ADVANTA CORP
424B3, 1997-04-08
PERSONAL CREDIT INSTITUTIONS
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<PAGE>   1

Pricing Supplement dated April 6, 1997                            Rule 424(b)(3)
(To Prospectus dated October 23, 1995)                         File No. 33-62601

                        $190,587,000 Principal Amount

                                Advanta Corp.

                                 91 Day Notes
                     Six, Eighteen and Thirty Month Notes
            One, Two, Three, Four, Five, Seven and Ten Year Notes



<TABLE>
<CAPTION>
                              Annual                              Annual
                 Interest   Percentage               Interest   Percentage
                   Rate        Yield                   Rate       Yield
Maturity         Per Annum    (APY)*    Maturity    Per Annum     (APY)*
- --------         ---------    ------    --------    ---------     ------
<C>                <C>         <C>      <C>           <C>         <C>  
91 Days            5.40%       5.55%    One Year      6.16%       6.35%
Six Months         5.69%       5.85%    Two Years     6.25%       6.45%
Eighteen Months    6.20%       6.40%    Four Years    6.77%       7.00%
Thirty Months      6.77%       7.00%    Five Years    6.77%       7.00%
</TABLE>

- ---------------------

*   Effective annual yield assumes interest reinvested at the current daily
    rate. Substantial penalty for early withdrawal.



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