.42074135
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS2(POOL # 4201)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4201
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FAS2 40,000,000.00 0.00 6.400000 % 0.00
A-2 76110FAT0 16,000,000.00 0.00 7.000000 % 0.00
A-3 76110FAU7 28,500,000.00 0.00 7.050000 % 0.00
A-4 76110FAV5 15,000,000.00 0.00 7.050000 % 0.00
A-5 76110FAW3 14,000,000.00 0.00 7.350000 % 0.00
A-6 76110FAX1 10,000,000.00 9,592,623.61 7.450000 % 1,565,015.10
A-7 76110FAY9 26,000,000.00 26,000,000.00 7.250000 % 0.00
A-8 76110FAZ6 14,043,411.00 14,043,411.00 7.500000 % 0.00
A-9 76110FBA0 18,190,000.00 18,190,000.00 7.500000 % 0.00
A-10 76110FBB8 178,007.00 92,578.97 0.000000 % 175.84
R 0.00 1,819,114.18 0.000000 % 0.00
- -------------------------------------------------------------------------------
181,911,418.00 69,737,727.76 1,565,190.94
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 59,554.20 1,624,569.30 0.00 0.00 8,027,608.51
A-7 157,083.33 157,083.33 0.00 0.00 26,000,000.00
A-8 87,771.32 87,771.32 0.00 0.00 14,043,411.00
A-9 113,687.50 113,687.50 0.00 0.00 18,190,000.00
A-10 0.00 175.84 0.00 0.00 92,403.13
R 68,839.03 68,839.03 0.00 0.00 1,819,114.18
- -------------------------------------------------------------------------------
486,935.38 2,052,126.32 0.00 0.00 68,172,536.82
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 959.262361 156.501510 5.955420 162.456930 0.000000 802.760851
A-7 1000.000000 0.000000 6.041667 6.041667 0.000000 1000.000000
A-8 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-9 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-10 520.086120 0.987826 0.000000 0.987826 0.000000 519.098294
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS2 (POOL # 4201)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4201
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,183.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 32,554.10
MASTER SERVICER ADVANCES THIS MONTH 2,487.67
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 2,676,080.53
(B) TWO MONTHLY PAYMENTS: 4 288,022.98
(C) THREE OR MORE MONTHLY PAYMENTS: 5 360,343.46
FORECLOSURES
NUMBER OF LOANS 12
AGGREGATE PRINCIPAL BALANCE 803,698.40
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 68,172,536.82
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 762
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 332,175.82
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 847,819.36
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 627,535.85
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 97.39149200 % 2.60850800 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 97.33160260 % 2.66839740 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.80446111
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 285.38
POOL TRADING FACTOR: 37.47567776
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3(POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4211
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FBC6 42,855,000.00 0.00 6.780000 % 0.00
A-I-2 76110FBD4 26,000,000.00 0.00 7.150000 % 0.00
A-I-3 76110FBE2 10,596,000.00 0.00 7.290000 % 0.00
A-I-4 76110FBF9 25,000,000.00 0.00 7.250000 % 0.00
A-I-5 76110FBG7 18,587,000.00 0.00 7.460000 % 0.00
A-I-6 76110FBH5 21,696,000.00 0.00 7.750000 % 0.00
A-I-7 76110FBJ1 8,047,000.00 0.00 7.750000 % 0.00
A-I-8 76110FBK8 17,436,000.00 12,483,695.45 7.750000 % 852,894.47
A-I-9 76110FBL6 25,145,000.00 25,145,000.00 7.750000 % 0.00
A-I-10 76110FBM4 19,000,000.00 19,000,000.00 7.750000 % 0.00
A-I-11 76110FBN2 15,875,562.00 15,875,562.00 7.750000 % 0.00
A-II 76110FBP7 20,551,438.00 7,725,853.20 7.750000 % 40,978.58
A-P 76110FBQ5 1,166,695.86 712,651.61 0.000000 % 33,325.01
R-I 76110FBR3 100.00 0.00 7.750000 % 0.00
R-II 76110FBS1 100.00 0.00 7.750000 % 0.00
M-1 76110FBT9 12,528,500.00 11,874,167.83 7.750000 % 15,390.78
M-2 76110FBU6 5,568,000.00 5,277,197.26 7.750000 % 6,840.07
M-3 76110FBV4 4,176,000.00 3,957,897.98 7.750000 % 5,130.05
B-1 1,809,600.00 1,715,089.10 7.750000 % 2,223.02
B-2 696,000.00 659,649.64 7.750000 % 855.01
B-3 1,670,738.96 1,289,231.66 7.750000 % 1,671.05
A-V 76110FHY2 0.00 0.00 0.671548 % 0.00
STRIP 0.00 0.00 0.000000 % 0.00
- -------------------------------------------------------------------------------
278,404,734.82 105,715,995.73 959,308.04
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 80,422.59 933,317.06 0.00 0.00 11,630,800.98
A-I-9 161,989.38 161,989.38 0.00 0.00 25,145,000.00
A-I-10 122,401.99 122,401.99 0.00 0.00 19,000,000.00
A-I-11 102,273.71 102,273.71 0.00 0.00 15,875,562.00
A-II 49,771.58 90,750.16 0.00 0.00 7,684,874.62
A-P 0.00 33,325.01 0.00 0.00 679,326.60
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 76,495.88 91,886.66 0.00 0.00 11,858,777.05
M-2 33,996.82 40,836.89 0.00 0.00 5,270,357.19
M-3 25,497.61 30,627.66 0.00 0.00 3,952,767.93
B-1 11,048.97 13,271.99 0.00 0.00 1,712,866.08
B-2 4,249.60 5,104.61 0.00 0.00 658,794.63
B-3 8,305.50 9,976.55 0.00 0.00 1,287,560.61
A-V 59,013.42 59,013.42 0.00 0.00 0.00
STRIP 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
735,467.05 1,694,775.09 0.00 0.00 104,756,687.69
===============================================================================
Run: 03/24/00 10:13:17
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3(POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4211
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 715.972439 48.915719 4.612445 53.528164 0.000000 667.056721
A-I-9 1000.000000 0.000000 6.442210 6.442210 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.442210 6.442210 0.000000 1000.000000
A-I-11 1000.000000 0.000000 6.442210 6.442210 0.000000 1000.000000
A-II 375.927621 1.993952 2.421805 4.415757 0.000000 373.933669
A-P 610.828952 28.563576 0.000000 28.563576 0.000000 582.265376
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 947.772505 1.228462 6.105749 7.334211 0.000000 946.544044
M-2 947.772496 1.228461 6.105751 7.334212 0.000000 946.544036
M-3 947.772505 1.228460 6.105750 7.334210 0.000000 946.544045
B-1 947.772491 1.228459 6.105753 7.334212 0.000000 946.544032
B-2 947.772471 1.228463 6.105747 7.334210 0.000000 946.544009
B-3 771.653556 1.000186 4.971154 5.971340 0.000000 770.653368
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
STRIP 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:13:17 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,954.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,355.42
SUBSERVICER ADVANCES THIS MONTH 39,750.74
MASTER SERVICER ADVANCES THIS MONTH 3,740.53
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 3,362,766.85
(B) TWO MONTHLY PAYMENTS: 5 735,638.54
(C) THREE OR MORE MONTHLY PAYMENTS: 3 243,200.09
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 532,791.45
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 104,756,687.69
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,142
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 428,699.37
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 814,695.33
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 76.40719570 % 19.96789900 % 3.46586190 %
PREPAYMENT PERCENT 89.51977360 % 0.00000000 % 10.48022640 %
NEXT DISTRIBUTION 76.22814100 % 20.12463608 % 3.51586670 %
BANKRUPTCY AMOUNT AVAILABLE 164,142.00
FRAUD AMOUNT AVAILABLE 1,819,704.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,939,378.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.70325800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 284.50
POOL TRADING FACTOR: 37.62748064
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,929.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,731.72
SUBSERVICER ADVANCES THIS MONTH 38,139.31
MASTER SERVICER ADVANCES THIS MONTH 2,840.32
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 3,224,577.95
(B) TWO MONTHLY PAYMENTS: 5 735,638.54
(C) THREE OR MORE MONTHLY PAYMENTS: 3 243,200.09
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 532,791.45
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 95,037,708.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,037
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 351,859.43
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 812,196.56
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 75.98558110 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 75.78730430 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,229,929.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,920,033.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.74990172
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 300.53
POOL TRADING FACTOR: 37.22476934
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,025.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 623.70
SUBSERVICER ADVANCES THIS MONTH 1,611.43
MASTER SERVICER ADVANCES THIS MONTH 900.21
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 138,188.90
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 9,718,978.98
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 105
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 76,839.94
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,498.77
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.60443320 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.59937310 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,229,929.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,920,033.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.24715191
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 127.73
POOL TRADING FACTOR: 42.07893412
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4(POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4216
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FBW2 45,914,000.00 0.00 6.850000 % 0.00
A-I-2 76110FBX0 26,945,000.00 0.00 11.000000 % 0.00
A-I-3 76110FBY8 15,646,000.00 0.00 7.300000 % 0.00
A-I-4 76110FBZ5 32,740,000.00 0.00 7.500000 % 0.00
A-I-5 76110FCA9 10,023,000.00 0.00 7.700000 % 0.00
A-I-6 76110FCB7 26,811,000.00 0.00 8.000000 % 0.00
A-I-7 76110FCC5 18,046,000.00 16,407,780.63 8.000000 % 1,069,970.57
A-I-8 76110FCD3 9,094,000.00 9,094,000.00 8.000000 % 0.00
A-I-9 76110FCE1 10,284,000.00 10,284,000.00 8.000000 % 0.00
A-I-10 76110FCF8 27,538,000.00 27,538,000.00 7.900000 % 0.00
A-II-1 76110FCG6 16,021,000.00 114,792.63 7.250000 % 114,792.63
A-II-2 76110FCH4 8,580,000.00 8,580,000.00 7.650000 % 136,729.89
A-P 76110FCJ0 3,039,637.99 1,585,680.74 0.000000 % 3,025.72
A-V-1 0.00 0.00 0.915776 % 0.00
A-V-2 0.00 0.00 0.361014 % 0.00
R-I 76110FCK7 100.00 0.00 8.000000 % 0.00
R-II 76110FCL5 100.00 0.00 8.000000 % 0.00
M-1 76110FCM3 13,230,500.00 12,534,412.15 8.000000 % 16,617.58
M-2 76110FCN1 5,570,800.00 5,277,707.05 8.000000 % 6,996.96
M-3 76110FCP6 4,456,600.00 4,222,127.74 8.000000 % 5,597.51
B-1 76110FCR2 2,228,400.00 2,111,158.62 8.000000 % 2,798.88
B-2 76110FCS0 696,400.00 661,071.21 8.000000 % 876.42
B-3 76110FCT8 1,671,255.97 769,414.22 8.000000 % 1,020.06
STRIP 0.00 0.00 0.161260 % 0.00
- -------------------------------------------------------------------------------
278,535,793.96 99,180,144.99 1,358,426.22
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 109,339.11 1,179,309.68 0.00 0.00 15,337,810.06
A-I-8 60,601.12 60,601.12 0.00 0.00 9,094,000.00
A-I-9 68,531.11 68,531.11 0.00 0.00 10,284,000.00
A-I-10 181,215.43 181,215.43 0.00 0.00 27,538,000.00
A-II-1 693.25 115,485.88 0.00 0.00 0.00
A-II-2 54,674.45 191,404.34 0.00 0.00 8,443,270.11
A-P 0.00 3,025.72 0.00 0.00 1,582,655.02
A-V-1 50,988.93 50,988.93 0.00 0.00 0.00
A-V-2 9,724.59 9,724.59 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 83,527.54 100,145.12 0.00 0.00 12,517,794.57
M-2 35,169.88 42,166.84 0.00 0.00 5,270,710.09
M-3 28,135.66 33,733.17 0.00 0.00 4,216,530.23
B-1 14,068.46 16,867.34 0.00 0.00 2,108,359.74
B-2 4,405.28 5,281.70 0.00 0.00 660,194.79
B-3 5,127.27 6,147.33 0.00 0.00 768,394.16
STRIP 4,867.03 4,867.03 0.00 0.00 0.00
- -------------------------------------------------------------------------------
711,069.11 2,069,495.33 0.00 0.00 97,821,718.77
===============================================================================
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Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4(POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4216
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 909.219807 59.291287 6.058911 65.350198 0.000000 849.928519
A-I-8 1000.000000 0.000000 6.663857 6.663857 0.000000 1000.000000
A-I-9 1000.000000 0.000000 6.663857 6.663857 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.580559 6.580559 0.000000 1000.000000
A-II-1 7.165135 7.165135 0.043271 7.208406 0.000000 0.000000
A-II-2 1000.000000 15.935885 6.372314 22.308199 0.000000 984.064115
A-P 521.667628 0.995421 0.000000 0.995421 0.000000 520.672207
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 947.387638 1.256005 6.313256 7.569261 0.000000 946.131633
M-2 947.387637 1.256006 6.313255 7.569261 0.000000 946.131631
M-3 947.387636 1.256005 6.313257 7.569262 0.000000 946.131632
B-1 947.387641 1.256004 6.313256 7.569260 0.000000 946.131637
B-2 949.269400 1.258501 6.325790 7.584291 0.000000 948.010899
B-3 460.380836 0.610355 3.067914 3.678269 0.000000 459.770480
STRIP 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,552.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 801.64
SUBSERVICER ADVANCES THIS MONTH 39,743.80
MASTER SERVICER ADVANCES THIS MONTH 1,803.46
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 2,611,122.97
(B) TWO MONTHLY PAYMENTS: 5 697,612.06
(C) THREE OR MORE MONTHLY PAYMENTS: 8 777,028.21
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 497,642.52
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 97,821,718.77
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,166
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 227,038.81
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,218,288.87
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 73.79370730 % 22.21638900 % 3.57092040 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 73.45985860 % 22.49504013 % 3.67516950 %
BANKRUPTCY AMOUNT AVAILABLE 184,567.00
FRAUD AMOUNT AVAILABLE 1,465,881.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,759,911.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.93052600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 278.62
POOL TRADING FACTOR: 35.11998131
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,253.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 745.97
SUBSERVICER ADVANCES THIS MONTH 35,028.10
MASTER SERVICER ADVANCES THIS MONTH 1,803.46
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 2,409,858.16
(B) TWO MONTHLY PAYMENTS: 5 697,612.06
(C) THREE OR MORE MONTHLY PAYMENTS: 7 744,440.62
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 357,916.10
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 86,920,427.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 950
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 227,038.81
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,008,513.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % 3.57547250 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 0.00000000 % 3.61570900 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.94648919
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 297.59
POOL TRADING FACTOR: 34.65804808
Run: 03/24/00 10:13:17 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,298.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 55.67
SUBSERVICER ADVANCES THIS MONTH 4,715.70
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 201,264.81
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 32,587.59
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 139,726.42
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 10,901,291.06
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 216
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 209,774.89
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % 3.53503550 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 0.00000000 % 3.61570900 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.80324111
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 127.38
POOL TRADING FACTOR: 39.29605304
................................................................................
Run: 03/24/00 10:05:31 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS6(POOL # 4220)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4220
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 76110FCQ4 138,145,180.00 42,746,767.97 6.238750 % 514,498.47
R 973,833.13 2,188,878.13 0.000000 % 31,967.12
- -------------------------------------------------------------------------------
139,119,013.13 44,935,646.10 546,465.59
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 229,527.67 744,026.14 0.00 0.00 42,232,269.50
R 38,972.03 70,939.15 0.00 0.00 2,156,911.01
- -------------------------------------------------------------------------------
268,499.70 814,965.29 0.00 0.00 44,389,180.51
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 309.433655 3.724332 1.661496 5.385828 0.000000 305.709323
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS6 (POOL # 4220)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4220
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,830.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,316.86
SUBSERVICER ADVANCES THIS MONTH 16,912.25
MASTER SERVICER ADVANCES THIS MONTH 437.16
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,065,598.72
(B) TWO MONTHLY PAYMENTS: 1 55,824.28
(C) THREE OR MORE MONTHLY PAYMENTS: 4 568,702.88
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 433,412.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 44,389,180.51
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 593
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 58,185.34
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 439,252.02
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 95.12886020 % 4.87113980 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 95.14090820 % 4.85909180 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 501,181.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,788,871.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.79705516
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 240.04
POOL TRADING FACTOR: 31.90734287
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5(POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4222
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FCU5 23,848,000.00 0.00 9.500000 % 0.00
A-I-2 76110FCV3 25,000,000.00 0.00 7.600000 % 0.00
A-I-3 76110FCW1 12,373,000.00 0.00 6.650000 % 0.00
A-I-4 76110FCX9 7,100,000.00 0.00 7.450000 % 0.00
A-I-5 76110FCY7 10,137,000.00 0.00 7.600000 % 0.00
A-I-6 76110FCZ4 5,558,000.00 0.00 7.800000 % 0.00
A-I-7 76110FDA8 16,926,000.00 0.00 8.000000 % 0.00
A-I-8 76110FDB6 6,884,000.00 5,439,595.00 8.000000 % 457,581.30
A-I-9 76110FDC4 11,229,000.00 11,229,000.00 8.000000 % 0.00
A-I-10 76110FDD2 22,501,000.00 22,501,000.00 8.000000 % 0.00
A-II-1 76110FDE0 11,162,000.00 1,046,482.56 8.000000 % 33,247.20
A-II-2 76110FDF7 4,525,000.00 4,525,000.00 8.000000 % 0.00
A-P 76110FDG5 1,105,878.69 649,604.25 0.000000 % 1,607.54
A-V-1 796QS5AV1 0.00 0.00 1.009516 % 0.00
A-V-2 796QS5AV2 0.00 0.00 0.391876 % 0.00
R 76110FDH3 100.00 0.00 8.000000 % 0.00
M-1 76110FDJ9 7,918,500.00 7,376,623.02 8.000000 % 9,812.78
M-2 76110FDK6 3,958,800.00 3,692,205.84 8.000000 % 4,911.57
M-3 76110FDL4 2,815,100.00 2,628,720.51 8.000000 % 3,496.86
B-1 76110FDM2 1,407,600.00 1,327,111.02 8.000000 % 1,765.39
B-2 76110FDN0 439,800.00 419,127.49 8.000000 % 557.55
B-3 76110FDP5 1,055,748.52 599,986.64 8.000000 % 798.05
- -------------------------------------------------------------------------------
175,944,527.21 61,434,456.33 513,778.24
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 36,252.70 493,834.00 0.00 0.00 4,982,013.70
A-I-9 74,836.73 74,836.73 0.00 0.00 11,229,000.00
A-I-10 149,960.04 149,960.04 0.00 0.00 22,501,000.00
A-II-1 6,974.38 40,221.58 0.00 0.00 1,013,235.36
A-II-2 30,157.29 30,157.29 0.00 0.00 4,525,000.00
A-P 0.00 1,607.54 0.00 0.00 647,996.71
A-V-1 36,682.33 36,682.33 0.00 0.00 0.00
A-V-2 5,816.58 5,816.58 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 49,162.20 58,974.98 0.00 0.00 7,366,810.24
M-2 24,607.06 29,518.63 0.00 0.00 3,687,294.27
M-3 17,519.35 21,016.21 0.00 0.00 2,625,223.65
B-1 8,844.66 10,610.05 0.00 0.00 1,325,345.63
B-2 2,793.31 3,350.86 0.00 0.00 418,569.94
B-3 3,998.67 4,796.72 0.00 0.00 599,188.59
- -------------------------------------------------------------------------------
447,605.30 961,383.54 0.00 0.00 60,920,678.09
===============================================================================
Run: 03/24/00 10:13:17
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5(POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4222
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 790.179402 66.470264 5.266226 71.736490 0.000000 723.709137
A-I-9 1000.000000 0.000000 6.664594 6.664594 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.664594 6.664594 0.000000 1000.000000
A-II-1 93.754037 2.978606 0.624832 3.603438 0.000000 90.775431
A-II-2 1000.000000 0.000000 6.664594 6.664594 0.000000 1000.000000
A-P 587.410044 1.453633 0.000000 1.453633 0.000000 585.956411
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 931.568229 1.239222 6.208524 7.447746 0.000000 930.329007
M-2 932.657836 1.240671 6.215788 7.456459 0.000000 931.417164
M-3 933.792942 1.242180 6.223349 7.465529 0.000000 932.550762
B-1 942.818286 1.254184 6.283504 7.537688 0.000000 941.564102
B-2 952.995657 1.267735 6.351319 7.619054 0.000000 951.727922
B-3 568.304505 0.755909 3.787521 4.543430 0.000000 567.548597
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,690.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,842.84
SUBSERVICER ADVANCES THIS MONTH 24,714.06
MASTER SERVICER ADVANCES THIS MONTH 1,690.06
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 1,395,780.08
(B) TWO MONTHLY PAYMENTS: 3 308,406.50
(C) THREE OR MORE MONTHLY PAYMENTS: 6 578,944.22
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 656,142.73
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 60,920,678.00
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 725
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 219,133.08
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 426,748.53
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 73.60563700 % 22.29620000 % 3.81907040 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 73.41675880 % 22.45432685 % 3.88750610 %
BANKRUPTCY AMOUNT AVAILABLE 125,000.00
FRAUD AMOUNT AVAILABLE 651,277.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,655,538.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.07946400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 281.99
POOL TRADING FACTOR: 34.62493490
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,210.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,374.54
SUBSERVICER ADVANCES THIS MONTH 23,664.70
MASTER SERVICER ADVANCES THIS MONTH 1,690.06
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,337,248.07
(B) TWO MONTHLY PAYMENTS: 3 308,406.50
(C) THREE OR MORE MONTHLY PAYMENTS: 6 578,944.22
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 656,142.73
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 53,847,924.76
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 618
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 219,133.08
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 419,497.16
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 72.94448870 % 0.00000000 % 3.94236300 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 72.73143820 % 0.00000000 % 3.89109870 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.10728581
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 301.81
POOL TRADING FACTOR: 33.98579518
Run: 03/24/00 10:13:18 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,480.45
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 468.30
SUBSERVICER ADVANCES THIS MONTH 1,049.36
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 58,532.01
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 7,072,753.24
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 107
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 7,251.37
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 78.61512350 % 0.00000000 % 3.94236300 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 78.59322790 % 0.00000000 % 3.86037140 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.86764379
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 131.07
POOL TRADING FACTOR: 40.41092411
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7(POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4228
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FDQ3 20,106,154.00 0.00 7.050000 % 0.00
A-I-2 76110FDR1 43,322,483.00 0.00 0.000000 % 0.00
A-I-3 76110FDS9 0.00 0.00 0.000000 % 0.00
A-I-4 76110FDT7 13,330,948.00 0.00 7.125000 % 0.00
A-I-5 76110FDU4 24,973,716.00 0.00 7.600000 % 0.00
A-I-6 76110FDV2 0.00 0.00 8.000000 % 0.00
A-I-7 76110FDW0 1,000,000.00 0.00 7.700000 % 0.00
A-I-8 76110FDX8 9,539,699.00 0.00 7.700000 % 0.00
A-I-9 76110FDY6 22,526,000.00 2,819,269.27 8.000000 % 875,589.23
A-I-10 76110FDZ3 11,650,000.00 11,650,000.00 8.000000 % 0.00
A-I-11 76110FEA7 30,421,000.00 30,421,000.00 8.000000 % 0.00
A-I-12 76110FEB5 8,619,000.00 8,619,000.00 8.000000 % 0.00
A-II 76110FEC3 20,104,000.00 8,258,511.85 8.000000 % 82,843.78
A-P 76110FED1 601,147.92 292,239.92 0.000000 % 564.12
A-V-1 796QS7AV1 0.00 0.00 0.879383 % 0.00
A-V-2 796QS7AV2 0.00 0.00 0.479724 % 0.00
R-I 76110FEE9 100.00 0.00 8.000000 % 0.00
R-II 76110FEF6 100.00 0.00 8.000000 % 0.00
M-1 76110FEG4 9,114,600.00 8,613,185.49 8.000000 % 10,579.79
M-2 76110FEH2 5,126,400.00 4,844,385.28 8.000000 % 5,950.48
M-3 76110FEJ8 3,645,500.00 3,444,952.89 8.000000 % 4,231.52
B-1 1,822,700.00 1,722,429.22 8.000000 % 2,115.70
B-2 569,600.00 538,265.07 8.000000 % 661.16
B-3 1,366,716.75 944,211.77 8.000000 % 1,159.72
- -------------------------------------------------------------------------------
227,839,864.67 82,167,450.76 983,695.50
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 0.00 0.00 0.00 0.00 0.00
A-I-9 18,789.60 894,378.83 0.00 0.00 1,943,680.04
A-I-10 77,643.84 77,643.84 0.00 0.00 11,650,000.00
A-I-11 202,747.05 202,747.05 0.00 0.00 30,421,000.00
A-I-12 57,443.11 57,443.11 0.00 0.00 8,619,000.00
A-II 55,040.56 137,884.34 0.00 0.00 8,175,668.07
A-P 0.00 564.12 0.00 0.00 291,675.80
A-V-1 46,643.48 46,643.48 0.00 0.00 0.00
A-V-2 7,393.32 7,393.32 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 57,404.36 67,984.15 0.00 0.00 8,602,605.70
M-2 32,286.41 38,236.89 0.00 0.00 4,838,434.80
M-3 22,959.60 27,191.12 0.00 0.00 3,440,721.37
B-1 11,479.48 13,595.18 0.00 0.00 1,720,313.52
B-2 3,587.38 4,248.54 0.00 0.00 537,603.91
B-3 6,292.90 7,452.62 0.00 0.00 886,878.25
- -------------------------------------------------------------------------------
599,711.09 1,583,406.59 0.00 0.00 81,127,581.46
===============================================================================
Run: 03/24/00 10:13:18
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7(POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4228
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-9 125.156231 38.870160 0.834129 39.704289 0.000000 86.286071
A-I-10 1000.000000 0.000000 6.664707 6.664707 0.000000 1000.000000
A-I-11 1000.000000 0.000000 6.664707 6.664707 0.000000 1000.000000
A-I-12 1000.000000 0.000000 6.664707 6.664707 0.000000 1000.000000
A-II 410.789487 4.120761 2.737791 6.858552 0.000000 406.668726
A-P 486.136457 0.938407 0.000000 0.938407 0.000000 485.198050
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 944.987766 1.160752 6.298067 7.458819 0.000000 943.827014
M-2 944.987765 1.160752 6.298067 7.458819 0.000000 943.827013
M-3 944.987763 1.160752 6.298066 7.458818 0.000000 943.827011
B-1 944.987776 1.160751 6.298063 7.458814 0.000000 943.827026
B-2 944.987834 1.160744 6.298069 7.458813 0.000000 943.827089
B-3 690.861343 0.848545 4.604392 5.452937 0.000000 648.911526
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,986.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,987.19
SUBSERVICER ADVANCES THIS MONTH 51,153.72
MASTER SERVICER ADVANCES THIS MONTH 269.75
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 3,542,084.85
(B) TWO MONTHLY PAYMENTS: 3 490,223.45
(C) THREE OR MORE MONTHLY PAYMENTS: 5 1,371,173.63
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 559,301.86
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 81,127,581.46
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 936
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 31,315.68
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 829,326.40
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 75.44137050 % 20.57082600 % 3.90045700 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 75.22566560 % 20.80890564 % 3.89034510 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 862,242.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,622,499.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.08955700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 283.97
POOL TRADING FACTOR: 35.60728127
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,879.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,372.16
SUBSERVICER ADVANCES THIS MONTH 43,442.62
MASTER SERVICER ADVANCES THIS MONTH 269.75
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 3,446,511.75
(B) TWO MONTHLY PAYMENTS: 2 359,413.32
(C) THREE OR MORE MONTHLY PAYMENTS: 4 928,615.46
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 530,678.35
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 71,089,154.20
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 785
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 31,315.68
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 785,467.03
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 74.54408410 % 0.00000000 % ***.******** %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 74.30541350 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.12956790
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 305.69
POOL TRADING FACTOR: 34.59761709
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,106.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 615.03
SUBSERVICER ADVANCES THIS MONTH 7,711.10
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 95,573.10
(B) TWO MONTHLY PAYMENTS: 1 130,810.13
(C) THREE OR MORE MONTHLY PAYMENTS: 1 442,558.17
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 28,623.51
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 10,038,427.26
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 151
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 43,859.37
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 81.82282890 % 0.00000000 % ***.******** %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 81.74312670 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.80621455
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 130.18
POOL TRADING FACTOR: 44.88307378
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8(POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4231
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FEK5 4,000,000.00 0.00 7.400000 % 0.00
A-2 76110FEL3 4,074,824.00 0.00 7.300000 % 0.00
A-3 76110FEM1 13,128,206.00 0.00 7.050000 % 0.00
