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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-QS1(POOL # 4180)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4180
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FAA1 54,500,000.00 0.00 6.600000 % 0.00
A-2 76110FAB9 82,500,000.00 0.00 6.900000 % 0.00
A-3 76110FAC7 22,250,000.00 0.00 7.300000 % 0.00
A-4 76110FAD5 46,000,000.00 9,476,284.40 7.500000 % 917,777.75
A-5 76110FAE3 22,100,000.00 22,100,000.00 7.500000 % 0.00
A-6 76110FAF0 31,109,000.00 31,109,000.00 7.500000 % 0.00
R 514.42 1,184,946.60 0.000000 % 35,282.44
-------------------------------------------------------------------------------
258,459,514.42 63,870,231.00 953,060.19
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 59,226.78 977,004.53 0.00 0.00 8,558,506.65
A-5 138,125.00 138,125.00 0.00 0.00 22,100,000.00
A-6 194,431.25 194,431.25 0.00 0.00 31,109,000.00
R 81,607.88 116,890.32 0.00 0.00 1,149,664.16
-------------------------------------------------------------------------------
473,390.91 1,426,451.10 0.00 0.00 62,917,170.81
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 206.006183 19.951690 1.287539 21.239229 0.000000 186.054492
A-5 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-6 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
R ****.****** ****.****** *****.****** *****.****** 0.000000 ****.******
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-QS1 (POOL # 4180)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4180
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,248.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,004.05
SUBSERVICER ADVANCES THIS MONTH 44,567.71
MASTER SERVICER ADVANCES THIS MONTH 1,331.88
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 47 2,957,581.74
(B) TWO MONTHLY PAYMENTS: 4 594,930.53
(C) THREE OR MORE MONTHLY PAYMENTS: 5 561,957.22
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 735,535.42
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 62,917,170.81
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 842
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 124,609.55
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 846,994.35
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 98.14475920 % 1.85524080 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 98.17273390 % 1.82726610 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.29998005
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 261.52
POOL TRADING FACTOR: 24.34314363
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1(POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4194
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FAG8 52,015,000.00 0.00 6.000000 % 0.00
A-I-2 76110FAH6 67,186,000.00 0.00 6.250000 % 0.00
A-I-3 76110FAJ2 22,562,000.00 0.00 6.750000 % 0.00
A-I-4 76110FAK9 31,852,000.00 3,264,687.18 6.900000 % 406,203.04
A-I-5 76110FAL7 14,535,000.00 14,535,000.00 7.050000 % 0.00
A-I-6 76110FAM5 18,417,136.00 18,417,136.00 7.250000 % 0.00
A-I-7 76110FAN3 20,000,000.00 20,000,000.00 6.700000 % 0.00
A-II 76110FAQ6 29,374,968.00 6,017,569.21 6.648798 % 569,469.14
R 0.53 1,251,382.11 0.000000 % 12,371.45
-------------------------------------------------------------------------------
255,942,104.53 63,485,774.50 988,043.63
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 18,771.95 424,974.99 0.00 0.00 2,858,484.14
A-I-5 85,393.13 85,393.13 0.00 0.00 14,535,000.00
A-I-6 111,270.20 111,270.20 0.00 0.00 18,417,136.00
A-I-7 111,666.67 111,666.67 0.00 0.00 20,000,000.00
A-II 35,782.68 605,251.82 0.00 0.00 5,448,100.07
R 92,295.59 104,667.04 0.00 0.00 1,239,010.66
-------------------------------------------------------------------------------
455,180.22 1,443,223.85 0.00 0.00 62,497,730.87
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 102.495516 12.752827 0.589349 13.342176 0.000000 89.742689
A-I-5 1000.000000 0.000000 5.875000 5.875000 0.000000 1000.000000
A-I-6 1000.000000 0.000000 6.041667 6.041667 0.000000 1000.000000
A-I-7 1000.000000 0.000000 5.583334 5.583334 0.000000 1000.000000
A-II 204.853643 19.386205 1.218135 20.604340 0.000000 185.467439
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,478.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,857.19
SUBSERVICER ADVANCES THIS MONTH 42,170.40
MASTER SERVICER ADVANCES THIS MONTH 8,889.04
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 2,657,844.86
(B) TWO MONTHLY PAYMENTS: 6 861,559.26
(C) THREE OR MORE MONTHLY PAYMENTS: 11 871,696.08
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 689,121.26
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 62,497,730.87
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 677
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 1,082,334.38
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 895,867.85
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 98.02887790 % 1.97112210 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 98.01751100 % 1.98248900 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.03402500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 272.84
POOL TRADING FACTOR: 24.41869851
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,767.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,599.99
SUBSERVICER ADVANCES THIS MONTH 36,108.28
MASTER SERVICER ADVANCES THIS MONTH 4,276.87
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,262,673.18
(B) TWO MONTHLY PAYMENTS: 5 742,368.51
(C) THREE OR MORE MONTHLY PAYMENTS: 10 739,734.11
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 607,518.24
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 56,609,006.27
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 627
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 476,741.03
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 331,446.95
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 1.42169380 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.98922126
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 270.32
POOL TRADING FACTOR: 24.98553287
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,711.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 257.20
SUBSERVICER ADVANCES THIS MONTH 6,062.12
MASTER SERVICER ADVANCES THIS MONTH 4,612.17
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 395,171.68
(B) TWO MONTHLY PAYMENTS: 1 119,190.75
(C) THREE OR MORE MONTHLY PAYMENTS: 1 131,961.97
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 81,603.02
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 5,888,724.60
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 50
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 605,593.35
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 564,420.90
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 6.82272080 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.46472929
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 297.02
POOL TRADING FACTOR: 20.04674358
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS2(POOL # 4201)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4201
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FAS2 40,000,000.00 0.00 6.400000 % 0.00
A-2 76110FAT0 16,000,000.00 0.00 7.000000 % 0.00
A-3 76110FAU7 28,500,000.00 0.00 7.050000 % 0.00
A-4 76110FAV5 15,000,000.00 0.00 7.050000 % 0.00
A-5 76110FAW3 14,000,000.00 0.00 7.350000 % 0.00
A-6 76110FAX1 10,000,000.00 973,060.91 7.450000 % 973,060.91
A-7 76110FAY9 26,000,000.00 26,000,000.00 7.250000 % 694,860.30
A-8 76110FAZ6 14,043,411.00 14,043,411.00 7.500000 % 0.00
A-9 76110FBA0 18,190,000.00 18,190,000.00 7.500000 % 0.00
A-10 76110FBB8 178,007.00 90,042.63 0.000000 % 340.81
R 0.00 1,819,114.18 0.000000 % 0.00
-------------------------------------------------------------------------------
181,911,418.00 61,115,628.72 1,668,262.02
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 6,041.09 979,102.00 0.00 0.00 0.00
A-7 157,083.33 851,943.63 0.00 0.00 25,305,139.70
A-8 87,771.32 87,771.32 0.00 0.00 14,043,411.00
A-9 113,687.50 113,687.50 0.00 0.00 18,190,000.00
A-10 0.00 340.81 0.00 0.00 89,701.82
R 0.00 0.00 0.00 0.00 1,814,108.33
-------------------------------------------------------------------------------
364,583.24 2,032,845.26 0.00 0.00 59,442,360.85
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 97.306091 97.306091 0.604109 97.910200 0.000000 0.000000
A-7 1000.000000 26.725396 6.041667 32.767063 0.000000 973.274604
A-8 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-9 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-10 505.837579 1.914588 0.000000 1.914588 0.000000 503.922992
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS2 (POOL # 4201)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4201
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,518.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 26,015.52
MASTER SERVICER ADVANCES THIS MONTH 1,532.66
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 1,662,123.05
(B) TWO MONTHLY PAYMENTS: 4 298,467.36
(C) THREE OR MORE MONTHLY PAYMENTS: 4 315,665.93
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 971,012.61
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 59,442,360.85
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 683
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 185,960.11
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,479,537.03
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 97.02348770 % 2.97651230 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 96.94812200 % 3.05187800 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.81060863
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 278.11
POOL TRADING FACTOR: 32.67654197
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3(POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4211
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FBC6 42,855,000.00 0.00 6.780000 % 0.00
A-I-2 76110FBD4 26,000,000.00 0.00 7.150000 % 0.00
A-I-3 76110FBE2 10,596,000.00 0.00 7.290000 % 0.00
A-I-4 76110FBF9 25,000,000.00 0.00 7.250000 % 0.00
A-I-5 76110FBG7 18,587,000.00 0.00 7.460000 % 0.00
A-I-6 76110FBH5 21,696,000.00 0.00 7.750000 % 0.00
A-I-7 76110FBJ1 8,047,000.00 0.00 7.750000 % 0.00
A-I-8 76110FBK8 17,436,000.00 3,145,053.25 7.750000 % 733,860.53
A-I-9 76110FBL6 25,145,000.00 25,145,000.00 7.750000 % 0.00
A-I-10 76110FBM4 19,000,000.00 19,000,000.00 7.750000 % 0.00
A-I-11 76110FBN2 15,875,562.00 15,875,562.00 7.750000 % 0.00
A-II 76110FBP7 20,551,438.00 6,531,437.93 7.750000 % 204,076.54
A-P 76110FBQ5 1,166,695.86 661,424.79 0.000000 % 12,380.77
R-I 76110FBR3 100.00 0.00 7.750000 % 0.00
R-II 76110FBS1 100.00 0.00 7.750000 % 0.00
M-1 76110FBT9 12,528,500.00 11,758,993.42 7.750000 % 15,821.81
M-2 76110FBU6 5,568,000.00 5,226,010.67 7.750000 % 7,031.63
M-3 76110FBV4 4,176,000.00 3,919,508.05 7.750000 % 5,273.72
B-1 1,809,600.00 1,698,453.46 7.750000 % 2,285.28
B-2 696,000.00 653,251.32 7.750000 % 878.95
B-3 1,670,738.96 1,204,085.33 7.750000 % 420.17
A-V 76110FHY2 0.00 0.00 0.673336 % 0.00
STRIP 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
278,404,734.82 94,818,780.22 982,029.40
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 20,302.44 754,162.97 0.00 0.00 2,411,192.72
A-I-9 162,319.98 162,319.98 0.00 0.00 25,145,000.00
A-I-10 122,651.80 122,651.80 0.00 0.00 19,000,000.00
A-I-11 102,482.44 102,482.44 0.00 0.00 15,875,562.00
A-II 42,162.77 246,239.31 0.00 0.00 6,327,361.39
A-P 0.00 12,380.77 0.00 0.00 649,044.02
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 75,908.51 91,730.32 0.00 0.00 11,743,171.61
M-2 33,735.77 40,767.40 0.00 0.00 5,218,979.04
M-3 25,301.83 30,575.55 0.00 0.00 3,914,234.33
B-1 10,964.13 13,249.41 0.00 0.00 1,696,168.18
B-2 4,216.97 5,095.92 0.00 0.00 652,372.37
B-3 7,772.80 8,192.97 0.00 0.00 1,202,465.22
A-V 53,179.55 53,179.55 0.00 0.00 0.00
STRIP 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
660,998.99 1,643,028.39 0.00 0.00 93,835,550.88
===============================================================================
Run: 10/27/00 07:11:24
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3(POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4211
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 180.376993 42.088812 1.164398 43.253210 0.000000 138.288181
A-I-9 1000.000000 0.000000 6.455358 6.455358 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.455358 6.455358 0.000000 1000.000000
A-I-11 1000.000000 0.000000 6.455358 6.455358 0.000000 1000.000000
A-II 317.809291 9.930037 2.051573 11.981610 0.000000 307.879254
A-P 566.921348 10.611822 0.000000 10.611822 0.000000 556.309526
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 938.579512 1.262865 6.058867 7.321732 0.000000 937.316647
M-2 938.579503 1.262865 6.058867 7.321732 0.000000 937.316638
M-3 938.579514 1.262864 6.058867 7.321731 0.000000 937.316650
B-1 938.579498 1.262865 6.058869 7.321734 0.000000 937.316634
B-2 938.579483 1.262859 6.058865 7.321724 0.000000 937.316624
B-3 720.690281 0.251488 4.652313 4.903801 0.000000 719.720583
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
STRIP 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:24 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,725.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,670.59
SUBSERVICER ADVANCES THIS MONTH 35,027.69
MASTER SERVICER ADVANCES THIS MONTH 3,830.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 2,191,596.11
(B) TWO MONTHLY PAYMENTS: 7 1,265,041.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 73,945.24
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 775,483.95
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 93,835,550.88
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,035
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 474,137.44
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 848,696.35
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 74.02188910 % 22.04680600 % 3.75009050 %
PREPAYMENT PERCENT 89.51977360 % 0.00000000 % 10.48022640 %
NEXT DISTRIBUTION 73.78655820 % 22.24784187 % 3.81064370 %
BANKRUPTCY AMOUNT AVAILABLE 164,142.00
FRAUD AMOUNT AVAILABLE 1,819,704.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,939,378.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.70020000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 277.56
POOL TRADING FACTOR: 33.70472522
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,967.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,510.31
SUBSERVICER ADVANCES THIS MONTH 34,204.44
MASTER SERVICER ADVANCES THIS MONTH 3,830.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 2,130,891.33
(B) TWO MONTHLY PAYMENTS: 7 1,265,041.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 73,945.24
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 775,483.95
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 85,592,788.65
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 942
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 474,137.44
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 668,754.83
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 73.57169000 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 73.36411750 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,229,929.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,920,033.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.74529133
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 292.66
POOL TRADING FACTOR: 33.52534334
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,757.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 160.28
SUBSERVICER ADVANCES THIS MONTH 823.25
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 60,704.78
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 8,242,762.23
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 93
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 179,941.52
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 78.67799550 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 78.23133240 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,229,929.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,920,033.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.23197681
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 120.79
POOL TRADING FACTOR: 35.68756035
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4(POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4216
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FBW2 45,914,000.00 0.00 6.850000 % 0.00
A-I-2 76110FBX0 26,945,000.00 0.00 11.000000 % 0.00
A-I-3 76110FBY8 15,646,000.00 0.00 7.300000 % 0.00
A-I-4 76110FBZ5 32,740,000.00 0.00 7.500000 % 0.00
A-I-5 76110FCA9 10,023,000.00 0.00 7.700000 % 0.00
A-I-6 76110FCB7 26,811,000.00 0.00 8.000000 % 0.00
A-I-7 76110FCC5 18,046,000.00 8,778,243.01 8.000000 % 1,221,101.89
A-I-8 76110FCD3 9,094,000.00 9,094,000.00 8.000000 % 0.00
A-I-9 76110FCE1 10,284,000.00 10,284,000.00 8.000000 % 0.00
A-I-10 76110FCF8 27,538,000.00 27,538,000.00 7.900000 % 0.00
A-II-1 76110FCG6 16,021,000.00 0.00 7.250000 % 0.00
A-II-2 76110FCH4 8,580,000.00 6,673,386.94 7.650000 % 413,745.67
A-P 76110FCJ0 3,039,637.99 1,511,885.62 0.000000 % 58,998.06
A-V-1 0.00 0.00 0.906530 % 0.00
A-V-2 0.00 0.00 0.359364 % 0.00
R-I 76110FCK7 100.00 0.00 8.000000 % 0.00
R-II 76110FCL5 100.00 0.00 8.000000 % 0.00
M-1 76110FCM3 13,230,500.00 12,406,875.09 8.000000 % 17,917.30
M-2 76110FCN1 5,570,800.00 5,224,006.62 8.000000 % 7,544.21
M-3 76110FCP6 4,456,600.00 4,179,167.80 8.000000 % 6,035.31
B-1 76110FCR2 2,228,400.00 2,089,677.69 8.000000 % 3,017.79
B-2 76110FCS0 696,400.00 655,229.16 8.000000 % 946.24
B-3 76110FCT8 1,671,255.97 671,670.29 8.000000 % 970.00
STRIP 0.00 0.00 0.148766 % 0.00
-------------------------------------------------------------------------------
278,535,793.96 89,106,142.22 1,730,276.47
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 58,492.06 1,279,593.95 0.00 0.00 7,557,141.12
A-I-8 60,596.04 60,596.04 0.00 0.00 9,094,000.00
A-I-9 68,525.36 68,525.36 0.00 0.00 10,284,000.00
A-I-10 181,200.24 181,200.24 0.00 0.00 27,538,000.00
A-II-1 0.00 0.00 0.00 0.00 0.00
A-II-2 42,521.35 456,267.02 0.00 0.00 6,259,641.27
A-P 0.00 58,998.06 0.00 0.00 1,452,887.56
A-V-1 44,879.86 44,879.86 0.00 0.00 0.00
A-V-2 8,879.98 8,879.98 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 82,670.72 100,588.02 0.00 0.00 12,388,957.79
M-2 34,809.12 42,353.33 0.00 0.00 5,216,462.41
M-3 27,847.05 33,882.36 0.00 0.00 4,173,132.49
B-1 13,924.14 16,941.93 0.00 0.00 2,086,659.90
B-2 4,365.98 5,312.22 0.00 0.00 654,282.92
B-3 4,475.54 5,445.54 0.00 0.00 670,700.29
STRIP 4,239.09 4,239.09 0.00 0.00 0.00
-------------------------------------------------------------------------------
637,426.53 2,367,703.00 0.00 0.00 87,375,865.75
===============================================================================
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Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4(POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4216
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 486.437050 67.666069 3.241276 70.907345 0.000000 418.770981
A-I-8 1000.000000 0.000000 6.663299 6.663299 0.000000 1000.000000
A-I-9 1000.000000 0.000000 6.663298 6.663298 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.580007 6.580007 0.000000 1000.000000
A-II-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-II-2 777.784026 48.222106 4.955868 53.177974 0.000000 729.561920
A-P 497.390026 19.409569 0.000000 19.409569 0.000000 477.980457
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 937.748013 1.354242 6.248496 7.602738 0.000000 936.393771
M-2 937.748011 1.354242 6.248496 7.602738 0.000000 936.393769
M-3 937.748014 1.354241 6.248497 7.602738 0.000000 936.393773
B-1 937.748021 1.354241 6.248492 7.602733 0.000000 936.393780
B-2 940.880471 1.358759 6.269357 7.628116 0.000000 939.521712
B-3 401.895522 0.580402 2.677950 3.258352 0.000000 401.315123
STRIP 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,437.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,463.26
SUBSERVICER ADVANCES THIS MONTH 27,058.23
MASTER SERVICER ADVANCES THIS MONTH 2,527.95
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 2,066,876.46
(B) TWO MONTHLY PAYMENTS: 1 64,582.66
(C) THREE OR MORE MONTHLY PAYMENTS: 4 347,682.87
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 755,566.95
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 87,375,865.75
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,066
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 201,499.73
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,596,571.46
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 71.20059280 % 24.47648300 % 3.83427790 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 70.68281810 % 24.92513522 % 3.97058290 %
BANKRUPTCY AMOUNT AVAILABLE 184,567.00
FRAUD AMOUNT AVAILABLE 1,465,881.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,759,911.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.92426800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 272.80
POOL TRADING FACTOR: 31.36970818
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,628.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,463.26
SUBSERVICER ADVANCES THIS MONTH 26,336.26
MASTER SERVICER ADVANCES THIS MONTH 1,046.33
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 2,006,076.27
(B) TWO MONTHLY PAYMENTS: 1 64,582.66
(C) THREE OR MORE MONTHLY PAYMENTS: 4 347,682.87
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 755,566.95
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 78,770,627.87
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 875
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 121,454.93
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,209,577.34
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % 3.84692930 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 0.00000000 % 3.90456000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.93428979
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 289.59
POOL TRADING FACTOR: 31.40845346
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,808.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 721.97
MASTER SERVICER ADVANCES THIS MONTH 1,481.62
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 60,800.19
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 8,605,237.88
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 191
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 80,044.80
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 386,994.12
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % 3.72222350 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 0.00000000 % 3.90456000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.83252788
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 119.13
POOL TRADING FACTOR: 31.01943452
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS6(POOL # 4220)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4220
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 76110FCQ4 138,145,180.00 37,010,095.05 6.981880 % 600,758.76
R 973,833.13 2,276,290.33 0.000000 % 0.00
-------------------------------------------------------------------------------
139,119,013.13 39,286,385.38 600,758.76
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 215,223.38 815,982.14 0.00 0.00 36,409,336.29
R 0.00 0.00 39,675.95 0.00 2,315,966.28
-------------------------------------------------------------------------------
215,223.38 815,982.14 39,675.95 0.00 38,725,302.57
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 267.907248 4.348749 1.557951 5.906700 0.000000 263.558499
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:44 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS6 (POOL # 4220)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4220
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,032.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,105.64
SUBSERVICER ADVANCES THIS MONTH 17,874.24
MASTER SERVICER ADVANCES THIS MONTH 2,092.88
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 997,558.23
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 5 435,493.73
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 608,006.37
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 38,725,302.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 539
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 270,416.41
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 465,932.18
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 94.20590540 % 5.79409460 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 94.01950110 % 5.98049890 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 501,181.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,788,871.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.44127015
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 231.68
POOL TRADING FACTOR: 27.83609637
................................................................................
Run: 10/27/00 07:11:25 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5(POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4222
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FCU5 23,848,000.00 0.00 9.500000 % 0.00
A-I-2 76110FCV3 25,000,000.00 0.00 7.600000 % 0.00
A-I-3 76110FCW1 12,373,000.00 0.00 6.650000 % 0.00
A-I-4 76110FCX9 7,100,000.00 0.00 7.450000 % 0.00
A-I-5 76110FCY7 10,137,000.00 0.00 7.600000 % 0.00
A-I-6 76110FCZ4 5,558,000.00 0.00 7.800000 % 0.00
A-I-7 76110FDA8 16,926,000.00 0.00 8.000000 % 0.00
A-I-8 76110FDB6 6,884,000.00 604,790.25 8.000000 % 336,067.62
A-I-9 76110FDC4 11,229,000.00 11,229,000.00 8.000000 % 0.00
A-I-10 76110FDD2 22,501,000.00 22,501,000.00 8.000000 % 0.00
A-II-1 76110FDE0 11,162,000.00 0.00 8.000000 % 0.00
A-II-2 76110FDF7 4,525,000.00 4,419,063.41 8.000000 % 27,189.34
A-P 76110FDG5 1,105,878.69 592,324.73 0.000000 % 1,431.10
A-V-1 796QS5AV1 0.00 0.00 1.013958 % 0.00
A-V-2 796QS5AV2 0.00 0.00 0.382688 % 0.00
R 76110FDH3 100.00 0.00 8.000000 % 0.00
M-1 76110FDJ9 7,918,500.00 7,297,849.96 8.000000 % 10,409.47
M-2 76110FDK6 3,958,800.00 3,652,777.72 8.000000 % 5,210.23
M-3 76110FDL4 2,815,100.00 2,600,649.08 8.000000 % 3,709.50
B-1 76110FDM2 1,407,600.00 1,312,939.15 8.000000 % 0.00
B-2 76110FDN0 439,800.00 414,651.74 8.000000 % 0.00
B-3 76110FDP5 1,055,748.52 548,201.11 8.000000 % 0.00
-------------------------------------------------------------------------------
175,944,527.21 55,173,247.15 384,017.26
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 4,030.23 340,097.85 0.00 0.00 268,722.63
A-I-9 74,828.16 74,828.16 0.00 0.00 11,229,000.00
A-I-10 149,942.87 149,942.87 0.00 0.00 22,501,000.00
A-II-1 0.00 0.00 0.00 0.00 0.00
A-II-2 29,447.89 56,637.23 0.00 0.00 4,391,874.07
A-P 0.00 1,431.10 0.00 0.00 590,893.63
A-V-1 33,752.88 33,752.88 0.00 0.00 0.00
A-V-2 4,848.62 4,848.62 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 48,631.64 59,041.11 0.00 0.00 7,287,440.49
M-2 24,341.49 29,551.72 0.00 0.00 3,647,567.49
M-3 17,330.29 21,039.79 0.00 0.00 2,596,939.58
B-1 7,796.73 7,796.73 0.00 0.00 1,312,939.15
B-2 0.00 0.00 0.00 0.00 414,651.74
B-3 0.00 0.00 0.00 0.00 544,954.99
-------------------------------------------------------------------------------
394,950.80 778,968.06 0.00 0.00 54,785,983.77
===============================================================================
Run: 10/27/00 07:11:25
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5(POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4222
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 87.854481 48.818655 0.585449 49.404104 0.000000 39.035827
A-I-9 1000.000000 0.000000 6.663831 6.663831 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.663831 6.663831 0.000000 1000.000000
A-II-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-II-2 976.588599 6.008694 6.507821 12.516515 0.000000 970.579905
A-P 535.614562 1.294084 0.000000 1.294084 0.000000 534.320478
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 921.620251 1.314576 6.141522 7.456098 0.000000 920.305675
M-2 922.698222 1.316113 6.148704 7.464817 0.000000 921.382108
M-3 923.821207 1.317715 6.156190 7.473905 0.000000 922.503492
B-1 932.750178 0.000000 5.539024 5.539024 0.000000 932.750178
B-2 942.818872 0.000000 0.000000 0.000000 0.000000 942.818872
B-3 519.253496 0.000000 0.000000 0.000000 0.000000 516.178786
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,434.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,518.08
SUBSERVICER ADVANCES THIS MONTH 31,990.31
MASTER SERVICER ADVANCES THIS MONTH 1,236.12
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 2,077,330.92
(B) TWO MONTHLY PAYMENTS: 2 113,497.61
(C) THREE OR MORE MONTHLY PAYMENTS: 5 561,864.79
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 1,001,351.85
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 54,785,983.77
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 665
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 146,800.12
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 304,787.16
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 71.00256270 % 24.56131800 % 4.12481070 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 70.83777630 % 24.69965241 % 4.19326890 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 547,274.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,642,730.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.08198200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 276.02
POOL TRADING FACTOR: 31.13821421
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 10,204.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,096.72
SUBSERVICER ADVANCES THIS MONTH 27,984.70
MASTER SERVICER ADVANCES THIS MONTH 1,236.12
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 16 1,722,984.88
(B) TWO MONTHLY PAYMENTS: 2 113,497.61
(C) THREE OR MORE MONTHLY PAYMENTS: 5 561,864.79
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 1,001,351.85
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 48,911,469.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 565
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 146,800.12
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 300,437.24
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 70.50778390 % 0.00000000 % 4.16651230 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 70.32463180 % 0.00000000 % 4.20260600 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 547,274.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,642,730.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.10175213
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 294.34
POOL TRADING FACTOR: 30.87018074
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,230.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 421.36
SUBSERVICER ADVANCES THIS MONTH 4,005.61
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 354,346.04
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 5,874,514.69
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 100
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,349.92
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 75.09711590 % 0.00000000 % 4.16651220 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 75.07876280 % 0.00000000 % 4.17159680 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 547,274.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,642,730.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.91737779
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 123.50
POOL TRADING FACTOR: 33.56466135
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7(POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4228
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FDQ3 20,106,154.00 0.00 7.050000 % 0.00
A-I-2 76110FDR1 43,322,483.00 0.00 0.000000 % 0.00
A-I-3 76110FDS9 0.00 0.00 0.000000 % 0.00
A-I-4 76110FDT7 13,330,948.00 0.00 7.125000 % 0.00
A-I-5 76110FDU4 24,973,716.00 0.00 7.600000 % 0.00
A-I-6 76110FDV2 0.00 0.00 8.000000 % 0.00
A-I-7 76110FDW0 1,000,000.00 0.00 7.700000 % 0.00
A-I-8 76110FDX8 9,539,699.00 0.00 7.700000 % 0.00
A-I-9 76110FDY6 22,526,000.00 0.00 8.000000 % 0.00
A-I-10 76110FDZ3 11,650,000.00 5,396,304.00 8.000000 % 913,094.57
A-I-11 76110FEA7 30,421,000.00 30,421,000.00 8.000000 % 0.00
A-I-12 76110FEB5 8,619,000.00 8,619,000.00 8.000000 % 0.00
A-II 76110FEC3 20,104,000.00 6,852,366.14 8.000000 % 50,657.76
A-P 76110FED1 601,147.92 272,570.04 0.000000 % 548.37
A-V-1 796QS7AV1 0.00 0.00 0.881923 % 0.00
A-V-2 796QS7AV2 0.00 0.00 0.437469 % 0.00
R-I 76110FEE9 100.00 0.00 8.000000 % 0.00
R-II 76110FEF6 100.00 0.00 8.000000 % 0.00
M-1 76110FEG4 9,114,600.00 8,536,702.40 8.000000 % 11,596.18
M-2 76110FEH2 5,126,400.00 4,801,368.27 8.000000 % 6,522.14
M-3 76110FEJ8 3,645,500.00 3,414,362.51 8.000000 % 4,638.04
B-1 1,822,700.00 1,707,134.45 8.000000 % 2,318.96
B-2 569,600.00 533,485.42 8.000000 % 724.68
B-3 1,366,716.75 862,795.65 8.000000 % 1,172.01
-------------------------------------------------------------------------------
227,839,864.67 71,417,088.88 991,272.71
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 0.00 0.00 0.00 0.00 0.00
A-I-9 0.00 0.00 0.00 0.00 0.00
A-I-10 35,935.85 949,030.42 0.00 0.00 4,483,209.43
A-I-11 202,583.93 202,583.93 0.00 0.00 30,421,000.00
A-I-12 57,396.89 57,396.89 0.00 0.00 8,619,000.00
A-II 45,632.27 96,290.03 0.00 0.00 6,801,708.38
A-P 0.00 548.37 0.00 0.00 272,021.67
A-V-1 40,917.19 40,917.19 0.00 0.00 0.00
A-V-2 5,710.47 5,710.47 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 56,848.84 68,445.02 0.00 0.00 8,525,106.22
M-2 31,973.96 38,496.10 0.00 0.00 4,794,846.13
M-3 22,737.42 27,375.46 0.00 0.00 3,409,724.47
B-1 11,368.40 13,687.36 0.00 0.00 1,704,815.49
B-2 3,552.66 4,277.34 0.00 0.00 532,760.74
B-3 5,745.65 6,917.66 0.00 0.00 861,623.64
-------------------------------------------------------------------------------
520,403.53 1,511,676.24 0.00 0.00 70,425,816.17
===============================================================================
Run: 10/27/00 07:11:25
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7(POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4228
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-10 463.202060 78.377216 3.084622 81.461838 0.000000 384.824844
A-I-11 1000.000000 0.000000 6.659345 6.659345 0.000000 1000.000000
A-I-12 1000.000000 0.000000 6.659344 6.659344 0.000000 1000.000000
A-II 340.845908 2.519785 2.269810 4.789595 0.000000 338.326123
A-P 453.415925 0.912208 0.000000 0.912208 0.000000 452.503717
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 936.596494 1.272264 6.237118 7.509382 0.000000 935.324229
M-2 936.596495 1.272265 6.237118 7.509383 0.000000 935.324230
M-3 936.596492 1.272264 6.237120 7.509384 0.000000 935.324227
B-1 936.596505 1.272266 6.237121 7.509387 0.000000 935.324239
B-2 936.596594 1.272261 6.237114 7.509375 0.000000 935.324333
B-3 631.290756 0.857537 4.203980 5.061517 0.000000 630.433220
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:25 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,714.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,403.81
SUBSERVICER ADVANCES THIS MONTH 48,345.41
MASTER SERVICER ADVANCES THIS MONTH 1,712.90
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 2,794,222.78
(B) TWO MONTHLY PAYMENTS: 6 1,274,430.17
(C) THREE OR MORE MONTHLY PAYMENTS: 3 579,295.74
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 762,100.82
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 70,425,816.17
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 838
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 188,171.13
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 884,280.39
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 72.09082440 % 23.45717700 % 4.34548030 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 71.73513300 % 23.75503435 % 4.41772240 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 862,242.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,622,499.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.08158500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 275.35
POOL TRADING FACTOR: 30.91022560
Run: 10/27/00 07:11:25 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,918.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 833.46
SUBSERVICER ADVANCES THIS MONTH 36,506.68
MASTER SERVICER ADVANCES THIS MONTH 1,376.97
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 2,479,291.24
(B) TWO MONTHLY PAYMENTS: 5 1,049,916.07
(C) THREE OR MORE MONTHLY PAYMENTS: 2 144,582.00
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 762,100.82
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 61,827,972.85
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 705
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 161,347.73
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 869,877.63
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 71.07590840 % 0.00000000 % ***.******** %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 70.66739240 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.11820904
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 296.69
POOL TRADING FACTOR: 30.09039218
Run: 10/27/00 07:11:25 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,796.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 570.35
SUBSERVICER ADVANCES THIS MONTH 11,838.73
MASTER SERVICER ADVANCES THIS MONTH 335.93
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 314,931.54
(B) TWO MONTHLY PAYMENTS: 1 224,514.10
(C) THREE OR MORE MONTHLY PAYMENTS: 1 434,713.74
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 8,597,843.32
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 133
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 26,823.40
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 14,402.76
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.44757490 % 0.00000000 % ***.******** %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.41301860 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.81821721
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 121.91
POOL TRADING FACTOR: 38.44204138
................................................................................
Run: 10/27/00 07:10:45 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8(POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4231
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FEK5 4,000,000.00 0.00 7.400000 % 0.00
A-2 76110FEL3 4,074,824.00 0.00 7.300000 % 0.00
A-3 76110FEM1 13,128,206.00 0.00 7.050000 % 0.00
A-4 76110FEN9 3,765,148.00 0.00 7.300000 % 0.00
A-5 76110FEP4 10,500,000.00 0.00 7.400000 % 0.00
A-6 76110FEQ2 2,600,500.00 0.00 7.400000 % 0.00
A-7 76110FER0 31,579,563.00 1,020,983.26 7.120630 % 210,574.55
A-8 76110FES8 0.00 0.00 1.879370 % 0.00
A-9 76110FET6 32,965,000.00 0.00 0.000000 % 0.00
A-10 76110FEU3 20,953,719.00 3,646,363.28 7.400000 % 752,051.98
A-11 76110FEV1 13,975,000.00 13,975,000.00 7.750000 % 0.00
A-12 76110FEW9 2,000,000.00 2,000,000.00 7.750000 % 0.00
A-13 76110FEX7 20,646,958.00 20,646,958.00 7.750000 % 0.00
A-14 76110FEY5 115,824.70 49,247.19 0.000000 % 80.94
A-15-1 96QS8A151 0.00 0.00 0.961235 % 0.00
A-15-2 96QS8A152 0.00 0.00 0.514572 % 0.00
R-I 76110FEZ2 100.00 0.00 7.750000 % 0.00
R-II 76110FFA6 100.00 0.00 7.750000 % 0.00
M-1 76110FFB4 6,661,000.00 6,264,878.65 7.750000 % 22,379.45
M-2 76110FFC2 4,440,700.00 4,176,617.13 7.750000 % 14,919.74
M-3 76110FFD0 3,108,500.00 2,923,641.40 7.750000 % 10,443.85
B-1 1,509,500.00 1,419,731.91 7.750000 % 5,071.58
B-2 444,000.00 417,595.87 7.750000 % 1,491.74
B-3 1,154,562.90 888,014.03 7.750000 % 3,172.17
-------------------------------------------------------------------------------
177,623,205.60 57,429,030.72 1,020,186.00
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 6,053.54 216,628.09 0.00 0.00 810,408.71
A-8 1,597.72 1,597.72 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 22,467.97 774,519.95 0.00 0.00 2,894,311.30
A-11 90,183.19 90,183.19 0.00 0.00 13,975,000.00
A-12 12,906.36 12,906.36 0.00 0.00 2,000,000.00
A-13 133,238.53 133,238.53 0.00 0.00 20,646,958.00
A-14 0.00 80.94 0.00 0.00 49,166.25
A-15-1 36,887.32 36,887.32 0.00 0.00 0.00
A-15-2 4,859.83 4,859.83 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 40,428.38 62,807.83 0.00 0.00 6,242,499.20
M-2 26,952.47 41,872.21 0.00 0.00 4,161,697.39
M-3 18,866.78 29,310.63 0.00 0.00 2,913,197.55
B-1 9,161.78 14,233.36 0.00 0.00 1,414,660.33
B-2 2,694.82 4,186.56 0.00 0.00 416,104.13
B-3 5,730.51 8,902.68 0.00 0.00 884,841.86
-------------------------------------------------------------------------------
412,029.20 1,432,215.20 0.00 0.00 56,408,844.72
===============================================================================
Run: 10/27/00 07:10:45
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8(POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4231
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 32.330506 6.668064 0.191692 6.859756 0.000000 25.662442
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 174.019862 35.891098 1.072266 36.963364 0.000000 138.128764
A-11 1000.000000 0.000000 6.453180 6.453180 0.000000 1000.000000
A-12 1000.000000 0.000000 6.453180 6.453180 0.000000 1000.000000
A-13 1000.000000 0.000000 6.453180 6.453180 0.000000 1000.000000
A-14 425.187287 0.698815 0.000000 0.698815 0.000000 424.488473
A-15-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 940.531249 3.359773 6.069416 9.429189 0.000000 937.171476
M-2 940.531252 3.359772 6.069419 9.429191 0.000000 937.171480
M-3 940.531253 3.359772 6.069416 9.429188 0.000000 937.171481
B-1 940.531242 3.359775 6.069414 9.429189 0.000000 937.171467
B-2 940.531239 3.359775 6.069414 9.429189 0.000000 937.171464
B-3 769.134388 2.747507 4.963359 7.710866 0.000000 766.386881
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:45 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8 (POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4231
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,873.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,081.01
SUBSERVICER ADVANCES THIS MONTH 29,250.38
MASTER SERVICER ADVANCES THIS MONTH 569.18
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 2,069,005.86
(B) TWO MONTHLY PAYMENTS: 5 577,741.69
(C) THREE OR MORE MONTHLY PAYMENTS: 3 475,575.02
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 433,297.41
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 56,408,844.72
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 649
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 69,216.21
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 815,135.78
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 71.95793010 % 23.29241500 % 4.74965510 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 71.55235640 % 23.60869861 % 4.81834960 %
BANKRUPTCY AMOUNT AVAILABLE 158,130.00
FRAUD AMOUNT AVAILABLE 3,552,464.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,776,232.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.94651620
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 296.25
POOL TRADING FACTOR: 31.75758738
................................................................................
