ADVANTA CORP
424B3, 1996-11-20
PERSONAL CREDIT INSTITUTIONS
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<PAGE>   1


Pricing Supplement dated November 17, 1996                        Rule 424(b)(3)
(To Prospectus dated October 23, 1995)                         File No. 33-62601


                         $190,587,000 Principal Amount

                                 Advanta Corp.

                                  91 Day Notes
                      Six, Eighteen and Thirty Month Notes
             One, Two, Three, Four, Five, Seven and Ten Year Notes



<TABLE>
<CAPTION>
                                            Annual                                            Annual
                          Interest        Percentage                        Interest        Percentage
                            Rate            Yield                             Rate             Yield
 Maturity                 Per Annum        (APY)*1       Maturity           Per Annum         (APY)*
 --------                 ---------        -----         --------           ---------         ----- 
 <S>                        <C>             <C>          <C>                  <C>              <C>
 91 Days                    5.40%           5.55%        One Year             6.16%            6.35%
 Six Months                 5.69%           5.85%        Two Years            6.25%            6.45%
 Eighteen Months            6.20%           6.40%        Four Years           6.49%            6.70%
 Thirty Months              6.39%           6.60%        Five Years           6.77%            7.00%
</TABLE>





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* Effective annual yield assumes interest reinvested at the current daily rate.
Substantial penalty for early withdrawal.









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