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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-QS1(POOL # 4180)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4180
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FAA1 54,500,000.00 0.00 6.600000 % 0.00
A-2 76110FAB9 82,500,000.00 0.00 6.900000 % 0.00
A-3 76110FAC7 22,250,000.00 0.00 7.300000 % 0.00
A-4 76110FAD5 46,000,000.00 12,949,622.09 7.500000 % 1,533,586.77
A-5 76110FAE3 22,100,000.00 22,100,000.00 7.500000 % 0.00
A-6 76110FAF0 31,109,000.00 31,109,000.00 7.500000 % 0.00
R 514.42 1,154,943.01 0.000000 % 0.00
-------------------------------------------------------------------------------
258,459,514.42 67,313,565.10 1,533,586.77
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 80,935.14 1,614,521.91 0.00 0.00 11,416,035.32
A-5 138,125.00 138,125.00 0.00 0.00 22,100,000.00
A-6 194,431.25 194,431.25 0.00 0.00 31,109,000.00
R 0.00 0.00 50,388.58 0.00 1,205,331.59
-------------------------------------------------------------------------------
413,491.39 1,947,078.16 50,388.58 0.00 65,830,366.91
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 281.513524 33.338843 1.759460 35.098303 0.000000 248.174681
A-5 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-6 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
R ****.****** 0.000000 0.000000 0.000000 ***.****** ****.******
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-QS1 (POOL # 4180)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4180
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,886.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,535.31
SUBSERVICER ADVANCES THIS MONTH 55,407.42
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 52 4,071,912.86
(B) TWO MONTHLY PAYMENTS: 4 403,315.25
(C) THREE OR MORE MONTHLY PAYMENTS: 7 677,821.48
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 989,640.07
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 65,830,366.91
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 864
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,084,201.45
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 98.28423440 % 1.71576560 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 98.16903410 % 1.83096590 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.31158759
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 263.64
POOL TRADING FACTOR: 25.47028190
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1(POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4194
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FAG8 52,015,000.00 0.00 6.000000 % 0.00
A-I-2 76110FAH6 67,186,000.00 0.00 6.250000 % 0.00
A-I-3 76110FAJ2 22,562,000.00 0.00 6.750000 % 0.00
A-I-4 76110FAK9 31,852,000.00 4,535,628.94 6.900000 % 393,030.12
A-I-5 76110FAL7 14,535,000.00 14,535,000.00 7.050000 % 0.00
A-I-6 76110FAM5 18,417,136.00 18,417,136.00 7.250000 % 0.00
A-I-7 76110FAN3 20,000,000.00 20,000,000.00 6.700000 % 0.00
A-II 76110FAQ6 29,374,968.00 6,780,638.07 6.382140 % 578,021.13
R 0.53 1,273,729.01 0.000000 % 18,649.26
-------------------------------------------------------------------------------
255,942,104.53 65,542,132.02 989,700.51
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 26,079.87 419,109.99 0.00 0.00 4,142,598.82
A-I-5 85,393.13 85,393.13 0.00 0.00 14,535,000.00
A-I-6 111,270.20 111,270.20 0.00 0.00 18,417,136.00
A-I-7 111,666.67 111,666.67 0.00 0.00 20,000,000.00
A-II 38,394.94 616,416.07 0.00 0.00 6,202,616.94
R 93,490.05 112,139.31 2,065.87 0.00 1,257,145.62
-------------------------------------------------------------------------------
466,294.86 1,455,995.37 2,065.87 0.00 64,554,497.38
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 142.396990 12.339260 0.818783 13.158043 0.000000 130.057730
A-I-5 1000.000000 0.000000 5.875000 5.875000 0.000000 1000.000000
A-I-6 1000.000000 0.000000 6.041667 6.041667 0.000000 1000.000000
A-I-7 1000.000000 0.000000 5.583334 5.583334 0.000000 1000.000000
A-II 230.830484 19.677336 1.307063 20.984399 0.000000 211.153147
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,919.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 50,606.32
MASTER SERVICER ADVANCES THIS MONTH 6,771.13
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 3,680,699.08
(B) TWO MONTHLY PAYMENTS: 5 484,066.77
(C) THREE OR MORE MONTHLY PAYMENTS: 7 904,853.06
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 1,071,477.48
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 64,554,497.38
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 695
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 836,916.30
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 895,144.32
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 98.05662560 % 1.94337440 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 98.05258240 % 1.94741760 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.01370800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 275.60
POOL TRADING FACTOR: 25.22230467
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,072.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 43,172.82
MASTER SERVICER ADVANCES THIS MONTH 2,159.49
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,262,905.10
(B) TWO MONTHLY PAYMENTS: 3 225,888.06
(C) THREE OR MORE MONTHLY PAYMENTS: 6 772,891.09
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 947,428.28
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 57,911,255.91
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 639
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 230,172.20
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 325,079.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 1.43197590 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.98680432
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 272.89
POOL TRADING FACTOR: 25.56030716
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS1 (POOL # 4194)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4194
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,847.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 7,433.50
MASTER SERVICER ADVANCES THIS MONTH 4,611.64
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 417,793.98
(B) TWO MONTHLY PAYMENTS: 2 258,178.71
(C) THREE OR MORE MONTHLY PAYMENTS: 1 131,961.97
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 124,049.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 6,643,241.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 56
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 606,744.10
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 570,064.85
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 6.07489550 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 735,270.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,217,590.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.24824050
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 299.18
POOL TRADING FACTOR: 22.61531441
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS2(POOL # 4201)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4201
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FAS2 40,000,000.00 0.00 6.400000 % 0.00
A-2 76110FAT0 16,000,000.00 0.00 7.000000 % 0.00
A-3 76110FAU7 28,500,000.00 0.00 7.050000 % 0.00
A-4 76110FAV5 15,000,000.00 0.00 7.050000 % 0.00
A-5 76110FAW3 14,000,000.00 0.00 7.350000 % 0.00
A-6 76110FAX1 10,000,000.00 4,063,183.43 7.450000 % 1,448,399.39
A-7 76110FAY9 26,000,000.00 26,000,000.00 7.250000 % 0.00
A-8 76110FAZ6 14,043,411.00 14,043,411.00 7.500000 % 0.00
A-9 76110FBA0 18,190,000.00 18,190,000.00 7.500000 % 0.00
A-10 76110FBB8 178,007.00 90,314.95 0.000000 % 131.16
R 0.00 1,819,114.18 0.000000 % 0.00
-------------------------------------------------------------------------------
181,911,418.00 64,206,023.56 1,448,530.55
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 25,225.60 1,473,624.99 0.00 0.00 2,614,784.04
A-7 157,083.33 157,083.33 0.00 0.00 26,000,000.00
A-8 87,771.32 87,771.32 0.00 0.00 14,043,411.00
A-9 113,687.50 113,687.50 0.00 0.00 18,190,000.00
A-10 0.00 131.16 0.00 0.00 90,183.79
R 64,019.74 64,019.74 0.00 0.00 1,819,114.18
-------------------------------------------------------------------------------
447,787.49 1,896,318.04 0.00 0.00 62,757,493.01
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 406.318343 144.839939 2.522560 147.362499 0.000000 261.478404
A-7 1000.000000 0.000000 6.041667 6.041667 0.000000 1000.000000
A-8 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-9 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-10 507.367407 0.736825 0.000000 0.736825 0.000000 506.630582
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-QS2 (POOL # 4201)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4201
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,174.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 29,009.60
MASTER SERVICER ADVANCES THIS MONTH 1,908.29
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 1,803,774.85
(B) TWO MONTHLY PAYMENTS: 4 621,125.98
(C) THREE OR MORE MONTHLY PAYMENTS: 5 418,143.38
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 674,271.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 62,757,493.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 716
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 229,455.07
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,361,808.80
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 97.16675460 % 2.83324540 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 97.10135940 % 2.89864060 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.80479583
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 280.04
POOL TRADING FACTOR: 34.49893014
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3(POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4211
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FBC6 42,855,000.00 0.00 6.780000 % 0.00
A-I-2 76110FBD4 26,000,000.00 0.00 7.150000 % 0.00
A-I-3 76110FBE2 10,596,000.00 0.00 7.290000 % 0.00
A-I-4 76110FBF9 25,000,000.00 0.00 7.250000 % 0.00
A-I-5 76110FBG7 18,587,000.00 0.00 7.460000 % 0.00
A-I-6 76110FBH5 21,696,000.00 0.00 7.750000 % 0.00
A-I-7 76110FBJ1 8,047,000.00 0.00 7.750000 % 0.00
A-I-8 76110FBK8 17,436,000.00 5,519,033.82 7.750000 % 1,347,908.41
A-I-9 76110FBL6 25,145,000.00 25,145,000.00 7.750000 % 0.00
A-I-10 76110FBM4 19,000,000.00 19,000,000.00 7.750000 % 0.00
A-I-11 76110FBN2 15,875,562.00 15,875,562.00 7.750000 % 0.00
A-II 76110FBP7 20,551,438.00 6,841,640.31 7.750000 % 156,370.08
A-P 76110FBQ5 1,166,695.86 678,566.81 0.000000 % 9,031.57
R-I 76110FBR3 100.00 0.00 7.750000 % 0.00
R-II 76110FBS1 100.00 0.00 7.750000 % 0.00
M-1 76110FBT9 12,528,500.00 11,798,583.39 7.750000 % 23,828.46
M-2 76110FBU6 5,568,000.00 5,243,605.52 7.750000 % 10,590.01
M-3 76110FBV4 4,176,000.00 3,932,704.18 7.750000 % 7,942.50
B-1 1,809,600.00 1,704,171.78 7.750000 % 3,441.75
B-2 696,000.00 655,450.67 7.750000 % 1,323.75
B-3 1,670,738.96 1,241,299.62 7.750000 % 2,506.93
A-V 76110FHY2 0.00 0.00 0.671533 % 0.00
STRIP 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
278,404,734.82 97,635,618.10 1,562,943.46
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 35,588.48 1,383,496.89 0.00 0.00 4,171,125.41
A-I-9 162,142.91 162,142.91 0.00 0.00 25,145,000.00
A-I-10 122,518.01 122,518.01 0.00 0.00 19,000,000.00
A-I-11 102,370.64 102,370.64 0.00 0.00 15,875,562.00
A-II 44,117.06 200,487.14 0.00 0.00 6,685,270.23
A-P 0.00 9,031.57 0.00 0.00 669,535.24
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 76,080.99 99,909.45 0.00 0.00 11,774,754.93
M-2 33,812.42 44,402.43 0.00 0.00 5,233,015.51
M-3 25,359.32 33,301.82 0.00 0.00 3,924,761.68
B-1 10,989.04 14,430.79 0.00 0.00 1,700,730.03
B-2 4,226.55 5,550.30 0.00 0.00 654,126.92
B-3 8,004.30 10,511.23 0.00 0.00 1,230,126.29
A-V 54,553.18 54,553.18 0.00 0.00 0.00
STRIP 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
679,762.90 2,242,706.36 0.00 0.00 96,064,008.24
===============================================================================
Run: 08/25/00 08:17:36
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3(POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4211
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 316.530960 77.306057 2.041092 79.347149 0.000000 239.224903
A-I-9 1000.000000 0.000000 6.448316 6.448316 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.448316 6.448316 0.000000 1000.000000
A-I-11 1000.000000 0.000000 6.448316 6.448316 0.000000 1000.000000
A-II 332.903241 7.608717 2.146665 9.755382 0.000000 325.294523
A-P 581.614141 7.741155 0.000000 7.741155 0.000000 573.872986
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 941.739505 1.901940 6.072634 7.974574 0.000000 939.837565
M-2 941.739497 1.901941 6.072633 7.974574 0.000000 939.837556
M-3 941.739507 1.901940 6.072634 7.974574 0.000000 939.837567
B-1 941.739489 1.901940 6.072635 7.974575 0.000000 939.837550
B-2 941.739468 1.901940 6.072629 7.974569 0.000000 939.837529
B-3 742.964431 1.500492 4.790874 6.291366 0.000000 736.276775
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
STRIP 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,215.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,447.11
SUBSERVICER ADVANCES THIS MONTH 35,322.91
MASTER SERVICER ADVANCES THIS MONTH 2,060.17
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 2,717,053.79
(B) TWO MONTHLY PAYMENTS: 7 588,263.33
(C) THREE OR MORE MONTHLY PAYMENTS: 6 505,442.82
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 580,976.66
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 96,064,008.24
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,058
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 258,320.52
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,334,867.22
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 74.65288510 % 21.48282900 % 3.68812340 %
PREPAYMENT PERCENT 89.51977360 % 0.00000000 % 10.48022640 %
NEXT DISTRIBUTION 74.29880940 % 21.79019229 % 3.75806180 %
BANKRUPTCY AMOUNT AVAILABLE 164,142.00
FRAUD AMOUNT AVAILABLE 1,819,704.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,939,378.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.69928000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 279.47
POOL TRADING FACTOR: 34.50516325
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,400.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,121.78
SUBSERVICER ADVANCES THIS MONTH 35,140.11
MASTER SERVICER ADVANCES THIS MONTH 2,060.17
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 2,707,969.20
(B) TWO MONTHLY PAYMENTS: 7 588,263.33
(C) THREE OR MORE MONTHLY PAYMENTS: 6 505,442.82
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 580,976.66
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 87,428,660.12
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 963
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 258,320.52
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,208,034.64
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 74.20190060 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 73.84343150 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,229,929.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,920,033.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.74722142
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 295.07
POOL TRADING FACTOR: 34.24442520
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS3 (POOL # 4211)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4211
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,815.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,325.33
SUBSERVICER ADVANCES THIS MONTH 182.80
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 9,084.59
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 8,635,348.12
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 95
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 126,832.58
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.26810620 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 78.97524080 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,229,929.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,920,033.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.21389483
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 121.51
POOL TRADING FACTOR: 37.38728579
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4(POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4216
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FBW2 45,914,000.00 0.00 6.850000 % 0.00
A-I-2 76110FBX0 26,945,000.00 0.00 11.000000 % 0.00
A-I-3 76110FBY8 15,646,000.00 0.00 7.300000 % 0.00
A-I-4 76110FBZ5 32,740,000.00 0.00 7.500000 % 0.00
A-I-5 76110FCA9 10,023,000.00 0.00 7.700000 % 0.00
A-I-6 76110FCB7 26,811,000.00 0.00 8.000000 % 0.00
A-I-7 76110FCC5 18,046,000.00 11,228,384.47 8.000000 % 1,003,844.98
A-I-8 76110FCD3 9,094,000.00 9,094,000.00 8.000000 % 0.00
A-I-9 76110FCE1 10,284,000.00 10,284,000.00 8.000000 % 0.00
A-I-10 76110FCF8 27,538,000.00 27,538,000.00 7.900000 % 0.00
A-II-1 76110FCG6 16,021,000.00 0.00 7.250000 % 0.00
A-II-2 76110FCH4 8,580,000.00 7,122,172.07 7.650000 % 241,431.90
A-P 76110FCJ0 3,039,637.99 1,539,713.08 0.000000 % 14,299.60
A-V-1 0.00 0.00 0.914844 % 0.00
A-V-2 0.00 0.00 0.354490 % 0.00
R-I 76110FCK7 100.00 0.00 8.000000 % 0.00
R-II 76110FCL5 100.00 0.00 8.000000 % 0.00
M-1 76110FCM3 13,230,500.00 12,442,364.50 8.000000 % 17,528.42
M-2 76110FCN1 5,570,800.00 5,238,949.70 8.000000 % 7,380.47
M-3 76110FCP6 4,456,600.00 4,191,122.15 8.000000 % 5,904.32
B-1 76110FCR2 2,228,400.00 2,095,655.13 8.000000 % 2,952.29
B-2 76110FCS0 696,400.00 657,103.42 8.000000 % 925.71
B-3 76110FCT8 1,671,255.97 673,591.58 8.000000 % 948.91
STRIP 0.00 0.00 0.151371 % 0.00
-------------------------------------------------------------------------------
278,535,793.96 92,105,056.10 1,295,216.60
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 74,805.69 1,078,650.67 0.00 0.00 10,224,539.49
A-I-8 60,586.00 60,586.00 0.00 0.00 9,094,000.00
A-I-9 68,514.01 68,514.01 0.00 0.00 10,284,000.00
A-I-10 181,170.22 181,170.22 0.00 0.00 27,538,000.00
A-II-1 0.00 0.00 0.00 0.00 0.00
A-II-2 45,373.39 286,805.29 0.00 0.00 6,880,740.17
A-P 0.00 14,299.60 0.00 0.00 1,525,413.48
A-V-1 47,205.71 47,205.71 0.00 0.00 0.00
A-V-2 8,898.77 8,898.77 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 82,893.46 100,421.88 0.00 0.00 12,424,836.08
M-2 34,902.90 42,283.37 0.00 0.00 5,231,569.23
M-3 27,922.07 33,826.39 0.00 0.00 4,185,217.83
B-1 13,961.66 16,913.95 0.00 0.00 2,092,702.84
B-2 4,377.75 5,303.46 0.00 0.00 656,177.71
B-3 4,487.60 5,436.51 0.00 0.00 672,642.64
STRIP 4,369.20 4,369.20 0.00 0.00 0.00
-------------------------------------------------------------------------------
659,468.43 1,954,685.03 0.00 0.00 90,809,839.47
===============================================================================
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4(POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4216
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 622.209047 55.627008 4.145278 59.772286 0.000000 566.582040
A-I-8 1000.000000 0.000000 6.662195 6.662195 0.000000 1000.000000
A-I-9 1000.000000 0.000000 6.662195 6.662195 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.578917 6.578917 0.000000 1000.000000
A-II-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-II-2 830.089985 28.138916 5.288274 33.427190 0.000000 801.951069
A-P 506.544886 4.704375 0.000000 4.704375 0.000000 501.840511
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 940.430407 1.324849 6.265331 7.590180 0.000000 939.105558
M-2 940.430405 1.324849 6.265330 7.590179 0.000000 939.105556
M-3 940.430407 1.324849 6.265330 7.590179 0.000000 939.105558
B-1 940.430412 1.324847 6.265329 7.590176 0.000000 939.105565
B-2 943.571827 1.329279 6.286258 7.615537 0.000000 942.242547
B-3 403.045130 0.567783 2.685166 3.252949 0.000000 402.477328
STRIP 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,185.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,125.55
SUBSERVICER ADVANCES THIS MONTH 40,111.06
MASTER SERVICER ADVANCES THIS MONTH 1,046.26
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 3,152,472.31
(B) TWO MONTHLY PAYMENTS: 8 355,203.63
(C) THREE OR MORE MONTHLY PAYMENTS: 4 443,888.63
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 734,597.25
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 90,809,839.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,096
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 121,738.76
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,159,823.93
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 72.06570900 % 23.74727000 % 3.72004570 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 71.70486780 % 24.05204465 % 3.83216130 %
BANKRUPTCY AMOUNT AVAILABLE 184,567.00
FRAUD AMOUNT AVAILABLE 1,465,881.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,759,911.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.92383000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 274.76
POOL TRADING FACTOR: 32.60257440
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,230.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,125.55
SUBSERVICER ADVANCES THIS MONTH 37,731.79
MASTER SERVICER ADVANCES THIS MONTH 1,046.26
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,108,385.07
(B) TWO MONTHLY PAYMENTS: 7 323,819.60
(C) THREE OR MORE MONTHLY PAYMENTS: 4 443,888.63
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 632,579.99
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 81,549,892.56
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 896
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 121,738.76
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 943,992.42
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % 3.72605630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 0.00000000 % 3.76778900 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.93569123
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 292.17
POOL TRADING FACTOR: 32.51663817
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS4 (POOL # 4216)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4216
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,954.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 2,379.27
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 44,087.24
(B) TWO MONTHLY PAYMENTS: 1 31,384.03
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 102,017.26
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 9,259,946.91
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 200
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 215,831.51
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 0.00000000 % 0.00000000 % 3.66793730 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 0.00000000 % 3.76778910 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.81936690
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 121.39
POOL TRADING FACTOR: 33.37947432
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS6(POOL # 4220)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4220
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 76110FCQ4 138,145,180.00 38,982,664.07 6.980000 % 1,116,286.17
R 973,833.13 2,225,123.17 0.000000 % 0.00
-------------------------------------------------------------------------------
139,119,013.13 41,207,787.24 1,116,286.17
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 234,256.02 1,350,542.19 0.00 0.00 37,866,377.90
R 0.00 0.00 28,641.44 0.00 2,253,764.61
-------------------------------------------------------------------------------
234,256.02 1,350,542.19 28,641.44 0.00 40,120,142.51
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 282.186205 8.080529 1.695723 9.776252 0.000000 274.105676
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:01 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS6 (POOL # 4220)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4220
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,505.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 11,931.80
MASTER SERVICER ADVANCES THIS MONTH 2,529.92
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 515,281.25
(B) TWO MONTHLY PAYMENTS: 1 45,159.15
(C) THREE OR MORE MONTHLY PAYMENTS: 3 272,155.20
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 608,422.67
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 40,120,142.51
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 556
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 328,950.43
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 989,575.81
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 94.60023620 % 5.39976380 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 94.38246110 % 5.61753890 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 501,181.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,788,871.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.27353709
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 233.93
POOL TRADING FACTOR: 28.83871989
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5(POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4222
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FCU5 23,848,000.00 0.00 9.500000 % 0.00
A-I-2 76110FCV3 25,000,000.00 0.00 7.600000 % 0.00
A-I-3 76110FCW1 12,373,000.00 0.00 6.650000 % 0.00
A-I-4 76110FCX9 7,100,000.00 0.00 7.450000 % 0.00
A-I-5 76110FCY7 10,137,000.00 0.00 7.600000 % 0.00
A-I-6 76110FCZ4 5,558,000.00 0.00 7.800000 % 0.00
A-I-7 76110FDA8 16,926,000.00 0.00 8.000000 % 0.00
A-I-8 76110FDB6 6,884,000.00 2,271,142.40 8.000000 % 544,231.79
A-I-9 76110FDC4 11,229,000.00 11,229,000.00 8.000000 % 0.00
A-I-10 76110FDD2 22,501,000.00 22,501,000.00 8.000000 % 0.00
A-II-1 76110FDE0 11,162,000.00 59,192.43 8.000000 % 59,192.43
A-II-2 76110FDF7 4,525,000.00 4,525,000.00 8.000000 % 10,042.64
A-P 76110FDG5 1,105,878.69 626,749.44 0.000000 % 1,410.04
A-V-1 796QS5AV1 0.00 0.00 1.014821 % 0.00
A-V-2 796QS5AV2 0.00 0.00 0.395801 % 0.00
R 76110FDH3 100.00 0.00 8.000000 % 0.00
M-1 76110FDJ9 7,918,500.00 7,320,255.78 8.000000 % 10,178.57
M-2 76110FDK6 3,958,800.00 3,663,992.46 8.000000 % 5,094.66
M-3 76110FDL4 2,815,100.00 2,608,633.58 8.000000 % 3,627.22
B-1 76110FDM2 1,407,600.00 1,316,970.13 8.000000 % 1,831.20
B-2 76110FDN0 439,800.00 415,924.80 8.000000 % 578.33
B-3 76110FDP5 1,055,748.52 572,962.95 8.000000 % 413.05
-------------------------------------------------------------------------------
175,944,527.21 57,110,823.97 636,599.93
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 15,135.21 559,367.00 0.00 0.00 1,726,910.61
A-I-9 74,831.63 74,831.63 0.00 0.00 11,229,000.00
A-I-10 149,949.82 149,949.82 0.00 0.00 22,501,000.00
A-II-1 394.47 59,586.90 0.00 0.00 0.00
A-II-2 30,155.24 40,197.88 0.00 0.00 4,514,957.36
A-P 0.00 1,410.04 0.00 0.00 625,339.40
A-V-1 34,944.87 34,944.87 0.00 0.00 0.00
A-V-2 5,200.75 5,200.75 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 48,783.22 58,961.79 0.00 0.00 7,310,077.21
M-2 24,417.36 29,512.02 0.00 0.00 3,658,897.80
M-3 17,384.30 21,011.52 0.00 0.00 2,605,006.36
B-1 8,776.47 10,607.67 0.00 0.00 1,315,138.93
B-2 2,771.78 3,350.11 0.00 0.00 415,346.47
B-3 3,818.30 4,231.35 0.00 0.00 572,166.26
-------------------------------------------------------------------------------
416,563.42 1,053,163.35 0.00 0.00 56,473,840.40
===============================================================================
Run: 08/25/00 08:17:36
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5(POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4222
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 329.916095 79.057494 2.198607 81.256101 0.000000 250.858601
A-I-9 1000.000000 0.000000 6.664140 6.664140 0.000000 1000.000000
A-I-10 1000.000000 0.000000 6.664140 6.664140 0.000000 1000.000000
A-II-1 5.303031 5.303031 0.035340 5.338371 0.000000 0.000000
A-II-2 1000.000000 2.219368 6.664141 8.883509 0.000000 997.780632
A-P 566.743392 1.275044 0.000000 1.275044 0.000000 565.468348
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 924.449805 1.285416 6.160664 7.446080 0.000000 923.164389
M-2 925.531085 1.286920 6.167869 7.454789 0.000000 924.244165
M-3 926.657518 1.288487 6.175376 7.463863 0.000000 925.369031
B-1 935.613903 1.300938 6.235060 7.535998 0.000000 934.312965
B-2 945.713506 1.314984 6.302365 7.617349 0.000000 944.398522
B-3 542.707794 0.391239 3.616676 4.007915 0.000000 541.953177
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,829.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,521.29
SUBSERVICER ADVANCES THIS MONTH 22,331.82
MASTER SERVICER ADVANCES THIS MONTH 1,304.92
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 1,040,077.70
(B) TWO MONTHLY PAYMENTS: 5 518,836.59
(C) THREE OR MORE MONTHLY PAYMENTS: 2 85,841.43
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 1,034,396.30
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 56,473,840.40
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 685
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 158,637.23
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 553,994.76
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 71.85270390 % 23.80088500 % 4.03751460 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 71.57196210 % 24.03587444 % 4.12303220 %
BANKRUPTCY AMOUNT AVAILABLE 125,000.00
FRAUD AMOUNT AVAILABLE 651,277.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,655,538.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.08575900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 278.37
POOL TRADING FACTOR: 32.09752602
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 10,562.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,143.48
SUBSERVICER ADVANCES THIS MONTH 21,477.99
MASTER SERVICER ADVANCES THIS MONTH 1,304.92
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 11 966,462.46
(B) TWO MONTHLY PAYMENTS: 5 518,836.59
(C) THREE OR MORE MONTHLY PAYMENTS: 2 85,841.43
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 1,034,396.30
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 50,460,885.16
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 583
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 158,637.23
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 507,708.41
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 71.40303830 % 0.00000000 % 4.03823940 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 71.11193080 % 0.00000000 % 4.12714490 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.10564450
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 296.59
POOL TRADING FACTOR: 31.84808542
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS5 (POOL # 4222)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4222
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,266.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 377.81
SUBSERVICER ADVANCES THIS MONTH 853.83
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 73,615.24
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 6,012,955.24
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 102
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 46,286.35
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 75.59125200 % 0.00000000 % 4.03823940 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 75.40271710 % 0.00000000 % 4.09519500 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.91888044
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 125.43
POOL TRADING FACTOR: 34.35565608
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7(POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4228
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FDQ3 20,106,154.00 0.00 7.050000 % 0.00
A-I-2 76110FDR1 43,322,483.00 0.00 0.000000 % 0.00
A-I-3 76110FDS9 0.00 0.00 0.000000 % 0.00
A-I-4 76110FDT7 13,330,948.00 0.00 7.125000 % 0.00
A-I-5 76110FDU4 24,973,716.00 0.00 7.600000 % 0.00
A-I-6 76110FDV2 0.00 0.00 8.000000 % 0.00
A-I-7 76110FDW0 1,000,000.00 0.00 7.700000 % 0.00
A-I-8 76110FDX8 9,539,699.00 0.00 7.700000 % 0.00
A-I-9 76110FDY6 22,526,000.00 0.00 8.000000 % 0.00
A-I-10 76110FDZ3 11,650,000.00 7,341,847.82 8.000000 % 1,099,307.10
A-I-11 76110FEA7 30,421,000.00 30,421,000.00 8.000000 % 0.00
A-I-12 76110FEB5 8,619,000.00 8,619,000.00 8.000000 % 0.00
A-II 76110FEC3 20,104,000.00 7,212,866.75 8.000000 % 169,118.25
A-P 76110FED1 601,147.92 276,161.37 0.000000 % 3,042.04
A-V-1 796QS7AV1 0.00 0.00 0.878635 % 0.00
A-V-2 796QS7AV2 0.00 0.00 0.442780 % 0.00
R-I 76110FEE9 100.00 0.00 8.000000 % 0.00
R-II 76110FEF6 100.00 0.00 8.000000 % 0.00
M-1 76110FEG4 9,114,600.00 8,559,345.99 8.000000 % 11,248.34
M-2 76110FEH2 5,126,400.00 4,814,103.89 8.000000 % 6,326.50
M-3 76110FEJ8 3,645,500.00 3,423,419.10 8.000000 % 4,498.92
B-1 1,822,700.00 1,711,662.62 8.000000 % 2,249.40
B-2 569,600.00 534,900.48 8.000000 % 702.94
B-3 1,366,716.75 882,418.44 8.000000 % 1,159.64
-------------------------------------------------------------------------------
227,839,864.67 73,796,726.46 1,297,653.13
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 0.00 0.00 0.00 0.00 0.00
A-I-2 0.00 0.00 0.00 0.00 0.00
A-I-3 0.00 0.00 0.00 0.00 0.00
A-I-4 0.00 0.00 0.00 0.00 0.00
A-I-5 0.00 0.00 0.00 0.00 0.00
A-I-6 0.00 0.00 0.00 0.00 0.00
A-I-7 0.00 0.00 0.00 0.00 0.00
A-I-8 0.00 0.00 0.00 0.00 0.00
A-I-9 0.00 0.00 0.00 0.00 0.00
A-I-10 48,920.79 1,148,227.89 0.00 0.00 6,242,540.72
A-I-11 202,703.67 202,703.67 0.00 0.00 30,421,000.00
A-I-12 57,430.82 57,430.82 0.00 0.00 8,619,000.00
A-II 48,061.36 217,179.61 0.00 0.00 7,043,748.50
A-P 0.00 3,042.04 0.00 0.00 273,119.33
A-V-1 42,218.79 42,218.79 0.00 0.00 0.00
A-V-2 5,940.18 5,940.18 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 57,033.33 68,281.67 0.00 0.00 8,548,097.65
M-2 32,077.73 38,404.23 0.00 0.00 4,807,777.39
M-3 22,811.20 27,310.12 0.00 0.00 3,418,920.18
B-1 11,405.28 13,654.68 0.00 0.00 1,709,413.22
B-2 3,564.19 4,267.13 0.00 0.00 534,197.54
B-3 5,879.80 7,039.44 0.00 0.00 881,258.80
-------------------------------------------------------------------------------
538,047.14 1,835,700.27 0.00 0.00 72,499,073.33
===============================================================================
Run: 08/25/00 08:17:37
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7(POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4228
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-10 630.201530 94.361124 4.199209 98.560333 0.000000 535.840405
A-I-11 1000.000000 0.000000 6.663281 6.663281 0.000000 1000.000000
A-I-12 1000.000000 0.000000 6.663281 6.663281 0.000000 1000.000000
A-II 358.777693 8.412169 2.390637 10.802806 0.000000 350.365524
A-P 459.390045 5.060379 0.000000 5.060379 0.000000 454.329666
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 939.080814 1.234101 6.257360 7.491461 0.000000 937.846713
M-2 939.080815 1.234102 6.257360 7.491462 0.000000 937.846713
M-3 939.080812 1.234102 6.257358 7.491460 0.000000 937.846710
B-1 939.080825 1.234103 6.257354 7.491457 0.000000 937.846722
B-2 939.080899 1.234094 6.257356 7.491450 0.000000 937.846805
B-3 645.648369 0.848486 4.302135 5.150621 0.000000 644.799880
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:37 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,226.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 848.47
SUBSERVICER ADVANCES THIS MONTH 43,363.15
MASTER SERVICER ADVANCES THIS MONTH 605.66
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 1,705,319.30
(B) TWO MONTHLY PAYMENTS: 8 1,615,698.84
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,063,897.47
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 514,590.87
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 72,499,073.33
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 856
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 58,243.01
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,190,610.86
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 72.89758250 % 22.76099500 % 4.24000050 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 72.44804160 % 23.13794432 % 4.32651890 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 862,242.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,622,499.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.08261500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 277.67
POOL TRADING FACTOR: 31.82018802
Run: 08/25/00 08:17:37 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,375.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 848.47
SUBSERVICER ADVANCES THIS MONTH 34,425.54
MASTER SERVICER ADVANCES THIS MONTH 269.79
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 1,562,700.93
(B) TWO MONTHLY PAYMENTS: 6 1,430,431.62
(C) THREE OR MORE MONTHLY PAYMENTS: 8 626,009.28
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 514,590.87
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 63,640,269.12
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 719
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 31,194.07
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,055,661.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 71.89111370 % 0.00000000 % ***.******** %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 71.42311800 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.11949239
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 299.05
POOL TRADING FACTOR: 30.97239919
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS7 (POOL # 4228)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4228
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,851.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 8,937.61
MASTER SERVICER ADVANCES THIS MONTH 335.87
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 142,618.37
(B) TWO MONTHLY PAYMENTS: 2 185,267.22
(C) THREE OR MORE MONTHLY PAYMENTS: 1 437,888.19
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 8,858,804.21
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 137
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 27,048.94
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 134,949.39
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.10947870 % 0.00000000 % ***.******** %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.81081990 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.81769452
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 124.04
POOL TRADING FACTOR: 39.60883042
................................................................................