Run: 10/27/00 07:10:46 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1(POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4237
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FFE8 33,258,000.00 0.00 6.750000 % 0.00
A-2 76110FFF5 10,146,000.00 0.00 6.750000 % 0.00
A-3 76110FFG3 24,816,000.00 0.00 6.750000 % 0.00
A-4 76110FFH1 15,938,000.00 0.00 6.750000 % 0.00
A-5 76110FFJ7 10,253,000.00 0.00 6.750000 % 0.00
A-6 76110FFK4 31,511,646.00 4,151,544.07 11.000000 % 224,976.58
A-7 76110FFL2 17,652,000.00 0.00 6.750000 % 0.00
A-8 76110FFM0 5,655,589.00 1,734,497.01 6.750000 % 199,979.19
A-9 76110FFN8 19,068,000.00 7,371,612.13 6.750000 % 849,911.53
A-10 76110FFP3 10,267,765.00 10,267,765.00 6.750000 % 0.00
A-11 76110FFQ1 47,506,000.00 47,506,000.00 7.500000 % 0.00
A-12 76110FFR9 212,947.62 120,826.59 0.000000 % 164.35
A-13-1 0.00 0.00 0.996309 % 0.00
A-13-2 0.00 0.00 0.668197 % 0.00
R 76110FFT5 100.00 0.00 7.500000 % 0.00
M-1 76110FFV0 9,377,000.00 9,032,809.44 7.500000 % 16,530.69
M-2 76110FFW8 6,251,000.00 6,021,551.86 7.500000 % 11,019.87
M-3 76110FFX6 4,375,700.00 4,215,086.30 7.500000 % 7,713.91
B-1 1,624,900.00 1,565,256.69 7.500000 % 2,864.53
B-2 624,800.00 602,379.31 7.500000 % 1,102.40
B-3 1,500,282.64 1,151,871.74 7.500000 % 2,108.00
-------------------------------------------------------------------------------
250,038,730.26 93,741,200.14 1,316,371.05
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 38,032.02 263,008.60 0.00 0.00 3,926,567.49
A-7 0.00 0.00 0.00 0.00 0.00
A-8 9,750.45 209,729.64 0.00 0.00 1,534,517.82
A-9 41,439.39 891,350.92 0.00 0.00 6,521,700.60
A-10 57,720.06 57,720.06 0.00 0.00 10,267,765.00
A-11 296,726.80 296,726.80 0.00 0.00 47,506,000.00
A-12 0.00 164.35 0.00 0.00 120,662.24
A-13-1 62,795.33 62,795.33 0.00 0.00 0.00
A-13-2 10,050.25 10,050.25 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 56,419.75 72,950.44 0.00 0.00 9,016,278.75
M-2 37,611.16 48,631.03 0.00 0.00 6,010,531.99
M-3 26,327.81 34,041.72 0.00 0.00 4,207,372.39
B-1 9,776.73 12,641.26 0.00 0.00 1,562,392.16
B-2 3,762.52 4,864.92 0.00 0.00 601,276.91
B-3 7,194.70 9,302.70 0.00 0.00 1,078,324.77
-------------------------------------------------------------------------------
657,606.97 1,973,978.02 0.00 0.00 92,353,390.12
===============================================================================
Run: 10/27/00 07:10:46
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1(POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4237
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 131.746341 7.139474 1.206919 8.346393 0.000000 124.606867
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 306.687245 35.359569 1.724038 37.083607 0.000000 271.327676
A-9 386.595979 44.572663 2.173243 46.745906 0.000000 342.023317
A-10 1000.000000 0.000000 5.621482 5.621482 0.000000 1000.000000
A-11 1000.000000 0.000000 6.246091 6.246091 0.000000 1000.000000
A-12 567.400518 0.771786 0.000000 0.771786 0.000000 566.628733
A-13-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 963.294171 1.762898 6.016823 7.779721 0.000000 961.531273
M-2 963.294171 1.762897 6.016823 7.779720 0.000000 961.531273
M-3 963.294170 1.762897 6.016822 7.779719 0.000000 961.531273
B-1 963.294166 1.762896 6.016819 7.779715 0.000000 961.531270
B-2 964.115413 1.764405 6.021959 7.786364 0.000000 962.351008
B-3 767.769825 1.405069 4.795563 6.200632 0.000000 718.747749
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:46 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1 (POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4237
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,334.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,811.36
SUBSERVICER ADVANCES THIS MONTH 34,512.55
MASTER SERVICER ADVANCES THIS MONTH 3,469.17
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 1,954,820.58
(B) TWO MONTHLY PAYMENTS: 6 585,133.95
(C) THREE OR MORE MONTHLY PAYMENTS: 6 809,543.49
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 993,401.81
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 92,353,390.12
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,013
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 425,836.40
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 983,775.96
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 75.87175260 % 20.58253700 % 3.54571080 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 75.63101790 % 20.82672126 % 3.51501460 %
BANKRUPTCY AMOUNT AVAILABLE 182,005.00
FRAUD AMOUNT AVAILABLE 516,078.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,272,830.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.75456687
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 300.96
POOL TRADING FACTOR: 36.93563394
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2(POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4240
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FFY4 31,108,570.00 1,980,540.91 9.000000 % 54,241.55
A-2 76110FFZ1 37,000,000.00 0.00 7.250000 % 0.00
A-3 76110FGA5 5,200,000.00 0.00 7.250000 % 0.00
A-4 76110FGB3 18,200,000.00 0.00 7.250000 % 0.00
A-5 76110FGC1 10,000,000.00 0.00 7.250000 % 0.00
A-6 76110FGD9 7,371,430.00 4,951,352.64 7.250000 % 135,603.88
A-7 76110FGE7 10,400,783.00 10,400,783.00 7.750000 % 0.00
A-8 76110FGF4 31,000,000.00 31,000,000.00 7.750000 % 0.00
A-9 76110FGG2 130,561.76 76,031.13 0.000000 % 88.96
A-10-1 97QS2A101 0.00 0.00 0.758508 % 0.00
A-10-2 97QS2A102 0.00 0.00 0.421067 % 0.00
R 76100FGJ6 100.00 0.00 7.750000 % 0.00
M-1 76110FGK3 4,931,600.00 4,726,325.30 7.750000 % 4,699.53
M-2 76110FGL1 4,109,600.00 3,938,540.54 7.750000 % 3,916.21
M-3 76110FGM9 2,630,200.00 2,520,719.61 7.750000 % 2,506.43
B-1 1,068,500.00 1,024,503.23 7.750000 % 1,018.69
B-2 410,900.00 394,548.24 7.750000 % 392.31
B-3 821,738.81 628,327.25 7.750000 % 624.78
-------------------------------------------------------------------------------
164,383,983.57 61,641,671.85 203,092.34
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 14,848.81 69,090.36 0.00 0.00 1,926,299.36
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 29,903.84 165,507.72 0.00 0.00 4,815,748.76
A-7 67,147.96 67,147.96 0.00 0.00 10,400,783.00
A-8 200,137.53 200,137.53 0.00 0.00 31,000,000.00
A-9 0.00 88.96 0.00 0.00 75,942.17
A-10-1 31,368.25 31,368.25 0.00 0.00 0.00
A-10-2 4,208.44 4,208.44 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 30,513.39 35,212.92 0.00 0.00 4,721,625.77
M-2 25,427.41 29,343.62 0.00 0.00 3,934,624.33
M-3 16,273.89 18,780.32 0.00 0.00 2,518,213.18
B-1 6,614.24 7,632.93 0.00 0.00 1,023,484.54
B-2 2,547.22 2,939.53 0.00 0.00 394,155.93
B-3 4,056.51 4,681.29 0.00 0.00 627,702.47
-------------------------------------------------------------------------------
433,047.49 636,139.83 0.00 0.00 61,438,579.51
===============================================================================
Run: 10/27/00 07:10:47
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2(POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4240
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 63.665444 1.743621 0.477322 2.220943 0.000000 61.921823
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 671.694995 18.395872 4.056722 22.452594 0.000000 653.299124
A-7 1000.000000 0.000000 6.456049 6.456049 0.000000 1000.000000
A-8 1000.000000 0.000000 6.456049 6.456049 0.000000 1000.000000
A-9 582.338427 0.681363 0.000000 0.681363 0.000000 581.657064
A-10-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 958.375639 0.952942 6.187321 7.140263 0.000000 957.422697
M-2 958.375642 0.952942 6.187320 7.140262 0.000000 957.422701
M-3 958.375641 0.952943 6.187320 7.140263 0.000000 957.422698
B-1 958.823800 0.953383 6.190211 7.143594 0.000000 957.870417
B-2 960.205013 0.954758 6.199124 7.153882 0.000000 959.250256
B-3 764.631343 0.760290 4.936496 5.696786 0.000000 763.871029
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:47 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2 (POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4240
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,868.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,668.73
SUBSERVICER ADVANCES THIS MONTH 19,092.45
MASTER SERVICER ADVANCES THIS MONTH 749.08
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 1,596,114.30
(B) TWO MONTHLY PAYMENTS: 4 249,988.24
(C) THREE OR MORE MONTHLY PAYMENTS: 5 335,344.55
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 205,274.76
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 61,438,579.51
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 710
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 87,801.84
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 141,799.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 78.50592630 % 18.16855200 % 3.32552170 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 78.45626130 % 18.18802350 % 3.33320570 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,931,520.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,900,600.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.76175281
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 301.16
POOL TRADING FACTOR: 37.37503994
................................................................................
Run: 10/27/00 07:10:47 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3(POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4244
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FGS6 32,109,000.00 0.00 7.250000 % 0.00
A-2 76110FGT4 26,579,000.00 0.00 7.500000 % 0.00
A-3 76110FGU1 16,821,000.00 0.00 7.500000 % 0.00
A-4 76110FGV9 23,490,000.00 12,129,509.39 7.750000 % 1,687,384.57
A-5 76110FGW7 7,138,000.00 7,138,000.00 7.750000 % 0.00
A-6 76110FGX5 1,000,000.00 1,000,000.00 7.750000 % 0.00
A-7 76110FGY3 15,374,000.00 0.00 9.500000 % 0.00
A-8 76110FGZ0 27,500,000.00 27,500,000.00 7.750000 % 0.00
A-9 76110FHA4 107,351.50 67,119.94 0.000000 % 5,829.74
A-10-1 97QS3A101 0.00 0.00 0.790815 % 0.00
A-10-2 97QS3A102 0.00 0.00 0.488032 % 0.00
R 76110FHC0 100.00 0.00 7.750000 % 0.00
M-1 76110FHD8 5,346,700.00 5,133,617.47 7.750000 % 4,775.91
M-2 76110FHE6 4,112,900.00 3,948,988.23 7.750000 % 3,673.83
M-3 76110FHF3 2,632,200.00 2,527,298.66 7.750000 % 2,351.20
B-1 1,069,400.00 1,026,781.11 7.750000 % 955.24
B-2 411,200.00 394,812.40 7.750000 % 367.30
B-3 823,585.68 427,283.58 7.750000 % 397.50
-------------------------------------------------------------------------------
164,514,437.18 61,293,410.78 1,705,735.29
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 78,228.80 1,765,613.37 0.00 0.00 10,442,124.82
A-5 46,036.25 46,036.25 0.00 0.00 7,138,000.00
A-6 6,449.46 6,449.46 0.00 0.00 1,000,000.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 177,360.19 177,360.19 0.00 0.00 27,500,000.00
A-9 0.00 5,829.74 0.00 0.00 61,290.20
A-10-1 30,997.77 30,997.77 0.00 0.00 0.00
A-10-2 5,763.87 5,763.87 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 33,109.06 37,884.97 0.00 0.00 5,128,841.56
M-2 25,468.84 29,142.67 0.00 0.00 3,945,314.40
M-3 16,299.72 18,650.92 0.00 0.00 2,524,947.46
B-1 6,622.18 7,577.42 0.00 0.00 1,025,825.87
B-2 2,546.33 2,913.63 0.00 0.00 394,445.10
B-3 2,755.75 3,153.25 0.00 0.00 426,886.08
-------------------------------------------------------------------------------
431,638.22 2,137,373.51 0.00 0.00 59,587,675.49
===============================================================================
Run: 10/27/00 07:10:47
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3(POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4244
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 516.369067 71.834166 3.330302 75.164468 0.000000 444.534901
A-5 1000.000000 0.000000 6.449461 6.449461 0.000000 1000.000000
A-6 1000.000000 0.000000 6.449460 6.449460 0.000000 1000.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 1000.000000 0.000000 6.449461 6.449461 0.000000 1000.000000
A-9 625.235232 54.305156 0.000000 54.305156 0.000000 570.930076
A-10-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 960.146907 0.893244 6.192429 7.085673 0.000000 959.253663
M-2 960.146911 0.893246 6.192429 7.085675 0.000000 959.253665
M-3 960.146896 0.893245 6.192432 7.085677 0.000000 959.253651
B-1 960.146914 0.893249 6.192426 7.085675 0.000000 959.253666
B-2 960.146887 0.893239 6.192437 7.085676 0.000000 959.253648
B-3 518.808899 0.482658 3.346039 3.828697 0.000000 518.326254
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:47 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3 (POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4244
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,561.96
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 16,701.42
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 791,769.11
(B) TWO MONTHLY PAYMENTS: 3 176,048.58
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,089,691.30
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 59,587,675.49
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 657
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,648,691.16
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 78.01797030 % 18.96228600 % 3.01974370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 77.41125990 % 19.46560816 % 3.10308960 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 667,559.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,602,428.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79509501
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 305.00
POOL TRADING FACTOR: 36.22033209
................................................................................
Run: 10/27/00 07:10:48 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4(POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4247
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FHK2 43,231,010.00 0.00 7.250000 % 0.00
A-2 76110FHL0 35,775,000.00 0.00 7.250000 % 0.00
A-3 76110FHM8 22,398,546.00 0.00 7.250000 % 0.00
A-4 76110FHN6 24,498,244.00 898,620.97 10.000000 % 96,732.40
A-5 76110FHP1 17,675,100.00 8,087,588.97 7.500000 % 870,591.63
A-6 76110FHQ9 7,150,100.00 7,150,100.00 7.750000 % 0.00
A-7 76110FHR7 52,000,000.00 52,000,000.00 7.750000 % 0.00
A-8 76110FHS5 155,284.33 110,084.03 0.000000 % 120.66
A-9-1 797QS4A91 0.00 0.00 0.793650 % 0.00
A-9-2 797QS4A92 0.00 0.00 0.455960 % 0.00
R 76110FHU0 100.00 0.00 7.750000 % 0.00
M-1 76110FHV8 7,186,600.00 6,937,733.29 7.750000 % 6,748.86
M-2 76110FHW6 4,975,300.00 4,803,008.99 7.750000 % 4,672.25
M-3 76110FHX4 3,316,900.00 3,202,038.19 7.750000 % 3,114.87
B-1 1,216,200.00 1,174,083.88 7.750000 % 1,142.12
B-2 552,900.00 533,753.47 7.750000 % 519.22
B-3 995,114.30 797,460.97 7.750000 % 775.76
-------------------------------------------------------------------------------
221,126,398.63 85,694,472.76 984,417.77
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 7,482.81 104,215.21 0.00 0.00 801,888.57
A-5 50,508.98 921,100.61 0.00 0.00 7,216,997.34
A-6 46,142.61 46,142.61 0.00 0.00 7,150,100.00
A-7 335,577.89 335,577.89 0.00 0.00 52,000,000.00
A-8 0.00 120.66 0.00 0.00 109,963.37
A-9-1 44,503.34 44,503.34 0.00 0.00 0.00
A-9-2 6,968.66 6,968.66 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 44,772.11 51,520.97 0.00 0.00 6,930,984.43
M-2 30,995.84 35,668.09 0.00 0.00 4,798,336.74
M-3 20,664.10 23,778.97 0.00 0.00 3,198,923.32
B-1 7,576.86 8,718.98 0.00 0.00 1,172,941.76
B-2 3,444.54 3,963.76 0.00 0.00 533,234.25
B-3 5,146.35 5,922.11 0.00 0.00 796,685.21
-------------------------------------------------------------------------------
603,784.09 1,588,201.86 0.00 0.00 84,710,054.99
===============================================================================
Run: 10/27/00 07:10:48
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4(POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4247
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 36.681036 3.948544 0.305443 4.253987 0.000000 32.732492
A-5 457.569630 49.255259 2.857635 52.112894 0.000000 408.314371
A-6 1000.000000 0.000000 6.453422 6.453422 0.000000 1000.000000
A-7 1000.000000 0.000000 6.453421 6.453421 0.000000 1000.000000
A-8 708.919116 0.777026 0.000000 0.777026 0.000000 708.142090
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 965.370730 0.939089 6.229943 7.169032 0.000000 964.431641
M-2 965.370729 0.939089 6.229944 7.169033 0.000000 964.431640
M-3 965.370735 0.939091 6.229944 7.169035 0.000000 964.431644
B-1 965.370728 0.939089 6.229946 7.169035 0.000000 964.431640
B-2 965.370718 0.939085 6.229951 7.169036 0.000000 964.431633
B-3 801.376254 0.779559 5.171617 5.951176 0.000000 800.596689
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:48 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4 (POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4247
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,738.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,733.68
SUBSERVICER ADVANCES THIS MONTH 19,668.68
MASTER SERVICER ADVANCES THIS MONTH 1,455.98
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 1,134,962.43
(B) TWO MONTHLY PAYMENTS: 3 260,979.53
(C) THREE OR MORE MONTHLY PAYMENTS: 5 544,337.94
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 509,300.19
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 84,710,054.99
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 926
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 174,627.98
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 901,050.25
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.61301230 % 17.45970300 % 2.92728420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.39587840 % 17.62275387 % 2.95846160 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 884,926.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,055,384.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79055649
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 305.44
POOL TRADING FACTOR: 38.30843152
................................................................................
Run: 10/27/00 07:10:48 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5(POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4248
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FHZ9 33,300,000.00 0.00 7.250000 % 0.00
A-2 76110FJA2 10,800,000.00 0.00 7.250000 % 0.00
A-3 76110FJB0 29,956,909.00 0.00 10.000000 % 0.00
A-4 76110FJC8 24,000,000.00 0.00 7.250000 % 0.00
A-5 76110FJD6 11,785,091.00 0.00 7.250000 % 0.00
A-6 76110FJE4 18,143,000.00 12,163,586.39 8.000000 % 1,039,758.25
A-7 76110FJF1 4,767,000.00 4,767,000.00 8.000000 % 0.00
A-8 76110FJG9 0.00 0.00 0.750000 % 0.00
A-9 76110FJH7 42,917,000.00 42,917,000.00 7.250000 % 0.00
A-10 76110FJJ3 340,158.57 185,706.01 0.000000 % 505.55
A-11-1 0.00 0.00 0.678430 % 0.00
A-11-2 0.00 0.00 0.346867 % 0.00
R-I 76110FJL8 100.00 0.00 8.000000 % 0.00
R-II 76110FJM6 100.00 0.00 8.000000 % 0.00
M-1 76110FJN4 6,730,000.00 6,506,969.00 8.000000 % 5,769.61
M-2 76110FJP9 4,330,000.00 4,186,504.58 8.000000 % 3,712.10
M-3 76110FJQ7 2,886,000.00 2,790,358.50 8.000000 % 2,474.16
B-1 1,058,000.00 1,022,938.04 8.000000 % 907.02
B-2 481,000.00 465,865.72 8.000000 % 413.07
B-3 866,066.26 304,001.99 8.000000 % 123.20
-------------------------------------------------------------------------------
192,360,424.83 75,309,930.23 1,053,662.96
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 81,032.88 1,120,791.13 0.00 0.00 11,123,828.14
A-7 31,757.39 31,757.39 0.00 0.00 4,767,000.00
A-8 26,804.05 26,804.05 0.00 0.00 0.00
A-9 259,105.72 259,105.72 0.00 0.00 42,917,000.00
A-10 0.00 505.55 0.00 0.00 185,200.46
A-11-1 32,761.01 32,761.01 0.00 0.00 0.00
A-11-2 5,003.28 5,003.28 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 43,348.93 49,118.54 0.00 0.00 6,501,199.39
M-2 27,890.17 31,602.27 0.00 0.00 4,182,792.48
M-3 18,589.15 21,063.31 0.00 0.00 2,787,884.34
B-1 6,814.74 7,721.76 0.00 0.00 1,022,031.02
B-2 3,249.94 3,663.01 0.00 0.00 465,452.65
B-3 2,025.24 2,148.44 0.00 0.00 248,102.63
-------------------------------------------------------------------------------
538,382.50 1,592,045.46 0.00 0.00 74,200,491.11
===============================================================================
Run: 10/27/00 07:10:48
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5(POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4248
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 670.428617 57.309059 4.466344 61.775403 0.000000 613.119558
A-7 1000.000000 0.000000 6.661924 6.661924 0.000000 1000.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 1000.000000 0.000000 6.037368 6.037368 0.000000 1000.000000
A-10 545.939530 1.486219 0.000000 1.486219 0.000000 544.453312
A-11-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 966.860178 0.857297 6.441149 7.298446 0.000000 966.002881
M-2 966.860180 0.857298 6.441148 7.298446 0.000000 966.002882
M-3 966.860187 0.857297 6.441147 7.298444 0.000000 966.002890
B-1 966.860151 0.857297 6.441153 7.298450 0.000000 966.002854
B-2 968.535800 0.858773 6.756632 7.615405 0.000000 967.677027
B-3 351.014702 0.142252 2.338435 2.480687 0.000000 286.470726
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:48 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5 (POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4248
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,540.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,030.82
SUBSERVICER ADVANCES THIS MONTH 28,642.86
MASTER SERVICER ADVANCES THIS MONTH 363.28
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 1,890,808.21
(B) TWO MONTHLY PAYMENTS: 4 485,244.70
(C) THREE OR MORE MONTHLY PAYMENTS: 4 481,179.88
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 737,563.68
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 74,200,491.11
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 795
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 46,022.37
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 822,921.92
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.66483120 % 17.94871400 % 2.38645490 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.45362050 % 18.15604723 % 2.34490240 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 768,975.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,224,147.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.90855765
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 307.93
POOL TRADING FACTOR: 38.57367812
................................................................................
Run: 10/27/00 07:10:48 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS6(POOL # 4249)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4249
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FJR5 42,946,000.00 0.00 7.500000 % 0.00
A-2 76110FJS3 15,683,000.00 4,512,052.62 7.500000 % 863,663.03
A-3 76110FJT1 18,746,000.00 18,746,000.00 7.500000 % 0.00
A-4 76110FJU8 2,046,000.00 2,046,000.00 7.500000 % 0.00
A-5 76110FJV6 21,277,000.00 18,365,409.72 7.500000 % 96,673.18
A-6 76110FJW4 164,986.80 67,657.34 0.000000 % 343.08
A-7-1 0.00 0.00 0.834098 % 0.00
A-7-2 0.00 0.00 0.273318 % 0.00
R 76110FJY0 100.00 0.00 7.500000 % 0.00
M-1 2,654,400.00 2,294,285.99 7.500000 % 10,872.71
M-2 76110FKA0 1,061,700.00 917,662.52 7.500000 % 4,348.84
M-3 76110FKB8 690,100.00 596,476.31 7.500000 % 2,826.72
B-1 371,600.00 321,186.21 7.500000 % 1,522.11
B-2 159,300.00 137,688.27 7.500000 % 652.51
B-3 372,446.48 283,490.15 7.500000 % 1,343.47
-------------------------------------------------------------------------------
106,172,633.28 48,287,909.13 982,245.65
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 28,181.25 891,844.28 0.00 0.00 3,648,389.59
A-3 117,083.22 117,083.22 0.00 0.00 18,746,000.00
A-4 12,778.85 12,778.85 0.00 0.00 2,046,000.00
A-5 114,706.14 211,379.32 0.00 0.00 18,268,736.54
A-6 0.00 343.08 0.00 0.00 67,314.26
A-7-1 28,305.19 28,305.19 0.00 0.00 0.00
A-7-2 1,715.78 1,715.78 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 14,329.59 25,202.30 0.00 0.00 2,283,413.28
M-2 5,731.51 10,080.35 0.00 0.00 913,313.68
M-3 3,725.46 6,552.18 0.00 0.00 593,649.59
B-1 2,006.05 3,528.16 0.00 0.00 319,664.10
B-2 859.97 1,512.48 0.00 0.00 137,035.76
B-3 1,770.61 3,114.08 0.00 0.00 275,779.92
-------------------------------------------------------------------------------
331,193.62 1,313,439.27 0.00 0.00 47,299,296.72
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 287.703413 55.070014 1.796930 56.866944 0.000000 232.633399
A-3 1000.000000 0.000000 6.245771 6.245771 0.000000 1000.000000
A-4 1000.000000 0.000000 6.245772 6.245772 0.000000 1000.000000
A-5 863.157857 4.543553 5.391086 9.934639 0.000000 858.614304
A-6 410.077291 2.079439 0.000000 2.079439 0.000000 407.997852
A-7-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 864.333179 4.096108 5.398429 9.494537 0.000000 860.237071
M-2 864.333164 4.096110 5.398427 9.494537 0.000000 860.237054
M-3 864.333155 4.096102 5.398435 9.494537 0.000000 860.237053
B-1 864.333181 4.096098 5.398412 9.494510 0.000000 860.237083
B-2 864.333145 4.096108 5.398431 9.494539 0.000000 860.237037
B-3 761.156744 3.607149 4.753998 8.361147 0.000000 740.455166
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:48 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS6 (POOL # 4249)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4249
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 9,995.71
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 390.83
SUBSERVICER ADVANCES THIS MONTH 11,732.54
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 558,975.00
(B) TWO MONTHLY PAYMENTS: 3 224,492.26
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 250,245.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 47,299,296.72
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 762
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 728,079.56
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.56249340 % 7.89797800 % 1.53952870 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.42416580 % 8.01360023 % 1.55081310 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 503,321.00
SPECIAL HAZARD AMOUNT AVAILABLE 698,574.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.56511634
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 130.25
POOL TRADING FACTOR: 44.54942414
................................................................................
Run: 10/27/00 07:11:27 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1(POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3328
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 24,934,336.17 3,549,332.77 8.985769 % 105,441.05
R 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
24,934,336.17 3,549,332.77 105,441.05
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 26,218.93 131,659.98 0.00 0.00 3,443,891.72
R 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
26,218.93 131,659.98 0.00 0.00 3,443,891.72
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 142.347193 4.228749 1.051519 5.280268 0.000000 138.118444
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:27 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,093.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 273.77
SUBSERVICER ADVANCES THIS MONTH 970.74
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 110,043.93
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,443,891.72
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 26
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 102,813.53
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.44592500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 317.75
POOL TRADING FACTOR: 13.81184442
Run: 10/27/00 07:11:27 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 867.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 118.85
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 2,720,133.83
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 19
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 86,848.86
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.30847601
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 319.19
POOL TRADING FACTOR: 13.59122085
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 226.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 154.92
SUBSERVICER ADVANCES THIS MONTH 970.74
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 110,043.93
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 723,757.89
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 7
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 15,964.67
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.96250809
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 312.36
POOL TRADING FACTOR: 14.70923279
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2(POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3333
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 30,798,565.76 3,420,191.23 9.203592 % 229,885.37
R 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
30,798,565.76 3,420,191.23 229,885.37
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 24,695.63 254,581.00 0.00 0.00 3,190,305.86
R 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
24,695.63 254,581.00 0.00 0.00 3,190,305.86
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 111.050341 7.464158 0.801844 8.266002 0.000000 103.586183
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,008.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 143.46
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,190,305.78
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 20
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 227,583.97
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000230 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000250 % 0.00000000 %
CLASS R - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 2.0782 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.67637800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 315.94
POOL TRADING FACTOR: 10.35861801
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5.94
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 142,383.14
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.62500000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 316.00
POOL TRADING FACTOR: 1.23608972
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 449.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 68.73
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 1,403,955.27
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 7
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 227,552.88
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 10.20950155
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 311.75
POOL TRADING FACTOR: 18.91205067
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 514.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 68.79
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 1,643,967.37
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 12
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 31.09
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.31214669
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 319.52
POOL TRADING FACTOR: 13.86597073
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7(POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4255
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FKC6 82,491,000.00 1,221,076.23 7.500000 % 736,268.50
A-2 76110FKD4 20,984,000.00 0.00 7.500000 % 0.00
A-3 76110FKE2 11,000,000.00 11,000,000.00 7.500000 % 0.00
A-4 76110FKF9 4,000,000.00 4,000,000.00 7.500000 % 0.00
A-5 76110FKG7 17,500,000.00 17,500,000.00 7.750000 % 0.00
A-6 76110FKH5 17,500,000.00 17,500,000.00 7.250000 % 0.00
A-7 76110FKJ1 21,925,000.00 7,317,296.55 9.500000 % 105,181.22
A-8 76110FKP7 156,262.27 38,701.84 0.000000 % 43.74
A-9-1 0.00 0.00 0.838616 % 0.00
A-9-2 0.00 0.00 0.498076 % 0.00
R 76110FKK8 100.00 0.00 7.750000 % 0.00
M-1 76110FKL6 6,697,000.00 6,396,121.14 7.750000 % 5,927.24
M-2 76110FKM4 3,827,000.00 3,655,062.80 7.750000 % 3,387.12
M-3 76110FKN2 2,870,200.00 2,741,249.36 7.750000 % 2,540.30
B-1 1,052,400.00 1,005,118.39 7.750000 % 931.44
B-2 478,400.00 456,906.71 7.750000 % 423.41
B-3 861,188.35 654,688.37 7.750000 % 606.69
-------------------------------------------------------------------------------
191,342,550.62 73,486,221.39 855,309.66
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 7,628.22 743,896.72 0.00 0.00 484,807.73
A-2 0.00 0.00 0.00 0.00 0.00
A-3 68,718.35 68,718.35 0.00 0.00 11,000,000.00
A-4 24,988.49 24,988.49 0.00 0.00 4,000,000.00
A-5 112,968.80 112,968.80 0.00 0.00 17,500,000.00
A-6 105,680.50 105,680.50 0.00 0.00 17,500,000.00
A-7 57,901.93 163,083.15 0.00 0.00 7,212,115.33
A-8 0.00 43.74 0.00 0.00 38,658.10
A-9-1 43,006.86 43,006.86 0.00 0.00 0.00
A-9-2 4,944.47 4,944.47 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 41,289.26 47,216.50 0.00 0.00 6,390,193.90
M-2 23,594.74 26,981.86 0.00 0.00 3,651,675.68
M-3 17,695.75 20,236.05 0.00 0.00 2,738,709.06
B-1 6,488.40 7,419.84 0.00 0.00 1,004,186.95
B-2 2,949.50 3,372.91 0.00 0.00 456,483.30
B-3 4,226.25 4,832.94 0.00 0.00 654,081.68
-------------------------------------------------------------------------------
522,081.52 1,377,391.18 0.00 0.00 72,630,911.73
===============================================================================
Run: 10/27/00 07:10:49
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7(POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4255
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 14.802539 8.925440 0.092473 9.017913 0.000000 5.877099
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 1000.000000 0.000000 6.247123 6.247123 0.000000 1000.000000
A-4 1000.000000 0.000000 6.247123 6.247123 0.000000 1000.000000
A-5 1000.000000 0.000000 6.455360 6.455360 0.000000 1000.000000
A-6 1000.000000 0.000000 6.038886 6.038886 0.000000 1000.000000
A-7 333.742146 4.797319 2.640909 7.438228 0.000000 328.944827
A-8 247.672327 0.279914 0.000000 0.279914 0.000000 247.392413
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 955.072591 0.885059 6.165337 7.050396 0.000000 954.187532
M-2 955.072589 0.885059 6.165336 7.050395 0.000000 954.187531
M-3 955.072594 0.885060 6.165337 7.050397 0.000000 954.187534
B-1 955.072586 0.885063 6.165336 7.050399 0.000000 954.187524
B-2 955.072554 0.885054 6.165343 7.050397 0.000000 954.187500
B-3 760.215080 0.704492 4.907463 5.611955 0.000000 759.510600
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7 (POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4255
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,143.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,794.56
SUBSERVICER ADVANCES THIS MONTH 21,250.37
MASTER SERVICER ADVANCES THIS MONTH 3,808.17
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,109,560.45
(B) TWO MONTHLY PAYMENTS: 1 321,770.92
(C) THREE OR MORE MONTHLY PAYMENTS: 4 426,704.94
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 775,900.94
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 72,630,911.73
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 814
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 477,444.54
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 787,208.73
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.70095270 % 17.41710700 % 2.88194000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.48082640 % 17.59661050 % 2.91319230 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 747,678.00
SPECIAL HAZARD AMOUNT AVAILABLE 925,004.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.85548978
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 306.23
POOL TRADING FACTOR: 37.95857821
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8(POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4256
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FKU6 13,399,900.00 0.00 7.000000 % 0.00
A-2 76110FKV4 20,850,000.00 0.00 7.000000 % 0.00
A-3 76110FKW2 16,320,750.00 1,638,896.56 10.000000 % 137,603.74
A-4 76110FKX0 19,700,543.00 0.00 7.000000 % 0.00
A-5 76110FKY8 21,419,142.00 0.00 7.150000 % 0.00
A-6 76110FKZ5 6,323,320.00 0.00 7.250000 % 0.00
A-7 76110FLA9 16,496,308.00 13,888,972.49 7.250000 % 1,376,038.03
A-8 76110FLB7 25,998,036.00 3,923,511.80 7.500000 % 388,718.56
A-9 76110FLC5 5,000,001.00 5,000,001.00 7.375000 % 0.00
A-10 76110FLD3 54,507,000.00 54,507,000.00 7.500000 % 0.00
A-11 76110FLE1 26,409.16 4,611.26 0.000000 % 6.29
A-12-1 0.00 0.00 0.939247 % 0.00
A-12-2 0.00 0.00 0.658929 % 0.00
R 76110FLG6 100.00 0.00 7.500000 % 0.00
M-1 76110FLH4 7,631,000.00 7,392,635.01 7.500000 % 6,689.37
M-2 76110FLJ0 4,361,000.00 4,224,778.02 7.500000 % 3,822.87
M-3 76110FLK7 3,270,500.00 3,168,341.37 7.500000 % 2,866.93
B-1 1,199,000.00 1,161,547.54 7.500000 % 1,051.05
B-2 545,000.00 527,976.19 7.500000 % 477.75
B-3 981,461.72 771,386.54 7.500000 % 698.00
-------------------------------------------------------------------------------
218,029,470.88 96,209,657.78 1,917,972.59
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 13,652.61 151,256.35 0.00 0.00 1,501,292.82
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 83,882.67 1,459,920.70 0.00 0.00 12,512,934.46
A-8 24,513.22 413,231.78 0.00 0.00 3,534,793.24
A-9 30,718.23 30,718.23 0.00 0.00 5,000,001.00
A-10 340,547.48 340,547.48 0.00 0.00 54,507,000.00
A-11 0.00 6.29 0.00 0.00 4,604.97
A-12-1 59,047.60 59,047.60 0.00 0.00 0.00
A-12-2 11,385.79 11,385.79 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 46,187.52 52,876.89 0.00 0.00 7,385,945.64
M-2 26,395.46 30,218.33 0.00 0.00 4,220,955.15
M-3 19,795.08 22,662.01 0.00 0.00 3,165,474.44
B-1 7,257.09 8,308.14 0.00 0.00 1,160,496.49
B-2 3,298.68 3,776.43 0.00 0.00 527,498.44
B-3 4,819.45 5,517.45 0.00 0.00 518,952.58
-------------------------------------------------------------------------------
671,500.88 2,589,473.47 0.00 0.00 94,039,949.23
===============================================================================
Run: 10/27/00 07:10:49
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8(POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4256
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 100.417969 8.431214 0.836519 9.267733 0.000000 91.986755
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 841.944300 83.414909 5.084936 88.499845 0.000000 758.529391
A-8 150.915700 14.951843 0.942887 15.894730 0.000000 135.963857
A-9 1000.000000 0.000000 6.143645 6.143645 0.000000 1000.000000
A-10 1000.000000 0.000000 6.247775 6.247775 0.000000 1000.000000
A-11 174.608356 0.238175 0.000000 0.238175 0.000000 174.370181
A-12-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-12-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 968.763597 0.876605 6.052617 6.929222 0.000000 967.886993
M-2 968.763591 0.876604 6.052616 6.929220 0.000000 967.886987
M-3 968.763605 0.876603 6.052616 6.929219 0.000000 967.887002
B-1 968.763586 0.876606 6.052619 6.929225 0.000000 967.886981
B-2 968.763651 0.876606 6.052624 6.929230 0.000000 967.887046
B-3 785.956828 0.711184 4.910482 5.621666 0.000000 528.754785
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:50 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8 (POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4256
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,713.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 423.35
SUBSERVICER ADVANCES THIS MONTH 29,694.92
MASTER SERVICER ADVANCES THIS MONTH 1,067.60
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 2,444,332.99
(B) TWO MONTHLY PAYMENTS: 4 566,525.74
(C) THREE OR MORE MONTHLY PAYMENTS: 3 127,435.59
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 670,463.17
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 94,039,949.23
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 969
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 127,521.87
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,447,462.77
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 82.07301460 % 15.36900100 % 2.55798460 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 81.94367990 % 15.70861676 % 2.34693400 %
BANKRUPTCY AMOUNT AVAILABLE 113,527.00
FRAUD AMOUNT AVAILABLE 1,163,492.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,574,115.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.70157711
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 308.81
POOL TRADING FACTOR: 43.13176051
................................................................................