A-4 76110FEN9 3,765,148.00 0.00 7.300000 % 0.00
A-5 76110FEP4 10,500,000.00 0.00 7.400000 % 0.00
A-6 76110FEQ2 2,600,500.00 0.00 7.400000 % 0.00
A-7 76110FER0 31,579,563.00 2,070,197.10 6.377500 % 203,379.25
A-8 76110FES8 0.00 0.00 2.622500 % 0.00
A-9 76110FET6 32,965,000.00 0.00 0.000000 % 0.00
A-10 76110FEU3 20,953,719.00 7,393,554.93 7.400000 % 726,354.14
A-11 76110FEV1 13,975,000.00 13,975,000.00 7.750000 % 0.00
A-12 76110FEW9 2,000,000.00 2,000,000.00 7.750000 % 0.00
A-13 76110FEX7 20,646,958.00 20,646,958.00 7.750000 % 0.00
A-14 76110FEY5 115,824.70 54,487.52 0.000000 % 113.38
A-15-1 96QS8A151 0.00 0.00 0.972181 % 0.00
A-15-2 96QS8A152 0.00 0.00 0.508719 % 0.00
R-I 76110FEZ2 100.00 0.00 7.750000 % 0.00
R-II 76110FFA6 100.00 0.00 7.750000 % 0.00
M-1 76110FFB4 6,661,000.00 6,314,939.12 7.750000 % 5,905.41
M-2 76110FFC2 4,440,700.00 4,209,991.04 7.750000 % 3,936.97
M-3 76110FFD0 3,108,500.00 2,947,003.20 7.750000 % 2,755.89
B-1 1,509,500.00 1,431,076.50 7.750000 % 1,338.27
B-2 444,000.00 420,932.74 7.750000 % 393.64
B-3 1,154,562.90 907,396.09 7.750000 % 848.55
- -------------------------------------------------------------------------------
177,623,205.60 62,371,536.24 945,025.50
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 10,999.25 214,378.50 0.00 0.00 1,866,817.85
A-8 4,523.01 4,523.01 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 45,581.18 771,935.32 0.00 0.00 6,667,200.79
A-11 90,230.65 90,230.65 0.00 0.00 13,975,000.00
A-12 12,913.15 12,913.15 0.00 0.00 2,000,000.00
A-13 133,308.65 133,308.65 0.00 0.00 20,646,958.00
A-14 0.00 113.38 0.00 0.00 54,374.14
A-15-1 41,163.01 41,163.01 0.00 0.00 0.00
A-15-2 4,894.51 4,894.51 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 40,772.88 46,678.29 0.00 0.00 6,309,033.71
M-2 27,182.13 31,119.10 0.00 0.00 4,206,054.07
M-3 19,027.55 21,783.44 0.00 0.00 2,944,247.31
B-1 9,239.85 10,578.12 0.00 0.00 1,429,738.23
B-2 2,717.78 3,111.42 0.00 0.00 420,539.10
B-3 5,858.68 6,707.23 0.00 0.00 906,547.54
- -------------------------------------------------------------------------------
448,412.28 1,393,437.78 0.00 0.00 61,426,510.74
===============================================================================
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8(POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4231
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 65.554964 6.440217 0.348303 6.788520 0.000000 59.114746
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 352.851679 34.664689 2.175326 36.840015 0.000000 318.186990
A-11 1000.000000 0.000000 6.456576 6.456576 0.000000 1000.000000
A-12 1000.000000 0.000000 6.456575 6.456575 0.000000 1000.000000
A-13 1000.000000 0.000000 6.456576 6.456576 0.000000 1000.000000
A-14 470.430918 0.978893 0.000000 0.978893 0.000000 469.452025
A-15-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 948.046708 0.886565 6.121135 7.007700 0.000000 947.160143
M-2 948.046713 0.886565 6.121136 7.007701 0.000000 947.160148
M-3 948.046711 0.886566 6.121136 7.007702 0.000000 947.160145
B-1 948.046704 0.886565 6.121133 7.007698 0.000000 947.160139
B-2 948.046712 0.886577 6.121126 7.007703 0.000000 947.160135
B-3 785.921746 0.734953 5.074371 5.809324 0.000000 785.186792
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8 (POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4231
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,871.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 173.96
SUBSERVICER ADVANCES THIS MONTH 26,644.38
MASTER SERVICER ADVANCES THIS MONTH 899.31
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 2,141,100.45
(B) TWO MONTHLY PAYMENTS: 1 122,084.38
(C) THREE OR MORE MONTHLY PAYMENTS: 4 727,253.25
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 321,275.52
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 61,426,510.74
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 704
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 110,122.28
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 886,660.14
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 73.95361460 % 21.61837500 % 4.42801030 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 73.57732540 % 21.91128053 % 4.49198130 %
BANKRUPTCY AMOUNT AVAILABLE 158,130.00
FRAUD AMOUNT AVAILABLE 3,552,464.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,776,232.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.96023083
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 305.26
POOL TRADING FACTOR: 34.58248067
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1(POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4237
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FFE8 33,258,000.00 0.00 6.750000 % 0.00
A-2 76110FFF5 10,146,000.00 0.00 6.750000 % 0.00
A-3 76110FFG3 24,816,000.00 0.00 6.750000 % 0.00
A-4 76110FFH1 15,938,000.00 0.00 6.750000 % 0.00
A-5 76110FFJ7 10,253,000.00 0.00 6.750000 % 0.00
A-6 76110FFK4 31,511,646.00 6,040,802.44 11.000000 % 241,436.75
A-7 76110FFL2 17,652,000.00 0.00 6.750000 % 0.00
A-8 76110FFM0 5,655,589.00 3,413,837.87 6.750000 % 214,610.46
A-9 76110FFN8 19,068,000.00 14,508,810.60 6.750000 % 912,094.41
A-10 76110FFP3 10,267,765.00 10,267,765.00 6.750000 % 0.00
A-11 76110FFQ1 47,506,000.00 47,506,000.00 7.500000 % 0.00
A-12 76110FFR9 212,947.62 124,194.44 0.000000 % 155.10
A-13-1 0.00 0.00 1.005606 % 0.00
A-13-2 0.00 0.00 0.671678 % 0.00
R 76110FFT5 100.00 0.00 7.500000 % 0.00
M-1 76110FFV0 9,377,000.00 9,104,745.07 7.500000 % 8,117.40
M-2 76110FFW8 6,251,000.00 6,069,506.39 7.500000 % 5,411.31
M-3 76110FFW8 4,375,700.00 4,248,654.47 7.500000 % 3,787.92
B-1 1,624,900.00 1,577,722.10 7.500000 % 1,406.63
B-2 624,800.00 607,176.56 7.500000 % 541.33
B-3 1,500,282.64 1,275,316.93 7.500000 % 1,137.01
- -------------------------------------------------------------------------------
250,038,730.26 104,744,531.87 1,388,698.32
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 55,340.82 296,777.57 0.00 0.00 5,799,365.69
A-7 0.00 0.00 0.00 0.00 0.00
A-8 19,191.33 233,801.79 0.00 0.00 3,199,227.41
A-9 81,563.13 993,657.54 0.00 0.00 13,596,716.19
A-10 57,721.55 57,721.55 0.00 0.00 10,267,765.00
A-11 296,734.47 296,734.47 0.00 0.00 47,506,000.00
A-12 0.00 155.10 0.00 0.00 124,039.34
A-13-1 70,436.80 70,436.80 0.00 0.00 0.00
A-13-2 11,546.57 11,546.57 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 56,870.54 64,987.94 0.00 0.00 9,096,627.67
M-2 37,911.66 43,322.97 0.00 0.00 6,064,095.08
M-3 26,538.17 30,326.09 0.00 0.00 4,244,866.55
B-1 9,854.85 11,261.48 0.00 0.00 1,576,315.47
B-2 3,792.57 4,333.90 0.00 0.00 606,635.23
B-3 7,965.95 9,102.96 0.00 0.00 1,274,179.92
- -------------------------------------------------------------------------------
735,468.41 2,124,166.73 0.00 0.00 103,355,833.55
===============================================================================
Run: 03/24/00 10:05:34
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1(POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4237
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 191.700632 7.661826 1.756202 9.418028 0.000000 184.038806
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 603.621987 37.946615 3.393339 41.339954 0.000000 565.675372
A-9 760.898395 47.833774 4.277487 52.111261 0.000000 713.064621
A-10 1000.000000 0.000000 5.621627 5.621627 0.000000 1000.000000
A-11 1000.000000 0.000000 6.246252 6.246252 0.000000 1000.000000
A-12 583.215910 0.728348 0.000000 0.728348 0.000000 582.487562
A-13-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 970.965668 0.865671 6.064897 6.930568 0.000000 970.099997
M-2 970.965668 0.865671 6.064895 6.930566 0.000000 970.099997
M-3 970.965667 0.865672 6.064897 6.930569 0.000000 970.099995
B-1 970.965659 0.865672 6.064896 6.930568 0.000000 970.099988
B-2 971.793470 0.866405 6.070054 6.936459 0.000000 970.927065
B-3 850.051114 0.757864 5.309633 6.067497 0.000000 849.293251
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:34 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1 (POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4237
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,719.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,095.33
SUBSERVICER ADVANCES THIS MONTH 41,810.59
MASTER SERVICER ADVANCES THIS MONTH 1,899.77
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 2,793,464.61
(B) TWO MONTHLY PAYMENTS: 4 261,549.16
(C) THREE OR MORE MONTHLY PAYMENTS: 3 285,474.96
FORECLOSURES
NUMBER OF LOANS 16
AGGREGATE PRINCIPAL BALANCE 1,949,311.61
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 103,355,833.55
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,118
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 231,085.55
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,295,276.10
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 78.12746350 % 18.56513400 % 3.30740240 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 77.85302470 % 18.77551429 % 3.34890100 %
BANKRUPTCY AMOUNT AVAILABLE 182,005.00
FRAUD AMOUNT AVAILABLE 516,078.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,272,830.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.76100493
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 309.83
POOL TRADING FACTOR: 41.33592961
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2(POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4240
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FFY4 31,108,570.00 3,882,019.39 9.000000 % 125,492.02
A-2 76110FFZ1 37,000,000.00 0.00 7.250000 % 0.00
A-3 76110FGA5 5,200,000.00 0.00 7.250000 % 0.00
A-4 76110FGB3 18,200,000.00 1,693,368.23 7.250000 % 270,589.32
A-5 76110FGC1 10,000,000.00 640,250.91 7.250000 % 43,140.75
A-6 76110FGD9 7,371,430.00 7,371,430.00 7.250000 % 0.00
A-7 76110FGE7 10,400,783.00 10,400,783.00 7.750000 % 0.00
A-8 76110FGF4 31,000,000.00 31,000,000.00 7.750000 % 0.00
A-9 76110FGG2 130,561.76 77,069.89 0.000000 % 109.00
A-10-1 97QS2A101 0.00 0.00 0.775990 % 0.00
A-10-2 97QS2A102 0.00 0.00 0.448442 % 0.00
R 76100FGJ6 100.00 0.00 7.750000 % 0.00
M-1 76110FGK3 4,931,600.00 4,772,081.65 7.750000 % 4,396.16
M-2 76110FGL1 4,109,600.00 3,976,670.20 7.750000 % 3,663.40
M-3 76110FGM9 2,630,200.00 2,545,123.12 7.750000 % 2,344.63
B-1 1,068,500.00 1,033,938.11 7.750000 % 952.49
B-2 410,900.00 397,608.98 7.750000 % 366.29
B-3 821,738.81 677,290.53 7.750000 % 623.92
- -------------------------------------------------------------------------------
164,383,983.57 68,467,634.01 451,677.98
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 29,103.40 154,595.42 0.00 0.00 3,756,527.37
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 10,226.64 280,815.96 0.00 0.00 1,422,778.91
A-5 3,866.62 47,007.37 0.00 0.00 597,110.16
A-6 44,517.75 44,517.75 0.00 0.00 7,371,430.00
A-7 67,144.62 67,144.62 0.00 0.00 10,400,783.00
A-8 200,127.55 200,127.55 0.00 0.00 31,000,000.00
A-9 0.00 109.00 0.00 0.00 76,960.89
A-10-1 35,665.53 35,665.53 0.00 0.00 0.00
A-10-2 4,965.14 4,965.14 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 30,807.25 35,203.41 0.00 0.00 4,767,685.49
M-2 25,672.30 29,335.70 0.00 0.00 3,973,006.80
M-3 16,430.62 18,775.25 0.00 0.00 2,542,778.49
B-1 6,674.83 7,627.32 0.00 0.00 1,032,985.62
B-2 2,566.85 2,933.14 0.00 0.00 397,242.69
B-3 4,372.41 4,996.33 0.00 0.00 676,666.61
- -------------------------------------------------------------------------------
482,141.51 933,819.49 0.00 0.00 68,015,956.03
===============================================================================
Run: 03/24/00 10:05:34
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2(POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4240
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 124.789387 4.034002 0.935543 4.969545 0.000000 120.755386
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 93.042210 14.867545 0.561903 15.429448 0.000000 78.174665
A-5 64.025091 4.314075 0.386662 4.700737 0.000000 59.711016
A-6 1000.000000 0.000000 6.039228 6.039228 0.000000 1000.000000
A-7 1000.000000 0.000000 6.455727 6.455727 0.000000 1000.000000
A-8 1000.000000 0.000000 6.455727 6.455727 0.000000 1000.000000
A-9 590.294509 0.834854 0.000000 0.834854 0.000000 589.459655
A-10-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 967.653834 0.891427 6.246908 7.138335 0.000000 966.762408
M-2 967.653835 0.891425 6.246910 7.138335 0.000000 966.762410
M-3 967.653836 0.891427 6.246909 7.138336 0.000000 966.762410
B-1 967.653823 0.891427 6.246916 7.138343 0.000000 966.762396
B-2 967.653882 0.891433 6.246897 7.138330 0.000000 966.762448
B-3 824.216310 0.759280 5.320924 6.080204 0.000000 823.457042
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:35 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2 (POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4240
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,221.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,474.27
SUBSERVICER ADVANCES THIS MONTH 20,134.57
MASTER SERVICER ADVANCES THIS MONTH 2,664.44
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 1,803,971.32
(B) TWO MONTHLY PAYMENTS: 3 168,271.41
(C) THREE OR MORE MONTHLY PAYMENTS: 6 328,839.70
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 219,794.43
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 68,015,956.03
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 785
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 318,427.99
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 388,602.02
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.40268750 % 16.51379100 % 3.08352130 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.29060380 % 16.58944671 % 3.10115700 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,931,520.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,900,600.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.78275208
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 310.00
POOL TRADING FACTOR: 41.37626705
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3(POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4244
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FGS6 32,109,000.00 0.00 7.250000 % 0.00
A-2 76110FGT4 26,579,000.00 0.00 7.500000 % 0.00
A-3 76110FGU1 16,821,000.00 0.00 7.500000 % 0.00
A-4 76110FGV9 23,490,000.00 20,000,582.42 7.750000 % 749,540.86
A-5 76110FGW7 7,138,000.00 7,138,000.00 7.750000 % 0.00
A-6 76110FGX5 1,000,000.00 1,000,000.00 7.750000 % 0.00
A-7 76110FGY3 15,374,000.00 0.00 9.500000 % 0.00
A-8 76110FGZ0 27,500,000.00 27,500,000.00 7.750000 % 0.00
A-9 76110FHA4 107,351.50 68,553.85 0.000000 % 105.75
A-10-1 97QS3A101 0.00 0.00 0.800232 % 0.00
A-10-2 97QS3A102 0.00 0.00 0.494511 % 0.00
R 76110FHC0 100.00 0.00 7.750000 % 0.00
M-1 76110FHD8 5,346,700.00 5,171,614.46 7.750000 % 4,411.26
M-2 76110FHE6 4,112,900.00 3,978,217.07 7.750000 % 3,393.32
M-3 76110FHF3 2,632,200.00 2,546,004.72 7.750000 % 2,171.68
B-1 1,069,400.00 1,034,380.93 7.750000 % 882.30
B-2 411,200.00 397,734.65 7.750000 % 339.26
B-3 823,585.68 456,495.50 7.750000 % 389.37
- -------------------------------------------------------------------------------
164,514,437.18 69,291,583.60 761,233.80
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 129,117.21 878,658.07 0.00 0.00 19,251,041.56
A-5 46,080.59 46,080.59 0.00 0.00 7,138,000.00
A-6 6,455.67 6,455.67 0.00 0.00 1,000,000.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 177,530.99 177,530.99 0.00 0.00 27,500,000.00
A-9 0.00 105.75 0.00 0.00 68,448.10
A-10-1 35,102.75 35,102.75 0.00 0.00 0.00
A-10-2 6,850.70 6,850.70 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 33,386.25 37,797.51 0.00 0.00 5,167,203.20
M-2 25,682.06 29,075.38 0.00 0.00 3,974,823.75
M-3 16,436.17 18,607.85 0.00 0.00 2,543,833.04
B-1 6,677.63 7,559.93 0.00 0.00 1,033,498.63
B-2 2,567.64 2,906.90 0.00 0.00 397,395.39
B-3 2,946.99 3,336.36 0.00 0.00 456,106.13
- -------------------------------------------------------------------------------
488,834.65 1,250,068.45 0.00 0.00 68,530,349.80
===============================================================================
Run: 03/24/00 10:05:35
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3(POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4244
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 851.450933 31.908934 5.496688 37.405622 0.000000 819.541999
A-5 1000.000000 0.000000 6.455672 6.455672 0.000000 1000.000000
A-6 1000.000000 0.000000 6.455670 6.455670 0.000000 1000.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 1000.000000 0.000000 6.455672 6.455672 0.000000 1000.000000
A-9 638.592381 0.985082 0.000000 0.985082 0.000000 637.607299
A-10-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 967.253532 0.825043 6.244272 7.069315 0.000000 966.428489
M-2 967.253536 0.825043 6.244270 7.069313 0.000000 966.428493
M-3 967.253522 0.825044 6.244271 7.069315 0.000000 966.428478
B-1 967.253535 0.825042 6.244277 7.069319 0.000000 966.428493
B-2 967.253526 0.825049 6.244261 7.069310 0.000000 966.428478
B-3 554.278093 0.472762 3.578243 4.051005 0.000000 553.805319
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:35 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3 (POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4244
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,334.26
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,046.11
SUBSERVICER ADVANCES THIS MONTH 27,920.13
MASTER SERVICER ADVANCES THIS MONTH 790.58
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 1,287,463.07
(B) TWO MONTHLY PAYMENTS: 2 244,332.57
(C) THREE OR MORE MONTHLY PAYMENTS: 3 1,031,865.78
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,014,167.34
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 68,530,349.80
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 741
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 99,307.61
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 702,103.30
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.37582670 % 16.89587500 % 2.72829880 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.17457910 % 17.05209447 % 2.75627770 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 850,914.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,609,783.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79442466
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 314.29
POOL TRADING FACTOR: 41.65613120
................................................................................
Run: 03/24/00 10:05:36 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4(POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4247
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FHK2 43,231,010.00 0.00 7.250000 % 0.00
A-2 76110FHL0 35,775,000.00 0.00 7.250000 % 0.00
A-3 76110FHM8 22,398,546.00 0.00 7.250000 % 0.00
A-4 76110FHN6 24,498,244.00 1,737,241.83 10.000000 % 71,970.92
A-5 76110FHP1 17,675,100.00 15,635,176.66 7.500000 % 647,738.31
A-6 76110FHQ9 7,150,100.00 7,150,100.00 7.750000 % 0.00
A-7 76110FHR7 52,000,000.00 52,000,000.00 7.750000 % 0.00
A-8 76110FHS5 155,284.33 119,556.94 0.000000 % 126.09
A-9-1 797QS4A91 0.00 0.00 0.799794 % 0.00
A-9-2 797QS4A92 0.00 0.00 0.474118 % 0.00
R 76110FHU0 100.00 0.00 7.750000 % 0.00
M-1 76110FHV8 7,186,600.00 6,989,121.75 7.750000 % 6,261.82
M-2 76110FHW6 4,975,300.00 4,838,585.33 7.750000 % 4,335.07
M-3 76110FHX4 3,316,900.00 3,225,755.99 7.750000 % 2,890.08
B-1 1,216,200.00 1,182,780.44 7.750000 % 1,059.70
B-2 552,900.00 537,707.03 7.750000 % 481.75
B-3 995,114.30 803,367.94 7.750000 % 719.77
- -------------------------------------------------------------------------------
221,126,398.63 94,219,393.91 735,583.51
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 14,471.69 86,442.61 0.00 0.00 1,665,270.91
A-5 97,683.84 745,422.15 0.00 0.00 14,987,438.35
A-6 46,160.71 46,160.71 0.00 0.00 7,150,100.00
A-7 335,709.58 335,709.58 0.00 0.00 52,000,000.00
A-8 0.00 126.09 0.00 0.00 119,430.85
A-9-1 49,239.27 49,239.27 0.00 0.00 0.00
A-9-2 8,023.14 8,023.14 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 45,121.45 51,383.27 0.00 0.00 6,982,859.93
M-2 31,237.68 35,572.75 0.00 0.00 4,834,250.26
M-3 20,825.33 23,715.41 0.00 0.00 3,222,865.91
B-1 7,635.98 8,695.68 0.00 0.00 1,181,720.74
B-2 3,471.41 3,953.16 0.00 0.00 537,225.28
B-3 5,186.51 5,906.28 0.00 0.00 802,648.17
- -------------------------------------------------------------------------------
664,766.59 1,400,350.10 0.00 0.00 93,483,810.40
===============================================================================
Run: 03/24/00 10:05:36
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4(POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4247
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 70.912912 2.937799 0.590724 3.528523 0.000000 67.975113
A-5 884.587734 36.646939 5.526636 42.173575 0.000000 847.940795
A-6 1000.000000 0.000000 6.455953 6.455953 0.000000 1000.000000
A-7 1000.000000 0.000000 6.455953 6.455953 0.000000 1000.000000
A-8 769.922760 0.811994 0.000000 0.811994 0.000000 769.110766
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 972.521324 0.871319 6.278553 7.149872 0.000000 971.650006
M-2 972.521321 0.871318 6.278552 7.149870 0.000000 971.650003
M-3 972.521327 0.871320 6.278552 7.149872 0.000000 971.650008
B-1 972.521329 0.871321 6.278556 7.149877 0.000000 971.650008
B-2 972.521306 0.871315 6.278549 7.149864 0.000000 971.649991
B-3 807.312225 0.723304 5.211974 5.935278 0.000000 806.588925
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:36 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4 (POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4247
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,542.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,081.31
SUBSERVICER ADVANCES THIS MONTH 22,292.57
MASTER SERVICER ADVANCES THIS MONTH 549.05
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 1,616,643.18
(B) TWO MONTHLY PAYMENTS: 4 310,511.42
(C) THREE OR MORE MONTHLY PAYMENTS: 6 680,361.95
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 182,776.80
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 93,483,810.40
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,005
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 75,414.76
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 651,160.61
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 81.32056440 % 15.99733200 % 2.68210390 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 81.19028870 % 16.08832164 % 2.70080970 %
BANKRUPTCY AMOUNT AVAILABLE 123,032.00
FRAUD AMOUNT AVAILABLE 112,437.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,380,465.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79787701
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 313.66
POOL TRADING FACTOR: 42.27618728
................................................................................
Run: 03/24/00 10:05:36 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5(POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4248
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FHZ9 33,300,000.00 0.00 7.250000 % 0.00
A-2 76110FJA2 10,800,000.00 0.00 7.250000 % 0.00
A-3 76110FJB0 29,956,909.00 727,571.32 10.000000 % 322,889.70
A-4 76110FJC8 24,000,000.00 0.00 7.250000 % 0.00
A-5 76110FJD6 11,785,091.00 1,940,190.22 7.250000 % 861,039.22
A-6 76110FJE4 18,143,000.00 18,143,000.00 8.000000 % 0.00
A-7 76110FJF1 4,767,000.00 4,767,000.00 8.000000 % 0.00
A-8 76110FJG9 0.00 0.00 0.750000 % 0.00
A-9 76110FJH7 42,917,000.00 42,917,000.00 7.250000 % 0.00
A-10 76110FJJ3 340,158.57 192,160.02 0.000000 % 253.12
A-11-1 0.00 0.00 0.690112 % 0.00
A-11-2 0.00 0.00 0.375579 % 0.00
R-I 76110FJL8 100.00 0.00 8.000000 % 0.00
R-II 76110FJM6 100.00 0.00 8.000000 % 0.00
M-1 76110FJN4 6,730,000.00 6,549,248.56 8.000000 % 5,305.92
M-2 76110FJP9 4,330,000.00 4,213,706.73 8.000000 % 3,413.77
M-3 76110FJQ7 2,886,000.00 2,808,489.07 8.000000 % 2,275.32
B-1 1,058,000.00 1,029,584.67 8.000000 % 834.13
B-2 481,000.00 468,081.52 8.000000 % 379.22
B-3 866,066.26 454,802.68 8.000000 % 295.00
- -------------------------------------------------------------------------------
192,360,424.83 84,210,834.79 1,196,685.40
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 6,061.59 328,951.29 0.00 0.00 404,681.62
A-4 0.00 0.00 0.00 0.00 0.00
A-5 11,719.08 872,758.30 0.00 0.00 1,079,151.00
A-6 120,923.37 120,923.37 0.00 0.00 18,143,000.00
A-7 31,772.13 31,772.13 0.00 0.00 4,767,000.00
A-8 26,816.49 26,816.49 0.00 0.00 0.00
A-9 259,225.99 259,225.99 0.00 0.00 42,917,000.00
A-10 0.00 253.12 0.00 0.00 191,906.90
A-11-1 37,001.68 37,001.68 0.00 0.00 0.00
A-11-2 6,212.61 6,212.61 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 43,650.85 48,956.77 0.00 0.00 6,543,942.64
M-2 28,084.42 31,498.19 0.00 0.00 4,210,292.96
M-3 18,718.62 20,993.94 0.00 0.00 2,806,213.75
B-1 6,862.20 7,696.33 0.00 0.00 1,028,750.54
B-2 3,119.77 3,498.99 0.00 0.00 467,702.30
B-3 3,031.27 3,326.27 0.00 0.00 413,452.96
- -------------------------------------------------------------------------------
603,200.07 1,799,885.47 0.00 0.00 82,973,094.67
===============================================================================
Run: 03/24/00 10:05:36
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5(POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4248
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 24.287263 10.778472 0.202344 10.980816 0.000000 13.508791
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 164.630907 73.061737 0.994399 74.056136 0.000000 91.569170
A-6 1000.000000 0.000000 6.665015 6.665015 0.000000 1000.000000
A-7 1000.000000 0.000000 6.665016 6.665016 0.000000 1000.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 1000.000000 0.000000 6.040170 6.040170 0.000000 1000.000000
A-10 564.913064 0.744124 0.000000 0.744124 0.000000 564.168940
A-11-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 973.142431 0.788398 6.486010 7.274408 0.000000 972.354033
M-2 973.142432 0.788400 6.486009 7.274409 0.000000 972.354032
M-3 973.142436 0.788399 6.486008 7.274407 0.000000 972.354037
B-1 973.142410 0.788403 6.486011 7.274414 0.000000 972.354008
B-2 973.142453 0.788399 6.486008 7.274407 0.000000 972.354054
B-3 525.136125 0.340621 3.500044 3.840665 0.000000 477.391834
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:36 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5 (POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4248
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,269.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 803.49
SUBSERVICER ADVANCES THIS MONTH 22,466.27
MASTER SERVICER ADVANCES THIS MONTH 5,011.27
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 1,680,069.46
(B) TWO MONTHLY PAYMENTS: 3 502,523.92
(C) THREE OR MORE MONTHLY PAYMENTS: 4 386,687.08
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 275,494.47
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 82,973,094.67
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 877
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 601,384.76
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,073,620.69
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 81.52325860 % 16.15289000 % 2.32385110 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 81.31175020 % 16.34318860 % 2.30717370 %
BANKRUPTCY AMOUNT AVAILABLE 146,943.00
FRAUD AMOUNT AVAILABLE 995,474.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,391,187.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.92370280
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 317.34
POOL TRADING FACTOR: 43.13418144
................................................................................
Run: 03/24/00 10:05:36 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS6(POOL # 4249)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4249
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FJR5 42,946,000.00 0.00 7.500000 % 0.00
A-2 76110FJS3 15,683,000.00 9,356,364.68 7.500000 % 600,235.58
A-3 76110FJT1 18,746,000.00 18,746,000.00 7.500000 % 0.00
A-4 76110FJU8 2,046,000.00 2,046,000.00 7.500000 % 0.00
A-5 76110FJV6 21,277,000.00 18,960,686.38 7.500000 % 83,005.44
A-6 76110FJW4 164,986.80 75,081.78 0.000000 % 357.45
A-7-1 0.00 0.00 0.839207 % 0.00
A-7-2 0.00 0.00 0.280215 % 0.00
R 76110FJY0 100.00 0.00 7.500000 % 0.00
M-1 2,654,400.00 2,368,646.76 7.500000 % 10,369.38
M-2 76110FKA0 1,061,700.00 947,405.15 7.500000 % 4,147.52
M-3 76110FKB8 690,100.00 615,808.89 7.500000 % 2,695.87
B-1 371,600.00 331,596.26 7.500000 % 1,451.65
B-2 159,300.00 142,150.92 7.500000 % 622.30
B-3 372,446.48 292,678.42 7.500000 % 1,281.28
- -------------------------------------------------------------------------------
106,172,633.28 53,882,419.24 704,166.47
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 58,434.98 658,670.56 0.00 0.00 8,756,129.10
A-3 117,077.76 117,077.76 0.00 0.00 18,746,000.00
A-4 12,778.25 12,778.25 0.00 0.00 2,046,000.00
A-5 118,418.58 201,424.02 0.00 0.00 18,877,680.94
A-6 0.00 357.45 0.00 0.00 74,724.33
A-7-1 31,705.92 31,705.92 0.00 0.00 0.00
A-7-2 1,986.36 1,986.36 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 14,793.33 25,162.71 0.00 0.00 2,358,277.38
M-2 5,917.00 10,064.52 0.00 0.00 943,257.63
M-3 3,846.03 6,541.90 0.00 0.00 613,113.02
B-1 2,070.98 3,522.63 0.00 0.00 330,144.61
B-2 887.80 1,510.10 0.00 0.00 141,528.62
B-3 1,827.92 3,109.20 0.00 0.00 291,397.14
- -------------------------------------------------------------------------------
369,744.91 1,073,911.38 0.00 0.00 53,178,252.77
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 596.592787 38.273008 3.726008 41.999016 0.000000 558.319779
A-3 1000.000000 0.000000 6.245480 6.245480 0.000000 1000.000000
A-4 1000.000000 0.000000 6.245479 6.245479 0.000000 1000.000000
A-5 891.135328 3.901182 5.565568 9.466750 0.000000 887.234147
A-6 455.077497 2.166537 0.000000 2.166537 0.000000 452.910960
A-7-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 892.347333 3.906487 5.573135 9.479622 0.000000 888.440845
M-2 892.347320 3.906490 5.573137 9.479627 0.000000 888.440831
M-3 892.347326 3.906492 5.573149 9.479641 0.000000 888.440835
B-1 892.347309 3.906485 5.573143 9.479628 0.000000 888.440824
B-2 892.347269 3.906466 5.573132 9.479598 0.000000 888.440804
B-3 785.826785 3.440172 4.907873 8.348045 0.000000 782.386613
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:36 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS6 (POOL # 4249)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4249
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,202.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,173.13
SUBSERVICER ADVANCES THIS MONTH 15,392.62
MASTER SERVICER ADVANCES THIS MONTH 330.57
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 973,969.28
(B) TWO MONTHLY PAYMENTS: 1 49,704.11
(C) THREE OR MORE MONTHLY PAYMENTS: 5 261,286.90
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 117,088.18
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 53,178,252.77
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 834
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 32,455.38
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 468,259.24
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.26831650 % 7.30729500 % 1.42438860 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.19132280 % 7.36137016 % 1.43694850 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 613,151.00
SPECIAL HAZARD AMOUNT AVAILABLE 733,321.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.56973191
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 137.90
POOL TRADING FACTOR: 50.08659117
................................................................................
