ADVANTA CORP
424B3, 1994-01-26
PERSONAL CREDIT INSTITUTIONS
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<PAGE>   1

Pricing Supplement dated January 25, 1994                     Rule 424(b)(3) 
(To Prospectus dated November 8, 1993 and                     File No. 33-50883 
Prospectus Supplement dated December 3, 1993)

                                 ADVANTA Corp.
                  Medium-Term Notes, Series A - Fixed Rate
<TABLE>
<S>                                                     <C>                  
=============================================================================================================
Principal Amount:  $25,000,000                          Interest Rate:   5.08%
Agent's Discount or Commission:   $62,500               Stated Maturity Date:  12/2/96
Net Proceeds to Issuer:  $24,937,500                    Original Issue Date:  2/8/94
Issue Price:  100%                                      Trade Date:  1/25/94                     
=============================================================================================================
Interest Payment Dates: 6/15 and 12/15 each year        Cusip No.:   00756QAC2
                        until maturity    
</TABLE>

Day Count Convention:

<TABLE>
        <S>                                                 <C>
        /X/30/360 for the period from 2/8/94                to 12/2/96    

        / /Actual/360 for the period from                   to

        / /Actual/Actual for the period from                to
</TABLE>


Redemption:         

    /X/The Notes cannot be redeemed prior to the Stated Maturity Date.

    / /The Notes may be redeemed prior to the Stated Maturity Date. 
       Initial Redemption Date:      
       Initial Redemption Percentage:
       Annual Redemption Percentage Reduction:-----% until Redemption 
       Percentage is 100% of the principal amount.

Optional Repayment:

        /X/The Notes cannot be repaid prior to the Stated Maturity Date.

        / /The Notes can be repaid prior to the Stated Maturity Date at the
           option of the holder of the Notes.
           Option Repayment Dates:
           Repayment Price:----%

Currency:

         Specified Currency: U.S. Dollars
           (If other than U.S. dollars, see attached)
         Minimum Denominations:
           (Applicable only if Specified Currency is other than U.S. dollars)
         Original Issue Discount:

                           / /Yes  /X/No

         Total Amount of OID:
         Yield to Maturity:
         Initial Accrual Period:

Form:

         /X/Book Entry     / /Certificated

<PAGE>   2
Agent acting in the capacity as indicated below:

         / /Agent          /X/Principal

If as Principal:

         /X/The Notes are being offered at varying prices related to 
            prevailing market prices at the time of resale.

         / /The Notes are being offered at a fixed initial public offering 
            price of ---% of principal amount.

If as Agent:

         The Notes are being offered at a fixed initial public offering price 
         of ---% of principal amount.

/ /Other Provisions: (see attached)                           
                                     --------------------------

            / /Merrill Lynch & Co.

                                   / /CS First Boston

                                                       /X/Salomon Brothers Inc




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