Run: 10/27/00 07:10:50 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9(POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4263
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FLL5 53,750,000.00 0.00 6.750000 % 0.00
A-2 76110FLM3 17,420,000.00 0.00 6.750000 % 0.00
A-3 76110FLN1 22,971,538.00 512,065.28 10.000000 % 280,248.31
A-4 76110FLP6 38,010,000.00 0.00 6.750000 % 0.00
A-5 76110FLQ4 17,163,462.00 2,816,359.13 6.750000 % 1,541,365.72
A-6 76110FLR2 29,977,000.00 29,977,000.00 7.250000 % 0.00
A-7 76110FLS0 16,065,000.00 16,065,000.00 7.250000 % 0.00
A-8 76110FLT8 54,645,000.00 54,645,000.00 7.250000 % 0.00
A-9-1 0.00 0.00 1.031007 % 0.00
A-9-2 0.00 0.00 0.729510 % 0.00
R 76110FLV3 100.00 0.00 7.250000 % 0.00
M-1 76110FLW1 8,130,000.00 7,869,773.60 7.250000 % 7,270.96
M-2 76110FLX9 5,420,000.00 5,246,515.70 7.250000 % 4,847.31
M-3 76110FLY7 4,065,000.00 3,934,886.79 7.250000 % 3,635.48
B-1 1,490,500.00 1,442,791.77 7.250000 % 1,333.01
B-2 677,500.00 655,814.48 7.250000 % 605.91
B-3 1,219,925.82 986,870.48 7.250000 % 911.79
-------------------------------------------------------------------------------
271,005,025.82 124,152,077.23 1,840,218.49
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 4,263.74 284,512.05 0.00 0.00 231,816.97
A-4 0.00 0.00 0.00 0.00 0.00
A-5 15,829.15 1,557,194.87 0.00 0.00 1,274,993.41
A-6 180,963.87 180,963.87 0.00 0.00 29,977,000.00
A-7 96,980.51 96,980.51 0.00 0.00 16,065,000.00
A-8 329,878.61 329,878.61 0.00 0.00 54,645,000.00
A-9-1 91,131.67 91,131.67 0.00 0.00 0.00
A-9-2 10,931.78 10,931.78 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 47,507.91 54,778.87 0.00 0.00 7,862,502.64
M-2 31,671.94 36,519.25 0.00 0.00 5,241,668.39
M-3 23,753.95 27,389.43 0.00 0.00 3,931,251.31
B-1 8,709.79 10,042.80 0.00 0.00 1,441,458.76
B-2 3,958.99 4,564.90 0.00 0.00 655,208.57
B-3 5,957.50 6,869.29 0.00 0.00 985,958.69
-------------------------------------------------------------------------------
851,539.41 2,691,757.90 0.00 0.00 122,311,858.74
===============================================================================
Run: 10/27/00 07:10:50
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9(POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4263
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 22.291293 12.199806 0.185610 12.385416 0.000000 10.091487
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 164.090387 89.805059 0.922259 90.727318 0.000000 74.285328
A-6 1000.000000 0.000000 6.036757 6.036757 0.000000 1000.000000
A-7 1000.000000 0.000000 6.036758 6.036758 0.000000 1000.000000
A-8 1000.000000 0.000000 6.036757 6.036757 0.000000 1000.000000
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 967.991833 0.894337 5.843531 6.737868 0.000000 967.097496
M-2 967.991827 0.894338 5.843531 6.737869 0.000000 967.097489
M-3 967.991830 0.894337 5.843530 6.737867 0.000000 967.097493
B-1 967.991795 0.894337 5.843536 6.737873 0.000000 967.097457
B-2 967.991852 0.894332 5.843528 6.737860 0.000000 967.097520
B-3 808.959417 0.747406 4.883494 5.630900 0.000000 808.211999
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:51 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9 (POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4263
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 28,357.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,979.23
SUBSERVICER ADVANCES THIS MONTH 34,129.60
MASTER SERVICER ADVANCES THIS MONTH 803.76
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 34 3,298,164.72
(B) TWO MONTHLY PAYMENTS: 3 300,033.95
(C) THREE OR MORE MONTHLY PAYMENTS: 5 510,577.01
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 266,057.70
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 122,311,858.74
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,330
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 98,628.46
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,725,513.13
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 83.78065570 % 13.73410500 % 2.48523970 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 83.55184150 % 13.92785828 % 2.52030020 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,345,111.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,690,221.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.59321459
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 310.12
POOL TRADING FACTOR: 45.13269020
................................................................................
Run: 10/27/00 07:10:51 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS10(POOL # 4264)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4264
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FMN0 199,969,492.00 36,931,653.65 7.250000 % 1,977,665.96
A-2 76110FMP5 10,000,000.00 10,000,000.00 7.250000 % 0.00
A-3 76110FMQ3 25,143,000.00 25,143,000.00 7.250000 % 0.00
A-4 76110FMR1 64,916,508.00 62,438,918.74 7.250000 % 56,481.22
A-5 76110FMS9 76,250.57 56,846.62 0.000000 % 67.84
A-6-1 0.00 0.00 0.990671 % 0.00
A-6-2 0.00 0.00 0.688715 % 0.00
R 76110FMU4 100.00 0.00 7.250000 % 0.00
M-1 76110FMV2 10,602,000.00 10,243,567.99 7.250000 % 9,266.16
M-2 76110FMW0 6,524,000.00 6,303,436.87 7.250000 % 5,701.99
M-3 76110FMX8 4,893,000.00 4,727,577.62 7.250000 % 4,276.49
B-1 76110FMY6 1,794,000.00 1,733,348.51 7.250000 % 1,567.96
B-2 76110FMZ3 816,000.00 788,412.70 7.250000 % 713.19
B-3 76110FNA7 1,468,094.11 1,249,422.10 7.250000 % 1,130.19
-------------------------------------------------------------------------------
326,202,444.68 159,616,184.80 2,056,871.00
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 223,009.59 2,200,675.55 0.00 0.00 34,953,987.69
A-2 60,384.41 60,384.41 0.00 0.00 10,000,000.00
A-3 151,824.51 151,824.51 0.00 0.00 25,143,000.00
A-4 377,033.69 433,514.91 0.00 0.00 62,382,437.52
A-5 0.00 67.84 0.00 0.00 56,778.78
A-6-1 104,450.63 104,450.63 0.00 0.00 0.00
A-6-2 18,945.30 18,945.30 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 61,855.17 71,121.33 0.00 0.00 10,234,301.83
M-2 38,062.92 43,764.91 0.00 0.00 6,297,734.88
M-3 28,547.20 32,823.69 0.00 0.00 4,723,301.13
B-1 10,466.72 12,034.68 0.00 0.00 1,731,780.55
B-2 4,760.79 5,473.98 0.00 0.00 787,699.51
B-3 7,544.56 8,674.75 0.00 0.00 1,248,291.91
-------------------------------------------------------------------------------
1,086,885.49 3,143,756.49 0.00 0.00 157,559,313.80
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 184.686440 9.889838 1.115218 11.005056 0.000000 174.796602
A-2 1000.000000 0.000000 6.038441 6.038441 0.000000 1000.000000
A-3 1000.000000 0.000000 6.038441 6.038441 0.000000 1000.000000
A-4 961.834219 0.870059 5.807979 6.678038 0.000000 960.964159
A-5 745.523870 0.889698 0.000000 0.889698 0.000000 744.634171
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 966.192038 0.874001 5.834293 6.708294 0.000000 965.318037
M-2 966.192040 0.874002 5.834292 6.708294 0.000000 965.318038
M-3 966.192034 0.874002 5.834294 6.708296 0.000000 965.318032
B-1 966.192035 0.874002 5.834292 6.708294 0.000000 965.318032
B-2 966.192034 0.874007 5.834301 6.708308 0.000000 965.318027
B-3 851.050414 0.769835 5.139017 5.908852 0.000000 850.280579
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:51 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS10 (POOL # 4264)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4264
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 33,062.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,414.93
SUBSERVICER ADVANCES THIS MONTH 41,738.34
MASTER SERVICER ADVANCES THIS MONTH 2,969.84
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 3,065,778.43
(B) TWO MONTHLY PAYMENTS: 7 709,857.04
(C) THREE OR MORE MONTHLY PAYMENTS: 5 441,693.53
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,151,255.72
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 157,559,313.80
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,584
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 374,873.81
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,912,477.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 84.30316520 % 13.33333600 % 2.36349900 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 84.11256690 % 13.49037218 % 2.39219770 %
BANKRUPTCY AMOUNT AVAILABLE 141,228.00
FRAUD AMOUNT AVAILABLE 1,834,883.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,834,883.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.50454250
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 312.36
POOL TRADING FACTOR: 48.30108308
................................................................................
Run: 10/27/00 07:10:51 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS11(POOL # 4265)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4265
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FLZ4 99,650,000.00 49,273,620.72 7.000000 % 1,024,181.40
A-2 76110FMD2 43,142.76 12,381.57 0.000000 % 125.17
A-3-1 0.00 0.00 1.076537 % 0.00
A-3-2 0.00 0.00 0.650481 % 0.00
R 76110FMF7 100.00 0.00 7.000000 % 0.00
M-1 76110FMG5 3,043,000.00 2,667,104.28 7.000000 % 12,353.00
M-2 76110FMH3 892,000.00 781,813.00 7.000000 % 3,621.06
M-3 76110FMJ9 419,700.00 367,855.31 7.000000 % 1,703.76
B-1 76110FMK6 367,000.00 321,665.21 7.000000 % 1,489.83
B-2 76110FML4 262,400.00 229,986.22 7.000000 % 1,065.21
B-3 76110FMM2 263,388.53 230,852.66 7.000000 % 1,069.23
-------------------------------------------------------------------------------
104,940,731.29 53,885,278.97 1,045,608.66
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 287,131.25 1,311,312.65 0.00 0.00 48,249,439.32
A-2 0.00 125.17 0.00 0.00 12,256.40
A-3-1 38,319.77 38,319.77 0.00 0.00 0.00
A-3-2 6,025.02 6,025.02 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 15,541.97 27,894.97 0.00 0.00 2,654,751.28
M-2 4,555.85 8,176.91 0.00 0.00 778,191.94
M-3 2,143.59 3,847.35 0.00 0.00 366,151.55
B-1 1,874.43 3,364.26 0.00 0.00 320,175.38
B-2 1,340.20 2,405.41 0.00 0.00 228,921.01
B-3 1,345.24 2,414.47 0.00 0.00 229,783.43
-------------------------------------------------------------------------------
358,277.32 1,403,885.98 0.00 0.00 52,839,670.31
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 494.466841 10.277786 2.881397 13.159183 0.000000 484.189055
A-2 286.990679 2.901298 0.000000 2.901298 0.000000 284.089381
A-3-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 876.471995 4.059481 5.107450 9.166931 0.000000 872.412514
M-2 876.471973 4.059484 5.107455 9.166939 0.000000 872.412489
M-3 876.472028 4.059471 5.107434 9.166905 0.000000 872.412557
B-1 876.471962 4.059482 5.107439 9.166921 0.000000 872.412480
B-2 876.471875 4.059489 5.107470 9.166959 0.000000 872.412386
B-3 876.471956 4.059478 5.107436 9.166914 0.000000 872.412440
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:51 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS11 (POOL # 4265)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4265
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,136.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,121.91
SUBSERVICER ADVANCES THIS MONTH 7,795.18
MASTER SERVICER ADVANCES THIS MONTH 390.39
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 560,921.94
(B) TWO MONTHLY PAYMENTS: 1 87,512.54
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 52,839,670.31
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 702
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 34,797.84
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 795,964.90
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.46272630 % 7.08477300 % 1.45250050 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.33409290 % 7.18985328 % 1.47438570 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 631,583.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,557,847.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.31713040
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 134.70
POOL TRADING FACTOR: 50.35191737
................................................................................
Run: 10/27/00 07:10:52 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12(POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4270
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FNB5 57,575,000.00 0.00 7.000000 % 0.00
A-2 76110FNC3 22,405,757.00 3,103,592.05 9.000000 % 289,939.56
A-3 76110FND1 62,824,125.00 0.00 7.000000 % 0.00
A-4 76110FNE9 24,294,118.00 14,483,430.78 6.875000 % 1,353,051.40
A-5 76110FNF6 26,000,000.00 26,000,000.00 7.250000 % 0.00
A-6 76110FNG4 22,583,041.00 22,583,041.00 7.250000 % 0.00
A-7 76110FNR0 59,318,800.00 57,220,857.45 7.250000 % 381,969.51
A-8-1 0.00 0.00 0.925037 % 0.00
A-8-2 0.00 0.00 0.718509 % 0.00
R 76110FNJ8 100.00 0.00 7.250000 % 0.00
M-1 76110FNK5 10,433,600.00 10,125,475.76 7.250000 % 63,450.57
M-2 76110FNL3 4,471,600.00 4,339,545.08 7.250000 % 27,193.45
M-3 76110FNM1 4,471,500.00 4,339,448.05 7.250000 % 27,192.84
B-1 76110FNN9 1,639,600.00 1,592,329.40 7.250000 % 9,978.22
B-2 76110FNP4 745,200.00 724,245.72 7.250000 % 4,538.43
B-3 76110FNQ2 1,341,561.05 893,305.15 7.250000 % 5,597.83
-------------------------------------------------------------------------------
298,104,002.05 145,405,270.44 2,162,911.81
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 23,267.46 313,207.02 0.00 0.00 2,813,652.49
A-3 0.00 0.00 0.00 0.00 0.00
A-4 82,944.19 1,435,995.59 0.00 0.00 13,130,379.38
A-5 157,019.34 157,019.34 0.00 0.00 26,000,000.00
A-6 136,383.63 136,383.63 0.00 0.00 22,583,041.00
A-7 345,568.52 727,538.03 0.00 0.00 56,838,887.94
A-8-1 93,843.15 93,843.15 0.00 0.00 0.00
A-8-2 14,135.61 14,135.61 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 61,149.83 124,600.40 0.00 0.00 10,062,025.19
M-2 26,207.40 53,400.85 0.00 0.00 4,312,351.63
M-3 26,206.82 53,399.66 0.00 0.00 4,312,255.21
B-1 9,616.40 19,594.62 0.00 0.00 1,582,351.18
B-2 4,373.87 8,912.30 0.00 0.00 719,707.29
B-3 5,394.85 10,992.68 0.00 0.00 878,705.08
-------------------------------------------------------------------------------
986,111.07 3,149,022.88 0.00 0.00 143,233,356.39
===============================================================================
Run: 10/27/00 07:10:52
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12(POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4270
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 138.517616 12.940405 1.038459 13.978864 0.000000 125.577212
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 596.170266 55.694609 3.414168 59.108777 0.000000 540.475657
A-5 1000.000000 0.000000 6.039205 6.039205 0.000000 1000.000000
A-6 1000.000000 0.000000 6.039206 6.039206 0.000000 1000.000000
A-7 964.632755 6.439266 5.825615 12.264881 0.000000 958.193489
A-8-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 970.468080 6.081369 5.860856 11.942225 0.000000 964.386711
M-2 970.468083 6.081369 5.860855 11.942224 0.000000 964.386714
M-3 970.468087 6.081369 5.860857 11.942226 0.000000 964.386718
B-1 971.169432 6.085765 5.865089 11.950854 0.000000 965.083667
B-2 971.880998 6.090217 5.869391 11.959608 0.000000 965.790781
B-3 665.869921 4.172624 4.021323 8.193947 0.000000 654.987026
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:52 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12 (POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4270
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 29,905.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,320.27
SUBSERVICER ADVANCES THIS MONTH 24,026.26
MASTER SERVICER ADVANCES THIS MONTH 2,103.84
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 2,296,259.19
(B) TWO MONTHLY PAYMENTS: 7 401,450.68
(C) THREE OR MORE MONTHLY PAYMENTS: 2 140,079.24
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 238,426.49
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 143,233,356.39
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,494
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 270,507.95
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,201,282.33
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 405,641.42
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 84.86000600 % 12.93245300 % 2.20754050 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 84.73302860 % 13.04628510 % 2.22068630 %
BANKRUPTCY AMOUNT AVAILABLE 117,002.00
FRAUD AMOUNT AVAILABLE 1,666,251.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,666,251.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.47412966
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 313.29
POOL TRADING FACTOR: 48.04811589
................................................................................
Run: 10/27/00 07:10:15 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR3(POOL # 3359)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3359
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 25,117,531.34 4,336,228.02 8.676807 % 7,842.18
R 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
25,117,531.34 4,336,228.02 7,842.18
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 31,320.08 39,162.26 0.00 0.00 4,328,385.84
R 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
31,320.08 39,162.26 0.00 0.00 4,328,385.84
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 172.637508 0.312219 1.246941 1.559160 0.000000 172.325289
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:15 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR3 (POOL # 3359)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3359
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,353.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 214.45
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 4,328,385.84
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 37
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,540.05
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.25448219
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 321.60
POOL TRADING FACTOR: 17.23252887
................................................................................
Run: 10/27/00 07:10:53 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13(POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4277
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FNS8 31,499,000.00 11,267,452.30 7.250000 % 265,942.02
A-2 76110FNT6 30,750,000.00 0.00 7.250000 % 0.00
A-3 76110FNU3 40,799,000.00 18,541,037.98 7.250000 % 696,785.27
A-4 76110FNV1 6,745,000.00 6,745,000.00 7.250000 % 0.00
A-5 76110FNW9 4,235,415.00 4,235,415.00 7.250000 % 0.00
A-6 76110FNX7 10,499,000.00 10,499,000.00 7.250000 % 0.00
A-7 76110fNY5 62,999,000.00 61,070,351.37 7.250000 % 55,738.62
A-8 76110FNZ2 15,495,000.00 0.00 7.250000 % 0.00
A-9 76110FPA5 68,339,000.00 29,988,113.78 7.000000 % 707,799.72
A-10 76110fPB3 0.00 0.00 7.250000 % 0.00
A-11 76110FPC1 100,038,312.00 50,883,332.14 0.000000 % 656,270.17
A-12 76110FPD9 0.00 0.00 7.250000 % 0.00
A-13 76110FPE7 0.00 0.00 8.982520 % 0.00
A-14 76110FPF4 0.00 0.00 5.517480 % 0.00
A-15 76110FPG2 26,249,000.00 9,389,483.93 7.000000 % 221,616.94
A-16 76110FPH0 2,386,273.00 853,589.56 10.000000 % 20,147.00
A-17 76110FPJ6 139,012.74 124,503.07 0.000000 % 548.91
A-18-1 0.00 0.00 0.901255 % 0.00
A-18-2 0.00 0.00 0.598774 % 0.00
R-I 76110FPL1 100.00 0.00 7.250000 % 0.00
R-II 76110FPM9 100.00 0.00 7.250000 % 0.00
M-1 76110FPN7 16,267,000.00 15,795,488.97 7.250000 % 14,416.47
M-2 76110FPP2 5,422,000.00 5,264,839.31 7.250000 % 4,805.19
M-3 76110FPQ0 6,507,000.00 6,318,389.80 7.250000 % 5,766.76
B-1 76110FPR8 2,386,000.00 2,316,840.02 7.250000 % 2,114.57
B-2 76110FPS6 1,085,000.00 1,053,550.46 7.250000 % 961.57
B-3 76110FPT4 1,952,210.06 1,680,754.01 7.250000 % 1,534.00
-------------------------------------------------------------------------------
433,792,422.80 236,027,141.70 2,654,447.21
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 68,044.87 333,986.89 0.00 0.00 11,001,510.28
A-2 0.00 0.00 0.00 0.00 0.00
A-3 111,970.52 808,755.79 0.00 0.00 17,844,252.71
A-4 40,733.49 40,733.49 0.00 0.00 6,745,000.00
A-5 25,577.95 25,577.95 0.00 0.00 4,235,415.00
A-6 63,404.14 63,404.14 0.00 0.00 10,499,000.00
A-7 368,807.78 424,546.40 0.00 0.00 61,014,612.75
A-8 0.00 0.00 0.00 0.00 0.00
A-9 174,855.31 882,655.03 0.00 0.00 29,280,314.06
A-10 6,244.83 6,244.83 0.00 0.00 0.00
A-11 0.00 656,270.17 0.00 0.00 50,227,061.97
A-12 153,643.86 153,643.86 0.00 0.00 0.00
A-13 95,179.93 95,179.93 0.00 0.00 0.00
A-14 58,463.93 58,463.93 0.00 0.00 0.00
A-15 54,748.40 276,365.34 0.00 0.00 9,167,866.99
A-16 7,110.19 27,257.19 0.00 0.00 833,442.56
A-17 0.00 548.91 0.00 0.00 123,954.16
A-18-1 134,931.13 134,931.13 0.00 0.00 0.00
A-18-2 28,076.45 28,076.45 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 95,389.97 109,806.44 0.00 0.00 15,781,072.50
M-2 31,794.70 36,599.89 0.00 0.00 5,260,034.12
M-3 38,157.17 43,923.93 0.00 0.00 6,312,623.04
B-1 13,991.55 16,106.12 0.00 0.00 2,314,725.45
B-2 6,362.46 7,324.03 0.00 0.00 1,052,588.89
B-3 10,150.19 11,684.19 0.00 0.00 1,679,220.01
-------------------------------------------------------------------------------
1,587,638.82 4,242,086.03 0.00 0.00 233,372,694.49
===============================================================================
Run: 10/27/00 07:10:53
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13(POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4277
_______________________________________________________________________________
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 357.708254 8.442872 2.160223 10.603095 0.000000 349.265382
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 454.448344 17.078489 2.744443 19.822932 0.000000 437.369855
A-4 1000.000000 0.000000 6.039064 6.039064 0.000000 1000.000000
A-5 1000.000000 0.000000 6.039066 6.039066 0.000000 1000.000000
A-6 1000.000000 0.000000 6.039065 6.039065 0.000000 1000.000000
A-7 969.386044 0.884754 5.854185 6.738939 0.000000 968.501290
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 438.814056 10.357186 2.558646 12.915832 0.000000 428.456870
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 508.638452 6.560188 0.000000 6.560188 0.000000 502.078264
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15 357.708253 8.442872 2.085733 10.528605 0.000000 349.265381
A-16 357.708259 8.442872 2.979621 11.422493 0.000000 349.265387
A-17 895.623451 3.948631 0.000000 3.948631 0.000000 891.674821
A-18-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-18-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 971.014260 0.886240 5.864017 6.750257 0.000000 970.128020
M-2 971.014259 0.886239 5.864017 6.750256 0.000000 970.128019
M-3 971.014262 0.886239 5.864019 6.750258 0.000000 970.128022
B-1 971.014258 0.886241 5.864019 6.750260 0.000000 970.128018
B-2 971.014249 0.886240 5.864018 6.750258 0.000000 970.128009
B-3 860.949364 0.785761 5.199333 5.985094 0.000000 860.163588
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:53 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13 (POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4277
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 48,729.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 38,316.52
MASTER SERVICER ADVANCES THIS MONTH 3,685.67
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 3,418,998.97
(B) TWO MONTHLY PAYMENTS: 3 259,533.70
(C) THREE OR MORE MONTHLY PAYMENTS: 5 495,310.55
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 865,709.74
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 233,372,694.49
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,214
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 495,862.17
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,439,010.56
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 86.25286150 % 11.60594000 % 2.14119880 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 86.10913660 % 11.72104977 % 2.16358480 %
BANKRUPTCY AMOUNT AVAILABLE 240,007.00
FRAUD AMOUNT AVAILABLE 2,579,320.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,579,320.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.35517862
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 314.43
POOL TRADING FACTOR: 53.79824133
................................................................................
Run: 10/27/00 07:10:54 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS1(POOL # 4281)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4281
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FPU1 64,326,000.00 0.00 7.000000 % 0.00
A-2 76110FPV9 117,395,000.00 40,129,946.23 7.000000 % 1,530,862.40
A-3 76110FPW7 51,380,000.00 45,079,178.96 7.000000 % 1,399,338.25
A-4 76110FPX5 1,862,000.00 1,862,000.00 7.000000 % 0.00
A-5 76110FPY3 65,040,000.00 65,040,000.00 7.000000 % 0.00
A-6-1 0.00 0.00 1.116732 % 0.00
A-6-2 0.00 0.00 0.881172 % 0.00
R 76110FQB2 100.00 0.00 7.000000 % 0.00
M-1 76110FQC0 11,351,500.00 11,038,087.41 7.000000 % 10,076.14
M-2 76110FQD8 4,054,000.00 3,945,217.90 7.000000 % 3,601.40
M-3 76110FQE6 4,865,000.00 4,745,470.49 7.000000 % 4,331.91
B-1 76110FQF3 1,783,800.00 1,743,661.24 7.000000 % 1,591.70
B-2 76110FQG1 810,800.00 794,569.12 7.000000 % 725.32
B-3 76110FQH9 1,459,579.11 1,257,984.99 7.000000 % 1,024.44
-------------------------------------------------------------------------------
324,327,779.11 175,636,116.34 2,951,551.56
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 233,960.91 1,764,823.31 0.00 0.00 38,599,083.83
A-3 262,815.35 1,662,153.60 0.00 0.00 43,679,840.71
A-4 10,855.62 10,855.62 0.00 0.00 1,862,000.00
A-5 379,188.58 379,188.58 0.00 0.00 65,040,000.00
A-6-1 128,126.62 128,126.62 0.00 0.00 0.00
A-6-2 27,799.51 27,799.51 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 64,352.96 74,429.10 0.00 0.00 11,028,011.27
M-2 23,000.95 26,602.35 0.00 0.00 3,941,616.50
M-3 27,666.48 31,998.39 0.00 0.00 4,741,138.58
B-1 10,165.69 11,757.39 0.00 0.00 1,742,069.54
B-2 4,632.41 5,357.73 0.00 0.00 793,843.80
B-3 7,334.16 8,358.60 0.00 0.00 1,225,746.83
-------------------------------------------------------------------------------
1,179,899.24 4,131,450.80 0.00 0.00 172,653,351.06
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 341.836929 13.040269 1.992938 15.033207 0.000000 328.796659
A-3 877.368216 27.235077 5.115129 32.350206 0.000000 850.133140
A-4 1000.000000 0.000000 5.830086 5.830086 0.000000 1000.000000
A-5 1000.000000 0.000000 5.830083 5.830083 0.000000 1000.000000
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 972.390205 0.887648 5.669115 6.556763 0.000000 971.502557
M-2 973.166724 0.888357 5.673643 6.562000 0.000000 972.278367
M-3 975.430728 0.890423 5.686841 6.577264 0.000000 974.540304
B-1 977.498172 0.892309 5.698896 6.591205 0.000000 976.605864
B-2 979.981648 0.894573 5.713382 6.607955 0.000000 979.087075
B-3 861.882019 0.701874 5.024846 5.726720 0.000000 839.794720
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:54 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS1 (POOL # 4281)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4281
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 36,254.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 38,416.04
MASTER SERVICER ADVANCES THIS MONTH 2,105.90
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 2,174,098.49
(B) TWO MONTHLY PAYMENTS: 3 323,498.22
(C) THREE OR MORE MONTHLY PAYMENTS: 14 1,132,332.66
FORECLOSURES
NUMBER OF LOANS 13
AGGREGATE PRINCIPAL BALANCE 1,294,941.02
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 172,653,351.06
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,653
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 257,840.06
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,734,070.34
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 86.60583500 % 11.23275600 % 2.16140930 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 86.40488220 % 11.41638215 % 2.17873570 %
BANKRUPTCY AMOUNT AVAILABLE 101,905.00
FRAUD AMOUNT AVAILABLE 1,950,206.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,950,206.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.34623496
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 315.26
POOL TRADING FACTOR: 53.23421618
................................................................................
Run: 10/27/00 07:10:55 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2(POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4284
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FQJ5 20,000,000.00 4,123,262.10 6.750000 % 291,604.52
A-2 76110FQK2 158,282,400.00 32,631,990.93 6.500000 % 2,307,793.19
A-3 76110FQL0 82,584,000.00 82,584,000.00 6.750000 % 0.00
A-4 76110FQM8 38,888,850.00 14,163,529.75 7.220630 % 454,124.47
A-5 76110FQN6 0.00 0.00 1.805145 % 0.00
A-6 76110FQP1 13,504,750.00 4,832,875.75 7.120630 % 159,274.39
A-7 76110FQQ9 86,753,900.00 86,753,900.00 7.000000 % 0.00
A-8 76110FQR7 138,732.69 116,348.57 0.000000 % 158.49
A-9-1 0.00 0.00 1.042103 % 0.00
A-9-2 0.00 0.00 0.713030 % 0.00
R-I 76110FQT3 100.00 0.00 7.000000 % 0.00
R-II 76110FQU0 100.00 0.00 7.000000 % 0.00
M-1 76110FQV8 17,350,800.00 16,872,248.69 7.000000 % 15,198.34
M-2 76110FQW6 5,422,000.00 5,272,456.16 7.000000 % 4,749.37
M-3 76110FQX4 5,422,000.00 5,272,456.16 7.000000 % 4,749.37
B-1 76110FQY2 2,385,700.00 2,319,900.20 7.000000 % 2,089.74
B-2 76110FQZ9 1,084,400.00 1,054,491.25 7.000000 % 949.87
B-3 76110FRA3 1,952,351.82 1,636,972.96 7.000000 % 1,474.57
-------------------------------------------------------------------------------
433,770,084.51 257,634,432.52 3,242,166.32
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 23,185.13 314,789.65 0.00 0.00 3,831,657.58
A-2 176,694.01 2,484,487.20 0.00 0.00 30,324,197.74
A-3 464,370.44 464,370.44 0.00 0.00 82,584,000.00
A-4 85,194.48 539,318.95 0.00 0.00 13,709,405.28
A-5 28,565.94 28,565.94 0.00 0.00 0.00
A-6 28,667.44 187,941.83 0.00 0.00 4,673,601.36
A-7 505,885.15 505,885.15 0.00 0.00 86,753,900.00
A-8 0.00 158.49 0.00 0.00 116,190.08
A-9-1 165,856.07 165,856.07 0.00 0.00 0.00
A-9-2 39,547.62 39,547.62 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 98,386.59 113,584.93 0.00 0.00 16,857,050.35
M-2 30,745.10 35,494.47 0.00 0.00 5,267,706.79
M-3 30,745.10 35,494.47 0.00 0.00 5,267,706.79
B-1 13,527.96 15,617.70 0.00 0.00 2,317,810.46
B-2 6,149.02 7,098.89 0.00 0.00 1,053,541.38
B-3 9,545.63 11,020.20 0.00 0.00 1,635,498.39
-------------------------------------------------------------------------------
1,707,065.68 4,949,232.00 0.00 0.00 254,392,266.20
===============================================================================
Run: 10/27/00 07:10:55
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2(POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4284
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 206.163105 14.580226 1.159257 15.739483 0.000000 191.582879
A-2 206.163104 14.580226 1.116321 15.696547 0.000000 191.582878
A-3 1000.000000 0.000000 5.623007 5.623007 0.000000 1000.000000
A-4 364.205415 11.677498 2.190717 13.868215 0.000000 352.527917
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 357.864881 11.793953 2.122767 13.916720 0.000000 346.070928
A-7 1000.000000 0.000000 5.831267 5.831267 0.000000 1000.000000
A-8 838.652880 1.142413 0.000000 1.142413 0.000000 837.510467
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 972.419064 0.875945 5.670435 6.546380 0.000000 971.543119
M-2 972.419063 0.875944 5.670435 6.546379 0.000000 971.543119
M-3 972.419063 0.875944 5.670435 6.546379 0.000000 971.543119
B-1 972.419080 0.875944 5.670436 6.546380 0.000000 971.543136
B-2 972.419080 0.875941 5.670435 6.546376 0.000000 971.543139
B-3 838.462076 0.755279 4.889298 5.644577 0.000000 837.706797
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:55 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2 (POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4284
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 53,169.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 64,255.96
MASTER SERVICER ADVANCES THIS MONTH 5,219.55
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 39 4,669,385.25
(B) TWO MONTHLY PAYMENTS: 6 523,423.55
(C) THREE OR MORE MONTHLY PAYMENTS: 8 885,403.69
FORECLOSURES
NUMBER OF LOANS 19
AGGREGATE PRINCIPAL BALANCE 2,356,090.12
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 254,392,266.20
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,332
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 691,355.88
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,010,043.24
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.40728230 % 10.64669300 % 1.94602430 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.25821370 % 10.76780530 % 1.96906070 %
BANKRUPTCY AMOUNT AVAILABLE 110,151.00
FRAUD AMOUNT AVAILABLE 2,788,933.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,788,933.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.23436617
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 317.48
POOL TRADING FACTOR: 58.64679822
................................................................................
Run: 10/27/00 07:11:28 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3(POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4285
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FRB1 115,517,963.00 71,846,486.52 6.500000 % 926,086.22
A-2 76110FRC9 34,880,737.00 16,219,206.82 6.500000 % 595,303.41
A-3-1 0.00 0.00 1.241856 % 0.00
A-3-2 0.00 0.00 0.981554 % 0.00
R 76110FRE5 100.00 0.00 6.500000 % 0.00
M-1 76110FRF2 3,927,000.00 3,508,122.10 6.500000 % 15,417.50
M-2 76110FRG0 785,100.00 701,356.44 6.500000 % 3,082.32
M-3 76110FRH8 707,000.00 631,587.05 6.500000 % 2,775.70
B-1 76110FRJ4 471,200.00 420,938.92 6.500000 % 1,849.94
B-2 76110FRK1 314,000.00 280,506.83 6.500000 % 1,232.77
B-3 76110FRL9 471,435.62 388,038.64 6.500000 % 1,705.35
-------------------------------------------------------------------------------
157,074,535.62 93,996,243.32 1,547,453.21
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 388,590.15 1,314,676.37 0.00 0.00 70,920,400.30
A-2 87,723.49 683,026.90 0.00 0.00 15,623,903.41
A-3-1 77,324.31 77,324.31 0.00 0.00 0.00
A-3-2 15,654.49 15,654.49 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 18,974.09 34,391.59 0.00 0.00 3,492,704.60
M-2 3,793.36 6,875.68 0.00 0.00 698,274.12
M-3 3,416.02 6,191.72 0.00 0.00 628,811.35
B-1 2,276.70 4,126.64 0.00 0.00 419,088.98
B-2 1,517.15 2,749.92 0.00 0.00 279,274.06
B-3 2,098.76 3,804.11 0.00 0.00 386,333.27
-------------------------------------------------------------------------------
601,368.52 2,148,821.73 0.00 0.00 92,448,790.09
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 621.950774 8.016816 3.363894 11.380710 0.000000 613.933959
A-2 464.990370 17.066824 2.514955 19.581779 0.000000 447.923546
A-3-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 893.333868 3.926025 4.831701 8.757726 0.000000 889.407843
M-2 893.333894 3.926022 4.831690 8.757712 0.000000 889.407872
M-3 893.333876 3.926025 4.831711 8.757736 0.000000 889.407850
B-1 893.333871 3.926019 4.831706 8.757725 0.000000 889.407852
B-2 893.333854 3.926019 4.831688 8.757707 0.000000 889.407834
B-3 823.099960 3.617355 4.451849 8.069204 0.000000 819.482563
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:28 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,531.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 981.75
SUBSERVICER ADVANCES THIS MONTH 18,839.59
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 1,604,231.32
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 111,326.99
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 92,448,790.09
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,129
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,134,358.32
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.69065210 % 5.15027600 % 1.15907230 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.61323560 % 5.21347014 % 1.17329420 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.97050000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 139.23
POOL TRADING FACTOR: 58.85663754
Run: 10/27/00 07:11:28 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,909.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 981.75
SUBSERVICER ADVANCES THIS MONTH 15,612.84
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 1,312,570.50
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 111,326.99
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 75,494,976.91
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,066
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 612,987.54
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.98805300 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.77656660 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.01408755
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 139.61
POOL TRADING FACTOR: 62.57584803
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,622.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 3,226.75
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 291,660.82
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 16,953,813.18
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 63
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 521,370.78
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.39557190 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.00432100 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.77640793
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 137.55
POOL TRADING FACTOR: 46.53935197
................................................................................