Run: 08/25/00 08:17:02 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8(POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4231
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FEK5 4,000,000.00 0.00 7.400000 % 0.00
A-2 76110FEL3 4,074,824.00 0.00 7.300000 % 0.00
A-3 76110FEM1 13,128,206.00 0.00 7.050000 % 0.00
A-4 76110FEN9 3,765,148.00 0.00 7.300000 % 0.00
A-5 76110FEP4 10,500,000.00 0.00 7.400000 % 0.00
A-6 76110FEQ2 2,600,500.00 0.00 7.400000 % 0.00
A-7 76110FER0 31,579,563.00 1,354,746.45 7.120000 % 212,721.38
A-8 76110FES8 0.00 0.00 1.880000 % 0.00
A-9 76110FET6 32,965,000.00 0.00 0.000000 % 0.00
A-10 76110FEU3 20,953,719.00 4,838,374.66 7.400000 % 759,719.20
A-11 76110FEV1 13,975,000.00 13,975,000.00 7.750000 % 0.00
A-12 76110FEW9 2,000,000.00 2,000,000.00 7.750000 % 0.00
A-13 76110FEX7 20,646,958.00 20,646,958.00 7.750000 % 0.00
A-14 76110FEY5 115,824.70 53,902.12 0.000000 % 4,577.69
A-15-1 96QS8A151 0.00 0.00 0.970934 % 0.00
A-15-2 96QS8A152 0.00 0.00 0.509609 % 0.00
R-I 76110FEZ2 100.00 0.00 7.750000 % 0.00
R-II 76110FFA6 100.00 0.00 7.750000 % 0.00
M-1 76110FFB4 6,661,000.00 6,284,955.39 7.750000 % 13,766.13
M-2 76110FFC2 4,440,700.00 4,190,001.73 7.750000 % 9,177.49
M-3 76110FFD0 3,108,500.00 2,933,010.64 7.750000 % 6,424.26
B-1 1,509,500.00 1,424,281.66 7.750000 % 3,119.65
B-2 444,000.00 418,934.11 7.750000 % 917.60
B-3 1,154,562.90 901,405.43 7.750000 % 1,974.38
-------------------------------------------------------------------------------
177,623,205.60 59,021,570.19 1,012,397.78
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 8,033.63 220,755.01 0.00 0.00 1,142,025.07
A-8 2,121.24 2,121.24 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 29,819.83 789,539.03 0.00 0.00 4,078,655.46
A-11 90,204.36 90,204.36 0.00 0.00 13,975,000.00
A-12 12,909.39 12,909.39 0.00 0.00 2,000,000.00
A-13 133,269.81 133,269.81 0.00 0.00 20,646,958.00
A-14 0.00 4,577.69 0.00 0.00 49,324.43
A-15-1 38,449.15 38,449.15 0.00 0.00 0.00
A-15-2 4,870.21 4,870.21 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 40,567.47 54,333.60 0.00 0.00 6,271,189.26
M-2 27,045.18 36,222.67 0.00 0.00 4,180,824.24
M-3 18,931.69 25,355.95 0.00 0.00 2,926,586.38
B-1 9,193.31 12,312.96 0.00 0.00 1,421,162.01
B-2 2,704.10 3,621.70 0.00 0.00 418,016.51
B-3 5,818.30 7,792.68 0.00 0.00 888,908.53
-------------------------------------------------------------------------------
423,937.67 1,436,335.45 0.00 0.00 57,998,649.89
===============================================================================
Run: 08/25/00 08:17:02
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8(POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4231
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 42.899468 6.736046 0.254393 6.990439 0.000000 36.163422
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 230.907681 36.257010 1.423128 37.680138 0.000000 194.650671
A-11 1000.000000 0.000000 6.454695 6.454695 0.000000 1000.000000
A-12 1000.000000 0.000000 6.454695 6.454695 0.000000 1000.000000
A-13 1000.000000 0.000000 6.454695 6.454695 0.000000 1000.000000
A-14 465.376729 39.522572 0.000000 39.522572 0.000000 425.854157
A-15-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 943.545322 2.066676 6.090297 8.156973 0.000000 941.478646
M-2 943.545326 2.066676 6.090297 8.156973 0.000000 941.478650
M-3 943.545324 2.066675 6.090298 8.156973 0.000000 941.478649
B-1 943.545320 2.066678 6.090301 8.156979 0.000000 941.478642
B-2 943.545293 2.066667 6.090315 8.156982 0.000000 941.478626
B-3 780.733064 1.710067 5.039396 6.749463 0.000000 769.909141
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:02 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1996-QS8 (POOL # 4231)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4231
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,128.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 29,317.95
MASTER SERVICER ADVANCES THIS MONTH 1,406.46
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 2,375,330.91
(B) TWO MONTHLY PAYMENTS: 4 375,302.80
(C) THREE OR MORE MONTHLY PAYMENTS: 5 718,241.11
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 133,312.63
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 57,998,649.89
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 664
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 185,099.24
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 855,270.73
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 72.60771960 % 22.73782900 % 4.65445100 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 72.20556620 % 23.06708847 % 4.70771150 %
BANKRUPTCY AMOUNT AVAILABLE 158,130.00
FRAUD AMOUNT AVAILABLE 3,552,464.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,776,232.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.95315834
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 298.98
POOL TRADING FACTOR: 32.65263100
................................................................................
Run: 08/25/00 08:17:03 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1(POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4237
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FFE8 33,258,000.00 0.00 6.750000 % 0.00
A-2 76110FFF5 10,146,000.00 0.00 6.750000 % 0.00
A-3 76110FFG3 24,816,000.00 0.00 6.750000 % 0.00
A-4 76110FFH1 15,938,000.00 0.00 6.750000 % 0.00
A-5 76110FFJ7 10,253,000.00 0.00 6.750000 % 0.00
A-6 76110FFK4 31,511,646.00 4,514,406.75 11.000000 % 201,699.18
A-7 76110FFL2 17,652,000.00 0.00 6.750000 % 0.00
A-8 76110FFM0 5,655,589.00 2,057,041.63 6.750000 % 179,288.17
A-9 76110FFN8 19,068,000.00 8,742,426.74 6.750000 % 761,974.70
A-10 76110FFP3 10,267,765.00 10,267,765.00 6.750000 % 0.00
A-11 76110FFQ1 47,506,000.00 47,506,000.00 7.500000 % 0.00
A-12 76110FFR9 212,947.62 121,138.06 0.000000 % 157.73
A-13-1 0.00 0.00 0.999617 % 0.00
A-13-2 0.00 0.00 0.668189 % 0.00
R 76110FFT5 100.00 0.00 7.500000 % 0.00
M-1 76110FFV0 9,377,000.00 9,050,008.03 7.500000 % 8,544.00
M-2 76110FFW8 6,251,000.00 6,033,016.98 7.500000 % 5,695.70
M-3 76110FFX6 4,375,700.00 4,223,111.88 7.500000 % 3,986.99
B-1 1,624,900.00 1,568,236.96 7.500000 % 1,480.55
B-2 624,800.00 603,526.25 7.500000 % 569.78
B-3 1,500,282.64 1,154,064.92 7.500000 % 543.55
-------------------------------------------------------------------------------
250,038,730.26 95,840,743.20 1,163,940.35
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 41,364.20 243,063.38 0.00 0.00 4,312,707.57
A-7 0.00 0.00 0.00 0.00 0.00
A-8 11,565.87 190,854.04 0.00 0.00 1,877,753.46
A-9 49,154.92 811,129.62 0.00 0.00 7,980,452.04
A-10 57,731.25 57,731.25 0.00 0.00 10,267,765.00
A-11 296,784.34 296,784.34 0.00 0.00 47,506,000.00
A-12 0.00 157.73 0.00 0.00 120,980.33
A-13-1 64,563.63 64,563.63 0.00 0.00 0.00
A-13-2 10,186.18 10,186.18 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 56,538.14 65,082.14 0.00 0.00 9,041,464.03
M-2 37,690.08 43,385.78 0.00 0.00 6,027,321.28
M-3 26,383.06 30,370.05 0.00 0.00 4,219,124.89
B-1 9,797.25 11,277.80 0.00 0.00 1,566,756.41
B-2 3,770.41 4,340.19 0.00 0.00 602,956.47
B-3 7,209.80 7,753.35 0.00 0.00 1,152,975.37
-------------------------------------------------------------------------------
672,739.13 1,836,679.48 0.00 0.00 94,676,256.85
===============================================================================
Run: 08/25/00 08:17:03
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1(POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4237
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 143.261534 6.400782 1.312664 7.713446 0.000000 136.860752
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 363.718373 31.701061 2.045034 33.746095 0.000000 332.017312
A-9 458.486823 39.960914 2.577875 42.538789 0.000000 418.525909
A-10 1000.000000 0.000000 5.622572 5.622572 0.000000 1000.000000
A-11 1000.000000 0.000000 6.247302 6.247302 0.000000 1000.000000
A-12 568.863179 0.740699 0.000000 0.740699 0.000000 568.122480
A-13-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 965.128296 0.911166 6.029449 6.940615 0.000000 964.217130
M-2 965.128296 0.911166 6.029448 6.940614 0.000000 964.217130
M-3 965.128295 0.911166 6.029449 6.940615 0.000000 964.217129
B-1 965.128291 0.911164 6.029448 6.940612 0.000000 964.217127
B-2 965.951104 0.911940 6.034587 6.946527 0.000000 965.039165
B-3 769.231670 0.362298 4.805628 5.167926 0.000000 768.505440
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:03 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS1 (POOL # 4237)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4237
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,810.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,923.64
SUBSERVICER ADVANCES THIS MONTH 39,235.06
MASTER SERVICER ADVANCES THIS MONTH 4,666.68
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 2,783,078.73
(B) TWO MONTHLY PAYMENTS: 2 77,951.19
(C) THREE OR MORE MONTHLY PAYMENTS: 7 994,034.66
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,075,574.65
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 94,676,256.85
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,036
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 590,408.54
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,073,968.74
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 76.35597750 % 20.16947000 % 3.47455270 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 76.08742810 % 20.37248920 % 3.51401670 %
BANKRUPTCY AMOUNT AVAILABLE 182,005.00
FRAUD AMOUNT AVAILABLE 516,078.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,272,830.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.75600574
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 303.47
POOL TRADING FACTOR: 37.86463671
................................................................................
Run: 08/25/00 08:17:04 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2(POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4240
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FFY4 31,108,570.00 2,446,899.84 9.000000 % 212,778.87
A-2 76110FFZ1 37,000,000.00 0.00 7.250000 % 0.00
A-3 76110FGA5 5,200,000.00 0.00 7.250000 % 0.00
A-4 76110FGB3 18,200,000.00 0.00 7.250000 % 0.00
A-5 76110FGC1 10,000,000.00 146,895.76 7.250000 % 73,147.60
A-6 76110FGD9 7,371,430.00 5,970,354.28 7.250000 % 458,799.61
A-7 76110FGE7 10,400,783.00 10,400,783.00 7.750000 % 0.00
A-8 76110FGF4 31,000,000.00 31,000,000.00 7.750000 % 0.00
A-9 76110FGG2 130,561.76 76,217.37 0.000000 % 97.87
A-10-1 97QS2A101 0.00 0.00 0.765297 % 0.00
A-10-2 97QS2A102 0.00 0.00 0.421120 % 0.00
R 76100FGJ6 100.00 0.00 7.750000 % 0.00
M-1 76110FGK3 4,931,600.00 4,735,468.53 7.750000 % 4,547.44
M-2 76110FGL1 4,109,600.00 3,946,159.77 7.750000 % 3,789.47
M-3 76110FGM9 2,630,200.00 2,525,596.02 7.750000 % 2,425.31
B-1 1,068,500.00 1,026,485.17 7.750000 % 985.73
B-2 410,900.00 394,931.89 7.750000 % 0.00
B-3 821,738.81 629,922.39 7.750000 % 0.00
-------------------------------------------------------------------------------
164,383,983.57 63,299,714.02 756,571.90
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 18,342.70 231,121.57 0.00 0.00 2,234,120.97
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 887.06 74,034.66 0.00 0.00 73,748.16
A-6 36,053.10 494,852.71 0.00 0.00 5,511,554.67
A-7 67,138.59 67,138.59 0.00 0.00 10,400,783.00
A-8 200,109.58 200,109.58 0.00 0.00 31,000,000.00
A-9 0.00 97.87 0.00 0.00 76,119.50
A-10-1 32,541.23 32,541.23 0.00 0.00 0.00
A-10-2 4,296.56 4,296.56 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 30,568.15 35,115.59 0.00 0.00 4,730,921.09
M-2 25,473.05 29,262.52 0.00 0.00 3,942,370.30
M-3 16,303.09 18,728.40 0.00 0.00 2,523,170.71
B-1 6,626.11 7,611.84 0.00 0.00 1,025,499.44
B-2 2,487.92 2,487.92 0.00 0.00 394,931.89
B-3 0.00 0.00 0.00 0.00 628,938.23
-------------------------------------------------------------------------------
440,827.14 1,197,399.04 0.00 0.00 62,542,157.96
===============================================================================
Run: 08/25/00 08:17:04
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2(POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4240
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 78.656777 6.839879 0.589635 7.429514 0.000000 71.816897
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 14.689576 7.314760 0.088706 7.403466 0.000000 7.374816
A-6 809.931625 62.240245 4.890923 67.131168 0.000000 747.691380
A-7 1000.000000 0.000000 6.455148 6.455148 0.000000 1000.000000
A-8 1000.000000 0.000000 6.455148 6.455148 0.000000 1000.000000
A-9 583.764879 0.749607 0.000000 0.749607 0.000000 583.015272
A-10-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 960.229648 0.922102 6.198424 7.120526 0.000000 959.307545
M-2 960.229650 0.922102 6.198426 7.120528 0.000000 959.307548
M-3 960.229648 0.922101 6.198422 7.120523 0.000000 959.307547
B-1 960.678680 0.922536 6.201320 7.123856 0.000000 959.756144
B-2 961.138696 0.000000 6.054807 6.054807 0.000000 961.138696
B-3 766.572520 0.000000 0.000000 0.000000 0.000000 765.374864
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:04 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1997-QS2 (POOL # 4240)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4240
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,155.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,969.39
SUBSERVICER ADVANCES THIS MONTH 18,248.81
MASTER SERVICER ADVANCES THIS MONTH 749.04
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,508,936.91
(B) TWO MONTHLY PAYMENTS: 5 347,819.39
(C) THREE OR MORE MONTHLY PAYMENTS: 3 171,728.75
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 253,777.95
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 62,542,157.96
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 722
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 87,920.10
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 696,767.86
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.02905650 % 17.72636000 % 3.24458400 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 78.79514700 % 17.90226379 % 3.28077400 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,931,520.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,900,600.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.76888806
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 303.64
POOL TRADING FACTOR: 38.04638177
................................................................................
Run: 08/25/00 08:17:04 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3(POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4244
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FGS6 32,109,000.00 0.00 7.250000 % 0.00
A-2 76110FGT4 26,579,000.00 0.00 7.500000 % 0.00
A-3 76110FGU1 16,821,000.00 0.00 7.500000 % 0.00
A-4 76110FGV9 23,490,000.00 14,536,604.14 7.750000 % 1,610,857.73
A-5 76110FGW7 7,138,000.00 7,138,000.00 7.750000 % 0.00
A-6 76110FGX5 1,000,000.00 1,000,000.00 7.750000 % 0.00
A-7 76110FGY3 15,374,000.00 0.00 9.500000 % 0.00
A-8 76110FGZ0 27,500,000.00 27,500,000.00 7.750000 % 0.00
A-9 76110FHA4 107,351.50 68,016.00 0.000000 % 786.93
A-10-1 97QS3A101 0.00 0.00 0.795051 % 0.00
A-10-2 97QS3A102 0.00 0.00 0.486587 % 0.00
R 76110FHC0 100.00 0.00 7.750000 % 0.00
M-1 76110FHD8 5,346,700.00 5,144,797.18 7.750000 % 4,627.68
M-2 76110FHE6 4,112,900.00 3,957,588.12 7.750000 % 3,559.80
M-3 76110FHF3 2,632,200.00 2,532,802.47 7.750000 % 2,278.22
B-1 1,069,400.00 1,029,017.18 7.750000 % 925.59
B-2 411,200.00 395,672.20 7.750000 % 355.90
B-3 823,585.68 445,147.60 7.750000 % 400.40
-------------------------------------------------------------------------------
164,514,437.18 63,747,644.89 1,623,792.25
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 93,835.28 1,704,693.01 0.00 0.00 12,925,746.41
A-5 46,076.52 46,076.52 0.00 0.00 7,138,000.00
A-6 6,455.10 6,455.10 0.00 0.00 1,000,000.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 177,515.33 177,515.33 0.00 0.00 27,500,000.00
A-9 0.00 786.93 0.00 0.00 67,229.07
A-10-1 31,936.10 31,936.10 0.00 0.00 0.00
A-10-2 6,290.52 6,290.52 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 33,210.20 37,837.88 0.00 0.00 5,140,169.50
M-2 25,546.63 29,106.43 0.00 0.00 3,954,028.32
M-3 16,349.50 18,627.72 0.00 0.00 2,530,524.25
B-1 6,642.42 7,568.01 0.00 0.00 1,028,091.59
B-2 2,554.10 2,910.00 0.00 0.00 395,316.30
B-3 2,873.47 3,273.87 0.00 0.00 444,747.20
-------------------------------------------------------------------------------
449,285.17 2,073,077.42 0.00 0.00 62,123,852.64
===============================================================================
Run: 08/25/00 08:17:04
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3(POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4244
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 618.842237 68.576319 3.994691 72.571010 0.000000 550.265918
A-5 1000.000000 0.000000 6.455102 6.455102 0.000000 1000.000000
A-6 1000.000000 0.000000 6.455100 6.455100 0.000000 1000.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 1000.000000 0.000000 6.455103 6.455103 0.000000 1000.000000
A-9 633.582204 7.330405 0.000000 7.330405 0.000000 626.251799
A-10-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 962.237863 0.865521 6.211345 7.076866 0.000000 961.372342
M-2 962.237866 0.865521 6.211342 7.076863 0.000000 961.372346
M-3 962.237850 0.865519 6.211344 7.076863 0.000000 961.372331
B-1 962.237872 0.865523 6.211352 7.076875 0.000000 961.372349
B-2 962.237840 0.865516 6.211333 7.076849 0.000000 961.372325
B-3 540.499441 0.486155 3.488975 3.975130 0.000000 540.013275
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:04 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS3 (POOL # 4244)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4244
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,179.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,100.26
SUBSERVICER ADVANCES THIS MONTH 28,501.90
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 2,021,258.21
(B) TWO MONTHLY PAYMENTS: 2 125,959.89
(C) THREE OR MORE MONTHLY PAYMENTS: 2 267,139.12
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,169,753.93
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 62,123,852.64
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 678
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,566,425.38
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 78.79223700 % 18.27144400 % 2.93631890 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 78.25715230 % 18.71217186 % 3.01040400 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 667,559.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,602,428.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79146534
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 307.71
POOL TRADING FACTOR: 37.76194582
................................................................................
Run: 08/25/00 08:17:05 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4(POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4247
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FHK2 43,231,010.00 0.00 7.250000 % 0.00
A-2 76110FHL0 35,775,000.00 0.00 7.250000 % 0.00
A-3 76110FHM8 22,398,546.00 0.00 7.250000 % 0.00
A-4 76110FHN6 24,498,244.00 1,034,721.32 10.000000 % 52,811.61
A-5 76110FHP1 17,675,100.00 9,312,492.05 7.500000 % 475,304.46
A-6 76110FHQ9 7,150,100.00 7,150,100.00 7.750000 % 0.00
A-7 76110FHR7 52,000,000.00 52,000,000.00 7.750000 % 0.00
A-8 76110FHS5 155,284.33 110,350.30 0.000000 % 137.03
A-9-1 797QS4A91 0.00 0.00 0.795954 % 0.00
A-9-2 797QS4A92 0.00 0.00 0.455715 % 0.00
R 76110FHU0 100.00 0.00 7.750000 % 0.00
M-1 76110FHV8 7,186,600.00 6,951,208.04 7.750000 % 6,734.51
M-2 76110FHW6 4,975,300.00 4,812,337.59 7.750000 % 4,662.32
M-3 76110FHX4 3,316,900.00 3,208,257.31 7.750000 % 3,108.24
B-1 1,216,200.00 1,176,364.23 7.750000 % 1,139.69
B-2 552,900.00 534,790.15 7.750000 % 518.12
B-3 995,114.30 799,009.83 7.750000 % 774.10
-------------------------------------------------------------------------------
221,126,398.63 87,089,630.82 545,190.08
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 8,617.40 61,429.01 0.00 0.00 981,909.71
A-5 58,167.42 533,471.88 0.00 0.00 8,837,187.59
A-6 46,149.44 46,149.44 0.00 0.00 7,150,100.00
A-7 335,627.56 335,627.56 0.00 0.00 52,000,000.00
A-8 0.00 137.03 0.00 0.00 110,213.27
A-9-1 45,526.26 45,526.26 0.00 0.00 0.00
A-9-2 6,987.55 6,987.55 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 44,865.71 51,600.22 0.00 0.00 6,944,473.53
M-2 31,060.64 35,722.96 0.00 0.00 4,807,675.27
M-3 20,707.30 23,815.54 0.00 0.00 3,205,149.07
B-1 7,592.69 8,732.38 0.00 0.00 1,175,224.54
B-2 3,451.73 3,969.85 0.00 0.00 534,272.03
B-3 5,157.11 5,931.21 0.00 0.00 798,235.73
-------------------------------------------------------------------------------
613,910.81 1,159,100.89 0.00 0.00 86,544,440.74
===============================================================================
Run: 08/25/00 08:17:05
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4(POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4247
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 42.236551 2.155730 0.351756 2.507486 0.000000 40.080820
A-5 526.870685 26.891189 3.290925 30.182114 0.000000 499.979496
A-6 1000.000000 0.000000 6.454377 6.454377 0.000000 1000.000000
A-7 1000.000000 0.000000 6.454376 6.454376 0.000000 1000.000000
A-8 710.633842 0.882446 0.000000 0.882446 0.000000 709.751396
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 967.245713 0.937093 6.242967 7.180060 0.000000 966.308620
M-2 967.245712 0.937093 6.242968 7.180061 0.000000 966.308619
M-3 967.245714 0.937092 6.242968 7.180060 0.000000 966.308623
B-1 967.245708 0.937091 6.242962 7.180053 0.000000 966.308617
B-2 967.245704 0.937095 6.242955 7.180050 0.000000 966.308609
B-3 802.932718 0.777891 5.182430 5.960321 0.000000 802.154814
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:05 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS4 (POOL # 4247)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4247
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,130.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,830.70
SUBSERVICER ADVANCES THIS MONTH 20,256.98
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 923,583.64
(B) TWO MONTHLY PAYMENTS: 5 539,776.55
(C) THREE OR MORE MONTHLY PAYMENTS: 5 606,991.10
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 412,548.22
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 86,544,440.74
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 944
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 460,810.94
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.90099820 % 17.21306800 % 2.88593350 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.79384940 % 17.28279453 % 2.90131860 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 884,926.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,055,384.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79098798
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 307.27
POOL TRADING FACTOR: 39.13799586
................................................................................
Run: 08/25/00 08:17:05 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5(POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4248
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FHZ9 33,300,000.00 0.00 7.250000 % 0.00
A-2 76110FJA2 10,800,000.00 0.00 7.250000 % 0.00
A-3 76110FJB0 29,956,909.00 0.00 10.000000 % 0.00
A-4 76110FJC8 24,000,000.00 0.00 7.250000 % 0.00
A-5 76110FJD6 11,785,091.00 0.00 7.250000 % 0.00
A-6 76110FJE4 18,143,000.00 13,862,202.47 8.000000 % 868,516.22
A-7 76110FJF1 4,767,000.00 4,767,000.00 8.000000 % 0.00
A-8 76110FJG9 0.00 0.00 0.750000 % 0.00
A-9 76110FJH7 42,917,000.00 42,917,000.00 7.250000 % 0.00
A-10 76110FJJ3 340,158.57 190,475.35 0.000000 % 4,486.66
A-11-1 0.00 0.00 0.681295 % 0.00
A-11-2 0.00 0.00 0.345000 % 0.00
R-I 76110FJL8 100.00 0.00 8.000000 % 0.00
R-II 76110FJM6 100.00 0.00 8.000000 % 0.00
M-1 76110FJN4 6,730,000.00 6,518,245.72 8.000000 % 5,670.11
M-2 76110FJP9 4,330,000.00 4,193,759.88 8.000000 % 3,648.08
M-3 76110FJQ7 2,886,000.00 2,795,194.25 8.000000 % 2,431.49
B-1 1,058,000.00 1,024,710.81 8.000000 % 891.38
B-2 481,000.00 465,865.72 8.000000 % 0.00
B-3 866,066.26 305,336.17 8.000000 % 0.00
-------------------------------------------------------------------------------
192,360,424.83 77,039,790.37 885,643.94
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 92,337.09 960,853.31 0.00 0.00 12,993,686.25
A-7 31,753.32 31,753.32 0.00 0.00 4,767,000.00
A-8 26,800.61 26,800.61 0.00 0.00 0.00
A-9 259,072.50 259,072.50 0.00 0.00 42,917,000.00
A-10 0.00 4,486.66 0.00 0.00 185,988.69
A-11-1 33,806.05 33,806.05 0.00 0.00 0.00
A-11-2 5,011.34 5,011.34 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 43,418.48 49,088.59 0.00 0.00 6,512,575.61
M-2 27,934.93 31,583.01 0.00 0.00 4,190,111.80
M-3 18,618.98 21,050.47 0.00 0.00 2,792,762.76
B-1 6,825.67 7,717.05 0.00 0.00 1,023,819.43
B-2 2,402.74 2,402.74 0.00 0.00 465,865.72
B-3 0.00 0.00 0.00 0.00 304,665.32
-------------------------------------------------------------------------------
547,981.71 1,433,625.65 0.00 0.00 76,153,475.58
===============================================================================
Run: 08/25/00 08:17:05
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5(POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4248
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 764.052388 47.870596 5.089406 52.960002 0.000000 716.181792
A-7 1000.000000 0.000000 6.661070 6.661070 0.000000 1000.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 1000.000000 0.000000 6.036594 6.036594 0.000000 1000.000000
A-10 559.960462 13.189907 0.000000 13.189907 0.000000 546.770555
A-11-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 968.535768 0.842513 6.451483 7.293996 0.000000 967.693256
M-2 968.535769 0.842513 6.451485 7.293998 0.000000 967.693256
M-3 968.535776 0.842512 6.451483 7.293995 0.000000 967.693264
B-1 968.535737 0.842514 6.451484 7.293998 0.000000 967.693223
B-2 968.535800 0.000000 4.995301 4.995301 0.000000 968.535800
B-3 352.555207 0.000000 0.000000 0.000000 0.000000 351.780613
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:05 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS5 (POOL # 4248)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4248
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,938.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,284.22
SUBSERVICER ADVANCES THIS MONTH 26,518.46
MASTER SERVICER ADVANCES THIS MONTH 1,849.85
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 1,736,452.02
(B) TWO MONTHLY PAYMENTS: 4 716,554.93
(C) THREE OR MORE MONTHLY PAYMENTS: 4 598,272.04
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 229,644.65
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 76,153,475.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 815
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 219,842.90
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 819,260.07
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.08685890 % 17.57621400 % 2.33692740 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.87323090 % 17.72138444 % 2.36199790 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 768,975.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,224,147.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.91269613
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 310.28
POOL TRADING FACTOR: 39.58895165
................................................................................
Run: 08/25/00 08:17:05 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS6(POOL # 4249)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4249
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FJR5 42,946,000.00 0.00 7.500000 % 0.00
A-2 76110FJS3 15,683,000.00 6,135,844.64 7.500000 % 815,510.84
A-3 76110FJT1 18,746,000.00 18,746,000.00 7.500000 % 0.00
A-4 76110FJU8 2,046,000.00 2,046,000.00 7.500000 % 0.00
A-5 76110FJV6 21,277,000.00 18,538,470.40 7.500000 % 86,021.21
A-6 76110FJW4 164,986.80 72,618.71 0.000000 % 4,616.33
A-7-1 0.00 0.00 0.835021 % 0.00
A-7-2 0.00 0.00 0.275182 % 0.00
R 76110FJY0 100.00 0.00 7.500000 % 0.00
M-1 2,654,400.00 2,315,905.47 7.500000 % 10,746.14
M-2 76110FKA0 1,061,700.00 926,309.82 7.500000 % 4,298.21
M-3 76110FKB8 690,100.00 602,097.02 7.500000 % 2,793.82
B-1 371,600.00 324,212.80 7.500000 % 1,504.39
B-2 159,300.00 138,985.73 7.500000 % 644.91
B-3 372,446.48 286,161.53 7.500000 % 1,327.83
-------------------------------------------------------------------------------
106,172,633.28 50,132,606.12 927,463.68
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 38,293.21 853,804.05 0.00 0.00 5,320,333.80
A-3 116,991.97 116,991.97 0.00 0.00 18,746,000.00
A-4 12,768.89 12,768.89 0.00 0.00 2,046,000.00
A-5 115,696.79 201,718.00 0.00 0.00 18,452,449.19
A-6 0.00 4,616.33 0.00 0.00 68,002.38
A-7-1 29,364.81 29,364.81 0.00 0.00 0.00
A-7-2 1,802.38 1,802.38 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 14,453.34 25,199.48 0.00 0.00 2,305,159.33
M-2 5,781.01 10,079.22 0.00 0.00 922,011.61
M-3 3,757.63 6,551.45 0.00 0.00 599,303.20
B-1 2,023.38 3,527.77 0.00 0.00 322,708.41
B-2 867.40 1,512.31 0.00 0.00 138,340.82
B-3 1,785.91 3,113.74 0.00 0.00 284,833.70
-------------------------------------------------------------------------------
343,586.72 1,271,050.40 0.00 0.00 49,205,142.44
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 391.241768 51.999671 2.441702 54.441373 0.000000 339.242097
A-3 1000.000000 0.000000 6.240903 6.240903 0.000000 1000.000000
A-4 1000.000000 0.000000 6.240904 6.240904 0.000000 1000.000000
A-5 871.291554 4.042920 5.437646 9.480566 0.000000 867.248634
A-6 440.148606 27.979996 0.000000 27.979996 0.000000 412.168610
A-7-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 872.477950 4.048425 5.445050 9.493475 0.000000 868.429525
M-2 872.477932 4.048422 5.445050 9.493472 0.000000 868.429509
M-3 872.477931 4.048428 5.445051 9.493479 0.000000 868.429503
B-1 872.477933 4.048412 5.445048 9.493460 0.000000 868.429521
B-2 872.477903 4.048399 5.445072 9.493471 0.000000 868.429504
B-3 768.329264 3.565157 4.795078 8.360235 0.000000 764.764108
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:06 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS6 (POOL # 4249)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4249
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 10,392.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,464.64
SUBSERVICER ADVANCES THIS MONTH 14,189.07
MASTER SERVICER ADVANCES THIS MONTH 331.18
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 1,005,161.02
(B) TWO MONTHLY PAYMENTS: 1 13,635.78
(C) THREE OR MORE MONTHLY PAYMENTS: 2 103,779.07
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 146,684.62
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 49,205,142.44
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 787
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 31,806.89
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 694,842.03
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.82366460 % 7.67941100 % 1.49692420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.69470250 % 7.77657365 % 1.51796160 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 503,321.00
SPECIAL HAZARD AMOUNT AVAILABLE 698,574.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.56518223
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 132.42
POOL TRADING FACTOR: 46.34446836
................................................................................
Run: 08/25/00 08:17:38 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1(POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3328
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 24,934,336.17 3,560,260.87 8.935250 % 3,944.41
R 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
24,934,336.17 3,560,260.87 3,944.41
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 26,499.95 30,444.36 0.00 0.00 3,556,316.46
R 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
26,499.95 30,444.36 0.00 0.00 3,556,316.46
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 142.785468 0.158192 1.062789 1.220981 0.000000 142.627277
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,112.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 158.26
SUBSERVICER ADVANCES THIS MONTH 903.39
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 110,230.06
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,556,316.46
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 27
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,371.96
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.38744600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 319.78
POOL TRADING FACTOR: 14.26272765
Run: 08/25/00 08:17:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 879.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 119.91
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 2,811,335.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 20
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 371.96
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.29889416
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 321.19
POOL TRADING FACTOR: 14.04691276
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR1 (POOL # 3328)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3328
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 232.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 38.35
SUBSERVICER ADVANCES THIS MONTH 903.39
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 110,230.06
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 744,980.89
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 7
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,000.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.72161232
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 314.48
POOL TRADING FACTOR: 15.14055665
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2(POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3333
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 30,798,565.76 3,760,023.44 9.010039 % 107,098.86
R 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
30,798,565.76 3,760,023.44 107,098.86
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 28,105.77 135,204.63 0.00 0.00 3,652,924.58
R 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
28,105.77 135,204.63 0.00 0.00 3,652,924.58
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 122.084368 3.477398 0.912567 4.389965 0.000000 118.606971
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,169.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 165.39
SUBSERVICER ADVANCES THIS MONTH 4,199.48
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 500,428.51
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,652,924.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 25
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 104,451.27
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000210 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000220 % 0.00000000 %
CLASS R - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 1.9258 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.52401700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 317.80
POOL TRADING FACTOR: 11.86069679
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5.95
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 142,618.24
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.62500000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 318.00
POOL TRADING FACTOR: 1.23813073
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 548.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 81.77
SUBSERVICER ADVANCES THIS MONTH 1,710.06
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 204,081.83
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 1,752,796.25
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 11
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,100.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.78195630
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 313.97
POOL TRADING FACTOR: 23.61113079
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR2 (POOL # 3333)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3333
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 577.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 77.67
SUBSERVICER ADVANCES THIS MONTH 2,489.42
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 296,346.68
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 1,757,510.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 13
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 103,351.27
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.33972182
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 321.61
POOL TRADING FACTOR: 14.82364115
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7(POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4255
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FKC6 82,491,000.00 2,780,366.85 7.500000 % 394,464.71
A-2 76110FKD4 20,984,000.00 0.00 7.500000 % 0.00
A-3 76110FKE2 11,000,000.00 11,000,000.00 7.500000 % 0.00
A-4 76110FKF9 4,000,000.00 4,000,000.00 7.500000 % 0.00
A-5 76110FKG7 17,500,000.00 17,500,000.00 7.750000 % 0.00
A-6 76110FKH5 17,500,000.00 17,500,000.00 7.250000 % 0.00
A-7 76110FKJ1 21,925,000.00 7,540,052.35 9.500000 % 56,352.10
A-8 76110FKP7 156,262.27 38,796.19 0.000000 % 37.13
A-9-1 0.00 0.00 0.837337 % 0.00
A-9-2 0.00 0.00 0.496461 % 0.00
R 76110FKK8 100.00 0.00 7.750000 % 0.00
M-1 76110FKL6 6,697,000.00 6,407,733.79 7.750000 % 5,799.10
M-2 76110FKM4 3,827,000.00 3,661,698.84 7.750000 % 3,313.89
M-3 76110FKN2 2,870,200.00 2,746,226.31 7.750000 % 2,485.38
B-1 1,052,400.00 1,006,943.26 7.750000 % 911.30
B-2 478,400.00 457,736.26 7.750000 % 414.26
B-3 861,188.35 655,877.00 7.750000 % 593.57
-------------------------------------------------------------------------------
191,342,550.62 75,295,430.85 464,371.44
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 17,369.96 411,834.67 0.00 0.00 2,385,902.14
A-2 0.00 0.00 0.00 0.00 0.00
A-3 68,721.00 68,721.00 0.00 0.00 11,000,000.00
A-4 24,989.46 24,989.46 0.00 0.00 4,000,000.00
A-5 112,973.16 112,973.16 0.00 0.00 17,500,000.00
A-6 105,684.57 105,684.57 0.00 0.00 17,500,000.00
A-7 59,666.90 116,019.00 0.00 0.00 7,483,700.25
A-8 0.00 37.13 0.00 0.00 38,759.06
A-9-1 44,036.83 44,036.83 0.00 0.00 0.00
A-9-2 5,028.27 5,028.27 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 41,365.82 47,164.92 0.00 0.00 6,401,934.69
M-2 23,638.50 26,952.39 0.00 0.00 3,658,384.95
M-3 17,728.56 20,213.94 0.00 0.00 2,743,740.93
B-1 6,500.44 7,411.74 0.00 0.00 1,006,031.96
B-2 2,954.96 3,369.22 0.00 0.00 457,322.00
B-3 4,234.08 4,827.65 0.00 0.00 655,283.43
-------------------------------------------------------------------------------
534,892.51 999,263.95 0.00 0.00 74,831,059.41
===============================================================================
Run: 08/25/00 08:17:06
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7(POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4255
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 33.705093 4.781912 0.210568 4.992480 0.000000 28.923181
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 1000.000000 0.000000 6.247364 6.247364 0.000000 1000.000000
A-4 1000.000000 0.000000 6.247365 6.247365 0.000000 1000.000000
A-5 1000.000000 0.000000 6.455609 6.455609 0.000000 1000.000000
A-6 1000.000000 0.000000 6.039118 6.039118 0.000000 1000.000000
A-7 343.902046 2.570221 2.721409 5.291630 0.000000 341.331824
A-8 248.276119 0.237613 0.000000 0.237613 0.000000 248.038506
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 956.806598 0.865925 6.176769 7.042694 0.000000 955.940673
M-2 956.806595 0.865924 6.176770 7.042694 0.000000 955.940672
M-3 956.806602 0.865926 6.176768 7.042694 0.000000 955.940677
B-1 956.806594 0.865926 6.176777 7.042703 0.000000 955.940669
B-2 956.806564 0.865928 6.176756 7.042684 0.000000 955.940636
B-3 761.595300 0.689257 4.916555 5.605812 0.000000 760.906055
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS7 (POOL # 4255)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4255
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,574.91
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,504.42
SUBSERVICER ADVANCES THIS MONTH 18,649.37
MASTER SERVICER ADVANCES THIS MONTH 3,438.39
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 1,030,683.98
(B) TWO MONTHLY PAYMENTS: 3 255,445.52
(C) THREE OR MORE MONTHLY PAYMENTS: 5 446,317.84
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 572,596.22
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 74,831,059.41
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 834
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 434,242.37
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 396,226.08
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 80.15295860 % 17.02927500 % 2.81776690 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.04781520 % 17.11062314 % 2.83269450 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 747,678.00
SPECIAL HAZARD AMOUNT AVAILABLE 925,004.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.85641855
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 308.82
POOL TRADING FACTOR: 39.10842579
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8(POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4256
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FKU6 13,399,900.00 0.00 7.000000 % 0.00
A-2 76110FKV4 20,850,000.00 0.00 7.000000 % 0.00
A-3 76110FKW2 16,320,750.00 1,852,754.96 10.000000 % 117,568.00
A-4 76110FKX0 19,700,543.00 0.00 7.000000 % 0.00
A-5 76110FKY8 21,419,142.00 0.00 7.150000 % 0.00
A-6 76110FKZ5 6,323,320.00 0.00 7.250000 % 0.00
A-7 76110FLA9 16,496,308.00 16,027,557.61 7.250000 % 1,175,680.62
A-8 76110FLB7 25,998,036.00 4,527,643.17 7.500000 % 332,119.37
A-9 76110FLC5 5,000,001.00 5,000,001.00 7.375000 % 0.00
A-10 76110FLD3 54,507,000.00 54,507,000.00 7.500000 % 0.00
A-11 76110FLE1 26,409.16 4,623.72 0.000000 % 6.21
A-12-1 0.00 0.00 0.940237 % 0.00
A-12-2 0.00 0.00 0.649524 % 0.00
R 76110FLG6 100.00 0.00 7.500000 % 0.00
M-1 76110FLH4 7,631,000.00 7,405,866.71 7.500000 % 6,570.17
M-2 76110FLJ0 4,361,000.00 4,232,339.73 7.500000 % 3,754.75
M-3 76110FLK7 3,270,500.00 3,174,012.22 7.500000 % 2,815.85
B-1 1,199,000.00 1,163,626.53 7.500000 % 1,032.32
B-2 545,000.00 528,921.19 7.500000 % 469.24
B-3 981,461.72 772,767.24 7.500000 % 685.58
-------------------------------------------------------------------------------
218,029,470.88 99,197,114.08 1,640,702.11
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 15,419.14 132,987.14 0.00 0.00 1,735,186.96
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 96,704.69 1,272,385.31 0.00 0.00 14,851,876.99
A-8 28,260.23 360,379.60 0.00 0.00 4,195,523.80
A-9 30,688.40 30,688.40 0.00 0.00 5,000,001.00
A-10 340,216.76 340,216.76 0.00 0.00 54,507,000.00
A-11 0.00 6.21 0.00 0.00 4,617.51
A-12-1 60,544.57 60,544.57 0.00 0.00 0.00
A-12-2 11,796.47 11,796.47 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 46,225.26 52,795.43 0.00 0.00 7,399,296.54
M-2 26,417.02 30,171.77 0.00 0.00 4,228,584.98
M-3 19,811.26 22,627.11 0.00 0.00 3,171,196.37
B-1 7,263.02 8,295.34 0.00 0.00 1,162,594.21
B-2 3,301.37 3,770.61 0.00 0.00 528,451.95
B-3 4,823.39 5,508.97 0.00 0.00 772,081.66
-------------------------------------------------------------------------------
691,471.58 2,332,173.69 0.00 0.00 97,556,411.97
===============================================================================
Run: 08/25/00 08:17:07
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8(POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4256
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 113.521435 7.203591 0.944757 8.148348 0.000000 106.317844
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 971.584527 71.269318 5.862202 77.131520 0.000000 900.315209
A-8 174.153277 12.774787 1.087014 13.861801 0.000000 161.378490
A-9 1000.000000 0.000000 6.137679 6.137679 0.000000 1000.000000
A-10 1000.000000 0.000000 6.241708 6.241708 0.000000 1000.000000
A-11 175.080162 0.235146 0.000000 0.235146 0.000000 174.845016
A-12-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-12-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 970.497538 0.860984 6.057563 6.918547 0.000000 969.636554
M-2 970.497530 0.860984 6.057560 6.918544 0.000000 969.636547
M-3 970.497545 0.860985 6.057563 6.918548 0.000000 969.636560
B-1 970.497523 0.860984 6.057565 6.918549 0.000000 969.636539
B-2 970.497596 0.860991 6.057560 6.918551 0.000000 969.636606
B-3 787.363607 0.698519 4.914496 5.613015 0.000000 786.665082
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:07 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS8 (POOL # 4256)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4256
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,348.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,743.43
SUBSERVICER ADVANCES THIS MONTH 34,381.50
MASTER SERVICER ADVANCES THIS MONTH 6,240.01
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 26 3,561,764.57
(B) TWO MONTHLY PAYMENTS: 4 388,541.93
(C) THREE OR MORE MONTHLY PAYMENTS: 1 87,132.19
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 352,918.96
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 97,556,411.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 999
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 763,350.78
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,552,698.01
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 82.58181280 % 14.93280200 % 2.48538470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 82.30457390 % 15.16976444 % 2.52494360 %
BANKRUPTCY AMOUNT AVAILABLE 113,527.00
FRAUD AMOUNT AVAILABLE 1,163,492.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,574,115.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.70784155
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 311.39
POOL TRADING FACTOR: 44.74459878
................................................................................
