ADVANTA CORP
424B3, 1997-04-21
PERSONAL CREDIT INSTITUTIONS
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<PAGE>   1
Pricing Supplement dated April 20, 1997                           Rule 424(b)(3)
(To Prospectus dated October 23, 1995)                         File No. 33-62601

                         $190,587,000 Principal Amount

                                 Advanta Corp.

                                  91 Day Notes
                      Six, Eighteen and Thirty Month Notes
             One, Two, Three, Four, Five, Seven and Ten Year Notes



<TABLE>
<CAPTION>
                                                               Annual                                             Annual
                                              Interest       Percentage                         Interest        Percentage
                                                Rate            Yield                             Rate            Yield
                     Maturity                 Per Annum        (APY)*        Maturity           Per Annum         (APY)*
                     --------                 ---------        -----         --------           ---------         ----- 
                     <S>                        <C>             <C>          <C>                  <C>              <C>
                     91 Days                    5.59%           5.75%        One Year             6.39%            6.60%
                     Six Months                 5.92%           6.10%        Two Years            6.63%            6.85%
                     Eighteen Months            6.49%           6.70%        Four Years           6.86%            7.10%
                     Thirty Months              6.77%           7.00%        Five Years           7.00%            7.25%
</TABLE>





                                  
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* Effective annual yield assumes interest reinvested at the current daily rate.
Substantial penalty for early withdrawal.


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