Run: 10/27/00 07:11:28 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4(POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4290
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FRM7 135,006,400.00 41,618,411.35 6.500000 % 2,154,617.54
A-I-2 76110FRN5 59,732,445.00 59,732,445.00 6.750000 % 0.00
A-I-3 76110FRP0 41,218,155.00 17,871,157.81 7.120630 % 538,654.39
A-I-4 76110FRQ8 0.00 0.00 1.879370 % 0.00
A-I-5 76110FRR6 64,868,000.00 64,868,000.00 7.000000 % 0.00
A-II 76110FRS4 75,203,000.00 46,630,429.94 7.000000 % 438,798.32
A-V-1 0.00 0.00 0.875347 % 0.00
A-V-2 0.00 0.00 0.622500 % 0.00
R-I 76110FRV7 100.00 0.00 7.000000 % 0.00
R-II 76110FRW5 100.00 0.00 7.000000 % 0.00
M-1 76110FRX3 14,190,000.00 13,821,683.57 7.000000 % 12,546.33
M-2 76110FRY1 5,067,800.00 4,936,259.88 7.000000 % 4,480.78
M-3 76110FRZ8 5,067,800.00 4,936,259.88 7.000000 % 4,480.78
B-1 76110FSA2 2,230,000.00 2,172,117.96 7.000000 % 1,971.69
B-2 76110FSB0 1,216,400.00 1,184,827.05 7.000000 % 1,075.50
B-3 76110FSC8 1,621,792.30 1,047,429.26 7.000000 % 950.78
-------------------------------------------------------------------------------
405,421,992.30 258,819,021.70 3,157,576.11
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 225,334.37 2,379,951.91 0.00 0.00 39,463,793.81
A-I-2 335,847.91 335,847.91 0.00 0.00 59,732,445.00
A-I-3 105,998.50 644,652.89 0.00 0.00 17,332,503.42
A-I-4 27,976.51 27,976.51 0.00 0.00 0.00
A-I-5 378,231.02 378,231.02 0.00 0.00 64,868,000.00
A-II 271,792.39 710,590.71 0.00 0.00 46,191,631.62
A-V-1 150,853.90 150,853.90 0.00 0.00 0.00
A-V-2 26,922.42 26,922.42 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 80,580.52 93,126.85 0.00 0.00 13,809,137.24
M-2 28,778.43 33,259.21 0.00 0.00 4,931,779.10
M-3 28,778.43 33,259.21 0.00 0.00 4,931,779.10
B-1 12,663.47 14,635.16 0.00 0.00 2,170,146.27
B-2 6,907.55 7,983.05 0.00 0.00 1,183,751.55
B-3 6,106.52 7,057.30 0.00 0.00 1,046,478.48
-------------------------------------------------------------------------------
1,686,771.94 4,844,348.05 0.00 0.00 255,661,445.59
===============================================================================
Run: 10/27/00 07:11:28
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4(POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4290
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 308.269914 15.959373 1.669064 17.628437 0.000000 292.310541
A-I-2 1000.000000 0.000000 5.622538 5.622538 0.000000 1000.000000
A-I-3 433.574909 13.068377 2.571646 15.640023 0.000000 420.506532
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 1000.000000 0.000000 5.830780 5.830780 0.000000 1000.000000
A-II 620.060768 5.834851 3.614116 9.448967 0.000000 614.225917
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 974.043944 0.884167 5.678684 6.562851 0.000000 973.159777
M-2 974.043940 0.884167 5.678684 6.562851 0.000000 973.159774
M-3 974.043940 0.884167 5.678684 6.562851 0.000000 973.159774
B-1 974.043928 0.884166 5.678684 6.562850 0.000000 973.159762
B-2 974.043941 0.884166 5.678683 6.562849 0.000000 973.159775
B-3 645.846734 0.586253 3.765289 4.351542 0.000000 645.260481
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 53,593.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,933.13
SUBSERVICER ADVANCES THIS MONTH 55,625.94
MASTER SERVICER ADVANCES THIS MONTH 1,449.22
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 36 4,172,916.81
(B) TWO MONTHLY PAYMENTS: 9 866,106.60
(C) THREE OR MORE MONTHLY PAYMENTS: 7 776,119.53
FORECLOSURES
NUMBER OF LOANS 15
AGGREGATE PRINCIPAL BALANCE 1,696,912.89
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 255,661,445.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,324
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 188,068.61
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,922,654.43
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.14354230 % 9.15473800 % 1.70171970 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.01943480 % 9.25939200 % 1.72117320 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.15489900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 318.40
POOL TRADING FACTOR: 63.06057650
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 42,788.82
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,208.78
SUBSERVICER ADVANCES THIS MONTH 44,107.49
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,142,224.23
(B) TWO MONTHLY PAYMENTS: 6 560,664.48
(C) THREE OR MORE MONTHLY PAYMENTS: 6 664,731.48
FORECLOSURES
NUMBER OF LOANS 14
AGGREGATE PRINCIPAL BALANCE 1,593,801.89
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 203,869,702.55
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,844
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,525,224.20
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.11167020 % 0.00000000 % 1.70171970 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 88.97680230 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.14014757
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 318.10
POOL TRADING FACTOR: 62.85669868
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 10,804.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,724.35
SUBSERVICER ADVANCES THIS MONTH 11,518.45
MASTER SERVICER ADVANCES THIS MONTH 1,449.22
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 1,030,692.58
(B) TWO MONTHLY PAYMENTS: 3 305,442.12
(C) THREE OR MORE MONTHLY PAYMENTS: 1 111,388.05
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 103,111.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 51,791,743.04
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 480
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 188,068.61
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 397,430.23
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.26959160 % 0.00000000 % 1.70171970 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.18725050 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.21296515
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 319.57
POOL TRADING FACTOR: 63.87612374
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS5(POOL # 4299)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4299
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FSD6 151,551,000.00 51,673,784.15 6.750000 % 858,292.27
A-2 76110FSE4 75,936,500.00 60,577,629.93 6.750000 % 462,157.38
A-3 76110FSF1 17,485,800.00 17,485,800.00 6.750000 % 0.00
A-4 76110FSG9 13,164,700.00 13,164,700.00 6.750000 % 0.00
A-5 76110FSH7 67,790,000.00 67,790,000.00 6.750000 % 0.00
A-6-1 0.00 0.00 1.046634 % 0.00
A-6-2 0.00 0.00 0.837654 % 0.00
R 76110FSK0 100.00 0.00 6.750000 % 0.00
M-1 76110FSL8 12,650,700.00 12,303,973.14 6.750000 % 18,442.29
M-2 76110FSM6 4,216,900.00 4,101,324.39 6.750000 % 6,147.43
M-3 76110FSN4 4,392,600.00 4,272,208.83 6.750000 % 6,403.57
B-1 76110FSP9 1,757,100.00 1,708,941.88 6.750000 % 2,561.51
B-2 76110FSQ7 1,054,300.00 1,025,404.05 6.750000 % 1,536.97
B-3 76110FSR5 1,405,623.28 1,300,954.97 6.750000 % 1,949.99
-------------------------------------------------------------------------------
351,405,323.28 235,404,721.34 1,357,491.41
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 290,530.43 1,148,822.70 0.00 0.00 50,815,491.88
A-2 340,591.36 802,748.74 0.00 0.00 60,115,472.55
A-3 98,312.08 98,312.08 0.00 0.00 17,485,800.00
A-4 74,017.15 74,017.15 0.00 0.00 13,164,700.00
A-5 381,142.15 381,142.15 0.00 0.00 67,790,000.00
A-6-1 155,118.01 155,118.01 0.00 0.00 0.00
A-6-2 40,101.20 40,101.20 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 69,177.80 87,620.09 0.00 0.00 12,285,530.85
M-2 23,059.27 29,206.70 0.00 0.00 4,095,176.96
M-3 24,020.04 30,423.61 0.00 0.00 4,265,805.26
B-1 9,608.35 12,169.86 0.00 0.00 1,706,380.37
B-2 5,765.23 7,302.20 0.00 0.00 1,023,867.08
B-3 7,314.48 9,264.47 0.00 0.00 1,291,835.24
-------------------------------------------------------------------------------
1,518,757.55 2,876,248.96 0.00 0.00 234,040,060.19
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 340.966303 5.663389 1.917047 7.580436 0.000000 335.302914
A-2 797.740611 6.086103 4.485213 10.571316 0.000000 791.654508
A-3 1000.000000 0.000000 5.622395 5.622395 0.000000 1000.000000
A-4 1000.000000 0.000000 5.622395 5.622395 0.000000 1000.000000
A-5 1000.000000 0.000000 5.622395 5.622395 0.000000 1000.000000
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 972.592279 1.457808 5.468298 6.926106 0.000000 971.134471
M-2 972.592281 1.457808 5.468299 6.926107 0.000000 971.134473
M-3 972.592276 1.457809 5.468297 6.926106 0.000000 971.134467
B-1 972.592271 1.457805 5.468300 6.926105 0.000000 971.134466
B-2 972.592289 1.457811 5.468301 6.926112 0.000000 971.134478
B-3 925.536016 1.387278 5.203727 6.591005 0.000000 919.047980
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS5 (POOL # 4299)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4299
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 48,779.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 14,398.20
SUBSERVICER ADVANCES THIS MONTH 48,447.04
MASTER SERVICER ADVANCES THIS MONTH 6,690.06
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 3,378,229.68
(B) TWO MONTHLY PAYMENTS: 8 1,199,127.68
(C) THREE OR MORE MONTHLY PAYMENTS: 3 377,842.42
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,531,981.73
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 234,040,060.19
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,993
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 9
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 880,591.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 943,519.38
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 45,900.02
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.50199170 % 8.78381100 % 1.71419710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.45966950 % 8.82178592 % 1.71854450 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,483,752.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,483,752.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07500640
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 320.61
POOL TRADING FACTOR: 66.60117098
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6(POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4301
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FSS3 20,174,375.00 12,669,405.16 6.750000 % 198,621.30
CB-2 76110FST1 39,313,092.00 39,313,092.00 6.750000 % 0.00
CB-3 76110FSU8 13,813,906.00 13,813,906.00 6.750000 % 0.00
CB-4 76110FSV6 16,300,000.00 1,890,457.85 6.750000 % 381,352.89
CB-5 76110FSW4 20,500,000.00 20,500,000.00 6.750000 % 0.00
CB-6 76110FSX2 136,500,000.00 75,141,993.10 6.750000 % 1,623,858.21
CB-7 76110FSY0 28,438,625.00 28,438,625.00 6.750000 % 0.00
NB-1 76110FSZ7 75,900,500.00 38,660,516.36 6.750000 % 346,938.91
NB-2 76110FTA1 4,494,000.00 0.00 6.750000 % 0.00
NB-3 76110FTB9 9,662,500.00 9,662,500.00 6.750000 % 0.00
NB-4 76110FTC7 10,000,000.00 5,365,825.67 6.750000 % 38,524.37
A-P 76110FTE3 57,464.36 49,597.08 0.000000 % 78.95
A-V-1 0.00 0.00 0.999474 % 0.00
A-V-2 0.00 0.00 0.716456 % 0.00
R 100.00 0.00 6.750000 % 0.00
M-1 76110FTG8 13,075,500.00 12,724,853.59 6.750000 % 11,466.73
M-2 76110FTH6 5,029,000.00 4,894,137.05 6.750000 % 4,410.25
M-3 76110FTJ2 4,224,500.00 4,111,211.35 6.750000 % 3,704.73
B-1 76110FTK9 2,011,600.00 1,957,654.80 6.750000 % 1,764.10
B-2 76110FTL7 1,207,000.00 1,174,631.82 6.750000 % 1,058.49
B-3 76110FTM5 1,609,449.28 1,564,199.93 6.750000 % 1,409.55
-------------------------------------------------------------------------------
402,311,611.64 271,932,606.76 2,613,188.48
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 71,236.67 269,857.97 0.00 0.00 12,470,783.86
CB-2 221,047.00 221,047.00 0.00 0.00 39,313,092.00
CB-3 77,671.90 77,671.90 0.00 0.00 13,813,906.00
CB-4 10,629.54 391,982.43 0.00 0.00 1,509,104.96
CB-5 115,266.02 115,266.02 0.00 0.00 20,500,000.00
CB-6 422,503.34 2,046,361.55 0.00 0.00 73,518,134.89
CB-7 159,902.79 159,902.79 0.00 0.00 28,438,625.00
NB-1 217,386.06 564,324.97 0.00 0.00 38,313,577.45
NB-2 0.00 0.00 0.00 0.00 0.00
NB-3 54,331.73 54,331.73 0.00 0.00 9,662,500.00
NB-4 30,171.76 68,696.13 0.00 0.00 5,327,301.30
A-P 0.00 78.95 0.00 0.00 49,518.13
A-V-1 177,624.42 177,624.42 0.00 0.00 0.00
A-V-2 34,964.26 34,964.26 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 71,544.96 83,011.69 0.00 0.00 12,713,386.86
M-2 27,517.08 31,927.33 0.00 0.00 4,889,726.80
M-3 23,115.11 26,819.84 0.00 0.00 4,107,506.62
B-1 11,006.83 12,770.93 0.00 0.00 1,955,890.70
B-2 6,604.31 7,662.80 0.00 0.00 1,173,573.33
B-3 8,794.64 10,204.19 0.00 0.00 1,562,790.39
-------------------------------------------------------------------------------
1,741,318.42 4,354,506.90 0.00 0.00 269,319,418.29
===============================================================================
Run: 10/27/00 07:11:28
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6(POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4301
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 627.994927 9.845227 3.531047 13.376274 0.000000 618.149701
CB-2 1000.000000 0.000000 5.622732 5.622732 0.000000 1000.000000
CB-3 1000.000000 0.000000 5.622733 5.622733 0.000000 1000.000000
CB-4 115.979009 23.395883 0.652119 24.048002 0.000000 92.583126
CB-5 1000.000000 0.000000 5.622733 5.622733 0.000000 1000.000000
CB-6 550.490792 11.896397 3.095263 14.991660 0.000000 538.594395
CB-7 1000.000000 0.000000 5.622733 5.622733 0.000000 1000.000000
NB-1 509.357861 4.570970 2.864093 7.435063 0.000000 504.786891
NB-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-3 1000.000000 0.000000 5.622947 5.622947 0.000000 1000.000000
NB-4 536.582567 3.852437 3.017176 6.869613 0.000000 532.730130
A-P 863.092881 1.373941 0.000000 1.373941 0.000000 861.718940
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 973.182944 0.876963 5.471681 6.348644 0.000000 972.305981
M-2 973.182949 0.876964 5.471680 6.348644 0.000000 972.305985
M-3 973.182945 0.876963 5.471679 6.348642 0.000000 972.305982
B-1 973.182939 0.876964 5.471679 6.348643 0.000000 972.305975
B-2 973.182949 0.876959 5.471674 6.348633 0.000000 972.305990
B-3 971.885197 0.875796 5.464378 6.340174 0.000000 971.009409
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 56,387.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,180.84
SUBSERVICER ADVANCES THIS MONTH 45,362.80
MASTER SERVICER ADVANCES THIS MONTH 1,198.68
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 35 4,122,916.56
(B) TWO MONTHLY PAYMENTS: 6 935,444.57
(C) THREE OR MORE MONTHLY PAYMENTS: 7 830,919.15
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 239,479.38
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 269,319,418.30
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,243
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 157,531.95
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,368,139.35
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.28012510 % 7.99102500 % 1.72707740 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.19464310 % 8.06129035 % 1.74258410 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,845,602.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,845,602.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.01579300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 321.52
POOL TRADING FACTOR: 66.94298909
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,759.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,177.20
SUBSERVICER ADVANCES THIS MONTH 32,703.69
MASTER SERVICER ADVANCES THIS MONTH 1,198.68
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 3,323,298.00
(B) TWO MONTHLY PAYMENTS: 4 367,282.66
(C) THREE OR MORE MONTHLY PAYMENTS: 6 447,977.31
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 239,479.38
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 209,054,692.33
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,052
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 157,531.95
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,031,079.77
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.78758800 % 7.99102500 % 1.72707740 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.69806400 % 8.06129035 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,845,602.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,845,602.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.06221091
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 320.97
POOL TRADING FACTOR: 70.86328568
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,627.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,003.64
SUBSERVICER ADVANCES THIS MONTH 12,659.11
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 799,618.56
(B) TWO MONTHLY PAYMENTS: 2 568,161.91
(C) THREE OR MORE MONTHLY PAYMENTS: 1 382,941.84
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 60,264,725.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 191
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 337,059.58
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 88.51296680 % 7.99102500 % 1.72707740 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 88.44872000 % 8.06129035 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,845,602.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,845,602.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85477170
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.42
POOL TRADING FACTOR: 56.16453365
................................................................................
Run: 10/27/00 07:11:28 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7(POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4311
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FTZ6 172,668,000.00 96,994,199.81 6.750000 % 2,972,356.48
CB-2 76110FUA9 35,551,000.00 35,551,000.00 6.750000 % 0.00
CB-3 76110FUB7 44,215,000.00 44,215,000.00 6.750000 % 0.00
NB-1 76110FUC5 32,242,000.00 16,202,186.78 6.750000 % 78,537.20
NB-2 76110FUD3 77,840,000.00 43,924,777.89 6.750000 % 37,512.34
NB-3 76110FUE1 3,780,000.00 0.00 6.750000 % 0.00
NB-4 76110FUF8 13,684,000.00 13,684,000.00 6.750000 % 0.00
A-P 76110FUG6 73,404.89 64,680.95 0.000000 % 88.23
A-V 76110FUH4 0.00 0.00 0.928374 % 0.00
R 76110FUJ0 100.00 0.00 6.750000 % 0.00
M-1 76110FUK7 13,245,900.00 12,938,707.92 6.750000 % 11,485.10
M-2 76110FUL5 5,094,600.00 4,976,448.66 6.750000 % 4,417.37
M-3 76110FUM3 4,279,400.00 4,180,154.35 6.750000 % 3,710.53
B-1 76110FUN1 2,037,800.00 1,990,540.41 6.750000 % 1,766.91
B-2 76110FUP6 1,222,600.00 1,194,246.11 6.750000 % 1,060.08
B-3 76110FUQ4 1,631,527.35 1,435,150.35 6.750000 % 1,273.92
-------------------------------------------------------------------------------
407,565,332.24 277,351,093.23 3,112,208.16
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 545,208.01 3,517,564.49 0.00 0.00 94,021,843.33
CB-2 199,833.50 199,833.50 0.00 0.00 35,551,000.00
CB-3 248,534.17 248,534.17 0.00 0.00 44,215,000.00
NB-1 91,085.68 169,622.88 0.00 0.00 16,123,649.58
NB-2 246,936.94 284,449.28 0.00 0.00 43,887,265.55
NB-3 0.00 0.00 0.00 0.00 0.00
NB-4 76,928.90 76,928.90 0.00 0.00 13,684,000.00
A-P 0.00 88.23 0.00 0.00 64,592.72
A-V 214,428.96 214,428.96 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,725.01 84,210.11 0.00 0.00 12,927,222.82
M-2 27,971.28 32,388.65 0.00 0.00 4,972,031.29
M-3 23,495.53 27,206.06 0.00 0.00 4,176,443.82
B-1 11,188.29 12,955.20 0.00 0.00 1,988,773.50
B-2 6,712.53 7,772.61 0.00 0.00 1,193,186.03
B-3 8,066.59 9,340.51 0.00 0.00 1,433,876.43
-------------------------------------------------------------------------------
1,773,115.39 4,885,323.55 0.00 0.00 274,238,885.07
===============================================================================
Run: 10/27/00 07:11:28
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7(POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4311
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 561.738132 17.214287 3.157551 20.371838 0.000000 544.523845
CB-2 1000.000000 0.000000 5.621037 5.621037 0.000000 1000.000000
CB-3 1000.000000 0.000000 5.621037 5.621037 0.000000 1000.000000
NB-1 502.518044 2.435866 2.825063 5.260929 0.000000 500.082178
NB-2 564.295708 0.481916 3.172366 3.654282 0.000000 563.813792
NB-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-4 1000.000000 0.000000 5.621814 5.621814 0.000000 1000.000000
A-P 881.153149 1.201896 0.000000 1.201896 0.000000 879.951253
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 976.808516 0.867068 5.490379 6.357447 0.000000 975.941448
M-2 976.808515 0.867069 5.490378 6.357447 0.000000 975.941446
M-3 976.808513 0.867068 5.490379 6.357447 0.000000 975.941445
B-1 976.808524 0.867067 5.490377 6.357444 0.000000 975.941457
B-2 976.808531 0.867070 5.490373 6.357443 0.000000 975.941461
B-3 879.636097 0.780814 4.944195 5.725009 0.000000 878.855282
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 57,388.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,928.41
SUBSERVICER ADVANCES THIS MONTH 65,503.02
MASTER SERVICER ADVANCES THIS MONTH 2,745.59
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 4,005,016.26
(B) TWO MONTHLY PAYMENTS: 6 1,268,774.10
(C) THREE OR MORE MONTHLY PAYMENTS: 6 974,475.30
FORECLOSURES
NUMBER OF LOANS 17
AGGREGATE PRINCIPAL BALANCE 2,482,817.42
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 274,238,885.07
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,138
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 368,116.43
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,866,321.10
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.36546810 % 7.96654900 % 1.66573600 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.26475690 % 8.04980589 % 1.68354080 %
BANKRUPTCY AMOUNT AVAILABLE 158,374.00
FRAUD AMOUNT AVAILABLE 2,825,805.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,825,805.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.00713800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 322.78
POOL TRADING FACTOR: 67.28709814
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 40,159.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,107.76
SUBSERVICER ADVANCES THIS MONTH 36,078.61
MASTER SERVICER ADVANCES THIS MONTH 2,745.59
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 3,028,876.64
(B) TWO MONTHLY PAYMENTS: 3 365,095.09
(C) THREE OR MORE MONTHLY PAYMENTS: 4 426,124.30
FORECLOSURES
NUMBER OF LOANS 13
AGGREGATE PRINCIPAL BALANCE 1,014,661.87
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 191,615,810.14
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,879
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 368,116.43
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,817,393.86
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.84199180 % 7.96654900 % 1.66573600 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.70732160 % 8.04980589 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 158,374.00
FRAUD AMOUNT AVAILABLE 2,825,805.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,825,805.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07091855
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 322.12
POOL TRADING FACTOR: 70.77628927
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,228.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,820.65
SUBSERVICER ADVANCES THIS MONTH 29,424.41
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 976,139.62
(B) TWO MONTHLY PAYMENTS: 3 903,679.01
(C) THREE OR MORE MONTHLY PAYMENTS: 2 548,351.00
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,468,155.55
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 82,623,074.93
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 259
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 48,927.24
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.24437350 % 7.96654900 % 1.66573600 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.23800340 % 8.04980589 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 158,374.00
FRAUD AMOUNT AVAILABLE 2,825,805.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,825,805.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85922180
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 324.31
POOL TRADING FACTOR: 60.38336110
................................................................................
Run: 10/27/00 07:11:29 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8(POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4306
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FTN3 124,454,000.00 88,013,584.69 6.500000 % 1,075,357.49
NB 76110FTP8 41,430,000.00 24,784,761.72 6.500000 % 690,986.66
A-P 76110FTQ6 63,383.01 54,652.71 0.000000 % 247.55
A-V 76110FTV5 0.00 0.00 0.927845 % 0.00
R 76110FTR4 100.00 0.00 6.500000 % 0.00
M-1 76110FTS2 4,507,000.00 4,089,846.71 6.500000 % 17,581.44
M-2 76110FTT0 780,000.00 707,805.72 6.500000 % 3,042.72
M-3 76110FTU7 693,500.00 629,311.86 6.500000 % 2,705.29
B-1 76110FTW3 520,000.00 471,870.52 6.500000 % 2,028.48
B-2 76110FTX1 433,500.00 393,376.63 6.500000 % 1,691.05
B-3 76110FTY9 433,464.63 393,344.61 6.500000 % 1,690.91
-------------------------------------------------------------------------------
173,314,947.64 119,538,555.17 1,795,331.59
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 476,139.45 1,551,496.94 0.00 0.00 86,938,227.20
NB 134,081.60 825,068.26 0.00 0.00 24,093,775.06
A-P 0.00 247.55 0.00 0.00 54,405.16
A-V 92,311.20 92,311.20 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 22,125.42 39,706.86 0.00 0.00 4,072,265.27
M-2 3,829.12 6,871.84 0.00 0.00 704,763.00
M-3 3,404.47 6,109.76 0.00 0.00 626,606.57
B-1 2,552.75 4,581.23 0.00 0.00 469,842.04
B-2 2,128.10 3,819.15 0.00 0.00 391,685.58
B-3 2,127.93 3,818.84 0.00 0.00 391,653.70
-------------------------------------------------------------------------------
738,700.04 2,534,031.63 0.00 0.00 117,743,223.58
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 707.197717 8.640602 3.825827 12.466429 0.000000 698.557115
NB 598.232240 16.678413 3.236341 19.914754 0.000000 581.553827
A-P 862.261196 3.905666 0.000000 3.905666 0.000000 858.355530
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 907.443246 3.900919 4.909124 8.810043 0.000000 903.542328
M-2 907.443231 3.900923 4.909128 8.810051 0.000000 903.542308
M-3 907.443201 3.900923 4.909113 8.810036 0.000000 903.542278
B-1 907.443308 3.900923 4.909135 8.810058 0.000000 903.542385
B-2 907.443206 3.900923 4.909112 8.810035 0.000000 903.542284
B-3 907.443382 3.900918 4.909120 8.810038 0.000000 903.542471
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:29 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 24,688.82
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,739.53
SUBSERVICER ADVANCES THIS MONTH 25,297.64
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 1,486,369.37
(B) TWO MONTHLY PAYMENTS: 6 509,935.12
(C) THREE OR MORE MONTHLY PAYMENTS: 3 411,605.60
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 85,163.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 117,743,223.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,379
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,281,452.37
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.40463870 % 4.53992800 % 1.05287520 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.34371400 % 4.58933829 % 1.06482620 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,236,139.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,236,139.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75628400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 143.53
POOL TRADING FACTOR: 67.93598889
Run: 10/27/00 07:11:29 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,297.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,739.53
SUBSERVICER ADVANCES THIS MONTH 15,047.98
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 926,444.76
(B) TWO MONTHLY PAYMENTS: 5 283,810.69
(C) THREE OR MORE MONTHLY PAYMENTS: 2 166,259.84
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 85,163.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 91,979,616.56
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,287
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 696,193.23
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.59910540 % 4.53992800 % 1.05287520 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.55394070 % 4.58933829 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,236,139.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,236,139.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.81890144
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 143.66
POOL TRADING FACTOR: 70.74186390
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 5,391.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 10,249.66
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 559,924.61
(B) TWO MONTHLY PAYMENTS: 1 226,124.43
(C) THREE OR MORE MONTHLY PAYMENTS: 1 245,345.76
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 25,763,607.02
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 92
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 585,259.14
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.72047870 % 4.53992800 % 1.05287520 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.59285760 % 4.58933828 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,236,139.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,236,139.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.53273047
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 143.06
POOL TRADING FACTOR: 59.50922127
................................................................................
Run: 10/27/00 07:10:57 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10(POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4313
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FUR2 25,000,000.00 13,227,476.69 6.750000 % 639,295.25
A-2 76110FUS0 29,011,000.00 0.00 6.750000 % 0.00
A-3 76110FUT8 12,434,000.00 0.00 6.750000 % 0.00
A-4 76110FUU5 17,404,000.00 17,192,161.43 6.750000 % 2,262,133.48
A-5 76110FUV3 7,831,000.00 7,831,000.00 6.750000 % 0.00
A-6 76110FUW1 13,853,000.00 13,853,000.00 6.750000 % 0.00
A-7 76110FUX9 14,886,000.00 14,886,000.00 6.750000 % 0.00
A-8 76110FUY7 8,409,000.00 8,409,000.00 6.750000 % 0.00
A-9 76110FUZ4 5,000,000.00 5,000,000.00 6.750000 % 0.00
A-10 76110FVA8 16,186,000.00 15,831,567.62 6.750000 % 14,003.65
A-11 76110FVB6 10,998.00 10,323.81 0.000000 % 13.49
A-12 76110FVC4 0.00 0.00 0.988571 % 0.00
R 76110FVD2 100.00 0.00 6.750000 % 0.00
M-1 76110FVE0 4,827,000.00 4,721,300.95 6.750000 % 4,176.18
M-2 76110FVF7 2,011,300.00 1,967,257.63 6.750000 % 1,740.12
M-3 76110FVG5 2,011,300.00 1,967,257.63 6.750000 % 1,740.12
B-1 76110FVH3 884,900.00 865,522.93 6.750000 % 765.59
B-2 76110FVJ9 482,700.00 472,130.10 6.750000 % 417.62
B-3 76110FVK6 643,577.01 629,484.21 6.750000 % 556.80
-------------------------------------------------------------------------------
160,885,875.01 106,863,483.00 2,924,842.30
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 74,227.70 713,522.95 0.00 0.00 12,588,181.44
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 96,476.04 2,358,609.52 0.00 0.00 14,930,027.95
A-5 43,944.67 43,944.67 0.00 0.00 7,831,000.00
A-6 77,737.91 77,737.91 0.00 0.00 13,853,000.00
A-7 83,534.72 83,534.72 0.00 0.00 14,886,000.00
A-8 47,188.20 47,188.20 0.00 0.00 8,409,000.00
A-9 28,058.15 28,058.15 0.00 0.00 5,000,000.00
A-10 88,840.89 102,844.54 0.00 0.00 15,817,563.97
A-11 0.00 13.49 0.00 0.00 10,310.32
A-12 87,825.90 87,825.90 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 26,494.19 30,670.37 0.00 0.00 4,717,124.77
M-2 11,039.52 12,779.64 0.00 0.00 1,965,517.51
M-3 11,039.52 12,779.64 0.00 0.00 1,965,517.51
B-1 4,857.00 5,622.59 0.00 0.00 864,757.34
B-2 2,649.42 3,067.04 0.00 0.00 471,712.48
B-3 3,532.43 4,089.23 0.00 0.00 628,927.41
-------------------------------------------------------------------------------
687,446.26 3,612,288.56 0.00 0.00 103,938,640.70
===============================================================================
Run: 10/27/00 07:10:57
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10(POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4313
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 529.099068 25.571810 2.969108 28.540918 0.000000 503.527258
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 987.828168 129.977791 5.543326 135.521117 0.000000 857.850376
A-5 1000.000000 0.000000 5.611629 5.611629 0.000000 1000.000000
A-6 1000.000000 0.000000 5.611630 5.611630 0.000000 1000.000000
A-7 1000.000000 0.000000 5.611630 5.611630 0.000000 1000.000000
A-8 1000.000000 0.000000 5.611630 5.611630 0.000000 1000.000000
A-9 1000.000000 0.000000 5.611630 5.611630 0.000000 1000.000000
A-10 978.102534 0.865171 5.488749 6.353920 0.000000 977.237364
A-11 938.698854 1.226587 0.000000 1.226587 0.000000 937.472268
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 978.102538 0.865171 5.488749 6.353920 0.000000 977.237367
M-2 978.102536 0.865172 5.488749 6.353921 0.000000 977.237364
M-3 978.102536 0.865172 5.488749 6.353921 0.000000 977.237364
B-1 978.102531 0.865171 5.488756 6.353927 0.000000 977.237360
B-2 978.102548 0.865175 5.488751 6.353926 0.000000 977.237373
B-3 978.102387 0.865165 5.488745 6.353910 0.000000 977.237223
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:57 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10 (POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4313
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,938.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 119.16
SUBSERVICER ADVANCES THIS MONTH 32,260.57
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 2,525,438.95
(B) TWO MONTHLY PAYMENTS: 2 338,274.12
(C) THREE OR MORE MONTHLY PAYMENTS: 4 886,911.28
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 638,789.38
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 103,938,640.70
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 842
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,830,313.26
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.05836280 % 8.10066500 % 1.84097250 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.78761900 % 8.32044727 % 1.89110830 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,105,289.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,275,183.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.06661360
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.21
POOL TRADING FACTOR: 64.60395650
................................................................................
Run: 10/27/00 07:10:57 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9(POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4314
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FVL4 99,000,000.00 0.00 6.750000 % 0.00
A-2 76110FVM2 43,000,000.00 22,988,952.81 6.750000 % 2,853,476.61
A-3 76110FVN0 60,000,000.00 60,000,000.00 6.750000 % 0.00
A-4 76110FVP5 27,000,000.00 27,000,000.00 6.750000 % 0.00
A-5 76110FVQ3 52,500,000.00 52,500,000.00 6.750000 % 0.00
A-6 76110FVR1 36,500,000.00 36,500,000.00 6.750000 % 0.00
A-7 76110FVS9 25,000,000.00 25,000,000.00 6.750000 % 0.00
A-8 76110FVT7 10,405,000.00 10,405,000.00 7.420630 % 0.00
A-9 76110FVU4 3,469,000.00 3,469,000.00 4.738500 % 0.00
A-10 76110FVV2 7,590,000.00 6,606,990.24 6.750000 % 70,048.85
A-11 76110FVW0 7,500,000.00 7,500,000.00 6.750000 % 0.00
A-12 76110FVX8 28,126,000.00 28,126,000.00 6.750000 % 0.00
A-13 76110FVY6 77,829.78 71,494.22 0.000000 % 956.29
A-14 76110FVZ3 0.00 0.00 0.921142 % 0.00
R 76110FWA7 100.00 0.00 6.750000 % 0.00
M-1 76110FWB5 11,770,000.00 11,516,936.66 6.750000 % 10,094.87
M-2 76110FWC3 5,349,900.00 5,234,873.36 6.750000 % 4,588.49
M-3 76110FWD1 5,349,900.00 5,234,873.36 6.750000 % 4,588.49
B-1 76110FWE9 2,354,000.00 2,303,387.35 6.750000 % 2,018.97
B-2 76110FWF6 1,284,000.00 1,256,393.07 6.750000 % 1,101.26
B-3 76110FWG4 1,712,259.01 1,465,412.61 6.750000 % 1,284.47
-------------------------------------------------------------------------------
427,987,988.79 307,179,313.68 2,948,158.30
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 129,274.08 2,982,750.69 0.00 0.00 20,135,476.20
A-3 337,398.78 337,398.78 0.00 0.00 60,000,000.00
A-4 151,829.45 151,829.45 0.00 0.00 27,000,000.00
A-5 295,223.94 295,223.94 0.00 0.00 52,500,000.00
A-6 205,250.93 205,250.93 0.00 0.00 36,500,000.00
A-7 140,582.83 140,582.83 0.00 0.00 25,000,000.00
A-8 64,323.75 64,323.75 0.00 0.00 10,405,000.00
A-9 13,694.10 13,694.10 0.00 0.00 3,469,000.00
A-10 37,153.17 107,202.02 0.00 0.00 6,536,941.39
A-11 42,174.85 42,174.85 0.00 0.00 7,500,000.00
A-12 158,161.30 158,161.30 0.00 0.00 28,126,000.00
A-13 0.00 956.29 0.00 0.00 70,537.93
A-14 235,725.84 235,725.84 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 64,763.34 74,858.21 0.00 0.00 11,506,841.79
M-2 29,437.33 34,025.82 0.00 0.00 5,230,284.87
M-3 29,437.33 34,025.82 0.00 0.00 5,230,284.87
B-1 12,952.66 14,971.63 0.00 0.00 2,301,368.38
B-2 7,065.09 8,166.35 0.00 0.00 1,255,291.81
B-3 8,240.48 9,524.95 0.00 0.00 1,417,603.30
-------------------------------------------------------------------------------
1,962,689.25 4,910,847.55 0.00 0.00 304,184,630.54
===============================================================================
Run: 10/27/00 07:10:57
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9(POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4314
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 534.626810 66.359921 3.006374 69.366295 0.000000 468.266888
A-3 1000.000000 0.000000 5.623313 5.623313 0.000000 1000.000000
A-4 1000.000000 0.000000 5.623313 5.623313 0.000000 1000.000000
A-5 1000.000000 0.000000 5.623313 5.623313 0.000000 1000.000000
A-6 1000.000000 0.000000 5.623313 5.623313 0.000000 1000.000000
A-7 1000.000000 0.000000 5.623313 5.623313 0.000000 1000.000000
A-8 1000.000000 0.000000 6.182004 6.182004 0.000000 1000.000000
A-9 1000.000000 0.000000 3.947564 3.947564 0.000000 1000.000000
A-10 870.486198 9.229097 4.895016 14.124113 0.000000 861.257100
A-11 1000.000000 0.000000 5.623313 5.623313 0.000000 1000.000000
A-12 1000.000000 0.000000 5.623313 5.623313 0.000000 1000.000000
A-13 918.597226 12.286942 0.000000 12.286942 0.000000 906.310284
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 978.499291 0.857678 5.502408 6.360086 0.000000 977.641613
M-2 978.499292 0.857678 5.502408 6.360086 0.000000 977.641614
M-3 978.499292 0.857678 5.502408 6.360086 0.000000 977.641614
B-1 978.499299 0.857676 5.502404 6.360080 0.000000 977.641623
B-2 978.499276 0.857679 5.502407 6.360086 0.000000 977.641597
B-3 855.835829 0.750161 4.812636 5.562797 0.000000 827.914055
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:57 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9 (POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4314
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 63,570.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,691.25
SUBSERVICER ADVANCES THIS MONTH 66,379.00
MASTER SERVICER ADVANCES THIS MONTH 2,871.12
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 5,725,787.56
(B) TWO MONTHLY PAYMENTS: 8 667,268.94
(C) THREE OR MORE MONTHLY PAYMENTS: 7 1,203,955.21
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,435,978.83
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 304,184,630.54
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,396
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 380,103.41
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,438,709.51
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.20443220 % 7.15927200 % 1.63629600 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.14093180 % 7.22173618 % 1.63565700 %
BANKRUPTCY AMOUNT AVAILABLE 172,792.00
FRAUD AMOUNT AVAILABLE 3,109,031.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,109,031.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.99891986
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 325.12
POOL TRADING FACTOR: 71.07316993
................................................................................