Run: 08/25/00 08:17:08 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9(POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4263
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FLL5 53,750,000.00 0.00 6.750000 % 0.00
A-2 76110FLM3 17,420,000.00 0.00 6.750000 % 0.00
A-3 76110FLN1 22,971,538.00 995,545.20 10.000000 % 170,824.84
A-4 76110FLP6 38,010,000.00 0.00 6.750000 % 0.00
A-5 76110FLQ4 17,163,462.00 5,475,498.72 6.750000 % 939,536.63
A-6 76110FLR2 29,977,000.00 29,977,000.00 7.250000 % 0.00
A-7 76110FLS0 16,065,000.00 16,065,000.00 7.250000 % 0.00
A-8 76110FLT8 54,645,000.00 54,645,000.00 7.250000 % 0.00
A-9-1 0.00 0.00 1.029591 % 0.00
A-9-2 0.00 0.00 0.734576 % 0.00
R 76110FLV3 100.00 0.00 7.250000 % 0.00
M-1 76110FLW1 8,130,000.00 7,890,952.59 7.250000 % 7,114.02
M-2 76110FLX9 5,420,000.00 5,260,635.02 7.250000 % 4,742.68
M-3 76110FLY7 4,065,000.00 3,945,476.28 7.250000 % 3,557.01
B-1 1,490,500.00 1,446,674.59 7.250000 % 1,304.24
B-2 677,500.00 657,579.39 7.250000 % 592.83
B-3 1,219,925.82 1,098,847.42 7.250000 % 990.65
-------------------------------------------------------------------------------
271,005,025.82 127,458,209.21 1,128,662.90
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 8,292.61 179,117.45 0.00 0.00 824,720.36
A-4 0.00 0.00 0.00 0.00 0.00
A-5 30,786.33 970,322.96 0.00 0.00 4,535,962.09
A-6 181,032.55 181,032.55 0.00 0.00 29,977,000.00
A-7 97,017.32 97,017.32 0.00 0.00 16,065,000.00
A-8 330,003.80 330,003.80 0.00 0.00 54,645,000.00
A-9-1 93,588.35 93,588.35 0.00 0.00 0.00
A-9-2 11,217.37 11,217.37 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 47,653.85 54,767.87 0.00 0.00 7,883,838.57
M-2 31,769.23 36,511.91 0.00 0.00 5,255,892.34
M-3 23,826.92 27,383.93 0.00 0.00 3,941,919.27
B-1 8,736.54 10,040.78 0.00 0.00 1,445,370.35
B-2 3,971.16 4,563.99 0.00 0.00 656,986.56
B-3 6,635.99 7,626.64 0.00 0.00 1,097,856.77
-------------------------------------------------------------------------------
874,532.02 2,003,194.92 0.00 0.00 126,329,546.31
===============================================================================
Run: 08/25/00 08:17:08
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9(POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4263
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 43.338204 7.436369 0.360995 7.797364 0.000000 35.901835
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 319.020645 54.740508 1.793713 56.534221 0.000000 264.280137
A-6 1000.000000 0.000000 6.039048 6.039048 0.000000 1000.000000
A-7 1000.000000 0.000000 6.039049 6.039049 0.000000 1000.000000
A-8 1000.000000 0.000000 6.039048 6.039048 0.000000 1000.000000
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 970.596875 0.875033 5.861482 6.736515 0.000000 969.721841
M-2 970.596867 0.875033 5.861482 6.736515 0.000000 969.721834
M-3 970.596871 0.875033 5.861481 6.736514 0.000000 969.721838
B-1 970.596840 0.875035 5.861483 6.736518 0.000000 969.721805
B-2 970.596886 0.875026 5.861491 6.736517 0.000000 969.721860
B-3 900.749375 0.812041 5.439667 6.251708 0.000000 899.937316
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:08 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS9 (POOL # 4263)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4263
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 29,101.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,086.92
SUBSERVICER ADVANCES THIS MONTH 36,394.95
MASTER SERVICER ADVANCES THIS MONTH 3,358.33
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 3,417,424.03
(B) TWO MONTHLY PAYMENTS: 6 726,949.72
(C) THREE OR MORE MONTHLY PAYMENTS: 4 367,125.79
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 173,428.79
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 126,329,546.31
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,367
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 437,346.20
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,013,754.12
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 84.07308140 % 13.41385900 % 2.51306010 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 83.94527290 % 13.52150046 % 2.53322660 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,442,552.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,442,552.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.59383130
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 312.90
POOL TRADING FACTOR: 46.61520425
................................................................................
Run: 08/25/00 08:17:08 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS10(POOL # 4264)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4264
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FMN0 199,969,492.00 41,176,402.76 7.250000 % 2,206,336.89
A-2 76110FMP5 10,000,000.00 10,000,000.00 7.250000 % 0.00
A-3 76110FMQ3 25,143,000.00 25,143,000.00 7.250000 % 0.00
A-4 76110FMR1 64,916,508.00 62,647,786.09 7.250000 % 55,102.70
A-5 76110FMS9 76,250.57 56,987.00 0.000000 % 78.34
A-6-1 0.00 0.00 0.994396 % 0.00
A-6-2 0.00 0.00 0.688146 % 0.00
R 76110FMU4 100.00 0.00 7.250000 % 0.00
M-1 76110FMV2 10,602,000.00 10,271,211.68 7.250000 % 9,034.18
M-2 76110FMW0 6,524,000.00 6,320,447.56 7.250000 % 5,559.23
M-3 76110FMX8 4,893,000.00 4,740,335.65 7.250000 % 4,169.43
B-1 76110FMY6 1,794,000.00 1,738,026.19 7.250000 % 1,528.70
B-2 76110FMZ3 816,000.00 790,540.34 7.250000 % 695.33
B-3 76110FNA7 1,468,094.11 1,288,219.00 7.250000 % 1,133.08
-------------------------------------------------------------------------------
326,202,444.68 164,172,956.27 2,283,637.88
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 248,629.85 2,454,966.74 0.00 0.00 38,970,065.87
A-2 60,381.64 60,381.64 0.00 0.00 10,000,000.00
A-3 151,817.55 151,817.55 0.00 0.00 25,143,000.00
A-4 378,277.57 433,380.27 0.00 0.00 62,592,683.39
A-5 0.00 78.34 0.00 0.00 56,908.66
A-6-1 108,142.60 108,142.60 0.00 0.00 0.00
A-6-2 19,253.90 19,253.90 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 62,019.26 71,053.44 0.00 0.00 10,262,177.50
M-2 38,163.90 43,723.13 0.00 0.00 6,314,888.33
M-3 28,622.92 32,792.35 0.00 0.00 4,736,166.22
B-1 10,494.48 12,023.18 0.00 0.00 1,736,497.49
B-2 4,773.41 5,468.74 0.00 0.00 789,845.01
B-3 7,778.48 8,911.56 0.00 0.00 1,287,085.92
-------------------------------------------------------------------------------
1,118,355.56 3,401,993.44 0.00 0.00 161,889,318.39
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 205.913424 11.033367 1.243339 12.276706 0.000000 194.880056
A-2 1000.000000 0.000000 6.038164 6.038164 0.000000 1000.000000
A-3 1000.000000 0.000000 6.038164 6.038164 0.000000 1000.000000
A-4 965.051695 0.848824 5.827140 6.675964 0.000000 964.202871
A-5 747.364905 1.027402 0.000000 1.027402 0.000000 746.337503
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 968.799442 0.852120 5.849770 6.701890 0.000000 967.947321
M-2 968.799442 0.852120 5.849770 6.701890 0.000000 967.947322
M-3 968.799438 0.852121 5.849769 6.701890 0.000000 967.947317
B-1 968.799437 0.852118 5.849766 6.701884 0.000000 967.947319
B-2 968.799436 0.852120 5.849767 6.701887 0.000000 967.947316
B-3 877.477126 0.771797 5.298352 6.070149 0.000000 876.705322
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:08 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS10 (POOL # 4264)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4264
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 33,938.45
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,756.35
SUBSERVICER ADVANCES THIS MONTH 44,421.70
MASTER SERVICER ADVANCES THIS MONTH 4,411.03
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 2,742,693.43
(B) TWO MONTHLY PAYMENTS: 10 1,370,659.91
(C) THREE OR MORE MONTHLY PAYMENTS: 7 509,192.31
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 1,098,431.55
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 161,889,318.39
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,620
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 563,874.50
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,139,229.03
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 84.67621370 % 12.99812300 % 2.32566370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 84.47365360 % 13.16531088 % 2.35640590 %
BANKRUPTCY AMOUNT AVAILABLE 141,228.00
FRAUD AMOUNT AVAILABLE 1,834,883.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,834,883.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.50835271
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 314.99
POOL TRADING FACTOR: 49.62848103
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS11(POOL # 4265)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4265
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FLZ4 99,650,000.00 50,622,870.58 7.000000 % 767,082.58
A-2 76110FMD2 43,142.76 21,928.15 0.000000 % 9,422.13
A-3-1 0.00 0.00 1.076746 % 0.00
A-3-2 0.00 0.00 0.638663 % 0.00
R 76110FMF7 100.00 0.00 7.000000 % 0.00
M-1 76110FMG5 3,043,000.00 2,691,864.21 7.000000 % 12,302.89
M-2 76110FMH3 892,000.00 789,070.92 7.000000 % 3,606.37
M-3 76110FMJ9 419,700.00 371,270.27 7.000000 % 1,696.85
B-1 76110FMK6 367,000.00 324,651.38 7.000000 % 1,483.79
B-2 76110FML4 262,400.00 232,121.29 7.000000 % 1,060.89
B-3 76110FMM2 263,388.53 232,995.78 7.000000 % 1,064.88
-------------------------------------------------------------------------------
104,940,731.29 55,286,772.58 797,720.38
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 294,921.22 1,062,003.80 0.00 0.00 49,855,788.00
A-2 0.00 9,422.13 0.00 0.00 12,506.02
A-3-1 39,272.60 39,272.60 0.00 0.00 0.00
A-3-2 6,092.70 6,092.70 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 15,682.39 27,985.28 0.00 0.00 2,679,561.32
M-2 4,597.00 8,203.37 0.00 0.00 785,464.55
M-3 2,162.96 3,859.81 0.00 0.00 369,573.42
B-1 1,891.37 3,375.16 0.00 0.00 323,167.59
B-2 1,352.30 2,413.19 0.00 0.00 231,060.40
B-3 1,357.40 2,422.28 0.00 0.00 231,930.90
-------------------------------------------------------------------------------
367,329.94 1,165,050.32 0.00 0.00 54,489,052.20
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 508.006729 7.697768 2.959571 10.657339 0.000000 500.308961
A-2 508.269522 218.394233 0.000000 218.394233 0.000000 289.875289
A-3-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 884.608679 4.043013 5.153595 9.196608 0.000000 880.565666
M-2 884.608655 4.043016 5.153587 9.196603 0.000000 880.565639
M-3 884.608697 4.043007 5.153586 9.196593 0.000000 880.565690
B-1 884.608665 4.043025 5.153597 9.196622 0.000000 880.565640
B-2 884.608575 4.043026 5.153582 9.196608 0.000000 880.565549
B-3 884.608681 4.043001 5.153603 9.196604 0.000000 880.565680
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:08 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS11 (POOL # 4265)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4265
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,462.96
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,325.22
SUBSERVICER ADVANCES THIS MONTH 12,845.41
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 11 924,595.19
(B) TWO MONTHLY PAYMENTS: 2 178,089.88
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 37,980.96
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 54,489,052.20
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 715
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 545,014.33
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.60049410 % 6.97044500 % 1.42906120 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.51789440 % 7.03737565 % 1.44311440 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 631,583.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,557,847.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.31547946
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 136.82
POOL TRADING FACTOR: 51.92364445
................................................................................
Run: 08/25/00 08:17:09 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12(POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4270
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FNB5 57,575,000.00 0.00 7.000000 % 0.00
A-2 76110FNC3 22,405,757.00 3,786,642.61 9.000000 % 435,204.17
A-3 76110FND1 62,824,125.00 0.00 7.000000 % 0.00
A-4 76110FNE9 24,294,118.00 17,671,000.31 6.875000 % 2,030,952.96
A-5 76110FNF6 26,000,000.00 26,000,000.00 7.250000 % 0.00
A-6 76110FNG4 22,583,041.00 22,583,041.00 7.250000 % 0.00
A-7 76110FNR0 59,318,800.00 57,401,784.16 7.250000 % 128,749.40
A-8-1 0.00 0.00 0.925729 % 0.00
A-8-2 0.00 0.00 0.721045 % 0.00
R 76110FNJ8 100.00 0.00 7.250000 % 0.00
M-1 76110FNK5 10,433,600.00 10,147,886.63 7.250000 % 13,177.87
M-2 76110FNL3 4,471,600.00 4,349,149.86 7.250000 % 5,647.73
M-3 76110FNM1 4,471,500.00 4,349,052.61 7.250000 % 5,647.60
B-1 76110FNN9 1,639,600.00 1,595,853.73 7.250000 % 2,072.35
B-2 76110FNP4 745,200.00 725,848.70 7.250000 % 942.57
B-3 76110FNQ2 1,341,561.05 980,933.78 7.250000 % 1,273.82
-------------------------------------------------------------------------------
298,104,002.05 149,591,193.39 2,623,668.47
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 28,373.18 463,577.35 0.00 0.00 3,351,438.44
A-3 0.00 0.00 0.00 0.00 0.00
A-4 101,145.14 2,132,098.10 0.00 0.00 15,640,047.35
A-5 156,935.98 156,935.98 0.00 0.00 26,000,000.00
A-6 136,311.23 136,311.23 0.00 0.00 22,583,041.00
A-7 346,477.14 475,226.54 0.00 0.00 57,273,034.76
A-8-1 96,591.31 96,591.31 0.00 0.00 0.00
A-8-2 14,566.00 14,566.00 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 61,252.64 74,430.51 0.00 0.00 10,134,708.76
M-2 26,251.46 31,899.19 0.00 0.00 4,343,502.13
M-3 26,250.88 31,898.48 0.00 0.00 4,343,405.01
B-1 9,632.58 11,704.93 0.00 0.00 1,593,781.38
B-2 4,381.23 5,323.80 0.00 0.00 724,906.13
B-3 5,920.91 7,194.73 0.00 0.00 894,119.72
-------------------------------------------------------------------------------
1,014,089.68 3,637,758.15 0.00 0.00 146,881,984.68
===============================================================================
Run: 08/25/00 08:17:09
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12(POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4270
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 169.003110 19.423766 1.266334 20.690100 0.000000 149.579344
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 727.377726 83.598547 4.163359 87.761906 0.000000 643.779179
A-5 1000.000000 0.000000 6.035999 6.035999 0.000000 1000.000000
A-6 1000.000000 0.000000 6.036000 6.036000 0.000000 1000.000000
A-7 967.682828 2.170465 5.840933 8.011398 0.000000 965.512363
A-8-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 972.616032 1.263022 5.870710 7.133732 0.000000 971.353010
M-2 972.616035 1.263022 5.870708 7.133730 0.000000 971.353012
M-3 972.616037 1.263021 5.870710 7.133731 0.000000 971.353016
B-1 973.318938 1.263936 5.874957 7.138893 0.000000 972.055001
B-2 974.032072 1.264855 5.879267 7.144122 0.000000 972.767217
B-3 731.188327 0.949506 4.413448 5.362954 0.000000 666.477101
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:09 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS12 (POOL # 4270)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4270
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 30,643.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,131.55
SUBSERVICER ADVANCES THIS MONTH 28,936.33
MASTER SERVICER ADVANCES THIS MONTH 7,275.61
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 2,488,558.56
(B) TWO MONTHLY PAYMENTS: 2 117,743.49
(C) THREE OR MORE MONTHLY PAYMENTS: 6 819,193.16
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 353,121.60
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 146,881,984.68
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,531
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 7
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 973,653.05
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,309,059.31
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 85.19383070 % 12.59839500 % 2.20777450 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 84.99855300 % 12.81410783 % 2.18733920 %
BANKRUPTCY AMOUNT AVAILABLE 117,002.00
FRAUD AMOUNT AVAILABLE 1,666,251.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,666,251.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.47220309
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 315.76
POOL TRADING FACTOR: 49.27206065
................................................................................
Run: 08/25/00 08:16:31 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR3(POOL # 3359)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3359
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 25,117,531.34 4,542,764.61 8.053007 % 37,417.96
R 0.00 0.00 0.000000 % 0.00
-------------------------------------------------------------------------------
25,117,531.34 4,542,764.61 37,417.96
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 30,452.91 67,870.87 0.00 0.00 4,490,017.71
R 0.00 0.00 0.00 0.00 0.00
-------------------------------------------------------------------------------
30,452.91 67,870.87 0.00 0.00 4,490,017.71
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 180.860314 1.489715 1.212417 2.702132 0.000000 178.760311
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:16:31 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QPCR3 (POOL # 3359)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3359
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,404.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 220.32
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 4,490,017.71
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 38
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,945.96
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 0.00000000 % 100.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.87529333
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.65
POOL TRADING FACTOR: 17.87603108
................................................................................
Run: 08/25/00 08:17:10 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13(POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4277
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FNS8 31,499,000.00 11,882,658.34 7.250000 % 247,381.94
A-2 76110FNT6 30,750,000.00 0.00 7.250000 % 0.00
A-3 76110FNU3 40,799,000.00 20,152,917.55 7.250000 % 648,156.66
A-4 76110FNV1 6,745,000.00 6,745,000.00 7.250000 % 0.00
A-5 76110FNW9 4,235,415.00 4,235,415.00 7.250000 % 0.00
A-6 76110FNX7 10,499,000.00 10,499,000.00 7.250000 % 0.00
A-7 76110fNY5 62,999,000.00 61,192,384.11 7.250000 % 54,611.34
A-8 76110FNZ2 15,495,000.00 0.00 7.250000 % 0.00
A-9 76110FPA5 68,339,000.00 31,625,473.16 7.000000 % 658,402.41
A-10 76110fPB3 0.00 0.00 7.250000 % 0.00
A-11 76110FPC1 100,038,312.00 52,399,184.22 0.000000 % 611,390.38
A-12 76110FPD9 0.00 0.00 7.250000 % 0.00
A-13 76110FPE7 0.00 0.00 8.980000 % 0.00
A-14 76110FPF4 0.00 0.00 5.520000 % 0.00
A-15 76110FPG2 26,249,000.00 9,902,152.38 7.000000 % 206,150.31
A-16 76110FPH0 2,386,273.00 900,195.79 10.000000 % 18,740.94
A-17 76110FPJ6 139,012.74 124,796.96 0.000000 % 145.63
A-18-1 0.00 0.00 0.901464 % 0.00
A-18-2 0.00 0.00 0.597961 % 0.00
R-I 76110FPL1 100.00 0.00 7.250000 % 0.00
R-II 76110FPM9 100.00 0.00 7.250000 % 0.00
M-1 76110FPN7 16,267,000.00 15,823,784.85 7.250000 % 14,121.99
M-2 76110FPP2 5,422,000.00 5,274,270.69 7.250000 % 4,707.04
M-3 76110FPQ0 6,507,000.00 6,329,708.50 7.250000 % 5,648.97
B-1 76110FPR8 2,386,000.00 2,320,990.39 7.250000 % 2,071.38
B-2 76110FPS6 1,085,000.00 1,055,437.78 7.250000 % 941.93
B-3 76110FPT4 1,952,210.06 1,716,337.69 7.250000 % 1,531.71
-------------------------------------------------------------------------------
433,792,422.80 242,179,707.41 2,474,002.63
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 71,741.57 319,123.51 0.00 0.00 11,635,276.40
A-2 0.00 0.00 0.00 0.00 0.00
A-3 121,673.28 769,829.94 0.00 0.00 19,504,760.89
A-4 40,722.95 40,722.95 0.00 0.00 6,745,000.00
A-5 25,571.33 25,571.33 0.00 0.00 4,235,415.00
A-6 63,387.73 63,387.73 0.00 0.00 10,499,000.00
A-7 369,449.14 424,060.48 0.00 0.00 61,137,772.77
A-8 0.00 0.00 0.00 0.00 0.00
A-9 184,354.76 842,757.17 0.00 0.00 30,967,070.75
A-10 6,584.10 6,584.10 0.00 0.00 0.00
A-11 0.00 611,390.38 0.00 0.00 51,787,793.84
A-12 158,180.08 158,180.08 0.00 0.00 0.00
A-13 97,962.56 97,962.56 0.00 0.00 0.00
A-14 60,217.52 60,217.52 0.00 0.00 0.00
A-15 57,722.74 263,873.05 0.00 0.00 9,696,002.07
A-16 7,496.46 26,237.40 0.00 0.00 881,454.85
A-17 0.00 145.63 0.00 0.00 124,651.33
A-18-1 139,078.02 139,078.02 0.00 0.00 0.00
A-18-2 28,341.63 28,341.63 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 95,536.13 109,658.12 0.00 0.00 15,809,662.86
M-2 31,843.42 36,550.46 0.00 0.00 5,269,563.65
M-3 38,215.63 43,864.60 0.00 0.00 6,324,059.53
B-1 14,012.98 16,084.36 0.00 0.00 2,318,919.01
B-2 6,372.20 7,314.13 0.00 0.00 1,054,495.85
B-3 10,362.39 11,894.10 0.00 0.00 1,714,805.98
-------------------------------------------------------------------------------
1,628,826.62 4,102,829.25 0.00 0.00 239,705,704.78
===============================================================================
Run: 08/25/00 08:17:10
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13(POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4277
_______________________________________________________________________________
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 377.239225 7.853644 2.277582 10.131226 0.000000 369.385581
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 493.956164 15.886582 2.982261 18.868843 0.000000 478.069582
A-4 1000.000000 0.000000 6.037502 6.037502 0.000000 1000.000000
A-5 1000.000000 0.000000 6.037503 6.037503 0.000000 1000.000000
A-6 1000.000000 0.000000 6.037502 6.037502 0.000000 1000.000000
A-7 971.323102 0.866860 5.864365 6.731225 0.000000 970.456242
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 462.773426 9.634358 2.697651 12.332009 0.000000 453.139068
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 523.791167 6.111562 0.000000 6.111562 0.000000 517.679605
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15 377.239224 7.853644 2.199045 10.052689 0.000000 369.385579
A-16 377.239230 7.853644 3.141493 10.995137 0.000000 369.385586
A-17 897.737574 1.047602 0.000000 1.047602 0.000000 896.689972
A-18-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-18-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 972.753725 0.868137 5.873002 6.741139 0.000000 971.885588
M-2 972.753724 0.868137 5.873003 6.741140 0.000000 971.885587
M-3 972.753727 0.868137 5.873003 6.741140 0.000000 971.885589
B-1 972.753726 0.868139 5.873001 6.741140 0.000000 971.885587
B-2 972.753714 0.868138 5.872995 6.741133 0.000000 971.885576
B-3 879.176747 0.784624 5.308030 6.092654 0.000000 878.392142
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:10 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-QS13 (POOL # 4277)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4277
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 50,197.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,648.14
SUBSERVICER ADVANCES THIS MONTH 37,232.69
MASTER SERVICER ADVANCES THIS MONTH 3,240.96
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 2,772,911.41
(B) TWO MONTHLY PAYMENTS: 3 254,794.51
(C) THREE OR MORE MONTHLY PAYMENTS: 7 1,212,233.30
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 659,881.63
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 239,705,704.78
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,267
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 448,603.14
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,257,851.91
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 86.56481300 % 11.33121600 % 2.10397130 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 86.43819850 % 11.43205418 % 2.12379930 %
BANKRUPTCY AMOUNT AVAILABLE 240,007.00
FRAUD AMOUNT AVAILABLE 2,579,320.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,579,320.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.35623174
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 317.02
POOL TRADING FACTOR: 55.25815855
................................................................................
Run: 08/25/00 08:17:11 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS1(POOL # 4281)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4281
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FPU1 64,326,000.00 0.00 7.000000 % 0.00
A-2 76110FPV9 117,395,000.00 43,021,257.10 7.000000 % 1,592,686.11
A-3 76110FPW7 51,380,000.00 47,722,082.65 7.000000 % 1,455,850.37
A-4 76110FPX5 1,862,000.00 1,862,000.00 7.000000 % 0.00
A-5 76110FPY3 65,040,000.00 65,040,000.00 7.000000 % 0.00
A-6-1 0.00 0.00 1.114925 % 0.00
A-6-2 0.00 0.00 0.898023 % 0.00
R 76110FQB2 100.00 0.00 7.000000 % 0.00
M-1 76110FQC0 11,351,500.00 11,069,872.18 7.000000 % 18,569.28
M-2 76110FQD8 4,054,000.00 3,956,578.37 7.000000 % 6,637.01
M-3 76110FQE6 4,865,000.00 4,759,135.33 7.000000 % 7,983.26
B-1 76110FQF3 1,783,800.00 1,748,682.21 7.000000 % 2,933.35
B-2 76110FQG1 810,800.00 796,857.13 7.000000 % 1,336.70
B-3 76110FQH9 1,459,579.11 1,280,403.27 7.000000 % 2,147.81
-------------------------------------------------------------------------------
324,327,779.11 181,256,868.24 3,088,143.89
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 250,780.67 1,843,466.78 0.00 0.00 41,428,570.99
A-3 278,182.86 1,734,033.23 0.00 0.00 46,266,232.28
A-4 10,854.02 10,854.02 0.00 0.00 1,862,000.00
A-5 379,132.93 379,132.93 0.00 0.00 65,040,000.00
A-6-1 131,890.05 131,890.05 0.00 0.00 0.00
A-6-2 29,316.96 29,316.96 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 64,528.79 83,098.07 0.00 0.00 11,051,302.90
M-2 23,063.79 29,700.80 0.00 0.00 3,949,941.36
M-3 27,742.08 35,725.34 0.00 0.00 4,751,152.07
B-1 10,193.47 13,126.82 0.00 0.00 1,745,748.86
B-2 4,645.06 5,981.76 0.00 0.00 795,520.43
B-3 7,463.76 9,611.57 0.00 0.00 1,278,255.46
-------------------------------------------------------------------------------
1,217,794.44 4,305,938.33 0.00 0.00 178,168,724.35
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 366.465838 13.566899 2.136213 15.703112 0.000000 352.898939
A-3 928.806591 28.334962 5.414225 33.749187 0.000000 900.471629
A-4 1000.000000 0.000000 5.829227 5.829227 0.000000 1000.000000
A-5 1000.000000 0.000000 5.829227 5.829227 0.000000 1000.000000
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 975.190255 1.635844 5.684605 7.320449 0.000000 973.554411
M-2 975.969011 1.637151 5.689144 7.326295 0.000000 974.331860
M-3 978.239533 1.640958 5.702380 7.343338 0.000000 976.598576
B-1 980.312933 1.644439 5.714469 7.358908 0.000000 978.668494
B-2 982.803564 1.648619 5.728984 7.377603 0.000000 981.154946
B-3 877.241433 1.471534 5.113639 6.585173 0.000000 875.769906
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:11 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS1 (POOL # 4281)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4281
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 37,375.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 46,336.86
MASTER SERVICER ADVANCES THIS MONTH 4,050.98
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 3,532,892.29
(B) TWO MONTHLY PAYMENTS: 6 531,597.53
(C) THREE OR MORE MONTHLY PAYMENTS: 6 464,765.53
FORECLOSURES
NUMBER OF LOANS 15
AGGREGATE PRINCIPAL BALANCE 1,452,166.51
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 178,168,724.35
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,698
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 7
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 523,585.06
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,784,092.60
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 86.97344340 % 10.91577200 % 2.11078490 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 86.76988840 % 11.08634324 % 2.14376840 %
BANKRUPTCY AMOUNT AVAILABLE 101,905.00
FRAUD AMOUNT AVAILABLE 1,950,206.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,950,206.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.34559191
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 317.68
POOL TRADING FACTOR: 54.93477150
................................................................................
Run: 08/25/00 08:17:12 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2(POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4284
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FQJ5 20,000,000.00 4,795,410.83 6.750000 % 308,922.46
A-2 76110FQK2 158,282,400.00 37,951,456.64 6.500000 % 2,444,849.42
A-3 76110FQL0 82,584,000.00 82,584,000.00 6.750000 % 0.00
A-4 76110FQM8 38,888,850.00 15,210,287.13 7.220000 % 481,094.21
A-5 76110FQN6 0.00 0.00 1.805775 % 0.00
A-6 76110FQP1 13,504,750.00 5,200,003.39 7.120000 % 168,733.45
A-7 76110FQQ9 86,753,900.00 86,753,900.00 7.000000 % 0.00
A-8 76110FQR7 138,732.69 116,664.59 0.000000 % 157.77
A-9-1 0.00 0.00 1.042462 % 0.00
A-9-2 0.00 0.00 0.720784 % 0.00
R-I 76110FQT3 100.00 0.00 7.000000 % 0.00
R-II 76110FQU0 100.00 0.00 7.000000 % 0.00
M-1 76110FQV8 17,350,800.00 16,902,131.06 7.000000 % 14,889.98
M-2 76110FQW6 5,422,000.00 5,281,794.18 7.000000 % 4,653.01
M-3 76110FQX4 5,422,000.00 5,281,794.18 7.000000 % 4,653.01
B-1 76110FQY2 2,385,700.00 2,324,008.96 7.000000 % 2,047.34
B-2 76110FQZ9 1,084,400.00 1,056,358.85 7.000000 % 930.60
B-3 76110FRA3 1,952,351.82 1,639,872.20 7.000000 % 1,444.64
-------------------------------------------------------------------------------
433,770,084.51 265,097,682.01 3,432,375.89
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 26,962.79 335,885.25 0.00 0.00 4,486,488.37
A-2 205,483.48 2,650,332.90 0.00 0.00 35,506,607.22
A-3 464,338.60 464,338.60 0.00 0.00 82,584,000.00
A-4 91,476.54 572,570.75 0.00 0.00 14,729,192.92
A-5 30,700.67 30,700.67 0.00 0.00 0.00
A-6 30,840.31 199,573.76 0.00 0.00 5,031,269.94
A-7 505,850.47 505,850.47 0.00 0.00 86,753,900.00
A-8 0.00 157.77 0.00 0.00 116,506.82
A-9-1 169,820.65 169,820.65 0.00 0.00 0.00
A-9-2 41,746.23 41,746.23 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 98,554.08 113,444.06 0.00 0.00 16,887,241.08
M-2 30,797.44 35,450.45 0.00 0.00 5,277,141.17
M-3 30,797.44 35,450.45 0.00 0.00 5,277,141.17
B-1 13,550.99 15,598.33 0.00 0.00 2,321,961.62
B-2 6,159.48 7,090.08 0.00 0.00 1,055,428.25
B-3 9,561.88 11,006.52 0.00 0.00 1,638,427.56
-------------------------------------------------------------------------------
1,756,641.05 5,189,016.94 0.00 0.00 261,665,306.12
===============================================================================
Run: 08/25/00 08:17:12
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2(POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4284
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 239.770542 15.446123 1.348140 16.794263 0.000000 224.324419
A-2 239.770541 15.446123 1.298208 16.744331 0.000000 224.324418
A-3 1000.000000 0.000000 5.622622 5.622622 0.000000 1000.000000
A-4 391.122060 12.371006 2.352256 14.723262 0.000000 378.751054
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 385.049956 12.494378 2.283664 14.778042 0.000000 372.555578
A-7 1000.000000 0.000000 5.830867 5.830867 0.000000 1000.000000
A-8 840.930786 1.137223 0.000000 1.137223 0.000000 839.793563
A-9-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 974.141311 0.858173 5.680089 6.538262 0.000000 973.283139
M-2 974.141309 0.858172 5.680089 6.538261 0.000000 973.283137
M-3 974.141309 0.858172 5.680089 6.538261 0.000000 973.283137
B-1 974.141325 0.858172 5.680090 6.538262 0.000000 973.283154
B-2 974.141322 0.858170 5.680081 6.538251 0.000000 973.283152
B-3 839.947075 0.739954 4.897621 5.637575 0.000000 839.207126
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:12 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS2 (POOL # 4284)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4284
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 54,824.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 70,097.53
MASTER SERVICER ADVANCES THIS MONTH 3,636.04
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 39 4,563,232.55
(B) TWO MONTHLY PAYMENTS: 11 1,514,971.68
(C) THREE OR MORE MONTHLY PAYMENTS: 10 1,042,569.44
FORECLOSURES
NUMBER OF LOANS 17
AGGREGATE PRINCIPAL BALANCE 2,117,101.55
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 261,665,306.12
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,384
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 480,489.90
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,198,788.37
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.74026920 % 10.36516500 % 1.89456590 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.59033080 % 10.48726093 % 1.91773670 %
BANKRUPTCY AMOUNT AVAILABLE 110,151.00
FRAUD AMOUNT AVAILABLE 2,788,933.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,788,933.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.23314582
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 319.96
POOL TRADING FACTOR: 60.32350212
................................................................................
