ADVANTA CORP
424B3, 1994-10-31
PERSONAL CREDIT INSTITUTIONS
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Pricing Supplement dated October 28, 1994                     Rule 424(b)(3)
(To Prospectus dated November 8, 1993 and                     File No. 33-50883
Prospectus Supplement dated December 3, 1993)

                                 ADVANTA CORP.
                   MEDIUM-TERM NOTES, SERIES A - FIXED RATE

================================================================================
Principal Amount:  $17,000,000                  Interest Rate: 7.40%
Agent's Discount or Commission:   $42,500       Stated Maturity Date:  11/4/96
Net Proceeds to Issuer:  $16,957,500            Original Issue Date:   11/4/94
Issue Price:   100%                             Trade Date:     10/28/94
================================================================================

Interest Payment Dates:  June 15 and December 15      Cusip No.: 00756QAW8
                          each year until maturity

Day Count Convention:

         / X  /  30/360 for the period from 11/4/94 to 11/4/96

         /    /  Actual/360 for the period from         to

         /    /  Actual/Actual for the period from          to

Redemption:

         / X /   The Notes cannot be redeemed prior to the Stated Maturity Date.

         /   /   The Notes may be redeemed prior to the Stated Maturity Date.
                 Initial Redemption Date:
                 Initial Redemption Percentage:
                 Annual Redemption Percentage Reduction: ____% until Redemption
                 Percentage is 100% of the principal amount.

Optional Repayment:

         / X /   The Notes cannot be repaid prior to the Stated Maturity Date.

         /   /   The Notes can be repaid prior to the Stated Maturity Date at
                 the option of the holder of the Notes.
                 Option Repayment Dates:
                 Repayment Price: ____%

Currency:

         Specified Currency:
           (If other than U.S. dollars, see attached)
         Minimum Denominations:
           (Applicable only if Specified Currency is other than U.S. dollars)
         Original Issue Discount:

                          /   /   Yes      / X /   No

         Total Amount of OID:
         Yield to Maturity:
         Initial Accrual Period:
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Form:

         / X /   Book Entry                                 /  /    Certificated

Agent acting in the capacity as indicated below:

         / X /   Agent                                      /  /    Principal

If as Principal:

         /  /    The Notes are being offered at varying prices related to 
                 prevailing market prices at the time of resale.

         /  /    The Notes are being offered at a fixed initial public 
                 offering price of ____% of principal amount.

If as Agent:

         The Notes are being offered at a fixed initial public offering price 
         of 100% of principal amount.

/   /    Other Provisions:  (see attached)

                                  __________________________________

                 /  /  Merrill Lynch & Co.

                                   / X /  CS First Boston

                                                   /   /  Salomon Brothers Inc







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