Run: 10/27/00 07:10:59 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11(POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4319
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FWH2 112,117,000.00 0.00 6.750000 % 0.00
A-2 76110FWJ8 47,967,000.00 36,360,341.76 6.750000 % 5,262,409.52
A-3 76110FWK5 67,521,000.00 67,521,000.00 6.750000 % 0.00
A-4 76110FWL3 30,346,000.00 30,346,000.00 6.750000 % 0.00
A-5 76110FWM1 45,610,000.00 45,610,000.00 6.750000 % 0.00
A-6 76110FWN9 28,628,000.00 28,628,000.00 6.750000 % 0.00
A-7 76110FWP4 16,219,000.00 16,219,000.00 7.427500 % 0.00
A-8 76110FWQ2 5,046,000.00 5,046,000.00 4.572890 % 0.00
A-9 76110FWR0 96,429,000.00 96,429,000.00 6.750000 % 0.00
A-10 76110FWS8 62,872.89 57,375.72 0.000000 % 74.30
A-11 76110FWT6 0.00 0.00 0.864092 % 0.00
R 76110FWU3 100.00 0.00 6.750000 % 0.00
M-1 76110FWV1 13,198,800.00 12,924,122.23 6.750000 % 14,964.67
M-2 76110FWW9 6,000,000.00 5,875,135.14 6.750000 % 6,802.74
M-3 76110FWX7 4,799,500.00 4,699,618.50 6.750000 % 5,441.62
B-1 76110FWY5 2,639,600.00 2,584,667.77 6.750000 % 2,992.75
B-2 76110FWZ2 1,439,500.00 1,409,542.82 6.750000 % 1,632.09
B-3 76110FXA6 1,919,815.88 1,777,887.79 6.750000 % 2,058.59
-------------------------------------------------------------------------------
479,943,188.77 355,487,691.73 5,296,376.28
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 204,431.68 5,466,841.20 0.00 0.00 31,097,932.24
A-3 379,628.77 379,628.77 0.00 0.00 67,521,000.00
A-4 170,616.77 170,616.77 0.00 0.00 30,346,000.00
A-5 256,436.78 256,436.78 0.00 0.00 45,610,000.00
A-6 160,957.52 160,957.52 0.00 0.00 28,628,000.00
A-7 100,342.10 100,342.10 0.00 0.00 16,219,000.00
A-8 19,220.05 19,220.05 0.00 0.00 5,046,000.00
A-9 542,160.56 542,160.56 0.00 0.00 96,429,000.00
A-10 0.00 74.30 0.00 0.00 57,301.42
A-11 255,859.20 255,859.20 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,664.34 87,629.01 0.00 0.00 12,909,157.56
M-2 33,032.25 39,834.99 0.00 0.00 5,868,332.40
M-3 26,423.04 31,864.66 0.00 0.00 4,694,176.88
B-1 14,531.99 17,524.74 0.00 0.00 2,581,675.02
B-2 7,924.99 9,557.08 0.00 0.00 1,407,910.73
B-3 9,995.96 12,054.55 0.00 0.00 1,770,640.36
-------------------------------------------------------------------------------
2,254,226.00 7,550,602.28 0.00 0.00 350,186,126.61
===============================================================================
Run: 10/27/00 07:10:59
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11(POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4319
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 758.028264 109.708957 4.261923 113.970880 0.000000 648.319308
A-3 1000.000000 0.000000 5.622381 5.622381 0.000000 1000.000000
A-4 1000.000000 0.000000 5.622381 5.622381 0.000000 1000.000000
A-5 1000.000000 0.000000 5.622381 5.622381 0.000000 1000.000000
A-6 1000.000000 0.000000 5.622381 5.622381 0.000000 1000.000000
A-7 1000.000000 0.000000 6.186701 6.186701 0.000000 1000.000000
A-8 1000.000000 0.000000 3.808967 3.808967 0.000000 1000.000000
A-9 1000.000000 0.000000 5.622381 5.622381 0.000000 1000.000000
A-10 912.566927 1.181749 0.000000 1.181749 0.000000 911.385177
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 979.189186 1.133790 5.505375 6.639165 0.000000 978.055396
M-2 979.189190 1.133790 5.505375 6.639165 0.000000 978.055400
M-3 979.189186 1.133789 5.505373 6.639162 0.000000 978.055397
B-1 979.189184 1.133789 5.505376 6.639165 0.000000 978.055395
B-2 979.189177 1.133790 5.505377 6.639167 0.000000 978.055387
B-3 926.072030 1.072285 5.206728 6.279013 0.000000 922.296965
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:10:59 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11 (POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4319
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 73,388.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,903.84
SUBSERVICER ADVANCES THIS MONTH 63,543.46
MASTER SERVICER ADVANCES THIS MONTH 1,519.43
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 45 5,756,924.96
(B) TWO MONTHLY PAYMENTS: 9 933,511.89
(C) THREE OR MORE MONTHLY PAYMENTS: 7 638,532.38
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,250,816.62
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 350,186,126.61
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,743
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 198,706.53
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,826,949.69
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.76463770 % 6.61138800 % 1.62397470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.65110360 % 6.70262613 % 1.64517330 %
BANKRUPTCY AMOUNT AVAILABLE 154,256.00
FRAUD AMOUNT AVAILABLE 8,184,295.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,092,147.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.94162346
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 324.59
POOL TRADING FACTOR: 72.96407883
................................................................................
Run: 10/27/00 07:11:29 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12(POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4321
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FXN8 188,037,444.00 143,256,139.08 7.000000 % 2,281,770.96
CB-2 76110FXP8 6,964,350.00 5,305,783.07 0.000000 % 84,510.04
NB-1 76110FXQ1 25,499,800.00 11,222,224.88 6.750000 % 539,116.17
NB-2 76110FXR9 7,423,000.00 7,423,000.00 6.750000 % 0.00
NB-3 76110FXS7 21,430,159.00 21,430,159.00 6.750000 % 0.00
NB-4 76110FXT5 4,020,000.00 4,020,000.00 6.750000 % 0.00
NB-5 76110FXU2 10,500,000.00 10,500,000.00 6.750000 % 0.00
NB-6 76110FXV0 0.00 0.00 0.350000 % 0.00
NB-7 76110FXW8 15,249,000.00 7,794,321.66 6.400000 % 281,482.07
NB-8 76110FXX6 20,899,000.00 12,709,716.15 6.100000 % 309,220.12
NB-9 76110FXY4 0.00 0.00 0.650000 % 0.00
A-P 76110FXZ1 58,061.92 56,117.55 0.000000 % 7,225.07
A-V 76110FYA5 0.00 0.00 0.817042 % 0.00
R-I 76110FYB3 100.00 0.00 6.750000 % 0.00
R-II 76110FYC1 100.00 0.00 6.750000 % 0.00
M-1 76110FYD9 8,802,500.00 8,618,996.07 6.750000 % 7,593.60
M-2 76110FYE7 4,001,000.00 3,917,591.94 6.750000 % 3,451.52
M-3 76110FYF4 3,201,000.00 3,134,269.38 6.750000 % 2,761.39
B-1 76110FYG2 1,760,300.00 1,723,603.39 6.750000 % 1,518.55
B-2 76110FYH0 960,000.00 939,987.05 6.750000 % 828.16
B-3 76110FYJ6 1,280,602.22 1,199,222.94 6.750000 % 1,056.55
-------------------------------------------------------------------------------
320,086,417.14 243,251,132.16 3,520,534.20
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 835,394.24 3,117,165.20 0.00 0.00 140,974,368.12
CB-2 0.00 84,510.04 0.00 0.00 5,221,273.03
NB-1 63,112.45 602,228.62 0.00 0.00 10,683,108.71
NB-2 41,746.07 41,746.07 0.00 0.00 7,423,000.00
NB-3 120,520.65 120,520.65 0.00 0.00 21,430,159.00
NB-4 22,608.00 22,608.00 0.00 0.00 4,020,000.00
NB-5 59,050.75 59,050.75 0.00 0.00 10,500,000.00
NB-6 2,272.89 2,272.89 0.00 0.00 0.00
NB-7 41,561.45 323,043.52 0.00 0.00 7,512,839.59
NB-8 64,594.86 373,814.98 0.00 0.00 12,400,496.03
NB-9 6,883.06 6,883.06 0.00 0.00 0.00
A-P 0.00 7,225.07 0.00 0.00 48,892.48
A-V 165,575.90 165,575.90 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 48,466.67 56,060.27 0.00 0.00 8,611,402.47
M-2 22,029.55 25,481.07 0.00 0.00 3,914,140.42
M-3 17,624.75 20,386.14 0.00 0.00 3,131,507.99
B-1 9,692.23 11,210.78 0.00 0.00 1,722,084.84
B-2 5,285.77 6,113.93 0.00 0.00 939,158.89
B-3 6,743.52 7,800.07 0.00 0.00 1,198,166.41
-------------------------------------------------------------------------------
1,533,162.81 5,053,697.01 0.00 0.00 239,730,597.98
===============================================================================
Run: 10/27/00 07:11:29
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12(POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4321
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 761.849002 12.134663 4.442702 16.577365 0.000000 749.714339
CB-2 761.848998 12.134663 0.000000 12.134663 0.000000 749.714335
NB-1 440.090702 21.141976 2.475017 23.616993 0.000000 418.948725
NB-2 1000.000000 0.000000 5.623881 5.623881 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.623880 5.623880 0.000000 1000.000000
NB-4 1000.000000 0.000000 5.623881 5.623881 0.000000 1000.000000
NB-5 1000.000000 0.000000 5.623881 5.623881 0.000000 1000.000000
NB-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-7 511.136577 18.459051 2.725520 21.184571 0.000000 492.677526
NB-8 608.149488 14.795929 3.090811 17.886740 0.000000 593.353559
NB-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-P 966.512130 124.437405 0.000000 124.437405 0.000000 842.074725
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 979.153203 0.862664 5.506012 6.368676 0.000000 978.290539
M-2 979.153197 0.862664 5.506011 6.368675 0.000000 978.290532
M-3 979.153196 0.862665 5.506014 6.368679 0.000000 978.290531
B-1 979.153207 0.862665 5.506010 6.368675 0.000000 978.290541
B-2 979.153177 0.862667 5.506010 6.368677 0.000000 978.290510
B-3 936.452336 0.825042 5.265897 6.090939 0.000000 935.627307
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:29 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 50,217.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,640.59
SUBSERVICER ADVANCES THIS MONTH 34,404.99
MASTER SERVICER ADVANCES THIS MONTH 3,177.32
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 2,760,454.92
(B) TWO MONTHLY PAYMENTS: 4 503,664.36
(C) THREE OR MORE MONTHLY PAYMENTS: 4 542,224.89
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 887,430.50
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 239,730,597.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,730
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 414,520.93
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,306,205.69
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.94668150 % 6.44225500 % 1.58799400 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.85734220 % 6.53110242 % 1.61022310 %
BANKRUPTCY AMOUNT AVAILABLE 113,976.00
FRAUD AMOUNT AVAILABLE 2,395,084.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,395,084.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.89621300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 327.07
POOL TRADING FACTOR: 74.89558605
Run: 10/27/00 07:11:29 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 33,218.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,536.50
SUBSERVICER ADVANCES THIS MONTH 20,955.89
MASTER SERVICER ADVANCES THIS MONTH 3,177.32
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 1,693,096.19
(B) TWO MONTHLY PAYMENTS: 3 253,670.55
(C) THREE OR MORE MONTHLY PAYMENTS: 3 252,996.58
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 655,306.04
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 158,873,956.75
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,466
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 414,520.93
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,242,322.92
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.14714670 % 6.44225500 % 1.58799400 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.03664720 % 6.53110242 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 113,976.00
FRAUD AMOUNT AVAILABLE 2,395,084.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,395,084.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.97269580
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 325.96
POOL TRADING FACTOR: 76.36629737
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,999.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,104.09
SUBSERVICER ADVANCES THIS MONTH 13,449.10
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,067,358.73
(B) TWO MONTHLY PAYMENTS: 1 249,993.81
(C) THREE OR MORE MONTHLY PAYMENTS: 1 289,228.31
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 232,124.46
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 80,856,641.22
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 264
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,063,882.77
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.61535510 % 6.44225500 % 1.58799400 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.50500600 % 6.53110242 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 113,976.00
FRAUD AMOUNT AVAILABLE 2,395,084.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,395,084.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.74593221
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.25
POOL TRADING FACTOR: 72.16479727
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13(POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4322
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 112,514,000.00 86,416,132.46 6.500000 % 1,013,602.76
NB 37,758,000.00 26,945,269.79 6.500000 % 127,949.28
A-P 53,454.22 48,569.04 0.000000 % 210.00
A-V 0.00 0.00 0.845198 % 0.00
R 100.00 0.00 6.500000 % 0.00
M-1 4,083,000.00 3,748,040.20 6.500000 % 15,485.43
M-2 706,500.00 648,540.39 6.500000 % 2,679.51
M-3 628,000.00 576,480.36 6.500000 % 2,381.79
B-1 471,000.00 432,360.28 6.500000 % 1,786.34
B-2 314,000.00 288,240.18 6.500000 % 1,190.90
B-3 471,221.05 432,563.20 6.500000 % 1,787.18
-------------------------------------------------------------------------------
156,999,275.27 119,536,195.90 1,167,073.19
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 467,811.67 1,481,414.43 0.00 0.00 85,402,529.70
NB 145,867.57 273,816.85 0.00 0.00 26,817,320.51
A-P 0.00 210.00 0.00 0.00 48,359.04
A-V 84,143.57 84,143.57 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 20,289.92 35,775.35 0.00 0.00 3,732,554.77
M-2 3,510.86 6,190.37 0.00 0.00 645,860.88
M-3 3,120.76 5,502.55 0.00 0.00 574,098.57
B-1 2,340.57 4,126.91 0.00 0.00 430,573.94
B-2 1,560.38 2,751.28 0.00 0.00 287,049.28
B-3 2,341.67 4,128.85 0.00 0.00 430,776.02
-------------------------------------------------------------------------------
730,986.97 1,898,060.16 0.00 0.00 118,369,122.71
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 768.047820 9.008681 4.157809 13.166490 0.000000 759.039139
NB 713.630748 3.388667 3.863223 7.251890 0.000000 710.242081
A-P 908.610022 3.928584 0.000000 3.928584 0.000000 904.681437
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 917.962332 3.792660 4.969366 8.762026 0.000000 914.169672
M-2 917.962335 3.792654 4.969370 8.762024 0.000000 914.169682
M-3 917.962357 3.792659 4.969363 8.762022 0.000000 914.169698
B-1 917.962378 3.792654 4.969363 8.762017 0.000000 914.169724
B-2 917.962357 3.792675 4.969363 8.762038 0.000000 914.169682
B-3 917.962387 3.792657 4.969366 8.762023 0.000000 914.169729
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 24,819.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,206.20
SUBSERVICER ADVANCES THIS MONTH 14,790.84
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 845,423.87
(B) TWO MONTHLY PAYMENTS: 2 220,934.87
(C) THREE OR MORE MONTHLY PAYMENTS: 1 119,985.79
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 313,970.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 118,369,122.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,206
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 673,191.50
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.87292130 % 4.16029700 % 0.96469830 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.84375080 % 4.18395787 % 0.97058130 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,187,991.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,498,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.67082600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 147.71
POOL TRADING FACTOR: 75.39469371
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,881.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,279.16
SUBSERVICER ADVANCES THIS MONTH 12,519.21
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 616,444.20
(B) TWO MONTHLY PAYMENTS: 2 220,934.87
(C) THREE OR MORE MONTHLY PAYMENTS: 1 119,985.79
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 313,970.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 89,983,849.17
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,115
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 657,423.81
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.94526590 % 4.16029700 % 0.96469830 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.90873140 % 4.18395787 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,187,991.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,498,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.73001569
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 147.39
POOL TRADING FACTOR: 76.56155584
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 5,938.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,927.04
SUBSERVICER ADVANCES THIS MONTH 2,271.63
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 228,979.67
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 28,385,273.54
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 91
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 15,767.69
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.48047070 % 4.16029700 % 0.96469830 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.47617430 % 4.18395785 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,187,991.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,498,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.48319093
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 148.72
POOL TRADING FACTOR: 71.91989750
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS14(POOL # 4335)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4335
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FYK3 104,208,000.00 68,737,546.73 6.750000 % 2,090,328.48
A-2 76110FYL1 97,975,000.00 62,413,402.55 6.500000 % 198,592.78
A-3 76110FYM9 46,000,000.00 29,303,561.77 6.250000 % 93,240.79
A-4 76110FYN7 37,995,000.00 24,204,104.91 8.000000 % 77,014.87
A-5 76110FYP2 25,759,000.00 25,759,000.00 6.750000 % 0.00
A-6 76110FYQ0 88,071,000.00 88,071,000.00 6.750000 % 0.00
A-P 76110FYR8 95,321.30 88,419.61 0.000000 % 100.02
A-V 76110FYS6 0.00 0.00 0.804506 % 0.00
R 76110FYT4 100.00 0.00 6.750000 % 0.00
M-1 76110FYU1 12,410,000.00 12,169,118.24 6.750000 % 10,734.28
M-2 76110FYV9 5,563,000.00 5,455,020.54 6.750000 % 4,811.83
M-3 76110FYW7 4,279,000.00 4,195,943.35 6.750000 % 3,701.21
B-1 76110FYX5 2,567,500.00 2,517,664.09 6.750000 % 2,220.81
B-2 76110FYY3 1,283,800.00 1,258,881.06 6.750000 % 1,110.45
B-3 76110FYZ0 1,711,695.86 1,605,080.05 6.750000 % 1,415.82
-------------------------------------------------------------------------------
427,918,417.16 325,778,742.90 2,483,271.34
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 386,535.79 2,476,864.27 0.00 0.00 66,647,218.25
A-2 337,973.88 536,566.66 0.00 0.00 62,214,809.77
A-3 152,578.15 245,818.94 0.00 0.00 29,210,320.98
A-4 161,313.58 238,328.45 0.00 0.00 24,127,090.04
A-5 144,852.07 144,852.07 0.00 0.00 25,759,000.00
A-6 495,254.71 495,254.71 0.00 0.00 88,071,000.00
A-P 0.00 100.02 0.00 0.00 88,319.59
A-V 218,345.36 218,345.36 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 68,431.30 79,165.58 0.00 0.00 12,158,383.96
M-2 30,675.53 35,487.36 0.00 0.00 5,450,208.71
M-3 23,595.29 27,296.50 0.00 0.00 4,192,242.14
B-1 14,157.72 16,378.53 0.00 0.00 2,515,443.28
B-2 7,079.14 8,189.59 0.00 0.00 1,257,770.61
B-3 9,025.94 10,441.76 0.00 0.00 1,603,664.23
-------------------------------------------------------------------------------
2,049,818.46 4,533,089.80 0.00 0.00 323,295,471.56
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 659.618712 20.059194 3.709272 23.768466 0.000000 639.559518
A-2 637.033963 2.026974 3.449593 5.476567 0.000000 635.006989
A-3 637.033952 2.026974 3.316916 5.343890 0.000000 635.006978
A-4 637.033949 2.026974 4.245653 6.272627 0.000000 635.006976
A-5 1000.000000 0.000000 5.623358 5.623358 0.000000 1000.000000
A-6 1000.000000 0.000000 5.623357 5.623357 0.000000 1000.000000
A-P 927.595511 1.049293 0.000000 1.049293 0.000000 926.546218
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 980.589705 0.864970 5.514206 6.379176 0.000000 979.724735
M-2 980.589707 0.864970 5.514206 6.379176 0.000000 979.724737
M-3 980.589706 0.864971 5.514207 6.379178 0.000000 979.724735
B-1 980.589714 0.864970 5.514204 6.379174 0.000000 979.724744
B-2 980.589702 0.864971 5.514208 6.379179 0.000000 979.724731
B-3 937.713345 0.827150 5.273098 6.100248 0.000000 936.886199
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS14 (POOL # 4335)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4335
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 67,570.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 15,060.10
SUBSERVICER ADVANCES THIS MONTH 62,586.37
MASTER SERVICER ADVANCES THIS MONTH 2,493.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 37 5,699,511.77
(B) TWO MONTHLY PAYMENTS: 8 941,629.49
(C) THREE OR MORE MONTHLY PAYMENTS: 10 1,066,256.71
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 956,358.78
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 323,295,471.56
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,564
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 303,187.94
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,195,889.27
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.64798420 % 6.69964100 % 1.65237490 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.59124020 % 6.74331586 % 1.66360120 %
BANKRUPTCY AMOUNT AVAILABLE 181,420.00
FRAUD AMOUNT AVAILABLE 3,662,072.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,662,072.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.88035434
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 327.96
POOL TRADING FACTOR: 75.55072617
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15(POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4336
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 250,018,000.00 197,082,164.65 6.500000 % 2,595,917.06
NB 150,029,000.00 113,572,982.03 6.500000 % 880,592.78
A-V 0.00 0.00 0.991227 % 0.00
R 100.00 0.00 6.500000 % 0.00
M-1 14,626,000.00 14,337,493.07 6.500000 % 12,563.69
M-2 5,377,000.00 5,270,935.34 6.500000 % 4,618.83
M-3 4,517,000.00 4,427,899.39 6.500000 % 3,880.09
B-1 2,581,000.00 2,530,088.17 6.500000 % 2,217.07
B-2 1,290,500.00 1,265,044.06 6.500000 % 1,108.54
B-3 1,720,903.67 1,386,889.22 6.500000 % 1,215.30
-------------------------------------------------------------------------------
430,159,503.67 339,873,495.93 3,502,113.36
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 1,067,134.20 3,663,051.26 0.00 0.00 194,486,247.59
NB 615,046.81 1,495,639.59 0.00 0.00 112,692,389.25
A-V 280,653.89 280,653.89 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 77,632.69 90,196.38 0.00 0.00 14,324,929.38
M-2 28,540.34 33,159.17 0.00 0.00 5,266,316.51
M-3 23,975.59 27,855.68 0.00 0.00 4,424,019.30
B-1 13,699.57 15,916.64 0.00 0.00 2,527,871.10
B-2 6,849.79 7,958.33 0.00 0.00 1,263,935.52
B-3 7,509.54 8,724.84 0.00 0.00 1,385,573.92
-------------------------------------------------------------------------------
2,121,042.42 5,623,155.78 0.00 0.00 336,371,282.57
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 788.271903 10.382921 4.268229 14.651150 0.000000 777.888982
NB 757.006859 5.869484 4.099519 9.969003 0.000000 751.137375
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 980.274379 0.858997 5.307855 6.166852 0.000000 979.415382
M-2 980.274380 0.858998 5.307856 6.166854 0.000000 979.415382
M-3 980.274383 0.858997 5.307857 6.166854 0.000000 979.415386
B-1 980.274378 0.858997 5.307854 6.166851 0.000000 979.415382
B-2 980.274359 0.859000 5.307857 6.166857 0.000000 979.415358
B-3 805.907526 0.706205 4.363719 5.069924 0.000000 805.143219
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 70,344.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,445.01
SUBSERVICER ADVANCES THIS MONTH 61,414.29
MASTER SERVICER ADVANCES THIS MONTH 5,452.77
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 41 5,387,023.54
(B) TWO MONTHLY PAYMENTS: 8 814,205.10
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,431,708.49
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 912,621.51
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 336,371,282.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,471
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 781,454.30
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,203,252.04
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.40316920 % 7.07214000 % 1.52469120 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.32130260 % 7.13951114 % 1.53918630 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.78984400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.34
POOL TRADING FACTOR: 78.19687342
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44,579.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 44.30
SUBSERVICER ADVANCES THIS MONTH 43,266.91
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 34 3,650,756.11
(B) TWO MONTHLY PAYMENTS: 8 814,205.10
(C) THREE OR MORE MONTHLY PAYMENTS: 6 632,186.91
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 912,621.51
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 212,894,742.52
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,086
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,424,195.46
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.45059180 % 0.00000000 % 1.52469130 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.35324120 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.89658535
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 328.42
POOL TRADING FACTOR: 79.19098701
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 25,765.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,400.71
SUBSERVICER ADVANCES THIS MONTH 18,147.38
MASTER SERVICER ADVANCES THIS MONTH 5,452.77
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 7 1,736,267.43
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 3 799,521.58
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 123,476,540.05
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 385
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 781,454.30
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 779,056.58
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.32099390 % 0.00000000 % 1.52469130 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.26623500 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.60580328
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 330.92
POOL TRADING FACTOR: 76.54022453
................................................................................
Run: 10/27/00 07:11:01 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS16(POOL # 4337)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4337
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FZA4 109,739,000.00 87,267,909.73 6.500000 % 1,259,000.75
A-P 76110FZB2 32,286.88 28,282.51 0.000000 % 117.57
A-V 76110FZC0 0.00 0.00 0.744158 % 0.00
R 76110FZD8 100.00 0.00 6.500000 % 0.00
M-1 76110FZE6 3,276,000.00 3,031,749.68 6.500000 % 12,180.85
M-2 76110FZF3 517,300.00 478,731.42 6.500000 % 1,923.43
M-3 76110FZG1 459,700.00 425,425.94 6.500000 % 1,709.26
B-1 76110FZH9 344,800.00 319,092.57 6.500000 % 1,282.04
B-2 76110FZJ5 229,800.00 212,666.67 6.500000 % 854.44
B-3 76110FZK2 344,884.43 319,170.69 6.500000 % 1,282.37
-------------------------------------------------------------------------------
114,943,871.31 92,083,029.21 1,278,350.71
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 472,396.28 1,731,397.03 0.00 0.00 86,008,908.98
A-P 0.00 117.57 0.00 0.00 28,164.94
A-V 57,066.79 57,066.79 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 16,411.39 28,592.24 0.00 0.00 3,019,568.83
M-2 2,591.46 4,514.89 0.00 0.00 476,807.99
M-3 2,302.90 4,012.16 0.00 0.00 423,716.68
B-1 1,727.31 3,009.35 0.00 0.00 317,810.53
B-2 1,151.20 2,005.64 0.00 0.00 211,812.23
B-3 1,727.72 3,010.09 0.00 0.00 317,888.32
-------------------------------------------------------------------------------
555,375.05 1,833,725.76 0.00 0.00 90,804,678.50
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 795.231501 11.472683 4.304726 15.777409 0.000000 783.758819
A-P 875.975319 3.641417 0.000000 3.641417 0.000000 872.333902
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 925.442515 3.718208 5.009582 8.727790 0.000000 921.724307
M-2 925.442529 3.718210 5.009588 8.727798 0.000000 921.724319
M-3 925.442549 3.718208 5.009571 8.727779 0.000000 921.724342
B-1 925.442488 3.718213 5.009600 8.727813 0.000000 921.724275
B-2 925.442428 3.718190 5.009574 8.727764 0.000000 921.724239
B-3 925.442445 3.718202 5.009562 8.727764 0.000000 921.724185
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:01 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS16 (POOL # 4337)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4337
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,039.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,382.37
SUBSERVICER ADVANCES THIS MONTH 11,145.81
MASTER SERVICER ADVANCES THIS MONTH 1,551.36
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 860,247.66
(B) TWO MONTHLY PAYMENTS: 2 273,924.33
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 90,804,678.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,042
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 152,280.25
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 908,380.40
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.80001070 % 4.27561600 % 0.92437380 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.74797570 % 4.31706115 % 0.93362370 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,031,018.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,254,202.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.56962816
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 149.85
POOL TRADING FACTOR: 78.99914755
................................................................................
Run: 10/27/00 07:11:30 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17(POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4347
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FZX4 12,110,000.00 2,447,211.48 6.500000 % 614,423.26
A-2 76110FZY2 100,000,000.00 70,801,690.41 6.500000 % 1,856,619.39
A-3 76110FZZ9 33,937,000.00 25,269,274.66 6.500000 % 551,150.64
A-4 76110FA29 25,000,000.00 25,000,000.00 6.500000 % 0.00
A-5 76110FA37 14,321,000.00 14,321,000.00 6.500000 % 0.00
A-6 76110FA45 723,000.00 723,000.00 6.500000 % 0.00
A-7 76110FA52 15,000,000.00 15,000,000.00 6.500000 % 0.00
A-8 76110FC76 24,000,000.00 24,000,000.00 6.500000 % 0.00
CB 76110FA60 200,070,000.00 157,910,297.26 6.500000 % 1,912,669.70
NB-1 76110FA78 73,215,000.00 52,831,040.44 6.500000 % 427,332.46
NB-2 76110FA86 2,000,000.00 2,000,000.00 6.500000 % 0.00
NB-3 76110FA94 4,725,000.00 4,725,000.00 6.500000 % 0.00
NB-4 76110FB28 4,735,000.00 4,735,000.00 6.500000 % 0.00
NB-5 76110FB36 2,800,000.00 2,800,000.00 6.500000 % 0.00
NB-6 76110FB44 2,664,000.00 2,664,000.00 6.500000 % 0.00
NB-7 76110FB51 10,000,000.00 10,000,000.00 6.500000 % 0.00
A-P 76110FB69 60,240.84 58,758.44 0.000000 % 75.21
A-V 76110FB77 0.00 0.00 0.943337 % 0.00
R 76110FB85 100.00 0.00 6.500000 % 0.00
M-1 76110FB93 19,207,000.00 18,875,486.73 6.500000 % 16,633.90
M-2 76110FC27 7,062,000.00 6,940,109.70 6.500000 % 6,115.93
M-3 76110FC35 5,932,000.00 5,829,613.57 6.500000 % 5,137.31
B-1 76110FC43 3,389,000.00 3,330,505.77 6.500000 % 2,934.99
B-2 76110FC50 1,694,000.00 1,664,761.53 6.500000 % 1,467.06
B-3 76110FC68 2,259,938.31 2,193,813.76 6.500000 % 1,933.28
-------------------------------------------------------------------------------
564,904,279.15 454,120,563.75 5,396,493.13
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 13,251.78 627,675.04 0.00 0.00 1,832,788.22
A-2 383,394.96 2,240,014.35 0.00 0.00 68,945,071.02
A-3 136,834.48 687,985.12 0.00 0.00 24,718,124.02
A-4 135,376.35 135,376.35 0.00 0.00 25,000,000.00
A-5 77,548.98 77,548.98 0.00 0.00 14,321,000.00
A-6 3,915.08 3,915.08 0.00 0.00 723,000.00
A-7 81,225.81 81,225.81 0.00 0.00 15,000,000.00
A-8 129,961.29 129,961.29 0.00 0.00 24,000,000.00
CB 854,938.70 2,767,608.40 0.00 0.00 155,997,627.56
NB-1 286,096.05 713,428.51 0.00 0.00 52,403,707.98
NB-2 10,830.60 10,830.60 0.00 0.00 2,000,000.00
NB-3 25,587.30 25,587.30 0.00 0.00 4,725,000.00
NB-4 25,641.46 25,641.46 0.00 0.00 4,735,000.00
NB-5 15,162.85 15,162.85 0.00 0.00 2,800,000.00
NB-6 14,426.37 14,426.37 0.00 0.00 2,664,000.00
NB-7 54,153.03 54,153.03 0.00 0.00 10,000,000.00
A-P 0.00 75.21 0.00 0.00 58,683.23
A-V 356,862.87 356,862.87 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 102,199.80 118,833.70 0.00 0.00 18,858,852.83
M-2 37,576.66 43,692.59 0.00 0.00 6,933,993.77
M-3 31,563.97 36,701.28 0.00 0.00 5,824,476.26
B-1 18,032.75 20,967.74 0.00 0.00 3,327,570.78
B-2 9,013.72 10,480.78 0.00 0.00 1,663,294.47
B-3 11,878.23 13,811.51 0.00 0.00 2,181,553.65
-------------------------------------------------------------------------------
2,815,473.09 8,211,966.22 0.00 0.00 448,713,743.79
===============================================================================
Run: 10/27/00 07:11:30
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17(POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4347
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 202.081873 50.736851 1.094284 51.831135 0.000000 151.345022
A-2 708.016904 18.566194 3.833950 22.400144 0.000000 689.450710
A-3 744.593649 16.240405 4.032015 20.272420 0.000000 728.353243
A-4 1000.000000 0.000000 5.415054 5.415054 0.000000 1000.000000
A-5 1000.000000 0.000000 5.415053 5.415053 0.000000 1000.000000
A-6 1000.000000 0.000000 5.415054 5.415054 0.000000 1000.000000
A-7 1000.000000 0.000000 5.415054 5.415054 0.000000 1000.000000
A-8 1000.000000 0.000000 5.415054 5.415054 0.000000 1000.000000
CB 789.275240 9.560002 4.273198 13.833200 0.000000 779.715238
NB-1 721.587659 5.836679 3.907615 9.744294 0.000000 715.750980
NB-2 1000.000000 0.000000 5.415301 5.415301 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.415302 5.415302 0.000000 1000.000000
NB-4 1000.000000 0.000000 5.415303 5.415303 0.000000 1000.000000
NB-5 1000.000000 0.000000 5.415303 5.415303 0.000000 1000.000000
NB-6 1000.000000 0.000000 5.415302 5.415302 0.000000 1000.000000
NB-7 1000.000000 0.000000 5.415303 5.415303 0.000000 1000.000000
A-P 975.392109 1.248475 0.000000 1.248475 0.000000 974.143635
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 982.739977 0.866033 5.320966 6.186999 0.000000 981.873943
M-2 982.739975 0.866034 5.320966 6.187000 0.000000 981.873941
M-3 982.739981 0.866033 5.320966 6.186999 0.000000 981.873948
B-1 982.739973 0.866034 5.320966 6.187000 0.000000 981.873939
B-2 982.739982 0.866033 5.320967 6.187000 0.000000 981.873949
B-3 970.740551 0.855457 5.255997 6.111454 0.000000 965.315575
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 94,134.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,753.17
SUBSERVICER ADVANCES THIS MONTH 72,872.43
MASTER SERVICER ADVANCES THIS MONTH 1,323.67
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 40 5,036,545.01
(B) TWO MONTHLY PAYMENTS: 9 975,663.34
(C) THREE OR MORE MONTHLY PAYMENTS: 10 1,469,589.15
FORECLOSURES
NUMBER OF LOANS 12
AGGREGATE PRINCIPAL BALANCE 2,615,902.73
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 448,713,743.79
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3,412
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 176,958.27
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,926,303.48
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.43552340 % 6.96846000 % 1.58307760 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.34226990 % 7.04621227 % 1.59843980 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.77176500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.77
POOL TRADING FACTOR: 79.43181887
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 40,098.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,312.58
SUBSERVICER ADVANCES THIS MONTH 27,138.62
MASTER SERVICER ADVANCES THIS MONTH 911.52
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 2,004,822.52
(B) TWO MONTHLY PAYMENTS: 5 584,912.55
(C) THREE OR MORE MONTHLY PAYMENTS: 4 524,189.91
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 661,235.74
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 191,180,051.90
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,445
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 122,981.35
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,865,638.38
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.42465650 % 0.00000000 % 1.58307760 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.29612710 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75145880
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.54
POOL TRADING FACTOR: 78.98348937
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 35,921.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,953.10
SUBSERVICER ADVANCES THIS MONTH 29,142.26
MASTER SERVICER ADVANCES THIS MONTH 412.15
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 2,536,107.21
(B) TWO MONTHLY PAYMENTS: 4 390,750.79
(C) THREE OR MORE MONTHLY PAYMENTS: 4 410,217.94
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 614,716.89
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 170,775,013.45
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,698
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 53,976.92
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,705,627.42
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.43045980 % 0.00000000 % 1.58307760 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.34686880 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.91122406
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.32
POOL TRADING FACTOR: 79.37621758
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,113.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,487.49
SUBSERVICER ADVANCES THIS MONTH 16,591.55
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 495,615.28
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 2 535,181.30
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,339,950.10
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 86,758,678.44
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 269
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 355,037.68
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.46975850 % 0.00000000 % 1.58307760 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.43489670 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.54200302
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 331.18
POOL TRADING FACTOR: 80.55041397
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1999-QS1(POOL # 4355)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4355
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FC84 49,523,000.00 0.00 6.500000 % 0.00
A-2 76110FC92 25,000,000.00 24,994,628.90 6.500000 % 489,676.55
A-3 76110FD26 25,001,570.00 24,520,289.32 6.500000 % 20,827.63
A-4 76110FD34 2,475,344.00 2,475,344.00 6.500000 % 0.00
A-5 76110FD42 14,025,030.00 14,025,030.00 6.500000 % 0.00
A-6 76110FD59 133,990,656.00 133,964,462.46 6.500000 % 2,388,034.98
A-P 76110FD67 16,409.82 15,691.64 0.000000 % 16.63
A-V 76110FD75 0.00 0.00 1.044666 % 0.00
R 76110FD83 100.00 0.00 6.500000 % 0.00
M-1 76110FD91 9,141,000.00 8,970,879.28 6.500000 % 7,619.90
M-2 76110FE25 3,360,700.00 3,298,154.91 6.500000 % 2,801.47
M-3 76110FE33 2,823,000.00 2,770,461.89 6.500000 % 2,353.24
B-1 76110FE41 1,613,200.00 1,583,177.15 6.500000 % 1,344.76
B-2 76110FE58 806,600.00 791,588.58 6.500000 % 672.38
B-3 76110FE66 1,075,021.18 1,041,808.00 6.500000 % 884.91
-------------------------------------------------------------------------------
268,851,631.00 218,451,516.13 2,914,232.45
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 135,355.94 625,032.49 0.00 0.00 24,504,952.35
A-3 132,787.20 153,614.83 0.00 0.00 24,499,461.69
A-4 13,404.98 13,404.98 0.00 0.00 2,475,344.00
A-5 75,951.16 75,951.16 0.00 0.00 14,025,030.00
A-6 725,471.31 3,113,506.29 0.00 0.00 131,576,427.48
A-P 0.00 16.63 0.00 0.00 15,675.01
A-V 190,129.61 190,129.61 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 48,580.91 56,200.81 0.00 0.00 8,963,259.38
M-2 17,860.84 20,662.31 0.00 0.00 3,295,353.44
M-3 15,003.16 17,356.40 0.00 0.00 2,768,108.65
B-1 8,573.54 9,918.30 0.00 0.00 1,581,832.39
B-2 4,286.77 4,959.15 0.00 0.00 790,916.20
B-3 5,641.81 6,526.72 0.00 0.00 1,040,923.09
-------------------------------------------------------------------------------
1,373,047.23 4,287,279.68 0.00 0.00 215,537,283.68
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 999.785156 19.587062 5.414238 25.001300 0.000000 980.198094
A-3 980.749982 0.833053 5.311154 6.144207 0.000000 979.916929
A-4 1000.000000 0.000000 5.415401 5.415401 0.000000 1000.000000
A-5 1000.000000 0.000000 5.415401 5.415401 0.000000 1000.000000
A-6 999.804512 17.822399 5.414343 23.236742 0.000000 981.982113
A-P 956.234742 1.013418 0.000000 1.013418 0.000000 955.221325
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 981.389266 0.833596 5.314617 6.148213 0.000000 980.555670
M-2 981.389267 0.833597 5.314619 6.148216 0.000000 980.555670
M-3 981.389263 0.833595 5.314616 6.148211 0.000000 980.555668
B-1 981.389257 0.833598 5.314617 6.148215 0.000000 980.555660
B-2 981.389264 0.833598 5.314617 6.148215 0.000000 980.555666
B-3 969.104627 0.823165 5.248092 6.071257 0.000000 968.281471
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1999-QS1 (POOL # 4355)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4355
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 45,093.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,093.93
SUBSERVICER ADVANCES THIS MONTH 36,701.64
MASTER SERVICER ADVANCES THIS MONTH 4,043.74
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 2,390,990.02
(B) TWO MONTHLY PAYMENTS: 6 581,701.70
(C) THREE OR MORE MONTHLY PAYMENTS: 6 1,714,422.62
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 474,387.51
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 215,537,283.68
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,625
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 576,689.22
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,728,675.79
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.55080450 % 6.88508700 % 1.56410870 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.44383100 % 6.97175042 % 1.58391160 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,364,452.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,364,452.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.87622753
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 331.37
POOL TRADING FACTOR: 80.16960242
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2(POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4362
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FG80 18,049,000.00 0.00 6.500000 % 0.00
A-2 76110FE74 95,030,000.00 86,934,801.82 6.500000 % 740,963.27
A-3 76110FE82 135,727,000.00 104,346,517.43 6.500000 % 889,366.92
A-4 76110FE90 3,798,000.00 3,798,000.00 6.500000 % 0.00
A-5 76110FF24 5,219,000.00 5,219,000.00 6.500000 % 0.00
A-6 76110FF32 1,000,000.00 1,000,000.00 6.000000 % 0.00
A-7 76110FF40 1,000,000.00 1,000,000.00 7.000000 % 0.00
A-8 76110FF57 8,003,000.00 8,003,000.00 6.500000 % 0.00
A-9 76110FF65 32,176,000.00 32,176,000.00 6.500000 % 0.00
A-P 76110FF73 35,672.56 26,135.41 0.000000 % 26.91
A-V 76110FF81 0.00 0.00 1.027107 % 0.00
R 76110FF99 100.00 0.00 6.500000 % 0.00
M-1 76110FG23 10,297,000.00 10,127,664.79 6.500000 % 8,623.28
M-2 76110FG31 3,861,100.00 3,797,603.83 6.500000 % 3,233.50
M-3 76110FG49 3,378,500.00 3,322,940.24 6.500000 % 2,829.34
B-1 76110FG56 1,930,600.00 1,898,851.09 6.500000 % 1,616.79
B-2 76110FG64 965,300.00 949,425.54 6.500000 % 808.40
B-3 76110FG72 1,287,113.52 1,227,367.06 6.500000 % 1,045.04
-------------------------------------------------------------------------------
321,757,386.08 263,827,307.21 1,648,513.45
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 470,771.87 1,211,735.14 0.00 0.00 86,193,838.55
A-3 565,060.30 1,454,427.22 0.00 0.00 103,457,150.51
A-4 20,567.04 20,567.04 0.00 0.00 3,798,000.00
A-5 28,262.08 28,262.08 0.00 0.00 5,219,000.00
A-6 4,998.67 4,998.67 0.00 0.00 1,000,000.00
A-7 5,831.78 5,831.78 0.00 0.00 1,000,000.00
A-8 43,338.08 43,338.08 0.00 0.00 8,003,000.00
A-9 174,240.42 174,240.42 0.00 0.00 32,176,000.00
A-P 0.00 26.91 0.00 0.00 26,108.50
A-V 225,755.85 225,755.85 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 54,843.62 63,466.90 0.00 0.00 10,119,041.51
M-2 20,564.89 23,798.39 0.00 0.00 3,794,370.33
M-3 17,994.48 20,823.82 0.00 0.00 3,320,110.90
B-1 10,282.71 11,899.50 0.00 0.00 1,897,234.30
B-2 5,141.36 5,949.76 0.00 0.00 948,617.14
B-3 6,646.48 7,691.52 0.00 0.00 1,226,322.02
-------------------------------------------------------------------------------
1,654,299.63 3,302,813.08 0.00 0.00 262,178,793.76
===============================================================================
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2(POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4362
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 914.814288 7.797151 4.953929 12.751080 0.000000 907.017137
A-3 768.797052 6.552616 4.163212 10.715828 0.000000 762.244436
A-4 1000.000000 0.000000 5.415229 5.415229 0.000000 1000.000000
A-5 1000.000000 0.000000 5.415229 5.415229 0.000000 1000.000000
A-6 1000.000000 0.000000 4.998670 4.998670 0.000000 1000.000000
A-7 1000.000000 0.000000 5.831780 5.831780 0.000000 1000.000000
A-8 1000.000000 0.000000 5.415229 5.415229 0.000000 1000.000000
A-9 1000.000000 0.000000 5.415229 5.415229 0.000000 1000.000000
A-P 732.647447 0.754361 0.000000 0.754361 0.000000 731.893085
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 983.554899 0.837456 5.326175 6.163631 0.000000 982.717443
M-2 983.554901 0.837456 5.326174 6.163630 0.000000 982.717446
M-3 983.554903 0.837454 5.326174 6.163628 0.000000 982.717449
B-1 983.554900 0.837455 5.326173 6.163628 0.000000 982.717445
B-2 983.554895 0.837460 5.326178 6.163638 0.000000 982.717435
B-3 953.581049 0.811933 5.163865 5.975798 0.000000 952.769122
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2 (POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4362
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 54,768.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,552.03
SUBSERVICER ADVANCES THIS MONTH 51,789.02
MASTER SERVICER ADVANCES THIS MONTH 179.58
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 29 3,962,874.17
(B) TWO MONTHLY PAYMENTS: 4 600,366.64
(C) THREE OR MORE MONTHLY PAYMENTS: 6 824,736.56
FORECLOSURES
NUMBER OF LOANS 13
AGGREGATE PRINCIPAL BALANCE 1,866,435.60
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 262,178,793.76
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,978
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 24,121.45
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,423,870.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.91669530 % 6.53833700 % 1.54496800 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.87279120 % 6.57319476 % 1.55335940 %
BANKRUPTCY AMOUNT AVAILABLE 102,858.00
FRAUD AMOUNT AVAILABLE 5,652,626.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,826,313.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85569406
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 333.03
POOL TRADING FACTOR: 81.48338006
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3(POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4363
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FJ38 167,033,000.00 133,777,324.19 6.500000 % 2,027,101.40
A-2 76110FJ46 9,013,000.00 9,013,000.00 6.500000 % 0.00
A-3 76110FJ53 25,854,000.00 25,854,000.00 6.500000 % 0.00
A-4 76110FJ61 45,000,000.00 37,508,797.31 6.500000 % 456,626.64
A-5 76110FJ79 60,600,000.00 24,643,182.74 6.500000 % 2,191,749.62
A-6 76110FJ87 100,000,000.00 100,000,000.00 6.500000 % 0.00
A-7 76110FJ95 20,000,000.00 20,000,000.00 6.500000 % 0.00
A-8 76110FK28 47,527,000.00 46,821,485.47 6.500000 % 40,341.20
A-P 76110FK36 12,443.31 10,870.93 0.000000 % 13.25
A-V 76110FK44 0.00 0.00 1.008475 % 0.00
R 76110FK51 100.00 0.00 6.500000 % 0.00
M-1 76110FK69 16,301,800.00 16,060,350.75 6.500000 % 13,837.53
M-2 76110FK77 6,113,300.00 6,022,754.71 6.500000 % 5,189.18
M-3 76110FK85 5,349,000.00 5,269,774.89 6.500000 % 4,540.42
B-1 76110FK93 3,056,500.00 3,011,229.57 6.500000 % 2,594.46
B-2 76110FL27 1,528,300.00 1,505,664.02 6.500000 % 1,297.27
B-3 76110FL35 2,037,744.61 1,969,748.67 6.500000 % 1,697.13
-------------------------------------------------------------------------------
509,426,187.92 431,468,183.25 4,744,988.10
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 724,300.53 2,751,401.93 0.00 0.00 131,750,222.79
A-2 48,798.41 48,798.41 0.00 0.00 9,013,000.00
A-3 139,979.37 139,979.37 0.00 0.00 25,854,000.00
A-4 203,081.07 659,707.71 0.00 0.00 37,052,170.67
A-5 133,423.74 2,325,173.36 0.00 0.00 22,451,433.12
A-6 541,422.50 541,422.50 0.00 0.00 100,000,000.00
A-7 108,284.50 108,284.50 0.00 0.00 20,000,000.00
A-8 253,502.06 293,843.26 0.00 0.00 46,781,144.27
A-P 0.00 13.25 0.00 0.00 10,857.68
A-V 362,440.75 362,440.75 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 86,954.36 100,791.89 0.00 0.00 16,046,513.22
M-2 32,608.54 37,797.72 0.00 0.00 6,017,565.53
M-3 28,531.74 33,072.16 0.00 0.00 5,265,234.47
B-1 16,303.48 18,897.94 0.00 0.00 3,008,635.11
B-2 8,152.00 9,449.27 0.00 0.00 1,504,366.75
B-3 10,664.66 12,361.79 0.00 0.00 1,968,051.54
-------------------------------------------------------------------------------
2,698,447.71 7,443,435.81 0.00 0.00 426,723,195.15
===============================================================================
Run: 10/27/00 07:11:04
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3(POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4363
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 800.903559 12.135934 4.336272 16.472206 0.000000 788.767626
A-2 1000.000000 0.000000 5.414225 5.414225 0.000000 1000.000000
A-3 1000.000000 0.000000 5.414225 5.414225 0.000000 1000.000000
A-4 833.528829 10.147259 4.512913 14.660172 0.000000 823.381571
A-5 406.653181 36.167485 2.201712 38.369197 0.000000 370.485695
A-6 1000.000000 0.000000 5.414225 5.414225 0.000000 1000.000000
A-7 1000.000000 0.000000 5.414225 5.414225 0.000000 1000.000000
A-8 985.155500 0.848806 5.333854 6.182660 0.000000 984.306695
A-P 873.636516 1.064829 0.000000 1.064829 0.000000 872.571687
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 985.188798 0.848834 5.334034 6.182868 0.000000 984.339964
M-2 985.188803 0.848835 5.334032 6.182867 0.000000 984.339969
M-3 985.188800 0.848835 5.334033 6.182868 0.000000 984.339965
B-1 985.188801 0.848834 5.334036 6.182870 0.000000 984.339967
B-2 985.188785 0.848832 5.334031 6.182863 0.000000 984.339953
B-3 966.631765 0.832847 5.233561 6.066408 0.000000 965.798917
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:05 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3 (POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4363
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 89,442.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 17,749.77
SUBSERVICER ADVANCES THIS MONTH 80,652.62
MASTER SERVICER ADVANCES THIS MONTH 436.63
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 69 7,915,205.07
(B) TWO MONTHLY PAYMENTS: 5 533,265.75
(C) THREE OR MORE MONTHLY PAYMENTS: 7 728,189.57
FORECLOSURES
NUMBER OF LOANS 13
AGGREGATE PRINCIPAL BALANCE 2,057,766.09
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 426,723,195.15
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3,705
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 59,478.69
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,373,233.03
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.15692450 % 6.33964900 % 1.50342620 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.07654350 % 6.40445927 % 1.51883430 %
BANKRUPTCY AMOUNT AVAILABLE 181,971.00
FRAUD AMOUNT AVAILABLE 4,559,310.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,559,310.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.83732434
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 332.05
POOL TRADING FACTOR: 83.76546108
................................................................................