Run: 08/25/00 08:17:39 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3(POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4285
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FRB1 115,517,963.00 74,914,163.84 6.500000 % 1,286,234.52
A-2 76110FRC9 34,880,737.00 16,427,299.64 6.500000 % 105,063.63
A-3-1 0.00 0.00 1.239912 % 0.00
A-3-2 0.00 0.00 0.982927 % 0.00
R 76110FRE5 100.00 0.00 6.500000 % 0.00
M-1 76110FRF2 3,927,000.00 3,538,437.62 6.500000 % 15,112.82
M-2 76110FRG0 785,100.00 707,417.23 6.500000 % 3,021.41
M-3 76110FRH8 707,000.00 637,044.93 6.500000 % 2,720.85
B-1 76110FRJ4 471,200.00 424,576.47 6.500000 % 1,813.38
B-2 76110FRK1 314,000.00 282,930.84 6.500000 % 1,208.41
B-3 76110FRL9 471,435.62 391,391.89 6.500000 % 1,671.65
-------------------------------------------------------------------------------
157,074,535.62 97,323,262.46 1,416,846.67
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 405,390.08 1,691,624.60 0.00 0.00 73,627,929.32
A-2 88,894.60 193,958.23 0.00 0.00 16,322,236.01
A-3-1 80,439.42 80,439.42 0.00 0.00 0.00
A-3-2 15,872.95 15,872.95 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 19,147.88 34,260.70 0.00 0.00 3,523,324.80
M-2 3,828.11 6,849.52 0.00 0.00 704,395.82
M-3 3,447.30 6,168.15 0.00 0.00 634,324.08
B-1 2,297.55 4,110.93 0.00 0.00 422,763.09
B-2 1,531.05 2,739.46 0.00 0.00 281,722.43
B-3 2,117.98 3,789.63 0.00 0.00 389,720.23
-------------------------------------------------------------------------------
622,966.92 2,039,813.59 0.00 0.00 95,906,415.78
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 648.506621 11.134498 3.509325 14.643823 0.000000 637.372123
A-2 470.956208 3.012082 2.548530 5.560612 0.000000 467.944127
A-3-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 901.053634 3.848439 4.875956 8.724395 0.000000 897.205195
M-2 901.053662 3.848440 4.875952 8.724392 0.000000 897.205222
M-3 901.053649 3.848444 4.875955 8.724399 0.000000 897.205205
B-1 901.053629 3.848430 4.875955 8.724385 0.000000 897.205200
B-2 901.053631 3.848439 4.875955 8.724394 0.000000 897.205191
B-3 830.212808 3.545871 4.492618 8.038489 0.000000 826.666916
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:39 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,260.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 741.28
SUBSERVICER ADVANCES THIS MONTH 19,667.16
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 1,362,139.09
(B) TWO MONTHLY PAYMENTS: 2 102,389.49
(C) THREE OR MORE MONTHLY PAYMENTS: 2 365,246.75
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 17,662.87
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 95,906,415.78
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,156
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,001,174.76
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.85368020 % 5.01719700 % 1.12912290 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.78951820 % 5.06957190 % 1.14090990 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.96806300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 141.59
POOL TRADING FACTOR: 61.05790184
Run: 08/25/00 08:17:39 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,564.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 97.85
SUBSERVICER ADVANCES THIS MONTH 11,874.69
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 876,381.91
(B) TWO MONTHLY PAYMENTS: 2 102,389.49
(C) THREE OR MORE MONTHLY PAYMENTS: 1 93,664.12
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 17,662.87
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 78,244,304.19
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,091
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 970,828.22
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.17101110 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.55414720 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.01157967
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 141.95
POOL TRADING FACTOR: 64.85469483
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS3 (POOL # 4285)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4285
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,696.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 643.43
SUBSERVICER ADVANCES THIS MONTH 7,792.47
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 485,757.18
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 271,582.63
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 17,662,111.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 65
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 30,346.54
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.43324610 % 0.00000000 % 0.00000000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.84207330 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 1,000,000.00
FRAUD AMOUNT AVAILABLE 1,040,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,158,220.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.77528291
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 140.00
POOL TRADING FACTOR: 48.48367851
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4(POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4290
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I-1 76110FRM7 135,006,400.00 45,402,180.10 6.500000 % 1,536,733.73
A-I-2 76110FRN5 59,732,445.00 59,732,445.00 6.750000 % 0.00
A-I-3 76110FRP0 41,218,155.00 18,817,100.00 7.120000 % 384,183.43
A-I-4 76110FRQ8 0.00 0.00 1.880000 % 0.00
A-I-5 76110FRR6 64,868,000.00 64,868,000.00 7.000000 % 0.00
A-II 76110FRS4 75,203,000.00 47,997,918.82 7.000000 % 381,973.05
A-V-1 0.00 0.00 0.876834 % 0.00
A-V-2 0.00 0.00 0.625484 % 0.00
R-I 76110FRV7 100.00 0.00 7.000000 % 0.00
R-II 76110FRW5 100.00 0.00 7.000000 % 0.00
M-1 76110FRX3 14,190,000.00 13,846,365.26 7.000000 % 12,316.20
M-2 76110FRY1 5,067,800.00 4,945,074.67 7.000000 % 4,398.59
M-3 76110FRZ8 5,067,800.00 4,945,074.67 7.000000 % 4,398.59
B-1 76110FSA2 2,230,000.00 2,175,996.76 7.000000 % 1,935.53
B-2 76110FSB0 1,216,400.00 1,186,942.82 7.000000 % 1,055.77
B-3 76110FSC8 1,621,792.30 1,171,003.60 7.000000 % 1,041.61
-------------------------------------------------------------------------------
405,421,992.30 265,088,101.70 2,328,036.50
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I-1 245,840.35 1,782,574.08 0.00 0.00 43,865,446.37
A-I-2 335,874.59 335,874.59 0.00 0.00 59,732,445.00
A-I-3 111,608.12 495,791.55 0.00 0.00 18,432,916.57
A-I-4 29,469.56 29,469.56 0.00 0.00 0.00
A-I-5 378,261.06 378,261.06 0.00 0.00 64,868,000.00
A-II 279,702.54 661,675.59 0.00 0.00 47,615,945.77
A-V-1 154,841.44 154,841.44 0.00 0.00 0.00
A-V-2 27,665.19 27,665.19 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 80,726.86 93,043.06 0.00 0.00 13,834,049.06
M-2 28,830.70 33,229.29 0.00 0.00 4,940,676.08
M-3 28,830.70 33,229.29 0.00 0.00 4,940,676.08
B-1 12,686.46 14,621.99 0.00 0.00 2,174,061.23
B-2 6,920.09 7,975.86 0.00 0.00 1,185,887.05
B-3 6,827.16 7,868.77 0.00 0.00 1,169,961.99
-------------------------------------------------------------------------------
1,728,084.82 4,056,121.32 0.00 0.00 262,760,065.20
===============================================================================
Run: 08/25/00 08:17:39
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4(POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4290
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I-1 336.296502 11.382673 1.820953 13.203626 0.000000 324.913829
A-I-2 1000.000000 0.000000 5.622984 5.622984 0.000000 1000.000000
A-I-3 456.524558 9.320733 2.707742 12.028475 0.000000 447.203825
A-I-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-I-5 1000.000000 0.000000 5.831243 5.831243 0.000000 1000.000000
A-II 638.244735 5.079226 3.719300 8.798526 0.000000 633.165509
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 975.783316 0.867949 5.688997 6.556946 0.000000 974.915367
M-2 975.783312 0.867949 5.688997 6.556946 0.000000 974.915364
M-3 975.783312 0.867949 5.688997 6.556946 0.000000 974.915364
B-1 975.783300 0.867951 5.688995 6.556946 0.000000 974.915350
B-2 975.783311 0.867946 5.688994 6.556940 0.000000 974.915365
B-3 722.042890 0.642252 4.209641 4.851893 0.000000 721.400632
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 54,951.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,143.62
SUBSERVICER ADVANCES THIS MONTH 60,927.61
MASTER SERVICER ADVANCES THIS MONTH 3,000.74
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 46 4,995,433.56
(B) TWO MONTHLY PAYMENTS: 10 888,310.00
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,069,019.95
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,268,960.51
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 262,760,065.20
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,374
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 399,005.37
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,092,271.54
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.33544830 % 8.95419800 % 1.71035330 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.25053110 % 9.02549678 % 1.72397210 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.15515500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 321.03
POOL TRADING FACTOR: 64.81149770
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,821.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,828.91
SUBSERVICER ADVANCES THIS MONTH 44,362.72
MASTER SERVICER ADVANCES THIS MONTH 2,551.36
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 34 3,671,711.28
(B) TWO MONTHLY PAYMENTS: 4 224,828.20
(C) THREE OR MORE MONTHLY PAYMENTS: 8 965,908.95
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,138,191.04
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 209,534,175.24
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,883
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 340,385.62
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,751,864.28
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.28686090 % 0.00000000 % 1.71035330 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.19729100 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.13991804
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 320.77
POOL TRADING FACTOR: 64.60315756
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS4 (POOL # 4290)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4290
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,129.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,314.71
SUBSERVICER ADVANCES THIS MONTH 16,564.89
MASTER SERVICER ADVANCES THIS MONTH 449.38
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 1,323,722.28
(B) TWO MONTHLY PAYMENTS: 6 663,481.80
(C) THREE OR MORE MONTHLY PAYMENTS: 1 103,111.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 130,769.47
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 53,225,889.96
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 491
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 58,619.75
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 340,407.26
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.52710100 % 0.00000000 % 1.71035330 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.46012140 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 194,225.00
FRAUD AMOUNT AVAILABLE 2,756,717.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,756,717.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.21514010
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 322.06
POOL TRADING FACTOR: 65.64489499
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS5(POOL # 4299)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4299
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FSD6 151,551,000.00 55,547,269.48 6.750000 % 1,515,288.14
A-2 76110FSE4 75,936,500.00 62,663,352.80 6.750000 % 815,924.38
A-3 76110FSF1 17,485,800.00 17,485,800.00 6.750000 % 0.00
A-4 76110FSG9 13,164,700.00 13,164,700.00 6.750000 % 0.00
A-5 76110FSH7 67,790,000.00 67,790,000.00 6.750000 % 0.00
A-6-1 0.00 0.00 1.050020 % 0.00
A-6-2 0.00 0.00 0.837361 % 0.00
R 76110FSK0 100.00 0.00 6.750000 % 0.00
M-1 76110FSL8 12,650,700.00 12,335,511.37 6.750000 % 11,111.03
M-2 76110FSM6 4,216,900.00 4,111,837.14 6.750000 % 3,703.68
M-3 76110FSN4 4,392,600.00 4,283,159.59 6.750000 % 3,857.99
B-1 76110FSP9 1,757,100.00 1,713,322.34 6.750000 % 1,543.25
B-2 76110FSQ7 1,054,300.00 1,028,032.42 6.750000 % 925.98
B-3 76110FSR5 1,405,623.28 1,324,859.28 6.750000 % 1,193.34
-------------------------------------------------------------------------------
351,405,323.28 241,447,844.42 2,353,547.79
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 312,280.86 1,827,569.00 0.00 0.00 54,031,981.34
A-2 352,286.73 1,168,211.11 0.00 0.00 61,847,428.42
A-3 98,303.32 98,303.32 0.00 0.00 17,485,800.00
A-4 74,010.55 74,010.55 0.00 0.00 13,164,700.00
A-5 381,108.20 381,108.20 0.00 0.00 67,790,000.00
A-6-1 160,566.45 160,566.45 0.00 0.00 0.00
A-6-2 40,342.37 40,342.37 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 69,348.94 80,459.97 0.00 0.00 12,324,400.34
M-2 23,116.31 26,819.99 0.00 0.00 4,108,133.46
M-3 24,079.47 27,937.46 0.00 0.00 4,279,301.60
B-1 9,632.12 11,175.37 0.00 0.00 1,711,779.09
B-2 5,779.49 6,705.47 0.00 0.00 1,027,106.44
B-3 7,448.22 8,641.56 0.00 0.00 1,309,925.59
-------------------------------------------------------------------------------
1,558,303.03 3,911,850.82 0.00 0.00 239,080,556.28
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 366.525259 9.998536 2.060566 12.059102 0.000000 356.526723
A-2 825.207282 10.744825 4.639228 15.384053 0.000000 814.462458
A-3 1000.000000 0.000000 5.621894 5.621894 0.000000 1000.000000
A-4 1000.000000 0.000000 5.621894 5.621894 0.000000 1000.000000
A-5 1000.000000 0.000000 5.621894 5.621894 0.000000 1000.000000
A-6-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 975.085281 0.878294 5.481826 6.360120 0.000000 974.206988
M-2 975.085285 0.878294 5.481826 6.360120 0.000000 974.206991
M-3 975.085278 0.878293 5.481826 6.360119 0.000000 974.206985
B-1 975.085277 0.878294 5.481828 6.360122 0.000000 974.206983
B-2 975.085289 0.878289 5.481827 6.360116 0.000000 974.207000
B-3 942.542215 0.848976 5.298874 6.147850 0.000000 931.917970
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS5 (POOL # 4299)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4299
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 49,924.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,986.99
SUBSERVICER ADVANCES THIS MONTH 53,356.69
MASTER SERVICER ADVANCES THIS MONTH 6,162.77
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 3,712,475.65
(B) TWO MONTHLY PAYMENTS: 5 959,063.02
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,279,255.98
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,168,980.39
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 239,080,556.28
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,037
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 8
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 816,375.34
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,127,708.16
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.72998820 % 8.58591600 % 1.68409620 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.64338760 % 8.66311996 % 1.69349240 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,483,752.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,483,752.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07777314
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.01
POOL TRADING FACTOR: 68.03555337
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6(POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4301
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FSS3 20,174,375.00 13,182,759.63 6.750000 % 228,798.14
CB-2 76110FST1 39,313,092.00 39,313,092.00 6.750000 % 0.00
CB-3 76110FSU8 13,813,906.00 13,813,906.00 6.750000 % 0.00
CB-4 76110FSV6 16,300,000.00 2,876,098.43 6.750000 % 439,292.43
CB-5 76110FSW4 20,500,000.00 20,500,000.00 6.750000 % 0.00
CB-6 76110FSX2 136,500,000.00 79,338,999.56 6.750000 % 1,870,573.52
CB-7 76110FSY0 28,438,625.00 28,438,625.00 6.750000 % 0.00
NB-1 76110FSZ7 75,900,500.00 39,835,163.80 6.750000 % 515,491.22
NB-2 76110FTA1 4,494,000.00 0.00 6.750000 % 0.00
NB-3 76110FTB9 9,662,500.00 9,662,500.00 6.750000 % 0.00
NB-4 76110FTC7 10,000,000.00 5,496,259.44 6.750000 % 57,240.55
A-P 76110FTE3 57,464.36 51,104.28 0.000000 % 79.63
A-V-1 0.00 0.00 0.999886 % 0.00
A-V-2 0.00 0.00 0.723600 % 0.00
R 100.00 0.00 6.750000 % 0.00
M-1 76110FTG8 13,075,500.00 12,747,380.55 6.750000 % 11,211.56
M-2 76110FTH6 5,029,000.00 4,902,801.20 6.750000 % 4,312.11
M-3 76110FTJ2 4,224,500.00 4,118,489.48 6.750000 % 3,622.29
B-1 76110FTK9 2,011,600.00 1,961,120.46 6.750000 % 1,724.84
B-2 76110FTL7 1,207,000.00 1,176,711.28 6.750000 % 1,034.94
B-3 76110FTM5 1,609,449.28 1,566,969.08 6.750000 % 1,378.18
-------------------------------------------------------------------------------
402,311,611.64 278,981,980.19 3,134,759.41
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 74,126.18 302,924.32 0.00 0.00 12,953,961.49
CB-2 221,056.10 221,056.10 0.00 0.00 39,313,092.00
CB-3 77,675.10 77,675.10 0.00 0.00 13,813,906.00
CB-4 16,172.19 455,464.62 0.00 0.00 2,436,806.00
CB-5 115,270.76 115,270.76 0.00 0.00 20,500,000.00
CB-6 446,120.34 2,316,693.86 0.00 0.00 77,468,426.04
CB-7 159,909.37 159,909.37 0.00 0.00 28,438,625.00
NB-1 224,025.77 739,516.99 0.00 0.00 39,319,672.58
NB-2 0.00 0.00 0.00 0.00 0.00
NB-3 54,340.15 54,340.15 0.00 0.00 9,662,500.00
NB-4 30,909.97 88,150.52 0.00 0.00 5,439,018.89
A-P 0.00 79.63 0.00 0.00 51,024.65
A-V-1 182,387.26 182,387.26 0.00 0.00 0.00
A-V-2 36,175.99 36,175.99 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 71,677.21 82,888.77 0.00 0.00 12,736,168.99
M-2 27,567.95 31,880.06 0.00 0.00 4,898,489.09
M-3 23,157.84 26,780.13 0.00 0.00 4,114,867.19
B-1 11,027.18 12,752.02 0.00 0.00 1,959,395.62
B-2 6,616.53 7,651.47 0.00 0.00 1,175,676.34
B-3 8,810.90 10,189.08 0.00 0.00 1,565,590.87
-------------------------------------------------------------------------------
1,787,026.79 4,921,786.20 0.00 0.00 275,847,220.75
===============================================================================
Run: 08/25/00 08:17:40
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6(POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4301
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 653.440795 11.341027 3.674274 15.015301 0.000000 642.099767
CB-2 1000.000000 0.000000 5.622964 5.622964 0.000000 1000.000000
CB-3 1000.000000 0.000000 5.622964 5.622964 0.000000 1000.000000
CB-4 176.447756 26.950456 0.992159 27.942615 0.000000 149.497301
CB-5 1000.000000 0.000000 5.622964 5.622964 0.000000 1000.000000
CB-6 581.238092 13.703835 3.268281 16.972116 0.000000 567.534257
CB-7 1000.000000 0.000000 5.622964 5.622964 0.000000 1000.000000
NB-1 524.834010 6.791671 2.951572 9.743243 0.000000 518.042339
NB-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-3 1000.000000 0.000000 5.623819 5.623819 0.000000 1000.000000
NB-4 549.625944 5.724055 3.090997 8.815052 0.000000 543.901889
A-P 889.321312 1.385743 0.000000 1.385743 0.000000 887.935569
A-V-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-V-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 974.905782 0.857448 5.481795 6.339243 0.000000 974.048334
M-2 974.905786 0.857449 5.481796 6.339245 0.000000 974.048338
M-3 974.905783 0.857448 5.481794 6.339242 0.000000 974.048335
B-1 974.905776 0.857447 5.481796 6.339243 0.000000 974.048330
B-2 974.905783 0.857448 5.481798 6.339246 0.000000 974.048335
B-3 973.605754 0.856305 5.474481 6.330786 0.000000 972.749430
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 57,758.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,956.96
SUBSERVICER ADVANCES THIS MONTH 33,167.82
MASTER SERVICER ADVANCES THIS MONTH 839.43
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,581,191.19
(B) TWO MONTHLY PAYMENTS: 8 563,442.94
(C) THREE OR MORE MONTHLY PAYMENTS: 3 301,219.82
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 44,335.60
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 275,847,220.75
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,295
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 109,719.09
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,889,404.61
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.50894890 % 7.80289500 % 1.68641750 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.40951670 % 7.88462730 % 1.70439730 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,845,602.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,845,602.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.01702800
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.96
POOL TRADING FACTOR: 68.56556280
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44,895.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,245.87
SUBSERVICER ADVANCES THIS MONTH 24,722.74
MASTER SERVICER ADVANCES THIS MONTH 839.43
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 2,436,462.24
(B) TWO MONTHLY PAYMENTS: 8 563,442.94
(C) THREE OR MORE MONTHLY PAYMENTS: 3 301,219.82
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 44,335.60
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 214,452,211.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,101
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 109,719.09
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,365,127.79
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.01503760 % 7.80289500 % 1.68641750 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.91592240 % 7.88462730 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,845,602.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,845,602.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.06211568
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.41
POOL TRADING FACTOR: 72.69288318
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS6 (POOL # 4301)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4301
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,863.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,711.09
SUBSERVICER ADVANCES THIS MONTH 8,445.08
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,144,728.95
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 61,395,009.28
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 194
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 524,276.82
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 88.73724450 % 7.80289500 % 1.68641750 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 88.64106730 % 7.88462730 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,845,602.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,845,602.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85953506
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 325.88
POOL TRADING FACTOR: 57.21791661
................................................................................
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Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7(POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4311
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FTZ6 172,668,000.00 100,947,473.18 6.750000 % 2,116,990.29
CB-2 76110FUA9 35,551,000.00 35,551,000.00 6.750000 % 0.00
CB-3 76110FUB7 44,215,000.00 44,215,000.00 6.750000 % 0.00
NB-1 76110FUC5 32,242,000.00 16,710,080.48 6.750000 % 62,056.95
NB-2 76110FUD3 77,840,000.00 44,167,367.15 6.750000 % 29,640.75
NB-3 76110FUE1 3,780,000.00 0.00 6.750000 % 0.00
NB-4 76110FUF8 13,684,000.00 13,684,000.00 6.750000 % 0.00
A-P 76110FUG6 73,404.89 64,863.09 0.000000 % 95.28
A-V 76110FUH4 0.00 0.00 0.929833 % 0.00
R 76110FUJ0 100.00 0.00 6.750000 % 0.00
M-1 76110FUK7 13,245,900.00 12,961,561.62 6.750000 % 11,375.48
M-2 76110FUL5 5,094,600.00 4,985,238.58 6.750000 % 4,375.20
M-3 76110FUM3 4,279,400.00 4,187,537.78 6.750000 % 3,675.12
B-1 76110FUN1 2,037,800.00 1,994,056.31 6.750000 % 1,750.05
B-2 76110FUP6 1,222,600.00 1,196,355.51 6.750000 % 1,049.96
B-3 76110FUQ4 1,631,527.35 1,477,869.37 6.750000 % 1,297.01
-------------------------------------------------------------------------------
407,565,332.24 282,142,403.07 2,232,306.09
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 567,500.14 2,684,490.43 0.00 0.00 98,830,482.89
CB-2 199,858.37 199,858.37 0.00 0.00 35,551,000.00
CB-3 248,565.10 248,565.10 0.00 0.00 44,215,000.00
NB-1 93,967.11 156,024.06 0.00 0.00 16,648,023.53
NB-2 248,369.83 278,010.58 0.00 0.00 44,137,726.40
NB-3 0.00 0.00 0.00 0.00 0.00
NB-4 76,950.31 76,950.31 0.00 0.00 13,684,000.00
A-P 0.00 95.28 0.00 0.00 64,767.81
A-V 218,513.27 218,513.27 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,868.21 84,243.69 0.00 0.00 12,950,186.14
M-2 28,026.37 32,401.57 0.00 0.00 4,980,863.38
M-3 23,541.79 27,216.91 0.00 0.00 4,183,862.66
B-1 11,210.33 12,960.38 0.00 0.00 1,992,306.26
B-2 6,725.76 7,775.72 0.00 0.00 1,195,305.55
B-3 8,308.39 9,605.40 0.00 0.00 1,436,423.52
-------------------------------------------------------------------------------
1,804,404.98 4,036,711.07 0.00 0.00 279,869,948.14
===============================================================================
Run: 08/25/00 08:17:40
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7(POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4311
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 584.633361 12.260467 3.286655 15.547122 0.000000 572.372894
CB-2 1000.000000 0.000000 5.621737 5.621737 0.000000 1000.000000
CB-3 1000.000000 0.000000 5.621737 5.621737 0.000000 1000.000000
NB-1 518.270594 1.924724 2.914432 4.839156 0.000000 516.345870
NB-2 567.412219 0.380791 3.190774 3.571565 0.000000 567.031429
NB-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-4 1000.000000 0.000000 5.623378 5.623378 0.000000 1000.000000
A-P 883.634455 1.298048 0.000000 1.298048 0.000000 882.336407
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 978.533857 0.858793 5.501190 6.359983 0.000000 977.675065
M-2 978.533855 0.858792 5.501191 6.359983 0.000000 977.675064
M-3 978.533855 0.858793 5.501189 6.359982 0.000000 977.675062
B-1 978.533865 0.858794 5.501192 6.359986 0.000000 977.675071
B-2 978.533870 0.858793 5.501194 6.359987 0.000000 977.675078
B-3 905.819550 0.794967 5.092400 5.887367 0.000000 880.416450
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 58,500.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 14,408.08
SUBSERVICER ADVANCES THIS MONTH 58,608.97
MASTER SERVICER ADVANCES THIS MONTH 2,264.92
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 4,156,106.10
(B) TWO MONTHLY PAYMENTS: 9 1,449,045.52
(C) THREE OR MORE MONTHLY PAYMENTS: 5 498,158.62
FORECLOSURES
NUMBER OF LOANS 12
AGGREGATE PRINCIPAL BALANCE 1,803,075.86
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 279,869,948.13
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,179
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 307,217.36
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,938,346.21
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.49813780 % 7.84509400 % 1.65458330 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.44372680 % 7.90185310 % 1.65259100 %
BANKRUPTCY AMOUNT AVAILABLE 158,374.00
FRAUD AMOUNT AVAILABLE 2,825,805.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,825,805.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.00766600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 325.31
POOL TRADING FACTOR: 68.66873259
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,107.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,684.34
SUBSERVICER ADVANCES THIS MONTH 36,378.32
MASTER SERVICER ADVANCES THIS MONTH 2,264.92
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,155,491.02
(B) TWO MONTHLY PAYMENTS: 6 661,766.36
(C) THREE OR MORE MONTHLY PAYMENTS: 5 498,158.62
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 590,023.07
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 196,455,867.38
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,918
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 307,217.36
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,913,090.58
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.99159290 % 7.84509400 % 1.65458330 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.92032190 % 7.90185310 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 158,374.00
FRAUD AMOUNT AVAILABLE 2,825,805.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,825,805.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07116551
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 324.76
POOL TRADING FACTOR: 72.56403993
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS7 (POOL # 4311)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4311
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,393.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,723.74
SUBSERVICER ADVANCES THIS MONTH 22,230.65
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,000,615.08
(B) TWO MONTHLY PAYMENTS: 3 787,279.16
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,213,052.79
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 83,414,080.75
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 261
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 25,255.63
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.32407560 % 7.84509400 % 1.65458330 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.32084380 % 7.90185311 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 158,374.00
FRAUD AMOUNT AVAILABLE 2,825,805.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,825,805.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85811334
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 326.60
POOL TRADING FACTOR: 60.96145130
................................................................................
Run: 08/25/00 08:17:40 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8(POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4306
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FTN3 124,454,000.00 90,668,375.52 6.500000 % 1,141,678.60
NB 76110FTP8 41,430,000.00 25,434,812.69 6.500000 % 181,352.17
A-P 76110FTQ6 63,383.01 55,135.38 0.000000 % 239.88
A-V 76110FTV5 0.00 0.00 0.927645 % 0.00
R 76110FTR4 100.00 0.00 6.500000 % 0.00
M-1 76110FTS2 4,507,000.00 4,124,527.88 6.500000 % 17,304.53
M-2 76110FTT0 780,000.00 713,807.78 6.500000 % 2,994.79
M-3 76110FTU7 693,500.00 634,648.31 6.500000 % 2,662.68
B-1 76110FTW3 520,000.00 475,871.90 6.500000 % 1,996.53
B-2 76110FTX1 433,500.00 396,712.39 6.500000 % 1,664.41
B-3 76110FTY9 433,464.63 396,680.11 6.500000 % 1,664.26
-------------------------------------------------------------------------------
173,314,947.64 122,900,571.96 1,351,557.85
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 490,422.41 1,632,101.01 0.00 0.00 89,526,696.92
NB 137,576.11 318,928.28 0.00 0.00 25,253,460.52
A-P 0.00 239.88 0.00 0.00 54,895.50
A-V 94,871.71 94,871.71 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 22,309.44 39,613.97 0.00 0.00 4,107,223.35
M-2 3,860.97 6,855.76 0.00 0.00 710,812.99
M-3 3,432.79 6,095.47 0.00 0.00 631,985.63
B-1 2,573.98 4,570.51 0.00 0.00 473,875.37
B-2 2,145.81 3,810.22 0.00 0.00 395,047.98
B-3 2,145.63 3,809.89 0.00 0.00 395,015.83
-------------------------------------------------------------------------------
759,338.85 2,110,896.70 0.00 0.00 121,549,014.09
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 728.529220 9.173499 3.940592 13.114091 0.000000 719.355721
NB 613.922585 4.377315 3.320688 7.698003 0.000000 609.545270
A-P 869.876328 3.784658 0.000000 3.784658 0.000000 866.091670
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 915.138203 3.839479 4.949953 8.789432 0.000000 911.298724
M-2 915.138179 3.839474 4.949962 8.789436 0.000000 911.298705
M-3 915.138154 3.839481 4.949950 8.789431 0.000000 911.298673
B-1 915.138269 3.839481 4.949962 8.789443 0.000000 911.298789
B-2 915.138155 3.839469 4.949965 8.789434 0.000000 911.298685
B-3 915.138359 3.839437 4.949954 8.789391 0.000000 911.298883
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:40 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 25,504.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,437.46
SUBSERVICER ADVANCES THIS MONTH 18,644.07
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 921,040.13
(B) TWO MONTHLY PAYMENTS: 4 510,106.30
(C) THREE OR MORE MONTHLY PAYMENTS: 2 328,818.24
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 85,163.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 121,549,014.09
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,402
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 835,918.84
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.51160050 % 4.45318000 % 1.03275710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.47383850 % 4.48380599 % 1.04032950 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,236,139.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,236,139.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75509700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 145.88
POOL TRADING FACTOR: 70.13187018
Run: 08/25/00 08:17:40 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,867.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,239.82
SUBSERVICER ADVANCES THIS MONTH 14,050.67
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 921,040.13
(B) TWO MONTHLY PAYMENTS: 3 282,238.89
(C) THREE OR MORE MONTHLY PAYMENTS: 1 83,472.48
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 85,163.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 94,607,587.92
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,308
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 768,964.82
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.70332060 % 4.45318000 % 1.03275710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.66382310 % 4.48380599 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,236,139.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,236,139.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.82159172
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 146.03
POOL TRADING FACTOR: 72.76304641
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS8 (POOL # 4306)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4306
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 5,637.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,197.64
SUBSERVICER ADVANCES THIS MONTH 4,593.40
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 1 227,867.41
(C) THREE OR MORE MONTHLY PAYMENTS: 1 245,345.76
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 26,941,426.17
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 94
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 66,954.02
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.83443920 % 4.45318000 % 1.03275710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.80641990 % 4.48380599 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 1,236,139.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,236,139.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.52159233
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 145.34
POOL TRADING FACTOR: 62.22976814
................................................................................
Run: 08/25/00 08:17:14 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10(POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4313
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FUR2 25,000,000.00 14,004,626.69 6.750000 % 246,540.15
A-2 76110FUS0 29,011,000.00 0.00 6.750000 % 0.00
A-3 76110FUT8 12,434,000.00 2,538,091.20 6.750000 % 872,377.41
A-4 76110FUU5 17,404,000.00 17,404,000.00 6.750000 % 0.00
A-5 76110FUV3 7,831,000.00 7,831,000.00 6.750000 % 0.00
A-6 76110FUW1 13,853,000.00 13,853,000.00 6.750000 % 0.00
A-7 76110FUX9 14,886,000.00 14,886,000.00 6.750000 % 0.00
A-8 76110FUY7 8,409,000.00 8,409,000.00 6.750000 % 0.00
A-9 76110FUZ4 5,000,000.00 5,000,000.00 6.750000 % 0.00
A-10 76110FVA8 16,186,000.00 15,858,924.79 6.750000 % 13,679.91
A-11 76110FVB6 10,998.00 10,409.81 0.000000 % 72.59
A-12 76110FVC4 0.00 0.00 0.988468 % 0.00
R 76110FVD2 100.00 0.00 6.750000 % 0.00
M-1 76110FVE0 4,827,000.00 4,729,459.42 6.750000 % 4,079.63
M-2 76110FVF7 2,011,300.00 1,970,657.08 6.750000 % 1,699.89
M-3 76110FVG5 2,011,300.00 1,970,657.08 6.750000 % 1,699.89
B-1 76110FVH3 884,900.00 867,018.57 6.750000 % 747.89
B-2 76110FVJ9 482,700.00 472,945.94 6.750000 % 407.96
B-3 76110FVK6 643,577.01 630,571.98 6.750000 % 543.94
-------------------------------------------------------------------------------
160,885,875.01 110,436,362.56 1,141,849.26
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 78,732.40 325,272.55 0.00 0.00 13,758,086.54
A-2 0.00 0.00 0.00 0.00 0.00
A-3 14,268.85 886,646.26 0.00 0.00 1,665,713.79
A-4 97,843.28 97,843.28 0.00 0.00 17,404,000.00
A-5 44,024.98 44,024.98 0.00 0.00 7,831,000.00
A-6 77,879.97 77,879.97 0.00 0.00 13,853,000.00
A-7 83,687.38 83,687.38 0.00 0.00 14,886,000.00
A-8 47,274.43 47,274.43 0.00 0.00 8,409,000.00
A-9 28,109.42 28,109.42 0.00 0.00 5,000,000.00
A-10 89,157.04 102,836.95 0.00 0.00 15,845,244.88
A-11 0.00 72.59 0.00 0.00 10,337.22
A-12 90,918.61 90,918.61 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 26,588.48 30,668.11 0.00 0.00 4,725,379.79
M-2 11,078.81 12,778.70 0.00 0.00 1,968,957.19
M-3 11,078.81 12,778.70 0.00 0.00 1,968,957.19
B-1 4,874.28 5,622.17 0.00 0.00 866,270.68
B-2 2,658.85 3,066.81 0.00 0.00 472,537.98
B-3 3,545.01 4,088.95 0.00 0.00 630,028.04
-------------------------------------------------------------------------------
711,720.60 1,853,569.86 0.00 0.00 109,294,513.30
===============================================================================
Run: 08/25/00 08:17:14
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10(POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4313
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 560.185068 9.861606 3.149296 13.010902 0.000000 550.323462
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 204.125076 70.160641 1.147567 71.308208 0.000000 133.964435
A-4 1000.000000 0.000000 5.621885 5.621885 0.000000 1000.000000
A-5 1000.000000 0.000000 5.621885 5.621885 0.000000 1000.000000
A-6 1000.000000 0.000000 5.621885 5.621885 0.000000 1000.000000
A-7 1000.000000 0.000000 5.621885 5.621885 0.000000 1000.000000
A-8 1000.000000 0.000000 5.621885 5.621885 0.000000 1000.000000
A-9 1000.000000 0.000000 5.621884 5.621884 0.000000 1000.000000
A-10 979.792709 0.845169 5.508281 6.353450 0.000000 978.947540
A-11 946.518458 6.600291 0.000000 6.600291 0.000000 939.918167
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 979.792712 0.845169 5.508283 6.353452 0.000000 978.947543
M-2 979.792711 0.845170 5.508283 6.353453 0.000000 978.947541
M-3 979.792711 0.845170 5.508283 6.353453 0.000000 978.947541
B-1 979.792711 0.845169 5.508283 6.353452 0.000000 978.947542
B-2 979.792708 0.845163 5.508287 6.353450 0.000000 978.947545
B-3 979.792581 0.845167 5.508292 6.353459 0.000000 978.947399
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:14 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS10 (POOL # 4313)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4313
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 22,964.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,816.00
SUBSERVICER ADVANCES THIS MONTH 34,212.60
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 2,897,966.25
(B) TWO MONTHLY PAYMENTS: 2 188,860.94
(C) THREE OR MORE MONTHLY PAYMENTS: 3 498,639.85
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,100,410.69
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 109,294,513.30
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 875
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,046,582.80
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.36339750 % 7.85211600 % 1.78448670 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.27111590 % 7.92655908 % 1.80157530 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,105,289.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,275,183.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07056575
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 326.15
POOL TRADING FACTOR: 67.93294520
................................................................................
