ADVANTA CORP
424B3, 1994-09-16
PERSONAL CREDIT INSTITUTIONS
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Pricing Supplement dated September 15, 1994                    Rule 424(b)(3)
(To Prospectus dated November 8, 1993 and                      File No. 33-50883
Prospectus Supplement dated December 3, 1993)

                                 ADVANTA CORP.
                   MEDIUM-TERM NOTES, SERIES A - FIXED RATE

================================================================================
Principal Amount:  $10,000,000                  Interest Rate:  6.81%
Agent's Discount or Commission:   $25,000       Stated Maturity Date:  9/23/96
Net Proceeds to Issuer:  $9,975,000             Original Issue Date:  9/22/94
Issue Price:  100%                              Trade Date:  9/15/94    
================================================================================
Interest Payment Dates:   June 15 and December 15        Cusip No.:  00756QAQ1
                          each year until maturity

Day Count Convention:
         / X  /  30/360 for the period from         9/22/94         to  9/23/96
         /    /  Actual/360 for the period from    to
         /    /  Actual/Actual for the period from          to

Redemption:
         / X  /  The Notes cannot be redeemed prior to the Stated Maturity Date.

         /    /  The Notes may be redeemed prior to the Stated Maturity Date.
                 Initial Redemption Date:
                 Initial Redemption Percentage:
                 Annual Redemption Percentage Reduction: ____% until Redemption
                 Percentage is 100% of the principal amount.

Optional Repayment:
         / X  /  The Notes cannot be repaid prior to the Stated Maturity Date.

         /    /  The Notes can be repaid prior to the Stated Maturity Date at
                 the option of the holder of the Notes.
                 Option Repayment Dates:
                 Repayment Price: ____%

Currency:

         Specified Currency:
           (If other than U.S. dollars, see attached)
         Minimum Denominations:
           (Applicable only if Specified Currency is other than U.S. dollars)
         Original Issue Discount:
                          /   /   Yes      / X /   No

         Total Amount of OID:
         Yield to Maturity:
         Initial Accrual Period:
<PAGE>   2



Form:

         / X /   Book Entry                                 /  /    Certificated

Agent acting in the capacity as indicated below:

         / X /   Agent                                      /  /    Principal

If as Principal:

         /  /    The Notes are being offered at varying prices related to
                 prevailing market prices at the time of resale.

         /  /    The Notes are being offered at a fixed initial public offering
                 price of ____% of principal amount.

If as Agent:

         The Notes are being offered at a fixed initial public offering price
of  100% of principal amount.

/  /     Other Provisions:  (see attached)

                       --------------------------------

                / X / Merrill Lynch & Co.

                            /   /  CS First Boston

                                        /   /  Salomon Brothers Inc



                                                                              


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