Run: 10/27/00 07:11:05 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS4(POOL # 4364)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4364
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FG98 200,000,000.00 167,537,424.96 6.250000 % 1,362,819.08
A-P 76110FH22 33,549.74 30,059.31 0.000000 % 134.10
A-V 76110FH30 0.00 0.00 0.896847 % 0.00
R 76110FH48 100.00 0.00 6.250000 % 0.00
M-1 76110FH55 5,865,400.00 5,504,826.84 6.250000 % 21,680.30
M-2 76110FH63 942,600.00 884,654.02 6.250000 % 3,484.14
M-3 76110FH71 942,600.00 884,654.02 6.250000 % 3,484.14
B-1 76110FH89 628,400.00 589,769.35 6.250000 % 2,322.76
B-2 76110FH97 523,700.00 491,505.74 6.250000 % 1,935.75
B-3 76110FJ20 523,708.79 491,514.01 6.250000 % 1,935.78
-------------------------------------------------------------------------------
209,460,058.53 176,414,408.25 1,397,796.05
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 871,981.84 2,234,800.92 0.00 0.00 166,174,605.88
A-P 0.00 134.10 0.00 0.00 29,925.21
A-V 131,755.27 131,755.27 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 28,650.96 50,331.26 0.00 0.00 5,483,146.54
M-2 4,604.35 8,088.49 0.00 0.00 881,169.88
M-3 4,604.35 8,088.49 0.00 0.00 881,169.88
B-1 3,069.58 5,392.34 0.00 0.00 587,446.59
B-2 2,558.14 4,493.89 0.00 0.00 489,569.99
B-3 2,558.18 4,493.96 0.00 0.00 489,578.23
-------------------------------------------------------------------------------
1,049,782.67 2,447,578.72 0.00 0.00 175,016,612.20
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 837.687125 6.814095 4.359909 11.174004 0.000000 830.873029
A-P 895.962532 3.997050 0.000000 3.997050 0.000000 891.965482
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 938.525393 3.696304 4.884741 8.581045 0.000000 934.829089
M-2 938.525377 3.696308 4.884734 8.581042 0.000000 934.829069
M-3 938.525377 3.696308 4.884734 8.581042 0.000000 934.829069
B-1 938.525382 3.696308 4.884755 8.581063 0.000000 934.829074
B-2 938.525377 3.696296 4.884743 8.581039 0.000000 934.829082
B-3 938.525416 3.696310 4.884738 8.581048 0.000000 934.829125
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:05 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS4 (POOL # 4364)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4364
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 36,714.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,096.17
SUBSERVICER ADVANCES THIS MONTH 24,803.66
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 1,598,642.38
(B) TWO MONTHLY PAYMENTS: 4 181,849.16
(C) THREE OR MORE MONTHLY PAYMENTS: 7 751,918.97
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 58,435.67
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 175,016,612.20
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,871
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 702,987.11
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.98429200 % 4.12402500 % 0.89168290 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.96414200 % 4.13988490 % 0.89526510 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,872,766.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,872,766.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.47443922
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 153.24
POOL TRADING FACTOR: 83.55607911
................................................................................
Run: 10/27/00 07:11:32 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5(POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4372
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FL50 166,515,517.00 143,807,742.64 7.250000 % 2,169,064.91
CB-P 76110FL68 12,334,483.00 10,652,425.60 0.000000 % 160,671.48
NB-1 76110FL76 36,987,960.00 27,308,528.12 6.750000 % 50,757.77
NB-2 76110FL84 3,534,000.00 3,534,000.00 6.750000 % 0.00
NB-3 76110FL92 9,618,710.00 9,618,710.00 6.750000 % 0.00
NB-4 76110FM26 21,500,000.00 10,075,219.18 6.750000 % 59,909.55
NB-5 76110FM34 24,546,330.00 24,546,330.00 6.750000 % 0.00
A-P 76110FM42 248,854.76 205,448.16 0.000000 % 887.38
A-V 76110FM59 0.00 0.00 0.792702 % 0.00
R 76110FM67 100.00 0.00 6.750000 % 0.00
M-1 76110FM75 9,620,300.00 9,491,885.91 6.750000 % 7,965.71
M-2 76110FM83 3,848,100.00 3,796,734.64 6.750000 % 3,186.27
M-3 76110FM91 3,256,100.00 3,212,636.79 6.750000 % 2,696.08
B-1 76110FN25 1,924,100.00 1,898,416.65 6.750000 % 1,593.18
B-2 76110FN33 888,100.00 876,245.45 6.750000 % 735.36
B-3 76110FN41 1,183,701.20 1,168,046.27 6.750000 % 980.21
-------------------------------------------------------------------------------
296,006,355.96 250,192,369.41 2,458,447.90
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 868,486.92 3,037,551.83 0.00 0.00 141,638,677.73
CB-P 0.00 160,671.48 0.00 0.00 10,491,754.12
NB-1 153,537.09 204,294.86 0.00 0.00 27,257,770.35
NB-2 19,869.25 19,869.25 0.00 0.00 3,534,000.00
NB-3 54,079.40 54,079.40 0.00 0.00 9,618,710.00
NB-4 56,646.04 116,555.59 0.00 0.00 10,015,309.63
NB-5 138,007.16 138,007.16 0.00 0.00 24,546,330.00
A-P 0.00 887.38 0.00 0.00 204,560.78
A-V 165,202.48 165,202.48 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 53,365.95 61,331.66 0.00 0.00 9,483,920.20
M-2 21,346.27 24,532.54 0.00 0.00 3,793,548.37
M-3 18,062.31 20,758.39 0.00 0.00 3,209,940.71
B-1 10,673.41 12,266.59 0.00 0.00 1,896,823.47
B-2 4,926.49 5,661.85 0.00 0.00 875,510.09
B-3 6,567.07 7,547.28 0.00 0.00 1,167,066.04
-------------------------------------------------------------------------------
1,570,769.84 4,029,217.74 0.00 0.00 247,733,921.49
===============================================================================
Run: 10/27/00 07:11:32
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5(POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4372
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 863.629680 13.026203 5.215652 18.241855 0.000000 850.603477
CB-P 863.629679 13.026203 0.000000 13.026203 0.000000 850.603476
NB-1 738.308577 1.372278 4.151002 5.523280 0.000000 736.936299
NB-2 1000.000000 0.000000 5.622312 5.622312 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.622313 5.622313 0.000000 1000.000000
NB-4 468.614846 2.786491 2.634700 5.421191 0.000000 465.828355
NB-5 1000.000000 0.000000 5.622313 5.622313 0.000000 1000.000000
A-P 825.574564 3.565867 0.000000 3.565867 0.000000 822.008697
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 986.651758 0.828011 5.547223 6.375234 0.000000 985.823748
M-2 986.651761 0.828011 5.547223 6.375234 0.000000 985.823749
M-3 986.651758 0.828009 5.547222 6.375231 0.000000 985.823749
B-1 986.651759 0.828013 5.547222 6.375235 0.000000 985.823746
B-2 986.651785 0.828015 5.547224 6.375239 0.000000 985.823770
B-3 986.774593 0.828089 5.547912 6.376001 0.000000 985.946490
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:32 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 51,755.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,398.48
SUBSERVICER ADVANCES THIS MONTH 38,052.57
MASTER SERVICER ADVANCES THIS MONTH 3,832.11
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 3,018,369.60
(B) TWO MONTHLY PAYMENTS: 5 506,980.58
(C) THREE OR MORE MONTHLY PAYMENTS: 6 755,679.39
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 844,125.64
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 247,733,921.49
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,848
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 520,414.51
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,248,913.18
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.82198590 % 6.59542800 % 1.57587080 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.74772280 % 6.65528934 % 1.59148780 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,610,952.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,610,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86232800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 334.93
POOL TRADING FACTOR: 83.69209529
Run: 10/27/00 07:11:32 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 34,704.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,962.41
SUBSERVICER ADVANCES THIS MONTH 38,052.57
MASTER SERVICER ADVANCES THIS MONTH 233.02
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 3,018,369.60
(B) TWO MONTHLY PAYMENTS: 5 506,980.58
(C) THREE OR MORE MONTHLY PAYMENTS: 6 755,679.39
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 844,125.64
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 165,473,440.27
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,637
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 30,914.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,205,321.20
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.07811610 % 6.59542800 % 1.57587080 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.97249800 % 6.65528935 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,610,952.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,610,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.95377522
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 335.52
POOL TRADING FACTOR: 86.00233544
Run: 10/27/00 07:11:32 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,051.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,436.07
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 3,599.09
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 82,260,481.22
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 211
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 489,500.51
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 43,591.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.29953080 % 6.59542800 % 1.57587080 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.29497800 % 6.65528934 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,610,952.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,610,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.67837459
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 333.73
POOL TRADING FACTOR: 79.40154603
................................................................................
Run: 10/27/00 07:11:32 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6(POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4376
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FN58 226,382,557.00 197,131,175.18 7.000000 % 2,620,342.04
CB-P 76110FN66 17,414,043.00 15,163,936.69 0.000000 % 201,564.77
NB-1 76110FN74 114,280,000.00 91,163,760.45 6.500000 % 873,523.68
NB-2 76110FN82 3,836,000.00 3,836,000.00 6.500000 % 0.00
NB-3 76110FN90 13,124,100.00 13,124,100.00 6.500000 % 0.00
A-P 76110FP23 47,335.68 44,979.54 0.000000 % 50.18
A-V 76110FP31 0.00 0.00 0.991306 % 0.00
R 76110FP49 100.00 0.00 6.500000 % 0.00
M-1 76110FP56 12,871,500.00 12,702,413.83 6.500000 % 10,533.70
M-2 76110FP64 4,826,800.00 4,763,392.84 6.500000 % 3,950.13
M-3 76110FP72 4,223,400.00 4,167,919.41 6.500000 % 3,456.32
B-1 76110FP80 2,413,400.00 2,381,696.42 6.500000 % 1,975.06
B-2 76110FP98 1,206,800.00 1,190,946.89 6.500000 % 987.61
B-3 76110FQ22 1,608,966.42 1,472,452.32 6.500000 % 1,221.05
-------------------------------------------------------------------------------
402,235,002.10 347,142,773.57 3,717,604.54
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 1,149,466.86 3,769,808.90 0.00 0.00 194,510,833.14
CB-P 0.00 201,564.77 0.00 0.00 14,962,371.92
NB-1 493,707.70 1,367,231.38 0.00 0.00 90,290,236.77
NB-2 20,774.29 20,774.29 0.00 0.00 3,836,000.00
NB-3 71,075.06 71,075.06 0.00 0.00 13,124,100.00
A-P 0.00 50.18 0.00 0.00 44,929.36
A-V 286,674.95 286,674.95 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 68,778.23 79,311.93 0.00 0.00 12,691,880.13
M-2 25,791.77 29,741.90 0.00 0.00 4,759,442.71
M-3 22,567.53 26,023.85 0.00 0.00 4,164,463.09
B-1 12,895.89 14,870.95 0.00 0.00 2,379,721.36
B-2 6,448.47 7,436.08 0.00 0.00 1,189,959.28
B-3 7,972.71 9,193.76 0.00 0.00 1,471,231.26
-------------------------------------------------------------------------------
2,166,153.46 5,883,758.00 0.00 0.00 343,425,169.02
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 870.787828 11.574841 5.077542 16.652383 0.000000 859.212988
CB-P 870.787829 11.574840 0.000000 11.574840 0.000000 859.212988
NB-1 797.722790 7.643714 4.320158 11.963872 0.000000 790.079076
NB-2 1000.000000 0.000000 5.415613 5.415613 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.415614 5.415614 0.000000 1000.000000
A-P 950.224862 1.060169 0.000000 1.060169 0.000000 949.164693
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 986.863523 0.818374 5.343451 6.161825 0.000000 986.045149
M-2 986.863520 0.818374 5.343451 6.161825 0.000000 986.045146
M-3 986.863525 0.818374 5.343451 6.161825 0.000000 986.045151
B-1 986.863520 0.818372 5.343453 6.161825 0.000000 986.045148
B-2 986.863515 0.818371 5.343445 6.161816 0.000000 986.045144
B-3 915.154165 0.758903 4.955175 5.714078 0.000000 914.395257
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:32 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 71,862.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,432.20
SUBSERVICER ADVANCES THIS MONTH 61,639.89
MASTER SERVICER ADVANCES THIS MONTH 3,721.30
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 4,602,308.97
(B) TWO MONTHLY PAYMENTS: 7 1,265,772.60
(C) THREE OR MORE MONTHLY PAYMENTS: 12 1,390,351.99
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,300,708.47
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 343,425,169.02
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,423
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 507,560.58
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,429,729.04
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.31374500 % 6.23193900 % 1.45332010 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.23697380 % 6.29417640 % 1.46802620 %
BANKRUPTCY AMOUNT AVAILABLE 131,996.00
FRAUD AMOUNT AVAILABLE 3,585,896.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,585,896.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.81805200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 336.73
POOL TRADING FACTOR: 85.37923533
Run: 10/27/00 07:11:32 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 47,443.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,240.28
SUBSERVICER ADVANCES THIS MONTH 35,267.72
MASTER SERVICER ADVANCES THIS MONTH 3,721.30
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 2,987,780.98
(B) TWO MONTHLY PAYMENTS: 4 389,820.68
(C) THREE OR MORE MONTHLY PAYMENTS: 10 692,036.83
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 630,480.33
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 226,793,387.76
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,068
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 507,560.58
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,645,974.39
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.45806360 % 6.23193900 % 1.45332010 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.37006600 % 6.29417640 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 131,996.00
FRAUD AMOUNT AVAILABLE 3,585,896.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,585,896.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.89681002
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 335.82
POOL TRADING FACTOR: 86.74643008
Run: 10/27/00 07:11:32 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 24,419.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,191.92
SUBSERVICER ADVANCES THIS MONTH 26,372.17
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,614,527.99
(B) TWO MONTHLY PAYMENTS: 3 875,951.92
(C) THREE OR MORE MONTHLY PAYMENTS: 2 698,315.16
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 670,228.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 116,631,781.26
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 355
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 783,754.65
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.03169020 % 6.23193900 % 1.45332010 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.97813130 % 6.29417640 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 131,996.00
FRAUD AMOUNT AVAILABLE 3,585,896.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,585,896.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.66490397
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 338.50
POOL TRADING FACTOR: 82.84040053
................................................................................
Run: 10/27/00 07:11:07 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS7(POOL # 4380)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4380
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FQ30 260,286,000.00 210,274,297.15 6.750000 % 2,751,914.38
A-2 76110FQ48 15,420,000.00 14,169,492.11 6.750000 % 87,174.60
A-3 76110FQ55 35,050,000.00 35,050,000.00 6.750000 % 0.00
A-4 76110FQ63 14,250,000.00 15,500,507.89 6.750000 % 0.00
A-P 76110FQ89 91,079.98 88,710.47 0.000000 % 2,864.13
A-V 76110FQ97 0.00 0.00 0.847094 % 0.00
R 76110FQ71 100.00 0.00 6.750000 % 0.00
M-1 76110FR21 12,969,000.00 12,785,899.10 6.750000 % 10,281.25
M-2 76110FR39 4,206,600.00 4,147,209.75 6.750000 % 3,334.81
M-3 76110FR47 3,680,500.00 3,628,537.40 6.750000 % 2,917.74
B-1 76110FR54 2,103,100.00 2,073,407.69 6.750000 % 1,667.24
B-2 76110FR62 1,051,600.00 1,036,753.13 6.750000 % 833.66
B-3 76110FR70 1,402,095.46 1,339,162.81 6.750000 % 1,076.82
-------------------------------------------------------------------------------
350,510,075.44 300,093,977.50 2,862,064.63
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 1,182,579.10 3,934,493.48 0.00 0.00 207,522,382.77
A-2 79,688.98 166,863.58 0.00 0.00 14,082,317.51
A-3 197,120.61 197,120.61 0.00 0.00 35,050,000.00
A-4 0.00 0.00 87,174.60 0.00 15,587,682.49
A-P 0.00 2,864.13 0.00 0.00 85,846.34
A-V 211,801.59 211,801.59 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 71,907.68 82,188.93 0.00 0.00 12,775,617.85
M-2 23,323.83 26,658.64 0.00 0.00 4,143,874.94
M-3 20,406.83 23,324.57 0.00 0.00 3,625,619.66
B-1 11,660.81 13,328.05 0.00 0.00 2,071,740.45
B-2 5,830.69 6,664.35 0.00 0.00 1,035,919.47
B-3 7,531.43 8,608.25 0.00 0.00 1,338,085.99
-------------------------------------------------------------------------------
1,811,851.55 4,673,916.18 87,174.60 0.00 297,319,087.47
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 807.858652 10.572656 4.543383 15.116039 0.000000 797.285996
A-2 918.903509 5.653346 5.167898 10.821244 0.000000 913.250163
A-3 1000.000000 0.000000 5.623983 5.623983 0.000000 1000.000000
A-4 1087.754940 0.000000 0.000000 0.000000 6.117516 1093.872455
A-P 973.984294 31.446318 0.000000 31.446318 0.000000 942.537976
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 985.881649 0.792756 5.544582 6.337338 0.000000 985.088893
M-2 985.881650 0.792757 5.544580 6.337337 0.000000 985.088894
M-3 985.881647 0.792756 5.544581 6.337337 0.000000 985.088890
B-1 985.881646 0.792754 5.544582 6.337336 0.000000 985.088893
B-2 985.881638 0.792754 5.544589 6.337343 0.000000 985.088884
B-3 955.115289 0.768015 5.371553 6.139568 0.000000 954.347281
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:07 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS7 (POOL # 4380)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4380
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 62,227.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,254.66
SUBSERVICER ADVANCES THIS MONTH 56,327.82
MASTER SERVICER ADVANCES THIS MONTH 3,452.26
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 4,119,711.77
(B) TWO MONTHLY PAYMENTS: 7 1,349,281.98
(C) THREE OR MORE MONTHLY PAYMENTS: 5 629,578.40
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,769,823.51
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 297,319,087.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,298
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 483,359.30
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,533,562.39
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.66315640 % 6.85376200 % 1.48308180 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.59217240 % 6.91012226 % 1.49570950 %
BANKRUPTCY AMOUNT AVAILABLE 134,666.00
FRAUD AMOUNT AVAILABLE 3,115,480.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,115,480.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.92325148
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 337.83
POOL TRADING FACTOR: 84.82469073
................................................................................
Run: 10/27/00 07:11:08 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS8(POOL # 4381)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4381
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FR88 100,048,000.00 87,781,667.52 6.500000 % 598,695.45
A-P 76110FR96 122,858.97 115,860.30 0.000000 % 465.54
A-V 76110FS20 0.00 0.00 0.685167 % 0.00
R 76110FS38 100.00 0.00 6.500000 % 0.00
M-1 76110FS46 2,563,600.00 2,435,317.38 6.500000 % 9,112.84
M-2 76110FS53 575,400.00 546,606.97 6.500000 % 2,045.38
M-3 76110FS61 470,800.00 447,241.17 6.500000 % 1,673.55
B-1 76110FS79 313,900.00 298,192.44 6.500000 % 1,115.82
B-2 76110FS87 261,600.00 248,509.52 6.500000 % 929.91
B-3 76110FS95 261,601.59 248,511.04 6.500000 % 929.92
-------------------------------------------------------------------------------
104,617,860.56 92,121,906.34 614,968.41
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 475,255.58 1,073,951.03 0.00 0.00 87,182,972.07
A-P 0.00 465.54 0.00 0.00 115,394.76
A-V 52,573.77 52,573.77 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 13,184.96 22,297.80 0.00 0.00 2,426,204.54
M-2 2,959.37 5,004.75 0.00 0.00 544,561.59
M-3 2,421.40 4,094.95 0.00 0.00 445,567.62
B-1 1,614.43 2,730.25 0.00 0.00 297,076.62
B-2 1,345.44 2,275.35 0.00 0.00 247,579.61
B-3 1,345.45 2,275.37 0.00 0.00 247,581.12
-------------------------------------------------------------------------------
550,700.40 1,165,668.81 0.00 0.00 91,506,937.93
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 877.395525 5.984082 4.750276 10.734358 0.000000 871.411443
A-P 943.034929 3.789223 0.000000 3.789223 0.000000 939.245706
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 949.959970 3.554704 5.143142 8.697846 0.000000 946.405266
M-2 949.959976 3.554710 5.143153 8.697863 0.000000 946.405266
M-3 949.960004 3.554694 5.143161 8.697855 0.000000 946.405310
B-1 949.959987 3.554699 5.143135 8.697834 0.000000 946.405288
B-2 949.959939 3.554702 5.143119 8.697821 0.000000 946.405237
B-3 949.959975 3.554718 5.143126 8.697844 0.000000 946.405257
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:08 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS8 (POOL # 4381)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4381
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,146.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,024.12
SUBSERVICER ADVANCES THIS MONTH 6,881.98
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 585,277.82
(B) TWO MONTHLY PAYMENTS: 1 34,849.63
(C) THREE OR MORE MONTHLY PAYMENTS: 1 85,160.15
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 91,506,937.93
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 952
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 270,227.64
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.40858600 % 3.72710900 % 0.86430520 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.39501040 % 3.73341500 % 0.86686070 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 954,907.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,338,340.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.50206914
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 157.79
POOL TRADING FACTOR: 87.46779703
................................................................................
Run: 10/27/00 07:11:09 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS9(POOL # 4389)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4389
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FT29 165,986,000.00 141,330,734.24 7.000000 % 1,900,715.35
A-2 76110FT37 10,215,000.00 9,388,290.82 7.000000 % 61,673.08
A-3 76110FT45 27,081,000.00 27,081,000.00 7.000000 % 0.00
A-4 76110FT52 9,750,000.00 10,576,709.18 7.000000 % 0.00
A-5 76110FT60 37,000,000.00 31,308,757.92 7.000000 % 438,747.30
A-P 76110FT78 469,164.61 452,825.82 0.000000 % 6,680.54
A-V 76110FT86 0.00 0.00 0.743485 % 0.00
R 76110FT94 100.00 0.00 7.000000 % 0.00
M-1 76110FU27 10,698,000.00 10,571,100.01 7.000000 % 8,310.56
M-2 76110FU35 3,250,000.00 3,211,448.39 7.000000 % 2,524.71
M-3 76110FU43 2,843,700.00 2,809,967.95 7.000000 % 2,209.08
B-1 76110FU50 1,624,500.00 1,605,230.13 7.000000 % 1,261.97
B-2 76110FU68 812,400.00 802,763.27 7.000000 % 631.10
B-3 76110FU76 1,083,312.85 1,070,462.57 7.000000 % 841.55
-------------------------------------------------------------------------------
270,813,177.46 240,209,290.30 2,423,595.24
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 824,103.40 2,724,818.75 0.00 0.00 139,430,018.89
A-2 54,743.38 116,416.46 0.00 0.00 9,326,617.74
A-3 157,910.06 157,910.06 0.00 0.00 27,081,000.00
A-4 0.00 0.00 61,673.08 0.00 10,638,382.26
A-5 182,562.23 621,309.53 0.00 0.00 30,870,010.62
A-P 0.00 6,680.54 0.00 0.00 446,145.28
A-V 148,767.82 148,767.82 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 61,640.38 69,950.94 0.00 0.00 10,562,789.45
M-2 18,726.05 21,250.76 0.00 0.00 3,208,923.68
M-3 16,385.00 18,594.08 0.00 0.00 2,807,758.87
B-1 9,360.14 10,622.11 0.00 0.00 1,603,968.16
B-2 4,680.94 5,312.04 0.00 0.00 802,132.17
B-3 6,241.89 7,083.44 0.00 0.00 1,069,621.02
-------------------------------------------------------------------------------
1,485,121.29 3,908,716.53 61,673.08 0.00 237,847,368.14
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 851.461775 11.451058 4.964897 16.415955 0.000000 840.010717
A-2 919.069096 6.037502 5.359117 11.396619 0.000000 913.031595
A-3 1000.000000 0.000000 5.831028 5.831028 0.000000 1000.000000
A-4 1084.790685 0.000000 0.000000 0.000000 6.325444 1091.116129
A-5 846.182646 11.858035 4.934114 16.792149 0.000000 834.324611
A-P 965.174718 14.239224 0.000000 14.239224 0.000000 950.935494
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 988.137971 0.776833 5.761860 6.538693 0.000000 987.361138
M-2 988.137966 0.776834 5.761862 6.538696 0.000000 987.361132
M-3 988.137972 0.776833 5.761860 6.538693 0.000000 987.361139
B-1 988.137969 0.776836 5.761859 6.538695 0.000000 987.361133
B-2 988.137949 0.776834 5.761866 6.538700 0.000000 987.361115
B-3 988.137979 0.776830 5.761854 6.538684 0.000000 987.361149
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:09 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS9 (POOL # 4389)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4389
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 49,806.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,988.92
SUBSERVICER ADVANCES THIS MONTH 39,300.63
MASTER SERVICER ADVANCES THIS MONTH 782.98
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 2,948,755.39
(B) TWO MONTHLY PAYMENTS: 3 894,898.60
(C) THREE OR MORE MONTHLY PAYMENTS: 3 339,418.87
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 985,518.19
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 237,847,368.14
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,751
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 102,163.34
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,173,006.24
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.62860010 % 6.92057100 % 1.45082890 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.55219460 % 6.97063505 % 1.46407050 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,425,842.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,425,842.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.05886789
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 339.10
POOL TRADING FACTOR: 87.82710294
................................................................................
