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Pricing Supplement No.4 dated August 22, 1997 Rule 424(b)(3)
(To Prospectus dated July 8, 1996 and File No. 333-05701
Prospectus Supplement dated August 7, 1997)
ADVANTA CORP.
VALUE NOTES(SM), SERIES A - FIXED RATE
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Cusip No.: 00757GAD1 Interest Rate: 7.75%
Aggregate Principal Amount: $270,000 Maturity Date: 8/27/2004
Total Agents' Discount or Commission: $4,050 Issue Date: 8/27/97
Net Proceeds to Issuer: $265,950 Trade Date: 8/22/97
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<TABLE>
<CAPTION>
- ---------------------------------------------------------------------------------------------------------------
Agent's Discount Net Proceeds to
Name of Agent Principal Amount on Commission Issuer
- ---------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
Legg Mason Wood Walker, Incorporated $245,000 $3,675 $241,325
- ---------------------------------------------------------------------------------------------------------------
Sage Rutty & Co. $ 25,000 $ 375 $ 24,625
- ---------------------------------------------------------------------------------------------------------------
</TABLE>
Interest Payment Dates: September 15, 1997 and the 15th day of each succeeding
calendar month through and including July 15, 2004 and
on the Maturity Date; provided however, that if this
Note is redeemed at the option of the Company prior to
the Maturity Date, the final Interest Payment Date
shall be the Redemption Date (as defined herein).
Day Count Convention:
[ X ] 30/360 for the period from 8/27/97 to 8/26/2004
Redemption:
[ ] The Notes cannot be redeemed prior to the Stated Maturity Date.
[ X ] The Notes may be redeemed prior to the Stated Maturity Date.
Initial Redemption Date: August 15, 2000
Initial Redemption Percentage: 100%
Annual Redemption Percentage Reduction: 0%.
See "Other Provisions" below.
Form: [ X ] Book Entry
Agent acting in the capacity as indicated below:
[ X ] Agent [ ] Principal
If as Principal:
[ ] The Notes are being offered at varying prices related to
prevailing market prices at the time of resale.
[ ] The Notes are being offered at a fixed initial public offering
price of ____% of principal amount.
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If as Agent:
The Notes are being offered at a fixed initial public offering price of
100% of principal amount.
[ X ] Other Provisions: This Note may be redeemed by the Company on August
15, 2000 (the "Initial Redemption Date") and on any
Interest Payment Date thereafter (each, a "Redemption
Date"), on written notice given not more than 60 nor
less than 30 days prior to such Redemption Date. In
the event of any such redemption by the Company, the
Redemption Price shall be 100% of the principal amount
of this Note.
[ ] PaineWebber Incorporated
[ X ] Legg Mason Wood Walker, Incorporated
[ X ] Sage Rutty & Co.