Run: 03/24/00 10:13:19 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1(POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3328
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 24,934,336.17 4,831,747.49 7.672429 % 352,474.90
R 0.00 0.00 0.000000 % 0.00
- -------------------------------------------------------------------------------
24,934,336.17 4,831,747.49 352,474.90
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 30,728.26 383,203.16 0.00 0.00 4,479,272.59
R 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
30,728.26 383,203.16 0.00 0.00 4,479,272.59
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 193.778870 14.136125 1.232367 15.368492 0.000000 179.642745
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:13:19 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,468.26
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 200.18
SUBSERVICER ADVANCES THIS MONTH 903.24
MASTER SERVICER ADVANCES THIS MONTH 761.89
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 110,691.07
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 4,479,272.56
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 31
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 104,941.27
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 348,616.33
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000060 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000070 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.18427100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 324.82
POOL TRADING FACTOR: 17.96427436
Run: 03/24/00 10:13:19 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,105.83
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 150.46
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 761.89
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,320,456.95
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 22
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 104,941.27
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 348,416.33
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85305440
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 326.28
POOL TRADING FACTOR: 16.59075124
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 362.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 49.72
SUBSERVICER ADVANCES THIS MONTH 903.24
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 110,691.07
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 1,158,815.61
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 9
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 200.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.13333511
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 320.62
POOL TRADING FACTOR: 23.55109189
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2(POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3333
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 30,798,565.76 4,260,396.64 8.184186 % 4,729.99
R 0.00 0.00 0.000000 % 0.00
- -------------------------------------------------------------------------------
30,798,565.76 4,260,396.64 4,729.99
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 29,047.13 33,777.12 0.00 0.00 4,255,666.65
R 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
29,047.13 33,777.12 0.00 0.00 4,255,666.65
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 138.331008 0.153578 0.943133 1.096711 0.000000 138.177430
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:13:20 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,330.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 186.93
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 4,255,666.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 30
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,285.55
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000160 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000190 % 0.00000000 %
CLASS R - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 1.1175 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.71571800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 322.64
POOL TRADING FACTOR: 13.81774269
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5.97
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 143,191.48
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.62500000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.00
POOL TRADING FACTOR: 1.24310727
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 668.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 97.96
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 2,138,519.91
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 13
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,169.84
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.40239277
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 318.86
POOL TRADING FACTOR: 28.80704092
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 617.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 83.00
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 1,973,955.18
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 16
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 115.71
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.97837730
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 326.70
POOL TRADING FACTOR: 16.64923845
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7(POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4255
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FKC6 82,491,000.00 7,246,744.89 7.500000 % 1,270,268.07
A-2 76110FKD4 20,984,000.00 0.00 7.500000 % 0.00
A-3 76110FKE2 11,000,000.00 11,000,000.00 7.500000 % 0.00
A-4 76110FKF9 4,000,000.00 4,000,000.00 7.500000 % 0.00
A-5 76110FKG7 17,500,000.00 17,500,000.00 7.750000 % 0.00
A-6 76110FKH5 17,500,000.00 17,500,000.00 7.250000 % 0.00
A-7 76110FKJ1 21,925,000.00 8,178,106.37 9.500000 % 181,466.87
A-8 76110FKP7 156,262.27 38,996.72 0.000000 % 37.48
A-9-1 0.00 0.00 0.841836 % 0.00
A-9-2 0.00 0.00 0.509829 % 0.00
R 76110FKK8 100.00 0.00 7.750000 % 0.00
M-1 76110FKL6 6,697,000.00 6,461,881.03 7.750000 % 11,084.01
M-2 76110FKM4 3,827,000.00 3,692,641.27 7.750000 % 6,333.95
M-3 76110FKN2 2,870,200.00 2,769,432.74 7.750000 % 4,750.38
B-1 1,052,400.00 1,015,452.24 7.750000 % 1,741.80
B-2 478,400.00 461,604.27 7.750000 % 791.79
B-3 861,188.35 756,498.75 7.750000 % 1,297.62
- -------------------------------------------------------------------------------
191,342,550.62 80,621,358.28 1,477,771.97
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 45,273.36 1,315,541.43 0.00 0.00 5,976,476.82
A-2 0.00 0.00 0.00 0.00 0.00
A-3 68,721.47 68,721.47 0.00 0.00 11,000,000.00
A-4 24,989.63 24,989.63 0.00 0.00 4,000,000.00
A-5 112,973.93 112,973.93 0.00 0.00 17,500,000.00
A-6 105,685.29 105,685.29 0.00 0.00 17,500,000.00
A-7 64,716.47 246,183.34 0.00 0.00 7,996,639.50
A-8 0.00 37.48 0.00 0.00 38,959.24
A-9-1 46,955.42 46,955.42 0.00 0.00 0.00
A-9-2 5,801.45 5,801.45 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 41,715.66 52,799.67 0.00 0.00 6,450,797.02
M-2 23,838.41 30,172.36 0.00 0.00 3,686,307.32
M-3 17,878.50 22,628.88 0.00 0.00 2,764,682.36
B-1 6,555.41 8,297.21 0.00 0.00 1,013,710.44
B-2 2,979.95 3,771.74 0.00 0.00 460,812.48
B-3 4,883.69 6,181.31 0.00 0.00 674,265.88
- -------------------------------------------------------------------------------
572,968.64 2,050,740.61 0.00 0.00 79,062,651.06
===============================================================================
Run: 03/24/00 10:05:37
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7(POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4255
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 87.848916 15.398869 0.548828 15.947697 0.000000 72.450047
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 1000.000000 0.000000 6.247406 6.247406 0.000000 1000.000000
A-4 1000.000000 0.000000 6.247408 6.247408 0.000000 1000.000000
A-5 1000.000000 0.000000 6.455653 6.455653 0.000000 1000.000000
A-6 1000.000000 0.000000 6.039159 6.039159 0.000000 1000.000000
A-7 373.003711 8.276710 2.951720 11.228430 0.000000 364.727001
A-8 249.559411 0.239853 0.000000 0.239853 0.000000 249.319557
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 964.891896 1.655071 6.229007 7.884078 0.000000 963.236825
M-2 964.891892 1.655069 6.229007 7.884076 0.000000 963.236823
M-3 964.891903 1.655069 6.229008 7.884077 0.000000 963.236834
B-1 964.891904 1.655074 6.229010 7.884084 0.000000 963.236830
B-2 964.891869 1.655079 6.228992 7.884071 0.000000 963.236789
B-3 878.435885 1.506778 5.670873 7.177651 0.000000 782.948213
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7 (POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4255
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,599.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,261.05
SUBSERVICER ADVANCES THIS MONTH 31,909.81
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 2,029,135.06
(B) TWO MONTHLY PAYMENTS: 3 241,812.29
(C) THREE OR MORE MONTHLY PAYMENTS: 7 511,021.05
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,225,806.91
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 79,062,651.06
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 875
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,022,227.99
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 70,915.58
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 81.19003960 % 16.03819300 % 2.77176690 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.95435030 % 16.31843421 % 2.71917040 %
BANKRUPTCY AMOUNT AVAILABLE 200,000.00
FRAUD AMOUNT AVAILABLE 910,546.00
SPECIAL HAZARD AMOUNT AVAILABLE 983,302.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.86416075
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 315.45
POOL TRADING FACTOR: 41.31995252
................................................................................
Run: 03/24/00 10:05:37 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8(POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4256
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FKU6 13,399,900.00 0.00 7.000000 % 0.00
A-2 76110FKV4 20,850,000.00 0.00 7.000000 % 0.00
A-3 76110FKW2 16,320,750.00 2,330,576.62 10.000000 % 132,237.26
A-4 76110FKX0 19,700,543.00 0.00 7.000000 % 0.00
A-5 76110FKY8 21,419,142.00 0.00 7.150000 % 0.00
A-6 76110FKZ5 6,323,320.00 4,309,466.41 7.250000 % 1,322,372.57
A-7 76110FLA9 16,496,308.00 16,496,308.00 7.250000 % 0.00
A-8 76110FLB7 25,998,036.00 6,053,324.21 7.500000 % 427,526.95
A-9 76110FLC5 5,000,001.00 5,000,001.00 7.375000 % 0.00
A-10 76110FLD3 54,507,000.00 54,507,000.00 7.500000 % 0.00
A-11 76110FLE1 26,409.16 4,652.32 0.000000 % 4.55
A-12-1 0.00 0.00 0.946765 % 0.00
A-12-2 0.00 0.00 0.666679 % 0.00
R 76110FLG6 100.00 0.00 7.500000 % 0.00
M-1 76110FLH4 7,631,000.00 7,441,662.26 7.500000 % 6,161.17
M-2 76110FLJ0 4,361,000.00 4,252,796.35 7.500000 % 3,521.01
M-3 76110FLK7 3,270,500.00 3,189,353.51 7.500000 % 2,640.56
B-1 1,199,000.00 1,169,250.81 7.500000 % 968.06
B-2 545,000.00 531,477.68 7.500000 % 440.03
B-3 981,461.72 817,481.77 7.500000 % 676.82
- -------------------------------------------------------------------------------
218,029,470.88 106,103,350.94 1,896,548.98
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 19,408.04 151,645.30 0.00 0.00 2,198,339.36
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 26,018.35 1,348,390.92 0.00 0.00 2,987,093.84
A-7 99,596.26 99,596.26 0.00 0.00 16,496,308.00
A-8 37,807.11 465,334.06 0.00 0.00 5,625,797.26
A-9 30,707.92 30,707.92 0.00 0.00 5,000,001.00
A-10 340,433.15 340,433.15 0.00 0.00 54,507,000.00
A-11 0.00 4.55 0.00 0.00 4,647.77
A-12-1 64,897.81 64,897.81 0.00 0.00 0.00
A-12-2 13,207.86 13,207.86 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 46,478.22 52,639.39 0.00 0.00 7,435,501.09
M-2 26,561.60 30,082.61 0.00 0.00 4,249,275.34
M-3 19,919.67 22,560.23 0.00 0.00 3,186,712.95
B-1 7,302.77 8,270.83 0.00 0.00 1,168,282.75
B-2 3,319.44 3,759.47 0.00 0.00 531,037.65
B-3 5,105.73 5,782.55 0.00 0.00 783,182.78
- -------------------------------------------------------------------------------
740,763.93 2,637,312.91 0.00 0.00 104,173,179.79
===============================================================================
Run: 03/24/00 10:05:37
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8(POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4256
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 142.798378 8.102401 1.189163 9.291564 0.000000 134.695977
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 681.519583 209.126309 4.114666 213.240975 0.000000 472.393274
A-7 1000.000000 0.000000 6.037488 6.037488 0.000000 1000.000000
A-8 232.837750 16.444586 1.454229 17.898815 0.000000 216.393164
A-9 1000.000000 0.000000 6.141583 6.141583 0.000000 1000.000000
A-10 1000.000000 0.000000 6.245678 6.245678 0.000000 1000.000000
A-11 176.163119 0.172289 0.000000 0.172289 0.000000 175.990831
A-12-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-12-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 975.188345 0.807387 6.090712 6.898099 0.000000 974.380958
M-2 975.188340 0.807386 6.090713 6.898099 0.000000 974.380954
M-3 975.188353 0.807387 6.090711 6.898098 0.000000 974.380966
B-1 975.188332 0.807389 6.090717 6.898106 0.000000 974.380943
B-2 975.188404 0.807394 6.090716 6.898110 0.000000 974.381009
B-3 832.922725 0.689604 5.202169 5.891773 0.000000 797.975878
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:38 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8 (POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4256
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,927.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,190.72
SUBSERVICER ADVANCES THIS MONTH 42,361.80
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 3,463,356.01
(B) TWO MONTHLY PAYMENTS: 4 349,841.57
(C) THREE OR MORE MONTHLY PAYMENTS: 7 1,263,822.92
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 286,258.62
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 104,173,179.79
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,056
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,757,372.31
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 83.59826970 % 14.02827000 % 2.37346010 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 83.34046550 % 14.27573720 % 2.38316040 %
BANKRUPTCY AMOUNT AVAILABLE 113,527.00
FRAUD AMOUNT AVAILABLE 1,163,492.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,574,115.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.71098483
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 318.08
POOL TRADING FACTOR: 47.77940311
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9(POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4263
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FLL5 53,750,000.00 0.00 6.750000 % 0.00
A-2 76110FLM3 17,420,000.00 0.00 6.750000 % 0.00
A-3 76110FLN1 22,971,538.00 2,369,387.41 10.000000 % 245,036.19
A-4 76110FLP6 38,010,000.00 0.00 6.750000 % 0.00
A-5 76110FLQ4 17,163,462.00 13,031,631.09 6.750000 % 1,347,699.05
A-6 76110FLR2 29,977,000.00 29,977,000.00 7.250000 % 0.00
A-7 76110FLS0 16,065,000.00 16,065,000.00 7.250000 % 0.00
A-8 76110FLT8 54,645,000.00 54,645,000.00 7.250000 % 0.00
A-9-1 0.00 0.00 1.035790 % 0.00
A-9-2 0.00 0.00 0.718618 % 0.00
R 76110FLV3 100.00 0.00 7.250000 % 0.00
M-1 76110FLW1 8,130,000.00 7,934,877.04 7.250000 % 6,676.24
M-2 76110FLX9 5,420,000.00 5,289,917.99 7.250000 % 4,450.83
M-3 76110FLY2 4,065,000.00 3,967,438.49 7.250000 % 3,338.12
B-1 1,490,500.00 1,454,727.41 7.250000 % 1,223.98
B-2 677,500.00 661,239.76 7.250000 % 556.35
B-3 1,219,925.82 1,147,686.56 7.250000 % 965.63
- -------------------------------------------------------------------------------
271,005,025.82 136,543,905.75 1,609,946.39
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 19,731.10 264,767.29 0.00 0.00 2,124,351.22
A-4 0.00 0.00 0.00 0.00 0.00
A-5 73,251.70 1,420,950.75 0.00 0.00 11,683,932.04
A-6 180,984.48 180,984.48 0.00 0.00 29,977,000.00
A-7 96,991.56 96,991.56 0.00 0.00 16,065,000.00
A-8 329,916.18 329,916.18 0.00 0.00 54,645,000.00
A-9-1 100,361.52 100,361.52 0.00 0.00 0.00
A-9-2 12,082.39 12,082.39 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 47,906.38 54,582.62 0.00 0.00 7,928,200.80
M-2 31,937.59 36,388.42 0.00 0.00 5,285,467.16
M-3 23,953.19 27,291.31 0.00 0.00 3,964,100.37
B-1 8,782.84 10,006.82 0.00 0.00 1,453,503.43
B-2 3,992.20 4,548.55 0.00 0.00 660,683.41
B-3 6,929.09 7,894.72 0.00 0.00 1,146,720.93
- -------------------------------------------------------------------------------
936,820.22 2,546,766.61 0.00 0.00 134,933,959.36
===============================================================================
Run: 03/24/00 10:05:39
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9(POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4263
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 103.144483 10.666947 0.858937 11.525884 0.000000 92.477536
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 759.265881 78.521399 4.267886 82.789285 0.000000 680.744482
A-6 1000.000000 0.000000 6.037445 6.037445 0.000000 1000.000000
A-7 1000.000000 0.000000 6.037445 6.037445 0.000000 1000.000000
A-8 1000.000000 0.000000 6.037445 6.037445 0.000000 1000.000000
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 975.999636 0.821186 5.892544 6.713730 0.000000 975.178450
M-2 975.999629 0.821186 5.892544 6.713730 0.000000 975.178443
M-3 975.999629 0.821186 5.892544 6.713730 0.000000 975.178443
B-1 975.999604 0.821188 5.892546 6.713734 0.000000 975.178417
B-2 975.999646 0.821181 5.892546 6.713727 0.000000 975.178465
B-3 940.783891 0.791556 5.679927 6.471483 0.000000 939.992339
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:39 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9 (POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4263
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 31,306.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,837.32
SUBSERVICER ADVANCES THIS MONTH 41,977.13
MASTER SERVICER ADVANCES THIS MONTH 1,702.45
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 35 3,672,308.83
(B) TWO MONTHLY PAYMENTS: 9 889,938.87
(C) THREE OR MORE MONTHLY PAYMENTS: 4 532,368.79
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 364,987.73
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 134,933,959.36
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,450
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 218,282.13
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,495,061.16
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 85.01882080 % 12.59099300 % 2.39018630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 84.85283010 % 12.73050047 % 2.41666940 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,442,552.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,442,552.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.59545066
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 319.29
POOL TRADING FACTOR: 49.79020553
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS10(POOL # 4264)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4264
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7611OFMN0 199,969,492.00 52,540,302.74 7.250000 % 1,623,631.62
A-2 76110FMP5 10,000,000.00 10,000,000.00 7.250000 % 0.00
A-3 7611OFMQ3 25,143,000.00 25,143,000.00 7.250000 % 0.00
A-4 7611OFMR1 64,916,508.00 62,955,181.85 7.250000 % 53,265.91
A-5 7611OFMS9 76,250.57 57,576.67 0.000000 % 60.11
A-6-1 0.00 0.00 1.001796 % 0.00
A-6-2 0.00 0.00 0.676143 % 0.00
R 7611OFMU4 100.00 0.00 7.250000 % 0.00
M-1 7611OFMV2 10,602,000.00 10,321,609.74 7.250000 % 8,733.04
M-2 7611OFMW0 6,524,000.00 6,351,460.29 7.250000 % 5,373.92
M-3 7611OFMX8 4,893,000.00 4,763,595.19 7.250000 % 4,030.44
B-1 7611OFMY6 1,794,000.00 1,746,554.22 7.250000 % 1,477.75
B-2 7611OFMZ3 816,000.00 794,419.30 7.250000 % 672.15
B-3 7611OFNA7 1,468,094.11 1,294,539.94 7.250000 % 1,095.30
- -------------------------------------------------------------------------------
326,202,444.68 175,968,239.94 1,698,340.24
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 317,159.36 1,940,790.98 0.00 0.00 50,916,671.12
A-2 60,364.97 60,364.97 0.00 0.00 10,000,000.00
A-3 151,775.64 151,775.64 0.00 0.00 25,143,000.00
A-4 380,028.74 433,294.65 0.00 0.00 62,901,915.94
A-5 0.00 60.11 0.00 0.00 57,516.56
A-6-1 116,722.77 116,722.77 0.00 0.00 0.00
A-6-2 20,285.09 20,285.09 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 62,306.37 71,039.41 0.00 0.00 10,312,876.70
M-2 38,340.57 43,714.49 0.00 0.00 6,346,086.37
M-3 28,755.42 32,785.86 0.00 0.00 4,759,564.75
B-1 10,543.07 12,020.82 0.00 0.00 1,745,076.47
B-2 4,795.51 5,467.66 0.00 0.00 793,747.15
B-3 7,814.49 8,909.79 0.00 0.00 1,293,444.64
- -------------------------------------------------------------------------------
1,198,892.00 2,897,232.24 0.00 0.00 174,269,899.70
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 262.741592 8.119397 1.586039 9.705436 0.000000 254.622196
A-2 1000.000000 0.000000 6.036497 6.036497 0.000000 1000.000000
A-3 1000.000000 0.000000 6.036497 6.036497 0.000000 1000.000000
A-4 969.786943 0.820530 5.854116 6.674646 0.000000 968.966414
A-5 755.098224 0.788322 0.000000 0.788322 0.000000 754.309902
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 973.553079 0.823716 5.876851 6.700567 0.000000 972.729362
M-2 973.553079 0.823716 5.876850 6.700566 0.000000 972.729364
M-3 973.553074 0.823716 5.876849 6.700565 0.000000 972.729358
B-1 973.553077 0.823718 5.876851 6.700569 0.000000 972.729359
B-2 973.553064 0.823713 5.876850 6.700563 0.000000 972.729351
B-3 881.782667 0.746056 5.322881 6.068937 0.000000 881.036598
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:39 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS10 (POOL # 4264)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4264
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 36,585.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,638.29
SUBSERVICER ADVANCES THIS MONTH 46,035.36
MASTER SERVICER ADVANCES THIS MONTH 1,135.18
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 2,368,707.60
(B) TWO MONTHLY PAYMENTS: 8 866,011.25
(C) THREE OR MORE MONTHLY PAYMENTS: 12 906,082.09
FORECLOSURES
NUMBER OF LOANS 12
AGGREGATE PRINCIPAL BALANCE 1,810,712.16
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 174,269,899.70
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,735
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 149,913.90
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,549,446.78
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 85.63351520 % 12.18610900 % 2.18037580 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 85.50573980 % 12.29043447 % 2.19976800 %
BANKRUPTCY AMOUNT AVAILABLE 141,228.00
FRAUD AMOUNT AVAILABLE 1,834,883.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,834,883.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.51308526
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 320.98
POOL TRADING FACTOR: 53.42384845
................................................................................
Run: 03/24/00 10:05:39 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS11(POOL # 4265)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4265
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7611OFLZ4 99,650,000.00 55,523,312.43 7.000000 % 381,385.92
A-2 7611OFMD2 43,142.76 23,189.47 0.000000 % 214.84
A-3-1 0.00 0.00 1.077022 % 0.00
A-3-2 0.00 0.00 0.627818 % 0.00
R 7611OFMF7 100.00 0.00 7.000000 % 0.00
M-1 7611OFMG5 3,043,000.00 2,751,735.81 7.000000 % 11,944.50
M-2 7611OFMH3 892,000.00 806,621.18 7.000000 % 3,501.31
M-3 7611OFMJ9 419,700.00 379,527.94 7.000000 % 1,647.42
B-1 7611OFMK6 367,000.00 331,872.18 7.000000 % 1,440.56
B-2 7611OFML4 262,400.00 237,284.06 7.000000 % 1,029.98
B-3 7611OFMM2 263,388.53 238,177.99 7.000000 % 1,033.86
- -------------------------------------------------------------------------------
104,940,731.29 60,291,721.06 402,198.39
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 323,530.73 704,916.65 0.00 0.00 55,141,926.51
A-2 0.00 214.84 0.00 0.00 22,974.63
A-3-1 42,719.53 42,719.53 0.00 0.00 0.00
A-3-2 6,606.83 6,606.83 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 16,034.18 27,978.68 0.00 0.00 2,739,791.31
M-2 4,700.13 8,201.44 0.00 0.00 803,119.87
M-3 2,211.48 3,858.90 0.00 0.00 377,880.52
B-1 1,933.80 3,374.36 0.00 0.00 330,431.62
B-2 1,382.64 2,412.62 0.00 0.00 236,254.08
B-3 1,387.85 2,421.71 0.00 0.00 237,144.13
- -------------------------------------------------------------------------------
400,507.17 802,705.56 0.00 0.00 59,889,522.67
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 557.183266 3.827255 3.246671 7.073926 0.000000 553.356011
A-2 537.505482 4.979746 0.000000 4.979746 0.000000 532.525736
A-3-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 904.283868 3.925238 5.269201 9.194439 0.000000 900.358630
M-2 904.283834 3.925235 5.269204 9.194439 0.000000 900.358599
M-3 904.283869 3.925232 5.269192 9.194424 0.000000 900.358637
B-1 904.283869 3.925232 5.269210 9.194442 0.000000 900.358638
B-2 904.283765 3.925229 5.269207 9.194436 0.000000 900.358537
B-3 904.283835 3.925228 5.269212 9.194440 0.000000 900.358607
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:39 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS11 (POOL # 4265)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4265
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,555.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,174.21
SUBSERVICER ADVANCES THIS MONTH 13,722.21
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 1,014,838.49
(B) TWO MONTHLY PAYMENTS: 2 118,555.59
(C) THREE OR MORE MONTHLY PAYMENTS: 1 68,718.13
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 37,980.96
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 59,889,522.67
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 767
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 140,427.91
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.12653930 % 6.53389900 % 1.33956180 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.10807760 % 6.54670721 % 1.34270280 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 631,583.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,557,847.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.31015257
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 142.37
POOL TRADING FACTOR: 57.06985451
................................................................................
Run: 03/24/00 10:05:40 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12(POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4270
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FNB5 57,575,000.00 0.00 7.000000 % 0.00
A-2 76110FNC3 22,405,757.00 5,481,354.84 9.000000 % 257,173.32
A-3 76110FND1 62,824,125.00 1,928,309.96 7.000000 % 1,800,213.21
A-4 76110FNE9 24,294,118.00 24,294,118.00 6.875000 % 0.00
A-5 76110FNF6 26,000,000.00 26,000,000.00 7.250000 % 0.00
A-6 76110FNG4 22,583,041.00 22,583,041.00 7.250000 % 0.00
A-7 76110FNR0 59,318,800.00 57,691,147.21 7.250000 % 48,708.13
A-8-1 0.00 0.00 0.929596 % 0.00
A-8-2 0.00 0.00 0.728815 % 0.00
R 76110FNJ8 100.00 0.00 7.250000 % 0.00
M-1 76110FNK5 10,433,600.00 10,192,449.78 7.250000 % 8,605.40
M-2 76110FNL3 4,471,600.00 4,368,248.60 7.250000 % 3,688.07
M-3 76110FNM1 4,471,500.00 4,368,150.91 7.250000 % 3,687.99
B-1 76110FNN9 1,639,600.00 1,602,861.72 7.250000 % 1,353.28
B-2 76110FNP4 745,200.00 729,036.18 7.250000 % 615.52
B-3 76110FNQ2 1,341,561.05 1,046,856.57 7.250000 % 773.89
- -------------------------------------------------------------------------------
298,104,002.05 160,285,574.77 2,124,818.81
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 41,094.63 298,267.95 0.00 0.00 5,224,181.52
A-3 11,244.22 1,811,457.43 0.00 0.00 128,096.75
A-4 139,132.48 139,132.48 0.00 0.00 24,294,118.00
A-5 157,024.00 157,024.00 0.00 0.00 26,000,000.00
A-6 136,387.68 136,387.68 0.00 0.00 22,583,041.00
A-7 348,419.04 397,127.17 0.00 0.00 57,642,439.08
A-8-1 103,579.94 103,579.94 0.00 0.00 0.00
A-8-2 16,104.02 16,104.02 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 61,556.12 70,161.52 0.00 0.00 10,183,844.38
M-2 26,381.53 30,069.60 0.00 0.00 4,364,560.53
M-3 26,380.94 30,068.93 0.00 0.00 4,364,462.92
B-1 9,680.30 11,033.58 0.00 0.00 1,601,508.44
B-2 4,402.93 5,018.45 0.00 0.00 728,420.66
B-3 6,322.37 7,096.26 0.00 0.00 1,045,972.73
- -------------------------------------------------------------------------------
1,087,710.20 3,212,529.01 0.00 0.00 158,160,646.01
===============================================================================
Run: 03/24/00 10:05:40
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12(POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4270
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 244.640466 11.478002 1.834110 13.312112 0.000000 233.162465
A-3 30.693781 28.654808 0.178979 28.833787 0.000000 2.038974
A-4 1000.000000 0.000000 5.727003 5.727003 0.000000 1000.000000
A-5 1000.000000 0.000000 6.039385 6.039385 0.000000 1000.000000
A-6 1000.000000 0.000000 6.039385 6.039385 0.000000 1000.000000
A-7 972.560929 0.821125 5.873670 6.694795 0.000000 971.739804
A-8-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 976.887151 0.824778 5.899797 6.724575 0.000000 976.062374
M-2 976.887154 0.824776 5.899796 6.724572 0.000000 976.062378
M-3 976.887154 0.824777 5.899796 6.724573 0.000000 976.062377
B-1 977.593145 0.825372 5.904062 6.729434 0.000000 976.767773
B-2 978.309420 0.825980 5.908387 6.734367 0.000000 977.483441
B-3 780.327194 0.576858 4.712696 5.289554 0.000000 779.668376
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:40 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12 (POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4270
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 33,171.96
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,951.93
SUBSERVICER ADVANCES THIS MONTH 28,976.32
MASTER SERVICER ADVANCES THIS MONTH 2,992.07
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 2,302,037.84
(B) TWO MONTHLY PAYMENTS: 2 129,077.22
(C) THREE OR MORE MONTHLY PAYMENTS: 4 389,812.16
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,019,852.70
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 158,160,646.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,637
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 392,272.34
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,989,601.06
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 86.08258800 % 11.80945300 % 2.10795920 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 85.90751230 % 11.95801124 % 2.13447650 %
BANKRUPTCY AMOUNT AVAILABLE 117,002.00
FRAUD AMOUNT AVAILABLE 1,666,251.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,666,251.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.47752411
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 322.24
POOL TRADING FACTOR: 53.05552590
................................................................................
Run: 03/24/00 10:04:57 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR3(POOL # 3359)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3359
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 25,117,531.34 4,828,899.80 7.678369 % 247,300.07
R 0.00 0.00 0.000000 % 0.00
- -------------------------------------------------------------------------------
25,117,531.34 4,828,899.80 247,300.07
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 29,824.65 277,124.72 0.00 0.00 4,581,599.73
R 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
29,824.65 277,124.72 0.00 0.00 4,581,599.73
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 192.252166 9.845716 1.187404 11.033120 0.000000 182.406450
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:04:57 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR3 (POOL # 3359)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3359
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,441.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 222.20
SUBSERVICER ADVANCES THIS MONTH 1,158.99
MASTER SERVICER ADVANCES THIS MONTH 314.70
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 158,251.05
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 4,581,599.73
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 39
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 43,898.64
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 243,289.11
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.11496153
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 328.63
POOL TRADING FACTOR: 18.24064502
................................................................................
Run: 03/24/00 10:05:41 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13(POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4277
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FNS8 31,499,000.00 13,244,772.04 7.250000 % 281,669.72
A-2 76110FNT6 30,750,000.00 0.00 7.250000 % 0.00
A-3 76110FNU3 40,799,000.00 23,721,743.44 7.250000 % 737,992.86
A-4 76110FNV1 6,745,000.00 6,745,000.00 7.250000 % 0.00
A-5 76110FNW9 4,235,415.00 4,235,415.00 7.250000 % 0.00
A-6 76110FNX7 10,499,000.00 10,499,000.00 7.250000 % 0.00
A-7 76110fNY5 62,999,000.00 61,489,962.02 7.250000 % 60,686.24
A-8 76110FNZ2 15,495,000.00 0.00 7.250000 % 0.00
A-9 76110FPA5 68,339,000.00 35,250,713.33 7.000000 % 749,658.70
A-10 76110fPB3 0.00 0.00 7.250000 % 0.00
A-11 76110FPC1 100,038,312.00 55,764,530.84 0.000000 % 695,632.37
A-12 76110FPD9 0.00 0.00 7.250000 % 0.00
A-13 76110FPE7 0.00 0.00 6.015000 % 0.00
A-14 76110FPF4 0.00 0.00 8.485000 % 0.00
A-15 76110FPG2 26,249,000.00 11,037,239.93 7.000000 % 234,723.28
A-16 76110FPH0 2,386,273.00 1,003,385.58 10.000000 % 21,338.48
A-17 76110FPJ6 139,012.74 126,027.93 0.000000 % 647.92
A-18-1 0.00 0.00 0.907277 % 0.00
A-18-2 0.00 0.00 0.617993 % 0.00
R-I 76110FPL1 100.00 0.00 7.250000 % 0.00
R-II 76110FPM9 100.00 0.00 7.250000 % 0.00
M-1 76110FPN7 16,267,000.00 15,895,872.99 7.250000 % 13,383.99
M-2 76110FPP2 5,422,000.00 5,298,298.60 7.250000 % 4,461.06
M-3 76110FPQ0 6,507,000.00 6,358,544.64 7.250000 % 5,353.76
B-1 76110FPR8 2,386,000.00 2,331,564.08 7.250000 % 1,963.13
B-2 76110FPS6 1,085,000.00 1,060,246.03 7.250000 % 892.71
B-3 76110FPT4 1,952,210.06 1,794,509.05 7.250000 % 1,510.93
- -------------------------------------------------------------------------------
433,792,422.80 255,856,825.50 2,809,915.15
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 79,992.00 361,661.72 0.00 0.00 12,963,102.32
A-2 0.00 0.00 0.00 0.00 0.00
A-3 143,267.82 881,260.68 0.00 0.00 22,983,750.58
A-4 40,736.53 40,736.53 0.00 0.00 6,745,000.00
A-5 25,579.86 25,579.86 0.00 0.00 4,235,415.00
A-6 63,408.87 63,408.87 0.00 0.00 10,499,000.00
A-7 371,369.53 432,055.77 0.00 0.00 61,429,275.78
A-8 0.00 0.00 0.00 0.00 0.00
A-9 205,555.92 955,214.62 0.00 0.00 34,501,054.63
A-10 7,341.28 7,341.28 0.00 0.00 0.00
A-11 0.00 695,632.37 0.00 0.00 55,068,898.47
A-12 168,395.35 168,395.35 0.00 0.00 0.00
A-13 69,855.04 69,855.04 0.00 0.00 0.00
A-14 98,540.32 98,540.32 0.00 0.00 0.00
A-15 64,360.97 299,084.25 0.00 0.00 10,802,516.65
A-16 8,358.57 29,697.05 0.00 0.00 982,047.10
A-17 0.00 647.92 0.00 0.00 125,380.01
A-18-1 147,952.49 147,952.49 0.00 0.00 0.00
A-18-2 30,939.79 30,939.79 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 96,003.36 109,387.35 0.00 0.00 15,882,489.00
M-2 31,999.15 36,460.21 0.00 0.00 5,293,837.54
M-3 38,402.53 43,756.29 0.00 0.00 6,353,190.88
B-1 14,081.51 16,044.64 0.00 0.00 2,329,600.95
B-2 6,403.37 7,296.08 0.00 0.00 1,059,353.32
B-3 10,837.97 12,348.90 0.00 0.00 1,756,479.85
- -------------------------------------------------------------------------------
1,723,382.23 4,533,297.38 0.00 0.00 253,010,392.08
===============================================================================
Run: 03/24/00 10:05:41
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13(POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4277
_______________________________________________________________________________
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 420.482302 8.942180 2.539509 11.481689 0.000000 411.540123
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 581.429531 18.088504 3.511552 21.600056 0.000000 563.341028
A-4 1000.000000 0.000000 6.039515 6.039515 0.000000 1000.000000
A-5 1000.000000 0.000000 6.039517 6.039517 0.000000 1000.000000
A-6 1000.000000 0.000000 6.039515 6.039515 0.000000 1000.000000
A-7 976.046636 0.963289 5.894848 6.858137 0.000000 975.083347
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 515.821322 10.969705 3.007886 13.977591 0.000000 504.851617
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 557.431745 6.953660 0.000000 6.953660 0.000000 550.478086
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15 420.482301 8.942180 2.451940 11.394120 0.000000 411.540122
A-16 420.482309 8.942180 3.502772 12.444952 0.000000 411.540129
A-17 906.592662 4.660868 0.000000 4.660868 0.000000 901.931794
A-18-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-18-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 977.185282 0.822769 5.901725 6.724494 0.000000 976.362513
M-2 977.185282 0.822770 5.901724 6.724494 0.000000 976.362512
M-3 977.185284 0.822769 5.901726 6.724495 0.000000 976.362514
B-1 977.185281 0.822770 5.901723 6.724493 0.000000 976.362511
B-2 977.185281 0.822774 5.901724 6.724498 0.000000 976.362507
B-3 919.219241 0.773959 5.551641 6.325600 0.000000 899.739165
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:41 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13 (POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4277
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 52,976.82
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 48,920.44
MASTER SERVICER ADVANCES THIS MONTH 1,437.59
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 44 4,264,049.67
(B) TWO MONTHLY PAYMENTS: 6 768,737.98
(C) THREE OR MORE MONTHLY PAYMENTS: 9 858,400.32
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 523,640.84
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 253,010,392.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,384
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 203,183.81
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,557,403.30
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.19785190 % 10.77411000 % 2.02803860 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.07912690 % 10.88078525 % 2.03469320 %
BANKRUPTCY AMOUNT AVAILABLE 240,007.00
FRAUD AMOUNT AVAILABLE 2,579,320.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,579,320.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.36362058
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.35
POOL TRADING FACTOR: 58.32522165
................................................................................
