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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. 1)*
Oak Hill Financial, Inc.
(Name of Issuer)
Common Stock, without par value
(Title of Class of Securities)
671337 10 3
(CUSIP Number)
12/31/99
(Date of Event which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:
[ ] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ X ] Rule 13d-1(d)
*The remainder of this cover page shall be filled out for a person's initial
filing on this form with respect to the subject class of securities, and for any
subsequent amendment containing information which would alter the disclosures
provided in a prior cover page.
The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
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CUSIP No. 671337 10 3
Page -2-
1. Names of Reporting Person:
D. Bruce Knox
S.S. or I.R.S. Identification No. of Above Individual (optional): N/A
2. Check the Appropriate Box if a Member of a Group:
(a) [ ]
(b) [ ]
3. SEC Use Only
4. Citizenship or Place of Organization: United States
Number of Shares Beneficially Owned by Each Reporting Person With:
5. Sole Voting Power: 344,178
6. Shared Voting Power: 0
7. Sole Dispositive Power: 344,372
8. Shared Dispositive Power: 0
9. Aggregate Amount Beneficially Owned by Each Reporting Person: 344,372*
10. Check Box if the Aggregate Amount in Row (9) Excludes Certain Shares:
[ ]
11. Percent of Class Represented by Amount in Row (9): 6.47%
12. Type of Reporting Person: IN
*Includes 258,862 shares held in trust for which Mr. Knox is the
trustee and a beneficiary. Also includes 194 shares in Mr. Knox's
401(k) plan account over which Mr. Knox has sole dispositive power,
but not sole or shared voting power.
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CUSIP No. 671337 10 3
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Item 1.
(a) Name of Issuer: Oak Hill Financial, Inc.
(b) Address of Issuer's Principal Executive Offices:
14621 SR 93, P.O. Box 688, Jackson, Ohio 45640
Item 2.
(a) Name of Person Filing: D. Bruce Knox
(b) Address: 14621 SR 93, P.O. Box 688, Jackson, Ohio 45640
(c) Citizenship:
United States of America
(d) Title of Class of Securities:
Common Stock, without par value
(e) CUSIP Number:
671337 10 3
Item 3. Not Applicable
Item 4. Ownership
(a) Amount beneficially owned: 344,372
(b) Percent of class: 6.47%
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote: 344,178
(ii) Shared power to vote or to direct the vote 0
(iii) Sole power to dispose or to direct the
disposition of 344,372
(iv) Shared power to dispose or to direct the disposition of 0
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CUSIP No. 671337 10 3
Page -4-
Item 5. Ownership of Five Percent or Less of a Class
N/A
Item 6. Ownership of More than Five Percent on Behalf of Another Person
N/A
Item 7. Identification and Classification of the Subsidiary Which Acquired the
Security Being Reported on By the Parent Holding Company
N/A
Item 8. Identification and Classification of Members of the Group
N/A
Item 9. Notice of Dissolution of Group
N/A
Item 10. Certification
By signing below I certify that, to the best of my knowledge and
belief, the securities referred to above were not acquired and are not
held for the purpose of or with the effect of changing or influencing
the control of the issuer of the securities and were not acquired and
are not held in connection with or as a participant in any transaction
having that purpose or effect.
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
February 10, 2000
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Date
/s/ D. Bruce Knox
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Signature
D. Bruce Knox/Executive Vice President
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Name/Title
