RESIDENTIAL ACCREDIT LOANS INC
8-K, 2001-01-02
ASSET-BACKED SECURITIES
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    Form 8-K


                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


                Date of Report (Date of earliest event reported)
                                December 26, 2000


                        RESIDENTIAL ACCREDIT LOANS, INC.
           (Exact name of the registrant as specified in it's charter)

                       33-95932, 333-8733, 333-33493
                           333-48327, 333-63549           51-0368240
                                333-72661
Delaware                (Commission File Number)        (I.R.S. Employee
(State or other                                       Identification No.)
jurisdiction of
incorporation)

8400 Normandale Lake Boulevard                         55437
Minneapolis, Minnesota                               (Zip Code)
(Address of Principal
 Executive Offices)

Registrant's telephone number, including area code
(612) 832-7000

Item 5.  Other Events

See the respective monthly reports, each reflecting the required information for
the December,  2000  distribution to holders of the following  series of Conduit
Mortgage Pass-Through Certificates.



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Master Serviced by Residential Funding Corporation

1995-QS1  RALI  1996-QS1 RALI 1996-QS2 RALI 1996-QS3 RALI 1996-QS4 RALI 1996-QS5
RALI 1996-QS6 RALI 1996-QS7 RALI 1996-QS8 RALI  1997-QPCR1  RALI 1997-QPCR2 RALI
1997-QPCR3  RALI 1997-QS1 RALI  1997-QS10  RALI  1997-QS11  RALI  1997-QS12 RALI
1997-QS13  RALI 1997-QS2 RALI 1997-QS3 RALI 1997-QS4 RALI 1997-QS5 RALI 1997-QS6
RALI 1997-QS7 RALI  1997-QS8  RALI  1997-QS9 RALI 1998-QS1 RALI  1998-QS10  RALI
1998-QS11  RALI  1998-QS12  RALI  1998-QS13  RALI  1998-QS14 RALI 1998-QS15 RALI
1998-QS16 RALI 1998-QS17 RALI 1998-QS2 RALI 1998-QS3 RALI 1998-QS4 RALI 1998-QS5
RALI 1998-QS6 RALI 1998-QS7 RALI 1998-QS8 RALI 1998-QS9 RALI 1999-QS1 RALI


<PAGE>



1999-QS10  RALI  1999-QS11  RALI  1999-QS12  RALI  1999-QS13 RALI 1999-QS14 RALI
1999-QS15  RALI 1999-QS2 RALI 1999-QS3 RALI 1999-QS4 RALI 1999-QS5 RALI 1999-QS6
RALI 1999-QS7 RALI  1999-QS8  RALI  1999-QS9 RALI 2000-QS1 RALI  2000-QS10  RALI
2000-QS11  RALI  2000-QS12  RALI  2000-QS13  RALI  2000-QS2  RALI  2000-QS3 RALI
2000-QS4  RALI  2000-QS5 RALI 2000-QS6 RALI 2000-QS7 RALI 2000-QS8 RALI 2000-QS9
RALI



Item 7.  Financial Statements and Exhibits

(a)  Not applicable
(b)  Not applicable
(c)  See Item 5.



<PAGE>



                                          SIGNATURES


Pursuant  to the  requirements  of  the  Securities  ExchangeAct  of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

RESIDENTIAL ACCREDIT LOANS, INC.


By:    /s/  Davee Olson
Name:  Davee Olson
Title: Chief Financial Officer
Dated: December 26, 2000






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