Run: 03/24/00 10:05:42 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS1(POOL # 4281)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4281
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FPU1 64,326,000.00 2,789,721.71 7.000000 % 1,113,622.97
A-2 76110FPV9 117,395,000.00 50,074,911.38 7.000000 % 1,218,292.67
A-3 76110FPW7 51,380,000.00 51,380,000.00 7.000000 % 0.00
A-4 76110FPX5 1,862,000.00 1,862,000.00 7.000000 % 0.00
A-5 76110FPY3 65,040,000.00 65,040,000.00 7.000000 % 0.00
A-6-1 0.00 0.00 1.119058 % 0.00
A-6-2 0.00 0.00 0.914443 % 0.00
R 76110FQB2 100.00 0.00 7.000000 % 0.00
M-1 76110FQC0 11,351,500.00 11,123,130.50 7.000000 % 9,406.38
M-2 76110FQD8 4,054,000.00 3,975,613.88 7.000000 % 3,362.02
M-3 76110FQE6 4,865,000.00 4,782,032.03 7.000000 % 4,043.97
B-1 76110FQF3 1,783,800.00 1,757,095.30 7.000000 % 1,485.90
B-2 76110FQG1 810,800.00 799,329.98 7.000000 % 0.00
B-3 76110FQH9 1,459,579.11 1,370,453.89 7.000000 % 0.00
- -------------------------------------------------------------------------------
324,327,779.11 194,954,288.67 2,350,213.91
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 16,263.87 1,129,886.84 0.00 0.00 1,676,098.74
A-2 291,932.90 1,510,225.57 0.00 0.00 48,856,618.71
A-3 299,541.47 299,541.47 0.00 0.00 51,380,000.00
A-4 10,855.32 10,855.32 0.00 0.00 1,862,000.00
A-5 379,178.22 379,178.22 0.00 0.00 65,040,000.00
A-6-1 141,800.82 141,800.82 0.00 0.00 0.00
A-6-2 32,602.19 32,602.19 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 64,847.00 74,253.38 0.00 0.00 11,113,724.12
M-2 23,177.52 26,539.54 0.00 0.00 3,972,251.86
M-3 27,878.88 31,922.85 0.00 0.00 4,777,988.06
B-1 10,243.73 11,729.63 0.00 0.00 1,755,609.40
B-2 14,484.60 14,484.60 0.00 0.00 799,329.98
B-3 0.00 0.00 0.00 0.00 1,368,618.98
- -------------------------------------------------------------------------------
1,312,806.52 3,663,020.43 0.00 0.00 192,602,239.85
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 43.368493 17.312175 0.252835 17.565010 0.000000 26.056318
A-2 426.550631 10.377722 2.486758 12.864480 0.000000 416.172910
A-3 1000.000000 0.000000 5.829924 5.829924 0.000000 1000.000000
A-4 1000.000000 0.000000 5.829925 5.829925 0.000000 1000.000000
A-5 1000.000000 0.000000 5.829923 5.829923 0.000000 1000.000000
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 979.881998 0.828646 5.712637 6.541283 0.000000 979.053352
M-2 980.664499 0.829309 5.717198 6.546507 0.000000 979.835190
M-3 982.945947 0.831237 5.730499 6.561736 0.000000 982.114709
B-1 985.029319 0.832997 5.742645 6.575642 0.000000 984.196323
B-2 985.853453 0.000000 17.864578 17.864578 0.000000 985.853453
B-3 938.937726 0.000000 0.000000 0.000000 0.000000 937.680576
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:42 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS1 (POOL # 4281)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4281
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 40,443.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 46,653.96
MASTER SERVICER ADVANCES THIS MONTH 1,516.76
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 2,538,613.94
(B) TWO MONTHLY PAYMENTS: 12 1,016,509.38
(C) THREE OR MORE MONTHLY PAYMENTS: 9 698,549.55
FORECLOSURES
NUMBER OF LOANS 17
AGGREGATE PRINCIPAL BALANCE 1,802,469.67
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 192,602,239.85
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,809
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 211,521.55
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,187,183.82
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.78808320 % 10.19766000 % 2.01425640 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.64940510 % 10.31346471 % 2.03713020 %
BANKRUPTCY AMOUNT AVAILABLE 101,905.00
FRAUD AMOUNT AVAILABLE 1,950,206.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,950,206.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.35420713
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.83
POOL TRADING FACTOR: 59.38505804
................................................................................
Run: 03/24/00 10:05:43 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2(POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4284
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FQJ5 20,000,000.00 6,310,922.19 6.750000 % 276,366.66
A-2 76110FQK2 158,282,400.00 49,945,395.44 6.500000 % 2,187,198.93
A-3 76110FQLO 82,584,000.00 82,584,000.00 6.750000 % 0.00
A-4 76110FQM8 38,888,850.00 17,570,438.44 6.478750 % 430,394.09
A-5 76110FQN6 0.00 0.00 2.547025 % 0.00
A-6 76110FQP1 13,504,750.00 6,027,775.70 6.378750 % 150,951.47
A-7 76110FQQ9 86,753,900.00 86,753,900.00 7.000000 % 0.00
A-8 76110FQR7 138,732.69 125,705.56 0.000000 % 189.21
A-9-1 0.00 0.00 1.046321 % 0.00
A-9-2 0.00 0.00 0.717294 % 0.00
R-I 76110FQT3 100.00 0.00 7.000000 % 0.00
R-II 76110FQU0 100.00 0.00 7.000000 % 0.00
M-1 76110FQV8 17,350,800.00 16,997,698.93 7.000000 % 14,247.37
M-2 76110FQW6 5,422,000.00 5,311,658.46 7.000000 % 4,452.20
M-3 76110FQX4 5,422,000.00 5,311,658.46 7.000000 % 4,452.20
B-1 76110FQY2 2,385,700.00 2,337,149.34 7.000000 % 1,958.98
B-2 76110FQZ9 1,084,400.00 1,062,331.71 7.000000 % 890.44
B-3 76110FRA3 1,952,351.82 1,709,649.29 7.000000 % 1,174.70
- -------------------------------------------------------------------------------
433,770,084.51 282,048,283.52 3,072,276.25
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 35,483.89 311,850.55 0.00 0.00 6,034,555.53
A-2 270,422.83 2,457,621.76 0.00 0.00 47,758,196.51
A-3 464,337.99 464,337.99 0.00 0.00 82,584,000.00
A-4 94,821.84 525,215.93 0.00 0.00 17,140,044.35
A-5 50,066.46 50,066.46 0.00 0.00 0.00
A-6 32,027.81 182,979.28 0.00 0.00 5,876,824.23
A-7 505,849.80 505,849.80 0.00 0.00 86,753,900.00
A-8 0.00 189.21 0.00 0.00 125,516.35
A-9-1 181,851.60 181,851.60 0.00 0.00 0.00
A-9-2 43,855.04 43,855.04 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 99,111.19 113,358.56 0.00 0.00 16,983,451.56
M-2 30,971.53 35,423.73 0.00 0.00 5,307,206.26
M-3 30,971.53 35,423.73 0.00 0.00 5,307,206.26
B-1 13,627.59 15,586.57 0.00 0.00 2,335,190.36
B-2 6,194.30 7,084.74 0.00 0.00 1,061,441.27
B-3 9,968.72 11,143.42 0.00 0.00 1,708,216.27
- -------------------------------------------------------------------------------
1,869,562.12 4,941,838.37 0.00 0.00 278,975,748.95
===============================================================================
Run: 03/24/00 10:05:43
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2(POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4284
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 315.546110 13.818333 1.774195 15.592528 0.000000 301.727776
A-2 315.546109 13.818333 1.708483 15.526816 0.000000 301.727776
A-3 1000.000000 0.000000 5.622614 5.622614 0.000000 1000.000000
A-4 451.811726 11.067288 2.438278 13.505566 0.000000 440.744438
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 446.344856 11.177658 2.371596 13.549254 0.000000 435.167199
A-7 1000.000000 0.000000 5.830859 5.830859 0.000000 1000.000000
A-8 906.099060 1.363846 0.000000 1.363846 0.000000 904.735214
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 979.649292 0.821136 5.712197 6.533333 0.000000 978.828156
M-2 979.649292 0.821136 5.712197 6.533333 0.000000 978.828156
M-3 979.649292 0.821136 5.712197 6.533333 0.000000 978.828156
B-1 979.649302 0.821134 5.712198 6.533332 0.000000 978.828168
B-2 979.649308 0.821136 5.712191 6.533327 0.000000 978.828172
B-3 875.687093 0.601685 5.106006 5.707691 0.000000 874.953096
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:43 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2 (POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4284
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 58,408.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 68,259.19
MASTER SERVICER ADVANCES THIS MONTH 2,060.18
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 49 5,043,288.98
(B) TWO MONTHLY PAYMENTS: 4 649,623.69
(C) THREE OR MORE MONTHLY PAYMENTS: 12 1,198,253.46
FORECLOSURES
NUMBER OF LOANS 19
AGGREGATE PRINCIPAL BALANCE 2,151,800.09
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 278,975,748.94
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,524
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 301,146.52
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,836,045.78
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 88.39037780 % 9.79737600 % 1.81224590 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 88.27230240 % 9.89256743 % 1.83067730 %
BANKRUPTCY AMOUNT AVAILABLE 110,151.00
FRAUD AMOUNT AVAILABLE 2,788,933.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,788,933.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.23560148
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 326.20
POOL TRADING FACTOR: 64.31419752
................................................................................
Run: 03/24/00 10:13:21 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3(POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4285
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FRB1 115,517,963.00 80,955,966.81 6.500000 % 1,146,347.45
A-2 76110FRC9 34,880,737.00 17,891,134.10 6.500000 % 90,954.34
A-3-1 0.00 0.00 1.236061 % 0.00
A-3-2 0.00 0.00 0.994694 % 0.00
R 76110FRE5 100.00 0.00 6.500000 % 0.00
M-1 76110FRF2 3,927,000.00 3,612,148.95 6.500000 % 14,624.02
M-2 76110FRG0 785,100.00 722,153.87 6.500000 % 2,923.69
M-3 76110FRH8 707,000.00 650,315.59 6.500000 % 2,632.84
B-1 76110FRJ4 471,200.00 433,421.07 6.500000 % 1,754.73
B-2 76110FRK1 314,000.00 288,824.75 6.500000 % 1,169.33
B-3 76110FRL9 471,435.62 399,545.20 6.500000 % 1,617.57
- -------------------------------------------------------------------------------
157,074,535.62 104,953,510.34 1,262,023.97
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 438,166.43 1,584,513.88 0.00 0.00 79,809,619.36
A-2 96,834.05 187,788.39 0.00 0.00 17,800,179.76
A-3-1 86,331.09 86,331.09 0.00 0.00 0.00
A-3-2 17,455.60 17,455.60 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 19,550.41 34,174.43 0.00 0.00 3,597,524.93
M-2 3,908.59 6,832.28 0.00 0.00 719,230.18
M-3 3,519.77 6,152.61 0.00 0.00 647,682.75
B-1 2,345.85 4,100.58 0.00 0.00 431,666.34
B-2 1,563.24 2,732.57 0.00 0.00 287,655.42
B-3 2,162.50 3,780.07 0.00 0.00 397,927.62
- -------------------------------------------------------------------------------
671,837.53 1,933,861.50 0.00 0.00 103,691,486.36
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 700.808469 9.923543 3.793059 13.716602 0.000000 690.884926
A-2 512.923053 2.607581 2.776147 5.383728 0.000000 510.315472
A-3-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 919.824026 3.723967 4.978459 8.702426 0.000000 916.100059
M-2 919.824061 3.723971 4.978461 8.702432 0.000000 916.100089
M-3 919.824031 3.723960 4.978458 8.702418 0.000000 916.100071
B-1 919.824003 3.723960 4.978459 8.702419 0.000000 916.100042
B-2 919.824045 3.723981 4.978471 8.702452 0.000000 916.100064
B-3 847.507450 3.431158 4.587053 8.018211 0.000000 844.076271
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:13:21 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,838.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 570.69
SUBSERVICER ADVANCES THIS MONTH 15,268.50
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 1,450,105.86
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 17,662.87
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 103,691,486.36
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,215
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 837,112.96
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.18179590 % 4.74935800 % 1.06884560 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.13482490 % 4.78770055 % 1.07747460 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.96933600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 147.06
POOL TRADING FACTOR: 66.01419253
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,828.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 12,966.21
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 16 1,224,506.71
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 17,662.87
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 84,527,575.98
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,146
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 822,648.31
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.47328530 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.13553080 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.01132994
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 147.49
POOL TRADING FACTOR: 70.06273749
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,009.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 570.69
SUBSERVICER ADVANCES THIS MONTH 2,302.29
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 225,599.15
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 19,163,910.38
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 69
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 14,464.65
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.88500370 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.41279810 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.78411031
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 145.14
POOL TRADING FACTOR: 52.60621671
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4(POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4290
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FRM7 135,006,400.00 55,588,566.83 6.500000 % 2,573,352.20
A-I-2 76110FRN5 59,732,445.00 59,732,445.00 6.750000 % 0.00
A-I-3 76110FRP0 41,218,155.00 21,363,696.69 6.378750 % 643,338.05
A-I-4 76110FRQ8 0.00 0.00 2.621250 % 0.00
A-I-5 76110FRR6 64,868,000.00 64,868,000.00 7.000000 % 0.00
A-II 76110FRS4 75,203,000.00 51,838,809.24 7.000000 % 244,890.85
A-V-1 0.00 0.00 0.883655 % 0.00
A-V-2 0.00 0.00 0.632410 % 0.00
R-I 76110FRV7 100.00 0.00 7.000000 % 0.00
R-II 76110FRW5 100.00 0.00 7.000000 % 0.00
M-1 76110FRX3 14,190,000.00 13,923,669.85 7.000000 % 18,782.89
M-2 76110FRY1 5,067,800.00 4,972,683.15 7.000000 % 6,708.10
M-3 76110FRZ8 5,067,800.00 4,972,683.15 7.000000 % 6,708.10
B-1 76110FSA2 2,230,000.00 2,188,145.41 7.000000 % 2,951.79
B-2 76110FSB0 1,216,400.00 1,193,569.56 7.000000 % 1,610.11
B-3 76110FSC8 1,621,792.30 1,397,680.59 7.000000 % 1,885.46
- -------------------------------------------------------------------------------
405,421,992.30 282,039,949.47 3,500,227.55
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 300,988.57 2,874,340.77 0.00 0.00 53,015,214.63
A-I-2 335,865.37 335,865.37 0.00 0.00 59,732,445.00
A-I-3 113,517.59 756,855.64 0.00 0.00 20,720,358.64
A-I-4 46,648.32 46,648.32 0.00 0.00 0.00
A-I-5 378,250.69 378,250.69 0.00 0.00 64,868,000.00
A-II 302,325.26 547,216.11 0.00 0.00 51,593,918.39
A-V-1 165,853.52 165,853.52 0.00 0.00 0.00
A-V-2 29,884.88 29,884.88 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 81,188.55 99,971.44 0.00 0.00 13,904,886.96
M-2 28,995.59 35,703.69 0.00 0.00 4,965,975.05
M-3 28,995.59 35,703.69 0.00 0.00 4,965,975.05
B-1 12,759.02 15,710.81 0.00 0.00 2,185,193.62
B-2 6,959.67 8,569.78 0.00 0.00 1,191,959.45
B-3 8,149.84 10,035.30 0.00 0.00 1,216,523.78
- -------------------------------------------------------------------------------
1,840,382.46 5,340,610.01 0.00 0.00 278,360,450.57
===============================================================================
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Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4(POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4290
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 411.747642 19.060965 2.229439 21.290404 0.000000 392.686677
A-I-2 1000.000000 0.000000 5.622830 5.622830 0.000000 1000.000000
A-I-3 518.307932 15.608123 2.754068 18.362191 0.000000 502.699809
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 1000.000000 0.000000 5.831083 5.831083 0.000000 1000.000000
A-II 689.318368 3.256397 4.020122 7.276519 0.000000 686.061971
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 981.231138 1.323671 5.721533 7.045204 0.000000 979.907467
M-2 981.231136 1.323671 5.721533 7.045204 0.000000 979.907465
M-3 981.231136 1.323671 5.721533 7.045204 0.000000 979.907465
B-1 981.231126 1.323673 5.721532 7.045205 0.000000 979.907453
B-2 981.231141 1.323668 5.721534 7.045202 0.000000 979.907473
B-3 861.812323 1.162578 5.025207 6.187785 0.000000 750.110714
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 58,174.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,465.06
SUBSERVICER ADVANCES THIS MONTH 68,211.41
MASTER SERVICER ADVANCES THIS MONTH 2,159.04
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 46 4,789,356.48
(B) TWO MONTHLY PAYMENTS: 11 1,509,821.25
(C) THREE OR MORE MONTHLY PAYMENTS: 14 1,240,404.96
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,542,813.50
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 278,360,450.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,511
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 278,633.97
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,955,947.26
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.84242060 % 8.46299800 % 1.69458110 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.78643920 % 8.56329878 % 1.65026200 %
BANKRUPTCY AMOUNT AVAILABLE 230,361.00
FRAUD AMOUNT AVAILABLE 8,108,440.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,054,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.16105600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 327.50
POOL TRADING FACTOR: 68.65943532
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 46,275.92
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,391.02
SUBSERVICER ADVANCES THIS MONTH 57,384.82
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 40 4,286,688.19
(B) TWO MONTHLY PAYMENTS: 6 986,540.76
(C) THREE OR MORE MONTHLY PAYMENTS: 11 947,539.77
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,424,433.88
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 221,086,532.37
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,988
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,753,583.80
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.77190060 % 0.00000000 % 1.69458110 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.70967890 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 205,353.00
FRAUD AMOUNT AVAILABLE 3,354,012.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,354,012.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.14383821
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 327.27
POOL TRADING FACTOR: 68.16495719
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,898.82
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,074.04
SUBSERVICER ADVANCES THIS MONTH 10,826.59
MASTER SERVICER ADVANCES THIS MONTH 2,159.04
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 502,668.29
(B) TWO MONTHLY PAYMENTS: 5 523,280.49
(C) THREE OR MORE MONTHLY PAYMENTS: 3 292,865.19
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 118,379.62
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 57,273,918.20
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 523
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 278,633.97
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 202,363.46
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.11766310 % 0.00000000 % 1.69458110 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.08274620 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 230,361.00
FRAUD AMOUNT AVAILABLE 8,108,440.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,054,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.22751708
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 328.40
POOL TRADING FACTOR: 70.63743507
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS5(POOL # 4299)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4299
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FSD6 151,551,000.00 65,190,774.92 6.750000 % 2,229,860.39
A-2 76110FSE4 75,936,500.00 67,856,009.58 6.750000 % 1,200,694.06
A-3 76110FSF1 17,485,800.00 17,485,800.00 6.750000 % 0.00
A-4 76110FSG9 13,164,700.00 13,164,700.00 6.750000 % 0.00
A-5 76110FSH7 67,790,000.00 67,790,000.00 6.750000 % 0.00
A-6-1 0.00 0.00 1.051753 % 0.00
A-6-2 0.00 0.00 0.853915 % 0.00
R 76110FSK0 100.00 0.00 6.750000 % 0.00
M-1 76110FSL8 12,650,700.00 12,424,534.02 6.750000 % 10,523.44
M-2 76110FSM6 4,216,900.00 4,141,511.35 6.750000 % 3,507.81
M-3 76110FSN4 4,392,600.00 4,314,070.21 6.750000 % 3,653.97
B-1 76110FSP9 1,757,100.00 1,725,687.01 6.750000 % 1,461.64
B-2 76110FSQ7 1,054,300.00 1,035,451.50 6.750000 % 877.02
B-3 76110FSR5 1,405,623.28 1,353,125.39 6.750000 % 1,146.06
- -------------------------------------------------------------------------------
351,405,323.28 256,481,663.98 3,451,724.39
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 366,386.91 2,596,247.30 0.00 0.00 62,960,914.53
A-2 381,366.13 1,582,060.19 0.00 0.00 66,655,315.52
A-3 98,274.16 98,274.16 0.00 0.00 17,485,800.00
A-4 73,988.60 73,988.60 0.00 0.00 13,164,700.00
A-5 380,995.15 380,995.15 0.00 0.00 67,790,000.00
A-6-1 170,509.88 170,509.88 0.00 0.00 0.00
A-6-2 43,919.92 43,919.92 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 69,828.69 80,352.13 0.00 0.00 12,414,010.58
M-2 23,276.23 26,784.04 0.00 0.00 4,138,003.54
M-3 24,246.05 27,900.02 0.00 0.00 4,310,416.24
B-1 9,698.75 11,160.39 0.00 0.00 1,724,225.37
B-2 5,819.47 6,696.49 0.00 0.00 1,034,574.48
B-3 7,604.87 8,750.93 0.00 0.00 1,351,979.33
- -------------------------------------------------------------------------------
1,655,914.81 5,107,639.20 0.00 0.00 253,029,939.59
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 430.157339 14.713597 2.417582 17.131179 0.000000 415.443742
A-2 893.588848 15.811817 5.022172 20.833989 0.000000 877.777031
A-3 1000.000000 0.000000 5.620227 5.620227 0.000000 1000.000000
A-4 1000.000000 0.000000 5.620227 5.620227 0.000000 1000.000000
A-5 1000.000000 0.000000 5.620226 5.620226 0.000000 1000.000000
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 982.122256 0.831846 5.519749 6.351595 0.000000 981.290409
M-2 982.122258 0.831846 5.519749 6.351595 0.000000 981.290412
M-3 982.122253 0.831847 5.519749 6.351596 0.000000 981.290407
B-1 982.122253 0.831848 5.519748 6.351596 0.000000 981.290405
B-2 982.122261 0.831851 5.519748 6.351599 0.000000 981.290411
B-3 962.651522 0.815354 5.410319 6.225673 0.000000 961.836180
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS5 (POOL # 4299)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4299
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 53,060.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,563.21
SUBSERVICER ADVANCES THIS MONTH 67,126.13
MASTER SERVICER ADVANCES THIS MONTH 4,199.83
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 38 5,163,509.58
(B) TWO MONTHLY PAYMENTS: 9 1,109,105.82
(C) THREE OR MORE MONTHLY PAYMENTS: 9 791,319.90
FORECLOSURES
NUMBER OF LOANS 13
AGGREGATE PRINCIPAL BALANCE 1,885,916.06
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 253,029,939.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,148
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 7
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 586,710.53
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,234,487.40
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.25490590 % 8.14097800 % 1.60411620 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.13033410 % 8.24504420 % 1.62462170 %
BANKRUPTCY AMOUNT AVAILABLE 184,749.00
FRAUD AMOUNT AVAILABLE 2,914,047.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,914,047.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.08413346
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.15
POOL TRADING FACTOR: 72.00515269
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6(POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4301
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FSS3 20,174,375.00 14,454,280.08 6.750000 % 256,768.86
CB-2 76110FST1 39,313,092.00 39,313,092.00 6.750000 % 0.00
CB-3 76110FSU8 13,813,906.00 13,813,906.00 6.750000 % 0.00
CB-4 76110FSV6 16,300,000.00 5,317,417.73 6.750000 % 492,996.22
CB-5 76110FSW4 20,500,000.00 20,500,000.00 6.750000 % 0.00
CB-6 76110FSX2 136,500,000.00 89,734,505.88 6.750000 % 2,099,252.37
CB-7 76110FSY0 28,438,625.00 28,438,625.00 6.750000 % 0.00
NB-1 76110FSZ7 75,900,500.00 45,542,313.22 6.750000 % 1,120,619.38
NB-2 76110FTA1 4,494,000.00 0.00 6.750000 % 0.00
NB-3 76110FTB9 9,662,500.00 9,662,500.00 6.750000 % 0.00
NB-4 76110FTC7 10,000,000.00 6,129,985.80 6.750000 % 124,434.46
A-P 76110FTE3 57,464.36 52,517.07 0.000000 % 25.39
A-V-1 0.00 0.00 1.003269 % 0.00
A-V-2 0.00 0.00 0.739819 % 0.00
R 100.00 0.00 6.750000 % 0.00
M-1 76110FTG8 13,075,500.00 12,834,644.44 6.750000 % 10,692.44
M-2 76110FTH6 5,029,000.00 4,936,363.97 6.750000 % 4,112.44
M-3 76110FTJ2 4,224,500.00 4,146,683.15 6.750000 % 3,454.57
B-1 76110FTK9 2,011,600.00 1,974,545.58 6.750000 % 1,644.98
B-2 76110FTL7 1,207,000.00 1,184,766.62 6.750000 % 987.02
B-3 76110FTM5 1,609,449.28 1,577,695.93 6.750000 % 1,314.37
- -------------------------------------------------------------------------------
402,311,611.64 299,613,842.47 4,116,302.50
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 81,282.64 338,051.50 0.00 0.00 14,197,511.22
CB-2 221,074.43 221,074.43 0.00 0.00 39,313,092.00
CB-3 77,681.53 77,681.53 0.00 0.00 13,813,906.00
CB-4 29,902.12 522,898.34 0.00 0.00 4,824,421.51
CB-5 115,280.32 115,280.32 0.00 0.00 20,500,000.00
CB-6 504,615.73 2,603,868.10 0.00 0.00 87,635,253.51
CB-7 159,922.63 159,922.63 0.00 0.00 28,438,625.00
NB-1 256,129.56 1,376,748.94 0.00 0.00 44,421,693.84
NB-2 0.00 0.00 0.00 0.00 0.00
NB-3 54,341.81 54,341.81 0.00 0.00 9,662,500.00
NB-4 34,474.99 158,909.45 0.00 0.00 6,005,551.34
A-P 0.00 25.39 0.00 0.00 52,491.68
A-V-1 195,419.57 195,419.57 0.00 0.00 0.00
A-V-2 40,562.00 40,562.00 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,173.72 82,866.16 0.00 0.00 12,823,952.00
M-2 27,758.92 31,871.36 0.00 0.00 4,932,251.53
M-3 23,318.26 26,772.83 0.00 0.00 4,143,228.58
B-1 11,103.57 12,748.55 0.00 0.00 1,972,900.60
B-2 6,662.36 7,649.38 0.00 0.00 1,183,779.60
B-3 8,871.94 10,186.31 0.00 0.00 1,576,381.57
- -------------------------------------------------------------------------------
1,920,576.10 6,036,878.60 0.00 0.00 295,497,539.98
===============================================================================
Run: 03/24/00 10:13:21
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6(POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4301
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 716.467305 12.727476 4.029004 16.756480 0.000000 703.739829
CB-2 1000.000000 0.000000 5.623430 5.623430 0.000000 1000.000000
CB-3 1000.000000 0.000000 5.623430 5.623430 0.000000 1000.000000
CB-4 326.221947 30.245167 1.834486 32.079653 0.000000 295.976780
CB-5 1000.000000 0.000000 5.623430 5.623430 0.000000 1000.000000
CB-6 657.395647 15.379138 3.696819 19.075957 0.000000 642.016509
CB-7 1000.000000 0.000000 5.623430 5.623430 0.000000 1000.000000
NB-1 600.026524 14.764321 3.374544 18.138865 0.000000 585.262203
NB-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-3 1000.000000 0.000000 5.623991 5.623991 0.000000 1000.000000
NB-4 612.998580 12.443446 3.447499 15.890945 0.000000 600.555134
A-P 913.906811 0.441791 0.000000 0.441791 0.000000 913.465021
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 981.579629 0.817746 5.519768 6.337514 0.000000 980.761883
M-2 981.579632 0.817745 5.519769 6.337514 0.000000 980.761887
M-3 981.579631 0.817746 5.519768 6.337514 0.000000 980.761884
B-1 981.579628 0.817747 5.519770 6.337517 0.000000 980.761881
B-2 981.579635 0.817746 5.519768 6.337514 0.000000 980.761889
B-3 980.270674 0.816658 5.512407 6.329065 0.000000 979.454021
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 62,024.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,161.19
SUBSERVICER ADVANCES THIS MONTH 43,336.24
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 38 4,130,003.76
(B) TWO MONTHLY PAYMENTS: 5 596,736.17
(C) THREE OR MORE MONTHLY PAYMENTS: 3 260,032.64
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 755,931.56
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 295,497,539.98
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,438
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,866,592.71
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.10208910 % 7.31531300 % 1.58103780 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.98563540 % 7.41103703 % 1.60201090 %
BANKRUPTCY AMOUNT AVAILABLE 182,918.00
FRAUD AMOUNT AVAILABLE 8,046,232.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,023,116.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.02271700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 330.48
POOL TRADING FACTOR: 73.44991579
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 47,934.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,161.19
SUBSERVICER ADVANCES THIS MONTH 29,098.68
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 34 2,889,245.82
(B) TWO MONTHLY PAYMENTS: 5 596,736.17
(C) THREE OR MORE MONTHLY PAYMENTS: 3 260,032.64
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 110,326.90
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 228,335,739.88
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,226
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,672,253.18
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.53064730 % 7.31531300 % 1.58103780 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.43150490 % 7.41103703 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 161,446.00
FRAUD AMOUNT AVAILABLE 6,645,409.00
SPECIAL HAZARD AMOUNT AVAILABLE 332,704.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.06534912
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.90
POOL TRADING FACTOR: 77.39898390
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,090.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 14,237.56
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,240,757.94
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 645,604.66
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 67,161,800.10
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 212
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,194,339.53
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.65410430 % 7.31531300 % 1.58103780 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.47012300 % 7.41103704 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 182,918.00
FRAUD AMOUNT AVAILABLE 8,046,232.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,023,116.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.87777683
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 332.44
POOL TRADING FACTOR: 62.59235600
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7(POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4311
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FTZ6 172,668,000.00 112,218,911.63 6.750000 % 1,982,513.62
CB-2 76110FUA9 35,551,000.00 35,551,000.00 6.750000 % 0.00
CB-3 76110FUB7 44,215,000.00 44,215,000.00 6.750000 % 0.00
NB-1 76110FUC5 32,242,000.00 20,329,688.96 6.750000 % 1,046,275.47
NB-2 76110FUD3 77,840,000.00 45,896,229.21 6.750000 % 499,740.78
NB-3 76110FUE1 3,780,000.00 0.00 6.750000 % 0.00
NB-4 76110FUF8 13,684,000.00 13,684,000.00 6.750000 % 0.00
A-P 76110FUG6 73,404.89 68,228.67 0.000000 % 2,957.43
A-V 76110FUH4 0.00 0.00 0.934709 % 0.00
R 76110FUJ0 100.00 0.00 6.750000 % 0.00
M-1 76110FUK7 13,245,900.00 13,044,520.43 6.750000 % 17,945.35
M-2 76110FUL5 5,094,600.00 5,017,145.97 6.750000 % 6,902.09
M-3 76110FUM3 4,279,400.00 4,214,339.58 6.750000 % 5,797.67
B-1 76110FUN1 2,037,800.00 2,006,819.01 6.750000 % 2,760.78
B-2 76110FUP6 1,222,600.00 1,204,012.62 6.750000 % 1,656.36
B-3 76110FUQ4 1,631,527.35 1,495,177.86 6.750000 % 2,056.92
- -------------------------------------------------------------------------------
407,565,332.24 298,945,073.94 3,568,606.47
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 631,079.22 2,613,592.84 0.00 0.00 110,236,398.01
CB-2 199,926.18 199,926.18 0.00 0.00 35,551,000.00
CB-3 248,649.43 248,649.43 0.00 0.00 44,215,000.00
NB-1 114,337.22 1,160,612.69 0.00 0.00 19,283,413.49
NB-2 258,127.28 757,868.06 0.00 0.00 45,396,488.43
NB-3 0.00 0.00 0.00 0.00 0.00
NB-4 76,960.87 76,960.87 0.00 0.00 13,684,000.00
A-P 0.00 2,957.43 0.00 0.00 65,271.24
A-V 232,805.57 232,805.57 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 73,357.59 91,302.94 0.00 0.00 13,026,575.08
M-2 28,214.59 35,116.68 0.00 0.00 5,010,243.88
M-3 23,699.89 29,497.56 0.00 0.00 4,208,541.91
B-1 11,285.61 14,046.39 0.00 0.00 2,004,058.23
B-2 6,770.92 8,427.28 0.00 0.00 1,202,356.26
B-3 8,408.33 10,465.25 0.00 0.00 1,493,120.94
- -------------------------------------------------------------------------------
1,913,622.70 5,482,229.17 0.00 0.00 295,376,467.47
===============================================================================
Run: 03/24/00 10:13:21
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7(POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4311
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 649.911458 11.481650 3.654871 15.136521 0.000000 638.429808
CB-2 1000.000000 0.000000 5.623644 5.623644 0.000000 1000.000000
CB-3 1000.000000 0.000000 5.623644 5.623644 0.000000 1000.000000
NB-1 630.534364 32.450700 3.546220 35.996920 0.000000 598.083664
NB-2 589.622677 6.420103 3.316126 9.736229 0.000000 583.202575
NB-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-4 1000.000000 0.000000 5.624150 5.624150 0.000000 1000.000000
A-P 929.483989 40.289312 0.000000 40.289312 0.000000 889.194677
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 984.796838 1.354785 5.538136 6.892921 0.000000 983.442052
M-2 984.796838 1.354785 5.538136 6.892921 0.000000 983.442052
M-3 984.796836 1.354786 5.538134 6.892920 0.000000 983.442050
B-1 984.796845 1.354785 5.538134 6.892919 0.000000 983.442060
B-2 984.796843 1.354785 5.538132 6.892917 0.000000 983.442058
B-3 916.428315 1.260733 5.153656 6.414389 0.000000 915.167584
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:13:21 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 61,914.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,617.72
SUBSERVICER ADVANCES THIS MONTH 47,114.07
MASTER SERVICER ADVANCES THIS MONTH 1,227.12
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 35 4,080,784.55
(B) TWO MONTHLY PAYMENTS: 3 231,469.27
(C) THREE OR MORE MONTHLY PAYMENTS: 7 684,635.40
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 1,383,177.95
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 295,376,467.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,285
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 191,728.14
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,148,556.18
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 173,535.02
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.97219610 % 7.45153800 % 1.57420540 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.87576200 % 7.53118929 % 1.59138410 %
BANKRUPTCY AMOUNT AVAILABLE 167,865.00
FRAUD AMOUNT AVAILABLE 8,151,307.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,075,653.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.01303400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 331.72
POOL TRADING FACTOR: 72.47340343
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,508.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,410.50
SUBSERVICER ADVANCES THIS MONTH 36,474.78
MASTER SERVICER ADVANCES THIS MONTH 1,227.12
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 3,415,894.66
(B) TWO MONTHLY PAYMENTS: 3 231,469.27
(C) THREE OR MORE MONTHLY PAYMENTS: 7 684,635.40
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 622,457.50
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 207,990,171.98
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,013
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 191,728.14
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,665,524.08
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 173,535.02
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.43085340 % 7.45153800 % 1.57420540 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.36222620 % 7.53118929 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 167,865.00
FRAUD AMOUNT AVAILABLE 8,151,307.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,075,653.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07372466
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 331.06
POOL TRADING FACTOR: 76.82441531
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,405.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,207.22
SUBSERVICER ADVANCES THIS MONTH 10,639.29
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 664,889.89
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 760,720.45
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 87,386,295.49
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 272
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,483,032.10
