ADVANTA CORP
424B3, 1994-08-30
PERSONAL CREDIT INSTITUTIONS
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Pricing Supplement dated August 29, 1994                   Rule 424(b)(3)
(To Prospectus dated November 8, 1993 and                  File No. 33-50883
Prospectus Supplement dated December 3, 1993)

                                 ADVANTA CORP.
                   MEDIUM-TERM NOTES, SERIES A - FIXED RATE
<TABLE>
========================================================================================
<S>                                                       <C>
Principal Amount: $22,000,000                             Interest Rate:  7.04%
Agent's Discount or Commission: $77,000                   Stated Maturity Date:  9/12/97
Net Proceeds to Issuer:  $21,923,000                      Original Issue Date:  9/12/94
Issue Price:  100%                                        Trade Date:  8/29/94
========================================================================================

</TABLE>
Interest Payment Dates:      June 15 and December 15      Cusip No.: 00756QAK4
                             each year until maturity

Day Count Convention:

         /X/     30/360 for the period from 9/12/94 to 9/12/97
         / /     Actual/360 for the period from     to
         / /     Actual/Actual for the period from  to

Redemption:
         
         /X/     The Notes cannot be redeemed prior to the Stated Maturity Date.

         / /     The Notes may be redeemed prior to the Stated Maturity Date.
                 Initial Redemption Date:
                 Initial Redemption Percentage:
                 Annual Redemption Percentage Reduction: ____% until Redemption
                 Percentage is 100% of the principal amount.

Optional Repayment:

         /X/     The Notes cannot be repaid prior to the Stated Maturity Date.

         / /     The Notes can be repaid prior to the Stated Maturity Date at
                 the option of the holder of the Notes.
                 Option Repayment Dates:
                 Repayment Price: ____%

Currency:

         Specified Currency:
           (If other than U.S. dollars, see attached)
         Minimum Denominations:
           (Applicable only if Specified Currency is other than U.S. dollars)
         Original Issue Discount:
                          / /     Yes      /X/     No

         Total Amount of OID:
         Yield to Maturity:
         Initial Accrual Period:
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Form:

         /X/     Book Entry                                 / /     Certificated

Agent acting in the capacity as indicated below:

         /X/     Agent                                      / /     Principal

If as Principal:

         / /     The Notes are being offered at varying prices related to
                 prevailing market prices at the time of resale.

         / /     The Notes are being offered at a fixed initial public offering
                 price of ____% of principal amount.

If as Agent:

         The Notes are being offered at a fixed initial public offering price
         of 100% of principal amount.

/ /      Other Provisions:  (see attached)

                      -----------------------------------

      /X/  Merrill Lynch & Co.

                              / /  CS First Boston

                                                     / /  Salomon Brothers Inc
    

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