Run: 08/25/00 08:17:15 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9(POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4314
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FVL4 99,000,000.00 0.00 6.750000 % 0.00
A-2 76110FVM2 43,000,000.00 30,037,674.17 6.750000 % 3,850,597.84
A-3 76110FVN0 60,000,000.00 60,000,000.00 6.750000 % 0.00
A-4 76110FVP5 27,000,000.00 27,000,000.00 6.750000 % 0.00
A-5 76110FVQ3 52,500,000.00 52,500,000.00 6.750000 % 0.00
A-6 76110FVR1 36,500,000.00 36,500,000.00 6.750000 % 0.00
A-7 76110FVS9 25,000,000.00 25,000,000.00 6.750000 % 0.00
A-8 76110FVT7 10,405,000.00 10,405,000.00 7.420000 % 0.00
A-9 76110FVU4 3,469,000.00 3,469,000.00 4.740390 % 0.00
A-10 76110FVV2 7,590,000.00 6,699,559.95 6.750000 % 55,422.95
A-11 76110FVW0 7,500,000.00 7,500,000.00 6.750000 % 0.00
A-12 76110FVX8 28,126,000.00 28,126,000.00 6.750000 % 0.00
A-13 76110FVY6 77,829.78 73,491.24 0.000000 % 73.77
A-14 76110FVZ3 0.00 0.00 0.921615 % 0.00
R 76110FWA7 100.00 0.00 6.750000 % 0.00
M-1 76110FWB5 11,770,000.00 11,541,206.45 6.750000 % 14,283.11
M-2 76110FWC3 5,349,900.00 5,245,904.87 6.750000 % 6,492.20
M-3 76110FWD1 5,349,900.00 5,245,904.87 6.750000 % 6,492.20
B-1 76110FWE9 2,354,000.00 2,308,241.31 6.750000 % 2,856.62
B-2 76110FWF6 1,284,000.00 1,259,040.69 6.750000 % 1,558.16
B-3 76110FWG4 1,712,259.01 1,471,048.96 6.750000 % 1,820.51
-------------------------------------------------------------------------------
427,987,988.79 314,382,072.51 3,939,597.36
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 168,909.94 4,019,507.78 0.00 0.00 26,187,076.33
A-3 337,396.17 337,396.17 0.00 0.00 60,000,000.00
A-4 151,828.28 151,828.28 0.00 0.00 27,000,000.00
A-5 295,221.65 295,221.65 0.00 0.00 52,500,000.00
A-6 205,249.33 205,249.33 0.00 0.00 36,500,000.00
A-7 140,581.74 140,581.74 0.00 0.00 25,000,000.00
A-8 64,317.79 64,317.79 0.00 0.00 10,405,000.00
A-9 13,699.46 13,699.46 0.00 0.00 3,469,000.00
A-10 37,673.43 93,096.38 0.00 0.00 6,644,137.00
A-11 42,174.52 42,174.52 0.00 0.00 7,500,000.00
A-12 158,160.08 158,160.08 0.00 0.00 28,126,000.00
A-13 0.00 73.77 0.00 0.00 73,417.47
A-14 241,374.96 241,374.96 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 64,899.32 79,182.43 0.00 0.00 11,526,923.34
M-2 29,499.13 35,991.33 0.00 0.00 5,239,412.67
M-3 29,499.13 35,991.33 0.00 0.00 5,239,412.67
B-1 12,979.87 15,836.49 0.00 0.00 2,305,384.69
B-2 7,079.92 8,638.08 0.00 0.00 1,257,482.53
B-3 8,272.10 10,092.61 0.00 0.00 1,466,683.30
-------------------------------------------------------------------------------
2,008,816.82 5,948,414.18 0.00 0.00 310,439,930.00
===============================================================================
Run: 08/25/00 08:17:15
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9(POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4314
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 698.550562 89.548787 3.928138 93.476925 0.000000 609.001775
A-3 1000.000000 0.000000 5.623270 5.623270 0.000000 1000.000000
A-4 1000.000000 0.000000 5.623270 5.623270 0.000000 1000.000000
A-5 1000.000000 0.000000 5.623270 5.623270 0.000000 1000.000000
A-6 1000.000000 0.000000 5.623269 5.623269 0.000000 1000.000000
A-7 1000.000000 0.000000 5.623270 5.623270 0.000000 1000.000000
A-8 1000.000000 0.000000 6.181431 6.181431 0.000000 1000.000000
A-9 1000.000000 0.000000 3.949109 3.949109 0.000000 1000.000000
A-10 882.682470 7.302101 4.963561 12.265662 0.000000 875.380369
A-11 1000.000000 0.000000 5.623269 5.623269 0.000000 1000.000000
A-12 1000.000000 0.000000 5.623270 5.623270 0.000000 1000.000000
A-13 944.256042 0.947838 0.000000 0.947838 0.000000 943.308204
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 980.561296 1.213518 5.513961 6.727479 0.000000 979.347777
M-2 980.561295 1.213518 5.513959 6.727477 0.000000 979.347777
M-3 980.561295 1.213518 5.513959 6.727477 0.000000 979.347777
B-1 980.561304 1.213517 5.513963 6.727480 0.000000 979.347787
B-2 980.561285 1.213520 5.513956 6.727476 0.000000 979.347765
B-3 859.127592 1.063221 4.831103 5.894324 0.000000 856.577943
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:15 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS9 (POOL # 4314)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4314
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 65,036.83
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,469.14
SUBSERVICER ADVANCES THIS MONTH 48,019.64
MASTER SERVICER ADVANCES THIS MONTH 4,012.51
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 3,958,744.19
(B) TWO MONTHLY PAYMENTS: 7 636,209.61
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,143,096.53
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 816,042.12
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 310,439,930.00
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,442
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 577,479.89
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,523,539.30
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 68,557.38
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.38701620 % 7.00999500 % 1.60298870 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.28923450 % 7.08856901 % 1.62051970 %
BANKRUPTCY AMOUNT AVAILABLE 172,792.00
FRAUD AMOUNT AVAILABLE 3,109,031.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,109,031.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.99972815
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 327.55
POOL TRADING FACTOR: 72.53472951
................................................................................
Run: 08/25/00 08:17:16 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11(POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4319
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FWH2 112,117,000.00 0.00 6.750000 % 0.00
A-2 76110FWJ8 47,967,000.00 44,673,723.50 6.750000 % 4,469,989.92
A-3 76110FWK5 67,521,000.00 67,521,000.00 6.750000 % 0.00
A-4 76110FWL3 30,346,000.00 30,346,000.00 6.750000 % 0.00
A-5 76110FWM1 45,610,000.00 45,610,000.00 6.750000 % 0.00
A-6 76110FWN9 28,628,000.00 28,628,000.00 6.750000 % 0.00
A-7 76110FWP4 16,219,000.00 16,219,000.00 7.445000 % 0.00
A-8 76110FWQ2 5,046,000.00 5,046,000.00 4.516641 % 0.00
A-9 76110FWR0 96,429,000.00 96,429,000.00 6.750000 % 0.00
A-10 76110FWS8 62,872.89 57,556.11 0.000000 % 92.11
A-11 76110FWT6 0.00 0.00 0.868564 % 0.00
R 76110FWU3 100.00 0.00 6.750000 % 0.00
M-1 76110FWV1 13,198,800.00 12,946,715.26 6.750000 % 11,231.52
M-2 76110FWW9 6,000,000.00 5,885,405.63 6.750000 % 5,105.70
M-3 76110FWX7 4,799,500.00 4,707,834.04 6.750000 % 4,084.14
B-1 76110FWY5 2,639,600.00 2,589,186.11 6.750000 % 2,246.17
B-2 76110FWZ2 1,439,500.00 1,412,006.88 6.750000 % 1,224.94
B-3 76110FXA6 1,919,815.88 1,817,465.50 6.750000 % 1,576.68
-------------------------------------------------------------------------------
479,943,188.77 363,888,893.03 4,495,551.18
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 251,177.60 4,721,167.52 0.00 0.00 40,203,733.58
A-3 379,636.21 379,636.21 0.00 0.00 67,521,000.00
A-4 170,620.11 170,620.11 0.00 0.00 30,346,000.00
A-5 256,441.81 256,441.81 0.00 0.00 45,610,000.00
A-6 160,960.67 160,960.67 0.00 0.00 28,628,000.00
A-7 100,580.49 100,580.49 0.00 0.00 16,219,000.00
A-8 18,984.01 18,984.01 0.00 0.00 5,046,000.00
A-9 542,171.18 542,171.18 0.00 0.00 96,429,000.00
A-10 0.00 92.11 0.00 0.00 57,464.00
A-11 263,266.39 263,266.39 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,792.79 84,024.31 0.00 0.00 12,935,483.74
M-2 33,090.64 38,196.34 0.00 0.00 5,880,299.93
M-3 26,469.76 30,553.90 0.00 0.00 4,703,749.90
B-1 14,557.67 16,803.84 0.00 0.00 2,586,939.94
B-2 7,939.00 9,163.94 0.00 0.00 1,410,781.94
B-3 10,218.68 11,795.36 0.00 0.00 1,784,217.43
-------------------------------------------------------------------------------
2,308,907.01 6,804,458.19 0.00 0.00 359,361,670.46
===============================================================================
Run: 08/25/00 08:17:16
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11(POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4319
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 931.342871 93.188857 5.236467 98.425324 0.000000 838.154014
A-3 1000.000000 0.000000 5.622491 5.622491 0.000000 1000.000000
A-4 1000.000000 0.000000 5.622491 5.622491 0.000000 1000.000000
A-5 1000.000000 0.000000 5.622491 5.622491 0.000000 1000.000000
A-6 1000.000000 0.000000 5.622491 5.622491 0.000000 1000.000000
A-7 1000.000000 0.000000 6.201399 6.201399 0.000000 1000.000000
A-8 1000.000000 0.000000 3.762190 3.762190 0.000000 1000.000000
A-9 1000.000000 0.000000 5.622491 5.622491 0.000000 1000.000000
A-10 915.436049 1.465019 0.000000 1.465019 0.000000 913.971030
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 980.900935 0.850950 5.515107 6.366057 0.000000 980.049985
M-2 980.900938 0.850950 5.515107 6.366057 0.000000 980.049988
M-3 980.900936 0.850951 5.515108 6.366059 0.000000 980.049984
B-1 980.900936 0.850951 5.515105 6.366056 0.000000 980.049985
B-2 980.900924 0.850948 5.515109 6.366057 0.000000 980.049976
B-3 946.687398 0.821266 5.322740 6.144006 0.000000 929.369034
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:16 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS11 (POOL # 4319)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4319
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 75,311.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,205.60
SUBSERVICER ADVANCES THIS MONTH 60,074.34
MASTER SERVICER ADVANCES THIS MONTH 1,334.15
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 44 5,869,408.69
(B) TWO MONTHLY PAYMENTS: 4 388,241.77
(C) THREE OR MORE MONTHLY PAYMENTS: 12 1,296,258.26
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 673,630.24
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 359,361,670.46
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,809
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 178,507.71
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,099,133.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.93070790 % 6.47001900 % 1.59927360 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.84494020 % 6.54480862 % 1.60920450 %
BANKRUPTCY AMOUNT AVAILABLE 154,256.00
FRAUD AMOUNT AVAILABLE 8,184,295.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,092,147.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.94474224
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 327.30
POOL TRADING FACTOR: 74.87587674
................................................................................
Run: 08/25/00 08:17:41 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12(POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4321
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FXN8 188,037,444.00 147,153,628.09 7.000000 % 1,284,983.43
CB-2 76110FXP8 6,964,350.00 5,450,134.52 0.000000 % 47,591.98
NB-1 76110FXQ1 25,499,800.00 11,739,893.95 6.750000 % 161,191.70
NB-2 76110FXR9 7,423,000.00 7,423,000.00 6.750000 % 0.00
NB-3 76110FXS7 21,430,159.00 21,430,159.00 6.750000 % 0.00
NB-4 76110FXT5 4,020,000.00 4,020,000.00 6.750000 % 0.00
NB-5 76110FXU2 10,500,000.00 10,500,000.00 6.750000 % 0.00
NB-6 76110FXV0 0.00 0.00 0.350000 % 0.00
NB-7 76110FXW8 15,249,000.00 8,064,605.82 6.400000 % 84,161.03
NB-8 76110FXX6 20,899,000.00 13,006,634.89 6.100000 % 92,454.50
NB-9 76110FXY4 0.00 0.00 0.650000 % 0.00
A-P 76110FXZ1 58,061.92 56,267.50 0.000000 % 89.99
A-V 76110FYA5 0.00 0.00 0.818086 % 0.00
R-I 76110FYB3 100.00 0.00 6.750000 % 0.00
R-II 76110FYC1 100.00 0.00 6.750000 % 0.00
M-1 76110FYD9 8,802,500.00 8,634,915.04 6.750000 % 8,393.21
M-2 76110FYE7 4,001,000.00 3,924,827.59 6.750000 % 3,814.97
M-3 76110FYF4 3,201,000.00 3,140,058.26 6.750000 % 3,052.16
B-1 76110FYG2 1,760,300.00 1,726,786.82 6.750000 % 1,678.45
B-2 76110FYH0 960,000.00 941,723.17 6.750000 % 915.36
B-3 76110FYJ6 1,280,602.22 1,208,738.16 6.750000 % 1,174.89
-------------------------------------------------------------------------------
320,086,417.14 248,421,372.81 1,689,501.67
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 857,245.63 2,142,229.06 0.00 0.00 145,868,644.66
CB-2 0.00 47,591.98 0.00 0.00 5,402,542.54
NB-1 66,018.41 227,210.11 0.00 0.00 11,578,702.25
NB-2 41,742.69 41,742.69 0.00 0.00 7,423,000.00
NB-3 120,510.89 120,510.89 0.00 0.00 21,430,159.00
NB-4 22,606.17 22,606.17 0.00 0.00 4,020,000.00
NB-5 59,045.96 59,045.96 0.00 0.00 10,500,000.00
NB-6 2,351.52 2,351.52 0.00 0.00 0.00
NB-7 42,999.19 127,160.22 0.00 0.00 7,980,444.79
NB-8 66,098.55 158,553.05 0.00 0.00 12,914,180.39
NB-9 7,043.29 7,043.29 0.00 0.00 0.00
A-P 0.00 89.99 0.00 0.00 56,177.51
A-V 169,191.47 169,191.47 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 48,518.24 56,911.45 0.00 0.00 8,626,521.83
M-2 22,053.00 25,867.97 0.00 0.00 3,921,012.62
M-3 17,643.50 20,695.66 0.00 0.00 3,137,006.10
B-1 9,702.55 11,381.00 0.00 0.00 1,725,108.37
B-2 5,291.39 6,206.75 0.00 0.00 940,807.81
B-3 6,791.71 7,966.60 0.00 0.00 1,200,270.04
-------------------------------------------------------------------------------
1,564,854.16 3,254,355.83 0.00 0.00 246,724,577.91
===============================================================================
Run: 08/25/00 08:17:41
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12(POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4321
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 782.576198 6.833657 4.558909 11.392566 0.000000 775.742541
CB-2 782.576194 6.833657 0.000000 6.833657 0.000000 775.742537
NB-1 460.391609 6.321293 2.588978 8.910271 0.000000 454.070316
NB-2 1000.000000 0.000000 5.623426 5.623426 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.623425 5.623425 0.000000 1000.000000
NB-4 1000.000000 0.000000 5.623425 5.623425 0.000000 1000.000000
NB-5 1000.000000 0.000000 5.623425 5.623425 0.000000 1000.000000
NB-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
NB-7 528.861291 5.519118 2.819804 8.338922 0.000000 523.342173
NB-8 622.356806 4.423872 3.162761 7.586633 0.000000 617.932934
NB-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-P 969.094718 1.549911 0.000000 1.549911 0.000000 967.544807
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 980.961663 0.953503 5.511870 6.465373 0.000000 980.008160
M-2 980.961657 0.953504 5.511872 6.465376 0.000000 980.008153
M-3 980.961656 0.953502 5.511871 6.465373 0.000000 980.008154
B-1 980.961666 0.953502 5.511873 6.465375 0.000000 980.008163
B-2 980.961635 0.953500 5.511865 6.465365 0.000000 980.008135
B-3 943.882605 0.917451 5.303528 6.220979 0.000000 937.269998
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:41 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 51,491.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,293.39
SUBSERVICER ADVANCES THIS MONTH 47,371.79
MASTER SERVICER ADVANCES THIS MONTH 1,488.42
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 37 4,645,796.26
(B) TWO MONTHLY PAYMENTS: 5 597,346.43
(C) THREE OR MORE MONTHLY PAYMENTS: 2 173,810.70
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 952,678.51
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 246,724,577.91
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,777
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 193,797.03
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,362,804.94
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.09676840 % 6.31982700 % 1.56075470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.07408540 % 6.35710503 % 1.56736180 %
BANKRUPTCY AMOUNT AVAILABLE 160,187.00
FRAUD AMOUNT AVAILABLE 2,721,661.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,721,661.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.89463600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.50
POOL TRADING FACTOR: 77.08061470
Run: 08/25/00 08:17:41 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 34,234.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,250.18
SUBSERVICER ADVANCES THIS MONTH 34,326.99
MASTER SERVICER ADVANCES THIS MONTH 1,488.42
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 3,341,729.79
(B) TWO MONTHLY PAYMENTS: 4 361,330.01
(C) THREE OR MORE MONTHLY PAYMENTS: 2 173,810.70
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 720,554.05
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 163,978,961.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,507
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 193,797.03
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,091,340.02
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.32167880 % 6.31982700 % 1.56075470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.27071350 % 6.35710503 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.96902258
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 328.43
POOL TRADING FACTOR: 78.82013131
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS12 (POOL # 4321)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4321
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,257.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,043.21
SUBSERVICER ADVANCES THIS MONTH 13,044.80
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,304,066.47
(B) TWO MONTHLY PAYMENTS: 1 236,016.42
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 232,124.46
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 82,745,616.44
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 270
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 271,464.92
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.71161260 % 6.31982700 % 1.56075470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.68441460 % 6.35710502 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.74722186
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 331.62
POOL TRADING FACTOR: 73.85071337
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13(POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4322
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 112,514,000.00 89,181,921.35 6.500000 % 1,545,944.17
NB 37,758,000.00 27,972,763.83 6.500000 % 652,366.60
A-P 53,454.22 49,004.41 0.000000 % 226.57
A-V 0.00 0.00 0.844446 % 0.00
R 100.00 0.00 6.500000 % 0.00
M-1 4,083,000.00 3,778,431.01 6.500000 % 15,092.14
M-2 706,500.00 653,799.05 6.500000 % 2,611.46
M-3 628,000.00 581,154.72 6.500000 % 2,321.30
B-1 471,000.00 435,866.05 6.500000 % 1,740.97
B-2 314,000.00 290,577.36 6.500000 % 1,160.65
B-3 471,221.05 436,070.61 6.500000 % 1,741.79
-------------------------------------------------------------------------------
156,999,275.27 123,379,588.39 2,223,205.65
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 482,543.10 2,028,487.27 0.00 0.00 87,635,977.18
NB 151,354.27 803,720.87 0.00 0.00 27,320,397.23
A-P 0.00 226.57 0.00 0.00 48,777.84
A-V 86,728.38 86,728.38 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 20,444.23 35,536.37 0.00 0.00 3,763,338.87
M-2 3,537.56 6,149.02 0.00 0.00 651,187.59
M-3 3,144.49 5,465.79 0.00 0.00 578,833.42
B-1 2,358.37 4,099.34 0.00 0.00 434,125.08
B-2 1,572.25 2,732.90 0.00 0.00 289,416.71
B-3 2,359.48 4,101.27 0.00 0.00 434,328.82
-------------------------------------------------------------------------------
754,042.13 2,977,247.78 0.00 0.00 121,156,382.74
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 792.629551 13.740016 4.288738 18.028754 0.000000 778.889535
NB 740.843366 17.277573 4.008535 21.286108 0.000000 723.565794
A-P 916.754748 4.238516 0.000000 4.238516 0.000000 912.516233
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 925.405587 3.696336 5.007159 8.703495 0.000000 921.709251
M-2 925.405591 3.696334 5.007162 8.703496 0.000000 921.709257
M-3 925.405605 3.696338 5.007150 8.703488 0.000000 921.709268
B-1 925.405626 3.696327 5.007155 8.703482 0.000000 921.709299
B-2 925.405605 3.696338 5.007166 8.703504 0.000000 921.709268
B-3 925.405624 3.696333 5.007162 8.703495 0.000000 921.709284
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 25,525.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,449.76
SUBSERVICER ADVANCES THIS MONTH 15,373.31
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 862,263.29
(B) TWO MONTHLY PAYMENTS: 1 135,399.34
(C) THREE OR MORE MONTHLY PAYMENTS: 4 369,527.04
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 151,880.73
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 121,156,382.74
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,225
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,730,384.50
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.99240290 % 4.06338300 % 0.94222560 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.92085530 % 4.12141710 % 0.95606760 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,370,649.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,562,110.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.67085200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 149.94
POOL TRADING FACTOR: 77.17002676
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,409.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,205.35
SUBSERVICER ADVANCES THIS MONTH 15,373.31
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 862,263.29
(B) TWO MONTHLY PAYMENTS: 1 135,399.34
(C) THREE OR MORE MONTHLY PAYMENTS: 4 369,527.04
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 151,880.73
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 92,255,766.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,133
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,189,639.57
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.05579880 % 4.06338300 % 0.94222560 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.99241180 % 4.12141710 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.72932221
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 149.65
POOL TRADING FACTOR: 78.49458593
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS13 (POOL # 4322)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4322
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 6,115.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,244.41
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 28,900,616.73
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 92
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 540,744.93
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.63370010 % 4.06338300 % 0.94222560 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.53222910 % 4.12141710 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.48420454
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 150.88
POOL TRADING FACTOR: 73.22562489
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS14(POOL # 4335)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4335
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FYK3 104,208,000.00 74,339,325.52 6.750000 % 2,970,989.76
A-2 76110FYL1 97,975,000.00 62,945,602.55 6.500000 % 282,260.48
A-3 76110FYM9 46,000,000.00 29,553,433.64 6.250000 % 132,523.40
A-4 76110FYN7 37,995,000.00 24,410,493.65 8.000000 % 109,461.45
A-5 76110FYP2 25,759,000.00 25,759,000.00 6.750000 % 0.00
A-6 76110FYQ0 88,071,000.00 88,071,000.00 6.750000 % 0.00
A-P 76110FYR8 95,321.30 88,725.70 0.000000 % 107.92
A-V 76110FYS6 0.00 0.00 0.806293 % 0.00
R 76110FYT4 100.00 0.00 6.750000 % 0.00
M-1 76110FYU1 12,410,000.00 12,191,745.52 6.750000 % 10,484.30
M-2 76110FYV9 5,563,000.00 5,465,163.61 6.750000 % 4,699.77
M-3 76110FYW7 4,279,000.00 4,203,745.29 6.750000 % 3,615.01
B-1 76110FYX5 2,567,500.00 2,522,345.44 6.750000 % 2,169.09
B-2 76110FYY3 1,283,800.00 1,261,221.83 6.750000 % 1,084.59
B-3 76110FYZ0 1,711,695.86 1,608,064.56 6.750000 % 1,382.89
-------------------------------------------------------------------------------
427,918,417.16 332,419,867.31 3,518,778.66
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 417,981.91 3,388,971.67 0.00 0.00 71,368,335.76
A-2 340,811.19 623,071.67 0.00 0.00 62,663,342.07
A-3 153,859.05 286,382.45 0.00 0.00 29,420,910.24
A-4 162,667.81 272,129.26 0.00 0.00 24,301,032.20
A-5 144,833.12 144,833.12 0.00 0.00 25,759,000.00
A-6 495,189.92 495,189.92 0.00 0.00 88,071,000.00
A-P 0.00 107.92 0.00 0.00 88,617.78
A-V 223,262.15 223,262.15 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 68,549.57 79,033.87 0.00 0.00 12,181,261.22
M-2 30,728.55 35,428.32 0.00 0.00 5,460,463.84
M-3 23,636.07 27,251.08 0.00 0.00 4,200,130.28
B-1 14,182.19 16,351.28 0.00 0.00 2,520,176.35
B-2 7,091.37 8,175.96 0.00 0.00 1,260,137.24
B-3 9,041.54 10,424.43 0.00 0.00 1,606,681.67
-------------------------------------------------------------------------------
2,091,834.44 5,610,613.10 0.00 0.00 328,901,088.65
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 713.374458 28.510189 4.011035 32.521224 0.000000 684.864269
A-2 642.465961 2.880944 3.478553 6.359497 0.000000 639.585017
A-3 642.465949 2.880943 3.344762 6.225705 0.000000 639.585005
A-4 642.465947 2.880944 4.281295 7.162239 0.000000 639.585003
A-5 1000.000000 0.000000 5.622622 5.622622 0.000000 1000.000000
A-6 1000.000000 0.000000 5.622622 5.622622 0.000000 1000.000000
A-P 930.806651 1.132171 0.000000 1.132171 0.000000 929.674480
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 982.413015 0.844827 5.523737 6.368564 0.000000 981.568189
M-2 982.413016 0.844827 5.523737 6.368564 0.000000 981.568190
M-3 982.413015 0.844826 5.523737 6.368563 0.000000 981.568189
B-1 982.413024 0.844826 5.523735 6.368561 0.000000 981.568199
B-2 982.413016 0.844828 5.523734 6.368562 0.000000 981.568188
B-3 939.456943 0.807889 5.282212 6.090101 0.000000 938.649039
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS14 (POOL # 4335)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4335
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 68,894.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,398.96
SUBSERVICER ADVANCES THIS MONTH 33,257.64
MASTER SERVICER ADVANCES THIS MONTH 1,246.54
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 2,615,333.95
(B) TWO MONTHLY PAYMENTS: 4 300,614.69
(C) THREE OR MORE MONTHLY PAYMENTS: 8 981,587.45
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 716,068.43
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 328,901,088.66
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,604
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 181,967.61
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,232,898.49
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.79965920 % 6.57797300 % 1.62236730 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.71903350 % 6.64085833 % 1.63831840 %
BANKRUPTCY AMOUNT AVAILABLE 181,420.00
FRAUD AMOUNT AVAILABLE 3,662,072.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,662,072.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.88320096
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 330.36
POOL TRADING FACTOR: 76.86069949
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15(POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4336
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 250,018,000.00 200,885,979.04 6.500000 % 2,185,804.31
NB 150,029,000.00 115,883,191.61 6.500000 % 1,123,214.53
A-V 0.00 0.00 0.991735 % 0.00
R 100.00 0.00 6.500000 % 0.00
M-1 14,626,000.00 14,362,462.36 6.500000 % 12,417.14
M-2 5,377,000.00 5,280,114.88 6.500000 % 4,564.95
M-3 4,517,000.00 4,435,610.75 6.500000 % 3,834.83
B-1 2,581,000.00 2,534,494.42 6.500000 % 2,191.21
B-2 1,290,500.00 1,267,247.19 6.500000 % 1,095.61
B-3 1,720,903.67 1,562,624.11 6.500000 % 1,350.97
-------------------------------------------------------------------------------
430,159,503.67 346,211,724.36 3,334,473.55
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 1,087,706.98 3,273,511.29 0.00 0.00 198,700,174.73
NB 627,554.89 1,750,769.42 0.00 0.00 114,759,977.08
A-V 286,030.15 286,030.15 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 77,766.56 90,183.70 0.00 0.00 14,350,045.22
M-2 28,589.55 33,154.50 0.00 0.00 5,275,549.93
M-3 24,016.92 27,851.75 0.00 0.00 4,431,775.92
B-1 13,723.20 15,914.41 0.00 0.00 2,532,303.21
B-2 6,861.60 7,957.21 0.00 0.00 1,266,151.58
B-3 8,460.93 9,811.90 0.00 0.00 1,388,103.40
-------------------------------------------------------------------------------
2,160,710.78 5,495,184.33 0.00 0.00 342,704,081.07
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 803.486065 8.742588 4.350515 13.093103 0.000000 794.743477
NB 772.405279 7.486649 4.182891 11.669540 0.000000 764.918630
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 981.981564 0.848977 5.317008 6.165985 0.000000 981.132587
M-2 981.981566 0.848977 5.317008 6.165985 0.000000 981.132589
M-3 981.981570 0.848977 5.317007 6.165984 0.000000 981.132592
B-1 981.981565 0.848977 5.317009 6.165986 0.000000 981.132588
B-2 981.981550 0.848981 5.317009 6.165990 0.000000 981.132569
B-3 908.025323 0.785035 4.916562 5.701597 0.000000 806.613074
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:41 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 71,832.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,904.89
SUBSERVICER ADVANCES THIS MONTH 63,290.32
MASTER SERVICER ADVANCES THIS MONTH 2,131.76
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 5,333,953.65
(B) TWO MONTHLY PAYMENTS: 8 1,118,160.77
(C) THREE OR MORE MONTHLY PAYMENTS: 10 1,454,183.96
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 916,988.42
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 342,704,081.07
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,513
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 310,754.74
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,773,553.73
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.49579530 % 6.95475800 % 1.54944660 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.46671110 % 7.01986711 % 1.51342180 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.79270700
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 331.77
POOL TRADING FACTOR: 79.66907116
Run: 08/25/00 08:17:41 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 45,468.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,328.99
SUBSERVICER ADVANCES THIS MONTH 39,577.11
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,277,293.60
(B) TWO MONTHLY PAYMENTS: 7 846,117.76
(C) THREE OR MORE MONTHLY PAYMENTS: 8 926,705.39
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 441,567.31
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 217,140,742.48
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,122
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,013,553.12
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.58557780 % 0.00000000 % 1.54944660 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.50755060 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.89916906
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 330.88
POOL TRADING FACTOR: 80.77038218
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1998-QS15 (POOL # 4336)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4336
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 26,363.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,575.90
SUBSERVICER ADVANCES THIS MONTH 23,713.21
MASTER SERVICER ADVANCES THIS MONTH 2,131.76
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 2,056,660.05
(B) TWO MONTHLY PAYMENTS: 1 272,043.01
(C) THREE OR MORE MONTHLY PAYMENTS: 2 527,478.57
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 475,421.11
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 125,563,338.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 391
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 310,754.74
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 760,000.61
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.34057180 % 0.00000000 % 1.54944660 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.39608610 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 151,979.00
FRAUD AMOUNT AVAILABLE 3,751,851.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,751,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.60859758
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 333.31
POOL TRADING FACTOR: 77.83378223
................................................................................
Run: 08/25/00 08:17:18 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS16(POOL # 4337)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4337
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FZA4 109,739,000.00 88,915,973.89 6.500000 % 836,495.63
A-P 76110FZB2 32,286.88 29,023.17 0.000000 % 121.98
A-V 76110FZC0 0.00 0.00 0.744186 % 0.00
R 76110FZD8 100.00 0.00 6.500000 % 0.00
M-1 76110FZE6 3,276,000.00 3,055,896.90 6.500000 % 12,005.35
M-2 76110FZF3 517,300.00 482,544.41 6.500000 % 1,895.72
M-3 76110FZG1 459,700.00 428,814.36 6.500000 % 1,684.63
B-1 76110FZH9 344,800.00 321,634.07 6.500000 % 1,263.57
B-2 76110FZJ5 229,800.00 214,360.51 6.500000 % 842.13
B-3 76110FZK2 344,884.43 321,712.82 6.500000 % 1,263.88
-------------------------------------------------------------------------------
114,943,871.31 93,769,960.13 855,572.89
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 481,112.52 1,317,608.15 0.00 0.00 88,079,478.26
A-P 0.00 121.98 0.00 0.00 28,901.19
A-V 58,089.65 58,089.65 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 16,535.05 28,540.40 0.00 0.00 3,043,891.55
M-2 2,610.98 4,506.70 0.00 0.00 480,648.69
M-3 2,320.25 4,004.88 0.00 0.00 427,129.73
B-1 1,740.31 3,003.88 0.00 0.00 320,370.50
B-2 1,159.88 2,002.01 0.00 0.00 213,518.38
B-3 1,740.74 3,004.62 0.00 0.00 320,448.94
-------------------------------------------------------------------------------
565,309.38 1,420,882.27 0.00 0.00 92,914,387.24
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 810.249537 7.622592 4.384153 12.006745 0.000000 802.626945
A-P 898.915287 3.778005 0.000000 3.778005 0.000000 895.137282
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 932.813462 3.664637 5.047329 8.711966 0.000000 929.148825
M-2 932.813474 3.664643 5.047323 8.711966 0.000000 929.148831
M-3 932.813487 3.664629 5.047313 8.711942 0.000000 929.148858
B-1 932.813428 3.664646 5.047303 8.711949 0.000000 929.148782
B-2 932.813359 3.664621 5.047346 8.711967 0.000000 929.148738
B-3 932.813407 3.664648 5.047314 8.711962 0.000000 929.148759
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:18 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS16 (POOL # 4337)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4337
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,433.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,318.53
SUBSERVICER ADVANCES THIS MONTH 11,494.68
MASTER SERVICER ADVANCES THIS MONTH 1,551.04
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 1,137,906.08
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 92,914,387.24
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,058
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 153,456.78
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 487,186.81
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.85287510 % 4.23214900 % 0.91497630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.82587860 % 4.25302269 % 0.91977540 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,031,018.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,254,202.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.57055912
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 152.16
POOL TRADING FACTOR: 80.83457272
................................................................................
