ADVANTA CORP
424B3, 1995-02-03
PERSONAL CREDIT INSTITUTIONS
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<TABLE>
<S>                                                                          <C>
Pricing Supplement dated February 2, 1995                                    Rule 424(b)(3)
(To Prospectus dated November 8, 1993 and                                    File No. 33-50883
Prospectus Supplement dated December 3, 1993)
</TABLE>

                                 ADVANTA CORP.
                   MEDIUM-TERM NOTES, SERIES A - FIXED RATE
<TABLE>
<CAPTION>
==============================================================================================================
<S>                                                                 <C>                              
Principal Amount:  $20,000,000                                      Interest Rate: 8.18%
Agent's Discount or Commission:   $50,000                           Stated Maturity Date:  2/9/97
Net Proceeds to Issuer:  $19,950,000                                Original Issue Date:  2/9/95
Issue Price:        100%                                            Trade Date:  2/2/95     
==============================================================================================================
Interest Payment Dates:   June 15 and December 15                   Cusip No.:  00756QBD9
                          each year until maturity
</TABLE>

Day Count Convention:

         / X /   30/360 for the period from         2/9/95 to 2/9/97

         /   /   Actual/360 for the period from            to

         /   /   Actual/Actual for the period from         to

Redemption:

         / X /   The Notes cannot be redeemed prior to the Stated Maturity Date.

         /   /   The Notes may be redeemed prior to the Stated Maturity Date.
                 Initial Redemption Date:
                 Initial Redemption Percentage:
                 Annual Redemption Percentage Reduction: ____% until Redemption
                 Percentage is 100% of the principal amount.

Optional Repayment:

         / X /   The Notes cannot be repaid prior to the Stated Maturity Date.

         /   /   The Notes can be repaid prior to the Stated Maturity Date at
                 the option of the holder of the Notes.
                 Option Repayment Dates:
                 Repayment Price: ____%

Currency:

         Specified Currency:  U.S. Dollars
           (If other than U.S. dollars, see attached)
         Minimum Denominations:
           (Applicable only if Specified Currency is other than U.S. dollars)
         Original Issue Discount:
                          /   /   Yes      / X /   No

         Total Amount of OID:
         Yield to Maturity:
         Initial Accrual Period:
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Form:

         / X /  Book Entry                          /  /    Certificated

Agent acting in the capacity as indicated below:

         / X /   Agent                              /  /    Principal

If as Principal:

         /   /   The Notes are being offered at varying prices related to
                 prevailing market prices at the time of resale.

         /   /   The Notes are being offered at a fixed initial public offering
                 price of ____% of principal amount.

If as Agent:

         The Notes are being offered at a fixed initial public offering price
of  100% of principal amount.

/ X /    Other Provisions:  (see attached)

                 Donaldson, Lufkin & Jenrette Securities Corp.

           /   /  Merrill Lynch & Co.

                            /   /  CS First Boston

                                             /   /  Salomon Brothers Inc


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