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.88884870 % 7.45153800 % 1.57420540 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.71750640 % 7.53118928 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 167,865.00
FRAUD AMOUNT AVAILABLE 8,151,307.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,075,653.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86858278
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 333.30
POOL TRADING FACTOR: 63.86446208
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8(POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4306
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FTN3 124,454,000.00 96,786,555.58 6.500000 % 1,206,489.70
NB 76110FTP8 41,430,000.00 27,013,867.82 6.500000 % 221,356.45
A-P 76110FTQ6 63,383.01 58,581.06 0.000000 % 242.44
A-V 76110FTV5 0.00 0.00 0.928811 % 0.00
R 76110FTR4 100.00 0.00 6.500000 % 0.00
M-1 76110FTS2 4,507,000.00 4,208,448.55 6.500000 % 16,489.59
M-2 76110FTT0 780,000.00 728,331.45 6.500000 % 2,853.76
M-3 76110FTU7 693,500.00 647,561.34 6.500000 % 2,537.28
B-1 76110FTW3 520,000.00 485,554.33 6.500000 % 1,902.50
B-2 76110FTX1 433,500.00 404,784.19 6.500000 % 1,586.03
B-3 76110FTY9 433,464.63 404,751.23 6.500000 % 1,585.89
- -------------------------------------------------------------------------------
173,314,947.64 130,738,435.55 1,455,043.64
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 523,475.34 1,729,965.04 0.00 0.00 95,580,065.88
NB 146,105.97 367,462.42 0.00 0.00 26,792,511.37
A-P 0.00 242.44 0.00 0.00 58,338.62
A-V 101,041.23 101,041.23 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 22,761.62 39,251.21 0.00 0.00 4,191,958.96
M-2 3,939.22 6,792.98 0.00 0.00 725,477.69
M-3 3,502.37 6,039.65 0.00 0.00 645,024.06
B-1 2,626.15 4,528.65 0.00 0.00 483,651.83
B-2 2,189.30 3,775.33 0.00 0.00 403,198.16
B-3 2,189.12 3,775.01 0.00 0.00 403,165.34
- -------------------------------------------------------------------------------
807,830.32 2,262,873.96 0.00 0.00 129,283,391.91
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 777.689392 9.694262 4.206175 13.900437 0.000000 767.995130
NB 652.036394 5.342903 3.526574 8.869477 0.000000 646.693492
A-P 924.239161 3.825032 0.000000 3.825032 0.000000 920.414129
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 933.758276 3.658662 5.050282 8.708944 0.000000 930.099614
M-2 933.758269 3.658667 5.050282 8.708949 0.000000 930.099603
M-3 933.758241 3.658659 5.050281 8.708940 0.000000 930.099582
B-1 933.758327 3.658654 5.050288 8.708942 0.000000 930.099673
B-2 933.758224 3.658662 5.050288 8.708950 0.000000 930.099562
B-3 933.758378 3.658638 5.050285 8.708923 0.000000 930.099746
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 27,122.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,548.91
SUBSERVICER ADVANCES THIS MONTH 13,912.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 895,836.50
(B) TWO MONTHLY PAYMENTS: 2 324,861.71
(C) THREE OR MORE MONTHLY PAYMENTS: 2 130,547.64
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 41,236.79
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 129,283,391.91
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,456
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 942,770.66
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.73566060 % 4.27138500 % 0.99059600 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.69725420 % 4.30253308 % 0.99827030 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,733,149.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,733,149.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75398200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 151.56
POOL TRADING FACTOR: 74.59448459
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,158.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,992.76
SUBSERVICER ADVANCES THIS MONTH 9,217.16
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 664,548.66
(B) TWO MONTHLY PAYMENTS: 1 79,400.34
(C) THREE OR MORE MONTHLY PAYMENTS: 2 130,547.64
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 41,236.79
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 100,773,668.27
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,359
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 833,727.58
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.92077140 % 4.27138500 % 0.99059600 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.88140040 % 4.30253309 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,733,149.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,733,149.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.81834594
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 151.69
POOL TRADING FACTOR: 77.50540165
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 5,963.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,556.15
SUBSERVICER ADVANCES THIS MONTH 4,694.84
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 231,287.84
(B) TWO MONTHLY PAYMENTS: 1 245,461.37
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 28,509,723.64
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 97
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 109,043.08
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.07832310 % 4.27138500 % 0.99059600 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.04611140 % 4.30253308 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,733,149.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,733,149.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.52647217
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 151.09
POOL TRADING FACTOR: 65.85224853
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10(POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4313
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FUR2 25,000,000.00 15,647,484.71 6.750000 % 310,568.86
A-2 76110FUS0 29,011,000.00 0.00 6.750000 % 0.00
A-3 76110FUT8 12,434,000.00 8,351,311.51 6.750000 % 1,098,941.71
A-4 76110FUU5 17,404,000.00 17,404,000.00 6.750000 % 0.00
A-5 76110FUV3 7,831,000.00 7,831,000.00 6.750000 % 0.00
A-6 76110FUW1 13,853,000.00 13,853,000.00 6.750000 % 0.00
A-7 76110FUX9 14,886,000.00 14,886,000.00 6.750000 % 0.00
A-8 76110FUY7 8,409,000.00 8,409,000.00 6.750000 % 0.00
A-9 76110FUZ4 5,000,000.00 5,000,000.00 6.750000 % 0.00
A-10 76110FVA8 16,186,000.00 15,952,870.17 6.750000 % 12,918.19
A-11 76110FVB6 10,998.00 10,531.00 0.000000 % 11.99
A-12 76110FVC4 0.00 0.00 0.996268 % 0.00
R 76110FVD2 100.00 0.00 6.750000 % 0.00
M-1 76110FVE0 4,827,000.00 4,757,475.87 6.750000 % 3,852.47
M-2 76110FVF7 2,011,300.00 1,982,330.89 6.750000 % 1,605.24
M-3 76110FVG5 2,011,300.00 1,982,330.89 6.750000 % 1,605.24
B-1 76110FVH3 884,900.00 872,154.64 6.750000 % 706.25
B-2 76110FVJ9 482,700.00 475,747.59 6.750000 % 385.25
B-3 76110FVK6 643,577.01 634,307.37 6.750000 % 513.63
- -------------------------------------------------------------------------------
160,885,875.01 118,049,544.64 1,431,108.83
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 87,992.59 398,561.45 0.00 0.00 15,336,915.85
A-2 0.00 0.00 0.00 0.00 0.00
A-3 46,963.05 1,145,904.76 0.00 0.00 7,252,369.80
A-4 97,870.24 97,870.24 0.00 0.00 17,404,000.00
A-5 44,037.11 44,037.11 0.00 0.00 7,831,000.00
A-6 77,901.43 77,901.43 0.00 0.00 13,853,000.00
A-7 83,710.43 83,710.43 0.00 0.00 14,886,000.00
A-8 47,287.46 47,287.46 0.00 0.00 8,409,000.00
A-9 28,117.17 28,117.17 0.00 0.00 5,000,000.00
A-10 89,709.90 102,628.09 0.00 0.00 15,939,951.98
A-11 0.00 11.99 0.00 0.00 10,519.01
A-12 97,980.24 97,980.24 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 26,753.35 30,605.82 0.00 0.00 4,753,623.40
M-2 11,147.51 12,752.75 0.00 0.00 1,980,725.65
M-3 11,147.51 12,752.75 0.00 0.00 1,980,725.65
B-1 4,904.50 5,610.75 0.00 0.00 871,448.39
B-2 2,675.33 3,060.58 0.00 0.00 475,362.34
B-3 3,566.99 4,080.62 0.00 0.00 633,793.74
- -------------------------------------------------------------------------------
761,764.81 2,192,873.64 0.00 0.00 116,618,435.81
===============================================================================
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10(POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4313
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 625.899388 12.422754 3.519704 15.942458 0.000000 613.476634
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 671.651239 88.381994 3.776986 92.158980 0.000000 583.269246
A-4 1000.000000 0.000000 5.623434 5.623434 0.000000 1000.000000
A-5 1000.000000 0.000000 5.623434 5.623434 0.000000 1000.000000
A-6 1000.000000 0.000000 5.623434 5.623434 0.000000 1000.000000
A-7 1000.000000 0.000000 5.623433 5.623433 0.000000 1000.000000
A-8 1000.000000 0.000000 5.623434 5.623434 0.000000 1000.000000
A-9 1000.000000 0.000000 5.623434 5.623434 0.000000 1000.000000
A-10 985.596823 0.798109 5.542438 6.340547 0.000000 984.798714
A-11 957.537734 1.090198 0.000000 1.090198 0.000000 956.447536
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 985.596824 0.798109 5.542438 6.340547 0.000000 984.798716
M-2 985.596823 0.798111 5.542440 6.340551 0.000000 984.798712
M-3 985.596823 0.798111 5.542440 6.340551 0.000000 984.798712
B-1 985.596836 0.798113 5.542434 6.340547 0.000000 984.798723
B-2 985.596830 0.798115 5.542428 6.340543 0.000000 984.798716
B-3 985.596689 0.798102 5.542445 6.340547 0.000000 984.798602
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10 (POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4313
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 24,406.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,113.80
SUBSERVICER ADVANCES THIS MONTH 28,943.04
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 7 1,022,076.85
(B) TWO MONTHLY PAYMENTS: 4 1,433,030.24
(C) THREE OR MORE MONTHLY PAYMENTS: 7 1,137,838.49
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 404,524.93
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 116,618,435.81
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 921
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,335,512.13
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.93151750 % 7.38919900 % 1.67928340 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.82765610 % 7.47315349 % 1.69851630 %
BANKRUPTCY AMOUNT AVAILABLE 132,896.00
FRAUD AMOUNT AVAILABLE 3,217,718.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,608,859.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07331762
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 332.85
POOL TRADING FACTOR: 72.48519225
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9(POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4314
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FVL4 99,000,000.00 6,226,142.19 6.750000 % 3,996,491.30
A-2 76110FVM2 43,000,000.00 43,000,000.00 6.750000 % 0.00
A-3 76110FVNO 60,000,000.00 60,000,000.00 6.750000 % 0.00
A-4 76110FVP5 27,000,000.00 27,000,000.00 6.750000 % 0.00
A-5 76110FVQ3 52,500,000.00 52,500,000.00 6.750000 % 0.00
A-6 76110FVR1 36,500,000.00 36,500,000.00 6.750000 % 0.00
A-7 76110FVS9 25,000,000.00 25,000,000.00 6.750000 % 0.00
A-8 76110FVT7 10,405,000.00 10,405,000.00 6.678750 % 0.00
A-9 76110FVU4 3,469,000.00 3,469,000.00 6.963712 % 0.00
A-10 76110FVU2 7,590,000.00 6,905,202.39 6.750000 % 34,666.33
A-11 76110FVW0 7,500,000.00 7,500,000.00 6.750000 % 0.00
A-12 76110FVX8 28,126,000.00 28,126,000.00 6.750000 % 0.00
A-13 76110FVY6 77,829.78 76,484.19 0.000000 % 85.80
A-14 76110FVZ3 0.00 0.00 0.924283 % 0.00
R 76110FWA7 100.00 0.00 6.750000 % 0.00
M-1 76110FWB5 11,770,000.00 11,589,343.35 6.750000 % 9,446.24
M-2 76110FWC3 5,349,900.00 5,267,784.88 6.750000 % 4,293.67
M-3 76110FWD1 5,349,900.00 5,267,784.88 6.750000 % 4,293.67
B-1 76110FWE9 2,354,000.00 2,317,868.69 6.750000 % 1,889.25
B-2 76110FWF6 1,284,000.00 1,264,292.00 6.750000 % 1,030.50
B-3 76110FWG4 1,712,259.01 1,609,860.24 6.750000 % 1,312.15
- -------------------------------------------------------------------------------
427,987,988.79 334,024,762.81 4,053,508.91
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 35,016.61 4,031,507.91 0.00 0.00 2,229,650.89
A-2 241,837.43 241,837.43 0.00 0.00 43,000,000.00
A-3 337,447.58 337,447.58 0.00 0.00 60,000,000.00
A-4 151,851.41 151,851.41 0.00 0.00 27,000,000.00
A-5 295,266.64 295,266.64 0.00 0.00 52,500,000.00
A-6 205,280.61 205,280.61 0.00 0.00 36,500,000.00
A-7 140,603.16 140,603.16 0.00 0.00 25,000,000.00
A-8 57,901.34 57,901.34 0.00 0.00 10,405,000.00
A-9 20,127.80 20,127.80 0.00 0.00 3,469,000.00
A-10 38,835.73 73,502.06 0.00 0.00 6,870,536.06
A-11 42,180.95 42,180.95 0.00 0.00 7,500,000.00
A-12 158,184.18 158,184.18 0.00 0.00 28,126,000.00
A-13 0.00 85.80 0.00 0.00 76,398.39
A-14 257,237.94 257,237.94 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 65,179.94 74,626.18 0.00 0.00 11,579,897.11
M-2 29,626.69 33,920.36 0.00 0.00 5,263,491.21
M-3 29,626.69 33,920.36 0.00 0.00 5,263,491.21
B-1 13,035.99 14,925.24 0.00 0.00 2,315,979.44
B-2 7,110.54 8,141.04 0.00 0.00 1,263,261.50
B-3 9,054.05 10,366.20 0.00 0.00 1,608,548.09
- -------------------------------------------------------------------------------
2,135,405.28 6,188,914.19 0.00 0.00 329,971,253.90
===============================================================================
Run: 03/24/00 10:05:46
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9(POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4314
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 62.890325 40.368599 0.353703 40.722302 0.000000 22.521726
A-2 1000.000000 0.000000 5.624126 5.624126 0.000000 1000.000000
A-3 1000.000000 0.000000 5.624126 5.624126 0.000000 1000.000000
A-4 1000.000000 0.000000 5.624126 5.624126 0.000000 1000.000000
A-5 1000.000000 0.000000 5.624126 5.624126 0.000000 1000.000000
A-6 1000.000000 0.000000 5.624126 5.624126 0.000000 1000.000000
A-7 1000.000000 0.000000 5.624126 5.624126 0.000000 1000.000000
A-8 1000.000000 0.000000 5.564761 5.564761 0.000000 1000.000000
A-9 1000.000000 0.000000 5.802191 5.802191 0.000000 1000.000000
A-10 909.776336 4.567369 5.116697 9.684066 0.000000 905.208967
A-11 1000.000000 0.000000 5.624127 5.624127 0.000000 1000.000000
A-12 1000.000000 0.000000 5.624126 5.624126 0.000000 1000.000000
A-13 982.711116 1.102406 0.000000 1.102406 0.000000 981.608711
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 984.651092 0.802569 5.537803 6.340372 0.000000 983.848523
M-2 984.651093 0.802570 5.537803 6.340373 0.000000 983.848522
M-3 984.651093 0.802570 5.537803 6.340373 0.000000 983.848522
B-1 984.651100 0.802570 5.537804 6.340374 0.000000 983.848530
B-2 984.651090 0.802570 5.537804 6.340374 0.000000 983.848520
B-3 940.196682 0.766333 5.287781 6.054114 0.000000 939.430355
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:46 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9 (POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4314
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 68,959.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,379.68
SUBSERVICER ADVANCES THIS MONTH 58,476.97
MASTER SERVICER ADVANCES THIS MONTH 4,562.17
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 41 5,201,603.52
(B) TWO MONTHLY PAYMENTS: 7 739,344.73
(C) THREE OR MORE MONTHLY PAYMENTS: 8 1,451,012.72
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 590,525.07
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 329,971,253.90
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,582
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 640,140.50
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,781,241.17
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.82001050 % 6.62525100 % 1.55473800 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.72625210 % 6.69963800 % 1.57255830 %
BANKRUPTCY AMOUNT AVAILABLE 182,125.00
FRAUD AMOUNT AVAILABLE 7,120,571.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,560,285.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.00264339
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 333.79
POOL TRADING FACTOR: 77.09825101
................................................................................
Run: 03/24/00 10:05:48 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11(POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4319
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FWH2 112,117,000.00 19,420,163.90 6.750000 % 4,635,067.44
A-2 76110FWJ8 47,967,000.00 47,967,000.00 6.750000 % 0.00
A-3 76110FWK5 67,521,000.00 67,521,000.00 6.750000 % 0.00
A-4 76110FWL3 30,346,000.00 30,346,000.00 6.750000 % 0.00
A-5 76110FWM1 45,610,000.00 45,610,000.00 6.750000 % 0.00
A-6 76110FWN9 28,628,000.00 28,628,000.00 6.750000 % 0.00
A-7 76110FWP4 16,219,000.00 16,219,000.00 6.656250 % 0.00
A-8 76110FWQ2 5,046,000.00 5,046,000.00 7.051841 % 0.00
A-9 76110FWR0 96,429,000.00 96,429,000.00 6.750000 % 0.00
A-10 76110FWS8 62,872.89 61,412.65 0.000000 % 3,526.46
A-11 76110FWT6 0.00 0.00 0.875689 % 0.00
R 76110FWU3 100.00 0.00 6.750000 % 0.00
M-1 76110FWV1 13,198,800.00 13,001,139.86 6.750000 % 10,700.98
M-2 76110FWW9 6,000,000.00 5,910,146.32 6.750000 % 4,864.52
M-3 76110FWX7 4,799,500.00 4,727,624.53 6.750000 % 3,891.21
B-1 76110FWY5 2,639,600.00 2,600,070.37 6.750000 % 2,140.07
B-2 76110FWZ2 1,439,500.00 1,417,942.59 6.750000 % 1,167.08
B-3 76110FXA6 1,919,815.88 1,891,065.48 6.750000 % 1,556.50
- -------------------------------------------------------------------------------
479,943,188.77 386,795,565.70 4,662,914.26
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 109,214.34 4,744,281.78 0.00 0.00 14,785,096.46
A-2 269,754.92 269,754.92 0.00 0.00 47,967,000.00
A-3 379,721.92 379,721.92 0.00 0.00 67,521,000.00
A-4 170,658.63 170,658.63 0.00 0.00 30,346,000.00
A-5 256,499.71 256,499.71 0.00 0.00 45,610,000.00
A-6 160,997.01 160,997.01 0.00 0.00 28,628,000.00
A-7 89,944.94 89,944.94 0.00 0.00 16,219,000.00
A-8 29,646.45 29,646.45 0.00 0.00 5,046,000.00
A-9 542,293.59 542,293.59 0.00 0.00 96,429,000.00
A-10 0.00 3,526.46 0.00 0.00 57,886.19
A-11 282,198.15 282,198.15 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 73,115.29 83,816.27 0.00 0.00 12,990,438.88
M-2 33,237.24 38,101.76 0.00 0.00 5,905,281.80
M-3 26,587.03 30,478.24 0.00 0.00 4,723,733.32
B-1 14,622.18 16,762.25 0.00 0.00 2,597,930.30
B-2 7,974.17 9,141.25 0.00 0.00 1,416,775.51
B-3 10,634.90 12,191.40 0.00 0.00 1,865,858.95
- -------------------------------------------------------------------------------
2,457,100.47 7,120,014.73 0.00 0.00 382,109,001.41
===============================================================================
Run: 03/24/00 10:05:48
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11(POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4319
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 173.213374 41.341344 0.974110 42.315454 0.000000 131.872031
A-2 1000.000000 0.000000 5.623761 5.623761 0.000000 1000.000000
A-3 1000.000000 0.000000 5.623760 5.623760 0.000000 1000.000000
A-4 1000.000000 0.000000 5.623760 5.623760 0.000000 1000.000000
A-5 1000.000000 0.000000 5.623760 5.623760 0.000000 1000.000000
A-6 1000.000000 0.000000 5.623760 5.623760 0.000000 1000.000000
A-7 1000.000000 0.000000 5.545653 5.545653 0.000000 1000.000000
A-8 1000.000000 0.000000 5.875238 5.875238 0.000000 1000.000000
A-9 1000.000000 0.000000 5.623760 5.623760 0.000000 1000.000000
A-10 976.774728 56.088721 0.000000 56.088721 0.000000 920.686006
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 985.024386 0.810754 5.539541 6.350295 0.000000 984.213632
M-2 985.024387 0.810753 5.539540 6.350293 0.000000 984.213633
M-3 985.024384 0.810753 5.539542 6.350295 0.000000 984.213631
B-1 985.024386 0.810755 5.539544 6.350299 0.000000 984.213631
B-2 985.024377 0.810754 5.539542 6.350296 0.000000 984.213623
B-3 985.024397 0.810755 5.539542 6.350297 0.000000 971.894737
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:48 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11 (POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4319
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 80,133.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,102.40
SUBSERVICER ADVANCES THIS MONTH 88,146.60
MASTER SERVICER ADVANCES THIS MONTH 262.75
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 58 7,491,576.12
(B) TWO MONTHLY PAYMENTS: 7 1,687,818.19
(C) THREE OR MORE MONTHLY PAYMENTS: 13 1,780,373.49
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 960,352.26
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 382,109,001.41
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,959
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 41,651.35
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,277,451.31
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.35961220 % 6.11244500 % 1.52794330 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.27851520 % 6.18133933 % 1.53920890 %
BANKRUPTCY AMOUNT AVAILABLE 154,256.00
FRAUD AMOUNT AVAILABLE 8,184,295.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,092,147.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.95233810
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 334.00
POOL TRADING FACTOR: 79.61546499
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12(POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4321
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FXN8 188,037,444.00 156,062,488.66 7.000000 % 1,006,636.53
CB-2 76110FXP8 6,964,350.00 5,780,092.34 0.000000 % 37,282.84
NB-1 76110FXQ1 25,499,800.00 14,115,903.07 6.750000 % 288,580.19
NB-2 76110FXR9 7,423,000.00 7,423,000.00 6.750000 % 0.00
NB-3 76110FXS7 21,430,159.00 21,430,159.00 6.750000 % 0.00
NB-4 76110FXT5 4,020,000.00 4,020,000.00 6.750000 % 0.00
NB-5 76110FXU2 10,500,000.00 10,500,000.00 6.750000 % 0.00
NB-6 76110FXV0 0.00 0.00 0.350000 % 0.00
NB-7 76110FXW8 15,249,000.00 9,305,162.11 6.400000 % 150,672.81
NB-8 76110FXX6 20,899,000.00 14,369,439.18 6.100000 % 165,520.55
NB-9 76110FXY4 0.00 0.00 0.650000 % 0.00
A-P 76110FXZ1 58,061.92 56,572.76 0.000000 % 60.92
A-V 76110FYA5 0.00 0.00 0.825686 % 0.00
R-I 76110FYB3 100.00 0.00 6.750000 % 0.00
R-II 76110FYC1 100.00 0.00 6.750000 % 0.00
M-1 76110FYD9 8,802,500.00 8,671,011.07 6.750000 % 7,103.10
M-2 76110FYE7 4,001,000.00 3,941,234.33 6.750000 % 3,228.57
M-3 76110FYF4 3,201,000.00 3,153,184.46 6.750000 % 2,583.02
B-1 76110FYG2 1,760,300.00 1,734,005.20 6.750000 % 1,420.46
B-2 76110FYH0 960,000.00 945,659.80 6.750000 % 774.66
B-3 76110FYJ6 1,280,602.22 1,261,473.06 6.750000 % 1,033.37
- -------------------------------------------------------------------------------
320,086,417.14 262,769,385.04 1,664,897.02
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 910,030.05 1,916,666.58 0.00 0.00 155,055,852.13
CB-2 0.00 37,282.84 0.00 0.00 5,742,809.50
NB-1 79,397.30 367,977.49 0.00 0.00 13,827,322.88
NB-2 41,751.94 41,751.94 0.00 0.00 7,423,000.00
NB-3 120,537.58 120,537.58 0.00 0.00 21,430,159.00
NB-4 22,611.18 22,611.18 0.00 0.00 4,020,000.00
NB-5 59,059.04 59,059.04 0.00 0.00 10,500,000.00
NB-6 2,713.85 2,713.85 0.00 0.00 0.00
NB-7 49,624.63 200,297.44 0.00 0.00 9,154,489.30
NB-8 73,040.37 238,560.92 0.00 0.00 14,203,918.63
NB-9 7,782.99 7,782.99 0.00 0.00 0.00
A-P 0.00 60.92 0.00 0.00 56,511.84
A-V 180,756.45 180,756.45 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 48,760.14 55,863.24 0.00 0.00 8,663,907.97
M-2 22,162.94 25,391.51 0.00 0.00 3,938,005.76
M-3 17,731.46 20,314.48 0.00 0.00 3,150,601.44
B-1 9,750.92 11,171.38 0.00 0.00 1,732,584.74
B-2 5,317.78 6,092.44 0.00 0.00 944,885.14
B-3 7,093.71 8,127.08 0.00 0.00 1,260,439.68
- -------------------------------------------------------------------------------
1,658,122.33 3,323,019.35 0.00 0.00 261,104,488.01
===============================================================================
Run: 03/24/00 10:13:22
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12(POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4321
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 829.954318 5.353383 4.839621 10.193004 0.000000 824.600935
CB-2 829.954316 5.353384 0.000000 5.353384 0.000000 824.600932
NB-1 553.569168 11.316959 3.113644 14.430603 0.000000 542.252209
NB-2 1000.000000 0.000000 5.624672 5.624672 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.624670 5.624670 0.000000 1000.000000
NB-4 1000.000000 0.000000 5.624672 5.624672 0.000000 1000.000000
NB-5 1000.000000 0.000000 5.624670 5.624670 0.000000 1000.000000
NB-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-7 610.214579 9.880832 3.254287 13.135119 0.000000 600.333747
NB-8 687.565873 7.920022 3.494922 11.414944 0.000000 679.645851
NB-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-P 974.352209 1.049203 0.000000 1.049203 0.000000 973.303006
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 985.062320 0.806941 5.539351 6.346292 0.000000 984.255379
M-2 985.062317 0.806941 5.539350 6.346291 0.000000 984.255376
M-3 985.062312 0.806942 5.539350 6.346292 0.000000 984.255370
B-1 985.062319 0.806942 5.539351 6.346293 0.000000 984.255377
B-2 985.062292 0.806938 5.539354 6.346292 0.000000 984.255354
B-3 985.062372 0.806941 5.539355 6.346296 0.000000 984.255425
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:13:22 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 54,570.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,642.62
SUBSERVICER ADVANCES THIS MONTH 52,973.15
MASTER SERVICER ADVANCES THIS MONTH 803.69
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 4,109,257.16
(B) TWO MONTHLY PAYMENTS: 9 1,328,486.09
(C) THREE OR MORE MONTHLY PAYMENTS: 6 851,914.94
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 1,012,884.63
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 261,104,488.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,869
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 126,256.45
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,449,642.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.47890290 % 5.99972100 % 1.49984670 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.45716250 % 6.03303118 % 1.50850030 %
BANKRUPTCY AMOUNT AVAILABLE 160,187.00
FRAUD AMOUNT AVAILABLE 2,721,661.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,721,661.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.90255300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 336.07
POOL TRADING FACTOR: 81.57312339
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 36,263.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,200.37
SUBSERVICER ADVANCES THIS MONTH 36,943.87
MASTER SERVICER ADVANCES THIS MONTH 803.69
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,074,459.99
(B) TWO MONTHLY PAYMENTS: 6 629,655.52
(C) THREE OR MORE MONTHLY PAYMENTS: 5 619,790.48
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 722,510.77
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 173,617,196.51
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,584
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 126,256.45
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 911,464.48
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.67466420 % 5.99972100 % 1.49984670 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.63619930 % 6.03303118 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.97528984
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 335.01
POOL TRADING FACTOR: 83.45296314
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,307.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,442.25
SUBSERVICER ADVANCES THIS MONTH 16,029.28
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,034,797.17
(B) TWO MONTHLY PAYMENTS: 3 698,830.57
(C) THREE OR MORE MONTHLY PAYMENTS: 1 232,124.46
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 290,373.86
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 87,487,291.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 285
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 538,178.50
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.15015830 % 5.99972100 % 1.49984680 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.10185930 % 6.03303117 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75820819
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 338.18
POOL TRADING FACTOR: 78.08267273
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13(POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4322
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 112,514,000.00 95,218,028.40 6.500000 % 1,113,893.90
NB 37,758,000.00 28,629,026.46 6.500000 % 135,331.26
A-P 53,454.22 50,018.35 0.000000 % 198.98
A-V 0.00 0.00 0.844385 % 0.00
R 100.00 0.00 6.500000 % 0.00
M-1 4,083,000.00 3,852,641.52 6.500000 % 14,619.89
M-2 706,500.00 666,640.04 6.500000 % 2,529.75
M-3 628,000.00 592,568.92 6.500000 % 2,248.66
B-1 471,000.00 444,426.71 6.500000 % 1,686.50
B-2 314,000.00 296,284.46 6.500000 % 1,124.33
B-3 471,221.05 444,635.26 6.500000 % 1,687.29
- -------------------------------------------------------------------------------
156,999,275.27 130,194,270.12 1,273,320.56
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 515,094.61 1,628,988.51 0.00 0.00 94,104,134.50
NB 154,872.53 290,203.79 0.00 0.00 28,493,695.20
A-P 0.00 198.98 0.00 0.00 49,819.37
A-V 91,492.78 91,492.78 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 20,841.37 35,461.26 0.00 0.00 3,838,021.63
M-2 3,606.28 6,136.03 0.00 0.00 664,110.29
M-3 3,205.58 5,454.24 0.00 0.00 590,320.26
B-1 2,404.18 4,090.68 0.00 0.00 442,740.21
B-2 1,602.79 2,727.12 0.00 0.00 295,160.13
B-3 2,405.31 4,092.60 0.00 0.00 442,947.98
- -------------------------------------------------------------------------------
795,525.43 2,068,845.99 0.00 0.00 128,920,949.57
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 846.277160 9.900047 4.578049 14.478096 0.000000 836.377113
NB 758.224124 3.584174 4.101714 7.685888 0.000000 754.639949
A-P 935.723129 3.722498 0.000000 3.722498 0.000000 932.000631
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 943.581073 3.580674 5.104426 8.685100 0.000000 940.000399
M-2 943.581090 3.580679 5.104430 8.685109 0.000000 940.000411
M-3 943.581083 3.580669 5.104427 8.685096 0.000000 940.000414
B-1 943.581125 3.580679 5.104416 8.685095 0.000000 940.000446
B-2 943.581083 3.580669 5.104427 8.685096 0.000000 940.000414
B-3 943.581065 3.580676 5.104420 8.685096 0.000000 940.000416
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 27,027.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,736.25
SUBSERVICER ADVANCES THIS MONTH 21,523.29
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 16 1,471,357.52
(B) TWO MONTHLY PAYMENTS: 1 77,370.15
(C) THREE OR MORE MONTHLY PAYMENTS: 3 295,743.34
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 366,206.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 128,920,949.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,279
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 779,255.36
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.16137150 % 3.92632500 % 0.91044440 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.13211340 % 3.95005792 % 0.91630170 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,370,649.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,562,110.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.67079200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 155.49
POOL TRADING FACTOR: 82.11563356
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,731.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,631.52
SUBSERVICER ADVANCES THIS MONTH 21,523.29
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 16 1,471,357.52
(B) TWO MONTHLY PAYMENTS: 1 77,370.15
(C) THREE OR MORE MONTHLY PAYMENTS: 3 295,743.34
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 366,206.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 98,817,559.54
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,185
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 753,248.80
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.26578220 % 3.92632500 % 0.91044440 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.23017460 % 3.95005792 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.72667229
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 155.19
POOL TRADING FACTOR: 84.07760029
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 6,295.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,104.73
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 30,103,390.03
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 94
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 26,006.56
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.65894270 % 3.92632500 % 0.91044440 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.65277890 % 3.95005791 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.48735953
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 156.49
POOL TRADING FACTOR: 76.27309711
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS14(POOL # 4335)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4335
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FYK3 104,208,000.00 90,771,083.00 6.750000 % 2,514,718.98
A-2 76110FYL1 97,975,000.00 64,506,710.49 6.500000 % 238,912.23
A-3 76110FYM9 46,000,000.00 30,286,385.45 6.250000 % 112,171.07
A-4 76110FYN7 37,995,000.00 25,015,895.94 8.000000 % 92,650.87
A-5 76110FYP2 25,759,000.00 25,759,000.00 6.750000 % 0.00
A-6 76110FYQ0 88,071,000.00 88,071,000.00 6.750000 % 0.00
A-P 76110FYR8 95,321.30 89,288.64 0.000000 % 114.23
A-V 76110FYS6 0.00 0.00 0.808177 % 0.00
R 76110FYT4 100.00 0.00 6.750000 % 0.00
M-1 76110FYU1 12,410,000.00 12,242,608.13 6.750000 % 10,018.90
M-2 76110FYV9 5,563,000.00 5,487,963.67 6.750000 % 4,491.15
M-3 76110FYW7 4,279,000.00 4,221,282.84 6.750000 % 3,454.54
B-1 76110FYX5 2,567,500.00 2,532,868.38 6.750000 % 2,072.81
B-2 76110FYY3 1,283,800.00 1,266,483.51 6.750000 % 1,036.44
B-3 76110FYZ0 1,711,695.86 1,688,607.68 6.750000 % 1,381.89
- -------------------------------------------------------------------------------
427,918,417.16 351,939,177.73 2,981,023.11
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 510,487.00 3,025,205.98 0.00 0.00 88,256,364.02
A-2 349,342.68 588,254.91 0.00 0.00 64,267,798.26
A-3 157,710.59 269,881.66 0.00 0.00 30,174,214.38
A-4 166,739.87 259,390.74 0.00 0.00 24,923,245.07
A-5 144,865.91 144,865.91 0.00 0.00 25,759,000.00
A-6 495,302.02 495,302.02 0.00 0.00 88,071,000.00
A-P 0.00 114.23 0.00 0.00 89,174.41
A-V 236,977.59 236,977.59 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 68,851.14 78,870.04 0.00 0.00 12,232,589.23
M-2 30,863.73 35,354.88 0.00 0.00 5,483,472.52
M-3 23,740.05 27,194.59 0.00 0.00 4,217,828.30
B-1 14,244.58 16,317.39 0.00 0.00 2,530,795.57
B-2 7,122.57 8,159.01 0.00 0.00 1,265,447.07
B-3 9,496.55 10,878.44 0.00 0.00 1,687,225.79
- -------------------------------------------------------------------------------
2,215,744.28 5,196,767.39 0.00 0.00 348,958,154.62
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 871.056761 24.131727 4.898731 29.030458 0.000000 846.925035
A-2 658.399699 2.438502 3.565631 6.004133 0.000000 655.961197
A-3 658.399684 2.438502 3.428491 5.866993 0.000000 655.961182
A-4 658.399683 2.438502 4.388469 6.826971 0.000000 655.961181
A-5 1000.000000 0.000000 5.623895 5.623895 0.000000 1000.000000
A-6 1000.000000 0.000000 5.623895 5.623895 0.000000 1000.000000
A-P 936.712361 1.198368 0.000000 1.198368 0.000000 935.513993
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 986.511533 0.807325 5.548037 6.355362 0.000000 985.704209
M-2 986.511535 0.807325 5.548037 6.355362 0.000000 985.704210
M-3 986.511531 0.807324 5.548037 6.355361 0.000000 985.704207
B-1 986.511540 0.807326 5.548035 6.355361 0.000000 985.704214
B-2 986.511536 0.807322 5.548037 6.355359 0.000000 985.704214
B-3 986.511517 0.807322 5.548036 6.355358 0.000000 985.704193
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:50 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS14 (POOL # 4335)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4335
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 72,835.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,877.25
SUBSERVICER ADVANCES THIS MONTH 50,878.33
MASTER SERVICER ADVANCES THIS MONTH 1,134.88
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 38 4,211,063.40
(B) TWO MONTHLY PAYMENTS: 9 1,199,803.40
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,379,218.21
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 329,118.50
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 348,958,154.62
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,734
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 149,491.12
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,692,993.58
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.20127250 % 6.23898300 % 1.55974460 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.14107300 % 6.28553589 % 1.57178450 %
BANKRUPTCY AMOUNT AVAILABLE 181,420.00
FRAUD AMOUNT AVAILABLE 3,662,072.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,662,072.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.88443285
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 336.69
POOL TRADING FACTOR: 81.54782328
................................................................................