Run: 08/25/00 08:17:42 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17(POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4347
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FZX4 12,110,000.00 3,392,491.15 6.500000 % 331,229.40
A-2 76110FZY2 100,000,000.00 73,658,067.57 6.500000 % 1,000,884.84
A-3 76110FZZ9 33,937,000.00 26,117,210.49 6.500000 % 297,119.77
A-4 76110FA29 25,000,000.00 25,000,000.00 6.500000 % 0.00
A-5 76110FA37 14,321,000.00 14,321,000.00 6.500000 % 0.00
A-6 76110FA45 723,000.00 723,000.00 6.500000 % 0.00
A-7 76110FA52 15,000,000.00 15,000,000.00 6.500000 % 0.00
A-8 76110FC76 24,000,000.00 24,000,000.00 6.500000 % 0.00
CB 76110FA60 200,070,000.00 161,988,508.55 6.500000 % 2,521,905.56
NB-1 76110FA78 73,215,000.00 54,366,149.77 6.500000 % 1,156,188.43
NB-2 76110FA86 2,000,000.00 2,000,000.00 6.500000 % 0.00
NB-3 76110FA94 4,725,000.00 4,725,000.00 6.500000 % 0.00
NB-4 76110FB28 4,735,000.00 4,735,000.00 6.500000 % 0.00
NB-5 76110FB36 2,800,000.00 2,800,000.00 6.500000 % 0.00
NB-6 76110FB44 2,664,000.00 2,664,000.00 6.500000 % 0.00
NB-7 76110FB51 10,000,000.00 10,000,000.00 6.500000 % 0.00
A-P 76110FB69 60,240.84 58,904.24 0.000000 % 73.01
A-V 76110FB77 0.00 0.00 0.944619 % 0.00
R 76110FB85 100.00 0.00 6.500000 % 0.00
M-1 76110FB93 19,207,000.00 18,909,527.79 6.500000 % 16,341.15
M-2 76110FC27 7,062,000.00 6,952,625.86 6.500000 % 6,008.29
M-3 76110FC35 5,932,000.00 5,840,127.00 6.500000 % 5,046.89
B-1 76110FC43 3,389,000.00 3,336,512.18 6.500000 % 2,883.33
B-2 76110FC50 1,694,000.00 1,667,763.85 6.500000 % 1,441.24
B-3 76110FC68 2,259,938.31 2,200,591.53 6.500000 % 1,901.70
-------------------------------------------------------------------------------
564,904,279.15 464,456,479.98 5,341,023.61
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 18,371.88 349,601.28 0.00 0.00 3,061,261.75
A-2 398,891.91 1,399,776.75 0.00 0.00 72,657,182.73
A-3 141,436.56 438,556.33 0.00 0.00 25,820,090.72
A-4 135,386.36 135,386.36 0.00 0.00 25,000,000.00
A-5 77,554.72 77,554.72 0.00 0.00 14,321,000.00
A-6 3,915.37 3,915.37 0.00 0.00 723,000.00
A-7 81,231.82 81,231.82 0.00 0.00 15,000,000.00
A-8 129,970.91 129,970.91 0.00 0.00 24,000,000.00
CB 877,103.29 3,399,008.85 0.00 0.00 159,466,602.99
NB-1 294,348.02 1,450,536.45 0.00 0.00 53,209,961.34
NB-2 10,828.35 10,828.35 0.00 0.00 2,000,000.00
NB-3 25,581.99 25,581.99 0.00 0.00 4,725,000.00
NB-4 25,636.14 25,636.14 0.00 0.00 4,735,000.00
NB-5 15,159.70 15,159.70 0.00 0.00 2,800,000.00
NB-6 14,423.37 14,423.37 0.00 0.00 2,664,000.00
NB-7 54,141.79 54,141.79 0.00 0.00 10,000,000.00
A-P 0.00 73.01 0.00 0.00 58,831.23
A-V 365,491.79 365,491.79 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 102,387.54 118,728.69 0.00 0.00 18,893,186.64
M-2 37,645.69 43,653.98 0.00 0.00 6,946,617.57
M-3 31,621.95 36,668.84 0.00 0.00 5,835,080.11
B-1 18,065.88 20,949.21 0.00 0.00 3,333,628.85
B-2 9,030.27 10,471.51 0.00 0.00 1,666,322.61
B-3 11,915.32 13,817.02 0.00 0.00 2,198,358.99
-------------------------------------------------------------------------------
2,880,140.62 8,221,164.23 0.00 0.00 459,115,125.53
===============================================================================
Run: 08/25/00 08:17:42
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17(POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4347
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 280.139649 27.351726 1.517083 28.868809 0.000000 252.787923
A-2 736.580676 10.008848 3.988919 13.997767 0.000000 726.571827
A-3 769.579235 8.755039 4.167621 12.922660 0.000000 760.824195
A-4 1000.000000 0.000000 5.415455 5.415455 0.000000 1000.000000
A-5 1000.000000 0.000000 5.415454 5.415454 0.000000 1000.000000
A-6 1000.000000 0.000000 5.415454 5.415454 0.000000 1000.000000
A-7 1000.000000 0.000000 5.415454 5.415454 0.000000 1000.000000
A-8 1000.000000 0.000000 5.415454 5.415454 0.000000 1000.000000
CB 809.659162 12.605116 4.383982 16.989098 0.000000 797.054046
NB-1 742.554801 15.791688 4.020324 19.812012 0.000000 726.763113
NB-2 1000.000000 0.000000 5.414177 5.414177 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.414178 5.414178 0.000000 1000.000000
NB-4 1000.000000 0.000000 5.414179 5.414179 0.000000 1000.000000
NB-5 1000.000000 0.000000 5.414179 5.414179 0.000000 1000.000000
NB-6 1000.000000 0.000000 5.414178 5.414178 0.000000 1000.000000
NB-7 1000.000000 0.000000 5.414179 5.414179 0.000000 1000.000000
A-P 977.812394 1.211965 0.000000 1.211965 0.000000 976.600430
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 984.512302 0.850791 5.330741 6.181532 0.000000 983.661511
M-2 984.512300 0.850792 5.330741 6.181533 0.000000 983.661508
M-3 984.512306 0.850791 5.330741 6.181532 0.000000 983.661516
B-1 984.512299 0.850791 5.330739 6.181530 0.000000 983.661508
B-2 984.512308 0.850791 5.330740 6.181531 0.000000 983.661517
B-3 973.739646 0.841483 5.272411 6.113894 0.000000 972.751769
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:42 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 96,376.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 16,119.28
SUBSERVICER ADVANCES THIS MONTH 79,253.23
MASTER SERVICER ADVANCES THIS MONTH 1,767.83
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 48 6,132,396.06
(B) TWO MONTHLY PAYMENTS: 10 1,499,714.52
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,620,179.35
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,645,839.83
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 459,115,125.53
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3,485
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 244,864.29
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,940,592.76
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.61039750 % 6.82567300 % 1.55124710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.52020400 % 6.89911583 % 1.56786610 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.77415100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 332.19
POOL TRADING FACTOR: 81.27308333
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,220.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,849.24
SUBSERVICER ADVANCES THIS MONTH 28,062.75
MASTER SERVICER ADVANCES THIS MONTH 801.13
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 2,572,027.78
(B) TWO MONTHLY PAYMENTS: 2 384,395.88
(C) THREE OR MORE MONTHLY PAYMENTS: 3 649,288.39
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 378,552.74
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 197,256,823.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,489
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 109,819.68
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,470,618.88
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.60946000 % 0.00000000 % 1.55124710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.54691450 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.75336856
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 332.00
POOL TRADING FACTOR: 81.49402633
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 36,757.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,583.73
SUBSERVICER ADVANCES THIS MONTH 34,245.49
MASTER SERVICER ADVANCES THIS MONTH 966.70
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 2,790,400.71
(B) TWO MONTHLY PAYMENTS: 7 819,795.57
(C) THREE OR MORE MONTHLY PAYMENTS: 5 514,315.30
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 383,912.65
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 174,279,852.89
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,725
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 135,044.61
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,385,555.22
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.61488530 % 0.00000000 % 1.55124710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.50030850 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.91373399
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 331.69
POOL TRADING FACTOR: 81.00526677
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1998-QS17 (POOL # 4347)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4347
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,398.88
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,686.31
SUBSERVICER ADVANCES THIS MONTH 16,944.99
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 769,967.57
(B) TWO MONTHLY PAYMENTS: 1 295,523.07
(C) THREE OR MORE MONTHLY PAYMENTS: 1 456,575.66
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 883,374.44
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 87,578,449.63
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 271
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,084,418.66
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.60355710 % 0.00000000 % 1.55124710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.49963450 % 0.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 206,283.00
FRAUD AMOUNT AVAILABLE 4,974,611.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,974,611.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.54319392
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 333.59
POOL TRADING FACTOR: 81.31152409
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1999-QS1(POOL # 4355)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4355
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FC84 49,523,000.00 5,434,739.13 6.500000 % 2,918,381.91
A-2 76110FC92 25,000,000.00 25,000,000.00 6.500000 % 0.00
A-3 76110FD26 25,001,570.00 24,561,444.04 6.500000 % 20,474.51
A-4 76110FD34 2,475,344.00 2,475,344.00 6.500000 % 0.00
A-5 76110FD42 14,025,030.00 14,025,030.00 6.500000 % 0.00
A-6 76110FD59 133,990,656.00 133,990,656.00 6.500000 % 0.00
A-P 76110FD67 16,409.82 15,725.20 0.000000 % 16.44
A-V 76110FD75 0.00 0.00 1.048851 % 0.00
R 76110FD83 100.00 0.00 6.500000 % 0.00
M-1 76110FD91 9,141,000.00 8,985,935.96 6.500000 % 7,490.71
M-2 76110FE25 3,360,700.00 3,303,690.52 6.500000 % 2,753.97
M-3 76110FE33 2,823,000.00 2,775,111.82 6.500000 % 2,313.34
B-1 76110FE41 1,613,200.00 1,585,834.35 6.500000 % 1,321.96
B-2 76110FE58 806,600.00 792,917.18 6.500000 % 660.98
B-3 76110FE66 1,075,021.18 1,043,556.55 6.500000 % 869.91
-------------------------------------------------------------------------------
268,851,631.00 223,989,984.75 2,954,283.73
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 29,428.43 2,947,810.34 0.00 0.00 2,516,357.22
A-2 135,371.85 135,371.85 0.00 0.00 25,000,000.00
A-3 132,997.13 153,471.64 0.00 0.00 24,540,969.53
A-4 13,403.67 13,403.67 0.00 0.00 2,475,344.00
A-5 75,943.77 75,943.77 0.00 0.00 14,025,030.00
A-6 725,542.51 725,542.51 0.00 0.00 133,990,656.00
A-P 0.00 16.44 0.00 0.00 15,708.76
A-V 195,711.91 195,711.91 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 48,657.71 56,148.42 0.00 0.00 8,978,445.25
M-2 17,889.07 20,643.04 0.00 0.00 3,300,936.55
M-3 15,026.88 17,340.22 0.00 0.00 2,772,798.48
B-1 8,587.10 9,909.06 0.00 0.00 1,584,512.39
B-2 4,293.55 4,954.53 0.00 0.00 792,256.20
B-3 5,650.73 6,520.64 0.00 0.00 1,042,686.64
-------------------------------------------------------------------------------
1,408,504.31 4,362,788.04 0.00 0.00 221,035,701.02
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 109.741719 58.929829 0.594238 59.524067 0.000000 50.811890
A-2 1000.000000 0.000000 5.414874 5.414874 0.000000 1000.000000
A-3 982.396067 0.818929 5.319551 6.138480 0.000000 981.577138
A-4 1000.000000 0.000000 5.414872 5.414872 0.000000 1000.000000
A-5 1000.000000 0.000000 5.414874 5.414874 0.000000 1000.000000
A-6 1000.000000 0.000000 5.414874 5.414874 0.000000 1000.000000
A-P 958.279859 1.001839 0.000000 1.001839 0.000000 957.278020
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 983.036425 0.819463 5.323018 6.142481 0.000000 982.216962
M-2 983.036427 0.819463 5.323019 6.142482 0.000000 982.216964
M-3 983.036422 0.819462 5.323018 6.142480 0.000000 982.216961
B-1 983.036418 0.819464 5.323023 6.142487 0.000000 982.216954
B-2 983.036424 0.819464 5.323023 6.142487 0.000000 982.216960
B-3 970.731153 0.809203 5.256389 6.065592 0.000000 969.921951
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1999-QS1 (POOL # 4355)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4355
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 46,292.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,934.46
SUBSERVICER ADVANCES THIS MONTH 37,588.01
MASTER SERVICER ADVANCES THIS MONTH 4,043.48
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 22 3,531,940.51
(B) TWO MONTHLY PAYMENTS: 4 613,013.34
(C) THREE OR MORE MONTHLY PAYMENTS: 5 1,114,549.50
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 61,420.75
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 221,035,701.02
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,653
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 577,636.62
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,767,561.75
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.74590580 % 6.72610300 % 1.52799170 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.64254990 % 6.80984122 % 1.54712490 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,364,452.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,364,452.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.87586295
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 333.82
POOL TRADING FACTOR: 82.21475176
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2(POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4362
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FG80 18,049,000.00 0.00 6.500000 % 0.00
A-2 76110FE74 95,030,000.00 89,931,488.35 6.500000 % 1,201,706.63
A-3 76110FE82 135,727,000.00 107,943,394.59 6.500000 % 1,442,390.15
A-4 76110FE90 3,798,000.00 3,798,000.00 6.500000 % 0.00
A-5 76110FF24 5,219,000.00 5,219,000.00 6.500000 % 0.00
A-6 76110FF32 1,000,000.00 1,000,000.00 6.000000 % 0.00
A-7 76110FF40 1,000,000.00 1,000,000.00 7.000000 % 0.00
A-8 76110FF57 8,003,000.00 8,003,000.00 6.500000 % 0.00
A-9 76110FF65 32,176,000.00 32,176,000.00 6.500000 % 0.00
A-P 76110FF73 35,672.56 26,199.61 0.000000 % 37.44
A-V 76110FF81 0.00 0.00 1.029693 % 0.00
R 76110FF99 100.00 0.00 6.500000 % 0.00
M-1 76110FG23 10,297,000.00 10,148,921.94 6.500000 % 12,788.52
M-2 76110FG31 3,861,100.00 3,805,574.69 6.500000 % 4,795.35
M-3 76110FG49 3,378,500.00 3,329,914.82 6.500000 % 4,195.98
B-1 76110FG56 1,930,600.00 1,902,836.63 6.500000 % 2,397.74
B-2 76110FG64 965,300.00 951,418.31 6.500000 % 1,198.87
B-3 76110FG72 1,287,113.52 1,256,227.90 6.500000 % 1,582.97
-------------------------------------------------------------------------------
321,757,386.08 270,491,976.84 2,671,093.65
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 486,989.36 1,688,695.99 0.00 0.00 88,729,781.72
A-3 584,525.90 2,026,916.05 0.00 0.00 106,501,004.44
A-4 20,566.61 20,566.61 0.00 0.00 3,798,000.00
A-5 28,261.48 28,261.48 0.00 0.00 5,219,000.00
A-6 4,998.57 4,998.57 0.00 0.00 1,000,000.00
A-7 5,831.66 5,831.66 0.00 0.00 1,000,000.00
A-8 43,337.16 43,337.16 0.00 0.00 8,003,000.00
A-9 174,236.74 174,236.74 0.00 0.00 32,176,000.00
A-P 0.00 37.44 0.00 0.00 26,162.17
A-V 232,036.56 232,036.56 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 54,957.58 67,746.10 0.00 0.00 10,136,133.42
M-2 20,607.63 25,402.98 0.00 0.00 3,800,779.34
M-3 18,031.87 22,227.85 0.00 0.00 3,325,718.84
B-1 10,304.08 12,701.82 0.00 0.00 1,900,438.89
B-2 5,152.04 6,350.91 0.00 0.00 950,219.44
B-3 6,802.62 8,385.59 0.00 0.00 1,254,644.93
-------------------------------------------------------------------------------
1,696,639.86 4,367,733.51 0.00 0.00 267,820,883.19
===============================================================================
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2(POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4362
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 946.348399 12.645550 5.124585 17.770135 0.000000 933.702849
A-3 795.297874 10.627142 4.306629 14.933771 0.000000 784.670732
A-4 1000.000000 0.000000 5.415116 5.415116 0.000000 1000.000000
A-5 1000.000000 0.000000 5.415114 5.415114 0.000000 1000.000000
A-6 1000.000000 0.000000 4.998570 4.998570 0.000000 1000.000000
A-7 1000.000000 0.000000 5.831660 5.831660 0.000000 1000.000000
A-8 1000.000000 0.000000 5.415114 5.415114 0.000000 1000.000000
A-9 1000.000000 0.000000 5.415115 5.415115 0.000000 1000.000000
A-P 734.447149 1.049546 0.000000 1.049546 0.000000 733.397603
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 985.619301 1.241966 5.337242 6.579208 0.000000 984.377335
M-2 985.619303 1.241965 5.337243 6.579208 0.000000 984.377338
M-3 985.619304 1.241965 5.337241 6.579206 0.000000 984.377339
B-1 985.619305 1.241966 5.337242 6.579208 0.000000 984.377339
B-2 985.619300 1.241966 5.337242 6.579208 0.000000 984.377334
B-3 976.003966 1.229853 5.285175 6.515028 0.000000 974.774105
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS2 (POOL # 4362)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4362
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 55,974.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,505.90
SUBSERVICER ADVANCES THIS MONTH 65,517.86
MASTER SERVICER ADVANCES THIS MONTH 1,762.39
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 5,650,247.72
(B) TWO MONTHLY PAYMENTS: 5 550,919.26
(C) THREE OR MORE MONTHLY PAYMENTS: 15 2,133,864.28
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 854,764.50
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 267,820,883.19
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,017
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 245,123.01
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,330,256.77
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 115,888.30
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.08961130 % 6.39060900 % 1.51977930 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.02077820 % 6.44558833 % 1.53300380 %
BANKRUPTCY AMOUNT AVAILABLE 102,858.00
FRAUD AMOUNT AVAILABLE 5,652,626.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,826,313.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85710543
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 335.39
POOL TRADING FACTOR: 83.23690295
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3(POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4363
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FJ38 167,033,000.00 137,676,054.80 6.500000 % 1,946,664.04
A-2 76110FJ46 9,013,000.00 9,013,000.00 6.500000 % 0.00
A-3 76110FJ53 25,854,000.00 25,854,000.00 6.500000 % 0.00
A-4 76110FJ61 45,000,000.00 38,387,028.79 6.500000 % 438,507.25
A-5 76110FJ79 60,600,000.00 28,858,581.79 6.500000 % 2,104,778.85
A-6 76110FJ87 100,000,000.00 100,000,000.00 6.500000 % 0.00
A-7 76110FJ95 20,000,000.00 20,000,000.00 6.500000 % 0.00
A-8 76110FK28 47,527,000.00 46,901,063.61 6.500000 % 39,617.14
A-P 76110FK36 12,443.31 11,104.45 0.000000 % 220.34
A-V 76110FK44 0.00 0.00 1.008887 % 0.00
R 76110FK51 100.00 0.00 6.500000 % 0.00
M-1 76110FK69 16,301,800.00 16,087,647.04 6.500000 % 13,589.17
M-2 76110FK77 6,113,300.00 6,032,991.02 6.500000 % 5,096.04
M-3 76110FK85 5,349,000.00 5,278,731.43 6.500000 % 4,458.92
B-1 76110FK93 3,056,500.00 3,016,347.48 6.500000 % 2,547.90
B-2 76110FL27 1,528,300.00 1,508,223.06 6.500000 % 1,273.99
B-3 76110FL35 2,037,744.61 1,973,096.48 6.500000 % 1,666.67
-------------------------------------------------------------------------------
509,426,187.92 440,597,869.95 4,558,420.31
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 745,564.25 2,692,228.29 0.00 0.00 135,729,390.76
A-2 48,808.57 48,808.57 0.00 0.00 9,013,000.00
A-3 140,008.50 140,008.50 0.00 0.00 25,854,000.00
A-4 207,879.26 646,386.51 0.00 0.00 37,948,521.54
A-5 156,279.37 2,261,058.22 0.00 0.00 26,753,802.94
A-6 541,535.17 541,535.17 0.00 0.00 100,000,000.00
A-7 108,307.03 108,307.03 0.00 0.00 20,000,000.00
A-8 253,985.75 293,602.89 0.00 0.00 46,861,446.47
A-P 0.00 220.34 0.00 0.00 10,884.11
A-V 370,338.01 370,338.01 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 87,120.26 100,709.43 0.00 0.00 16,074,057.87
M-2 32,670.77 37,766.81 0.00 0.00 6,027,894.98
M-3 28,586.19 33,045.11 0.00 0.00 5,274,272.51
B-1 16,334.58 18,882.48 0.00 0.00 3,013,799.58
B-2 8,167.56 9,441.55 0.00 0.00 1,506,949.07
B-3 10,685.02 12,351.69 0.00 0.00 1,971,429.81
-------------------------------------------------------------------------------
2,756,270.29 7,314,690.60 0.00 0.00 436,039,449.64
===============================================================================
Run: 08/25/00 08:17:22
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3(POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4363
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 824.244639 11.654368 4.463575 16.117943 0.000000 812.590271
A-2 1000.000000 0.000000 5.415352 5.415352 0.000000 1000.000000
A-3 1000.000000 0.000000 5.415352 5.415352 0.000000 1000.000000
A-4 853.045084 9.744606 4.619539 14.364145 0.000000 843.300479
A-5 476.214221 34.732324 2.578867 37.311191 0.000000 441.481897
A-6 1000.000000 0.000000 5.415352 5.415352 0.000000 1000.000000
A-7 1000.000000 0.000000 5.415352 5.415352 0.000000 1000.000000
A-8 986.829878 0.833571 5.344031 6.177602 0.000000 985.996307
A-P 892.403227 17.707507 0.000000 17.707507 0.000000 874.695720
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 986.863232 0.833599 5.344211 6.177810 0.000000 986.029633
M-2 986.863236 0.833599 5.344212 6.177811 0.000000 986.029637
M-3 986.863232 0.833599 5.344212 6.177811 0.000000 986.029634
B-1 986.863236 0.833601 5.344211 6.177812 0.000000 986.029635
B-2 986.863221 0.833599 5.344213 6.177812 0.000000 986.029621
B-3 968.274665 0.817894 5.243552 6.061446 0.000000 967.456765
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:22 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS3 (POOL # 4363)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4363
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 91,296.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 15,888.41
SUBSERVICER ADVANCES THIS MONTH 79,116.53
MASTER SERVICER ADVANCES THIS MONTH 436.62
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 59 7,440,538.78
(B) TWO MONTHLY PAYMENTS: 7 1,184,674.04
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,027,310.27
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 1,353,858.18
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 436,039,449.64
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3,773
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 59,565.97
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,186,245.38
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.30638790 % 6.21883600 % 1.47477580 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.23252640 % 6.27838270 % 1.48893420 %
BANKRUPTCY AMOUNT AVAILABLE 181,971.00
FRAUD AMOUNT AVAILABLE 4,559,310.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,559,310.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.83808320
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 334.55
POOL TRADING FACTOR: 85.59423524
................................................................................
Run: 08/25/00 08:17:22 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS4(POOL # 4364)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4364
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FG98 200,000,000.00 171,378,200.80 6.250000 % 1,589,706.37
A-P 76110FH22 33,549.74 30,325.42 0.000000 % 132.71
A-V 76110FH30 0.00 0.00 0.896462 % 0.00
R 76110FH48 100.00 0.00 6.250000 % 0.00
M-1 76110FH55 5,865,400.00 5,547,512.09 6.250000 % 21,291.43
M-2 76110FH63 942,600.00 891,513.76 6.250000 % 3,421.64
M-3 76110FH71 942,600.00 891,513.76 6.250000 % 3,421.64
B-1 76110FH89 628,400.00 594,342.52 6.250000 % 2,281.10
B-2 76110FH97 523,700.00 495,316.95 6.250000 % 1,901.03
B-3 76110FJ20 523,708.79 495,325.28 6.250000 % 1,901.07
-------------------------------------------------------------------------------
209,460,058.53 180,324,050.58 1,624,056.99
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 891,878.34 2,481,584.71 0.00 0.00 169,788,494.43
A-P 0.00 132.71 0.00 0.00 30,192.71
A-V 134,603.25 134,603.25 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 28,870.10 50,161.53 0.00 0.00 5,526,220.66
M-2 4,639.57 8,061.21 0.00 0.00 888,092.12
M-3 4,639.57 8,061.21 0.00 0.00 888,092.12
B-1 3,093.05 5,374.15 0.00 0.00 592,061.42
B-2 2,577.71 4,478.74 0.00 0.00 493,415.92
B-3 2,577.75 4,478.82 0.00 0.00 493,424.21
-------------------------------------------------------------------------------
1,072,879.34 2,696,936.33 0.00 0.00 178,699,993.59
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 856.891004 7.948532 4.459392 12.407924 0.000000 848.942472
A-P 903.894337 3.955619 0.000000 3.955619 0.000000 899.938718
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 945.802859 3.630005 4.922102 8.552107 0.000000 942.172854
M-2 945.802843 3.630002 4.922098 8.552100 0.000000 942.172841
M-3 945.802843 3.630002 4.922098 8.552100 0.000000 942.172841
B-1 945.802864 3.630013 4.922104 8.552117 0.000000 942.172852
B-2 945.802845 3.629998 4.922112 8.552110 0.000000 942.172847
B-3 945.802876 3.630014 4.922106 8.552120 0.000000 942.172863
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:22 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS4 (POOL # 4364)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4364
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 37,480.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,141.44
SUBSERVICER ADVANCES THIS MONTH 31,930.51
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 2,643,275.75
(B) TWO MONTHLY PAYMENTS: 3 242,042.83
(C) THREE OR MORE MONTHLY PAYMENTS: 5 431,111.32
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 178,699,993.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,888
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 931,954.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.05500020 % 4.06588700 % 0.87911250 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.02920670 % 4.08640468 % 0.88369810 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,872,766.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,872,766.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.47352570
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 155.47
POOL TRADING FACTOR: 85.31459164
................................................................................
Run: 08/25/00 08:17:43 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5(POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4372
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FL50 166,515,517.00 146,032,942.32 7.250000 % 1,275,766.96
CB-P 76110FL68 12,334,483.00 10,817,255.21 0.000000 % 94,501.26
NB-1 76110FL76 36,987,960.00 28,550,606.02 6.750000 % 762,963.41
NB-2 76110FL84 3,534,000.00 3,534,000.00 6.750000 % 0.00
NB-3 76110FL92 9,618,710.00 9,618,710.00 6.750000 % 0.00
NB-4 76110FM26 21,500,000.00 11,541,247.49 6.750000 % 900,528.03
NB-5 76110FM34 24,546,330.00 24,546,330.00 6.750000 % 0.00
A-P 76110FM42 248,854.76 205,916.75 0.000000 % 214.26
A-V 76110FM59 0.00 0.00 0.793786 % 0.00
R 76110FM67 100.00 0.00 6.750000 % 0.00
M-1 76110FM75 9,620,300.00 9,507,565.88 6.750000 % 7,846.57
M-2 76110FM83 3,848,100.00 3,803,006.59 6.750000 % 3,138.61
M-3 76110FM91 3,256,100.00 3,217,943.85 6.750000 % 2,655.76
B-1 76110FN25 1,924,100.00 1,901,552.71 6.750000 % 1,569.35
B-2 76110FN33 888,100.00 877,692.95 6.750000 % 724.36
B-3 76110FN41 1,183,701.20 1,169,975.82 6.750000 % 965.58
-------------------------------------------------------------------------------
296,006,355.96 255,324,745.59 3,050,874.15
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 882,031.13 2,157,798.09 0.00 0.00 144,757,175.36
CB-P 0.00 94,501.26 0.00 0.00 10,722,753.95
NB-1 160,138.57 923,101.98 0.00 0.00 27,787,642.61
NB-2 19,821.99 19,821.99 0.00 0.00 3,534,000.00
NB-3 53,950.74 53,950.74 0.00 0.00 9,618,710.00
NB-4 64,734.14 965,262.17 0.00 0.00 10,640,719.46
NB-5 137,678.84 137,678.84 0.00 0.00 24,546,330.00
A-P 0.00 214.26 0.00 0.00 205,702.49
A-V 168,701.64 168,701.64 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 53,408.57 61,255.14 0.00 0.00 9,499,719.31
M-2 21,363.31 24,501.92 0.00 0.00 3,799,867.98
M-3 18,076.73 20,732.49 0.00 0.00 3,215,288.09
B-1 10,681.93 12,251.28 0.00 0.00 1,899,983.36
B-2 4,930.42 5,654.78 0.00 0.00 876,968.59
B-3 6,572.31 7,537.89 0.00 0.00 1,169,010.24
-------------------------------------------------------------------------------
1,602,090.32 4,652,964.47 0.00 0.00 252,273,871.44
===============================================================================
Run: 08/25/00 08:17:43
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5(POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4372
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 876.992997 7.661550 5.296991 12.958541 0.000000 869.331447
CB-P 876.992997 7.661550 0.000000 7.661550 0.000000 869.331447
NB-1 771.889177 20.627345 4.329478 24.956823 0.000000 751.261833
NB-2 1000.000000 0.000000 5.608939 5.608939 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.608937 5.608937 0.000000 1000.000000
NB-4 536.802209 41.885025 3.010890 44.895915 0.000000 494.917184
NB-5 1000.000000 0.000000 5.608938 5.608938 0.000000 1000.000000
A-P 827.457550 0.860985 0.000000 0.860985 0.000000 826.596565
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 988.281642 0.815626 5.551653 6.367279 0.000000 987.466016
M-2 988.281643 0.815626 5.551651 6.367277 0.000000 987.466017
M-3 988.281641 0.815626 5.551651 6.367277 0.000000 987.466015
B-1 988.281643 0.815628 5.551650 6.367278 0.000000 987.466015
B-2 988.281669 0.815629 5.551650 6.367279 0.000000 987.466040
B-3 988.404692 0.815730 5.552339 6.368069 0.000000 987.588963
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:44 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 52,839.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,346.01
SUBSERVICER ADVANCES THIS MONTH 50,429.61
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 34 4,373,393.52
(B) TWO MONTHLY PAYMENTS: 5 810,933.60
(C) THREE OR MORE MONTHLY PAYMENTS: 7 1,004,991.36
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 644,806.78
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 252,273,871.44
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,878
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,840,475.68
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.97325500 % 6.47352700 % 1.54674450 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.88281580 % 6.54640740 % 1.56543450 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,610,952.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,610,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86495000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 337.49
POOL TRADING FACTOR: 85.22582923
Run: 08/25/00 08:17:44 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 35,278.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,043.19
SUBSERVICER ADVANCES THIS MONTH 39,920.37
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 3,387,896.51
(B) TWO MONTHLY PAYMENTS: 5 810,933.60
(C) THREE OR MORE MONTHLY PAYMENTS: 7 1,004,991.36
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 150,738.81
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 168,844,513.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,664
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,245,545.46
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.17787210 % 6.47352700 % 1.54674450 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.12014600 % 6.54640740 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,610,952.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,610,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.95722740
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 337.93
POOL TRADING FACTOR: 87.75439987
Run: 08/25/00 08:17:44 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS5 (POOL # 4372)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4372
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,560.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,302.82
SUBSERVICER ADVANCES THIS MONTH 10,509.24
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 985,497.01
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 494,067.97
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 83,429,358.43
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 214
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,594,930.22
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.56343450 % 6.47352700 % 1.54674450 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.40188030 % 6.54640740 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,610,952.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,610,952.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.67819910
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 336.59
POOL TRADING FACTOR: 80.52979931
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6(POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4376
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FN58 226,382,557.00 200,986,562.69 7.000000 % 1,768,345.51
CB-P 76110FN66 17,414,043.00 15,460,504.96 0.000000 % 136,026.58
NB-1 76110FN74 114,280,000.00 94,244,342.43 6.500000 % 1,853,679.64
NB-2 76110FN82 3,836,000.00 3,836,000.00 6.500000 % 0.00
NB-3 76110FN90 13,124,100.00 13,124,100.00 6.500000 % 0.00
A-P 76110FP23 47,335.68 46,660.78 0.000000 % 81.47
A-V 76110FP31 0.00 0.00 0.990750 % 0.00
R 76110FP49 100.00 0.00 6.500000 % 0.00
M-1 76110FP56 12,871,500.00 12,726,282.31 6.500000 % 10,345.07
M-2 76110FP64 4,826,800.00 4,772,343.49 6.500000 % 3,879.39
M-3 76110FP72 4,223,400.00 4,175,751.14 6.500000 % 3,394.43
B-1 76110FP80 2,413,400.00 2,386,171.75 6.500000 % 1,939.70
B-2 76110FP98 1,206,800.00 1,193,184.74 6.500000 % 969.93
B-3 76110FQ22 1,608,966.42 1,535,436.17 6.500000 % 1,248.12
-------------------------------------------------------------------------------
402,235,002.10 354,487,340.46 3,779,909.84
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 1,171,979.90 2,940,325.41 0.00 0.00 199,218,217.18
CB-P 0.00 136,026.58 0.00 0.00 15,324,478.38
NB-1 510,339.81 2,364,019.45 0.00 0.00 92,390,662.79
NB-2 20,772.21 20,772.21 0.00 0.00 3,836,000.00
NB-3 71,067.94 71,067.94 0.00 0.00 13,124,100.00
A-P 0.00 81.47 0.00 0.00 46,579.31
A-V 292,571.45 292,571.45 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 68,906.10 79,251.17 0.00 0.00 12,715,937.24
M-2 25,839.72 29,719.11 0.00 0.00 4,768,464.10
M-3 22,609.48 26,003.91 0.00 0.00 4,172,356.71
B-1 12,919.86 14,859.56 0.00 0.00 2,384,232.05
B-2 6,460.46 7,430.39 0.00 0.00 1,192,214.81
B-3 8,313.58 9,561.70 0.00 0.00 1,534,188.05
-------------------------------------------------------------------------------
2,211,780.51 5,991,690.35 0.00 0.00 350,707,430.62
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 887.818237 7.811315 5.176989 12.988304 0.000000 880.006922
CB-P 887.818237 7.811315 0.000000 7.811315 0.000000 880.006922
NB-1 824.679230 16.220508 4.465697 20.686205 0.000000 808.458722
NB-2 1000.000000 0.000000 5.415070 5.415070 0.000000 1000.000000
NB-3 1000.000000 0.000000 5.415072 5.415072 0.000000 1000.000000
A-P 985.742256 1.721095 0.000000 1.721095 0.000000 984.021161
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 988.717889 0.803719 5.353385 6.157104 0.000000 987.914170
M-2 988.717886 0.803719 5.353385 6.157104 0.000000 987.914167
M-3 988.717891 0.803720 5.353384 6.157104 0.000000 987.914171
B-1 988.717888 0.803721 5.353385 6.157106 0.000000 987.914167
B-2 988.717882 0.803721 5.353381 6.157102 0.000000 987.914161
B-3 954.299699 0.775728 5.167031 5.942759 0.000000 953.523971
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 73,277.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,704.27
SUBSERVICER ADVANCES THIS MONTH 67,765.44
MASTER SERVICER ADVANCES THIS MONTH 5,871.71
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 47 5,933,035.32
(B) TWO MONTHLY PAYMENTS: 3 335,922.28
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,125,082.54
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 2,153,528.77
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 350,707,430.62
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,470
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 8
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 811,897.57
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,491,729.29
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.44184680 % 6.11428800 % 1.44287030 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.36658640 % 6.17516373 % 1.45742960 %
BANKRUPTCY AMOUNT AVAILABLE 131,996.00
FRAUD AMOUNT AVAILABLE 3,585,896.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,585,896.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.81899300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 339.13
POOL TRADING FACTOR: 87.18968483
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 48,400.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,712.27
SUBSERVICER ADVANCES THIS MONTH 42,765.49
MASTER SERVICER ADVANCES THIS MONTH 4,217.78
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 41 4,202,869.01
(B) TWO MONTHLY PAYMENTS: 3 335,922.28
(C) THREE OR MORE MONTHLY PAYMENTS: 8 680,024.72
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 631,098.06
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 231,914,865.43
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,109
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 7
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 572,044.42
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,728,209.91
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.57153280 % 6.11428800 % 1.44287030 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.51617350 % 6.17516373 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 131,996.00
FRAUD AMOUNT AVAILABLE 3,585,896.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,585,896.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.89986791
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 338.25
POOL TRADING FACTOR: 88.70534921
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS6 (POOL # 4376)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4376
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 24,877.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,992.00
SUBSERVICER ADVANCES THIS MONTH 24,999.95
MASTER SERVICER ADVANCES THIS MONTH 1,653.93
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,730,166.31
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 445,057.82
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,522,430.71
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 118,792,565.19
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 361
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 239,853.15
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,763,519.38
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.19046640 % 6.11428800 % 1.44287030 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.07450250 % 6.17516373 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 131,996.00
FRAUD AMOUNT AVAILABLE 3,585,896.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,585,896.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.66110454
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 340.84
POOL TRADING FACTOR: 84.37514693
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS7(POOL # 4380)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4380
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FQ30 260,286,000.00 217,340,702.80 6.750000 % 3,366,261.28
A-2 76110FQ48 15,420,000.00 14,342,375.99 6.750000 % 86,199.34
A-3 76110FQ55 35,050,000.00 35,050,000.00 6.750000 % 0.00
A-4 76110FQ63 14,250,000.00 15,327,624.01 6.750000 % 0.00
A-P 76110FQ89 91,079.98 88,917.82 0.000000 % 111.68
A-V 76110FQ97 0.00 0.00 0.851434 % 0.00
R 76110FQ71 100.00 0.00 6.750000 % 0.00
M-1 76110FR21 12,969,000.00 12,814,432.12 6.750000 % 10,080.94
M-2 76110FR39 4,206,600.00 4,156,464.66 6.750000 % 3,269.83
M-3 76110FR47 3,680,500.00 3,636,634.84 6.750000 % 2,860.89
B-1 76110FR54 2,103,100.00 2,078,034.71 6.750000 % 1,634.76
B-2 76110FR62 1,051,600.00 1,039,066.75 6.750000 % 817.42
B-3 76110FR70 1,402,095.46 1,385,384.91 6.750000 % 1,089.86
-------------------------------------------------------------------------------
350,510,075.44 307,259,638.61 3,472,326.00
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 1,222,278.38 4,588,539.66 0.00 0.00 213,974,441.52
A-2 80,658.50 166,857.84 0.00 0.00 14,256,176.65
A-3 197,113.82 197,113.82 0.00 0.00 35,050,000.00
A-4 0.00 0.00 86,199.34 0.00 15,413,823.35
A-P 0.00 111.68 0.00 0.00 88,806.14
A-V 217,962.49 217,962.49 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,065.67 82,146.61 0.00 0.00 12,804,351.18
M-2 23,375.08 26,644.91 0.00 0.00 4,153,194.83
M-3 20,451.67 23,312.56 0.00 0.00 3,633,773.95
B-1 11,686.43 13,321.19 0.00 0.00 2,076,399.95
B-2 5,843.49 6,660.91 0.00 0.00 1,038,249.33
B-3 7,791.11 8,880.97 0.00 0.00 1,341,095.43
-------------------------------------------------------------------------------
1,859,226.64 5,331,552.64 86,199.34 0.00 303,830,312.33
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 835.007272 12.932933 4.695905 17.628838 0.000000 822.074340
A-2 930.115174 5.590100 5.230772 10.820872 0.000000 924.525075
A-3 1000.000000 0.000000 5.623789 5.623789 0.000000 1000.000000
A-4 1075.622738 0.000000 0.000000 0.000000 6.049076 1081.671814
A-P 976.260864 1.226175 0.000000 1.226175 0.000000 975.034689
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 988.081743 0.777311 5.556764 6.334075 0.000000 987.304432
M-2 988.081743 0.777309 5.556763 6.334072 0.000000 987.304434
M-3 988.081739 0.777310 5.556764 6.334074 0.000000 987.304429
B-1 988.081741 0.777310 5.556764 6.334074 0.000000 987.304432
B-2 988.081733 0.777311 5.556761 6.334072 0.000000 987.304422
B-3 988.081732 0.777308 5.556761 6.334069 0.000000 956.493668
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS7 (POOL # 4380)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4380
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 63,607.29
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,631.38
SUBSERVICER ADVANCES THIS MONTH 56,340.45
MASTER SERVICER ADVANCES THIS MONTH 3,452.05
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 40 5,077,331.40
(B) TWO MONTHLY PAYMENTS: 8 1,474,493.11
(C) THREE OR MORE MONTHLY PAYMENTS: 3 245,426.26
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 1,128,162.21
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 303,830,312.33
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,346
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 484,084.91
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,126,001.47
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.82538690 % 6.70882000 % 1.46579280 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.75382220 % 6.77724346 % 1.46695290 %
BANKRUPTCY AMOUNT AVAILABLE 134,666.00
FRAUD AMOUNT AVAILABLE 3,115,480.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,115,480.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.92563831
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 340.17
POOL TRADING FACTOR: 86.68233344
................................................................................
