Pricing Supplement dated January 12, 1996 Rule 424(b)(3)
(To Prospectus dated October 23, 1995) File No. 33-62601
$190,587,000 Principal Amount
Advanta Corp.
91 Day Notes
Six, Eighteen and Thirty Month Notes
One, Two, Three, Four, Five, Seven and Ten Year Notes
Interest Annual Interest Annual
Rate Percentage Rate Percentage
Per Yield Per Yield
Maturity Annum (APY)* Maturity Annum (APY) *
91 Days 5.21% 5.35% One Year 6.11% 6.30%
Six Months 5.69% 5.85% Two Years 5.97% 6.15%
Eighteen Months 5.92% 6.10% Four Years 6.06% 6.25%
Thirty Months 6.02% 6.20% Five Years 6.11% 6.30%
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* The APY assumes interest and principal remain on deposit
until maturity. Substantial penalty for early withdrawal.