Run: 03/24/00 10:13:23 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15(POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4336
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 250,018,000.00 211,831,343.47 6.500000 % 2,571,784.08
NB 150,029,000.00 121,454,330.93 6.500000 % 1,065,655.99
A-V 0.00 0.00 0.997461 % 0.00
R 100.00 0.00 6.500000 % 0.00
M-1 14,626,000.00 14,447,668.14 6.500000 % 11,892.67
M-2 5,377,000.00 5,311,439.33 6.500000 % 4,372.14
M-3 4,517,000.00 4,461,925.15 6.500000 % 3,672.86
B-1 2,581,000.00 2,549,530.39 6.500000 % 2,098.66
B-2 1,290,500.00 1,274,765.18 6.500000 % 1,049.33
B-3 1,720,903.67 1,699,921.05 6.500000 % 1,399.30
- -------------------------------------------------------------------------------
430,159,503.67 363,030,923.64 3,661,925.03
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 1,147,117.37 3,718,901.45 0.00 0.00 209,259,559.39
NB 657,727.72 1,723,383.71 0.00 0.00 120,388,674.94
A-V 301,681.89 301,681.89 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 78,235.35 90,128.02 0.00 0.00 14,435,775.47
M-2 28,761.90 33,134.04 0.00 0.00 5,307,067.19
M-3 24,161.70 27,834.56 0.00 0.00 4,458,252.29
B-1 13,805.93 15,904.59 0.00 0.00 2,547,431.73
B-2 6,902.96 7,952.29 0.00 0.00 1,273,715.85
B-3 9,205.22 10,604.52 0.00 0.00 1,698,521.76
- -------------------------------------------------------------------------------
2,267,600.04 5,929,525.07 0.00 0.00 359,368,998.62
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 847.264371 10.286396 4.588139 14.874535 0.000000 836.977975
NB 809.539029 7.103000 4.384004 11.487004 0.000000 802.436029
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 987.807202 0.813118 5.349060 6.162178 0.000000 986.994084
M-2 987.807203 0.813119 5.349061 6.162180 0.000000 986.994084
M-3 987.807206 0.813119 5.349059 6.162178 0.000000 986.994087
B-1 987.807203 0.813119 5.349062 6.162181 0.000000 986.994084
B-2 987.807191 0.813119 5.349059 6.162178 0.000000 986.994072
B-3 987.807208 0.813119 5.349062 6.162181 0.000000 986.994095
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 75,341.88
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,053.55
SUBSERVICER ADVANCES THIS MONTH 74,315.25
MASTER SERVICER ADVANCES THIS MONTH 2,828.91
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 41 6,580,980.57
(B) TWO MONTHLY PAYMENTS: 10 1,477,103.91
(C) THREE OR MORE MONTHLY PAYMENTS: 8 1,514,582.92
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 881,376.09
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 359,368,998.62
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,628
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 406,966.56
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,363,228.52
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.80641450 % 6.67189200 % 1.52169310 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.72973620 % 6.73433019 % 1.53593360 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.79691400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 337.96
POOL TRADING FACTOR: 83.54319632
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 47,703.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,522.50
SUBSERVICER ADVANCES THIS MONTH 38,006.60
MASTER SERVICER ADVANCES THIS MONTH 697.47
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 3,282,483.67
(B) TWO MONTHLY PAYMENTS: 9 1,055,988.66
(C) THREE OR MORE MONTHLY PAYMENTS: 6 778,634.96
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 204,170.71
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 227,828,476.30
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,219
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 94,900.02
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,400,374.91
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.93458300 % 0.00000000 % 1.52169310 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.84960670 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.90294832
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 337.32
POOL TRADING FACTOR: 84.74592511
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 27,638.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,531.05
SUBSERVICER ADVANCES THIS MONTH 36,308.65
MASTER SERVICER ADVANCES THIS MONTH 2,131.44
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 3,298,496.90
(B) TWO MONTHLY PAYMENTS: 1 421,115.25
(C) THREE OR MORE MONTHLY PAYMENTS: 2 735,947.96
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 677,205.38
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 131,540,522.32
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 409
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 312,066.54
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 962,853.61
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.58372590 % 0.00000000 % 1.52169310 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.52212020 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.61326312
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 339.08
POOL TRADING FACTOR: 81.53889888
................................................................................
Run: 03/24/00 10:05:50 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS16(POOL # 4337)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4337
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FZA4 109,739,000.00 95,107,666.44 6.500000 % 781,530.88
A-P 76110FZB2 32,286.88 30,204.61 0.000000 % 121.02
A-V 76110FZC0 0.00 0.00 0.753339 % 0.00
R 76110FZD8 100.00 0.00 6.500000 % 0.00
M-1 76110FZE6 3,276,000.00 3,114,216.01 6.500000 % 11,524.47
M-2 76110FZF3 517,300.00 491,753.34 6.500000 % 1,819.78
M-3 76110FZG1 459,700.00 436,997.90 6.500000 % 1,617.16
B-1 76110FZH9 344,800.00 327,772.18 6.500000 % 1,212.95
B-2 76110FZJ5 229,800.00 218,451.39 6.500000 % 808.40
B-3 76110FZK2 344,884.43 327,852.43 6.500000 % 1,213.26
- -------------------------------------------------------------------------------
114,943,871.31 100,054,914.30 799,847.92
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 514,900.65 1,296,431.53 0.00 0.00 94,326,135.56
A-P 0.00 121.02 0.00 0.00 30,083.59
A-V 62,780.27 62,780.27 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 16,859.96 28,384.43 0.00 0.00 3,102,691.54
M-2 2,662.29 4,482.07 0.00 0.00 489,933.56
M-3 2,365.85 3,983.01 0.00 0.00 435,380.74
B-1 1,774.51 2,987.46 0.00 0.00 326,559.23
B-2 1,182.67 1,991.07 0.00 0.00 217,642.99
B-3 1,774.95 2,988.21 0.00 0.00 326,639.17
- -------------------------------------------------------------------------------
604,301.15 1,404,149.07 0.00 0.00 99,255,066.38
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 866.671525 7.121724 4.692048 11.813772 0.000000 859.549801
A-P 935.507240 3.748272 0.000000 3.748272 0.000000 931.758968
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 950.615388 3.517848 5.146508 8.664356 0.000000 947.097540
M-2 950.615388 3.517843 5.146511 8.664354 0.000000 947.097545
M-3 950.615401 3.517859 5.146509 8.664368 0.000000 947.097542
B-1 950.615371 3.517836 5.146491 8.664327 0.000000 947.097535
B-2 950.615274 3.517842 5.146519 8.664361 0.000000 947.097433
B-3 950.615341 3.517845 5.146507 8.664352 0.000000 947.097467
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:50 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS16 (POOL # 4337)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4337
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,786.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,472.93
SUBSERVICER ADVANCES THIS MONTH 7,757.01
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 154,992.70
(B) TWO MONTHLY PAYMENTS: 2 200,264.18
(C) THREE OR MORE MONTHLY PAYMENTS: 2 446,883.50
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 99,255,066.38
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,107
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 429,580.60
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.08417140 % 4.04196800 % 0.87386010 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.06288930 % 4.05823701 % 0.87764330 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,031,018.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,254,202.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.58005929
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 157.89
POOL TRADING FACTOR: 86.35089914
................................................................................
Run: 03/24/00 10:13:23 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17(POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4347
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FZX4 12,110,000.00 5,223,094.21 6.500000 % 456,919.87
A-2 76110FZY2 100,000,000.00 79,189,650.38 6.500000 % 1,380,687.14
A-3 76110FZZ9 33,937,000.00 27,759,300.09 6.500000 % 409,866.77
A-4 76110FA29 25,000,000.00 25,000,000.00 6.500000 % 0.00
A-5 76110FA37 14,321,000.00 14,321,000.00 6.500000 % 0.00
A-6 76110FA45 723,000.00 723,000.00 6.500000 % 0.00
A-7 76110FA52 15,000,000.00 15,000,000.00 6.500000 % 0.00
A-8 76110FC76 24,000,000.00 24,000,000.00 6.500000 % 0.00
CB 76110FA60 200,070,000.00 173,426,989.97 6.500000 % 2,834,961.33
NB-1 76110FA78 73,215,000.00 60,076,822.55 6.500000 % 88,556.65
NB-2 76110FA86 2,000,000.00 2,000,000.00 6.500000 % 0.00
NB-3 76110FA94 4,725,000.00 4,725,000.00 6.500000 % 0.00
NB-4 76110FB28 4,735,000.00 4,735,000.00 6.500000 % 0.00
NB-5 76110FB36 2,800,000.00 2,800,000.00 6.500000 % 0.00
NB-6 76110FB44 2,664,000.00 2,664,000.00 6.500000 % 0.00
NB-7 76110FB51 10,000,000.00 10,000,000.00 6.500000 % 0.00
A-P 76110FB69 60,240.84 59,261.55 0.000000 % 70.02
A-V 76110FB77 0.00 0.00 0.953412 % 0.00
R 76110FB85 100.00 0.00 6.500000 % 0.00
M-1 76110FB93 19,207,000.00 18,989,064.17 6.500000 % 15,613.24
M-2 76110FC27 7,062,000.00 6,981,869.67 6.500000 % 5,740.65
M-3 76110FC35 5,932,000.00 5,864,691.46 6.500000 % 4,822.08
B-1 76110FC43 3,389,000.00 3,350,546.06 6.500000 % 2,754.89
B-2 76110FC50 1,694,000.00 1,674,778.71 6.500000 % 1,377.04
B-3 76110FC68 2,259,938.31 2,234,417.25 6.500000 % 1,837.19
- -------------------------------------------------------------------------------
564,904,279.15 490,798,486.07 5,203,206.87
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 28,284.48 485,204.35 0.00 0.00 4,766,174.34
A-2 428,833.63 1,809,520.77 0.00 0.00 77,808,963.24
A-3 150,324.21 560,190.98 0.00 0.00 27,349,433.32
A-4 135,381.85 135,381.85 0.00 0.00 25,000,000.00
A-5 77,552.13 77,552.13 0.00 0.00 14,321,000.00
A-6 3,915.24 3,915.24 0.00 0.00 723,000.00
A-7 81,229.11 81,229.11 0.00 0.00 15,000,000.00
A-8 129,966.57 129,966.57 0.00 0.00 24,000,000.00
CB 939,195.58 3,774,156.91 0.00 0.00 170,592,028.64
NB-1 325,368.54 413,925.19 0.00 0.00 59,988,265.90
NB-2 10,831.75 10,831.75 0.00 0.00 2,000,000.00
NB-3 25,590.01 25,590.01 0.00 0.00 4,725,000.00
NB-4 25,644.17 25,644.17 0.00 0.00 4,735,000.00
NB-5 15,164.45 15,164.45 0.00 0.00 2,800,000.00
NB-6 14,427.89 14,427.89 0.00 0.00 2,664,000.00
NB-7 54,158.75 54,158.75 0.00 0.00 10,000,000.00
A-P 0.00 70.02 0.00 0.00 59,191.53
A-V 389,858.86 389,858.86 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 102,831.23 118,444.47 0.00 0.00 18,973,450.93
M-2 37,808.83 43,549.48 0.00 0.00 6,976,129.02
M-3 31,758.99 36,581.07 0.00 0.00 5,859,869.38
B-1 18,144.17 20,899.06 0.00 0.00 3,347,791.17
B-2 9,069.41 10,446.45 0.00 0.00 1,673,401.67
B-3 12,100.01 13,937.20 0.00 0.00 2,232,580.04
- -------------------------------------------------------------------------------
3,047,439.86 8,250,646.73 0.00 0.00 485,595,279.18
===============================================================================
Run: 03/24/00 10:13:23
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17(POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4347
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 431.304229 37.730790 2.335630 40.066420 0.000000 393.573439
A-2 791.896504 13.806871 4.288336 18.095207 0.000000 778.089632
A-3 817.965645 12.077283 4.429508 16.506791 0.000000 805.888361
A-4 1000.000000 0.000000 5.415274 5.415274 0.000000 1000.000000
A-5 1000.000000 0.000000 5.415273 5.415273 0.000000 1000.000000
A-6 1000.000000 0.000000 5.415274 5.415274 0.000000 1000.000000
A-7 1000.000000 0.000000 5.415274 5.415274 0.000000 1000.000000
A-8 1000.000000 0.000000 5.415274 5.415274 0.000000 1000.000000
CB 866.831559 14.169847 4.694335 18.864182 0.000000 852.661712
NB-1 820.553473 1.209542 4.444015 5.653557 0.000000 819.343931
NB-2 1000.000000 0.000000 5.415873 5.415873 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.415875 5.415875 0.000000 1000.000000
NB-4 1000.000000 0.000000 5.415875 5.415875 0.000000 1000.000000
NB-5 1000.000000 0.000000 5.415876 5.415876 0.000000 1000.000000
NB-6 1000.000000 0.000000 5.415875 5.415875 0.000000 1000.000000
NB-7 1000.000000 0.000000 5.415875 5.415875 0.000000 1000.000000
A-P 983.743753 1.162362 0.000000 1.162362 0.000000 982.581390
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 988.653312 0.812893 5.353841 6.166734 0.000000 987.840419
M-2 988.653309 0.812893 5.353841 6.166734 0.000000 987.840416
M-3 988.653314 0.812893 5.353842 6.166735 0.000000 987.840421
B-1 988.653308 0.812892 5.353841 6.166733 0.000000 987.840416
B-2 988.653312 0.812893 5.353843 6.166736 0.000000 987.840419
B-3 988.707187 0.812938 5.354132 6.167070 0.000000 987.894241
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:13:23 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 101,973.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 17,911.20
SUBSERVICER ADVANCES THIS MONTH 84,911.91
MASTER SERVICER ADVANCES THIS MONTH 714.60
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 51 7,450,953.06
(B) TWO MONTHLY PAYMENTS: 7 1,090,596.21
(C) THREE OR MORE MONTHLY PAYMENTS: 15 2,729,148.58
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 384,404.37
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 485,595,279.18
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3,659
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 101,292.99
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,800,300.55
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.02225960 % 6.48649600 % 1.47916960 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.94341140 % 6.55060926 % 1.49378980 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.78033100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 338.41
POOL TRADING FACTOR: 85.96063034
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,125.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,423.17
SUBSERVICER ADVANCES THIS MONTH 35,649.80
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 3,664,529.30
(B) TWO MONTHLY PAYMENTS: 3 404,185.94
(C) THREE OR MORE MONTHLY PAYMENTS: 4 636,471.41
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 247,609.43
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 205,714,514.61
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,543
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,089,089.24
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.94144860 % 0.00000000 % 1.47916960 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.85961980 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75989787
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 338.07
POOL TRADING FACTOR: 84.98820885
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 39,166.91
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,246.20
SUBSERVICER ADVANCES THIS MONTH 30,030.02
MASTER SERVICER ADVANCES THIS MONTH 714.60
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 2,623,465.79
(B) TWO MONTHLY PAYMENTS: 3 440,636.89
(C) THREE OR MORE MONTHLY PAYMENTS: 8 752,727.07
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 136,794.94
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 185,491,567.10
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,826
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 101,292.99
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,696,713.85
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.08263430 % 0.00000000 % 1.47916960 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.96753860 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.91977430
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 338.19
POOL TRADING FACTOR: 86.21647096
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,681.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,241.83
SUBSERVICER ADVANCES THIS MONTH 19,232.09
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 1,162,957.97
(B) TWO MONTHLY PAYMENTS: 1 245,773.38
(C) THREE OR MORE MONTHLY PAYMENTS: 3 1,339,950.10
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 94,389,197.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 290
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 14,497.46
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.07979180 % 0.00000000 % 1.47916960 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.07861520 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.55083440
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 339.60
POOL TRADING FACTOR: 87.63490946
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1999-QS1(POOL # 4355)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4355
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FC84 49,523,000.00 16,639,138.59 6.500000 % 1,818,330.53
A-2 76110FC92 25,000,000.00 25,000,000.00 6.500000 % 0.00
A-3 76110FD26 25,001,570.00 24,678,167.46 6.500000 % 19,878.61
A-4 76110FD34 2,475,344.00 2,475,344.00 6.500000 % 0.00
A-5 76110FD42 14,025,030.00 14,025,030.00 6.500000 % 0.00
A-6 76110FD59 133,990,656.00 133,990,656.00 6.500000 % 0.00
A-P 76110FD67 16,409.82 15,809.44 0.000000 % 16.27
A-V 76110FD75 0.00 0.00 1.060296 % 0.00
R 76110FD83 100.00 0.00 6.500000 % 0.00
M-1 76110FD91 9,141,000.00 9,022,758.52 6.500000 % 7,267.96
M-2 76110FE25 3,360,700.00 3,317,228.38 6.500000 % 2,672.07
M-3 76110FE33 2,823,000.00 2,786,483.67 6.500000 % 2,244.55
B-1 76110FE41 1,613,200.00 1,592,332.79 6.500000 % 1,282.65
B-2 76110FE58 806,600.00 796,166.39 6.500000 % 641.32
B-3 76110FE66 1,075,021.18 1,061,115.46 6.500000 % 854.74
- -------------------------------------------------------------------------------
268,851,631.00 235,400,230.70 1,853,188.70
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 90,099.26 1,908,429.79 0.00 0.00 14,820,808.06
A-2 135,372.49 135,372.49 0.00 0.00 25,000,000.00
A-3 133,629.80 153,508.41 0.00 0.00 24,658,288.85
A-4 13,403.74 13,403.74 0.00 0.00 2,475,344.00
A-5 75,944.12 75,944.12 0.00 0.00 14,025,030.00
A-6 725,545.91 725,545.91 0.00 0.00 133,990,656.00
A-P 0.00 16.27 0.00 0.00 15,793.17
A-V 207,927.11 207,927.11 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 48,857.33 56,125.29 0.00 0.00 9,015,490.56
M-2 17,962.46 20,634.53 0.00 0.00 3,314,556.31
M-3 15,088.53 17,333.08 0.00 0.00 2,784,239.12
B-1 8,622.33 9,904.98 0.00 0.00 1,591,050.14
B-2 4,311.16 4,952.48 0.00 0.00 795,525.07
B-3 5,745.83 6,600.57 0.00 0.00 1,060,260.72
- -------------------------------------------------------------------------------
1,482,510.07 3,335,698.77 0.00 0.00 233,547,042.00
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 335.988098 36.716890 1.819342 38.536232 0.000000 299.271209
A-2 1000.000000 0.000000 5.414900 5.414900 0.000000 1000.000000
A-3 987.064711 0.795094 5.344856 6.139950 0.000000 986.269616
A-4 1000.000000 0.000000 5.414900 5.414900 0.000000 1000.000000
A-5 1000.000000 0.000000 5.414899 5.414899 0.000000 1000.000000
A-6 1000.000000 0.000000 5.414899 5.414899 0.000000 1000.000000
A-P 963.413371 0.991479 0.000000 0.991479 0.000000 962.421891
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 987.064711 0.795095 5.344856 6.139951 0.000000 986.269616
M-2 987.064713 0.795093 5.344857 6.139950 0.000000 986.269619
M-3 987.064708 0.795094 5.344857 6.139951 0.000000 986.269614
B-1 987.064710 0.795097 5.344861 6.139958 0.000000 986.269613
B-2 987.064704 0.795091 5.344855 6.139946 0.000000 986.269613
B-3 987.064701 0.795091 5.344853 6.139944 0.000000 986.269610
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1999-QS1 (POOL # 4355)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4355
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 48,854.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,447.03
SUBSERVICER ADVANCES THIS MONTH 50,607.09
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 4,529,556.83
(B) TWO MONTHLY PAYMENTS: 7 1,218,949.60
(C) THREE OR MORE MONTHLY PAYMENTS: 5 529,741.69
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 803,378.93
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 233,547,042.00
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,737
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,663,567.50
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.10819260 % 6.42628400 % 1.46552380 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.05197510 % 6.47162382 % 1.47596350 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,364,452.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,364,452.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.88691249
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 339.99
POOL TRADING FACTOR: 86.86837462
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2(POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4362
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FG80 18,049,000.00 1,757,516.99 6.500000 % 1,460,868.02
A-2 76110FE74 95,030,000.00 95,030,000.00 6.500000 % 0.00
A-3 76110FE82 135,727,000.00 116,172,581.27 6.500000 % 1,753,457.62
A-4 76110FE90 3,798,000.00 3,798,000.00 6.500000 % 0.00
A-5 76110FF24 5,219,000.00 5,219,000.00 6.500000 % 0.00
A-6 76110FF32 1,000,000.00 1,000,000.00 6.000000 % 0.00
A-7 76110FF40 1,000,000.00 1,000,000.00 7.000000 % 0.00
A-8 76110FF57 8,003,000.00 8,003,000.00 6.500000 % 0.00
A-9 76110FF65 32,176,000.00 32,176,000.00 6.500000 % 0.00
A-P 76110FF73 35,672.56 26,332.19 0.000000 % 25.83
A-V 76110FF81 0.00 0.00 1.034261 % 0.00
R 76110FF99 100.00 0.00 6.500000 % 0.00
M-1 76110FG23 10,297,000.00 10,192,662.58 6.500000 % 10,744.12
M-2 76110FG31 3,861,100.00 3,821,976.27 6.500000 % 4,028.76
M-3 76110FG49 3,378,500.00 3,344,266.35 6.500000 % 3,525.20
B-1 76110FG56 1,930,600.00 1,911,037.63 6.500000 % 2,014.43
B-2 76110FG64 965,300.00 955,518.81 6.500000 % 1,007.22
B-3 76110FG72 1,287,113.52 1,261,871.01 6.500000 % 1,330.14
- -------------------------------------------------------------------------------
321,757,386.08 285,669,763.10 3,237,001.34
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 9,518.28 1,470,386.30 0.00 0.00 296,648.97
A-2 514,659.38 514,659.38 0.00 0.00 95,030,000.00
A-3 629,162.47 2,382,620.09 0.00 0.00 114,419,123.65
A-4 20,569.05 20,569.05 0.00 0.00 3,798,000.00
A-5 28,264.83 28,264.83 0.00 0.00 5,219,000.00
A-6 4,999.16 4,999.16 0.00 0.00 1,000,000.00
A-7 5,832.35 5,832.35 0.00 0.00 1,000,000.00
A-8 43,342.30 43,342.30 0.00 0.00 8,003,000.00
A-9 174,257.40 174,257.40 0.00 0.00 32,176,000.00
A-P 0.00 25.83 0.00 0.00 26,306.36
A-V 246,172.80 246,172.80 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 55,200.99 65,945.11 0.00 0.00 10,181,918.46
M-2 20,698.89 24,727.65 0.00 0.00 3,817,947.51
M-3 18,111.74 21,636.94 0.00 0.00 3,340,741.15
B-1 10,349.71 12,364.14 0.00 0.00 1,909,023.20
B-2 5,174.86 6,182.08 0.00 0.00 954,511.59
B-3 6,833.98 8,164.12 0.00 0.00 1,260,540.87
- -------------------------------------------------------------------------------
1,793,148.19 5,030,149.53 0.00 0.00 282,432,761.76
===============================================================================
Run: 03/24/00 10:05:54
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2(POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4362
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 97.374757 80.939000 0.527358 81.466358 0.000000 16.435757
A-2 1000.000000 0.000000 5.415757 5.415757 0.000000 1000.000000
A-3 855.928307 12.919004 4.635500 17.554504 0.000000 843.009303
A-4 1000.000000 0.000000 5.415758 5.415758 0.000000 1000.000000
A-5 1000.000000 0.000000 5.415756 5.415756 0.000000 1000.000000
A-6 1000.000000 0.000000 4.999160 4.999160 0.000000 1000.000000
A-7 1000.000000 0.000000 5.832350 5.832350 0.000000 1000.000000
A-8 1000.000000 0.000000 5.415757 5.415757 0.000000 1000.000000
A-9 1000.000000 0.000000 5.415757 5.415757 0.000000 1000.000000
A-P 738.163731 0.724086 0.000000 0.724086 0.000000 737.439646
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 989.867202 1.043422 5.360881 6.404303 0.000000 988.823780
M-2 989.867206 1.043423 5.360879 6.404302 0.000000 988.823783
M-3 989.867204 1.043422 5.360882 6.404304 0.000000 988.823783
B-1 989.867207 1.043422 5.360877 6.404299 0.000000 988.823785
B-2 989.867202 1.043427 5.360883 6.404310 0.000000 988.823775
B-3 980.388280 1.033429 5.309539 6.342968 0.000000 979.354848
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2 (POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4362
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 59,084.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,487.88
SUBSERVICER ADVANCES THIS MONTH 40,069.66
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 3,774,377.41
(B) TWO MONTHLY PAYMENTS: 3 238,975.80
(C) THREE OR MORE MONTHLY PAYMENTS: 10 1,160,304.68
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 435,437.45
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 282,432,761.76
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,116
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,935,877.67
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 75,292.54
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.47756810 % 6.07712400 % 1.44530800 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.39936540 % 6.13972933 % 1.46033340 %
BANKRUPTCY AMOUNT AVAILABLE 102,858.00
FRAUD AMOUNT AVAILABLE 5,652,626.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,826,313.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86060442
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 341.50
POOL TRADING FACTOR: 87.77817510
................................................................................