Run: 08/25/00 08:17:24 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS8(POOL # 4381)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4381
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FR88 100,048,000.00 89,803,706.22 6.500000 % 1,130,583.82
A-P 76110FR96 122,858.97 116,774.62 0.000000 % 455.46
A-V 76110FS20 0.00 0.00 0.684491 % 0.00
R 76110FS38 100.00 0.00 6.500000 % 0.00
M-1 76110FS46 2,563,600.00 2,453,308.40 6.500000 % 8,978.05
M-2 76110FS53 575,400.00 550,645.05 6.500000 % 2,015.12
M-3 76110FS61 470,800.00 450,545.18 6.500000 % 1,648.80
B-1 76110FS79 313,900.00 300,395.35 6.500000 % 1,099.32
B-2 76110FS87 261,600.00 250,345.40 6.500000 % 916.16
B-3 76110FS95 261,601.59 250,346.92 6.500000 % 916.16
-------------------------------------------------------------------------------
104,617,860.56 94,176,067.14 1,146,612.89
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 486,074.35 1,616,658.17 0.00 0.00 88,673,122.40
A-P 0.00 455.46 0.00 0.00 116,319.16
A-V 53,678.86 53,678.86 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 13,278.85 22,256.90 0.00 0.00 2,444,330.35
M-2 2,980.44 4,995.56 0.00 0.00 548,629.93
M-3 2,438.63 4,087.43 0.00 0.00 448,896.38
B-1 1,625.93 2,725.25 0.00 0.00 299,296.03
B-2 1,355.03 2,271.19 0.00 0.00 249,429.24
B-3 1,355.04 2,271.20 0.00 0.00 249,430.76
-------------------------------------------------------------------------------
562,787.13 1,709,400.02 0.00 0.00 93,029,454.25
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 897.606211 11.300414 4.858411 16.158825 0.000000 886.305797
A-P 950.476957 3.707177 0.000000 3.707177 0.000000 946.769780
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 956.977844 3.502126 5.179767 8.681893 0.000000 953.475718
M-2 956.977842 3.502120 5.179771 8.681891 0.000000 953.475721
M-3 956.977867 3.502124 5.179758 8.681882 0.000000 953.475743
B-1 956.977859 3.502134 5.179771 8.681905 0.000000 953.475725
B-2 956.977829 3.502141 5.179778 8.681919 0.000000 953.475688
B-3 956.977823 3.502119 5.179785 8.681904 0.000000 953.475703
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:24 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS8 (POOL # 4381)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4381
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,487.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,154.22
SUBSERVICER ADVANCES THIS MONTH 4,448.32
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 426,863.14
(B) TWO MONTHLY PAYMENTS: 1 25,953.21
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 93,029,454.25
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 962
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 801,942.97
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.47563440 % 3.67268200 % 0.85168370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.43658420 % 3.69974938 % 0.85903470 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 954,907.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,338,340.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.50479136
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 159.87
POOL TRADING FACTOR: 88.92310907
................................................................................
Run: 08/25/00 08:17:25 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS9(POOL # 4389)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4389
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FT29 165,986,000.00 145,092,751.36 7.000000 % 1,957,112.02
A-2 76110FT37 10,215,000.00 9,510,562.05 7.000000 % 60,964.98
A-3 76110FT45 27,081,000.00 27,081,000.00 7.000000 % 0.00
A-4 76110FT52 9,750,000.00 10,454,437.95 7.000000 % 0.00
A-5 76110FT60 37,000,000.00 32,177,154.57 7.000000 % 451,765.49
A-P 76110FT78 469,164.61 456,061.51 0.000000 % 2,625.58
A-V 76110FT86 0.00 0.00 0.747602 % 0.00
R 76110FT94 100.00 0.00 7.000000 % 0.00
M-1 76110FU27 10,698,000.00 10,587,454.82 7.000000 % 8,128.14
M-2 76110FU35 3,250,000.00 3,216,416.90 7.000000 % 2,469.29
M-3 76110FU43 2,843,700.00 2,814,315.32 7.000000 % 2,160.59
B-1 76110FU50 1,624,500.00 1,607,713.62 7.000000 % 1,234.26
B-2 76110FU68 812,400.00 804,005.25 7.000000 % 617.25
B-3 76110FU76 1,083,312.85 1,072,118.71 7.000000 % 823.09
-------------------------------------------------------------------------------
270,813,177.46 244,873,992.06 2,487,900.69
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 846,107.40 2,803,219.42 0.00 0.00 143,135,639.34
A-2 55,460.78 116,425.76 0.00 0.00 9,449,597.07
A-3 157,922.67 157,922.67 0.00 0.00 27,081,000.00
A-4 0.00 0.00 60,964.98 0.00 10,515,402.93
A-5 187,640.86 639,406.35 0.00 0.00 31,725,389.08
A-P 0.00 2,625.58 0.00 0.00 453,435.93
A-V 152,508.82 152,508.82 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 61,740.67 69,868.81 0.00 0.00 10,579,326.68
M-2 18,756.51 21,225.80 0.00 0.00 3,213,947.61
M-3 16,411.66 18,572.25 0.00 0.00 2,812,154.73
B-1 9,375.37 10,609.63 0.00 0.00 1,606,479.36
B-2 4,688.55 5,305.80 0.00 0.00 803,388.00
B-3 6,252.06 7,075.15 0.00 0.00 1,071,295.62
-------------------------------------------------------------------------------
1,516,865.35 4,004,766.04 60,964.98 0.00 242,447,056.35
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 874.126441 11.790826 5.097462 16.888288 0.000000 862.335615
A-2 931.038869 5.968182 5.429347 11.397529 0.000000 925.070687
A-3 1000.000000 0.000000 5.831493 5.831493 0.000000 1000.000000
A-4 1072.250046 0.000000 0.000000 0.000000 6.252818 1078.502865
A-5 869.652826 12.209878 5.071375 17.281253 0.000000 857.442948
A-P 972.071423 5.596287 0.000000 5.596287 0.000000 966.475136
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 989.666743 0.759781 5.771235 6.531016 0.000000 988.906962
M-2 989.666738 0.759782 5.771234 6.531016 0.000000 988.906957
M-3 989.666744 0.759781 5.771235 6.531016 0.000000 988.906963
B-1 989.666741 0.759778 5.771234 6.531012 0.000000 988.906962
B-2 989.666728 0.759786 5.771233 6.531019 0.000000 988.906942
B-3 989.666752 0.759781 5.771241 6.531022 0.000000 988.906963
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:25 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS9 (POOL # 4389)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4389
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 50,728.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,938.23
SUBSERVICER ADVANCES THIS MONTH 38,972.01
MASTER SERVICER ADVANCES THIS MONTH 782.93
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 3,336,229.40
(B) TWO MONTHLY PAYMENTS: 6 879,062.57
(C) THREE OR MORE MONTHLY PAYMENTS: 8 919,867.37
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 141,634.05
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 242,447,056.35
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,780
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 102,294.20
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,238,864.26
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.77555240 % 6.79908700 % 1.42536090 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.69953660 % 6.84909492 % 1.43853500 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 2,425,842.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,425,842.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.05770774
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 341.52
POOL TRADING FACTOR: 89.52557576
................................................................................
Run: 08/25/00 08:17:25 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS10(POOL # 4390)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4390
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110FV34 268,170,000.00 236,708,089.04 7.250000 % 3,656,001.04
A-2 76110FV42 24,330,000.00 24,330,000.00 7.250000 % 0.00
A-3 76110FV59 32,602,000.00 32,350,549.25 7.250000 % 107,812.19
A-P 76110FV67 1,164,452.78 1,116,955.08 0.000000 % 6,438.92
A-V 76110FV75 0.00 0.00 0.645235 % 0.00
R 76110FV83 100.00 0.00 7.250000 % 0.00
M-1 76110FV91 13,932,800.00 13,825,339.93 7.250000 % 46,074.65
M-2 76110FW25 4,232,700.00 4,200,054.28 7.250000 % 13,997.20
M-3 76110FW33 3,703,600.00 3,675,035.09 7.250000 % 12,247.51
B-1 76110FU84 2,116,400.00 2,100,076.76 7.250000 % 6,998.76
B-2 76110FU92 1,058,200.00 1,050,038.37 7.250000 % 3,499.38
B-3 76110FV26 1,410,899.63 1,400,017.75 7.250000 % 4,665.73
-------------------------------------------------------------------------------
352,721,152.41 320,756,155.55 3,857,735.38
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 1,429,713.92 5,085,714.96 0.00 0.00 233,052,088.00
A-2 146,952.90 146,952.90 0.00 0.00 24,330,000.00
A-3 195,396.92 303,209.11 0.00 0.00 32,242,737.06
A-P 0.00 6,438.92 0.00 0.00 1,110,516.16
A-V 172,421.27 172,421.27 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 83,504.89 129,579.54 0.00 0.00 13,779,265.28
M-2 25,368.28 39,365.48 0.00 0.00 4,186,057.08
M-3 22,197.17 34,444.68 0.00 0.00 3,662,787.58
B-1 12,684.43 19,683.19 0.00 0.00 2,093,078.00
B-2 6,342.22 9,841.60 0.00 0.00 1,046,538.99
B-3 8,456.09 13,121.82 0.00 0.00 1,395,352.02
-------------------------------------------------------------------------------
2,103,038.09 5,960,773.47 0.00 0.00 316,898,420.17
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 882.679230 13.633147 5.331372 18.964519 0.000000 869.046083
A-2 1000.000000 0.000000 6.039988 6.039988 0.000000 1000.000000
A-3 992.287260 3.306920 5.993403 9.300323 0.000000 988.980341
A-P 959.210282 5.529567 0.000000 5.529567 0.000000 953.680715
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 992.287260 3.306920 5.993403 9.300323 0.000000 988.980340
M-2 992.287259 3.306920 5.993404 9.300324 0.000000 988.980339
M-3 992.287258 3.306920 5.993404 9.300324 0.000000 988.980338
B-1 992.287261 3.306917 5.993399 9.300316 0.000000 988.980344
B-2 992.287252 3.306917 5.993404 9.300321 0.000000 988.980335
B-3 992.287276 3.306911 5.993403 9.300314 0.000000 988.980357
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:25 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS10 (POOL # 4390)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4390
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 67,215.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,420.89
SUBSERVICER ADVANCES THIS MONTH 62,302.19
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 37 5,172,754.05
(B) TWO MONTHLY PAYMENTS: 4 340,487.27
(C) THREE OR MORE MONTHLY PAYMENTS: 7 1,229,535.44
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 1,718,622.51
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 316,898,420.17
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 2,438
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,791,499.09
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 831,633.64
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.78743970 % 6.78903900 % 1.42352150 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.71498380 % 6.82493460 % 1.43608070 %
BANKRUPTCY AMOUNT AVAILABLE 144,124.00
FRAUD AMOUNT AVAILABLE 7,054,423.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,527,212.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.19316258
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 343.02
POOL TRADING FACTOR: 89.84389453
................................................................................
Run: 08/25/00 08:17:45 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11(POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4394
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FX73 131,664,000.00 121,485,974.29 7.500000 % 1,134,457.12
NB-1 76110FX81 57,150,000.00 46,363,847.79 7.500000 % 54,326.33
NB-2 76110FX99 3,983,000.00 3,983,000.00 7.500000 % 0.00
NB-3 76110FY23 7,400,000.00 7,400,000.00 7.500000 % 0.00
A-P 76110FY31 1,364,847.05 1,330,494.71 0.000000 % 1,756.78
A-V 76110FY49 0.00 0.00 0.608735 % 0.00
R 76110FY56 100.00 0.00 7.500000 % 0.00
M-1 76110FY64 8,041,000.00 7,980,553.13 7.500000 % 5,633.66
M-2 76110FY72 2,608,000.00 2,588,394.79 7.500000 % 1,827.21
M-3 76110FY80 2,282,000.00 2,264,845.45 7.500000 % 1,598.81
B-1 76110FY98 1,304,000.00 1,294,197.39 7.500000 % 913.60
B-2 76110FZ22 652,000.00 647,098.70 7.500000 % 456.80
B-3 76110FZ30 869,417.87 862,885.65 7.500000 % 609.13
-------------------------------------------------------------------------------
217,318,364.92 196,201,291.90 1,201,579.44
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 758,807.78 1,893,264.90 0.00 0.00 120,351,517.17
NB-1 289,716.58 344,042.91 0.00 0.00 46,309,521.46
NB-2 24,888.81 24,888.81 0.00 0.00 3,983,000.00
NB-3 46,240.83 46,240.83 0.00 0.00 7,400,000.00
A-P 0.00 1,756.78 0.00 0.00 1,328,737.93
A-V 99,479.91 99,479.91 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 49,852.25 55,485.91 0.00 0.00 7,974,919.47
M-2 16,168.97 17,996.18 0.00 0.00 2,586,567.58
M-3 14,147.84 15,746.65 0.00 0.00 2,263,246.64
B-1 8,084.48 8,998.08 0.00 0.00 1,293,283.79
B-2 4,042.24 4,499.04 0.00 0.00 646,641.90
B-3 5,390.21 5,999.34 0.00 0.00 862,276.52
-------------------------------------------------------------------------------
1,316,819.90 2,518,399.34 0.00 0.00 194,999,712.46
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 922.696973 8.616305 5.763214 14.379519 0.000000 914.080669
NB-1 811.265928 0.950592 5.069406 6.019998 0.000000 810.315336
NB-2 1000.000000 0.000000 6.248760 6.248760 0.000000 1000.000000
NB-3 1000.000000 0.000000 6.248761 6.248761 0.000000 1000.000000
A-P 974.830630 1.287162 0.000000 1.287162 0.000000 973.543468
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 992.482668 0.700617 6.199757 6.900374 0.000000 991.782051
M-2 992.482665 0.700617 6.199758 6.900375 0.000000 991.782048
M-3 992.482669 0.700618 6.199755 6.900373 0.000000 991.782051
B-1 992.482661 0.700613 6.199755 6.900368 0.000000 991.782048
B-2 992.482669 0.700613 6.199755 6.900368 0.000000 991.782055
B-3 992.486674 0.700618 6.199792 6.900410 0.000000 991.786055
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:45 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 40,762.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,884.47
SUBSERVICER ADVANCES THIS MONTH 36,775.97
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,994,094.98
(B) TWO MONTHLY PAYMENTS: 2 120,655.74
(C) THREE OR MORE MONTHLY PAYMENTS: 8 1,321,461.19
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 309,480.51
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 194,999,712.46
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,475
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,062,885.38
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.97520850 % 6.54113600 % 1.42923710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.93119360 % 6.57679621 % 1.44688810 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,346,367.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.37595500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 343.85
POOL TRADING FACTOR: 89.72997406
Run: 08/25/00 08:17:45 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 27,481.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,352.20
SUBSERVICER ADVANCES THIS MONTH 20,426.55
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 1,694,833.85
(B) TWO MONTHLY PAYMENTS: 2 120,655.74
(C) THREE OR MORE MONTHLY PAYMENTS: 6 490,073.22
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 309,480.51
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 131,295,468.48
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,289
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,049,346.27
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.20910390 % 6.54113600 % 1.42923710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.14653140 % 6.57679621 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,346,367.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.44001096
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 342.87
POOL TRADING FACTOR: 91.99783616
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS11 (POOL # 4394)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4394
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,281.16
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,532.27
SUBSERVICER ADVANCES THIS MONTH 16,349.42
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 1,299,261.13
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 2 831,387.97
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 63,704,243.98
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 186
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 13,539.11
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.48699970 % 6.54113600 % 1.42923720 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.48520290 % 6.57679620 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,346,367.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.24393601
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 345.86
POOL TRADING FACTOR: 85.39151863
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12(POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4395
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110FW41 74,644,000.00 68,646,342.46 7.000000 % 745,990.88
NB 76110FW58 25,183,000.00 21,083,429.11 7.000000 % 85,624.18
A-P 76110FW66 994,755.29 894,262.67 0.000000 % 4,443.64
A-V 76110FW74 0.00 0.00 0.519877 % 0.00
R 76110FW82 100.00 0.00 7.000000 % 0.00
M-1 76110FW90 3,503,000.00 3,391,275.65 7.000000 % 11,774.11
M-2 76110FX24 531,000.00 514,064.33 7.000000 % 1,784.77
M-3 76110FX32 477,700.00 462,464.28 7.000000 % 1,605.62
B-1 76110FX40 318,400.00 308,244.98 7.000000 % 1,070.19
B-2 76110FX57 212,300.00 205,528.93 7.000000 % 713.57
B-3 76110FX65 265,344.67 256,829.09 7.000000 % 891.67
-------------------------------------------------------------------------------
106,129,599.96 95,762,441.50 853,898.63
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 400,105.03 1,146,095.91 0.00 0.00 67,900,351.58
NB 122,935.54 208,559.72 0.00 0.00 20,997,804.93
A-P 0.00 4,443.64 0.00 0.00 889,819.03
A-V 41,456.94 41,456.94 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 19,766.98 31,541.09 0.00 0.00 3,379,501.54
M-2 2,996.37 4,781.14 0.00 0.00 512,279.56
M-3 2,695.60 4,301.22 0.00 0.00 460,858.66
B-1 1,796.70 2,866.89 0.00 0.00 307,174.79
B-2 1,197.98 1,911.55 0.00 0.00 204,815.36
B-3 1,497.00 2,388.67 0.00 0.00 255,937.41
-------------------------------------------------------------------------------
594,448.14 1,448,346.77 0.00 0.00 94,908,542.86
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 919.649837 9.993983 5.360177 15.354160 0.000000 909.655854
NB 837.208796 3.400079 4.881688 8.281767 0.000000 833.808717
A-P 898.977547 4.467069 0.000000 4.467069 0.000000 894.510478
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 968.106095 3.361150 5.642872 9.004022 0.000000 964.744944
M-2 968.106083 3.361149 5.642881 9.004030 0.000000 964.744934
M-3 968.106092 3.361147 5.642872 9.004019 0.000000 964.744945
B-1 968.106093 3.361149 5.642902 9.004051 0.000000 964.744944
B-2 968.106123 3.361140 5.642864 9.004004 0.000000 964.744984
B-3 967.907477 3.360422 5.641719 9.002141 0.000000 964.547019
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,878.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,157.24
SUBSERVICER ADVANCES THIS MONTH 23,165.19
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 2,349,258.75
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 62,606.59
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 94,908,542.86
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 955
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 521,465.02
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.58363460 % 4.56108300 % 0.80470280 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.55367280 % 4.58614117 % 0.81678150 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,122,592.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,878,734.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.77214900
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 163.02
POOL TRADING FACTOR: 89.42702403
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,134.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,964.18
SUBSERVICER ADVANCES THIS MONTH 13,801.32
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 1,361,226.78
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 62,606.59
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 72,218,056.94
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 885
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 511,754.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.71265090 % 4.60407700 % 0.81228820 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.67499230 % 4.62954567 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,122,592.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,878,734.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.85688906
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 163.21
POOL TRADING FACTOR: 91.26411284
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS12 (POOL # 4395)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4395
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,744.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,193.06
SUBSERVICER ADVANCES THIS MONTH 9,363.87
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 988,031.97
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 22,690,485.92
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 70
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 9,710.04
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.16599090 % 4.60407700 % 0.81228820 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.16348460 % 4.62954568 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,122,592.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,878,734.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.50244280
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 162.43
POOL TRADING FACTOR: 84.04268920
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13(POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4405
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB-1 76110FZ48 158,406,900.00 145,559,504.78 8.000000 % 1,499,201.60
CB-P 76110FZ55 5,109,900.00 4,695,467.90 0.000000 % 48,361.34
NB 76110FZ63 86,842,100.00 75,972,430.48 7.750000 % 1,336,774.38
A-P 76110FZ71 1,432,398.79 1,299,555.74 0.000000 % 6,961.35
A-V 76110FZ89 0.00 0.00 0.532026 % 0.00
R 76110FZ97 100.00 0.00 7.750000 % 0.00
M-1 76110F2A0 11,328,000.00 11,241,898.46 7.750000 % 21,117.59
M-2 76110F2B8 3,411,900.00 3,385,966.93 7.750000 % 6,360.44
M-3 76110F2C6 2,866,000.00 2,844,216.19 7.750000 % 5,342.78
B-1 76110F2D4 1,637,700.00 1,625,252.21 7.750000 % 3,052.99
B-2 76110F2E2 818,900.00 812,675.72 7.750000 % 1,526.59
B-3 76110F2F9 1,091,849.28 1,083,379.59 7.750000 % 2,035.10
-------------------------------------------------------------------------------
272,945,748.07 248,520,348.00 2,930,734.16
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB-1 970,137.28 2,469,338.88 0.00 0.00 144,060,303.18
CB-P 0.00 48,361.34 0.00 0.00 4,647,106.56
NB 490,623.42 1,827,397.80 0.00 0.00 74,635,656.10
A-P 0.00 6,961.35 0.00 0.00 1,292,594.39
A-V 110,160.86 110,160.86 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 72,588.54 93,706.13 0.00 0.00 11,220,780.87
M-2 21,863.06 28,223.50 0.00 0.00 3,379,606.49
M-3 18,365.01 23,707.79 0.00 0.00 2,838,873.41
B-1 10,494.20 13,547.19 0.00 0.00 1,622,199.22
B-2 5,247.42 6,774.01 0.00 0.00 811,149.13
B-3 6,995.35 9,030.45 0.00 0.00 1,077,968.97
-------------------------------------------------------------------------------
1,706,475.14 4,637,209.30 0.00 0.00 245,586,238.32
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB-1 918.896240 9.464244 6.124337 15.588581 0.000000 909.431996
CB-P 918.896241 9.464244 0.000000 9.464244 0.000000 909.431997
NB 874.834101 15.393160 5.649603 21.042763 0.000000 859.440941
A-P 907.258334 4.859925 0.000000 4.859925 0.000000 902.398410
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 992.399228 1.864194 6.407887 8.272081 0.000000 990.535034
M-2 992.399229 1.864193 6.407884 8.272077 0.000000 990.535036
M-3 992.399229 1.864194 6.407889 8.272083 0.000000 990.535035
B-1 992.399225 1.864194 6.407889 8.272083 0.000000 990.535031
B-2 992.399218 1.864196 6.407889 8.272085 0.000000 990.535023
B-3 992.242803 1.863902 6.406882 8.270784 0.000000 987.287339
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 51,442.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,774.52
SUBSERVICER ADVANCES THIS MONTH 65,429.65
MASTER SERVICER ADVANCES THIS MONTH 4,825.20
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 34 5,020,696.47
(B) TWO MONTHLY PAYMENTS: 6 678,582.75
(C) THREE OR MORE MONTHLY PAYMENTS: 10 1,921,776.44
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 258,419.75
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 245,586,238.32
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,946
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 607,528.31
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,437,404.03
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.50824290 % 7.03044300 % 1.41690910 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.42401830 % 7.10107410 % 1.43733470 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.56230000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 343.73
POOL TRADING FACTOR: 89.97620958
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 34,167.80
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,425.25
SUBSERVICER ADVANCES THIS MONTH 39,001.34
MASTER SERVICER ADVANCES THIS MONTH 893.80
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 29 3,000,229.68
(B) TWO MONTHLY PAYMENTS: 6 678,582.75
(C) THREE OR MORE MONTHLY PAYMENTS: 8 956,973.39
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 258,419.75
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 163,029,047.30
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,699
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 110,445.82
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,450,582.07
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.63714120 % 7.03044300 % 1.41690910 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.56268000 % 7.10107410 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.64777987
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 343.35
POOL TRADING FACTOR: 91.59320846
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS13 (POOL # 4405)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4405
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,275.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,349.27
SUBSERVICER ADVANCES THIS MONTH 26,428.31
MASTER SERVICER ADVANCES THIS MONTH 3,931.40
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 2,020,466.79
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 2 964,803.05
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 82,557,191.02
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 247
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 497,082.49
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 986,821.96
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.25437310 % 7.03044300 % 1.41690910 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.14898570 % 7.10107410 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 5,458,915.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,729,457.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.39350005
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 344.49
POOL TRADING FACTOR: 86.94509997
................................................................................
Run: 08/25/00 08:17:27 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS14(POOL # 4410)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4410
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F2G7 138,880,000.00 123,503,577.34 7.500000 % 1,544,614.81
A-2 76110F2H5 27,776,000.00 24,700,715.46 7.220000 % 308,922.96
A-3 76110F2J1 0.00 0.00 1.780000 % 0.00
A-4 76110F2K8 11,426,000.00 11,426,000.00 7.750000 % 0.00
A-5 76110F2L6 21,743,000.00 21,743,000.00 7.750000 % 0.00
A-P 76110F2M4 865,434.18 811,002.69 0.000000 % 847.39
A-V 76110F2N2 0.00 0.00 0.571556 % 0.00
R-I 76110F2P7 100.00 0.00 7.750000 % 0.00
R-II 76110F2Q5 100.00 0.00 7.750000 % 0.00
M-1 76110F2R3 8,698,000.00 8,651,898.74 7.750000 % 5,949.41
M-2 76110F2S1 2,718,000.00 2,703,594.01 7.750000 % 1,859.10
M-3 76110F2T9 2,391,800.00 2,379,122.94 7.750000 % 1,635.98
B-1 76110F2U6 1,413,400.00 1,405,908.68 7.750000 % 966.76
B-2 76110F2V4 652,300.00 648,842.67 7.750000 % 446.17
B-3 76110F2W2 869,779.03 865,169.01 7.750000 % 594.93
-------------------------------------------------------------------------------
217,433,913.21 198,838,831.54 1,865,837.51
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 771,764.93 2,316,379.74 0.00 0.00 121,958,962.53
A-2 148,590.47 457,513.43 0.00 0.00 24,391,792.50
A-3 36,633.10 36,633.10 0.00 0.00 0.00
A-4 73,780.26 73,780.26 0.00 0.00 11,426,000.00
A-5 140,399.45 140,399.45 0.00 0.00 21,743,000.00
A-P 0.00 847.39 0.00 0.00 810,155.30
A-V 94,690.09 94,690.09 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 55,867.26 61,816.67 0.00 0.00 8,645,949.33
M-2 17,457.71 19,316.81 0.00 0.00 2,701,734.91
M-3 15,362.53 16,998.51 0.00 0.00 2,377,486.96
B-1 9,078.27 10,045.03 0.00 0.00 1,404,941.92
B-2 4,189.72 4,635.89 0.00 0.00 648,396.50
B-3 5,586.59 6,181.52 0.00 0.00 864,574.08
-------------------------------------------------------------------------------
1,373,400.38 3,239,237.89 0.00 0.00 196,972,994.03
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 889.282671 11.121938 5.557063 16.679001 0.000000 878.160733
A-2 889.282671 11.121938 5.349599 16.471537 0.000000 878.160732
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 1000.000000 0.000000 6.457226 6.457226 0.000000 1000.000000
A-5 1000.000000 0.000000 6.457225 6.457225 0.000000 1000.000000
A-P 937.104992 0.979150 0.000000 0.979150 0.000000 936.125842
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 994.699786 0.683997 6.423001 7.106998 0.000000 994.015789
M-2 994.699783 0.683996 6.422999 7.106995 0.000000 994.015787
M-3 994.699783 0.683995 6.422999 7.106994 0.000000 994.015787
B-1 994.699788 0.683996 6.423001 7.106997 0.000000 994.015792
B-2 994.699785 0.683995 6.422996 7.106991 0.000000 994.015790
B-3 994.699780 0.684001 6.422999 7.107000 0.000000 994.015779
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:27 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS14 (POOL # 4410)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4410
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,391.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,945.70
SUBSERVICER ADVANCES THIS MONTH 30,509.46
MASTER SERVICER ADVANCES THIS MONTH 507.82
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 1,819,389.55
(B) TWO MONTHLY PAYMENTS: 6 985,892.48
(C) THREE OR MORE MONTHLY PAYMENTS: 3 401,683.43
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 714,867.82
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 196,972,994.03
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,536
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 68,715.85
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,728,983.90
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.58980020 % 6.93570000 % 1.47450000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.51567960 % 6.96804720 % 1.48749500 %
BANKRUPTCY AMOUNT AVAILABLE 175,000.00
FRAUD AMOUNT AVAILABLE 4,348,678.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,174,339.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.61512370
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 345.83
POOL TRADING FACTOR: 90.58982158
................................................................................
Run: 08/25/00 08:17:27 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS15(POOL # 4416)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4416
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F2X0 112,000,000.00 101,280,083.31 7.000000 % 946,969.10
A-2 76110F2Y8 20,028,000.00 20,028,000.00 7.750000 % 0.00
A-3 76110F2Z5 48,000,000.00 43,405,749.98 7.070000 % 405,843.90
A-4 76110F3A9 0.00 0.00 2.430000 % 0.00
A-5 76110F3B7 20,253,000.00 20,124,669.45 7.750000 % 12,722.50
A-P 76110F3C5 242,044.80 239,987.73 0.000000 % 215.78
A-V 76110F3D3 0.00 0.00 0.718341 % 0.00
R-I 76110F3E1 100.00 0.00 7.750000 % 0.00
R-II 76110F3F8 100.00 0.00 7.750000 % 0.00
M-1 76110F3G6 8,695,000.00 8,639,905.23 7.750000 % 5,462.01
M-2 76110F3H4 2,825,900.00 2,807,994.05 7.750000 % 1,775.17
M-3 76110F3J0 2,391,000.00 2,375,849.72 7.750000 % 1,501.97
B-1 76110F3K7 1,412,900.00 1,403,947.35 7.750000 % 887.55
B-2 76110F3L5 652,100.00 647,968.05 7.750000 % 409.64
B-3 76110F3M3 869,572.62 864,062.68 7.750000 % 546.25
-------------------------------------------------------------------------------
217,369,717.42 201,818,217.55 1,376,333.87
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 590,629.16 1,537,598.26 0.00 0.00 100,333,114.21
A-2 129,309.99 129,309.99 0.00 0.00 20,028,000.00
A-3 255,658.05 661,501.95 0.00 0.00 42,999,906.08
A-4 87,871.15 87,871.15 0.00 0.00 0.00
A-5 129,934.13 142,656.63 0.00 0.00 20,111,946.95
A-P 0.00 215.78 0.00 0.00 239,771.95
A-V 120,776.82 120,776.82 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 55,783.21 61,245.22 0.00 0.00 8,634,443.22
M-2 18,129.70 19,904.87 0.00 0.00 2,806,218.88
M-3 15,339.58 16,841.55 0.00 0.00 2,374,347.75
B-1 9,064.53 9,952.08 0.00 0.00 1,403,059.80
B-2 4,183.58 4,593.22 0.00 0.00 647,558.41
B-3 5,578.78 6,125.03 0.00 0.00 863,516.43
-------------------------------------------------------------------------------
1,422,258.68 2,798,592.55 0.00 0.00 200,441,883.68
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 904.286458 8.455081 5.273475 13.728556 0.000000 895.831377
A-2 1000.000000 0.000000 6.456460 6.456460 0.000000 1000.000000
A-3 904.286458 8.455081 5.326209 13.781290 0.000000 895.831377
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 993.663628 0.628179 6.415550 7.043729 0.000000 993.035449
A-P 991.501284 0.891488 0.000000 0.891488 0.000000 990.609796
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 993.663626 0.628178 6.415550 7.043728 0.000000 993.035448
M-2 993.663629 0.628179 6.415549 7.043728 0.000000 993.035451
M-3 993.663622 0.628176 6.415550 7.043726 0.000000 993.035445
B-1 993.663635 0.628176 6.415550 7.043726 0.000000 993.035459
B-2 993.663625 0.628186 6.415550 7.043736 0.000000 993.035439
B-3 993.663623 0.628182 6.415542 7.043724 0.000000 993.035441
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:27 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 1999-QS15 (POOL # 4416)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4416
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,873.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,866.07
SUBSERVICER ADVANCES THIS MONTH 46,483.41
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 3,029,700.53
(B) TWO MONTHLY PAYMENTS: 9 1,248,197.28
(C) THREE OR MORE MONTHLY PAYMENTS: 6 1,662,355.36
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 200,441,883.68
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,429
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,248,704.38
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.69566720 % 6.85775900 % 1.44657390 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.64387210 % 6.89227700 % 1.45559640 %
BANKRUPTCY AMOUNT AVAILABLE 130,054.00
FRAUD AMOUNT AVAILABLE 4,247,394.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,173,697.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.78563604
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 347.52
POOL TRADING FACTOR: 92.21242317
................................................................................