Run: 10/27/00 07:11:09 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS10(POOL # 4390)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4390
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FV34 268,170,000.00 228,684,982.50 7.250000 % 2,496,752.11
A-2 76110FV42 24,330,000.00 24,330,000.00 7.250000 % 0.00
A-3 76110FV59 32,602,000.00 32,218,880.22 7.250000 % 24,174.98
A-P 76110FV67 1,164,452.78 1,109,202.56 0.000000 % 1,372.69
A-V 76110FV75 0.00 0.00 0.640736 % 0.00
R 76110FV83 100.00 0.00 7.250000 % 0.00
M-1 76110FV91 13,932,800.00 13,769,069.81 7.250000 % 10,331.42
M-2 76110FW25 4,232,700.00 4,182,959.76 7.250000 % 3,138.62
M-3 76110FW33 3,703,600.00 3,660,077.43 7.250000 % 2,746.29
B-1 76110FU84 2,116,400.00 2,091,529.30 7.250000 % 1,569.35
B-2 76110FU92 1,058,200.00 1,045,764.64 7.250000 % 784.67
B-3 76110FV26 1,410,899.63 1,394,319.60 7.250000 % 1,046.21
-------------------------------------------------------------------------------
352,721,152.41 312,486,785.82 2,541,916.34
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 1,381,376.31 3,878,128.42 0.00 0.00 226,188,230.39
A-2 146,965.86 146,965.86 0.00 0.00 24,330,000.00
A-3 194,618.80 218,793.78 0.00 0.00 32,194,705.24
A-P 0.00 1,372.69 0.00 0.00 1,107,829.87
A-V 166,819.51 166,819.51 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 83,172.35 93,503.77 0.00 0.00 13,758,738.39
M-2 25,267.26 28,405.88 0.00 0.00 4,179,821.14
M-3 22,108.77 24,855.06 0.00 0.00 3,657,331.14
B-1 12,633.92 14,203.27 0.00 0.00 2,089,959.95
B-2 6,316.96 7,101.63 0.00 0.00 1,044,979.97
B-3 8,422.41 9,468.62 0.00 0.00 1,393,273.39
-------------------------------------------------------------------------------
2,047,702.15 4,589,618.49 0.00 0.00 309,944,869.48
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 852.761243 9.310333 5.151122 14.461455 0.000000 843.450910
A-2 1000.000000 0.000000 6.040520 6.040520 0.000000 1000.000000
A-3 988.248580 0.741518 5.969536 6.711054 0.000000 987.507062
A-P 952.552632 1.178828 0.000000 1.178828 0.000000 951.373803
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 988.248580 0.741518 5.969536 6.711054 0.000000 987.507062
M-2 988.248579 0.741517 5.969537 6.711054 0.000000 987.507062
M-3 988.248577 0.741519 5.969535 6.711054 0.000000 987.507058
B-1 988.248582 0.741519 5.969533 6.711052 0.000000 987.507064
B-2 988.248573 0.741514 5.969533 6.711047 0.000000 987.507059
B-3 988.248611 0.741520 5.969532 6.711052 0.000000 987.507091
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:10 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS10 (POOL # 4390)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4390
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 65,700.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,662.14
SUBSERVICER ADVANCES THIS MONTH 47,979.03
MASTER SERVICER ADVANCES THIS MONTH 1,938.16
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 3,083,822.11
(B) TWO MONTHLY PAYMENTS: 8 1,225,563.54
(C) THREE OR MORE MONTHLY PAYMENTS: 5 599,662.73
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,559,816.66
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 309,944,869.48
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,395
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 262,544.16
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,307,263.93
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.60385270 % 6.94080400 % 1.45534350 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.54113640 % 6.96765548 % 1.46621450 %
BANKRUPTCY AMOUNT AVAILABLE 144,124.00
FRAUD AMOUNT AVAILABLE 7,054,423.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,527,212.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.19062051
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 340.59
POOL TRADING FACTOR: 87.87249286
................................................................................
Run: 10/27/00 07:11:33 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11(POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4394
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FX73 131,664,000.00 118,712,154.45 7.500000 % 2,201,318.14
NB-1 76110FX81 57,150,000.00 45,508,210.60 7.500000 % 941,215.68
NB-2 76110FX99 3,983,000.00 3,983,000.00 7.500000 % 0.00
NB-3 76110FY23 7,400,000.00 7,400,000.00 7.500000 % 0.00
A-P 76110FY31 1,364,847.05 1,324,309.86 0.000000 % 34,828.72
A-V 76110FY49 0.00 0.00 0.602916 % 0.00
R 76110FY56 100.00 0.00 7.500000 % 0.00
M-1 76110FY64 8,041,000.00 7,969,251.51 7.500000 % 9,485.44
M-2 76110FY72 2,608,000.00 2,584,729.25 7.500000 % 3,076.49
M-3 76110FY80 2,282,000.00 2,261,638.10 7.500000 % 2,691.93
B-1 76110FY98 1,304,000.00 1,292,364.62 7.500000 % 1,538.24
B-2 76110FZ22 652,000.00 646,182.32 7.500000 % 769.12
B-3 76110FZ30 869,417.87 861,663.69 7.500000 % 1,025.58
-------------------------------------------------------------------------------
217,318,364.92 192,543,504.40 3,195,949.34
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 741,783.51 2,943,101.65 0.00 0.00 116,510,836.31
NB-1 284,392.63 1,225,608.31 0.00 0.00 44,566,994.92
NB-2 24,890.80 24,890.80 0.00 0.00 3,983,000.00
NB-3 46,244.52 46,244.52 0.00 0.00 7,400,000.00
A-P 0.00 34,828.72 0.00 0.00 1,289,481.14
A-V 96,721.21 96,721.21 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 49,797.59 59,283.03 0.00 0.00 7,959,766.07
M-2 16,151.24 19,227.73 0.00 0.00 2,581,652.76
M-3 14,132.34 16,824.27 0.00 0.00 2,258,946.17
B-1 8,075.62 9,613.86 0.00 0.00 1,290,826.38
B-2 4,037.81 4,806.93 0.00 0.00 645,413.20
B-3 5,384.29 6,409.87 0.00 0.00 856,712.11
-------------------------------------------------------------------------------
1,291,611.56 4,487,560.90 0.00 0.00 189,343,629.06
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 901.629560 16.719211 5.633913 22.353124 0.000000 884.910350
NB-1 796.294149 16.469216 4.976249 21.445465 0.000000 779.824933
NB-2 1000.000000 0.000000 6.249259 6.249259 0.000000 1000.000000
NB-3 1000.000000 0.000000 6.249259 6.249259 0.000000 1000.000000
A-P 970.299097 25.518402 0.000000 25.518402 0.000000 944.780695
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 991.077168 1.179634 6.192960 7.372594 0.000000 989.897534
M-2 991.077166 1.179636 6.192960 7.372596 0.000000 989.897531
M-3 991.077169 1.179636 6.192962 7.372598 0.000000 989.897533
B-1 991.077163 1.179632 6.192960 7.372592 0.000000 989.897531
B-2 991.077178 1.179632 6.192960 7.372592 0.000000 989.897546
B-3 991.081182 1.179617 6.192983 7.372600 0.000000 985.385895
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:33 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 39,788.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,061.56
SUBSERVICER ADVANCES THIS MONTH 37,602.17
MASTER SERVICER ADVANCES THIS MONTH 262.09
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 2,509,528.05
(B) TWO MONTHLY PAYMENTS: 5 677,484.59
(C) THREE OR MORE MONTHLY PAYMENTS: 5 821,263.43
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 764,824.63
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 189,343,629.06
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,436
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 37,322.12
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,919,249.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.83354500 % 6.65596000 % 1.45432620 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.70807090 % 6.76038854 % 1.48518480 %
BANKRUPTCY AMOUNT AVAILABLE 174,133.00
FRAUD AMOUNT AVAILABLE 1,894,254.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,894,254.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.36637900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 341.36
POOL TRADING FACTOR: 87.12730244
Run: 10/27/00 07:11:33 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 26,774.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,711.85
SUBSERVICER ADVANCES THIS MONTH 21,525.26
MASTER SERVICER ADVANCES THIS MONTH 262.09
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,921,630.24
(B) TWO MONTHLY PAYMENTS: 4 415,217.65
(C) THREE OR MORE MONTHLY PAYMENTS: 4 174,506.99
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 185,609.77
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 127,391,007.05
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,255
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 37,322.12
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,018,565.62
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.05191190 % 6.65596000 % 1.45432620 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.92742530 % 6.76038854 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 174,133.00
FRAUD AMOUNT AVAILABLE 1,894,254.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,894,254.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.43530216
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 340.34
POOL TRADING FACTOR: 89.26200676
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,013.83
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 349.71
SUBSERVICER ADVANCES THIS MONTH 16,076.91
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 587,897.81
(B) TWO MONTHLY PAYMENTS: 1 262,266.94
(C) THREE OR MORE MONTHLY PAYMENTS: 1 646,756.44
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 579,214.86
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 61,952,622.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 181
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 900,684.36
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.38120870 % 6.65596000 % 1.45432620 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.25462640 % 6.76038854 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 174,133.00
FRAUD AMOUNT AVAILABLE 1,894,254.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,894,254.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.22465430
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 343.47
POOL TRADING FACTOR: 83.04357993
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12(POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4395
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FW41 74,644,000.00 67,367,456.91 7.000000 % 1,054,044.16
NB 76110FW58 25,183,000.00 20,522,220.30 7.000000 % 89,320.42
A-P 76110FW66 994,755.29 883,554.32 0.000000 % 4,104.12
A-V 76110FW74 0.00 0.00 0.518863 % 0.00
R 76110FW82 100.00 0.00 7.000000 % 0.00
M-1 76110FW90 3,503,000.00 3,367,652.66 7.000000 % 11,948.96
M-2 76110FX24 531,000.00 510,483.45 7.000000 % 1,811.27
M-3 76110FX32 477,700.00 459,242.84 7.000000 % 1,629.47
B-1 76110FX40 318,400.00 306,097.80 7.000000 % 1,086.08
B-2 76110FX57 212,300.00 204,097.26 7.000000 % 724.17
B-3 76110FX65 265,344.67 255,040.06 7.000000 % 904.92
-------------------------------------------------------------------------------
106,129,599.96 93,875,845.60 1,165,573.57
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 392,494.65 1,446,538.81 0.00 0.00 66,313,412.75
NB 119,642.34 208,962.76 0.00 0.00 20,432,899.88
A-P 0.00 4,104.12 0.00 0.00 879,450.20
A-V 40,546.87 40,546.87 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 19,622.06 31,571.02 0.00 0.00 3,355,703.70
M-2 2,974.40 4,785.67 0.00 0.00 508,672.18
M-3 2,675.84 4,305.31 0.00 0.00 457,613.37
B-1 1,783.52 2,869.60 0.00 0.00 305,011.72
B-2 1,189.20 1,913.37 0.00 0.00 203,373.09
B-3 1,486.02 2,390.94 0.00 0.00 254,135.14
-------------------------------------------------------------------------------
582,414.90 1,747,988.47 0.00 0.00 92,710,272.03
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 902.516705 14.120950 5.258221 19.379171 0.000000 888.395755
NB 814.923571 3.546854 4.750917 8.297771 0.000000 811.376718
A-P 888.212738 4.125754 0.000000 4.125754 0.000000 884.086985
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 961.362449 3.411065 5.601502 9.012567 0.000000 957.951385
M-2 961.362429 3.411055 5.601507 9.012562 0.000000 957.951375
M-3 961.362445 3.411074 5.601507 9.012581 0.000000 957.951371
B-1 961.362437 3.411055 5.601508 9.012563 0.000000 957.951382
B-2 961.362506 3.411069 5.601507 9.012576 0.000000 957.951437
B-3 961.165189 3.410357 5.600339 9.010696 0.000000 957.754815
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,459.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,542.79
SUBSERVICER ADVANCES THIS MONTH 16,166.43
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 1,501,315.71
(B) TWO MONTHLY PAYMENTS: 1 72,138.67
(C) THREE OR MORE MONTHLY PAYMENTS: 1 43,314.81
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 62,606.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 92,710,272.03
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 940
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 832,575.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.51286340 % 4.62033500 % 0.81515660 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.46317790 % 4.66182350 % 0.83035300 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 929,837.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,255,634.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.76803200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 160.68
POOL TRADING FACTOR: 87.35571609
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,835.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,362.37
SUBSERVICER ADVANCES THIS MONTH 10,555.33
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 912,612.23
(B) TWO MONTHLY PAYMENTS: 1 72,138.67
(C) THREE OR MORE MONTHLY PAYMENTS: 1 43,314.81
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 62,606.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 70,597,500.07
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 871
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 818,956.59
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.65278520 % 4.66423500 % 0.82290170 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.59035950 % 4.70646909 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 929,837.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,255,634.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85454078
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 160.88
POOL TRADING FACTOR: 89.21616679
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,623.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,180.42
SUBSERVICER ADVANCES THIS MONTH 5,611.10
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 588,703.48
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 22,112,771.96
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 69
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 13,618.88
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.05644380 % 4.66423500 % 0.82290170 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.05276790 % 4.70646910 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 929,837.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,255,634.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.49184258
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 160.05
POOL TRADING FACTOR: 81.90290978
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13(POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4405
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FZ48 158,406,900.00 142,106,024.51 8.000000 % 2,892,830.02
CB-P 76110FZ55 5,109,900.00 4,584,065.31 0.000000 % 93,317.10
NB 76110FZ63 86,842,100.00 73,652,676.78 7.750000 % 2,205,743.06
A-P 76110FZ71 1,432,398.79 1,291,157.53 0.000000 % 3,772.49
A-V 76110FZ89 0.00 0.00 0.527563 % 0.00
R 76110FZ97 100.00 0.00 7.750000 % 0.00
M-1 76110F2A0 11,328,000.00 11,213,019.88 7.750000 % 7,768.16
M-2 76110F2B8 3,411,900.00 3,377,268.94 7.750000 % 2,339.70
M-3 76110F2C6 2,866,000.00 2,836,909.87 7.750000 % 1,965.35
B-1 76110F2D4 1,637,700.00 1,621,077.21 7.750000 % 1,123.05
B-2 76110F2E2 818,900.00 810,588.09 7.750000 % 561.56
B-3 76110F2F9 1,091,849.28 1,077,223.39 7.750000 % 746.28
-------------------------------------------------------------------------------
272,945,748.07 242,570,011.51 5,210,166.77
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 947,096.95 3,839,926.97 0.00 0.00 139,213,194.49
CB-P 0.00 93,317.10 0.00 0.00 4,490,748.21
NB 475,573.28 2,681,316.34 0.00 0.00 71,446,933.72
A-P 0.00 3,772.49 0.00 0.00 1,287,385.04
A-V 106,614.28 106,614.28 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,396.88 80,165.04 0.00 0.00 11,205,251.72
M-2 21,805.34 24,145.04 0.00 0.00 3,374,929.24
M-3 18,316.51 20,281.86 0.00 0.00 2,834,944.52
B-1 10,466.49 11,589.54 0.00 0.00 1,619,954.16
B-2 5,233.57 5,795.13 0.00 0.00 810,026.53
B-3 6,955.10 7,701.38 0.00 0.00 893,986.87
-------------------------------------------------------------------------------
1,664,458.40 6,874,625.17 0.00 0.00 237,177,354.50
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 897.094915 18.262020 5.978887 24.240907 0.000000 878.832895
CB-P 897.094916 18.262021 0.000000 18.262021 0.000000 878.832895
NB 848.121784 25.399467 5.476299 30.875766 0.000000 822.722317
A-P 901.395295 2.633690 0.000000 2.633690 0.000000 898.761605
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 989.849919 0.685749 6.390968 7.076717 0.000000 989.164170
M-2 989.849919 0.685747 6.390967 7.076714 0.000000 989.164173
M-3 989.849920 0.685747 6.390967 7.076714 0.000000 989.164173
B-1 989.849918 0.685748 6.390969 7.076717 0.000000 989.164169
B-2 989.849908 0.685749 6.390976 7.076725 0.000000 989.164159
B-3 986.604479 0.683501 6.370018 7.053519 0.000000 818.782309
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 49,822.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 63,941.15
MASTER SERVICER ADVANCES THIS MONTH 893.85
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 4,427,803.63
(B) TWO MONTHLY PAYMENTS: 8 1,072,873.48
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,687,813.22
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 1,057,808.52
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 237,177,354.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,893
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 110,321.93
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,727,697.74
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.32286690 % 7.18439900 % 1.44654680 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.20814970 % 7.34265947 % 1.40911780 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.55224500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 341.24
POOL TRADING FACTOR: 86.89542013
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 33,101.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 32,867.57
MASTER SERVICER ADVANCES THIS MONTH 893.85
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 2,683,003.99
(B) TWO MONTHLY PAYMENTS: 6 463,563.69
(C) THREE OR MORE MONTHLY PAYMENTS: 6 349,476.29
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 700,005.47
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 158,004,574.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,654
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 110,321.93
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,887,368.57
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.46185030 % 7.18439900 % 1.44654680 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.30527320 % 7.34265947 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.63780956
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 340.74
POOL TRADING FACTOR: 88.77035185
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,720.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 31,073.58
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,744,799.64
(B) TWO MONTHLY PAYMENTS: 2 609,309.79
(C) THREE OR MORE MONTHLY PAYMENTS: 3 1,338,336.93
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 357,803.05
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 79,172,780.42
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 239
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,840,329.17
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.04731050 % 7.18439900 % 1.44654680 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.01342060 % 7.34265947 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.38148531
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 342.24
POOL TRADING FACTOR: 83.38080819
................................................................................
Run: 10/27/00 07:11:13 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS14(POOL # 4410)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4410
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F2G7 138,880,000.00 119,754,131.20 7.500000 % 1,523,448.47
A-2 76110F2H5 27,776,000.00 23,950,826.24 7.220630 % 304,689.69
A-3 76110F2J1 0.00 0.00 1.779370 % 0.00
A-4 76110F2K8 11,426,000.00 11,426,000.00 7.750000 % 0.00
A-5 76110F2L6 21,743,000.00 21,743,000.00 7.750000 % 0.00
A-P 76110F2M4 865,434.18 809,316.14 0.000000 % 1,288.62
A-V 76110F2N2 0.00 0.00 0.566803 % 0.00
R-I 76110F2P7 100.00 0.00 7.750000 % 0.00
R-II 76110F2Q5 100.00 0.00 7.750000 % 0.00
M-1 76110F2R3 8,698,000.00 8,640,122.82 7.750000 % 8,423.90
M-2 76110F2S1 2,718,000.00 2,699,914.21 7.750000 % 2,632.35
M-3 76110F2T9 2,391,800.00 2,375,884.77 7.750000 % 2,316.43
B-1 76110F2U6 1,413,400.00 1,403,995.13 7.750000 % 1,368.86
B-2 76110F2V4 652,300.00 647,959.55 7.750000 % 631.74
B-3 76110F2W2 869,779.03 863,991.44 7.750000 % 842.37
-------------------------------------------------------------------------------
217,433,913.21 194,315,141.50 1,845,642.43
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 748,339.72 2,271,788.19 0.00 0.00 118,230,682.73
A-2 144,092.91 448,782.60 0.00 0.00 23,646,136.55
A-3 35,508.62 35,508.62 0.00 0.00 0.00
A-4 73,780.73 73,780.73 0.00 0.00 11,426,000.00
A-5 140,400.35 140,400.35 0.00 0.00 21,743,000.00
A-P 0.00 1,288.62 0.00 0.00 808,027.52
A-V 91,766.78 91,766.78 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 55,791.58 64,215.48 0.00 0.00 8,631,698.92
M-2 17,434.07 20,066.42 0.00 0.00 2,697,281.86
M-3 15,341.73 17,658.16 0.00 0.00 2,373,568.34
B-1 9,065.97 10,434.83 0.00 0.00 1,402,626.27
B-2 4,184.05 4,815.79 0.00 0.00 647,327.81
B-3 5,579.02 6,421.39 0.00 0.00 863,149.07
-------------------------------------------------------------------------------
1,341,285.53 3,186,927.96 0.00 0.00 192,469,499.07
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 862.284931 10.969531 5.388391 16.357922 0.000000 851.315400
A-2 862.284931 10.969531 5.187677 16.157208 0.000000 851.315400
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 1000.000000 0.000000 6.457267 6.457267 0.000000 1000.000000
A-5 1000.000000 0.000000 6.457267 6.457267 0.000000 1000.000000
A-P 935.156201 1.488987 0.000000 1.488987 0.000000 933.667214
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 993.345921 0.968487 6.414300 7.382787 0.000000 992.377434
M-2 993.345920 0.968488 6.414301 7.382789 0.000000 992.377432
M-3 993.345919 0.968488 6.414303 7.382791 0.000000 992.377431
B-1 993.345925 0.968487 6.414299 7.382786 0.000000 992.377437
B-2 993.345930 0.968481 6.414303 7.382784 0.000000 992.377449
B-3 993.345908 0.968487 6.414296 7.382783 0.000000 992.377420
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:13 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS14 (POOL # 4410)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4410
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 40,414.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,944.15
SUBSERVICER ADVANCES THIS MONTH 35,743.97
MASTER SERVICER ADVANCES THIS MONTH 949.65
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 2,975,811.68
(B) TWO MONTHLY PAYMENTS: 4 396,931.38
(C) THREE OR MORE MONTHLY PAYMENTS: 4 451,718.48
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 846,956.71
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 192,469,499.07
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,504
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 121,031.79
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,656,288.27
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 56,299.67
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.40497820 % 7.08811800 % 1.50690350 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.33072910 % 7.11933537 % 1.51992110 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,348,678.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,174,339.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.60857221
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 343.45
POOL TRADING FACTOR: 88.51861985
................................................................................
Run: 10/27/00 07:11:13 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS15(POOL # 4416)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4416
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F2X0 112,000,000.00 96,905,837.03 7.000000 % 2,103,610.87
A-2 76110F2Y8 20,028,000.00 20,028,000.00 7.750000 % 0.00
A-3 76110F2Z5 48,000,000.00 41,531,073.01 7.070630 % 901,547.52
A-4 76110F3A9 0.00 0.00 2.429370 % 0.00
A-5 76110F3B7 20,253,000.00 20,099,286.15 7.750000 % 12,962.04
A-P 76110F3C5 242,044.80 239,553.29 0.000000 % 318.44
A-V 76110F3D3 0.00 0.00 0.710312 % 0.00
R-I 76110F3E1 100.00 0.00 7.750000 % 0.00
R-II 76110F3F8 100.00 0.00 7.750000 % 0.00
M-1 76110F3G6 8,695,000.00 8,629,007.69 7.750000 % 5,564.85
M-2 76110F3H4 2,825,900.00 2,804,452.32 7.750000 % 1,808.59
M-3 76110F3J0 2,391,000.00 2,372,853.06 7.750000 % 1,530.25
B-1 76110F3K7 1,412,900.00 1,402,176.55 7.750000 % 904.26
B-2 76110F3L5 652,100.00 647,150.76 7.750000 % 417.35
B-3 76110F3M3 869,572.62 862,972.84 7.750000 % 556.54
-------------------------------------------------------------------------------
217,369,717.42 195,522,362.70 3,029,220.71
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 565,179.13 2,668,790.00 0.00 0.00 94,802,226.16
A-2 129,323.49 129,323.49 0.00 0.00 20,028,000.00
A-3 244,663.62 1,146,211.14 0.00 0.00 40,629,525.49
A-4 84,063.01 84,063.01 0.00 0.00 0.00
A-5 129,783.80 142,745.84 0.00 0.00 20,086,324.11
A-P 0.00 318.44 0.00 0.00 239,234.85
A-V 115,713.40 115,713.40 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 55,718.67 61,283.52 0.00 0.00 8,623,442.84
M-2 18,108.73 19,917.32 0.00 0.00 2,802,643.73
M-3 15,321.84 16,852.09 0.00 0.00 2,371,322.81
B-1 9,054.04 9,958.30 0.00 0.00 1,401,272.29
B-2 4,178.74 4,596.09 0.00 0.00 646,733.41
B-3 5,572.34 6,128.88 0.00 0.00 862,416.30
-------------------------------------------------------------------------------
1,376,680.81 4,405,901.52 0.00 0.00 192,493,141.99
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 865.230688 18.782240 5.046242 23.828482 0.000000 846.448448
A-2 1000.000000 0.000000 6.457135 6.457135 0.000000 1000.000000
A-3 865.230688 18.782240 5.097159 23.879399 0.000000 846.448448
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 992.410317 0.640006 6.408127 7.048133 0.000000 991.770311
A-P 989.706410 1.315624 0.000000 1.315624 0.000000 988.390786
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 992.410315 0.640006 6.408128 7.048134 0.000000 991.770309
M-2 992.410319 0.640005 6.408128 7.048133 0.000000 991.770314
M-3 992.410314 0.640004 6.408130 7.048134 0.000000 991.770310
B-1 992.410326 0.640003 6.408125 7.048128 0.000000 991.770323
B-2 992.410305 0.640009 6.408128 7.048137 0.000000 991.770296
B-3 992.410318 0.639993 6.408136 7.048129 0.000000 991.770302
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:14 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS15 (POOL # 4416)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4416
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 40,392.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,674.62
SUBSERVICER ADVANCES THIS MONTH 33,891.20
MASTER SERVICER ADVANCES THIS MONTH 2,394.16
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 2,032,585.53
(B) TWO MONTHLY PAYMENTS: 7 1,136,171.37
(C) THREE OR MORE MONTHLY PAYMENTS: 2 279,678.99
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 888,615.27
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 192,493,141.99
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,392
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 305,573.93
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,903,084.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.43876860 % 7.06990700 % 1.49132440 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.30949710 % 7.16774075 % 1.51384280 %
BANKRUPTCY AMOUNT AVAILABLE 130,054.00
FRAUD AMOUNT AVAILABLE 4,247,394.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,697.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.77822257
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 344.95
POOL TRADING FACTOR: 88.55563888
................................................................................
Run: 10/27/00 07:11:20 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1(POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4420
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110F3N1 130,396,000.00 119,792,789.68 7.750000 % 1,226,967.32
NB-1 76110F3P6 58,661,000.00 46,011,483.08 7.750000 % 729,486.14
NB-2 76110F3Q4 4,186,000.00 4,186,000.00 7.750000 % 0.00
NB-3 76110F3R2 6,983,000.00 6,983,000.00 7.750000 % 0.00
A-P 76110F3S0 496,620.41 487,712.99 0.000000 % 8,430.11
A-V 76110F3T8 0.00 0.00 0.632089 % 0.00
R 76110F3U5 100.00 0.00 7.750000 % 0.00
M-1 76110F3V3 9,273,000.00 9,223,275.29 7.750000 % 6,054.51
M-2 76110F3W1 3,273,000.00 3,255,449.15 7.750000 % 2,137.00
M-3 76110F3X9 2,073,000.00 2,061,883.94 7.750000 % 1,353.50
B-1 76110F3Y7 1,309,100.00 1,302,080.20 7.750000 % 854.74
B-2 76110F3Z4 654,500.00 650,990.37 7.750000 % 427.34
B-3 76110F4A8 872,717.76 868,038.87 7.750000 % 569.81
-------------------------------------------------------------------------------
218,178,038.17 194,822,703.57 1,976,280.47
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 773,459.73 2,000,427.05 0.00 0.00 118,565,822.36
NB-1 297,137.01 1,026,623.15 0.00 0.00 45,281,996.94
NB-2 27,032.72 27,032.72 0.00 0.00 4,186,000.00
NB-3 45,095.43 45,095.43 0.00 0.00 6,983,000.00
A-P 0.00 8,430.11 0.00 0.00 479,282.88
A-V 102,600.73 102,600.73 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 59,554.40 65,608.91 0.00 0.00 9,217,220.78
M-2 21,020.34 23,157.34 0.00 0.00 3,253,312.15
M-3 13,313.52 14,667.02 0.00 0.00 2,060,530.44
B-1 8,407.49 9,262.23 0.00 0.00 1,301,225.46
B-2 4,203.42 4,630.76 0.00 0.00 650,563.03
B-3 5,604.90 6,174.71 0.00 0.00 867,469.06
-------------------------------------------------------------------------------
1,357,429.69 3,333,710.16 0.00 0.00 192,846,423.10
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 918.684543 9.409547 5.931622 15.341169 0.000000 909.274996
NB-1 784.362406 12.435624 5.065325 17.500949 0.000000 771.926782
NB-2 1000.000000 0.000000 6.457888 6.457888 0.000000 1000.000000
NB-3 1000.000000 0.000000 6.457888 6.457888 0.000000 1000.000000
A-P 982.063927 16.974956 0.000000 16.974956 0.000000 965.088971
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 994.637689 0.652918 6.422344 7.075262 0.000000 993.984771
M-2 994.637687 0.652918 6.422346 7.075264 0.000000 993.984769
M-3 994.637694 0.652918 6.422344 7.075262 0.000000 993.984776
B-1 994.637690 0.652922 6.422344 7.075266 0.000000 993.984768
B-2 994.637693 0.652926 6.422338 7.075264 0.000000 993.984767
B-3 994.638713 0.652914 6.422351 7.075265 0.000000 993.985799
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:21 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 40,482.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,911.07
SUBSERVICER ADVANCES THIS MONTH 41,718.94
MASTER SERVICER ADVANCES THIS MONTH 5,158.23
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 3,021,179.27
(B) TWO MONTHLY PAYMENTS: 5 755,879.33
(C) THREE OR MORE MONTHLY PAYMENTS: 5 1,093,863.35
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 484,980.55
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 192,846,423.10
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,459
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 633,331.15
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,848,369.01
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.06608760 % 7.46350800 % 1.44803940 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.98062130 % 7.53504428 % 1.46556090 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.68971200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 345.36
POOL TRADING FACTOR: 88.38947527
Run: 10/27/00 07:11:21 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 27,226.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,934.46
SUBSERVICER ADVANCES THIS MONTH 31,403.02
MASTER SERVICER ADVANCES THIS MONTH 5,158.23
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,410,856.29
(B) TWO MONTHLY PAYMENTS: 5 755,879.33
(C) THREE OR MORE MONTHLY PAYMENTS: 3 361,232.21
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 484,980.55
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 130,025,870.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,276
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 633,331.15
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,148,992.66
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.38570630 % 7.46350800 % 1.44803940 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.30948480 % 7.53504428 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79019791
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 344.37
POOL TRADING FACTOR: 91.61188679
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,255.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,976.61
SUBSERVICER ADVANCES THIS MONTH 10,315.92
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 610,322.98
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 2 732,631.14
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 62,820,552.76
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 183
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 699,376.35
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.40368370 % 7.46350800 % 1.44803940 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.29755360 % 7.53504428 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.48172543
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 347.40
POOL TRADING FACTOR: 82.39105034
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2(POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4425
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F4B6 15,000,000.00 11,230,197.13 7.750000 % 462,992.20
A-2 76110F4C4 83,021,000.00 69,318,771.93 7.750000 % 1,682,853.17
A-3 76110F4D2 25,652,000.00 25,652,000.00 7.750000 % 0.00
A-4 76110F4E0 17,862,000.00 17,862,000.00 7.750000 % 0.00
A-5 76110F4F7 17,150,000.00 17,150,000.00 7.750000 % 0.00
A-6 76110F4G5 20,000,000.00 20,000,000.00 7.750000 % 0.00
A-7 76110F4H3 21,888,000.00 21,888,000.00 7.750000 % 0.00
A-P 76110F4J9 250,505.68 246,820.60 0.000000 % 295.42
R-I 76110F4K6 100.00 0.00 7.750000 % 0.00
R-II 76110F4L4 100.00 0.00 7.750000 % 0.00
M-1 76110F4M2 9,850,100.00 9,809,016.89 7.750000 % 6,135.90
M-2 76110F4N0 2,845,500.00 2,833,631.89 7.750000 % 1,772.54
M-3 76110F4P5 2,407,700.00 2,397,657.89 7.750000 % 1,499.82
IO-A 0.00 0.00 0.758314 % 0.00
IO-B 0.00 0.00 0.758314 % 0.00
B-1 76110F4Q3 1,422,700.00 1,416,766.16 7.750000 % 886.24
B-2 76110F4R1 656,700.00 653,961.01 7.750000 % 409.08
B-3 76110F4S9 875,528.01 871,876.36 7.750000 % 545.41
-------------------------------------------------------------------------------
218,881,933.69 201,330,699.86 2,157,389.78
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 72,474.48 535,466.68 0.00 0.00 10,767,204.93
A-2 447,351.19 2,130,204.36 0.00 0.00 67,635,918.76
A-3 165,546.11 165,546.11 0.00 0.00 25,652,000.00
A-4 115,273.06 115,273.06 0.00 0.00 17,862,000.00
A-5 110,678.15 110,678.15 0.00 0.00 17,150,000.00
A-6 129,070.72 129,070.72 0.00 0.00 20,000,000.00
A-7 141,255.00 141,255.00 0.00 0.00 21,888,000.00
A-P 0.00 295.42 0.00 0.00 246,525.18
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 63,302.84 69,438.74 0.00 0.00 9,802,880.99
M-2 18,286.95 20,059.49 0.00 0.00 2,831,859.35
M-3 15,473.37 16,973.19 0.00 0.00 2,396,158.07
IO-A 126,228.42 126,228.42 0.00 0.00 0.00
IO-B 747.79 747.79 0.00 0.00 0.00
B-1 9,143.15 10,029.39 0.00 0.00 1,415,879.92
B-2 4,220.36 4,629.44 0.00 0.00 653,551.93
B-3 5,626.69 6,172.10 0.00 0.00 871,330.95
-------------------------------------------------------------------------------
1,424,678.28 3,582,068.06 0.00 0.00 199,173,310.08
===============================================================================
Run: 10/27/00 07:11:15
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2(POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4425
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 748.679809 30.866147 4.831632 35.697779 0.000000 717.813662
A-2 834.954673 20.270211 5.388410 25.658621 0.000000 814.684463
A-3 1000.000000 0.000000 6.453536 6.453536 0.000000 1000.000000
A-4 1000.000000 0.000000 6.453536 6.453536 0.000000 1000.000000
A-5 1000.000000 0.000000 6.453536 6.453536 0.000000 1000.000000
A-6 1000.000000 0.000000 6.453536 6.453536 0.000000 1000.000000
A-7 1000.000000 0.000000 6.453536 6.453536 0.000000 1000.000000
A-P 985.289435 1.179295 0.000000 1.179295 0.000000 984.110141
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 995.829168 0.622928 6.426619 7.049547 0.000000 995.206241
M-2 995.829165 0.622927 6.426621 7.049548 0.000000 995.206238
M-3 995.829169 0.622926 6.426619 7.049545 0.000000 995.206243
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 995.829170 0.622928 6.426618 7.049546 0.000000 995.206242
B-2 995.829161 0.622933 6.426618 7.049551 0.000000 995.206228
B-3 995.829203 0.622927 6.426625 7.049552 0.000000 995.206253
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:15 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2 (POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4425
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,818.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,555.10
SUBSERVICER ADVANCES THIS MONTH 52,568.95
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 4,483,563.08
(B) TWO MONTHLY PAYMENTS: 6 657,912.37
(C) THREE OR MORE MONTHLY PAYMENTS: 9 713,131.13
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 586,708.28
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 199,173,310.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,428
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,031,386.65
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.05701050 % 7.47961800 % 1.46337120 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.96569060 % 7.54664287 % 1.47831410 %
BANKRUPTCY AMOUNT AVAILABLE 157,492.00
FRAUD AMOUNT AVAILABLE 4,377,639.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,188,819.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.81857718
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 347.45
POOL TRADING FACTOR: 90.99577417
................................................................................
Run: 10/27/00 07:11:16 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS3(POOL # 4432)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4432
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F5F6 115,869,000.00 92,176,425.19 7.750000 % 2,578,753.06
A-2 76110F5G4 40,867,000.00 40,867,000.00 7.750000 % 0.00
A-3 76110F5J8 21,838,000.00 21,838,000.00 7.750000 % 0.00
A-4 76110F5K5 21,838,000.00 21,838,000.00 7.750000 % 0.00
A-P 76110F5L3 499,056.21 491,729.52 0.000000 % 527.17
R-I 76110F5M1 100.00 0.00 7.750000 % 0.00
R-II 76110F5N9 100.00 0.00 7.750000 % 0.00
M-1 76110F5P4 9,281,800.00 9,246,598.19 7.750000 % 5,795.90
M-2 76110F5Q2 2,839,000.00 2,828,232.91 7.750000 % 1,772.78
M-3 76110F5R0 2,402,200.00 2,393,089.51 7.750000 % 1,500.02
IO-A 0.00 0.00 0.864722 % 0.00
IO-B 0.00 0.00 0.864722 % 0.00
B-1 76110F5S8 1,419,500.00 1,414,116.46 7.750000 % 886.39
B-2 76110F5T6 655,100.00 652,615.50 7.750000 % 409.07
B-3 76110F5U3 873,616.21 870,302.94 7.750000 % 545.50
-------------------------------------------------------------------------------
218,382,472.42 194,616,110.22 2,590,189.89
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 595,189.74 3,173,942.80 0.00 0.00 89,597,672.13
A-2 263,881.13 263,881.13 0.00 0.00 40,867,000.00
A-3 141,009.52 141,009.52 0.00 0.00 21,838,000.00
A-4 141,009.52 141,009.52 0.00 0.00 21,838,000.00
A-P 0.00 527.17 0.00 0.00 491,202.35
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 59,705.94 65,501.84 0.00 0.00 9,240,802.29
M-2 18,262.10 20,034.88 0.00 0.00 2,826,460.13
M-3 15,452.35 16,952.37 0.00 0.00 2,391,589.49
IO-A 139,859.01 139,859.01 0.00 0.00 0.00
IO-B 0.00 0.00 0.00 0.00 0.00
B-1 9,131.06 10,017.45 0.00 0.00 1,413,230.07
B-2 4,213.99 4,623.06 0.00 0.00 652,206.43
B-3 5,619.61 6,165.11 0.00 0.00 869,757.44
-------------------------------------------------------------------------------
1,393,333.97 3,983,523.86 0.00 0.00 192,025,920.33
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 795.522747 22.255763 5.136747 27.392510 0.000000 773.266984
A-2 1000.000000 0.000000 6.457071 6.457071 0.000000 1000.000000
A-3 1000.000000 0.000000 6.457071 6.457071 0.000000 1000.000000
A-4 1000.000000 0.000000 6.457071 6.457071 0.000000 1000.000000
A-P 985.318908 1.056334 0.000000 1.056334 0.000000 984.262574
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 996.207437 0.624437 6.432582 7.057019 0.000000 995.583000
M-2 996.207436 0.624438 6.432582 7.057020 0.000000 995.582998
M-3 996.207439 0.624436 6.432583 7.057019 0.000000 995.583003
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 996.207439 0.624438 6.432589 7.057027 0.000000 995.583001
B-2 996.207449 0.624439 6.432590 7.057029 0.000000 995.583010
B-3 996.207408 0.624393 6.432584 7.056977 0.000000 995.582992
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:16 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS3 (POOL # 4432)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4432
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 40,318.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,092.04
SUBSERVICER ADVANCES THIS MONTH 45,117.28
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 2,855,646.18
(B) TWO MONTHLY PAYMENTS: 7 1,169,279.42
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,425,181.68
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 223,852.23
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 192,025,920.33
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,429
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,468,067.87
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.03412180 % 7.45291300 % 1.51296550 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.91859370 % 7.52963552 % 1.53246050 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 4,367,649.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,183,825.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.91882685
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 348.01
POOL TRADING FACTOR: 87.93101305
................................................................................