Run: 03/24/00 10:05:54 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3(POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4363
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FJ38 167,033,000.00 147,174,806.36 6.500000 % 2,001,249.58
A-2 76110FJ46 9,013,000.00 9,013,000.00 6.500000 % 0.00
A-3 76110FJ53 25,854,000.00 25,854,000.00 6.500000 % 0.00
A-4 76110FJ61 45,000,000.00 40,526,725.89 6.500000 % 450,803.23
A-5 76110FJ79 60,600,000.00 39,128,854.93 6.500000 % 2,163,798.02
A-6 76110FJ87 100,000,000.00 100,000,000.00 6.500000 % 0.00
A-7 76110FJ95 20,000,000.00 20,000,000.00 6.500000 % 0.00
A-8 76110FK28 47,527,000.00 47,133,605.11 6.500000 % 37,793.57
A-P 76110FK36 12,443.31 12,036.02 0.000000 % 583.46
A-V 76110FK44 0.00 0.00 1.013295 % 0.00
R 76110FK51 100.00 0.00 6.500000 % 0.00
M-1 76110FK69 16,301,800.00 16,167,411.66 6.500000 % 12,963.66
M-2 76110FK77 6,113,300.00 6,062,903.36 6.500000 % 4,861.47
M-3 76110FK85 5,349,000.00 5,304,904.07 6.500000 % 4,253.68
B-1 76110FK93 3,056,500.00 3,031,302.92 6.500000 % 2,430.62
B-2 76110FL27 1,528,300.00 1,515,701.03 6.500000 % 1,215.35
B-3 76110FL35 2,037,744.61 1,982,879.31 6.500000 % 1,589.95
- -------------------------------------------------------------------------------
509,426,187.92 462,908,130.66 4,681,542.59
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 797,071.13 2,798,320.71 0.00 0.00 145,173,556.78
A-2 48,812.72 48,812.72 0.00 0.00 9,013,000.00
A-3 140,020.41 140,020.41 0.00 0.00 25,854,000.00
A-4 219,485.15 670,288.38 0.00 0.00 40,075,922.66
A-5 211,914.53 2,375,712.55 0.00 0.00 36,965,056.91
A-6 541,581.23 541,581.23 0.00 0.00 100,000,000.00
A-7 108,316.24 108,316.24 0.00 0.00 20,000,000.00
A-8 255,266.76 293,060.33 0.00 0.00 47,095,811.54
A-P 0.00 583.46 0.00 0.00 11,452.56
A-V 390,823.59 390,823.59 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 87,559.67 100,523.33 0.00 0.00 16,154,448.00
M-2 32,835.55 37,697.02 0.00 0.00 6,058,041.89
M-3 28,730.37 32,984.05 0.00 0.00 5,300,650.39
B-1 16,416.97 18,847.59 0.00 0.00 3,028,872.30
B-2 8,208.76 9,424.11 0.00 0.00 1,514,485.68
B-3 10,738.91 12,328.86 0.00 0.00 1,981,289.36
- -------------------------------------------------------------------------------
2,897,781.99 7,579,324.58 0.00 0.00 458,226,588.07
===============================================================================
Run: 03/24/00 10:05:54
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3(POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4363
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 881.112154 11.981163 4.771938 16.753101 0.000000 869.130991
A-2 1000.000000 0.000000 5.415813 5.415813 0.000000 1000.000000
A-3 1000.000000 0.000000 5.415812 5.415812 0.000000 1000.000000
A-4 900.593909 10.017850 4.877448 14.895298 0.000000 890.576059
A-5 645.690675 35.706238 3.496939 39.203177 0.000000 609.984438
A-6 1000.000000 0.000000 5.415812 5.415812 0.000000 1000.000000
A-7 1000.000000 0.000000 5.415812 5.415812 0.000000 1000.000000
A-8 991.722707 0.795202 5.370984 6.166186 0.000000 990.927505
A-P 967.268355 46.889453 0.000000 46.889453 0.000000 920.378902
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 991.756227 0.795229 5.371166 6.166395 0.000000 990.960998
M-2 991.756230 0.795228 5.371166 6.166394 0.000000 990.961001
M-3 991.756229 0.795229 5.371167 6.166396 0.000000 990.961000
B-1 991.756231 0.795230 5.371166 6.166396 0.000000 990.961001
B-2 991.756219 0.795230 5.371171 6.166401 0.000000 990.960989
B-3 973.075478 0.780250 5.269998 6.050248 0.000000 972.295230
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:54 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3 (POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4363
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 95,869.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 14,267.54
SUBSERVICER ADVANCES THIS MONTH 73,588.98
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 60 6,636,025.83
(B) TWO MONTHLY PAYMENTS: 12 1,872,661.11
(C) THREE OR MORE MONTHLY PAYMENTS: 12 1,449,176.44
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 422,296.93
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 458,226,588.07
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3,951
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,310,361.13
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.64087500 % 5.94846600 % 1.41065850 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.57165790 % 6.00426536 % 1.42392660 %
BANKRUPTCY AMOUNT AVAILABLE 181,971.00
FRAUD AMOUNT AVAILABLE 10,188,524.00
SPECIAL HAZARD AMOUNT AVAILABLE 5,094,262.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.84216586
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 340.77
POOL TRADING FACTOR: 89.94955480
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS4(POOL # 4364)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4364
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FG98 200,000,000.00 180,269,428.52 6.250000 % 1,280,978.32
A-P 76110FH22 33,549.74 31,131.56 0.000000 % 129.17
A-V 76110FH30 0.00 0.00 0.898922 % 0.00
R 76110FH48 100.00 0.00 6.250000 % 0.00
M-1 76110FH55 5,865,400.00 5,651,288.96 6.250000 % 20,450.96
M-2 76110FH63 942,600.00 908,191.23 6.250000 % 3,286.57
M-3 76110FH71 942,600.00 908,191.23 6.250000 % 3,286.57
B-1 76110FH89 628,400.00 605,460.83 6.250000 % 2,191.05
B-2 76110FH97 523,700.00 504,582.80 6.250000 % 1,825.99
B-3 76110FJ20 523,708.79 504,591.30 6.250000 % 1,826.02
- -------------------------------------------------------------------------------
209,460,058.53 189,382,866.43 1,313,974.65
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 938,227.69 2,219,206.01 0.00 0.00 178,988,450.20
A-P 0.00 129.17 0.00 0.00 31,002.39
A-V 141,764.97 141,764.97 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 29,412.62 49,863.58 0.00 0.00 5,630,838.00
M-2 4,726.76 8,013.33 0.00 0.00 904,904.66
M-3 4,726.76 8,013.33 0.00 0.00 904,904.66
B-1 3,151.17 5,342.22 0.00 0.00 603,269.78
B-2 2,626.15 4,452.14 0.00 0.00 502,756.81
B-3 2,626.19 4,452.21 0.00 0.00 502,765.28
- -------------------------------------------------------------------------------
1,127,262.31 2,441,236.96 0.00 0.00 188,068,891.78
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 901.347143 6.404892 4.691138 11.096030 0.000000 894.942251
A-P 927.922541 3.850104 0.000000 3.850104 0.000000 924.072437
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 963.495918 3.486712 5.014597 8.501309 0.000000 960.009207
M-2 963.495894 3.486707 5.014598 8.501305 0.000000 960.009187
M-3 963.495894 3.486707 5.014598 8.501305 0.000000 960.009187
B-1 963.495910 3.486712 5.014593 8.501305 0.000000 960.009198
B-2 963.495895 3.486710 5.014608 8.501318 0.000000 960.009185
B-3 963.495954 3.486709 5.014600 8.501309 0.000000 960.009245
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:54 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS4 (POOL # 4364)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4364
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 39,388.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,187.36
SUBSERVICER ADVANCES THIS MONTH 31,560.26
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,063,185.81
(B) TWO MONTHLY PAYMENTS: 1 125,954.22
(C) THREE OR MORE MONTHLY PAYMENTS: 3 142,622.85
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 188,068,891.78
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,944
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 628,617.72
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.20347340 % 3.94380900 % 0.85271730 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.18743840 % 3.95634134 % 0.85556790 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,189,201.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,094,601.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.47666307
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 161.20
POOL TRADING FACTOR: 89.78747218
................................................................................
Run: 03/24/00 10:13:25 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5(POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4372
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FL50 166,515,517.00 153,449,218.83 7.250000 % 855,080.77
CB-P 76110FL68 12,334,483.00 11,366,609.04 0.000000 % 63,339.32
NB-1 76110FL76 36,987,960.00 30,592,812.94 6.750000 % 297,949.88
NB-2 76110FL84 3,534,000.00 3,534,000.00 6.750000 % 0.00
NB-3 76110FL92 9,618,710.00 9,618,710.00 6.750000 % 0.00
NB-4 76110FM26 21,500,000.00 13,951,670.51 6.750000 % 351,671.15
NB-5 76110FM34 24,546,330.00 24,546,330.00 6.750000 % 0.00
A-P 76110FM42 248,854.76 245,694.46 0.000000 % 12,874.89
A-V 76110FM59 0.00 0.00 0.793714 % 0.00
R 76110FM67 100.00 0.00 6.750000 % 0.00
M-1 76110FM75 9,620,300.00 9,548,726.92 6.750000 % 7,460.75
M-2 76110FM83 3,848,100.00 3,819,470.92 6.750000 % 2,984.28
M-3 76110FM91 3,256,100.00 3,231,875.28 6.750000 % 2,525.18
B-1 76110FN25 1,924,100.00 1,909,785.09 6.750000 % 1,492.18
B-2 76110FN33 888,100.00 881,492.73 6.750000 % 688.74
B-3 76110FN41 1,183,701.20 1,174,897.74 6.750000 % 934.92
- -------------------------------------------------------------------------------
296,006,355.96 267,871,294.46 1,597,002.06
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 926,886.34 1,781,967.11 0.00 0.00 152,594,138.06
CB-P 0.00 63,339.32 0.00 0.00 11,303,269.72
NB-1 171,791.88 469,741.76 0.00 0.00 30,294,863.06
NB-2 19,844.94 19,844.94 0.00 0.00 3,534,000.00
NB-3 54,013.21 54,013.21 0.00 0.00 9,618,710.00
NB-4 78,344.67 430,015.82 0.00 0.00 13,599,999.36
NB-5 137,838.27 137,838.27 0.00 0.00 24,546,330.00
A-P 0.00 12,874.89 0.00 0.00 232,819.57
A-V 177,051.01 177,051.01 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 53,666.92 61,127.67 0.00 0.00 9,541,266.17
M-2 21,466.65 24,450.93 0.00 0.00 3,816,486.64
M-3 18,164.18 20,689.36 0.00 0.00 3,229,350.10
B-1 10,733.61 12,225.79 0.00 0.00 1,908,292.91
B-2 4,954.28 5,643.02 0.00 0.00 880,803.99
B-3 6,603.30 7,538.22 0.00 0.00 1,173,962.82
- -------------------------------------------------------------------------------
1,681,359.26 3,278,361.32 0.00 0.00 266,274,292.40
===============================================================================
Run: 03/24/00 10:13:25
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5(POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4372
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 921.531048 5.135142 5.566366 10.701508 0.000000 916.395906
CB-P 921.531048 5.135142 0.000000 5.135142 0.000000 916.395906
NB-1 827.101926 8.055321 4.644535 12.699856 0.000000 819.046605
NB-2 1000.000000 0.000000 5.615433 5.615433 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.615432 5.615432 0.000000 1000.000000
NB-4 648.914907 16.356798 3.643938 20.000736 0.000000 632.558110
NB-5 1000.000000 0.000000 5.615433 5.615433 0.000000 1000.000000
A-P 987.300625 51.736551 0.000000 51.736551 0.000000 935.564074
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 992.560203 0.775522 5.578508 6.354030 0.000000 991.784681
M-2 992.560204 0.775520 5.578506 6.354026 0.000000 991.784683
M-3 992.560204 0.775523 5.578508 6.354031 0.000000 991.784681
B-1 992.560205 0.775521 5.578509 6.354030 0.000000 991.784684
B-2 992.560218 0.775521 5.578516 6.354037 0.000000 991.784698
B-3 992.562768 0.775525 5.578519 6.354044 0.000000 991.772938
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:13:25 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 55,567.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,860.05
SUBSERVICER ADVANCES THIS MONTH 46,121.56
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 35 4,490,188.44
(B) TWO MONTHLY PAYMENTS: 4 492,248.73
(C) THREE OR MORE MONTHLY PAYMENTS: 3 1,022,729.54
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 433,600.10
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 266,274,292.40
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,961
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,387,656.59
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.31529100 % 6.19703300 % 1.48062730 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.27557930 % 6.22932945 % 1.48963980 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 5,920,127.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,960,064.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86716000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 343.79
POOL TRADING FACTOR: 89.95559961
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 37,014.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,383.15
SUBSERVICER ADVANCES THIS MONTH 29,628.88
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 3,635,110.18
(B) TWO MONTHLY PAYMENTS: 4 492,248.73
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 31,253.90
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 177,339,176.86
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,734
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 795,241.73
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.49717310 % 6.19703300 % 1.48062730 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.46362760 % 6.22932945 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 5,920,127.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,960,064.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.95716360
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 344.20
POOL TRADING FACTOR: 92.16937383
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,552.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,476.90
SUBSERVICER ADVANCES THIS MONTH 16,492.68
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 855,078.26
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 3 1,022,729.54
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 402,346.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 88,935,115.54
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 227
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 592,414.86
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.95294400 % 6.19703300 % 1.48062730 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.90014910 % 6.22932945 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 5,920,127.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,960,064.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.68769037
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 342.97
POOL TRADING FACTOR: 85.84420570
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6(POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4376
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FN58 226,382,557.00 210,692,185.78 7.000000 % 1,586,392.96
CB-P 76110FN66 17,414,043.00 16,207,091.36 0.000000 % 122,030.23
NB-1 76110FN74 114,280,000.00 100,956,728.04 6.500000 % 1,012,957.34
NB-2 76110FN82 3,836,000.00 3,836,000.00 6.500000 % 0.00
NB-3 76110FN90 13,124,100.00 13,124,100.00 6.500000 % 0.00
A-P 76110FP23 47,335.68 46,912.45 0.000000 % 50.18
A-V 76110FP31 0.00 0.00 0.997936 % 0.00
R 76110FP49 100.00 0.00 6.500000 % 0.00
M-1 76110FP56 12,871,500.00 12,784,415.88 6.500000 % 9,890.80
M-2 76110FP64 4,826,800.00 4,794,143.53 6.500000 % 3,709.04
M-3 76110FP72 4,223,400.00 4,194,825.93 6.500000 % 3,245.37
B-1 76110FP80 2,413,400.00 2,397,071.77 6.500000 % 1,854.52
B-2 76110FP98 1,206,800.00 1,198,635.20 6.500000 % 927.34
B-3 76110FQ22 1,608,966.42 1,598,116.64 6.500000 % 1,238.24
- -------------------------------------------------------------------------------
402,235,002.10 371,830,226.58 2,742,296.02
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 1,228,638.57 2,815,031.53 0.00 0.00 209,105,792.82
CB-P 0.00 122,030.23 0.00 0.00 16,085,061.13
NB-1 546,794.04 1,559,751.38 0.00 0.00 99,943,770.70
NB-2 20,776.24 20,776.24 0.00 0.00 3,836,000.00
NB-3 71,081.74 71,081.74 0.00 0.00 13,124,100.00
A-P 0.00 50.18 0.00 0.00 46,862.27
A-V 309,142.44 309,142.44 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 69,229.06 79,119.86 0.00 0.00 12,774,525.08
M-2 25,960.83 29,669.87 0.00 0.00 4,790,434.49
M-3 22,715.45 25,960.82 0.00 0.00 4,191,580.56
B-1 12,980.42 14,834.94 0.00 0.00 2,395,217.25
B-2 6,490.75 7,418.09 0.00 0.00 1,197,707.86
B-3 8,653.99 9,892.23 0.00 0.00 1,541,214.81
- -------------------------------------------------------------------------------
2,322,463.53 5,064,759.55 0.00 0.00 369,032,266.97
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 930.690900 7.007576 5.427267 12.434843 0.000000 923.683324
CB-P 930.690900 7.007576 0.000000 7.007576 0.000000 923.683324
NB-1 883.415541 8.863820 4.784687 13.648507 0.000000 874.551721
NB-2 1000.000000 0.000000 5.416121 5.416121 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.416123 5.416123 0.000000 1000.000000
A-P 991.058964 1.060118 0.000000 1.060118 0.000000 989.998846
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 993.234346 0.768426 5.378476 6.146902 0.000000 992.465919
M-2 993.234344 0.768426 5.378476 6.146902 0.000000 992.465917
M-3 993.234344 0.768426 5.378475 6.146901 0.000000 992.465919
B-1 993.234346 0.768426 5.378478 6.146904 0.000000 992.465919
B-2 993.234339 0.768429 5.378480 6.146909 0.000000 992.465910
B-3 993.256677 0.768444 5.378602 6.147046 0.000000 957.891223
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 77,188.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 18,093.60
SUBSERVICER ADVANCES THIS MONTH 75,558.60
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 39 7,279,452.87
(B) TWO MONTHLY PAYMENTS: 6 1,205,175.82
(C) THREE OR MORE MONTHLY PAYMENTS: 13 1,054,170.14
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 1,093,892.10
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 369,032,266.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,580
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,420,894.68
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.74652520 % 5.85573300 % 1.39682660 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.71226460 % 5.89556580 % 1.39142090 %
BANKRUPTCY AMOUNT AVAILABLE 150,055.00
FRAUD AMOUNT AVAILABLE 8,044,700.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,022,350.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.82675200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 345.26
POOL TRADING FACTOR: 91.74543862
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 50,748.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,444.20
SUBSERVICER ADVANCES THIS MONTH 31,194.26
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 2,697,731.58
(B) TWO MONTHLY PAYMENTS: 3 231,474.73
(C) THREE OR MORE MONTHLY PAYMENTS: 12 811,701.13
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 474,811.85
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 242,648,851.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,199
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,499,816.92
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.83591890 % 5.85573300 % 1.39682660 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.81193690 % 5.89556580 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,055.00
FRAUD AMOUNT AVAILABLE 8,044,700.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,022,350.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.90442046
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 344.42
POOL TRADING FACTOR: 92.81100237
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 26,440.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,649.40
SUBSERVICER ADVANCES THIS MONTH 44,364.34
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 4,581,721.29
(B) TWO MONTHLY PAYMENTS: 3 973,701.09
(C) THREE OR MORE MONTHLY PAYMENTS: 1 242,469.01
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 619,080.25
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 126,383,415.26
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 381
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 921,077.76
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.57499450 % 5.85573300 % 1.39682660 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.52086880 % 5.89556580 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,055.00
FRAUD AMOUNT AVAILABLE 8,044,700.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,022,350.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.67763244
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 346.86
POOL TRADING FACTOR: 89.76672248
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS7(POOL # 4380)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4380
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FQ30 260,286,000.00 236,177,297.20 6.750000 % 3,110,598.87
A-2 76110FQ48 15,420,000.00 14,766,174.97 6.750000 % 83,812.63
A-3 76110FQ55 35,050,000.00 35,050,000.00 6.750000 % 0.00
A-4 76110FQ63 14,250,000.00 14,903,825.03 6.750000 % 0.00
A-P 76110FQ89 91,079.98 90,090.92 0.000000 % 108.04
A-V 76110FQ97 0.00 0.00 0.862402 % 0.00
R 76110FQ71 100.00 0.00 6.750000 % 0.00
M-1 76110FR21 12,969,000.00 12,894,618.99 6.750000 % 9,686.37
M-2 76110FR39 4,206,600.00 4,182,473.92 6.750000 % 3,141.85
M-3 76110FR47 3,680,500.00 3,659,391.25 6.750000 % 2,748.92
B-1 76110FR54 2,103,100.00 2,091,038.11 6.750000 % 1,570.78
B-2 76110FR62 1,051,600.00 1,045,568.75 6.750000 % 785.43
B-3 76110FR70 1,402,095.46 1,394,054.04 6.750000 % 1,047.21
- -------------------------------------------------------------------------------
350,510,075.44 326,254,533.18 3,213,500.10
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 1,328,158.37 4,438,757.24 0.00 0.00 233,066,698.33
A-2 83,038.54 166,851.17 0.00 0.00 14,682,362.34
A-3 197,105.95 197,105.95 0.00 0.00 35,050,000.00
A-4 0.00 0.00 83,812.63 0.00 14,987,637.66
A-P 0.00 108.04 0.00 0.00 89,982.88
A-V 234,409.07 234,409.07 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,513.73 82,200.10 0.00 0.00 12,884,932.62
M-2 23,520.42 26,662.27 0.00 0.00 4,179,332.07
M-3 20,578.83 23,327.75 0.00 0.00 3,656,642.33
B-1 11,759.09 13,329.87 0.00 0.00 2,089,467.33
B-2 5,879.82 6,665.25 0.00 0.00 1,044,783.32
B-3 7,839.55 8,886.76 0.00 0.00 1,393,006.83
- -------------------------------------------------------------------------------
1,984,803.37 5,198,303.47 83,812.63 0.00 323,124,845.71
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 907.376106 11.950696 5.102688 17.053384 0.000000 895.425410
A-2 957.598896 5.435320 5.385119 10.820439 0.000000 952.163576
A-3 1000.000000 0.000000 5.623565 5.623565 0.000000 1000.000000
A-4 1045.882458 0.000000 0.000000 0.000000 5.881588 1051.764046
A-P 989.140753 1.186210 0.000000 1.186210 0.000000 987.954543
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 994.264707 0.746886 5.591312 6.338198 0.000000 993.517821
M-2 994.264708 0.746886 5.591314 6.338200 0.000000 993.517822
M-3 994.264706 0.746888 5.591314 6.338202 0.000000 993.517818
B-1 994.264709 0.746888 5.591313 6.338201 0.000000 993.517821
B-2 994.264692 0.746890 5.591308 6.338198 0.000000 993.517801
B-3 994.264713 0.746889 5.591310 6.338199 0.000000 993.517824
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS7 (POOL # 4380)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4380
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 67,638.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,440.91
SUBSERVICER ADVANCES THIS MONTH 40,487.21
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,154,592.56
(B) TWO MONTHLY PAYMENTS: 6 722,285.85
(C) THREE OR MORE MONTHLY PAYMENTS: 8 1,036,099.60
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 746,290.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 323,124,845.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,476
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,884,573.91
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.25324970 % 6.35767800 % 1.38907260 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.18407440 % 6.41266287 % 1.40147640 %
BANKRUPTCY AMOUNT AVAILABLE 134,666.00
FRAUD AMOUNT AVAILABLE 7,010,202.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,505,101.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.93514634
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 346.19
POOL TRADING FACTOR: 92.18703494
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS8(POOL # 4381)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4381
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FR88 100,048,000.00 95,002,572.70 6.500000 % 787,241.05
A-P 76110FR96 122,858.97 119,108.92 0.000000 % 485.90
A-V 76110FS20 0.00 0.00 0.688006 % 0.00
R 76110FS38 100.00 0.00 6.500000 % 0.00
M-1 76110FS46 2,563,600.00 2,497,064.22 6.500000 % 8,624.31
M-2 76110FS53 575,400.00 560,466.04 6.500000 % 1,935.73
M-3 76110FS61 470,800.00 458,580.85 6.500000 % 1,583.84
B-1 76110FS79 313,900.00 305,753.03 6.500000 % 1,056.00
B-2 76110FS87 261,600.00 254,810.42 6.500000 % 880.06
B-3 76110FS95 261,601.59 254,811.97 6.500000 % 880.06
- -------------------------------------------------------------------------------
104,617,860.56 99,453,168.15 802,686.95
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 514,231.42 1,301,472.47 0.00 0.00 94,215,331.65
A-P 0.00 485.90 0.00 0.00 118,623.02
A-V 56,979.81 56,979.81 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 13,516.14 22,140.45 0.00 0.00 2,488,439.91
M-2 3,033.70 4,969.43 0.00 0.00 558,530.31
M-3 2,482.21 4,066.05 0.00 0.00 456,997.01
B-1 1,654.98 2,710.98 0.00 0.00 304,697.03
B-2 1,379.24 2,259.30 0.00 0.00 253,930.36
B-3 1,379.25 2,259.31 0.00 0.00 253,931.91
- -------------------------------------------------------------------------------
594,656.75 1,397,343.70 0.00 0.00 98,650,481.20
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 949.569933 7.868634 5.139847 13.008481 0.000000 941.701300
A-P 969.476791 3.954941 0.000000 3.954941 0.000000 965.521850
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 974.045959 3.364140 5.272328 8.636468 0.000000 970.681819
M-2 974.045951 3.364147 5.272332 8.636479 0.000000 970.681804
M-3 974.045986 3.364146 5.272324 8.636470 0.000000 970.681839
B-1 974.045970 3.364129 5.272316 8.636445 0.000000 970.681841
B-2 974.045948 3.364144 5.272324 8.636468 0.000000 970.681804
B-3 974.045953 3.364123 5.272330 8.636453 0.000000 970.681830
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:57 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS8 (POOL # 4381)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4381
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,637.96
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,902.95
SUBSERVICER ADVANCES THIS MONTH 7,085.05
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 699,724.81
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 62,313.83
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 98,650,481.20
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 993
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 459,167.70
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.63947500 % 3.53968300 % 0.82084170 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.61915650 % 3.55190080 % 0.82466660 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,046,179.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,387,236.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.50765225
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 165.60
POOL TRADING FACTOR: 94.29602237
................................................................................
Run: 03/24/00 10:05:58 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS9(POOL # 4389)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4389
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FT29 165,986,000.00 154,085,833.39 7.000000 % 1,291,535.50
A-2 76110FT37 10,215,000.00 9,810,117.23 7.000000 % 59,201.15
A-3 76110FT45 27,081,000.00 27,081,000.00 7.000000 % 0.00
A-4 76110FT52 9,750,000.00 10,154,882.77 7.000000 % 0.00
A-5 76110FT60 37,000,000.00 34,253,052.16 7.000000 % 298,128.65
A-P 76110FT78 469,164.61 464,997.40 0.000000 % 6,867.19
A-V 76110FT86 0.00 0.00 0.758267 % 0.00
R 76110FT94 100.00 0.00 7.000000 % 0.00
M-1 76110FU27 10,698,000.00 10,645,421.99 7.000000 % 7,809.76
M-2 76110FU35 3,250,000.00 3,234,027.05 7.000000 % 2,372.57
M-3 76110FU43 2,843,700.00 2,829,723.92 7.000000 % 2,075.96
B-1 76110FU50 1,624,500.00 1,616,515.98 7.000000 % 1,185.92
B-2 76110FU68 812,400.00 808,407.25 7.000000 % 593.07
B-3 76110FU76 1,083,312.85 1,077,988.66 7.000000 % 790.84
- -------------------------------------------------------------------------------
270,813,177.46 256,061,967.80 1,670,560.61
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 898,292.78 2,189,828.28 0.00 0.00 152,794,297.89
A-2 57,191.22 116,392.37 0.00 0.00 9,750,916.08
A-3 157,877.37 157,877.37 0.00 0.00 27,081,000.00
A-4 0.00 0.00 59,201.15 0.00 10,214,083.92
A-5 199,689.15 497,817.80 0.00 0.00 33,954,923.51
A-P 0.00 6,867.19 0.00 0.00 458,130.21
A-V 161,705.39 161,705.39 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 62,060.90 69,870.66 0.00 0.00 10,637,612.23
M-2 18,853.80 21,226.37 0.00 0.00 3,231,654.48
M-3 16,496.78 18,572.74 0.00 0.00 2,827,647.96
B-1 9,424.00 10,609.92 0.00 0.00 1,615,330.06
B-2 4,712.87 5,305.94 0.00 0.00 807,814.18
B-3 6,284.48 7,075.32 0.00 0.00 1,077,197.82
- -------------------------------------------------------------------------------
1,592,588.74 3,263,149.35 59,201.15 0.00 254,450,608.34
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 928.306203 7.780991 5.411859 13.192850 0.000000 920.525212
A-2 960.363899 5.795512 5.598749 11.394261 0.000000 954.568388
A-3 1000.000000 0.000000 5.829821 5.829821 0.000000 1000.000000
A-4 1041.526438 0.000000 0.000000 0.000000 6.071913 1047.598351
A-5 925.758166 8.057531 5.397004 13.454535 0.000000 917.700635
A-P 991.117808 14.637059 0.000000 14.637059 0.000000 976.480750
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 995.085249 0.730021 5.801168 6.531189 0.000000 994.355228
M-2 995.085246 0.730022 5.801169 6.531191 0.000000 994.355225
M-3 995.085248 0.730021 5.801167 6.531188 0.000000 994.355227
B-1 995.085245 0.730022 5.801170 6.531192 0.000000 994.355223
B-2 995.085241 0.730022 5.801169 6.531191 0.000000 994.355219
B-3 995.085270 0.730020 5.801168 6.531188 0.000000 994.355250
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:58 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS9 (POOL # 4389)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4389
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 53,149.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,247.22
SUBSERVICER ADVANCES THIS MONTH 46,167.06
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 29 4,008,476.73
(B) TWO MONTHLY PAYMENTS: 6 998,979.00
(C) THREE OR MORE MONTHLY PAYMENTS: 10 1,138,291.61
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 212,848.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 254,450,608.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,863
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,423,426.84
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.09220480 % 6.53731300 % 1.37048260 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.04808860 % 6.56194724 % 1.37812820 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 5,416,264.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,708,132.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07130358
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 347.82
POOL TRADING FACTOR: 93.95798636
................................................................................
Run: 03/24/00 10:05:58 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS10(POOL # 4390)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4390
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FV34 268,170,000.00 250,450,093.14 7.250000 % 2,065,524.14
A-2 76110FV42 24,330,000.00 24,330,000.00 7.250000 % 0.00
A-3 76110FV59 32,602,000.00 32,469,614.67 7.250000 % 22,508.26
A-P 76110FV67 1,164,452.78 1,148,788.71 0.000000 % 2,217.79
A-V 76110FV75 0.00 0.00 0.650895 % 0.00
R 76110FV83 100.00 0.00 7.250000 % 0.00
M-1 76110FV91 13,932,800.00 13,876,223.76 7.250000 % 9,619.14
M-2 76110FW25 4,232,700.00 4,215,512.48 7.250000 % 2,922.24
M-3 76110FW33 3,703,600.00 3,688,560.97 7.250000 % 2,556.95
B-1 76110FU84 2,116,400.00 2,107,806.04 7.250000 % 1,461.15
B-2 76110FU92 1,058,200.00 1,053,903.02 7.250000 % 730.58
B-3 76110FV26 1,410,899.63 1,405,170.48 7.250000 % 974.07
- -------------------------------------------------------------------------------
352,721,152.41 334,745,673.27 2,108,514.32
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 1,512,625.33 3,578,149.47 0.00 0.00 248,384,569.00
A-2 146,944.14 146,944.14 0.00 0.00 24,330,000.00
A-3 196,104.39 218,612.65 0.00 0.00 32,447,106.41
A-P 0.00 2,217.79 0.00 0.00 1,146,570.92
A-V 181,509.07 181,509.07 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 83,807.23 93,426.37 0.00 0.00 13,866,604.62
M-2 25,460.12 28,382.36 0.00 0.00 4,212,590.24
M-3 22,277.54 24,834.49 0.00 0.00 3,686,004.02
B-1 12,730.36 14,191.51 0.00 0.00 2,106,344.89
B-2 6,365.18 7,095.76 0.00 0.00 1,053,172.44
B-3 8,486.70 9,460.77 0.00 0.00 1,404,196.41
- -------------------------------------------------------------------------------
2,196,310.06 4,304,824.38 0.00 0.00 332,637,158.95
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 933.922859 7.702294 5.640546 13.342840 0.000000 926.220565
A-2 1000.000000 0.000000 6.039628 6.039628 0.000000 1000.000000
A-3 995.939349 0.690395 6.015103 6.705498 0.000000 995.248954
A-P 986.548128 1.904577 0.000000 1.904577 0.000000 984.643551
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 995.939349 0.690395 6.015103 6.705498 0.000000 995.248954
M-2 995.939348 0.690396 6.015101 6.705497 0.000000 995.248952
M-3 995.939348 0.690396 6.015104 6.705500 0.000000 995.248952
B-1 995.939350 0.690394 6.015101 6.705495 0.000000 995.248956
B-2 995.939350 0.690399 6.015101 6.705500 0.000000 995.248951
B-3 995.939364 0.690396 6.015098 6.705494 0.000000 995.248975
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:05:58 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS10 (POOL # 4390)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4390
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 70,585.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 14,815.82
SUBSERVICER ADVANCES THIS MONTH 60,636.50
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 43 6,073,322.21
(B) TWO MONTHLY PAYMENTS: 1 50,256.17
(C) THREE OR MORE MONTHLY PAYMENTS: 12 1,884,680.94
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 176,902.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 332,637,158.95
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,534
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,876,274.69
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.10209150 % 6.52892700 % 1.36898150 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.05741770 % 6.54322534 % 1.37672500 %
BANKRUPTCY AMOUNT AVAILABLE 144,124.00
FRAUD AMOUNT AVAILABLE 7,054,423.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,527,212.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.20139651
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 349.03
POOL TRADING FACTOR: 94.30598553
................................................................................