Run: 08/25/00 08:17:32 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1(POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4420
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110F3N1 130,396,000.00 122,059,464.30 7.750000 % 1,406,318.86
NB-1 76110F3P6 58,661,000.00 46,715,118.09 7.750000 % 41,783.47
NB-2 76110F3Q4 4,186,000.00 4,186,000.00 7.750000 % 0.00
NB-3 76110F3R2 6,983,000.00 6,983,000.00 7.750000 % 0.00
A-P 76110F3S0 496,620.41 488,662.25 0.000000 % 471.53
A-V 76110F3T8 0.00 0.00 0.633604 % 0.00
R 76110F3U5 100.00 0.00 7.750000 % 0.00
M-1 76110F3V3 9,273,000.00 9,235,235.73 7.750000 % 5,954.37
M-2 76110F3W1 3,273,000.00 3,259,670.71 7.750000 % 2,101.66
M-3 76110F3X9 2,073,000.00 2,064,557.72 7.750000 % 1,331.11
B-1 76110F3Y7 1,309,100.00 1,303,768.70 7.750000 % 840.60
B-2 76110F3Z4 654,500.00 651,834.56 7.750000 % 420.27
B-3 76110F4A8 872,717.76 869,164.51 7.750000 % 560.39
-------------------------------------------------------------------------------
218,178,038.17 197,816,476.57 1,459,782.26
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 788,116.30 2,194,435.16 0.00 0.00 120,653,145.44
NB-1 301,685.92 343,469.39 0.00 0.00 46,673,334.62
NB-2 27,033.16 27,033.16 0.00 0.00 4,186,000.00
NB-3 45,096.17 45,096.17 0.00 0.00 6,983,000.00
A-P 0.00 471.53 0.00 0.00 488,190.72
A-V 104,429.45 104,429.45 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 59,633.15 65,587.52 0.00 0.00 9,229,281.36
M-2 21,048.13 23,149.79 0.00 0.00 3,257,569.05
M-3 13,331.12 14,662.23 0.00 0.00 2,063,226.61
B-1 8,418.61 9,259.21 0.00 0.00 1,302,928.10
B-2 4,208.98 4,629.25 0.00 0.00 651,414.29
B-3 5,612.31 6,172.70 0.00 0.00 868,604.13
-------------------------------------------------------------------------------
1,378,613.30 2,838,395.56 0.00 0.00 196,356,694.32
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 936.067550 10.784985 6.044022 16.829007 0.000000 925.282566
NB-1 796.357343 0.712287 5.142870 5.855157 0.000000 795.645056
NB-2 1000.000000 0.000000 6.457993 6.457993 0.000000 1000.000000
NB-3 1000.000000 0.000000 6.457994 6.457994 0.000000 1000.000000
A-P 983.975367 0.949479 0.000000 0.949479 0.000000 983.025887
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 995.927502 0.642119 6.430837 7.072956 0.000000 995.285383
M-2 995.927501 0.642120 6.430837 7.072957 0.000000 995.285380
M-3 995.927506 0.642118 6.430835 7.072953 0.000000 995.285388
B-1 995.927507 0.642121 6.430838 7.072959 0.000000 995.285387
B-2 995.927517 0.642124 6.430833 7.072957 0.000000 995.285393
B-3 995.928523 0.642121 6.430842 7.072963 0.000000 995.286415
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:33 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,326.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,943.66
SUBSERVICER ADVANCES THIS MONTH 44,086.50
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 2,836,052.12
(B) TWO MONTHLY PAYMENTS: 8 1,553,949.87
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,258,473.94
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 196,356,694.32
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,480
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,332,276.08
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.19017660 % 7.36008700 % 1.42797400 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.13026180 % 7.41002341 % 1.44124580 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.68894400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 347.80
POOL TRADING FACTOR: 89.99837746
Run: 08/25/00 08:17:33 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 27,867.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,123.27
SUBSERVICER ADVANCES THIS MONTH 31,268.12
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 1,900,146.79
(B) TWO MONTHLY PAYMENTS: 6 821,318.73
(C) THREE OR MORE MONTHLY PAYMENTS: 9 1,258,473.94
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 132,128,220.86
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,294
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,328,757.81
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.52219310 % 7.36008700 % 1.42797400 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.43682280 % 7.41002341 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.79284904
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 346.85
POOL TRADING FACTOR: 93.09313277
Run: 08/25/00 08:17:33 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS1 (POOL # 4420)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4420
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,458.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,820.39
SUBSERVICER ADVANCES THIS MONTH 12,818.38
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 935,905.33
(B) TWO MONTHLY PAYMENTS: 2 732,631.14
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 64,228,473.46
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 186
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,518.27
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.49789350 % 7.36008700 % 1.42797400 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.49737690 % 7.41002341 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,363,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,181,780.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.47519489
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 349.76
POOL TRADING FACTOR: 84.23758082
................................................................................
Run: 08/25/00 08:17:28 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2(POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4425
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F4B6 15,000,000.00 12,284,520.10 7.750000 % 460,258.06
A-2 76110F4C4 83,021,000.00 73,150,954.75 7.750000 % 1,672,915.30
A-3 76110F4D2 25,652,000.00 25,652,000.00 7.750000 % 0.00
A-4 76110F4E0 17,862,000.00 17,862,000.00 7.750000 % 0.00
A-5 76110F4F7 17,150,000.00 17,150,000.00 7.750000 % 0.00
A-6 76110F4G5 20,000,000.00 20,000,000.00 7.750000 % 0.00
A-7 76110F4H3 21,888,000.00 21,888,000.00 7.750000 % 0.00
A-P 76110F4J9 250,505.68 248,700.70 0.000000 % 226.94
R-I 76110F4K6 100.00 0.00 7.750000 % 0.00
R-II 76110F4L4 100.00 0.00 7.750000 % 0.00
M-1 76110F4M2 9,850,100.00 9,821,088.02 7.750000 % 6,012.84
M-2 76110F4N0 2,845,500.00 2,837,119.00 7.750000 % 1,736.99
M-3 76110F4P5 2,407,700.00 2,400,608.48 7.750000 % 1,469.74
IO-A 0.00 0.00 0.761951 % 0.00
IO-B 0.00 0.00 0.761951 % 0.00
B-1 76110F4Q3 1,422,700.00 1,418,509.65 7.750000 % 868.46
B-2 76110F4R1 656,700.00 654,765.78 7.750000 % 400.87
B-3 76110F4S9 875,528.01 872,949.31 7.750000 % 534.44
-------------------------------------------------------------------------------
218,881,933.69 206,241,215.79 2,144,423.64
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 79,277.59 539,535.65 0.00 0.00 11,824,262.04
A-2 472,076.32 2,144,991.62 0.00 0.00 71,478,039.45
A-3 165,544.00 165,544.00 0.00 0.00 25,652,000.00
A-4 115,271.59 115,271.59 0.00 0.00 17,862,000.00
A-5 110,676.74 110,676.74 0.00 0.00 17,150,000.00
A-6 129,069.08 129,069.08 0.00 0.00 20,000,000.00
A-7 141,253.20 141,253.20 0.00 0.00 21,888,000.00
A-P 0.00 226.94 0.00 0.00 248,473.76
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 63,379.94 69,392.78 0.00 0.00 9,815,075.18
M-2 18,309.22 20,046.21 0.00 0.00 2,835,382.01
M-3 15,492.22 16,961.96 0.00 0.00 2,399,138.74
IO-A 128,730.93 128,730.93 0.00 0.00 0.00
IO-B 1,967.09 1,967.09 0.00 0.00 0.00
B-1 9,154.29 10,022.75 0.00 0.00 1,417,641.19
B-2 4,225.51 4,626.38 0.00 0.00 654,364.91
B-3 5,633.54 6,167.98 0.00 0.00 872,414.87
-------------------------------------------------------------------------------
1,460,061.26 3,604,484.90 0.00 0.00 204,096,792.15
===============================================================================
Run: 08/25/00 08:17:28
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2(POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4425
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 818.968007 30.683871 5.285173 35.969044 0.000000 788.284136
A-2 881.113872 20.150508 5.686228 25.836736 0.000000 860.963364
A-3 1000.000000 0.000000 6.453454 6.453454 0.000000 1000.000000
A-4 1000.000000 0.000000 6.453454 6.453454 0.000000 1000.000000
A-5 1000.000000 0.000000 6.453454 6.453454 0.000000 1000.000000
A-6 1000.000000 0.000000 6.453454 6.453454 0.000000 1000.000000
A-7 1000.000000 0.000000 6.453454 6.453454 0.000000 1000.000000
A-P 992.794654 0.905928 0.000000 0.905928 0.000000 991.888727
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 997.054651 0.610434 6.434446 7.044880 0.000000 996.444217
M-2 997.054648 0.610434 6.434447 7.044881 0.000000 996.444214
M-3 997.054650 0.610433 6.434448 7.044881 0.000000 996.444217
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 997.054650 0.610431 6.434449 7.044880 0.000000 996.444219
B-2 997.054637 0.610431 6.434460 7.044891 0.000000 996.444206
B-3 997.054692 0.610432 6.434449 7.044881 0.000000 996.444271
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:28 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS2 (POOL # 4425)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4425
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 42,807.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,856.64
SUBSERVICER ADVANCES THIS MONTH 48,553.71
MASTER SERVICER ADVANCES THIS MONTH 2,220.95
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 4,533,866.61
(B) TWO MONTHLY PAYMENTS: 6 578,586.44
(C) THREE OR MORE MONTHLY PAYMENTS: 6 1,023,241.70
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 204,096,792.15
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,459
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 269,072.49
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,018,091.93
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.25937160 % 7.31037000 % 1.43025820 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.17284020 % 7.37375427 % 1.44441760 %
BANKRUPTCY AMOUNT AVAILABLE 157,492.00
FRAUD AMOUNT AVAILABLE 4,377,639.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,188,819.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.82245635
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 350.03
POOL TRADING FACTOR: 93.24515217
................................................................................
Run: 08/25/00 08:17:29 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS3(POOL # 4432)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4432
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F5F6 115,869,000.00 100,422,688.87 7.750000 % 4,158,869.61
A-2 76110F5G4 40,867,000.00 40,867,000.00 7.750000 % 0.00
A-3 76110F5J8 21,838,000.00 21,838,000.00 7.750000 % 0.00
A-4 76110F5K5 21,838,000.00 21,838,000.00 7.750000 % 0.00
A-P 76110F5L3 499,056.21 492,735.56 0.000000 % 526.53
R-I 76110F5M1 100.00 0.00 7.750000 % 0.00
R-II 76110F5N9 100.00 0.00 7.750000 % 0.00
M-1 76110F5P4 9,281,800.00 9,260,455.33 7.750000 % 5,605.79
M-2 76110F5Q2 2,839,000.00 2,832,471.36 7.750000 % 1,714.63
M-3 76110F5R0 2,402,200.00 2,396,675.84 7.750000 % 1,450.82
IO-A 0.00 0.00 0.873710 % 0.00
IO-B 0.00 0.00 0.873710 % 0.00
B-1 76110F5S8 1,419,500.00 1,416,235.68 7.750000 % 857.31
B-2 76110F5T6 655,100.00 653,593.52 7.750000 % 395.65
B-3 76110F5U3 873,616.21 871,607.22 7.750000 % 527.64
-------------------------------------------------------------------------------
218,382,472.42 202,889,463.38 4,169,947.98
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 647,431.18 4,806,300.79 0.00 0.00 96,263,819.26
A-2 263,472.03 263,472.03 0.00 0.00 40,867,000.00
A-3 140,790.91 140,790.91 0.00 0.00 21,838,000.00
A-4 140,790.91 140,790.91 0.00 0.00 21,838,000.00
A-P 0.00 526.53 0.00 0.00 492,209.03
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 59,702.72 65,308.51 0.00 0.00 9,254,849.54
M-2 18,261.11 19,975.74 0.00 0.00 2,830,756.73
M-3 15,451.51 16,902.33 0.00 0.00 2,395,225.02
IO-A 147,106.16 147,106.16 0.00 0.00 0.00
IO-B 0.00 0.00 0.00 0.00 0.00
B-1 9,130.56 9,987.87 0.00 0.00 1,415,378.37
B-2 4,213.75 4,609.40 0.00 0.00 653,197.87
B-3 5,619.30 6,146.94 0.00 0.00 871,079.58
-------------------------------------------------------------------------------
1,451,970.14 5,621,918.12 0.00 0.00 198,719,515.40
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 866.691599 35.892858 5.587613 41.480471 0.000000 830.798741
A-2 1000.000000 0.000000 6.447061 6.447061 0.000000 1000.000000
A-3 1000.000000 0.000000 6.447061 6.447061 0.000000 1000.000000
A-4 1000.000000 0.000000 6.447061 6.447061 0.000000 1000.000000
A-P 987.334793 1.055051 0.000000 1.055051 0.000000 986.279742
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 997.700374 0.603955 6.432235 7.036190 0.000000 997.096419
M-2 997.700373 0.603956 6.432233 7.036189 0.000000 997.096418
M-3 997.700375 0.603955 6.432233 7.036188 0.000000 997.096420
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 997.700373 0.603952 6.432237 7.036189 0.000000 997.096421
B-2 997.700382 0.603954 6.432224 7.036178 0.000000 997.096428
B-3 997.700375 0.603961 6.432230 7.036191 0.000000 997.096402
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:29 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS3 (POOL # 4432)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4432
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 41,857.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,649.91
SUBSERVICER ADVANCES THIS MONTH 45,364.77
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 31 4,319,753.71
(B) TWO MONTHLY PAYMENTS: 6 560,200.43
(C) THREE OR MORE MONTHLY PAYMENTS: 6 864,742.42
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 198,719,515.40
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,460
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,046,991.68
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.38768740 % 7.15901000 % 1.45330240 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.21186310 % 7.28707055 % 1.48297220 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 4,367,649.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,183,825.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.92595146
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 350.59
POOL TRADING FACTOR: 90.99609195
................................................................................
Run: 08/25/00 08:17:33 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4(POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4433
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
CB 76110F4T7 80,517,000.00 77,514,291.97 7.500000 % 404,293.04
NB 76110F4U4 21,235,000.00 19,438,544.43 7.500000 % 438,473.11
A-P 76110F4V2 933,718.95 904,358.64 0.000000 % 5,059.47
R-I 76110F4WO 100.00 0.00 7.500000 % 0.00
R-II 76110F4X8 100.00 0.00 7.500000 % 0.00
M-1 76110F4Y6 3,459,000.00 3,416,669.57 7.500000 % 10,898.90
M-2 76110F4Z3 649,000.00 641,057.70 7.500000 % 2,044.92
M-3 76110F5D1 487,000.00 481,040.21 7.500000 % 1,534.48
IO-A 0.00 0.00 0.539737 % 0.00
IO-B 0.00 0.00 0.539737 % 0.00
B-1 76110F5A7 324,300.00 320,331.29 7.500000 % 1,021.83
B-2 76110F5B5 216,200.00 213,554.20 7.500000 % 681.22
B-3 76110F5C3 270,246.88 266,936.64 7.500000 % 851.51
-------------------------------------------------------------------------------
108,091,665.83 103,196,784.65 864,858.48
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
CB 484,253.20 888,546.24 0.00 0.00 77,109,998.93
NB 121,406.41 559,879.52 0.00 0.00 19,000,071.32
A-P 0.00 5,059.47 0.00 0.00 899,299.17
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 21,342.91 32,241.81 0.00 0.00 3,405,770.67
M-2 4,004.50 6,049.42 0.00 0.00 639,012.78
M-3 3,004.91 4,539.39 0.00 0.00 479,505.73
IO-A 41,995.45 41,995.45 0.00 0.00 0.00
IO-B 3,991.25 3,991.25 0.00 0.00 0.00
B-1 2,001.01 3,022.84 0.00 0.00 319,309.46
B-2 1,334.01 2,015.23 0.00 0.00 212,872.98
B-3 1,667.47 2,518.98 0.00 0.00 266,085.14
-------------------------------------------------------------------------------
685,001.12 1,549,859.60 0.00 0.00 102,331,926.18
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
CB 962.707155 5.021213 6.014298 11.035511 0.000000 957.685941
NB 915.401198 20.648604 5.717279 26.365883 0.000000 894.752593
A-P 968.555517 5.418622 0.000000 5.418622 0.000000 963.136895
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 987.762235 3.150882 6.170254 9.321136 0.000000 984.611353
M-2 987.762250 3.150878 6.170262 9.321140 0.000000 984.611371
M-3 987.762238 3.150883 6.170246 9.321129 0.000000 984.611355
IO-A 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
IO-B 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 987.762226 3.150879 6.170244 9.321123 0.000000 984.611348
B-2 987.762257 3.150879 6.170259 9.321138 0.000000 984.611378
B-3 987.751052 3.150860 6.170173 9.321033 0.000000 984.600230
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
Run: 08/25/00 08:17:33 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,460.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,021.43
SUBSERVICER ADVANCES THIS MONTH 4,481.43
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 375,039.05
(B) TWO MONTHLY PAYMENTS: 1 57,846.23
(C) THREE OR MORE MONTHLY PAYMENTS: 1 14,363.63
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 102,331,926.18
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,002
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 535,500.67
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.78007330 % 4.39816800 % 0.77601460 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.75261860 % 4.42119029 % 0.78699290 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.29065400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 167.94
POOL TRADING FACTOR: 94.67143040
Run: 08/25/00 08:17:33 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,107.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,475.15
SUBSERVICER ADVANCES THIS MONTH 4,481.43
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 375,039.05
(B) TWO MONTHLY PAYMENTS: 1 57,846.23
(C) THREE OR MORE MONTHLY PAYMENTS: 1 14,363.63
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 81,783,300.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 943
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 162,133.01
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.84482380 % 4.43705100 % 0.78287530 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.83455330 % 4.46038845 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.39332068
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 168.28
POOL TRADING FACTOR: 95.90994145
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS4 (POOL # 4433)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4433
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,352.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 546.28
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 20,548,625.61
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 59
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 373,367.66
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.52275450 % 4.43705100 % 0.78287530 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.42155000 % 4.46038843 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,161,833.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,968,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.88204077
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 166.59
POOL TRADING FACTOR: 90.04366557
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS5(POOL # 4438)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4438
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F5V1 92,675,000.00 91,306,407.37 7.750000 % 575,901.55
A-2 76110F5W9 74,478,000.00 66,624,745.41 7.750000 % 2,022,051.17
A-3 76110F5X7 10,750,000.00 10,750,000.00 7.750000 % 0.00
A-4 76110F5Y5 21,700,000.00 21,700,000.00 7.750000 % 0.00
A-5 76110F5Z2 1,075,000.00 0.00 7.750000 % 0.00
A-P 76110F6A6 145,114.60 144,642.18 0.000000 % 179.41
A-V 76110F6B4 0.00 0.00 0.994703 % 0.00
R 76110F6C2 100.00 0.00 7.750000 % 0.00
M-1 76110F6D0 8,141,800.00 8,128,252.46 7.750000 % 4,652.54
M-2 76110F6E8 2,822,400.00 2,817,703.67 7.750000 % 1,612.83
M-3 76110F6F5 2,388,200.00 2,384,226.15 7.750000 % 1,364.71
B-1 76110F6G3 1,411,200.00 1,408,851.83 7.750000 % 806.41
B-2 76110F6H1 651,400.00 650,316.10 7.750000 % 372.24
B-3 76110F6J7 868,514.12 867,068.99 7.750000 % 496.31
-------------------------------------------------------------------------------
217,106,728.72 206,782,214.16 2,607,437.17
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 589,561.48 1,165,463.03 0.00 0.00 90,730,505.82
A-2 430,193.07 2,452,244.24 0.00 0.00 64,602,694.24
A-3 69,412.28 69,412.28 0.00 0.00 10,750,000.00
A-4 140,115.95 140,115.95 0.00 0.00 21,700,000.00
A-5 0.00 0.00 0.00 0.00 0.00
A-P 0.00 179.41 0.00 0.00 144,462.77
A-V 171,369.15 171,369.15 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 52,483.77 57,136.31 0.00 0.00 8,123,599.92
M-2 18,193.79 19,806.62 0.00 0.00 2,816,090.84
M-3 15,394.85 16,759.56 0.00 0.00 2,382,861.44
B-1 9,096.89 9,903.30 0.00 0.00 1,408,045.42
B-2 4,199.06 4,571.30 0.00 0.00 649,943.86
B-3 5,598.63 6,094.94 0.00 0.00 866,572.68
-------------------------------------------------------------------------------
1,505,618.92 4,113,056.09 0.00 0.00 204,174,776.99
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 985.232343 6.214206 6.361602 12.575808 0.000000 979.018137
A-2 894.556049 27.149644 5.776109 32.925753 0.000000 867.406405
A-3 1000.000000 0.000000 6.456956 6.456956 0.000000 1000.000000
A-4 1000.000000 0.000000 6.456956 6.456956 0.000000 1000.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-P 996.744504 1.236333 0.000000 1.236333 0.000000 995.508171
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 998.336051 0.571439 6.446212 7.017651 0.000000 997.764612
M-2 998.336051 0.571439 6.446212 7.017651 0.000000 997.764612
M-3 998.336048 0.571439 6.446215 7.017654 0.000000 997.764609
B-1 998.336047 0.571436 6.446209 7.017645 0.000000 997.764612
B-2 998.336045 0.571446 6.446208 7.017654 0.000000 997.764599
B-3 998.336089 0.571436 6.446216 7.017652 0.000000 997.764642
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS5 (POOL # 4438)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4438
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 42,963.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,500.79
SUBSERVICER ADVANCES THIS MONTH 46,308.61
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 3,575,359.45
(B) TWO MONTHLY PAYMENTS: 4 733,505.13
(C) THREE OR MORE MONTHLY PAYMENTS: 7 991,059.66
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 241,000.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 204,174,776.99
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,442
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,489,043.46
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.13288320 % 6.45099600 % 1.41612050 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.03691170 % 6.52507249 % 1.43339580 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 4,342,135.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,171,067.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.06366515
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 352.04
POOL TRADING FACTOR: 94.04350487
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS6(POOL # 4440)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4440
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110F6K4 92,574,000.00 91,724,404.83 7.750000 % 515,193.61
A-2 76110F6L2 75,000,000.00 70,345,380.97 7.750000 % 3,514,174.19
A-3 76110F6M0 10,750,000.00 10,750,000.00 7.750000 % 0.00
A-4 76110F6N8 21,500,000.00 21,500,000.00 7.750000 % 0.00
A-5 76110F6P3 1,075,000.00 0.00 7.750000 % 0.00
A-P 76110F6Q1 75,687.86 75,529.83 0.000000 % 80.71
A-V 76110F6R9 0.00 0.00 1.035457 % 0.00
R 76110F6S7 100.00 0.00 7.750000 % 0.00
M-1 76110F6T5 8,714,800.00 8,705,343.56 7.750000 % 4,798.33
M-2 76110F6U2 2,723,300.00 2,720,344.95 7.750000 % 1,499.44
M-3 76110F6V0 2,505,400.00 2,502,681.39 7.750000 % 1,379.46
B-1 76110F6W8 1,416,100.00 1,414,563.39 7.750000 % 779.70
B-2 76110F6X6 653,600.00 652,890.77 7.750000 % 359.87
B-3 76110F6Y4 871,524.04 870,578.34 7.750000 % 479.85
-------------------------------------------------------------------------------
217,859,511.90 211,261,718.03 4,038,745.16
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 592,226.27 1,107,419.88 0.00 0.00 91,209,211.22
A-2 454,190.82 3,968,365.01 0.00 0.00 66,831,206.78
A-3 69,408.27 69,408.27 0.00 0.00 10,750,000.00
A-4 138,816.55 138,816.55 0.00 0.00 21,500,000.00
A-5 0.00 0.00 0.00 0.00 0.00
A-P 0.00 80.71 0.00 0.00 75,449.12
A-V 182,244.30 182,244.30 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 56,206.78 61,005.11 0.00 0.00 8,700,545.23
M-2 17,564.13 19,063.57 0.00 0.00 2,718,845.51
M-3 16,158.77 17,538.23 0.00 0.00 2,501,301.93
B-1 9,133.24 9,912.94 0.00 0.00 1,413,783.69
B-2 4,215.45 4,575.32 0.00 0.00 652,530.90
B-3 5,620.97 6,100.82 0.00 0.00 870,098.49
-------------------------------------------------------------------------------
1,545,785.55 5,584,530.71 0.00 0.00 207,222,972.87
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 990.822529 5.565208 6.397328 11.962536 0.000000 985.257321
A-2 937.938413 46.855656 6.055878 52.911534 0.000000 891.082757
A-3 1000.000000 0.000000 6.456583 6.456583 0.000000 1000.000000
A-4 1000.000000 0.000000 6.456584 6.456584 0.000000 1000.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-P 997.912083 1.066353 0.000000 1.066353 0.000000 996.845729
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 998.914899 0.550596 6.449578 7.000174 0.000000 998.364303
M-2 998.914901 0.550597 6.449576 7.000173 0.000000 998.364304
M-3 998.914900 0.550595 6.449577 7.000172 0.000000 998.364305
B-1 998.914900 0.550597 6.449573 7.000170 0.000000 998.364303
B-2 998.914887 0.550597 6.449587 7.000184 0.000000 998.364290
B-3 998.914889 0.550587 6.449587 7.000174 0.000000 998.364302
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS6 (POOL # 4440)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4440
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,759.15
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,771.07
SUBSERVICER ADVANCES THIS MONTH 51,900.56
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 38 5,276,009.55
(B) TWO MONTHLY PAYMENTS: 6 909,293.67
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 207,222,972.87
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,452
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,922,281.52
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.01349170 % 6.59530300 % 1.39120490 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.86227020 % 6.71773620 % 1.41754680 %
BANKRUPTCY AMOUNT AVAILABLE 125,000.00
FRAUD AMOUNT AVAILABLE 4,357,190.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,178,595.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.10757298
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 353.98
POOL TRADING FACTOR: 95.11770731
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS7(POOL # 4444)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4444
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110GAA9 75,000,000.00 74,125,139.96 8.000000 % 2,609,483.68
A-2 76110GAB7 91,363,000.00 90,674,179.75 8.000000 % 1,896,814.02
A-3 76110GAC5 12,000,000.00 12,079,884.62 8.000000 % 0.00
A-4 76110GAD3 8,245,652.00 8,245,652.00 8.000000 % 0.00
A-5 76110GAE1 4,771,000.00 4,771,000.00 8.000000 % 0.00
A-6 76110GAF8 2,164,000.00 2,164,000.00 8.000000 % 0.00
A-7 76110GAG6 4,572,000.00 4,572,000.00 8.000000 % 0.00
A-8 76110GAH4 2,407,000.00 2,407,000.00 8.000000 % 0.00
A-9 76110GAJ0 2,390,348.00 2,390,348.00 8.000000 % 0.00
A-10 76110GAK7 24,550,000.00 24,550,000.00 8.000000 % 0.00
A-P 76110GAL5 208,784.27 208,603.02 0.000000 % 182.82
A-V 76110GAM3 0.00 0.00 0.795662 % 0.00
R 76110GAN1 100.00 0.00 8.000000 % 0.00
M-1 76110GAP6 8,468,700.00 8,464,003.59 8.000000 % 4,692.96
M-2 76110GAQ4 3,068,400.00 3,066,698.38 8.000000 % 1,700.36
M-3 76110GAR2 2,822,900.00 2,821,334.53 8.000000 % 1,564.32
B-1 76110GAS0 1,595,600.00 1,594,715.14 8.000000 % 884.21
B-2 76110GAT8 736,500.00 736,091.57 8.000000 % 408.13
B-3 76110GAU5 1,104,669.96 1,104,057.36 8.000000 % 612.17
-------------------------------------------------------------------------------
245,468,654.23 243,974,707.92 4,516,342.67
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 494,058.86 3,103,542.54 0.00 0.00 71,515,656.28
A-2 604,361.51 2,501,175.53 0.00 0.00 88,777,365.73
A-3 0.00 0.00 80,514.84 0.00 12,160,399.46
A-4 54,958.91 54,958.91 0.00 0.00 8,245,652.00
A-5 31,799.67 31,799.67 0.00 0.00 4,771,000.00
A-6 14,423.50 14,423.50 0.00 0.00 2,164,000.00
A-7 30,473.29 30,473.29 0.00 0.00 4,572,000.00
A-8 16,043.14 16,043.14 0.00 0.00 2,407,000.00
A-9 15,932.14 15,932.14 0.00 0.00 2,390,348.00
A-10 163,630.66 163,630.66 0.00 0.00 24,550,000.00
A-P 0.00 182.82 0.00 0.00 208,420.20
A-V 161,732.17 161,732.17 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 56,414.27 61,107.23 0.00 0.00 8,459,310.63
M-2 20,440.16 22,140.52 0.00 0.00 3,064,998.02
M-3 18,804.76 20,369.08 0.00 0.00 2,819,770.21
B-1 10,629.09 11,513.30 0.00 0.00 1,593,830.93
B-2 4,906.20 5,314.33 0.00 0.00 735,683.44
B-3 7,358.76 7,970.93 0.00 0.00 1,103,445.19
-------------------------------------------------------------------------------
1,705,967.09 6,222,309.76 80,514.84 0.00 239,538,880.09
===============================================================================
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS7(POOL # 4444)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4444
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 988.335199 34.793116 6.587451 41.380567 0.000000 953.542084
A-2 992.460621 20.761293 6.614948 27.376241 0.000000 971.699328
A-3 1006.657052 0.000000 0.000000 0.000000 6.709570 1013.366622
A-4 1000.000000 0.000000 6.665199 6.665199 0.000000 1000.000000
A-5 1000.000000 0.000000 6.665200 6.665200 0.000000 1000.000000
A-6 1000.000000 0.000000 6.665203 6.665203 0.000000 1000.000000
A-7 1000.000000 0.000000 6.665199 6.665199 0.000000 1000.000000
A-8 1000.000000 0.000000 6.665201 6.665201 0.000000 1000.000000
A-9 1000.000000 0.000000 6.665197 6.665197 0.000000 1000.000000
A-10 1000.000000 0.000000 6.665200 6.665200 0.000000 1000.000000
A-P 999.131879 0.875641 0.000000 0.875641 0.000000 998.256238
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 999.445439 0.554154 6.661503 7.215657 0.000000 998.891286
M-2 999.445437 0.554152 6.661504 7.215656 0.000000 998.891285
M-3 999.445439 0.554154 6.661504 7.215658 0.000000 998.891286
B-1 999.445437 0.554155 6.661500 7.215655 0.000000 998.891282
B-2 999.445445 0.554148 6.661507 7.215655 0.000000 998.891297
B-3 999.445445 0.554156 6.661501 7.215657 0.000000 998.891280
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS7 (POOL # 4444)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4444
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 50,700.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 58,384.02
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 44 6,378,065.72
(B) TWO MONTHLY PAYMENTS: 7 830,597.58
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 239,538,880.09
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,628
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,300,500.79
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.70329210 % 5.88762600 % 1.40908190 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.57217890 % 5.98820486 % 1.43440140 %
BANKRUPTCY AMOUNT AVAILABLE 130,000.00
FRAUD AMOUNT AVAILABLE 4,909,373.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,454,867.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.11122369
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 355.10
POOL TRADING FACTOR: 97.58430495
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS8(POOL # 4449)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4449
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 76110GAV3 126,200,000.00 126,200,000.00 8.000000 % 1,136,200.13
A-2 76110GAW1 32,800,000.00 32,800,000.00 8.000000 % 295,304.00
A-3 76110GAX9 21,638,000.00 21,638,000.00 8.000000 % 0.00
A-4 76110GAY7 20,000,000.00 20,000,000.00 8.000000 % 0.00
A-P 76110GAZ4 225,655.38 225,655.38 0.000000 % 198.21
A-V 76110GBA8 0.00 0.00 0.982122 % 0.00
R 76110GBB6 100.00 100.00 8.000000 % 100.00
M-1 76110GBC4 7,471,800.00 7,471,800.00 8.000000 % 3,941.82
M-2 76110GBD2 2,707,100.00 2,707,100.00 8.000000 % 1,428.16
M-3 76110GBE0 2,490,500.00 2,490,500.00 8.000000 % 1,313.89
B-1 76110GBF7 1,407,600.00 1,407,600.00 8.000000 % 742.59
B-2 76110GBG5 649,700.00 649,700.00 8.000000 % 342.76
B-3 76110GBH3 974,632.96 974,632.96 8.000000 % 514.17
-------------------------------------------------------------------------------
216,565,088.34 216,565,088.34 1,440,085.73
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 841,259.76 1,977,459.89 0.00 0.00 125,063,799.87
A-2 218,647.55 513,951.55 0.00 0.00 32,504,696.00
A-3 144,240.72 144,240.72 0.00 0.00 21,638,000.00
A-4 133,321.67 133,321.67 0.00 0.00 20,000,000.00
A-P 0.00 198.21 0.00 0.00 225,457.17
A-V 177,228.93 177,228.93 0.00 0.00 0.00
R 0.67 100.67 0.00 0.00 0.00
M-1 49,807.64 53,749.46 0.00 0.00 7,467,858.18
M-2 18,045.75 19,473.91 0.00 0.00 2,705,671.84
M-3 16,601.88 17,915.77 0.00 0.00 2,489,186.11
B-1 9,383.18 10,125.77 0.00 0.00 1,406,857.41
B-2 4,330.95 4,673.71 0.00 0.00 649,357.24
B-3 6,496.98 7,011.15 0.00 0.00 974,118.79
-------------------------------------------------------------------------------
1,619,365.68 3,059,451.41 0.00 0.00 215,125,002.61
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 1000.000000 9.003171 6.666084 15.669255 0.000000 990.996829
A-2 1000.000000 9.003171 6.666084 15.669255 0.000000 990.996829
A-3 1000.000000 0.000000 6.666084 6.666084 0.000000 1000.000000
A-4 1000.000000 0.000000 6.666084 6.666084 0.000000 1000.000000
A-P 1000.000000 0.878375 0.000000 0.878375 0.000000 999.121625
A-V 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 1000.000000 1000.000000 6.700000 1006.700000 0.000000 0.000000
M-1 1000.000000 0.527560 6.666083 7.193643 0.000000 999.472440
M-2 1000.000000 0.527561 6.666082 7.193643 0.000000 999.472439
M-3 1000.000000 0.527561 6.666083 7.193644 0.000000 999.472439
B-1 1000.000000 0.527558 6.666084 7.193642 0.000000 999.472443
B-2 1000.000000 0.527567 6.666077 7.193644 0.000000 999.472433
B-3 1000.000000 0.527563 6.666079 7.193642 0.000000 999.472448
_______________________________________________________________________________
DETERMINATION DATE 21-August-00
DISTRIBUTION DATE 25-August-00
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL ACCREDIT LOANS, INC. (COMPANY)
MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2000-QS8 (POOL # 4449)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4449
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 45,211.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,329.21
SUBSERVICER ADVANCES THIS MONTH 19,376.07
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 2,368,622.68
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 215,125,002.61
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,394
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,325,763.51
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.74226950 % 5.85626000 % 1.40147030 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.69749520 % 5.88621312 % 1.41011630 %
BANKRUPTCY AMOUNT AVAILABLE 300,000.00
FRAUD AMOUNT AVAILABLE 4,331,302.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,165,651.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.30247238
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 356.65
POOL TRADING FACTOR: 99.33503330
................................................................................