Run: 10/27/00 07:11:21 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4(POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4433
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110F4T7 80,517,000.00 76,057,596.52 7.500000 % 895,300.81
NB 76110F4U4 21,235,000.00 17,953,451.85 7.500000 % 265,340.53
A-P 76110F4V2 933,718.95 886,262.42 0.000000 % 3,722.09
R-I 76110F4WO 100.00 0.00 7.500000 % 0.00
R-II 76110F4X8 100.00 0.00 7.500000 % 0.00
M-1 76110F4Y6 3,459,000.00 3,394,898.41 7.500000 % 11,001.00
M-2 76110F4Z3 649,000.00 636,972.86 7.500000 % 2,064.08
M-3 76110F5D1 487,000.00 477,975.00 7.500000 % 1,548.85
IO-A 0.00 0.00 0.543985 % 0.00
IO-B 0.00 0.00 0.543985 % 0.00
B-1 76110F5A7 324,300.00 318,290.13 7.500000 % 1,031.40
B-2 76110F5B5 216,200.00 212,193.42 7.500000 % 687.60
B-3 76110F5C3 270,246.88 265,235.71 7.500000 % 859.48
-------------------------------------------------------------------------------
108,091,665.83 100,202,876.32 1,181,555.84
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 475,123.07 1,370,423.88 0.00 0.00 75,162,295.71
NB 112,132.80 377,473.33 0.00 0.00 17,688,111.32
A-P 0.00 3,722.09 0.00 0.00 882,540.33
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 21,205.86 32,206.86 0.00 0.00 3,383,897.41
M-2 3,978.78 6,042.86 0.00 0.00 634,908.78
M-3 2,985.61 4,534.46 0.00 0.00 476,426.15
IO-A 41,500.76 41,500.76 0.00 0.00 0.00
IO-B 3,497.51 3,497.51 0.00 0.00 0.00
B-1 1,988.16 3,019.56 0.00 0.00 317,258.73
B-2 1,325.44 2,013.04 0.00 0.00 211,505.82
B-3 1,656.76 2,516.24 0.00 0.00 264,376.23
-------------------------------------------------------------------------------
665,394.75 1,846,950.59 0.00 0.00 99,021,320.48
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 944.615380 11.119401 5.900904 17.020305 0.000000 933.495979
NB 845.465121 12.495433 5.280565 17.775998 0.000000 832.969688
A-P 949.174717 3.986305 0.000000 3.986305 0.000000 945.188412
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 981.468173 3.180399 6.130633 9.311032 0.000000 978.287774
M-2 981.468197 3.180401 6.130632 9.311033 0.000000 978.287797
M-3 981.468172 3.180390 6.130616 9.311006 0.000000 978.287782
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 981.468178 3.180389 6.130620 9.311009 0.000000 978.287789
B-2 981.468178 3.180389 6.130620 9.311009 0.000000 978.287789
B-3 981.457066 3.180351 6.130543 9.310894 0.000000 978.276708
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:21 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,777.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,985.59
SUBSERVICER ADVANCES THIS MONTH 4,041.96
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 181,743.38
(B) TWO MONTHLY PAYMENTS: 2 155,076.71
(C) THREE OR MORE MONTHLY PAYMENTS: 2 72,209.86
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 99,021,320.48
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 985
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 856,837.92
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.65792750 % 4.50071500 % 0.79410820 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.61133190 % 4.53966107 % 0.80818280 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.29108100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 165.89
POOL TRADING FACTOR: 91.60865430
Run: 10/27/00 07:11:21 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,733.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,440.87
SUBSERVICER ADVANCES THIS MONTH 4,041.96
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 181,743.38
(B) TWO MONTHLY PAYMENTS: 2 155,076.71
(C) THREE OR MORE MONTHLY PAYMENTS: 2 72,209.86
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 79,799,758.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 928
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 653,180.01
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.78240850 % 4.54087800 % 0.80119450 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.73946290 % 4.58048524 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.38975825
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 166.03
POOL TRADING FACTOR: 93.58377712
Run: 10/27/00 07:11:21 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,043.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 544.72
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 19,221,561.90
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 57
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 203,657.91
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.13419360 % 4.54087800 % 0.80119450 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.07071490 % 4.58048526 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.88141564
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 165.31
POOL TRADING FACTOR: 84.22849899
................................................................................
Run: 10/27/00 07:11:16 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS5(POOL # 4438)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4438
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F5V1 92,675,000.00 90,095,201.17 7.750000 % 694,372.93
A-2 76110F5W9 74,478,000.00 62,346,346.06 7.750000 % 2,786,105.27
A-3 76110F5X7 10,750,000.00 10,750,000.00 7.750000 % 0.00
A-4 76110F5Y5 21,700,000.00 21,700,000.00 7.750000 % 0.00
A-5 76110F5Z2 1,075,000.00 0.00 7.750000 % 0.00
A-P 76110F6A6 145,114.60 143,161.17 0.000000 % 156.45
A-V 76110F6B4 0.00 0.00 0.986787 % 0.00
R 76110F6C2 100.00 0.00 7.750000 % 0.00
M-1 76110F6D0 8,141,800.00 8,118,898.84 7.750000 % 4,740.88
M-2 76110F6E8 2,822,400.00 2,814,461.19 7.750000 % 1,643.45
M-3 76110F6F5 2,388,200.00 2,381,482.49 7.750000 % 1,390.62
B-1 76110F6G3 1,411,200.00 1,407,230.59 7.750000 % 821.73
B-2 76110F6H1 651,400.00 649,567.74 7.750000 % 379.30
B-3 76110F6J7 868,514.12 866,071.20 7.750000 % 505.74
-------------------------------------------------------------------------------
217,106,728.72 201,272,420.45 3,490,116.37
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 581,734.22 1,276,107.15 0.00 0.00 89,400,828.24
A-2 402,563.09 3,188,668.36 0.00 0.00 59,560,240.79
A-3 69,411.50 69,411.50 0.00 0.00 10,750,000.00
A-4 140,114.37 140,114.37 0.00 0.00 21,700,000.00
A-5 0.00 0.00 0.00 0.00 0.00
A-P 0.00 156.45 0.00 0.00 143,004.72
A-V 165,473.67 165,473.67 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 52,422.79 57,163.67 0.00 0.00 8,114,157.96
M-2 18,172.65 19,816.10 0.00 0.00 2,812,817.74
M-3 15,376.96 16,767.58 0.00 0.00 2,380,091.87
B-1 9,086.32 9,908.05 0.00 0.00 1,406,408.86
B-2 4,194.18 4,573.48 0.00 0.00 649,188.44
B-3 5,592.12 6,097.86 0.00 0.00 865,565.46
-------------------------------------------------------------------------------
1,464,141.87 4,954,258.24 0.00 0.00 197,782,304.08
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 972.162948 7.492559 6.277143 13.769702 0.000000 964.670388
A-2 837.110906 37.408433 5.405128 42.813561 0.000000 799.702473
A-3 1000.000000 0.000000 6.456884 6.456884 0.000000 1000.000000
A-4 1000.000000 0.000000 6.456883 6.456883 0.000000 1000.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-P 986.538708 1.078113 0.000000 1.078113 0.000000 985.460595
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 997.187212 0.582289 6.438722 7.021011 0.000000 996.604923
M-2 997.187213 0.582288 6.438722 7.021010 0.000000 996.604925
M-3 997.187208 0.582288 6.438724 7.021012 0.000000 996.604920
B-1 997.187209 0.582292 6.438719 7.021011 0.000000 996.604918
B-2 997.187197 0.582284 6.438717 7.021001 0.000000 996.604913
B-3 997.187242 0.582293 6.438721 7.021014 0.000000 996.604937
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:17 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS5 (POOL # 4438)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4438
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,760.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,390.39
SUBSERVICER ADVANCES THIS MONTH 61,163.64
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 4,500,098.77
(B) TWO MONTHLY PAYMENTS: 8 1,057,511.32
(C) THREE OR MORE MONTHLY PAYMENTS: 7 1,210,289.33
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 753,880.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 197,782,304.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,409
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,372,553.45
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.92672810 % 6.62004300 % 1.45322940 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.78896590 % 6.72813861 % 1.47802730 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 4,342,135.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,171,067.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.05695017
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 349.37
POOL TRADING FACTOR: 91.09911298
................................................................................
Run: 10/27/00 07:11:17 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS6(POOL # 4440)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4440
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F6K4 92,574,000.00 90,634,080.50 7.750000 % 634,784.38
A-2 76110F6L2 75,000,000.00 62,236,045.33 7.750000 % 1,941,696.20
A-3 76110F6M0 10,750,000.00 10,750,000.00 7.750000 % 0.00
A-4 76110F6N8 21,500,000.00 21,500,000.00 7.750000 % 0.00
A-5 76110F6P3 1,075,000.00 0.00 7.750000 % 0.00
A-P 76110F6Q1 75,687.86 75,366.99 0.000000 % 2,424.39
A-V 76110F6R9 0.00 0.00 1.017697 % 0.00
R 76110F6S7 100.00 0.00 7.750000 % 0.00
M-1 76110F6T5 8,714,800.00 8,695,740.85 7.750000 % 4,908.05
M-2 76110F6U2 2,723,300.00 2,717,344.18 7.750000 % 1,533.72
M-3 76110F6V0 2,505,400.00 2,499,920.73 7.750000 % 1,411.00
B-1 76110F6W8 1,416,100.00 1,413,003.01 7.750000 % 797.53
B-2 76110F6X6 653,600.00 652,170.58 7.750000 % 368.10
B-3 76110F6Y4 871,524.04 869,618.02 7.750000 % 490.82
-------------------------------------------------------------------------------
217,859,511.90 202,043,290.19 2,588,414.19
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 585,258.68 1,220,043.06 0.00 0.00 89,999,296.12
A-2 401,881.79 2,343,577.99 0.00 0.00 60,294,349.13
A-3 69,416.83 69,416.83 0.00 0.00 10,750,000.00
A-4 138,833.67 138,833.67 0.00 0.00 21,500,000.00
A-5 0.00 0.00 0.00 0.00 0.00
A-P 0.00 2,424.39 0.00 0.00 72,942.60
A-V 171,323.80 171,323.80 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 56,151.70 61,059.75 0.00 0.00 8,690,832.80
M-2 17,546.92 19,080.64 0.00 0.00 2,715,810.46
M-3 16,142.94 17,553.94 0.00 0.00 2,498,509.73
B-1 9,124.29 9,921.82 0.00 0.00 1,412,205.48
B-2 4,211.31 4,579.41 0.00 0.00 651,802.48
B-3 5,615.45 6,106.27 0.00 0.00 869,127.20
-------------------------------------------------------------------------------
1,475,507.38 4,063,921.57 0.00 0.00 199,454,876.00
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 979.044662 6.857048 6.322063 13.179111 0.000000 972.187613
A-2 829.813938 25.889283 5.358424 31.247707 0.000000 803.924655
A-3 1000.000000 0.000000 6.457380 6.457380 0.000000 1000.000000
A-4 1000.000000 0.000000 6.457380 6.457380 0.000000 1000.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-P 995.760615 32.031425 0.000000 32.031425 0.000000 963.729190
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 997.813013 0.563186 6.443257 7.006443 0.000000 997.249828
M-2 997.813014 0.563184 6.443256 7.006440 0.000000 997.249829
M-3 997.813016 0.563184 6.443259 7.006443 0.000000 997.249832
B-1 997.813015 0.563188 6.443253 7.006441 0.000000 997.249827
B-2 997.813005 0.563188 6.443253 7.006441 0.000000 997.249816
B-3 997.813004 0.563186 6.443253 7.006439 0.000000 997.249829
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:17 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS6 (POOL # 4440)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4440
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,845.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,124.78
SUBSERVICER ADVANCES THIS MONTH 34,362.02
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 2,858,601.63
(B) TWO MONTHLY PAYMENTS: 8 762,439.70
(C) THREE OR MORE MONTHLY PAYMENTS: 4 668,510.14
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 199,454,876.00
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,415
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,474,361.14
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.65818160 % 6.88872100 % 1.45309790 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.55475730 % 6.97157837 % 1.47111380 %
BANKRUPTCY AMOUNT AVAILABLE 125,000.00
FRAUD AMOUNT AVAILABLE 4,357,190.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,178,595.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.09211087
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 351.91
POOL TRADING FACTOR: 91.55206227
................................................................................
Run: 10/27/00 07:11:18 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS7(POOL # 4444)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4444
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110GAA9 75,000,000.00 69,095,596.05 8.000000 % 2,437,743.11
A-2 76110GAB7 91,363,000.00 87,011,865.45 8.000000 % 1,778,332.00
A-3 76110GAC5 12,000,000.00 12,241,446.43 8.000000 % 0.00
A-4 76110GAD3 8,245,652.00 8,245,652.00 8.000000 % 0.00
A-5 76110GAE1 4,771,000.00 4,771,000.00 8.000000 % 0.00
A-6 76110GAF8 2,164,000.00 2,164,000.00 8.000000 % 0.00
A-7 76110GAG6 4,572,000.00 4,572,000.00 8.000000 % 0.00
A-8 76110GAH4 2,407,000.00 2,407,000.00 8.000000 % 0.00
A-9 76110GAJ0 2,390,348.00 2,390,348.00 8.000000 % 0.00
A-10 76110GAK7 24,550,000.00 24,550,000.00 8.000000 % 0.00
A-P 76110GAL5 208,784.27 208,233.59 0.000000 % 183.13
A-V 76110GAM3 0.00 0.00 0.781751 % 0.00
R 76110GAN1 100.00 0.00 8.000000 % 0.00
M-1 76110GAP6 8,468,700.00 8,454,549.76 8.000000 % 4,721.52
M-2 76110GAQ4 3,068,400.00 3,063,273.05 8.000000 % 1,710.71
M-3 76110GAR2 2,822,900.00 2,818,183.25 8.000000 % 1,573.84
B-1 76110GAS0 1,595,600.00 1,592,933.93 8.000000 % 889.59
B-2 76110GAT8 736,500.00 735,269.40 8.000000 % 410.62
B-3 76110GAU5 1,104,669.96 1,102,824.18 8.000000 % 615.89
-------------------------------------------------------------------------------
245,468,654.23 235,424,175.09 4,226,180.41
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 460,417.75 2,898,160.86 0.00 0.00 66,657,852.94
A-2 579,802.61 2,358,134.61 0.00 0.00 85,233,533.45
A-3 0.00 0.00 81,570.74 0.00 12,323,017.17
A-4 54,944.81 54,944.81 0.00 0.00 8,245,652.00
A-5 31,791.51 31,791.51 0.00 0.00 4,771,000.00
A-6 14,419.79 14,419.79 0.00 0.00 2,164,000.00
A-7 30,465.47 30,465.47 0.00 0.00 4,572,000.00
A-8 16,039.02 16,039.02 0.00 0.00 2,407,000.00
A-9 15,928.05 15,928.05 0.00 0.00 2,390,348.00
A-10 163,588.66 163,588.66 0.00 0.00 24,550,000.00
A-P 0.00 183.13 0.00 0.00 208,050.46
A-V 153,296.15 153,296.15 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 56,336.80 61,058.32 0.00 0.00 8,449,828.24
M-2 20,412.09 22,122.80 0.00 0.00 3,061,562.34
M-3 18,778.93 20,352.77 0.00 0.00 2,816,609.41
B-1 10,614.50 11,504.09 0.00 0.00 1,592,044.34
B-2 4,899.46 5,310.08 0.00 0.00 734,858.78
B-3 7,348.66 7,964.55 0.00 0.00 1,102,208.29
-------------------------------------------------------------------------------
1,639,084.26 5,865,264.67 81,570.74 0.00 231,279,565.42
===============================================================================
Run: 10/27/00 07:11:18
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS7(POOL # 4444)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4444
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 921.274614 32.503241 6.138903 38.642144 0.000000 888.771373
A-2 952.375310 19.464466 6.346142 25.810608 0.000000 932.910844
A-3 1020.120536 0.000000 0.000000 0.000000 6.797562 1026.918098
A-4 1000.000000 0.000000 6.663489 6.663489 0.000000 1000.000000
A-5 1000.000000 0.000000 6.663490 6.663490 0.000000 1000.000000
A-6 1000.000000 0.000000 6.663489 6.663489 0.000000 1000.000000
A-7 1000.000000 0.000000 6.663489 6.663489 0.000000 1000.000000
A-8 1000.000000 0.000000 6.663490 6.663490 0.000000 1000.000000
A-9 1000.000000 0.000000 6.663486 6.663486 0.000000 1000.000000
A-10 1000.000000 0.000000 6.663489 6.663489 0.000000 1000.000000
A-P 997.362445 0.877125 0.000000 0.877125 0.000000 996.485320
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 998.329113 0.557526 6.652355 7.209881 0.000000 997.771587
M-2 998.329113 0.557525 6.652356 7.209881 0.000000 997.771588
M-3 998.329112 0.557526 6.652354 7.209880 0.000000 997.771586
B-1 998.329111 0.557527 6.652356 7.209883 0.000000 997.771584
B-2 998.329124 0.557529 6.652356 7.209885 0.000000 997.771595
B-3 998.329112 0.557524 6.652358 7.209882 0.000000 997.771579
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:18 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS7 (POOL # 4444)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4444
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 48,932.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 21,762.31
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,266,077.34
(B) TWO MONTHLY PAYMENTS: 5 354,751.03
(C) THREE OR MORE MONTHLY PAYMENTS: 1 49,377.55
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 75,956.28
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 231,279,565.42
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,580
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,013,080.43
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.44650110 % 6.09482800 % 1.45867130 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.31531790 % 6.19509984 % 1.48400440 %
BANKRUPTCY AMOUNT AVAILABLE 130,000.00
FRAUD AMOUNT AVAILABLE 4,909,373.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,454,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.10093280
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 352.54
POOL TRADING FACTOR: 94.21959237
................................................................................
Run: 10/27/00 07:11:18 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS8(POOL # 4449)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4449
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110GAV3 126,200,000.00 120,823,395.35 8.000000 % 1,636,239.54
A-2 76110GAW1 32,800,000.00 31,402,594.03 8.000000 % 425,266.69
A-3 76110GAX9 21,638,000.00 21,638,000.00 8.000000 % 0.00
A-4 76110GAY7 20,000,000.00 20,000,000.00 8.000000 % 0.00
A-P 76110GAZ4 225,655.38 225,265.23 0.000000 % 202.97
A-V 76110GBA8 0.00 0.00 0.977484 % 0.00
R 76110GBB6 100.00 0.00 8.000000 % 0.00
M-1 76110GBC4 7,471,800.00 7,463,927.30 8.000000 % 4,039.84
M-2 76110GBD2 2,707,100.00 2,704,247.65 8.000000 % 1,463.67
M-3 76110GBE0 2,490,500.00 2,487,875.87 8.000000 % 1,346.56
B-1 76110GBF7 1,407,600.00 1,406,116.88 8.000000 % 761.06
B-2 76110GBG5 649,700.00 649,015.44 8.000000 % 351.28
B-3 76110GBH3 974,632.96 973,606.03 8.000000 % 526.96
-------------------------------------------------------------------------------
216,565,088.34 209,774,043.78 2,070,198.57
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 805,317.46 2,441,557.00 0.00 0.00 119,187,155.81
A-2 209,305.97 634,572.66 0.00 0.00 30,977,327.34
A-3 144,222.55 144,222.55 0.00 0.00 21,638,000.00
A-4 133,304.88 133,304.88 0.00 0.00 20,000,000.00
A-P 0.00 202.97 0.00 0.00 225,062.26
A-V 170,839.21 170,839.21 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 49,748.90 53,788.74 0.00 0.00 7,459,887.46
M-2 18,024.47 19,488.14 0.00 0.00 2,702,783.98
M-3 16,582.30 17,928.86 0.00 0.00 2,486,529.31
B-1 9,372.11 10,133.17 0.00 0.00 1,405,355.82
B-2 4,325.85 4,677.13 0.00 0.00 648,664.16
B-3 6,489.33 7,016.29 0.00 0.00 973,079.07
-------------------------------------------------------------------------------
1,567,533.03 3,637,731.60 0.00 0.00 207,703,845.21
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 957.396160 12.965448 6.381279 19.346727 0.000000 944.430712
A-2 957.396159 12.965448 6.381280 19.346728 0.000000 944.430712
A-3 1000.000000 0.000000 6.665244 6.665244 0.000000 1000.000000
A-4 1000.000000 0.000000 6.665244 6.665244 0.000000 1000.000000
A-P 998.271036 0.899469 0.000000 0.899469 0.000000 997.371567
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 998.946345 0.540678 6.658222 7.198900 0.000000 998.405667
M-2 998.946345 0.540678 6.658221 7.198899 0.000000 998.405667
M-3 998.946344 0.540679 6.658221 7.198900 0.000000 998.405666
B-1 998.946348 0.540679 6.658220 7.198899 0.000000 998.405669
B-2 998.946344 0.540680 6.658227 7.198907 0.000000 998.405664
B-3 998.946342 0.540675 6.658230 7.198905 0.000000 998.405666
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:18 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS8 (POOL # 4449)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4449
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,617.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,467.88
SUBSERVICER ADVANCES THIS MONTH 55,228.47
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 5,065,618.23
(B) TWO MONTHLY PAYMENTS: 8 1,331,178.74
(C) THREE OR MORE MONTHLY PAYMENTS: 1 171,000.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 207,703,845.21
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,358
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,956,587.84
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.51496990 % 6.03966800 % 1.44536200 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.44438420 % 6.09001761 % 1.45899210 %
BANKRUPTCY AMOUNT AVAILABLE 300,000.00
FRAUD AMOUNT AVAILABLE 4,331,302.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,165,651.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.29475828
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 353.68
POOL TRADING FACTOR: 95.90827718
................................................................................
Run: 10/27/00 07:11:18 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS9(POOL # 4452)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4452
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110GBJ9 92,256,000.00 91,808,333.00 7.750000 % 507,720.69
HJ 76110GBK6 0.00 0.00 0.250000 % 0.00
A-2 76110GBL4 75,000,000.00 74,067,287.62 8.000000 % 3,305,778.65
A-3 76110GBM2 1,903,000.00 1,903,000.00 8.000000 % 0.00
A-4 76110GBN0 21,500,000.00 21,500,000.00 8.000000 % 0.00
A-5 76110GBP5 1,075,000.00 0.00 8.000000 % 0.00
A-6 76110GBQ3 750,000.00 750,000.00 8.000000 % 0.00
A-7 76110GBR1 2,500,000.00 2,500,000.00 8.000000 % 0.00
A-8 76110GBS9 5,597,000.00 5,597,000.00 8.000000 % 0.00
A-9 76110GBT7 45,320,000.00 44,707,883.96 8.000000 % 950,612.36
A-10 76110GBU4 4,680,000.00 4,680,000.00 8.000000 % 0.00
A-P 76110GBV2 221,969.92 221,771.41 0.000000 % 228.96
A-V 76110GBW0 0.00 0.00 0.946420 % 0.00
R-I 76110GBX8 100.00 0.00 8.000000 % 0.00
R-II 76110GBY6 100.00 0.00 8.000000 % 0.00
M-1 76110GBZ3 9,329,300.00 9,324,434.41 8.000000 % 4,881.00
M-2 76110GCA7 3,380,200.00 3,378,437.09 8.000000 % 1,768.49
M-3 76110GCB5 3,109,700.00 3,108,078.17 8.000000 % 1,626.96
B-1 76110GCC3 1,757,600.00 1,756,683.34 8.000000 % 919.56
B-2 76110GCD1 811,200.00 810,776.93 8.000000 % 424.41
B-3 76110GCE9 1,216,935.14 1,216,300.46 8.000000 % 636.68
-------------------------------------------------------------------------------
270,408,105.06 267,329,986.39 4,774,597.76
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 591,613.64 1,099,334.33 0.00 0.00 91,300,612.31
HJ 19,084.31 19,084.31 0.00 0.00 0.00
A-2 492,686.65 3,798,465.30 0.00 0.00 70,761,508.97
A-3 12,658.53 12,658.53 0.00 0.00 1,903,000.00
A-4 143,015.40 143,015.40 0.00 0.00 21,500,000.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 4,988.91 4,988.91 0.00 0.00 750,000.00
A-7 16,629.70 16,629.70 0.00 0.00 2,500,000.00
A-8 37,230.56 37,230.56 0.00 0.00 5,597,000.00
A-9 297,391.45 1,248,003.81 0.00 0.00 43,757,271.60
A-10 31,130.79 31,130.79 0.00 0.00 4,680,000.00
A-P 0.00 228.96 0.00 0.00 221,542.45
A-V 210,371.10 210,371.10 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 62,025.02 66,906.02 0.00 0.00 9,319,553.41
M-2 22,472.95 24,241.44 0.00 0.00 3,376,668.60
M-3 20,674.56 22,301.52 0.00 0.00 3,106,451.21
B-1 11,685.24 12,604.80 0.00 0.00 1,755,763.78
B-2 5,393.19 5,817.60 0.00 0.00 810,352.52
B-3 8,090.68 8,727.36 0.00 0.00 1,215,663.78
-------------------------------------------------------------------------------
1,987,142.68 6,761,740.44 0.00 0.00 262,555,388.63
===============================================================================
Run: 10/27/00 07:11:18
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS9(POOL # 4452)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4452
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 995.147557 5.503389 6.412739 11.916128 0.000000 989.644167
HJ 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 987.563835 44.077049 6.569155 50.646204 0.000000 943.486786
A-3 1000.000000 0.000000 6.651881 6.651881 0.000000 1000.000000
A-4 1000.000000 0.000000 6.651879 6.651879 0.000000 1000.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 1000.000000 0.000000 6.651880 6.651880 0.000000 1000.000000
A-7 1000.000000 0.000000 6.651880 6.651880 0.000000 1000.000000
A-8 1000.000000 0.000000 6.651878 6.651878 0.000000 1000.000000
A-9 986.493468 20.975560 6.562036 27.537596 0.000000 965.517908
A-10 1000.000000 0.000000 6.651878 6.651878 0.000000 1000.000000
A-P 999.105690 1.031491 0.000000 1.031491 0.000000 998.074199
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 999.478461 0.523190 6.648411 7.171601 0.000000 998.955271
M-2 999.478460 0.523191 6.648408 7.171599 0.000000 998.955269
M-3 999.478461 0.523189 6.648410 7.171599 0.000000 998.955272
B-1 999.478459 0.523191 6.648407 7.171598 0.000000 998.955269
B-2 999.478464 0.523188 6.648410 7.171598 0.000000 998.955276
B-3 999.478460 0.523183 6.648407 7.171590 0.000000 998.955277
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:19 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS9 (POOL # 4452)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4452
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 56,344.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,448.48
SUBSERVICER ADVANCES THIS MONTH 79,702.84
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 40 7,485,177.98
(B) TWO MONTHLY PAYMENTS: 8 2,235,636.25
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 262,555,388.63
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,723
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,634,582.35
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.66413040 % 5.91930500 % 1.41656470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.53453050 % 6.01879600 % 1.44159060 %
BANKRUPTCY AMOUNT AVAILABLE 160,000.00
FRAUD AMOUNT AVAILABLE 5,408,162.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,704,081.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.26940827
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 355.64
POOL TRADING FACTOR: 97.09597594
................................................................................
Run: 10/27/00 07:11:19 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS10(POOL # 4455)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4455
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110GCF6 75,000,000.00 75,000,000.00 8.000000 % 361,296.03
A-1A 76110GCG4 17,454,000.00 17,454,000.00 7.500000 % 84,080.81
A-1B 76110GCH2 0.00 0.00 0.500000 % 0.00
A-2 76110GCJ8 75,000,000.00 75,000,000.00 8.000000 % 2,284,149.40
A-3 76110GCK5 10,749,000.00 10,749,000.00 8.000000 % 0.00
A-4 76110GCL3 21,500,000.00 21,500,000.00 8.000000 % 0.00
A-5 76110GCM1 1,075,000.00 1,075,000.00 8.000000 % 1,082,164.03
A-6 76110GCN9 31,250,000.00 31,250,000.00 7.250000 % 455,627.05
A-6A 76110GCP4 0.00 0.00 0.750000 % 0.00
A-7 76110GCQ2 33,000,000.00 33,000,000.00 8.000000 % 215,345.73
A-8 76110GCR0 10,000,000.00 10,000,000.00 8.000000 % 0.00
A-9 76110GCS8 750,000.00 750,000.00 8.000000 % 754,998.16
A-P 76110GCT6 51,480.72 51,480.72 0.000000 % 37.39
A-V 76110GCU3 0.00 0.00 0.845486 % 0.00
R-I 76110GCV1 100.00 100.00 8.000000 % 100.00
R-II 76110GCW9 100.00 100.00 8.000000 % 100.00
M-1 76110GCX7 10,260,400.00 10,260,400.00 8.000000 % 5,470.98
M-2 76110GCY5 3,717,400.00 3,717,400.00 8.000000 % 1,982.16
M-3 76110GCZ2 3,420,000.00 3,420,000.00 8.000000 % 1,823.59
B-1 76110GDA6 1,933,000.00 1,933,000.00 8.000000 % 1,030.70
B-2 76110GDB4 892,200.00 892,200.00 8.000000 % 475.73
B-3 76110GDC2 1,338,301.06 1,338,301.06 8.000000 % 713.60
-------------------------------------------------------------------------------
297,390,981.78 297,390,981.78 5,249,395.36
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 499,815.64 861,111.67 0.00 0.00 74,638,703.97
A-1A 109,047.28 193,128.09 0.00 0.00 17,369,919.19
A-1B 7,269.82 7,269.82 0.00 0.00 0.00
A-2 499,815.64 2,783,965.04 0.00 0.00 72,715,850.60
A-3 71,633.58 71,633.58 0.00 0.00 10,749,000.00
A-4 143,280.48 143,280.48 0.00 0.00 21,500,000.00
A-5 0.00 1,082,164.03 7,164.03 0.00 0.00
A-6 188,732.47 644,359.52 0.00 0.00 30,794,372.95
A-6A 19,524.05 19,524.05 0.00 0.00 0.00
A-7 219,918.88 435,264.61 0.00 0.00 32,784,654.27
A-8 66,642.09 66,642.09 0.00 0.00 10,000,000.00
A-9 0.00 754,998.16 4,998.16 0.00 0.00
A-P 0.00 37.39 0.00 0.00 51,443.33
A-V 209,455.95 209,455.95 0.00 0.00 0.00
R-I 0.67 100.67 0.00 0.00 0.00
R-II 0.67 100.67 0.00 0.00 0.00
M-1 68,377.45 73,848.43 0.00 0.00 10,254,929.02
M-2 24,773.53 26,755.69 0.00 0.00 3,715,417.84
M-3 22,791.59 24,615.18 0.00 0.00 3,418,176.41
B-1 12,881.92 13,912.62 0.00 0.00 1,931,969.30
B-2 5,945.81 6,421.54 0.00 0.00 891,724.27
B-3 8,918.72 9,632.32 0.00 0.00 1,337,587.46
-------------------------------------------------------------------------------
2,178,826.24 7,428,221.60 12,162.19 0.00 292,153,748.61
===============================================================================
Run: 10/27/00 07:11:19
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS10(POOL # 4455)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4455
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 1000.000000 4.817280 6.664209 11.481489 0.000000 995.182720
A-1A 1000.000000 4.817280 6.247696 11.064976 0.000000 995.182720
A-1B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 1000.000000 30.455325 6.664209 37.119534 0.000000 969.544675
A-3 1000.000000 0.000000 6.664209 6.664209 0.000000 1000.000000
A-4 1000.000000 0.000000 6.664208 6.664208 0.000000 1000.000000
A-5 1000.000000 1006.664210 0.000000 1006.664210 6.664214 0.000000
A-6 1000.000000 14.580066 6.039439 20.619505 0.000000 985.419934
A-6A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 1000.000000 6.525628 6.664208 13.189836 0.000000 993.474372
A-8 1000.000000 0.000000 6.664209 6.664209 0.000000 1000.000000
A-9 1000.000000 1006.664210 0.000000 1006.664210 6.664213 0.000000
A-P 1000.000000 0.726291 0.000000 0.726291 0.000000 999.273709
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 1000.000000 1000.000000 6.700000 1006.700000 0.000000 0.000000
R-II 1000.000000 1000.000000 6.700000 1006.700000 0.000000 0.000000
M-1 1000.000000 0.533213 6.664209 7.197422 0.000000 999.466787
M-2 1000.000000 0.533211 6.664209 7.197420 0.000000 999.466789
M-3 1000.000000 0.533213 6.664208 7.197421 0.000000 999.466787
B-1 1000.000000 0.533213 6.664211 7.197424 0.000000 999.466787
B-2 1000.000000 0.533210 6.664212 7.197422 0.000000 999.466790
B-3 1000.000000 0.533213 6.664211 7.197424 0.000000 999.466787
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:19 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS10 (POOL # 4455)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4455
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 61,879.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,170.57
SUBSERVICER ADVANCES THIS MONTH 18,412.28
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 2,239,583.06
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 292,153,748.61
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,848
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 5,078,651.77
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.74859180 % 5.85115700 % 1.40025160 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.62251480 % 5.95183986 % 1.42459710 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 5,947,820.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,973,910.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.16885960
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 356.80
POOL TRADING FACTOR: 98.23894015
................................................................................
Run: 10/27/00 07:11:23 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS11(POOL # 4456)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4456
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110GDD0 59,841,000.00 59,841,000.00 7.500000 % 208,879.51
NB 76110GDE8 41,062,000.00 41,062,000.00 7.500000 % 205,720.43
A-P 76110GDF5 541,504.63 541,504.63 0.000000 % 2,168.37
A-V 76110GDG3 0.00 0.00 0.808393 % 0.00
R 76110GDH1 100.00 100.00 7.500000 % 100.00
M-1 76110GDJ7 2,922,500.00 2,922,500.00 7.500000 % 8,649.39
M-2 76110GDK4 531,100.00 531,100.00 7.500000 % 1,571.84
M-3 76110GDL2 531,100.00 531,100.00 7.500000 % 1,571.84
B-1 76110GDM0 318,700.00 318,700.00 7.500000 % 943.22
B-2 76110GDN8 212,500.00 212,500.00 7.500000 % 628.91
B-3 76110GDP3 265,594.91 265,594.91 7.500000 % 786.05
-------------------------------------------------------------------------------
106,226,099.54 106,226,099.54 431,019.56
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 373,799.45 582,678.96 0.00 0.00 59,632,120.49
NB 256,169.25 461,889.68 0.00 0.00 40,856,279.57
A-P 0.00 2,168.37 0.00 0.00 539,336.26
A-V 71,483.67 71,483.67 0.00 0.00 0.00
R 0.63 100.63 0.00 0.00 0.00
M-1 18,243.82 26,893.21 0.00 0.00 2,913,850.61
M-2 3,315.42 4,887.26 0.00 0.00 529,528.16
M-3 3,315.42 4,887.26 0.00 0.00 529,528.16
B-1 1,989.50 2,932.72 0.00 0.00 317,756.78
B-2 1,326.54 1,955.45 0.00 0.00 211,871.09
B-3 1,657.99 2,444.04 0.00 0.00 264,808.86
-------------------------------------------------------------------------------
731,301.69 1,162,321.25 0.00 0.00 105,795,079.98
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 1000.000000 3.490575 6.246544 9.737119 0.000000 996.509425
NB 1000.000000 5.009995 6.238597 11.248592 0.000000 994.990005
A-P 1000.000000 4.004343 0.000000 4.004343 0.000000 995.995657
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 1000.000000 1000.000000 6.300000 1006.300000 0.000000 0.000000
M-1 1000.000000 2.959586 6.242539 9.202125 0.000000 997.040414
M-2 1000.000000 2.959593 6.242553 9.202146 0.000000 997.040407
M-3 1000.000000 2.959593 6.242553 9.202146 0.000000 997.040407
B-1 1000.000000 2.959586 6.242548 9.202134 0.000000 997.040414
B-2 1000.000000 2.959576 6.242541 9.202117 0.000000 997.040424
B-3 1000.000000 2.959582 6.242552 9.202134 0.000000 997.040418
_______________________________________________________________________________
DETERMINATION DATE 20-October-00
DISTRIBUTION DATE 25-October-00
Run: 10/27/00 07:11:23 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS11 (POOL # 4456)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4456
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 22,121.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,311.72
SUBSERVICER ADVANCES THIS MONTH 11,439.20
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 7 1,035,779.58
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 105,795,079.98
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 865
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 116,261.54
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.47569360 % 3.77037000 % 0.75393670 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.47070450 % 3.75528515 % 0.75476810 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,124,522.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,932,190.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.59438100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 172.13
POOL TRADING FACTOR: 99.59424326
Run: 10/27/00 07:11:23 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS11 (POOL # 4456)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4456
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,106.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,280.63
SUBSERVICER ADVANCES THIS MONTH 8,522.45
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 738,229.91
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 62,650,577.80
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 747
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 34,582.50
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.48509380 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.48259810 % 3.77452744 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,124,522.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,932,190.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.82931366
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 172.03
POOL TRADING FACTOR: 99.65329927
Run: 10/27/00 07:11:23 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS11 (POOL # 4456)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4456
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 9,015.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,031.09
SUBSERVICER ADVANCES THIS MONTH 2,916.75
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 297,549.67
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 43,144,502.18
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 118
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 81,679.04
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.46199760 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.45335050 % 3.77452743 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,124,522.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,932,190.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.25323372
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 172.27
POOL TRADING FACTOR: 99.50861192
................................................................................