Run: 03/24/00 10:13:27 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11(POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4394
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FX73 131,664,000.00 127,246,519.08 7.500000 % 1,055,923.35
NB-1 76110FX81 57,150,000.00 51,641,767.87 7.500000 % 1,568,278.12
NB-2 76110FX99 3,983,000.00 3,983,000.00 7.500000 % 0.00
NB-3 76110FY23 7,400,000.00 7,400,000.00 7.500000 % 0.00
A-P 76110FY31 1,364,847.05 1,358,032.20 0.000000 % 1,609.73
A-V 76110FY49 0.00 0.00 0.621895 % 0.00
R 76110FY56 100.00 0.00 7.500000 % 0.00
M-1 76110FY64 8,041,000.00 8,015,110.19 7.500000 % 5,361.31
M-2 76110FY72 2,608,000.00 2,599,602.96 7.500000 % 1,738.88
M-3 76110FY80 2,282,000.00 2,274,652.59 7.500000 % 1,521.52
B-1 76110FY98 1,304,000.00 1,299,801.47 7.500000 % 869.44
B-2 76110FZ22 652,000.00 649,900.74 7.500000 % 434.72
B-3 76110FZ30 869,417.87 866,620.83 7.500000 % 577.22
- -------------------------------------------------------------------------------
217,318,364.92 207,335,007.93 2,636,314.29
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 795,100.15 1,851,023.50 0.00 0.00 126,190,595.73
NB-1 322,744.89 1,891,023.01 0.00 0.00 50,073,489.75
NB-2 24,892.50 24,892.50 0.00 0.00 3,983,000.00
NB-3 46,247.68 46,247.68 0.00 0.00 7,400,000.00
A-P 0.00 1,609.73 0.00 0.00 1,356,422.47
A-V 107,431.61 107,431.61 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 50,084.91 55,446.22 0.00 0.00 8,009,748.88
M-2 16,244.43 17,983.31 0.00 0.00 2,597,864.08
M-3 14,213.87 15,735.39 0.00 0.00 2,273,131.07
B-1 8,122.21 8,991.65 0.00 0.00 1,298,932.03
B-2 4,061.11 4,495.83 0.00 0.00 649,466.02
B-3 5,415.35 5,992.57 0.00 0.00 866,043.61
- -------------------------------------------------------------------------------
1,394,558.71 4,030,873.00 0.00 0.00 204,698,693.64
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 966.448832 8.019833 6.038858 14.058691 0.000000 958.428999
NB-1 903.617985 27.441437 5.647330 33.088767 0.000000 876.176549
NB-2 1000.000000 0.000000 6.249686 6.249686 0.000000 1000.000000
NB-3 1000.000000 0.000000 6.249686 6.249686 0.000000 1000.000000
A-P 995.006876 1.179421 0.000000 1.179421 0.000000 993.827455
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 996.780275 0.666747 6.228692 6.895439 0.000000 996.113528
M-2 996.780276 0.666748 6.228692 6.895440 0.000000 996.113528
M-3 996.780276 0.666748 6.228690 6.895438 0.000000 996.113528
B-1 996.780268 0.666748 6.228689 6.895437 0.000000 996.113520
B-2 996.780276 0.666748 6.228696 6.895444 0.000000 996.113528
B-3 996.782859 0.663916 6.228708 6.892624 0.000000 996.118943
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:13:27 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 42,957.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,749.11
SUBSERVICER ADVANCES THIS MONTH 39,909.89
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 3,549,629.62
(B) TWO MONTHLY PAYMENTS: 4 1,113,219.06
(C) THREE OR MORE MONTHLY PAYMENTS: 5 571,332.09
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 105,344.29
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 204,698,693.64
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,541
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,497,411.31
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.37502700 % 6.21668600 % 1.35834420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.28139550 % 6.29253846 % 1.38409080 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,346,367.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.39086000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 350.19
POOL TRADING FACTOR: 94.19300284
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 28,669.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,255.86
SUBSERVICER ADVANCES THIS MONTH 26,843.60
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 29 2,640,880.87
(B) TWO MONTHLY PAYMENTS: 2 260,963.49
(C) THREE OR MORE MONTHLY PAYMENTS: 5 571,332.09
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 105,344.29
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 137,196,978.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,345
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 970,864.65
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.50221730 % 6.21668600 % 1.35834420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.44892320 % 6.29253846 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,346,367.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.44885276
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 349.47
POOL TRADING FACTOR: 96.13298372
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,288.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 493.25
SUBSERVICER ADVANCES THIS MONTH 13,066.29
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 908,748.75
(B) TWO MONTHLY PAYMENTS: 2 852,255.57
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 67,501,715.30
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 196
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,526,546.66
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.11929310 % 6.21668600 % 1.35834420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.93930010 % 6.29253847 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,346,367.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.27298996
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 351.64
POOL TRADING FACTOR: 90.48178928
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12(POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4395
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FW41 74,644,000.00 71,408,006.39 7.000000 % 563,787.43
NB 76110FW58 25,183,000.00 21,731,041.96 7.000000 % 84,335.13
A-P 76110FW66 994,755.29 966,076.71 0.000000 % 4,072.18
A-V 76110FW74 0.00 0.00 0.517723 % 0.00
R 76110FW82 100.00 0.00 7.000000 % 0.00
M-1 76110FW90 3,503,000.00 3,448,699.63 7.000000 % 11,301.54
M-2 76110FX24 531,000.00 522,768.91 7.000000 % 1,713.14
M-3 76110FX32 477,700.00 470,295.13 7.000000 % 1,541.18
B-1 76110FX40 318,400.00 313,464.46 7.000000 % 1,027.24
B-2 76110FX57 212,300.00 209,009.12 7.000000 % 684.93
B-3 76110FX65 265,344.67 261,214.82 7.000000 % 874.82
- -------------------------------------------------------------------------------
106,129,599.96 99,330,577.13 669,337.59
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 416,205.70 979,993.13 0.00 0.00 70,844,218.96
NB 126,710.70 211,045.83 0.00 0.00 21,646,706.83
A-P 0.00 4,072.18 0.00 0.00 962,004.53
A-V 42,823.66 42,823.66 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 20,101.82 31,403.36 0.00 0.00 3,437,398.09
M-2 3,047.13 4,760.27 0.00 0.00 521,055.77
M-3 2,741.26 4,282.44 0.00 0.00 468,753.95
B-1 1,827.12 2,854.36 0.00 0.00 312,437.22
B-2 1,218.28 1,903.21 0.00 0.00 208,324.19
B-3 1,522.57 2,397.39 0.00 0.00 260,340.00
- -------------------------------------------------------------------------------
616,198.24 1,285,535.83 0.00 0.00 98,661,239.54
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 956.647639 7.553017 5.575876 13.128893 0.000000 949.094622
NB 862.925067 3.348891 5.031597 8.380488 0.000000 859.576176
A-P 971.170216 4.093653 0.000000 4.093653 0.000000 967.076563
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 984.498895 3.226246 5.738458 8.964704 0.000000 981.272649
M-2 984.498889 3.226252 5.738475 8.964727 0.000000 981.272637
M-3 984.498911 3.226251 5.738455 8.964706 0.000000 981.272661
B-1 984.498932 3.226256 5.738442 8.964698 0.000000 981.272676
B-2 984.498917 3.226236 5.738483 8.964719 0.000000 981.272680
B-3 984.435904 3.226031 5.738084 8.964115 0.000000 981.138997
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,644.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,063.24
SUBSERVICER ADVANCES THIS MONTH 10,249.84
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 11 1,040,758.73
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 98,661,239.54
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 976
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 343,526.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.68766470 % 4.47169800 % 0.78897000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.66903790 % 4.48728176 % 0.79949590 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,122,592.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,878,734.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.76768100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 168.78
POOL TRADING FACTOR: 92.96298071
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,749.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,837.56
SUBSERVICER ADVANCES THIS MONTH 7,210.94
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 710,826.18
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 75,242,521.60
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 905
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 333,350.67
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.82599510 % 4.51561700 % 0.79671870 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.80295260 % 4.53146619 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,122,592.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,878,734.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85558564
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 169.03
POOL TRADING FACTOR: 95.08621906
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,895.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,225.68
SUBSERVICER ADVANCES THIS MONTH 3,038.90
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 329,932.55
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 23,418,717.94
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 71
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 10,175.80
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.23594070 % 4.51561700 % 0.79671870 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.23340180 % 4.53146621 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,122,592.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,878,734.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.48525014
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 167.98
POOL TRADING FACTOR: 86.73996847
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13(POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4405
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FZ48 158,406,900.00 152,690,020.84 8.000000 % 1,404,504.66
CB-P 76110FZ55 5,109,900.00 4,925,484.54 0.000000 % 45,306.60
NB 76110FZ63 86,842,100.00 81,726,288.05 7.750000 % 1,202,106.74
A-P 76110FZ71 1,432,398.79 1,419,749.37 0.000000 % 8,881.60
A-V 76110FZ89 0.00 0.00 0.540538 % 0.00
R 76110FZ97 100.00 0.00 7.750000 % 0.00
M-1 76110F2A0 11,328,000.00 11,281,672.11 7.750000 % 7,292.46
M-2 76110F2B8 3,411,900.00 3,397,946.42 7.750000 % 2,196.43
M-3 76110F2C6 2,866,000.00 2,854,278.98 7.750000 % 1,845.00
B-1 76110F2D4 1,637,700.00 1,631,002.33 7.750000 % 1,054.28
B-2 76110F2E2 818,900.00 815,550.96 7.750000 % 527.17
B-3 76110F2F9 1,091,849.28 1,087,221.48 7.750000 % 705.81
- -------------------------------------------------------------------------------
272,945,748.07 261,829,215.08 2,674,420.75
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 1,017,733.00 2,422,237.66 0.00 0.00 151,285,516.18
CB-P 0.00 45,306.60 0.00 0.00 4,880,177.94
NB 527,460.48 1,729,567.22 0.00 0.00 80,524,181.31
A-P 0.00 8,881.60 0.00 0.00 1,410,867.77
A-V 117,898.13 117,898.13 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,832.41 80,124.87 0.00 0.00 11,274,379.65
M-2 21,936.52 24,132.95 0.00 0.00 3,395,749.99
M-3 18,426.71 20,271.71 0.00 0.00 2,852,433.98
B-1 10,529.46 11,583.74 0.00 0.00 1,629,948.05
B-2 5,265.05 5,792.22 0.00 0.00 815,023.79
B-3 7,018.90 7,724.71 0.00 0.00 1,086,515.67
- -------------------------------------------------------------------------------
1,799,100.66 4,473,521.41 0.00 0.00 259,154,794.33
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 963.910163 8.866436 6.424802 15.291238 0.000000 955.043727
CB-P 963.910163 8.866436 0.000000 8.866436 0.000000 955.043727
NB 941.090647 13.842442 6.073788 19.916230 0.000000 927.248205
A-P 991.169065 6.200511 0.000000 6.200511 0.000000 984.968554
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 995.910320 0.643755 6.429415 7.073170 0.000000 995.266565
M-2 995.910320 0.643756 6.429415 7.073171 0.000000 995.266564
M-3 995.910321 0.643754 6.429417 7.073171 0.000000 995.266567
B-1 995.910319 0.643756 6.429419 7.073175 0.000000 995.266563
B-2 995.910319 0.643754 6.429418 7.073172 0.000000 995.266565
B-3 995.761503 0.643660 6.428451 7.072111 0.000000 995.115072
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 54,264.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,050.56
SUBSERVICER ADVANCES THIS MONTH 50,722.17
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 36 4,761,774.88
(B) TWO MONTHLY PAYMENTS: 2 540,641.45
(C) THREE OR MORE MONTHLY PAYMENTS: 3 1,179,445.13
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 91,900.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 259,154,794.33
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,033
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,504,952.95
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.90979010 % 6.69669300 % 1.34964880 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.83140750 % 6.76142753 % 1.37015350 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.56621100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 350.18
POOL TRADING FACTOR: 94.94736451
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 35,679.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,311.07
SUBSERVICER ADVANCES THIS MONTH 23,160.40
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 2,690,244.53
(B) TWO MONTHLY PAYMENTS: 1 166,410.33
(C) THREE OR MORE MONTHLY PAYMENTS: 1 72,864.15
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 91,900.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 170,585,437.88
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,771
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,357,179.13
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.97018270 % 6.69669300 % 1.34964880 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.90640910 % 6.76142754 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.64737372
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 349.93
POOL TRADING FACTOR: 95.83855043
Run: 03/24/00 10:13:27 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,585.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,739.49
SUBSERVICER ADVANCES THIS MONTH 27,561.77
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 2,071,530.35
(B) TWO MONTHLY PAYMENTS: 1 374,231.12
(C) THREE OR MORE MONTHLY PAYMENTS: 2 1,106,580.98
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 88,569,356.45
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 262
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,147,773.82
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.79353740 % 6.69669300 % 1.34964880 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.68629550 % 6.76142753 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.40989182
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 350.66
POOL TRADING FACTOR: 93.27681158
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS14(POOL # 4410)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4410
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F2G7 138,880,000.00 133,620,524.58 7.500000 % 1,819,586.09
A-2 76110F2H5 27,776,000.00 26,724,104.91 6.413750 % 363,917.22
A-3 76110F2J1 0.00 0.00 2.586250 % 0.00
A-4 76110F2K8 11,426,000.00 11,426,000.00 7.750000 % 0.00
A-5 76110F2L6 21,743,000.00 21,743,000.00 7.750000 % 0.00
A-P 76110F2M4 865,434.18 826,693.94 0.000000 % 2,710.90
A-V 76110F2N2 0.00 0.00 0.585202 % 0.00
R-I 76110F2P7 100.00 0.00 7.750000 % 0.00
R-II 76110F2Q5 100.00 0.00 7.750000 % 0.00
M-1 76110F2R3 8,698,000.00 8,681,575.83 7.750000 % 5,417.22
M-2 76110F2S1 2,718,000.00 2,712,867.68 7.750000 % 1,692.80
M-3 76110F2T9 2,391,800.00 2,387,283.63 7.750000 % 1,489.64
B-1 76110F2U6 1,413,400.00 1,410,731.12 7.750000 % 880.28
B-2 76110F2V4 652,300.00 651,068.28 7.750000 % 406.26
B-3 76110F2W2 869,779.03 868,136.66 7.750000 % 541.72
- -------------------------------------------------------------------------------
217,433,913.21 211,051,986.63 2,196,642.13
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 834,609.12 2,654,195.21 0.00 0.00 131,800,938.49
A-2 142,745.98 506,663.20 0.00 0.00 26,360,187.69
A-3 57,560.21 57,560.21 0.00 0.00 0.00
A-4 73,747.05 73,747.05 0.00 0.00 11,426,000.00
A-5 140,336.25 140,336.25 0.00 0.00 21,743,000.00
A-P 0.00 2,710.90 0.00 0.00 823,983.04
A-V 102,859.34 102,859.34 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 56,033.65 61,450.87 0.00 0.00 8,676,158.61
M-2 17,509.71 19,202.51 0.00 0.00 2,711,174.88
M-3 15,408.29 16,897.93 0.00 0.00 2,385,793.99
B-1 9,105.31 9,985.59 0.00 0.00 1,409,850.84
B-2 4,202.21 4,608.47 0.00 0.00 650,662.02
B-3 5,603.23 6,144.95 0.00 0.00 867,594.94
- -------------------------------------------------------------------------------
1,459,720.35 3,656,362.48 0.00 0.00 208,855,344.50
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 962.129353 13.101858 6.009570 19.111428 0.000000 949.027495
A-2 962.129353 13.101858 5.139184 18.241042 0.000000 949.027495
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 1000.000000 0.000000 6.454319 6.454319 0.000000 1000.000000
A-5 1000.000000 0.000000 6.454319 6.454319 0.000000 1000.000000
A-P 955.236064 3.132416 0.000000 3.132416 0.000000 952.103648
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 998.111730 0.622812 6.442130 7.064942 0.000000 997.488918
M-2 998.111729 0.622811 6.442130 7.064941 0.000000 997.488918
M-3 998.111728 0.622811 6.442131 7.064942 0.000000 997.488916
B-1 998.111731 0.622810 6.442132 7.064942 0.000000 997.488920
B-2 998.111728 0.622812 6.442143 7.064955 0.000000 997.488916
B-3 998.111739 0.622813 6.442130 7.064943 0.000000 997.488914
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:06:00 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS14 (POOL # 4410)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4410
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,866.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,978.11
SUBSERVICER ADVANCES THIS MONTH 36,830.80
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 3,298,008.53
(B) TWO MONTHLY PAYMENTS: 5 1,366,505.29
(C) THREE OR MORE MONTHLY PAYMENTS: 3 169,541.44
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 208,855,344.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,614
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,062,956.58
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.05059340 % 6.55569400 % 1.39371240 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.97177040 % 6.59457746 % 1.40753190 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,348,678.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,174,339.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.62789619
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 352.11
POOL TRADING FACTOR: 96.05463169
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS15(POOL # 4416)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4416
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F2X0 112,000,000.00 110,016,287.45 7.000000 % 1,927,440.63
A-2 76110F2Y8 20,028,000.00 20,028,000.00 7.750000 % 0.00
A-3 76110F2Z5 48,000,000.00 47,149,837.48 6.328750 % 826,045.99
A-4 76110F3A9 0.00 0.00 3.171250 % 0.00
A-5 76110F3B7 20,253,000.00 20,230,002.95 7.750000 % 34,231.18
A-P 76110F3C5 242,044.80 241,484.48 0.000000 % 601.08
A-V 76110F3D3 0.00 0.00 0.728637 % 0.00
R-I 76110F3E1 100.00 0.00 7.750000 % 0.00
R-II 76110F3F8 100.00 0.00 7.750000 % 0.00
M-1 76110F3G6 8,695,000.00 8,685,126.93 7.750000 % 14,696.10
M-2 76110F3H4 2,825,900.00 2,822,691.23 7.750000 % 4,776.27
M-3 76110F3J0 2,391,000.00 2,388,285.05 7.750000 % 4,041.22
B-1 76110F3K7 1,412,900.00 1,411,295.67 7.750000 % 2,388.05
B-2 76110F3L5 652,100.00 651,359.55 7.750000 % 1,102.17
B-3 76110F3M3 869,572.62 868,585.21 7.750000 % 1,469.74
- -------------------------------------------------------------------------------
217,369,717.42 214,492,956.00 2,816,792.43
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 641,251.50 2,568,692.13 0.00 0.00 108,088,846.82
A-2 129,244.67 129,244.67 0.00 0.00 20,028,000.00
A-3 248,468.60 1,074,514.59 0.00 0.00 46,323,791.49
A-4 124,504.21 124,504.21 0.00 0.00 0.00
A-5 130,548.24 164,779.42 0.00 0.00 20,195,771.77
A-P 0.00 601.08 0.00 0.00 240,883.40
A-V 130,136.11 130,136.11 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 56,046.85 70,742.95 0.00 0.00 8,670,430.83
M-2 18,215.39 22,991.66 0.00 0.00 2,817,914.96
M-3 15,412.08 19,453.30 0.00 0.00 2,384,243.83
B-1 9,107.37 11,495.42 0.00 0.00 1,408,907.62
B-2 4,203.36 5,305.53 0.00 0.00 650,257.38
B-3 5,605.15 7,074.89 0.00 0.00 867,115.47
- -------------------------------------------------------------------------------
1,512,743.53 4,329,535.96 0.00 0.00 211,676,163.57
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 982.288281 17.209291 5.725460 22.934751 0.000000 965.078990
A-2 1000.000000 0.000000 6.453199 6.453199 0.000000 1000.000000
A-3 982.288281 17.209291 5.176429 22.385720 0.000000 965.078989
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 998.864511 1.690178 6.445872 8.136050 0.000000 997.174333
A-P 997.685057 2.483342 0.000000 2.483342 0.000000 995.201715
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 998.864512 1.690178 6.445871 8.136049 0.000000 997.174334
M-2 998.864514 1.690177 6.445872 8.136049 0.000000 997.174337
M-3 998.864513 1.690180 6.445872 8.136052 0.000000 997.174333
B-1 998.864513 1.690176 6.445870 8.136046 0.000000 997.174337
B-2 998.864515 1.690186 6.445883 8.136069 0.000000 997.174329
B-3 998.864488 1.690175 6.445868 8.136043 0.000000 997.174302
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:06:00 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS15 (POOL # 4416)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4416
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44,352.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,523.55
SUBSERVICER ADVANCES THIS MONTH 46,062.12
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 4,914,247.77
(B) TWO MONTHLY PAYMENTS: 2 567,968.15
(C) THREE OR MORE MONTHLY PAYMENTS: 1 422,768.94
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 211,676,163.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,492
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,454,071.19
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 235,371.66
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.14598460 % 6.48588500 % 1.36813080 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.05484060 % 6.55368530 % 1.38400770 %
BANKRUPTCY AMOUNT AVAILABLE 130,054.00
FRAUD AMOUNT AVAILABLE 4,247,394.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,697.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79737720
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 353.87
POOL TRADING FACTOR: 97.38070513
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1(POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4420
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110F3N1 130,396,000.00 129,450,535.66 7.750000 % 381,145.80
NB-1 76110F3P6 58,661,000.00 57,402,070.24 7.750000 % 3,237,236.49
NB-2 76110F3Q4 4,186,000.00 4,186,000.00 7.750000 % 0.00
NB-3 76110F3R2 6,983,000.00 6,983,000.00 7.750000 % 0.00
A-P 76110F3S0 496,620.41 496,120.10 0.000000 % 5,438.44
A-V 76110F3T8 0.00 0.00 0.654557 % 0.00
R 76110F3U5 100.00 0.00 7.750000 % 0.00
M-1 76110F3V3 9,273,000.00 9,267,471.52 7.750000 % 5,545.16
M-2 76110F3W1 3,273,000.00 3,271,048.66 7.750000 % 1,957.22
M-3 76110F3X9 2,073,000.00 2,071,764.09 7.750000 % 1,239.63
B-1 76110F3Y7 1,309,100.00 1,308,319.53 7.750000 % 782.83
B-2 76110F3Z4 654,500.00 654,109.79 7.750000 % 391.38
B-3 76110F4A8 872,717.76 872,197.28 7.750000 % 521.38
- -------------------------------------------------------------------------------
218,178,038.17 215,962,636.87 3,634,258.33
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 835,605.94 1,216,751.74 0.00 0.00 129,069,389.86
NB-1 370,700.13 3,607,936.62 0.00 0.00 54,164,833.75
NB-2 27,033.01 27,033.01 0.00 0.00 4,186,000.00
NB-3 45,095.92 45,095.92 0.00 0.00 6,983,000.00
A-P 0.00 5,438.44 0.00 0.00 490,681.66
A-V 117,758.11 117,758.11 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 59,829.29 65,374.45 0.00 0.00 9,261,926.36
M-2 21,117.35 23,074.57 0.00 0.00 3,269,091.44
M-3 13,374.97 14,614.60 0.00 0.00 2,070,524.46
B-1 8,446.29 9,229.12 0.00 0.00 1,307,536.70
B-2 4,222.83 4,614.21 0.00 0.00 653,718.41
B-3 5,630.76 6,152.14 0.00 0.00 871,675.86
- -------------------------------------------------------------------------------
1,508,814.60 5,143,072.93 0.00 0.00 212,328,378.50
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 992.749284 2.922987 6.408218 9.331205 0.000000 989.826297
NB-1 978.538897 55.185498 6.319363 61.504861 0.000000 923.353399
NB-2 1000.000000 0.000000 6.457957 6.457957 0.000000 1000.000000
NB-3 1000.000000 0.000000 6.457958 6.457958 0.000000 1000.000000
A-P 998.992571 10.950902 0.000000 10.950902 0.000000 988.041669
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 999.403809 0.597990 6.451989 7.049979 0.000000 998.805819
M-2 999.403807 0.597990 6.451986 7.049976 0.000000 998.805817
M-3 999.403806 0.597988 6.451987 7.049975 0.000000 998.805818
B-1 999.403812 0.597991 6.451982 7.049973 0.000000 998.805821
B-2 999.403804 0.597983 6.451994 7.049977 0.000000 998.805821
B-3 999.403610 0.597421 6.451983 7.049404 0.000000 998.806145
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
Run: 03/24/00 10:06:03 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44,832.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,342.40
SUBSERVICER ADVANCES THIS MONTH 68,068.79
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 61 8,335,930.64
(B) TWO MONTHLY PAYMENTS: 2 419,703.38
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 212,328,378.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,569
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,504,937.78
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.90365580 % 6.76519100 % 1.31255420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.76989110 % 6.87686797 % 1.33731200 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.71083000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 354.39
POOL TRADING FACTOR: 97.31885953
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 29,506.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,342.40
SUBSERVICER ADVANCES THIS MONTH 48,924.21
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 55 6,109,901.71
(B) TWO MONTHLY PAYMENTS: 1 135,000.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 140,587,615.29
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,363
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 306,369.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.94005580 % 6.76519100 % 1.31255420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.92264670 % 6.87686797 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79873810
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 353.58
POOL TRADING FACTOR: 99.05333963
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,326.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 19,144.58
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 2,226,028.93
(B) TWO MONTHLY PAYMENTS: 1 284,703.38
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 71,740,763.21
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 206
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,198,567.80
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.83501730 % 6.76519100 % 1.31255420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.46960390 % 6.87686797 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.53856032
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 355.99
POOL TRADING FACTOR: 94.09017548
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2(POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4425
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F4B6 15,000,000.00 15,000,000.00 7.750000 % 109,847.11
A-2 76110F4C4 83,021,000.00 83,021,000.00 7.750000 % 399,264.95
A-3 76110F4D2 25,652,000.00 25,652,000.00 7.750000 % 0.00
A-4 76110F4E0 17,862,000.00 17,862,000.00 7.750000 % 0.00
A-5 76110F4F7 17,150,000.00 17,150,000.00 7.750000 % 0.00
A-6 76110F4G5 20,000,000.00 20,000,000.00 7.750000 % 0.00
A-7 76110F4H3 21,888,000.00 21,888,000.00 7.750000 % 0.00
A-P 76110F4J9 250,505.68 250,505.68 0.000000 % 217.48
R-I 76110F4K6 100.00 100.00 7.750000 % 100.00
R-II 76110F4L4 100.00 100.00 7.750000 % 100.00
M-1 76110F4M2 9,850,100.00 9,850,100.00 7.750000 % 5,709.35
M-2 76110F4N0 2,845,500.00 2,845,500.00 7.750000 % 1,649.32
M-3 76110F4P5 2,407,700.00 2,407,700.00 7.750000 % 1,395.56
IO-A 0.00 0.00 0.778715 % 0.00
IO-B 0.00 0.00 0.778715 % 0.00
B-1 76110F4Q3 1,422,700.00 1,422,700.00 7.750000 % 824.63
B-2 76110F4R1 656,700.00 656,700.00 7.750000 % 380.64
B-3 76110F4S9 875,528.01 875,528.01 7.750000 % 507.47
- -------------------------------------------------------------------------------
218,881,933.69 218,881,933.69 519,996.51
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 96,839.42 206,686.53 0.00 0.00 14,890,152.89
A-2 535,980.35 935,245.30 0.00 0.00 82,621,735.05
A-3 165,608.32 165,608.32 0.00 0.00 25,652,000.00
A-4 115,316.38 115,316.38 0.00 0.00 17,862,000.00
A-5 110,719.74 110,719.74 0.00 0.00 17,150,000.00
A-6 129,119.23 129,119.23 0.00 0.00 20,000,000.00
A-7 141,308.08 141,308.08 0.00 0.00 21,888,000.00
A-P 0.00 217.48 0.00 0.00 250,288.20
R-I 0.65 100.65 0.00 0.00 0.00
R-II 0.65 100.65 0.00 0.00 0.00
M-1 63,591.86 69,301.21 0.00 0.00 9,844,390.65
M-2 18,370.44 20,019.76 0.00 0.00 2,843,850.68
M-3 15,544.02 16,939.58 0.00 0.00 2,406,304.44
IO-A 134,732.93 134,732.93 0.00 0.00 0.00
IO-B 7,091.20 7,091.20 0.00 0.00 0.00
B-1 9,184.90 10,009.53 0.00 0.00 1,421,875.37
B-2 4,239.63 4,620.27 0.00 0.00 656,319.36
B-3 5,652.37 6,159.84 0.00 0.00 875,020.54
- -------------------------------------------------------------------------------
1,553,300.17 2,073,296.68 0.00 0.00 218,361,937.18
===============================================================================
Run: 03/24/00 10:06:02
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2(POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4425
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 1000.000000 7.323141 6.455961 13.779102 0.000000 992.676859
A-2 1000.000000 4.809204 6.455961 11.265165 0.000000 995.190796
A-3 1000.000000 0.000000 6.455961 6.455961 0.000000 1000.000000
A-4 1000.000000 0.000000 6.455961 6.455961 0.000000 1000.000000
A-5 1000.000000 0.000000 6.455962 6.455962 0.000000 1000.000000
A-6 1000.000000 0.000000 6.455962 6.455962 0.000000 1000.000000
A-7 1000.000000 0.000000 6.455961 6.455961 0.000000 1000.000000
A-P 1000.000000 0.868164 0.000000 0.868164 0.000000 999.131836
R-I 1000.000000 1000.000000 6.500000 1006.500000 0.000000 0.000000
R-II 1000.000000 1000.000000 6.500000 1006.500000 0.000000 0.000000
M-1 1000.000000 0.600000 6.500000 7.100000 0.000000 999.400000
M-2 1000.000000 0.600000 6.500000 7.100000 0.000000 999.400000
M-3 1000.000000 0.579624 6.455962 7.035586 0.000000 999.420376
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 1000.000000 0.579623 6.455964 7.035587 0.000000 999.420377
B-2 1000.000000 0.579625 6.455962 7.035587 0.000000 999.420375
B-3 1000.000000 0.579627 6.455956 7.035583 0.000000 999.420384
_______________________________________________________________________________
DETERMINATION DATE 20-March-00
DISTRIBUTION DATE 27-March-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2 (POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4425
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 45,653.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,790.76
SUBSERVICER ADVANCES THIS MONTH 9,919.56
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 1,276,041.93
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 218,361,937.18
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,536
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 393,063.93
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.74033300 % 6.90811000 % 1.35155680 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.72544840 % 6.91262679 % 1.35399250 %
BANKRUPTCY AMOUNT AVAILABLE 157,492.00
FRAUD AMOUNT AVAILABLE 4,377,639.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,188,819.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.84587674
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 356.44
POOL TRADING FACTOR: 99.76243059
................................................................................
